‘Overlord’ Trailer Teases a World War II Zombie Movie; Here’s Everything We Know So Far

'Overlord' Trailer Teases a World War II Zombie Movie; Here's Everything We Know So Far

 

Ahead of Comic-Con, where we expected it to drop, Paramount has unveiled the first trailer for the Bad Robot production Overlord. It's the first R-rated release from J.J. Abrams' company, best known lately for surprise deliveries of Cloverfield movies, and we can easily see why that is. Already, we're getting clear glimpses of gory Nazi zombies here. 

 

The trailer starts off like it's a normal World War II drama, albeit the kind with lots of action…

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Body brushing is the key to better skin texture – here’s why

From buffing away dry skin to reducing the appearance of cellulite, here’s why you should invest in a body brush, stat

body brushing

If there’s one thing you should be doing for better looking skin, it’s body brushing.

The skincare trend has surged in popularity this year, probably owing to a recent BBC documentary (more on that later). So how does it work, exactly?

Keep scrolling to find out why body brushing is the key to improved overall skin texture.

Body brushing for cellulite

While there’s absolutely nothing wrong with having cellulite, a lot of us will admit that we’d be happy to see the back of it. So if you’ve frantically been Googling ‘how to get rid of cellulite‘ this whole time, allow us to step in.

The Truth About Looking Good, which first aired in January, conducted a small five-week experiment with the University of Sunderland comparing the effects of body brushing, toning exercises and a caffeine-based cellulite cream on the appearance of women’s cellulite.

Those in the body brushing group saw 26% improvement in appearance on average, more than 10% more than each of the other two methods, while one woman’s cellulite was 35% less visible.

Although it’s likely that the fat was redistributed rather than got rid of, the proof was very much in the pudding (or pictures).

What’s the best body brush?

This is kind of a trick question, as there’s little differentiation between them: generally speaking, a body brush is a body brush. That said, it’s thought that those with natural cactus bristles are slightly superior. Aromatherapy Associates, Elemis and Hydrea all make great ones. Consider them an investment in yourself.

Aromatherapy Associates, £25, Net-a-Porter

body brushing

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Benefits of body brushing

As well as reducing the appearance of cellulite, using a body brush is a great way of keeping dry skin under control and will help to get rid of pesky ingrown hairs. Body brushing before you apply your best moisturiser will give those results an all-important boost, leaving you silky smooth.

Using a dry brush on the regular is also known to boost your circulation and aid lymphatic drainage, which helps the body expel toxins and avoid fluid retention, leading to healthier looking skin overall.

How to body brush

The key to nailing body brushing is to use a circular motion as you brush to help buff away dead skin cells, stimulate lymphatic drainage and encourage cellulite to budge.

Use the brush in clockwise circles all over the body and, if you’re looking to target cellulite, apply significant pressure but not so much that it’s painful.

The post Body brushing is the key to better skin texture – here’s why appeared first on Marie Claire.

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New ‘Robin Hood’ Trailer Introduces a Thief in Training; Here’s Everything We Know

New 'Robin Hood' Trailer Introduces a Thief in Training; Here's Everything We Know

Taron Egerton at arrivals for SING Premiere, L.A. Live, Los Angeles, CA December 3, 2016. Photo By: Dee Cercone/Everett Collection

Update: The first trailer for Robin Hood presented a fresh new vision of the venerable character, played this time by Taron Egerton (above). A new trailer introduces him as a thief in training.

Apparently, he has been recruited to steal from the rich and give to the poor, but first he needs to develop the skills needed, which Little John (Jamie Foxx) gladly…

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Timothée Chalamet to Star in ‘Dune’; Here’s Everything We Know

Timothée Chalamet to Star in 'Dune'; Here's Everything We Know

Long in development, a new big-screen version of Frank Herbert's Dune is moving forward and may have found its star. Read onward to learn everything we know.

What's the latest news?

Academy Award nominee Timothée Chalamet (Call Me By Your Name, top) is "in final talks" to star in Dune, according to Deadline. The actor can next be seen in the drama Beautiful Boy, due for release on October 12.

Who is directing?

Denis Villeneuve (Sicario, Arrival, Blade…

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‘Aquaman’ Debuts First Poster; Here’s Everything We Know

'Aquaman' Debuts First Poster; Here's Everything We Know

With Comic-Con coming up this weekend, we should be hearing and seeing a lot of Aquaman. The upcoming DC superhero movie will feature Jason Momoa reprising his role as the title character, last seen in Justice League.

And while there hasn't yet been a trailer promoting the December release, we have seen some exciting images of the movie and director James Wan has just shared another via Twitter. Presumably a shot from the trailer, the pic showcases whom many presume to be Ocean Master…

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DC’s Joker Origin Movie Moves Forward With Joaquin Phoenix; Here’s Everything We Know

DC's Joker Origin Movie Moves Forward With Joaquin Phoenix; Here's Everything We Know

Update: Warner Bros. has officially greenlit its standalone Joker movie, according to The Hollywood Reporter. Joaquin Phoenix has also been locked in for the role of the iconic DC Comics character. Filming will begin in September with a budget of only $ 55 million, which is pretty low for a comic book movie these days. 

(Read our previous report on the casting and then check out everything we know about the movie so far below.) 

 

Arguably the most iconic comic…

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An Amazon Prime Day for health care? Here’s what experts say it could look like

Offering discounts on prescriptions would seem like a natural option, but a number of health-care professionals think Amazon could also make a big impact when it comes to health-care services.
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Cate Shortland to Direct Marvel’s ‘Black Widow’; Here’s Everything We Know

Cate Shortland to Direct Marvel's 'Black Widow'; Here's Everything We Know

After Marvel Studios reportedly vetted more than 70 women filmmakers for the job, then the selection was down to three shortlisted favorites, Cate Shortland has been hired to direct the solo Black Widow movie, according to The Hollywood Reporter. 

Shortland is a relatively unknown filmmaker who hails from Australia. But she's been a big deal on the festival circuit with award-winning shorts and features, the latter including the 2012 Nazi drama Lore and last year's Sundance…

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France Just Won the World Cup. Here’s How Much Their Players Get

France just played its way to its first World Cup victory in 20 years, defeating Croatia’s team 4-2 on Sunday to take home the soccer tournament’s iconic trophy, lifelong bragging rights and a whole lot of prize money.

But just how much cash will players on France’s team actually earn from winning the championship? It’s not up to FIFA, or even coach Didier Deschamps. The French Football Federation will decide how to distribute the first-place award.

For winning Sunday’s final, FIFA will give France $ 38 million from its prize fund. (Don’t feel too bad for Croatia — its team gets to lick its wounds with a cool $ 28 million). The money comes out of a $ 400 million pot, according to the Associated Press, which is up 12% from the last World Cup in 2014. In total, FIFA has earmarked $ 791 million to give to various 2018 World Cup teams for their preparations, players and performances.

As MONEY reported last month, the prizes are technically awarded to the various teams’ national soccer federations. Those organizations can then decide how they want to distribute the winnings, which means that players in some countries end up profiting a lot more than others.

The president of the French Federation, Noël Le Graët, has said his athletes will get 30% of the cash they earn. Each player was guaranteed a bonus of €280,000, or about $ 330,000, for making it to the final, according to BFMTV. So they’re at least taking home that much.

At least one player plans to donate his cut to charity. Kylian Mbappé, a forward, announced last month that he intends to give his $ 22,000-per-game fee — along with his bonus — to Preiers de Cordees, a sports charity for people with disabilities.

“When playing a World Cup, it’s a pleasure, because it’s a dream come true,” his teammate Samuel Umtiti told L’Equipe in French. “So yes, there is money at stake. But I do not care. I do not play for that.”

In fact, perhaps the most valuable perk that comes with winning the World Cup is the trophy, which weighs more than 13 pounds and is made of 18-carat gold. Designed by an Italian artist in 1974, it’s worth up to $ 20 million, according to USA Today.

But don’t get too excited: The winning team isn’t allowed to take the actual item home due to a series of misfortunes the original Jules Rimet Trophy encountered in the 20th century. Instead, they get to keep a gold-plated replica.

Sports – TIME

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Danai Gurira Touted for ‘Godzilla vs. Kong’: Here’s What We Know So Far

Danai Gurira Touted for 'Godzilla vs. Kong': Here's What We Know So Far

Set for theatrical release on May 31, 2019, the first official images from Godzilla: King of the Monsters have been revealed. But what about the monstrous confrontation that will be featured in 2020's Godzilla vs. Kong? "It’s not like we’re bending over backwards to introduce Kong, but there’s definitely some bread crumbs,” director Michael Dougherty told EW.

More bread crumbs are already accumulating. Let's round up what we know about Godzilla vs. Kong…

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New ‘Unfriended: Dark Web’ Trailer Makes the Terror Personal; Here’s Everything We Know

New 'Unfriended: Dark Web' Trailer Makes the Terror Personal; Here's Everything We Know

Update: The first trailer for Unfriended: Dark Web explained the concept of "the dark web," a secret part of the Internet where bad people can do terrible things. Now a new trailer makes the terror more personal.

Watch the new trailer and then catch up on everything we know below, including the new poster. The film will open in theaters on July 20.

(Read our previously-published post below.)

 

We've always suspected that our computers are out to get us!…

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Watch First ‘Goosebumps 2: Haunted Halloween’ Trailer; Here’s Everything We Know

Watch First 'Goosebumps 2: Haunted Halloween' Trailer; Here's Everything We Know

Back in 2015, Goosebumps brought R.L. Stine's popular young-adult horror series to life with a very entertaining tale that married monsters, mayhem and the macabre. The big-screen adventure danced lightly around the potentially disturbing horror elements to keep the emphasis on family fun, which made the movie unexpectedly entertaining and appealing to adults as well as children. The young lead characters also drew in a young-adult audience.

Now the first trailer for the sequel,…

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Keri Russell to Star in Supernatural ‘Antlers’; Here’s Everything We Know

Keri Russell to Star in Supernatural 'Antlers'; Here's Everything We Know

Last December, we heard that Guillermo del Toro would be producing Antlers, a film of the supernatural. Now comes word via THR that Keri Russell (TV's The Americans, above) is in negotiations to star. What do we know about this project?

What's the story?

Written by Henry Chaisson and Nick Antosca, it's based on Antosca's short story "The Quiet Boy." The film will follow a teacher who tries to protect one of her students after learning a disturbing secret about…

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New ‘RoboCop’ Sequel Coming From ‘District 9’ Director; Here’s Everything We Know

New 'RoboCop' Sequel Coming From 'District 9' Director; Here's Everything We Know

Four years ago, MGM attempted to reboot the RoboCop franchise with a remake starring Joel Kinnaman. That wasn't too big a hit, at least not domestically, so now instead of continuing from that movie, the studio is going back to the beginning. According to Deadline, Neill Blomkamp (District 9) will helm a direct sequel to the 1987 original. 

There was rumor earlier this year of a possible RoboCop that would continue from the very first movie, and now this is confirmation. Titled…

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Billy Dee Williams to Reprise Lando Role for ‘Star Wars: Episode IX’; Here’s What We Know So Far

Billy Dee Williams to Reprise Lando Role for 'Star Wars: Episode IX'; Here's What We Know So Far

Update: We've been wondering if Lando Calrissian would show up in the current Star Wars trilogy. The popular scoundrel from the original trilogy was a big part of The Empire Strikes Back and Return of the Jedi, and his absence from The Force Awakens and The Last Jedi has left fans wondering what became of the traitor turned hero of the rebel fleet.

Lando was given a minor update in the recent official-canon book Bloodline and is a big part of another new book called Last…

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Jeremy Renner Joins the ‘Spawn’ Reboot; Here’s Everything We Know

Jeremy Renner Joins the 'Spawn' Reboot; Here's Everything We Know

Update: While Jamie Foxx has been confirmed for the title role in Todd McFarlane's Spawn reboot, the Hell-spawned superhero is not actually the main character of his own movie. Instead, the protagonist of Spawn is Detective Maximilian Steven Percival "Twitch" Williams III, a cop described by McFarlane as being like Sheriff Brody in Jaws. Spawn is, therefore, the movie's shark. 

For the part of Twitch, McFarlane has cast Jeremy Renner, according to Deadline….

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Margot Robbie Talks ‘Birds of Prey’; Here’s Everything We Know

Margot Robbie Talks 'Birds of Prey'; Here's Everything We Know

Update: While busy promoting her new film Terminal, which opened in U.K. theaters last week, Margot Robbie (above) answered questions about her upcoming role as Harley Quinn in Birds of Prey.

The title, by the way, is not yet confirmed, but Robbie told Flickering Myth that production will begin in January 2019. In addition to starring, Robbie is also serving as a producer on the project, which she said is aiming for an R-rating and will be made with a "much smaller budget."…

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Oprah Googled Herself And Here’s What She Found Out

'Selma' New York Premiere - Inside Arrivals

Source: Noam Galai / Getty

Despite Oprah Winfrey being one of the most famous and successful people in the world, even she doesn’t know just how deep her accomplishments go. She had to discover a few of them online.

Recently, the talk show icon told British Vogue’s editor-in-chief, Edward Enninful, that she had no idea she was the first self-made African-American billionaire until she Googled it. (She was labeled a billionaire back in 2003.)

“This is what I didn’t know,” she explained. “That I was the first African-American self-made billionaire. Did not know that.”

She also learned that she’s given more money to charity in the 21st century more than any other African-American.

“I said ‘this is really good,’” she said about seeing that tidbit.

Watch this interview of her below:

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Watch Thrilling New ‘Skyscraper’ Trailer; Here’s Everything We Know

Watch Thrilling New 'Skyscraper' Trailer; Here's Everything We Know

Update: The third trailer for Skyscraper has just dropped, and it looks spectacular, thrilling, and very, very dangerous. If it reminds you of past movies that starred Bruce Willis and Paul Newman, Dwayne Johnson acknowledges that Die Hard and The Towering Inferno "are two classic movies that inspired me and generations, and became the inspiration" for the new film.

We can definitely see that in the new trailer. Watch it below, then scroll down to read our previous post on all we…

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Here’s Why English Soccer Fans Keep Chanting ‘It’s Coming Home’

After its 2-0 victory over Sweden on Saturday, the U.K. is advancing to the World Cup semifinals for the first time since 1990.

As celebrations rage, and ahead of the team’s next bout, you may have noticed lots of U.K. fans saying, “It’s coming home.” Here’s what the phrase means, and where it comes from.

Origin

“It’s coming home” makes up the chorus of the 1996 song “Three Lions,” by The Lightning Seeds. The song was created, with the help of comedians David Baddiel and Frank Skinner, to commemorate England hosting the 1996 European Football Championship, its first hosting gig since the 1966 World Cup, according to the BBC. With lyrics like, “England’s gonna throw it away, gonna blow it away,” and “thirty years of hurt,” the song was meant to lovingly poke fun at the bittersweet existence of British soccer fans, according to the Independent.

Meaning

The chorus’ iconic line refers to soccer returning to England, its birth home. The game officially branched off from rugby there in 1863, with the creation of the Football Association in England, according to FIFA. That group was soccer’s (or football’s) first governing body, FIFA says.

The song’s title, “Three Lions,” refers to the design depicted on English players’ jerseys.

Today

Though the song is more than 20 years old, U.K. soccer fans still use “It’s coming home” as a rallying cry, echoing through stadiums and social media networks alike. Even Daniel Baddiel, one of the comedians who helped create the song, has joined in the fun to celebrate England’s advancing team.

 

England’s underdog team is set to face Croatia on Wednesday, July 11, at 2 p.m. ET.

Sports – TIME

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Here’s What Happens in the Ant-Man and the Wasp Post-Credits Scenes

Warning: This post contains spoilers for Ant-Man and the Wasp and Avengers: Infinity War.

Post-credits scenes are Marvel Studio’s way of teasing what will happen next in upcoming Marvel movies. And while Ant-Man and the Wasp may be Marvel’s tiniest heroes, the Ant-Man and the Wasp end-credits scene is probably the cinematic universe’s most anticipated in years.

Fans have been yearning for any information about the future of the franchise after the devastating Avengers: Infinity War premiered earlier this summer. At the end of that movie, baddie Thanos snapped his fingers and destroyed half of all life in the universe. That means that half our heroes disintegrated and disappeared. Ant-Man and the Wasp is the first Marvel movie to hit theaters after that massive cliffhanger as well as the Avengers: Infinity War post-credits scene, which hinted at the long-awaited arrival of a certain superhero.

Most of Ant-Man and the Wasp takes place before the events of Infinity War. But the Ant-Man and the Wasp end-credits scene does take place at the same time as Infinity War and answers the question of where Ant-Man was during the battle against Thanos — if not questions about how the Avengers plan to bring back their fallen compatriots.

Scene 1: Ant-Man is stuck in the Quantum Realm

We find out during the movie that Scott Lang (a.k.a. Ant-Man, played by Paul Rudd) was under house arrest following his violation of the Sokovia Accords in Captain America: Civil War. (He took the deal to be with his daughter, while Captain America, Black Widow and the rest of that crew remain on the lam.)

But he’s released from house arrest at the end of the movie and free to participate in experiments with his girlfriend Hope (Evangeline Lilly as The Wasp), her father Hank Pym (Michael Douglas) and her mother Janet (Michelle Pfeiffer), recently saved from the Quantum Realm. In the first post-credits scene, the trio sends Scott into the Quantum Realm in order to recover some data.

But while Scott is shrunk in miniature, Thanos destroys half of all life in the universe. The audience watches Hope, Hank and Janet float away. Scott, meanwhile, is stuck in the Quantum Realm.

Scene 2: The Ant on the Drums

Marvel often ends its movies with a comic teaser. Don’t expect this one to give you any information about Thanos or even how Scott will escape the Quantum realm without Hope and her parents to help him.

In the second post-credits scene for Ant-Man and the Wasp, a gigantic ant who has been wearing Scott’s ankle bracelet while he sneaks out on adventures with Hope throughout the movie, plays the drums in Scott’s house.


Entertainment – TIME

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Keri Russell Is Joining ‘Star Wars: Episode IX’; Here’s What We Know So Far

Keri Russell Is Joining 'Star Wars: Episode IX'; Here's What We Know So Far

Fans can look forward to many familiar faces returning for Star Wars: Episode IX next year, including Daisy Ridley and John Boyega, but now we know of at least one new addition. Variety has revealed that actress Keri Russell is in talks to join the cast of the sequel, which follows last year's Star Wars: The Last Jedi to conclude the "Skywalker Saga."

Russell is no stranger to anyone familiar with the career of director J.J. Abrams. She starred in his TV series Felicity, which…

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Idris Elba to Turn Villainous in ‘Fast and Furious’ Spin-off; Here’s Everything We Know

Idris Elba to Turn Villainous in 'Fast and Furious' Spin-off; Here's Everything We Know

Update: In recent years, we've become accustomed to seeing Idris Elba in heroic roles, as in Thor: Ragnarok (above). So it's somewhat surprising to hear that he will portray a villain in the first spin-off from the Fast and Furious series, per Variety.

Elba came to attention as an elegant drug kingpin on HBO's The Wire and since then has impressed in a wide variety of roles. He played a villainous role in Star Trek: Beyond not too long ago, which actually seemed atypical at this…

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Here’s why stocks and the World Cup don’t mix

The World Cup is siphoning the attention of traders, sending trading volumes down by as much as 50 percent during match times, according to a new report. The thinner trading, meanwhile, is raising the cost of executing trades by as much as 20 percent. “We find that [soccer] is indeed distracting, subtly impacting market depth,…
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Vanessa Kirby Joins ‘Fast and Furious’ Spin-off ‘Hobbs and Shaw’; Here’s Everything We Know

Vanessa Kirby Joins 'Fast and Furious' Spin-off 'Hobbs and Shaw'; Here's Everything We Know

If you loved the antagonistic chemistry between Dwayne Johnson and Jason Statham in The Fate of the Furious, you're in luck, because there's a spin-off in the works focused on their rivalry. And if you loved Vanessa Kirby as Princess Margaret on the Netflix series The Crown (above), you're also in luck, because she's just joined the cast of the spin-off.  

Yeah, the Fast and Furious movies and The Crown are very different kinds of entertainment, but there's…

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Jim Carrey Tapped As Villain in ‘Sonic the Hedgehog’; Here’s Everything We Know

Jim Carrey Tapped As Villain in 'Sonic the Hedgehog'; Here's Everything We Know

Update: Jim Carrey established himself as a unique and wacky comic presence in movies like Ace Ventura: Pet Detective and Dumb and Dumber. Yet he also tackled roles that turned toward the dark side, as in Batman Forever and The Cable Guy. Since then, he's continued to play both heroes and villains.

Now Carrey is ready to play the primary villain in Sonic the Hedgehog. He is in negotiations to star as Robotnik, aka Doctor Eggman, in the big-screen adaptation of the popular video game,…

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Android phone owners can now send text messages from a web browser, here’s how

You can send messages from a web browser if you own an Android phone. CNBC's Todd Haselton shows you how.
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Here’s why telemedicine hasn’t lived up to its early hype

Millennials and rural patients were supposed to flock to apps that let them consult a doctor via video. What happened?
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Rebecca Ferguson Joins ‘Shining’ Sequel ‘Doctor Sleep’; Here’s Everything We Know

Rebecca Ferguson Joins 'Shining' Sequel 'Doctor Sleep'; Here's Everything We Know

Update: Rebecca Ferguson, who burst into prominence thanks to her dynamic performance in Mission: Impossible – Rogue Nation (above), is in negotiations to costar in Doctor Sleep, according to Variety.

