College Students Become ‘Grandkids on Demand’ with This Side-Gig App

The Papa app connects college students with senior citizens who need a little extra help in their day-to-day activities. Along the way, it provides companionship — and a steady side gig.

Since its 2016 launch, the Miami-based startup has operated in college hubs around Florida. But Founder and CEO Andrew Parker confirmed with The Penny Hoarder plans to expand to 10 other states in summer 2019.

Parker founded the company after his own grandfather was diagnosed with Alzheimer’s disease. As his grandmother struggled to care for her husband — whom Parker called “Papa” — he hired a college student to help out.

The arrangement worked, and Parker realized the perfect match he had stumbled upon: tech-savvy college students who need a side income and seniors who need assistance with transportation to appointments, errands or hands-on iPhone lessons.

But there’s another tie that binds these two seemingly different groups: loneliness.

“The two loneliest generations are older adults and college-age individuals,” Parker says.

The research is on his side. According to a May 2019 study by Cigna, it’s not seniors who rank as the loneliest, rather Generation Z (ages 18 to 22). The study also notes one of the best ways to combat this epidemic is through “frequent meaningful in-person interactions.”

“By connecting these distinct generations, we are able to break down barriers and form real relationships,” Parker says. “Papa brings value to both sides of the platform.”

How the Papa App Helps Students Get Paid for Helping the Elderly

College students in one of the dozens of partner cities can apply to become a Papa Pal, which is essentially a “grandkid on demand” for seniors who need a helping hand or a friendly face.

These part-time positions are only available to college students. Beyond that, no specific experience is required, but students studying nursing, medicine or psychology get bonus points. (All college, university and technical school students in the approved areas are welcome to apply.)

Other requirements for Papa Pals include a reliable four-door car and appropriate car insurance. All applicants must be able to pass a thorough background check, and the approval process takes between two and 10 business days.

Papa Pals make between $ 11 and $ 12 an hour, and additional compensation is provided for gas and tolls. Pals who work 50 hours or more during the first month receive a $ 100 bonus. The app offers other weekly performance bonuses as well.

While the app is broadly focused on helping the elderly, the company provides guidance on what services Papa Pals can and can’t do.

Approved services include:

  • Transportation regarding doctor’s appointments, pharmacy visits, beach outings and general errands.
  • Chores such as light cleaning, organizing, laundry and meal prep.
  • Social activities like going to movies and restaurants.
  • Tech lessons about computers, social media and smartphones.
  • Help caring for pets.

Banned services include:

  • Grooming.
  • Bathing.
  • Bathroom assistance.
  • Drug administration.
  • Anything that makes the Papa Pal uncomfortable.

Seniors who book Papa Pals aren’t required to use the app. Though that is an option, they can also make reservations on the website or by calling Papa directly. It costs a flat $ 20 to book a Papa Pal for an hour. After that, the fees are calculated on a per-minute basis.

A $ 30-a-month membership allows seniors to interview prospective Pals and choose from a pool of students in their area. Otherwise, Papa pairs them automatically.

Founder Andrew Parker did not confirm every location included in the upcoming expansion. The app is currently offered in Florida, Illinois, Michigan, Missouri, Pennsylvania and Tennessee.

  • Florida: Boca Raton, Fort Lauderdale, Fort Myers, Jacksonville, Miami, Naples, Orlando, Port St. Lucie, Palm Beach, Sarasota, St. Petersburg, Tampa and Vero Beach areas.
  • Illinois: Chicago area.
  • Michigan: Grand Rapids, Kalamazoo and Lansing areas.
  • Missouri: Kansas City and St. Louis areas.
  • Pennsylvania: Harrisburg, Philadelphia and Pittsburgh areas.
  • Tennessee: Knoxville and Nashville areas.

Adam Hardy is a staff writer at The Penny Hoarder. He specializes in ways to make money that don’t involve stuffy corporate offices. Read his ​latest articles here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

Wisconsin college students create 3D-printed legs for cat

OAK CREEK, Wis. — A tabby cat has new back legs, with the help of some University of Wisconsin-Madison students and a 3D printer. Community Cat shelter vice president Sarah Close says Chicago Animal Care and Control found the stray with infected legs last September and turned him over to the Whitewater, Wisconsin-based shelter. A…
Technology News & Reviews | New York Post

SPECIAL SHOE DISCOUNT:

Memorial grows for college shooting victims

Associated Press

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

College Students: Here’s Your Cheat Sheet to Budgeting 101

As if writing papers and studying for exams weren’t enough, there’s one more thing college students should  add to their workloads: budgeting.

A budget is the system that tracks what money comes in and what money goes out. It can keep you from getting in the red, spending more cash than you have available.

And let’s face it, once your parents are no longer in charge of keeping you alive from day to day, money becomes pretty important. That mini-fridge isn’t going to restock itself.

You don’t want cluelessness about money management to cause you to struggle to meet basic needs — or get you kicked out of school for coming up short on tuition payments.

Starting a budget isn’t something to delay until you graduate and begin your first full-time, professional gig. Though budgeting for college students may be a little different from how your future self will manage money, developing smart financial habits now is the best move to make.

Consider Your Income in School

Budgeting involves tracking your income and expenses. Let’s focus on the income first.

Part of the tradeoff of a college education is sacrificing a few income-earning years to earn a degree. This means many students have limited money coming in. Still, you’ve got to work with what you’ve got.

Take Inventory of All Income Sources

Take a moment to think about all the money you have coming in. This could include:

  • Wages from a part-time job
  • Money from a side gig, like tutoring
  • A resident assistant stipend
  • Student loan, scholarship or grant
  • Money from a 529 plan
  • Money from a traditional savings account
  • Allowance from parents

Evaluate the Frequency of Income Disbursements

You may have a combination of income sources — and how you get paid from one may differ from how you get paid from another. It’s important to take into account how often you get paid from these various sources.

For example, if you have a student loan or scholarship, your school will receive the funding first to cover your tuition and fees and then issue you a check at the start of the semester for any money left over.

You’ll want to make that money last. When creating a monthly budget, take the overall amount and divide it by the number of months you want those funds to cover in order to come up with your monthly income.

If you have a part-time job, on the other hand, you might get paid every week or every other week. Add up how much you earn from the paychecks you get each month.

Now, you may have income that comes more irregularly — tips from a server job, random side gig income or money your parents send you from time to time. If this is income you rely on, you’ll want to figure out the average amount coming from these sources every month. Tally up the total over the past few months and then divide that by the number of months to get your average.

In months that you receive more money than average, set the extra aside — creating what’s called a sinking fund. During lean months where you bring in less, you can pull from your sinking fund to cover expenses.

Talk to Your Parents About Expected Financial Contributions

If your parents are providing financial support for you in school, it’s important to be on the same page with them about those contributions. You want to know if they’ll be sending you money on a regular basis, giving you a certain amount only at the beginning of the semester or just making themselves available to bail you out in an emergency.

Not all parents are able to (or choose to) financially support their college-aged children. Being an adult means shouldering the responsibility of providing for yourself, so any parental aid should be met with gratitude.

Plan On How You’ll Spend Money On and Off Campus

Close-up of hipster woman attending college holding books, notebooks and pens

The next step is listing all your anticipated expenses. Don’t forget to include what you plan to add to your savings.

Spending Categories for College Students

Begin by brainstorming all your relevant spending and savings categories. Your expenditures could include:

  • Tuition and fees
  • Books
  • School supplies
  • Housing (campus housing or off-campus rent)
  • Food (college meal plan or groceries)
  • Restaurants and bars
  • Entertainment
  • Personal expenses
  • Clothing
  • Utilities
  • Laundry
  • Transportation
  • Cell phone bill
  • Internet bill
  • Insurance (auto, renters and/or medical)
  • Credit card bill
  • Emergency fund
  • Short-term savings
  • Long-term savings

Estimating Your Anticipated Spending

If you’ve been in college for a few months or more, you can review your past bank statements or go through receipts to get a baseline idea of how much you normally spend in each category. You can create your budget based on those amounts, making any necessary adjustments (like cutting back on middle-of-the-night pizza deliveries).

However, if you’re brand new to school, you probably have no clue what you’re likely to spend. To give you an idea, the College Board has estimated undergrad budgets which break down the average expected costs for students during the 2018-2019 school year, depending on the type of school.

  • A student commuting to a local two-year college:

    • $ 3,660 on tuition
    • $ 8,660 on room and board
    • $ 1,440 on books
    • $ 1,800 on transportation
    • $ 2,370 on other expenses
  • An in-state student living on campus at a four-year public college:

    • $ 10,230 on tuition
    • $ 11,140 on room and board
    • $ 1,240 on books
    • $ 1,160 on transportation
    • $ 2,120 on other expenses
  • An out-of-state student living on campus at a four-year public college:

    • $ 26,290 on tuition
    • $ 11,140 on room and board
    • $ 1,240 on books
    • $ 1,160 on transportation
    • $ 2,120 on other expenses
  • A student living on campus at a four-year private college:

    • $ 35,830 on tuition
    • $ 12,680 on room and board
    • $ 1,240 on books
    • $ 1,050 on transportation
    • $ 1,700 on other expenses

Of course, your expenses will vary based on where you attend college, what city you live in, what financial aid you qualify for and other circumstances unique to you. Check with your college’s financial aid office for information about estimated costs.

If you live off campus, pay special attention to what you’ll have to shell out for rent — and start roommate shopping. According to Apartment List, the national median cost of rent in February 2019 was $ 946 a month for a one-bedroom and $ 1,174 a month for a two-bedroom. Split that two-bedroom cost with a roommate, and you’d be paying $ 587 per month.

You also gotta eat. If you choose not to sign up for one of your school’s meal plan options, you need to budget for groceries. According to the United States Department of Agriculture, an adult between 19 and 50 can expect to spend between $ 165.80 and $ 369 per month on food depending on how thrifty or how liberal they are with their grocery budget.

Use Saving Tactics to Lower Your Costs

These cost estimates are here to give you an idea of how much you might spend, but there are dozens of ways you can reduce your expenses.

You can buy used textbooks from former students, use public transportation, attend free events for entertainment (college campuses have them all the time) and show your college ID any place that offers student discounts.

Check out our post on how to save money in college for detailed advice on how to save on tuition, books, housing, food, transportation, entertainment and more.

Find a Budgeting Method That Works for You

Now that you’re aware of your monthly income and expenses, it’s time to choose a budgeting style. Below are three popular approaches.

Zero-Based Budgeting

Zero-based budgeting is a precise budgeting method where your total income equals your total expenses (including savings). In other words, your budget should balance out to $ 0 at the end of the month.

That doesn’t mean you need to spend every dollar you get your hands on. Remember, it’s important to put money in a savings account to fund that spring break trip or a new laptop or to build up an emergency fund. With a zero-based budget, you just want to have a plan for every dollar.

Percentage-Based Budgeting

U.S. Senator Elizabeth Warren and her daughter Amelia Warren Tyagi popularized the 50/30/20 budget in their book “All Your Worth: The Ultimate Lifetime Money Plan.” This method is a prime example of percentage-based budgeting. 50/30/20 budgeters spend 50% of their income on essentials (like housing and food), 30% on discretionary personal spending (AKA all the fun stuff) and 20% on financial goals (like saving).

As a college student, you might want to tweak the ratios a bit. Maybe 70% of your income goes to essentials and you allocate 15% for financial goals and another 15% toward personal spending.

A percentage-based budget makes sure you cover the necessary basics without sacrificing saving and having some fun. You don’t have to track every dollar, as long as you make sure to stay within the spending limits for each of the three categories — needs, wants and goals.

Cash Envelope System

A woman budgeting with the cash envelopes method

The cash envelope system is a way to help you stick to your budget by restricting your spending on variable expenses. Even with a budget in college, it might be tempting to spend too much on football tickets or Uber Eats or alcohol.

Here’s how this system works:

  1. Determine spending limits for your variable expenses, like food and entertainment. (Pay fixed costs, like rent or your phone bill, the way you normally would. Don’t include those expenses in this system.)
  2. Stuff cash in labeled envelopes to match those spending limits.
  3. Only use the cash envelopes when you’re out shopping.
  4. Once an envelope is empty, no more spending in that category until it’s time to replenish the envelopes.

If carrying around a ton of cash when you’re rooming with a relative stranger makes you nervous, you can digitize the system with apps like Mvelopes or Goodbudget.

Alternatively, you can use gift cards in place of cash envelopes. For example, if your grocery budget is $ 200 a month, you could put that money on a gift card from your local grocery chain or from a superstore chain such as Walmart or Target. Then you’d just use that card for all your grocery shopping for the month.

You could get gift cards for movie theaters, clothing stores or restaurants to cover various areas of your budget. Just make sure you don’t have to pay a service fee to purchase or maintain the gift card. You’ll also want to know if your card expires.

Four Tips to Mastering Your College Budget

Anyone just starting a budget will need some time to adjust to a new money management system. There may be a lot of trial and error in your first couple of months. That’s totally fine.

Here are some tips to going from Budgeting 101 to doctorate-level smarts.  

1. Be Flexible

A budget guides your financial life, but don’t treat it as if it’s set-in-stone. Every student’s budget is bound to change.

Some months may come with more expenses — like at the beginning of the semester when you have classes to pay for and books to purchase. Moving to a new apartment or having your roommate drop out of school mid-semester could shake up your cost of living.

The summer months might be flush with extra income if you land a paid internship or seasonal job — or you could find yourself struggling to pay for summer courses that your financial aid package didn’t cover.

All this is to say, as a student, you’re likely going to need to regularly adjust your budget.

2. Don’t Skip Out on Saving

When you’re making a limited amount of money in college, you might be tempted to forgo saving. Don’t.

Money in an emergency fund will reduce the financial panic when unexpected expenses pop up and help you cover anticipated items like books at the beginning of the semester or a plane ticket home for the holidays.

Factor saving into your budget. Even a small amount each month is better than nothing.

3. Embrace Budgeting Tools

Afraid you’ll flub your budget? There are various tools to help.

If you’re a fan of spreadsheets, you can access budgeting spreadsheets online for free from sites like Spreadsheet123 or Smartsheet.

Microsoft Excel also has budgeting templates specifically for college students. (Fun fact: College students can get Excel and other Microsoft Office software for free with a valid school email address.)

If you’d rather track your money with an app, some of our favorite budgeting apps include Mint, EveryDollar and You Need a Budget.

Students who find themselves indulging in too much online shopping might benefit from downloading Icebox, a free Google Chrome extension that puts a self-imposed freeze on online purchases.

4. Treat Credit Cards Responsibly

Thanks to legislation protecting young adults from credit card marketing, you shouldn’t be bombarded with credit card offers at every school function. Still, you may have considered opening a credit card account if you don’t have one already.

Having a credit card in college can be a positive thing if you’re responsible about your spending.  Only use the card for items you can afford to pay off fully and on time each month. This will help you establish a positive credit score.

Having good credit plays an important role in renting an apartment, getting an auto loan, buying a house and sometimes even getting a job.

One component of your credit score is the length of your credit history. Opening a credit account in college and using it responsibly will give you an advantage compared to if you waited. However, it’s important to note that you must have a cosigner sign off on your credit card application if you’re under 21 and have limited income.

The Importance of Budgeting for College Students

While creating and sticking to a budget might be an extra task added onto an already busy workload, creating good money management habits now can set you up for a great financial future.

If you’re stuck paying back student loans after graduation, you’ll have a handle on how to manage your money to get on a successful debt repayment plan ASAP. You’ll graduate not only ready to start your career but with the know-how to make the most of all the money you’ll earn.

Nicole Dow is a senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

The actress, who pleaded not guilty in the college admissions scandal, doesn’t understand why she’s getting so much criticism, the source said

Actress Lori Loughlin felt she had no other option but to plead not guilty in the college admissions scandal, a source close to Loughlin tells CNN.


CNN.com – RSS Channel – HP Hero

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Parents of slain college student call for new ride-share security measures

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

How college students can end up in vicious cycle of substance abuse, poor academics, stress

One negative behavior such as substance abuse or heavy alcohol drinking can lead college students toward a vicious cycle of poor lifestyle choices, lack of sleep, mental distress and low grades, according to new research.
Child Development News — ScienceDaily

SPECIAL DISCOUNT DEAL UPDATE:

Police probing how college senior snuck into bell tower and fell to her death

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Loughlin, Giannulli Plead Not Guilty In College Scam

BOSTON (AP) — Actress Lori Loughlin and her fashion designer husband, Mossimo Giannulli, are pleading not guilty to charges they took part in the sweeping college admissions bribery scam, according to court documents filed Monday.

The couple is accused of paying $ 500,000 in bribes to get their daughters admitted to the University of Southern California as crew recruits, even though neither is a rower.

They were among 50 people charged last month in the scandal that has embroiled elite school across the country, including Stanford, Georgetown and Yale.

Loughlin, who played Aunt Becky on the sitcom “Full House,” and Giannulli haven’t publicly addressed the allegations against them.

Loughlin and Giannulli said in the court documents that they waived their right to appear in Boston federal court for their arraignment and plead not guilty to the two charges against them. The judge must approve their request not to appear to formally enter their pleas.

Thirty-three wealthy parents were charged in what authorities have called the biggest college admissions case ever prosecuted by the Justice Department.

The parents are accused of paying admissions consultant Rick Singer to rig standardized test scores and bribe college coaches and other insiders to get their children into selective schools.

Fellow actress Felicity Huffman, who starred in ABC’s “Desperate Housewives” and 12 other parents announced last week that they have agreed to plead guilty to a single charge of conspiracy to commit mail fraud and honest services mail fraud. Huffman is scheduled to appear in Boston on May 21 to enter her plea.

Prosecutors added a money laundering conspiracy charge against Loughlin, Giannulli and more than a dozen other parents who are still fighting the case, increasing the pressure on them to plead guilty.

Several other parents who were indicted alongside Loughlin and Giannulli last week have also filed court documents entering not guilty pleas.

Each of the charges Loughlin and Giannulli face call for up to 20 years in prison, although first-time offenders would get only a small fraction of that if convicted.

Prosecutors have said they will seek a prison sentence on the low end of four to 10 months for Huffman, who was charged with paying $ 15,000 to boost her daughter’s SAT score.

Rick Singer, the consultant at the center of the scheme, pleaded guilty to charges including racketeering conspiracy on March 12, the same day the allegations against the parents and coaches were made public in the so-called Operations Varsity Blues investigation.

[ione_media_gallery id=”168229″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

Entertainment – Black America Web

BEST DEAL UPDATE:

College student dies after falling off cliff while posing for a photo

A 20-year-old college student died when she tumbled 100-feet off an Arkansas cliff while posing for a photo, according to reports. Briar Cliff University junior Andrea Norton was re-positioning herself for a picture Saturday when she fell from Hawksbill Crag, a popular hiking destination near Jasper, the Sioux City Journal reported. The environmental science major…
News | New York Post

EMPLOYMENT SEARCH UPDATE:

Felicity Huffman Adresses College Entrance Scandal After Pleading Guilty: ‘I’m Ashamed Of Pain I Caused My Daughter’

After pleading guilty in her massive college entrance fraud case, Desperate Housewives actress, Felicity Huffman opened up about the whole thing for the first time. Here’s what she had to say!

Huffman broke her silence on the drama and made it very clear that she accepts ‘full responsibility’ for what she’d done.

In an official statement the star released earlier today, she said: ‘I’m in full acceptance of my guilt, and with regret and shame over what I’ve done, I accept the full responsibility for my actions and I will accept all of the consequences that stem from those actions.’

Felicity went on to say that what causes her the most regret and shame is the hurt her daughter has been feeling because of her.

But of course, she is not the only one affected by the scandal, something the actress acknowledged by saying that ‘I am ashamed of the pain that I have caused my daughter, family, friends, colleagues and the educational community. I want to apologize to them and to all the students who work hard every single day to get into college, as well as to their parents who make immense sacrifices to support their children and do so honestly.’

As for whether or not her daughter was aware of the illegal way in which she managed to get into college, Felicity insisted that she knew nothing about it, which makes her feel even more like she’d ‘betrayed’ her.

She concluded her statement by expressing a deep regret that will stay with her forever: ‘This transgression toward her and the public I’ll carry for the rest of my life. My desire to help my daughter is not an excuse to break the law or engage in dishonesty.’

Celebrity Insider

BEST DEAL UPDATE:

College students busted for making $900K in iPhone fraud scheme: Feds

The two Chinese students were lying about refunds.
ABC News: Top Stories

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Seth’s Favorite Jokes of the Week: College Admissions Scandal, Male Birth Control

Late Night with Seth Meyers

SPECIAL CHARITY NEWS:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

This College Basketball Team Banned Smartphones. Now It’s in the Final Four

Texas Tech men’s basketball team, the parents of America salute you. Our country’s coaches also offer a hearty thanks, as does any teacher who’s had to battle an electronic device for attention. Why are millions of us so grateful to the Red Raiders? Well, because of your actions, we can now — with a straight face — tell our children, our players, our students that if they just put down their stupid phones and go to sleep already, they too can make the Final Four.

These Red Raiders aren’t just a very fine basketball team that will face Michigan State in Saturday’s second national semifinal, in Minneapolis (Virginia plays Auburn in the first game, which tips off at 6:09 eastern). They’re also borderline heroes who’ve done more to prove the power of a tech disconnect than a dozen Ted Talks combined.

Texas Tech’s glorious work all started before a Feb. 9 road game at Oklahoma. The Red Raiders had just lost three straight road games against conference opponents (Baylor, Kansas State, and Kansas). So senior captain Norense Odiase, a 6’9″ center from Fort Worth, came up with an idea: let’s bag up all our cell phones before bed. “Get locked in,” says Odiase. “No distractions.” The players complied — some with more protest than others — and Texas Tech won 66-54 the next night. A routine was born.

Texas Tech’s third-year coach, Chris Beard, already has no love for cell phones: he bans them at team meals, and at a two-day team bonding retreat at a ranch some 100 miles south of Lubbock, his players surrendered their devices. (They did karaoke instead of scrolling through Instagram). So Beard pushed Odiase’s idea even further: cell phones would be collected on all nights of a road trip, not just the night before a game. “That was never my idea,” says Odiase. “Some of the guys give me some stuff for that.”

They shouldn’t: Tech’s a cool 13-1 since the Odiase-ordered ban. Every night at a hotel, Texas Tech junior manager Cooper Anderson knocks on player doors around 11, to collect the contraband. He puts them in a red and black Texas Tech cooler bag (without the ice). He hears a smattering of groans: senior Bradone Francis, according to Anderson, gives him the most gruff. “He’s a good guy,” says Anderson. “But he likes his phone a lot.” I asked Francis about his feelings on the ban, but by the time he looked up from his phone to offer an answer, he had to leave for practice.

Indeed, the ban has required some adjusting. “At first, it was tough,” says sophomore guard Parker Hicks. “Our whole generation wants to look on our cell phones.” Hicks was used to idling away on Twitter before hitting the hay. “Actually having to lay there and actually go to sleep is kind of different,” says Hicks. “You look at the ceiling and look at random things. Count to ten or something. Count the sheep.”

The upside of unplugging, however, has become clear. Ever since Texas Tech beat top-seeded Gonzaga in the Elite Eight to clinch a spot in the Final Four, Tariq Owens’ phone has exploded. Everyone’s reaching out to him. “Just to be able to get away from it, just live in the moment, feels great,” says Owens, who before transferring to Texas Tech as a graduate student, played at Tennessee and St. John’s. “I know this for a fact, not a lot of teams would be happy about it. This is the kind of culture we have. Guys don’t care about it. We’re locked into more important things than cell phones.”

So let’s give Odiase, architect of one of the best bans ever, one more fist-bump. He has a message for the kids of America. “Your phone will always be there, your friends will always be there, notifications, all that stuff, will always be there in the morning,” he says. “Just get some rest.”

So you can cut down the nets.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Bravo Star Brooklyn Tankard Launches ‘I Am Free’ HBCU Tour To Combat Violence On College Campuses

Bravo TV star, singer and motivational speaker Brooklyn Tankard is no stranger to violence, depression and the realities of suicide.

The daughter of famed gospel jazz musician Ben Tankard and vivacious “Thicker than Water” cast member, has revealed many of her hardships on screen.

However, upon witnessing the recent rash of rapes, sexual assaults and suicides affecting people nationwide, she decided to do something, launching a powerful national tour – the I AM Free Concert & Convo, beginning on April 8th.

The I Am Free Concert & Convo will travel to over 20 Historically Black Colleges and Universities (HBCUs) in 2019 to empower students, alumni, faculty and the community with knowledge to eliminate physical, sexual and psychological violence.

“I couldn’t sleep because I was seeing all of the violence on social media and on TV. I experienced a lot of violence as a young girl and nearly died as a result of a rape,” Tankard said. “I almost internally bled to death. After I pitched the reality show on Bravo and it was picked up and broke ratings, I told God that I promise to use my platform to empower others and provide solutions to violence. I wanted to help others to walk in their purpose. That is what the tour is about.”

The tour is supported by the White House Initiative on HBCUs, the non-profit Bridge DA Gap, and various national celebrities and speakers. Among participants are family members Ben and Jewel Tankard from BRAVO’s “Thicker Than Water”, Grammy nominated producer and artist Khao, international motivational speaker William Hollis and many other special guests. Panels will address depression, domestic violence, low self-esteem, finances and other ailments that afflict students nationwide; to educate them on solutions and to empower them to make important life decisions that will place them on a trajectory of success and purpose.

Tankard stressed that while many leaders talk about these issues, very little is done to truly address them on a wide scale.

“How can we really solve the issues if we are not really dealing with the core issue,” she said.  “It really comes down to learning how to have a mental paradigm shift and self-love. Love is one of the most powerful forces on the planet. I want to bring that on this tour. We are dealing with the entire person. The mind, the emotions, all of the above.”

The tour will kick off at Livingstone College in Salisbury, MD on April 8th and 9th. Additional dates and locations are listed on the website. Portions of the proceeds from each event will go towards providing resources to people who have been victims of violence.

For more information on the I AM Free Concert & Convo, visit https://www.iamfreetour.com/ or follow Brooklyn Tankard on Instagram at @queenbrooklyn and @IAmFreeTour.

[ione_media_gallery id=”71267″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

Entertainment – Black America Web

BEST DEAL UPDATE:

Why Telling the NCAA to Pay Players Is the Wrong Way to Help College Athletes

The annual March Madness heist is under way. Let’s take a peek behind the curtain: while the cameras show supremely gifted college athletes delivering drama and thrills on the court, the NCAA has licensed every television broadcast to hoard a bonanza for people who never touch the ball.

Well-meaning voices call for the NCAA to pay players, but this demand is misguided. No college should be required to pay athletes, and no pay structure needs to be planned. The central question is whether college athletes should have the bargaining rights that other Americans take for granted. On this point, the NCAA is deaf to persuasion. It will hang on to its windfall tenaciously.

The NCAA system is not a creation of law. It’s a private compact of colleges and their athletic conferences, designed to impose a compensation ceiling on athletes by fiat and to demonize anyone who pays or receives a nickel above essentially the cost of college attendance.

Basic reform is simple: just recognize the right of each athlete to bargain for the value of his or her work. This is not a radical notion. Roughly 14 million of 20 million U.S. undergraduates have jobs outside the classroom, and no one thinks to regulate or confiscate those earnings. Only the players in commercialized college sports are victimized as cash cows, to the tune of several billion dollars per year.

A fair, free-market college sports industry would evolve on its own once athletes have their rights restored. Some revenue would be diverted to those players as the essential core talent, which is only fair. What’s amazing is how long we’ve allowed them to be robbed.

Such a system would favor the same 60 to 100 schools that are dominant already. The major conferences may adopt differing, nonmonopoly standards for their athletic budgets, but the vast majority of athletes would not be affected. A volleyball player at a small college could seek compensation like anyone else, but negligible revenue would make such a request moot. Most college sports could remain amateur in the only true sense of the word, being pursued for love of the game and voluntarily divorced from commerce.

But while the solution may be simple, it won’t be easy. The NCAA constitution blocks athletes from membership while professing devotion to their welfare, and NCAA officials resist the danger of granting college athletes even “limited” rights. Under pressure, they have stuck to the claim of exclusive authority. Small benefits called reform, such as a “full scholarship package” — which includes free tuition and a stipend — shrewdly fall short of rights or independent representation for the athletes.

External forces will be needed to compel significant change, and there is precedent on several fronts. In 1978, spurred by Cold War competition over Olympic medals, Congress passed the Amateur Sports Act to empower active athletes by requiring they have at least 20% representation on each governing committee for U.S. Olympic teams. This small but revolutionary step soon dissolved draconian “amateur” rules that had enriched the AAU, then the NCAA’s biggest rival. Defying hysterical predictions, the compensation since negotiated by Olympic athletes has hardly destroyed worldwide audiences for the Games. A similar law requiring representation for college athletes could be effective, and deserves consideration, but Congress has shown no interest in bucking the college sports establishment.

The courts are another venue for justice. Several times they have struck down the NCAA system as an illegal restraint of trade. Until 1984, the NCAA asserted a sole power to license each college football broadcast. That power vanished overnight when the Supreme Court upheld a demand from the major football colleges, led by Georgia and Oklahoma, to schedule their own unlimited broadcasts. In the late 1990s, when an NCAA rule restricted certain new assistant coaches to a $ 16,000 annual salary, some 2,000 assistants banded to file an antitrust grievance that won them the freedom to bargain, plus a $ 54.5 million settlement. NCAA colleges promptly found ways to pay assistant coaches many times the old limit.

Judges have acknowledged the same legal reasoning in recent cases brought by current and former college athletes. U.S. District Judge Claudia Wilken recently ruled the NCAA compact a violation of antitrust law because it captures “extraordinary revenues” for member schools by confining players to compensation “not commensurate with the value that they create.” This is a restrained understatement, and courts have not yet granted athletes anything like the direct relief awarded to big football schools and the assistant coaches.

So far, the judiciary seems unwilling to confront the NCAA’s self-serving bromide that economic rights for college athletes would diminish their educational experience. In truth, compensation would give players an incentive to stay in school — and standing to bargain for better academic life. Beyond that, it remains up to the colleges whether they treat prime athletes as legitimate students.

Universities should be a forum for clarity about whether commercialized sports can coexist with academic integrity, but such debate rarely takes place at the institutions born for fearless thought. My alma mater, the University of North Carolina, temporarily canceled a pioneering course on NCAA history as too controversial. Sadly, most professors never examine the conflicted juggernaut right there on campus.

The burden of change may thus fall on athletes. Some have already begun raising their voices. A recent strike by the football team saw the University of Missouri’s president resign quickly, and the University of Maryland dismissed its football coach after players spoke out against him following a teammate’s death in practice. Even symbolic gestures in defiance of NCAA rules, such as wearing an armband or a small patch discreetly labeled something like “RFA” (Rights for Athletes), or selling autographs for charity at a public ceremony, could provoke spasms of attention that sports broadcasts zealously avoid. Truly concerted action could topple the NCAA.

I am cheering for UNC in March Madness as always, and I don’t expect to hear a word about equity for the players. Armchair experts and well-paid commentators will continue to obsess about bracketology, upsets, momentum and a key player’s sore ankle. This is natural, because sports are a designated world where fans escape to cheer and boo as they please. Intrusions from real life can break the spell, provoking resentful cries for pampered athletes to shut up and play.

Sports-think gives fans a presumptive stake to say how college sports should be run, oblivious that the whole NCAA production rests on players who have no voice at all. Athletes become urgently important for moments on the screen, but we force their fundamental rights to fit our entertainment and convenience. Surely this perspective is backward. College athletes are young adults who love a sport they have played all their lives. Some don’t realize how badly they have been used until they are leaving school, which helps perpetuate the exploitation.

Sparks of courage are needed. Fans, being also citizens, should engage the larger arena of fairness. Nonfans should stop wishing for commercial sports to vanish, as though Plato might rescue the academy, and address sports corruption and dishonesty at the heart of our vital universities. My hope for March Madness, now and in the future, is some small sign of agitation over basic rights. Regardless, I’ll chant, “Go Heels!” for Carolina and keep pushing for those armbands.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Seth’s Favorite Jokes of the Week: Abolishing the Electoral College, Trump’s Donation

Late Night with Seth Meyers

SPECIAL CHARITY NEWS:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

29 Totally Flexible Ways to Make Money in College Without Dropping Classes

Working through college is one way to reduce the amount of debt you’ll have after graduation. You know, make some money now and take out fewer student loans. Big. Win.

But finding a job with decent pay that’ll allow you to schedule shifts around your classes and extracurriculars can be harder to find than a healthy taco bar. And maybe you’re not too keen on flipping burgers at your local fast-food joint.

Well… have you thought about ditching the demanding work schedule and finding flexible work instead? You’ve got options, after all.

29 Ways to Make Money in College — Without a Fast Food Gig

From part-time jobs to apps and websites that let you make money online from your dorm or apartment, you have plenty of options that won’t cut into your study time.  

1. Get Rewarded for Your Good Grades

Don’t have a lot of spare time outside of studying?

Check with the dean of your college or university to see if your school offers incentives for getting good grades. Some actually offer cash bonuses to college students who maintain a good GPA.

2. Drive With Uber and Lyft

A woman holds a cell phone.

Need a fun, flexible way to earn money while also meeting lots of new people?

Try driving with Lyft!

Demand for ride-sharing has been growing like crazy, and it shows no signs of slowing down. To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later. You can drive days, nights or weekends — it’s up to you!

Because it’s simple to switch between apps, many Lyft drivers also sign up with Uber.

As a partner driver with Uber, you’re an independent contractor. You create your own schedule and work as much or as little as you want.

If you want to give Uber a try here are a few of the things to keep in mind: You must be at least 21 years old, have at least one year of licensed driving experience in the U.S. (three years if you are under 23 years old), have a valid US driver’s license and pass a background check.

Finally, your car must be a four-door, seat at least four passengers (excluding the driver), be registered in-state and be covered by insurance.

And if you aren’t sure which is better for you? Here’s our guide to Lyft versus Uber.

3. Share Your Opinions

No, you won’t make a ton of money doing online surveys, but you also won’t have to spend a lot of time or effort. Heck, you won’t even have to leave your dorm room.

One survey site we love is MyPoints. It rewards you in gift cards for taking polls and answering surveys. It’s a great way to pass time while you wait in long lines at the dining hall. You’ll earn a $ 5 bonus when you complete your first five surveys.

Then there’s also the reader favorite Swagbucks, which offers a wide variety of ways to make money beyond taking surveys. Plus, you get a $ 5 bonus when you sign up and earn 2,500 SB within your first 60 days.

If you’re looking to make a bit of money in those free minutes between classes, it doesn’t get much easier than this.

4. Be a Human Guinea Pig

From medical tests to market research, being a test subject can be an interesting, educational and — above all — lucrative way to spend your time.

Some tests, like clinical trials, may be more taxing and require a greater time commitment. But they just might pay a pretty penny; we’ve seen as much as $ 600 for some studies.

But other opportunities, like market research, may just take a couple hours of your afternoon, and you’ll earn free samples and some extra cash.

Here are a few resources to help you get started:

Keep an eye out on campus for opportunities at your university, too. These are usually quick gigs that could yield $ 10 to $ 20 for less than an hour’s work.

5. Buy and Resell Textbooks

Detail of Text Books

When you were in high school, you had no idea how much money textbooks cost, did you? Ouch. You know you can earn a little cash back for selling your textbooks at the end of the semester.

But you can go beyond that — and actually start profiting from textbook sales.

Instead of relying on your own collection, buy textbooks online from sites like eBay and resell them on a site like BookScouter.

Before you shop, you can look up a book’s ISBN on BookScouter and find out how much it’s worth. That way you’ll only buy books you know you can sell for more than what you pay.

Profit margins aren’t huge on textbook reselling, but if you can average $ 5 per book and sell five per day, you could earn $ 750 each month. That’s a solid side hustle!

6. Turn Saving Money Into a Team Sport

If you’re a fan of friendly competition, start recruiting team members to join you on Ibotta, a free app that’ll grant you cash back on just about everything. Yeah, if you’re 21, you can even earn cash back from the bar.

If you’re not yet an Ibotta member, go ahead and sign up. Once you claim your first offer, you’ll earn a $ 10 bonus.

Then start building your team. You can refer friends and earn a $ 5 bonus. The more team members you have, the more shopping bonuses you’ll likely accrue. Can you say passive income? Plus, Ibotta ranks your earnings against your friends, which turns saving money into a friendly competition.

Just think how much you can earn if you get your whole dorm or sorority involved!

7. Sell Your Old Cell Phone

iphone sitting on seat of car

You know that old cell phone you have sitting in your junk drawer or perhaps your bedside table? It’s time to give it up and pocket some cash.

Gazelle is an online trade-in site that makes the process super easy.

Enter your device’s information, and Gazelle will give you a trade-in estimate. For qualifying devices, it’ll even send you a free box for shipping.

If you need money more quickly, see if an affiliated kiosk is located in your area. You’ll be able to get an estimate on your device, and if you agree to sell, you’ll immediately get cash.

8. Become a Tutor

Are you looking for on-campus jobs? Have you ever considered becoming a tutor?

Look for programs through your university or specific departments where you could get paid to work with other students.

For more flexibility, consider becoming an online tutor. Through a platform like Wyzant, you can browse tutoring jobs and set your own rates.

9. Get Refunds on Your Online Orders

It turns out deleting your emails could be costing you money. Intrigued?

One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

Disclosure: Paribus compensates us when you sign up using the links we provide.

10. Find Money You Didn’t Know Was Yours

Money on the ground next to shoes.

State treasuries throughout the U.S. have more than $ 43 billion in unclaimed funds, according to The New York Times. Just sitting around! Waiting for you to come play lost and found.

Check for your unclaimed money with the National Association of Unclaimed Property Administrators. Click your state on the map, and it’ll redirect you to your state’s appropriate search site. (Beware: There are several look-a-like sites out there. Be sure you’re searching legitimate ones.)

Penny Hoarder reader Kelli Howell heeded our advice, performed a quick search and found unclaimed money in her husband’s name.

“As I was scrolling through, I saw his name and his middle initial,” she says. She asked him to confirm his old Florida address; he grew up in Tampa. Sure enough, Mark Howell was entitled to $ 56 from a “matured insurance policy.”

Not bad for an unexpected check, right?

11. Become a Virtual Employee

If you want more steady work and income still offering the flexibility you need to get to class and rest after pulling all-nighters, look online.

Not sure where to start your search for a remote gig? Turn to ZipRecruiter. Click here, and it’ll send you to a list of geo-tailored work-from-home job openings.

Because you don’t yet have a degree and aren’t seeking full-time employment, we suggest looking into these jobs:

  • Virtual recruiter: Put your networking skills to use and connect employees or freelancers to the right jobs. You’ll do things like post available jobs, screen resumes, conduct preliminary interviews and negotiate salaries.
  • Virtual assistant: Are you super organized? Get paid to help a busy professional stay on track. You can use the organization and communication skills you’ve developed to help out with data entry, social media management, website maintenance, research and customer service needs.

