1.15.19 Hospitals now posting prices; Car theft on the rise; Contactless credit cards

Hospitals are now posting prices but it doesn’t look like it will actually help consumers right now; Car theft is on the rise mostly because drivers are leaving their key fobs in their cars; Contactless credit cards are coming to your mailbox this year in droves.

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MacKenzie Bezos holds all the cards in $137B divorce with Jeff

The prospect of a scorched-earth divorce battle between Jeff and MacKenzie Bezos may drastically change the balance of power within Amazon. If the world’s richest soon-to-be-ex-couple can’t reach an amicable agreement, the question of how to divide the retail behemoth might be left to the discretion of a judge in Washington state, where the prevailing…
Opinion | New York Post

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Scouted: What To Spend Your Gift Cards On This Year

Some people say that gift cards are a copt out when it comes to gifts. I say it’s as good as money, if you’re smart about it. Yes, there are services that can exchange a gift card into cash, but if you have a certain amount of money to spend at a place you actually shop, it’s a great way to offload everyday costs of things you need, but may not have been giftable.

Here are a few ideas of what to spend your gift cards on, from everyday items like toiletries and knives, to furniture and TVs.

$ 25-$ 50

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The best travel rewards credit cards of 2019

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Traveling can be pretty expensive, you’ll have to pay for flights, hotels, transport, and food. The costs soon add up, but there are ways that you can save money by spending money. Many financial companies will offer travel rewards credit cards to encourage their customers to spend money while they are on vacation. Here are the best of the bunch that are worth investing in.

Bank of America Travel Rewards Credit Card

Many travel rewards cards require you to pay an annual renewal fee, but that is not the case with this card from Bank of America. You earn points on everything that you buy with this card, 1.5 points per dollar spent and if you spend $ 1,000 in the first 90 days of signing up, you will get a free bonus of 20,000 points, which adds up to $ 200 worth. It’s a pretty quick return on signing up with the credit card service as you can book your vacation after signing up and pretty much make yourself $ 200 in points just spending money were going to spend anyway. If you are a Bank of America customer, you can earn a bonus ranging from 10% to 75% when you redeem your points, all depending on how much money you have in your bank account.

The Platinum Card, American Express

The Platinum Card doesn’t come cheap, but you get some incredible perks for your money. It’ll cost $ 550 to renew each year, but some will say that is money well spent. Using your card within your first three months can earn you up to 60,000 reward points, allowing you to make $ 5,000 worth of purchases. You’ll get $ 200 worth of Uber credits each year and also $ 200 worth of credit for airline fees. For every dollar you spend using your card you’ll receive five reward points, meaning the rewards will soon add up if you travel a lot. The Platinum Card will gain you access to over 1,000 airport lounges across the world, meaning you’ll be able to grab some food and a drink in peace away from the masses in the main airport lounges of the world.

Marriott Rewards Premier Plus Credit Card

For many people, they don’t really care about how they get to their vacation destination as long as they can enjoy their stay when they are there. For those people, the hotel they stay in is more important than pretty much anything else. For those who spend most of their travel budget on their hotel then the Marriott Rewards Premier Plus card is for them. It has a low annual renewal fee of $ 95, and for each year that you remain a customer, Marriott will gift you a free stay in one of their hotels. Each dollar that you spend at a Marriott Rewards participating hotel will earn you 6 reward points, meaning you can rack up the points pretty quickly on vacation. You’ll be upgraded to silver status on renewing your account, giving you exclusive offers, late checkout options and a 20% bonus on rewards points earned.

The cost of travel soon adds up, so it is often worth getting a rewards card if you travel pretty regularly. You’re going to be spending that money anyway so you might as well try and get some rewards for doing so.

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12.11.18 The smartphone decline; How to give gift cards; For-profit college closures

Smartphones aren’t getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren’t the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It’s important for students to apply for student loan cancellation.

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‘House of Cards’ tries making the best of a bad hand

“House of Cards” and “Roseanne” don’t have much in common, but their new seasons both faced an unenviable situation — trying to forge ahead without the central character, whose departure was triggered by off-screen controversy. Dealt that bad hand, the “Cards” writers have responded with a truncated final season — one that elevates Robin Wright’s role her new Commander in Chief status, while still providing a window into the world of bare-knuckled political brawling.


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‘House of Cards’ guests back out of ‘Megyn Kelly Today’ appearance as show faces murky future

Plans for a “House of Cards” segment on “Megyn Kelly Today” collapsed amid speculation that the show’s days are numbered following the host’s controversial comments about blackface.

Megyn Kelly had been slated to have the “House of Cards” actor Michael Kelly and showrunners appear on her show,…

/entertainment – New York Daily News

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Amazon has a huge one-day sale on SanDisk memory including microSD cards, portable SSDs, and more

SanDisk Memory Sale

If you’re in the market for digital storage — and we do mean just about any type of digital storage you can imagine — today is your lucky day. Amazon is running a massive one-day sale on digital storage from the biggest name in the business: SanDisk. You’ll find everything from ultra-fast microSD cards and full size SD cards to portable external SSD drives and wireless flash drives that work with your phone or computer. You can shop the full SanDisk sale right here on Amazon’s site, or check out a few of our favorite deals below.

SanDisk 64GB microSDXC UHS-I card for Nintendo Switch – SDSQXAT-064G-GN6ZA: $ 19.99

SanDisk Extreme 128GB microSD UHS-I Card with Adapter – 160MB/s with SanDisk MobileMate USB 3.…: $ 42.99

SanDisk Extreme 256GB microSD UHS-I Card with Adapter – 160MB/s with SanDisk MobileMate USB 3.…: $ 109.99

SanDisk 128GB Ultra UHS-I Class 10 SDXC Memory Card, Black, Standard Packaging (SDSDUNC-128G-GN…: $ 23.50

SanDisk 2TB Extreme Portable SSD – SDSSDE60-2T00-G25: $ 339.99

WD 2TB My Passport X for Xbox One Portable External Hard Drive – USB 3.0 – WDBCRM0020BBK-NE…: $ 59.19

SanDisk 128GB Connect Wireless Stick Flash Drive – SDWS4-128G-G46: $ 39.99

BGR Top Deals:

  1. This $ 80 smartwatch is better than the Apple Watch Series 4 in four key ways
  2. Google Wifi, the best-selling mesh system on Amazon, is down to its lowest price of 2018

Trending Right Now:

  1. The Galaxy S10 won’t have Samsung’s most revolutionary smartphone feature of 2019
  2. Apple’s iPhone XR will humiliate the Pixel 3 in speed tests, just like the iPhone XS
  3. A Marvel star just dropped a huge ‘Avengers 4’ spoiler

Amazon has a huge one-day sale on SanDisk memory including microSD cards, portable SSDs, and more originally appeared on BGR.com on Wed, 24 Oct 2018 at 09:03:34 EDT. Please see our terms for use of feeds.


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Cards QB Rosen says toe ‘fine,’ awaits evaluation

Cardinals coach Steve Wilks acknowledged that rookie quarterback Josh Rosen probably shouldn’t have been in the game late in the fourth quarter of Thursday’s blowout loss to the Broncos, when he suffered a left toe injury.
www.espn.com – NFL
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10.8.18 Retail rewards; not going to college; E sim cards

New loyalty programs are bringing bigger perks to loyal shoppers; Men are forsaking college in bigger numbers; E SIM cards will make switching cell phone carriers much easier in the near future. 

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Why Your Credit Cards May Deserve A Second Chance

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While paying off $ 1,700 in credit card debt in 2014, Jamie Griffin cut up his card. To tackle the remaining $ 90,000 in student loans he and his wife carried, he read personal finance experts’ tips and turned to cash and a spreadsheet to budget. Now that most of their debt is paid off, he’s giving credit cards a cautious second chance.

Griffin has come to see credit cards as a way that he and his wife, Jenna, who are both teachers, can potentially defray the costs of travel. Instead of immediately applying for a travel credit card, though, the 31-year-old from Duluth, Minnesota, let his wife’s longtime rewards credit card lead the way as they transitioned from using cash to credit for most purchases.

“We wanted to practice to make sure we could actually do it rather than reverting back to our old spending habits of just swiping a card because we could,” Jamie Griffin says. “We haven’t had to pay any interest. We haven’t had any late payments.”

If you, too, have developed new spending habits — and potentially higher credit scores — since paying off debt, you might be a good fit for rewards credit cards that earn cash back for your emergency fund or miles for a vacation. Here are factors to consider.

REWARDS CAN HELP WITH EXPENSES

Rewards credit cards generally require a credit score of 690 or higher. They can earn cash back, points or airline miles in specific categories or on everyday spending. Rewards rates vary by card and some also offer sign-up bonuses with introductory zero percent interest rates for new cardholders.

Depending on the card, rewards can be redeemed for things like cash, statement credit, travel, gift cards or merchandise — all of which can help with household expenses, as long as you pay credit card bills in full every month to avoid interest charges.

Since early 2017, the Griffins have collected 38,000 points — that’s over $ 300 in cash back. They redeemed 20,000 points (about $ 200) into their bank account earlier this summer.

YOUR CREDIT MAY DEPEND ON IT

Paying off debt is a worthy goal. But if you later stop using a credit card, it can hurt your credit scores. That’s because credit utilization and length of credit history are key factors in the calculation of those scores, according to FICO.

Say you were to close an older high-limit credit card after paying it off — or that you use the card so infrequently that the issuer ends up closing the account for you. Shutting down the account would not only decrease your amount of total available credit; you would also lose the card’s account history.

Another factor in your credit scores is credit mix — the combination of different kinds of credit accounts. A healthy credit mix might include a mortgage or car loans, for example, and also credit cards.

“If you have a healthy mix of credit, and you’re using them wisely, and you have a good history, that should reflect in your credit score,” says Jeffrey Arevalo, financial wellness expert at GreenPath, a credit counseling agency.

Of course, without piles of cash on hand, you’ll need good credit if you want to qualify for a home or car loan at the lowest interest rates. Keeping a credit card active and using it responsibly is an easy way to maintain good credit.

But if the temptation to overspend is too great, closing a credit card account may be the way to go, Arevalo says.

CREDIT CARDS CAN HELP YOU PLAN

Before moving most of their expenses to credit, Jenna Griffin asked the issuer about benefits for longtime customers. The couple secured a six-month safety net with a zero percent interest rate that they didn’t have to use.

Recently, the couple was approved for a credit card that earns miles to help them save money on travel expenses. Jamie Griffin continues tracking all of their expenses on his spreadsheet.

If you’re ready to give credit cards a second chance, here’s how to use a rewards credit card and maintain good credit:

– Pay your bill in full and on time every month.

– Don’t stray from your budget just to earn credit card rewards.

– Keep charges below 30% of your available credit.

– Use your credit card as a budgeting tool to track your spending and review your purchases.

– Keep your no-annual-fee accounts open and active to avoid hurting your credit score.

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