A measles outbreak is dividing families in this orthodox Jewish community. Passover could make it worse

As one of the holiest Jewish celebrations of the year arrives, families in the Hasidic section of Williamsburg, Brooklyn, face a dilemma.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Earnings deluge could make or break sentiment

Next week will go a long way in determining whether investors should be concerned about the dawning of an earnings recession or whether back-to-back quarters of negative growth can be avoided in what is the heaviest week for profit reporting by U.S. companies.


Reuters: Business News

SPECIAL DISCOUNT UPDATE!

Jos. A. Bank: Daily Deals From Jos. A. Bank – Get Up to 75% Off!

Scientists discover type of matter that could rewrite the textbooks

A bizarre new form of matter has been discovered by physicists and it’s not a solid, liquid or gas. Researchers in Scotland used artificial intelligence to confirm the new substance which could rewrite textbooks and change what we know about basic science. A spokesperson for the University of Edinburgh said: “The discovery is important because…
Technology News & Reviews | New York Post

SPECIAL SHOE DISCOUNT:

Robots could do a better job than umpires in MLB games

One job that I think is imperiled by technology is that of the home plate umpire in Major League Baseball. “Kill the ump” might be a criminal thought, but “kill the ump’s job” won’t be, especially if one new report is correct. A study of nearly 4 million MLB pitches by Boston University finance professor…
Business | New York Post

SPECIAL SHOE DISCOUNT UPDATE:

UPDATE 1-Brazil bridge collapse could affect grain shipments in north

Part of a bridge over the
Moju River in Brazil’s Para state collapsed early on Saturday,
potentially affecting shipment of grains such as soybeans and
corn through northern ports, local authorities and an
agribusiness consultant said.


Reuters: Company News

SPECIAL DISCOUNT DEAL:

Find the Best Daily Deal in Your Neighborhood

‘Killing Eve’ Boss on Why Eve and Villanelle ‘Could Die in Any Episode’

“Killing Eve’s” new head writer and executive producer Emerald Fennell took the reins of Season 2 with the attitude that both of the main characters — the titular MI6 agent (Sandra Oh) and the assassin she stabbed at the end of Season 1, Villanelle (Jodie Comer) — could “die in any episode.” “I never wanted […]

Variety

FASHION DEAL UPDATE:

Why Cutting Aid to Guatemala, Honduras, and El Salvador Could Increase Migrant Influx

President Donald Trump ordered the State Department to cut funding for Guatemala, Honduras, and El Salvador this weekend in retaliation for the recent influx of migrants from these nations, reversing a longstanding policy that says aid helps abate immigration.

“We’re giving them $ 500 million,” Trump told reporters on Friday, claiming without evidence that the governments of these nations “set up” immigrant caravans destined for the U.S.-Mexico border with their “worst people.”

“We were paying them tremendous amounts of money, and we’re not paying them anymore because they haven’t done a thing for us,” he continued.

The State Department said a day later that it would be ending foreign assistance programs for the Northern Triangle (Guatemala, Hondura and El Salvador) for fiscal years 2017 and 2018 at the president’s direction. A congressional aide told Reuters this could be about $ 700 million.

“We will be engaging Congress as part of this process,” said a State Department spokesperson.

According to Liz Schrayer, president and CEO of the U.S. Global Leadership Coalition–a nonprofit coalition of businesses and NGOs dedicated to American development and diplomacy–pulling back aid “exasperates the exact root causes that are creating the migration numbers’ increase.”

“We’ve seen statistics that for every 10 additional murders, six additional children seek safety at our border,” said Schrayer. Foreign aid targets these uninhabitable conditions by supporting security and programs of economic development, she said. One such U.S.-funded program in El Salvador gives children job training, and according to Schrayer, homicides rates have come down 78% in these areas.

“That means kids are staying in these communities,” she said. “They’re not coming to our borders.”

Trump argues the governments in the Northern Triangle aren’t doing enough to stop migration to the U.S. Schrayer said she agrees with the president in that “yes, those country’s leadership need to be accountable to their citizens, and should do more.”

But, she added, the situation should also be answered with the “active diplomacy” and “effective development” funded by foreign assistance programs.

Speaking at the Northern Triangle conference in June 2017, Vice President Mike Pence promoted this policy, saying that “to further stem the flow of illegal immigration and illegal drugs into the United States, President Trump knows, as do all of you, that we must confront these problems at their source.”

Trump’s decision to cut aid is a full reversal of this policy, and Congressional Democrats were swift to condemn the decision. Sen. Bob Menendez (D-N.J.), the ranking member of the Senate Foreign Relations Committee, said the end of these aid programs would “undermine American interests and put our national security at risk.”

“U.S. foreign assistance is not charity; it advances our strategic interests and funds initiatives that protect American citizens,” Menendez said in a statement. “From combating drug trafficking and transnational criminal groups to helping establish safe communities with economic opportunities, U.S. foreign assistance addresses the factors driving migration from Central America.”

A Congressional delegation to El Salvador investigating the increase in family and child migrations to the U.S. called the president’s decision “entirely counterproductive.”

“It will only result in more children and families being forced to make the dangerous journey north to the U.S.-Mexico border,” said the five Democratic lawmakers in a statement. “We will work with our colleagues in Congress to do everything in our power to push back on the President’s misguided approach to Central America.”

Trump has long threatened to cut off aid to the Northern Triangle in retaliation for these countries not stopping the caravans passing through their borders. Families and children continue to seek asylum at the U.S.-Mexico border, however, and Trump says the detention centers are full.

“We’ve run out of space,” said Trump on Friday. “We can’t hold people anymore.”

Trump has threatened to entirely shutdown the southern border as the result of these record-breaking numbers. According to U.S. Customs and Border Protection, February of this year saw 78,000 apprehensions at the southern border–more than any other month in the past five years.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Gastrointestinal complaints in children could signal future mental health problem

Researchers have linked disruption of a child’s gastrointestinal microbiome triggered by early-life adversity — such as parental separation — with activity in the regions of the brain associated with emotional health.
Child Development News — ScienceDaily

SPECIAL DISCOUNT DEAL UPDATE:

How ‘Medicare for All’ Could Mean Change for Everyone

Through Medicare, the government health-insurance program created in 1965 to help older Americans afford their medical bills, the U.S. helps one in five of its citizens pay for doctor visits, blood tests, prescription drugs, stays in hospitals or nursing facilities, and hospice care. Why not offer those benefits to everybody? “Medicare for All” has emerged as a rallying cry among Democrats in the early stages of the 2020 U.S. presidential campaign, though it means different things to different people.

1. Who can get Medicare now?

About 85 percent of Medicare’s 59.7 million members are eligible because of their age — 65 or older. The rest are eligible because they have permanent disabilities. Beneficiaries are responsible for paying premiums, deductibles and other out-of-pocket costs, and most purchase some type of additional coverage to help with services that aren’t covered, such as long-term care, dental and vision treatment, and hearing aids.

2. What would Medicare for All mean?

That depends on who’s talking. Generally speaking, it suggests an end to the dominance of private health insurance in the U.S., in favor of either a government-run “single-payer” system, such as Canada’s, or a government-provided alternative to private insurance plans that Americans could buy into, an idea known as the “public option.” Less-drastic offshoots of the idea envision lowering the Medicare eligibility age to 50 — Medicare for more, rather than Medicare for All.

3. Which politicians support which proposals?

Senator Bernie Sanders, the Vermont independent who is again seeking the Democratic presidential nomination, continues to advocate for a fully government-run and government-financed system that would abolish most private insurance plans. Self-described progressive Democrats in the House of Representatives also favor a government-run single-payer system. That group includes Pramila Jayapal of Washington, who has offered specific legislation, and Alexandria Ocasio-Cortez of New York. Other Democrats vying against Sanders for the party’s 2020 presidential nomination are split (or fuzzy) over whether they would do away with most private insurance or, rather, seek more modest steps toward government-provided health care. House Speaker Nancy Pelosi’s focus on more modest steps toward insuring more Americans is an attempt to keep the party from fracturing over the issue.

4. Would Medicare for All change everybody’s health care?

It might, depending on the plan. The most expansive visions of Medicare for All, like those of Sanders and Jayapal, would establish universal benefits through a government-run program and outlaw most forms of private insurance, including employer-provided coverage. That might mean little if any out-of-pocket cost to patients, but also less choice for people who want to purchase specific types of benefits and for employers who use them to attract workers. Under a public-option plan, people satisfied with their insurance and medical care would have more flexibility to keep it.

5. How much would it cost?

The Congressional Budget Office, the provider of official cost estimates, hasn’t weighed in on any of the proposed plans. A study from the libertarian Mercatus Center said Sanders’ 2017 single-payer bill would raise federal spending by $ 32.6 trillion over 10 years; an earlier report by the nonpartisan Urban Institute reached a similar figure. (To pay for that, sponsors have floated ideas like raising taxes on the wealthy.) But the current system has costs as well. The U.S. spent $ 3.5 trillion on health care in 2017, or roughly $ 11,000 for each American, and is projected to spend about $ 47 trillion on health care between 2018 and 2027 (adding up what the government, employers and households pay). Today about 18 percent of gross domestic product goes to medical spending, a far greater share than most peer countries.

6. Would Medicare for All cut health-care costs?

That’s a matter of debate. Proponents say it would allow the government to limit costs by setting prices and eliminate the administrative burden of private health insurance. Critics argue that would remove the incentives private purchasers of health care have to steer their dollars toward more efficient, innovative suppliers.

7. Do Americans want Medicare for All?

That changes with how the question is phrased. In a January poll by the Henry J. Kaiser Family Foundation, 74 percent of those surveyed supported “creating a national government-administered health plan similar to Medicare open to anyone” if that meant people could choose to keep the coverage they already have. Support dropped to 56 percent if it meant “all Americans would get their insurance from a single government plan” and to 37 percent if it would “eliminate private health-insurance companies.”

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

12 Places in Your Kitchen Where Mold Could Be Hiding

Kitchens are supposed to be spaces for creating delicious meals and memories, not breeding grounds for mold. But because kitchens have a lot of moisture, they offer the perfect conditions for mold to grow—sometimes in surprising places. Here are 12 spots in your kitchen where mold could be lurking, and a few ideas for getting rid of it and keeping it away for good.
Bob Vila : Trusted Home Renovation & Repair Expert

BEST DEAL UPDATE:

April Fools hoax stories could offer clues to help identify ‘fake news’

Academic experts in natural language processing who are interested in deception have compared the language used within written April Fools hoaxes and fake news stories. They have discovered that there are similarities in the written structure of humorous April Fools hoaxes — the spoof articles published by media outlets every April 1 — and malicious fake news stories.
Literacy News — ScienceDaily

TEXTBOOK DEAL UPDATE:

Fed’s Quarles says more rate hikes could be ahead ‘at some point’ as economy improves

Quarles voiced confidence in the economy and said more rate hikes likely will be appropriate, countering the prevailing market wisdom.
Top News & Analysis

COMMUNITY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Contaminated ground beef that made over 400 people ill could still be in your freezer, CDC warns

An outbreak of salmonella infections that led to the recall of more than 5 million pounds of ground beef in December is over, the Centers for Disease Control announced Friday, but warns that many consumers could still have contaminated beef in their freezers.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Mortgage rates are now breaking to new lower territory, and they could stay there for months

The average rate on the 30-year fixed mortgage is falling again today, as investors rush into the bond market. Mortgage rates loosely follow the yield on the 10-year Treasury. Lower rates area already igniting home buying.
Real Estate

BEST DEAL UPDATE:

Easily Sell Your Home With ForSaleByOwner! A Home Sells with ForSaleByOwner Every 44 Minutes!

Owen Could Be in Another Love Triangle on ‘Grey’s Anatomy’

Another love triangle? Owen (Kevin McKidd) might be single, but Teddy (Kim Raver) is getting closer to the end of her pregnancy on the Thursday, March 21, episode of Grey’s Anatomy, and that could all change — but not if Koracick (Greg Germann) has anything to say about it.

‘Grey’s Anatomy’ Behind-the-Scenes Drama

In fact, things between all three of them got real pretty quickly when Teddy ended up having early contractions and missed her birth class that all three of them were supposed to attend together. Owen rushed to be by Teddy’s side while she was stuck in the hospital bed with an insufficient cervix, and he even got into a hospital bed to be by her side so she wouldn’t feel alone.

Teddy admitted that she was scared to be faced with a newborn, so Owen passed the time by talking about what an awesome mom she would be. It would have been an adorable moment… if Koracick hadn’t walked in and interrupted them just in time. But before Owen left, Koracick warned him that if he was trying to make a play for Teddy, he better be looking for a fight.

“I will not lie down. I will not walk away. I will fight for her,” Koracick said. “And that will bring on a whole lot of drama and a whole lot of pain for a woman you claim you want to be happy.”

Don’t Bite the Hand That Feeds You

Meredith (Ellen Pompeo) is busy working on her next big medical development, but DeLuca (Giacomo Gianniotti) is still reeling from the fact that his father’s experiment is officially over. And being that Alex (Justin Chambers) was the one who pulled the plug on it, there was some serious tension between them, and an argument involving a patient meant that Alex threw DeLuca off the case, and the patient and her mother refused to have the surgery.

Shocking TV Exits

Even though DeLuca came back and was able to talk her into having the surgery, it didn’t change anything for Alex. He told DeLuca to get out of the OR, but then he imparted a little wisdom: He shouldn’t shut Meredith out because of what’s going on with his father, because as someone who’s had issues with his parents himself, it never pays to bite the hand that feeds you.

When Meredith made it over to DeLuca’s house after work, he had dinner and an apology ready after he had spent the day ignoring her while he dealt with his feelings about his father.

“I needed a minute,” he admitted. “But now I need you.”

Meanwhile, Alex got home from work himself to find Jo (Camilla Luddington) in bed after getting home from Pittsburgh, where she went to meet her mom in person for the first time ever, but she was already asleep, or so Alex thought. Really, she was awake — and in tears.

Amelia and Link Are Heating Up

Now that Amelia (Caterina Scorsone) and Link (Chris Carmack) are back from their conference, things are super awkward between them since they hooked up — so awkward that everyone else around the hospital is starting to pick up on it, including Maggie (Kelly McCreary).

But Amelia didn’t really want to talk about it, and the more Link pushed, the less interested she was. But just when he finally broke the ice, the surgery they were working on together quickly went downhill, and their patient was paralyzed.

Everything Ellen Pompeo Has Said About How Long She’ll Stay on ‘Grey’s Anatomy’

At the end of the day, they were able to meet up in one of the private rooms that Maggie is using for her experiment on healing properties. Despite any awkwardness they might have faced during the day (and the heartbreaking outcome of the surgery they worked on together), things between them are heating up all over again.

Grey’s Anatomy airs on ABC Thursdays at 8 p.m. ET.

Us Weekly

BEST DEAL UPDATE:

The 12 Biggest Mistakes You Could Make with a Smart Home

It’s official: The future is now. The everyday tasks of life—locking the door, adjusting the thermostat, dimming the lights, and capturing porch thieves—can all be done with a quick swipe of a smartphone, putting us more in control of our households than ever before. Smart home devices like Alexa, smart thermostats, and digital security cameras are changing the way we think about and live in our homes, and making our lives more automated and convenient. But are some of the things you’re doing with your smart home system actually making your life more difficult and less convenient? Here are the 12 biggest mistakes you can make with your smart home—and how to avoid them.
Bob Vila : Trusted Home Renovation & Repair Expert

BEST DEAL UPDATE:

Getting Bored In Your Relationship? That Could Be A Good Thing

black couple

Source: Hero Images / Getty Images

In the rush of schedules, house chores, careers, and Netflix, relationships can get really stagnant. And that’s super normal. We often equate boredom in a relationship to something terrible, but in reality, it’s a natural part of partnership growth.