Based on Stephen King's novel, a sequel to The Shining, the story follows Danny Torrance (Ewan McGregor), a youngster in the original film, who is now an adult dealing with his own problems, psychic and otherwise, as he endeavors to help dying patients at a hospice. The role that Ferguson…

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Fatih Akin to Direct New ‘Firestarter’; Here’s Everything We Know

Fatih Akin to Direct New 'Firestarter'; Here's Everything We Know

Amidst the current Stephen King explosion, Blumhouse Productions is moving forward on their adaptation of Firestarter. King's 1980 novel, about a young girl with pyrokinetic powers. It was previously turned into a 1984 movie starring Drew Barrymore. The story has also influenced numerous films and TV series, including Stranger Things.

Now, according to Variety, the remake has found a director. German filmmaker Fatih Akin (Head-On, In the Fade) will helm the movie, working…

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‘Solo’ Writer Jonathan Kasdan Working on ‘Indiana Jones 5’ Script; Here’s Everything We Know

'Solo' Writer Jonathan Kasdan Working on 'Indiana Jones 5' Script; Here's Everything We Know

Jonathan Kasdan is making his way around Lucasfilm properties. The screenwriter collaborated with his father, Lawrence Kasdan, on this year's Solo: A Star Wars Story, and now he's reportedly working on the script for Indiana Jones 5. According to Collider, the younger Kasdan has replaced David Koepp (Indiana Jones and the Kingdom of the Crystal Skull) for the next sequel in the series.

Kasdan's father was one of George Lucas's co-writers on the first Indy movie, Raiders of…

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Jared Leto to Star in ‘Spider-Man’ Spin-off ‘Morbius’; Here’s Everything We Know

Jared Leto to Star in 'Spider-Man' Spin-off 'Morbius'; Here's Everything We Know

We've been hearing a lot about Jared Leto and his various continuing exploits as The Joker (above in Suicide Squad). But it turns out that Leto will be starring as another comic-book character, Morbius, in another cinematic universe. Read onward for all we know.

Who is Morbius?

A spin-off in the new, steadily expanding Spider-Man cinematic universe, Morbius (the film) will revolve around the Marvel comic book character Morbius, the Living Vampire. First appearing as an antagonist in…

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Here’s how Prince Louis’ christening will be very different from George and Charlotte’s

Plus everything else we know so far…

kate middleton maternity dress
Tim Rooke/REX/Shutterstock

It feels like only yesterday that little Prince Louis was born at the end of April – we’ve already had more big royal baby news since his birth – but his christening is officially in the diary.

Kensington Palace has released a statement with full details of the event (and, more importantly, when exactly we’ll get to see him!).

The christening will take place on Monday the 9th of July in London, at The Chapel Royal in St James’ Palace.

It’s the same venue where Prince George was christened, while Princess Charlotte’s took place at St Mary Magdalene Church on the Queen’s Sandringham estate, Norfolk.

However, there’s one major difference between Prince Louis’ christening and those of his two older siblings.

Both George and Charlotte were christened in the morning, however the newest royal’s won’t take place until four o’clock in the afternoon.

A statement from Kensington palace said: ‘The service will begin at 1600 hours and will last approximately 40 minutes.’

Of course, this is the first time we’ll get to see a glimpse of little Louis, as he wasn’t present at the royal wedding for this reason.

One thing is for sure, the guest list will be a sight to behold. Not only will the newly married Duke and Duchess of Sussex be there, but we bet we’ll get to see a very pregnant Pippa Middleton in tow, too.

We can’t wait.

The post Here’s how Prince Louis’ christening will be very different from George and Charlotte’s appeared first on Marie Claire.

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Being a Bridesmaid Can Get Expensive — Here’s How to Bow Out Gracefully


When one of your friends is getting married, it can feel like an honor to be asked to be a bridesmaid.

But with great honor comes great responsibility. (That’s how that saying goes, right?)

In the case of being a bridesmaid, though, that usually means financial responsibility.

And while you may think money is no object when it comes to the nuptials of your nearest and dearest friend, your bridesmaid budget might not stretch quite as far when the bride-to-be is neither a close friend, nor a particularly dear one.

So here’s something you may need to hear before we head into the thick of wedding season: It’s OK to say no to being a bridesmaid.

“But how?” you ask. “Won’t my friend/cousin/roommate/coworker/running buddy/dog groomer hate me if I don’t spend thousands of dollars to support her on her big day?!”

Well, maybe — but a true friend really shouldn’t. At least not as long as you plead your case correctly.

The Cost of Being a Bridesmaid

The typical bridesmaid’s bill will vary, but it’s not unheard of (and in fact, it’s common,) for a bridesmaid to pay upward of $ 1,000 to stand beside a bride on her big day.

According to figures published by WeddingWire in 2017, the cost of being a bridesmaid averages a whopping $ 1,200 but can quickly rise to as much as $ 1,800 before all (vows) are said and done.

Wondering how in the world the experience of standing by your dear, sweet friend can cost you more than a month’s rent?

Here’s a breakdown of the average costs for bridesmaids.

Dress: $ 208 (Need it altered? Add another $ 70.)

Shoes and accessories: $ 120

Hair and makeup: $ 132

Travel and accommodations: $ 320

Bachelorette party, bridal shower, etc.: $ 400 to $ 800

Total: $ 1,180 to $ 1,650

And that’s before incidentals like airport food or post-wedding brunch.

Yeah, being a bridesmaid is expensive, so it’s not a financial commitment you want to enter into lightly.

What to Consider Before You Say Yes to the Bridesmaid’s Dress

There’s no black-and-white answer to the question of whether you should agree to be in the bridal party no matter what your relationship with the bride is. It’s a personal choice, and it shouldn’t be made without some real consideration.

Jen Glantz, founder of Bridesmaid for Hire and author of Always a Bridesmaid (For Hire), says some life situations simply have to take precedence.

“Before you say yes, have a conversation with yourself and ask, ‘What’s going on in my life that would make it hard for me to be an extra good friend during this time?’” Glantz advises. “If you have complications in your personal life, financial life or work life, then you might want to say no.”

If you’re on the fence about whether to stand with the bride on her big day, here are some things to consider that may help you make your decision.

What’s Your Relationship to the Bride?

If the person asking you to join her up front on her wedding day is a close friend or relative, it makes sense that you’d want to honor her any way you can.

But if the bride in question is an old college friend who didn’t bother to keep up her end of the friendship, or a new acquaintance who just needs bodies up there next to her, you’re under no obligation to pay hundreds — or thousands — of dollars for her to say “I do” in a ceremony you’re not really invested in.

Also, remember that you someday may be (or already were) in the bride’s position.

If that were the case, would you (did you) ask this bride to do the same for you? Would you ask this person to spend several hundred dollars to stand beside you on your wedding day? If not, then you probably shouldn’t feel like you have to do the same for her.

Why Is She Asking You?

Consider why the bride is asking you to be a part of her wedding party.

Is it because you’re actually good friends and she couldn’t imagine her day without you? Or is it because she heard you were super helpful or generous (with your time or money) throughout the last wedding you were in? Or because she needs just one more person to round out her wedding party?

You might be a backup pick (or a backup to the backup pick) — and if that’s the case, it would be a real bummer to spend over $ 1,000 to support someone who doesn’t really care about you.

Will Your Friendship Survive?

Listen, I’m not saying you should base your entire (financially consequential) decision on whether your relationship will survive the fallout, but it’s important to consider all the angles here.

Would your relationship survive unscathed if you were to say no to being a bridesmaid? Would you be heartbroken if your relationship didn’t survive? Is the friendship valuable enough to hold on to if an honest conversation about your finances and your need to sit this one out could do irreparable damage?

Glantz has seen plenty of bride-bridesmaid relationships turn sour because of wedding-related demands. “Being a bridesmaid is a true test of any friendship,” she says. “If you can make it down the aisle without feeling resentment toward the bride, your friendship is strong and resilient.”

A true friend (one you’d want to keep around, anyway) would understand your financial predicament and wouldn’t hold it against you in the future.

Do You Have Other Life Situations That Will Keep You From Being Fully Invested?

There are some circumstances that just have to take the top spot sometimes.

Are you going to be nine months pregnant on the date of the wedding? Are you in the process of buying a home, allocating every last cent to the down payment and closing costs? Do you already know you’ll need to buy a car sometime this year? Does work require you to travel often, or with little notice?

A lot of scenarios may prevent you from making a time or financial commitment.

“Being a bridesmaid can get expensive and be a major time sucker,” Glantz says. “Oftentimes, brides forget that their bridesmaids have their own lives going on, which means they can’t always do everything and anything that’s asked of them.”

If you have situations that will keep you from being a good friend and bridesmaid as the wedding date approaches, you should make that information very clear before the bride gets into the thick of stressful wedding preparations.

How Much Will It Cost You, All in?

Before you decide on a firm “no,” check with the bride or the maid of honor to see what kinds of activities you’ll be expected to participate in.

Are there things you can skip? Do you have to be at the bachelorette party? All three bridal showers? The lingerie shower? The spa weekend? Post-wedding debrief brunch?

If you really want to be able to honor your friend on her special day and if you have enough money for a dress and shoes but not for three shower gifts and a bachelorette party, see if you can participate without the full bill.

No Hard Feelings

Glantz said she has seen brides “fire” their bridesmaids or maids of honor because they couldn’t afford to throw a bridal shower or a bachelorette party up to the bride’s standards — and that’s not a situation you want to set yourself or the bride up for because it can (and will) breed resentment.

“A lot of times,” Glantz says, “relationships can be tainted because of expectations that go south.”

So if the goal is maintaining your relationship with the bride without creating any ill will, you need to balance your desire to be there for your friend with your desire to keep a handle on your finances, even if that means excusing yourself from the majority of wedding festivities.

The bottom line is this: You don’t want to end up resenting your friend for her hand in your credit card debt — but you also don’t want her to resent you for bowing out in a less than gracious fashion.

How to Say No to Being a Bridesmaid

Bridal party fun
M_a_y_a/Getty Images

So you’ve gone through the considerations above, agonized over your pro and con list and finally decided to risk disappointing someone (ugh).

Now it’s time to figure out how to say no to being a bridesmaid.

Step One: Ask for Time to Think

You don’t have to make your decision right away — especially if it will depend on a few financial details.

Let the bride know you’ll need to check your schedule and, using honesty from the get-go, your budget. This will set the groundwork for bigger money conversations later on, letting the bride know you’re having — or choosing — to be financially conscious.

If you’ve already agreed to be a bridesmaid and now need to go back on your commitment, your situation is a little more precarious. If you’re too close to the wedding date, you might just have to suck it up if your decision to bail would cost the bride (or the rest of the wedding party) more money. If the wedding is still a significant amount of time away, you might still be able to excuse yourself. Just follow the rest of these steps to make it as painless as possible.

Step Two: Ask to Meet in Private

Rejection of any type stings, right? So try not to “break up” with your bridesmaid duties in front of a crowd. Instead, ask the bride-to-be to grab coffee with you and talk about it when there are fewer people around.

And yes, you should actually meet up for this part. If you’re seriously nonconfrontational, it might be tempting to bow out over text so you don’t have to see the disappointment on the bride’s face.

This is a bad idea.

“Text message can leave too much room for miscommunication,” Glantz says. Because of the lack of ability to convey tone or emotion, it can be easy for text conversations to be misunderstood — and an already difficult conversation could spiral out of control.”

Step Three: Be Straightforward, Firm and Polite

Be kind, but be honest.

If you make up excuses, your friend will pick up on your lie and be more offended than if you simply told the truth. Don’t make assumptions about the bride’s intentions or feelings, and stick to expressing your own point of view.

Glantz suggests saying something like, “I’m honored you asked me to be your bridesmaid, and I really want to be there for you, but right now in my life I have X thing going on, and I don’t think I can give 110 percent as a member of your bridal party. I still want to be there to support you and would love to help with other tasks.”

Let the bride-to-be know you’re excited about her big day and that you still want to be there for her in whatever way you can, but that you have to be realistic about how far you can stretch yourself and your budget right now.

Step Four: Present Alternatives

Glantz advises presenting alternative ways you could be involved in the upcoming events.

Offer to help the bride with any DIY elements or miscellaneous tasks that need to be done before the big day, or see if there is a way you could be meaningfully involved on the wedding day itself — but in a role that requires less financial responsibility.

You could read a poem during the ceremony, Glantz suggests, or wear a coordinating color that sets you apart as an “honorary bridesmaid” even if you’re not standing up next to the bride.

If the bride still wants you to join the bridal party at the bachelorette party, consider attending as a guest — but be clear about your role so you won’t be expected to plan (or fund) the event.

Made of Honor

There are a few possible outcomes to this conversation, but more than likely, the bride will understand your situation and encourage you to either attend as a guest or participate in bridesmaid-like activities without the financial commitment.

Besides, saying no doesn’t mean you’re abandoning your friend on her wedding day, Glantz says. It simply means you have to find alternative ways to honor and support the bride.

“You’re not doing anything wrong by saying no,” she says. “In fact, you’re doing a lot right because you’re taking the friendship and relationship seriously and doing what is best in the long run.”

If you blindly head into bridesmaidhood without considering finances, there’s a good chance you’ll end up ruining your relationship with the bride indefinitely — either by refusing to buy a $ 500 dress, or by charging that dress on a credit card and silently fuming as you hold your debt against your friend for months (or even years).

By gracefully bowing out of your role as a bridesmaid, you’re ensuring your ability to protect your friendship — and your finances — and you’ll be able to celebrate your friend’s marriage with her for years to come.

Grace Schweizer is a staff writer at The Penny Hoarder.

 

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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‘Spider-Man: Homecoming’ Sequel Now Has a Title; Here’s Everything We Know

'Spider-Man: Homecoming' Sequel Now Has a Title; Here's Everything We Know

Update: Tom Holland went and nonchalantly (accidentally?) revealed the title for the sequel to Spider-Man: Homecoming over the weekend: Spider-Man: Far From Home.

The name showed up on an electronic copy of the script the actor waved about in a new Instagram video, where he also admits to being confused about there being a sequel, due to a spoilery element of Avengers: Infinity War. Watch below. 

 

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Here’s one easy way to save big money on your cable bill

While it’s true that more and more people are opting for streaming TV these days, one question money expert Clark Howard still gets a lot is, “How can I keep cable but save money?”

Here’s how to save money on your cable bill

An easy way to keep your cable but save on your monthly bill is to eliminate your modem fee. Many cable companies charge a monthly fee for using the cable modem that allows you to connect to the internet and watch television. Take a gander at your cable bill and see if you can find this fee or “surcharge.”

Most cable companies charge between $ 6 to $ 10 per month for a cable modem. That means you’re paying up to $ 120 a year — and that fee never goes away. It’s just a perennial charge that the companies collect as long as you’re a customer.

So not only are you paying for the actual content you’re consuming, but the cable company is basically charging you a rental fee for that rectangular box. The great thing is, you can buy one yourself and cut out the middleman altogether.

For example, a Netgear N450 WiFi Docsis 3.0 Cable Modem Router gives you internet access and the capability to get all the channels you subscribe to. It currently costs $ 69.86 on Amazon.

That means for a one-time charge, you can save as much as $ 50 in the first 12 months and be done with that fee forever.

Before you buy, make sure that the modem you choose works with your cable provider. The Netgear modem’s product description says it’s “compatible with Xfinity from Comcast, Spectrum, Cox, & more.”

Photo credit: Amazon.com

No matter which cable modem you choose, make sure it has Wi-Fi. Otherwise, you’ll have to buy a separate router.

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For all the latest deals on electronics and more, check out our sister site, ClarkDeals.com!

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Here’s what book to read this summer based on your zodiac sign

Here’s what book to read this summer based on your zodiac sign


Here’s what book to read this summer based on your zodiac sign

Now that we’ve officially kicked off summer solstice, it’s time to get back to our fave summer activities, like reading just for the pure bliss of it. One of the very best parts of summer is finding that perfect summer read to bring with you to the beach or on vacation to while away the lazy hazy hours.

Of course, with so many amazing titles out there, the hardest part is choosing which book is best for you. This is why you might want to turn to the stars and let your zodiac sign nudge you to the right section of the bookstore.

The suggestions below are a beautiful mix of fiction and non-fiction that will undoubtedly speak to the soul of both your inner bookworm and your zodiac sign. And with Cancer season starting this week, this is the perfect time to emulate the homebody crab and curl up with a good book.

Here’s the best summer book for you, according to your zodiac sign.

CANCER

Picture of My Oxford Year Book
William Morrow Paperbacks

Being the sensitive and romantic soul you are, Cancer, you don’t mind a good cry. And though you’re an innate homebody, you do long for a grand adventure in someplace new. You’ll love Julia Whelan’s My Oxford Year, a romantic novel set in Oxford, England about an American student named Ella who must choose between her career aspirations and a new love. (Or does she?) Swoon.

LEO

Picture of The Pisces Book
Hogarth Press

As the lioness of the zodiac, you’re bold, different, and you’re not afraid of a little eroticism. You’ll want to pick up The Pisces by Melissa Broder, which embodies all that you crave. While it might not be titled “The Leo,” you’ll still love this story about romantic obsession between an academic and a…merman. Yes, really.

VIRGO

Picture of This Moment Is Your Life Book
Dial Books

What most people don’t realize about you is how deep you can get, Virgo. You love exploring philosophical thoughts and getting in tune with the spiritual side of life. A good place to start with your spiritual quest would be This Moment Is Your Life (and So Is This One): A Fun and Easy Guide to Mindfulness, Meditation, and Yoga by Mariam Gates. Plus, you’ll love the illustrations by Lilly VanderPloeg.

LIBRA

Picture of Love & War Book
G.P. Putnam’s Sons Books for Young Readers

Nobody loves a good old fashioned romance like you, Libra. And if it involves beautiful backdrops and exquisite fashion? Well, then you’re pretty much already infatuated. Which is why you’ll fall head over heels for Melissa de la Cruz’s Love & War: An Alex & Eliza Story, the sequel the bestselling Alex & Eliza: A Love Story about the romance between a young Alexander Hamilton and Eliza Schuyler.

SCORPIO

Picture of Invitation to a Bonfire Book
Bloomsbury USA

For the moody and erotic Scorpio, a thrilling love story with elements of intrigue and mystery is right up your alley. You’ll gravitate toward Adrienne Celt’s Invitation to a Bonfire about a young Russian working-class orphan who gets caught up in a love triangle with her American professor and his brilliant wife.

SAGITTARIUS

Picture of Bella Figura Book
Knopf

You love a good adventure, Sag, especially those which take you to unexplored places where you can tap into new parts of yourself. You’ll fall in love with Kamin Mohammadi’s Bella Figura: How to Live, Love, and Eat the Italian Way, her memoir on moving to Florence and finding love (and self-love) in one of the most beautiful cities in the world.

CAPRICORN

Picture of Us Against You Book
Atria Books

As the practical and ambitious sign of the zodiac, Capricorns appreciate what it means to get ahead in this world. Seriously loyal and just and fair, you’re also not afraid to fight for what’s right. Enter Frederik Backman’s Us Against You, the sequel to his best-selling Beartown, about the lengths a community will go to preserve their reputations.

AQUARIUS

Picture of 50 Ways to Draw Your Beautiful Ordinary Life Book
Workman Publishing Company

Ultra-intellectual and always seeking the uniqueness in life, Aquarians love to be creatively challenged and stimulated as much as possible. No doubt you’ll want to pick up Irene Smit and Astrid van der Hulst’s 50 Ways to Draw Your Beautiful, Ordinary Life: Practical Lessons in Pencil and Paper, a step-by-step instruction guide on the art of drawing.

PISCES

Picture of You Me Everything Book
Pamela Dorman Books

You’re a deep feeling soul, Pisces, who actually likes to feel feelings and get lost in the dramas of other peoples’ lives for a change. No shame. You’ll fall hard for Catherine Isaac’s You Me Everything, which depicts one family’s life-changing summer in the French countryside that’s filled with joy, love, and, yes, feels.

ARIES

Picture of Make Trouble Book
Touchstone

The leader of the zodiac, Aries, you like to stand up and speak up for what you believe in. Which is why you’ll feel inspired and empowered by Make Trouble: Standing Up, Speaking Out, and Finding the Courage to Lead by Planned Parenthood’s Cecile Richards. Get ready to unleash your #girlboss prowess like never before.

TAURUS

Picture of Social Creature Book
Doubleday

You’re filled with desire, Taurus, and you’re a true sensualist in every sense of the word with a penchant for the luxe life. Which is why you’ll get sucked into Tara Isabella Burton’s debut thriller Social Creature, a seductive tale splashed amidst the glitz and glam of NYC.

GEMINI

Picture of And Now We Have Everything Book
Little, Brown and Company

Known for your quick wit and intelligence, Geminis love a good non-fiction yarn that informs, entertains, and makes sense of their world. This pretty much sums up And Now We Have Everything: On Motherhood Before I Was Ready, Meghan O’Connell’s funny-yet-relatable account on becoming a mother for the first time. P.S. You don’t need to be a mom to enjoy it!

