How Eli Lilly’s new generic insulin could impact prices across the market

The list price is $ 137.35 per vial.
ABC News: Health

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Researchers investigate the impact of the statewide opioid crisis on teachers

Researchers have evaluated the impact of the opioid crisis in classrooms across the Mountain State through a survey of 2,205 teachers in 49 counties.
K-12 Education News — ScienceDaily

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Blame It On The Alcohol: How Drinking Ads Impact Young People

Binge drinking and booze – this is the stuff those poisonous hip-hop videos are made up of. These and so many alcohol advertisements Black youth are exposed to have a pervasive effect on them. A recent report compiled by the John Hopkins Bloomberg School of Public Health has shed some new light on the subject.

An excerpt of the report reads that youth from the African-American community are known to receive substantial pressure from alcohol advertisement in magazines and other forms of media. This is due to two reasons: brands that are targeting the youth have more capital for advertisement as opposed to other companies and they have higher control over media.

While this report went ahead to prove their hypothesis, there are also studies out there that signify that the Caucasian counterparts of the Black society are more likely to be affected by alcohol adverts. These studies have cited reasons such as religion, social norms, and poverty.

The African-American culture has a more conservative view when it comes to drinking and this level of conservativeness is missing from other cultures in the United States. Even an Assistant Professor at the University of Pittsburgh was quoted in this research supporting this societal perception of the Black community. She said that Black children generally have a stronger feeling of retention because their parents mostly disapprove of drinking as opposed to European and American parents.

Insiders from the alcohol Industry have completely refuted the claims in both the above mentioned reports. Frank Coleman, who is the Senior Vice President of the United States Distilled Spirits Council, simply told NBC that the spirits, wine, and beer industry is completely against underage drinking and spends millions every year to fight it.

It has been found by researchers and psychologists that when the individuals from the Black community do drink, there are some repetitive consequences. These include problems in relationships, legal problems, financial problems, and even unemployment. All these problems are seen in the white community as well, but in lesser numbers as opposed to African-Americans.

That being said, we would like the adults to practice responsible drinking habits while keeping an eye out for young drinkers.


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Life & Style – Black America Web

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Understanding the Impact of Solar Energy on Your Utility Bill

Most home improvement projects, including solar panel installation, are started and completed during the spring or fall seasons—when the weather is more comfortable and predictable. As homeowners watch their utility bills steadily rise when the winter months give way to spring, solar paneling for homes becomes especially enticing. In California, for example, electricity usage is about 50 percent higher in the summer than in the winter, according to the LA Times. However, it’s important to note that installing solar panels does not happen overnight. From finding a contractor and evaluating quotes to ordering and waiting for supplies, the project could last weeks—or even months. For the many homeowners looking to power their homes with solar energy or warming up through solar heating to save on utility bills, the first step is beginning the home improvement journey today.

Powering your home with solar energy is a costly, but worthwhile, investment. As you vet and select the best solar energy contractor for your project, be sure you understand the impact solar energy will have on your utility bill.

The Solar Panels Bill: How Much You Can Expect to Save

There is no one-size-fits-all to describe or break down an electric bill with solar panels. Really, what you will save on your utility bill depends on many factors. The best way to get as close an estimate as possible is through the reliable, local, and expert contractor installing solar panels for your home.

Regardless, prepare yourself with important questions and informed expectations for your solar paneling project as you vet contractors. For example, while a little tongue-in-cheek, you could ask a contractor if you might expect a really good month of savings every once in a while that mirrors the astonishing savings a couple in Long Island, New York, experienced last year.

“A year and a half ago, Melanie and John Maiorca’s electric bill topped $ 200 every month. Last month, they paid [the local utility company] a whopping $ 11,” the local newspaper Newsday reported. And while that amount was uncommon (even newsworthy, in fact), average savings were sizable. The Maiorcas told Newsday their post-solar-panels electricity bill is “$ 80 less a month.”

Interestingly, that figure correlates with California’s savings projections for its upcoming requirement that homes built after January 2020 be equipped with solar panels.

“California projects the new initiative will save consumers about $ 80 on monthly heating, cooling and lighting bills,” according to CNBC. That figure is based on a 30-year mortgage and so the average figure is spread over time, which is how massive savings are calculated when accounting for solar paneling for homes. One reason is the system itself, which is an initially high-price investment, as significant home improvements often are. And even that number has dropped drastically in recent years.

Where the Market of Solar Panels and Electricity Bills Intersect

Today’s solar energy market has contractors stepping up their game to compete in an increasingly saturated arena. For example, consider the 10 states CNBC deemed to be “leading the way in solar.” Each of them has seen a 47 percent drop in solar panel installation prices over the last five years, according to the Solar Energy Industries Association. Learn more about solar panel installation in those states, and find pertinent information to help you save on your solar installation.