Via Madamenoire:

“Over time, we get more comfortable in a relationship,” Marisa T. Cohen, an associate professor of psychology at St. Francis College and author of “From First Kiss to Forever” told Washington Post.

“We get set in our ways, and with that comes a wonderful sense of security and trust in our partners.”

But the monotony can start to weigh on folks who see themselves as more adventurous. The routine “may be unnerving to some people, especially those who want or expect that exciting and passionate feeling they experienced at the beginning of the relationship,” Cohen explained.

And let’s be honest, the rush of newness can be addicting–especially when we haven’t felt it in a while due to being in a long-term relationship. The accessibility we now have with dating apps and platforms also makes jumping ship easier than ever before.

“With the rise in swipe-based sites and the ‘gamification’ of dating, part of the appeal for people may be the thrill of the chase, or meeting new people on a regular basis,” Cohen describes.

In the rush of schedules, house chores, careers, and Netflix, relationships can get really stagnant.

“You can have a fear of missing out on something ‘better,’ making the wrong decision, or being stuck or trapped in a relationship that isn’t right,” Rebekah Montgomery, a licensed clinical psychologist in private practice in Washington told Washington Post.

But all of these feeling and anxiety are real and expected. But the beauty is, if you’ve reached boredom and optimal comfort with your partner, you probably have really invested and built the core foundation of any connection: love and commitment. You may be lacking a little passion, but that aspect is easier to awaken. Humans are endlessly deep and you have to work to create opportunities to get to know your partner on a deeper level.

“When you transition to relationship mode, you are essentially focusing your time and energy on one partner, creating a deep, intimate space with them,” Cohen said of this relationship space.

“Being with someone who is soft, kind and supportive is pretty stable; it’s not the roller-coaster ride, or anxiety and butterflies of wondering what’s going to happen next. It might, at first, even feel a little boring.”

But you can offset the boredom with distance, travel, pursuing separate hobbies and bringing it back home–all of these moments will help turn up the heat. Don’t be bored. Get creative in loving your mate in different ways.


HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

 

Life & Style – Black America Web

BEST DEAL UPDATE:

You Could Be Paying Less in Taxes With These 7 Strategies

They say it because it’s true: The only certain things in life are death and taxes.

While we’re still working on the whole immortality thing, we have found some ways to reduce that pesky bill from Uncle Sam each April.

Don’t worry, we’re not talking about tax evasion. Throwing some bones to the government is a way better alternative than going to jail. (And besides, who doesn’t like roads and public libraries?)

But there are some totally aboveboard ways to keep more of your hard-earned dollars in your pocket.

Here are some ways to save money on taxes that won’t get you in trouble with Uncle Sam.

1. Reduce Your Taxable Income

One surefire way to not pay income tax: don’t earn any income!

Of course, for most of us, that plan won’t work. Unless you’re independently wealthy (or Bear Grylls-ing it in the woods somewhere), you need money to live on.

But there are ways to reduce your taxable income while still earning a living — and doing them might put you in a lower tax bracket. (To review: the amount you pay in income tax depends on how much of that income you earn, with higher earners being required, sensibly, to pay a higher percentage.)

The easiest way to reduce your taxable income — without throwing in the towel at work, of course — is to contribute to a tax-deferred retirement savings vehicle, like your company’s 401(k) plan.

Wages you defer to a 401(k) don’t count toward your taxable income for the year you make the contribution, though they will be taxed when you make withdrawals later.

Depending on how much you earn and how much you put away, you might be able to edge yourself down into a lower tax bracket… all while feeding your growing nest egg and setting yourself up for a comfortable retirement. Smart finances all around!

Which leads us to our second suggestion…

2. Contribute to a Traditional IRA

Woman managing the debt

Even if you already have a retirement savings account at work, like a 401(k) or a 457(b), you can still open and contribute to a traditional IRA (Individual Retirement Account) — you just need to have earned taxable income and not yet have reached age 70 ½.

What Is a Traditional IRA?

Just like that company-sponsored retirement plan we were talking about, the funds you contribute to your IRA don’t count toward your taxable income.

The exception: a Roth IRA, in which contributions are taxed today but then grow tax-free thereafter.

How Much Can You Contribute?

For 2018, you can contribute up to $ 5,500 to an IRA, or $ 6,500 if you’re over the age of 50. (Looking ahead to the future? 2019’s contribution caps have been raised to $ 6,000 and $ 7,000, respectively.)

Keep in mind that you have until tax day to max out your contribution for the previous calendar year.

An important caveat: If you’re a relatively high roller (i.e., you earn more than $ 100,000), you may not be able to deduct your full IRA contribution or any contribution at all.

Your specific eligibility will depend on whether you’re filing singly or jointly and whether or not you’re covered by a retirement plan at work; head to the IRS website for full details on these phase-out limits.

3. Consider a Health Savings Account

While IRAs are widely available and applicable to almost everyone, quite a few other investment accounts can get you this same kind of tax break.

What Is a Health Savings Account?

A Health Savings Account (HSA), is a tax-exempt option if your healthcare plan has a high deductible. Not only are your contributions deductible, but withdrawals aren’t taxed, either, as long as they’re used for qualified medical expenses.

How Much Can You Contribute?

In 2019, you can contribute up to $ 3,500 to an HSA if you have individual coverage, and up to $ 7,000 if your high-deductible health care plan (HDHP) covers a family.

And you don’t have to spend it all, either — you can leave funds in your HSA indefinitely since they’re not subject to required minimum distributions. (And if you’re like most of us, you’ll have more health care-related costs as you get older, anyway.)

However, do keep in mind that if you receive Medicare coverage, you might not be eligible to make HSA contributions, since you’ll have coverage outside of your HDHP.

4. Put Your Kids Through College

If you’ve got kids, chances are you’re already gritting your teeth just thinking about paying for college — even if you’re not planning on paying for all of it.

According to U.S. News & World Report, average costs range from $ 9,716 to $ 35,676 for a single year of education, so it’s important to get ahead of that bill now.

What Is a 529 Plan?

A 529 plan is an investment vehicle specifically built for educational savings. You can use it to pay for your kids’ college tuition — or even to send yourself or your spouse to school. The exact tax benefits vary by state, and the contributions aren’t deductible on your federal return.

But more than 30 states offer full or partial tax deduction or credits on 529 contributions, and the funds are allowed to grow tax-free. They won’t be taxed on withdrawal, either, so long as they’re used for qualified educational expenses.

What Expenses Qualify for the 529 Plan?

What qualifies, you ask? College tuition, fees, books and computers all count, and in some cases, it’ll cover room and board.  You can also take out up to $ 10,000 per year to pay for tuition at private or religious K-12 schools. (That’s $ 10,000 per beneficiary.)

But if you try to take the money out to pay for red Solo cups, you’ll be subject to regular income tax on the withdrawal, as well as an additional 10% penalty. So keep those noses in the books if you want to keep your own books nice and tidy!

5. Give It Away

Woman sorting through clothes in her home.

Looking for a way to save money on taxes… and get that warm, fuzzy feeling? Charitable donations are tax-deductible, and they can be a great way to lower your overall tax liability.

The easiest way to go about this strategy might be to just write a check to your favorite charity. But if you’re KonMari-ing your life, you can also itemize those trash-bagged Goodwill donations as deductions. (Of course, you will need to say “yes” when the attendant asks if you want a receipt, should you want to do so.)

But Keep the Books

Of course, doing so does mean keeping track of the estimated value of each of those old t-shirts and coffee makers. But lots of tax software includes tools to help you.

For instance, TurboTax’s ItsDeductible module will keep a running tally of your donations year-round, and help you make those value estimations in the first place.

The cans you drop off at the local food bank count, too, as do certain out-of-pocket expenses incurred by volunteering, such as gas and mileage.

You’ll save money while serving your community — what more could you ask of a tax-reduction strategy?

6. Know Your Deductions

You may already know that certain expenses are tax-deductible. But which ones, exactly?

Major medical bills: If you’ve spent more than 7.5% of your AGI (adjusted gross income) on qualified medical expenses, you may be able to write them off.

Student loan debt interest: Deductible up to $ 2,500

Mortgage interest and local property taxes: These may both be eligible for partial deductions — and if you’re a first-time buyer, you may be able to make penalty-free withdrawals from that IRA we were talking about earlier.

Charitable donations: These have a tax-deductible status, as mentioned above.

Business-related deductions: If you’re a freelancer or you work from home, you should also look into business-related deductions, like the cost of your home office space.

You might also be able to deduct certain supplies, travel expenses, and even meals and entertainment. Here are the full deets on freelancing deductions.

Itemizing your deductions does take time, however, and not everyone has enough to supersede the standard deduction — which is a fairly hefty $ 12,000 for single filers and $ 24,000 for joint filers in 2018.

So if you haven’t footed any of the expenses we mentioned, consider skipping this strategy.

7. Take Advantage of Tax Credits

In certain scenarios, the IRS extends credits to eligible taxpayers — for instance, those pursuing continued education or returning to school.

American Opportunity or Lifetime Learning Credits: Depending on your enrollment status, AGI, and how you’ve paid for educational expenses, you may be entitled to the American Opportunity or Lifetime Learning Credits, along with tuition and fee deductions. (Check out this quick quiz from the IRS, which will tell you if you’re qualified in just 10 minutes.)

Earned Income Tax Credit: If you’re not quite making fat stacks, you might be eligible for the Earned Income Tax Credit, a benefit the IRS extends to low-to-moderate earners.

Your credit depends on your exact level of income as well as your marital status and number of dependents. For details, check out the IRS’ Earned Income Tax Credit fact sheet.

The cool thing about tax credits is that they don’t just reduce the amount you’ll pay in income taxes. Rather, they count as an actual reduction of your total tax bill.

So, for instance, if you would have owed $ 500 and claim $ 1,000 in tax credits, not only will your payment be waived — you’ll also receive a $ 500 return.

3 Ways to Save Money on Taxes Today and Tomorrow

A young couple going through their paperwork together at home

While the strategies above are great ways to get ahead of a nasty tax bill this year, taking a proactive approach can help you pay less in taxes every year hereafter. Here are our suggestions.

1. Adjust Your Withholdings.

If you work for an employer, you’ve filed a W-4 — which is the document where you specify how much of your wages should be withheld for taxes.

It might seem intuitive to keep your withholdings as low as possible so you keep more of your paycheck in your pocket. But if you found you owed money in April, you might want to go in and tweak it so you don’t run into the same problem next year.

2. Automate Your Contributions to Those Tax-Deferred Accounts.

Chances are your employer automatically deposits your deferrals into your 401(k). But if you open an IRA, HSA or 529, you’ll have to make contributions manually… and it’s all too easy to forget to do so (or, let’s be honest, spend the money on something else.)

Most account providers will allow you to set up automatic contributions on a regular basis, be it weekly, bi-weekly, or monthly. That way, you’ll be sure to add enough funds to the account to significantly lower your tax bill while boosting the savings you’ll use for those qualified expenses down the line.

3. Work for Yourself? Don’t Forget to Pay Your Quarterlies!

Freelancers get a lot of autonomy, but it does come with a substantial drawback: Nobody’s withholding your taxes for you, so you’ve got to pay them yourself.

And if you don’t keep up with your estimated quarterly tax payments — or if you forget about self-employment tax, which adds an additional 15% to the usual 20% — you could be facing a downright scary situation come April.

So funnel about a third of every paycheck you make into a separate account, and label it “PROPERTY OF UNCLE SAM: DO NOT TOUCH.”

It can be painful to see how much of your hard-earned hustle money has to be shipped off to the government… but not nearly as painful as having to cut a five-figure check come springtime.

Jamie Cattanach’s work has been featured at Fodor’s, Yahoo, SELF, The Huffington Post, The Motley Fool, Roads & Kingdoms and other outlets. Learn more at www.jamiecattanach.com.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

Want to Win March Madness? These 10 Players Could Lift Your Bracket to Office Pool Victory

Did Michigan State get a raw deal? Yeah. If the Spartans — who (along with Purdue) won the Big 10 regular season title and took the conference tournament — didn’t deserve a #1 seed, they definitely didn’t deserve a #2 seed. Especially because that puts Duke, the top overall team in the NCAA men’s basketball tournament, right in Michigan State’s Final Four path. (If seeding holds, #1 Duke and #2 Michigan State would clash in the Elite Eight.)

Meanwhile, should the selection committee have granted St. John’s, who lost in the Big East tournament quarterfinals to Marquette by a cool 32 points, the last at-large bid? With apologies to the Red Storm faithful, you can make a strong argument that no, it shouldn’t have.

All bitter gripes about the brackets, however, should last about three seconds. You can’t change anything now. So grab your pencil, print out a piece of paper and get ready make your picks. (Seriously, just to mess with the IT honcho who runs your office pool, hand him paper brackets, we’re sure he’ll love it.)

To help you along with your NCAA basketball March Madness bracket, here are 10 standout players who could carry their teams to an upset or two, if not all the way to the Final Four in Minneapolis.

Zion Williamson, Duke

Duh, I know. But even hermits have been known to fill out brackets (presumably). And just in case you’re one of those folks who only tunes into college hoops this time of year: Duke freshman Zion Williamson is simply the most freakish player in the game. “There’s never been a player on any level like Zion Williamson,” says ESPN analyst Jay Bilas.

That doesn’t mean Williamson is the best player on the planet. It’s that no one with his build — chiseled 6’7″, 284 lb. linebacker — possesses his skill set. He can jump over the backboard. And Williamson — or just plain “Zion” at this point, ala Serena, LeBron and Neymar — is incredibly fundamental: he can dribble, pass, and owns an effective shooting touch around the rim. “He’s like a mack truck,” says Bilas, “playing lead in ballet.” Let’s just hope his shoes stay intact.

#1 Duke plays the winner of the #16 North Carolina Central/#16 North Dakota State game on Friday, March 22 at 7:10 PM ET on CBS.

Fletcher Magee, Wofford

Magee — “sounds like he should be somebody’s butler,” Bilas deadpans — might be the best shooter in the country. The 6’4″ senior has hit 502 career three-pointers for Wofford, the Southern Conference champs, two shy of the NCAA D-1 record. He shoots an efficient 43% from downtown, a pretty remarkable rate for a guy who hoists an arm-tiring 11 treys a game, and 91% from the foul line.

Magee grew up studying the shot of Philadelphia 76ers guard J.J. Redick, who used to play for the Magic in Magee’s hometown of Orlando; this season, Magee passed Redick on the career NCAA three-pointer list.

#7 Wofford — of Spartanburg, South Carolina — faces #10 Seton Hall on Thursday, March 21, at around 9:40 PM ET on CBS.

Anthony Lamb, Vermont

The player of the year in the America East Conference, Lamb, a 6’6″ junior, has an unusual style in today’s basketball world, which values spreading players across the floor and jacking threes. During Vermont’s America East Conference title game win over UMBC on Saturday, Vermont would dump the ball to Lamb around the foul line, and he’d often bully his way to the basket, a testament to his strength and skill. And Lamb can shoot: he hit 1.5 threes per game this season, nearly double his per-game production from a year ago.

Besides Lamb, who averaged 21.4 points per game this season, the Catamounts feature the Duncan brothers of Evansville, Indiana: fifth year senior Ernie, junior Everett, and freshman Robin. Vermont’s the fifth team in Division 1 history with a fraternal trio on the same squad.

Catch #13 Vermont against #4 Florida St. on Thursday at 2 p.m. ET on CBS.

Miye Oni, Yale

It’s been 24 years since the NBA drafted a player from the Ivy League. Yale’s Miye Oni could end that draught. A late bloomer who had committed to a Division 3 college in high school — and was spotted by a Yale assistant coach while scouting another player — NBA scouts have made regular visits to New Haven to check out Oni’s game. The 6’6″ guard won Ivy Player of the Year honors by doing a little bit of everything; Oni averaged 17.6 points, 6.3 rebounds, and 3.5 assists per game.

#13 Yale will play #4 LSU on Thursday at 12:40 PM ET on TruTV. Both schools are involved in embarrassing scandals: LSU coach Will Wade was placed on leave after he was caught potentially violating NCAA rules on wiretap. Yale’s embroiled in the college admissions scandal, as a family allegedly paid $ 1.2 million in bribes to get a fake soccer recruit into the school. Folks made jokes on the internet.

Ja Morant, Murray St.

Zion may be the top overall pick in this June’s NBA draft. But Morant, the explosive 6’3″ point guard from Murray St., is almost certainly going top 3. A Murray State assistant coach first spotted Morant, another unheralded recruit, while stopping by a gym concession stand to grab some chips. Best snack ever: Morant’s stewardship on the Murray St. offense is now appointment TV. Morant scores 24.6 points per game on 50% shooting, which is scarily efficient for a point guard, and dishes out 10 assists per game, tops in the country.

In the first round, Morant will duel with one of the country’s other top point guards, Markus Howard of #5 Marquette, around 4:30 PM ET on Thursday on TBS. Grab some more chips for that one.

Tacko Fall, University of Central Florida

Ja Morant, Fletcher Magee — this year’s tournament fields an impressive All-Name Team. Tacko Fall’s another name you won’t forget. The 7’6″ University of Central Florida center shot 75% from the field this season, and swatted away 2.5 shots per game for the Knights, who finished 23-8. That’s right: Fall’s 7’6″, with a 10-foot, 5-inch standing reach, meaning he need not jump to dunk the basketball.

In one of the season’s sweetest moments, Fall was reunited this season with his mother, whom he hadn’t seen in the seven years since he moved to the U.S. from Senegal.

#9 UCF takes on #8 VCU on Friday at around 9:40 ET PM on CBS. The winner most likely gets Duke in the second round.

Ethan Happ, Wisconsin

Ethan Happ, the 6’10” senior center, this season became the first Big 10 player in more than 35 years to score over 2,000 career points and grab over 1,000 rebounds. Don’t discount his passing — Happ has also assisted on 37% of his teammates’ field goals while he’s on the floor, a fantastic rate for a big man.

Happ’s a bit of a throwback, the rare tall pro prospect who doesn’t jack three-pointers — he finished his career 1-16 from downtown. Still, don’t discount the damage Happ, a second team All-American, and his Badgers can inflict on their opponents these next few weeks.

First test for #5 Wisconsin is #12 Oregon, the Pac-12 tournament champions, on Friday at 4:30 ET on TBS.

Eric Paschall, Villanova

One-and-done college players like Zion, who stay in college for a year before leaving for the NBA, rightfully steal most headlines. They tend to be phenomenal. But it’s nice to see players who stick around at college, like Happ and Villanova’s Eric Paschall, get their due. Remember the Wildcats, last year’s national champs? They lost four of their top six players to the NBA this season, but thanks in large part to Paschall — the relatively undersized senior 6’8″ power forward who memorably shot 10-11 from the field against Kansas in last year’s national semifinals — the Cats still won the Big East regular season and tournament championships.

‘Nova’s not a favorite to repeat as national champions. But beware of any team with a skilled bruiser like Paschall, who’s eager to prove that he’s ready to play at the next level, no matter his height.

#6 Villanova opens up its title defense against #11 St. Mary’s on Thursday at 7:20 ET on TBS.

Rui Hachimura, Gonzaga

Hachimura, a 6’8″ junior, is a projected NBA lottery pick: he’d be the first native of Japan ever selected in the draft. As a freshman at Gonzaga, for the 2016-2017 Zags team that reached the national championship game (before falling to North Carolina), he didn’t see much action. Hachimura missed practice time with his teammates to learn English in tutoring sessions (he also picked up the language through TV shows like The Vampire Diaries).

Since then, he’s blossomed. In one of the best regular season games of the season, in Hawaii back in November, Hachimura helped show that Duke — a team that some pundits were predicting would finish with a perfect record this season — could indeed be felled. In a thrilling 89-87 win for Gonzaga, Hachimura scored 20 points, with seven rebounds, five assists, and three blocked shots. Gonzaga could face Duke again in the national semifinals.

But first, on Thursday at 7:27 ET on TruTV, the #1 ‘Zags must advance past either #16 Farleigh Dickinson or #16 Prairie View A&M, who play in the “First Four” on Tuesday night in Dayton.

De’Andre Hunter, Virginia

A financial services firm called 361 Capital on Monday released a note —titled “The Psychology of Undermining March Madness Brackets” — applying behavioral research to tournament picks. (Makes sense: the firm’s clients surely want to win their bracket pool’s prize.) As one of its “behavioral biases that can bust a bracket,” the company pointed to “the gambler’s fallacy,” a misconception that an abnormal event is less likely to occur in the future because it just happened in the past. So, 361 Capital warns, don’t feel #1-seeded Virginia is immune to another historic upset at the hands of a #16 seed, just because UMBC crushed the Cavaliers a year ago.

With all due respect to the financial outfit, throw your psychological buzzwords off the court. Virginia’s not going to fall in the first round again, because this year, the Cavaliers have De’Andre Hunter. The 6’7″ sophomore swingman from Philly missed last year’s tournament game due to an injury. But this season, Hunter has emerged as Virginia’s best NBA prospect in the school’s resurgence under coach Tony Bennett over the last decade.

Virginia will try to move on from last year’s nightmare against Gardiner-Webb on Friday, at around 3:10 PM ET on TruTV. With Hunter, a third-team All-American, on the floor, they’re more than likely to avoid another disaster. That’s no fallacy, gambler’s or otherwise.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

The 10 Most Exciting March Madness Match-Ups That Could Happen During the 2019 NCAA Tournament

The NCAA tournament, March Madness, the Big Dance, whatever you want to call it, it’s the most wonderful time of the year for college basketball fans.

Selection Sunday has come and gone and the field of 64 Division I men’s basketball teams that will compete for the 2019 National Championship is set— with the exception of the four teams that will be determined by play-in games on Tuesday and Wednesday, of course. This year’s Final Four will take place in Minneapolis, Minn. from April 6 – 8, with the national championship title game set for Monday, April 8.

In the mix this March are three No. 1 seeds from the Atlantic Coast Conference — Duke, Virginia and North Carolina — as well as the fourth and final one-seed, Gonzaga, and a slew of other programs gunning for an upset against the four top-ranked teams.

Brackets will almost certainly be busted and at least one Cinderella story will hopefully be told as the tournament plays out, but in the meantime let’s take a look ahead at 10 of the most exciting potential match-ups that could happen in the 2019 NCAA tournament.

Match-up: Tennessee (2) vs. Purdue (3)

Southeastern Conference Tournament championship game between the Tennessee Volunteers and Auburn Tigers at Bridgestone Arena in Nashville, Tennessee on March 17, 2019.
Matthew Maxey—Icon Sportswire/Getty ImagesTennessee Volunteers guard Jordan Bone watches the final seconds tick off the clock during the Southeastern Conference Tournament championship game between the Tennessee Volunteers and Auburn Tigers at Bridgestone Arena in Nashville, Tennessee on March 17, 2019.

Round: Sweet Sixteen

The Volunteers and Boilermakers may not be defensive powerhouses — their defenses are ranked 34th and 32nd in the nation, respectively, according to KenPom — but with the No. 3 and No. 5 offenses in play, this could be a high-scoring second weekend match-up to look out for.

Match-up: Duke (1) vs. Virginia Tech (4)

Wabissa Bede #3 of the Virginia Tech Hokies runs past Jordan Goldwire #14 and Marques Bolden #20 of the Duke Blue Devils at Cassell Coliseum in Blacksburg, Virginia on February 26, 2019.
Lauren Rakes—Getty ImagesWabissa Bede #3 of the Virginia Tech Hokies runs past Jordan Goldwire #14 and Marques Bolden #20 of the Duke Blue Devils at Cassell Coliseum in Blacksburg, Virginia on February 26, 2019.

Round: Sweet Sixteen

The Hokies pulled off a decisive upset when they came up against the Blue Devils during regular-season conference play in February. Of course, the caveat to that win is that Duke’s star freshman, Zion Williamson, sat the game out with a sprained right knee. Williamson is back and slamming down more dunks than ever, but that doesn’t mean Virginia Tech won’t somehow find an answer to the Blue Devils’ 6-foot-7-inch, 285-pound forward.

Match-up: North Carolina (1) vs. Kentucky (2)

North Carolina Tar Heels forward Luke Maye #32 handles the ball against Kentucky Wildcats forward PJ Washington #25 during the CBS Sports Classic at the United Center in Chicago, Illinois on December 22, 2018.
Quinn Harris—Icon Sportswire/Getty ImagesNorth Carolina Tar Heels forward Luke Maye #32 handles the ball against Kentucky Wildcats forward PJ Washington #25 during the CBS Sports Classic at the United Center in Chicago, Illinois on December 22, 2018.

Round: Elite Eight

When these two storied basketball programs last met in March, North Carolina’s Luke Maye hit the game-winning shot with just 0.3 seconds left to send the Tar Heels to the Final Four on the way to their 2017 National Championship. Not to mention that the 2018 CBS Sports Classic game that these two played in December came down to the final minutes — Kentucky pulled off the win. An Elite Eight match-up between the one and two-seeds in the Midwest would almost certainly be another one for the books.

Match-up: Duke (1) vs. Michigan State (2)

Michigan State Spartans guard Foster Loyer #3 and Michigan State Spartans players celebrate after defeating the Michigan Wolverines in a Big Ten Tournament Championship game between the Michigan Wolverines and the Michigan State Spartans at the United Center in Chicago, IL on March 17, 2019.
Robin Alam—Icon Sportswire/Getty ImagesMichigan State Spartans guard Foster Loyer #3 and Michigan State Spartans players celebrate after defeating the Michigan Wolverines in a Big Ten Tournament Championship game between the Michigan Wolverines and the Michigan State Spartans at the United Center in Chicago, IL on March 17, 2019.

Round: Elite Eight

Straight off a come-from-behind victory against their in-state rival Michigan in the Big Ten Tournament Championship, Michigan State is entering the NCAA tournament on a hot streak. The only bad news is that the Spartans’ Kyle Ahrens suffered a gruesome ankle injury in Sunday’s game that could keep him on the bench for the remainder of the season. As the No. 1 overall seed, the Blue Devils are going to be a force to be reckoned with for any team, let alone one that isn’t at full strength.

Match-up: Virginia (1) vs. Villanova (6)

Phil Booth #5 of the Villanova Wildcats celebrates the 74-72 win over the Seton Hall Pirates during the Big East Championship Game at Madison Square Garden in New York City on March 16, 2019.
Elsa—Getty ImagesPhil Booth #5 of the Villanova Wildcats celebrates the 74-72 win over the Seton Hall Pirates during the Big East Championship Game at Madison Square Garden in New York City on March 16, 2019.

Round: Elite Eight

After battling through a late-season slump to win the Big East Tournament Championship, Villanova could easily turn out to be one of the most dangerous teams ranked below the top three seed lines in this year’s tournament. On the other hand, after losing to the No. 16-seeded UMBC Golden Retrievers in the first-round of last year — a historic March Madness upset — the Cavaliers are back at No. 1 with something to prove.

Match-up: Kentucky (2) vs. Kansas (4)

Lagerald Vick #24 of the Kansas Jayhawks shoots the ball against the Kentucky Wildcats at Rupp Arena in Lexington, Kentucky on January 26, 2019.
Andy Lyons—Getty ImagesLagerald Vick #24 of the Kansas Jayhawks shoots the ball against the Kentucky Wildcats at Rupp Arena in Lexington, Kentucky on January 26, 2019.

Round: Elite Eight

If one-seed North Carolina and current-Tar-Heel-former-Jayhawk coach Roy Williams fall to Kansas in a Sweet Sixteen game that is set to take play at Kansas City’s Sprint Center — an arena that would essentially give Kansas a home-court advantage — a Kentucky-Kansas match-up in the Elite Eight could very well be in the cards. The Wildcats topped the Jayhawks by just eight points when the two teams faced off in January, so with a spot in the Final Four at stake, this rematch would likely be a showstopper.

Match-up: Gonzaga (1) vs. Michigan (2)

Rui Hachimura #21 of the Gonzaga Bulldogs brings the ball up the court against the Pepperdine Waves during a semifinal game of the West Coast Conference basketball tournament at the Orleans Arena in Las Vegas, Nevada on March 11, 2019.
Ethan Miller—Getty ImagesRui Hachimura #21 of the Gonzaga Bulldogs brings the ball up the court against the Pepperdine Waves during a semifinal game of the West Coast Conference basketball tournament at the Orleans Arena in Las Vegas, Nevada on March 11, 2019.

Round: Elite Eight

As the losers of the 2017 and 2018 National Championships, Gonzaga and Michigan are both itching to make it back to the championship title game for a shot at redemption. But to get there, the two may first have to face each other in an Elite Eight game that would pit the nation’s No. 1-ranked offense (Bulldogs) against the No. 2-ranked defense (Wolverines).

Match-up: Virginia (1) vs. North Carolina (1)

Kenny Williams #24 of the North Carolina Tar Heels takes a three-point shot against the Virginia Cavaliers during their game at the Dean Smith Center in Chapel Hill, North Carolina on February 11, 2019 .
Grant Halverson/Getty ImagesKenny Williams #24 of the North Carolina Tar Heels takes a three-point shot against the Virginia Cavaliers during their game at the Dean Smith Center in Chapel Hill, North Carolina on February 11, 2019 .

Round: Final Four

The Cavaliers came out on top the first and only time that Virginia and North Carolina met during the regular season, but it’s always a showdown when these two ACC powerhouses go head to head. The Cavaliers thrive at a slower pace while the Tar Heels like to race down the court at breakneck speed, so the outcome of this Final Four match-up would likely depend on who controls the tempo of the game

Match-up: Michigan (2) vs. Michigan State (2)

Ignas Brazdeikis #13 of the Michigan Wolverines dribbles the ball while being guarded by Aaron Henry #11 of the Michigan State Spartans in the second half during the championship game of the Big Ten Basketball Tournament at the United Center in Chicago, Illinois on March 17, 2019.
Jonathan Daniel—Getty ImagesIgnas Brazdeikis #13 of the Michigan Wolverines dribbles the ball while being guarded by Aaron Henry #11 of the Michigan State Spartans in the second half during the championship game of the Big Ten Basketball Tournament at the United Center in Chicago, Illinois on March 17, 2019.

Round: Final Four

If both Michigan State and Michigan manage to knock out the No. 1 seeds in their regions (Duke and Gonzaga, respectively) — or another team does the job for them first — a Big Ten Tournament Championship rematch could prove to be one of the tournament’s most exciting games. Only this time, the Spartans and Wolverines would be competing for a chance to play in the 2019 National Championship.

Match-up: Duke (1) vs. North Carolina (1)

North Carolina Tar Heels forward Nassir Little #5 shoots over Duke Blue Devils forward RJ Barrett #5 during the ACC basketball tournament between the Duke Blue Devils and the North Carolina Tar Heels at the Spectrum Center in Charlotte, NC on March 15, 2019.
Icon Sportswire—Icon Sportswire via Getty ImagesNorth Carolina Tar Heels forward Nassir Little #5 shoots over Duke Blue Devils forward RJ Barrett #5 during the ACC basketball tournament between the Duke Blue Devils and the North Carolina Tar Heels at the Spectrum Center in Charlotte, NC on March 15, 2019.

Round: National Championship

No matter either team’s record or ranking, a Duke-UNC game is high stakes any time the two Tobacco Road teams meet. Over the course of college basketball history, the two schools — both of which are among the top five winningest programs of all-time — have won a combined 38 of the 65 ACC Tournament Championships, 50 regular season ACC championships and 11 National Championships. This year alone, North Carolina swept Duke to win a share of the ACC regular season championship before Duke returned the favor by edging Carolina out of the ACC Tournament with a 74-73 win in the semifinals.

All of this is to say that, for fans of either program, the idea of the Blue Devils and Tar Heels meeting in the NCAA tournament for the very first time with a national title on the line is nearly unfathomable. If these two do go head to head in the 2019 National Championship, the greatest rivalry in college basketball will skyrocket to a whole new level.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Fire at Texas plant could last 2 more days

Associated Press

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

‘Draft Beto’ grassroots group in California got early start that could help 2020 candidate

Even before former Rep. Beto O'Rourke announced his formal 2020 presidential run Thursday, he enjoyed political support in California, where a draft movement has included supporters throughout the state.
Politics

BEST DEAL UPDATE:

Save 50% Today! Get 24/7 Access to Your Credit Scores & Reports with TransUnion

Poor pitch singing could be a matter of the tune in your head

Sub-vocalization, the silent, preparatory muscle movements of the face and larynx that result when singers run a song through their heads prior to vocalizing, could be nudging them out of tune, according to researchers. Their recently published study for the first time presents evidence suggesting a relationship among sub-vocalization, auditory imagery and poor pitch singing.
Child Development News — ScienceDaily

SPECIAL DISCOUNT DEAL UPDATE:

Could Tami Sawyer Become The First Female Memphis Mayor?

It’s official! Shelby County Commissioner Tami Sawyer announced that she is running to become the next mayor in Memphis. This election will put the 36-year-old Memphis activist on track to become the first female Memphis mayor.

 

“I’m running for mayor because we haven’t been heard. We haven’t been valued. We haven’t been included. The city is moving along on a wave that ignores us,” says Commissioner Sawyer. “I want to get in and broaden the opportunity for not just black people but people who come from low-income backgrounds and marginalized communities. Here in Memphis, we’re facing so many urgent indicators, such as economic inequity, that say the time is now for someone to step up and be aggressive about this type of change.

memphis mayor

(Photo: Wiley Brown, Contempo Studios)

Sawyer’s campaign slogan, “We Can’t Wait,” emphasizes the need to defy great odds and be a community that shows up for each other. “We can’t wait to invest in our schools. We can’t wait for incarcerated people to return home and feel valued and become a vibrant part of our community. We can’t wait for economic opportunities for small businesses and entrepreneurs.”

While many Memphians have flocked to other cities in search of better opportunities, Sawyer is committed to making a mark in the town that she calls home. “Memphis is everything that made me the person that I am. Whether it’s the hip-hop or BBQ or being ‘quick-witted,’ Memphis is about the culture and the people.” Sawyer has taken a stand for many people as a community activist and managing director of external affairs at Teach for America – Memphis. Most recently, she founded the #TakeEmDown901 campaign, which made national news for the successful removal of Confederate statues from Memphis parks.

As Memphis celebrates its’ 200th birthday, Sawyer says she brings a vibrancy and authenticity to the campaign that will allow her to redefine the narrative of Memphis.

Sawyer, once voted most likely to be Judge Judy in her high school yearbook, is making her classmates proud by standing up and taking action in a city that serves a predominantly African American population. “Stacey Abrams opened a door for me. I don’t know her personally but watching her lead her campaign so bravely empowered me in a short period,” says Sawyer as she reflects on what being on track to become the first female mayor in Memphis means to her.

“I grew up with Carol Mosley Braun being the first black female senator. I grew up looking at black women break ceilings. The fact that we still have a ceiling to break means that I’m not just going to break this ceiling, but I’m going to open the door for so many girls of all identities to say that ‘I can do that, too.’”


Black Enterprise Contributors Network 

The post Could Tami Sawyer Become The First Female Memphis Mayor? appeared first on Black Enterprise.

Lifestyle | Black Enterprise

EMPLOYMENT SEARCH UPDATE:

How Eli Lilly’s new generic insulin could impact prices across the market

The list price is $ 137.35 per vial.
ABC News: Health

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

New FDA policy could get some flavored e-cigarette products pulled off the market

The US Food and Drug Administration released a policy draft Wednesday aimed at preventing e-cigarette products from getting into kids’ hands. The result could be that some flavored products are taken off the market.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Diets Can Do More Than Help You Lose Weight – They Could Also Save The Planet

Fad diets have long been brushed off as selfishsuperficial quests to lose weight.

But if you study the actual content of popular diet books, you will discover that most tell a different story. Many inspire dieters to improve the health of their bodies, society and the planet.

It’s a topic I explore in my research, as well as my 2018 book, “Diet and the Disease of Civilization.” More than than merely guides for getting thin, diet books tell rich stories that urge people to change their lives to save the world.

Grand ambitions

Diets inspire change not because one is more effective than another, but because they tell stories worth believing in.

Peel away the nutrition advice and you’ll find that, while most popular diets ennoble seemingly selfish goals, they also insist that individual health is inextricably linked to the larger environment.

A quick review of diet books reveals their grand aspirations. Think of the Paleo diet. Hundreds of Paleo diets describe peaceful prehistoric communities rich with singing, dancing and storytelling. Today, leaders promise that “eating Paleo can save the world.”

Promoters of detox diets make similar claims. Detoxers believe that environmental pollution and toxins cause stress, obesity and other modern ills.

detox book from 1984 argued that humans cannot “dissociate our fate from the fate of the earth” and insisted that “what we have learned about freeing our bodies from harmful substances must also apply to cleaning up the world.”

Today’s diets go a step further, intimating that if you’re not “eating clean” you could be eating “dirty” foods full of pesticides, toxins and carcinogens. One diet book explains that clean foods are “not only good for one’s health, but equally important for the environment.” “The Kind Diet,” a popular vegan book written by actor and animal rights activist Alicia Silverstone and Victoria Pearson, is subtitled “A Simple Guide to Feeling Great, Losing Weight and Saving the Planet.”

Diet consequences

Arguably, today’s food world could use some saving.

The health consequences of how Americans eat have long been cataloged. For example, 2 in 3 Americans are overweight or obese, costing the U.S. economy an estimated US$ 190 billion a year.

But the environmental consequences of these food choices are just as stark. Agriculture is responsible for about one-tenth of greenhouse gas emissions. Farming consumes more than two-thirds of the planet’s fresh water.

And it’s specific dietary choices that are driving these environmental pressures. Animal products, for example, provide just 18 percent of the typical American’s calories yet take up 83 percent of all farmland. Just cutting down on beef would be more effective at reducing your carbon footprint than giving up your car.

The government’s role

This is where the government could learn from popular diet plans and promote sustainable diets for public health and the environment.

In its dietary guidelines, the U.S. Department of Agriculture encourages Americans consume a healthy diet that focuses on foods high in nutrients and low in sugars and saturated fats. But despite the recommendation of an advisory committee, it does not include language about food system sustainability or how such diets have a well-established link to human health.

The government is also discouraging other steps toward an environmentally friendly diet. Consider the new technologies of culturing meat from living animal cells – a technology that could cut out 14.5 percent of Americans’ anthropogenic greenhouse gas emissions. At the same time, the government is bending to industry concerns and enforcing needlessly strict definitions of meat, preventing soy- and lab-based products using the label.

History shows that today’s Department of Agriculture is missing a valuable opportunity. During World War I, the American government used diets to do more than improve individuals’ health. As the head of the Food Administration, Herbert Hoover urged Americans to stop wasting food so the U.S. could use it to prevent starvation in Europe. His efforts are now credited with saving the lives of about 7 million Belgians and 2 million French people.

Popular diets also picked up the humanitarian cause. One 1918 diet included a program dubbed “Watch Your Weight Anti-Kaiser.”

Today’s food authorities could do the same: urge Americans to eat better because the food system is actually a web. Our food choices have a profound impact on our health and the planet.

[ione_media_gallery id=”748834″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

Life & Style – Black America Web

BEST DEAL UPDATE:

Huawei connects rural America. Could it threaten the country’s most sensitive military sites?

Outside Malmstrom Air Force Base in central Montana, spread across 13,800 square miles of open plains, more than 100 intercontinental ballistic missiles stand at the ready, buried deep underground in missile silos. These Minuteman III rockets are capable of delivering nuclear warheads at least 6,000 miles away and are part of the U.S. Strategic Command, which oversees the country’s nuclear and missile arsenal.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Y2K-like ‘bug’ could zap GPS systems, experts say

A frightening computer bug could cause a transportation nightmare by destroying older GPS systems. Cyber-security expert Bill Malik told the tech publication Tom’s Guide he’d be afraid to fly April 6, the day a computer calendar “roll-over” to zero is triggered, according to Britain’s Sun newspaper. A similar Y2K disaster was forecast for New Year’s…
Technology News & Reviews | New York Post

SPECIAL SHOE DISCOUNT:

Orson Welles Made Renaissance Men Cringe. And He Could Draw.

© Beatrice Welles Inc. and the Estate of Orson Welles. Taken from Orson Welles Portfolio by Simon Braund, published by Titan Books

Orson Welles could draw and paint quite well. What a shock. Was there anything he couldn’t do? If you told me he designed his own clothes, invented a dripless faucet, or discovered a new planet in the solar system, I wouldn’t bat an eye. He was what we once called a Renaissance man, a term that’s fallen out of favor lately because in this age of specialization, it’s impossible to imagine someone who could, say, paint, write poetry, master mathematics, and design a flying machine, as Leonardo did. Hell, even generalists are in short supply these days.

Multi-talented people do still exist. Latest example: I was plenty impressed just this week while watching the last episode of Russian Doll on Netflix when I noticed that not only did Natasha Lyonne co-create and star in the mini-series but also wrote and directed the last episode all by her lonesome.

But Welles really did outdo everyone. He not only starred on Broadway while still in his twenties but started and ran his own theater company. He mastered radio drama and created the most famous radio play of all time (the 1938 War of the Worlds episode that left more than a few listeners convinced they’d just tuned in to an actual broadcast about an alien invasion). When he went to Hollywood, he wrote, directed, and starred in his first movie, and we all know how that turned out.

Read more at The Daily Beast.

The Daily Beast — Books

BEST DEAL UPDATE:

Buy 2 Get 1 Free on fiction and non-fiction at booksamillion.com — Shop Today!

Stalled out job growth could be warning of slowdown but no signal of recession

February's job growth slowed to a crawl, but it is temporarily sluggish growth and not a sign of recession.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Fire-resistant homes could be answer to California’s growing wildfire problem

CNBC's Diana Olick reports on how the increased risk of wildfires and disaster is a risk to homebuilders. Olick looks at the new ideas in home construction that help houses become wildfire resistant.
Real Estate

BEST DEAL UPDATE:

Easily Sell Your Home With ForSaleByOwner! A Home Sells with ForSaleByOwner Every 44 Minutes!

Home prices could be on the verge of heating up again, according to a new report

Home prices in January rose at the slowest pace in nearly seven years, but buyers shouldn't feel too confident.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Scientists gave mice infrared vision, but could they do the same for humans?

infrared vision

Mice are already masters of lurking in the shadows, well out of sight of prying human eyes, but researchers in the U.S. and China just turned a few of them into serious superheroes. The mice, which are normally equipped with eyes capable only of seeing visible light, like us humans, have instead been given the ability to see near infrared light, effectively allowing them to see in the dark.

By injecting specially designed nanoparticles directly into the eyes of the mice, the animals exhibited the ability to see near infrared light. Even more remarkable, the vision augmentation doesn’t appear to have negatively affected the daylight vision of the mice.

Continue reading…

Trending Right Now:

  1. Scientists gave mice infrared vision, but could they do the same for humans?

Scientists gave mice infrared vision, but could they do the same for humans? originally appeared on BGR.com on Sun, 3 Mar 2019 at 14:08:10 EDT. Please see our terms for use of feeds.


BGR

BEST DEAL UPDATE:

All Deals on HP, Dell and Lenovo!

Winter storm could dump 6 to 8 inches of snow on Northeast

The storm could bring 3 to 6 inches of snow from New Jersey to Massachusetts.
ABC News: Top Stories

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Here’s How to Become a Work-From-Home Bookkeeper (You Could Earn $60/Hr!)

It’s not that you’re a numbers nerd. It’s just that everything makes more sense in a spreadsheet with formulas and even cell spacing.

Your nerdy – ahem, precise – tendencies could make you the perfect fit for a job as a virtual bookkeeper.

And no, you don’t have to have a CPA to be successful. In fact, all you really need are decent computer skills and a passion for helping business owners tackle real-world problems.

Even better? You can earn up to $ 60 an hour, according to Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers.

He’s been a CPA since 1999 and has owned two accounting firms. It was through the firms that Robinson discovered the demand for good bookkeepers.

“A lot of — actually most — business owners struggle with keeping accurate and up-to-date bookkeeping records,” Robinson said. “What I soon discovered is that great bookkeepers are hard to find. And, when I did find a great bookkeeper who owned their own business, they were buried with clients and had a waiting list of business owners who wanted their books done.”

How to Become a Virtual Bookkeeper

After he sold his firm in January 2015, Robinson started learntobeabookkeeper.com to teach not only the technical side of bookkeeping but also the strategies for starting your own business.

We spoke with Robinson about what it takes to become a virtual bookkeeper, as well as tips and advice for making this career track work for you.

What Skills Do You Need to Be a Bookkeeper?

Although the job title might lead you to believe you’ll be holed up alone with your computer and dusty ledgers (wait, do those still exist?), Robinson said real-world skills are also essential since you’ll be dealing with clients on a day-to-day basis.

“When I went to school and got my degree in accounting, I thought, ‘Yes! I can conquer the world,’” Robinson said. “I could figure out earnings per share, but I couldn’t do simple tasks that business owners need, like reconciling a bank account.

“The best bookkeepers can navigate those real-world problems for the business owners they work with,” said Robinson, who noted that computer and communication skills are also essential.

So do you have to have a CPA?

The short answer, according to Robinson: No.

“None of the great bookkeepers I have trained have even been accountants, much less Certified Public Accountants,” Robinson said. “If I were given the choice of training a CPA or someone with no experience to become a great bookkeeper, I’d choose the inexperienced candidate any day.”

Benefits of a Virtual Bookkeeping Job

Besides the high demand, Robinson said one of the great benefits of being a virtual bookkeeper is the freedom to choose where you work, when you work and with whom you work.

And then there’s that $ 60-per-hour pay rate.

The average full-time bookkeeper earns nearly $ 40,000 per year (almost $ 19/hour), according to the U.S. Bureau of Labor Statistics reports. But Robinson pointed out that as a freelancer or contractor, you can actually earn a higher hourly rate while working fewer hours.

“I teach my bookkeepers that they should target at least $ 60 per hour as their goal,” Robinson said. “You must know how to provide true value to clients — that real-world problem-solving we talked about — to command this kind of income.”

What You Need to Start a Virtual Bookkeeping Business

A good computer and high-speed internet connection should be your first investment. But at the heart of a virtual bookkeeper’s toolbox is accounting software, such as Quickbooks Online, according to Robinson, which helps keep startup costs low.

“The biggest part of the investment, both startup and ongoing, is in yourself: learning,” Robinson said. “I’ve been doing this for more than 16 years and I spend — at a minimum — 40 hours per year learning new skills and improving existing ones.”

Ready to start a career in becoming a bookkeeper? Check out online courses or your community college to start, ahem, figuring out your future.

The Penny Hoarder staff member Maryann Akinboyewa contributed to this post.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

The March 2019 Allure Beauty Box: See All the Product Samples You Could Get This Month

This month, there are several versions of the Allure Beauty Box. You’ll receive a box filled with Allure tested and loved products, based on your member history. See below for two products that everyone will be getting, Acure Seriously Soothing Night Oil and Mamonde Rose Water Toner, along with select coveted products below that we can’t wait for you to try!
Allure

BEST DEAL UPDATE:

New Bill Could Help Black Banks Raise Capital, Cut Costs, and Attract Black Investors

A new bill could help black banks raise more capital and boost small business lending in the African American community.

U.S. Representative Bobby Rush, D-Illinois, has introduced the Rescue Act for Black and Community Banks. The bill–initiated in January 2019–aims to, along with other measures, bring regulatory relief for black banks from Congress, boost wealth-building for black consumers and businesses, and help save black banks from failing.

The number of black banks in America totaled 22 in 2017, Federal Deposit Insurance Corp. data shows. That number is down an eye-popping 42 percent from 38 in 2012. The most recent number reveals there were only 23 black banks as of the third quarter of 2018.

Ryan Johnson, communications director for Congressman Rush, and William Michael Cunningham, an economist and banking expert who worked with Rush’s office on the bill, shared with BLACK ENTERPRISE some key points of what the legislation would do.

black banks

Rep. Bobby Rush

Johnson says Rush believes black-owned community banks play a vital role in communities because they reinvest in the people that live, work, and worship with one another.

“These financial institutions stimulate economic development and spur innovation amongst our entrepreneurs, augmenting the economic wealth African-Americans so desperately need. For black, minority, and rural communities to thrive, a new focus must be placed on the financial institutions serving them,” Johnson said.

The communications expert added that the bill establishes within the Treasury Department’s Office of the Comptroller of the Currency, an office to be known as the “Office of Black and Community Banks.” It authorizes the comptroller to provide them with the regulatory flexibility to encourage affordable small dollar lending.

He says the bill further establishes the “Minority Bank Deposit Program” to expand the use of minority banks, women’s banks, and low-income credit unions and requires federal agencies to develop plans to use these institutions, to the extent possible, for their banking needs.

The bill also could help African American banks boost black entrepreneurship where they operate and become stronger financial services providers.

“The push to solve the economic crisis in the black community will require fighting on several fronts: education, health, fighting discrimination, and the creation of wealth building opportunities,”  Johnson said. “The goal of this bill is not to make black banks compete with other banks, but to increase access to capital and credit for the black community. By doing that, this legislation will significantly increase entrepreneurial activity in the black community by supporting the development of many community financed small black businesses.”

Interestingly, Cunningham maintains the bill is an extension of the Black Lives Matter and Bank Black Movements. He said the bill seeks to partially or completely exempt black banks and community banks from a majority of federal banking regulations, helping level the playing field with larger white-owned banks. He noted regulatory relief for black banks would be done to the extent the comptroller determines appropriate without endangering the safety and soundness of the overall banking system.

Plus, he said the legislation requires a study on the use of New Markets Tax Credits (NMTC) by black and community banks. The program could potentially bring new investment into black banks through tax credits. Cunningham said it would allow individual and corporate investors to receive a credit that reduces federal income tax owed. Investors make debt and equity investments in specialized financial intermediaries, including some black banks, called Community Development Financial Institutions (CDFIs) and Community Development Entities (CDEs).

According to Cunningham, for every $ 1 million invested, an investor gets a tax credit of 39 % or $ 390,000 over 7 years, in addition to keeping any returns generated by the original investment.

The tax credits, which are scarce and limited in amount, are distributed by the U.S. Treasury. He added black banks, CDFIs and CDEs have not been able to get these tax credits from Treasury, claiming they have gone instead mainly to white nonprofits and firms like Goldman Sachs.

Simultaneously, Cunningham says the bill could make black banks much more profitable by reducing compliance and operating costs as well as removing unneeded regulations.

He estimates that each black bank could increase in market value by 25% if the bill passes in its current form.

The post New Bill Could Help Black Banks Raise Capital, Cut Costs, and Attract Black Investors appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

Sophie Turner and Maisie Williams Playfully Kept the Rest of the Game of Thrones Cast on Their Toes As Only They Could

Sophie Turner and Maisie Williams may play sisters Sansa and Arya Stark on Game of Thrones, but that apparently didn’t stop them from pranking their castmates by kissing on set.

In an interview with Glamour UK that was published on Thursday, Turner revealed that the co-stars turned BFFs got in the habit of trying to sneak a kiss into every scene they did together while filming the show.

“People always think Maisie and I are a couple. I mean, I am obsessed with her, so you never know… I’ve got an addiction to Maisie Williams. I actually stalk her hashtag on Instagram!” she explained. “Even though we are sisters [in Game of Thrones], we tried to sneak a kiss into every scene we did together to freak everyone out a bit. It kept them on their toes making sure they were following the script.”

Turner also gushed over how close she and Maisie have grown during the series’ lengthy run. “Maisie is definitely my protector and I’m hers, too. I know if anything happened — especially if it was on Game Of Thrones, which it never, ever would — she’d go crazy and protect me,” she said. “Maisie is my strong home.”


Entertainment – TIME

ENTERTAINMENT DEAL UPDATE:

Jordyn Woods Could Violate Her Kardashian NDA By Talking at The Red Table

Post Malone's '2018 American Music Awards' Hosted By John Terzian And Dre London At Harriet's In West Hollywood

Source: Vivien Killilea / Getty

Yesterday, we reported about the video Jordyn Woods shared on her Instagram stories. It featured her striding to a red table made famous by Jada Pinkett Smith and her family on their Facebook Watch show “Red Table Talk.” The show is known for having honest conversations and dialogue and so the assumption is that Woods would be sharing a bit of her own truth with the Smith family, with whom she shares a close relationship.

While we’re all interested to see what she has to say, there’s also a chance that it might not be as messy as people want.

According to TMZ, Woods has signed a non disclosure agreement (NDA) with the Kardashian family. Sources familiar with the agreement told TMZ, that the document prohibits Jordyn from disclosing details about the family, specifically Kris and Kylie Jenner and Kim and Khloe Kardashian.

According to The Blast, the agreement came from production for the show “Keeping Up With The Kardashians” and bars Woods from publicly sharing “inner workings of the family.”

If she doest violate the agreement, sources say that it could cost Woods 7 figures. The Blast reports that any public comments made about the family have to be approved by production, especially if the comments could involve a potential storyline.

So needless to say, Woods’ decision to appear to sit down on “Red Table Talk,” caught the family by surprise. The Blast claims that Kris Jenner is not happy about it.

According to The Blast, the show will air on Friday.

We’ll be watching—along with a few other people, I’m sure.

MadameNoire

BEST DEAL UPDATE:

This 2-Minute Step Could Get You $1 Million in Life Insurance for Just $44/Month

Know you should have life insurance but not sure where to start?

We get it.

First you’re wondering: How much does life insurance cost?

Second, you already get approximately 193 robo-calls a day. You don’t want more from insurance salespeople.

Third… um… what do you even Google?

Don’t panic. We recommend you start by comparing policies and rates through Policygenius, a free online marketplace. Think of it like Kayak or Expedia — but for life insurance.

We’re Here to Hold Your Hand: Here’s How to Get Started

Trust me when I say: Policygenius is simple to use.

Perhaps the most appealing part? You don’t need to enter your email address or phone number to start searching — only your ZIP code and some information about your health. That means no annoying phone calls or emails after the fact.

This takes about two minutes, so even if you’re on your morning commute, eating lunch or, ahem, using the bathroom, you can do it right now.

Once you enter your information, you’ll be asked to choose your coverage amount — anywhere between $ 50,000 to $ 10 million. If you’re not sure how much you should get, Policygenius offers a calculator that’ll ask you to input basic information, and it’ll suggest coverage amount and length for you.

Don’t get too hung up on this step — you can always adjust your coverage and terms later.

How to Effortlessly Compare Life Insurance Rates

Now Policygenius will aggregate your options and show you your quotes.

To get an idea of what types of prices you’ll see, here’s an example: When I run my information through Policygenius and ask for $ 1 million in coverage, I’m presented 20-year term-life policies starting at $ 44 a month.

That’s way less than my cell phone bill.

Now this is the fun part (just for me?). Add checkmarks to the policies most appealing to you, then compare. Side by side, you’ll compare cost, coverage amount, term and policy type. Policygenius also grades each company on financial strength, customer service and total number of customers.

If you’re worried about the fine print, don’t be. Policygenius presents the fine print in a nice, readable font and lets you know if the policies require a medical exam, any reason it wouldn’t pay out and cancelation or change fees.

Still not sure? You can chat with a Policygenius life insurance advocate. These folks aren’t paid on any sort of commission, so you’ll get unbiased, low-pressure, just-the-facts advice to help.

Once you make your decision, you can enter your information and secure the policy right then and there.

Yup. You can finally check this task off your perpetual to-do list.

You’re welcome!

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

The stakes could not be higher for Trump in extraordinary split screen week

Even by the combustible standards of Donald Trump, the spectacle set to unfold around his presidency in time zones 12 hours apart in the next few days could defy description.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

‘If Beale Street Could Talk’ Dominates the Film Independent Spirit Awards

'If Beale Street Could Talk' Dominates the Film Independent Spirit Awards

Barry Jenkins’ If Beale Street Could Talk swept the Independent Spirit Awards, winning all three categories that it had nominations in, and Can You Ever Forgive Me? and Suspiria each won two awards in an afternoon awards program that served as a counter-balance to the Oscars. In recent years, the awards bestowed upon by Film Independent members had served as a precursor to Oscar glory, but this year, with more popular and high-earning, high-budget films getting favored…

Read More

Read Comments

Fandango Movie News

MOVIE APP UPDATE:

EU Parliament election could upend politics across Europe

Across the European Union, a three-month campaign has begun ahead of May’s election for the European Parliament, a massive exercise in democracy that spans 27 nations and close to half a billion people.
FOX News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

<

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Zillow makes a big bet on flipping homes. New CEO could ‘make this gamble work’: RBC’s Mahaney

"[Rich Barton has] a huge track record" and his return to be the CEO "took the stock up," RBC's Mark Mahaney says. But the internet analyst is still skeptical.
Real Estate

BEST DEAL UPDATE:

Easily Sell Your Home With ForSaleByOwner! A Home Sells with ForSaleByOwner Every 44 Minutes!

Mueller could tell all in last major court filing in Paul Manafort’s case

Friday may be the day that special counsel Robert Mueller tells all in the long-running court saga of Paul Manafort’s prosecution.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump’s loyalty obsession could lead to obstruction case

President Donald Trump’s craving for loyalty from his top law enforcement officials and alleged efforts to topple those whom he perceives as threats could be leading him into deep trouble — and even put his presidency in peril.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

New recommendations say not all women need genetic testing for cancer. Critics say it could cost lives

Primary care providers should screen women for personal, family and/or ethnic history of breast, ovarian, tubal or peritoneal cancer to decide who should undergo genetic counseling for BRCA1 and BRCA2 mutations, the US Preventive Services Task Force recommended Tuesday. The mutations increase a woman’s cancer risk.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

This Olympic Champion’s Case Could Change Sports’ Gender Rules Forever

(LAUSANNE, Switzerland) — The longtime standoff between Olympic champion Caster Semenya and track and field’s governing body over issues of gender, hormones and performance in sports reached a pivotal phase on Monday as a key tribunal began hosting a planned five-day hearing in a case that could have massive repercussions throughout sports.

The two-time 800-meter gold medalist from South Africa came and went from the offices of the Court of Arbitration for Sport on Monday without addressing reporters after a marathon opening session, but her legal team and IAAF lawyers were still jockeying for position in the court of public opinion.

Both sides acknowledged that the ruling in the case — which isn’t expected until late March — could have huge implications, notably over where to draw the line between the genders and how to ensure fairness in top-tier competition.

Semenya’s lawyers issued a statement during the 10-hour session criticizing the IAAF’s release of a list of names of five experts that they planned to put forward to make their case. Her legal team said that maneuver violated the spirit of confidentiality over the proceedings “in an effort to influence public opinion.”

Her team of four lawyers said that it had received the three-judge panel’s OK to release the names of its own experts on Tuesday.

Insisting on the need for fairness, the IAAF defended “eligibility standards that ensure that athletes who identify as female but have testes, and testosterone levels in the male range, at least drop their testosterone levels into the female range in order to compete at the elite level in the female classification.”

The IAAF has proposed eligibility rules for athletes with hyperandrogenism, a medical condition in which women may have excessive levels of male hormones such as testosterone. Semenya wants to overturn those rules.

The scheduled five-day appeal case is among the longest ever heard by the sports court. CAS secretary-general Mathieu Reeb expressed hope for a decision by the three-judge panel by the end of March.

Neither of the delegations spoke on the way out of Monday’s proceedings.

“The core value for the IAAF is the empowerment of girls and women through athletics,” IAAF president Sebastian Coe said as the day began. “The regulations that we are introducing are there to protect the sanctity of fair and open competition.”

A colleague then pulled Coe away from reporters and said he wouldn’t say more.

The IAAF wants to require women with naturally elevated testosterone to lower their levels by medication before being allowed to compete in world-class races from 400 meters to one mile.

Reeb said the case was “unusual and unprecedented” and said the decision “will be important.”

South African lawyer Norman Arendse, whose is helping present the case for Semenya, called it “a highly confidential process.”

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Why California’s new solar mandate could cost new homeowners up to an extra $10,000

Starting next year, every new home built in California will have something extra on top.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

A.I. Could Widen Economic Disparity Between Urban and Rural Areas, Brookings Report Warns

Among the key factors driving the economic divide in America is the rise of technology that has eliminated many jobs through automating manufacturing tasks. A new report from the Brookings Institution warns that, thanks to the rise of artificial intelligence, economic disparity between coastal cities and heartland regions is about to get even worse.

The 2016 Presidential election served as a wake-up call to the economic effect that the automation of many routine jobs is “massively rearranging the nation’s economic geography,” says the report, written by Brookings Senior Fellow Mark Muro.

“The 2016 election may go down as the first time society began to grasp the full implications of automation’s potential to transform the physical world,” Muro wrote. “As big, techy cities like New York, Washington, and the Bay Area seemed to increasingly inhabit a different world from the rest of America, the people and places that were ‘left behind’ revolted.”

Since then, the field of A.I. has made gains in developing machine-learning tools that could automate even more jobs. Brookings looked at the kinds of jobs that could be replaced by A.I. applications, namely, ones that involve more routine or repetitive work in manufacturing and service industries alike. The bottom line of jobs at risk of automation: They already pay some of the lowest wages today.

Jobs that were more vulnerable to automation were more likely to be found in rural towns like Kokomo, Ind., and Hickory, N.C., the report said, while those in coastal cities like San Jose and the District of Columbia were more likely to be safe.

“Less-educated heartland states and counties specialized in manufacturing and low-end service industries could be especially hard-hit by automation in the A.I. era, whereas well-educated states and counties along the Boston-Washington corridor and on the West Coast appear less exposed,” the report said. “In parallel fashion, smaller, less-educated communities will struggle relatively more with A.I.-phase automation, while larger, better-educated cities will experience less disruption.”

In response, Brookings urged government and industry leaders to focus on strategies such as expanding support for communities to cope with job automation and “future-proofing” workers by teaching skills that are more resilient to automation.

The report comes a few days after the Trump administration unveiled a vague A.I. initiative that will spend on artificial intelligence and train workers in computer science. Apple CEO Tim Cook and IBM CEO Ginni Rometty have joined Trump’s advisory board on A.I. and job automation.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

John Oliver Booed on Colbert for Admitting Trump Could Be Re-Elected in 2020

Scott Kowalchyk/CBS

Before he makes his long-awaited return to HBO this coming Sunday, John Oliver kicked off the week on Monday with a sit-down with his old Daily Show colleague Stephen Colbert.

Asked if he’s “feeling good” with high confidence heading into the new season, Oliver laughed and replied, “Confidence high? No. My confidence is never high. Self-loathing high, concern astronomic.” When Colbert noted that Oliver is returning just after what could be the halfway point of Donald Trump’s presidency—saying, “the end is in sight”—he elaborated on those feelings.

“I definitely don’t have that kind of optimism. To say we’re halfway through his presidency I think is to ignore the concept of second term possibility. We are two to six years away from the end his presidency,” Oliver said. As audience members began to boo, he added, “Oh, wow. Are there some big Trump 2024 fans in here?”

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast — Entertainment

BEST DEAL UPDATE:

John Oliver Booed on Colbert for Admitting Trump Could Be Re-Elected in 2020

Scott Kowalchyk/CBS

Before he makes his long-awaited return to HBO this coming Sunday, John Oliver kicked off the week on Monday with a sit-down with his old Daily Show colleague Stephen Colbert.

Asked if he’s “feeling good” with high confidence heading into the new season, Oliver laughed and replied, “Confidence high? No. My confidence is never high. Self-loathing high, concern astronomic.” When Colbert noted that Oliver is returning just after what could be the halfway point of Donald Trump’s presidency—saying, “the end is in sight”—he elaborated on those feelings.

“I definitely don’t have that kind of optimism. To say we’re halfway through his presidency I think is to ignore the concept of second term possibility. We are two to six years away from the end his presidency,” Oliver said. As audience members began to boo, he added, “Oh, wow. Are there some big Trump 2024 fans in here?”

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast Latest Articles

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Here’s why medical chatbots could help doctors but won’t replace them

Could Sutter Health's new symptom tracker diagnose my bout of food poisoning? I put it to the test.
Health and Science

U.S.HEALTHCARE UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

EU copyright reforms ‘could harm creatives’

The EU is a step closer to implementing a controversial copyright law reform that could affect what people share on websites like YouTube after politicians agreed on changes to the proposals.
Tech News – Latest Technology and Gadget News | Sky News

FASHION DEAL UPDATE:

Up To 40% Off Select Women’s Styles – Plus Free Shipping On All Orders of $ 99+!

The fate of the market this year could be in the hands of the ‘Powell Put’

In a Fed connotation, a put would be a point at which Powell would not let the market fall below before he steps in with more stimulus.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

A Gossip Girl reboot could actually be happening according to CW

And the world is celebrating.

Instagram pods

It may have been six years since Gossip Girl left our screens, but it still feels like it was just yesterday.

And while the show’s end left a Blair and Chuck shaped hole in our hearts, it also left us with a lot of questions.

View this post on Instagram

Favs! 😩😍❤

A post shared by Gossip Girl © (@gossipgxoxo) on

Does Henry Bass have any siblings? How are Serena and Dan enjoying married life? Are Georgina and Jack Bass actually together now? And please tell us that William Van Der Woodsen has been discovered as the biggest villain ever – well, second biggest if we’re counting Bart Bass.

After unanswered calls for a reboot of the CW show, we had all given up hope, but today the news we have all been waiting for finally arrived.

Gossip Girl might well be coming back.

Yes, this is not a drill. We repeat. This is not a drill.

CW President Mark Pedowitz confirmed that there was a conversation about a GG reboot just this week, telling reporters at the TV Critics’ Association press tour: ‘There’s a discussion, but I don’t know if we’re there yet. I don’t know what it would be.

‘A lot is up to Warner Bros. and Josh and Steph, cause you don’t want to do anything without them,’ he continued, referencing Josh Schwartz and Stephanie Savage, the show’s executive producers.

Providing they say yes though, we could well see a GG reunion very soon.

BRB – off to the Met steps to discuss this over yogurt!

The post A Gossip Girl reboot could actually be happening according to CW appeared first on Marie Claire.

Marie Claire

BEST DEAL UPDATE:

Style Your Home’s Outdoors with All the Perfect Additions from MacKenzie-Childs! Save on Tables, House Letters & Chairs. Shop Now!

World Record Egg on Instagram could make its creator millions as marketers chase its viral success

According to a report by The Atlantic, marketers are already seeking the opportunity to help brands crack out of the World Record Egg, which some compare to the value of a Super Bowl ad.
Tech

BEST DEAL UPDATE:

Shop the latest electronics deals direct from Samsung

Here Are the Reasons People Believe the Super Bowl Halftime Show Could Bless Fans With a SpongeBob SquarePants Tribute

Thanks to some hints floating around the internet from Maroon 5 and others, SpongeBob SquarePants fans have high hopes that the famous cartoon character might be making a Super Bowl LIII cameo.

One main reason for the theory comes down to a brief appearance of the Pineapple-Under-the-Sea-dwelling creature in a tweeted video that Maroon 5, the headlining Super Bowl 2019 Half Time performers, shared earlier in January. About 30 seconds in, a cryptic, brief snippet of SpongeBob appears.

The SpongeBob fan theories

While SpongeBob and Maroon 5 don’t normally have any particular connection, SpongeBob does have a song — “Sweet Victory” — that was performed in a season two episode of the show called “Band Geeks” by the Bikini Bottom Super Band. Longtime fans think this means “Sweet Victory” may end up on Maroon 5’s set list, or in some other way SpongeBob will be involved in the Super Bowl LIII Halftime Show.

While there’s currently no confirmation one way or another, it’s worth noting that many responses to Maroon 5’s video teaser are related to the potential for a SpongeBob song cameo. And the SpongeBob snapshot in the video is the only cartoon that appears: the rest of the footage is clips of the band’s preparations and performances and hints of Travis Scott and Big Boi, two rappers who will also be featured at the show.

The Episode

There’s more to it, too: a Change.org petition was set up earlier in January calling for a “Sweet Victory” tribute at the Super Bowl. It’s collected nearly 1.2 million signatures so far. The reason? To honor SpongeBob creator Stephen Hillenburg, who passed away in November last year.

The GIF

In another bump for the theory, Mercedes-Benz Stadium’s Twitter account even shared a GIF of SpongeBob dancing in his band outfit all the way back in December, adding fuel to fans’ fire about the potential cameo.

The Bet

People are even betting on it — literally. The odds, according to an online betting pool, are in favor of SpongeBob appearing at the Super Bowl, in particular popping up in an inflatable costume.

In another more under-the-radar hint, according to CNET, Rodger Bumpass, the voice actor behind the character of Squidward, reportedly posted on Facebook that he was going to be making some kind of Super Bowl introduction for the Halftime Show.

SpongeBob fans, at least, were convinced.


Entertainment – TIME

ENTERTAINMENT DEAL UPDATE:

Democrats Say Possible Howard Schultz Presidential Bid Could Help Trump Win Second Term

A number of top Democrats say President Donald Trump could win a second term if former Starbucks CEO Howard Schultz runs for president.

Schultz said he is considering a bid for the 2020 presidential election as an independent during an interview that airs during this Sunday’s 60 minutes.

Democrat Juli?n Castro, who was the Obama administration’s secretary of Housing and Urban Development and recently announced his own bid for the race, spoke out against a possible Schultz run during an interview with CNN’s Jake Tapper.

“I have a concern that if he did run, that essentially, it would provide Donald Trump with his best hope of getting re-elected,” Castro said on CNN’s “State of the Union” Sunday.

Schultz, a Democrat himself, sees his possible run as a way to break from party-oriented politics, according to The Atlantic. He has already spent the past year hiring consultants, The Atlantic reports.

“We’re living at a most-fragile time,” Schultz told CBS’s Scott Pelley. “Not only the fact that this president is not qualified to be the president, but the fact that both parties are consistently not doing what’s necessary on behalf of the American people and are engaged, every single day, in revenge politics.”

Although 57% of American voters now disapprove of Trump’s job, Castro added that the President’s support is about 42% no matter which Democrat ultimately runs against him. If an independent party were to appeal to enough undecided voters, Trump could win the 2020 race.

Other Democrats that have spoken out against the prospect include former Obama senior adviser David Axelrod, Sen. Brian Schatz of Hawaii, and even the Democratic Party of Washington State, the HuffPost reports.

“I would suggest to Mr. Schultz to truly think about the negative impact that that might make,” Castro said.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump warns another shutdown could happen

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

WATCH: World News 01/26/19: Trump Warns Another Shutdown Could Happen

Nearly 300 people feared dead after Brazilian dam collapses; Blind reverend regains sight after living 14 years in the
ABC News: World News Tonight

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Could you live on your retirement savings for 23 years?

The average retirement lasts more than 20 years. Here’s how to figure out if your savings will last that long, and what to do if you’re in danger of running out of money
ABC News: Health

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

For veterans working in US federal prisons, PTSD and government shutdown could be deadly

Stressed by the government shutdown, veterans who work in US prisons struggle to keep their PTSD in check and feel abandoned by the country they served.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Ratings giant Nielsen wants to sell itself, could fetch $10B

Nielsen Holdings, the TV-ratings research firm, is restarting a process to sell itself, with first-round bids due Friday in an auction that could fetch more than $ 10 billion, The Post has learned. Private equity firms The Blackstone Group and Hellman & Friedman are expected to make a non-binding offer that is a premium to Nielsen’s…
Business | New York Post

SPECIAL SHOE DISCOUNT UPDATE:

New House Democrats’ Focus On Abortion Rights Could Stymie Work With Senate

For the first time since the Supreme Court legalized abortion nationwide in its 1973 Roe v. Wade decision, the House of Representatives has a majority supporting abortion rights. And that majority is already making its position felt, setting up what could be a series of long and drawn-out fights with a Senate opposed to abortion and stalling what could otherwise be bipartisan bills.

Democrats have held majorities in the House for more than half of the years since abortion became a national political issue in the 1970s, but those majorities included a significant number of Democrats who opposed abortion or had mixed voting records on the issue. A fight among Democrats over abortion very nearly derailed the Affordable Care Act as it was becoming law in 2010.

This new Democratic majority is more liberal — at least on reproductive rights for women — than its predecessors. “I am so excited about this new class,” Rep. Diana DeGette (D-Colo.), co-chair of the Congressional Pro-Choice Caucus, told reporters at a Jan. 15 news conference. “We are systematically going to reverse these restrictions on women’s health care.”

Indeed, the House has taken its first steps to do just that. On its first day of work Jan. 3, House Democrats passed a spending bill to reopen the government that would also have reversed President Donald Trump’s restrictions on funding for international aid organizations that perform abortions or support abortion rights. As one of his first acts as president, Trump re-imposed the so-called Mexico City Policy originally implemented in the 1980s by Ronald Reagan.

But the Senate, where Republicans still hold a slim majority, is not budging. If anything, Republican Senate leaders are trying to push further on abortion. On Thursday, Senate Majority Leader Mitch McConnell called a floor vote on a bill that would ban any federal funding of abortion or help fund insurance that covers abortion costs. Congress routinely adds the “Hyde Amendment” — a rider to the spending bill for the Department of Health and Human Services to bar federal abortion funding in most cases for Medicaid and other health programs — but McConnell’s legislation would have made the provision permanent and government-wide.

When the House was under GOP control, it passed similar measures repeatedly, but those bills have not been able to emerge from the Senate, where 60 votes are required. In the end, McConnell’s bill Thursday got 48 votes, 12 short of the number needed to move to a full Senate debate.

Organizations that oppose abortion were thrilled, even though the bill failed to advance.

“By voting on the No Taxpayer Funding for Abortion Act, the pro-life majority in the Senate is showing they’ll be a brick wall when it comes to trying to force taxpayers to pay for abortion on demand,” said a statement from the Susan B. Anthony List.

The Senate action Thursday was clearly aimed not just at House Democrats’ boast that they would vote to overturn existing abortion restrictions, but also at the annual anti-abortion “March for Life” held in Washington on Friday.

“I welcome all of the marchers with gratitude,” said McConnell in his brief remarks on the bill, noting that they “will speak with one voice on behalf of those who cannot speak for themselves.”

But these first two votes are just a taste of what is likely to come.

At a breakfast meeting with reporters Jan. 16, DeGette, newly installed as chair of the oversight subcommittee of the House Energy and Commerce Committee, said that reproductive issues would be a highlight of her agenda.

Meanwhile, Rep. Barbara Lee (D-Calif.), the other co-chair of the Pro-Choice Caucus, and Nita Lowey (D-N.Y.), the first female chair of the House Appropriations Committee, announced they will introduce legislation to permanently eliminate both the Hyde Amendment and the Mexico City Policy.

In an odd twist, the abortion language in the Mexico City Policy bill passed by the House this month was taken directly from a version approved last June by the Senate Appropriations Committee. Republican Sens. Susan Collins (R-Maine) and Lisa Murkowski (R-Alaska), who generally support abortion rights, joined with the committee’s Democrats to approve an amendment overturning the policy in the spending bill for the State Department and other agencies. The full Senate never voted on that bill.

Still, neither side is likely to advance their cause in Congress over the next two years. The Republican leadership in the Senate can block any House-passed bills lifting abortion restrictions. But the Senate, while nominally opposed to abortion rights, does not include 60 members who would vote to advance further restrictions.

Where things get interesting is if either chamber tries to strong-arm the other by adding abortion-related language it knows will be unacceptable to the other side.

That is exactly what happened in 2018, when the Senate was poised to pass a bipartisan bill to help stabilize the Affordable Care Act’s insurance exchanges. House and Senate Republicans proposed a version of the bill — but with the inclusion of a permanent ban on abortion funding. Democrats objected and the bill died.

Sen. Patty Murray (D-Wash.), who was one of the senators engineering the original bipartisan effort, said at the time, “This partisan bill … pulled the most worn page out of the Republican ideological playbook: making extreme, political attacks on women’s health care.”

It is not hard to imagine how such an abortion rider could be used by either side to squeeze the other, as Republicans and Democrats tentatively start to work together on health issues such as prescription drug prices and surprise out-of-pocket bills.

Abortion-related impasses could also stall progress on annual spending bills if House Democrats keep their vow to eliminate current restrictions like those limiting self-paid abortions for servicewomen or imposing further limits on international aid.

Abortion fights on unrelated bills is almost a certainty in the coming Congress, said Ross Baker, a professor of political science at Rutgers University. He noted that abortion not only complicates health bills, but also sank a major bankruptcy bill in the early 2000s.

“The only question is how it will emerge,” he said. “And it will emerge.”


KHN’s coverage of women’s health care issues is supported in part by The David and Lucile Packard Foundation.

Kaiser Health News

BEST DEAL UPDATE:

Alexandria Ocasio-Cortez could probe banks’ earnings

Freshman Congresswoman Alexandria Ocasio-Cortez is now a member of the House Financial Services Committee, which oversees the nation’s banks and financial institutions. And California Congresswoman Maxine Waters is chairing that committee. And I think it’s going to be a hoot. Ocasio-Cortez has already proposed taxing very rich people at a 70 percent rate. And bankers…
Business | New York Post

SPECIAL DISCOUNT UPDATE:

Here’s Why More Expensive Cloth Diapers Could Be Worth It

Babies might be small and cute, but they can also be expensive.

One of the easiest ways to save money on baby gear (and be eco-friendly) is to invest in a cloth diaper stash rather than using disposables. While you pay more money upfront for cloth diapers, you’ll save money over the course of your baby’s journey from infant to potty-trained preschooler.

I’m currently on my second cloth-diapered kid. My husband, Ben, and I used them with our daughter, Rose, from the time she was a newborn until she was potty trained at age 3. Now, we use cloth diapers on our son, Liam (3 months), and plan to do so until he is potty trained as well.

When building our stash, I was pretty overwhelmed by the types of diapers available and the various brands at different price points. Now, I’m a cloth diaper pro. I know what works for me and what I’m willing to pay. I decided to talk to some of my mom friends who have used cloth diapers to see which brands they recommend.

Budget-Friendly Diapers

detail of a pocket cloth diaper
Pocket diapers consist of a diaper cover and inserts that you stuff inside. Sharon Steinmann/The Penny Hoarder

If you’re thinking of trying cloth diapers but don’t want to invest too much in case it’s not for you, consider buying a few cheaper pocket diapers to take for a trial run. Pocket diapers consist of a diaper cover and inserts that you stuff inside that cover. You’ll need to wash the cover and inserts after each use.

I bought a lot of KaWaii Baby diapers on eBay before Rose was born and used them with her until she was potty trained. I am using them with Liam as well and find them to be just as absorbent. I paid $ 110 for 24 diapers, which works out to $ 4.58 per diaper.

I could have stuck with Rose’s diaper stash for Liam, but I decided to invest in some new prints. I found a couple of brands on Amazon that offered a variety of cute prints for cheap.

Alva Baby offers affordable pocket diapers. You can buy a pack of six diapers with 12 microfiber inserts from Amazon for $ 39.99, or $ 6.67 per diaper. Alva Baby has a lot of different print choices, all of which are very cute and very affordable.

I also got a pack of six Mama Koala diapers with six microfiber inserts for $ 39.99, or $ 6.67 per diaper. The prints I got featured different types of food, from pizza and tacos to avocado toast with eggs (it was the latter that made me purchase them, to be honest).

Another good way to build a diaper stash on a budget is through local consignment sales. These sales allow local moms to sell their gently used baby and kid clothes and toys, and you can find great deals on diapers if you’re lucky. Local cloth diaper stores might also have consignment sales where you can find deals. My local store, Samozrejme, holds quarterly “re-stash” sales where you can score gently used cloth diapers for cheap.

My friend Alexis Goodwin found another way to go the cloth-diaper route on a budget with prefolds (a rectangular-shaped cloth diaper with an absorbent pad sewn in the middle). “I used covers and prefolds so I could reuse the covers multiple times versus a single use,” she told me. “I believe the prefolds I used were cotton. I added a homemade liner of fleece to help keep [my baby] dry by wicking away the moisture. This also made it easier, when we started solids, to get rid of poop.”

You can buy prefold diapers very cheaply, so diapering this way is a great budget option. And you’ll only need to wash the prefolds after each use rather than both the insert and the cover.

Mid-Priced Diapers

detail of Thirsties cloth diaper covers
Thirsties cloth diaper covers are a good mid-range option for cloth diapering. Sharon Steinmann/The Penny Hoarder

If you decide to go the prefold-diaper route, Goodwin recommends Thirsties covers as a good mid-range option. You can buy these new for around $ 12 each, which is more expensive than the budget brands mentioned. But since you can use the diaper covers multiple times and just replace the prefolds when they are soiled, you’ll need fewer covers than if you go with pocket diapers or all-in-one options (where the cover and insert are permanently attached).

Another mid-range diaper brand Goodwin recommends is Rumparooz. She used the newborn-size covers, but you can also get one-size diaper covers that fit from six to 35 pounds. Rumparooz newborn covers cost $ 10 each, and one-size covers cost $ 14.

Buying mid-priced diapers still works on a budget if you go the cover-and-prefold route. Depending on how many covers you buy, you could end up spending less than you would if you bought a budget brand pocket diaper stash.

Splurge-Worthy Diapers

detail of a Grovia diaper
GroVia diaper covers are pricey but they are versatile because they can be used with inserts that snap into the shell as well as with prefold diapers. Sharon Steinmann/The Penny Hoarder

As with anything, you can spend a lot of money on cloth diapers. But sometimes, spending more on a pricier brand might be worth it.

“I loved my GroVia shells,” said Goodwin. “My littlest was a skinny baby with skinny legs. These fit her perfectly from about two months until she potty trained. They had such cute prints, too! If money wasn’t an issue, I’d [recommend buying] GroVia covers and inexpensive prefolds.”

The nice thing about GroVia diaper covers is that you can buy inserts to snap in rather than using prefold diapers. The shells and inserts cost $ 16.95 each, or you can buy GroVia prefolds at $ 8.95 for a pack of three.

My friend Kathryn Dowell swears by AppleCheeks diapers. This Canadian company offers sized diapers as well as one-size diapers. Prices range from $ 20.75 to $ 24 per diaper cover. You can use them with cheap prefolds or stick with AppleCheeks brand inserts, depending on your budget.

“[AppleCheeks’] customer interaction and community… is a large part of why I choose them. But the company aligns with a lot of my beliefs in other ways. They are produced in Canada and hire local seamstresses,” Dowell explained.

Dowell first discovered AppleCheeks when a friend sold her a starter stash for half the retail price. She was so impressed with the company and the quality of the product that she quickly became a convert.

“The quality will last through several children,” she said. “[They are often] available on sale.” This can range from 15% off a regular diaper to 40% off a discontinued color.

Splurging on pricier diapers might be painful at first, but if you plan on cloth diapering through two or more kids, it could be worth the upfront cost.

Whether you stick to budget brands or splurge on more expensive ones, cloth diapering your kid can save you big in the long term (not to mention saving a bunch of disposable diapers from entering a landfill).

The great thing about cloth diapers is that you can resell them when you don’t need them anymore. So even if you spend big in the beginning, you can recoup some of that money once your kids are potty trained.

Catherine Hiles first started cloth diapering to do her part for the environment. Now, she can’t imagine using disposable diapers as a full-time option.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

EU tax on big digital companies could be struck by March: French minister

A European Union-wide tax on the world’s top digital companies could be reached by the end of March, French Finance Minister Bruno Le Maire said in an interview published on Sunday.


Reuters: Technology News

BEST DEAL UPDATE:

Save 25% Off Full Size Kaplan MD Skincare (Excludes Lip and Skincare Sets)!

Leaving Your Bank in 2019 Could Save You $360. Here’s How

When’s the last time you were slapped with a bank fee?

Maybe you didn’t maintain that insanely high minimum balance, or you accidentally overdrafted by 99 cents, Or you might’ve used an out-of-network ATM out of desperation.

You’re not alone.

Big banks make big bucks off these fees. Looking at overdraft fees alone, banks collected $ 6.4 billion from Americans in 2016, according to a CNN analysis.

The average overdraft fee these days hovers around $ 30, according to the Consumer Financial Protection Bureau. That’s approximately 10 small Starbucks lattes. Or 30 items off the McDonald’s dollar menu — one snack a day (though we don’t really recommend that health-wise).

Bottom line: We’re losing a lot of money in fees.

And if you’re a moderately frequent overdrafter (defined by the CFPB as someone who overdrafts once a month), then you’re handing over $ 360 in fees each year.

The good news is that there are some very nice accounts out there that won’t charge you overdraft fees — or nearly any fees for that matter — like Aspiration.

This Unicorn of an Account Doesn’t Charge Insane Fees

The Aspiration Account is an online-only account with no monthly fees, no minimums and pays 1% APY.

Yep! Instead of getting charged fees, you can actually earn money with this account.

Here’s a quick rundown of the account’s features and its fees (or lack thereof):

  • Minimum opening deposit: $ 10
  • Minimum balance to maintain: $ 0
  • Monthly maintenance fee: $ 0
  • ATM fee (both domestic and international): $ 0
  • Overdraft fee: $ 0
  • Stop payment fee: $ 0
  • Incoming wire transfers: 82 cents
  • Outgoing wire transfers: 82 cents

(Honestly, there’s Venmo and PayPal these days for those transfers anyways…)

So rather than getting tangled in an endless cycle of bank fees, Aspiration’s account actually allows you to sit back and watch your money grow, thanks to that 1% APY you’ll earn on your balance.

So make the switch, save some money and have a happy, fee-free year!

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. Full disclosure: She banks with Aspiration and loves it!

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

Drive 50 Miles Per Day? Here’s How You Could Save Over $150 Per Month

Do you feel like you spend more time in your car than you do in your home? Do you have a long work commute, oodles of miles while doing your job or run your kids all over town for their extra curriculars? If so, you might feel like you’re watching life through a windshield while you belt out the lyrics to that song you’re hearing for the fifth time today.

That’s OK, especially if you like your car. But are you paying too much for it?

If you’re driving 50 miles per day, it feels better if you know you’re saving money. Here are a few ideas to pay less for your extensive time in the car.

Pay For Better Tunes By Saving at the Pump

Putting on miles means burning through a lot of gas, even with a fuelefficient car.

If you’re a savvy saver, you probably already use GasBuddy to help you find the cheapest gas station in town. It’s an easy — and free — way to avoid overpaying.

A quick look at gas prices on GasBuddy for urban areas such at Tampa, Dallas and Chicago shows you could save as much as 25 cents per gallon just by choosing the right gas station.Wow.

But once you pull up to the pump, here’s something else you can do: Get a discount card from GasBuddy to automatically save 10 cents per gallon on your first purchase (and 5 cents per gallon after that).

The free discount card is tied directly to your checking account. It works at 95% of gas stations throughout the country, so you don’t have to drive around town just to find “your” station. Plus, you don’t have to wait for a rebate — it’s immediate savings.

Simply and securely sign up through GasBuddy. Connect your bank account, enter your address, and GasBuddy will put a card in the mail.

Let’s say you save 25 cents per gallon by choosing the right gas station, plus 5 cents per gallon with the GasBuddy discount card. Based on our 50milesperday scenario, we’ll assume you are driving a sensible vehicle that gets about 30 mpg.

If you drove 30 days per month, you’d need to purchase 50 gallons of gas. If you’re saving 30 cents per gallon, that’s $ 15 per month you’re saving, just in gas. Boom. You just paid for your satellite radio subscription.

Find Out if You’re Paying Too Much for Car Insurance

When’s the last time you looked at your car insurance plan? Don’t just renew your plan because it’s what you’ve always done. See if there is a better plan out there for you, your car and the way you drive.

Yes, there’s no getting around car insurance, unfortunately. But one way you could save money is by shopping around and comparing rates at least once a year. Less than 50% of us do that, according to this survey from The Zebra, though 81% of us report wanting lower rates.

So, just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in less than 60 seconds.

Here’s how it works:

  1. Head over to The Zebra’s search platform. Enter your car’s year, make and model, and your ZIP code. Continue on to answer questions about your driving habits, your car and your life.

On the right sidebar, you’ll watch rates increase or decrease based on your answers. For example, if you’ve gotten into an accident that was your fault in the past three years, your rates will kick up. It’s interesting to see what effect your answers might have.

  1. After answering some questions, it’s time to compare. The Zebra gives you an “Insurability Score,” which is similar to your credit score, except it’s for car insurance, and it  teaches you how to get better rates. The site also gives you different options for coverage.

When you’re ready to consider your options and select a quote, you can also receive a phone call from The Zebra for additional support.

A nice representative (a real, live human) on the line asks if you want to speak with a specialist. If you’re truly interested in car insurance and want to ask all the questions, this could be the perfect time.

Otherwise, just keep shoppin’ around and weighing options through The Zebra.

You could save up to 50% on your insurance premium. According to ValuePenguin, the national average for auto is $ 941 or about $ 78 per month. Cut that in half, and you just saved $ 39 per month. Your number might even be better!

Get More Mileage Out of Your Car Payments

Highway traffic to Jacksonville, Florida, US

When you bought the car you knew you’d spend a lot of time in, did you scour the banks, credit unions and internet to get the very best rate on your loan? If you’re like most people, you probably took the financing offered by the dealership, and that’s OK. But you could do better.

You might be able to save a nice chunk of change by refinancing your auto loan. The problem is that’s normally kind of a pain.

With auto refinancing, the biggest hurdle is the process of re-titling your vehicle, which involves dealing with your local DMV. And oh, my God, who wants to mess with that?

Never fear — MotoRefi’s digital platform handles all that technical stuff so you don’t have to. In a matter of minutes, you could qualify for a lower monthly payment, lower interest rate, or both.

MotoRefi partners with lenders — like community and regional banks — that can offer you the best rates. Once you choose a lender, MotoRefi handles all the paperwork, including the cumbersome re-titling process.

MotoRefi says it’s saving the average customer $ 100 per month or more. Checking for potential savings won’t impact your credit score.

MotoRefi is available in California, Connecticut and Michigan.

Your Savings Add Up — Just Like The Miles

See how easy that was? Let’s tally the score.

Gas savings: $ 15 per month

Insurance premium savings: $ 39 per month

Car payment savings: $ 100 per month

Grand total: $ 154

Your savings may be a bit less, or they could even be more, depending your car and how much you drive. Considering just how much time you spend behind the wheel listening to the radio play that super popular song over and over, taking a few minutes to discover your savings possibilities could hit just the right note.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. He drives 70 miles every day to his awesome job. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

California’s economy could suffer if the government shutdown drags into February

The partial federal government shutdown comes at a time when California's agriculture sector is already reeling from President Donald Trump's trade war with China.
Top News & Analysis

COMMUNITY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

This could be the last we see of Rob Gronkowski

He already successfully completed one somewhat unexpected comeback. A second is in doubt. A year after contemplating retirement, Rob Gronkowski is again expected to seriously debate hanging up his big cleats, NFL Network reported Sunday, citing people close to the Patriots tight end. The 29-year-old made it through this season, a humdrum 11-5 one that…
Sports | New York Post

EMPLOYMENT SEARCH UPDATE:

Trump could take billions from disaster areas to fund border wall

Under the proposal, Trump could dip into money set aside to fund civil works projects all over the country including storm-damaged areas of Puerto Rico.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

‘The Pain Is Too Much.’ Andy Murray Says Australian Open Could Be His Last Tournament

(MELBOURNE, Australia) — A tearful Andy Murray says the Australian Open could be his last tournament because of a hip injury that has hampered him for almost two years.

The three-time Grand Slam champion says he plans to start his opening match against No. 22-ranked Roberto Bautista Agut at the Australian Open, where he has reached the final five times but never won the title.

“I’m going to play (in Australia) — I can still play to the level,” Murray said. “Not a level I’m happy playing at — but also, it’s not just that. The pain is too much really.”

Murray had right hip surgery in January 2018 and, after two brief attempts to return to the tour, played only 12 matches in the year.

He returned at the Brisbane International last week, where he won his opening match but lost in the second round to Daniil Medvedev, showing visible signs of limping between points.

The 31-year-old Murray, who ended long Grand Slam droughts for British men and also won the Olympic gold medal, had hoped to play the first half of 2019 and make a run at Wimbledon.

“That’s where I’d like to stop playing … but I’m also not certain I’m able to do that,” Murray said. “I don’t want to continue playing that way. I’ve tried everything I could to get it right and that hasn’t worked.”

Murray held a news conference Friday at Melbourne Park, and had to leave the room for a while soon after it started to compose himself as he fronted the media.

He said he’s considering another hip operation, more to improve his quality of life than as a way to return to the top level in tennis.

The Australian Open starts Monday.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

The Golden Globes Were an Embarrassment Not Even Sandra Oh Could Save

Paul Drinkwater/Getty

This awards season thus far has been a scorching, sizzling, flaming mess. Sunday night’s Golden Globe Awards just gleefully leapt onto the fire.

From the Oscars’ host fiasco to terrible, tone-deaf films becoming category frontrunners, to the struggle to find continued meaning and gravitas a year after the galvanizing first #MeToo-era ceremonies, the Golden Globes was already set in stormy weather. But it also had the potential to clear the skies to much-needed sunshine.

There was tangible excitement for hosts Andy Samberg and Sandra Oh, an unlikely and beloved pair. This is the venue where Meryl Streep and Oprah Winfrey delivered acceptance speeches that doubled as rousing sermons dictating our entire national discourse. Even the Globes’ notorious kookiness was promising: Times are tough, but at the very least we’ll probably get to see Lady Gaga take home an award. What fun!

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast — Entertainment

BEST DEAL UPDATE:

The Golden Globes Were an Embarrassment Not Even Sandra Oh Could Save

Paul Drinkwater/Getty

This awards season thus far has been a scorching, sizzling, flaming mess. Sunday night’s Golden Globe Awards just gleefully leapt onto the fire.

From the Oscars’ host fiasco to terrible, tone-deaf films becoming category frontrunners, to the struggle to find continued meaning and gravitas a year after the galvanizing first #MeToo-era ceremonies, the Golden Globes was already set in stormy weather. But it also had the potential to clear the skies to much-needed sunshine.

There was tangible excitement for hosts Andy Samberg and Sandra Oh, an unlikely and beloved pair. This is the venue where Meryl Streep and Oprah Winfrey delivered acceptance speeches that doubled as rousing sermons dictating our entire national discourse. Even the Globes’ notorious kookiness was promising: Times are tough, but at the very least we’ll probably get to see Lady Gaga take home an award. What fun!

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast Latest Articles

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump says he could keep shutdown going for months or years

A meeting Friday between President Donald Trump and newly powerful Democrats ended in continued stalemate as a partial government shutdown wears on. Both sides emerged sounding entrenched, rendering an end to the impasse elusive.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

How Taking out a Loan Could Actually Help You Get out of Debt This Year

If you popped the cork to ring in 2019 but still have some nagging debt hanging around, chances are you made a mental note of it in your New Year’s resolutions. This is the Year of the Pig on the Chinese zodiac calendar, and that stands for “luck, overall good fortune, wealth, honesty, general prosperity.” Sounds good, right?

Now is the time to make a plan to wipe out your debt before the next trip around the sun. If you are carrying balances on several credit cards, you are likely paying interest up to or even over 20%. Ouch.

Other types of debt, like medical bills, payday loans or anything else may also come with high interest and annoying collection calls.

When you try to pay down multiple bills that are charging interest, your payments can get spread too thin and you may not really be making much progress.

It’s time to consolidate and conquer.

A good resource is Fiona, a search engine for financial services, which can help match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

Yes, the terms are 24 to 84 months, but with only one payment and a much lower interest rate, you might be able to make better payments and much faster progress towards paying that debt down.

Get free of bad debt and ready to make the Year of the Pig your best year yet. By the time the ball drops to welcome in 2020, you’ll really be bringing home the bacon.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. He likes bad puns and won’t apologize for it. He also likes bacon. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer

What Shows Like ‘The Simpsons’ Could Learn From ‘Seinfeld’s Finale

Last year marked the 20th anniversary of “The Finale,” the final episode of the seminal TV series Seinfeld. The show finds razor-sharp humor in life’s most boring aspects. Up until “The Finale,” its four protagonists get away with the most anti-social behavior while continuing to live life on their own terms.

Seinfeld was one of the first shows to usher in the age of scoundrelly on TV. This tactic of having shows, especially comedies, feature characters whose reckless behavior goes unpunished is still popular today. As a result, this trope has become stagnant over time — The Simpsons is a prime example. Such shows should take inspiration from Seinfeld’s finale, which forces its characters to pay the price for their unique brand of reckless behavior.

Scoundrelly Is Good?


Diane Chambers (Shelly Long) and Sam Malone (Ted Danson) in Cheers&amp;quot;.

The beginnings of the TV scoundrel trope can be pinpointed to the 1980s and 1990s. Sitcoms transformed dramatically during these two decades. Protagonists no longer had to be “goody-two-shoes.”

Take the sitcom Cheers, for example. Sam Malone’s womanizing ways go unchecked even as Diane Chambers concocts outrageous schemes to get Sam to commit to her. This tactic’s acceptance as a reliable TV trope would only grow. Occasional jerks, like The Big Bang Theory’s Barry Kripke, are harmless compared to the scoundrels we’ve got nowadays.


Charlie from Two and Half Men and Peter Griffin from Family Guy (9)

Two and Half Men‘s Charlie Harper never faces the fallout of wasteful spending habits or constant one-night stands. Similarly, Family Guy’s Peter Griffin increasingly absurd actions, such as getting his son Stewie hooked on steroids, go without punishment.

And, of course, we can’t discuss this trope without bringing up The Simpsons. Patriarch Homer Simpson routinely engages in behavior that ranges from outsourcing his parental responsibilities to framing his wife, Marge, for drunken driving. And he still hasn’t faced the music.


Homer in Fudgetown - The Simpsons

But over time this trope gets tiring — and predictable. After all, we can only watch the same scenarios play out for so long. Perhaps this could be why The Simpsons‘ fanbase is waning.

When the Original Is Better


Jerry (Jerry Seinfeld), George (Jason Alexander), Elaine (Julia Louis-Dreyfus), and Kramer (Michael Richards) in jail in a scene from &amp;quot;The Finale&amp;quot;

In Seinfeld’s finale episode, Jerry and company mock a carjacking victim — during the actual carjacking. Their despicable actions land them in handcuffs for violating Massachusetts’ newly minted Good Samaritan Law. The prosecution brings in a plethora of character witnesses, who double as the quartet’s victims from throughout the series. You can guess how this is going to go.

The victims are eager to testify against them, even as they’re still in shock over their anti-social behavior. Watching this trial play out reminds us of how terribly the New York Four have behaved over the course of nine seasons. They’ve gotten away with some truly awful acts.


Jerry and the gang on trial in &amp;quot;The Finale&amp;quot;

Like the time Kramer tried to woo a woman by replacing her wheelchair but opts for a cheap one that proves defective. Or when Elaine mercilessly mocked a coworkers’ germaphobia. Jerry actually mugged an elderly woman for her marble rye. And George basically killed his fiancée, Susan, by unwittingly picking out a cheap set of wedding invitations. Susan licked the toxic envelope glue and found herself six feet under. The rest of the gang’s indifference about her death is bad enough, but George’s reaction is downright callous. Susan’s barely cold before he’s on the phone trying to court another woman.

Ultimately, the gang is found guilty and sentenced to one year in prison. In the judge’s words, it is the opinion of the court that quartet “contemplate the manner in which they have conducted themselves.” This is not the ending fans expected.

There exists an alternate ending in which the jury finds the gang not guilty, much to the shock of everyone else in the courtroom. While we don’t get to see what happens next, we can assume a happy ending. For fans, this ending made the most sense, as the quartet hadn’t faced any lasting punishments up to this point.

While the original ending of “The Finale” may have disappointed fans, it did strengthen the series overall by providing a unique twist that shook things up by forcing the protagonists to atone for their misdeeds. Given that Seinfeld is one of the first shows to usher in the TV scoundrel trope, this is important. It demonstrates that for any trope, or era, of TV to remain relevant, it must evolve, which sometimes means breaking the foundation that built it.

The age of the TV scoundrel is flourishing now more than ever, but it continuously fails to exceed or defy our expectations. For this trope to remain fresh, the shows that have mastered it will need to shake things up, Seinfeld style.

Teaching an Old Trope New Tricks

Seinfeld took a risk by ultimately holding the cast responsible for their reckless behavior, effectively breaking free of the TV scoundrel trope it helped usher in. It’s time for other shows to make this same gamble.

It’s a move that could help The Simpsons win fans back. Even through his negligence, Homer does experience some moments of character growth in earlier seasons. But in recent years, he’s become too static. It’s time Homer’s getting fired from the nuclear plant or separation from Marge last longer than one episode.


Jerry and the gang at the famed Monk's diner

Seinfeld should be remembered for more than its self-created tagline: “The show about nothing.” It should also be remembered for ushering in the age of the TV Scoundrel and successfully breaking a trope of its own creation, redefining an era of television in a creative and unexpected way. This should’ve been the start of something greater, but, instead, we’ve seen shows copy Seinfeld‘s basic formula without ever challenging it. We need shows to carry the creative spark that Seinfeld‘s “The Finale” created and to use it to set fire to the tried and true methods of TV sitcoms. Here’s to hoping that 2019 will see shows like The Simpsons take the risks they built their names on.

The post What Shows Like ‘The Simpsons’ Could Learn From ‘Seinfeld’s Finale appeared first on FANDOM.

FANDOM

ENTERTAINMENT DEAL UPDATE:

The best-performing sector last year could be the top bet for 2019, technician says

Health-care stocks did not just survive a volatile 2018. They thrived. One technician looks ahead to what this year could bring.
Health and Science

U.S.HEALTHCARE UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

2019 could be a rocky year for TV reboots, the Oscars and more

This year will be remembered as the one that took out Les Moonves, Megyn Kelly, Roseanne Barr, Clayne Crawford of “Lethal Weapon” and TJ Miller of “Silicon Valley,” among others. As we look to 2019, we’re sure to see new blowhards and public nuisances whose antics will no longer be tolerated as networks continue to…
Entertainment | New York Post

SPECIAL DISCOUNT UPDATE:

Feige: MCU Could Start Developing X-Men, Fantastic Four Movies Within 6 Months

With the Disney-Fox merger looking to come together in January, this next year looks like it could bring some big, exciting changes to the Marvel Cinematic Universe. While MCU head honcho Kevin Feige continues to say talks haven’t formally begun to figure out how Fox-owned superheroes, like the X-Men and the Fantastic Four, will fit into the Marvel Studios fold, he has finally given some semblance of a timeline for when that will happen — and it’s sooner than we expected.

Continue reading…

IGN All

SHOPPING DISCOUNT UPDATE:

GameStop, Inc.

Shutdown won’t stop key jobs report or CPI, but other data could be impacted

The partial government shutdown will have some impact on the release of market-moving economic data, though the biggest reports likely won't be affected.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Facebook shares could hit $160 in 2019: Citron

Short-seller Citron Research on Wednesday backed Facebook Inc, saying the stock could hit $ 160 in 2019 as the company’s revenue and user base have seen little impact from the reported data scandals and privacy issues this year.


Reuters: Technology News

BEST DEAL UPDATE:

Save 25% Off Full Size Kaplan MD Skincare (Excludes Lip and Skincare Sets)!

NY Fed President John Williams says the Fed could re-evaluate view in 2019

Williams said the Fed is open to reconsidering its views on rate hikes next year.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

DHS rules could force asylum-seekers into Mexico

Newsy

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Stephen Colbert Destroys Fox News’ Tucker Carlson: ‘The Little Racist Who Could’

CBS

Every once in a while Stephen Colbert does a segment on The Late Show that rivals the best of his work on The Colbert Report. Tonight was one of those nights.

With Fox News host Tucker Carlson under fire and losing advertisers after accusing immigrants of making America “poorer and dirtier and more divided” last week, Colbert sat down behind his desk for an old-school takedown. “Carlson’s already got a reputation for flirting with racism, but last week, he took it to a racy new level,” the host began.

After playing a brief clip of Carlson’s comments, the host said, “Now, if just listening to him say that makes you feel dirty and more divided, you’re not alone. Tucker got a lot of heat for those remarks, but he’s nothing if not the little racist who could. And he came chuggin’ back up that hill on Monday with a new reason he doesn’t like immigrants: He just cares so darn much about the environment.”

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast — Entertainment

BEST DEAL UPDATE:

Stephen Colbert Destroys Fox News’ Tucker Carlson: ‘The Little Racist Who Could’

CBS

Every once in a while Stephen Colbert does a segment on The Late Show that rivals the best of his work on The Colbert Report. Tonight was one of those nights.

With Fox News host Tucker Carlson under fire and losing advertisers after accusing immigrants of making America “poorer and dirtier and more divided” last week, Colbert sat down behind his desk for an old-school takedown. “Carlson’s already got a reputation for flirting with racism, but last week, he took it to a racy new level,” the host began.

After playing a brief clip of Carlson’s comments, the host said, “Now, if just listening to him say that makes you feel dirty and more divided, you’re not alone. Tucker got a lot of heat for those remarks, but he’s nothing if not the little racist who could. And he came chuggin’ back up that hill on Monday with a new reason he doesn’t like immigrants: He just cares so darn much about the environment.”

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

The Daily Beast Latest Articles

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

85 Million Americans Could Have Credit Report Errors. Here’s How to Find the Mistakes

Your credit score is important. The better your score, the better deal you’ll get on a mortgage, car loan or credit card. We’re talking big money here.

Even if you’re not buying a house anytime soon, a lousy credit score means you’ll get hit with a high security deposit whenever you rent a car or move into a new apartment.

But did you know your credit score could be inaccurate? One out of four credit reports have an error, according to a study by the Federal Trade Commission.

To keep a closer eye on your credit, get your credit score and a “credit report card” for free from Credit Sesame. It breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and how to address it.

Because it simplifies everything, you should be able to spot any errors. For instance, if you find an “unpaid” credit card that you know you paid, or a bill in collections you know never existed, you can dispute the incorrect information and raise your credit score.

James Cooper, a motivational speaker, raised his credit score 277 points using Credit Sesame. Now he talks to high school students about the importance of having good credit and uses what he’s learned through Credit Sesame as a blueprint for his lessons.

“We want to touch the Z Generation,” Cooper says “We’re not in the business of fixing credit. We want to get to you before you have to fix your credit.”

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Penny Hoarder

BEST DEAL UPDATE:

Sam's Club Membership Offer