There you have it, bbs. Grab your fave book and have yourself a good read. You deserve it!

The post Here’s what book to read this summer based on your zodiac sign appeared first on HelloGiggles.

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Online Shoppers Will Soon Have to Pay Sales Taxes — Here’s Why


Online shoppers across the country could be seeing higher prices at their favorite internet retailers in the next few months, thanks to the Supreme Court.

In a 5-4 decision, Supreme Court justices said online retailers would be required to pay state and local sales taxes.

Before now, retailers that sold their goods on the internet and shipped them nationwide didn’t have to charge you a sales tax unless they had a storefront in the state where the purchase was made. Now, big retailers that make more than $ 100,000 in annual sales, or make at least 200 transactions in a state, will be required to pay a sales tax.

That means while the price of the new TV or bike or laptop you were eyeing online might not change, you could end up paying the same price you would in stores once the sales tax is added.

In most cases, the sales taxes only add up to a few extra dollars for you, but for state and local governments, that can mean millions in extra tax revenue — and nationally, it’s billions of dollars.

When Can You Expect to Start Paying More?

The change won’t come overnight, but it won’t take much longer than that. According to The New York Times, some states think they will be ready to start collecting the sales taxes within the next 30 to 90 days.

The states where it will happen quickly are those that already have laws governing how the taxes will be collected on the books. Other states will first have to pass laws, and some may face additional court battles before companies start to charge you sales taxes.

In the end, the amount of time it takes before you start to see the online price hikes will depend on where you live. But whether it comes sooner or later, it’s coming eventually. So get ready.

Desiree Stennett (@desi_stennett) is a senior writer at The Penny Hoarder. She writes about how government and court actions impact your wallet.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Xavier Dolan and Will Beinbrink Join ‘It: Chapter Two’; Here’s Everything We Know

Xavier Dolan and Will Beinbrink Join 'It: Chapter Two'; Here's Everything We Know

Update 4: Two important supporting characters have been cast in It: Chapter Two. According to Deadline, filmmaker Xavier Dolan (pictured above in I Killed My Mother), who also often acts in his own movies, will play gay Derry resident Adrian Mellon, who becomes the victim of a hate crime. Joining him is Will Beinbrink (Free State of Jones) as Beverly's abusive husband Tom.

(Catch up on everything we know below.)

 

Update 3: Isaiah Mustafa (above in Madea's…

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Search for a ‘Black Widow’ Director Narrows to Three; Here’s Everything We Know

Search for a 'Black Widow' Director Narrows to Three; Here's Everything We Know

Fans have been begging Marvel for a Black Widow movie for almost a decade and now the dream is finally coming alive. The presumably titled Black Widow will likely feature Scarlett Johansson in the title role, which she's portrayed already in six installments of the Marvel Cinematic Universe, including this year's Avengers: Infinity War. 

The latest status update on the project is that Marvel is still trying to decide on a director best suited for the spin-off. The…

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New ‘The Witches’ on Its Way From Robert Zemeckis; Here’s What We Know So Far

New 'The Witches' on Its Way From Robert Zemeckis; Here's What We Know So Far

A new, big-screen version of Roald Dahl's The Witches is on its way from Warner Bros. and filmmaker Robert Zemeckis (The Walk, above), according to Variety. Here's what we know so far.

What's the source material?

Published in 1983, the children's book by Roald Dahl follows an 8-year-old British boy who goes to Norway to live with his grandmother after his parents are killed. His grandmother tells him stories about witches, describing them as horrifying creatures who only…

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Watch the First Trailer for Robert Zemeckis’ ‘Welcome to Marwen’; Here’s Everything We Know

Watch the First Trailer for Robert Zemeckis' 'Welcome to Marwen'; Here's Everything We Know

Jeff Malmberg's Marwencol is one of the most beloved documentaries of all time. The 2010 feature may not have received an Oscar nomination or a perfect score on Rotten Tomatoes or a significant box office gross, but the nonfiction film community went crazy for it, and pretty much anyone else who saw the doc since has been amazed by its unique human interest story. 

Now Marwencol has been remade as a dramatic narrative picture by Robert Zemeckis, and it looks to…

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Here’s How Much Money World Cup 2018 Players Make

Lionel Messi, Cristiano Ronaldo, Neymar… you may know the names of soccer’s biggest stars, but do you know how much they’re getting paid to play in the 2018 World Cup?

As is typical with FIFA, the answer is complicated.

The international football federation is set to award $ 400 million total to the 32 teams competing for glory at the World Cup over the next month in Russia, according to the Associated Press. By the end of the tournament on July 15, one champion will take home a whopping prize of $ 38 million. The second and third-place teams will receive still-impressive checks for $ 28 million and $ 24 million, respectively.

Non-Equal Pay

Those are impressive figures, but the players aren’t necessarily splitting the prize pots evenly. As USA Today reported back in 2014, awards are given to winning teams’ national federations, which are then allowed to decide how to pay athletes at their discretion. That means the payoff for playing in the World Cup varies by country.

The German Football Association, for example, said in December that each of its players will get a bonus of €350,000, or about $ 400,000, if they win this summer’s World Cup. The sums are staggered depending on how far the team makes it in the competition. If they get to the semi-finals, each player will pocket €125,000 ($ 145,000); if they only survive to the quarter finals, each player will get €75,000 ($ 87,000). There is no bonus for only making it past the first round.

The breakdown is different in Brazil, where each person will get €800,000, or roughly $ 930,000, if they emerge victorious from the World Cup, according to Reuters.

Spain’s players are in the best position. If their team wins the title, each athlete will get €825,000 — the equivalent of more than $ 950,000.

You can definitely consider the bonuses a score: These payments come on top of the players’ regular-season professional salaries, which in Ronaldo’s case exceeds $ 60 million a year, according to Forbes. Each team also gets $ 1.5 million before the World Cup so they can prepare for the contest.

Pay Problems

But the money can cause drama. In 2014, disagreements over pay posed problems for a handful of African countries. Cameroon’s team initially refused to board their flight to the World Cup four years ago because players believed their £61,000 bonuses were too low. The Nigerian squad boycotted a training session because they were afraid they wouldn’t get paid. Ghana threatened to skip a game unless they got paid ahead of time in cash — a stunt that forced the government to put $ 3 million on a plane to Brazil.

This time around, neither Ghana nor Cameroon are in the World Cup. But FIFA did give Nigeria and four other nations $ 2 million advances so they could get any money disputes out of the way before the competition actually began.

Winning the World Cup isn’t all about money. German Football Association President Reinhard Grindel told reporters last year that though the financial bonuses were admittedly attractive, “the sporting challenge is the main focus and not the economic aspect.”

Then again, try telling that to Sepp Blatter, the former FIFA president who was accused of skirting the law after he gave himself a $ 12 million bonus for the 2014 World Cup.

Sports – TIME

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For people who have passed the half-century mark, here are five tips to prepare for the next phase of life.
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Ewan McGregor to Star in ‘Doctor Sleep’; Here’s Everything We Know

Ewan McGregor to Star in 'Doctor Sleep'; Here's Everything We Know

Update: Ewan McGregor (above in TV's Fargo) will star in Doctor Sleep, according to Variety. Based on Stephen King's novel, the sequel to The Shining will be directed by Mike Flanagan (Gerald's Game).

McGregor will play Dan Torrance, the little boy known as Danny in the original film. Now he's an adult; he's still dealing with troubling ghosts from his past, but his psychic abilities help him to comfort dying patients at the hospice where he works.

(Read our…

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New Grouchy, Grumpy ‘The Grinch’ Trailer; Here’s Everything We Know

New Grouchy, Grumpy 'The Grinch' Trailer; Here's Everything We Know

Many people have fond memories of hearing Boris Karloff voice Dr. Seuss' classic character The Grinch in the animated television show How the Grinch Stole Christmas, directed by Chuck Jones. More recently, Jim Carrey memorably embodied the grouchy character in Ron Howard's same-titled live-action version in 2000, which won a lot of new Grinch fans.

Now a new animated feature version is heading to theaters. We were teased with a TV spot earlier this year during the Olympics and then…

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Here’s everything AT&T now owns, apart from your soul

AT&T Time Warner merger

Earlier this week, a judge decided the fate of the AT&T Time Warner deal, and the result was a big thumbs-up in the general direction of capitalism. The $ 85 billion deal has closed, Time Warner has officially been assimilated into AT&T (and renamed WarnerMedia), and there’s almost zero chance that anything will stop it now.

With the closing of the deal, AT&T is now far more than just a telecoms company. It owns dozens of brands, as well as the rights to some of the most popular shows on TV. It has dozens of cable channels, and if the worst fears about programming disputes play out, AT&T could black those channels out from your pay TV provider during a dispute. In no particular order, here’s some of the big brands AT&T now owns.

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Here’s everything AT&T now owns, apart from your soul originally appeared on BGR.com on Sat, 16 Jun 2018 at 16:19:54 EDT. Please see our terms for use of feeds.


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‘Captain Marvel’ Nabs Female Composer; Here’s Everything We Know

'Captain Marvel' Nabs Female Composer; Here's Everything We Know

Update: Pinar Toprak has announced that she will be composing the musical score for Captain Marvel, starring Brie Larson (above) as the titular character. Toprak thus becomes the first woman to score a major superhero movie. Her recent credits include TV's Krypton and the extremely popular video game Fortnite. See her announcement below.

 

 

I’m so thrilled to finally announce that I will be scoring the upcoming CAPTAIN MARVEL! It’s…

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First ‘Unfriended: Dark Web’ Trailer May Scare You Off the Internet; Here’s Everything We Know

First 'Unfriended: Dark Web' Trailer May Scare You Off the Internet; Here's Everything We Know

We've always suspected that our computers are out to get us! Well, not really, but we're certainly aware of various real-life dangers that can be more easily facilitated by our personal computers and the global reach of the internet.

Those fears were explored in Unfriended, a chilling suspense story about a group of teenage friends who are haunted by a fellow student who was bullied into committing suicide. Reportedly budgeted at $ 1 million, the film earned more than $ 64 million at…

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Don’t Blame Gamers for Falling Labor Force Participation. Here’s Why


Right now, the economy is humming.

The labor market just hit a major milestone when job openings surpassed the number of people looking for work. And the embattled retail sector seems to be on an upswing.

Then why have so many people dropped out of the labor force since the turn of the 21st century?

Like many modern problems, some academics have been quick to blame gamers for the phenomenon — at least when it comes to young men. The thinking goes: Millennial dudes might be more inclined to dab on haters all day in Fortnite than get out of their gaming chair and hunt for work.

But a working paper published this week by Federal Housing Finance Agency economist Gray Kimbrough effectively frags that theory.

It’s not quite a fatality, since the paper will likely be revised before final publication. But Kimbrough used data about men between the ages of 20 and 30 from the U.S. Bureau of Labor Statistics to find that, while some classic tropes about gamers — like most live with their parents — are true, young men haven’t been leaving the workforce to pursue a life of no-scoping n00bs and casuals.

“Moreover, an examination of men who recently left employment suggests that they do not prefer to spend significantly more time gaming than currently employed men, contrary to the hypothesis that preferences for gaming could be enticing men to leave the labor force,” he wrote in the paper.

A far more striking trend is the fact that an aging U.S. population is moving out of the labor market. Also, women appear to be foregoing work due to lack of advancement opportunities, childcare costs and the lack of parental leave.

Of course, with the rise of Twitch and monetized streaming, gamers can more easily make gaming their full-time job.

But for the rest of us, who struggle not to get murked by 12-year-olds on summer break, you can find a real job at The Penny Hoarder Jobs page on Facebook.

Alex Mahadevan is a data journalist at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Gal Gadot and Patty Jenkins Share First Looks at ‘Wonder Woman 1984’; Here’s Everything We Know

Gal Gadot and Patty Jenkins Share First Looks at 'Wonder Woman 1984'; Here's Everything We Know

Gasps could be heard around the world this morning from Wonder Woman fans seeing Chris Pine in a tracksuit in a new image from the set of Wonder Woman 1984. Not only was it the sound of happiness of seeing Steve Trevor back and also wearing a very becoming outfit but it was also the sound of stunned amazement that Steve Trevor is somehow still alive and has not aged in the sequel. 

Another image shared at the same time on social media features Gal Gadot as the DC…

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Check Out the Creepy First Poster for ‘The Nun’; Here’s Everything We Know

Check Out the Creepy First Poster for 'The Nun'; Here's Everything We Know

Do you have a craving for more creepy horror movies from the Conjuring franchise? Well, The Nun is coming to satisfy your habit — pun intended. This one is a prequel spin-off of the first Conjuring sequel (pictured above), as we were introduced to the "Demon Nun" Valak in the 2016 release The Conjuring 2. And it's being sold as its "darkest chapter."

With only a few months left until the release of The Nun, Warner Bros. has unleashed a poster and will share the…

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Getting Older Doesn’t Have to Mean Feeling Old. Here’s How to Stay Vibrant


As much as I’d like to say otherwise, we all get older whether we want to or not.

The good news is, reaching middle age can be liberating and fun.

Sure, we have to think more carefully about things like retirement and long-term investments. But middle age also means we may have a bit more disposable income to spend on things like sports cars or travel adventures.

The key to getting the most out of middle age and beyond, however, is staying healthy enough to enjoy it.

Most of us know to get regular checkups at the doctor and a smattering of yearly medical tests. But learning the nuances of taking care of ourselves as we age is a little more difficult because there’s a lot more to remember.

Fortunately, the New York Times put together a list of just about everything people 30 years and older should keep in mind to stay healthy and active well into their senior years.

The Well Midlife Tuneup offers tips on everything from nutrition and exercise to the importance of staying connected with friends and family as we age.

The list also addresses health issues that we assume are a normal part of aging but that could actually be mitigated or avoided altogether by actively managing our health and fitness.

For example, our hearing naturally decreases as we get older, but a midlife hearing test could catch noise-induced hearing loss before it becomes irreversible.

The tuneup tip sheet also reminds us that Medicare doesn’t cover dental procedures, so being mindful of our dental health can save us money on expensive corrective procedures down the road.

For more midlife health and wellness tips, be sure to check out the entire list on the New York Times website.

I recommend bookmarking it for reference and printing out a copy to keep on hand at home.

Lisa McGreevy is a staff writer at The Penny Hoarder. She enjoys telling readers about affordable ways to stay healthy, so look her up on Twitter (@lisah) if you’ve got a tip to share.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Here’s the Story Behind Netflix’s Latest True Crime Docuseries The Staircase

Netflix‘s newest docuseries, The Staircase, dives into the twisty case of Michael Peterson, a novelist who was convicted in 2003 of murdering his wife, Kathleen Peterson, after she was found unconscious at the bottom of a staircase in their home.

The series has consumed director Jean-Xavier de Lestrade’s life for the last 15 years. De Lestrade first debuted the series in 2004, with eight episodes that closely followed Peterson, his family and defense team as they prepared for and went through the murder trial (an abbreviated version aired on ABC’s Primetime that year). He followed up with two more episodes in 2013, after Peterson was released from prison pending a retrial.

Now, de Lestrade is closing out The Staircase series on Netflix with the addition of three new episodes that document Peterson’s last trial and where he is today.

And after all that time, de Lestrade tells TIME he’s not sure whether Peterson is innocent or guilty.

“Michael Peterson himself is a very strange, very complex character,” de Lestrade said. “Of course, the man I spent many days, weeks, months and years with — the man I know, it’s like it’s not possible that he’s capable of killing someone in that way. But human beings are so strange and you never know.”

De Lestrade initially thought he’d tell Peterson’s story as a two-hour movie for HBO, as a followup of sorts to his Oscar-winning documentary Murder on a Sunday Morning, which covered the case of a poor black teenager who was wrongfully accused of killing a woman. He sought out Peterson — a wealthy, white man highly regarded in the public eye — to show how the justice system can upend anyone’s life, and soon had enough information to make a multi-part series instead.

De Lestrade landed on Peterson’s case after reviewing about 400 criminal cases. There was just something about Peterson that piqued his interest, de Lestrade said.

“When he was talking about Kathleen, I really felt that he was very sincere about their relationship, about the love they shared,” he said. “But at the same time, I kind of formed an intuition that there was something else. I’m not saying he was guilty, but I had a feeling there was something else.”

Peterson’s nearly two-decade long battle with the justice system started in 2001, when he placed a frantic 911 call, during which Peterson said he found his wife unconscious at the bottom of a staircase at their North Carolina home. He has maintained that Kathleen Peterson slipped on the stairs and fell to her death after drinking wine and taking valium earlier in the evening. Authorities, however, found the amount of blood spilled on the stairs suspicious. Focus quickly shifted to Peterson, who was the only one at home at the time of her death.

Further probing into Peterson brought up two pieces of information that prosecutors used against him during his trial. The first, it emerged that Peterson was bisexual and had carried on relationships with men outside of his marriage. While he claimed that Kathleen knew about and accepted his other relationships, prosecutors said during the trial that she had discovered it recently and confronted him on the night of her death.

The way de Lestrade sees it, had Peterson’s sexuality not come up, the prosecution may not have gone after him at all.

“For them, it was clear that was the motive of the killing,” he said. “They have always thought that Kathleen discovered that night the emails on his desk, that they had an argument about that, that he lost his temper and hit her.”

The second piece of information that investigation uncovered was that a close family friend Elizabeth Ratliff, whose daughters were later raised by the Petersons, had been found dead at the bottom of a staircase years before Kathleen Peterson died. During Peterson’s trial, her body was exhumed and a new autopsy determined her death was a homicide as well.

Peterson was convicted in 2003 of beating his wife to death and sentenced to life in prison. Eight years later, he was released on house arrest after a judge found that the blood analyst who had provided essential evidence in the case against Peterson had given misleading and false testimony about the bloodstain evidence. The final three episodes of The Staircase catch up with Peterson in his life outside of prison before he entered an Alford plea in 2017. Under the plea, Peterson is free as as a convicted felon after pleading guilty to murdering his wife.

Taken as a whole, with all 13 episodes available together on Netflix for the first time ever, the series paints a grim portrait of the criminal justice system. De Lestrade’s interest was never in the questioning Peterson’s guilt — his intent was to paint a broad picture of how Peterson would be treated inside the system until his final plea deal.

While he’s not convinced of Peterson’s innocence, de Lestrade said the process of making the series made it clear to him that Peterson did not receive a fair trial. Peterson was the only suspect they were interested in, he said. No matter how much money a person has, it’s tough to fight a whole system.

Even when you have thousands of dollars to defend yourself and you have a smart lawyer, you have to get very lucky to get out,” he said. “And it took 15 years.”


Entertainment – TIME

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First ‘Halloween’ Trailer Is Terrifying; Here’s Everything We Know

First 'Halloween' Trailer Is Terrifying; Here's Everything We Know

Update: The first trailer for Halloween has arrived and it's every bit as terrifying as we hoped it would be. Jamie Lee Curtis returns as Laurie Strode in a thriller that takes place after the events in John Carpenter's 1978 classic.

Watch the trailer and then catch up with everything we know about the film in our previously-published posts below, starting with the initial reaction to the footage at CinemaCon in Las Vegas back in April 2018.

(Previously published article…

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See Ryan Gosling as Neil Armstrong in ‘First Man’; Here’s Everything We Know

See Ryan Gosling as Neil Armstrong in 'First Man'; Here's Everything We Know

We first heard about the prospect of Ryan Gosling portraying astronaut Neil Armstrong, best known as the first man to step foot on the moon, back in November 2015. Damien Chazelle was already set to direct the film. At the time, Gosling and Chazelle were working together on La La Land, which was released the following year and eventually earned six Academy Awards, including Best Director for Chazelle.

Our first look at Gosling as Armstrong comes in the first promotional banner (above)…

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Here’s a new idea to solve San Francisco’s housing squeeze: Prefabricated apartment buildings

You've heard of prefabricated homes. Now, developers in California are using that concept to prefab whole apartment buildings as a quick-build solution to the state's housing squeeze, the New York Times reports.
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Justify Could Win the Triple Crown at the Belmont Stakes, But It’s a Long Shot. Here’s Why

The stakes are perhaps the highest for one chestnut colt at the Belmont Stakes this year.

As many thoroughbreds before him, Justify will attempt to join an elite — and extraordinarily small — class of horses to win the Triple Crown at the 2018 Belmont Stakes on Saturday. The thoroughbred will face his toughest challenge yet at the mile-and-a-half race, where he will attempt to make good on his 2018 Kentucky Derby and Preakness Stakes wins.

Justify could be the second Triple Crown winner for trainer Bob Baffert, who trained American Pharoah back in 2015 when he ended a 37-year Triple Crown drought. But winning the Belmont Stakes isn’t so simple — and the New Jersey track presents the most challenging race of the three, said Nick Zito, an experienced trainer with Derby, Preakness and Belmont wins under his belt.

“It’s called the Triple Crown for a reason,” Zito said. “It’s one of the most difficult things to do in sports.” After all, only 12 horses have won it in close to 150 years of these races. And if Justify fails to clinch the win this weekend, he’ll become the 24th thoroughbred to win the Derby and the Preakness — but not the Triple Crown.