Transcriber: Know how to type speedy fast? Transcribing requires little to no prior experience and offers flexible hours and workloads. The work can be demanding, but the pay is a pretty good selling point: about $ 15 to $ 25 per hour for general transcription, and more if you specialize in a legal or medical field.

12. Advertise Your Skills as a Freelancer

Freelancing is a wonderful, flexible way to make money on the side. You set your own rates and your hours. It also can be a great way to gain experience and connect with potential employers before you even graduate.

Whether you’re a graphic designer, a writer, an editor or a computer programmer, you can find virtual gigs through platforms like Upwork, Fiverr and other freelance websites.

13. Sell Crafting Supplies on Etsy

Tulips, scissors and rope on wooden background.

Maybe you love crafting, but you simply don’t have the time to knit scarves, quilt blankets or cross-stitch sassy sayings to sell. Well, here’s some good news: You can make money simply selling craft kits and supplies.

Look for supplies, kits and patterns at thrift stores and garage sales. Find good deals, and resell these items to crafters on Etsy. Take note from Janet Berry-Johnson who was able to make an extra $ 200 a month by selling supplies on Etsy.

14. Get Paid for Completing Small Tasks on Amazon

Have you heard of Amazon’s Mechanical Turk?

Create an account, and start performing “human intelligence tasks.” These tasks range from answering surveys to transcribing interviews to creating spreadsheets. You can pick and choose what you want to do.

Penny Hoarder contributor Michael Naab shared that he made an average of $ 500 a month through Mechanical Turk.

15. Hang out With Dogs or Cats

A dog sits on the street

If you’re looking for a flexible, independent way to earn money — and you love hanging out with dogs — Rover might be your perfect gig.

The online network connects dog walkers and sitters to local dog owners through its 4.9-star-rated app, so you don’t have to staple flyers on every utility pole across town.

Rover says sitters can earn as much as $ 1,000 a month.

Rover dog-sitter requirements vary by location. In general, you must:

  • Be 18 years or older.
  • Pass a background check.
  • Have access to the Rover app (iOS or Android).

Here’s how it works: You’ll create an online sitter profile where you’ll answer questions about your experience with puppers and your schedule availability.

You can choose to offer a variety of services, including dog walking, overnight boarding at your home or theirs, and daycare. Boarding is the app’s most popular service, so offering it can get you more gigs. You set your own rates. (Rover keeps a small percentage as a service fee.)

Dog owners will reach out to you. Accept which gigs you want, then start snugglin’ pups. As soon as you complete a service, you’ll be paid within two days.

16. Braid Horse Manes

Are your friends always asking you to do their hair? Put it in a French braid or a fancy knot?

Well, you can get paid to put your skills to use — on horses.

Kat Tretina worked on weekends braiding horse manes for shows. She had zero experience and invested an initial $ 20 for a supply kit. Then started banking $ 1,000 a month.

You’ll find some small shows in the fall and winter months, but spring and summer are the most popular.

And because the work happens almost exclusively on the weekends, you should have no problem fitting it around your class schedule.

17. Help Your Neighbors With Odd Jobs — the Modern Way

Odd jobs and side gigs are an awesome way to earn extra money without committing to a full-time job or fixed schedule.

Sure, you could always find work the old-fashioned way — have your parents ask their friends if they need help with anything. But modern technology and our infatuation with the sharing economy have made gigs a much more effective way of earning a living.

Use an app like TaskRabbit to connect with people in your area who need help with cleaning, assembling furniture or installing a new faucet.

If you’re not as handy around the house, you can use Instacart or Postmates to deliver groceries and takeout orders to people who don’t have time, resources or ability to do it on their own.

18. Pick up House-Sitting Gigs

If you’re not keen on babysitting or pet sitting, why not house sit? It could be a great way to escape your shared dorm room while also making some extra money.

There are tons of websites out there that’ll help you find the perfect gig. Check out a few of these house-sitting marketplaces.

19. Get Paid to Exercise

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read our full HealthyWage review, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $ 20 to $ 500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $ 10,000!

Wondering if it can really work? We talked to one woman, Teresa Suarez, who lost 68 pounds — and made over $ 2,400.

20. Be on Your Favorite TV Game Show

Do you watch “Jeopardy!” or “Wheel of Fortune” every evening and feel like you’d crush the contestants?

You can be part of these shows more easily than you might think, and it can be a cool way to boost your budget.

To get started, read our full guide to becoming a game show contestant for details on joining “Jeopardy!,” “Wheel of Fortune,” “Who Wants To Be A Millionaire, “The Price is Right” and more.

21. Claim Class-Action Settlements

Class-action lawsuits are a simple way to make some extra money on the side.

Heck, you’re probably already part of a class-action suit you don’t even know about. They come up more often than you might realize.

We share open settlements here when we hear about them, so keep an eye out.

To file a claim, you’ll usually just have to fill out an online form. Some settlements also require proof of purchase of a relevant product or service.

How much you get depends on how many claimants are part of the case settlement and the amount of the settlement. You could get anything from free tuna to a check for $ 5,000 from California hotels.

22. Deliver Packages for Amazon Flex

You know when you order a package through Amazon and receive it the same day? It’s not magic — it’s your friendly Amazon Flex delivery partner.

As an Amazon Flex delivery partner, you’ll deliver goods to consumers via Amazon.com, Prime Now, AmazonFresh and Amazon Restaurants.

Amazon Flex says you can make $ 18 to $ 25 an hour as a Flex associate, though that’ll depend on how much you’re able to deliver. It processes payments on Tuesdays and Fridays through direct deposit, so you should see your money on Wednesdays, Saturdays or both.

One of the biggest perks of this part-time gig is that you get to set your own schedule, using the Flex app to claim delivery blocks (or shifts) you want to work. You’re an independent contractor, though, so you’ll be responsible for expenses, including gas, parking and tolls.

To qualify, you’ll need a phone with the Flex app and a car. If you’re delivering Prime Now orders, any car will suffice; however, if you’re delivering for Amazon.com, you’ll need a four-door midsize sedan or larger. In some areas, bikes are acceptable.

The program recruits in various areas across the country based on need. If you don’t find your city on the list when you go to sign up, you can always join the waitlist.

23. Play Free Scratch-offs for a Chance to Win Real Money

Woman scratching lottery ticket

You know that feeling when you find a $ 20 bill hiding in the pocket of those jeans you wore last week? Yeah, that’s the feeling of a lucky day. The Lucky Day app is just like that.

You could win up to $ 10,000 playing digital scratch-off tickets or even a whopping $ 100,000 in the daily lotto. You’ll also have a lot of chances to win gift cards to cool places like Amazon, Walmart, Dunkin and Target.

It’s all free to play, with no in-app purchases. The company has already awarded more than $ 3 million in prizes to winners since 2014.

No, it’s not guaranteed money, but it’s a fun way to pass the time when you’re just sitting around and, who knows, you could hit a big one!

24. Sell Your Instagram-Worthy Pictures

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

  1. Download the free app and create an account.
  2. Take a quality photo and upload it to Foap’s marketplace.
  3. Someone buys the license to your photo for $ 10. You make $ 5.

If your photo sells 20 times, you make $ 5 each time and end up with $ 100 in your pocket — all for about five minutes of work. Pretty cool, right?

25. Serve as a Mock Juror From Your Laptop

Who isn’t obsessed with with true-crime podcasts these days? “My Favorite Murder,” anyone?

If you want an insider look at what happens when a case hits the courtroom, you can serve as an online mock juror through a site like eJury.

As a mock juror, you’ll review evidence including documents, videos and photos. The fate of the mock-innocent, or mock-guilty, could be in your hands. The goal? Help the lawyers prepare for the real thing.

You can earn $ 5 to $ 10 per case.

26. Sell Your Clutter and Make Some Cash

Living that minimalist lifestyle is all the rage right now, so why not use this mentality to your advantage?

Start taking a good hard look at your belongings. What do you actually need? What can you make money from?

  • Clothes: If you have clothes you haven’t worn in the last year, why do you hang onto them? Try selling them to folks in your area through an online marketplace like Letgo. It takes about five minutes to create your account and list an item, and it’s free.
  • Technology: About your overcrowded entertainment center… Consider selling these items to Decluttr. It’ll buy your old CDs, DVDs, Blu-rays, video games and even cell phones and tablets. Shipping is free, and Decluttr pays you within 24 hours of retrieval.
  • Books: Bookshelf collecting dust? We love books as much as the next person, but see whether your treasures are worth anything by listing them on Amazon. With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Ready, set, purge.

27. Get Your Nanny on

Whether you want to look after school-aged kids on Saturday nights or help tired parents after school, you can find opportunities to use your child care experience to earn cash.

Look within your circle of friends and acquaintances first, as parents are more likely to trust someone they know. Ask friends if they know anyone else who could use a few hours to themselves, whether it’s to grocery shop or simply to head to the gym.

You can also let parents find you through Care.com. Rates on the platform will vary by city, but the average rate for babysitters in 2017 was $ 16.20 an hour, according to Care.com’s 2018 Cost of Care Survey.

28. Invest in Real Estate (Even as a College Student)

Want to try real-estate investing without playing landlord? We found a company that helps you do just that.

Oh, and you don’t have to have hundreds of thousands of dollars, either. You can get started with a minimum investment of just $ 500. A company called Fundrise does all the heavy lifting for you.

Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.

This isn’t an obscure investment, though. You can see exactly which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina.

You can earn money through quarterly dividend payments and potential appreciation in the value of your shares, just like a stock. Cash flow typically comes from interest payments and property income (e.g. rent).

(But remember: Investments come with risk. While Fundrise has paid distributions every quarter since 2014, dividend and principal payments are never guaranteed.)

You’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.

29. Cash in on Your Smartphone Addiction

A woman looks at the apps on her phone,

Let’s be real: That phone habit is hard to break. So you might as well make some money while you’re scrolling instead of totally waste your time.

Download AppKarma, a free rewards app that lets you earn cash and gift cards when you try out gaming apps and watch videos.

Android users can download the AppKarma app directly through the Google Play Store.

iPhone users: AppKarma is not in the app store, but you can use it from your mobile browser. Click on the link from your iOS device to access the AppKarma web app. Complete the first offer (and earn 100 points!) to get started.

Bonus: Penny Hoarders will get 500 extra points when you sign up, plus you’ll get an email shortly after signing up with a special promo code worth another 750 bonus points.

You can exchange your Karma Points for gift cards to Amazon, PayPal, iTunes, Target, Starbucks and Walmart, among other retailers.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

While You’re Getting Paid for NCAA Brackets, A New Bill Proposes College Athletes Get Paid

A Republican congressman is pushing to pass a new bill that would allow student-athletes to make money off of their image and likeness. Introduced days before the start of March Madness and NCAA brackets-madness, the Student-Athlete Equity Act would amend the National Collegiate Athletic Association (NCAA) bylaws that prohibit students from receiving any form of outside payment for the use of their name, image, and likeness. Under current NCAA rules, student-athletes are not allowed to sign endorsement deals, accept gifts from fans, or even sell their autograph. Duke’s Zion Williamson, for example, can’t earn a dime despite the fact that his athletic prowess has high-profile celebrities and fans pouring into the stands to see him play.

“Signing an athletic scholarship with a school should not be a moratorium on your rights to your name, image, and self-worth,” reads a statement by the bill’s legislator, North Carolina Rep. Mark Walker. “It’s time to bring equity to student-athletes and fix the injustices that exist in the current NCAA model. After nearly two years of discussions with players and leaders, we are introducing legislation that won’t cost the NCAA or our schools a single dollar, while empowering college athletes with the same opportunities that every American should have in a free-market.”

Similar to how superstars like LeBron James, Michael Jordan, and Serena Williams have made millions from lucrative endorsement deals, the Student-Athlete Equity Act would allow student-athletes to get paid when they appear in video games and other public media by amending the definition of “an amateur” in the NCAA tax code. The bill, however, does not advocate for students to receive direct payment from NCAA member schools.

The bill is the latest action in the ongoing “pay-to-play” debate. For years, critics have argued that players are being exploited by colleges, which rake in millions of dollars from fans who pay to watch them play. Colleges and universities are also allowed to profit off the student-athletes’ likeness by selling promotional items like jerseys. The NCAA, on the other hand, argues that athletes are rewarded with sports scholarships, free education, and other perks.

“To be able to profit off the backs of many of the students, some which come from underprivileged or impoverished areas, to me, that’s not fair,” Walker told WFMY News, “If everybody else has access to the free market, they should as well.”

Walker’s bill comes just days before the start of March Madness, the NCAA men’s basketball tournament, on Tuesday. During the Division I tournament, CBS and Turner Sports, sponsors, NCAA, universities, and coaches, will earn a mint.

“We’re not asking the NCAA or the schools to spend a dime on these athletes,” Walker told ThinkProgress. “We’re asking for them to have the same rights to the free market that you and I have.”

The post While You’re Getting Paid for NCAA Brackets, A New Bill Proposes College Athletes Get Paid appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

Gwyneth Paltrow’s college debt advice will throw you for a ‘Goop’

Just when you think the era of “conscious uncoupling” is over, Gwyneth Paltrow hits her readers with yet another piece of bizarre advice. Her luxury brand, Goop — which writes about a $ 40,000 jumpsuit and other high-end lifestyle goods — is now teaching debtors how to pay off student loans on its website. The irony…
Page Six

FASHION UPDATE:

College Admissions Scandal: Everything That’s Happened So Far

The worlds of entertainment, business, sports and academia were rocked by the recent revelation that wealthy parents such as Felicity Huffman and Lori Loughlin allegedly paid college admissions consultant Rick Singer large sums to get their children into elite colleges. New developments in the scandal, dubbed Operation Varsity Blues by the FBI, continue to pop […]

Variety

FASHION DEAL UPDATE:

The Debrief: New Zealand terror attacks, global climate march, college admissions scam | ABC News

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

The College Admissions Scandal Is Yet More Evidence of Collegiate Sports’ Inequality Problem

The college admissions bribery scandal has captivated the country — Hollywood stars from Desperate Housewives and Full House are involved! — and leaves ample room for outrage. Spots at elite selective institutions that could have gone to hardworking students and athletes who deserved them instead went to kids whose parents paid for fraudulent tests or bogus athletic profiles. Payments for cheating went to a sham charity, making the fraud tax-deductible for the alleged perpetrators.

But let’s not ignore the scandal’s connection to another noxious stink polluting college sports.

By selling out enormous stadiums, selling apparel and through corporate sponsorships and media rights deals — among other revenue sources — big-time football and basketball teams bring in millions for their schools. Often, these revenues support a school’s entire sports enterprise. Despite that cash spigot, NCAA rules mean these football and basketball players can’t earn compensation beyond the value of a scholarship and a cost of attendance stipend. Meanwhile, 55% of men’s basketball players at the so-called “Power 5” major conference schools (the Big 10, Big 12, ACC, SEC, and Pac-12) are black, according to NCAA data, while nearly half of the Power 5 football players are black. The performances of these unpaid players, many of whom come from low-income families, are often subsidizing sports like tennis, where 48% of the men’s players in the power conferences are white and just 12% are black, and other sports that are even more exclusively white, like men’s water polo (82%), women’s rowing (75%). Just 2% of men’s water polo players and women’s rowers at big conference schools are black.

The dynamic of unpaid, often low-income black athletes in high-revenue sports generating revenues that finance opportunities for, generally speaking, white athletes with wealthier backgrounds in low-revenue sports like water polo is troubling enough. Add this scandal, in which wealthy and often white families were allegedly scamming athletic opportunities that may not exist without the labor of unpaid black athletes, and the case to rethink the system grows even stronger.

“This scandal is an example of corrupt, rich, mostly white parents benefitting off the work of, in many cases, poor black unpaid football and basketball players whose athletic talents actually qualified them for admission,” says Shaun R. Harper, a management professor and executive director of the University of Southern California Race and Equity Center. “This is an example of systemic racism.”

At Harper’s school, for example, USC associate athletics director Donna Heinel received more than $ 1.3 million in bribes to falsify the athletic backgrounds of more than two dozen students seeking admission to the school, according to a complaint filed in a federal court in Boston and unsealed March 12. Many of the students didn’t even play the sport for which they were “recruited.” According to the complaint, Heinel presented the daughter of one parent — Napa Valley vintner Agustin Huneeus, who was also charged in the scheme — as a competitive water polo player; her athletic profile contained a picture of someone else playing the sport. USC water polo coach Jovan Vavic allegedly received $ 250,000 in payments for his team to designate two students as recruits. USC has fired Heinel and Vavic. The indictment says that former USC women’s soccer coach Ali Khosroahin and assistant women’s soccer coach Laura Janke received about $ 350,000 for their private soccer club to designate the children of four Singer clients as USC soccer recruits, even though none of them played competitive soccer.

The controversy goes beyond any one school.

At the University of Texas, football and men’s basketball accounted for 90% of UT athletic revenues attributable to a team in 2017-18, according to federal data. Football alone produced $ 143,064,180, or 79%, of the $ 180,259,057 in revenue generated by UT’s teams, booking a $ 101.8 million profit. UT’s non-revenue sports — all of them besides football and basketball, and many of which field teams with a disproportionate number of white athletes — generated $ 15,928,952 in revenues and $ 33,412,294 in total expenses. That’s a $ 17.5 million shortfall.

Turns out that some of the athletic activity on the low-revenue side of Texas’ ledger may have been downright criminal. Texas men’s tennis coach Michael Center allegedly took more than $ 90,000 in bribes in exchange for designating a Silicon Valley high school student as a recruited student-athlete, even though the student did not play competitive tennis. The student’s application, according to the document, listed him as the manager of his high school basketball and football teams. In reality, he played a year of tennis as a freshman.

According to the complaint, Center met in June 2015 with William “Rick” Singer, a southern California college admissions counselor who has pled guilty to masterminding a sweeping scandal resulting in criminal charges against 50 people, including wealthy parents who paid off Singer to cheat on tests or pose their kids as college athletes, and college athletics coaches who took payments to facilitate the admission of these students to their schools. In essence, authorities say parents would direct payments to Singer through his sham charity, and Singer would take a cut to bribe crooked coaches. Students designated as athletic recruits often receive a leg-up over others in the college admissions process, even if their academic credentials trail that of other applicants. No students have been charged.

Singer, according to the document, handed Center $ 60,000 in cash in an Austin hotel parking lot. The supposed tennis player got a scholarship to UT that paid for his books. Once he got on campus, he ditched the tennis team and renounced his scholarship. But he still had his spot at UT. The university fired Center on Wednesday; he’s due in a Boston court on March 25.

Authorities intercepted Singer describing the bogus recruiting scam for high school students as a “side door” into the universities, with legit admission as the “front door,” and the “back door” being eight-figure plus donations to fund on-campus buildings and such.

“There’s no side door, give me a break,” says Harry Edwards, the famed sports sociologist and activist who helped organize the black power salute at the 1968 Olympics. “You provided a sewer line to the basement stairs. You have a situation where these coaches, on the backs of unpaid black labor, are bringing in rich white kids who have less legitimacy on campus than the black kids who are so often complained about because they’re quote ‘not interested in academics.’ That’s a travesty.”

Luckily, the sewer can be fixed. Administrators can start by making sure recruited athletes actually play the sport they’re purporting to be good at. “There’s no way any athletic compliance staff should have missed all of this,” says sports attorney Donald Jackson, an adjunct professor at Samford University’s Cumberland School of Law who has represented athletes in NCAA eligibility cases.

The next step: investing athletic funds responsibly. “This is an opportunity for colleges and universities to look themselves in the mirror,” says Angela Reddock-Wright, an employment lawyer in Southern California who represents higher education clients. “Make sure the athletes making lots of money for the schools are taken care of” — rather than paying for phony water polo. Money that could be going to unpaid black players seems to have financed corrupt opportunities for rich white families. So now, more than ever, isn’t it time to just pay the players?

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Felicity Huffman, Lori Loughlin Charged In College Admissions Rigging Scheme

American actresses Felicity Huffman and Lori Loughlin are among dozens of wealthy parents accused of cheating or paying bribes to get their children into elite universities and colleges.

The Justice Department unsealed indictments Tuesday accusing admissions advisers, coaches and school officials of offering wealthy families back doors into colleges of their choice, such as Yale, Stanford and Geo
RTT – Entertainment Top Story

ENTERTAINMENT DEAL UPDATE:

WATCH: World News 03/12/19: 2 Actresses Among Many Charged In Alleged College Admission Scam

Joe Biden hints at presidential run, telling fans, ‘Careful what you wish for’; 9-year-old girl with special needs bonds with supermarket cashier
ABC News: World News Tonight

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

When the system is rigged: What to know the about college admissions process

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Coaches, Actresses Implicated In College Bribery Scheme

BOSTON (AP) — Fifty people, including Hollywood stars Felicity Huffman and Lori Loughlin, were charged Tuesday in a scheme in which wealthy parents allegedly bribed college coaches and other insiders to get their children into some of the nation’s most selective schools.

Federal authorities called it the biggest college admissions scam ever prosecuted by the U.S. Justice Department, with the parents accused of paying an estimated $ 25 million in bribes.

At least nine athletic coaches and 33 parents, many of them prominent in law, finance, fashion and other fields, were among those charged. Dozens, including Huffman, the Emmy-winning star of ABC’s “Desperate Housewives,” were arrested by midday.

“These parents are a catalog of wealth and privilege,” U.S. Attorney Andrew Lelling said in announcing the results of a fraud and conspiracy investigation code-named Operation Varsity Blues.

The coaches worked at such schools as Yale, Stanford, Georgetown, Wake Forest, the University of Texas, the University of Southern California and the University of California at Los Angeles. A former Yale soccer coach pleaded guilty and helped build the case against others.

Two more of those charged — Stanford’s sailing coach and the college-admissions consultant at the very center of the scheme — pleaded guilty Tuesday in Boston.

No students were charged, with authorities saying that in many cases the teenagers were unaware of what was going on. Several of the colleges involved made no mention of taking any action against the students.

The scandal is certain to inflame longstanding complaints that children of the wealthy and well-connected have the inside track in college admissions — sometimes through big, timely donations from their parents — and that privilege begets privilege.

College consultants were not exactly shocked by the allegations.

“This story is the proof that there will always be a market for parents who have the resources and are desperate to get their kid one more success,” said Mark Sklarow, CEO of the Independent Educational Consultants Association. “This was shopping for name-brand product and being willing to spend whatever it took.”

The central figure in the scheme was identified as admissions consultant William “Rick” Singer, founder of the Edge College & Career Network of Newport Beach, California. He pleaded guilty Tuesday, as did Stanford’s John Vandemoer.

Prosecutors said that parents paid Singer big money from 2011 through last month to bribe coaches and administrators to falsely make their children look like star athletes to boost their chances of getting into college. The consultant also hired ringers to take college entrance exams for students, and paid off insiders at testing centers to correct students’ answers.

Parents spent anywhere from $ 200,000 to $ 6.5 million to guarantee their children’s admission, officials said.

“For every student admitted through fraud, an honest and genuinely talented student was rejected,” Lelling said.

Several defendants, including Huffman, were charged with conspiracy to commit fraud, punishable by up to 20 years in prison.

Lelling said the investigation is continuing and authorities believe other parents were involved. The IRS is also investigating, since some parents allegedly disguised the bribes as charitable donations. The colleges themselves are not targets, Lelling said.

The investigation began when authorities received a tip about the scheme from someone they were interviewing in a separate case, Lelling said. He did not elaborate.

Authorities said coaches in such sports as soccer, sailing, tennis, water polo and volleyball took payoffs to put students on lists of recruited athletes, regardless of their ability or experience. Once they were accepted, many of these students didn’t play the sports in which they supposedly excelled.

Prosecutors said parents were also instructed to claim their children had learning disabilities so that they could take the ACT or SAT by themselves and get extra time. That made it easier to pull off the tampering, prosecutors said.

The applicants’ athletic credentials were falsified with the help of staged photographs of them playing sports, or doctored photos in which their faces were pasted onto the bodies of genuine athletes, authorities said.

Among the parents charged was Gordon Caplan of Greenwich, Connecticut, co-chairman of an international law firm based in New York. He and other parents did not immediately return telephone or email messages for comment.

Caplan was accused of paying $ 75,000 to get a test supervisor to correct the answers on his daughter’s ACT exam after she took it. In a conversation last June with a cooperating witness, he was told his daughter needed to “be stupid” when a psychologist evaluated her for learning disabilities, according to court papers.

“It’s the home run of home runs,” the witness said.

“And it works?” Caplan asked.

“Every time,” the witness responded, prompting laughter from both.

In another case, a young woman got into Yale in exchange for $ 1.2 million from the family. A false athletic profile created for the student said she had been on China’s junior national development team.

Prosecutors said Yale coach Rudolph Meredith received $ 400,000, even though he knew the student did not play competitive soccer. Meredith did not return messages seeking comment.

A number of colleges moved quickly to fire or suspend the coaches and distance themselves from the scandal, portraying themselves as victims. Stanford fired the sailing coach, and USC dropped of its water polo coach and an athletic administrator. UCLA suspended its soccer coach, and Wake Forest did the same with its volleyball coach.

Loughlin, who was charged along with her husband, fashion designer Mossimo Giannulli, appeared in the ABC sitcom “Full House” in the 1980s and ’90s. Huffman was nominated for an Oscar for playing a transgender woman in the 2005 movie “Transamerica.” She also starred in the TV show “Sports Night” and appeared in such films as “Reversal of Fortune,” ”Magnolia” and “The Spanish Prisoner.”

Messages seeking comment from Huffman’s representative were not immediately returned. A spokeswoman for Loughlin had no comment.

Loughlin and her husband allegedly gave $ 500,000 to have their two daughters labeled as recruits to the USC crew team, even though neither participated in the sport. Their 19-year-old daughter Olivia Jade Giannulli, a social media star with a popular YouTube channel, is now at USC.

Court documents said Huffman paid $ 15,000 that she disguised as a charitable donation so that her daughter could take part in the college entrance-exam cheating scam.

