Oil major Total CEO’s compensation drops 17 percent in 2018: company document

The board of French oil and gas major Total has proposed total 2018 compensation for Chief Executive Patrick Pouyanne of 3.1 million euros ($ 3.55 million), compared with 3.8 million in 2017, company…


Reuters: Wealth

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Two top Facebook execs are leaving the company

Two of Facebook’s top executives are leaving the social network — a week after its boss Mark Zuckerberg announced a big strategic pivot toward private messaging. Zuckerberg said in a Thursday blog post that chief product officer Chris Cox — who joined the social network in 2005 when it was still in its infancy —…
Business | New York Post

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Are You Covered? This Company Helps You Secure Your Family’s Future

Life comes at you fast.

At 5 years old, Derick Davis’ life changed forever when his father unexpectedly died.

Though he had a life insurance policy, the coverage wasn’t enough to help Davis’ mom keep their family afloat.

When reflecting on his mom’s financial situation, Davis, now 37, says, “She could have been in a better one. She did save some money, especially a lot of the Social Security survivor benefits … but it wasn’t enough.”

Since then, Davis’ life has changed significantly: He lives in Virginia with his wife and two boys, and he works as an assistant professor at the University of Virginia. After completing 13 years of college, he earned a PhD — and racked up thousands of dollars in student loan debt. On top of paying that down, Davis and his wife have two college educations to save for.

With so many futures hanging in the balance, Davis realized he wasn’t doing enough to keep his family protected.

Just like his dad, he had life insurance, but only enough to cover a couple of years’ salary.

“If money’s tight now,” he says, “imagine what it would be like if your income is gone when you’re not around.“

One of the hardest parts about choosing a life insurance policy is trying to figure out just what kind of policy is the best fit for your situation. What if you sign a 15-year policy and something changes?

Ladder gets that. The company makes it easy to keep your family protected, even when your needs change down the line. That’s why it offers term life insurance policies that can be adjusted at any time (i.e. increasing or decreasing the coverage amount), or even cancelled without any additional charges.

Secure Your Family’s Future the Simple Way

Your life is dynamic, and your life insurance coverage should be able to change with it. That’s why Ladder offers flexible coverage.

You can use Ladder’s coverage calculator to figure out how much coverage you should have. Then complete their quick online application in only a few easy steps:

  • Take about five minutes to answer questions about your health and life, such as your activities and medical history.
  • You’ll get an instant decision on coverage, and there’s no risk. Many people receive an offer they can accept immediately. In some cases, simple lab work might be required, but that’s easy, right?
  • When you apply, you’ll need to enter your driver’s license and Social Security number, which is true for any life insurance application. The company needs this information to verify your identity and prevent fraud. It uses a secure website and will not sell your private information.
  • There are no policy fees, and you can cancel anytime. There’s even a 30-day money-back guarantee.

After seeing how simple the process was, Davis and his wife each got a policy through Ladder that covered them both at 10 times their current income.

One of the perks? Davis says their monthly payment is less than their cell phone bill.

“I thought it was going to be hundreds of dollars a month, and that just wasn’t the case.”

Now, he and his wife can sit back and relax, knowing Ladder will help provide financial support for their family if something ever happens to them.

“It makes me feel that I’m doing the right things in order to give my kids the best chance if something should happen,” he says.

Your life is full of changes. With Ladder, you can get life insurance that can change with you.

Farrah Daniel is an editorial assistant at The Penny Hoarder.

The statements and testimonials presented here were provided voluntarily and not in exchange for any payment, and are applicable for the individual(s) mentioned above. Individual results and experiences may vary.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Erie Insurance: 6 things to know about the top-rated insurance company

erie insurance sign on office

Erie Insurance may not be a household name around the US, but this insurance company is one that you should take a look at if you’re thinking about shopping around for home or auto insurance.

Money expert Clark Howard looks to the annual insurance company rankings from J.D. Power and Consumer Reports when it comes to recommending where people look to buy their insurance and Erie fares extremely well in both of those surveys.

RELATED: When should you file a claim on your homeowners insurance?

Erie Insurance: Here’s what you need to know

The company was founded in 1925 and today offers a full spectrum of auto, home, business and life insurance. Here’s what you to know about this nearly-100-year-old insurer…

1. Erie Insurance serves 12 states

The company serves customers in a dozen states and the District of Columbia:

  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Virginia
  • West Virginia
  • Wisconsin
  • District of Columbia

In fact, Erie had nearly 6 million policies in force for auto, home and business insurance at last count.

