Patriotic Millionaire Morris Pearl: Raising the minimum wage would be ‘good for my bottom line’

Sunday, June 16 marks the longest period in American history without an increase to the federal minimum wage. As a wealthy American and an investor, I'm all in on raising the minimum wage to $ 15 an hour, writes Morris Pearl.
Commentary

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Kevin Durant Faces Long Recovery, Good Prognosis After Achilles Rupture, Experts Say

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The ruptured Achilles tendon that took Golden State Warrior Kevin Durant out of the NBA Finals is a devastating injury that usually requires up to a year of recovery after surgery.

“Basketball’s the most stressful sport for the tendons, with all the jumping,” said Dr. David McAllister, Chief of the Sports Medicine Service at UCLA’s David Geffen School of Medicine.

Durant had just returned to playing after being sidelined by a calf injury when the Achilles disaster played out on screens around the world during Game 5. The two-time champion was scoring basket after basket—and then suddenly he was sitting on the side of the court, clutching his leg.

Read more at The Daily Beast.

The Daily Beast — Entertainment

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‘The Good Place’ will end after its upcoming fourth season

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No forking shirt, The Good Place will permanently move on to the afterlife after its upcoming fourth season, which debuts sometime this fall.

The announcement was made Friday night by series creator Mike Schur (who’s also responsible for Brooklyn Nine-Nine and Parks & Rec). He shared a statement to Twitter, in which he says, “Making this show is a rare, creatively fulfilling joy, and at the end of the day, we don’t want to tread water just because the water is so warm and pleasant.”

Dear Residents of #TheGoodPlace Neighborhood 12358W..pic.twitter.com/UVsm5x704p

— The Good Place (@nbcthegoodplace) June 8, 2019 Read more…

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The Weekend Reset: Good Omens and the Great Reginald Dwight.

Heads up: Buying via our links may result in us getting a commission. Here’s why.

It’s Friday. Looking for something to switch up your weekend, or to give you an excuse to relax a little? That’s what the Weekend Reset is for. Each week contributor Tim Johnstone pulls together five things to get your weekend started. Could be something to read or watch, something to eat or listen to, or even something to do. Enjoy the weekend fellas.

 

BINGE: Neil Gaiman’s Good Omens gets a great adaptation.

Delightful. Yes. I’m going with that particular adjective. It is a good proper British adjective and this is a very British production. As it should be. Good Omens is considered a classic of the fantasy genre, a high-profile collaboration between English writers Terry Pratchett and Neil Gaiman. Why yes, this is my second Neil Gaiman recommendation this year (see American Gods). As end-of-the-world Apocalypse viewing goes, this is a hoot. The casting is terrific. Michael Sheen and David Tennant are so much fun to watch here. Credit to Gaiman who, by scripting the series was able to bring the particular charm of the novel to the screen. Do I have a few quibbles? Yes. I keep using old-times adjectives. And some of the F/X are noticeably unfortunate. But none of that gets in the way of the fun. HEADS UP: I wrote this review for Good Omens early last Saturday morning just after bingeing it. Imagine my absolute horror to find that one of my go-to sites used “delightful” in a post about the show on Monday. I stand by my adjective. Even if it is lame. Apparently this is a hill I am willing to die on.

 

EAT: Sheet Pan Shrimp Boil.

https://damndelicious.net/2017/02/13/sheet-pan-shrimp-boil/

Before I offend a whole lot of people let me state right up front: I realize this is not a real shrimp boil. This is not meant to suggest otherwise. However, not all of us have the ability to pull off a legitimate boil with our schedules (and grocery store options). This takes the concept of the boil and gives us a chance at having a little something special on a weeknight. Aside from using a pot to par-boil the potatoes and corn, the meal comes together on a sheet pan and is about as easy as it gets. The results are super tasty. Don’t forget your favorite hot sauce.

 

WATCH: A genuine musical spectacle that sweeps and soars.

I’m not going to say much about this. You are either in the “Elton John biopic camp” or you aren’t. But damn this is good. This is not a whitewash telling of Elton’s career. This is more of the warts-an-all variety and it is better because of it. Credit to Taron Egerton for taking on a role that seems larger than life. The guy can sing. And does so throughout the movie. The 70’s were often bleak and dangerous, but Elton gave everyone distractions of the highest order.

 

LISTEN: Keep the Rocketman buzz going with this post-movie playlist.

With Rocketman in theaters now, I found myself revisiting some of the music which made up the soundtrack to my youth. Don’t even start in on that math. I beg you. And yes, I know, not all of these songs are an Elton + Bernie gem. Heck, one of them is a WHO song. Still, all good and off the otherwise beaten path of hits collections. This list is heavy on the grand and sweetly epic productions that grab your attention and don’t let go. Except for the disco songs. Or the Philly R&B sessions, or the pristine prog rock. Like I said, all good.

 

VOLUNTEER: You might be surprised how happy it makes you. 

Just so we are clear, there are many reasons for someone to consider volunteering their time. The link above provides a few, and this one does as well. I understand that many of us are pressed for time as it is. But I would argue that by prioritizing a few hours every so often will put you in a better headspace than simply zoning out in front of any kind of screen. I use the example of being a volunteer dog walker because this is something that I find really sweet. The opportunities are endless as the things you are interested in. A quick search of local non-profits will also give you some ideas to consider.

Tim Johnstone is Dappered’s music correspondent as well as our resident gatherer of all things interwebs related. He’s pretty sure about some of the things most of the time, but totally clueless about everything else all the time. And this sh*t tops the list. Consider this a palate cleanser. You’re welcome


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Why Neil Gaiman Doesn’t Want Good Omens Season 2

Wondering if Amazon Prime’s Good Omens will get a Season 2? Here’s our full ending explained, including why Neil Gaiman doesn’t want the series renewed.

Warning! The following story contains spoilers for the end of Good Omens Season 1.

The seeds for a follow-up season of Good Omens seemed to have been planted in the epic finale. In the sixth episode, now streaming on Amazon Prime Video, the angel Aziraphale (Michael Sheen) and his demon BFF Crowley (David Tennant) successfully thwarted the end of the world, but their final conversation hinted at an even bigger apocalypse to come: the inevitable war between angels and demons fighting against humanity. It was an ominous note to end on after a cheerful first season (despite the whole season centering on the impending apocalypse), and one that seemed to hold promise for an even bigger second season. If angels vs. demons were as epic as the first season of Good Omens showed, just think of how world-shattering it would be to see both sides team up against all of humanity. Now that’s an Armageddon!

Continue reading…

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GameStop, Inc.

Trump gets a banquet with the queen and the good china on state visit to U.K.

He spent much of the day with Queen Elizabeth and the royal family.
Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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This Disney’s The Lion King makeup collab is so good, you’ll want to sing “Hakuna Matata”

This Disney’s The Lion King makeup collab is so good, you’ll want to sing “Hakuna Matata”


This <em>Disney’s The Lion King</em> makeup collab is so good, you’ll want to sing “Hakuna Matata”

If you’ve been anxiously waiting for the release of the all-new Disney’s The Lion King, we have exciting news to tide you over with until its July 19th premiere. Sir John Barnett, who is often the mastermind behind Beyoncé’s impeccable face beat, teamed up with cosmetics brand Luminess on a collection inspired by the film.

The collection, which includes eyeshadow and sculpting palettes, lipsticks, and highlighter, was an important collaboration for Barnett for several reasons.

Luminess
Courtesy of Luminess

Beyoncé voices the character of Nala in the film, so the collaboration with Barnett already made sense. However, Barnett partnered with Luminess because he knew the quality would be on point. “For me, as a makeup artist, it has to be good. It’s the pay-off, it’s impactful. It has to really be dense in colors,” Barnett tells HelloGiggles. He also wanted the packaging to be good enough to be cherished as a collector’s item. “I want it to be memorable 10 years from now,” he says. “Even if you’re hitting pan, you still have the package, you’re still holding on to it.”

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… Not much longer #SirJohn #LuminessCosmetics

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There are two palettes in the collection—there’s the Kingdom Sculpting Palette, which includes six shades, while the
Can’t Wait To Be Queen Eyeshadow Palette features 12 shades, with some named after the movie characters.

While designing the collection, Barnett frequently traveled to South Africa where he found shade inspiration from the landscape. He described the landscape as having “supernatural neutrals,” which sounds magical for an eyeshadow palette.

Luminess
Courtesy of Luminess

Barnett is also proud of the versatility of the collab. “You look at this collection and it speaks to all different complexions,” he says. “I work with all kinds of women, from Harlem to Hong Kong, and so I had to make sure that this was something that was universally flattering. I can’t build to any one demographic or else I’m going to alienate all my other girls.”

Luminess
Courtesy of Luminess

The Disney’s The Lion King Limited Edition Collection by Sir John x Luminess will be available starting June 15th on LuminessCosmetics.com. It will also be sold on Ulta.com the following day on June 16th, as well as Ulta stores on July 1st.

Can you feel the love tonight? Take a closer look at the collection below.

Kingdom Sculpting Palette

Lion King
Courtesy of Luminess
Luminess | $ 42

According to Barnett, sculpting is the 2.0 of contouring—a softer version of the trend.

Can’t Wait to be Queen Eyeshadow Palette

Luminess Lion King
Courtesy of Luminess
Luminess | $ 42

Don’t be intimidated by that bold, ’70s-esque green shade. Barnett says to have fun with it: “Bring a little disco into the daytime.”

Be Brave Matte Lipstick

Luminess
Courtesy of Luminess
Luminess | $ 24

This orangey, fifties red is one of Barnett’s favorites.

Be Prepared Liquid Lipstick

Luminess Lion King
Courtesy of Luminess
https://www.luminessbeauty.com/disney/Home | $ 24

We get what he means about wanting to keep the packaging for 10 years.

Circle of Life Highlighter

Luminess Lion King
Courtesy of Luminess
Luminess | $ 40

Barnett loves that this highlighter gives a little bit of a luminous property to the skin without being too glittery. He suggests applying it lower on the cheekbone if you have a lighter complexion, and aim higher if you have a deeper skin tone.

The post This <em>Disney’s The Lion King</em> makeup collab is so good, you’ll want to sing “Hakuna Matata” appeared first on HelloGiggles.

HelloGiggles

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Review: Always Be My Maybe Is Maybe Almost Good. Is That Good Enough?

It’s ridiculous that Hollywood can go for 25 years without making a single movie featuring a predominantly Asian cast: That’s the number of years stretching between 1993’s The Joy Luck Club and last year’s Crazy Rich Asians, and there’s no excuse for it. But while movies need more representation of all kinds of people, we should also be demanding that those movies aspire to a certain level of quality. The Netflix romantic comedy Always Be My Maybe has so much going for it: Two appealing leads, Ali Wong and Randall Park (both of whom also wrote the script, with Micheal Golamco); an assortment of likable supporting players; and a sly, witty cameo from Keanu Reeves. Some of the writing is sparkling. Joke for joke, there’s probably just enough to keep you laughing. But if Always Be My Maybe isn’t terrible, it’s still lackluster enough to make you feel that underserved and underrepresented audiences deserve more.

Park and Wong play Marcus and Sasha, San Francisco natives who were fast friends as kids and into their teen years, but who have grown apart in adulthood. As a child, Sasha was largely left on her own by her hardworking Chinese-immigrant parents; she found a welcoming warmth in Marcus’s household, and his mother, Judy (Susan Park), would let her help with the cooking: “We Koreans use scissors for everything,” she explains, snipping away at a handful of green onions as she prepares a kimchi stew.

But when Marcus and Sasha are teenagers, Judy dies suddenly. Sasha tries to comfort her best friend; the two end up sleeping together, with disastrous results. Fast-forward 15 years: Sasha has become an enormously successful chef in Los Angeles. Marcus has stayed put in San Francisco, working in his father’s air-conditioning business. At night, he plays in a band that’s going nowhere (it’s called Hello Peril), and that seems to suit him just fine; he believes his widowed dad, Harry (played, charmingly, by James Saito), needs him close by.

Sasha and Marcus reconnect, not-so-accidentally, when Sasha moves back to San Francisco temporarily to start a new restaurant. Things are rocky at first; Marcus has a loopy, artsy girlfriend (Vivian Bang, spacey and bright) who’s nice enough but all wrong for him. Sasha, recently dumped by her way-too-slick fiancé (Daniel Dae Kim), is trying to date—a possible dream guy seems dreamy, until he isn’t. Eventually, as you’ve probably guessed, the sparks reignite between Marcus and Sasha, and the sex is much better the second time around. But the story needs something to drive them apart again: Insert predictable, manufactured crisis here.

The plot points in Always Be My Maybe—the directorial debut of Nahnatchka Khan, who has worked in TV as a writer and producer—are strung together in a way that’s rote and predictable. That’s not to say that romantic comedies need an excessive number of twists; the basic formula is one of the great pleasures of the genre by itself. But you want to enjoy spending time with characters, not feeling that you’re simply stumbling with them toward some predestined finish line. Always Be My Maybe has that made-for-the-small-screen quality, almost a movie but not quite—it feels rushed, rough and a bit too casual, as if the script needed just another draft or two. The sets could have used a few more dollars thrown their way, and some of the scenes might have benefited from a few more takes. It’s hard not to feel that audiences deserves better.

Still, some of the jokes in Always Be My Maybe work marvelously. Marcus’s dad is star-struck when he sees Sasha, rich and successful, for the first time in years: “You’re like our own Asian Oprah!” And then, a beat later, he asks sincerely: “How much money do you have now?” Attending the lavish birthday party her parents are throwing for their eight-year-old godchild, Sasha reflects on her own upbringing, grousing, “Do you know what my parents gave me for my eighth birthday? Flip-flops.” And Reeves is wise, wicked and wonderful in his small role. While dining in one of those tony modern minimalist establishments, he politely quizzes the waiter, “Let me ask, do you have any dishes that play with time? With the concept of time?” It’s one of those perfectly silly lines that hangs there in space, in search of a better movie. For now, it’s parked in Always Be My Maybe, and that will just have to do.


Entertainment – TIME

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Tanisha Foster, Mom Of Nipsey Hussle’s Daughter, Discusses Their Relationship, Being “Good” With Lauren London

Celebs at Lakers game.

Source: WENN.com / WENN

There has been a lot said and implied about Tanisha Foster ever since rapper Nipsey Hussle passed away. She is the mother of his 10-year-old daughter Emani Asghedom, and she’s currently fighting with the rapper’s sister, Samantha, for custody of the child. Emani has been living with Samantha, and according to TMZ, during a recent court appearance, Tanisha broke down in tears because she claimed she hadn’t seen her daughter in months. Nipsey’s family is reportedly trying to organize visitation for mother and daughter.

The family believes Samantha can provide Emani with the most stable living situation and claim Tanisha has a substance abuse issue that they want to help her deal with. The custody case continues in July, when both sides meet for their next court date.

Until then though, Tanisha is speaking out. She took to Instagram Live on Tuesday to clear up some misconceptions. She also wanted to thank people for their support, saying, “Thank you, I’m going to stay strong. I have to stay strong because I have babies.”

As far as what people think of her lifestyle based on what they see on social media, including when it comes to her social media names, which reference Nipsey, she’s going to keep doing what she wants to do.

“I’m going to live my life,” she said. “It was 16 years. He was 16 years of my life. Do anybody know that?”

“I don’t prove nothing to nobody,” she added. “I don’t have to.”

With that in mind, she said she doesn’t worry about or deal with the “disrespectful sh-t” people say online because when Nipsey was alive, he showed her nothing but love.

“My child’s father didn’t disrespect me,” she said. “I talked to him 30 minutes before he died. How about those apples? Do y’all know that?”

“I don’t feed into negativity, baby. I don’t pay ’em no mind,” she added. “I don’t give a damn about these people. They give a damn about me, though. So all the haters can eat my sh-t, but the people who love me, I love y’all.”

She also wanted to make it clear that despite what she may have said or done in the past in reference to Lauren London (there were some past regrettable tweets and “likes” of negative comments about the actress), they have no issues.

“I don’t have a problem with Lauren. She don’t have a problem with me,” she said. “We good.”

Last time Tanisha spoke out about Nipsey on social media, she found herself heavily criticized by people who felt that since she was his ex, her public condolences were inappropriate and disrespectful to Lauren. Still, she’s always stood by the positive relationship they had and the sentiments she shared.

Source: MadameNoire.com

 

Entertainment – Black America Web

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Game of Thrones: The Last Watch Showed the Cast Reacting to the End of the Series and It Was So Good

Game of Thrones: The Last WatchGame of Thrones is now really, truly over.
HBO just aired Game of Thrones: The Last Watch, which documented the making of the final season of the series, and there were three things…

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Donald Trump makes good on a promise but Dems cry ‘coverup’

Timing is everything, and timing explains President Trump’s decision to finally pull the ripcord and open the Obama administration’s bag of dirty tricks. With his memo giving Attorney General Bill Barr the authority to declassify any documents related to the investigation of the 2016 campaign, Trump made good on a longstanding promise. Most important, his…
Opinion | New York Post

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Good Memorial Day Sales Abound

Memorial Day is this coming Monday, and it’s the unofficial start of summer. Leading up to the long weekend, stores everywhere are holding sales (some going as deep as 40% off). Here are six good deals if you’re looking to do a little spending and saving this weekend.

 

De Bonne Facture Terry Cloth Polo: $ 130

Check out how amazing this guy looks in this season’s De Bonne Facture terry cloth polo. He looks like he’s about to sit in some paradise garden with peonies, avens, and geraniums in riotous colors, as well as an overgrown woodland that frames both a nearby lake and a not-so-distant Neoclassical mansion. A restored gazebo provides him with some much-needed tranquility. Oh what’s this? Just my pristine, bone-white chore coat that I’ve slung over my shoulders to keep me warm. That’s the life I want to live, and it’s available for a mere $ 130 if you shop at Unionmade’s 40% off sitewide sale (code WOW40). $ 130 is for the polo only, no gazebo.

 

Dapper Classics Trousers: $ 116+

Dapper Classics, a sponsor on this site, is one of the few places where you can get quality trousers at a relatively affordable price. Most trousers around the $ 100 price point aren’t terribly well-made, while high-end pants commonly reach upwards of $ 400. Dapper Classics sit somewhere in the middle of that spectrum — $ 200-ish for made-in-NYC pants that are constructed from the same fabrics used by bespoke tailors. Starting Saturday and lasting through to Memorial Day, they’re offering 20% off all purchases with the code 19MW. That puts stylish summer options such as the taupe Frescos at $ 188, tan linens at $ 156, and stretch chinos at $ 116.

 

Oak Street Bootmakers Shoes: $ 197+

Oak Street Bootmakers is a small, Chicagoan company offering heritage-styled footwear made in the USA. Their summer sale right now has work boots, derbies, and moccasins marked down as much as 40% off (considerably deeper than their usual 25% off promotions). I like their trail moccasins ($ 197) and camp mocs ($ 225), which are made from Horween’s famous Chromexcel, a pull-up leather with a wonderful depth in color. They also have suede penny loafers ($ 257). The company is most known, however, for their work boots. I think their single-sole leather Trench boots ($ 340) would look better with a slightly thicker sole, but you can have a cobbler add a thick Topy for about $ 20 to get the same profile. Or buy these studded Dainite field boots for $ 280, which have that heavier looking profile out-the-box.

 

Eastlogue Battle Field Pants: $ 199

I know what you’re thinking. “Cargo pants are bad!,” you scream. “No one human being needs that many pockets!” Trust me, more than just extra cargo space, I’ve found that cargo pants can be great for creating a unique silhouette (silhouette is also totally a word someone wearing cargo pants would say). Over the last year, partly inspired by an outfit I saw on Kiya of Self Edge, I’ve been wearing an olive pair with tan field coats and black double riders. This navy pair from Eastlogue is slightly less militaristic but will lend the same cool pants vibe (John Mayer recently made a very good case for this). The concealable pocket drawstrings at the back say you like Craig Green, but need to look appropriate for a normal non-NYC creative-industry job. Namu Shop’s storewide 30% off sale knocks these down to $ 199. Use the code MEM30.

 

American Trench Socks: $ 8/ pair

American Trench makes some of my favorite casual socks. Their fall/ winter boot socks, which are made from wool and silk, look to be sold out at the moment (if they come back, I recommend snagging a pair — they’re really good). But I like these retro-styled striped cotton socks they have for summer. They seem like they’d go well with workwear and Americana, denim and work boots, Champion sweats and mountain parkas. For Memorial Day, they’re holding a storewide sale, where you can knock 20% off any purchase with the code HELLOSUMMER. The socks are $ 10 if you purchase just one pair, or $ 8 a pair if you purchase a pack of three.

 

LL Bean Boots: $ 108

Who’s screaming “STOP WEARING LL BEAN BOOTS” outside my house? Show yourself, coward. I will never stop wearing LL Bean boots. You can get your own pair right now at 20% off. Use the code SUMMER.

For more sales, subscribe to our Inside Track newsletter. We list the best store sales every week, as well as give our subscribers an exclusive eBay roundup. Our paid-only subscription service means fewer people get to see those newsletters, which in turn means subscribers stand a higher chance of being able to snag something. The savings from just one purchase alone will more than pay for the $ 5/ month subscription.

The post Good Memorial Day Sales Abound appeared first on Put This On.

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Three states just set new lows for unemployment — that could be good for Trump in 2020

Vermont's 2.2%, Pennsylvania's 3.8% and Wisconsin's 2.8% set new lows for state unemployment rates.
Economy

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Good sleep quality and good mood lead to good working memory with age

A team of psychologists has found strong associations between working memory — a fundamental building block of a functioning mind — and three health-related factors: sleep, age, and depressed mood. The team also reports that each of these factors is associated with different aspects of working memory. Working memory is the part of short-term memory that temporarily stores and manages information required for cognitive tasks such as learning, reasoning, and comprehension.
Child Development News — ScienceDaily

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Small business confidence remains high, Main Street sees more good times ahead: CNBC survey

Small business confidence remains high, according to the latest CNBC|SurveyMonkey Small Business Survey. Main Street sees more good times ahead, but a tight job market is among business conditions keeping optimism below a 2018 record level.
Small Business

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Two HBCU Grads Share Why Vacation Rental Properties are Good Investments

After reaching his breaking point, Carrington Carter, a then-pharmaceutical sales manager, decided to leave the industry to make money off of something he loved, travel. Carter partnered with his former college friend and Alpha Phi Alpha Fraternity brother Calvin Butts Jr., and the two turned their passion into profit. The HBCU grads shared how they made traveling profitable through their venture Getaway Society and why other African Americans should consider vacation rental properties to be a solid investment.

How did you create Getaway Society?

The founders say that Getaway Society was initially started as a luxury group travel company that creates amazingly memorable experiences, but we decided to pivot out of that industry for a variety of reasons. A year or so later, it was [my] turn to lead the organization of an annual group ski trip in the Poconos. After identifying a house to rent, collecting everyone’s money, and then working with the homeowner to secure the house, he started running the numbers and thought to himself, “Wait a minute, I think I can do this. Why not buy a house and have people pay me to rent it instead of the other way around?”

This was in 2013, so Airbnb, HomeAway, and Vrbo were around, but not nearly as popular as they are now. Shortly after the trip was over, Carrington developed a plan, involved Calvin Butts, Jr. and Jeremiah Myers, two of his colleagues from Hampton University, and Getaway Society was reborn. Our love for travel, exploring the world, and social and family gatherings served as the catalyst to acquiring a network of vacation rental homes to share with like-minded people.

Calvin Butts Jr.: After starting construction on a brand new vacation rental home in the Pocono Mountains in September of 2014, and acquiring another vacation rental home on Martha’s Vineyard in December of 2014, Getaway Society evolved to a premium vacation rental home company, still creating those same amazingly memorable experiences. Now with approximately $ 5 million in properties we own and manage: one home in the Poconos, three on Martha’s Vineyard, and now one in Hilton Head with our acquisition this year, we are excited about the opportunities for growth in this $ 170 billion global vacation rental home market. Our ownership plus management model enables us to provide a consistent, luxury VIP concierge approach to all our homes.

Carter: With Getaway Society, we combined a few things that were exciting and important to us. We’re capitalizing on our growing interest in real estate, in a fun and engaging way. It provides multiple revenue streams and builds wealth, with the ultimate goal of financial freedom for ourselves and generations after we’re gone. It also touches on our interest in traveling and creating new experiences.

Butts: Think about it, many of us have been on a group trip with friends/family and experienced issues or did not know what to expect. At Getaway Society, we try to take the friction out of group travel and obsess over making our guests’ vacation seamless and enjoyable. At every single moment, whether answering questions before their stay, sending check-in/check-out instructions, or responding to any needs during their stay, we are eager to exceed expectations.

Carter: We also take the time to build local connections and relationships with private chefs, restaurants, and golf courses, etc. We have a diverse set of partners, contractors, and vendors, and we also make it a point to help black business owners to scale their business, not just through financial support, but also through teaching and mentoring.

vacation rentals investment

Why should other black investors consider investing in the vacation rental space?

Carter: By owning a vacation rental home, investors can realize rental income, which pays down the mortgage and builds equity in the home. Often homes in resort-type communities appreciate faster than traditional neighborhoods, which builds wealth and increases net worth. Investors can realize capital gains upon sale of the home. Also, investors can use the home as much as they like (preferably in the offseason so rental income isn’t impacted). What a great investment!

 Butts: Our favorite part is the “soft ROI” as we like to call it. The home can instantly become a valuable asset that can be leveraged and shared with friends, family, colleagues, and also clients… building better relationships in the process. It’s truly priceless.

How can homeowners use home equity to invest in vacation rentals?

Carter: There are three primary ways that homeowners can use home equity to invest in vacation rentals: cash out refinance; home equity loan; [and] home equity line of credit (HELOC)

Most banks will allow homeowners to tap up to 90% of the value, commonly referred to as 90% LTV (loan-to-value) of a primary residence. However, for an investment property (single/multifamily, commercial property, etc.), most banks will only allow 65%-80% LTV. Example: If your house (primary residence) is worth $ 500,000 and your remaining mortgage balance is $ 250,000, the bank will allow you to borrow up to 90% of the value (90% of $ 500,000 is $ 450,000). Therefore, after subtracting the remaining mortgage balance, you can tap up to $ 200,000 in equity ($ 450,000 – $ 250,000) to buy a vacation rental home, so long as the higher mortgage payment still fits within your DTI (debt-to-income) ratio.

In the above example, in a cash-out refinance, you would convert the home equity into $ 200,000 cash and have a new mortgage balance of $ 450,000, usually at a fixed rate. Using a home equity loan, you would have two mortgages/loans: (1) One with the remaining mortgage balance of $ 250,000, and (2) The other for $ 200,000, which is the amount of home equity you tapped, both likely at fixed rates. In a home equity line of credit (HELOC), the $ 200,000 in equity you converted would essentially work like a credit card with a variable interest rate (probably at least twice the fixed rate). You would have a $ 200,000 limit and could use it and pay it back as needed. There’s typically a draw (borrow) period for 5-10 years in which you’re responsible for interest only or 1% of the balance, then there’s a repayment period of 10-20 years in which you’re responsible for principal and interest.

We have successfully used cash-out refinances, home equity loans, home equity lines of credit, and private equity from investors to fund the expansion of our real estate portfolio starting with one single-family rental and growing to over $ 5 million in real estate in the past seven years.

 Butts:  Also, we won’t expound on it here, but aside from home equity, there are also ways to leverage one’s IRA (called a self-directed IRA) to invest in alternative asset classes, such as real estate.

 

Register now for FWD – an all-new event for innovators, creators, entrepreneurs, and founders of color. It’s business on your own terms. Let’s go FWD!

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The post Two HBCU Grads Share Why Vacation Rental Properties are Good Investments appeared first on Black Enterprise.

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Constance Wu on ‘Fresh Off The Boat’ Renewal: ‘No It’s Not’ a Good Thing

Mario Anzuoni/Reuters

Television renewals are usually greeted with excitement by the show’s stars, but actress Constance Wu said she was “so upset” after news broke that Fresh Off The Boat is going to be renewed for a sixth season.

“So upset right now that I’m literally crying,” she wrote on Twitter. “Ugh. Fuck.”

When a follower commented that the renewal was “great news,” she replied, “No it’s not.” It appears that she later deleted the tweet.

Read more at The Daily Beast.

The Daily Beast — Entertainment

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A Good Sale On Trousers

One of our sponsors, Dapper Classics, is having a sale this weekend, where you can knock 20% off shirts, ties, and trousers with the checkout code BET19.

We’re big fans of their trousers. They’re one of the few companies that sell contemporary-classic cuts (i.e., a medium rise with a slimmer leg line) at a reasonably affordable price. Dapper Classics’ trousers are about $ 200, depending on the material, which is roughly $ 100 less than comparable Italian makes. The quality is also quite good. Their Fresco trousers, for example, are made from a tropical wool fabric that’s typically only available to customers of bespoke tailors. All trousers are lined to the knee, feature a rear-split waistband, and come unfinished so that you can get them hemmed however you need.

I like the taupe Fresco (a surprisingly useful color and nearly as versatile as mid-gray), beige linen (perfect with navy sport coats this summer), brown moleskin (good with chunky Arans in navy or cream and waxed cotton Barbours), and the two shades of basic gray wools (a staple). The sale ends tonight, Eastern Standard Time.

(Note, although Dapper Classics is a sponsor at Put This On, we don’t do sponsored posts. We’re just genuine fans of their stuff).

The post A Good Sale On Trousers appeared first on Put This On.

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Keanu Reeves loves a good fight at ‘John Wick boot camp’

The actor who plays dog-loving assassin John Wick says “bumps and bruises are good” when filming the different ‘contact’ scenes – and his screen kung fu moves have improved in Chapter 3. Rough cut (no reporter narration).


Reuters Video: Entertainment

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The Good and Bad of Wrap Tops

Wrap tops are a classic we see every season. This season they are abundant, because the waist definition works well with oh-so trendy wide cropped pants, culottes, flares, and fuller skirts. The versions that are defined at the waist complement the high rise trend because the waists are in the same place. 

I think of the wrap top as a ‘70s star although it featured well before that decade too. There are four types of wrap tops, three of which define the waist:

  1. Classic wrap tops that are hip bone length or longer with a tie at the waist.
  2. Cropped ballet wrap tops that sit on or above the waist. Fits can be body-con, tailored or fluid.
  3. Faux wrap tops that are usually fitted, and sometimes fluid.
  4. Wrap-front tops that are very fluid and surrender the waist.

The collection below showcases the four versions across assorted fabrics, colours, patterns and sleeve lengths.

On to to the pros and cons.

Good

  • Most wrap tops create a sensational V-neckline that works well on shorter necks, fuller bustlines, and broader shoulders
  • They define the waist and streamline the body thereby creating traditionally flattering proportions
  • They are fab on curvy body types
  • They elongate petites
  • They shorten a very long waist
  • They are worn over bottoms so there is no need to tuck or semi-tuck
  • Faux wraps are handy to layer under jackets and cardigans
  • Cropped ballet versions are a slam dunk combination with flared skirts
  • Fluid wrap-front versions have architectural appeal and are a good look for those who are short-waisted and/or want to conceal midsection bits
  • They can look gorgeously soft and pretty

Bad

  • Wrap tops can create an unflattering, impractical and uncomfortable fit over the bust when they’re not cut exactly right
  • V-necklines can be too low and fall open, although you could try a cami or adding a snap
  • V-necklines can be wide and unflattering on those who don’t wear them well
  • The ties of real wraps can be fussy, too long, and get in the way of toppers
  • The tie can accentuate a short waist
  • Wrap-front versions can overwhelm a small frame and narrow shoulders, and slide around the body
  • They sometimes look overly classic

Generally, the wrap top is like the little girl with the curl. When it’s good, it’s VERY good. But when it’s bad, it’s horrid. And that’s exactly how my clients feel about it. The intermittent reinforcement of finding an absolutely fabulous wrap top once in a while keeps the silhouette on their radar.

I don’t wear V-necks well unless the V-shape is created by a collared shirt or blouse, so that keeps me away from most wrap tops. Sometimes the V’s are very shallow or raised at the shoulder neck points which improves proportions for my body type. I also like some of the newer versions with high necklines. I fancy the structure of the tie at the waist and don’t find it fussy. I used to have gorgeous wraps with shallow V-necks made of mesh, and have worn cropped body-con ballet wrap tops with skirts.

When the right wrap top comes my way, I love it. How about you?

Eloquii Wrap Top with Flutter Sleeve

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The Good News About Money This Week

WHAT DID WE LEARN LAST WEEK THAT’S A POSITIVE ON THE ECONOMIC FRONT?

According to the Commerce Department, the U.S.gross domestic product rose at a 3.2 percent annual rate in the first three months of the year. This is an impressive number, considering many economists and analysts have been concerned about the possibility of a recession in the past few months.

REMIND US WHAT GROSS DOMESTIC PRODUCT IS, AND WHY IT IS AN IMPORTANT THING TO MEASURE?

Gross domestic product, or GDP, the value of all goods and services produced in the U.S. Put simply, it measures the entire output of the country’s economy, and it is how we gauge economic growth or contraction. When looking at GDP growth, any growth rate above 3% annually is a good number for developed economies like the US or the EU.

WERE WE EXPECTING TO SEE SUCH POSITIVE GROWTH?

Most analysts did not expect such a great number this quarter. Just recently, the Atlanta Federal Reserve had projected Q1 GDP growth would be just .1%, and for good reason! They may be distant memories now, but in the first quarter, we had an extended partial government shutdown, a spell of crippling cold weather due to the polar vortex, and a worrisome February jobs report. All of these followed on significant stock market jitters at the close of 2018. Taken together, these seemed to foreshadow an economic slowdown.

SO WHAT IS DRIVING GDP GROWTH?

Trade was a big factor. In the first three months of this year, the value of goods we imported fell as a result of concerns about tariffs on goods from China and other countries. At the same time, the US exported more goods and services. This provided a boost for American manufacturers, as did greater inventory investment, which is essentially companies buying goods and services to produce their own products.

Solid consumer spending and state and local government spending on projects like roads also contributed to the strong GDP growth in the first quarter. Finally, the Federal Reserve’s decision to shelve its plans for continued interest rate hikes this year helped boost investors and corporate sector confidence.

ARE THERE WARNING SIGNS FOR THE MONTHS AHEAD?

The housing market continued to be a drag on the larger economy last quarter. Trade and inventory spending in a given quarter can distort the longer-term trends in the economy. That may be true here, as the trade landscape is very uncertain at the moment and quarters with high inventory spending are often followed by quarters with lower spending. Rising oil prices could also hit consumers and businesses alike. Finally, wage growth and consumer confidence will weigh heavily on whether consumer spending continues to be strong.

WHAT DOES THIS NEWS MEAN FOR EVERYDAY PEOPLE?

Between this strong GDP number on Friday and the outstanding corporate earnings reports from last week, anyone who owns stock has benefited. The S&P 500 and the NASDAQ hit new highs, and the Dow flirted with another record close. Overall, a strong economy should continue to keep unemployment low, which in turn should fuel higher wage growth for workers. Let’s hope the good news continues.


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This ultra-thin iPhone case made of real body armor proves good cases don’t have to be bulky

iPhone XS Max Case Amazon

We test a whole lot of iPhone cases here at BGR Deals. In fact, we’ve likely tested hundreds of different cases over the past few years. But no matter how many different cases we test, we always seem to come back to the same model when it comes to protecting the iPhones we use ourselves on a daily basis. It’s called the Pitaka MagCase, and it’s better than rivals on a number of different levels. It’s made out of the same material used to make actual tactical body armor, so it provides terrific protection despite being remarkably thin and lightweight. It also has a wonderfully sleek look and a great rubbery finish that offers tons of grip. This case costs a bit more than rivals, but it’s worth every penny and then some.

PITAKA Slim Case Compatible with iPhone XR 6.1″, MagCase Aramid Fiber [Real Body Armor Material…: $ 49.99

PITAKA Slim Case Compatible with iPhone Xs 5.8″, MagCase Aramid Fiber [Real Body Armor Material…: $ 49.99

PITAKA Slim Case Compatible with iPhone Xs Max 6.5″, MagCase Aramid Fiber [Real Body Armor Mate…: $ 49.99

Here’s what you need to know from the product page:

  • Almost naked — Enjoy your phone with this case which is slim fit and thinner than a dime. Too light to feel the weight added to your phone. Still well protect phones from most of the daily drops.
  • Exclusive “Body Armor Grade” Material — Made of 100% Aramid Fiber which is used in armor, spacecraft, jet engines, and Formula 1 Race cars. Special design and cutting around the buttons and ports makes it retain the thinness of your phone.
  • Wireless charging friendly — Show you the best carrying and wireless charging experience by using with PITAKA magnetic car mount (MagMount Series), the unique transit free design with metal plates inside lets you use PITAKA car mount freely without sticking adhasive metal plate on your device. Yet, no interference to WIFI, GPS, Wireless charging or your signals.
  • A Soft 3D-Grip touch —- Texture you need to feel to believe. It almost clings to your hand without feeling sticky. A protective three-layer coating and manual polishing is applied to each phone case.
  • Fits your phone perfectly — Easily and naturally access all buttons and ports. Each opening is not only accurately aligned, but also at natural “surface level”.—Package includes: 1 x MagCase compatible with iPhone XR. Notes: the screen protector is not included.

PITAKA Slim Case Compatible with iPhone XR 6.1″, MagCase Aramid Fiber [Real Body Armor Material…: $ 49.99

PITAKA Slim Case Compatible with iPhone Xs 5.8″, MagCase Aramid Fiber [Real Body Armor Material…: $ 49.99

PITAKA Slim Case Compatible with iPhone Xs Max 6.5″, MagCase Aramid Fiber [Real Body Armor Mate…: $ 49.99

BGR Top Deals:

  1. Today’s best deals: $ 17 wireless earbuds, $ 199 Bose soundbar, SanDisk microSD deal, Apple Watch sale, more
  2. Forget Apple and Samsung’s smartwatches – this one costs $ 70 and has 30-day battery life

Trending Right Now:

  1. ‘Avengers: Endgame’ insider just debunked the most controversial plot leak so far
  2. ‘Avengers: Endgame’ plot details from someone who says they saw the movie
  3. Bombshell ‘Avengers: Endgame’ leak reveals a major plot twist we really didn’t see coming

This ultra-thin iPhone case made of real body armor proves good cases don’t have to be bulky originally appeared on BGR.com on Wed, 24 Apr 2019 at 14:44:52 EDT. Please see our terms for use of feeds.


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All Deals on HP, Dell and Lenovo!

Amazon sale gets you a stand mixer for $140 that’s just as good as KitchenAid’s $300 model

KitchenAid Mixer Alternative

Want the KitchenAid mixer everyone always goes on and on about but don’t want to pay $ 300, $ 400, or even more to get it? Well we have a fantastic alternative for you to check out. The Hamilton Beach 63232 Eclectrics All-Metal Stand Mixer is just as good, with 12 different speed settings and plenty of capacity thanks to its large 4.5-quart stainless steel bowl. It retails for $ 200 but Amazon is running a killer sale that slashes the price to just $ 139.99 in three colors: black, white, and red. That price is only good on Tuesday though, so hurry up or you’ll miss out.

Hamilton Beach 63232 Eclectrics All-Metal Stand Mixer – Red: $ 139.99

Here are the bullet points from the product page:

  • Planetary mixing action rotates the beaters around for even and complete bowl coverage.
  • 12 speed settings. Hamilton Beach eclectrics stand mixers let you go from a slow stir to a fast whip, excellent for mixing anything from sticky bread dough to light whipped cream.
  • Designed for durability. Eclectrics stand mixers give you a powerful 400-watt motor and a built-to-last die-cast metal finish.
  • 4. 5 quart stainless steel bowl with handle. Large enough to mix dough for your favorite chocolate chip cookie recipe, loaves of fresh bread, pans of birthday cake batter or mashed potatoes for your Thanksgiving guests.
  • Accessories included. Stand mixer attachments include a flat beater, dough hook, whisk and pouring shield to protect/guard against splatters.

Hamilton Beach 63232 Eclectrics All-Metal Stand Mixer – Red: $ 139.99

Trending Right Now:

  1. Amazon sale gets you a stand mixer for $ 140 that’s just as good as KitchenAid’s $ 300 model

Amazon sale gets you a stand mixer for $ 140 that’s just as good as KitchenAid’s $ 300 model originally appeared on BGR.com on Tue, 23 Apr 2019 at 11:44:54 EDT. Please see our terms for use of feeds.


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All Deals on HP, Dell and Lenovo!

SE Cupp: This is the good news from the Mueller report

CNN

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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Good for Him! Eminem Celebrates 11 Years of Sobriety: ‘Still Not Afraid’ [Photo]

Eminem is continuing on his path of sobriety.

The 46-year-old rapper shared on social media that he’s celebrating 11 years sober with a photo of the medallion he received for his accomplishment.

via People:

The medallion is stamped with the Roman numeral for eleven, “XI,” and the words “Unity,” “Service” and “Recovery.”

“11 years – still not afraid,” Eminem captioned the photo.

Last year, the rapper, who was born Marshall Mathers, also acknowledged the anniversary of his sobriety, sharing a photo to Instagram in between his headlining sets at Coachella.

“Celebrated my 10 years yesterday,” he wrote alongside the image, in which he held a medallion up to the camera.

Eminem previously revealed he had a near-death experience from an accidental overdose back in 2007 after his addiction got so bad that he was taking up to 20 pills a day.

The star opened up about his near-fatal overdose on Revival, his ninth studio album that was released in December 2017.

On the 18th track, titled “Castle” featuring Skylar Grey, Eminem writes letters to his 23-year-old daughter Hailie Jade, with the third verse talking about her 12th birthday and recalling how he overdosed on methadone and nearly died.

“Your dad’s at the end of his rope/ I’m sliding down a slippery slope/ Anyway, sweetie, I better go, I’m getting sleepy … Love, Dad, s—, I don’t know,” he raps.

Then on the 19th and final track of Revival, titled “Arose,” Eminem continues the narrative of “Castle” by speaking directly to his daughter again, this time as final apologies from his deathbed.

“Just heard they’re unplugging me/ And it’s your birthday/ Jade I’m missing your birthday/ Baby girl, I’m sorry,” he says.

However, the end of the verse is noticeably different: “I’m pledging to throw this methadone in the toilet” he says, referring to a new beginning.

Congrats to Em.

The post Good for Him! Eminem Celebrates 11 Years of Sobriety: ‘Still Not Afraid’ [Photo] appeared first on lovebscott – celebrity news.

lovebscott – celebrity news

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The Debrief: Mueller report reaction, Good Friday celebration, Turpin parents sentenced | ABC News

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

The Good & Bad of Jumpsuits and Rompers

Jumpsuits and rompers are all-in-one garments. Somewhat like a dress where the bottom part resembles pants instead of a skirt. Rompers have shorts on the bottom, whereas jumpsuits are cropped pants or full-length pants on the bottom. Rompers are sometimes also called playsuits. 

Jumpsuits and rompers come in all sorts of colours, patterns, fabrics, and silhouettes. They can also be dressy or casual. Here are some examples.

Jumpsuits and rompers are an acquired taste because, like most wardrobe items, they have their fab and not so fab attributes.

The Good

  • They are an easy one piece pull-on-and-go that requires little thought and styling
  • No need to tuck, semi-tuck, or worry about a too short or too long untucked top
  • They have a playful and fun Modern and Modern Retro integrity
  • Thanks to the pants, they’re not as breezy, revealing and impractical as a dress can be
  • They make a unique and interesting statement because there are fewer people wearing them

The Bad

  • They can sometimes look too child-like and juvenile
  • They can be hard to fit, because the length and width of the waist has to be in exactly the right place
  • They are EXTREMELY impractical when you need the loo

I have a jumpsuit, which you might remember from this old outfit post. It’s four years old and I’ve worn it twice because it’s THE fussiest, most uncomfortable, and most impractical item in my wardrobe. I thought it would be fun to wear because I love the glam ‘70s, but all it does is drive me bananas. I have to wear it with two and a half inch heels that I no longer own or wear. Going to the loo means I have to strip to my undies leaving the jumpsuit rumpled at my feet, which is a lot of fabric because of the long flared legs. In short, it’s an awful wearing experience. Yet, I keep the jumpsuit because it’s a spectacular and well-made designer piece. I keep on thinking I’ll haul it out for some glam occasion, in which case I’ll need to hem the length to wear with one and a quarter inch heels.

Jumpsuit - 1

Jumpsuit - 2

I LOVE the look of jumpsuits for the fabulous reasons I’ve described up top. They’re such a fun, unique and easy piece if you’re fine with the impractical part when going to the loo. I don’t know if the experience of wearing this jumpsuit has put me off for life, but I guess there’s only one way to find out. I’ll need to try a shorter version that I can wear with flats, and that isn’t as big a rumpled mess on the ground when I need the loo. Maybe a boiler suit of sorts, which I happily wore in the ’80s.

Over to you. What’s your take on jumpsuits and rompers, and do you wear them?

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Rams RB Gurley says knee ‘feeling pretty good’

Rams running back Todd Gurley reported Monday for the first day of voluntary workouts and was peppered with questions about the status of his left knee, which he said is “feeling pretty good.”
www.espn.com – NFL
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Good News In The Stock Market: How You Can Take Advantage

What’s the good news in the stock market?

I am happy to join Money Monday this morning with good news, and that is not an April Fool’s joke. On Friday, the US markets closed out a great quarter. The S&P 500 rose 0.7% to 2834.4, closing out the quarter up 13% for the quarter, its best showing since 2009. The Dow Jones Industrial Average on Friday hit 25928.68, finishing up 11% over the last three months. And the Nasdaq Composite added 16% since January 1, topping 7729. And the Russell 2000 – an index of smaller market cap companies – has its best start of the year since 1991. Overall, investors have a lot to smile about so far this year.

What is behind this investor optimism?

There are a few factors that contributed to the first quarter rally. First, stocks were down sharply at the end of 2019, and many believe the selloff might have sharper than the economic news warranted. Second, investors are reacting positively to the Fed decision, along with other central banks, to pause additional interest rate hikes as the economy has shifted down a gear. The markets are also rallying around the fact that the US economy remains a bright spot in the global economy. Brexit is shaking the UK and Germany’s economy – the biggest in the European Union – has slowed dramatically. China’s growth has cooled as well. So, while the economy here at home isn’t breaking records, it is steady, and that has helped to boost investor confidence.

Is it just select sectors that are giving the markets a boost?

No. Over the past three months, we have seen good news out of all sectors. In fact, all 11 sectors of the S&P 500 sectors kicked off the first quarter higher. That is something we have not seen in 5 years. Now, this is not to say some didn’t do better than others. The tech sector and energy companies started 2019 particularly strong. But we did see gains across the board in Q1.

Are there any clouds on the horizon? Can the bull market continue?

There are some concerns that are weighing on investors’ minds. First, how much has the US economy downshifted? We have seen consumer confidence soften, and with it, consumer spending, which is up slightly after being down at the end of 2018. The Bureau of Economic Analysis also revised GDP growth down to 2.2% from the initial estimate of 2.6% in the final three months of 2018. Many also believe the stimulus effects of the corporate and individual tax cuts are wearing off. Finally, some are concerned about the recent divergence between the stock and bond market yields. They typically rise together when investors are confident.

That said, there is no way of knowing what is around the corner! Perhaps Brexit comes to a quick resolution, or that the US and China reach an agreement to end the trade war. We could see investors continue their optimist streak. And the end of the day, trees don’t grow to the sky, and there will be a correction. We just don’t know when that will be. You simply cannot predict the future.

As we celebrate a strong quarter, what should we keep in mind for our portfolio?

As you know, at Ariel we believe slow and steady wins the race. The best thing you can do is to consistently save and contribute to your retirement and take a long-term view. Do not try to time the market. And remember, never be afraid to ask questions. If the ups and downs of the past few months make you nervous, I would encourage you to speak with your financial advisor or the company that manages your retirement account. You can never have enough information, Tom, and the beginning of the year is as good a time as any to review your retirement account and ensure remain on track.

 


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Life & Style – Black America Web

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John Oliver and Janet From The Good Place Warn About Mobile Homes on Last Week Tonight

“Mobile homes were perfected by humans, but invented by snails,” explained John Oliver on Last Week Tonight. And because 20 million Americans live in mobile homes he focused Sunday night’s episode on them.

Mobile homes cost significantly less than conventional homes, making them one of the last few affordable housing options around. “It can be hard to tell the difference between mobile homes and manufactured homes,” Oliver said. “Just like it’s hard to tell the difference between Jessica Chastain and Bryce Dallas Howard. The difference is, like a mobile home, Bryce Dallas Howard is assembled off-site, then placed on wheels and moved to her permanent location.”

Also like Howard and Chastain, mobile homes are popular—so popular that they have become a target for private equity firms, who have started purchasing mobile home sites. As Oliver put it: “The homes of some the poorest people in America are being snapped up by some of the richest people in America.” Mobile home parks have earned a lot of money for the Carlyle Group and Warren Buffett, who owns Clayton mobile homes, which made $ 911 million pre-tax dollars last year. Those unlikely bedfellows have led to conflict in the form of rising rents and fees that have left already impoverished Americans with even fewer options.

For mobile homes owners, the “cars you live in” are reportedly an investment that always go down in value. They are an even worse investment if you don’t own the land that the mobile home is parked on, because “mobile homes are mobile about as much king crabs are actually kings,” said Oliver.

That lack of mobility of tenants is attractive to investors, because they quite literally have a captive audience. As Frank Rolfe, a mobile home investor, put it, buying a mobile home park is like owning “a Waffle House where everyone is chained to the booths,” which Oliver suggested was a good idea for Jordan Peele’s next horror movie.

To warn people about the risks of investing in a mobile home, Oliver and The Good Place’s D’Arcy Carden made an honest ad for potential home buyers.


Entertainment – TIME

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Life Is Good Teams With Olympian Aly Raisman and Dunkin’ for #SomethingGood

LIFE IS REALLY GOOD: Two years after she designed a T-shirt for the sportswear brand Life Is Good, Olympic gymnast Aly Raisman is art it again.
To celebrate its 25th year, the Boston-based company has recruited Aly Raisman and Dunkin’ to try to jump-start a nationwide movement. Collectively with its brand partners, consumers are being challenged to share #SomethingGood. Some might say the former Olympian did just that last year, when she testified against now-convicted former physician Larry Nassar. This Life Is Good-led effort is designed to support children in need.
The aim is to spread the power of optimism so that more individuals will achieve a happy and fulfilling life. That objective has been the brand’s mission since it started years ago. Running through September, the campaign is designed to shift the societal narrative from negative to positive. For every #SomethingGood that is shared online, the company will donate $ 1 to the Life Is Good Kids Foundation. The goal is to reach donating up to $ 1 million.
In addition, 100 percent of the net profits from a new Life Is Good limited-edition #SomethingGood T-shirt will be donated directly to the Life is Good Kids Foundation. The $ 28 T-shirt is available for men

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Delivering Good Selects Women of Inspiration Honorees

Delivering Good has selected its honorees for the annual Women of Inspiration fundraiser on June 12. The event takes place at the Pierre Hotel in New York.
The luncheon will honor Lece Lohr, president of Justice, a subsidiary of Ascena Retail Group, Inc., and Maria Montano, president and chief executive officer of Gerber Childrenswear.
There will be a special luncheon tribute to the legacy of Edyth Bush of The Edyth Bush Charitable Foundation, which has played a key role at the state and local levels to develop leadership in the nonprofit sector and to address the most pressing community needs. It is a longtime supporter of Delivering Good.
Jennifer Dulski, head of groups and community at Facebook, and the author of “Purposeful: Are You a Manager or a Movement Starter?,” will be the featured speaker.
The luncheon’s host will be Thomas P. Farley, an etiquette expert, speaker and author who is known as Mister Manners and writes the “What Manners Most” newsletter.
Luncheon tickets are $ 375 and tables start at $ 7,500.
Since 1985, the charity has distributed over $ 1.8 billion of donated product through its network of community partners.
 
 
 

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How the ‘good feeling’ can influence the purchase of sustainable chocolate

More and more products carry ethical labels such as fair-trade or organic, which consumers view positively. Nevertheless, the sales figures of these products often remain low, even though they offer advantages for the environment or for society. A team of scientists have investigated what factors influence consumers’ purchasing intentions.
Consumer Behavior News — ScienceDaily

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Getting Bored In Your Relationship? That Could Be A Good Thing

black couple

Source: Hero Images / Getty Images

In the rush of schedules, house chores, careers, and Netflix, relationships can get really stagnant. And that’s super normal. We often equate boredom in a relationship to something terrible, but in reality, it’s a natural part of partnership growth.

Via Madamenoire:

“Over time, we get more comfortable in a relationship,” Marisa T. Cohen, an associate professor of psychology at St. Francis College and author of “From First Kiss to Forever” told Washington Post.

“We get set in our ways, and with that comes a wonderful sense of security and trust in our partners.”

But the monotony can start to weigh on folks who see themselves as more adventurous. The routine “may be unnerving to some people, especially those who want or expect that exciting and passionate feeling they experienced at the beginning of the relationship,” Cohen explained.

And let’s be honest, the rush of newness can be addicting–especially when we haven’t felt it in a while due to being in a long-term relationship. The accessibility we now have with dating apps and platforms also makes jumping ship easier than ever before.

“With the rise in swipe-based sites and the ‘gamification’ of dating, part of the appeal for people may be the thrill of the chase, or meeting new people on a regular basis,” Cohen describes.

In the rush of schedules, house chores, careers, and Netflix, relationships can get really stagnant.

“You can have a fear of missing out on something ‘better,’ making the wrong decision, or being stuck or trapped in a relationship that isn’t right,” Rebekah Montgomery, a licensed clinical psychologist in private practice in Washington told Washington Post.

But all of these feeling and anxiety are real and expected. But the beauty is, if you’ve reached boredom and optimal comfort with your partner, you probably have really invested and built the core foundation of any connection: love and commitment. You may be lacking a little passion, but that aspect is easier to awaken. Humans are endlessly deep and you have to work to create opportunities to get to know your partner on a deeper level.

“When you transition to relationship mode, you are essentially focusing your time and energy on one partner, creating a deep, intimate space with them,” Cohen said of this relationship space.

“Being with someone who is soft, kind and supportive is pretty stable; it’s not the roller-coaster ride, or anxiety and butterflies of wondering what’s going to happen next. It might, at first, even feel a little boring.”

But you can offset the boredom with distance, travel, pursuing separate hobbies and bringing it back home–all of these moments will help turn up the heat. Don’t be bored. Get creative in loving your mate in different ways.


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Life & Style – Black America Web

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This $20 Wi-Fi router is good enough for most apartments

Wifi Router Amazon

If you live an a small to medium-sized apartment, there’s simply no reason whatsoever to spend hundreds of dollars on a fancy Wi-Fi system. In fact, you don’t even need to spend $ 25! Check out the TP-Link TL-WR841N Wireless Wi-Fi Router, which is on sale right now on Amazon for only $ 19.99. It has two high-power antennas and it supports Wireless N data speeds up to 300 Mbps, which is much faster than you need. Definitely check it out before this sale ends.

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  • Wireless N speed up to 300Mbps ideal applications for video streaming, online gaming VoIP, web browsing and multi-tasking
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This $ 20 Wi-Fi router is good enough for most apartments originally appeared on BGR.com on Tue, 19 Mar 2019 at 14:48:23 EDT. Please see our terms for use of feeds.


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Taraji P. Henson: “All Is Good On ‘Empire”

Despite all the drama surrounding Jussie Smollett, Empire star Taraji P. Henson says everything is just “loverly” on the set.

While promoting her new film, The Best of Enemies in New York on Sunday, Henson confided to ET that “it’s a great atmosphere” on the set of the Fox TV show.

She went on to say that the mood on set during the production the popular series hasn’t changed much in the wake of  co-star Smollett’s high-profile legal situation. Even though she wouldn’t comment on his case, she did say she’s excited for what’s in store for the remainder of season five.

“Cookie’s on a really emotional roller coaster this year,” Henson teased, referring to her iconic Empire character, Cookie Lyon. “She’s finding herself.”

Henson admits that because they are finished filming this season, she knows which Empire character is in the coffin — a major character’s death has been previewed — but says she’s ain’t spilling the beans.

Smollett, who is still appearing on episodes of the show that were shot before his alleged attack on Jan. 29, has reportedly been written out of the last two episodes.

Last Thursday, the 36-year-old actor pleaded not guilty to the 16 felony counts he was indicted on earlier this month.

Aside from her starring role on Empire, Henson was in NYC doing press for her new film, The Best of Enemies.

Henson plays Ann Atwater, a civil rights activist in Durham, North Carolina who frequently faces off against the local leader of the Klu Klux Klan, C. P. Ellis (Sam Rockwell). In a twist that could only happen in real life, the ideological enemies are forced to work in close quarters when they have to co-chair a community meeting on the mandated desegregation of their city’s school system.

Henson says she was drawn to the project because the message is “very relevant” to the times we’re living in now.

“You know, racism is still here and we’re still dealing with and that’s why these movies are important. And the reason why I love this movie is the approach is different,” Henson shared. “Ann realized that she had to change her approach. [She and Ellis] were both… very passionate about what they believed, but on opposite sides of the spectrum. And it wasn’t until she fell back and she had to see him as a human [that she realized] barking and yelling at each other, that goes nowhere. That’s hate. Hate never wins.”

Look for The Best of Enemies in theaters April 5.


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Entertainment – Black America Web

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Why good horror flicks aren’t set in New York City anymore

A slasher is on the loose, whipping out a razor blade and slicing helpless bystanders without motive or provocation. Flames shoot out of manholes on one of the city’s busiest streets just steps away from bustling businesses. Thousands of live crickets are unleashed on a packed subway train, terrifying passengers who are stalled on a…
Entertainment | New York Post

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The Importance of a Good Night’s Sleep

Although sleep experts recommend adults get at least 7 to 8 hours of sleep every night, American adults are now averaging 6 hours per night. It is estimated that 1 in 3 Americans don’t get enough z’s. Are you one of them?

Many people think sleep is just for resting at the end of their busy day. They justify less sleep by saying: “I feel fine.” However, sleeping is as important as any other activity a person does during the day. When we sleep, our immune system is activated to hunt and kill viruses, bacteria, and even cancer cells.

Our brain reviews all the information taken in during wake hours, then sorts and files it in an organized way to build memory. Psychological stability is also an important function of sleep. With sufficient sleep hours, a person wakes refreshed, with the mental and physical energy needed for a new day.

Dennis Hwang, MD, and Physician Assistant Cindy Gulley, national behavioral sleep medicine experts at Kaiser Permanente’s San Bernardino County Sleep Center located at Fontana Medical Center, stress that sleep disorders and chronic sleep loss can put you at an increased risk of physical and mental conditions, which can affect your overall health. Dr. Hwang advises that sleeping for 7 to 8 hours a night is best for maintaining a healthy metabolism among adults.

Dr. Hwang offers the following answers to frequently asked questions about the importance of sleep:

Can I make up for lost weeknight sleep on weekends?

No. While it may help some, sleeping long hours on weekends can actually contribute to insomnia. Your best bet is to keep the same sleep schedule all week long.

Do older people need less sleep?

Not always. Studies show all adults, with few exceptions, need to ideally sleep between 7 and 8 hours per night. Older adults are less active in the day, and nap often, which makes night sleep more difficult. Staying active in the day is the key. Going outside in sunlight is energizing, and makes it easier to sleep at night.

Will consuming caffeine make it harder for me to fall asleep?

It’s not advisable to consume caffeine late in the day, as it’s likely to stimulate your nervous system and may stop your body from naturally relaxing at night. In fact, according to one study published in the Journal of Clinical Sleep Medicine, consuming caffeine up to 6 hours before bed significantly worsened sleep quality.

What about alcohol?

Avoid drinking alcohol before bedtime. It does make people relaxed and drowsy, but it suppresses production of melatonin, the natural sleep hormone, causing very disrupted sleep patterns and reduction of REM sleep. REM sleep is needed for mental stability.

If I wake up in the middle of the night, does that mean I don’t sleep well?

Not necessarily. It’s normal to occasionally wake up during the night. As long as you can go back to sleep and you feel rested when you wake up, it’s normal to occasionally wake up during the night. If symptoms such as daytime sleepiness occur, further evaluation may be needed.

What about using my smartphone or tablet before I go to bed?

It is easy to say NO, but we are very attached to our devices and constant flow of information. Research has found that exposure to blue-white light suppresses your body’s production of melatonin. Without sufficient melatonin it is difficult to fall and stay asleep. Blocking blue light with special glasses and turning down blue light on devices can really help.

Can I watch TV in bed to relax to sleep? 

No. Bed should be reserved for sleep. Wait until you are sleepy to go to bed. The bedroom should be dark, cool, and quiet to optimize the quality of sleep. Avoid checking the time during the night; it causes anxiety. Use an alarm to wake. Morning sunlight is important to be wakeful and energetic in the day.

The facts are clear: getting a good night’s sleep is critically important to everyone’s good health. If you’re in need of sleep therapy, or want more information about a Kaiser Permanente sleep center, please visit www.kp.org. We want you to sleep well, sleep enough, be well, and thrive!

Main RSS Feed – Kaiser Permanente

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Good news for women with MS: Disease may not worsen after pregnancy after all

There’s good news for women with multiple sclerosis (MS) — researchers now say the disease may not flare up again right after pregnancy as they had long believed, according to a preliminary study. Most people with MS have the relapsing-remitting form of the disease, where symptoms flare up, then go into periods of remission.
Breastfeeding News — ScienceDaily

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‘Good Girls’ star Retta has hope for character Ruby’s marriage

NBC’s “Good Girls” has been called “Breaking Bad with Women” — so that would make series star Retta its version of “Breaking Bad” chemistry maestro Walter White. “I was pre-med in college and I worked as a chemist at [a pharmaceutical company] for four years after that,” says Retta (her full name is Marietta Sangai…
Entertainment | New York Post

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Here’s The Good News About Minimum Wage

WHAT’S THE NEWS ON MINIMUM WAGE?

Put simply, we are seeing progress around the country when it comes to raising the minimum wage. Since 2016, five states and the District of Columbia have raised their wage floor to $ 15 per hour. My home state of Illinois was the latest state to get on the bandwagon, and other states like Maryland, Pennsylvania, Connecticut, and Hawaii are considering legislation as well.

And a number of states have moved to increase their wages to $ 12 an hour in recent years. Combined, these efforts have the potential to benefit millions of workers.

THE FEDERAL MINIMUM WAGE IS CURRENTLY AT $ 7.25. WHEN WAS THE LAST TIME WE SAW THE NATIONAL MINIMUM WAGE RISE?

The last time the federal minimum wage was raised, to the current $ 7.25 per hour rate, was in July of 2009. Put simply, we have not seen the federal minimum wage adjusted in the decade since the financial crisis. Since then we’ve had positive economic growth, which has been accompanied by inflation.

This means goods cost more, and those dependent on the federal minimum wage jobs have seen their paychecks remain stagnant. Because of this, supporters of minimum wage hikes have turned to the states. And based upon the changes we have seen in the last few years – from referendums to legislation – proponents of a minimum wage have made significant progress.

THERE IS ALWAYS OPPOSITION TO MINIMUM WAGE HIKES. WHAT ARE THE ECONOMICS OF THESE POLICY CHANGES?

Supporters of increases in the wage floor argue that increasing pay for minimum wage workers reduces income inequality and assure that full-time workers with families don’t live in poverty. But those in opposition to minimum wage hikes contend they lead to job losses, higher prices, and hurt smaller businesses who have low profit margins already.

Interestingly, a number of recent studies have found that job losses resulting from minimum wage hikes are significantly smaller than many previously believed them to be. However, the statistic that really sticks out in my mind involves a historical comparison: adjusted for inflation, the current minimum wage is lower than it was in the 1960s.

It is often overlooked that the federal minimum wage, and most state minimum wage rates, are not indexed to inflation. This means that as the cost of living rises and the wage floor remains the same, minimum wage workers get left behind.

WHO WOULD BENEFIT FROM A MINIMUM WAGE OF $ 15?

Great question, Tom. The Economic Policy Institute ran the numbers and the findings were really interesting. According to EPI, the typical worker who would benefit from a $ 15 minimum wage is a 35-year-old woman with some college-level coursework who works full-time. While many think of young people when they hear the phrase minimum wage, less than 10 percent of those who would benefit are teenagers.

By comparison, more than half are adults between the ages of 25 and 54. Nearly 6 in 10 (58 percent) are women, a full 60 percent work full-time, and 28 percent have children. And communities of color would see significant upside. Thirty-eight percent of African-American workers and one-third of Latino workers would get a raise if the federal minimum wage were increased to $ 15.

AND HOW WOULD WORKERS BENEFIT FROM A $ 15 MINIMUM WAGE NATIONWIDE?

The House of Representatives has proposed the Raise the Wage Act of 2019, which would gradually lift the minimum wage to $ 15 per hour by 2024, and the Economic Policy Institute has found the benefits would be truly staggering. Forty million workers— 26.6 percent of the U.S. workforce – would see a pay raise. That includes two-thirds (67.3 percent) of the working poor in our country. Full-time minimum wage earners would see an extra $ 3,000 a year. Finally, a $ 15 minimum wage by 2024 would generate $ 120 billion in higher wages and potentially boost the economy as workers were able to spend more.


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Life & Style – Black America Web

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India’s high court tells government to evict a million people — for the good of the country’s wildlife

The ruling was a startling conclusion to a decade-long case that has pitted the rights of some of India’s most vulnerable citizens — mostly members of indigenous tribes — against the preservation of its forests.
World

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Amazon leaves NYC: Good or Bad? With Anand Giridharadas and Robert Frank

Amazon pulls out of its planned NYC Headquarters. Presidential candidates float new taxes on the wealthy. From Fortune 500 CEOs to Washington lawmakers, everyone has an opinion on billionaires, inequality and what should be done to fix it.
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Trump in ‘very good health overall,’ according to annual physical results

President Donald Trump, 72, is in “very good health overall,” according to results from his physical examination, which were released on Thursday.


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Human enhancement: Is it good for society?

Human enhancement technologies are opening up tremendous new possibilities. But they’re also raising important questions about what it means to be human. These technologies are currently geared towards upgrading or restoring physical and psychological abilities for medical purposes. An application is surfacing, however, that is designed with another goal in mind: embellishing performance. An international team of researchers has been examining the ethical issues arising from these experiments.
Consumer Behavior News — ScienceDaily

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‘Good Trouble’ Scoop: More Fan Fave Returns, Callie & Gael’s Relationship Status & More

Are you totally obsessed with ‘Good Trouble’? Same. Maia Mitchell and Cierra Ramirez spoke EXCLUSIVELY with HL about what’s coming up in future episodes. Get ready to see familiar faces!

Hollywood Life

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In Good Hands: The Northwest Region’s Top-Rated Cardiac Care

Dale Stickney was healthy, or so he thought. He worked out vigorously in the gym every day, ate a healthy diet, drank enough water, and got plenty of sleep.

There was just one problem: fatigue. “I didn’t have the energy I once had to do everything I wanted to do,” says the now 49-year-old tech entrepreneur.

A checkup with his Kaiser Permanente doctor detected a whooshing noise between Dale’s heartbeats, instead of the steady thrum of a healthy heart. Further tests allowed his care team to diagnose a leaky mitral valve — one of four valves that control blood flow to and from the heart.

Dale would need a surgery called “minimally invasive mitral valve repair” to treat “regurgitation,” a serious condition in which the valve’s flaps don’t close tightly, allowing blood to leak backward into the left atrium.

Over time, a poorly functioning mitral valve can lead to diminished quality of life, heart failure, and eventually, death, according to Thomas Lampros, MD, a board-certified cardiothoracic surgeon.

“We often see otherwise healthy people who have no medical history of heart disease,” Dr. Lampros said. “It’s hard to know why some people’s mitral valves need replacing or repairing. It’s a common, fixable problem.”

A nationally recognized cardiac program

Dr. Lampros, along with William Shely, MD, and Yong Shin, MD, perform mitral valve surgeries and other life-saving cardiac procedures at Kaiser Permanente’s Center for Heart and Vascular Care in Clackamas, Oregon.

Their work — and the work of their team located at Kaiser Permanente’s Mt. Talbert Medical Office and Kaiser Sunnyside Medical Center — was awarded a 3-star rating for mitral valve repair and replacement by the Society of Thoracic Surgeons. Kaiser Sunnyside is the only rated participating hospital in the Northwest to receive the highest rating. 

Kaiser Sunnyside is also the only Northwest site to earn three stars (the highest) for two other heart surgeries — and has done so consistently for the past nine years:

Sunnyside is also the only Northwest site to earn three stars (the highest) for two other heart surgeries — and has done so consistently for the past nine years:

  • Isolated coronary artery bypass grafting
  • Isolated aortic valve replacement

Accolades such as these affirm the high-quality care that Kaiser Permanente members receive. However, the most gratifying reward is when doctors and nurses witness the results of their work: When the marathon runner with a repaired mitral valve can pound the pavement again. Or when a 74-year-old woman can jog a couple miles without running out of breath.

Or, in Dale’s case, when he was once again able to “burn up” the StairMaster at his gym, and also have the energy to launch a new business and thrive with the most important thing in his life — his son, Connor, age 11.

“Those are the real rewards,” said Dr. Lampros. “That’s why we became doctors.”

The heartbeat of success: a team of experts 

Dr. Lampros attributes the Center for Heart and Vascular Care’s quality outcomes to, first and foremost, a team approach.

“As in sports, every member needs to turn in a consistent, strong performance, from top to bottom,” he said. “Those layers of knowledge and skills enable us to ‘win’ on behalf of our patients and their families.”

Twice daily, the entire team checks on cardiac patients at Kaiser Sunnyside Medical Center. That means surgeons, anesthesiologists, hospitalists, nurse practitioners, registered nurses, respiratory therapists, pharmacists, physical therapists, care managers, dieticians, social workers, and anyone else involved with the patient’s care come together to make sure the patient receives the very best care available.

“It’s gratifying to know that all the extra things we do pay off in more years and better quality of life for our patients,” said Dr. Lampros. “If needed, this is where I would want my friends and family to receive care. It’s simply the best.”

His patient, Dale, agreed. “I’ve had a wonderful experience with Kaiser Permanente. They went out of their way to make me and my family feel comfortable.”

He was particularly touched when his son, who was eight-years-old at the time and understandably nervous, asked if his dad could take Smith, the boy’s favorite Lego character, into the operating room with him.

“They put Smith in a sterile package and attached it to my IV pole,” said Dale. “I carry Smith in my laptop bag to this day as I travel throughout the country on business. It’s a constant reminder of my son, why I am committed to continued good health, and the awesome care I received at Kaiser Permanente.”

Learn more about cardiac care at Kaiser Permanente at kp.org/cardiac/northwest.

Main RSS Feed – Kaiser Permanente

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Australia’s consumer is in pretty good shape: JB Hi-Fi CEO

Richard Murray of JB Hi-Fi discusses the company's earnings report and performance amid the decline in Australia's house prices. He also says he is focused on "managing risk" because he runs a low-margin business.
Real Estate

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Getting a Tax Refund is Not Always Good

Despite the news that more tax paying Americans will have to pay more taxes due to Trump’s “tax cut,” many people are anticipating their tax refund. What has been celebrated as “bonus money,” is actually a financial facade of a bigger issue. The most common cause of a tax refund is tax credits, like the Earned Income Tax Credit (EITC), for low-income households, particularly with children. Also, entrepreneurs and homeowners are able to leverage qualified tax deductions, which can produce hefty tax refunds. However, if you receive a large tax refund, but do not qualify for the EITC and are not a home or business owner, then, Houston, we (may) have a problem, as the saying goes. Here’s why getting a tax refund is not always good.

3 Reasons Why Getting a Tax Refund is Not Always Good: 

Gives the Government an Interest-Free Loan

Outside of tax credits, like the EITC, or business and homeowner tax deductions, a tax refund is the payment of overpaid taxes to the government throughout the year by an individual or household.

“Essentially, a tax refund is an interest-free loan that consumers give to the government,” explains Edeline Dryden, CEO of Dryden Tax & Accounting Services.

Cheats You of Needed Cash

As workers wait for their tax refund, they are giving the government the use of their hard earned money to run or “shutdown” the government. This leaves many workers to struggle financially, living paycheck to paycheck throughout the year.

The amount of income from the paycheck withheld for taxes is determined by the W-4 completed when hired. The reality is the last time the W-4 was updated was when the person started their job.

Neglecting to update or complete the W-4 correctly can cause the over payment of taxes to the government.

Dryden suggests “Review and/or update your W-4 at least annually, as necessary. The goal is to keep that income in your paycheck to use throughout the year.”

More Money Magnifies Bad Money Behaviors

As Biggie Smalls said, “More money, more problems.” If a person has poor spending habits, having access to more money will just magnify that bad behavior. Even with good intentions of saving and paying off debt, financial fornicators may surrender to the temptation of excessive spending of the “bonus money.”

“If spending habits are questionable,” Dryden advises “divide the refund into three even categories. These categories can include savings for emergencies, debt repayment, and spending for pleasure or necessity.”

By breaking the refund into these three categories, you will start a savings safety net, knock down some debt, and enjoy some of the cash so you won’t feel deprived.

Dryden also shares a few ways to make sure you get the most out of your paycheck throughout the year:

Adjust withholding to get your money throughout the year

If you have life changes, like a marriage, divorce, birth or adoption of a child, death of a spouse or child, or even an income change (i.e., pay raise); your W-4 should be updated appropriately. This will ensure that your employer is not withholding more than necessary.

“The real winner of the tax game is the person who doesn’t owe taxes or gets minimal or no refund.” Dryden explains, “This means they kept their income throughout the year.”

Dryden recommends speaking with a tax accountant or tax professional for assistance in completing the W-4 correctly.

Use the extra income to pay off debt or build your emergency fund faster

“Use that extra income in your paycheck to pay off debt or to build your emergency savings fund.” says Dryden.

The importance of having an emergency fund was realized when over 800,000 federal workers and contractors did not receive paychecks for over 30 days due to the government shut down. The extra income is an excellent opportunity to build a savings fund for unexpected emergencies, job loss, etc.

The extra income can also be used to pay down debt to produce more future disposable income.

Use the extra income to invest

Some people try to rationalize a tax refund as a forced savings technique.

Instead of giving the government an interest-free loan, keep that extra income throughout the year to invest and earn more money.

“Increase your contribution to your Employer-Sponsored Retirement Account, like a 401K, 403B, 457, Thrift Savings, etc.,” recommends Dryden. “Or set up a direct deposit or automatic transfer to a brokerage account. Instead of buying stuff — buy stock.”

Dryden recommends speaking with your employer’s retirement investment administrator or a licensed investment adviser for assistance with stock investments.


Black Enterprise Contributors Network 

The post Getting a Tax Refund is Not Always Good appeared first on Black Enterprise.

Money | Black Enterprise

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Shop select Free People sale and clearance items at Bloomingdales.com!

‘Some Like it Pop’ (?) Episode 5.1: The Good, the Bad, the Emotional of ‘RENT: Live-ish’

Listen Here: Hello Pop Culture RENT heads! On this episode of what may or may not still be called “Some Like It Pop,” after nearly 11 months, Matt Tamanini and Jennifer McHugh get back to podcasting because one of their shared favorite musicals was broadcast semi-live on national television. As only read more
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Home improvement stocks can get good returns despite fading consumer sentiment: Analyst

Home improvement could soften this year, but a "fairly healthy level" of appreciations can support remodeling growth, G.research's Alvaro Lacayo says.
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Watch Mysterious ‘Serenity’ Clip: Good to See You, John

Watch Mysterious 'Serenity' Clip: Good to See You, John

He looks haunted and she looks cagey. Matthew McConaughey has retreated to a place "on the edge of nowhere," as he describes it in our exclusive clip from Serenity. So what is a mysterious woman from his past, played by Anne Hathaway, doing in the only neighborhood bar in sight? And what on earth could she want from him now?

First things first. The former sea captain explains to the persistent woman that he is no longer called "John." Surely that piques her curiosity…

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Good Call! Claire Foy Brought Her Passport to Get Into Parties

Not This Time! Claire Foy Reveals All the Ways She Prepared to Not Get Rejected to Golden Globes 2019 After Parties
Claire Foy attends the 76th Annual Golden Globe Awards at The Beverly Hilton Hotel on January 6, 2019 in Beverly Hills, California. Steve Granitz/WireImage/Getty Images

Claire Foy isn’t taking any chances! The Crown star wasn’t going to risk not getting into 2019 Golden Globes afterparties and revealed the measures she was taking to ensure it didn’t happen … again.

“I brought my passport, I’ve got everything I can possibly bring,” Foy, 34, quipped to E!’s Ryan Seacrest on the red carpet at the Beverly Hilton, referring to the slip-up at an 2018 Emmys afterparty following her win for playing Queen Elizabeth in the Netflix series.

The U.K.-born actress also joked that she has someone with her to vouch for her authenticity. “I brought my sister with me,” she said. Foy is nominated for the Golden Globe for Best Performance by an Actress in a Supporting Role in any Motion Picture for her role in First Man, in which she plays Neil Armstrong’s wife Janet Shearon.

As for the mix-up at last year’s Emmys, Foy told Seacrest she “couldn’t” get in and explained, “I had the Emmy in my hand and they still wouldn’t let me in.”

Foy opened up about the mishap during an interview with Jimmy Fallon in October 2018. “I didn’t have trouble, I didn’t get in,” she said. “I was mortified. I was like, ‘Oh god!’ I was [holding my Emmy] and even then [they didn’t let me in].”

The Wolf Hall actress also dished that it was thanks to Queer Eye’s Jonathan Van Ness that she was able to eventually pass security. “He was my knight in a white suit,” she explained. “When he got me in, I made it a point of principle. I was like, ‘Thank you, Jonathan, but I’m waiting until I’ve got the tickets and I’m going to do this properly,’ which is ridiculous.”

Foy looked gorgeous in a champagne-colored spaghetti strap gown with silver sparkles at the 2019 Golden Globes. She’s up against Amy Adams (Vice), Regina King (If Beale Street Could Talk), Emma Stone (The Favourite) and Rachel Weisz (The Favourite) in the Best Performance by an Actress in a Supporting Role in any Motion Picture category.

Us Weekly

BEST DEAL UPDATE:

Cowin’s shockingly good wireless noise cancelling headphones start at $57 on Amazon, today only

Wireless Noise Cancelling Headphones On Amazon

If you want a new pair of wireless active noise cancelling headphones on sale, the best deal you’ll find right now is Amazon’s sale on refurbished Sony WH1000XM2B headphones for $ 199.99, down from $ 350. Of course, $ 200 is still a whole lot of money, so there’s another deal you should definitely check out on Amazon. On Saturday, for one day only, the nation’s top online retailer is offering Cowin’s shockingly good active noise cancelling headphones for up to 27% off.

COWIN E7 Active Noise Cancelling Bluetooth Headphones typically cost as much as $ 80 but you can get them today for $ 57, and COWIN E7 Pro drop to $ 70 from $ 120. You can also grab flagship COWIN E8 Active Noise Cancelling Headphones for just $ 109, down from $ 150. Check out the reviews and ratings if you don’t believe how good they are — they’re seriously an incredible value even at full retail. And just for good measure, you can also pick up a COWIN Mighty Rock 6110 Bluetooth Speaker for $ 24, down from $ 50.

COWIN E7 Active Noise Cancelling Bluetooth Headphones

  • Active Noise Cancelling technology. Significant noise reduction for travel, work and anywhere in between. Advanced active noise reduction technology quells airplane cabin noise, city traffic or a busy office, makes you focus on what you want to hear,enjoy your music, movies and videos. The noise cancellation function can work well both in wire and wireless mode.
  • Proprietary 40mm large-aperture drivers. Deep, accurate bass response. The Active Noise Cancelling around-ear headphones from COWIN give you crisp, powerful sound and quiet that helps you enjoy your music better. The goal that provide Customers with better sound quality, is our constant pursuit.
  • High-quality built-in Microphone and NFC technology. COWIN E7 provides high-quality built-in microphone for hands-free calls, Which is convenient for you to free yourself from wires. NFC pairing aided by voice prompts, promises quick and stable connection with your Bluetooth enabled devices, Powerful Bluetooth Function.
  • The professional protein earpad and 90° swiveling earcups. More durability and comfort, Enjoy high-quality, Long-listen comfort. Skin texture, lightweight comfortable around-ear fit you can wear all day long. Gentle Reminder: please take off the headphone every 2-3 hrs to get your ears relax, in order to get better hearing enjoyment, and keep the head comfortable.
  • 30 hours playtime per charge at Bluetooth mode. A built-in 750mAh battery won’t allow your headphones power off, you can enjoy your world without noise for 30 hours’ long time. Don’t need to worry the power shortage problem on the long travel. 18-month warranty and quick response & friendly customer service. Dedicated customer service team, provide you with quick response and friendly customer service, which will always serve for you and certainly satisfy you.

COWIN E7 Active Noise Cancelling Bluetooth Headphones with Microphone Wireless Headphones Over…: $ 56.99

COWIN E7 Pro [2018 Upgraded] Active Noise Cancelling Headphone Bluetooth Headphones

  • Professional Active Noise Cancelling Technology. Significant noise reduction for travel, work and anywhere in between. Advanced active noise reduction technology quells airplane cabin noise, city traffic or a busy office, makes you focus on what you want to hear, enjoy your music, movies and videos. The noise cancellation function can work well both in wire and wireless mode
  • Much Better Sound. Proprietary 45mm large-aperture drivers provide you with deep, accurate bass response. From 75dB to 85dB, the COWIN E7 PRO Active Noise Cancelling Over Ear headphones give you crisp, powerful sound and quiet that helps you enjoy your music better. The goal that provides Customers with better sound quality, is our constant pursuit
  • Upgraded Soft Ear Cushions for Comfort with The professional protein earpad and 90 swiveling earcups: This Bluetooth headphones are equipped with Upgraded Soft Ear Cushions, which not only make it much more durability and comfort, but also make customers enjoy this high-quality, Long-listen feast. And the Skin texture, lightweight comfortable around-ear fit you can wear all day long. Gentle Reminder: please take off the headphones every 2-3 hrs to get your ears relax
  • Much Higher-quality Built-in Microphone and NFC Technology. COWIN E7 PRO provides high-quality built-in microphones for hands-free calls, Which is convenient for you to free yourself from wires. NFC pairing aided by voice prompts, promises quick and stable connection with your Bluetooth enabled devices, Powerful Bluetooth Function
  • More Stable Battery Life. 30-hour playtime per full charge at Bluetooth mode. A built-in 800mAh battery won’t allow your headphones power off, you can enjoy your world without noise for 30 hours’ long time. Don’t need to worry the power shortage problem on the long travel. 18-month warranty and quick response & friendly customer service. Note: The exclusive authorized seller is COWIN.

COWIN E7 Pro [2018 Upgraded] Active Noise Cancelling Headphone Bluetooth Headphones Microphone…: $ 69.99

COWIN E8 Active Noise Cancelling Headphones

  • Active Noise Cancelling (ANC) Technology. Our improved ANC technology significantly reduces noise to help you focus on what you want to hear. ANC works both with and without the audio cable and is great for reducing noise during long trips on a plane or in places with city traffic.
  • Superior Sound Quality. The superior sound quality of the E8 is 25% stronger than that of our earlier E7 model. The 100dB give a deep, powerful, and crisp sound — making your overall listening experience just that much better.
  • Upgraded Soft Ear Cushions. The over-ear cushions on the E8 are designed with a 90° rotation axis to help the headphones fit snugly to your head. Our new lightweight cushion material features magnetic absorption, which helps improve comfort and sound quality over long periods of time.
  • Built-in Microphone and Bluetooth. The E8 provides you with a high-quality microphone—making calls with these headphones just that much better. The Bluetooth function supplements this nicely with the ability to detach yourself from wires, giving you the ability to make hands-free calls. Use the buttons on the headphones to turn the volume up/down or to skip/rewind a song.
  • Stable Battery Life. COWIN’s E8 headphones have a rechargeable 545mAh battery that, with ANC or Bluetooth on, has a 20-hour life to it—providing you with almost a full day of listening! Purchasing the headphones provides you with an 18-month warranty and a friendly customer service staff that will get back to you as soon as possible if you experience any problems. Note: the exclusive authorized seller is COWIN.

COWIN E8 Active Noise Cancelling Headphones Bluetooth Headphones Wireless Headphones Over Ear M…: $ 108.99

COWIN E8 [Upgraded] Active Noise Cancelling Headphone Bluetooth Headphones

  • Active Noise Cancelling (ANC) Technology. Our improved ANC technology significantly reduces noise to help you focus on what you want to hear. ANC works both with and without the audio cable and is great for reducing noise during long trips on a plane or in places with city traffic.
  • Superior Sound Quality. The superior sound quality of the E8 is 25% stronger than that of our earlier E7 model. The 100dB give a deep, powerful, and crisp sound — making your overall listening experience just that much better.
  • Upgraded Soft Ear Cushions. The over-ear cushions on the E8 are designed with a 90° rotation axis to help the headphones fit snugly to your head. Our new lightweight cushion material features magnetic absorption, which helps improve comfort and sound quality over long periods of time.
  • Built-in Microphone and Bluetooth. The E8 provides you with a high-quality microphone—making calls with these headphones just that much better. The Bluetooth function supplements this nicely with the ability to detach yourself from wires, giving you the ability to make hands-free calls. Use the buttons on the headphones to turn the volume up/down or to skip/rewind a song.
  • Stable Battery Life. COWIN’s E8 headphones have a rechargeable 545mAh battery that, with ANC or Bluetooth on, has a 20-hour life to it—providing you with almost a full day of listening! Purchasing the headphones provides you with an 18-month warranty and a friendly customer service staff that will get back to you as soon as possible if you experience any problems. Note: the exclusive authorized seller is COWIN.

COWIN E8 [Upgraded] Active Noise Cancelling Headphone Bluetooth Headphones with Microphone Hi-F…: $ 108.99

COWIN Mighty Rock 6110 Bluetooth Speaker

  • CLEAR SOUND & PERFECT BASS: Built in two 45mm speaker driver and two passive radiation, which provide more stereo clear and loud sound,as well as provide a perfect bass effect, Help you enjoy the melody of every music in this high quality sound.
  • WIRELESS PORTABLE BLUETOOTH SPEAKER: Equipped with the advanced 4.1 Bluetooth technology, the distance of Bluetooth connection up to 33 ft, have a good connection performance,suitable for lounging around the house or other outdoor activities, such as partying,camping,hiking or biking.
  • ENGERGY EFFICIENT BATTERY: Using low energy consumption Bluetooth chip to provide more efficient power application.built-in high capacity Li-ion battery,It can connect with a variety of charging devices,equipped with Micro USB charging cable and 3.5mm Audio Cable,which means you can listen music in any situation.
  • DURABLE and STYLISH:High-end design with aluminum-alloy shell,compared with other materials,metal material can be used more long time,More suitable for outdoor travel and activities used, you do not need to worry about the friction and collision happen between in the Bluetooth speaker and some other hard products during your traveling.
  • WHAT YOU GET: COWIN 6110 bluetooth speakers,micro USB charging cable,3.5mm audio cable, Manual,18-month warranty and Sincere friendly customer service. If you have any problems about our product, just contact with us when you feel free.

COWIN Mighty Rock 6110 Bluetooth Speakers, Portable Wireless Speaker 4.1 with 16W Enhanced Bass…: $ 23.99

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Cowin’s shockingly good wireless noise cancelling headphones start at $ 57 on Amazon, today only originally appeared on BGR.com on Sat, 5 Jan 2019 at 10:32:14 EDT. Please see our terms for use of feeds.


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Nope: Ginuwine Decided to Enhance His Beard and It’s Not a Good Look [Photo]

Ginuwine decided to try something new with his appearance.

The singer posted up on Instagram with an extra dark (and extra fake) beard — likely a result of airbrushing… or it could just be a glued-on unit.

Whatever’s happening here he needs to go back to where he got it and try again.

The post Nope: Ginuwine Decided to Enhance His Beard and It’s Not a Good Look [Photo] appeared first on lovebscott – celebrity news.

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‘Good Omens’ Characters You Should Get To Know Before Watching

There’s a lot of new TV to look forward to in 2019, from returning shows like Big Little Lies and Game of Thrones to reboots such as Veronica Mars and The Twilight Zone. Then there are the newbies, the series that we’ve never seen before… one of which is Good Omens, an upcoming fantasy comedy based on the novel of the same name by Terry Pratchett and Neil Gaiman.

With no official release date yet, Amazon Prime Video has only unveiled one short teaser trailer to whet fans’ appetites since production wrapped back in March 2018. Because it takes its story from a book though, we know a fair bit about the characters — of which there are many — already.

While Good Omens looks to be heavily centred on the complicated friendship between Aziraphale and Crowley (more on those guys later), there’s plenty of other supporting players to meet. So let’s get on with the introductions…

Aziraphale


Welsh actor Michael Sheen takes on the role of angel Aziraphale.

Played by: Michael Sheen

Aziraphale is an angel, who has seemingly been on Earth since the beginning of time. He has lived during many eras from Ancient Rome to Victorian England, all the way through to present day. Heck, he was even around when Eden existed. Despite being studious and highly intelligent, Aziraphale is a pretty nervous, fussy character who’s very proper, dresses smartly and doesn’t enjoy meddling in things that are bigger than himself. He’s not into things that are over-the-top, either — which isn’t great considering he thinks most things in 2018 are — and runs a bookshop in Paris.

Despite angels being described as sexless in the book, it is mentioned that whenever someone meets Aziraphale, they conclude to themselves that he’s “gayer than a tree full of monkeys on nitrous oxide.” While that line is full of implications, it could just as easily relate to his relentless cheeriness as opposed to anything else.

Crowley


David Tennant seems the perfect fit for super-cool demon, Crowley.

Played by: David Tennant

Anthony Crowley, in almost every sense, is Aziraphale’s counterpart. He’s a demon. However, it is said that he’s not so much an angel that ‘Fell from Heaven’ but rather ‘Sauntered Vaguely Downwards’, and the pair came together after making an ‘Arrangement’ to occasionally work together. He was also the snake who offered Eve the apple in Eden and still to this day, has yellow eyes with slitted pupils.

He loves sleeping — so much so that he once snoozed through a whole century — and he’s also fond of music, from soul to classical. His most prized possession is his 1926 Bentley, which can actually be seen in the show’s first trailer. If a tape is left in his car for longer than two weeks, it turns into a ‘Best of Queen’ cassette; something that’s also touched upon in the teaser as it’s set to the band’s track, “You’re My Best Friend”.

In Good Omens, old ‘friends’ Crowley and Aziraphale come together once more to try and put an end to a world-ending event that would destroy the planet they’ve both come to love in the millions of years they’ve been living on it. Talking to Bustle about their characters’ relationship, Tennant described their bond as marriage-like, in the sense “it’s almost deeper than a friendship, because they’ve known each other for such a long time. For all of history. They’re two halves of the same being by the end of the story.”

Adam Young


Up-and-coming actor Sam Taylor Buck will bring Adam Young AKA the Antichrist to life.

Played by: Sam Taylor Buck

So what’s the thing that Aziraphale and Crowley are attempting to stop? A villainous entity? Satan? Aliens? Well, no, none of those scary-sounding things… The twosome are actually trying to prevent an eleven-year-old boy named Adam Young from becoming the Antichrist and bringing about the end of days. You know, the usual Tuesday tasks!

Due to a mistake made by a clumsy nun called Sister Mary Loquacious at the hospital when he was a baby, Young — who was actually intended to be the son of a prominent American diplomat stationed in Britain — went on to live with a family in Lower Tadfield, Oxfordshire. Meanwhile, Warlock Dowling, the child believed to be the Antichrist (as he went on to live with the diplomat), is just an average boy.

Young is described in the book as charismatic and otherworldly. He’s a member of a gang called ‘the Them’ along with his three friends Brian, Wensleydale and Pepper and he’s largely unaware of his supernatural powers. That is, until one day, when he naively tinkers with his abilities and the Four Horsemen of the Apocalypse rise and threaten Earth. Uh oh!

Archangel Gabriel

Played by: Jon Hamm

In Good Omens: The Novel, the Archangel Gabriel was merely mentioned, but in Good Omens: The TV Show, writer Gaiman — who has been developing the television series solo since Pratchett sadly passed away in March 2015 — decided to include him in the action because he wanted to play around with portraying Good and Evil outside of Aziraphale and Crowley’s polarised representation.

Speaking at a Q&A during Amazon’s European showcase in London a few months ago, Gaiman explained: “There aren’t any other angels in the book, but Terry [Pratchett] and I had this whole idea of what Heaven was like and what Hell was like and I thought – Gabriel.

“And in order for Gabriel to be Gabriel, he needed to be the best-looking, coolest, the most irritating angel that you could possibly imagine, and I thought, ‘I just need somebody who can do humour’. And I thought, obviously the good-looking bit is going to be a stretch for Jon – but he can do the other bits!”

In one scene that was screened during the event, Gabriel attempts to buy a pornography book. Something tells us, he’s not your typical angel.

Anathema Device


Adria Arjona is no stranger to the fantasy genre having previously appeared in Wizard of Oz spin-off Emerald City.

Played by: Adria Arjona

When it was published, the full title of the book on which the show is based was Good Omens: The Nice And Accurate Prophecies of Agnes Nutter, Witch. Nutter was a prophet, who lived in the 17th Century and used her future-seeing skills to help prevent sickness and cure those who were ill.

Despite her good intentions, it is believed that she was burned at the stake by her local townspeople; not before she shoved a ton of gunpowder and roofing nails into her petticoat and blew up the pyre and injured everyone near it though. Anathema Device is a descendant of Nutter.

Having pored over her distant relative’s book of predictions since she was a child, Anathema travels to Tadfield and seeks out Adam Young in the hope of thwarting the end of the world.

Shadwell


Michael McKean plays witch hunter Shadwell in Good Omens.

Played by: Michael McKean

Sergeant Shadwell is many things: a drinker of condensed milk, a lover of Sunday lunches and, frankly, a bit of a pig. But above all else, he’s a member of the Witchfinder Army, an organisation that hunts down beings who practice dark magic — he often chooses to ignore supernatural occurrences that might be described as ‘good’ — and offs them.

Shadwell’s right-hand man is Newton Pulsifer, a young man who had a brief romantic relationship with Anathema Device. He will be brought to life by comedian-turned-actor Jack Whitehall in the show.

Hastur and Ligur


Ned Dennehy (left) and Ariyon Bakare (right) bring demonic duo Hastur and Ligur to the small screen.

Played by: Ned Dennehy and Ariyon Bakare

Hastur and Ligur are the demons that deliver Warlock AKA The Child Who Isn’t The Antichrist to Crowley when he is just a baby. According to their descriptions in the book, Hastur and Ligur always had a taste for evil, even when they were angels, as Crowley includes them among those who take “such dark delight in unpleasantness you might even have mistaken them for human[s].”

When they discover that Warlock isn’t the bringer of the Apocalypse, the duo are sent for Crowley by the Infernal Authorities which ends disastrously for someone involved in the “collection.”

Harmony and Glozier


The League of Gentlemen AKA Reece Shearsmith, Steve Pemberton and Mark Gatiss (pictured) will unite in Good Omens.

Played by: Mark Gatiss and Steve Pemberton

Lastly, we have Harmony and Glozier, two book-buyers who aren’t very nice guys so we’ve heard. Gaiman was said to have written the roles just for them.

“Glozier and Harmony are a small piece of the jigsaw but hopefully one which will fit nicely into place,” Pemberton told Digital Spy back in February. During the same interview, Sherlock actor Gatiss added: “”I’m delighted to be working with David and Michael again and of course with Steve – bringing a little film noir menace to such an exciting project. Being bad never felt so good!”

The ’90s Curse of the World Cinema Remake

The post ‘Good Omens’ Characters You Should Get To Know Before Watching appeared first on FANDOM.

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ENTERTAINMENT DEAL UPDATE:

Why pay $50 for Philips Hue’s smart LED bulbs when these $17 bulbs are just as good?

Smart LED Light Bulbs

I have Philips Hue smart LED lighting all throughout my home and I love it. To be honest though, every time I expand my setup and add new bulbs in new places, I kick myself a little for having committed to such an expensive solution. If you want to add smart lighting features to your home but you don’t want to spend $ 50 a bulb, we’ve got just the thing. MagicLight WiFi Smart Light Bulbs cost just $ 17 each and they have all the best features from Philips Hue bulbs, including support for voice commands with Alexa and Google Assistant.

MagicLight WiFi Smart Light Bulb, Dimmable, Multicolor, Wake-Up Lights, No Hub Required, Magic…: $ 16.95

Here’s more info from the product page:

  • ✔ Compatible with Alexa & Google Assistant: Voice Control your MagicLight WiFi light bulb with your Amazon Echo or Echo Dot and Google Home Assistant
  • ✔ Works with IFTTT: DIY Your WiFi Light Bulb Depending on Various Events by Connecting it to IFTTT
  • ✔ Works with iOS/Android: Personalize Your WiFI Smart Lights to Match Your Mood, Control Your Smart WiFi Lights Bulb Remotely When You are not at Home
  • ✔ Various Scene Modes: Color Palette, Group Control, Sunlight, Music Mode, Timer, Sunrise, Sunset, Dimmable, MIC Function, DIY Mode, Scene Mode, Energy Saving……
  • ✔ Application: This is a WiFi enabled light bulb, no hub required. Multiple lighting patterns, suitable for a showcase, residential, office, hotel, shop, exhibition room, landscaping, indoor, home etc.

BGR Top Deals:

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Why pay $ 50 for Philips Hue’s smart LED bulbs when these $ 17 bulbs are just as good? originally appeared on BGR.com on Wed, 26 Dec 2018 at 07:46:02 EDT. Please see our terms for use of feeds.


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Critic’s Pick: ‘Destroyer’ Review: A Very Good Nicole Kidman Plays a Very Bad Woman

In the latest from Karyn Kusama (“Girlfight”), a corrupt female cop searches for a killer and possible redemption in the land of sunshine and noir.
NYT > Arts

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LeBron James’ No Good, Very Bad Week: From ‘The Shop’ to ‘Jewish Money’

Harry How/Getty

He’s reigned as the King of Basketball for the better part of a decade, a hardwood maestro possessed of the highest on-court IQ ever. But his off-court accomplishments—creating a public school for at-risk children in his hometown of Akron, presiding over a large foundation that raises millions for charity, financing a wing of the National Museum of African American History and Culture, speaking out in support of Black Lives Matter, to name a few—are even more impressive. If all that weren’t enough, he’s a devoted family man married to his high schools sweetheart whose parenting clips go viral. LeBron James is the best ambassador the NBA has ever had, which makes his past week all the more disappointing.

The trouble began on Friday, with the latest edition of his HBO talk show The Shop.

While LeBron’s “slave mentality” comments about NFL owners grabbed all the headlines—even if he was pretty spot-on—the more troubling portion of the episode came later, when the musical artists Mary J. Blige and Nas were welcomed onto the program.

Read more at The Daily Beast.

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How to Be a Good Remote Worker

how to be a good remote worker - tips and advice

How can you be a good remote worker? With holiday travel coming up (where you may end up working remotely), and New Year reflections coming up (“going remote” might be one of your goals for 2019), I thought we’d discuss. Some notes from previous reader discussions on how to be a good remote worker:

  • Explain your strategies for success. Particularly if you’re making a formal proposal to do remote work, you may need to answer two big questions up front for your boss: “What’s in it for me?” and “How will I know you’re still doing good work?” Answers here might relate to your own situation (for example, if you were going to quit otherwise), a vastly reduced commute (giving you more time to devote to clients!), closer proximity to clients, or more availability for trips to visit clients in other cities. As for the “good work” — you might offer a weekly status report emailed every week, tracking your own metrics, or more. 
  • Understand that you may have to work on “home office time,” particularly for phone calls. As one reader noted previously, “Since I’m in a different time zone, I’m very flexible about times calls are scheduled, even if it sucks for me. I’ve done more 5:00 a.m. calls than I can count, and had one four-month stint with a standing 4 a.m. call six days a week when the client was in a time zone eight hours ahead of mine.”
  • Have a standing call with your boss to review projects, at least in the beginning. The formal structure may be helpful for him or her to ease the transition.
  • Pick up the phone instead of email. It’s more effective for maintaining relationships and easier to avoid misunderstandings.
  • When you’re in the office, work the room. When you are at the office or at a company function, circulate and talk to everyone. Schedule lunches, happy hours, and just walk around to make the most of face time at the office
  • Toot your own horn. To make up for reduced visibility at work, you may need to set humility aside and be your own cheerleader! Metrics are also great — if you can keep track of the numbers of anything (hours billed, clients handled, words written, whatever with numbers!) then do so in a clear format for your boss.

Further reading:

Pictured: Shutterstock / Dean Drobot.

Wondering how to talk your boss into letting you work remotely? Whether you've got holiday travel coming up or one of your goals in 2019 is to #workfromhome more, we've got some great tips on how to make the proposal, as well as how to actually BE a great remote worker for your company...  . . . #remoteworker #remotework #wfhlifestyle #wfhlawyer

The post How to Be a Good Remote Worker appeared first on Corporette.com.

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Good Sign for Buyers: Housing Inventory Growing Again

The growth is potentially a big deal for homebuyers for multiple reasons. As inventory grows, buyers have a wider selection of homes to choose from. More homes for sale can help reduce bidding battles among buyers for a home purchase. And higher housing supply may put more pressure on sellers to cut listing prices.

There were 3% more homes for sale nationally in October than the same time a year ago, according to a new report. The online real estate firm Zillow reported inventory fell for 44 straight months on an annual basis before realizing the uptick. A 1% jump in inventory in September spurred a greater gain in October, a possible sign of future gains in available inventory.

The surges came after inventory declined last October at a 10.2% annual pace. Expensive markets that were among the nation’s hottest saw some of the biggest inventory gains. Take San Jose, California. It had the biggest annual inventory jump, adding about 1,500 homes to boost inventory by 93.1% from last October. San Diego, San Francisco, and Seattle also experienced the greatest increases in the number of houses for sale.

Still, rising mortgage rates could dampen the rising housing stock if the higher rates scare off potential buyers.

“In yet another sign that the housing market is cooling, we’re finally starting to see inventory return after several years of annual declines,”  Zillow Senior Economist Aaron Terrazas stated in a press release. “The combination of tight supply and strong demand have pushed up home values in recent years, but markets always ebb and flow and there is no doubt that the tides that have buoyed sellers are shifting.”

Terrazas added, “Buyers are not out of the woods yet: While there are more homes for sale, rising mortgage rates are quickly eating into what they can afford to pay. First-time buyers have benefited from flat or falling rents over the past year—making it somewhat easier to save for a down payment—but the decline in rents could be short-lived if higher buying costs push some people back toward the rental market.”

On the home appreciation front, Zillow reported median home value nationally at $ 221,500, up 7% from this time last year. The median rent is $ 1,442, down 0.1% ($ 1 per month) year-over-year, the second straight month of annual rent declines.

But before purchasing a home, here are some tips for buyers to consider:

  • Identify a realtor to work with that’s in your area. Real estate agents can offer helpful insights, including disclosing how fast homes are selling and for what price. They often can help you negotiate a price to make your offer stand out over others. To find an agent in your area, enter your zip code at www.realtor.com/realestateagents
  • Know your budget and stick to it. Before you even start shopping, figure out what you can afford to spend by receiving a pre-approval from a lender to learn the amount of money you’re qualified to borrow. When determining your final budget, examine other costs of homeownership, including property taxes, insurance, and utilities. If listings are scarce in your market, home prices are likely to rise as bidding for available houses drive them up.
  • Avoid cases where you are competing against other buyers and counteroffering over what you can actually afford. Don’t be afraid to back off if the price exceeds your budget.
  • Identify needs versus wants.

As you begin home searching, focus on what features you really want against what you can live with or without. For instance, ask yourself questions like do you want a three-bedroom home with an attached garage and basement? Do you want to be in a certain school district or near your job? Sites like Realtor, Zillow, and Trulia, and others can help with that research.

The post Good Sign for Buyers: Housing Inventory Growing Again appeared first on Black Enterprise.

Money | Black Enterprise

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Shop select Free People sale and clearance items at Bloomingdales.com!

Jimmy Kimmel: Trump Wants Jared Kushner as Chief of Staff Because He’s ‘Good Enough to Screw’ Ivanka

ABC

Earlier this week, Jimmy Kimmel noted in his monologue that, given John Kelly’s clashes with Ivanka Trump and Jared Kushner, whoever Donald Trump ends up picking to be his next chief of staff will need the approval of his daughter and son-in-law. Now, it seems that Kushner himself might be up for the job.

According to The Huffington Post, Kushner “has been pushing his own candidacy with Trump, citing his work on a criminal justice reform package and a claimed ability to work with Democrats.”

Or as Kimmel put it, “I guess the thinking is, if he’s good enough to screw my daughter, he’s good enough to screw the country,” to groans from his audience. “I really hope he hires Jared and then he fires Jared so we go through the whole thing,” he added.

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

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Good Sign for Buyers: Housing Inventory Growing Again

The growth is potentially a big deal for homebuyers for multiple reasons. As inventory grows, buyers have a wider selection of homes to choose from. More homes for sale can help reduce bidding battles among buyers for a home purchase. And higher housing supply may put more pressure on sellers to cut listing prices.

There were 3% more homes for sale nationally in October than the same time a year ago, according to a new report. The online real estate firm Zillow reported inventory fell for 44 straight months on an annual basis before realizing the uptick. A 1% jump in inventory in September spurred a greater gain in October, a possible sign of future gains in available inventory.

The surges came after inventory declined last October at a 10.2% annual pace. Expensive markets that were among the nation’s hottest saw some of the biggest inventory gains. Take San Jose, California. It had the biggest annual inventory jump, adding about 1,500 homes to boost inventory by 93.1% from last October. San Diego, San Francisco, and Seattle also experienced the greatest increases in the number of houses for sale.

Still, rising mortgage rates could dampen the rising housing stock if the higher rates scare off potential buyers.

“In yet another sign that the housing market is cooling, we’re finally starting to see inventory return after several years of annual declines,”  Zillow Senior Economist Aaron Terrazas stated in a press release. “The combination of tight supply and strong demand have pushed up home values in recent years, but markets always ebb and flow and there is no doubt that the tides that have buoyed sellers are shifting.”

Terrazas added, “Buyers are not out of the woods yet: While there are more homes for sale, rising mortgage rates are quickly eating into what they can afford to pay. First-time buyers have benefited from flat or falling rents over the past year—making it somewhat easier to save for a down payment—but the decline in rents could be short-lived if higher buying costs push some people back toward the rental market.”

On the home appreciation front, Zillow reported median home value nationally at $ 221,500, up 7% from this time last year. The median rent is $ 1,442, down 0.1% ($ 1 per month) year-over-year, the second straight month of annual rent declines.

But before purchasing a home, here are some tips for buyers to consider:

  • Identify a realtor to work with that’s in your area. Real estate agents can offer helpful insights, including disclosing how fast homes are selling and for what price. They often can help you negotiate a price to make your offer stand out over others. To find an agent in your area, enter your zip code at www.realtor.com/realestateagents
  • Know your budget and stick to it. Before you even start shopping, figure out what you can afford to spend by receiving a pre-approval from a lender to learn the amount of money you’re qualified to borrow. When determining your final budget, examine other costs of homeownership, including property taxes, insurance, and utilities. If listings are scarce in your market, home prices are likely to rise as bidding for available houses drive them up.
  • Avoid cases where you are competing against other buyers and counteroffering over what you can actually afford. Don’t be afraid to back off if the price exceeds your budget.
  • Identify needs versus wants.

As you begin home searching, focus on what features you really want against what you can live with or without. For instance, ask yourself questions like do you want a three-bedroom home with an attached garage and basement? Do you want to be in a certain school district or near your job? Sites like Realtor, Zillow, and Trulia, and others can help with that research.

The post Good Sign for Buyers: Housing Inventory Growing Again appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

‘I Had a Very Good Day at Work Today.’ Phenom Magnus Carlsen Wins World Chess Championship

Norwegian Magnus Carlsen has retained his World Chess Championship title, having beaten challenger Fabiano Caruana 3-0 in a best of four tiebreaker.

Wednesday’s decisive result came after all 12 of the pair’s classical games ended in draws — a result unprecedented in world championship history. In a tie break, players have just 25 minutes on their timers, with 10 seconds added on after every move. In classical games, each player begins with 100 minutes.

Carlsen, a 26-year-old who has been the highest ranked player in the world for eight consecutive years, seemed to have let Caruana off the hook in the last of the 12 classical games on Monday. In a strong position, he chose to offer Caruana, 26, a draw.

But Carlsen was ruthless on Wednesday, winning convincingly in front of a packed crowd in London. Over the last month, the pair have spent close to 50 hours, and played over 750 moves, in a small room in Holborn, London, separated from a deferential audience by a sheet of unidirectional, soundproof glass.

“I’m really happy. I felt like I had a very good day at work today,” Carlsen said following his victory.

The Norwegian, two years older than his rival, is the more animated of the combatants. He slouches, rolls his eyes, fidgets and scrunches his face up when things don’t go according to plan. Like an ace poker player, Caruana rarely gives much away; his eyes remain locked on the board, his hands tucked under his chin. At the end of the final tie break match, there were no wild celebrations or tears. It ended it as it began: with a handshake.

The 2018 World Chess Championship was the first title showdown between the world’s top ranked players since 1990, when Garry Kasparov beat Anatoly Karpov. Carlsen and Caruana are separated by just three ranking points; Carlsen on 2835 and Caruana just behind on 2832. But Carlsen is ranked number one in the world for fast-paced games; Caruana is ranked at number 18.

Having taken a two match lead, Carlsen needed just a draw in the third to seal his victory. When Caruana resigned, the championship went to the world’s number one. Caruana had been aiming to become the first American to win the championship since Bobby Fischer in 1972.

“Obviously I’m disappointed. The idea is to win world championships, not just play in them,” Caruana said during a press conference after the match.

Carlsen has now won all four world championship matches he has played in, having claimed the title for the first time in 2013. He will now hold the title for at least another two years. A grandmaster at just 13 years old, Carlsen is widely considered to be one of the game’s all-time greats.

Sports – TIME

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When a city feels good, people take more risks

What makes people take risks? Not stunt women or Formula 1 drivers. Just ordinary people like you and me. Research suggests that unexpected improvements in everyday life (sunshine after many days of rain or a win by a local sports team) are correlated with a change in a city’s mood and an increased likelihood that it’s citizens will do risky things like gamble.
Consumer Behavior News — ScienceDaily

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‘It’s a Good Check.’ ‘Real Housewife’ Kandi Burruss Is Still Making Money Off ‘No Scrubs’ and Now Has Her Own Sex Toy Business

Kandi Burruss is so much more than a housewife — she’s a bona fide businesswoman.

Sure, she’s in her 10th season as cast member on the ever-dramatic Bravo show Real Housewives of Atlanta. But she’s also a Grammy winner who co-wrote the TLC girl power anthem “No Scrubs.” She runs a sex toy company, a boutique and a unisex children’s lifestyle brand. She has 5.8 million Instagram followers. Last year, she went on a reunion tour with her band, Xscape; earlier this year, she performed in Chicago on Broadway. In the past two months alone, she opened a new location of her Southern restaurant Old Lady Gang, dropped a single called “Ready for This” — complete with a parental advisory sticker — and hosted a dungeon party.

“What’s the point of having this huge platform if you are not benefiting off of it?” she says about her multifaceted empire.

Burruss sat down with MONEY on a recent trip to New York City. She talked about her childhood spending habits, the royalties she’s earning from Ed Sheeran and why she’s determined to have a better financial strategy than most entertainers.

How did you think about money when you were growing up?

I was a saver as a kid. That was my thing — I always wanted to make sure I had something [stashed away], you know?

My mom used to drive me to the neighborhoods with big fancy houses and stuff. We’d ride around all the time and dream — like, “Oh, one day we’re going to have a house like that.” It’s really crazy to me now that I can afford any of those houses.

Did you make a big purchase with your first paycheck?

[Xscape] signed our first record deal when I was 16. I only got a few thousand dollars, but my mom was like, ‘OK, we’ll put this with my money’ and we purchased the house across the street from where we lived. That was my first investment — with my mom.

After that, I just really wanted to save. As soon as we had our first hit record and we started doing shows, all my other group members went and bought Benzes and different things. But I wanted to see a certain amount of money in my bank account. I remember I was like, “I will not spend a dollar until I can see $ 100,000 in my account.”

[Then] I finally purchased a car. I put some money down on it so that I could establish credit.

What kind of car was it?

It was a BMW 325i. It was blue, and I had painted all my trimming to match. I wanted it to look like the M class, even though it wasn’t. So I just painted it and got the rims that matched it. You couldn’t tell the difference.

You’ve said before that you once got a great money tip from LL Cool J. What was it?

When I was 19, I put a downpayment on my first home [after moving out]. Shortly after that, our group went on tour with LL Cool J. He gave us advice: Always have at least one house and one car that you own. He was like, “Every time you get a check, put a little bit down on the principal. It doesn’t matter how much — put something. Because then it will cut years off the loan.”

I never really thought about it before then. When I got back home, I looked at my payment statement. I [saw] all the money that went toward interest, and only a little bit every month was going toward the notes. I was like, “OK, he’s onto something.”

When you’re in the entertainment business, it’s very unpredictable. You could be hot right now, and for the next 10 years a person could be making millions of dollars, right? So they start basing their life off of what they’re making at that moment.

But a lot of people are getting 30-year mortgages, 15-year mortgages. Fifteen years from now, you may not be poppin’ like that no more. In 30 years, you definitely will not. How often are people hot for that long? If you don’t set yourself up, you will just find yourself in a position of a lot of other entertainers we see: going bankrupt, losing their homes, not being able to afford their lifestyle. If you set yourself up in the beginning, later on down the line you’ll be better off.

And now you have several diverse income streams.

It was intentional. I wanted to have businesses outside of music that were still poppin’.

I had a friend who had clothing stores that were successful, so I kept bugging her about partnering up to do TAGS [Boutique]. Before that, I managed other artists. Later on, [for] Bedroom Kandi… I partnered up with a company that had a toy that could vibrate to music. I was like, “I do music, and I want adult products — heeey!” Now it’s a whole line. We’ve moved into bath and body products and makeup.

How do you leverage Real Housewives of Atlanta to make money?

When you’re first starting on reality TV, they’re not really trying to pay you much. I was like, “It’s not like I need them to be popular. I’ve already been on TV and in music before.” I didn’t think it was going to do anything for my career. I did it on a fluke.

I gained a lot of fans that year, but my thoughts were [that] the money has to match my popularity. I had to make it bigger than the show.

So I was like, “OK, every year when they see me on the show, they will see me accomplish something.” It’s my timeline. If I speak anything on that show and say it’s something I want to do, it is a rule of thumb for me and my team — it has to happen. I am going to be a person of my word. You know how you joke about a lot of reality stars — they’re always talking about something and you never see the product? I won’t be that girl. I don’t get a kick out of just arguing with people all day. That doesn’t do me any good. You have to find other ways to make it make sense for you.

Are you still getting a lot of money from “No Scrubs”?

Uh, yeah. Ed Sheeran used “No Scrubs” in his song [“Shape of You”], so we now are co-writers on his song. Because you can’t just use somebody’s song — it doesn’t work like that. So basically he uses our song, we got a percentage of his. It ended up getting awards; it was huge. It was like the most streamed song. There are some nice royalties.

Besides that, I constantly get royalties off my old songs. “No Scrubs,” [Destiny’s Child’s] “Bills, Bills, Bills” — people still play them a lot in movies, television, and I get license fees. It’s a good check every year.

You recently threw a star-studded dungeon party with tickets starting at $ 35, and it sold out in four days. Are there more coming?

We plan on taking it on tour. Right now we are researching venues and cities. Hopefully we can do that in early 2019.

[Also,] we’re going to get another restaurant, which is not going to be just Old Lady Gang, it’s going to be different. I haven’t told anybody.

Are you passing any money lessons onto your kids?

I need to do a better job of passing it on, because my daughter is spending way too much money right now. Before she was driving, Uber was connected to my credit card; UberEATS was connected to my credit card. She was randomly ordering stuff everyday. I put a little bit of money in her account, and one day she was down to a dollar. I was like, “Girl, you can’t do that.”

This interview has been edited and condensed.


Entertainment – TIME

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Topshop Black Friday deals so good you won’t be able to resist

Because we all need our Toppers fix

topshop black friday

With black Friday 2018 is fast approaching we are going to curate the best Topshop black Friday  deals! Topshop is always a winner when it comes to shopping the high street, especially thanks to its cool collaborations with the likes of Kate Moss and Beyoncé.

Unfortunately, it’s all too easy to get carried away and spend a small fortune on a whole new wardrobe (who needs savings, right?). However Black Friday 2018 is just around the corner, so you will be able to save yourself a few £££ and get your Toppers fix. Bonus.

What is Black Friday?

Black Friday 2018 is almost here, and as ever, we predict it to be the biggest online shopping weekend of the year in the UK. And with just 3 days to navigate those jaw-dropping Black Friday discounts – including the Black Friday clothing sale deals, Black Friday designer deals, Black Friday trainer deals and Black Friday dresses to the Black Friday watches, and Black Friday engagement ring sales – we thought you might need a little help to scour the best Topshop deals.

Topshop Black Friday deals, are they doing it?

Yes, yes, yes. Last year, Topshop had a massive up to 50% off sale across five days, offering various discounts on hundreds of products. Needless to say, you’ll be able to pick up at least one thing in the sale. It’s especially good for the more expensive items like coats and jackets.

Vintage Faux Fur Coat, was £79 now £39

Stripe Sequin Wrap Front Maxi Dress by Club L, Was £75 now £65

Topshop Black Contrast Stitch Straight Leg Jeans, 20% off

topshop black friday

Everybody needs a good pair of black jeans in their closet and these contrast stitched ones are a step up. Heads up, it’s not super obvious from the picture but they are high rise trousers.

Priced at £32, originally £40

Shop now

Topshop PETITE Slogan Fair Isle Jumper, 35% off

topshop black friday

A Fair Isle jumper never goes out of style this time of year and this one is a fun take on the classic, with splashes of neon and French text. Looove.

Priced at £19, originally £29

Shop now

Topshop Black Friday Borg Biker Jacket, 30% off

topshop black friday

The oversized biker has been practically everywhere this winter and we’re particularly feeling this cosy version from Topshop, which is going for 30% off in the Topshop Black Friday sale.

Priced at £45, originally £65

Shop now

Topshop Leopard Long Sleeve Shirt, 20% off

topshop black friday

The animal print trend is still going strong and this simple button is a great way to incorporate it into your outfit, plus still look sophisticated enough for the office.

Priced at £28, originally £35

Shop now

Longline Borg Coat, £76 at Topshop

topshop black friday

We stan a long fuzzy winter coat and this one’s the ultimate teddy bear coat. There’s also a dreamy colour-blocked version if you want to keep things interesting.

Shop now

BINGO Western Boots, £76 at Topshop

topshop black friday

We’ve got a little obsession with cowboy boots at the moment and we’re not the only ones. These white beauties come with a Western buckle detail and would look super cute paired with a long skirt or over some skinny black jeans.

Shop now

PETITE Leopard Faux Fur Coat, £45 at Topshop

topshop black friday

This sophisticated coat is bang on the animal print trend this season. We’re loving the more more muted pale shade and pink collar, plus it’s a great dupe for that gorgeous £700+ Shrimps coat we’ve had our eye on forever.

Priced at £45, originally £69

Shop now

Autumn Floral Print Midi Skater Dress, £49 at Topshop

topshop black friday

We’re super into dark florals this season and this is one of our favourites, with a pleated skirt and solid black collar.

Shop now

Monochrome Colour Block Jacket by Topshop SNO, £79.20

topshop black friday

Time to upgrade your ratty old ski jacket? This utterly sleek and stylish one from Topshop is a great shout, plus there’s some other Topshop SNO gear on sale if you want the full set.

Priced at £79.20, originally priced at £99

Shop now

Black Friday Topshop deals on dresses

Just because winter is coming (yes yes, GoT reference, lol), doesn’t mean you have to ditch the dresses just yet, especially with party season round the corner. Whether you’re after a checked number, a knitted dress or a sequin or embellished party dress, here are the best Black Friday Topshop dress deals.

Shop Now

Black Friday Topshop deals on coats

It’s always worth investing in a new coat, especially as it’s difficult to get a good quality one for less than £100. A camel duster coat will never go out of style, but if you want something a little more on trend, try investing in an oversized red coat or a checked number, which is the trend of the season. Shop the best Black Friday Topshop coat deals below.

Shop Now

Black Friday Topshop deals on jeans

Topshop is a go-to destination for jeans, in fact, did you know one pair is sold every 10 seconds in store? Mind-blowing. It’s great for classic shapes like skinny jeans and boyfriend jeans, but you’ll also be able to get your hands on trendier styles, like embroidered denim and prints. Here are the best Black Friday Topshop jean deals.

Shop Now 

Black Friday Topshop deals on shoes

Topshop shoes are always super on trend, so it’s a great place to go if you want to update your wardrobe with something current, whether that’s a pair of colourful heels or cool fashion trainers. Again, Black Friday is a great opportunity to invest in the big ticket items you’d usually have to save up a bit for, namely boots. This season is all about sock boots or over the knee styles, so make sure you shop our edit of the best Black Friday Topshop shoe deals below.

Shop Now

Topshop black Friday  deals on maternity wear

If you want to find stylish maternity wear that doesn’t cost the earth, Topshop has a great offering of basics like jeans and t-shirts and trendier styles. We all remember that polka dot dress Kate Middleton wore during her pregnancy, and if it’s good enough for Kate… Shop our edit of the best Black Friday Topshop maternity deals below.

Shop Now

Topshop black Friday  deals on bags

Whether you’re after a clutch bag for a wedding, a leather handbag or a weekend, you’ll find something to suit every taste on the shelves.

Some of the below handbags are half price too, so now’s your chance to treat yourself. Shop the best Black Friday Topshop bag deals below.

Shop Now

Will there be Black Friday Topshop deals in store too?

The up to 50% off sale will also be in store too, but it’s worth noting that Toppers is offering free delivery during Black Friday, so if the crowds get a bit much, know you can shop from your sofa too.

The post Topshop Black Friday deals so good you won’t be able to resist appeared first on Marie Claire.

Marie Claire

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Social media is affecting the way we view our bodies — and not in a good way

Young women who actively engage with social media images of friends who they think are more attractive than themselves report feeling worse about their own appearance afterward, a new study shows. It’s no secret that social media can blur the lines on what’s real and what’s fantasy, but new research now shows how young women interact with images online can affect how they feel about their own bodies.
Child Development News — ScienceDaily

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Why the border wall might not be such a good idea

Dear John: Ever play King of the Mountain? If you’re really strong, you can ward off challengers for a long time, maybe forever if there’s never a superior force. Walls are just like that. At the very least, they really slow things down. If necessary, they give the defenders time to reinforce the area. Plus,…
Business | New York Post

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Trump says ‘good time’ for a government shutdown if no money for border wall

President Donald Trump told reporters at the White House Saturday that this would be a “good time” for a government shutdown if he doesn’t get funding from Congress for his border wall.


CNN.com – RSS Channel – Politics

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Homebuilder stocks are getting crushed, but one analyst says the chart looks so bad — it’s good

While some investors are avoiding homebuilders amid rising interest rates that traditionally serve as a headwind for the economically sensitive group of stocks, others say evidence is mounting for a bounce.
Real Estate

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Kaiser Permanente Helps Oakland International Airport Passengers Reduce Stress and Maintain Good Mental Health

OAKLAND, Calif. — Kaiser Permanente, the nation’s largest integrated health care system, has introduced some practical and whimsical ways for passengers departing Terminal 2 at the Oakland International Airport to reduce the stress of air travel and encourage them to stay healthy this busy holiday travel season and beyond. This effort is part of nonprofit Kaiser Permanente’s commitment to the total health of body, mind and spirit of the communities it serves.

Portions of the security checkpoint at OAK Terminal 2 have been transformed to depict some of the most soothing aspects of nature, including the sights and sounds of a California redwood forest, a blue sky filled with clouds, and a 1,500-square foot “living wall” filled with plants that act as natural air filters.

“Our work with the Port of Oakland is a natural extension of our mission to improve the health of the communities we serve,” said Janet Liang, president, Kaiser Permanente Northern California. “We understand people have an opportunity to experience good health habits where they live, work, play and in this case, travel. Our airport expression is another example of our commitment to creating positive environments throughout the Bay Area community Kaiser Permanente has called home for almost 75 years.”

The new features at OAK Terminal 2 include:

Living wall of plants with a sign that reads 'thrive - Kaiser Permanente'

Kaiser Permanente has installed a massive living wall at the Oakland International Airport that cleans the air naturally and helps reduce the stress of air travel for passengers.

The living wall: Taking up the entire west wall of the security checkpoint area, the wall contains 34 unique plant species, including 13 that, according to a NASA study, help clean indoor air naturally and improve the ambient environment. 

Bringing the outdoors in: Travelers are greeted by large white clouds suspended from the checkpoint and atrium ceiling. Soothing sounds of nature can be heard from speakers strategically placed near the checkpoint area. Messages on panels throughout the checkpoint encourage passengers to “breathe in,” “relax” and “thrive.”

H2O to go: Passengers will be able to refill their reusable bottles at new hydration stations, installed just past the security checkpoint. The stations dispense premium purified drinking water to help keep passengers hydrated before and during their flight.

These elements are all aimed at alleviating the anxiety, frustration and fear commonly felt by travelers, and they are part of a much broader effort by Kaiser Permanente to improve mental health and wellness in the communities it serves. This larger effort includes, but is not limited to, the Find Your Words public service campaign to de-stigmatize depression and Kaiser Pe