Court papers said a cooperating witness met with Huffman and her husband, actor William H. Macy, at their Los Angeles home and explained to them that he “controlled” a testing center and could have somebody secretly change her daughter’s answers. The person told investigators the couple agreed to the plan.

Macy was not charged; authorities did not say why.

The couple’s daughter, Sofia, is an aspiring actress who attends Los Angeles High School of the Arts.

Sklarow, the independent education consultant, said the scandal “certainly speaks to the fact that the admissions process is broken.”

“It’s so fraught with anxiety, especially at the elite schools,” he said, “that I think it can’t be surprising that millionaires who have probably never said no to their kids are trying to play the system in order to get their child accepted.”

PHOTO: AP

Keep Up With The D.L. Hughley Show On Facebook!

Black America Web

ENTERTAINMENT UPDATE:

Lori Loughlin, Felicity Huffman Among Parents Caught In $25 Million College Admissions Scandal

Almost 50 people, including actresses Lori Loughlin and Felicity Huffman, were charged in a massive college admissions scandal, which involved bribing SAT administrators and college coaches to gain admittance into top universities.
News

TICKET DISCOUNT UPDATE:

Zion Williamson’s Exploding Shoe Is a Reminder That College Basketball Needs Serious Fixing

Zion? No!!! Please. Not Zion.

Even if you’re one of the biggest Duke basketball haters on the planet — we’re aware there are many of you — there was only one proper response to what transpired 33 seconds into Wednesday night’s clash between Duke and North Carolina at Cameron Indoor Stadium in Durham, N.C. And that’s utter sadness.

Duke freshman Zion Williamson is what I (somewhat stupidly?) call a “no sandwich” player. As in, don’t go fixing a sandwich in the kitchen while this guy’s on TV in your living room. Williamson’s an athletic freak, liable to leap over an entire zone defense for a post-ready slam. He’s supremely skilled, entering the game against UNC averaging 22.4 points and 9.2 rebounds per game, while shooting a ridiculous 68% from the field.

“No sandwich” players don’t come through college basketball that often. Kevin Durant was another one, at Texas, more than a decade ago. So when Williamson’s left foot tore through his Nike shoe early in Wednesday’s game, causing his knee to awkwardly buckle, basketball fans shuddered at the idea that an injured Williamson would have to miss this rivalry game, and maybe much more — especially as he’s considered a top prize in the upcoming NBA draft lottery.

Williamson might be fine — he walked off the court on his own accord, and early reports indicate that the shoe explosion caused just a mild knee strain. But no matter how many games Williamson does or doesn’t miss, the incident served as an all-too useful reminder that one key part of basketball’s business model needs serious fixing.

The Duke star was NBA-ready right out of high school. Williamson should have had the option to get drafted, and lock up a multi-million dollar NBA contract — not to mention lucrative shoe and other sponsorship deals — last June. But ever since the NBA instituted an age restriction in 2006, players have needed to be at least 19 (and one season removed from high school graduation) to be draft-eligible. Back then, the NBA was concerned that too many high school players unprepared for the pros were entering the league. So that means elite prospects like Williamson have essentially been funneled into college for a year, creating a class of “one-and-done” college sports stars who try to win an NCAA title before bolting school for the pros after freshman year.

To be fair, Williamson didn’t have to play for Duke. He could have just sat out his year before the draft, worked to improve his game, and minimized his injury risk. But college ball offers benefits beyond pure economics. Who wouldn’t want to star for Duke? Playing in front of the rabid Cameron Crazies, against bitter rival North Carolina, in front of a rapt national TV audience can be a unique, treasured life experience for an 18-year-old like Williamson. In fact, Williamson has said he would have played college basketball even if he could have shot straight from high school to the NBA.

“I always knew I would go to college,” Williamson recently told NCAA.com. “Even if they would’ve had the NBA rule, I still would’ve came to college. You’re never going to get this experience again. Once you go to the league, it’s grown men, kids, families. It’s not just teenagers having fun. It’s business then.”

Let’s take Williamson at his word. If he indeed would have skipped instant millions for a year of college, you have to respect that personal decision. But that doesn’t mean he, and others like him, shouldn’t have the option to do otherwise. Kobe Bryant and LeBron James didn’t play for Duke — or any other college team — and they turned out just fine heading straight from high school to the pros. And what’s worse, Williamson, and others like him, not only can’t join the NBA right away, but thanks to NCAA amateurism rules, they can’t receive compensation, either — all while fueling the mighty economic engine of college sports. Wednesday night, countless entities were making big money off the Zion Williamson spectacle: ESPN. Duke. North Carolina. Whoever drove Barack Obama to Cameron (Williamson draws both former presidents and the best players on the planet to his games.)

What did Williamson get out of it? A busted Nike shoe and potential for career jeopardy.

Indeed, the shoe incident was stunning. Nike, a company with some $ 133 billion in market cap that’s accrued millions in brand value thanks to its sponsorship of Duke basketball — but cannot compensate the generational talent creating a chunk of that value for the company — could have played a role in damaging Williamson’s career, thanks to a questionable product. Nike’s stock is down about 1% as of midday Thursday. “We are obviously concerned and want to wish Zion a speedy recovery,” Nike said in a statement. “The quality and performance of our products are of utmost importance. While this is an isolated occurrence, we are working to identify the issue.”

No matter the timetable of Williamson’s return, Wednesday night’s injury is the indelible image of this college basketball season. First, the exploding sneaker. Next, we might witness the exploding knee. No teenage athlete should ever forget it.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

College Is For Suckas? You’ll Never Guess How Much Money Amber Rose Makes Off Instagram

amber rose talks personal finance

Source: Axelle/Bauer-Griffin / Getty

The government shutdown had plenty of people considering new career paths with Uber and other creative ways to get by without a regular direct deposit occurring. One person that was clearly unaffected by Trump’s massive temper tantrum is Instagram favorite Amber Rose. The 35-year-old who was once Kanye West’s muse before he drank the Kardashian Kool-Aide recently sat down with Van Lathan as a guest on his podcast “The Red Pill.” Rose who is also affectionately known as “MUVA” shared with Lathan that thanks to Instagram she’s booked and busy and her bank account has no worries.

So how much money does MUVA make in a year? The blonde beauty shared that endorsements for flat tummy teas and popular clothing company, FashionNova as well as other collaborations bring in about a cool $ 2 million per year.

“Probably like $ 2 million a year, just off Instagram.”

While she isn’t exactly living check to check, she did point out that the payout was modest for a social media influencer:

“There’s girls that make more than $ 2 million a year, I make $ 2 million on Instagram a year.”

Like many of us, Lathan took a moment to highlight the millennial student loan-debt struggle sarcastically noting how some went to “college and bought into that bullsh*t, and Amber’s making $ 2 million off Instagram. Wow!” It’s also reported that Rose pocketed $ 4 million from an emoji app she launched in 2014. But MUVA maintains that while she’s been blessed in many ways, ultimately, she feels like the money moves are a result of her being a good person more than anything else:

“I feel like I made it this far by being a really good person.”

“I’m good to everyone I’m around. I treat everyone the same whether it’s a waitress or a driver or anybody. I take care of my team. I’m just a cool, down-home Philly chick.”

As much as I’m inspired by this tale of God’s favor for the fortuitous, I must say that I know plenty of “nice” women who treat those around them with respect that are still playing musical bills every month with their paychecks trying to see how they’re going to pay car insurance AND tuition for their kids. Are we really going to sit here and act like money falls from the sky simply because you acknowledged your Uber driver? Furthermore, as much as I applaud Amber Rose taking making the most out a few minutes of fame (I wouldn’t know who she was had it not been for Kanye), I would really appreciate it if many of these celebs were a little bit more honest about the connections that got them this far in the first place, but I digress.

You can watch Amber Rose discuss coins and congeniality, her thoughts on R. Kelly and her humble beginnings below at around the 1:20:00 mark:

MadameNoire

BEST DEAL UPDATE:

RuPaul’s ‘Drag Race’ inspires college course on race, body image

Drag queen class is now in session. A full-semester spring course called “RuPaul’s Drag Race and Its Impact” launched this week at the New School in Manhattan. Taught by drag historian Joe E. Jeffreys, the course will study the reality TV hits in the context of contemporary culture — and spill the tea on drag…
Entertainment | New York Post

SPECIAL DISCOUNT UPDATE:

Keegan-Michael Key – “Friends from College,” Shakespeare & “The Lion King” | The Daily Show

The Daily Show with Trevor Noah

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

President Trump Feeds College Football National Champions ‘Hamberders’ and Twitter Can’t Stomach It

The Clemson University football team was invited to the White House Monday to celebrate their College Football National Championship win in a scene that was also a feast for social media users.

The South Carolina team, which defeated the University of Alabama’s Crimson Tide 44-16 on Jan. 7, was offered a candelabra-lit spread of takeout food from McDonald’s, Wendy’s, Burger King and Domino’s.

In a since-deleted tweet, the president boasted that the group was served 1,000 “hamberders” at the event that he paid for himself – a spelling error that immediately prompted online snickers. Meanwhile, aides said there were closer to 300 burgers at the event.

The President reportedly paid for the food himself because many of the White House staff are furloughed due to the partial government shutdown, Deputy Press Secretary Hogan Gidley told CNN in a statement.

Trump, who has claimed to be a big fan of fast food himself, told reporters before the event, “We have some very large people that like eating. So I think we’re going to have a little fun.”

Later, Twitter users had more than a little fun with the “hamberders” typo.

Some pointed out that nothing kept the fast food warm as it sat on the tables. While Trump’s critics implied that the junk food was a good metaphor for the President himself.

“This is an incredible self-own for someone who aims to be worth $ 10 billion,” wrote user Judd Legum.

The meal also caught the attention of former NFL running back Reggie Bush, who tweeted that the dinner was “disrespectful on so many levels.”

In a video of the event, the players seem to be enjoying the food. One player loudly says that the food is “awesome.”

“I thought it was a joke,” he adds.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Get Paid to Play With Legos? This Former College Student Found a Way

When Maxx Davidson was 4 years old, he wanted to grow up to build things. He ultimately achieved that goal, although the path that took him there was something even he couldn’t dream up.

Now 23, Davidson is the latest to earn the title of Lego Master Model Builder — and he’s one of only 22 people in the world who have the right to put that on their resume.

So, how does someone not only land a literal dream job but one as prestigious as Master Model Builder? With a few months of experience in his new gig under his belt, Davidson filled us in.

The Student Becomes the Master (Model Builder)

In spring 2018, while Davidson was pursuing a life-sciences education degree at the University of Akron in Ohio, he stumbled on a shared Facebook article that would change his career path.

A new Legoland Discovery Center was preparing to open in Columbus, Ohio, and they were on the hunt for the park’s official Master Model Builder.

Although Davidson had already left his 4-year-old self’s dream job behind to pursue “something more reasonable,” his curiosity was piqued. Here was a real-life opportunity, something he didn’t realize existed. Naturally, he applied along with thousands of others.

Davidson and over 70 other contestants from across the country were invited to Brick Factor, a two-day, multiround competition where he worked to outbuild the best of the best to earn the job.

A man builds a LEGO model during a contest.

“I know Brick Factor used a lot of the more basic bricks. They didn’t have any specialty stuff,” he says. “I got out a lot of my old Lego bricks and practiced putting those together in different geometric shapes to see if I could get something fluid from those blocky structures.”

Not only did he go back to his Lego roots to practice for the competition, contestants were told about the first round animal theme beforehand. So, he went into the contest with a bees-in-a-honeycomb model idea… which he abandoned at the last minute for a saltwater environment instead.

Despite his eleventh hour changeup, Davidson beat the country’s top builders and became the next Master Model Builder.

From the time he landed the job in May to the opening of Legoland Discovery Center Columbus in late September, he has been training with fellow Master Model Builders and creating models for the grand opening.

“It was completely surreal,” he says. “When it finally kind of clicked for me that this was actually a job that I had, it just felt so good coming into work every day.”

While the official salary wasn’t disclosed, a Glassdoor listing from 2011 reports the base pay as $ 15 to $ 16 per hour. And what exactly does the day-to-day work of a Master Model Builder entail? A whole lot more than building awe-inspiring Lego creations.

“I run the creative workshop… We have a different monthly model building every month, and I get to take the kids step by step through how to do that,” says Davidson.

The Discovery Center also offers Lego Education — weekly programs that support the schools’ core curriculum. Davidson spends that time teaching children about science, technology, engineering and math concepts that match up with what they’re currently learning in school.

“So, part of the job is definitely the building, but another part is being able to interact with the guests and make sure everyone has a great experience,” he says. “There’s a lot of different facets, and they balance each other really nicely week to week.”

What It Takes to Land a Dream Job

Snagging this opportunity of a lifetime meant Davidson had to completely pivot from his previous plan, which included leaving the University of Akron behind and moving to Columbus full time.

A dramatic career change can seem like a disorienting move for some, but Davidson says the work he was doing as a student applies to his current gig. Plus, he stresses that just because you leave formal education for a job, it doesn’t mean you stop learning. You continue your education — just in a different format.

He also thinks his previous experiences, especially his interest in education, gave him an edge in the competition. Aside from stellar Lego brick-building skills, the judges were looking for someone who was comfortable interacting with a crowd, children in particular.