Take a look at the 20-year savings detailed in the table below to get an idea of what long-term savings can measure up to.

This data serves as guidance for your journey to home improvement. Use it during your conversation with contractors in your area. Ask for this level of detail in your estimates and if jargon or complex wording seems confusing, ask for clarification. A trusted contractor will be glad for the opportunity to explain what everything means and, more importantly, what it specifically means to you.

When it comes to solar energy, for example, existing financial incentives could further increase the value of that post-solar-panels bill because you’ll hold it against a potentially much lower initial investment.

The Possible (And Massive) Savings of Solar Energy Policy

Chief among the incentives is the Residential Renewable Energy Tax Credit, which applies to up to 30 percent of your installation (that’s hard and soft costs combined). For example, Solar Energy International reports that a typical five-kilowatt solar system installation in September 2018 would drop from $ 15,428 to $ 10,800 after the rebate is applied. While such a discount is tempting, tax incentives apply during tax season—not before. Some contractors agree to take on the full cost during installation and wait for the rebate themselves. Whatever the case, it’s important to have a clear understanding of how this and other incentives will apply to your present and future solar panel system costs—and your electric bill with solar panels.

With all of these figures in mind, be sure to ask your contractor for an individualized assessment your solar roof panels—or ground-mounted solar paneling if that’s a more favorable route to avoid shade where you live. A trustworthy contractor will examine your current utility bill and study the physical properties and opportunities your house presents to best save you money after installing solar panels for your home.

At Modernize, we frequently speak to homeowners about their home improvement projects. In our recent interviews, 90 percent of homeowners requested a checklist to help them find and vet contractors. Modernize now offers homeowners a free, digital Contractor Checklist as a simple, step-by-step guide to assist with your solar panel project. In a sea of noise, our tools can help you navigate so you can save the highest amount of money in the short term and see the highest return on your investment in the long-term with a switch to a solar energy-powered home.

The post Understanding the Impact of Solar Energy on Your Utility Bill appeared first on Modernize.

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MLK Historic Sites Closed Due to the Shutdown; Black America Suffers Its Impact

Today would have been Martin Luther King Jr.’s 90th birthday. On this day, many flock to the Ebenezer Baptist Church where King was a pastor, and to King’s home—both of which are part of a national park in Atlanta honoring the late civil rights leader. However, both are closed today, due to the government shutdown. “’Because of a lapse in federal appropriations, this National Park facility is closed for the safety of visitors and park resources,’ said several signs on the landmarks run by the National Park Service,” reported the Philadelphia Tribune.

Bernice King, MLK’s youngest child, was reportedly upset about the closing.

“I feel a little bit of sadness because our main partner in this area, in this district, is the National Park Service … and they are not here with us today. I didn’t expect to cry over this,” she said according to the Philadelphia Tribune.

The current shutdown just made the dubious distinction of being the longest in the country’s history with the President and Democratic leaders at an impasse over funding for President Trump’s vision of a new wall on the southern border, a structure he says will curtail illegal immigration.

In addition to the closing of the Martin Luther King Jr. National Historical Park in Atlanta, other national parks including the Smithsonian’s National Museum of African American History and Culture, remain shuttered as the shutdown enters its fourth week.

The shutdown is wreaking disastrous economic havoc for families of federal workers who have not received paychecks since it commenced. Black Americans, in particular, are feeling the enormous impact. In an essay for The Root, Jason Johnson writes:

Endemic discrimination in the private sector forces many African Americans to pursue middle-class dreams through working for the federal government. African Americans make up 18 percent of federal employees, and 21 percent of SES (Senior Executive Service) positions compared to being only 8 percent of executive board members across all fortune 500 companies in America.

 

This is especially the case in the DMV (D.C., Maryland and Virginia area) where the bulk of employment is either directly or indirectly associated with the federal government. Everyone here knows all too well that Republican dog whistles about “lazy” federal employees have always been a proxy attack on black Americans in the same way the border wall is a symbolic attack on Latinos.

The Guardian reports that the shutdown is destabilizing the predominantly black Washington DC suburbs and Prince George’s County in Maryland. Those areas have among the highest numbers of middle-class blacks due to the numbers that work for the government.

From The Guardian:

“Around here people’s families work for the government, generationally,” said Kenneth Graves, a federal employee currently on furlough who grew up in Prince George’s.

 

“My mom works for the government. My dad worked for the government,” Graves said. “That’s what we always heard growing up – get a good government job.”

 

Graves, who is black, said he can probably sustain about another month of the shutdown before he depletes the last of his savings. A furloughed Federal Aviation Administration employee, Graves is currently looking for part-time work in hospitality to keep some income coming in, and stay occupied.

 

“We’re all just sitting at home or looking for a part-time position,” Graves said. “It’s really challenging.”

Black furloughed workers are trying to come up with ways to stay financially afloat. In Oxon Hill, Maryland, two sisters—both public sector employees have started selling cheesecakes as a way to bring in much-needed income, reports WJLA:

Two Maryland sisters who are both furloughed from their government jobs have launched a business selling cheesecakes to help pay the bills.

 

Nikki Howard, with the FDA, and sister Jaqi Wright, with DOJ, never imagined the government shutdown would lead them to start a business.

 

Each have husbands they say can’t work due to disabilities, and with bills such as college tuition for Nikki’s daughter piling up, they say they had to do something.

 

“It’s either cry or get up and do something, so we decided to get up and do something,” Nikki said.

Furloughed workers are scrambling to make ends meet. They are turning to food banks, launching GoFundMe campaigns, and some are even forced to ration their medication because they can’t afford the co-payments.

The post MLK Historic Sites Closed Due to the Shutdown; Black America Suffers Its Impact appeared first on Black Enterprise.

Lifestyle | Black Enterprise

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A study analyzes the impact of targeted Facebook advertising on the election

Research has studied the effectiveness of micro-targeted political advertising on social media such as Facebook in the United States. The research concludes that it may have increased the number of Donald Trump voters by ten per cent in the 2016 presidential elections.
Consumer Behavior News — ScienceDaily

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Making Impact with Color

Home staging experts share tips for choosing and working with accent colors in your home.

When creating a bold colored focal wall, you want to paint a wall that either has the main architectural element on it (like a fireplace) or a wall that will have the dominant piece of furniture against it. In this case, we created a stunning navy blue focal wall behind the bed to draw the buyer’s eye while creating high impact and drama. – Heather Cook, www.homestagingdesign.ca

Green is a great color for a space that needs a touch of nature. We used green as our accent color for this 24th floor downtown condo to bring nature up from below and life to the “concrete jungle”. – Laurie Usypchuk, www.lovethishouse.ca

While pillows are hands-down the best accessory for adding color, it’s not up to just one accessory to bring in an accent color. Layers of the accent color in various hues and a variety of accessory choices will pull everything together. My top five accessories for adding color include pillows (and throws), plants and succulents, books, vintage china and food vignettes! – Mary Gordon, www.amaryllishomes.com

When choosing an accent color for staging, I tend to be drawn to blues. Blue pairs well with a neutral palette, is on trend and isn’t too much of a distraction. It evokes feelings of calmness and serenity and it is one of the most popular colors which means it will appeal to the broadest range of potential buyers. – Amanda Shields, www.mintconditionstaging.com

You don’t have to choose a color to make a room pop. You can use different elements and textures to create the perfect balance in a neutral space. In this open concept space, I added drama and texture with a darker shade of gray on the dining chairs to tie in with the iron screen beside the stairs. The wood tones give the space a feeling of warmth while accents in gold and silver add that final pop of color in place of an accent color! – Liliana McInerney, www.upstagebylili.com

The post Making Impact with Color appeared first on Home Trends Magazine.

Home Trends Magazine

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Here’s what research shows about immigration’s impact on an economy

The economics of immigration is a complicated topic, with significant political disagreement about to what extent it affects a country's growth and finances.
Economy

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Invasive tick species could have an even larger impact on the US than first feared

longhorned ticks

Late last month the CDC issued a warning about an invasive species of tick that has begun to spread in the United States. Native to Asia, the ticks are gaining a foothold here in the U.S. and they pose a serious threat to both humans as well as animals like livestock and pets.

First spotted stateside a couple of years ago, the parasite is beginning to spread at an alarming rate, and a new study forecasting its relentless march was published this week in the Journal of Medical Entomology. The bad news is that the a huge portion of the country is perfectly suited to allow the ticks to spread. The good news? Well, there really isn’t any.

Continue reading…

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Invasive tick species could have an even larger impact on the US than first feared originally appeared on BGR.com on Thu, 13 Dec 2018 at 23:06:13 EDT. Please see our terms for use of feeds.


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The powerful impact of real-world learning experiences for kids

Real-world learning experiences, like summer camps, can significantly improve children’s knowledge in a matter of just days, a new study suggests. Researchers found that 4- to 9-year-old kids knew more about how animals are classified after a four-day camp at a zoo. It wasn’t that children who attended just knew more facts about animals, the researchers noted. The camp actually improved how they organized what they knew — a key component of learning.
Child Development News — ScienceDaily

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Trade war’s impact on real estate investment is unclear: Knight Frank

Liam Bailey of Knight Frank says the U.S. housing market is "relatively well placed" compared to other parts of the world. Any impact from the trade war will come through a hit to sentiment, which may slow down demand for real estate, he adds.

Real Estate

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