2. Erie Insurance is a regional insurer with a solid business reputation

Based in Erie, Pennsylvania, the company is actually the 9th largest homeowners insurer and 11th largest automobile insurer in the United States based on direct premiums written, according to the company’s factsheet.

In addition, the property/casualty side of the company has an A+ rating from A.M. Best, the industry’s leading rating agency. Meanwhile, the life insurance part of Erie is rated A. (Editor’s note: A++ is the highest rating available from A.M. Best.)

3. The company is routinely named one of the top insurers in the country

Both Consumer Reports and J.D. Power conduct extensive overviews of the auto and home insurance industry and customer satisfaction after a claim is made.

And when it comes to auto and home insurance, both sources agree: Erie is a Top 5 insurer or better versus all the other national players.

Have a look at some of the impressive marks it gets:

Home insurance

  • #3 best homeowners insurance company according to Consumer Reports
  • #5 best homeowners insurance company according to J.D. Power

Auto insurance

  • #1 best homeowners insurance company according to J.D. Power
  • #1 for Mid-Atlantic region of the country and #4 for North Central region, according to J.D. Power
  • #5 best homeowners insurance company according to Consumer Reports

Check out the full lists of the best auto insurance companies and the best home insurance companies.

4. Erie Insurance has a new policy for Airbnb hosts

Thinking about renting out your home on Airbnb or a similar home-sharing site? Erie has a new insurance product with you in mind.

Their peer-to-peer house sharing policy costs an average of $ 40 to $ 60 extra per year. It is intended to step in with liability coverage because not all home-sharing sites offer protection for hosts.

With this policy, you’ll be protected “up to the liability limit for certain coverages on the homeowners policy, which typically ranges from $ 100,000 to $ 1 million,” the company notes.

The house-sharing insurance is available in all the states Erie does business in except North Carolina and Viriginia.

5. The company is testing pay-per-mile auto insurance

Erie CEO Tim NeCastro revealed the company is testing telematics for pricing private passenger auto insurance with 3,000 customers in two states — Ohio and West Virginia.

“We’re very pleased with the response and with the experience and we’re looking to expand that program in 2019,” he said during a recent earnings calls. “We plan to be in two more states this summer and then deploy additional territories later in 2019.”

6. The home sensor pilot program has already saved customers big bucks

NeCastro also said Erie has expanded a test of home sensor pilots to 2,000+ households.

“One customer in Ohio, for instance, reported that his sensor detected a refrigerator leak just two days after installation and helped them avoid a costly loss,” the CEO noted.

“Another customer in Pennsylvania credited the sensor for [alerting] him [to a] water leak in his basement and allowing him to take steps to prevent damages. Examples like these reflect the improved proactive experience customers can have with Erie, while also saving us and them the cost of the claim.”

Final thought

Erie Insurance has a great reputation for customer service and does a good job integrating technology into the insurance experience. You may want to look into them if you’re ready to shop your coverage around and you live in their service area.

More insurance stories on Clark.com:

The post Erie Insurance: 6 things to know about the top-rated insurance company appeared first on Clark Howard.

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A Chinese company is GPS-tracking your chicken to ensure they’re healthy and organic

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Your future chicken dinner is about to get its very own Fitbit-like device.

Chinese online insurance company ZhongAn Online has developed a new GPS tracker for poultry called GoGo Chicken, according to the Wall Street Journal. The device fits around the animal’s leg while sensors monitor information like the chicken’s environment, what it eats, and how much exercise it gets.

ZhongAn refers to the product as “blockchain farming” because it utilizes the real-time public record technology popularized by cryptocurrency to store its data on the chickens. Read more…

More about Food, China, Gps Tracking, Farming, and Chicken


Tech

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Kraft Heinz’s Stock Plummets 20% After Company Slashes Dividend, Discloses SEC Probe

The stock price of Kraft Heinz plunged 20% late Thursday after the food giant disclosed it received a subpoena from the Securities and Exchange Commission and reported a large net loss due to the reduction of goodwill in some of its best-known brands.

Kraft Heinz also said in a conference call discussing earnings that it cut its quarterly dividend to 40 cents a share from 62.5 cents and that it was considering selling off some of its businesses to help pay down debt. The company reported $ 30.9 billion in long-term debt at the end of 2018, up from $ 28.3 billion a year earlier.

In its earnings release, Kraft Heinz said it received a subpoena last October related to its “accounting policies, procedures, and internal controls related to its procurement function, including, but not limited to, agreements, side agreements, and changes or modifications to its agreements with its vendors.”

After launching an investigation into its procurements accounting, Kraft Heinz said it recorded a $ 25 million increase in its cost of products sold after determining the amount was “immaterial” to previous reporting periods. The company is also working to improve its internal accounting controls.

The financials reported in Kraft Heinz’s earnings report were well below investor expectations. The company’s revenue rose 0.7% to $ 6.9 billion, missing analyst estimates by $ 50 million, while its GAAP net loss came in at $ 10.34 a share. That net loss was largely caused by an impairment charge of $ 15.4 billion to adjust the goodwill in some of its businesses, including the Kraft and Oscar Mayer trademarks.

Kraft Heinz was formed in 2015 by a merger of the two food companies that was engineered in part by Warren Buffett’s Berkshire Hathaway. Buffett has previously spoken about how changing consumer tastes are affecting the appeal of brands belonging to Kraft Heinz. The company’s stock is currently down 64% from the levels it was trading at two years ago.

Fortune

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Germany to extend electric company car tax incentives: paper

German Finance Minister Olaf Scholz plans to extend tax incentives for electric company cars, he told a newspaper on Saturday, the government’s latest attempt to boost demand for clean vehicles.


Reuters: Technology News

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Worried You Won’t Qualify for Life Insurance? This Company Has You Covered

Nobody’s perfect. Maybe you’re interested in getting some life insurance, but you’re worried you won’t even qualify for it because of your health.

Maybe you have diabetes or heart disease. Maybe you’re a smoker. Maybe you’re a little heavy. Maybe your family history is littered with medical landmines. Or maybe you’re… welllllll, just not as young as you used to be. That happens to all of us.

If that’s the case, how can you get life insurance without paying through the nose for it?

The short answer is to shop around. Here’s the tricky part: Life insurance companies have radically different ideas about what constitutes a health risk.

“Not all companies treat health conditions equally. Some may offer better rates for people with diabetes, while others are cheaper for baby boomers,” advises Policygenius, an online insurance marketplace. “Make sure you’re going with a company that gives you the best possible price.”

Policygenius would know. It’s a digital platform that offers you instant quotes from competing insurance providers.

Even if you’re not in picture-perfect health, you can still get life insurance, and this company can help.

First, you type in your information and answer a series of questions. Policygenius uses its algorithms and its search engines and works its magic to find your best options for you to compare side-by-side.

Specifically, you can see how much money they want to charge you.

It’s a smart way to find out what insurers like Prudential, Lincoln Financial or Transamerica really think about your particular health issues, whatever they may be.

It Doesn’t Cost as Much as You Think

Don’t be afraid. No matter what, life insurance probably isn’t as expensive as you think it is.

For instance, nearly half of millennials overestimate the cost of life insurance by about five times the actual amount, according to a 2018 study by the life insurance industry group LIMRA.

The fact is, most people who use Policygenius can get covered for less than $ 30 per month.

Now, if you really have health issues, you may have to pay a bit more.

Policygenius spells this out in its “Life Insurance Shopping Guide,” which it emails to you upon request. “The older, unhealthier or riskier you are to insure — for instance, if you scuba-dive — the more expensive your policy will be,” it says.

That’s why you’ll need to answer a few questions about your health and take a free medical exam. That takes about half an hour, and it can take place in your home or office, if you want.

“The healthier you are — and the less likely you are to die while the policy is active — the cheaper your life insurance will be,” Policygenius says.

Ultimately, it pays to shop around.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He likes to comparison-shop for pretty much everything.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Woolmark Company Confirms Judging Panel Ahead of Prize Final

LONDON — The Woolmark Company has lined up a panel of judges from across the design, editorial and retail sectors ahead of this year’s international final on Feb. 16., during London Fashion Week.
Judges at the awards event, which will take place at Lindley Hall in Westminster, include designer Alber Elbaz; actor Gwendoline Christie; consultant Floriane de Saint Pierre; InStyle editor-in-chief Laura Brown and Highsnobiety founder David Fischer.
Among the retail executives taking part in the initiative are Harvey Nichols’ Laura Larbalestier; Mytheresa.com’s Tiffany Hsu and Kelly Wong, director of fashion at Lane Crawford.
The panel will pick the men’s wear and women’s wear winners for the International Woolmark Prize, and the winners will be announced immediately.
Men’s wear nominees include Daniel W. Fletcher, Nicholas Daley, Willy Chavarria and Korean label Youser.
Albus Lumen, Brandon Maxwell, Colovos, Yohei Ohno and I-am-Chen are nominated in the women’s wear category. There is also a unisex category that highlights the works of Angel Chen, Edward Crutchley and CMMN SWDN.
The men’s and women’s wear winners will receive $ 200,000 each, alongside industry mentorship, and commercial opportunities.
An additional Innovation Award will be granted to a participating designer. It includes a $ 100,000 prize.

Follow WWD on Twitter or become a fan on Facebook.

Read More…
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Company claims to have ‘complete cure for cancer’ within a year

AEBi, a biopharmaceutical company, claims it will have a cure for cancer within a year. Those claims are probably too good to be true.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Chamillionaire Set To Donate $10,000 In A Black Founder’s Company For Black History Month

Chamillionaire - Boss Life Ball 2019

Source: Kevin Rawls / Grundy Wiley / Radio One Houston

Chamillionaire has opted for tech ventures over slabs but the Houston every man is still finding ways to give back. Cham announced on Twitter Friday night that he’s set to donate $ 10,000 to the founder of a black company for Black History Month.

“I was with my circle of peers, a lot of conversations about better ways to support black founders and entrepreneurs,” Cham says in the video. “More ways we can invest more money back into our communities. And since it’s Black History Month, I want to kick it off by donating $ 10,000 in a black founder’s company. Of all the money being raised out there, companies with black founders make up %1 and companies with black women founders make up .2% so we gotta do better.”

Cham says he’ll reveal more details soon but this is an amazing look, especially for a black start-up looking to make waves.

RELATED: Mentor Vs No Mentor! Chamillionaire On Convoz [VIDEO]

RELATED: Chamillionaire Explains How To Become Wealthy & Investing In Tech [EXCLUSIVE]

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Trump’s company plans to expand check of employees’ legal status following report that it hired undocumented workers for years

The decision to use the E-Verify program is the first acknowledgment that Trump’s private business has failed to fully check the work status of all its employees, despite his claims otherwise during the 2016 campaign.
Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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71% of Us Want to Do This in 2019. One Company Will Pay Us to Achieve It

What are your hopes and dreams this year?

Diet or eat healthier? Exercise more? Lose weight?

Wow, it’s almost like I’m reading your mind.

That’s because those were the top three goals for 2019, according to a survey of 2,000 people published by Inc. It found that 71% of us want to diet or eat healthier; 65% of us want to exercise more and 54% of us want to lose weight.

Unfortunately, Inc. also reports that only about 8% of us will stick to our resolutions… Fortunately? There are tools out there to help you reach success — like wellness company HealthyWage.

HealthyWage will pay you up to $ 10,000 when you hit your health and weight-loss goals.

Here’s how it works:

  1. Read our full HealthyWage review, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $ 20 to $ 500 a month.

It sounds too good to be true, right? We’ve chatted with a number people who shared their success stories, including these four women who won a collective $ 10,495.28 from HealthyWage.

Hey, you just might finally be able to achieve your resolutions this year!

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She always need motivation to get off the couch.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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U.K.-based fintech company Nutmeg raises $58 mln in latest funding round

U.K.-based online wealth manager Nutmeg
said https://www.nutmeg.com/nutmegonomics/goldman-sachs on
Tuesday it raised $ 58.2 million in funding from Goldman Sachs
Group Inc, proceeds of which will be used mainly for
international expansion.


Reuters: Company News

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Fortune 500 Company Corporate Board Diversity at All-Time High

A new report from the Alliance for Board Diversity (ABD) and Deloitte, reveals that women and people of color represent 34% of all corporate board seats in Fortune 500 companies—placing board diversity at an all-time high.

Here are some key findings from the study:

-Black woman gained 32 board seats in 2018, an increase of 26.2% from 2016.

-Black men gained 26 board seats in 2018, an increase of 8.5% from 2016.

-Black and Asian women achieved the largest increase in board seats; black women at a 44.8% increase, and Asian women at a 30.8% increase.

-Companies are increasingly re-appointing minority board members to their boards rather than seeking out new directors.

“The increase in boardroom diversity over the last two years is encouraging, but we must not overlook that Caucasian/White men still hold 66% of all Fortune 500 board seats and 91.1% of chairmanships on these boards,” said Linda Akutagawa, chair for the Alliance for Board Diversity and president and CEO, LEAP (Leadership for Asian Pacifics).

“While progress has been achieved, there is still much more work to do,” said Deb DeHaas, vice chairman and national managing partner, Deloitte Center for Board Effectiveness.

‘Wokeness’ in the Boardroom 

Corporate America has been responsive to the wave of activism, particularly across social media, in regards to racism, sexism, economic inequality, and various other societal ills. Last year, Nike interjected itself into the heated debate over NFL players kneeling during the national anthem pre-game, to protest police brutality. The athletic apparel company made the symbol of the kneeling movement, Colin Kaepernick, a star in one of its ad campaigns.

The risk of offending customers who disagree with protesting on the field seemed to be worth taking. Nike’s sales increased 31% after the Kaepernick ad backlash.

Recently, Gillette, a Procter & Gamble brand, released an ad in line with the #MeToo movement, urging men to take responsibility for sexist behavior of other men. The ad is inciting both praise and outrage.

It’s not yet known how the controversial ad will affect P&G’s bottom line; the company is set to release its Q2 earnings next week (but so far, Wall Street speculation is favorable).

Burger King is the latest company to wade into political waters after posting a tweet poking fun at a misspelled tweet of Donald Trump’s.


CNN coined this ad trend “woke advertising.” This “wokeness” has presumably made it into the corporate boardrooms as the growing diversity board diversity numbers seem to evidence.

Despite Spate of Black Executive Board Appointments, Challenges Persist

A number of high-profile black executives have been appointed to the boards of some of the world’s largest companies. Last November, Nike announced the appointment of John W. Rogers, the CEO and founder of Ariel Investments L.L.C. to its board. Retired AMEX CEO Ken Chenault sits on the boards of Facebook and Airbnb. Edith Cooper, the executive vice president and global head of human capital at Goldman Sachs was added to Silicon Valley company Slack’s board. View a full listing of black board members on BLACK ENTERPRISE’s 2018 Registry of Corporate Directors.

As progress is made, challenges remain. One issue is that most board appointments come from the C-suite level and from the pool of corporate CEOs, in particular. The number of black CEOS at the corporate level has shrunk in recent years. Chenault actually discussed this issue with BE in a recent interview.

“We have a long way to go,” said Chenault. “As I’ve said publicly, I think it’s embarrassing that the number of African American CEOs has actually been reduced from eight years ago. That’s a serious problem. From an African American perspective, we are underrepresented. We can talk all the theories we want. People talk about the complexity of this issue. I know that there are very qualified people. They just haven’t gotten the opportunity.”

While it’s important to celebrate the achievement made in diversifying American corporate boards, there is still the need to build up the pipeline of qualified black executives that can ascend to the C-suite.

The post Fortune 500 Company Corporate Board Diversity at All-Time High appeared first on Black Enterprise.

Career | Black Enterprise

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This Company Will Help You Finance up to $100K for Your Next DIY Project

DIY projects are a fabulous way to save money. After all, why pay outlandish prices to hire a carpenter or handyman if you can just do it yourself?

Still, even DIY projects cost a little money. You’ll need tools and paint and supplies. Also, you’ll need extra supplies for when you inevitably make a mistake. (Whoops! It’s OK; that’s all part of the process.)

Even if you’re not paying through the nose for professional help, DIY projects typically involve purchasing things like paint, paintbrushes, wood, laminate flooring, sealant, ceramic tile or whatever.

A trip to Lowe’s or Home Depot or Ikea can quickly run into the hundreds or thousands of dollars.

What’s a good way to come up with that money?

Go to Vegas and gamble up a storm? No.

Sell lots and lots of plasma? No.

Try taking out a personal loan. These days, it’s quicker and easier than ever.

A good resource is Fiona, a search engine for financial services, which can help match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He likes to do home projects himself, but he’s not necessarily opposed to hiring a contractor either.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Commentary: J&J is a company of the ‘highest integrity.’ Investors overreact to asbestos report

The report and subsequent stock drop seem like an overreaction to a narrow set of information based on the Missouri court verdict, fueled by a group of plaintiff attorneys, and pursuing 9,000 additional cases against the company.
Commentary

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Company that hijacked Holmes and Theroux on Twitter ‘didn’t break law’

The chief executive of a company which demonstrated a security flaw in Twitter by hijacking the accounts of Eamonn Holmes and Louis Theroux has denied breaking the law.
Tech News – Latest Technology and Gadget News | Sky News

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Chief Justice pauses contempt order for mystery company in Mueller investigation

Chief Justice John Roberts on Sunday issued a temporary pause on an order holding an unnamed, foreign government-owned company in contempt over a mystery court case related to special counsel Robert Mueller’s investigation.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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SPECIAL DONATION REQUEST UPDATE:

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In true Musk fashion, Boring Company test tunnel opening pushed back a week

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Long criticized for his time management skills, billionaire inventor Elon Musk is once again behind schedule on a major project.

This time it’s the underground Hawthorne test tunnel for The Boring Company’s high-speed transit system underneath Los Angeles. A big public opening experience was scheduled for Tuesday, but a company spokesperson emailed over a new date set for Dec. 18.

Musk tweeted about the delay, expertly spinning it as an improved event that just needs a bit more attention and time to pull off. He promised “more than a tunnel opening” with autonomous transport cars and car elevators. Maybe something like the elevator approved for under a Hawthorne home the company purchased? Guess we’ll find out later this month. Read more…

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How Microsoft Quietly Became the World’s Most Valuable Company

Microsoft tried through the years to compete in a range of buzzy consumer businesses, but it was Chief Executive Satya Nadella’s focus on selling humdrum yet fast-growing computing services to companies that allowed it to reclaim the title of world’s most valuable company.
WSJ.com: WSJD

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NBA Player Terry Rozier Sued By Costume Company for Making Money Off ‘Scream’ Ghost Face Mask

(Terry Rozier Instagram)

Boston Celtics player Terry Rozier allegedly made a pretty large amount of cash from selling his own merchandise using the iconic mask from the movie, Scream.

But the creators of the mask believe they got ripped off, and now they reportedly want their cut. Rozier, who goes by the nickname, “Scary Terry,” has been selling shirts and sweatshirts featuring his slogan combined with the infamous mask from the 1996 thriller.

The Blast reports, Fun World costume company claims they are the original designer of the “Ghost Face Mask,” and officially licensed it for use in the slasher film and other movies.

The company reportedly says the Celtics player is using their design and copyright without permission, claiming he has, “adopted the Ghost Face Mask design as his own mascot and paired the design with his alter ego “Scary Terry,” The Blast reports.

Fun World accuses Rozier of ripping off their work and making a profit, and are reportedly suing for unspecified damages plus $ 150,000 per infringement.

[ione_media_gallery id=”2982″ overlay=”true”]

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This Company Offers Life Insurance That Actually Responds to Your Changing Needs

Pop quiz time. What do you think about when you think about buying life insurance?

Time’s up! Did you think of pushy salespeople? Or maybe your mind went to the dreaded thought of getting locked into a 20-year policy that isn’t right for you even five years down the road.

Your life is constantly changing, and that’s a good thing. What you really want is life insurance that can change along with you.

According to the Insurance Information Institute, an independent resource for information on all things insurance, 44% of consumers overestimate the cost of life insurance, and more than half of them say they’d get it if they could just get it priced without a physical exam.

If you think you’re ready for a term life insurance plan to help protect your family, check out Ladder. You’ll find that you can get life insurance that is easy to get and easy to change when your life takes a new path.

My Life Changes. What About My Policy?

One of the hardest parts about choosing a life insurance policy is trying to figure out just what kind of policy is the best fit for you and your life. What if you sign a 15-year policy and your life situation changes?

People get married, buy houses, have kids and then, eventually, those kids move out and do their own thing.

Ladder gets it. Your life is dynamic, and your life insurance coverage should be able to change with it. That’s why it offers flexible coverage.

Sign up for the coverage you need, but when your life takes a new path, Ladder lets you add more or even reduce your coverage without dealing with high-pressure agents or even tedious paperwork.

Back up — What Is Term Life Insurance?

Simply put, term life insurance is a life insurance policy that pays out a benefit upon the death of the policy holder. The policy is purchased for a certain term, for example 10 or 20 years, and the policy holder can choose to renew their policy once it expires.

The biggest determining factors in the cost of a term life insurance policy are the amount of coverage (the amount left to the family) and the age, gender and health of the person insured.

The primary benefit is the ability to leave money for loved ones for things like funeral and living expenses.

For example, imagine a man who is 35 years old, married and has two kids. He may choose to purchase term life insurance. If he should die unexpectedly, the insurance policy would leave a predetermined amount of money to his wife and kids to help pay funeral costs. It would also help them get by without his income, so they could continue to pay their bills, stay in their home and continue their education.

Keep Life Simple

You can use Ladder’s coverage calculator to figure out how much coverage you should have. Then your online application only takes a few steps:

  • Take about five minutes to answer a few questions about your life and health, such as your income.
  • You’ll get an instant decision on coverage, and there’s no risk. You won’t even have to go get a full physical. Some simple lab work might be required, but that’s easy, right?
  • You’ll need to enter your driver’s license and social security number, which is true for any life insurance application. The company needs this information to verify your identity and prevent fraud,. It uses a secure website and will not sell your private information.
  • You’ll pay no policy fees, and you can cancel anytime. You even get a 30-day money-back guarantee.

Your life is full of changes. Make sure your life insurance can change with you.

Life can be hard, and making decisions about it can seem even harder. Ladder makes life insurance easy to get and easy to change.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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The Amazon-Berkshire-JPM health venture just hired first female exec, from a big insurance company

Amazon, Berkshire Hathaway and J.P. Morgan have hired Dana Safran from Blue Cross Blue Shield. 
Health and Science

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This company can turn your face into an identical mask

OTSU, Japan — Super-realistic face masks made by a tiny company in rural Japan are in demand from the domestic tech and entertainment industries and from countries as far away as Saudi Arabia. The 300,000-yen ($ 2,650) masks, made of resin and plastic by five employees at REAL-f Co., attempt to accurately duplicate an individual’s face…
Technology News & Reviews | New York Post

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Marvel and The Walt Disney Company salute the life and career…

Marvel and The Walt Disney Company salute the life and career of Stan Lee and offer our undying gratitude for his unmatchable accomplishments within our halls. Every time you open a Marvel comic, Stan will be there. Please join us in remembering Stan “The Man” Lee.

Marvel Entertainment

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You can now order from Uber Eats and expense it to your company in the app

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You’ve just flown in for a conference. It’s late. You order a car to the hotel and realize you haven’t had dinner yet. The hunt for something to eat is on.

More and more business travelers are firing up the Uber Eats app and ordering food delivery. And as of Thursday, instead of tracking the order and submitting a receipt to get reimbursed for the meal, Uber Eats has its own business platform, just like Uber for Business for rides. The new product is called — wait for it — Uber Eats for Business.

More about Business, Uber, Delivery, Uber Eats, and Tech


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A. Barry Rand, Among the First Black CEOs of a Publicly Traded Company, Dies at 73

Addison Barry Rand, known fondly as “Barry,” passed away on Thursday. Rand was an influential business leader who held many high-profile corporate positions. In fact, Rand rose to become Chairman and CEO of Avis Rent A Car Inc. in 1999, the third African American to assume the helm of one of the nation’s 500 largest publicly traded corporations.

Rand had a 31-year career at Xerox at one point heading the company’s then-$ 5-billion marketing group. During his tenure at Xerox, he went on to manage $ 18 billion in revenue and 70,000 employees in over 150 countries.

Rand was highly regarded for his business and marketing acumen. In 1968 he earned his B.S. in Marketing from American University. He first joined Xerox as a sales trainee, citing the company’s “contagious freedom of expression” where he could be “Barry Rand and not somebody’s idea of what I should be.”

He rose from sales representative to executive vice president for worldwide operations. While at Xerox, he was instrumental in ensuring minorities and women had every opportunity for advancement at the company. Under his leadership, Xerox became the most diverse company in the Fortune 50.

He left Xerox in 1999. ”Barry was one of the most loved and respected leaders here, and not just because he succeeded against the odds as an African American,” said Anne M. Mulcahy, a-then Xerox executive vice president told The New York Times in 1999.

When Rand left Xerox to head Avis, he became one of the first African Americans to achieve such a position at a Fortune 500 company and one of the first to lead a publicly-traded company. According to The New York Times, another business icon, Ken Chenault, recommended Rand to Avis.

“Avis offers a great opportunity,” Rand said at the time in a January 2000 interview with Black Enterprise magazine. “It is a Fortune 500 company. It has an international dimension. It is a company that fits my skill set…”

In 2009, AARP tapped Rand as its new chief executive. He was attracted to AARP’s dedication to fighting for the rights of older Americans. He said back then, “AARP’s resources are immense, but so are the goals that it seeks to achieve. The fight will not be easy, but if I’ve learned one thing in my career, it’s that nothing worthwhile ever is.”

The business leader also served as the volunteer chairman of Howard University’s board of trustees. At Howard University, he established the Helen Matthews Rand Endowed Scholarship. Named for his mother, a teacher and principal, the scholarship provides full tuition and a laptop to students pursuing a degree in teacher education. Recipients must make a two-year commitment to teaching in an inner-city or urban environment upon completing their degrees.

Rand is survived by a wife, daughter, and son.

Black Enterprise interview with A. Barry Rand:



The post A. Barry Rand, Among the First Black CEOs of a Publicly Traded Company, Dies at 73 appeared first on Black Enterprise.

Career | Black Enterprise

EMPLOYMENT UPDATE:

Under Armour’s #MeToo Moment: No More Strip Clubs on Company Dime

Under Armour employees received an email earlier this year that upended a longstanding company practice: They could no longer charge visits to strip clubs on their corporate cards. Strip-club visits were symptomatic of practices women at Under Armour found demeaning, current and former employees say.
WSJ.com: US Business

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Watch Exclusive ‘Suspiria’ Clip: You’re in a Company Now

Watch Exclusive 'Suspiria' Clip: You're in a Company Now

A swirling tale of darkness, director Guadagnino's Suspiria is set at a dance company in Berlin in 1977. It was a troubling time for the fabled European city and that's reflected fully in the film's dense and brooding atmosphere.

Dakota Johnson stars as Susie Bannion, an ambitious young American dancer who has just been accepted into the world-famous company by artistic director Madame Blanc (Tilda Swinton). In our exclusive clip, Madame Blanc puts Susie through her paces, to…

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Period panties company drops ‘seasonal’ pee-proof underwear

First came the period-proof underwear. Up now is the pee-proof underwear. Minds boggle at visions of what the women from Thinx Inc. will devise next. On Halloween morning, they were in Union Square Park, on the edge of the farmer’s market, hyping their seasonally appropriate, limited-edition pumpkin-spice-colored undies for women dealing with involuntary urination. Their…
Fashion News, Photos, and Video | New York Post

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Here’s how you should behave at those upcoming company holiday parties

Christmas starts earlier and earlier each year. And there are a lot of folks right now planning their company party. So let me be the first of many to offer advice on holiday party behavior: First, don’t do or say anything that would make your 10-year-old snitch to mommy or daddy. (Pretend your kid is…
Opinion | New York Post

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Bain Capital teams with Pfizer to create new neuroscience-focused company

Pfizer announced in January it planned to shut down early- and mid-stage neuroscience drug development. But now Pfizer and investment firm Bain Capital are creating a new company. Its name: Cerevel Therapeutics.
Health and Science

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Inside Facebook’s ‘war room,’ where the company is fighting to stop election manipulation

Facebook's roughly 900-square-foot room, which it recently showed to journalists, is a visual representation of the company's commitment to dramatically improving communication and security ahead of the U.S. midterms.
Media

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What every tech company needs: A cardiologist

For the largest tech companies, cardiologists are the new hot commodity. 
Health and Science

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Apple acquires Danish company with futuristic green screen technology

Apple

One of Apple’s strengths is that it doesn’t acquire companies without a mapped out strategy in mind. Every time Apple makes an acquisition, it’s because Apple has a specific idea of how to incorporate the target company’s technology into its own line of products and services. In stark contrast, some other tech giants — like Google, for example — tend to go on acquisition sprees and snatch up companies without really thinking about or expressing an end-goal. Google’s 2013 acquisition of Boston Dynamics is a prime example.

With that said, every Apple acquisition tends to be big news because it can often signal the type of features we might eventually see in future Apple products. When Apple purchased AuthenTec in 2012, for example, the company’s fingerprint authentication technology was built into the Touch ID feature that shipped on the 2013 iPhone 5s. With that said, Apple a few months ago made a rather interesting acquisition that hasn’t been made public until now.

Continue reading…

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  2. It looks like Samsung is finally ready to copy the Apple move we all knew it would eventually copy
  3. Catch-and-release fishing might actually be doing more harm than good

Apple acquires Danish company with futuristic green screen technology originally appeared on BGR.com on Wed, 10 Oct 2018 at 21:09:01 EDT. Please see our terms for use of feeds.


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Former FBI informant owns limo company linked to fatal crash

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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GE Names Lawrence Culp, Jr. CEO; Company To Fall Short Of 2018 Earnings Guidance

GE (GE) announced that Lawrence Culp, Jr. has been named Chairman and Chief Executive Officer of the company, effective immediately. The GE Board has appointed Thomas Horton as Lead Director. Culp and Horton have been members of the Board since April 2018. Culp will succeed John Flannery as Chairman and CEO.
RTT – Earnings

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Walgreens takes minority stake in makeup company Birchbox. Hopes to lure customers to beauty aisles

Walgreens will experiment with adapting Birchbox's concept to some of its stores, stocking shelves with more "prestige" makeup brands, dedicating more floor space to Birchbox and allowing customers to "build your own Birchbox" at Walgreens.
Health and Science

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