For the final round of Brick Factor, instead of just constructing a model on his own, he brought kids from the audience on stage with him to build small pieces of the final product — a record player with a moving needle.

Going that extra mile elevated him above the other applicants. And while this example may seem specific to this particular gig, the overarching concept should be used by applicants pursuing a job in any field: Know your strengths, and don’t be scared to try something outside the norm to showcase how well you fit a position.

Davidson also has a bit of personal advice when it comes to landing a dream job:

“The idea of a dream job is something that doesn’t come around very often, but what you can do is pursue a passion,” he says. “Then in the off chance that you do get an opportunity, you’re prepared.”

He believes that if you have a passion — any passion — and work toward it, you’ll acquire universal skills that will push you forward into a dream position. It’s a sort of “If you build it, it will come” mentality. (Pun 100% intended.)

And if your passion happens to be Lego model building, you may be in luck. A new Legoland Discovery Center is scheduled to open in 2019 in San Antonio, which means Lego is on the hunt for Master Model Builder No. 23. Time to start strategizing your models and brushing up on your public speaking skills.

Davidson is living proof that our dream jobs, even the ones from childhood, aren’t out of reach. Just play to your strengths and always pursue new learning experiences — and keep an eye out for life-changing Facebook articles.

Kaitlyn Blount is a staff writer at The Penny Hoarder. When she was little, her dream job was a flight attendant. Now, she white-knuckles her way through takeoffs and landings, so it’s probably for the best that she chose a different career.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

12 public college presidents get paid more than $1 million a year

Over the past several years, the pay of public college presidents has ticked up, with the leaders of 12 public college systems earning more than $ 1 million in total compensation during the 2016-17 academic year, according to the Chronicle of Higher Education. But a new study suggests taxpayers may not be getting their money’s worth….
Living | New York Post

SPECIAL SHOE DEAL UPDATE:

College campus rolls out ‘snackbots’ to replace vending machines

Every college’s student’s dream is becoming a reality today at one California college campus — a robot that delivers snacks. Students at the University of the Pacific, a private university in Stockton, can now use an app to order food and drinks to more than 50 locations throughout campus — and have the grub delivered…
Technology News & Reviews | New York Post

SPECIAL SHOE DISCOUNT:

For college football’s elite, there’s no such thing as an inexperienced QB anymore

The College Football Playoff features four quarterbacks who have starred as first-year starters, a product of grass-roots coaching and innovation that are changing the way the game is played.
Sports

BEST DEAL UPDATE:

EXCLUSIVE OFFER: 20% off site-wide with code FLEXOFFERS – Limited time only.

Want to Make Bank After College? Don’t Pick One of These 11 Majors

We’ve already looked at the best college majors for all you undeclared freshmen out there. But what about the worst?

OK, so there’s really no such thing as “the worst” college major, and I have nothing against following your dreams. But six months after you graduate when that first student loan payment is due, you might feel a tinge of regret if you picked that major your parents scoffed at.

So, we looked at the median salaries for workers under 30 for 172 of the most common degrees to find the worst college major in terms of annual pay. We also considered how this pay has changed since 2013 to find majors that are getting even worse in terms of pay for recent graduates.

Pick one of these 11 majors at your own risk…

The 11 Worst College Majors for Recent Graduates

For this analysis, we dug into census data from 2017 and 2013 to find the college majors with the worst annual pay for recent graduates and the majors that have seen the biggest drop in median earnings over the past four years.

To make sure we were keeping everything consistent, we excluded folks with graduate degrees (that means you might still be able to make bank with one of these majors; it might just take an advanced degree). We also only included full-time, year-round workers.

We then looked at the jobs that the greatest percentage of graduates currently have, according to the American Community Survey. That way you get an idea of what types of occupations these graduates gravitate toward.

Still, you’ll see a lot of these degrees are what I would call “passion majors,” and our earnings data doesn’t include any side gig income that, say, a designer might make by selling T-shirt prints. Also, as you’ll see, a low-paying major isn’t necessarily a bad one — there are teachers, nurses, and social workers who are very important to our country with these degrees.

Here they are, arranged by median salary:

1. Industrial and organizational psychology

Median salary: $ 26,000

Change in earnings: -28%

A whopping 33% of those with a degree in industrial and organizational psychology are employed as a human resource worker. It makes sense, since this degree is pretty specialized for that field of work.

Graduates also became secretaries or administrative assistants, medical assistants or social service managers.

2. Composition and rhetoric

Woman writes in a notebook

Median salary: $ 30,000

Change in earnings: -22.7%

The greatest percentage of those who majored in composition and rhetoric do end up as writers, authors or editors (which likely explains the low pay ¯_(ツ)_/¯).

Other graduates include customer service representatives, retail supervisors and receptionists or information clerks.

3. Humanities

Median salary: $ 30,000

Change in earnings: -7.2%

This is a pretty general degree, and many graduates, around 10%, end up as elementary or middle school teachers right after college.

Teacher’s assistants and marketing or sales managers are also among the most common occupations for recently-graduated humanities majors.

4. Zoology

Median salary: $ 31,000

Change in earnings: -4.2%

I came really close to majoring in zoology before settling on music, and finally economics. Here’s why: More than 10% of all graduates currently work as veterinary assistants or take care of lab animals. Awww.

And nearly one-in-10 of all graduates are currently employed as “nonfarm animal caretakers.” Basically, zoo workers or those who work at aquariums.

5. Studio arts

Picture of woman painting a mural

Median salary: $ 34,000

Change in earnings: -11.4%

This was a tough list, emotionally, to put together. And it’s because of majors like studio arts. I lived and worked with artists all through college, so I know the passion that a degree in this field requires — but the pay just isn’t there for young graduates.

Roughly 13% of these grads end up as designers. Others end up as auditors, miscellaneous managers or retail supervisors. (Obviously, this doesn’t include side gigs these folks may run, like an Etsy store.

6. Linguistics

Median salary: $ 35,000

Change in earnings: -27.9%

Oddly enough, the largest percentage of young graduates with a linguistics degree actually end up as accountants or auditors. And the logic behind understanding the syntax of language also makes software development a popular field.

But, the majority are spread across other, low paying careers like paralegals or manufacturing sales representatives.

7. Music

Female Musiciasn Creating Music

Median salary: $ 36,000

Change in earnings: -4.6%

If I had remained a music major, I would have had a rough time financially right after graduating — and that’s coming from a journalist. I still play drums in my spare time and once taught percussion as a side gig, but I do think I ultimately made the right choice.

About 8% of new graduates start their careers as singers or musicians. The next most common occupations are miscellaneous managers, elementary or middle school teachers and waitress or waitresses.

8. Liberal arts

Median salary: $ 36,000

Change in earnings: -4.6%

Here’s another really general major that doesn’t pay off in the short term for new graduates. But that’s not to say it’s an unimportant or unnecessary degree — many graduates (around 10%) start out as elementary, middle or school teachers.

Others end up as customer service representatives, retail supervisors or teacher’s assistants.

9. General social sciences

Median salary: $ 36,000

Change in earnings: -4.6%

This is another general degree in which the greatest percentage of graduates end up as elementary or middle school teachers. And, in another instance of a low-paying major making a high impact, many other recent college graduates became social workers.

Those with this major also start out as retail salespeople, customer service representatives or office clerks.

10. Nutrition sciences

Median salary: $ 37,000

Change in earnings: -3.6%

More than one-in-six recent nutrition science graduates end up as dietitians or nutritionists, a nod to how specialized this degree is. But graduates are also employed as secretaries or administrative assistants, retail salespeople and personal care aides.

11. History

A man reads a book

Median salary: $ 38,000

Change in earnings: -2.1%

A plurality of history majors become elementary or middle school teachers, while the next big chunk become retail supervisors. Other recent graduates include customer service representatives, miscellaneous managers and secretaries or administrative assistants.

What if I Already Graduated With One of the Worst College Majors?

Don’t despair if you happen to have just graduated with one of these degrees. Personally, I wish I had majored in zoology rather than economics — I think I would be down to trade days of playing with numbers for days playing with red pandas.

But as you can see, these majors might make it difficult to pay back your student loans solely on your income in your first years in the workforce.

No-spend weeks might not make a huge dent in student loan debt, but they will help you be more conscious of frivolous spending.

It might not be the most popular option, but you could always move back in with your parents. Even something as simple as bringing your lunch to work four days a week can help pay down student loan debt.

Still, if you do happen to be a college freshman or high school senior reading this, you might want to check out this list instead — before you register for classes next semester.

Alex Mahadevan is a data journalist at The Penny Hoarder.  He was a music major for exactly two semesters in college.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

12.11.18 The smartphone decline; How to give gift cards; For-profit college closures

Smartphones aren’t getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren’t the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It’s important for students to apply for student loan cancellation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

I’m Second-Guessing the Way We’ve Been Saving for Stepdaughter’s College

Dear Frank,

We laugh about saving for college when kids are very small. They’re little bundles of joy who simply need to be fed and clothed. Why fret about what’s going to happen 18 years from now? And then, all of a sudden, they’re not small anymore. They grow like very opinionated weeds and have their own senses of humor and points of view. And body hair.

I can imagine you’re not the only parent quietly panicking at this as you glance over your stepdaughter’s shoulder trying to decipher how they’re teaching math these days. This very far-off life event is not actually that far off.

The good news is that you’re saving. The bad news is that your money probably isn’t working hard enough for you while it waits for your stepdaughter to make some big decisions about her future.

A 529 savings plan is a solid option because it’s a tax-free investment account. But the penalty is steep for those non-educational withdrawals: a 10% penalty on top of income tax. However, it’s important to note that those funds can be used for almost any educational endeavor, and you can change the beneficiary on the account in the event she doesn’t need all the money.

Another option is a custodial account. As long as the account earns less than around $ 2,100 per year, the earnings are taxed at the child’s rate instead of the parents’.

This type of account can negatively affect how much need-based financial aid she’s eligible for when she applies to school. But the benefit of a custodial account as a college savings plan is that she gets control of the money when she’s 18. That can sound scary right now with a new teenager in the house, but it means that if she chooses not to go to college, she can still use that money toward her future financial security.

Every method of saving for college — from 529s to savings bonds to stuffing cash under the mattress — will have drawbacks. At this point, what’s essential is that the money you’ve already saved gets into an investment account of some sort. When the time rolls around — oh, and it’s about to roll around — you want that money to stretch as far as it possibly can.

Have a tricky money question? Write to Dear Penny at https://www.thepennyhoarder.com/dear-penny

Lisa Rowan is a personal finance expert and senior writer at The Penny Hoarder, and the voice behind Dear Penny. For more practical money tips, visit www.thepennyhoarder.com.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

On My Way to a B.F.A.: Episode 3.2 Jenna Ushkowitz on Going from College to ‘Glee’ to a Tony!

On the latest episode of “On My Way to a B.F.A.,” Natalie talks with Jenna Ushkowitz. Jenna is an actress, singer, author, podcaster, and Tony Award-winning producer for the 2017 revival of “Once on This Island.” She is well-known for her role as Tina Cohen-Chang on the hit TV show read more
BroadwayRadio

LOIT DISCOUNT UPDATE:

LOIT logo banner

Michelle Obama, Kelly Rowland And Ciara Celebrate National College Application Month [Video]

November is National College Application Month and to celebrate the occasion, Reach Higher has launched its “laundry” campaign in an effort to encourage high school seniors to apply to college.

Celebrities such as Keke PalmerKelly RowlandCiaraNick Cannon, and Michelle Obama have joined the social media outreach to students across the nation asking them to take the pledge and apply to college.

In exchange for making this commitment, celebs are (sorta) pledging to do students laundry for an entire semester.

“As a 19-year-old, I’m facing the same questions and fears that other people my age are facing. Reach Higher answers those questions while encouraging you to dream bigger, be better and take that next step towards your education. After all, I truly believe that with an educated mind ANYTHING is possible. College is the first step towards the life you want for yourself, and I believe every person – no matter what age – deserves that first step. It’s never too late to reach higher, ” said Bailee Madison, star of Hallmark’s “Good Witch” and “The Strangers: Prey at Night”.

Reach Higher is an initiative started by former First Lady Michelle Obama during her time at the White House.

“It’s National College Application Month and we want to see high school seniors all over the country make the commitment to apply to college. And we know that once they get to college, students will discover so much about themselves, their passions, and the world. They’ll take eye-opening classes and engage in campus activities.  And many students, if they are anything like me at that age, will learn to do to their laundry. We hope seniors will take the pledge and apply to college this fall,” said Eric Waldo, Reach Higher’s executive director.

Check out a clip from the campaign above.

Sign the pledge by clicking here and be sure to follow Reach Higher’s Laundry campaign on social media:

@BetterMakeRoom:

https://www.instagram.com/p/Bp7GFTunInI/

[ione_media_gallery id=”70701″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

Black America Web

ENTERTAINMENT UPDATE:

Trump is finally bringing justice back to college campuses

At last, some good campus news: The Trump administration is going to require colleges to allow cross-examination in sex-assault cases. In draft Education Department rules that leaked in August, schools were merely given the option of giving the accused the right to cross-examine their accusers. Even that would be progress, since Obama-era rules essentially forbid…
Opinion | New York Post

SPECIAL SHOE DISCOUNT:

Everyday Savings: Up to 40% Off on over 2,000 Styles at DSW! Shop Now!