Indeed, the longest race of the three American Classics bookends the series and reflects just how hard it is to win the the coveted title. These thoroughbreds complete the series — or compete in one or two races — over the span of just more than a month, with races in varying distances in different states. Justify’s first win of the series came at the one-and-a-quarter-mile Kentucky Derby track on May 5, and his second victory came two weeks later in Baltimore at the one-and-three-sixteenths-mile Preakness Stakes track.

However, Zito warned, “Belmont is the most grueling of the Triple Crown races. It’s the toughest for sure.” Zito knows that first hand. Despite two wins in 2004 and 2008 at Belmont Park, Zito’s horses have come in second there seven different times. And in addition to Justify’s already slim odds of snagging the Triple Crown title, he also got a bruised knee at the Kentucky Derby and raced back-to-back on wet tracks.

The additional length at Belmont often tires out these horses, Zito said. Even the sand on the track at Belmont feels tougher — it’s deeper, softer and can be tough to trudge through. And Triple Crown-vying horses often have to compete with thoroughbreds who didn’t appear in Kentucky or Baltimore, now stepping into the arena with fresher and more energetic legs.

On top of all of these conditions, for horses to even have a shot at the Triple Crown, they must have an excellent pedigree, Zito said. That means these winning race horses likely come from lineages that exhibited both speed and stamina, as well as intelligence and good judgement. Secretariat, the legendary thoroughbred who won the 1973 Triple Crown, is the pinnacle of these sets of qualities, Zito said. While Justify has a strong pedigree of his own, “you can’t say he’s Secretariat-safe,” Zito said.

There are also a range of ways a race could go all wrong and destroy a shut at the title. A horse can simply have a slow day, or he could have a poor start when the starting gates break away.

But if the stars align correctly, perhaps Justify can join the high ranks of the Triple Crown winners before him. Indeed, Zito doesn’t just want Justify to win. He’s hoping to see Justify win Belmont by “many” lengths — perhaps inspiring memories of Secretariat’s historic 1973 finish.

“You need stars in racing like everything else,” Zito said. “We’re always looking for stars. And that’s what (Justify) looks like.”

Sports – TIME

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Watch Matthew McConaughey in First ‘White Boy Rick’ Trailer; Here’s Everything We Know

Watch Matthew McConaughey in First 'White Boy Rick' Trailer; Here's Everything We Know

A white teenager grows up in a working-class Detroit neighborhood that is infested with drugs. He himself is never involved with illegal drugs, however … until the FBI comes calling.

That's the fascinating true story that inspired White Boy Rick, starring Matthew McConaughey (above in The Dark Tower) as the young man's father and leader of a boisterous family. Watch the rough and tumble trailer below. Then read onward to learn all we know about the movie and its real-life…

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James Marsden to Star in ‘Sonic the Hedgehog’: Here’s Everything We Know So Far

James Marsden to Star in 'Sonic the Hedgehog': Here's Everything We Know So Far

James Marsden (HBO's Westworld) will star in Sonic the Hedgehog, according to Variety. The actor will probably not be playing the titular anthropomorphic blue spiny mammal, however. (Sorry if you thought your fantasy was coming true!) Here's everything we know about the movie so far.

What's the source material?

First released in 1991 for the Sega Console game system, Sonic the Hedgehog followed a blue hedgehog as he sought to defeat a villainous scientist named Doctor Ivo…

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170,000 birth control packs have been recalled: Here’s what you need to know

by

Michelle Stein

posted in Products

Women who use the birth control pill Taytulla should check their blister packs ASAP.

That’s because 170,000 physician sample packs have been recalled due to a potential mistake in packaging, CBS News reported. Allergan — the maker of Taytulla — issued a nationwide recall earlier this week after becoming aware of physician sample packs with misplaced capsules that could result in unintended pregnancies.

A physician report revealed that four placebo capsules were placed out of order in a sample pack of Taytulla. The packs should have 24 pink capsules with hormones followed by four non-hormone maroon capsules, CNN reported. However, a faulty pack had the four maroon placebos at the beginning of the treatment.

Here’s what a recalled pack looks like:

And here’s what it should look like:

“As a result of this packaging error, oral contraceptive capsules, that are taken out of sequence, may place the user at risk for contraceptive failure and unintended pregnancy,”Allergan said in a news release. “The reversing of the order may not be apparent to either new users or previous users of the product, increasing the likelihood of taking the capsules out of order.”

So yeah. This is kind of a big deal — considering most women are probably taking Taytulla to specifically prevent pregnancy.

Allergan will be notifying customers via a recall letter. The drug maker is also arranging for the return of all sample pack products marked Lot #5620706 Exp. May 2019, according to the U.S. Food & Drug Administration. If you have a sample pack with the recalled lot number, you should contact your physician to arrange a return.

In the meantime, consumers with questions about the recall can contact Allergan at 800-678-1605 between 8 a.m. and 8 p.m. (ET) Monday through Friday.

Has this recall affected you?

Images via FDA

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Blake Lively’s Spy Thriller ‘The Rhythm Section’ Resumes Production; Here’s Everything We Know

Blake Lively's Spy Thriller 'The Rhythm Section' Resumes Production; Here's Everything We Know

Spy thriller The Rhythm Section halted production back in January due to a hand injury actress Blake Lively suffered on set while filming an action sequence. Production has resumed, according to THR, and now Sterling K. Brown (Black Panther, Hotel Artemis, The Predator) has joined the cast. What do we know about the film?

What's it about?

First published in 1999, Mark Burnell's novel follows Stephanie Patrick, a woman whose family has been killed in a suspicious airplane crash on…

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First Look at ‘Top Gun: Maverick’; Here’s Everything We Know

First Look at 'Top Gun: Maverick'; Here's Everything We Know

 

Do you feel the need … the need for speed? Tom Cruise does, as evidenced by the photo he shared from the first day of production on Top Gun 2.

 

#Day1 pic.twitter.com/7jjPL277Es
— Tom Cruise (@TomCruise) May 31, 2018

 

We've been anticipating the sequel for years (see our article below). Cruise confirmed last year that the new film will have the same tone and will be stylistically similar, featuring a new music score from original…

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Here’s where all of Prince Harry and Meghan Markle’s wedding gifts end up

Members of the royal family are not allowed to accept gifts from businesses that may “exploit” them later on.

Prince Harry and Meghan Markle reportedly received over $ 9 million worth of wedding gifts for their May 19 nuptials — but most of them are going back to the likely luxurious businesses…

Life Style – New York Daily News

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Jamie Foxx Officially Cast in ‘Spawn’ Reboot; Here’s Everything We Know

Jamie Foxx Officially Cast in 'Spawn' Reboot; Here's Everything We Know

Fans have been wanting a new Spawn movie for more than 20 years now. The 1997 adaptation of Todd McFarlane's popular Image comic book was not well-received by critics or audiences — its Rotten Tomatoes score is only 18% and its domestic box office gross of $ 55 million was barely more than its production budget.

I'll admit, as a fan at that time, I kinda liked John Leguizamo as the villainous Clown/Violator, but the special effects were terrible for how much they were…

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Here’s How Michelle Wolf Addressed Those Sarah Huckabee Sanders Remarks in Her Netflix Premiere

Comedian Michelle Wolf addressed her controversial White House Correspondents’ dinner remarks about Press Secretary Sarah Huckabee Sanders in the premiere of her new Netflix show, The Break, on Sunday.

“I actually really like Sarah. I think she’s very resourceful. She burns facts, and then she uses that ash to create a perfect smoky eye. Like maybe she’s born with it, maybe it’s lies. It’s probably lies,” Wolf said last month in what turned out to be the most controversial part of her speech at the White House Correspondents’ Dinner. Trump Administration officials and others accused her of attacking Sanders’ appearance.

But in interviews after the dinner, Wolf defended her performance and said she “wouldn’t change a single word.” Many comedians also came to her defense and accused White House staffers of hypocrisy.

In the premiere of The Break on Sunday, Wolf addressed the controversy again during a segment in which she discussed the nomination of CIA Director Gina Haspel and whether it is “anti-feminist” to not support certain women.

“After Gina was nominated, my best friend Sarah Huckabee Sanders tweeted, ‘Any Democrat who claims to support women’s empowerment and our national security but opposes her nomination is a total hypocrite,’” Wolf said. “Well if anyone’s an expert on hypocrites, it’s Sarah Huckabee Sanders.”

“And for the record, that was not a looks-based joke, that was about her ugly personality,” Wolf said. “She has the Mario Batali of personalities.”

Batali, a celebrity chef, has been accused of sexual misconduct by multiple women and is reportedly under investigation by the New York Police Department. Batali had said in a statement to 60 Minutes: “My past behavior has been deeply inappropriate and I am sincerely remorseful for my actions.”


Entertainment – TIME

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‘Shining’ Sequel ‘Doctor Sleep’ Nabs Release Date; Here’s All We Know

'Shining' Sequel 'Doctor Sleep' Nabs Release Date; Here's All We Know

Some 38 years after it was released in theaters, The Shining (above) remains one of the most admired horror films in history. Now a big-screen adaptation of Doctor Sleep, based on King's sequel, is on its way to theaters, with a newly-announced release date. What do we know about the upcoming film?

What is the sequel's story?

First published in 2013, Doctor Sleep follows Dan Torrance, the grown-up son of Jack and Wendy Torrance in the original, as he deals with…

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Turning 21? Here’s How to Manage Your Money Like a Real Adult


Turning 21 is a pretty big milestone.

Aside from the ability to legally drink alcohol and all the responsibility that comes with that, your 21st birthday serves as the final stepping stone into adulthood and all the responsibilities that come with that.

I mean, sure, for some people, 21 is liberating — the beginning of the rest of their lives.

But for others, 21 simply means financial independence.

And while it’s all rosé-colored glasses for the first few months, you quickly realize just how much a good bottle of your favorite Cab Sav costs and that things like, oh, y’know, cooling and heating your living space to temperatures that don’t make you want to tear your skin off or burrow into the earth, respectively, means dropping the big bucks.

Yeah, there’s a reason that internet joke about dads and thermostats makes the rounds, and I’m betting you can finally relate.

Add in student loan payments that are about to kick in, heading into your first adult job and your parents letting you know you’re on your own for car insurance, and it’s enough to make your head spin more than it did the night you went out to celebrate your first night as a legal consumer of alcohol.

Yikes.

If you’re freshly 21 — or getting close to it — we’ve got some tips and tricks for making, saving and managing your money so you don’t end up blowing this whole adulthood thing on your first try.

Financial Tips and Tricks Every 21-Year-Old Should Know

Whether you’re worried about budgets, bills or booze money, here are some things a 21-year-old should know about managing money.

1. Make a Little Wiggle Room in Your Bar Budget

hand holding glass of beer on table
Carmen Mandato/The Penny Hoarder

Look, I understand. You’re finally legal. You’re ready to hit the very bars that have been turning you away for years. (Just remember to drink like a responsible adult!)

But if you’re not careful, it’s easy to blow your entire beer budget in one weekend — after which you’ll be stuck drinking $ 3 wine at home by yourself while your coworkers hit up happy hour.

Luckily, there’s a way to earn cash back on alcohol.

Yeah, seriously.

Ibotta is an easy-to-use cash-back app that’s partnered with more than 50 retailers offering deals on many of your favorite brands.

The app features both liquor store deals and cash back on drinks from any restaurant or bar.

We’ve seen deals like $ 5 back on 750-milliliter or 1-liter bottles of Absolut vodka, $ 3 back on any pitcher or bucket of Budweiser or Bud Light and $ 3 back on any mixed drink or cocktail featuring 1800 Tequila.

Those are some pretty sweet deals.

2. Know Your Credit Score

credit score on chalkboard
Carmen Mandato/The Penny Hoarder

If you’re just starting out in the adult world, you’ll quickly learn your credit score is the key that opens nearly every door. (Sometimes frustrating, but true.)

Want to rent an apartment? They’re going to check your credit.

Ready to buy a car? Credit check.

Need to refinance your student loan? They’ll be checking. That. Credit.

The first step to having a good (or great!) credit score is knowing what you’re dealing with.

Your credit report will give you this information.

You can get your credit score and “credit report card” for free from Credit Sesame. The website breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and how you might address it.

Jerry Morgan was able to increase his credit score 120 points after signing up with Credit Sesame, thanks to the platform’s suggestions and resources.

He’s also learned a lot about what elements go into a credit score and how to keep his score as high and healthy as possible.

If there’s one thing you learned at college, it’s to never pass up free stuff, right?

3. Cut Your Debt Interest Rates

Credit card being cut with scissors
Elenathewise/Getty Images

Like so many other young people these days, if you grew up in a home where debt wasn’t discussed, you probably weren’t aware of just how easily you could get sucked into the quicksand pit of credit card debt.

And you probably didn’t understand the impact it would have on your young life, either.

If you’re sitting on an account showing a few too many zeros (and not the positive kind), but find yourself unable to dig yourself out because of sky-high interest rates, it might be time to look into refinancing or consolidating your credit card debt.

A good resource is consumer financial technology platform Even Financial, which can help match you with the right refinancing loan to meet your needs.

Even searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

All it takes is three easy steps to know what kind of loan you qualify for.

4. Wow Your Friends by Becoming a Real Estate Investor

house for sale in st. petersburg
Tina Russell/The Penny Hoarder

Listen, it’s not every day a 21-year-old can say they invest in real estate.

But this one isn’t just for the street cred — it’s also a smart way to dip your toes into the world of real estate investing without handing over thousands (or even hundreds of thousands) of dollars.

Twenty-one-year-old Katie Smith, who recently graduated from Georgetown University in Washington, D.C., had some money sitting in a regular, low-interest savings account.

She knew her money could be making more money and liked the idea of investing in real estate, she didn’t really have “buy a house” kind of money.

Then she heard about Fundrise.

You can start investing in real estate with a minimum investment of just $ 500, and Fundrise does all the heavy lifting for you.

Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.

This isn’t an obscure investment, though. You can see exactly which properties are included in your portfolios.

“I can go into my Fundrise account and see what I actually own,” Smith says. “I own a piece of an apartment complex in Ann Arbor, Michigan. Property on the West Coast. Bits and pi

5. Set Your 401(k) — and Yourself — up for Success

Kelsey Buxton walks through the downtown area of St Petersburg
Carmen Mandato/The Penny Hoarder

If you’re just getting started with a real adult job (or will be soon), you’ve probably been hearing a lot of talk about 401(k)s.

If you have a 401(k), you’re on the right track.

Now, though, you need to make sure it’s doing the absolute most to get you ready for retirement.

We know: Understanding, managing and optimizing your 401(k) account takes up more time and brain-power than most of us are willing to commit.

When Kelsey Buxton opened her 401(k) account in November 2016, she had big plans to get the most out of it with some smart investing.

“But that’s a full-time job,” she says. “That’s what a financial adviser is for.”

Luckily, she found a robo-adviser for that. Blooom, an SEC-registered investment advisory firm, will optimize and monitor your 401(k) for you.

It gives you an initial 401(k) checkup for free, and you’ll get to know your account a little more intimately. Find out whether you’re paying too many hidden fees, have the appropriate amount invested in stocks versus bonds, that kind of fun stuff.

After that, the tool is $ 10 a month to use to continue to monitor your retirement account. Let Blooom know your target retirement age, and it can help you get there by investing more and less aggressively.

6. Save for a Rainy Day

Rainy Day Outdoor silhouette
Xesai/Getty Images

Remember all that adult responsibility we were talking about earlier? Yeah, that comes with a lot of surprise expenses.

From emergency vet visits or medical bills to pricy repairs when your car starts making that thudding noise one random morning, unplanned expenses crop up everywhere.

The adult thing to do? Save up an emergency fund to fall back on.

If you’ve tried (and failed) in the past to beef up your savings account, you’re probably wondering how this time will be any different.

Not to worry: Chime has your back.

Chime is an online-only bank account that offers some unique features other banks haven’t caught on to yet.

Along with not charging overdraft fees, monthly maintenance fees, foreign transaction fees or minimum balance fees, Chime gives you access to thousands of fee-free MoneyPass ATMs around the country and even has a “Pay Friends” feature, so you don’t have to mess with cash, math or other apps to split the bar tab.

But that’s not even the best part.

Chime also has this awesome feature called “the round-up tool,” which will round up your transactions to the nearest dollar and dump the change into savings.

Recently, Samuel Demeny switched from Wells Fargo to Chime to get away from those unnecessary fees and restrictive daily spending limits.

After opening his account, Demeny decided to try out Chime’s automatic savings tools. Within nine months, he managed to save up $ 800 — money that will help him with last-minute moving expenses when he and his boyfriend make the move from Texas to the Pacific Northwest.

7. Start Investing Like an Adult

Derek Mateo handles cash in Orlando Florida
Carmen Mandato/The Penny Hoarder

As you venture further into adulthood, you’ll hear more and more people at more and more social functions talking about things like investing.

If you want to get ahead of the financial game (the small-talk-at-adult-dinner-parties potential is an added perk), try investing with Stash.

Stash lets you start investing with as little as $ 5 and for just a $ 1 monthly fee for balances under $ 5,000.

The app curates investments from professional fund managers and investors and lets you choose where to put your money — but it leaves the complicated investment terms out of it.

You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

Plus, right now, The Penny Hoarder is teaming up with Stash to fund your first investment — so you’ll get a $ 5 bonus to get started!

8. Stay on Top of Your Student Loans

Graduating class
LawrenceSawyer/Getty Images

If you recently graduated or will soon be graduating from college, you probably have student loans looming ominously on the horizon.

The best thing you could possibly do for yourself? Learn everything you can about paying them off, and make a plan to stay on top of them when repayment time hits you like a ton of bricks.

First, you’ll need to know your loans inside and out.

Then, set your student loan repayment journey up for success: Know what you owe, understand what “deferment” means, figure out how to lower your interest rate and learn how to make a little extra money so you can pay down your loans quicker.

And when you hit that point that we all hit — that “will this be the rest of my life?!” point — here’s a little inspiration that just might get you through it.

9. Let This Financial Assistant Negotiate Your Bills Down

man sitting at a desk by a window at home, paying bills.
kali9/Getty Images

Somebody’s gotta keep the Wi-Fi on.

I mean, how else would you Tweet your very valid opinions on the latest episode of “Drag Race” or post that fire selfie on Instagram? (You’ve got your priorities; no shame in that game.)

While you’ve probably heard you can call your cable company to negotiate your cable and internet prices down, if you’ve actually tried it, you know how long you can sit on hold.

That’s why it’s time to call in a robot. The personal finance bot Trim will negotiate your cable or internet bills down for you.

It works with Comcast, Time Warner, Charter and other major providers.

You can sign up simply with Facebook or your email address. Then, upload a PDF of your most recent bill, and Trim’s magic gets to work. If at first it doesn’t succeed, it’ll keep negotiating until it can save you some money.

Trim takes 25% of the savings tab, and you get the rest.

A robot that will work to save you money? That’s some of that “living in 3018” business.

10. Learn How to Budget

Margo Macys is the trusty mascot of a home office in Tampa Florida
Carmen Mandato/The Penny Hoarder

A 21-year-old needs a budget — no ifs, ands or buts about it.

If you’re making money, paying bills and still hoping to have a little spending money to live that (sort of) carefree lifestyle of the young and untethered (you’ve got big plans to travel, right?!), you need to be allocating every dollar to, well, something.

Yeah, now that you’re 21, it’s time to create a budget for yourself.

It’s not as easy as just spitting out some guesstimates of what you spend (or want to be able to spend) on the daily, but it also doesn’t have to be a totally intimidating process. We’ve got some tips that will help you create a budget that works for you — meaning you’ll still be able to funnel some money into your travel fund.

The most basic budgeting rule is the 50/20/30 rule. It’s not a science, but it’s a great starting point that will help you understand how much of your paycheck you should allocate to different areas of your life.

Once you’ve got the basics down, follow these seven steps to creating a budget that fits into your life — not one you have to fit your life into.

eces of apartment complexes in Texas and Denver, a construction loan, a mixed-use property.”

11. See Whether You’re Paying Too Much for Car Insurance

General View of the city of Chicago
Carmen Mandato/The Penny Hoarder

For most people, car insurance rates will begin to drop dramatically once you hit 25. But even at 21, you might be overpaying for car insurance and not even know it.

While there’s no way to completely avoid paying for car insurance if you own a car, one way you could save money is by shopping around and comparing rates at least once a year.

If you’re a smart shopper, you already compare prices, right? So just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in just a few minutes.

Artie Januario was paying $ 95 a month for car insurance, and because one of his best friends was his insurance agent, Januario didn’t question it. (Question everything, guys.)

After a cross-country move from Boston to Austin, Texas, he decided to try out The Zebra’s services. Within half an hour of starting his search, Januario had new insurance, and his monthly payment was just $ 65 — a pretty big deal, because car insurance rates in Texas are generally higher than those in Massachusetts, where he’d been living before.

A Real Adult With Real Adult Finances

Yeah, that’s you — the real adult.

And whether your plans involve grad school, a life of travel and adventure, or getting a jumpstart on your career goals, you’ll need to keep a close eye on your finances to ensure they’re going to get you where you want to go.

In the meantime, though, feel free to pop a few bottles to celebrate the last birthday people will actually get excited about.  

Grace Schweizer is a junior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Here’s how Prince George comforted a crying bridesmaid at the royal wedding

Adorable.

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Prince George really stepped up to the plate on the day of the royal wedding, going beyond his duties as a royal page boy to deal with a crisis outside the chapel.

In an episode of their royals-focused podcast, On Heir, Emily Andrews and Omid Scobie have shared a heartwarming story of how the little prince comforted one of the bridesmaids ahead of the ceremony.

‘Poor Zalie Warren had a bit of a meltdown,’ Andrews said. ‘She’s only two. She started crying when they were waiting for Meghan. It was only a couple of minutes.

‘So Nanny Maria Borrallo kind of looked after her, and George apparently was trying to comfort her as well, which is very sweet.’

Bless him!

George and Charlotte’s nanny, Maria Teresa Turion Borrallo, was on hand on the day to help manage the 10 bridesmaids and page boys, who all posed for official photographs after the ceremony.

Meanwhile, Princess Charlotte also took on a more organisational role when it came to herding up the bridesmaids.

‘There was one [bridesmaid] who wanted to go and she said, “no, you can’t go yet, we have to wait until we are asked,”‘ one wedding guest told People. ‘She was very organised!’

Looks like George and Charlotte have been taught well when it comes to handling public appearances.

The post Here’s how Prince George comforted a crying bridesmaid at the royal wedding appeared first on Marie Claire.

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Here’s why investors are cheering Quest and LabCorp losing their exclusive contracts

Analysts say the dual announcements mean Quest and LabCorp likely did not have to resort to rock-bottom pricing to hold onto their agreements.
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Here’s When You Can Stock Up on Hurricane Supplies Tax-Free in 3 States


Can we take a minute to talk about Hurricane Irma?

Last September, it blew through the Caribbean and Florida, leaving a trail of uprooted trees and flooded streets in its wake.

We’re still pretty traumatized by it… especially those of us here in Florida who had a tree fall on their newly purchased home.

Irma also instilled in us the importance of having a disaster preparedness kit, because once there’s a hurricane warning, all of the water and gasoline in the state will pretty much be sold out in 20 minutes.

Stock Up for Your Hurricane Preparedness Kit Early

Hurricane season starts June 1, and preparing is much easier when there’s no storm in sight. This year, some states are giving residents incentives to prepare early by eliminating the sales tax on eligible items.

Remember that important items like bottled water, canned food and first-aid kits are always tax-free. Items not included on any of these lists but still pretty important for hurricane preparedness include plywood, Pop-Tarts and alcohol.

But, assuming you want the essentials first, here’s what you need to know about three upcoming preparedness sales tax holidays.

Louisiana Hurricane Preparedness Sales Tax Holiday: May 26-27

During the two-day holiday, purchases of up to $ 1,500 on hurricane supplies are tax-free. Items purchased at airports, hotels, convenience stores or entertainment complexes are not included.

A complete list of exempt items and limitations can be found on the Louisiana Department of Revenue website.

Florida Disaster Preparedness Sales Tax Holiday: June 1-7

During this weeklong holiday, you can purchase some supplies with no sales tax. Approved items include:

  • Flashlights, lanterns and candles
  • Gas containers
  • Batteries
  • Coolers
  • Radios
  • Tarps and tie-down kits
  • Generators

A complete list of items and price limitations can be found on the Florida Department of Revenue website.

Virginia Emergency Preparedness Sales Tax Holiday: Aug. 3-5

Virginia is combining its emergency preparedness holiday with its back-to- school and energy efficiency tax holidays, so you can take advantage of a lot of tax-free shopping.

Portable generators under $ 1,000, chainsaws under $ 350, and most other hurricane supplies under $ 60 are not taxable. A complete list of eligible items is available on the Virginia Department of Taxation website.

Jen Smith is a staff writer at The Penny Hoarder and gives money saving and debt payoff tips on Instagram at @savingwithspunk.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Eiza Gonzalez and More Joining Vin Diesel in Comic Book Movie ‘Bloodshot’; Here’s Everything We Know

Eiza Gonzalez and More Joining Vin Diesel in Comic Book Movie 'Bloodshot'; Here's Everything We Know

Update: With the start of production set for July, the casting process for the comic book movie Bloodshot is drawing some new faces. Eiza Gonzalez (Baby Driver, above), Michael Sheen (Passengers) and Sam Heughan (TV's Outlander) are all in talks to join the cast, according to Variety. Here's all we know, drawn from our previous posts on the film. 

Who will star? 

Back in March, Vin Diesel was confirmed to star in the sci-fi/action movie, based on Valiant comic…

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‘Godzilla’ Sequel Moves to Summer 2019; Here’s Everything We Know

'Godzilla' Sequel Moves to Summer 2019; Here's Everything We Know

Five years after the Gareth Edwards-helmed reboot of Godzilla, the sequel will finally arrive in theaters, just slightly later than we originally expected. Warner Bros. has changed the release date for Godzilla 2 (tentatively known as Godzilla: King of the Monsters) from March 22, 2019 to May 31, 2019. Normally, a delay would seem to be a problem. But this one is just two months, and the move is to a prime "summer" weekend, meaning the studio considers it worthy of…

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Liam Neeson Joins the New ‘Men In Black’; Here’s Everything We Know

Liam Neeson Joins the New 'Men In Black'; Here's Everything We Know

Liam Neeson is taking a break from his usual set of thrillers to join another sci-fi franchise. The actor, best known for his roles in the Star Wars, Dark Knight and Taken series, as well as his Oscar-nominated performance in Schindler's List, is in talks to join the Men In Black spin-off/reboot, possibly titled MIB, which is coming to theaters next year.

According to Variety, Neeson would play the head of the UK office of the MIB, basically the British counterpart to Rip Torn's…

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The NFL Told Teams to Stand During the National Anthem in the 1960s. Here’s How One Player Protested

On Wednesday, the NFL announced that players must either stand for the national anthem when it is played at their games or remain in the locker room; if they come onto the field but don’t stand, their teams will be fined. The decision comes more than a year after San Francisco 49ers then-quarterback Colin Kaepernick decided to sit and kneel during “The Star-Spangled Banner” as a protest against police brutality, inspiring other players to do the same.

This isn’t the first time that the commissioner of the league has decided to clarify how players should act during the song.

The anthem had become a mainstay at professional football stadiums shortly after the end of World War II, when NFL Commissioner Elmer Layden called for teams to play the national anthem at the beginning of games, continuing what had been seen by some as a temporary wartime show of patriotism. “The National Anthem should be as much a part of every game as the kick-off,” he declared. “We must not drop it simply because the war is over. We should never forget what it stands for.”

But as the anthem stuck around, the song also became a focus of protest. More than two decades later, millions around the world watched as Olympic sprinters Tommie Lee Smith and John Carlos bowed their heads and raised black-gloved fists during the national anthem at the 1968 Summer Games in Mexico City, in protest against racial inequality.

Shortly after, hoping that something similar wouldn’t happen during a football game, the NFL commissioner at that time, Pete Rozelle, announced that players had to hold their helmets in their left hands and salute the American flag during the anthem. (Previously, some players had simply stood around casually or used the time to get ready for the game.)

The decree wasn’t unprompted. “There were a lot of rumblings about the Vietnam War in the league by players, so [Rozelle] thought there was a lack of discipline,” Marc Ferris, author of Star-Spangled Banner: The Unlikely Story of America’s National Anthem, tells TIME. “Players did conform because Rozelle was pretty iron-handed — except one guy.”

That guy, the kind of rebel Rozelle about whom was clearly worried, was David Meggyesy, a linebacker for the St. Louis Cardinals (now the Arizona Cardinals). League officials had already gotten wind of 37 players signing an anti-Vietnam War petition that he was circulating and planning to send to Congress. Meggyesy described what irked him about Rozelle’s directive in the book Generation on Fire: Voices of Protest from the 1960s, An Oral History: “I became increasingly aware about how the game was being used by the establishment forces to sell the war, with things like patriotic half time demonstrations and military jets flying over the Super Bowl… It was like the military.”

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“My original idea was to pull a [Tommie] Smith by raising my right fist in the air and bowing my head,” he wrote in his 1970 tell-all Out of Their League. “Instead, I decided not to salute the flag but to pretend I was nervous for the game. I was aware that if my protest was too obvious I would be severely fined. When the National Anthem started I stepped out of line and began kicking the dirt and holding my helmet down in front of me with my two hands. My head was bowed and I was spitting on the ground and moving from side to side scuffing the ground with my shoes.”

But his more subtle protest was still noticed. Especially after a sports columnist covered his actions, the team and local radio stations were flooded with callers complaining about Meggyesy’s apparent lack of patriotism. “At the start of our next game,” he later told writer Dave Zirin, “some fans unfurled a big banner that said ‘The Big Red [the nickname of the Cardinals] think Pink.’ It was their way of saying that I was a ‘pinko’ (a communist), and that we were a ‘pinko’ team.”

He was benched and eventually had to leave the league. In that period, Rozelle also told players specifically not to chew gum or talk during the song. “It was absolutely unfair, but what really pissed me off was that I was powerless to change it, so I decided to write a book to expose football for what it was,” and to “have a role in this movement for social justice and social change,” he said in Generation on Fire.

Hence, the tell-all.

Written in about four months, the book contained a number of bombshells. In a 1971 review, TIME called it “an angry, sometimes self-righteous attack on the ‘incredible racism,’ ‘dehumanizing conditions’ and ‘violence and sadism’ of pro football. Sparing no one, Meggyesy rails against coaches, trainers, who ‘do more dealing in drugs than the average junkie,’ and players, one of whom (Jim Ringo, former All-League center for Lombardi’s Green Bay Packers) supposedly told Meggyesy in all seriousness that ‘in football the Commies are on one side of the ball and we’re on the other.’” Sports Illustrated put Meggyesy’s book on its 2002 list of “The Top 100 Sports Books Of All Time,” calling it one of the first books by an athlete to expose the “‘dehumanizing’ experience of the modern professional athlete.”

Over time, the NFL’s stringency about the anthem faded somewhat. As the New York Times has noted, before Wednesday’s announcement a modern version of Rozelle’s rule about the anthem did exist, requiring players to be on the sideline but simply encouraging them to stand rather than requiring it, but, “Few knew the rule even existed until Colin Kaepernick, the former San Francisco 49ers quarterback, took advantage of that language in 2016.”

In recent years Meggyesy — who later returned to football to work for the players’ union — has had some cause to feel somewhat vindicated, as his 1968 story has been reincarnated, in a way, for another generation of players. Last year, he told Yahoo! that he thought Kaepernick’s protest was “a big yes, definitely a yes – very appropriate and timely and I think courageous.”

Sports – TIME

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Watch Dwayne Johnson in New ‘Skyscraper’ Trailer; Here’s Everything We Know

Watch Dwayne Johnson in New 'Skyscraper' Trailer; Here's Everything We Know

Dwayne Johnson is on a terrific roll right now. He's developed a likable big-screen presence and has chosen projects that allow him to shine as a heroic leading man. While he's not afraid of roles that poke self-aware fun at his macho reputation — witness Jumanji: Welcome to the Jungle — he's equally happy to embrace stereotypes, as long as they have feature some twists and turns to familiar formulas.

That appears to be the case with Skyscraper. Sure, he's a heroic leading…

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Star Wars land revealed: Here’s when you can plan your visit

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It’s the moment Star Wars fans have been dreaming of ever since they caught their first glimpse of that galaxy far, far away: their opportunity to visit it in person.

Now Disney has revealed when that auspicious date will be — or at least, the season.

The company just announced that its new theme park Star Wars: Galaxy’s Edge will open in summer 2019 at Disneyland Resort in Anaheim, and fall 2019 at Walt Disney World Resort in Orlando. 

In other words, mark your calendars and start saving up those credits. Something tells us you’re gonna burn through a lot of ’em on this trip. Read more…

More about Theme Parks, Disneyland, Star Wars Galaxy S Edge, Entertainment, and Star Wars


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Jake Gyllenhaal to Play Mysterio in ‘Spider-Man: Homecoming’ Sequel; Here’s Everything We Know

Jake Gyllenhaal to Play Mysterio in 'Spider-Man: Homecoming' Sequel; Here's Everything We Know

Many years ago, Jake Gyllenhaal was in the wings to play Spider-Man. Sam Raimi was ready to cast the young actor in Spider-Man 2 as a possible replacement for an injured Tobey Maguire. But Maguire recovered and returned as the superhero and we got one of the best entries in the genre ever made.

Now Gyllenhaal is finally getting another shot at the same franchise. No, he's not replacing Tom Holland as Spidey – this time, he's up for the villain role. According to Deadline,…

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Are Hot Air Hand Dryers Really Germ Cannons? Here’s What You Need to Know


If you’ve been anywhere near the internet recently, you’ve probably seen at least one news report about the horrors of public bathroom air hand dryers.

A new study published by researchers in Connecticut says “there is evidence that bathroom hand dryers can disperse bacteria from hands or deposit bacteria on surfaces, including recently washed hands.”

To be clear, the researchers — from the University of Connecticut, Hartford Hospital, Quinnipiac University and Connecticut Children’s Medical Center — are talking about public-bathroom germs, if you catch my drift.

Yep, gross.

Many news reports stop there, but there’s a lot more to the story and less reason to freak out than you might think.

Researchers go on to say that the results don’t provide clear information on whether hand dryers give bacteria a cozy place to grow or simply blow already germy air around the room.

In fact, even though bacterial spores were found on bathroom surfaces, researchers can’t conclusively say that air hand dryers were responsible.

This isn’t the first time air dryers have been called out for being spore-spreading wind turbines of destruction.

A 1989 study suggested air dryers could contribute to airborne infections in hospitals,                      and subsequent studies support the idea that air hand dryers may be unsuitable in health-care environments.

Yet other research claims “drying hands with hot air dryers is not likely to generate airborne infection.”

In other words, no one knows for sure.

One thing’s for certain: Regular hand washing is a vital part of staying healthy.

If you don’t want to take a chance of getting a blast of bacteria blown in your face by an air dryer (and who can blame you), dry your hands on disposable paper towels, or just let them air dry on their own.

Worried about the environmental impact of throwing paper towels in the trash several times a day? Stock up on hand towels and keep some in your purse or backpack for quick and sanitary drying.

Whatever you do, just don’t walk around with dripping-wet hands. The Centers for Disease Control and Prevention says doing so can transfer germs to other surfaces and people as easily as if you hadn’t washed your hands at all.

If you’re really skeeved by public bathroom hand-drying options, you can always fall back on hand sanitizer to clean your hands. Just make sure it contains at least 60% alcohol.

Until researchers can definitely say whether air hand dryers are wall-mounted germ cannons, try not to get too wrapped up in scary headlines that don’t tell the whole story.

Wash early, wash often and learn some useful alternatives to handshake greetings because a lot of people don’t bother to wash their hands at all.

Lisa McGreevy is a staff writer at The Penny Hoarder. Her favorite stay-healthy alternative greeting is waving at people from 50 feet away.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Watch First Dark, Menacing ‘Mowgli’ Trailer; Here’s All We Know

Watch First Dark, Menacing 'Mowgli' Trailer; Here's All We Know

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Based on Rudyard Kipling's The Jungle Book, the upcoming big-screen adaptation Mowgli confounds expectations — in a good way! Rather than keeping strictly to a familiar story, the filmmakers have chosen a darker, more menacing path, starting with the titular character.

Mowgli is raised rough long before he escapes into the jungle. No wonder he feels much more kinship with the wild animals than with humans. Watch the newly-released first trailer below, then read onward to…

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Andy Bean and James Ransone Join ‘It: Chapter Two’; Here’s What We Know So Far

Andy Bean and James Ransone Join 'It: Chapter Two'; Here's What We Know So Far

Update 2: Andy Bean has also joined the cast of horror sequel It: Chapter Two. According to Variety, he has been tapped to costar as the adult version of Stanley, who was portrayed by Wyatt Oleff in the first film. Bean's past credits include TV's Power (above). 

(Our previous post appears below.) 

 

Update 1: James Ransone has joined the cast of It: Chapter Two, per Deadline. He will portray the adult version of Eddie, played by Jake Dylan Grazer in the…

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Here’s How to Find Brand-Name Baby Gear Online — And Save Hundreds


My daughter recently celebrated her fifth birthday, so it’s safe to say my husband and I are pretty far removed from all of that baby human stuff.

Between a couple of moves and several attempts to clean out our garage, only one item remained from my daughter’s infancy: the stroller.

So when I found out I was pregnant with my second child, I did what any newly expectant mother would do: I panicked.

Those first-year essentials really do add up.

With our impending bundle of joy fast-approaching, I’ve made it my mission to buy eco-friendly, BPA-free, phthalate-free, non-toxic products at price points that won’t break the bank.

But unlike with my first child, when I loaded up my registry and hoped friends and family would cover costs, I’ve learned a handful of baby products are better to buy used.

To find cheap baby stuff and save nearly $ 800 on brand name products like Stokke and Baby Bjorn, I turned to second-hand sites like Craigslist, Facebook Marketplace, and even the return section of Buy Buy Baby.

In total, I spent $ 310 thrifting my way on must-haves for baby No. 2 — pennies in the bucket compared to the $ 1,122 I could’ve spent buying everything at full price.

My Big Craigslist Find

Stokke Tripp Trapp Highchair, retail value: $ 249

Purchase Price: $ 50

Murphy purchased the Stokke Tripp Trapp highchair on Craigslist for $ 50. Aileen Perilla/The Penny Hoarder

The Stokke Tripp Trapp high chair was at the top of my list. It’s European design caught my eye, but I balked at its hefty retail price. A few weeks into my highchair hunt, I stumbled across a nearby Craigslist post asking $ 200.

The price felt a bit steep but this was one I was willing to splurge on. I offered $ 160 but the seller wouldn’t go lower than $ 190 so I begrudgingly walked away. Fortunately, the key to a good deal is patience.

On a recent trip to Sarasota to visit family about two-hours from my hometown of Orlando, I bought the Stokke Tripp Trapp highchair from a mom on Craigslist for $ 50.

Score! That’s a savings of $ 200.

Essentials on Facebook Marketplace

Baby Bjorn Balance Bouncer, retail value: $ 168.99

Purchase price: $ 40 (Bonus: includes the Googly Eye Toy Bar, retail value: $ 59.99)

Purchased through the Facebook Marketplace, this Baby Bjorn Balance Bouncer is gently-used and included the Googly Eye Toy Bar attachment for $ 60. Aileen Perilla/The Penny Hoarder

With my first, we had an electric baby swing. I didn’t want to spend $ 150 or more on a bulky item I’m only going to be using for a few months, so this was my cost-saving, minimalist solution.

I found a gently-used version selling for $ 60 on Facebook Marketplace. Plus the listing included the Googly Eye Toy Bar attachment. I could see the item was listed a while ago, so assuming she didn’t have other offers, I again decided to go lower than the asking price.

My $ 40 offer was accepted. It never hurts to try for a better deal than what’s being offered!

Baby Bjorn Carrier Original in Dark Blue, retail value: $ 79.99
Purchase Price: $ 10

Murphy shows off the Baby Bjorn carrier purchased for just $ 10 on the Facebook Market place. Aileen Perilla/The Penny Hoarder

This find was a straight-up steal. I purchased this item for $ 10 on Facebook Marketplace. No stains, no tears, and in excellent working condition.

That’s a savings of roughly $ 70. Talk about a bargain!

Primo Infant Bath Tub, retail value: $ 24.99

Purchase price: $ 10

The Primo Infant Bath Tub goes for a retail value of $ 24.99. Murphy was able to find it used for $ 10. Aileen Perilla/The Penny Hoarder

Bathtubs are another great item to buy used. I found a like-new tub for $ 15 on Facebook Marketplace, but my $ 10 offer was accepted. It never hurts to ask for a better price.

Ubbi Diaper Pail in White, $ 69.99

This Ubbi diaper pail retails for $ 69.99. Aileen Perilla/The Penny Hoarder

Purchase price: $ 25

A mom from the Cocoa Beach area was selling the Ubbi Diaper Pail on Facebook Marketplace. She just so happened to be passing through Orlando so we met up in a Whole Foods parking lot off of Interstate 4 to make the exchange. I like this item because it is made of steel so, in theory, it shouldn’t absorb stinky diaper smells like a plastic diaper pail. It also keeps in line with my goal of staying plastic-free/no BPA products.

Baby Bjorn Cradle, retail value: $ 349

Purchase price: $ 80

Murphy saved $ 269 on this gently-used Baby Bjorn cradle by purchasing it through the Facebook Marketplace. Aileen Perilla/The Penny Hoarder

My biggest deal was yet to come. Between constant feedings and changes, having a bassinet by our bedside is a must.

I first went to buy this item in like-new condition for $ 200 on Facebook Marketplace. At $ 150 off the retail price, it was a good deal but not a great deal. Since it was the only one available in my area, I arranged the pick-up for the next morning but diligently kept searching for a better price.

That evening, I found another seller asking $ 80. For anyone keeping track, a few extra searches saved me $ 289. Persistence is key!

Scoring in The Return Section

The return, sale and clearance sections at children’s stores (think Target, Walmart, and other similar retailers) can be a gold mine for a good deal. At the Buy Buy Baby I visited, the return section was right up front.

Skip Hop Explore & More Activity Center, retail value: $ 119.99

Purchase price: $ 95

Murphy puts the pieces together for the Skip Hop explore & more activity center she purchased in the return section of Buy Buy Baby. Aileen Perilla/The Penny Hoarder

Aside from online deal hunting, I also perused the return section of my local Buy Buy Baby, where I saved $ 25 on this open-box item.

While these sections vary from store-to-store, check with a retail associate to find out exactly where it’s located. Just be sure you’re only buying cheap baby stuff you need, and not tempted to spend money on an item just because of the discount!

Not Every Deal is a Good Deal

Cautionary tale: I purchased a used Ubbi diaper pail from Mercari.com, but when the item arrived it was not as described by the seller and didn’t match the picture on the site. Mercari sent me a return shipping label and promptly refunded my money.

There’s no getting around it: Preparing for a new baby isn’t cheap. But my time investment — a few hours of online searches and in-store shopping — leaves me with an extra $ 788 to spend on diapers and wipes. I’ll take it!

Rachel Murphy is a former network TV news producer turned freelance writer. She lives in Orlando with her husband, two English bulldogs, curly-haired little girl, and is deal-hunting her way to prepare for baby No. 2.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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New Writers Hired for ‘Cowboy Ninja Viking’; Here’s All We Know

New Writers Hired for 'Cowboy Ninja Viking'; Here's All We Know

Chris Pratt (Jurassic World, above) will star as an assassin with a multiple-personality disorder in the upcoming Cowboy Ninja Viking. The project aims to start production this summer and has just hired two new writers, per THR. Let's review what we know about the movie

What's it about?

It's based on a comic book series created by A.J. Lieberman and Riley Rossmo, first published in 2009. Disney acquired rights to the series in 2010, which eventually went to Universal in 2012….

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James Ransone Joins ‘It: Chapter Two’; Here’s What We Know So Far

James Ransone Joins 'It: Chapter Two'; Here's What We Know So Far

Update: James Ransone has joined the cast of It: Chapter Two, per Deadline. He will portray the adult version of Eddie, played by Jake Dylan Grazer in the smash-hit horror thriller It.

Ransone has appeared in a slew of independent films over the years. He may be best known for his role in horror thriller Sinister 2 (above), so he sounds like an exciting addition to the cast. Production on the film is scheduled to begin this summer. 

(Read our previous post on the film below,…

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Get Well Wednesday: Are You Anxious? Here’s What To Do About It

WHAT IS ANXIETY AND WHAT ARE SOME OF THE MOST COMMON ANXIETY DISORDERS?

Anxiety is a feeling of worry, nervousness, or unease, typically about an imminent event or something with an uncertain outcome. It is a normal reaction to stressful situations however in some cases, it becomes excessive and can cause sufferers to dread everyday situations.

There are a variety of anxiety disorders, each with their own signs and symptoms. Although many of the signs and symptoms overlap, individuals may experience different signs and symptoms at different levels of severity and durations. The following are some of the more common types of anxiety disorders: Generalized Anxiety Disorder is the most common anxiety disorder, followed by (in no particular order) Panic disorder, Social anxiety disorder, Obsessive-compulsive disorder (OCD), Post-traumatic stress disorder (PTSD) and Separation anxiety disorder.

 WHAT ARE THE SYMPTOMS OR SIGNS OF AN ANXIETY OR PANIC ATTACK?

Anxiety comes in many forms such as panic attacks, phobia, and social anxiety. the distinction between an official “anxiety disorder” diagnosis and “normal anxiety” isn’t always clear. However, if a person experiences any of the following symptoms on a regular basis, and it interferes with their functioning, they should consult with their doctor: excessive worry, sleep disruption, irrational fears, chronic indigestion, panic attacks, flashbacks, perfectionism, compulsive behaviors, self-doubt, self-consciousness and stage fright.

 Panic attacks occur with panic disorder. They may also occur with other psychiatric disorders. During a panic attack, the symptoms are sudden and extremely intense. These symptoms usually occur unexpectedly without an obvious, immediate cause. The symptoms are usually overwhelming and become severe within 10 minutes and then dwindle. However, the duration of some attacks may last longer or may occur in sequence, making it difficult to determine when one attack ends and another begins.

A panic attack is characterized by four or more of the following symptoms:

  • Heart palpitations, pounding heart, or accelerated heart rate
  • Excessive sweating
  • shaking/trembling
  • Sensations, shortness of air, difficulty breathing, or smothering
  • Feeling of choking
  • Chest pain or discomfort
  • Nausea or abdominal distress
  • Feeling dizzy, unsteady, light-headed, or faint
  • Feelings of unreality (derealization) or being detached from oneself (depersonalization)
  • Sense of danger or doom (i.e. fears dying)
  • Numbness or tingling sensations (parenthesis)
  • Chills or hot flashes

 

WHY ARE ATHLETES MORE AT RISK OF HAVING ANXIETY DISORDERS?

 Many athletes struggle with stress and anxiety on a daily basis. Each athlete reacts to the stress and anxiety differently. Younger athletes may find it challenging to manage the stress and anxiety that comes along with a full class load, while trying to balance that with the demands of their sport, as well as the pressures of their family and friends. They should be encouraged to seek help from their school’s counseling center, to manage and limit their stress and anxiety.

Professional athletes also struggle with stress and anxiety. It is challenging to face the pressure to perform within their sport; they can be impacted by intense public scrutiny; they compete in a culture that inhibits them from seeking the help they need.

One of my patients who is a professional athlete and has severe anxiety said that their coach told them to “take it out on the court/field” “Be strong/tough,” which are FALSE mentalities and the WORST ways to manage their mental health issues.

It is important for the athlete’s coaches and trainers to be educated on the difference between “normal anxiety” and an “anxiety disorder” and recognize the signs and symptoms of the latter. Equally important, it is recommended that coaches and trainers encourage their athletes to seek help.

 WHO ARE SOME OF THE ATHLETES WHO HAVE SPOKEN PUBLICLY ABOUT THEIR MENTAL HEALTH CHALLENGES?

  • NBA legend Jerry West has struggled for decades with depression and low self-esteem.
  • New York Giants wide receiver Brandon Marshall calls mental health awareness and acceptance “the civil rights movement of our era.” He was diagnosed with borderline personality disorder in 2011
  • Kevin Love (NBA)-Panic attacks
  • Serena Williams (American Tennis Player and Medalist)- Anxiety
  • Arian Foster (NFL)-Panic Attacks
  • Simone Biles (Olympian Gymnast and medalist)-ADHD
  • Michael Gatlin (Olympian Track star and medalist)- ADHD
  • Michael Phelps (Olympian Swimmer and medalist)-Severe depression; contemplated suicide
  • Royce White (MLB)-Anxiety and obsessive thoughts
  • Imani Boyette (WNBA)-severe depression and self-harm behaviors
  • Mardy Fish (American Tennis Player)- Severe anxiety disorder with panic attacks
  • Rick Ankiel (MLB)-Severe Anxiety
  • Brandon Brooks (NFL)-severe anxiety
  • Allison Schmitt (Olympian Swimmer)- depression
  • Chamique Holdsclaw (WNBA player) – bipolar disorder

 WHY IS MENTAL ILLNESS SO TABOO IN THE AFRICAN AMERICAN COMMUNITY?

  • A: African-Americans are disproportionately more likely to experience circumstances that increase the chances of having a mental illness (poverty, unemployment rate, crime, cultural insensitivity from providers)
  • Only 20% more likely to have psychological distress vs non-Hispanic whites
  • Young African-American Adults with higher levels of education are LESS likely to seek help

Some reasons that prevent African-Americans from seeking treatment and receiving quality mental health care include:

  • Cultural competence (providers insensitive to the African-American experience, especially doctors of a different ethnic background.)
  • Mistrust of authorities –Exclusion from receiving good service/care (i.e. slavery, sharecropping, exclusion from health, educational, social and economic resources)
  • Sign of weakness to receive help-Some African-Americans have normalized their own suffering
  • Lack access/insurance coverage
  • In denial (some admit to seeking services but not ok to acknowledging they have a problem)
  • Perception: fear of being labeled, “crazy”
  • Fear of medicine and its effects on the brain/body
  • Not being educated by providers about management of the LIFESTYLE for having anxiety
  • Praying alone may not help

 

HOW DID YOUR FAMILY REACT TO YOUR DIAGNOSIS?

My family was supportive of my diagnosis and continues to be supportive of my continued management. I was diagnosed with ADHD at age 33. I had no idea ADHD stippled my ability to perform at my best. While in medical school, I failed my medical board exams 5 times over a 6-year period and when I sought help at that time, performance anxiety (due to test-taking anxiety) was diagnosed.

I was not evaluated for ADHD because I did not present with the classic ADHD symptoms and my grades did not reflect any concerns. It was not until my final year of my child psychiatry fellowship at Baylor College of Medicine that one of my mentors suggested that I be evaluated for ADHD. Initially, I denied the diagnosis due to my lack of understanding that ADHD can present differently, especially in girls versus boys.

HOW DO YOU CONVINCE SOMEONE THAT NEEDS HELP TO GET HELP AND TO TAKE THEIR MEDICINE?

  • Let them know that there is an important conversation that you need to have with them.
  • Approach them with empathy and non-judgement. Consider saying “I know this is really hard for you, but I’m talking to you because I love you. If I didn’t care, we wouldn’t be having this talk.”
  • Be prepared for resistance. Try not to be defensive.
  • Refrain from using words like “crazy” or “abnormal.”
  • Use “I” statements, such as “I am concerned about you.” Avoid “you” statements.
  • Leverage your help. Phrase your concern in a way that you are asking them to seek help to help others. i.e. “This would be the best thing you could do for your child. Please do it for him. He needs for you to receive proper help more help than I or any of our family members know how to provide.”
  • Help locate a mental health professional and schedule an appointment on their behalf. Offer to attend at least the first appointment with them. Regardless if they go or not, go and discuss your concerns with the professional. There have been successes with a loved one eventually receiving the help they need after a family member or friend attended the first appointment.
  • If possible, offer to pay for the appointment if given the excuse that it costs too much.

Dawn Kamilah Brown (Dr. Dawn Psych MD), America’s favorite ADHD Expert, is a double-board certified child, adolescent and adult psychiatrist. She is the owner, CEO and sole practitioner at ADHD Wellness Center and has two private practice locations in Texas; she also has a growing virtual presence, offering online appointments. She is a pioneer of the Mental Health Movement, and a nationally recognized #1 best-selling author, ADHD coach, public speaker, and professional mentor.

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Here’s How to Get a Kids’ Book From Barnes & Noble — Totally Free


No matter how intent your kids are on staying outdoors this summer, there are going to be rainy days.

And now that I’m thinking about it, in today’s screen-mediated world, maybe it’s a challenge to get your kids to go outside in the first place.

Either way, there will be summer days when kids populate your couch. Wouldn’t it be great if there were a book in their hands instead of your phone?

Better yet: Wouldn’t it be great if you got that book for free?

Free Summer Reading for Kids at Barnes & Noble

The Barnes & Noble Summer Reading Program is back for the 22nd year in a row. That means children in grades one through six will once again have the chance to earn free books.

All your kids have to do is read any eight books this summer and record them in this Summer Reading Journal.

Then, help them bring it to your local Barnes & Noble, where they’ll choose from a selection of free books, divided by grade level.

This is not a ploy to get subpar books off the shelves — these are titles you and your kids actually want in your collection. I mean, Judy Moody!

The program runs from May 15 to Sept. 3. Be sure to check with your neighborhood location to make sure it’s participating.

Jamie Cattanach (@jamiecattanach) is a writer whose work has been featured in “DMQ Review,” “Sweet: A Literary Confection” and elsewhere. Editorial assistant Jessica Gray updated this post.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Jessica Chastain’s All-Female Spy Thriller ‘355’ Moves Forward; Here’s Everything We Know

Jessica Chastain's All-Female Spy Thriller '355' Moves Forward; Here's Everything We Know

Early this month, Deadline reported that Jessica Chastain was pitching a new movie project at this year's Cannes Film Festival. Titled 355, the idea centers around a diverse cast of women stars playing an international team of spies. Now Deadline is also reporting that Universal Pictures has won a bidding war for the forthcoming action blockbuster.

The studio will release the movie stateside when it's ready, while foreign distribution is still in the works for what will surely…

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Here’s Why DragCon Was Every ‘RuPaul’s Drag Race’ Fan’s Dream Come True

The fourth annual DragCon death-dropped its way into Los Angeles over the weekend, flooding the floors of the LA Convention Center with a sea of fabulous fashion and must-have merch.

It was a veritable paradise for fans of RuPaul’s Drag Race, with the opportunity to meet past contestants and catch hilarious references from the show around every corner. (Quite literally, in fact, since each row of the convention was named after a reference that only the Drag Race fandom would understand. See: Stacy Layne Lane.) Here are some of the moments from the three-day weekend that left Drag Race fans gagging.

The Queens

Over 90 contestants from the reality show were in attendance, including every queen from Season 10. Fans had an opportunity to visit their favorite queens’ booths for a meet-and-greet session or see them strut their stuff while sashaying in between panels. Shangela brought her Game of Thrones references from All Stars 3 to life by dressing as Daenerys Targaryen, being carried in by her own version of the Unsullied.

Saturday morning kicked off with the Crowned Queens Walk, which had past Drag Race winners Sasha Velour, Sharon Needles, Alaska, Jinkx Monsoon, and Bebe Zahara Benet sashaying down the pink carpet. But it was All Stars 3 winner Trixie Mattel that stole the show by riding in on a pink motorized Barbie mobile.

The Merch

DragCon is not only an opportunity for queens to meet their fans, it’s also a great way for them to make some cold, hard cash. Queens sell merchandise with their Drag Race catchphrases and made-up faces plastered all over them, and fans can’t get enough. But it’s wise to get in while you’re still hot. During Season 8, Naomi Smalls’ booth with Kim Chi had a line that wrapped around the convention center, but just two years later, it was a lot easier to get a pic with the long-legged queen. Who had one of the longest lines full of fans waiting to meet her? Well, it was Season 10 legend Miss Vanjie, of course. Get those cookies, honey!

Thorgy Thor was selling “Ugh. Jesus. Gross” shirts, in honor of her response to being eliminated on All Stars 3 and Bianca Del Rio made an appearance on Saturday, signing copies of her new book, Blame It On Bianca Del Rio.

The Panels

Fans got to listen to their favorite Drag Race stars deliver pearls of wisdom and behind-the-scenes secrets at the dozens of panels that took place throughout the weekend. Although fan-favorite Katya announced earlier this year that she was taking a break from her drag persona, she showed up out of drag to give a DEB talk — a parody of the popular TED talks that delved into the Drag Entertainment Business.

For all the gaymers in attendance, there was a panel called Gay for Play: Queer Culture and Video Games, in which panelists discussed how growing up queer and being a gamer influenced their lives. Season 10 stunner Kameron Michaels was one of the panelists, and she dressed as Chun-Li from Street Fighter.

One of the best moments of DragCon always takes place at the end, when RuPaul delivers motherly advice during her Keynote speech. But what was everyone’s favorite moment of her speech this year? Well, it was a surprise appearance by Miss Vanjie, again! (Has a first-to-go-home loser ever been such a WINNER in all of Drag Race history??)

Did you attend DragCon? What were your favorite moments? Tweet us your best pics and videos and let us know how you kiki’ed with the queens.

‘RuPaul’s Drag Race’: Which Queens Are Fans Most Interested In?

The post Here’s Why DragCon Was Every ‘RuPaul’s Drag Race’ Fan’s Dream Come True appeared first on FANDOM.

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Lupita Nyong’o to Star in Jordan Peele’s ‘Us’; Here’s What We Know So Far

Lupita Nyong'o to Star in Jordan Peele's 'Us'; Here's What We Know So Far

Last year, Jordan Peele's "social horror" thriller Get Out was an unexpected success, both with audiences and critics. Soon after the film was nominated for three Academy Awards — Peele himself ending up winning an Oscar for Best Original Screenplay — Peele announced he was writing his next film and planned to direct it for Universal Pictures.

Now the casting process has begun. Thanks to Variety and The Hollywood Reporter, we know the title and the first three actors who have…

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Annette Bening Joins ‘Captain Marvel’; Here’s Everything We Know So Far

Annette Bening Joins 'Captain Marvel'; Here's Everything We Know So Far

Update: Annette Bening (above) has joined the cast of Captain Marvel. The film, which is currently in production in and around Los Angeles, will mark the first time that Bening has appeared in a superhero project. 

Her specific role has not yet been revealed, though THR states: "Scientist is said to be in her job description." Brie Larson stars in the titular role under the direction of Anna Boden and Ryan Fleck. 

(Read our previous post, published on March…

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Take a Deep Breath: Here’s How to Tame Your Financial Stress


I never thought much about how I reacted to money stress until recently, when I realized I had negative equity on my car.

I’d been living at home and hacking away at my debt, trying to position myself so that I could move out again.

I finally got to a financial place where, as long as I sold my car, I could live closer to work. But then something happened that threw me into panic mode.

My car was appraised at less than I owed on it. About $ 2,000 less. And then the meltdown began.

It wasn’t so much that I owed the money. It was the fact that the longer I drove the car, the bigger the financial grave I was digging.

I had less than the amount owed in my savings and had no idea how I was going to make up the difference. I started experiencing cold sweats, reduced appetite and racing thoughts for an entire week.

Financial Issues: A Stress for Many

For many, money is a common cause of stress, panic and worry. In 2015, a survey conducted by the American Psychological Association revealed that 72 percent of survey respondents felt stressed about money at least some of the time, and 26 percent felt stressed about money all of the time.

And, let’s face it: Cash really is king. Money doesn’t necessarily buy happiness, but it brings stability –– like a roof over your head and food to eat.

When you’re stressed over financials, you might end up having knee-jerk reactions –– and could make decisions that are okay in the short term, but terrible in the long run.

Our reactions to financial stress are buried deep in our brains. And for those of us who experience the panic, it can be hard to realize it.

The so-called “great solution” my brain came up with after the car fiasco? Get rid of the car as soon as possible, move into a cheap apartment in a not-so-great area near work with zero belongings except for my clothes and dog, and “figure it out.” Whatever that means.

Thankfully, I avoided that disaster, thanks to my parents rationalizing the situation for me –– but they won’t always be around.

It was time to learn how to deal with these problems on my own.

Why We Start to Panic

Whether you’re just learning how to make it on your own or are feeling the burn of struggling financially for most of your life, panicking does no good.

I reached out to Dr. Audrey Ervin, PhD, a psychology faculty member at Delaware Valley University in Pennsylvania, for her thoughts on why we seem to make knee-jerk reactions when we’re faced with difficult financial situations.

Ervin broke it down:

Anxiety that involves leaning into the future and the past.

When it comes to financial stress, people often conflate future events with past ones. In my case, all I could think about was, “If I never bought this stupid car in the first place, I wouldn’t be dealing with this right now.” This isn’t necessarily true, though. Something else could have happened to keep me from moving.

We’re afraid of the unknown.

Thinking things like, “Will I have enough money to pay my student loans? Will I be able to pay the electric bill?” are all thoughts that help feed the panic within. When you have a tight budget or worry about job security, these thoughts add stress to your life. My biggest unknown was how much my car would be worth by the time I saved up a couple of grand to sell it: “Will I ever have enough to get rid of it?”

We think of the worst-case scenario.

Ervin explains that some people create fear-based narratives and negative self-talk with doom- and-gloom scenarios. Probably not the best thing to do when you’re stressed –– it only adds to the problem. Ervin recommends asking yourself, “How likely is this scenario to happen on a scale of 1 to 100?” My worst-case scenario was living at home for the rest of my life because of a car –– probably a minus-1,000 on a scale of 1 to 100, but it felt real in my overloaded brain.

Tips to Overcome Financial Stress or Panic

The good news is there’s a way to identify and manage stress and panic, regardless of whether they’re because of money or not.

Ervin shared five tips:

  1. Stop, take a breath and come into the moment. This will take your focus away from the panic and back to the present.
  2. Pay attention to your thoughts, feelings and physical sensations in the body. How are you feeling? Why do you feel that way? I thought I had a headache and wasn’t sleeping well because I was getting a cold, but the more I thought about it, the more I realized it was my financial situation affecting my health. Sometimes we experience emotions we aren’t fully aware of.
  3. Focus on the here and now and being in your body. Ervin says that mindfully coming into the moment can be a strong antidote to panic. It forces you to take a step back instead of just reacting.
  4. Engage in self-soothing thoughts. Ervin suggests changing your internal thoughts to focus on what you have control over right now, in the moment. In doing so, you’ll be able to detach from things you can’t control and will be able to focus your energy on the things you can actually change. She also recommends asking yourself, “What are some realistic short-term solutions?” And as always, remain positive. By reflecting on your successes and internal strengths, you can affirm that you can handle the current situation. Changing your narrative from “this is absolutely horrible” to “this is not preferable, but I can handle it,” can reduce panic.
  5. Develop a short-term and long-term financial goal list. Know the difference between a genuine immediate financial need and a long-term desire or goal. Allocate your emotional resources proportionally.

After using some of Ervin’s tips, I took a step back from my situation and was able to see it from a much clearer, objective perspective.

Instead of quickly making a poor financial decision to move while still having my car, I took a step back. I wrote down all of pros and cons of my situation and then formatted a plan based on it.

The end result? I was able to come up with a plan to borrow the money and sell my car. I even signed a lease on an apartment in a nicer neighborhood –– and I can still afford to keep hacking away at my debt while living there, even with the new loan payment.

Sometimes taking a breath is all it takes.

Kelly Anne Smith is an email content specialist at The Penny Hoarder. Catch her on Twitter at @keywordkelly.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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‘G.I. Joe’ Spin-off to Focus on Snake Eyes; Here’s Everything We Know

'G.I. Joe' Spin-off to Focus on Snake Eyes; Here's Everything We Know

While this year will see the first Transformers spin-off, Bumblebee, hit theaters, another Hasbro-based movie series is set for its own offshoot. According to The Hollywood Reporter, Paramount is working on a Snake Eyes movie focused on the popular "Real American Hero" character from the military G.I. Joe brand.

Previously, the action figure and cartoon property inspired two feature films, 2009's G.I. Joe: The Rise of Cobra and the 2013 sequel G.I. Joe: Retaliation. Hasbro is…

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The First ‘The Predator’ Trailer Has Arrived; Here’s Everything We Know

The First 'The Predator' Trailer Has Arrived; Here's Everything We Know

Cover yourself in mud, and get to the choppah, because the first teaser trailer for The Predator is here. The fourth movie in the series about lethal alien hunters — or sixth if we count the Alien vs. Predator crossovers — looks to be a very different take on a property that began with Arnold Schwarzenegger in the jungles of South America in 1987. 

Our first look at The Predator includes appearances from the movie's stellar cast, including such…

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‘Bad Boys for Life’ Nabs Release Date; Here’s What We Know

'Bad Boys for Life' Nabs Release Date; Here's What We Know

The long-awaited third installment in an action-crime series, Bad Boys for Life has been set for release by Sony Pictures in 2020, according to The Wrap. The project has been long in development, so let's catch up with everything we know.

Who will star?

Will Smith and Martin Lawrence will reprise their roles as Mike Lowrey and Marcus Burnett, respectively, who are police detectives in Miami.

Who will direct?

Adil El Arbi and Bilall Fallah. They began in the Belgian film…

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David Gordon Green to Direct New ‘Friday Night Lights’ Movie; Here’s Everything We Know

David Gordon Green to Direct New 'Friday Night Lights' Movie; Here's Everything We Know

Truth can be just as prolific as fiction. Sure, Star Wars and Tolkien fantasies can spawn countless stories for fans, but there's also always room for another Abraham Lincoln biopic or World War II drama or TV series or movie based specifically on the nonfiction book Friday Night Lights: A Town, a Team, and a Dream.

According to Variety, there's a new feature adaptation of H.G. Bissinger's 1990 publication in the works, and David Gordon Green, who is currently…

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‘Bill & Ted 3’ Is Officially Happening; Here’s Everything We Know

'Bill & Ted 3' Is Officially Happening; Here's Everything We Know

We've been hearing about a third Bill & Ted movie forever. It almost seemed like just a pipe dream for the fans as well as stars Alex Winter and Keanu Reeves. Well, now you can go back in time and tell your younger self to keep positive, because Bill & Ted Face the Music is really happening. Yes, really.

The follow-up to the 1989 sci-fi comedy Bill & Ted's Excellent Adventure and its first sequel, 1991's Bill & Ted's Bogus…

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Hailey Baldwin Is Already Falling For Shawn Mendes – Here’s What She Likes About Him!

We hear that Hailey Baldwin is really falling in love with her new boyfriend, Shawn Mendes. The two have been spending a lot of time together, and it seems like she is already catching feelings. According to some sources, she […]
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‘Sherlock Holmes 3’ Set for Christmas 2020 Release; Here’s What We Know

'Sherlock Holmes 3' Set for Christmas 2020 Release; Here's What We Know

The last time we saw Robert Downey Jr. as iconic detective Sherlock Holmes was in 2011. That year saw the release of the sequel Sherlock Holmes: A Game of Shadows, and soon after we were supposed to get a third installment. Whether it was a matter of development troubles or RDJ's commitment to the Marvel Cinematic Universe, Sherlock Holmes 3 didn't happen right away. 

Now, maybe coincidentally, Downey is making his exit from the MCU and his decade-plus role as…

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Here’s what to expect when Trump outlines his policy to bring down drug prices

Trump is expected to outline new policies to deliver on his pledge to bring prices down.
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These People Set Financial New Year’s Resolutions. Here’s How They’re Doing


Remember three months ago when you rang in 2018 with a list of New Year’s resolutions?

I know, it seems like an eternity ago… and maybe they didn’t make it to today. That’s OK.

But back in January, I featured three folks who had some serious financial resolutions for this year. Their goals ranged across the board, from wanting to save up to buy a car to being debt-free.

It’s already time to follow up with them. (I know, this year is already blowing by!) I asked them a few questions to gauge how they’re doing.

Let’s see where they’re at with their financial goals!

Mikaela Herres: Is She on Track to Double Her Savings in 2018?

A woman with long black hair stares to her right while being surrounded by plants outside.
Mikaela Herres hasn’t doubled her savings yet, but she’s on her way to building it up. Tina Russell/The Penny Hoarder

Mikaela Herres is the ultra-busy college student who’s already grinding on the full-time job life.

Her goals for 2018 were to double her savings account (bringing it to $ 10,000) and build an emergency account. To do so, she planned to save 15-20% of everything she made this year.

Let’s see how she’s doing:

On a scale of 1-5, how would you rate yourself in terms of being on track to hit your goals?

I would rate myself at 3.5-4! I’m on track for goals just slightly lower than wished.

  1. The last time we spoke, you had around $ 5,000 in your savings. One of your goals was to double it in 2018. How’s that going?

I wasn’t able to quite double it. I’m a little more than the middle ground of that goal!

  1. You also wanted to build an emergency account –– have you started that? If so, how much is in it?

I did and currently have $ 1,200 in that account.

  1. Have you been able to maintain the goal of saving 15-20% of everything you’ve made? Why/why not?

I’ve been able to do more on the 15% side. I had a couple health setbacks and massive weight loss then needed to take care of doctors, new clothes, etc. I’m also trying to graduate in the middle of the semester, so my school life got insane and I wasn’t able to do as many collaborations (on Instagram).

  1. What are some difficulties or challenges you’ve faced so far this year, in terms of managing your finances?

I had some car issues like new tires, brakes, fluids and belts. High-ticket items. And then, like I said in the previous question, health issues that were unexpected that I need to deal with. School workload.

  1. Have you had any setbacks?

Besides the ones I previously stated, I haven’t had any other setbacks.

  1. Anything else you’d like to share?

I started using a personal Instagram closet page, Poshmark and Depop to sell things from my closet, which helped for a little cushion with my challenges.

Chelsea Daubar: Why Her Financial Goals Changed

A woman laughs while her photo is being taken in Tampa, Fla.
While Chelsea Daubar hasn’t made all her financial resolutions come true, she is eliminating unnecessary spending on things like takeout and Friday happy hour. Tina Russell/The Penny Hoarder

Since we last caught up with Chelsea Daubar, she’s gotten engaged!

Her 2018 goals were to cut down her credit card debt and save for a big goal of buying a used car. How’s she handling it now that she’s about to put a ring on it?

  1. I hear you’re engaged — congratulations! How is the engagement affecting your financial goals, if at all?

Thanks! It has completely readjusted our financial plans and budget. We are paying for a lot of the wedding expenses ourselves and have to save it slowly. It is really the only thing I am saving for right now. I’m saving about $ 500 a month, which was allocated for the money I was going to put toward extra loan payments and car savings.

  1. Do you have new financial goals now?

No new goals. Just the wedding.

  1. When we last spoke, you wanted to save money to buy a used car. How is that coming along?

Not a priority anymore. I have spent some money fixing a couple of issues to my current car to make sure it runs as long as possible.

  1. Did you get approved for the income-based repayment plan on your student loans? Is that helping you manage your payments? Are you still making three payments a month?

The three payments a month was only going to be if I could do automatic smaller payments, but that is not an option through my loan provider. I did get approved for the income-based payments, but it’s still a $ 100 payment a month.

  1. Is there anything different you’re doing to save for the wedding? Cutting back in other areas of your budget, etc?

The biggest thing we are doing is cutting out extra unnecessary spending. We are suckers for take-out and after-school Friday happy hours (my fiance is a teacher as well!), so we have been telling ourselves that we have food at home and getting creative with making meals out of what’s left in the fridge.

After the wedding, I would love to focus on my original goals. Obviously, I can’t drive my car forever and looking further down the road, I will need a car that can fit a car seat!

It is also important to note that saving is especially important for us because neither of us will be receiving our promised raises next year. Now, it hasn’t officially been stated, but based on the fact that those who were due for their raises this year have yet to see an extra penny and the fact that the district will be starting next school year with a $ 16 million dollar deficit, it seems pretty clear that we will be going without a raise, as well. If we were going to get them, it would be an additional $ 8,000 to our annual combined income. Without it, saving gets harder because prices of everything go up while our pay remains the same.

Our wedding is next March (2019) so we have some time, but you just never know what life is going to throw at you. We are trying to be prepared for everything!

Khiem Nguyen: Did He Make His Final Student Loan Payment?

A man dressed in a bow tie, suspenders and a dress shirt stands in the shade.
Khiem Nguyen reached his financial resolution of paying off $ 8,000 in student loans before his birthday. Tina Russell/The Penny Hoarder

You might remember Penny Hoarder social media video strategist Khiem Nguyen as the man who had his sights set on paying off his student loans by April. He did have a bit of credit card debt getting in the way, though –– so is he on track to smash his goals?

  1. On a scale of 1-5, how would you rate yourself in terms of being on track to hit your goals?

I would say a 4. I am so close to being debt- free!

  1. You had a big goal of paying off your remaining student loan balance of about $ 8,000 by your 31st birthday on April 13. Did you end up doing that?

I did! It was a process, but I was really happy to accomplish it. There were a few major developments that helped me make my goal. First, I was explaining my goal to my mom, and she told me she had a savings account of about $ 1,600 that she kept to the side since I was little. I asked her to give that money over to me. Second, I started a swing dance lifestyle clothing brand, Killer Diller, and it took off in the last few months, earning me an additional $ 400 (plus dance gigs). And lastly, I put all my tax return to my debt, which allowed me to pay it all off two days before my birthday.

  1. How’s the credit card debt going? You had about $ 2,000 last time we spoke –– have you paid any of it off?

I paid all my credit card debt this month and have been able to manage expenses pretty effectively. Unfortunately, I just received my medical bills from being in the hospital in January, so that is now a setback of $ 4,000 🙁

  1. Did you cancel your OrangeTheory subscription? Have you cut costs other ways?

I did end my membership! That saved me $ 80 a month. I am using the money I saved on more swing-dance-related classes/workshops, running at home and going to my friend’s fitness room at his apartment complex to round things out. I started cooking at home and meal prepping three to five meals a week. This cut my food expenses a bit (probably saving me $ 30-$ 50 a week) and also gives me the added benefit of eating a little healthier.

  1. What are some difficulties or challenges you’ve faced so far this year, in terms of managing your finances?

For me, looking at my debt balance and being so close to paid off has made me anxious. I want to pay it off in full sooner than later, which led me to put more money toward that student loan debt than what I budgeted. I dipped below what I was comfortable with in my checking account and have a very meager savings.

  1. Have you had any setbacks?

The biggest setback was being sick in January. I got the flu and then had to go to the hospital for three days. If it wasn’t for insurance, those three days would have cost me another few years of debt. If it weren’t for my being sick, I think I would have paid the one, if not all, of my debts by now.

  1. Anything else you’d like to share?

I have been really happy about my focus on paying down my debt. I have found ways to allow myself to live a fun and fulfilling life without having to spend a fortune to do so! I am excited to have no debt to pay off and grow my wealth finally!

Kelly Anne Smith is an email content specialist at The Penny Hoarder. Catch her on Twitter at @keywordkelly.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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John Lithgow Joins Jason Clarke in ‘Pet Sematary’ Remake; Here’s Everything We Know

John Lithgow Joins Jason Clarke in 'Pet Sematary' Remake; Here's Everything We Know

Update 2: John Lithgow (above with Will Ferrell in Daddy's Home 2) has joined Pet Sematary. In the new version, based on Stephen King's novel, Lithgow will portray Jud Crandall, described as "a kindly neighbor," per THR. 

The role was played by Fred Gwyne in the original film; he introduced his new neighbors to the titular memorial park and explained how things worked. We'll have to wait to see if the new version takes a different path with the character. It's…

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After romaine lettuce outbreak, here’s what you should know about E. Coli

Some E. Coli strains produce a specific toxin that can be dangerous or deadly.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Paul Giamatti Joins Dwayne Johnson’s ‘Jungle Cruise’; Here’s Everything We Know

Paul Giamatti Joins Dwayne Johnson's 'Jungle Cruise'; Here's Everything We Know

Update: Paul Giamatti has joined the cast of Dwayne Johnson's Jungle Cruise. Giamatti previously appeared as a seismologist in the action thriller San Andreas (above), which starred Johnson. This time, Giamatti will play a "crusty harbormaster," according to THR.  

(Read our previous post below, published on April 19, 2018, for much more about the movie.)

 

As it steams toward the start of production next month, Disney's Jungle Cruise is picking…

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‘Happy Death Day 2’ Begins Shooting This Month; Here’s Everything We Know

'Happy Death Day 2' Begins Shooting This Month; Here's Everything We Know

Cleverly taking the premise of Groundhog Day and applying it to the horror genre, Happy Death Day is a pleasant little slasher film. But it mostly works because actress Jessica Rothe is so appealing in the lead role as a college student who keeps getting killed on her birthday, only to wake up the same morning over and over. 

Happy Death Day received mostly positive reviews (71% on Rotten Tomatoes) and wound up with an impressive $ 123 million gross worldwide….

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Here’s what front pages look like without men

If you’ve been harboring a faint yet nagging suspicion that white middle-aged men dominate our media landscape — you’re right. We might be living in an era of #metoo and Time’s Up but the disturbing reality is that the gender pay gap and workplace discrimination aren’t the only situations we have to deal with as…
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Watch Tom Hardy in New ‘Venom’ Trailer; Here’s Everything We Know

Watch Tom Hardy in New 'Venom' Trailer; Here's Everything We Know

Update #2: A new, full-length Venom trailer showcases Tom Hardy as Eddie Brock. He's a crusading reporter who is not afraid to ask tough questions. Thanks to a whistleblower (Jenny Slate), Eddie hears about some nefarious plans by the mysterious Life Foundation, led by Carlton Drake (Riz Ahmed). His investigation leads to him being taken over by an alien symbiote. Soon he's taking direct, spectacular action against the bad guys and talking to himself on the streets of San Francisco….

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Here’s Who Isn’t Winning From Denuclearization Talks and Friendlier North Korea-South Korea Relations

While stock markets in Asia are breathing a sigh of relief after North and South Korea’s leaders shared a friendly handshake and vowed to work toward wiping away nuclear weapons from the Korean Peninsula Friday, once high-flying defense stocks are taking the hit.

On Friday, while the broader stock market as measured by the S&P 500 index remained largely flat, the S&P Aerospace and Defense Select Industry Index fell roughly 1.3%.

The U.S.’s five largest defense contractors shed about $ 10.2 billion in value on Friday alone. Lockheed Martin fell 2.5% to a valuation of about $ 92.1 billion; Northrop Grumman slid 3.4% to $ 56 billion; General Dynamics shed 3.8% to $ 60.7 billion; Raytheon dropped 3.6% to $ 50.8 billion; and finally, Boeing slid a much lesser 1% to $ 200.2 billion.

The drop off comes even though quarterly earnings posted in recent days by General Dynamics, Lockheed Martin, and Northrup Grumman beat analyst expectations.

The losses comes after North and South Korean leaders met Friday, agreeing to work toward removing nuclear weapons from the peninsula, and negotiate with the U.S. to officially declare peace and put an official end to the Korean War.

It was a turn in rhetoric. Since the election of President Donald Trump in 2016, the aggressive talk between the U.S. and North Korea had been heating up–pushing investors wary of a potential war into defense stocks. So over the past year, while the S&P 500 has risen roughly 12%, the S&P Aerospace & Defense Select Industry Index has gained 27%.

Though the peace talks were not entirely unexpected. The sell off began in earnest on Tuesday, when French President Emmanuel Macron visited the U.S., discussing topics including the Iran nuclear deal and North Korea. In the same day, Trump also made comments that made peace talks sound more likely. After having called North Korea’s Kim names such as “little rocket man” in the past, Trump dubbed the Asian leader “honorable” and “open.”

The S&P Aerospace & Defense Index is down about 4.3% since then.

Notably, the index is still beating the market over the past year–with tensions continuing with other nations.

“With the threat environment unlikely to abate per a host of global tensions spanning China, the Mideast, North Korea, and Russia, we do not foresee any imminent fall-off in US military budgets,” wrote Morgan Stanley analysts led by Rajeev Lalwani.

And, notably, the agreement between North and South Korea Friday was light on details–allow skeptics room to doubt how, and if denuclearization will be rolled out to the extent the enthusiasm of North and South Korean leaders seemed to suggest.

Fortune

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‘Halloween’ Terrified Press With Just a Trailer; Here’s Everything We Know

'Halloween' Terrified Press With Just a Trailer; Here's Everything We Know

CinemaCon attendees got a first look at the new Halloween this week. Producer Jason Blum and star Jamie Lee Curtis were on hand to provide information about the movie, which is a direct sequel to the 1978 original and set exactly 40 years later.

"This movie is hella scary," Curtis told the crowd after apologizing for the previous installment she appeared in, "and you guys please tweet that I said hella." She also claimed, "Halloween is gonna…

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Tristan Thompson Gets Trolled After The Only Time He Spent On Court Was When He Poured Water On LeBron James – Here’s The Hilarious Vid

Tristan Thompson went crazy with joy and excitement after LeBron James’ performance. He gave the Cavaliers their big win over the Indiana Pacers 98-95 in game five of the NBA series, yesterday, on April 25. The victory was 100% because […]
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Here’s our best look at one iPhone X clone you’re probably not going to buy

LG G7 ThinQ Release Date

Android fans will have a hard time choosing their iPhone X clone this year, given that there are so many of them. And they’re not just coming from obscure companies in China looking to make a quick buck by copying the latest iPhone design Apple just released.

All the popular companies are doing it too, including Huawei, Asus, OnePlus, and LG. Today’s new leak shows us exactly how LG’s version will look like. That’s the LG G7 ThinQ that very few of you will line up to buy.

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Here’s our best look at one iPhone X clone you’re probably not going to buy originally appeared on BGR.com on Tue, 24 Apr 2018 at 23:34:02 EDT. Please see our terms for use of feeds.


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Here’s How to Get $10 at Kmart for Your Expired Toys R Us Gift Cards


While some of us are still mourning the loss of our beloved childhood toy store, others are stuck with useless gift cards and defunct registries.

Well, not all is lost for some of you.

Kmart just launched a new rewards program that will exchange your leftover Toys R Us and Babies R Us gift cards for FREECASH points to be used on in-store purchases.

And that’s good news considering Toys R Us stopped honoring gift cards on April 21.

How to Exchange Your Toys R Us Gift Cards

The process is pretty easy, but you have to be a member of Kmart’s Shop Your Way rewards program to get the deal.

You can register for the rewards program online or in stores.

Once you get that out of the way, simply present your Toys R Us and/or Babies R Us gift cards at any Kmart customer service desk nationwide.

A representative will register you for the exchange program and ask you to fill out a survey.

When that’s all finished, you will get $ 10 FREECASH added to your rewards account. It can be used in stores on any purchase over $ 10.

Kmart will accept all expired Toys R Us and Babies R Us gift cards.

Unfortunately, this one-time offer is only good for $ 10 FREECASH, regardless of how many gift cards you have or the value remaining on each card.

Hey, a 10-spot is better than nothing at all.

The offer ends July 31, so don’t drag your feet.

Stephanie Bolling is a staff writer at The Penny Hoarder. She was a Kmart kid before she was ever a Toys R Us kid.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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A lab analyzed three nursing moms’ milk — here’s what it found

by

Joyce Slaton

posted in Products

If you’re breastfeeding or pumping, you may notice that the milk you put out changes from day to day: it may look creamier, or have different-colored tinges according to what you’ve eaten lately. But did you ever wonder if what’s in the milk changes along with its looks? Or if the milk you’re giving your baby has enough of everything he needs?

We did. So when Lactation Lab, a new California company that runs samples of breast milk through a testing process similar to the ones dairy farmers have done on their cows, offered to do an analysis of the nutrition and toxins in three of our writers’ milk, we took them up on it. Note, this is not a sponsored post, though Lactation Lab did the testing for free. Here’s what happened.

Getting the milk to the lab

Lactation Lab mailed three test kits out to our bloggers Whitney Barthel, Becky Vieira, and Sabrina Garibian.

At the time of testing, Whitney was nursing a newborn, Becky was nursing a 1.5-year-old, and Sabrina was nursing a 2-month-old. Each mom pumped out enough milk to fill Lactation Lab’s 1-ounce test kit containers, which wasn’t hard for Sabrina and Whitney, but Becky found it a little difficult to get the required ounce: “I’m 18 months in and not producing as much,” she says. “We do our one big nursing session in the morning and I didn’t want to use all his milk for this. So I took a lactation booster and did some dry pumping for a few days prior to increase supply and was fine.”

Once the ounce was ready, each mom froze their milk, then shipped it overnight using Lactation Lab’s prepaid box. At the lab, the milk samples were tested for:

— Protein
— Fat
— Carbohydrates
— Calcium
— Calories
— Vitamin A
— Vitamin C
— Vitamin B12
— Fatty acids including DHA
— Arsenic
— Cadmium
— Lead
— Mercury

A few days later, the results were in. Lactation Lab mailed each woman a PDF of her results (screenshots of the PDFs are below), and followed up with an email giving specific dietary recommendations for each woman.

What the lab found

Surprisingly, the lab found that each of these healthy moms had less-than-optimal levels of nutrition in their milk, though the results varied from woman to woman.

Though some people had been telling Becky that her milk had little to no nutritional value for her toddler, her milk was right on target in terms of fat and protein, and was even a little more caloric than average. Hmph, declining nutritional value, go suck it.

Becky’s milk was also very low in the toxins: arsenic, cadmium, lead, and mercury.

On the other hand, she was a little low in calcium, iron, and Vitamin A, as well as more seriously low in DHA, an omega-3 fatty acid that’s crucial to infant development.

For her part, Sabrina’s milk had about the right amount of fat, carbohydrates, protein, and calories. Her milk’s levels of iron and Vitamin A were great, too, and the presence of toxins was well below the threshold of danger. But her levels of calcium, Vitamin C, and DHA weren’t quite on target.

Finally, Whitney, whose dairy-farmer husband predicted would have low-quality milk because she produces so much and on the farm the cows who make the most milk usually don’t make the best, was actually making milk with an almost ideal number of calories.

The protein and carbohydrate content of her milk was also above average, as was her DHA, which was low in both Sabrina and Becky’s milk. But Whitney’s milk was quite low in fat, calcium, and Vitamin C, and moderately low in Vitamin B-12.

How the moms felt

Each of the moms was dismayed to hear that her milk didn’t have optimal levels of everything.

“I knew I wasn’t great at self-care, but didn’t think it was as off as it was,” said Becky.

Sabrina, who eats a lot of dairy and who takes a nightly vitamin, was surprised that the levels of calcium, Vitamin C and Vitamin B12 were not optimal in her milk. In addition, “I am currently (and always) borderline anemic and have to be careful to always eat red meat at least once a week. Yet my iron levels are just fine in my milk.”

And Whitney was thrown for a loop by her results. “I stressed out because so many of my levels were low. It made me feel like I have been starving poor little Rosie,” she says. “I try to eat really healthy and I take vitamins so it is a little surprising that my milk was lacking in so many things. Definitely eye-opening. I’m sure some of my anxiety with the results are because I’m newly postpartum and sleep-deprived.”

Lactation Lab founder (and UCLA physician) Stephanie Canale says that while her service is still new, so far she’s found “very few women” who when tested couldn’t use “a tweak or two.”

“For some, just a little extra B12 or iron [is what they need,” she said.

The moms did like that Canale emailed specific dietary recommendations to go with the results. All three women were told to increase their daily calcium intake by 500 mg. Becky was additionally instructed to eat more leafy greens, colorful vegetables, and meat, and take DHA, Vitamin C, and iron supplements. Sabrina was tasked with taking in 500 more milligrams of calcium daily, as well as taking DHA, Vitamin C, and Vitamin B12 supplements, and Whitney heard that she should supplement her Vitamin B12 and Vitamin C, as well as eating more orange vegetables, eggs, and orange juice.

The women have been following these instructions as much as they’re able:

“I’m trying to be better at taking my vitamins, this was a good reminder,” says Becky. “I’d say I’ve gone from never to 2-3 days a week. Slightly less tired! Oh, and I’m making more of an effort to eat veggies. Mostly his leftovers, but hey… it’s a start!”

Prenatal-vitamins

Sabrina said, “I’ve started taking DHA and vitamin B in addition to my prenatal and I swear I feel less tired. I also feel like I can take it easy on the calories since she said my milk is so calorically dense and high in fat.”

Whitney, who was possibly the most affected by the findings, wishes she had data from other women to compare her numbers against: “It would be nice to know what an average number of nutrients is for each thing tested. I mean, it’s nice to know where they SHOULD BE, but it would also be nice to know what average is. I was so stressed out seeing my results, maybe knowing that other moms don’t test perfect the first time would be comforting to other moms not getting awesome results with their first go-round.”

All agreed, though, that at $ 170-$ 400, the Lactation Lab service would have been out of their price range if they’d had to pay for the tests.

For her part, Canale says she hopes the information her lab is turning up will encourage women to breastfeed for as long as possible.

“I just saw a little one today for a follow up that I met about 3 weeks ago. Basically mom was being told by her pediatrician to supplement with formula. Long story short, but we tested her milk and the calorie count was higher than that of the average formula so I asked to meet with mom and baby in my office. I watched her feed him and he just looked like he was in so much pain…. reflux! We started changing positions, [and keeping him] upright after feeds and actually started him on Zantac. Today he gained more than a lb in one week!”

“I am hoping that at the very minimum we can help a few mothers like this not be discouraged — sometimes there may actually be other issues that are causing babies to not gain weight appropriately and that formula is not always the answer.”

BabyCenter Blog

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Here’s yet another good reason to never use Internet Explorer

Internet Explorer hacking patch

If you or any of your loved ones are still using Internet Explorer — and yes, I do mean true IE, not Microsoft Edge — then you probably already realize that you’re a good 15 years behind the times. But if you need a good nudge to get you (or your company’s IT department) off this addiction before it ruins more good families, this news should do it.

A hacking group is actively exploiting a zero-day exploit in Internet Explorer to infect Windows PCs with malware, according to researchers. A team from Qihoo 360’s Core security unit “say an advanced persistent threat (APT) group is using the IE vulnerability on a “global scale,” according to ZDNet. The vulnerability is being exploited using an infected Office document, loaded with something called a “double-kill” vulnerability.

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  1. The DoJ’s corruption investigation of Verizon and AT&T could save us from a Sprint-T-Mobile merger
  2. What in the world did NASA just spot in the Arctic sea ice?
  3. Apple’s new Android switcher ads fall horribly flat

Here’s yet another good reason to never use Internet Explorer originally appeared on BGR.com on Mon, 23 Apr 2018 at 23:34:37 EDT. Please see our terms for use of feeds.


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Here’s Why More Renters Aren’t Buying the American Dream of Home Ownership


At the top of the latest housing survey from a Federal Reserve Bank branch sits a cheery headline: “Housing continues to be viewed as a good investment.”

It’s not so cheery in you dig into the data behind Federal Reserve Bank of New York’s annual Survey of Consumer Expectations Housing Survey, released last week.

The percentage of U.S. renters who are unwilling to consider buying a home jumped from 16.1% to 19.2% between 2017 and this year. That number is the highest its been since the survey launched in 2014.

A great deal of the change comes from older folks.

The ratio of people 50 and older who want to buy a home declined to about 67% this year from 74% in 2016. That makes sense considering you might not want to take on a 30-year-mortgage when you’re older.

But if you look deeper into the responses to the New York Fed’s questionnaire, you’ll see a bigger problem that is all too familiar to us at The Penny Hoarder: Many people can’t afford to even consider buying a home.

The Crux of the Problem

So why aren’t renters jumping at low mortgage rates and prodding from financially savvy mothers-in-law to buy a home and start building equity?

Nearly half of those surveyed in the New York Fed’s annual housing study cited too much debt and a lack of savings as reasons they wouldn’t be jumping into the housing market. That number is up from 39.9% in the 2017 survey.

And we all know wages have been lagging employment growth. Last year, 40% of those surveyed said they don’t make enough money to start house hunting, while 47.1% said the same in 2018 — a staggering seven-percentage-point increase.

Renters are also increasingly worried about their credit, as the number of folks responding that they didn’t have good enough credit to buy a home jumped to 38% from 20% in 2017. And the percentage of renters who think getting a mortgage would be very difficult grew 12 points during the same time period.

And here’s the kicker: Renters say they aren’t very concerned about housing prices dropping or their job security. In other words, debt is killing the American dream for many renters, not the economy.

How to Solve the Problem

Luckily, at The Penny Hoarder we specialize in all the stuff that appears to be holding renters back from home ownership.

First, about those savings. Living paycheck to paycheck is stressful, but with everything from micro-investing to online banking, there are several ways to save $ 1,000 and break that cycle right now.

Do you have 13 minutes? Of course you do. It’s Monday, which means you should be slacking off and daydreaming of next weekend.

Well, take 13 minutes and start planning to pay off your debt, and you could be on your way to getting into the housing game.

As for problems making enough money, we’ve got you covered. Form online surveys to side gigs, there are plenty of ways to make $ 500 this month. And there are always opportunities available for a new job on The Penny Hoarder Jobs page on Facebook.

And once you straighten out your finances, make sure you can actually afford to buy a home. Because, once you do, you’re in it for the long haul.

Alex Mahadevan is a data journalist at The Penny Hoarder. He bought a house last year and spends most of his weekends doing yard work. Yay.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Dwayne Johnson’s ‘Jungle Cruise’ Gets Another Villain; Here’s What We Know

Dwayne Johnson's 'Jungle Cruise' Gets Another Villain; Here's What We Know

As it steams toward the start of production next month, Disney's Jungle Cruise is picking up passengers. To be more accurate … villains!

Jesse Plemons is the latest addition to the cast, according to Variety. He will portray one of the film's villains. News on the adventure movie has been flying fast and furious lately, so let's sum up what we know so far.

Is this really based on the Disney Parks attraction?

Yes. The attraction can be found at most Disney Parks,…

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Plenti Rewards Program Is Ending July 10 — Here’s How to Use Your Points


My mom used to say, “If it ain’t broke, don’t fix it.”

Someone should have told Southeastern Grocers that when it ditched Winn-Dixie’s Shell fuelperks! program and adopted the Plenti program last year.

Plenti, a rewards program sponsored by American Express, allowed customers to use points toward purchases at participating retailers including Macy’s, Rite Aid, ExxonMobil, AT&T, Chili’s and Hulu.

Now some of those retailers are backing out, dealing less-than-plentiful options to the once-perky program.

Southeastern Grocers — the parent company of Winn-Dixie, BI-LO, Fresco y Más and Harveys Supermarkets — will discontinue the Plenti program nationwide on July 10.

What Will Happen to Your Plenti Points?

On April 16, the Plenti program stopped accepting new registrants.

Any Plenti cardholders enrolled prior to April 16 can continue to earn and redeem points on eligible purchases at Exxon and Mobil gas stations and BI-LO, Fresco y Más, Harveys and Winn-Dixie supermarkets until July 10.

However, you will not be able to redeem points at Macy’s or Chili’s after May 3.

Disclaimers at plenti.com warn that all unredeemed points will expire July 10, so you better get to it.

If you’re a current Plenti customer, you probably received an email notifying you of the new(ish) Shell fuel rewards program that will be rolled out post-Plenti.

The email said the equivalent value of any unredeemed Plenti points for fully registered Plenti rewards members will get transferred to the new rewards program automatically.

So depending on your status with Plenti, your points may expire July 10 or roll over into the new Southeastern Grocers rewards loyalty program when it launches this summer.

To check the status of your enrollment, visit bi-lo.com, frescoymas.com, harveyssupermarkets.com or winndixie.com and click on the red “Check Status” button.

Stephanie Bolling is a staff writer at The Penny Hoarder. She has 659 Plenti points.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Jon Gruden? Now Here’s a Guy Who’s Ready To Get Back on a Football Field

The revived Raiders coach exudes exuberance as his team’s first practices near. Here are five things Gruden shared in a wide-ranging conversation. Other sections include: draft buzz galore, like why Saquon Barkley might slip; the drama surrounding Tom Brady; why Case Keenum’s at ease in Denver; and more

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Cathy Yan to Direct Margot Robbie as Harley Quinn; Here’s What We Know So Far

Cathy Yan to Direct Margot Robbie as Harley Quinn; Here's What We Know So Far

In Suicide Squad, Harley Quinn was the clear standout among the dynamic group of superpowered villains assembled for that team. As embodied by Margot Robbie (above), she was very much her own woman; smart, strong and sassy, she did whatever she felt was best for herself in any particular moment.

It's no wonder that Warner Bros. and DC Films were quick to start development on more films featuring Harley Quinn. We've heard about a direct sequel to Suicide Squad; director Gavin…

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Here’s your look at the cast of “Marvel’s…


Aubrey Joseph as Tyrone Johnson


Olivia Holt as Tandy Bowen


Jaime Zevallos as Father Delgado


Emma Lahana as Brigid O’Reilly


J.D. Evermore as Detective Connors


Andrea Roth as Melissa Bowen


Carl Lundstedt as Liam


Gloria Reuben as Adina Johnson


Miles Mussenden as Otis Johnson

Here’s your look at the cast of “Marvel’s Cloak & Dagger​”! See the rest and learn more on Marvel.com: http://bit.ly/2qBdNRJ ⚫️⚪️ #CloakAndDagger

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Jason Clarke Touted for ‘Pet Sematary’ Remake; Here’s Everything We Know

Jason Clarke Touted for 'Pet Sematary' Remake; Here's Everything We Know

UPDATE: Jason Clarke (above) is now in talks in star in the new version of Pet Sematary, according to The Hollywood Reporter. If things work out, he will play the lead role, a doctor who has moved his family out of the city into a more rural area. Tragically, his son is killed in an accident, prompting the doctor to take extreme measures.

(What follows is our original article, with many more details, first published on October 31, 2017.)

 

Paramount Pictures has been developing…

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Kim Zolciak Apologizes To NeNe Leakes After The Second Part Of RHOA Reunion – Here’s What She Said

Earlier we reported what happened during the second part of RHOA reunion for the series’ fans who didn’t get to see it yesterday. It also seems that Kim Zolciak felt sorry, or at least seemed to feel sorry about the […]
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Minimum wages for these workers haven’t gone up since 1996: Here’s why that’s a problem

'It's about as horrible as you can imagine.' Why being a tipped worker is hard
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‘It: Chapter Two’ Casts Bill Hader and James McAvoy; Here’s What We Know So Far

'It: Chapter Two' Casts Bill Hader and James McAvoy; Here's What We Know So Far

First the fans asked for Jessica Chastain, and they got her. Then they asked for Bill Hader, and now they've got him. Fans have been suggesting stars for It: Chapter Two ever since the release of It last fall (some have even made fake trailers to go with the suggestions), but that happens all the time with popular properties. Usually such picks go ignored. 

Just to prove they're not completely taking advice from the masses, though, Warner Bros. is going with…

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Here’s How to Score a Free Membership to Thrive Online Organic Market


“Buy one, give one” programs often benefit people far away, making it hard to visualize the impact of the company’s generosity.

But this program to curb food insecurity hits a little closer to home.

Online grocery service Thrive Market offers Thrive Gives memberships that reduce its $ 60 yearly membership fee to $ 0.

The company says it has 400,000 members and promises wholesale pricing on popular organic food brands, as well as its own product lines.

While the company works with partner organizations to distribute free memberships, individuals can also apply for a Thrive Gives memberships.

How to Apply for a Free Thrive Market Membership

Low-income families can apply for a membership on the Thrive Gives website.

The application asks about monthly income, the number of people in the household, and whether you receive any government assistance. There’s a short essay field where you can explain why you’re requesting a free membership.

Teachers, students and veterans must verify their status before receiving a membership confirmation email.

The free membership lasts one year. When it expires, Thrive Gives members can choose to pay for a membership or reapply for another free membership.

Thrive Market ships to the contiguous United States. The company announced last week that it has begun to offer frozen meat and seafood options. It does not offer fresh fruits and vegetables.

Lisa Rowan is a senior writer at the Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Here’s why March For Our Lives organizers are leaving chairs empty at this weekend’s town hall events

Here’s why March For Our Lives organizers are leaving chairs empty at this weekend’s town hall events


Here’s why March For Our Lives organizers are leaving chairs empty at this weekend’s town hall events

The student-led March For Our Lives on Saturday, March 24th was a monumental success. The movement saw more than 800 rallies in one day and kept the message of gun control in the national dialogue. Still, the work of these student activists is far from over. In their first follow-up action, March For Our Lives organizers have partnered with the Town Hall Project to demand a string of town halls across the nation this weekend — and beyond — in a series of events known as “Town Hall For Our Lives.”

Town Hall For Our Lives aims to connect elected officials with their constituents for a discussion addressing the epidemic of gun violence in America. More than 100 events in 34 states have already been scheduled, according to ABC News, with many expected to draw big citizen crowds. But it’s who won’t be in attendance that is perhaps making the loudest statement.

To symbolize the lawmakers who were invited to participate but declined — many of whom, but not all, are Republican, it should be noted — seats will be left empty to draw attention to their non-attendance. Representing the inaction of legislators in the face of repeated mass shootings, the empty seats send a powerful message about the priorities of our elected officials.

Simply put, too many of our lawmakers aren’t here for us, nor the principles behind the Town Hall For Our Lives events.

As of Friday morning, 33 Democratic representatives had confirmed their attendance. However, no Republican lawmakers have publicly committed to attending, despite the more than 70 town halls expected to take place in GOP-led districts so far.

Parkland student and shooting survivor David Hogg first raised the idea of hosting town halls to specifically address gun reform the day after the March For Our Lives. He also encouraged would-be organizers to invite their lawmakers’ political opponents, should their sitting representatives decline the invitation.

We honestly can’t think of a better way to say, “Take this seriously, or we’ll vote you out!”

Town Hall Project executive director Jimmy Dahman, a former organizer for Hillary Clinton’s 2016 presidential campaign, told The Huffington Post the students’ efforts were “incredibly inspiring.”

“These students have shown great determination in wanting to engage in the democratic process,” Dahman said. “It’s elected officials’ responsibility to listen to their constituents. Democracy is best served when the people show up.”

The students behind the #NeverAgain movement have done an incredible job encouraging dialogue between citizens and lawmakers. Still, as awesome as they are, they can’t do it alone. If you’d like to organize a future town hall in your area, visit the Town Hall Project website and let your voice be heard.

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You Could Save a Life if You Carry Naloxone. Here’s What You Need to Know


Fueled by the growing national opioid crisis, U.S. Surgeon General Dr. Jerome Adams issued a formal advisory this week urging people to consider carrying the opioid antidote naloxone.

What is Naloxone?

People in the throes of an opioid overdose often have dangerously shallow breathing or stop breathing altogether. Brain damage and death can occur within minutes.

Naloxone, also known by the name brand Narcan, temporarily reverses the effects of opioids and restores normal breathing patterns.

Naloxone is packaged as an injectable (primarily for use in hospital environments) and as a prefilled auto-injection device similar to EpiPens used to treat people with severe allergies.

Naloxone is also available as a nasal spray.

What To Know About Naloxone

Unless you’re a medical professional, it may seem intimidating to administer naloxone to someone during an opioid emergency.

But swift action with the antidote can mean the difference between life and death, so keep these things in mind.

  • Naloxone works. According to the National Institute on Drug Abuse, “From 1996 to 2014, at least 26,500 opioid overdoses in the U.S. were reversed by laypersons using naloxone.”
  • If you’re worried you won’t know when to use naloxone in an emergency, know that administering the drug to someone who isn’t overdosing on opioids is will not cause significant harm, according to the Illinois Consortium on Drug Policy.
  • 40 states and the District of Columbia have Good Samaritan or 911 drug immunity laws that protect people who intervene during a opioid overdose.
  • The National Conference of State Legislatures says the laws protect people from “arrest, charge or prosecution for certain controlled substance possession and paraphernalia offenses when a person who is either experiencing an opiate-related overdose or observing one calls 911 for assistance or seeks medical attention.”

Where to Find Free or Low-Cost Naloxone

Naloxone is a prescription drug, but it is widely available throughout the U.S. even without a prescription.

  • Learn where to find naloxone near you by typing “[your state] naloxone” into your favorite search engine.
  • Contact your insurance provider to find out whether naloxone is covered under your plan.
  • Medicaid and Medicare will pay for naloxone, but coverage varies by state.
  • Check with your local community health clinic to find out where to get naloxone in your area.
  • People with commercial insurance in Arizona, California, Colorado, Missouri, Nevada and Ohio can get naloxone for free through drug manufacturer Kaleo’s pilot distribution program.
  • CVS Pharmacy dispenses naloxone without a written prescription in 46 states.
  • Prescription and nonprescription naloxone is available at Walgreens pharmacies nationwide

Once you have a supply of naloxone, make sure you learn how to administer it. Contact your local health department if you have any questions.

Lisa McGreevy is a staff writer at The Penny Hoarder. She enjoys telling readers about affordable ways to stay healthy, so look her up on Twitter (@lisah) if you’ve got a tip to share.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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