Investors may have already missed out on the bulk of the market’s gains this year

Those expecting the stock market to build on the robust start it's seen in 2019 don't have history on their side.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Dealing With Confrontation Like A Gentleman

Very few people enjoy confrontation. It often stresses us out and it brings out the worst in us. It’s actually a unique subject to me because I live in Minneapolis, Minnesota where people are traditionally extremely anti-confrontational. And I’m natively from Germany where people are much more outspoken and vocal which leads to more confrontation. No matter where you live or how much you dislike it, you will still have to deal with confrontation

Approaches To Confrontation

Extremely Passive Aggressive

Passive aggressive people are people who are averse to conflicts will deliberately be inefficient. They may not communicate or they may simply pout.

Extremely Aggressive

On the other hand, high conflict people often have an all-or-nothing attitude. They have elements of victim blaming and they’re very aggressive and they look at it more like a battle.

In my experience neither style is productive to actually solve a conflict. So, here is how you can actually get some results.

Keep in mind that the goal of a confrontation is that you solve an issue and improve things. In order to get there, you need to have an open and honest conversation about the issues without being hurtful.

Common Myth: Confrontation = Bad

I would argue confrontations are not bad. The core is just a disagreement between one person and another. We’re all individuals and because of that, there will be confrontations. Just look at a confrontation as a starting point. Rather than trying to avoid it and feeling bad about yourself or others or angry, it’s better to tackle the issue right on. Avoidance will not solve your problems, they will just amplify them and make you feel bad. You may have some bad experiences of confrontations in the past and I hear you, but that doesn’t mean that all future confrontations will end the same way especially if you utilize the points outlined in the video. Keep in mind that you can be assertive and kind at the same time the choice of words are extremely important.

How To Handle A Confrontation Like A Gentleman

It All Starts With You

Take ownership of your issues with confrontation or maybe the elements that contribute to it. Most people I know range anywhere from being a complete pushover who goes along with anything the other person says to a constant aggressor who always wants to tell other people what to do and what is right. Both extremes are unhealthy in the long run and it really helps to put you in an uncomfortable position to try working against it. So if you are generally more of a pushover person that is easily influenced by others try to stand up for yourself and have not others dictate what you do.

On the other hand, if you’re aggressive, it may get you sometimes what you want, but in the end, it just makes you a bully that is not liked by others. In the long run, it will hurt you and your reputation. If you’re mad at someone or you disagree with them chances are you have been doing something that contributed to that situation. If you admit that you make a mistake you don’t all of a sudden lose all credibility. On a contrary, it shows that you’re self-reflective and that you’re open and vulnerable. By leading with an apology and recommitting to a better outcome is it will likely instill a similar behavior with your confrontation partner.

For example, if I’m unhappy with a co-worker because he’s constantly late and I feel disrespected and I feel like my time is wasted I shouldn’t just phrase it that way. Instead, you could say, “You know in the past I know I haven’t always been on time for our meetings. I sometimes had to deal with my daughter, but I promise I’ll do my best to be on time in the future. Lately, I noticed that our meetings haven’t started on time and when you come late to meetings it really makes me feel undervalued and disrespected and I would like to ask you to really recommit to our meetings and try to start them on time.” By making it more about you and how you feel and by avoiding extremes and superlatives, the other person won’t feel as attacked.

Ask What They Think And Feel

As a next step, you can ask them what they think about it, what their feelings are that shows them that you care about what they have to say. Even though you might think the other person is probably to blame for an issue. Think of it this way, you’re two people and so you’re 50% of the confrontation. Take responsibility for your part and I promise you the resolution will be easier and better for both of you.

Going with a mindset of a mutually beneficial resolution rather than I want to win and I want to be right. Someone with a legal background, that’s quite hard but it’s not good to resolve a confrontation outside the courtroom. Especially, if you’re afraid of a conversation you may want to wait for a “good time.” The problem with that is there is no such thing as a good time for a confrontation and the best time is right now. Of course there’s a caveat, ideally, you have a confrontation in person or at the least over the phone. Doing it over text message or email will just prolong the whole conflict and on top of that, it’s hard to read into words because you don’t see how people say things and there’s no tone to the words. So try to have it in person or at least on the phone so people can really see what you mean.

Stay Calm

It’s very important to stay calm even if the other person is riled up. In those situations, it can help to have a pause in there and just keep your composure and don’t tell them what to do but lead by example. If someone screams at you and you scream back they have dragged you down to their level.

Genuinely Listen

The next point is to genuinely listen to what the other person has to say. If you mentally prepare your answer all the while the other person is talking you’re not really absorbing what they’re saying what their core issue is. Sometimes confrontations can be easily resolved because it’s just a feeling that is hurt or something that you don’t even do intentionally but you’re in fact hurting another person. To ensure they understand, listen. It’s best to paraphrase what they said in a sentence with your own words.

Steer Clear Of Absolutes

In a confrontation, always stay clear of absolutes. Using things like, “Oh you never clean the dishes,” or “You always leave your socks on the table,” will not get you any further. It also provides ammunition for the other side to point out singular cases where those things weren’t the case and then make you look like you’re just over exaggerating.

“I” Statements

Rather than blaming the other party, try to stick to “I” statements and talk about how it makes you feel. This not only forces you to focus on your side of the conversation but it makes the other person feel less attacked. For example, rather than saying, “You never show up on time.” you could say, “I feel disrespected when we can’t start the meeting on time.” Do you see? I made it about me and my feelings not about them. If they think about it they know I feel disrespected and we start late because of them but I haven’t said that and they have made that transfer knowledge in their brain and therefore they are more open to change.

Focus On One Issue

Last but not least, try to address just one issue at a time. It’s very easy to put all kinds of different things into one argument but that will rarely help you to resolve anything.

Conclusion

Ultimately there’s no cooking recipe or perfect solution to resolve every conflict but these concepts will surely help you to get a result that is mutually beneficial. It makes you feel better about yourself, the issue and the other party.


Gentleman’s Gazette

MEN FASHION DEAL UPDATE:

Look like a Gentleman, Travel in Style and Enjoy the Best in Men’s Accessories at Hook & Albert. Get 20% Off Your First Order with Coupon Code TAKE20. Shop Now!

The One Thing Abducted in Plain Sight Viewers Don’t Understand, According to Jan Broberg

Jan Broberg, Abducted in Plain SightThe unbelievable true story of Jan Broberg is now out in the world for all to see. Broberg, an actress who has appeared in Everwood, I’m Sorry and Iron Man 3, is the subject of the true-crime…

E! Online (US) – Top Stories

FASHION DEALS:

Take an Extra 20% off Clearance at Zales.com!

Re:la Straddles Art, Fashion With Its Frieze Los Angeles Pop-up

ART PROJECT: A contemporary art fair in Los Angeles seemed just the right place for a line that fancies itself more a statement about the city than a fashion label to make its pop-up debut.
Re:la (shorthand for Regarding Los Angeles) launched its second collection and its first pop-up at the Frieze Los Angeles art fair, which is taking place in the city beginning Friday and running through the weekend. It’s the first time the fair is being held on the West Coast and it has pulled in a number of other fashion participants throughout the greater Los Angeles area, including Maxfield, Rimowa and the artist Alex Israel and Matchesfashion.com.
“We’re so excited to be here,” said Katherine Ross, who started re:la with Angelique Soave about a year ago. “We feel the people coming to Frieze are our perfect audience, so we’re going to see what does well.”
The company currently sells through its online shop and has also worked with a handful of retailers, including the Los Angeles County Museum of Art and Le Bon Marché. The label made a name for itself when it began selling last January a collection of T-shirts, sweatshirts, varsity jackets and leather accessories that provided the

Follow WWD on Twitter or become a fan on Facebook.

Read More…
WWDWWD

FASHION TIPS:

Gucci Launches Initiatives to Foster Cultural Diversity and Awareness

MILAN – Gucci is making good on its promise – and acting quickly.
The Italian luxury company revealed Friday the first four long-term initiatives to achieve cultural diversity and awareness throughout its organization and activities globally, following accusations last week that a Gucci balaclava-style sweater evoked blackface. 
The first four initiatives are:
-Hiring global and regional directors for diversity and inclusion;
-Setting up a multicultural design scholarship program;
-Launching a diversity and inclusivity awareness program;
-Launching a global exchange program.
Gucci is pledging to hire diverse talent within key functions and leadership positions of the group, including the design office, and will invest in educating all of its 18,000 employees around the world “to achieve a much higher level of global cultural awareness.”
President and chief executive officer Marco Bizzarri said Gucci accepted “full accountability for this incident, which has clearly exposed shortfalls in our ongoing strategic approach to embedding diversity and inclusion in both our organization and in our activities.”
In an interview with WWD earlier this week, Bizzarri pointed to “ignorance of this matter. Certainly, it was not intentional but this is not an excuse.”
A “thorough review of the circumstances that led to this” followed, said Bizzarri on Friday, explaining that he had “also engaged with

Follow WWD on Twitter or become a fan on Facebook.

Read More…
WWDWWD

BEST DISCOUNT ONLINE:

Does Beyoncé have a secret archive of celebrity throwback photos? 

Does Beyoncé have a secret archive of celebrity throwback photos? 


Does Beyoncé have a secret archive of celebrity throwback photos? 

Beyoncé is a curated queen, and as much is evident on her Instagram page. It is, for the most part, a collection of highly professional photos of Bey and her every show-stopping outfit, often uploaded in sets of threes—like a good influencer does.

However, there is one notable exception to Yoncé’s enigmatic social media veil: her birthday tributes. Bey loves to celebrate her famous friends, but she’s not one to post a selfie and call it a day. No, the living legend has a very precise method for her birthday tributes, and it certainly bucks tradition.

Taking the Bey out of B-day, the singer posts solo shots of her friends… as children. And it’s really cute, don’t get us wrong, but, like, where does she find all these photos? She’s Beyoncé, so we don’t doubt she has connections, but we prefer to believe that she is somehow, secretly, the owner of a celebrity throwback photo archive (and museum, maybe?) consisting of millions of never-before-seen retro shots.

Though she’s experimented with this method in the past (see below for baby Oprah circa 2015, and lil’ Solange in 2013 and 2015), she’s really upped her game in the past few months, posting tributes for Michelle Obama, Oprah, Kelly Rowland, and a commemorative series for the late Kim Porter.

View this post on Instagram

Happy Birthday to my Thu Thu!! ❤

A post shared by Beyoncé (@beyonce) on

View this post on Instagram

🎈🎈Happy Birthday to my sis!🎈🎈I love you deep. 💃🏽💕

A post shared by Beyoncé (@beyonce) on

View this post on Instagram

Heaven couldn’t wait for you. 🙏🏾

A post shared by Beyoncé (@beyonce) on

So, the question remains: Why does Beyoncé choose to celebrate the women in her life with childhood photos? I’m no psychology expert, but my theory is that it has something to do with being a child star herself. Since she rose to superstardom as a teen, maybe she idealizes her childhood as a time that she was able to be and feel her true self, away from the flashbulbs and materialism that naturally seep into celebrity life? ~Just a thought~.

Anyway, celebrity aside, childhood is thought of as the most innocent and therefore truest time in one’s life, and perhaps Bey’s just trying to showcase who her famous friends are at heart. See me after class for more theories.

Thank you for the tribute posts, Bey. We can’t wait to see what adorable throwbacks you unearth next.

This article originally appeared on Instyle.com

The post Does Beyoncé have a secret archive of celebrity throwback photos?  appeared first on HelloGiggles.

HelloGiggles

BEST DEAL UPDATE:

Democrats slam the President’s declaration of an emergency so that he can build a border wall. Some Republicans also push back on his plan.


CNN.com – RSS Channel – HP Hero

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Wasserman-Schultz: Trump jeopardizing our readiness

Rep. Debbie Wasserman Schultz (D-FL) tells CNN’s Kate Bolduan that Congress will use every tool at its disposal to make sure that President Trump cannot build the border wall, and that his plan to use military funds appropriated elsewhere is unconstitutional.


CNN.com – RSS Channel

BEST DEAL UPDATE:

Small Business Starter 15% OFF – Promote your business online and get an expedited D-U-N-S and business credit file

Ex-Massachusetts Gov. Weld to challenge Trump for GOP nod

William Weld, a former governor of Massachusetts who two years ago ran for vice president on the Libertarian Party ticket, on Friday became the first Republican to announce a challenge to President Donald Trump in the 2020 primaries
ABC News: Top Stories

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Link Love: Cold-Weather Sleepwear

Angie’s post last month on editing and updating our wardrobe basics, reminded me that I need some new Winter PJs so I’ve been having fun browsing sleepwear online.

Fab Links from Our Members

April disagrees with some of the ‘rules’ here (e.g. no minis for her) but enjoyed the spirit of this post on how to wear sneakers when you’re over 50 or older.

Runcarla has been researching upcycling old jewellery and came across this post on why not to re-use your old gold.

She also thought this post about having custom jewellery work made might be of interest.

Christina F. liked this article about people who wear cusp sizes, especially since she falls into this ‘in between’ zone.

We’ve been talking about ethical fashion on the forum, and Angie thought this article on ethical consumerism was excellent.


YouLookFab

BEST DEAL UPDATE:

Ted Bundy’s last victim: Remembering 12-year-old Kimberly Leach

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Outfit Formula: Simple Solid Bright Pants

Wearing bright pants is an acquired taste. Some find the look loud, juvenile, unprofessional and widening, and prefer neutral bottoms. Others simply prefer to wear their non-neutrals up top. Personally, I enjoy wearing bright pants because it’s an easy way to make an interesting and bold statement. Add a simple top and pair of shoes, and you’re there. The pants do all the talking. I miss my red, orange and citron pants, and desperately want to replace them this year.

I think these outfits are gorgeous, although I’d swap out some of the footwear choices and we need warmer weather before we can put them into action. Hopefully they’ll provide some inspiration.

1. Fuchsia Elegance

Combine a black lace or solid blouse with pair of dressy fuchsia pants like these crepe flares. Tucking the top makes the leg line look longer, as does wearing almost floor sweeping hems. The low-contrast silver pumps further lengthen the leg line and add some shine. Proportionately, the model looks short in the waist which is accentuated by the strong horizontal line created by the high-contrast top and bottom. The V-neckline of the shirt collar offsets that by drawing the eye back up and down. The model looks beautifully elegant.

Mareé Wide Leg Fuchsia Pant

2. Trendy Classic

Combine a pair of red pants with white boots and top, and Bob’s your uncle. Throw in just about any colour bag or topper because red & white are a classic and versatile combination. I’d add a turquoise bag and coat to this combination, and swap out the shirt for a white pullover. You could sub the white for black, toffee, tan or navy, if that’s more your thing.

MM6 Maison Margiela High-rise Straight Leg Trousers

3. Suited and Stilettoed

Combine green pants with a navy top, and finish off the look with nude-for-you, white, blush, metallic or navy footwear. Sub the navy with black if that’s more to your taste. And if suits are your thing, add the matching topper. Wearing stiletto heels with a suit is a classic pairing, although the heels needn’t be high.

Boden Hampshire Ponte Culottes

4. Tonal Romance

Cobalt works well with teal and turquoise because it clashes in a deliciously tonal way. Here, both the pants and blouse are soft, creating a sensual vibe. The blouse is tucked for structure, but you could wear it untucked. Nude-for-you, white, metallic, or footwear that bookends your hair is a good way to go. I’d have styled the model with closed footwear like a tan mule, ballet flat or pump.

11 Honoré Satin Icon Track Pant


YouLookFab

BEST DEAL UPDATE:

Gucci Creative Director Responds To ‘Blackface’ Design

NEW YORK (AP) — Gucci’s creative director broke his silence Tuesday over an $ 890 sweater that resembled blackface, saying racism was never his intention.

Alessandro Michele, a design force at the Italian fashion house, lamented in a letter to employees both his own pain and “that of the people who saw in one of my creative projects an intolerable insult.”

The black sweater with a pull-up neck featured a cutout surrounded by cartoonish red lips. Michele wrote that it was not inspired by blackface but by the late Leigh Bowery, a performance artist, club promoter and fashion designer who often used flamboyant face makeup and costumes.

Regardless, Michelle said, he takes “full accountability” for the sweater, which was pulled last week amid widespread criticism.

Gucci has apologized, saying in a previous statement posted on Twitter that it was committed to diversity and considered it a “fundamental value to be fully upheld, respected and at the forefront of every decision we make.”

The balaclava-style sweater that covered the nose above the cutout was ridiculed on social media as insensitive and racist. It emerged as attention in the U.S. was focused on old photos showing politicians with their faces blackened.

Other fashion brands have made similar missteps.

In December, Prada said it was no longer selling a line of accessories that featured a character with brown skin and exaggerated red lips after complaints they resembled blackface.

Michele’s internal letter was reported by the site Fashionista.com and Women’s Wear Daily.

Marco Bizzarri, Gucci’s president and CEO, told WWD, “The lack of knowledge of diversity and the consequent understanding are not at the level we expected, despite all the efforts we did inside the company in the last four years.”

The company is now “evaluating all the processes” to ensure “the right level of awareness and visibility,” he said.

PHOTO: AP


HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

 

Life & Style – Black America Web

BEST DEAL UPDATE:

Concern Over Kenny G Trapped in a Massive Rose Maze for Kim Kardashian Is Growing

A romantic gift for Kim Kardashian has become a gift for the collective minds of the internet.

To wish Kim Kardashian a very happy Valentine’s Day, Kenny G played “Somewhere Over the Rainbow” on the saxophone amid innumerable single long-stemmed roses in glass vases.

It appears Kanye West orchestrated the grand overture. But more to the point, people wanted to know, is Kenny G alright? Is he sentenced to play trapped among the endless roses for all eternity? Has he been watered? Has he been fed? These are the questions that kept the internet up at night.

There has been a dual-faceted response to the gesture––it made hearts flutter for its grandeur and made people bristle at how over-the-top the performative stunt was. But forget that. Kenny G’s well-being matters.

It’s hardly the first over-the-top display of love for Kanye West, who is a showman through and through. But of course, the visuals were ripe to be satirized.

Kenny G fans have long have a love affair with the superstar’s seductive instrumental tune. According to BookingEntertainment, it costs $ 150,000 to book him to play songs like “Going Home” and “Don’t Make Me Wait for Love.”

So Kenny G may have been in on the whole sweet idea, but the internet would like people to check on him.

Even Chrissy Teigen had questions about the arrangement.

Lastly, who will sing Kenny G’s song?

Happy Valentine’s Day to us all.


Entertainment – TIME

ENTERTAINMENT DEAL UPDATE:

50 Cent Sets His Gucci Clothes On Fire And Jamie Foxx Comes Through With More Altering Suggestions

The Gucci brand found itself in hot water after the blackface scandal. Now, 50 Cent sets his Gucci clothes on fire and posts it on Instagram. Watch his video below.

‘I gotta get rid of all the Gucci I have at home. I’m not supporting their brand anymore. #bransoncognac #lecheminduroi #bellator,’ 50 Cent captioned her post.

Someone addressed rapper Tip and said ‘@troubleman31 ya should have a “Burn The House Down” (or similar clever name event where ya bring all your name brand clothes (those involved) and burn it!!! Make money off THEM! #FlipTheScript‼ @50cent … IF YOU AGREE REPLY TO THIS COMMENT & TAG YOUR FAVORITE ARTIST #ActionsSpeakLouderThanWords 💪🏽💪🏽💪🏽💪🏽💪🏽💯💯💯💯💯

Someone has a proposal for 50 Cent and said: ‘@50cent why not buy up more of their brands and take it to the slumps or war-wrecked countries, make the video of you donating their brands to this homeless war wrecked people, make a video documentary till the Gucci turns to rags within few days, then send this video out. Gucci is then for the poor.’

Another follower bashed him and said ‘This is an act of stupidity, there are less privileged out there, and you are here burning down Gucci what of dollars and you want us to clap for you.’

Here’s another similar opinion: ‘Like I said people like this and @troubleman31 are dumb as hell, burning your Gucci clothes that u spent ur hard earned money on? Hating on a brand that made a mistake, took it down and apologized immediately right after, then hating and bashing another brother cause he wanted to shop there minding his own? It doesn’t matter what Gucci did it’s how we as a people took it if Floyd wanna shop there that’s his damn choice how u gonna tell another man where he can spend his bread? This shit wack and corny what y’all doing, people, black & white still shop there and work in there as well, what u Gonna do hate Gucci’s forever. This is very low.’

Even Jamie Foxx commented on his post and here’s what he had to say.

One of The Shade Room’s followers said that ‘He should have donated it to the homeless. It’s already been purchased so what’s the harm in making some good out of a bad situation.’

What do you think about 50 Cent’s latest action?

Celebrity Insider

BEST DEAL UPDATE:

Weed grower Canopy Growth rallies after legal pot sales buoy revenue by 282%

Cannabis producer Canopy Growth was set to rally Friday after it reported third-quarter revenue rose 282 percent over the last year.
Health and Science

U.S.HEALTHCARE UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Survivor Draws Inspiration From Her Injuries

Newsy

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Brain clock ticks differently in autism

The neural ‘time windows’ in certain small brain areas contribute to the complex cognitive symptoms of autism, new research suggests. In a brain imaging study of adults, the severity of autistic symptoms was linked to how long these brain areas stored information. The differences in neural timescales may underlie features of autism like hypersensitivity and could be useful as a future diagnostic tool.
Child Development News — ScienceDaily

SPECIAL DISCOUNT DEAL UPDATE:

‘Sometimes I Can’t Believe It’: Kemba Walker Still in Awe of NBA All-Star Status

“Sometimes I can’t believe it.” Kemba Walker still pinches himself at the thought of playing the NBA, even as he prepares for his third straight All-Star appearance—his first start—in front of his home crowd in Charlotte.

Latest News

BEST DEAL UPDATE:

Get the perfect pair of shoes at SKECHERS! Shop the latest casual & performance styles for men, women, and kids now!

Republicans pay the price for Trump’s wall crusade

Republicans might be resorting a lot more often to prayer — the new strategy several senators have adopted for dealing with their capricious President — because of the forces unleashed by the latest fraught moment of the Trump era.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Dear Penny: I’m Retiring Soon. How Do I Protect My 401(k) From a Downturn?

Dear M.,

Economic ups and downs are inevitable, but sometimes it’s hard to think beyond the downturns.

We seem especially sensitive to the condition of the stock market, since we’ve just passed the 10-year anniversary of the start of the Great Recession. Those memories of turmoil and heartache bubble right back up, and suddenly, we’re checking our retirement account statements with a bit more interest than usual.

To calm your nerves about the state of our economy, I called upon Bridget Todd, head of client strategy and development at New York-based coaching firm the Financial Gym.

“I usually tell clients to think about the 2008 financial crisis, when the Dow Jones Industrial Average lost more than 50 percent of its value,” she explained by email. “In the nine years since, it is up about 200 percent.”

While there are periods of discomfort, she said, the market will always recover. “The most important thing to remember is not to sell when things get bumpy,” she said.

Your 401(k) is a place to hold your investments. You can make decisions about what’s inside that account — stocks, bonds, mutual funds, derivatives, exchange-traded funds — depending on the level of risk you’re comfortable with.

If you’re at least 10 years from drawing from your 401(k), Todd recommends allocating 90 percent of holdings to stocks and the remainder to bonds.

“Stocks are the riskier asset,” she said, likening them to a roller coaster. But that fluctuation is OK. It will all settle out eventually, helping you earn that average stock market return of 7 percent per year that you hear about.

If you’re closer to retirement and nervous about the health of the market, you can pull back on how much you allocate to stocks to reduce your risk. But you still want some of your investment to be in stocks to help that nest egg grow.

In short: Hold on and enjoy the ride. Even if the economy takes a temporary dive, your contributions will still have value to carry you through to retirement.

If only we had that crystal ball in the meantime. Wait. That would probably be insider trading. Maybe skip the crystal ball.

Worried about managing your money in trying times? Write to Dear Penny at https://www.thepennyhoarder.com/dear-penny/

Lisa Rowan is a personal finance expert and senior writer at The Penny Hoarder, and the voice behind Dear Penny. For more practical money tips, visit www.thepennyhoarder.com.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

The Royal family favorite hotels

ADVERTISEMENT


Ah, the Royal Family. Do they ever have time for a break? Although it seems as if this family are always on their feet, they still have plenty of time to relax and unwind – especially in some of their favorite hotels around the world.

Waldorf Astoria, New York

Both the Queen Mother and the Queen have stayed at the luxurious Waldorf Astoria over the years. In fact, it was their visits that saw the hotel build the incredible Royal Suite. While the hotel is currently closed while it undergoes some major renovations, guests could once stay in the suite for no less than $ 10,000 a night if they wanted a full royal experience. Thankfully, we only have a few years to wait before it’s back in business.

Coworth Park, Berkshire

It seems as though this hotel is such a popular choice for the Royal Family that Prince Harry even chose it as his place to stay before his big wedding day back in May 2018. Coworth Park is found in southern England, and it the only hotel in Britain to have its very own polo field. Both William and Harry have played on the green over the years and now enjoy returning for the night every now and then.

North Island, Seychelles

Seychelles is a small island off the east coast of Africa and has been the destination of many vacationing celebrities over the years. The North Island hotel has just 11 private villas to its name, and every one is surrounded by takamaka trees meaning it’s the ultimate place to find privacy. Prince William and Kate Middleton spent their honeymoon here in 2011, while George Clooney joined the guest list just three years later.

Walserhof, Klosters, Switzerland

Klosters has been a favorite destination place for many members of the Royal Family as there is so much to see and do in the area. Thankfully, many have found the resort of Walserhof more than perfect for a night or two away from the palace. The hotel is filled with elegance in every room, but that’s not all. There is also a Michelin-starred restaurant to fulfill all of their royal needs.

Peabody Hotel, Memphis

The Peabody Hotel is such a favorite of the Royal Family that Princes Harry and William rented out an entire floor of the hotel. The brothers were in the area for the wedding of Lizzy Wilson and Guy Pelly, and thought no place would be better to spend their time then this luxury resort. However, they weren’t alone. The Peabody Hotel also has five resident ducks who spend their day marching around the lobby and splashing in the marble fountain.

We might be used to seeing the Royals in the palace or on their world tours, but it seems as though this hard-working bunch also get some time to relax and unwind every now and then. Thankfully, there are a number of luxurious hotels all around the world that seem more than enough to accommodate the needs of this incredible family.

ADVERTISEMENT

The post The Royal family favorite hotels appeared first on Worldation.

Worldation

BEST DEAL UPDATE:

Trump in ‘very good health overall,’ according to annual physical results

President Donald Trump, 72, is in “very good health overall,” according to results from his physical examination, which were released on Thursday.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Why we should thank Andrew McCabe for his dishonorable service

Andrew McCabe is a national disgrace. He was part of the most corrupt and most partisan leadership team in FBI history and was fired for being dishonest under oath. And yet, America owes him a big thank-you. McCabe, you see, has reminded us once again that there really is a powerful deep state, and that…
Opinion | New York Post

SPECIAL SHOE DISCOUNT:

Everyday Savings: Up to 40% Off on over 2,000 Styles at DSW! Shop Now!

WATCH: World News 02/14/19: Trump To Sign Border Bill And Declare National Emergency

Amazon pulls plug on building Queens HQ; Andrew McCabe speaks out for the first time after being fired from FBI
ABC News: World News Tonight

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Motley Crue Drummer Tommy Lee Marries Brittany Furlan: ‘We Did It!’

Mr. and Mrs! Mötley Crüe drummer Tommy Lee and actress Brittany Furlan tied the knot on Thursday, February 14.

“It’s official!!!! We’re married!!!” the bride announced on Instagram alongside a photo of two dogs in wedding attire. “MR & MRS LEE YAHOOOOOOOO.”

The American Meme star, 32, gushed about her wedding gown ahead of her big day. “Only bummer about my dress for tomorrow is that it doesn’t have any pockets for snacks,” she joked on Twitter on Wednesday, February 13.

Two days prior, she marveled at her fate, tweeting, “I can’t believe I went from the most depressed, lonely girl, thinking I would die alone with my dogs, to getting married in 4 days … wow … life is a trip.”

The musician, 56, and the former Vine sensation were first spotted together in June 2017. Eight months later, they were engaged.

Lee announced their big news on Instagram on Valentine’s Day 2018 with a video that showed him holding his fiancée’s hand as she showed off her new heart-shaped diamond. 

“Well this certainly beats chocolates!” he wrote at the time, adding,“Say hello the future Mrs. Lee.”

Furlan also raved about her husband-to-be: “Best day of my life!!!! I can’t wait to get to spend forever with my best friend #engaged,” she wrote on Twitter.

The couple punked fans in May when the rocker posted an Instagram photo of himself kissing his bride-to-be while standing beneath a makeshift altar in matching robes and slippers. “Did it, I do A LOT,” he wrote at the time.

Their journey to the aisle was far more traditional, however: Furlan shared photos from her bridal shower with friends, including Lee’s bandmate Nikki Sixx’s wife, Courtney Sixx, on Instagram in January.

“I thought I was going to die alone with my corpse being found chewed on by my 3,000 dogs and now I’m here,” she joked.

Lee was previously married to Elaine Bergen from 1984 to 1985, Heather Locklear from 1986 to 1993 and Pamela Anderson from 1995 to 1998.

Us Weekly

BEST DEAL UPDATE:

Justin Theroux Breaks Down What It Was Like Playing ‘Latin Lover Jesus’ In ‘The Ten’ | PeopleTV

PeopleTV

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Maria Is Already Planning Her Spring Uniform Around This Chore Jacket

After running around outside in nearly every weather element that could happen over the course of winter during New York Fashion Week, I think it’s safe to say that I’m ready as hell for spring to get here. My dear and trusty arsenal of wool coats, you’ve kept me warm and cozy for the past three …

Continue reading

Fashionista

BEST DISCOUNT UPDATE:

Marsau Goes Toe-to-Toe with Latisha’s Mother | Love and Marriage: Huntsville | Oprah Winfrey Network

OWN

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE :

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Colorado has sold $6B worth of pot since 2014

DENVER — Colorado regulators say more than $ 6 billion in marijuana products have been sold since 2014 in the state. The figures released Tuesday represent sales through the end of 2018. According to the Colorado Department of Revenue, more than $ 1.54 billion of marijuana for medical or adult use was sold during 2018. That is…
Business | New York Post

SPECIAL SHOE DISCOUNT UPDATE:

6 things that can cause irregular periods, explained by a doctor

First things first: Don’t panic

irregular periods

Irregular periods messing with your head? Your mind may be running away with itself and imagining all sorts of possible causes, but usually there’s a simple explanation as to why your cycle isn’t playing ball.

There are a number of reasons why your periods could be irregular (or completely absent), including lifestyle factors, medical conditions and just plain biology.

So to clear some of the fog, Dr Victoria Manning, women’s health expert at River Aesthetics, explains six of the most common causes below. If you’re concerned about irregular periods, always speak to your GP to discuss further.

What causes irregular periods?

Stress

If you’ve been under significant stress lately, whether work or home-related, it may explain why your period is acting up. ‘Stress activates a hormonal pathway in the body called the hypothalamic-pituitary-adrenal (HPA) axis, via the release of increased levels of cortisol,’ explains Dr Manning. ‘The HPA axis and cortisol help control the stress response in the body.

‘Cortisol release can suppress normal levels of reproductive hormones, potentially leading to abnormal ovulation, anovulation (no ovulation) or amenorrhoea (absence of menstration).’

The contraceptive pill

‘Within your natural menstrual cycle your hormone levels fluctuate throughout the month – the main hormones involved are oestrogen, progesterone and testosterone,’ Dr Manning says. ‘The presence in varying levels of these three hormones trigger different parts of your cycle, such as thickening the lining of the womb, maturing your eggs and releasing them into your fallopian tubes.’

Essentially, the pill alters your hormone levels, which can in turn throw your menstrual cycle out of whack. According to the NHS, the progestogen-only or ‘mini’ pill can cause periods to stop, become lighter, irregular or even more frequent.

‘Oral contraception alters these hormone levels by introducing synthetic hormones. Some have a mix of oestrogen and progestin (a synthetic progesterone), others just progestins. Since these hormones are the key orchestrators of your menstrual cycle, it makes sense that your menstruation and ovulation would be different as a result of taking hormonal birth control,’ Dr Manning adds.

‘When you’re on the pill, you don’t have fluctuations in hormone levels because you’re actively taking synthetic versions that are keeping your levels high. So in essence, the pill inhibits ovulation because the levels of oestrogen and progesterone you’re taking don’t allow the hormone dip that triggers your natural monthly egg maturation and drop.’ If you’re thinking of coming off the pill, speak to your GP.

irregular periods causes

PCOS

‘Polycystic ovary syndrome, or PCOS, is a common condition that affects the way a woman’s ovaries work,’ explains Dr Manning. ‘The main three features of PCOS are irregular periods, which means your ovaries do not release eggs; excess androgen, high levels of “male hormones” in your body, which may result in physical signs like excess facial or body hair and central weight gain; and polycystic ovaries, where your ovaries become enlarged and contain many fluid-filled sacs.

‘If you have at least two of these features, you may be diagnosed with PCOS.’ For more information, read our guide to PCOS when you’re done here.

Weight gain

‘When overweight, cholesterol compounds in fat cells can get converted into a type of weak oestrogen called estrone,’ explains the doctor. ‘Overweight or obese women carrying extra fat cells have “little estrone-making factories”, which can have an oestrogenic effect on glands.

‘This added oestrogen can cause bleeding or irregular periods. A woman may go months without ovulating, for example, but the uterine lining is still building up to the point that it becomes unstable. This can cause prolonged or very heavy bleeding.’

Weight loss

‘On the other end of the spectrum underweight women and women with eating disorders, like anorexia nervosa, which result in extreme weight loss may also be unintentionally impacting their menstrual cycles. Women without much fat on their bodies may have fewer periods or go longer without ovulating.

‘Starvation, as well as extreme exercise and stress, can trigger an effect that suppresses the brain. These women may be so underweight that their bodies simply stop making oestrogen. Additionally, the lack of fat doesn’t allow cells to convert cholestrol into extra oestrogen.’

Perimenopause

‘During the years leading up to the menopause, known as perimenopause, shifts in hormone levels can fluctuate quite significantly causing changes in the menstrual cycle,’ explains Dr Manning. ‘During a normal menstrual cycle, the levels of oestrogen and progesterone increase and decrease in a regular pattern. Ovulation occurs in the middle of the cycle and menstruation about two weeks later.

‘However, during perimenopause, hormone levels may not follow this regular pattern and as a result you may have irregular bleeding or spotting. Some months your period may be longer and heavier and others shorter and lighter, the number of days between periods may increase or decrease and you may begin to skip periods.’

Note that the purpose of this feature is to inform, not replace one-to-one medical consultations. For advice tailored specifically to you, always discuss your health with a doctor

The post 6 things that can cause irregular periods, explained by a doctor appeared first on Marie Claire.

Marie Claire

BEST DEAL UPDATE:

Style Your Home’s Outdoors with All the Perfect Additions from MacKenzie-Childs! Save on Tables, House Letters & Chairs. Shop Now!

NHL roundup: Lightning slam Stars, win fourth straight

Steven Stamkos scored two power-play goals and assisted on another tally to help the Tampa Bay Lightning, the NHL’s top team, stroll past the visiting Dallas Stars 6-0 on Thursday to win their fourth consecutive game.


Reuters: Sports News

FOOTLOCKER SPECIAL DISCOUNT UPDATE:

Check out the Sales Outlet with prices starting as low as $ 19.99!

Children who eat lunch score 18 percent higher in reading tests

The powerful connection between nutrition and education has been revealed by new research from ESMT Berlin. Primary school children who attended a public free lunch program over an extended period were shown to have significantly better learning outcomes.
K-12 Education News — ScienceDaily

PARENT UPDATE:

Our one-of-a-kind bestselling personalized alphabet book makes learning the ABCs fun, especially when your child sees their face and hears their name throughout their very own book!

Daily Deals: Buy Nintendo Switch, Get $35 eShop Credit, Preorder Link and Ken Amiibo

Welcome to IGN’s Daily Deals, your source for the best deals on the stuff you actually want to buy. If you buy something through this post, IGN may get a share of the sale. For more, read our Terms of Use.

We bring you the best deals we’ve found today on video games, hardware, electronics, and a bunch of random stuff too. Check them out here or like us on Facebook and follow us on Twitter to get the latest deals.

nintendoswitcheshopcreditBuy Nintendo Switch, Get $ 35 Free Nintendo eShop Credit

Continue reading…

IGN All

SHOPPING DISCOUNT UPDATE:

GameStop, Inc.

Today on Broadway: Friday, February 15, 2019

Listen: Michael Jackson Musical Blames Actor’s Equity for Something that was in No Way Their Fault, and AEA Responds! “Today on Broadway” is a daily, Monday through Friday, podcast hitting the top theatre headlines of the day. Any and all feedback is appreciated: james@broadwayradio.com (James Marino) or matt@broadwayradio.com (Matt Tamanini) read more
BroadwayRadio

LOIT DISCOUNT UPDATE:

LOIT logo banner

NYC Mayor Reacts To Amazon Ending HQ Deal: ‘There Was No Dialogue’ | NBC News

NBC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Exclusive: ‘Mia and the White Lion’ Teaser Trailer

Exclusive: 'Mia and the White Lion' Teaser Trailer

A young girl must leave behind everything she knows in London when her family moves to South Africa in Mia and the White Lion. As might be expected, the adjustment is very hard for the reluctant Mia. So she is as surprised as anyone when a lion cub named Charlie unexpectedly becomes her first friend, stealing her heart and easing her transition.

In our exclusive debut of the teaser trailer, we get a glimpse of the story, as well as the challenge that arises a few years later. What will…

Read More

Read Comments

Fandango Movie News

MOVIE APP UPDATE:

US Congress OKs border deal

Associated Press

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

15 Ways Presidents Made the White House Feel Like Home

A house isn’t a home until you’ve filled it with creature comforts, decorated it to suit your taste, and customized it in ways that bring you joy—and the White House is no exception. Click through for a list of the most memorable, heartwarming, and at times eccentric renovations that past presidents have made to transform the White House into their family home.
Bob Vila : Trusted Home Renovation & Repair Expert

BEST DEAL UPDATE:

Arizona: A Guide to Residential Solar Energy

The Arizona Supreme Court has made it much more affordable for homeowners to turn to solar paneling to power their homes. In a recent ruling that affects anyone leasing solar panels in 2019 and beyond, the court “spared tens of thousands of homeowners who lease rooftop solar panels from paying property taxes to the state on that equipment,” according to USA Today’s azcentral.com. Homeowners who bought or financed their solar panels haven’t had to pay taxes on those investments since 2006.

That is just one of the ways in the installation of solar panels in Arizona has seen a positive response and rise in recent years. As of the end of 2018, the Solar Energy Industries Association (SEIA) ranked the state third in the country — nearly 7 percent of the state’s energy comes from solar. Additionally, SEIA ranks Arizona seventh in the nation in projecting its growth over the next five years.

The solar panel systems and installation market in Arizona has exploded since 2012. Chart via the Solar Energy Industries Association

Indeed, increased competition in the state since 2012—and the nature of the market on a national scale—means residents are primed for home value increases if they install solar panels in Arizona. And when it comes to home value, researchers project the value of a home increases up to $ 15,000 on average, according to the Berkley Lab, one of the federal government’s national renewable energy laboratories. That doesn’t even take into consideration the massive savings solar paneling affords homeowners—or seasonal price fluctuations that make winter a possibly perfect time for your solar home improvement project.

Like every other state, Arizona has a unique set of incentives, benefits, and challenges when it comes to investing in solar panels for houses. Read our residential guide to understand what you should know as a homeowner as you look for the best contractor to install solar panel systems under the Grand Canyon State’s nourishing sun.

A well-informed and reliable contractor will go over each detail of your installation with you, from expected savings to increases in home value. At Modernize, we frequently speak to homeowners about their home improvement projects. In our recent interviews, 90 percent of homeowners requested a checklist to help them find and vet contractors. Modernize now offers homeowners a free, digital Contractor Checklist as a simple, step-by-step guide to assist with your solar panel project.

Phoenix, AZ: Solar Energy Success Stories

Melisa Camp makes it her business to know Arizona house values: She’s been a realtor for nearly a decade.

“There [are] more homes being sold with solar panels now because we can actually track the data,” Camp told her local TV station Fox 10, and explained that since 2013, the market share for houses powered with solar panels has been growing. “… Every single year that we have been able to measure how many homes are being sold, every year that number is increasing.”

Camp, an expert in the field, installed her own panels in 2010, “an investment she says has already paid for itself and can pay off for others as well,” Fox 10 reported, “but both sellers and buyers have to be armed with knowledge.”

Indeed, solar panels have a sizeable effect on utility bills. Arizona residents can expect to save nearly close to $ 17,000 over 20 years.

Keep in mind this data serves as guidance for your journey to home improvement. Use it during your conversation with contractors in your area. Ask for this level of detail in your estimates and if jargon or complex wording seems confusing, ask for clarification.

A trusted contractor will be glad for the opportunity to explain what everything means and, more importantly, what it specifically means to you. For example, Arizona Homeowner Associations cannot prohibit you from installing solar panels — although they can certainly sometimes give you a headache.

When it comes to Arizona’s solar energy, existing financial incentives (and policy) only make it more lucrative for you to sustainably increase your property value.

Arizona Solar Panels: Incentives, Rebates, and Other Savings

There are currently nearly more than 115 incentives for homeowners to increase the value of their property by installing solar panels for houses in Arizona. Find details about each program at the state’s Database of State Incentives for Renewables & Efficiency (DSIRE).

Unlike many other states, Arizona discontinued its net metering policies in 2016, but that’s had little effect on the growing number of solar panel installations across the state, according to the Phoenix Business Journal.

“We believe with smart, stable policies in place, the Arizona solar market can continue to grow,” SEIA’s VP for State Affairs Sean Gallagher told the Journal. “And we anticipate energy storage becoming an important component of the Arizona market as the transition to post net metering occurs.”

Solid contractors installing solar panels in Arizona will be able to provide a list of applicable costs savings measures and help you navigate applying for and getting the most out of them. Learn enough to have a foundational understanding of these programs to best talk to your contractor about them once you’ve vetted and chosen one.

Residential Solar and Wind Energy Systems Tax Credit

Installing solar paneling for homes will increase property value for homeowners who have invested in their houses, and Arizona is investing right back in them. Each year, Arizona homeowners can get up to a $ 1,000 credit per residence, available to taxpayers who install solar panels for their houses. More specifically, you get 25 percent back on your purchase in the form of a tax credit, up to $ 1,000. So if your purchase was $ 4,000, a quarter of that would come back to you.

Find all the details at DSIRE’s profile for the program.

Energy Equipment Property Tax Exemption

Since 2006, the Arizona Department of Revenue has exempted homeowners from paying taxes on the added value of their property caused by installing any solar energy devices, equipment, or components.

In order to qualify, you must provide your county assessor with documentation affirming the actual purchase and installation of the eligible equipment. Be sure your experienced contractor has a grasp of what that process entails. Ask who will be filing the paperwork and handling the process to completion.

Find all the details at DSIRE’s profile for the program.

Other Arizona-specific solar energy programs include:

Of course, you want to get the most out of local programs as well as federal ones, like the temporary Residential Renewable Energy Tax Credit, which applies to up to 30 percent of your installation. It is important to note that this federal credit is for systems placed in service by 12/31/2019. Solar Energy International reports that a typical five-kilowatt solar system installation in September 2018 would’ve dropped from $ 15,428 to $ 10,800 after the rebate is applied—but keep in mind its value is dropping and the credit could be completely gone by the early 2020s. Consult your contractor about this and other available credits and incentives to ensure your investment in the long-term value of your property is as easy on your current assets as possible.

That’s why you’ll want to find a contractor you can trust—a local professional who can get the job done and assist you with navigating local policy and regulation. The Modernize Contractor Checklist will help you vet a trusted contractor, so you can relax knowing your solar panel project is in good hands.

The post Arizona: A Guide to Residential Solar Energy appeared first on Modernize.

Modernize

BEST DEAL UPDATE:

A.I. Could Widen Economic Disparity Between Urban and Rural Areas, Brookings Report Warns

Among the key factors driving the economic divide in America is the rise of technology that has eliminated many jobs through automating manufacturing tasks. A new report from the Brookings Institution warns that, thanks to the rise of artificial intelligence, economic disparity between coastal cities and heartland regions is about to get even worse.

The 2016 Presidential election served as a wake-up call to the economic effect that the automation of many routine jobs is “massively rearranging the nation’s economic geography,” says the report, written by Brookings Senior Fellow Mark Muro.

“The 2016 election may go down as the first time society began to grasp the full implications of automation’s potential to transform the physical world,” Muro wrote. “As big, techy cities like New York, Washington, and the Bay Area seemed to increasingly inhabit a different world from the rest of America, the people and places that were ‘left behind’ revolted.”

Since then, the field of A.I. has made gains in developing machine-learning tools that could automate even more jobs. Brookings looked at the kinds of jobs that could be replaced by A.I. applications, namely, ones that involve more routine or repetitive work in manufacturing and service industries alike. The bottom line of jobs at risk of automation: They already pay some of the lowest wages today.

Jobs that were more vulnerable to automation were more likely to be found in rural towns like Kokomo, Ind., and Hickory, N.C., the report said, while those in coastal cities like San Jose and the District of Columbia were more likely to be safe.

“Less-educated heartland states and counties specialized in manufacturing and low-end service industries could be especially hard-hit by automation in the A.I. era, whereas well-educated states and counties along the Boston-Washington corridor and on the West Coast appear less exposed,” the report said. “In parallel fashion, smaller, less-educated communities will struggle relatively more with A.I.-phase automation, while larger, better-educated cities will experience less disruption.”

In response, Brookings urged government and industry leaders to focus on strategies such as expanding support for communities to cope with job automation and “future-proofing” workers by teaching skills that are more resilient to automation.

The report comes a few days after the Trump administration unveiled a vague A.I. initiative that will spend on artificial intelligence and train workers in computer science. Apple CEO Tim Cook and IBM CEO Ginni Rometty have joined Trump’s advisory board on A.I. and job automation.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Nike’s Air Max 98 “Vast Grey/Fresh Mint” Is the Ultimate Daily Sneaker

Nike’s Air Max 98 is returning in a lush gradient grey color scheme that was originally utilized on its Air Max 95 predecessor. The unique iteration is a much-welcomed homage to the original retro release of the famed silhouette nearly 19 years prior.

The shoe arrives in two shades of grey, with its mudguard donning a darker-hued “Atmosphere Grey” while the top upper portion utilizes a more neutral, lighter-colored “Vast Grey.” Its suede and mesh upper is met with a dark-colored grey that totes a vibrant “Fresh Mint”-colored Air Max sole unit, with similarly colored hits marking the Swoosh branding and lace-loops. Sure to be a welcomed addition to weekly sneaker rotations, the flexible calm and relaxed color hue offers a breadth of garment-pairing abilities.

Check out the upcoming sneaker above, and be on the lookout as these are expected to drop sometime this month or next via Nike’s web store, with a retail price set at $ 160 USD.

For more sneaker news, McDonald’s is roasting Balenciaga over its French fry carton looking shoes.

Click here to view full gallery at HYPEBEAST




HYPEBEAST

BEST DEAL UPDATE:

Hunters in 24 US states warned of ‘zombie deer’ disease

zombie deer disease

Deer hunting is a big deal in many U.S. states, and surveys suggest that around 10 million hunters participate in the activity regularly. As any hunter will tell you, nabbing a deer isn’t always the easiest of tasks, but a growing risk of disease is making things even more difficult for sportsmen even after they’ve bagged a buck or doe.

Public health officials and infectious disease researchers are doing their best to raise awareness of an illness that has now been confirmed in deer populations across at least 24 states. It’s called chronic wasting disease, and the Centers for Disease Control fears that it may be possible that the disease could spread to humans who eat infected animals.

Continue reading…

BGR Top Deals:

  1. The $ 350 Sony noise cancelling headphones that blow people’s minds just dropped to $ 280
  2. The iPhone 6 Plus is still better than half the phones out there, and today it’s under $ 200 unlocked

Trending Right Now:

  1. ‘Avengers: Endgame’ leak reveals an important weapon that might be used to beat Thanos
  2. You won’t have to break the bank to buy Samsung phones with Galaxy S10 features
  3. This Amex card is driving the internet crazy, and the 100,000 bonus points explains it

Hunters in 24 US states warned of ‘zombie deer’ disease originally appeared on BGR.com on Thu, 14 Feb 2019 at 23:07:13 EDT. Please see our terms for use of feeds.


BGR

BEST DEAL UPDATE:

All Deals on HP, Dell and Lenovo!

Bag Over Bae: Study Says Consumers Favor Money Over Love

Valentine’s Day, depending on who you ask, is a day filled with Instagramable moments of bae goals, or a time to totally go the anti-beau route and focus on self-love. You can’t get through February 14th without seeing an oversaturation of all things related to love.

However, a recent Merill Edge report reflects that for many people, money trumps love with 56% preferring a partner who provides financial security over grandiose love (44%). Respondents also favor a partner who is career-focused (63%) over socially conscious (37%), frugal (55%) over philanthropic (45%), and a saver (83%) over a big spender (17%).

“Americans are saving money at record rates, and yet we’re seeing people of all ages look to their current and prospective partners to secure their financial futures. Economic uncertainty and a lack of financial planning seem to be creating this burgeoning trend of dependence on others for financial security,” Aron Levine, head of Consumer Banking & Merrill Edge, said in a statement. “We believe that it’s crucial to have a financial plan at every life stage in order to achieve financial goals and stay on the right path to financial success.”

Though many are attracted to a go-getter who is all about getting that coin, things can get a little sticky when it comes to the oh-so-inevitable “money talk” with bae. The report found the majority of respondents admitted they “rarely talk about their debt (60%),” salary (57%), and investments (55%) with their partner.

Respondents in the study also ranked almost all major relationship milestones ahead of discussing their finances, including meeting the family, being intimate, traveling together, and discussing politics.

According to Merrill Edge, the nationwide survey is delivered semi‑annually and “takes an in‑depth look at the financial concerns and priorities of “mass affluent Americans—U.S. households with investable assets ranging from $ 50,000 to $ 250,000.” Respondents in the study included those aged 18-40 (Gen Z and millennials) with investable assets between $ 50,000 and $ 250,000 or aged 18-40 who have investable assets between $ 20,000 and $ 50,000 with an annual income of at least $ 50,000.

If money is a major factor in a choosing a love or spouse, experts recommend getting over the awkward silence and procrastination and asking key questions about debt, money morality, and financial plans for the future—including retirement—early. Having open and honest conversations about money with someone of serious romantic interest—especially as millennial households are earning more money at their age than generations before—can help those in the dating pool avoid a lot of heartbreak and relationship woes down the road.

Merrill Edge Report: Fall 2018 infographic

 

The post Bag Over Bae: Study Says Consumers Favor Money Over Love appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

PRECIOUS-Gold prices firm as dollar eases on grim U.S. retail sales

Gold prices firmed on Friday as the
dollar weakened slightly after disappointing U.S. data indicated
slowing economic momentum, supporting the U.S. Federal Reserve’s
“patient” monetary policy approach.


Reuters: Company News

SPECIAL DISCOUNT DEAL:

Find the Best Daily Deal in Your Neighborhood

Today in Feminist History: Valentine Messages of Support Greeted Suffrage Hikers Today in Trenton

Today in Feminist History is our daily recap of the major milestones and minor advancements that shaped women’s history in the U.S.—from suffrage to Shirley Chisholm and beyond.


February 14, 1913: “Our feet may be sore,” declared General Rosalie Jones, “but they are not cold, and every one of us will stick it out to Washington.”

The hikers marching through Newark day before yesterday.

Jones; the other full-time suffrage hikers; Elizabeth Freeman, in the literature (“ammunition”) wagon, pulled by Lausanne the suffrage horse; and Olive Schultz, ahead in the scout car, all left Princeton this morning, headed to Trenton, New Jersey. The suffragist Army of the Hudson is continuing its advance on Washington, D.C.; the troops have now covered 53 miles in just three days since leaving Newark.

The pilgrims were accompanied to the edge of town by a crowd of several hundred Princeton students. They were probably the same ones who greeted the hikers so enthusiastically yesterday, and gave the weary travelers little sleep last night as they cheered outside the hikers’ hotel until quite late. While on the road to Trenton, the Princeton boys were replaced by some Lawrenceville Academy lads, who marched along for a while carrying a large “Votes for Women” banner and cheering. “Sis-boom-ah! Sis-boom-bah! Coo, coo, suffragettes!”

While the hikers were preoccupied with making speeches to the main body of Lawrenceville students at their school, a small group of boys quietly borrowed the ammunition wagon and drove around with it for about ten minutes—but it was returned undamaged and still well stocked with suffrage brochures, so no harm done. Upon arrival in Trenton, police officers on bicycles joined the pilgrims as they went through town.

The little parade was cheered by crowds along the sidewalks as the troops made their way to the Trenton Hotel. There, the hikers found many valentines waiting for them from admirers who had read of their journey in the newspapers. There is a contingent of “war correspondents” along for the trip sending daily reports back to their papers, so this tiny band of hikers is getting nationwide publicity.

Of course, 53 miles in three days is hard on the feet, and hardest of all on Corporal Klatchken. She was already hobbling a bit yesterday, but despite her blistered feet, is still refusing to accept any rides, and was voted “pluckiest of all” by the troops tonight.

Since the marchers were going through Princeton, it seemed only appropriate that General Jones should send greetings to its most famous resident. Though President-elect Wilson was in Philadelphia today, a letter was delivered to his home by Mary Boldt, bugler George Wendt, several other hikers and a number of Princeton students.

“My Dear Mr. Wilson,” the letter read, “a small band of votes-for-women pilgrims from the states of New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia and Ohio earnestly request of you an audience for not more than two minutes in Washington as soon after your arrival as possible. They desire to present a message to you. Thanking you in advance for your courtesy. I am, very sincerely, Rosalie Gardiner Jones.”

After arriving in Trenton, Jones and her army joined in a previously scheduled rally in favor of amending the New Jersey Constitution to authorize women to vote. This was followed by a banquet in the hikers’ honor, and finally an evening at the theater, where General Jones and Elizabeth Freeman were invited to make speeches between the acts.

One of the evening’s major events occurred back in Princeton, however. Mary Boldt, who had arrived there well ahead of the other hikers last night, had been somewhat taken aback by the unexpected and overenthusiastic welcome given her by a large and boisterous crowd of Princeton students. Since there were conflicting reports circulating around the campus today about the incident and her reaction to it, she motored back from Trenton to reassure the students that she held them in high esteem, and appreciated their enthusiasm.

Apparently, the admiration felt by Boldt for the students was mutual. They gave her another rally—and when she auctioned off her pilgrim’s cloak for the cause, it was cut into strips that the students pinned to their lapels as a sign of support and affection. There was also a brisk business in postcard photos of her.

Then there was one final, and much appreciated, show of support: When the automobile carrying Boldt back to Trenton broke down after half a mile, all the boys ran to her aid. They pushed the ailing machine back into town, where it was fixed, so Boldt was able to finish her return trip back to the army’s temporary barracks at the Trenton Hotel.

Tomorrow, on to Burlington!

1798716_10201996701102662_1218138272_nDavid Dismore is the archivist for the Feminist Majority Foundation.

ms. blog digest banner

The post Today in Feminist History: Valentine Messages of Support Greeted Suffrage Hikers Today in Trenton appeared first on Ms. Magazine Blog.

Ms. Magazine Blog

BEST DEAL UPDATE:

Oscars 2019: ‘Spider-man: Into the Spider-Verse’ leads the animated pack

The 91st Academy Awards are just over a week away. In our continuing look at the race to Oscars glory, this week we delve into one of the more colorful categories: Best Animated Feature. Spider-man: Into the Spider-Verse (Way Up) “Spider-Verse” came out of nowhere in December, receiving rave reviews and picking up a slew…
Entertainment | New York Post

SPECIAL DISCOUNT UPDATE:

Kirsty Gallacher hit rock bottom

OHMYGOSSIP — Kirsty Gallacher hit “rock bottom” after her divorce.
The 43-year-old presenter split from Paul Sampson – the father of her two children – in 2014 and admitted her “horrific” marriage breakdown was hard to cope with and she thinks she pushed herself too hard.
She said: “Divorce is horrific. I’ve had a tough few years. I hit pretty much rock bottom at one point.
“My poor body and brain has gone through it. I’ve not coped very well.
“And I was trying to be a great mum and keep it all going. I was pushing myself too much.”
After her divorce, Kirsty – who was banned from getting behind the wheel for two years after being arrested for drink driving in 2017 – romanced Danny Cipriani, Laurence Fox and Jack Whitehall and though all her romances were “lovely”, she knew they weren’t “right” for her but persisted because she didn’t want to be alone.
Speaking to Natalie Pinkham on her ‘In The Pink’ podcast, she said: “When you split up with a long-term partner, you feel like you have to catapult yourself into another relationship.
“That’s what I did. They were lovely relationships, but they weren’t right.
“It’s part of the learning curve, but I was scared to be on my own.”
The former Sky Sports presenter regrets not listening to advice from her brother-in-law Russell Brand, who has two children with her sister Laura.
She explained: “Russell said, ‘Kirsty, I think you need some time on your own’.
“I thought, ‘No I don’t!’ So I didn’t. Now, sorry Russell, you’re correct.”

Source: Female First
Find us also on Twitter @OHMYGOSSIP and @OHMYGOSSIP_USA

BEST DEAL UPDATE:

Suits For Leisu — I Mean, Nontraditional Suits

Some designers and brands are betting that men are ready for a new kind of suit. The generation of men who’ve entered the workforce in recent years may be the first where the expectation that they wear a suit to the job interview, let alone the office every day, is low. The garment that was the standard for men at (white collar) work for decades is, for most, obsolete. I’m not making an argument against suits, just stating a broad truth.

As business casual took over offices in the 1990s, suit sales broadly declined, only to be buoyed in the 2010s by renewed taste for tailoring. Guys (maybe you know one) didn’t have to wear tailored clothing, but they wanted to. Rather than wearing it out of obligation and in settings where the intent was dressing up, they were wearing suits more casually. And tailoring has moved to meet the market — softening shoulders, broadening fabric selection, and increasing custom options.

But as popular tailoring designs became more casual (patch pockets!), some designers who don’t make traditional suits have been offering quasi-suit options. Rather than deflating a traditional lounge suit of its formality, the new suits are more like casual clothing shoved suitward. They don’t necessarily have the guts of traditional tailoring–canvassing, padding, worsted and flannel wool fabrics.

The marketing for these “suits” does not acknowledge the existence of an office. There’s a word I’m tempted to use to describe them, but as Stephen Malkmus once sang, “A leisure suit is nothing to be proud of in this late century.”

18East

The examples I’m thinking of are from brands like 18 East, Older Brother, and Ijji. This fall, Antonio Ciongoli, who made terrific casual suits when at Eidos, released what he called an “eastern suit” — a cardigan or kimono style jacket in woven fabric (corduroy or a rough-textured cotton) matched with almost pajama-like trousers in the same fabric. It’s not something I’d wear to a desk job, but it’s an interesting option for occasions that I’m not really cool enough to get invited to, like the wedding of a promising visual artist and a documentarian held after hours at a restaurant that doesn’t take reservations.

18East “eastern suit” in corduroy.

Ijji Clothing

Ijji and Older Brother make unisex clothing (OB calls it “universal clothing”) that calls to mind 1970s California — the spiritual home of the original leisure suit. Ijji, the name of which draws on the Japanese word meaning “easy pants,” makes drawstring pants and simple, patch pocket work jackets in the same fabrics, which together can be worn as a suit. There is admittedly a slight cult-y vibe to wearing dyed to match cotton clothing, but there’s some appeal in the idealistic simplicity of a tonal palette. Their pants have a drawstring and high rise. A lot of these clothes remind me of the costumes for the 2013 film Her, which costume designer Casey Storm has said were intentionally done in simple cuts and natural fabrics:

All the costumes in the film are things someone could be wearing now, but we don’t have any denim or belt buckles or ties or baseball hats. We barely have a collar or lapel. The waist lines are all higher.

The workwear roots of the brand bridge the conceptual gap a bit between “suits” and “uniforms.”

Ijji clothing.

Older Brother and Others

Older Brother’s sustainability-focused, slightly hippie pitch is almost utopian (if slightly cornball) — they tout a “farm to body” philosophy and the healing power of the mushrooms they use in their dye. But the clothes themselves look pretty great. They have made a suit jacket with actual lapels, but have also made cardigans and pants in the same fabrics for another version of this “suit.”

Older Brother. They like mushrooms.

None of these brands officially sell their clothes as a suit, and for me part of the appeal is actually in the value of the items as separates. First of all, these are generally cheaper than traditional tailoring, which makes sense as the construction is simpler. Secondly, while I might not wear the pieces as a suit often, they’re interesting enough on their own that if you bought, for example,  18east pants, it might be worth buying a jacket as well; then you have the suit option.

Other lines that come to mind that have for a while made same-fabric tops and bottoms that could conceivably be a suit are Engineered Garments (technically I own a ripstop “suit” from EG–they make some traditionally shaped jackets but with un-businesslike silhouettes) and Craig Green, whose quilted jackets and pants are pretty striking in his runway shows, and who also draws a lot on the concept of uniformity.

Craig Green designs.

Engineered Garments has for a decade or more made tops and bottoms in the same fabrics.

The post Suits For Leisu — I Mean, Nontraditional Suits appeared first on Put This On.

Put This On

FASHION UPDATE:

Michael Kors’ star-studded show had some very groovy surprise guests

Michael Kors has an enduring love affair with the ’70s. It’s so strong that the American designer time-traveled to Studio 54 Thursday morning when he unveiled his fall collection at Cipriani Downtown under a set of giant, spinning disco balls. His front row glitterati was equally fab: Kate Hudson, Olivia Wilde, Priyanka Chopra, Kerry Washington,…
Fashion News, Photos, and Video | New York Post

SHOE DEAL UPDATE: