US trade deficit reached 10-year high in October

Newsy

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

2 high blood pressure medications added to recall of heart drug

Patients were advised to continue the medication and reach out to their doctor.
ABC News: Health

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

US weekly jobless claims rise to a more than 4-month high

The number of Americans filing applications for jobless benefits rose to more than a four-month high last week, but the underlying trend remained consistent with a tightening labor market.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Cannabis company’s stock wasn’t so high on first trading day

Acreage Holdings, the cannabis company that touts ex-House Speaker John Boehner as a high-profile board member, didn’t fire up on its first day of trading. In fact, the pot company’s first day of trading in Canada, where marijuana-equity speculating is becoming a popular sport, was decidedly meh. Acreage shares added 2.5 percent on its debut,…
Business | New York Post

SPECIAL DISCOUNT UPDATE:

High school e-cigarette use has jumped nearly 80%. Now, the FDA wants new regulations

Vaping increased nearly 80% among high schoolers and 50% among middle schoolers since last year, prompting the US Food and Drug Administration to propose new measures against flavored nicotine products that have propelled the rise, the agency announced Thursday.


CNN.com – RSS Channel – Health

BEST DEAL UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Low vs. Mid Vs. High Rise Pants: Choosing Your Best Fit

Like lapel width, the rise on a pair of pants is one of those things that go in and out, or rather, up and down, over the decades. But what exactly is it?

When you buy a pair of pants, do you look for the rise? If you are new to the finer points of men’s garments, the rise may not be your first consideration. So, in this article, let’s hike up our pants and address what trouser rise means and what sort of rise is best for you.

Cary Grant in The Red List wearing spectators and full cut trousers

A young Cary Grant in The Red List wearing spectators and full cut trousers that sit on the natural waistline

What is Trouser Rise?

Trouser rise is measured as the distance from the front waistband between the legs to the back waistband.  This may be generically referred to as the “crotch.” Low rise pants have a smaller measurement and sit lower on the torso while higher rise pants have a higher measurement and sit higher on the torso.

This may be in the range from 7-13 inches depending on the size of the pants (smaller sizes have lower rise height).  The waistband of low-rise pants rests at the hip bones, mid-rise between the navel and hip, and high rise at the natural waistline (close to the belly button or directly on it).

Mottled, fainted red jacket with green knit vest - too short, and rise of pants too low

These low rise pants elongate the torso and make the jacket appear very short

To remember this easily, keep in mind the two reference points of hips (low rise) vs. belly button (high rise). Rise height matters because the amount of fabric in this area dictates how long your legs and your torso are perceived to be. A higher rise makes your legs look longer, while a low rise elongates your upper body. As we’ll discuss later, this will factor in what sort of pants rise you choose.

Ethan Wong wearing high-rise trousers

A mid-rise trouser rise at left–not too high, not too low. Photo by @sebastianmcfox

Pants Rise and Fashion

As mentioned in our introduction, pants rise is heavily impacted by fashion. High-rise also referred to as “long-rise” or “high-waisted,” pants have had a bad reputation for several decades because they are associated with either out-of-touch granddads or young nerds with their pants hiked up to their chests.

Steve Urkel in high-rise pants

Steve Urkel’s high-rise pants defined his nerdiness – if he’d just worn a jacket, lengthened his hem and worn some real socks, this would have been a totally different look

High-rise trousers are colloquially referred to as “old man pants” and were worn by the likes of Steve Urkel on Family Matters and Martin Short’s character Ed Grimley on Saturday Night Live. Of course, these are either intended for comedic effect or illustrate simply that the majority of people don’t think about how to dress well.

Look at the grey suit - beautiful lapels, high waisted trousers, boutonniere and pocket square plus collar pin - stunning from Night After Night

These high waisted trousers in Night After Night were du rigeur in 1932 – just look at how long they make the star’s legs look!

Some older men may recall that “back in the day,” high-rise trousers were the standard, and this is true. If you look at illustrations in Apparel Arts or vintage advertisements, you’ll see high-rise trousers, also with wider legs, so quite the opposite of the skinny and low fits promoted in today’s fashions.

Viennese Suit Styles

The style of the 1930’s was dominated by high-rise trousers with a longer, wider leg

The changeover to a lower rise is only a recent development. Ironically, along with a move to casualization, lower-rise pants are at the opposite extreme on the continuum, sometimes lying below the hip bones, or in the case of streetwear down toward the buttocks.

As with most things in life, it’s best to avoid the extremes. If you choose a mid-height rise, you can be assured that what you wear from the waist down will have enduring value. However, the middle of the pack can be boring too, so there are other factors to consider.

What Rise Should You Choose?

Navy pants with inward pleats worn with suspenders for a smooth look

Sven Raphael Schneider often opts for higher-rise pants because they drape nicely over fuller thighs

Consider Your Body Type

The first consideration in choosing trouser rise is your body proportions. Because there’s more fabric in the rise of high-waisted pants, they create the impression that your lower body, and especially your legs, are longer. On the other hand, low-rise pants make your upper body appear longer because your pants only start at your hips.

So, if you have a long upper body, high-rise pants will counterbalance that and make you look more proportional. On the other hand, if you are short waisted, a lower rise should be your choice to make your upper body appear longer.  Of course, if you wear a suit jacket or sport coat and keep it buttoned when you walk around, these differences will matter less.

High-Rise Pants Elongate the Legs

Jan (@mrjantleman) of the Armoury Hong Kong showing how high-waisted trousers can elongate your legs and balance your torso and lower body.

Similar to pleats, a high rise can make your more comfortable if you carry weight in your abdomen. Often high-rise pants will also be pleated. As a side benefit, a higher waistline also helps disguise your belly.

If you wear low-rise pants, even some holiday overindulgence at the dinner table will give you an overhang or muffin top above your waistband. This makes the tucked-in bottom of your shirt look sloppy in turn, and if you wear a knitted sweater or vest, this in combination with lower-rise trousers will visually emphasize your gut.

Spezzato Suit Jacket and Matching Vest with Contrasting Yellow Pants and Brown Oxfords

Sven Raphael Schneider wearing bespoke mustard yellow high-rise pants

Higher-rise pants are therefore more flattering under these several conditions. When sizing, be aware that if your waist measurement is a certain size but you have a belly, you may need to have high-rise pants let out at the waist because it sits up where your stomach is and not at your hips.

Ethan Newton with Higher-Rise Pants

Ethan Newton of Brycelands in Beijing demonstrating how high-rise trousers can be flattering to different body types; note the pleats as well

The shape of your body also tends to change with your number of years, and pants rise is also a part of dressing appropriately to your age. While younger men have a wider range of possibilities when considering rise, an older man wearing low-rise pants risks looking like he is trying to recapture his lost youth. However, for younger men too, low rise will maintain a perception of youthfulness, but a strong motive for wearing tailoring and classic menswear is to avoid dressing like a boy.

An off-white suit

Low rise pants are a distinctly youthful look

Usually, this means not wearing flip-flops, a t-shirt and a backward baseball cap as your day-to-day outfit, but to be perfectly frank, a moderately high waist gives you a more mature appearance than pants that hang off your hips.

Check How the Pants Fit

Your decision then goes to which is more comfortable for you. When you try on a pair of pants, if the waistband is level and you feel like the crotch is bunching up or confining you, you may need a higher rise. On the other hand, if it looks like there’s excess fabric in the rise and the material is hanging down, you need a lower rise. On the internet, you can find some old tailor’s formulas for calculating the optimal rise for you based on taking your usual pants waist size, dividing by 52 and then multiplying by 18. So, if you have a 34 waist, you would calculate 34/52 x 18, giving you a rise of 11.8.” This seems about right, but try the formula for yourself.

 

Clark Gable wearing high-rise trousers

Clark Gable wearing high-rise trousers

Consider the Aesthetics of Your Look

Other aesthetic considerations come into play when choosing rise height. Note as well that high rise trousers usually will help keep your shirt tucked in as a whole simply because the shirt has a long way to rise out above the waistband. With lower-rise pants, simply moving around, bending and getting up will force you to re-tuck your shirt throughout the day.

Keep in mind that because your waistband is higher your tie will either have to be quite short to keep it just touching your waistband. Though the image of Oliver Hardy has some comic intent, such short ties were more common with the high-rise trousers of the time. Otherwise, you’d need to tuck your tie into your waistband or wear it sprezzatura style with the blades hanging below the waistband. The trick to pulling this off is to make it obvious that it is intentional.

If you like looking fashionable and contemporary, a low rise–in a slim fit, along with a fitted suit jacket or blazer–will be your choice. However, if you prefer a traditional, even vintage, look, opt for a higher rise. That’s the way men during the Golden Age of menswear wore them, and they knew what they were doing in creating a clean, uninterrupted transition from the jacket to the pants.

Sam Smith and unknown - velvet green dinner jackets are nice but sockless tassel loafers are not for black tie events

Green velvet dinner jackets are elegant, but only when paired with pants high enough not to show the shirt under the buttoning point

There should never be a small triangle of shirt showing below the buttoning point of your jacket when you have it closed as this disrupts the flow of your look. If your trouser rise is too low, that bit of shirt will certainly be visible where the quarters (front skirt) of your jacket begin to separate. You can disguise this gap with your tie, which is a little better though technically still incorrect form, but the best solution is a higher waistline; some mid-rise pants will be high enough.

Fabio Attanasio Lower Rise Pants

With lower rise pants, your shirt will be visible below the buttoning point. Photo of Fabio Attanasio via The Bespoke Dudes.

Gents from the first half of the 20th century also knew high-waisted pants look best if you are wearing a suit jacket, blazer or sport coat, especially closed. If you open your jacket, high-waisted pants risk making your chest look concave or sunken and also shortens your torso. Even the Swedish sartorial icon Andreas Weinås looks better with his jacket closed when wearing high-rise trousers.

Closed and Open Jackets with High-Rise Trousers

A closed jacket tends to look better (more proportional) with the jacket closed

Where to Buy Mid- and High-Rise Trousers

So, ultimately, in most cases, it’s better to go with a mid- to high rise. That’s why many gents who try a higher rise say they’ll never go back to something lower. We certainly would welcome a return of popularity for the more traditional high rise on dress pants!

High Rise Pants are Rarely Available Off the Rack

In fact, it’s virtually impossible. The trend for lower rise pants, despite the fact that they are flattering for so few, means you’re less likely to find high-rise pants because they won’t appeal to a broad clientele. One possibility is to try small menswear boutiques and haberdashers. Berg & Berg, for example, only sell higher rise trousers, but the selection is fairly small.

Mid-Rise Pants, However, Are Much Easier to Find (Just Avoid Fast Fashion)

On the other hand, it’s much easier to find mid-rise pants from brands that lean classic, such as Ralph Lauren. They list the height of the rise in the “details” section of their product listings. Many of their OTR models are mid-rise, even though they aren’t advertised as such. In general, pleated pants require a higher rise to drape properly, so that feature is an indication the rise might be higher than average.

Avoid fast fashion brands entirely; they are simply too trend focused to offer mid- or high-rise pants.

Order High Rise Pants Bespoke or MTR

Button closures on a pair of pants

Multiple button closures on a pair of custom Luxire trousers

A better option, though often more expensive, is to go bespoke or made to measure. Luxire is a name that often comes up when discussing custom trousers. They’ll copy a pair of pants with a rise height you like in any fabric they stock, and they have a lot. The quality is not the highest, but the fits are good.

Buy Pants Large and Tailor Them to Fit

Ethan Wong of Street x Sprezza presents interesting advice for how to get around this shortcoming. He recommends buying pants 1-2 sizes larger than you normally wear and getting the legs tapered and the waist taken in. Bigger sizes will have longer rises by default, and you can will have a larger selection to choose from if you think outside the box this way.

Ethan Wong wearing high-rise trousers

Ethan Wong wearing high-rise trousers

Conclusion

Although many men don’t think much about the rise when buying a pair of pants, those who are true sartorialists understand that it has a tremendous impact on how the trousers fit, how they look and how they feel. Though the current trend is toward lower rises, a medium to high rise usually has more benefits in terms of appearance and comfort. The choice ultimately depends on your body shape and personal taste. So, what sort of rise do you prefer?


Gentleman’s Gazette

MEN FASHION DEAL UPDATE:

Look like a Gentleman, Travel in Style and Enjoy the Best in Men’s Accessories at Hook & Albert. Get 20% Off Your First Order with Coupon Code TAKE20. Shop Now!

