Americans Will Spend a Ton of Money to Spoil Their Moms on Mother’s Day

Mother’s Day is right around the corner. Have you purchased a gift for your mom yet?

From flowers and perfume to manicures and meals, Americans plan to spend a bunch to spoil the special ladies in their lives on May 12.

The National Retail Federation reports consumers will spend a record $ 24.95 billion this holiday — up from last year’s $ 23.1 billion.

To break it down, that’s an average of $ 196.47 per shopper. I’m sure your mom is worth much more than that, but it’s really the thought that counts.

Mother’s Day Spending by the Numbers

Here’s the breakdown of where those dollars will end up going:

  • Jewelry: $ 5.2 billion
  • Special outings like brunch or dinner: $ 4.6 billion
  • Flowers: $ 2.6 billion
  • Gift cards: $ 2.6 billion
  • Clothing: $ 2.3 billion
  • Electronics: $ 2.2 billion
  • Personal services like spa treatments: $ 2 billion

Spending on bouquets and brunch are most popular among consumers. Sixty-seven percent surveyed said they’ll purchase flowers, and 55% replied they’d splurge on special outings, like going to a restaurant.

It’s not all about giving “stuff.” Thirty-nine percent of people surveyed said they’d be giving their mother presents that create a “special memory.” Experience gifts are most popular with people under 35.

Show Your Love for Mom Without Breaking the Bank

Now, just because the average consumer may be dropping close to $ 200 on the moms in their lives doesn’t mean you have to. We’re Penny Hoarders, after all!

Here are few sweet — and affordable — gift options:

Nicole Dow is a senior staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Americans eschew certain healthcare procedures to cut costs and are often borrowing from others to pay for healthcare needs; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

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Alexandria Ocasio-Cortez Said She Doesn’t Have The Range To Speak On The Plight Of Black Americans And Her Remark On Reparations Proves It

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Reader Submission by Ebony Moore

Just the other day I found myself grinning at my android screen as Alexandria Ocasio-Cortez (AOC) stated her place in speaking for Black Americans. To paraphrase, she basically stated that as a Puerto Rican, her ancestry is comprised of European (Spaniard), Indigenous (Taino) and, African (the most litty ingredient) blood. She went on to explain how she is both made up of those racial components but is not singularly one of those things at the same time. I let out a sigh of relief at her admission. She had established and maintained her lane by admitting that she doesn’t have the range to speak for the plight of African Americans. My feelings of “you get me” that the Freshman, Democratic representative sparked would soon come crashing down, however.

As I waited for my trolley to arrive to carry me from work, I grew antsy and did what every millennial accustomed to over-consumption and social anxiety does in nerve wracking situations, I decided to take my thumb for a walk through the mean streets of Twitter. Once there, I stumbled upon the often problematic and always hotep posts of Tariq Nasheed. He had shared a video of AOC and captioned, “What in the hell is Alexandria Ocasio-Cortez talking about”. My eyebrow rose. He went on to lament, “When reparations for Foundational Black Americans come up, these people start engaging in deflective, incoherent babble”. I shook my head like Alfred Woodard when she was Wanda in Holiday Heart.

While sitting as a guest at South by Southwest (SXSW), AOC fielded questions from Briahna Gray, a seasoned and highly credentialed editor for The Intercept. AOC was asked, “What is the political cost of saying you’re going to throw your hat in with a program like reparations, how much do you think those considerations should be made?” I smiled. Surely the young woman who constantly touts her Bronx lineage, Puerto Rican heritage, socialist rhetoric and much-needed trillion dollar Green New Deal would agree that the descendants of men and women who built this country without pay, deserve to be made whole. Not only was I wrong, she had me out here looking stupid as she stumbled over and completely bombed her answer.

“ Well, you know it’s a good question, I think that one of the things that we’ve seen here from early polling, actually, is that I think that we should distance ourselves and start getting away from this idea that that we should only care about ourselves,” she started. “Because when we really do start to assert and believe and understand and see how how our destinies are tied, it doesn’t, you kind of get away from this idea that only people of you know people of color care about other people of color, and only white people care about other white people, and so on. There are a lot of systems that we have to dismantle, but it also it does get into this interesting area of where we are as a country, about identity. Because, like, what does it mean to be black, who is black and who isn’t, especially as our country becomes more biracial and multiracial. Same with being Latino, same thing it brings up all these questions like passing, and you know, things like that. But I do think it is important that we have to have substantive conversations about race beyond, like, what is racist and what is not, and if someone says something racist does that make them racist, like, we need to get away from talking well, not that we have to get away from talking about racism, it’s important that we talk about racism but because we talked about racism so much, we actually are not talking about race itself. And we aren’t educating ourselves about our own history to come to the conclusion that I think we need to come to.”

Why does it seem like every time you go public with your love of someone they let you down? That’s a whole other article, by the way. If your face is twisted up like you just heard some mean battle rap bars then –samsies! What the hell does that even mean? How does demanding reparations equate to African Americans only caring about themselves?

After watching this clip, I could not help but think back to Ocasio-Cortez’s admittance that she is not Black and, therefore, not qualified to speak for Black people. I pondered over the connection between her being a certain percentage African but not African American. For me, it became clear that AOC is not sold (pun intended) on reparations due to the fact that those who are not directly descendants from slaves in the Unites States, but still minorities and embattled, would not reap benefits from such a measure, namely Puerto Ricans like herself. In other words, African Americans are trying to put a little too much dip on our chip and she’s not with it. Should we then remain with her?

 

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America’s Black Billionaires: The Richest African Americans in 2019

Earlier this month, Forbes published its annual World’s Billionaires list, which ranks the richest people around the world based on the wealth they’ve accumulated using stock prices and exchange rates as of February 2019. By no surprise, Amazon founder Jeff Bezos was named no. 1 due to his staggering $ 131 billion net worth. However, out of the 607 Americans featured on the list, just four were black. Here’s a list of the handful of African American billionaires.

David Steward

black billionaires

World Wide Technology Founder and Chairman David Steward

With a net worth of $ 3 billion, David Steward ranks as no. 745 on Forbes’ list of global billionaires. In 1990, Steward invested $ 250,000 that he earned from two auditing ventures to launch World Wide Technology (WWT), an IT provider that offers hardware and software products and services to large public and private customers in various sectors. Its clients include Citi, Verizon, and the U.S. government. Last year, WWT earned $ 11.2 billion in sales and was ranked as no. 1 on the BE100sBLACK ENTERPRISE’s annual list of top black-owned companies in the nation. The 67-year-old business tycoon also graced the cover of BLACK ENTERPRISE in June 2001.

Steward, the chairman and majority owner of WWT, grew up during segregation in a poor neighborhood in Missouri. His father worked as a mechanic, janitor, and trash collector to provide for him and his seven siblings.  

 


Oprah Winfrey

black billionaires

Oprah Winfrey (Flickr.com/photos/disneyabc)

The “Queen of All Media” has accumulated a massive net worth of $ 2.5 billion, according to Forbes, thanks in large part to her partnership with Weight Watchers. Back in 2015, Oprah Winfrey bought a 10% stake and became an ambassador for the company. By June 2018, her stake was estimated at $ 427 million. Winfrey also generates revenue through several business endeavors, including ownership of the cable network OWN, Harpo Films, a multi-year content partnership deal with Apple, and her iconic talk show, The Oprah Winfrey Show.

 


Robert F. Smith

Vista Equity Robert F. Smith

Vista Equity founder, chairman, and CEO Robert F. Smith

Robert F. Smith is the founder, chairman, and chief executive of Vista Equity Partners. His company was recognized as the top private equity firm on the BE100s last year, generating $ 14 billion in capital. And, with a $ 5 billion net worth, he is currently the richest black person in the country.

Heralded as a private equity titan and Wall Street wiz, Smith started his early life out as a computer geek working in STEM before earning a degree in chemical engineering from Cornell University. He also attended Columbia Business School and ended up serving as co-chief of the investment banking division at Goldman Sachs. Smith founded Vista Equity Partners in 2000, which focuses on investing in technology companies.

In 2013, BE named the firm BE100s Financial Services Company of the Year and Smith as one of the Most Powerful Blacks on Wall Street. Smith made a shrewd move in acquiring Sunquest Information Systems Inc., for a relative bargain price of $ 327 million–$ 200 million in equity and $ 127 million in debt.

In a recent transaction, a Vista Equity-acquired company, Marketo, was sold to Adobe for $ 4.7 billion.


Michael Jordan

Michael Jordan net worth

Michael Jordan (Image: Wikimedia Commons)

Although considered the greatest basketball player of all time, Michael Jordan only made about $ 90 million during his stellar career in the NBA. However, thanks to lucrative endorsements, like his lifetime deal with Nike, and big investments, like his purchase of the Charlotte Hornets, he has amassed a $ 1.9 billion net worth.

 

 

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Top places in the USA that Americans love to travel to

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When most people think of traveling, they picture crossing seas and oceans and venturing into foreign places with names they cannot even pronounce. Contrary to popular belief, there’s a lot of things to discover around your own country or continent that are just as interesting as what you’ll find overseas. This is something most Americans have come to embrace, and millions of them flock to tourist destinations in their own country.

Big cities that provide an extraordinary experience, small towns with a big history and cultural significance, and natural wonders are just some of the attraction factors. Below we’ll look at the top places in the USA that Americans most love to travel to and see what draws them to these places again and again.

1. New York City

The biggest and most populated city in the United States, New York City appears on the must-visit list of every travel enthusiast. Travel enthusiasts aside, it’s one of the few places that most Americans would love to say they visited at least once in their lives. Home to the world famous Statue of Liberty, there’s just so much to do and see in New York. Here, fashion enthusiasts can shop for anything and art and culture lovers can visit wonderful museums, while theatre goers get to catch a few Broadway shows. Central Park and the Empire State Building are other must-visit spots, and getting a view of the impressive Manhattan skyline is totally worth it.

2. Washington, D.C.

Home to the White House, there’s so much to see in this city. It’s the capital of the United States and the location of the federal government, and there is so much history here. In addition, the world famous Smithsonian museums boast free entrance. Other historical points in Washington, D.C. include the Washington Monument, the World War II Memorial, the Lincoln Memorial, and the Thomas Jefferson memorial.

3. Los Angeles

Home to Hollywood, Los Angeles is every movie and TV lovers heaven. It also has some of the most coveted beaches in the United States. Home to the most successful movie studios, a lot of people go there to get a taste of what goes on in the making of great films. The pleasant southern California weather makes a visit to beaches such as the Venice Beach an experience of a lifetime.

4. Orlando, Florida

Orlando, Florida is home to Disney World, and we all dream of experiencing a piece of the fairytale world. Generally, Florida is home to some of the best amusement parks in the country. Another popular point of attraction in Florida is Cape Canaveral, on the coast. This is a must visit for anyone interested in space travel and the like. The Kennedy Space Center is particularly popular, being the launch venue of every human space flight in the U.S. since 1968, now even handling some unmanned flights. History lovers get their own share of fun with a chance to visit St. Augustine, the oldest continuously inhabited European settlement in the U.S. Here, they find a port built by the Spanish way back in the 1600s, Castillo de San Marco.

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Nurse Alice: New Research Suggests Alzheimer’s Presents Differently in African Americans

Nearly 5.7 million people live with Alzheimer’s disease in the United States. The disease, however, seemingly presents more problematic for African Americans. Studies show African Americans are twice as likely of developing Alzheimer’s disease compared to whites. And while health, lifestyle, and socioeconomic factors contribute to our susceptibility for this disease (as well as others), more and more research is suggesting genetic differences could explain some of the disparity between African Americans and whites.

Research from the Department of Neurology, Washington University School of Medicine suggests Alzheimer’s disease may develop differently in blacks. That could possibly mean the way we diagnose and treat African Americans for Alzheimer’s may need to change as well and become race specific.

Much of what we know about Alzheimer’s disease is from research based on white people. Yet numerous studies have shown racial differences exist in African American genetics which influence how we respond to different diagnostic tests, medications, and treatments. And this isn’t new information. Differences in cardiovascular treatment and diabetes diagnosis for African Americans are well documented.

What is Alzheimer’s Disease?

Alzheimer’s disease is a progressive disorder that causes brain cells to degenerate and die. It’s the most common cause of dementia, causing changes in memory, speech, judgment, personality, and overall cognitive functioning. This steady decline in thinking, behaviorally and socially, disrupt a person’s ability to function independently.

While there is no definitive diagnostic test for Alzheimer’s, some of the biological hallmarks of the disease are abnormal amounts of protein plaques – amyloid Aβ42 and protein tau tangles that present throughout the brain. Its been thought that the higher your levels are, the higher risk you were for the disease. And because we know that to be true, companies have spent millions of dollars creating anti-tau medications and therapy to counter the disease.

In people with Alzheimer’s disease, tau proteins for unknown reasons collapse into twisted strands called tangles. These twisted strands keep the brain cells from getting nutrients and other essential supplies, and the cells eventually die.

 What Does This Mean for You?

In a research plot twist, researchers at Washington School of Medicine discovered that when they scanned the brains of participants for plaques – there wasn’t any significant differences between whites and blacks. However, when they performed lumbar punctures testing cerebral spinal fluid levels of tau proteins, the levels were much lower in African Americans. This debunks the theory that lower levels of tau proteins mean lower risk for Alzheimer’s disease. African Americans having lower levels of tau protein did not seem to have the same decreased risk as it did in their white counterparts. What this means is there is the potential for African Americans to still have the disease, but present with lower levels of tau proteins which may lead to delayed diagnosis and treatment for Alzheimer’s.

What’s Next?

So how do we properly and efficiently identify and treat Alzheimer’s disease in African Americans? Do we start with race specific thresholds for tau protein levels?…. maybe we need to.

While this question remains unanswered, it needs to be addressed sooner than later. But the only way to garner enough scientific information to do so is to gather more evidence. So while these findings are from a relatively small sample size (173 black participants) it is still worthy of a serious look because it comes from research done with African Americans. And last I checked – I was African American. So while some medical research can be generalized to different groups– it’s still not a one size fits all. If we have reason to believe race plays a role in how someone is diagnosed, and what medications and treatments work best for them – then we need to apply that information. This is one step closer to the goal of precision medicine, an emerging approach for disease treatment and prevention that takes into account individual variability in genes, environment, and lifestyle for each person. Ask your provider today whether they practice precision medicine. If not, you may want to consider changing to one that does.

 

 

 

 

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Americans are turning to dollar stores for their holiday shopping

Many Americans are looking to stretch the buck this holiday season by visiting dollar stores. A growing number of consumers — including the more affluent — say they will be shopping at dollar stores during the holidays, not because they are short on cash, but because the stores carry the merchandise they want, according to…
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85 Million Americans Could Have Credit Report Errors. Here’s How to Find the Mistakes

Your credit score is important. The better your score, the better deal you’ll get on a mortgage, car loan or credit card. We’re talking big money here.

Even if you’re not buying a house anytime soon, a lousy credit score means you’ll get hit with a high security deposit whenever you rent a car or move into a new apartment.

But did you know your credit score could be inaccurate? One out of four credit reports have an error, according to a study by the Federal Trade Commission.

To keep a closer eye on your credit, get your credit score and a “credit report card” for free from Credit Sesame. It breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and how to address it.

Because it simplifies everything, you should be able to spot any errors. For instance, if you find an “unpaid” credit card that you know you paid, or a bill in collections you know never existed, you can dispute the incorrect information and raise your credit score.

James Cooper, a motivational speaker, raised his credit score 277 points using Credit Sesame. Now he talks to high school students about the importance of having good credit and uses what he’s learned through Credit Sesame as a blueprint for his lessons.

“We want to touch the Z Generation,” Cooper says “We’re not in the business of fixing credit. We want to get to you before you have to fix your credit.”

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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FBI investigated four Americans on Russia collusion suspicions: Comey

The FBI launched investigations of four Americans in July 2016 into whether they helped Russia’s alleged efforts to interfere in the 2016 U.S. presidential election, former FBI Director James Comey said in remarks released on Saturday.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Americans Celebrate Thanksgiving Day With Food, Family, Gifts And Parades

Americans are set to celebrate this year’s Thanksgiving Day as a day of food, family, gifts and parades, and an opportunity for the annual shopping extravaganza.

Consumers plan to spend an average of $ 554.90 during the holiday weekend, with $ 207.30 going towards gifts, according to the International Council of Shopping Centers (ICSC).

U.S. holiday sales are expected to rise between 4.3 percent a
RTT – Top Story

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The Long Tradition of Americans Drinking in Paris

Bettmann

In his recent book, A Drinkable Feast, my fellow Daily Beast cocktail historian Philip Greene presents an informative and lively account of the drinks that put the “Lost” into “Lost Generation,” all linked up to the legendary bars in which those young Americans who flooded into Paris in the 1920s drank them. Sidecars at Harry’s New York Bar, Champagne Cocktails at the Ritz bar, Rose Cocktails at the Chatham, Jimmie Specials at the Dingo—as Phil ably shows, Paris at the time was a buffet of delights for the discerning cocktail-drinker.

But Ernest Hemingway, Scott and Zelda Fitzgerald, Harry and Caresse Crosby and their ilk weren’t the first Americans to set up camp in the City of Lights and Harry’s, the Ritz and all the rest of the famous watering holes weren’t the first Parisian bars that set out to make Cocktails, Sours, Juleps, Cobblers and all the other stations of the American drinking cross.

In fact, from at least the 1840s until the German Wehrmacht came goose-stepping in a hundred years later it was Paris, not London or Havana, that was the Cocktail’s strongest bastion outside North America, although those cities loom far larger in modern Cocktail mythology.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Consumer sentiment slides in November as Americans expect less future income

Consumer sentiment for November fell more than anticipated in the final reading of the month, although the index remained near record highs.
Economy

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More Americans are meditating than ever before, as mindfulness goes mainstream

Meditation is on the rise among both adults and children, a new report from the CDC shows. Apps such as Headspace and Calm have helped raise awareness and teach people how to meditate. 
Health and Science

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Election Day 2018: Historic contest for Americans, with Trump presidency at forefront

Americans vote in historic midterm elections Tuesday with control of the House and Senate at stake and seen as a referendum on President Trump.
ABC News: Top Stories

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!