Week 10 College Football Power Rankings: The SEC Has Four Top 10 Teams … for Now

The SEC buckles up for two elimination games in Week 10 with Georgia–Kentucky and Alabama–LSU, quickly wiping out any meaning to the first round of College Football Playoff rankings.

Latest News

BEST DEAL UPDATE:

Get the perfect pair of shoes at SKECHERS! Shop the latest casual & performance styles for men, women, and kids now!

How the College Basketball Corruption Verdict Could Help End Amateurism

A little more than a year ago, federal attorneys and the FBI — to much fanfare — unveiled their findings from a two-year investigation into corruption in college basketball. Assistant coaches and sneaker company reps and aspiring agents were arrested. Officials shared tales of illicit money sloshing around the sport in order to attract certain players to certain schools.

On Wednesday afternoon, the feds achieved their biggest win of the effort to date. A jury found three defendants — two former Adidas employees and an aspiring sports agent — guilty of wire fraud and conspiracy to commit wire fraud after a three-week criminal trial at the Daniel Patrick Moynihan U.S. Courthouse in New York City. James Gatto, Merl Code (the ex-Adidas reps) and aspiring player rep Christian Dawkins will be sentenced in March. (They will likely appeal the case.) On the surface, the verdict appears to count as a huge victory for the NCAA’s amateurism rules, which prevent college athletes from earning money from their schools, or from third-parties, for playing their lucrative sports. Paying players now appears to be a federal crime; NCAA regulations now appear to be enforceable by federal law.

Not so fast.

This case was a head-scratcher from the start. As TV rights agreements and other business deals plow millions of dollars into college sports, more and more people have argued that amateurism is outdated. While coaches and other stakeholders get rich, don’t the players who actually attract the audience deserve their fair share? Former college players are challenging amateurism in federal court, arguing that prohibitions against players earning salaries and third-party sponsorship violates anti-trust law. And while one arm of the federal government hears out amateurism, another swoops in with a criminal prosecution that equates paying players with corruption. This reeks of government overreach. Why are the feds doing the NCAA’s bidding and enforcing its amateurism rules?

Read more: It’s Time to Pay College Athletes

Meanwhile, federal prosecutors argued that the defendants defrauded colleges by paying players, since those payments violated NCAA rules and would make them ineligible to suit up for their schools. In effect, the defendants denied the schools the services of these athletes. So the schools were in essence the victims of a federal crime. The jury, by handing down the guilty verdict, agreed with this reasoning.

But at the same time, the NCAA can use evidence unearthed at the trial to punish the institutions supposedly wronged here. For example, former Adidas associate T.J. Gassola testified that he paid the family of former Kansas player Billy Preston $ 89,000 and the guardian of current Kansas player Silvio De Sousa $ 2,500 for online classes. Gassola also testified that a Maryland booster paid De Sousa’s guardian $ 60,000. Kansas announced that De Sousa has been pulled from the team, pending an eligibility review. The NCAA could hand down sanctions on Kansas for suiting up an ineligible player (De Sousa, for example, played in 20 games for the Jayhawks a year ago). So in essence the NCAA would be punishing a school that’s a so-called victim of a federal crime. Only in the twisted world of college sports could “victims” be subject to punishment.

“This case is filled with paradoxes,” says Matthew Mitten, executive director of the National Sports Law Institute at Marquette University.

Read more: North Carolina Academic Fraud Decision Exposes College Sports Hypocrisy

This verdict, however, won’t necessarily make paying college players a federal crime. Conversely, some of the evidence could bolster the civil cases challenging the NCAA’s payment prohibitions. One of the NCAA’s core arguments in support of amateurism is that paying players would turn off fans and hurt the bottom line of NCAA schools. Paying players would be bad for business, so amateurism must live on.

The college hoops trial, however, showed that the opposite may be true. The testimony exposed the black market economy of college basketball; money is already flowing to players, business is booming, and it will continue to do so.

“The federal government has now proven itself ready to sink its teeth into college basketball,” says Marc Edelman, a professor of law at Baruch College’s Zicklin School of Business. “But the prosecutors missed the big issue here. If we’re going to be intellectually honest, the correct next step would be for the Justice Department to file an anti-trust lawsuit against the NCAA.”

Such a federal suit is unlikely to happen. Other stakeholders, however, are challenging amateurism in civil court. Many fans and pundits know that the model is unfair and unsustainable. Money has to flow to the players who deserve it, no matter what a jury says.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Wiretap audio from college hoops trial details pay schemes

Federal wiretap audio,  text messages, hidden camera video and fraudulent invoices obtained by Outside the Lines — evidence from the first criminal trial resulting from the two-year FBI investigation into college basketball corruption — reveal an intimate look into the sport’s unseemly underbelly. In one wiretapped call, former Adidas consultant Merl Code and Adidas executive James Gatto discuss the University of Arizona’s alleged offer of $ 150,000 to sign then-rising senior Nassir Little and whether the shoe company would match the sum to send the five-star recruit to the University of Miami, which is sponsored by Adidas. Multiple wiretapped calls with Brian Bowen Sr. cover the several-school recruitment of his son, Brian Bowen Jr., and detail the father’s efforts to get paid. Another call features Munish Sood and Christian Dawkins, a former runner for NBA agent Andy Miller, discussing whether they can trust two people who would later…
ABC News: Sports

BEST DEAL UPDATE:

Three College Basketball Recruiting Insiders Convicted of Fraud in Pay-for-Play Trial

(NEW YORK) — An Adidas executive and two other insiders from the high-stakes world of college basketball recruiting were convicted Wednesday in a corruption case that prosecutors said exposed the underbelly of the sport.

A federal jury in Manhattan found former Adidas executive James Gatto, business manager Christopher Dawkins and amateur league director Merle Code guilty of fraud charges.

The trial centered on whether the men’s admitted efforts to channel secret payments to the families of top recruits luring them to major basketball programs sponsored by Adidas was criminal. At stake was a fortune in revenue for the basketball programs and potential endorsement deals for the players if they went pro.

Evidence included text messages between the defendants and coaches from top-tier coaches like Bob Self of Kansas and Rick Pitino of Louisville and testimony from the father of prized recruit Brian Bowen Jr. describing how a Louisville assistant handed him an envelope stuffed with cash.

Prosecutors claimed the schools were in the dark about the payment schemes, including $ 100,000 promised to Bowen’s family, that are outlawed by the NCAA. They accused the defendants of defrauding universities by tricking them into passing out scholarships to players who should have been ineligible.

In closing arguments, prosecutor Noah Solowiejczyk recounted testimony from cooperators and wiretap evidence about how the defendants took steps to create false invoices to Adidas, route funds through various bank accounts and convert it to cash for the families.

The behavior “tells you an awful lot about the defendants,” the prosecutor said. “It tells you that what they were doing was wrong.”

The defendants didn’t deny they sought to make the payments. But they argued that was how the recruitment game was played by Adidas, Nike and other sportswear companies – and that talent-hungry coaching staffs knew it.

A lawyer for defendant Dawkins, who was instrumental in steering Bowen to Louisville, claimed his client thought he was helping the program succeed to the benefit of everyone involved.

“What proof did the government present that Louisville suffered any harm?” attorney Steven Haney said in closing arguments. “In Christopher Dawkins’ mind, he thought what he was doing was OK.”

Defense attorneys sought to convince the jury the text messages and phone records showing Self and Patinto were in touch with the recruitment middlemen aligned with Adidas proved they had to be aware of the payments. They said further proof the schools weren’t blind to the schemes was testimony by Brian Bowen Sr. claiming he received $ 1,300 from Louisville assistant Kenny Johnson and other testimony by a cooperator, former Adidas consultant, Thomas “T.J.” Gassnola, that he delivered $ 40,000 to North Carolina State assistant coach Orlando Early intended for the family of highly-touted point guard Dennis Smith Jr.

In the texts last year, Gassnola told Self he was in the touch with the guardian of player Silvio De Sousa, who prosecutors say was among recruits whose families were offered secret payments.

Self responded: “We good,” according to an exhibit of the communication.

Gassnola said: “Always. That was light work.”

Another exhibit showed how Dawkins texted Pitino as Bowen was nearing a decision about where he would play, asking, “Would you have any interest in Brian Bowen or are you done with recruiting?”

Pitino responded: “We would love to have him.”

The exhibit showed Gatto also reached out to Pitino by text asking if they could speak on the phone, and records show there was a conversation afterward.

But there were no communications in which the coaches mentioned money. The coaches and the schools have either denied any wrongdoing or not commented on the case.

Self remains at Kansas, where De Sousa is still on the team. Kansas announced this week De Sousa is being held off the court until information that came out of the trial was reviewed. But at Louisville, the scandal resulted in the firing of Pitino and forced Bowen to leave the university and pursue a professional career.

The trial’s most emotional moment came when a prosecutor first began questioning the elder Bowen about his son, who goes by the nickname “Tugs.”

“Is Tugs in college?” asked prosecutor Edward Diskant.

“No, he’s not,” Bowen responded.

When the prosecutor asked why not, Bowen dropped his head into his hands and wept.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

10.8.18 Retail rewards; not going to college; E sim cards

New loyalty programs are bringing bigger perks to loyal shoppers; Men are forsaking college in bigger numbers; E SIM cards will make switching cell phone carriers much easier in the near future. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

LeBron James Is Taking on the NCAA’s Rules Prohibiting Pay for College Players

LeBron James, the best basketball player in the world and one of the most influential athletes on the planet, fights for off-court causes he cares about. In 2017, for example, James starred in Nike’s “Equality” ad campaign, which was released at the outset of the Trump presidency in 2017, following the Women’s March and the President’s executive travel ban that sparked protests across the country. This past summer, James opened a public school for at-risk students in his hometown of Akron, Ohio. He has criticized Trump for using sports to divide the country. Trump responded by questioning James’ intelligence.

Now, James is taking on a new foe: the NCAA. He’s the executive producer of a new documentary, Student Athlete, which debuts on HBO Tuesday at 10 p.m. ET. The film picks apart amateurism in major college sports, a model that allows schools to generate hundreds of millions of dollars in revenues, but prevents the cash from tricking down to the players themselves. Instead, it flows to coaches’ salaries and athletic facilities with barber shops and bowling alleys and flat-screen TVs. (James himself notably skipped college, instead going from high school directly to the pros.)

The hypocrisy exposed in Student Athlete is not new: lawyers are challenging amateurism in the court system, while advocates and media outlets have long screamed for change. Still, the film –— which was co-directed by Oscar winner Sharmeen Obaid-Chinoy — hits the mark. Over its 88 minutes, Student Athlete packages five stories — on a high school prospect, a former college coach, and three former college players — that show how the system takes its toll. In the opening scene, the viewer meets former Rutgers tight end Shamar Graves, who played for the Scarlet Knights from 2007 through 2009. He’s sleeping in his car.

Student Athlete shines an invaluable light on athletes like Graves, who effectively held an unpaid full-time job while playing his sport in school, managed to earn his degree, but has struggled in his post-college life. Most major college athletes aren’t going pro. Those who sacrificed internships and other career development opportunities in school in order to concentrate on sports may find that the promise of a degree — an education sets you up for life! — falls far short of expectations. A back injury ended the college career of Mike Shaw, a former top-ranked high school basketball prospect who played at the University of Illinois and Bradley University. The film shows Shaw at this graduation ceremony at Bradley. His pro basketball dreams shattered, he’s still hopeful he’ll find his way. We soon learn, however, that Shaw has struggled with his mental health. Shaw shares that he’s rehabbed in a psychiatric hospital.

If the film falls short in one area, it’s in offering solutions for athletes like Graves and Shaw. Yes, the undercurrent is that colleges should pay their athletes. “The thing that’s disgusting,” says John Shoop, a former offensive coordinator at the University of North Carolina and Purdue, “is that coaches are making millions of dollars, and they’re coaching players whose families live below the poverty line.” (Shoop seems to have been blacklisted from the college coaching ranks due to his advocacy for athletes). But not all college athletes would earn lucrative salaries while playing their sports. Graves and Shaw, for example, weren’t stars. If they could have earned money for playing in college, would they find themselves in a better situation today? In recent years, many college graduates have learned that their degrees don’t guarantee stable employment. Is it the obligation of schools to offer full services like post-graduate career training and job placement and health insurance for their athletes? If so, are the schools obligated to do the same for all students?

You can’t blame Student Athlete for largely glossing over the prescriptions for college sports. Quick and easy fixes don’t exist. But the film drops at an opportune time, as college sports are ripe for major reforms. Testimony just wrapped up in the latest anti-trust trial — Alston v. NCAA — challenging compensation caps in college sports. A federal trial that promises to expose the underbelly of college basketball, and resulted from an FBI investigation into under-the-table payments by shoe company representatives and financial advisers to coaches and players, begins in New York this week. College athletes deserve better. Having LeBron James on their team can only help.

Sports – TIME

ENTERTAINMENT DEAL UPDATE: