U.S. youth suicides more prevalent in states with higher gun ownership, study finds

A new study finds that states with higher levels of household gun ownership also have higher overall youth suicide rates, with every 10 percentage-point increase in household gun ownership associated with a 26.9 percent increase in the youth suicide rate.
Teen Health News — ScienceDaily

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Major Averages Close Higher After Recovering From Initial Drop – U.S. Commentary

After recovering from an initial move to the downside, stocks fluctuated over the course of the first trading day of 2019 on Wednesday. The major averages spent the afternoon bouncing back and forth across the unchanged line.
RTT – Top Story

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Higher Health Insurance Costs for Small Businesses Coming in 2019?

A recent ruling by a Texas federal judge insisting the Affordable Care Act (ACA)—otherwise known as Obamacare—is unconstitutional is potentially bad news for millions of small businesses, the national advocacy group Small Business Majority maintains. U.S. District Judge Reed O’Connor agreed with an alliance of 20 states that a change in tax law last year eliminating a penalty for not having health insurance nullified the overall ACA.

‘Obamacare’ will continue to remain in effect for now. The case could be appealed and possibly reach the U.S. Supreme Court, observers say. They say that process could take months or even years.

The ruling occurred a day before the deadline for Americans to sign up for coverage in the federal insurance exchange created under the ACA. Roughly 11.8 million U.S. consumers enrolled in 2018 healthcare exchange plans, the federal agency Centers for Medicare and Medicaid Services reported.

The ruling has “no impact to current coverage or coverage in a 2019 plan,” Seema Verma, the administrator for the Medicare and Medicaid Services, the federal agency that oversees ACA, tweeted.

Former President Barack Obama posted on Facebook that Obamacare will “likely”  survive the judge’s ruling. He urged people to proceed with open enrollment and get coverage.



President Donald Trump saluted the decision as “great news for America,” boasting that Congress will now create a “great” healthcare plan, though that will likely be difficult if large numbers of the pool of uninsured Americans opt not to pay for insurance.


However, the Small Business Majority says the ruling’s impact could hit entrepreneurs, including black small businesses owners soon.

“While this federal court decision does not change the status of the ACA right now, it injects a degree of uncertainty into the ACA marketplaces that many entrepreneurs depend on for quality, affordable health insurance,” Simon Brown, a spokesman at Small Business Majority, told Black Enterprise.

“That uncertainty could cause consumers to leave the marketplaces, meaning prices could rise for those who continue to buy insurance through ACA marketplaces.”

John Arensmeyer, Small Business Majority founder & CEO, added through the ACA’s individual mandate penalty was previously repealed, its remaining components must be upheld in full because the law is absolutely critical to the success of small businesses, their employees and solo entrepreneurs.

Before Obamacare became law in 2010, the Small Business Majority says small businesses and their employees represented a disproportionate share of uninsured workers, and small business owners paid 18% more on average for coverage than larger companies.

Yet, the growth in small business healthcare costs slowed dramatically since 2010, occurring after regular double-digit gains before the law’s enactment. The law made health insurance more affordable for smaller firms, resulting in many entrepreneurs launching their own businesses.

More than 5.7 million small business employees or self-employed workers are enrolled in the ACA marketplaces, and more than half of all ACA marketplace enrollees nationwide are small business owners, self-employed individuals or small business employees, the Small Business Majority states.

Plus, the advocacy group says the law has enabled most states to expand their Medicaid programs, allowing low-income small business employees and entrepreneurs to obtain health coverage.

Arensmeyer says ending the ACA would be an unmitigated disaster for America’s entrepreneurs.

“For the good of America’s job creators, the constitutionality of the ACA must be upheld, and we hope this decision is immediately appealed.”

 

The post Higher Health Insurance Costs for Small Businesses Coming in 2019? appeared first on Black Enterprise.

Money | Black Enterprise

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Stocks Close Mostly Higher After Significant Late-Day Recovery – U.S. Commentary

Stocks saw considerable weakness throughout much of the trading day on Thursday before staging a substantial recovery late in the session. The major averages skyrocketed off their worst levels of the day and into positive territory.
RTT – Top Story

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Stocks Manage To Close Higher After Another Volatile Day – U.S. Commentary

After failing to sustain an early move to the upside, stocks continued to experience substantial volatility over the course of the trading day on Tuesday. The major averages fluctuated wildly as the day progressed before closing in positive territory.
RTT – Top Story

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African-American mothers rate boys higher for ADHD

African-American children often are reported by parents and teachers to display behaviors of ADHD at a higher rate than children from other racial and ethnic groups. For the first time, researchers have found that African-American mothers in a study rated boys as displaying more frequent ADHD symptoms than Caucasian mothers did, regardless of child race.
Child Development News — ScienceDaily

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Stocks to crawl higher in 2019, about right for a slowing economy, RBC predicts

Investors should expect U.S. stocks to inch higher next year as economic growth moderates and the effects of the Trump tax cuts dwindle, according to RBC Capital Markets.
Top News & Analysis

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Trade tariffs, higher interest rates are slowing global economic growth, OECD says

Amid prolonged trade disputes and rising interest rates, the global economy will continue to slow down next year, according to the OECD's latest forecasts. But the Paris-based group doesn't see a recession on the horizon. 
World News & Analysis

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Washington’s Chelan County PUD Plans Higher Electricity Costs For Crypto Mining

A rural Washington County Public Utility District, or PUD has proposed higher electricity costs for cryptocurrency miners, according to Central Washington radio station KPQ. The Chelan County PUD in north-central Washington has proposed a new electricity pricing structure, Schedule 36, for the mining activity, which generally takes enormous power.
RTT – Top Story

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Stocks Rebound From Early Sell-Off To Close Sharply Higher – U.S. Commentary

After extending a recent downward trend early in the session, stocks showed a substantial turnaround over the course of the trading session on Thursday. The major averages bounced well off their lows of the session and firmly into positive territory.
RTT – Top Story

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Asian Markets Mostly Higher Ahead Of U.S. Midterm Elections

Asian stock markets are mostly higher on Tuesday following the mostly positive cues from Wall Street. Nevertheless, investors are cautious as they look ahead to the U.S. midterm elections to be held later in the day, which will decide control of both the House and Senate. Democrats are seen as having a much better chance to claim a majority in the House than in the Senate.
RTT – Top Story

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Stocks Move Sharply Higher On Optimism About Trade Talks – U.S. Commentary

After initially showing a lack of direction, stocks moved sharply higher over the course of the trading session on Thursday. With the gains on the day, the major averages extended the strong upward move seen over the two previous sessions.
RTT – Top Story

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Daimler Q3 Results Weak; Sees Lower EBIT, Higher Revenues & Unit Sales In FY18

Shares of Daimler AG (DDAIF.PK) were gaining around 3 percent in German trading after the automaker on Thursday said it expects slight increase in fiscal 2018 revenues and unit sales. The company is also confident for the fourth quarter with continued high demand.
RTT – Earnings

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States With Legal Marijuana Have a Higher Rate of Car Accidents, Study Says

As more U.S. states legalize marijuana, a debate is growing around whether greater availability of cannabis products is causing an increase in auto accidents. A report Thursday from a highway-safety research group supports the camp that believe the two are linked.

The report, issued by the Insurance Institute for Highway Safety, said that car accidents reported to police in three states that had legalized marijuana sales–Colorado, Washington, and Oregon–saw 5.2% more accidents than did their neighboring states.

A second study by the group estimated that states that had legalized cannabis saw 6% more insurance collision claims than other states.

In recent years, a number of studies have look at whether legal cannabis is linked to traffic accidents, often reaching different conclusions. Last year, a study in the American Journal of Public Health looked at traffic fatalities in Colorado and Washington to find that there was “no significant association” between pot legalization and higher fatalities.

A study published in JAMA Internal Medicine in April, however, recorded an increase in car crashes over the past quarter century on April 20, a day when cannabis enthusiasts celebrate the drug. A 2015 study by the National Highway Traffic Safety Administration “did not show a significant increase in levels of crash risk” with pot use when adjusted for demographics like age and gender.

Separately, the National Transportation Safety Board announced Wednesday its ruling on a bus crash that killed 13 people in Texas last March. The driver of a pick-up truck that collided with the bus was under the influence of marijuana and a prescription sedative, the NTSB said.

Fortune

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Asian Markets Mostly Higher With Modest Gains

Asian stock markets are mostly higher on Tuesday with markets attempting a rebound after recording losses in the previous session, despite the weak cues overnight from Wall Street. Nevertheless, gains are modest in most markets amid worries about higher oil prices following rising tensions between Saudi Arabia and the West over the disappearance of prominent Saudi journalist Jamal Khashoggi.
RTT – Top Story

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The 2020 race kicks into a higher gear — even before the 2018 midterms are over

The weekend brought a flurry of activity from potential Democratic presidential candidates, as well as fresh attacks on several of them by President Trump.
Politics

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