Anxiety high in campaign’s final days as voters prepare to render judgment on Trumpism

Tight races across the country are setting the stage for an uncertain — but dramatic — conclusion.
Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

While Training to Defend His Heavyweight Title, Daniel Cormier Moonlights as a High School Coach

Ahead of UFC 230, Daniel Cormier discusses how he balances life as a world-famous fighter and a high school wrestling coach. 

 

Latest News

BEST DEAL UPDATE:

Get the perfect pair of shoes at SKECHERS! Shop the latest casual & performance styles for men, women, and kids now!

Deadline nears for public to buy stock in High Times

The deadline for the public to buy stock in Hightimes Holding under the crowd-sourced IPO is Oct. 31. The company, which owns magazines and Web sites and runs concerts and exhibitions, is hoping that the movement to legalize marijuana will enable the 44-year-old enterprise to catch fire. But it’s been a mixed bag so far….
Media | New York Post

SPECIAL DISCOUNT DEAL:

Best places to eat in NYC when you’re single with high standards

Step away from the sad frozen burrito, says chef Anita Lo. Single people deserve delicious meals, too. “This book will help you remember how to take care of yourself,” Lo writes in “Solo: A Modern Cookbook for a Party of One” (Knopf). Throughout, the acclaimed restaurateur applies her message of scrumptious self-sufficiency to dozens of…
Living | New York Post

SPECIAL SHOE DEAL UPDATE:

Consumer confidence rises to an 18-year high in October

U.S. consumer confidence rose to an 18-year high in October, driven largely a robust labor market, suggesting strong economic growth could persist in the near term.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Ford Motor To Not Reach 8% EBIT Margin Or High Teens ROIC Targets By 2020

Ford Motor Company (F) reaffirmed adjusted EPS guidance for the full-year in the range of $ 1.30 to $ 1.50 and positive cash flow that will be lower than 2017. The company noted that as a result of the higher costs and uncertainty impacting the entire sector, coupled with unexpected deterioration in the current year in the Europe and China business, it will not reach previously announced 8 percent EBIT margin or high teens ROIC targets by 2020.
RTT – Earnings

BEST DEAL UPDATE:

Attending the ‘best’ high school may yield benefits and risks for students

Parents often go to great lengths to ensure that their children attend top schools, surrounded by high-achieving peers who often come from advantaged backgrounds. But data collected from individuals over a span of 50 years suggests that these aspects of selective schools aren’t uniformly beneficial to students’ educational and professional outcomes in the following decades.
K-12 Education News — ScienceDaily

PARENT UPDATE:

Our one-of-a-kind bestselling personalized alphabet book makes learning the ABCs fun, especially when your child sees their face and hears their name throughout their very own book!

Another great sign for the economy: Job openings hit an all-time high in August

Job openings hit a record in August, indicating companies could face more inflationary pressures ahead with a tight labor market. 
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

High society: El Alto, Bolivia, steps into the spotlight

After landing at El Alto, canny travellers don’t go straight to La Paz but soak up the exuberant architecture, culture and women’s projects of Bolivia’s second city

Most travellers never give El Alto a second thought. Bolivia’s second city, home to the highest international airport in South America (and fifth-highest in the world) at 4,061 metres, it is a place visitors fly into before being whisked to La Paz, the de facto capital, 15km away and 421 metres lower.

Yet, El Alto is emerging from the shadow of its neighbour, thanks to its fantastic rebel architecture, new cable car routes, emerging culinary credentials and the trailblazing input of its first female mayor, Soledad Chapetón. It’s also proudly championing the Fighting Cholitas, female wrestlers who perform regularly at its sports centre, called El Multifuncional .

Continue reading…
Travel | The Guardian

TRAVEL DEAL UPDATE:

Medicare Advantage Riding High As New Insurers Flock To Sell To Seniors

Health care experts widely expected the Affordable Care Act to hobble Medicare Advantage, the government-funded private health plans that millions of seniors have chosen as an alternative to original Medicare.

To pay for expanding coverage to the uninsured, the 2010 law cut billions of dollars in federal payments to the plans. Government budget analysts predicted that would lead to a sharp drop in enrollment as insurers reduced benefits, exited states or left the business altogether.

But the dire projections proved wrong.

Since 2010, enrollment in Medicare Advantage has doubled to more than 20 million enrollees, growing from a quarter of Medicare beneficiaries to more than a third.

“The Affordable Care Act did not kill Medicare Advantage, and the program looks poised to continue to grow quite rapidly,” said Bill Frack, managing director with L.E.K. Consulting, which advises health companies.

And as beneficiaries get set to shop for plans during open enrollment — which runs from Monday through Dec. 7 — they will find a greater choice of insurers.

Fourteen new companies have begun selling Medicare Advantage plans for 2019, several more than a typical year, according to a report out Monday from the Kaiser Family Foundation. (KHN is an editorially independent part of the foundation.)

Overall, Medicare beneficiaries can choose from about 3,700 plans for 2019, or 600 more than this year, according to the federal government’s Centers for Medicare & Medicaid Services.

CMS expects Medicare Advantage enrollment to jump to nearly 23 million people in 2019, a 12 percent increase. Enrollees shopping for new plans this fall will likely find lower or no premiums and improved benefits, CMS officials say.

With about 10,000 baby boomers aging into Medicare range each day, the general view of the insurance industry, said Robert Berenson, a Medicare expert with the nonpartisan Urban Institute, “is that their future is Medicare and it’s crazy not to pursue Medicare enrollees more actively.”

Bright Health, Clover Health and Devoted Health, all for-profit companies, began offering Medicare Advantage plans for 2018 or will do so for 2019.

Mutual of Omaha, a company owned by its policyholders, is also moving into Medicare Advantage for the first time in two decades, providing plans in San Antonio and Cincinnati.

Some nonprofit hospitals are offering Medicare plans for the first time too, such as the BayCare Health system in the Tampa, Fla., area.

While Medicare beneficiaries in most counties have a choice of several plans, enrollment for years had been consolidated into several for-profit companies, primarily UnitedHealthcare, Humana and Aetna, which have accumulated just under half the national enrollment.

These insurance giants are also expanding into new markets for next year. Humana in 2019 will offer its Medicare HMO in 97 new counties in 14 states. UnitedHealthcare is moving into 130 new counties in 13 states, including for the first time Minnesota, its headquarters for the past four decades.

Extra Benefits

Seniors have long been attracted to Advantage plans because they often include benefits not available with government-run Medicare, such as vision and dental coverage. Many private plans save seniors money because their premiums, deductibles and other patient cost sharing are lower than what beneficiaries pay with original Medicare. But there is a trade-off: The private plans usually require seniors to use a restricted network of doctors and hospitals.

The federal government pays the plans to provide coverage for beneficiaries. When drafting the ACA, Democratic lawmakers targeted the Medicare Advantage plans because studies had shown that enrollees in the private plans cost the government 14 percent more than people in the original program.

Medicare plans weathered the billions in funding cuts in part by qualifying for new federal bonus payments available to those that score a “4” or better on a five-notch scale of quality and customer satisfaction.

Health plans also gained extra revenue by identifying illnesses and health risks of members that would entitle the companies to federal “risk-adjustment” payments. That has provided hundreds of billions in extra dollars to Medicare plans, though congressional analysts and federal investigators have raised concerns about insurers exaggerating how sick their members are.

A study last year found that those risk adjustments could add more than $ 200 billion to the cost of Medicare Advantage plans in the next decade, despite no change in enrollees’ health.

For-profit Medicare Advantage insurers made a 5 percent profit margin in 2016 — twice the average of Medicare plans overall, according to the Medicare Payment Advisory Commission, which reports to Congress. That’s slightly better than the health insurance industry’s overall 4 percent margin reported by Standard & Poor’s.

Those profit margins could expand. The Trump administration boosted payments to Medicare Advantage plans by 3.4 percent for 2019, 0.45 percentage points higher than the 2018 increase.

Betsy Seals, chief consulting officer for Gorman Health Group, a Washington company that advises Medicare Advantage plans, said many health plans hesitated to enter that market or expand after President Donald Trump was elected because they weren’t sure the new administration would support the program. But such concerns were erased with the announcement on 2019 reimbursement rates.

“The administration’s support of the Medicare Advantage program is clear,” Seals said. “We have seen the downstream impact of this support with new entrants to the market — a trend we expect to see continue.”

Getting Consumers To Switch

Since the 1960s, Mutual of Omaha has sold Medicare Supplement policies — coverage to help beneficiaries in government-run Medicare pay the portion of costs that program doesn’t pick up. But the company only briefly entered the Medicare Advantage business once — in its home state of Nebraska in the 1990s.

“In the past 10 or 20 years it never seemed quite the right time,” said Amber Rinehart, a senior vice president for the insurer. “The main hindrance was around the political environment and funding for Medicare Advantage.”

Yet after watching Medicare Advantage enrollment soar and government funding increase, the insurer has decided now is the time to act. “We have seen a lot more stability of funding and the political tailwinds are there,” she said.

One challenge for the new insurers will be attracting members from existing companies since beneficiaries tend to stick with the same insurer for many years.

Vivek Garipalli, CEO of Clover Health, said his San Francisco-based company hopes to gain members by offering low-cost plans with a large choice of hospitals and doctors and allowing members to see specialists in its network without prior approval from their primary care doctor. The company is also focused on appealing to blacks and Hispanics who have been less likely to join Medicare Advantage.

“We see a lot of opportunity in markets where there are underserved populations,” Garipalli said.

Clover has received funding from Alphabet Inc., the parent company of Google. Clover sold Medicare plans in New Jersey last year and is expanding for 2019 into El Paso, Texas; Nashville, Tenn.; and Savannah, Ga.

Newton, Mass.-based Devoted Health is moving into Medicare Advantage with plans in South Florida and Central Florida. Minneapolis-based BrightHealth is expanding into several new markets including Phoenix, Nashville, Cincinnati and New York City.

BayCare, based in Clearwater, Fla., is offering a Medicare plan for the first time in 2019.

“We think there is enough market share to be had and we are not afraid to compete,” said Jim Beermann, vice president of insurance strategy for BayCare.

Hospitals are attracted to the Medicare business because it gives them access to more of premium dollars directed to health costs, said Frack of L.E.K. Consulting. “You control more of your destiny,” he added.

Kaiser Health News

BEST DEAL UPDATE:

Consumer sentiment falls shy of expectations, but confidence in economic policy is at a 15-year high

Consumer sentiment in October fell just short of expectations on Friday.
Economy

ECONOMY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

86 Online Sales to Help End Your Week on a High Note

Congrats on making it through another busy week! We all honestly deserve a medal for making it to Friday, but a very full glass of red wine and some retail therapy will suffice. So start pouring and treat yourself to the 86 online sales below — maybe you’ll even pick up a cool western-inspired fall …

Continue reading

Fashionista

BEST DISCOUNT UPDATE:

‘The Man In The High Castle’ Cast On Season 3 Secrets, Filming Season 4 & More (FULL) | PeopleTV

PeopleTV

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Black Women Face High Risk, Dangers And Death Rates With Breast Cancer

Breast Cancer Awareness Month in October presents another opportunity to spread information about the disease and how it affects Black women. The disease is responsible for a high death rate in women of color, according to the Centers for Disease Control and Prevention.

Black women are 40 percent more likely to die from breast cancer despite doctors diagnosing the disease in African-American and white women at about the same rate, the CDC reported. Also, Black women are more often found to have triple-negative breast cancer, an aggressive type that frequently returns after treatment.

Age is also a big factor: breast cancer incidence rates were higher among African-American women younger than 60 years old but lower among those who are 60 or older.

One reason for this statistic could be that medical professionals tend to find this cancer at an earlier stage in white women.  Also, Black women may have inadequate medical care, including limited access to cancer screening technology.

Doctors encourage women, especially those at high risk due to a family history or having BRCA1 or BRCA2 genes, to get out ahead of the disease. Early detection measures such as mammograms and screenings are strongly recommended. Women can visit local hospitals that offer low-cost mammograms or call their local American Cancer Society chapter for help with screenings or doctor referrals.

In addition, researchers continue to look into why some women are more susceptible to triple-negative breast cancer, in order to find better treatment options.

Women can also choose a healthier lifestyle for a better chance of lowering risks for the disease. BreastCancer.org recommends exercise, a nutritious diet and avoiding smoking and alcohol as important in the battle against breast cancer — one that many women can win regardless of race.

Many women are speaking out to spread awareness about breast cancer and helping women to fight it. Serena Williams posted a powerful message about the disease recently.

Instagram Photo

[ione_media_gallery id=”51652″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

Life & Style – Black America Web

BEST DEAL UPDATE: