5.8.19 New insane debt collection rules; Paypal & Venmo scams proliferate; One state is making it easier to work

The CFPB has proposed new debt collection rules that are really, really bad for consumers; Watch out when using Paypal and Venmo because scammers are finding more ways to get access to your money via those apps; Arizona is making it easier for folks that move there to find work without government overreach. 

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The post 5.8.19 New insane debt collection rules; Paypal & Venmo scams proliferate; One state is making it easier to work appeared first on Clark Howard.

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This cheap project management software can make freelancing easier

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Freelancing can be great — all that freedom to be your own boss, plus you can work in your underwear. But there’s another side to freelancing that isn’t as fun: the side that includes project management, time tracking, invoicing, proposal writing, and lead generation.

Plutio is an app that takes the headache out of your hustle. Designed with freelancers in mind, it’s an all-in-one tool that caters to your every need, so you can free up time to do actual work.

Garnering over 1,700 upvotes on Product Hunt and named one of the “Top Ten Essential Tools For All Freelancers And Micro Businesses” by Forbes, Plutio offers a helping hand in almost every aspect of your workflow. It lets you send invoices in a snap and track when they are opened, and gets you paid swiftly with a variety of payment methods including PayPal and Stripe. The tracking tool allows you to better account for your time, and the task management feature lets you organize your to-do list in a way that will help you stay focused. Read more…

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12 Companies That Are Making It Easier to Produce Less Trash

It’s official: The world has a trash problem. Landfills are filling up, recycling is becoming more expensive and less attractive to municipalities, and a lot of trash is finding its way into our parks, rivers, oceans—even our drinking water. When trash is dumped in the landfill, it emits methane, a greenhouse gas that contributes to climate change, and when trash is incinerated it emits carbon and toxins that cause health problems. Many regions are running out of space to store all their trash, so they’re shipping it to far-off locations around the country and around the world. That method of trash disposal has worked relatively well for the regions dumping their trash, but it’s caused problems for the people who live where the trash ends up. Yes, whichever way you slice it, that ever mounting pile of trash will keep causing problems if we don’t take charge of the situation. For decades, municipal ordinances and business practices have made it difficult for ordinary consumers to effectively and easily reduce the amount of waste they generate. Convenience products and tempting time-savers have flooded the market and it’s understandable why they’ve become popular fixtures in the average American home. Unfortunately for the health of humans, animals, and plants, those convenience items come at an environmental cost. But the tides are turning: More than ever, consumers are eager to simplify their lives and explore sustainable living that brings health, balance, and cost-savings to their lives, while at the same time minimizing waste. And there are a number of companies making it easier than ever to live a sustainable life. Scroll through to learn how several companies are helping ordinary people make healthy choices for their home, their family, and their planet.
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These 10 Google Chrome extensions will make your life easier

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One of the best and worst things about Google Chrome is the amount of browser extensions you can find in the Chrome store. It’s the best because it gives users almost limitless ways to improve their Chrome experience, but also it’s the worst because you might not know how many great extensions you’re missing out on if you never look for them.

Chrome extensions can do everything, from totally reorganizing your email inbox to filtering out websites with adult content on them. Here’s a small sampling of the more useful Chrome extensions available right now.

Save to Google Drive

Send screenshots to Google Drive instantly with this extension.

Send screenshots to Google Drive instantly with this extension.

Image: Alex Perry / mashable Read more…

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As more women in Silicon Valley freeze their eggs, some are building start-ups to make it easier

Women in big cities like New York and San Francisco are increasingly opting to freeze their eggs. But those who are among the early adopters see a big opportunity to improve the experience for the next generation.
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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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The government just made applying for student aid easier

Many people who apply for college financial aid are forced to go through an audit-like process in which they must prove that the information they provided is accurate.
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Facebook Makes It Easier Than Ever For You to Vote

Over the past couple of years, Facebook has been instrumental in making it easier for users to prepare for Election Day. They’ve done this by supporting voter registration drives in both the primaries and general election through the nonpartisan TurboVote Challenge.

This year is no different. They’ve added feature sets that let people ask their friends to join them in registering to vote. In addition to that, research shows people who make a plan to vote are more likely to do so, so the platform is helping users find their polling locations, with the option to set a reminder just in case it slips their mind.

One of the biggest reasons folks shy away from voting is because they don’t know the candidates or understand the policies and the research can get confusing. Facebook now has a new tool that provides Candidate Info, which lets people hear directly from their federal, state, and local candidates on why they’re running for office, what policy issues they care about, and what they hope to accomplish if elected.

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Facebook Civic Engagement Infographic (Facebook)

The short videos allow the candidates to showcase the following:

  • Introduce themselves to voters and tell people about the office they’re running for.
  • What their top policy priority is and why they are the right person to work on it
  • Talk about what makes them most qualified to represent their district
  • Address what the most important goal is they hope to accomplish in office and how they plan to get it done

Facebook isn’t alone in this. Instagram is rolling out their feature set as well. You can now post that you voted with a custom “I Voted” sticker and a “We Voted!” story will appear at the front of your stories bar on November 6th so you can see all of your friends who participated. The goal for this is to encourage more users to get out and vote. As they see their friends, counterparts, and associates doing so, the hope is that it will create a viral effect encouraging others users to do so.

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