Famous Men You Didn’t Know Were Members of Omega Psi Phi

Omega Psi Phi Fraternity, Inc. was founded on Nov. 17, 1911, at Howard University in Washington, D.C. It was the first international and predominately Black frat to be created on the campus of a historically Black college or university. The organization‘s Greek letters, ΩΨΦ, stand for the first three letters of its motto, “Friendship is essential to the soul.” There are currently 750 undergraduate and graduate chapters of Omega Psi Phi, which strive to uphold the cardinal principles of “manhood, scholarship, perseverance and uplift.” Throughout its 107-year history, Omega Psi Phi has been able to claim prominent figures who regularly […]

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Find Your Courage in First ‘Dumbo’ Trailer; Here’s Everything We Know

Find Your Courage in First 'Dumbo' Trailer; Here's Everything We Know

Disney's new, live-action Dumbo draws upon an animated film that was released during troubling times. Yet the original's simplicity and warmth attracted audiences in large numbers, and it subsequently has been recognized as a family classic. 

Now the first trailer for the new version has been released, presenting events initially from the perspective of two children at a circus before soaring outward. It, too, looks like a film with a positive spirit and an encouraging…

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The Rock Returns to Wrestling in First ‘Fighting With My Family’ Trailer; Here’s Everything We Know

The Rock Returns to Wrestling in First 'Fighting With My Family' Trailer; Here's Everything We Know

Dwayne Johnson returns to the WWE ring every now and then, but he's mostly considered a movie star these days. But he's combining both worlds next year with the biographical comedy Fighting With My Family. The movie will feature Johnson playing himself in support of the story of the Bevis family of wrestlers. 

While Johnson, a.k.a. "The Rock," is not the star of Fighting With My Family, he is one of its producers and appears prominently in the first trailer, which made…

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Watch the First ‘Pokémon: Detective Pikachu’ Trailer; Here’s Everything We Know

Watch the First 'Pokémon: Detective Pikachu' Trailer; Here's Everything We Know

You weren't expecting that the first truly great video game movie would also be a Pokémon movie, did you? All signs point to the former being a possibility, with Warner Bros.' live-action adaptation of the Nintendo game Detective Pikachu, starring everyone's favorite snarky voice actor, Ryan Reynolds. 

The first trailer for the upcoming movie (watch it down below) hints that, thanks to Reynolds voicing the title character, this is sort of going to be Deadpool for…

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New cholesterol guidelines for heart health: What you need to know

The guidelines advocate for more aggressive treatment with statin therapy.
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Everything We Know About ‘Game of Thrones’ Season 8

With the announcement of the spring 2019 launch of Season 8 of “Game of Thrones,” one thing is now certain: Winter is here. The eighth and final season of the megahit HBO series is fast approaching, and although the premium cabler has taken CIA-level precautions on preventing spoilers from leaking, some details are beginning to […]

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These Are Some of the Most Beloved Heroes and Villains You’d Never Know Without Stan Lee

In the wake of reports that Stan Lee passed away at the age of 95 on Monday, fans are mourning the loss of the legendary Marvel Comics creator.

Lee, who made cameos in a number of the Marvel Cinematic Universe movies, is credited with creating some of the most popular comic book superheroes and villains of all time, including Spider-Man, the X-Men and the Incredible Hulk.

“I think everybody loves things that are bigger than life. … I think of them as fairy tales for grown-ups,” he told The Associated Press in a 2006 interview. “We all grew up with giants and ogres and witches. Well, you get a little bit older and you’re too old to read fairy tales. But I don’t think you ever outgrow your love for those kind of things, things that are bigger than life and magical and very imaginative.”

The true origin stories of some superheroes aren’t always clear. But without Stan Lee, the world of heroes and villains would be a lot smaller.

Here are some of the most beloved heroes and villains you’d never know if it wasn’t for Stan Lee.

Heroes created by Stan Lee

• Ant-Man
• Ancient One
• Avengers
• Beast
• Black Panther
• Black Widow
• Captain Marvel
• Cyclops
• Daredevil
• Doctor Strange
• Fantastic Four
• Groot
• Hawkeye
• Hulk
• Human Torch
• Iceman
• Invisible Woman
• Iron Man
• Jean Grey
• Mister Fantastic
• Nick Fury
• Professor X
• Quicksilver
• Scarlet Witch
• Spider-Man
• Thing
• Thor
• Wasp
• X-Men

Villains created by Stan Lee

• Doctor Doom
• Doctor Octopus
• Green Goblin
• Kaecilius
• Kingpin
• Loki
• Magneto
• Sandman
• Vulture
• Whiplash


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The True Story Behind Outlaw King: What to Know About Scottish Independence Hero Robert the Bruce

Warning: Contains spoilers for the movie Outlaw King

Increasing anxiety about the U.K.’s preparations for leaving the European Union has some Scots talking about how, in a world of Brexit, they might be able to actually pull off independence.

And whenever talk of Scottish independence ramps up — not infrequently; a referendum on the topic failed in 2014 — people look for lessons in the story of the legendary king who led Scotland to independence in the 14th century: Robert I, also known as Robert the Bruce (Bruce being his family name). So it’s perhaps fitting that, amid the ongoing political turmoil, a dramatization of his story is in theaters and becomes available for streaming on Netflix on Friday. Outlaw King stars Chris Pine (and, yes, all of Chris Pine) and is based on a pivotal period in Scottish history.

The film begins with the English siege of the Scots’ Stirling Castle in 1304, as a Warwolf — a huge medieval trebuchet — lobs boulders at the stronghold, in a motion similar to “an overarm pitch,” explains one of the film’s historical advisors Tony Pollard, Professor of Conflict History & Archaeology at the University of Glasgow (who also served as historical advisor to the TV series Outlander). At that time, most of Scotland’s castles were already occupied by English garrisons, and the King of England, Edward I, was flexing his power as overlord of Scotland and demanding the Scottish elites give him their fealty.

A succession crisis in Scotland had empowered Edward I. There were no heirs to the Scottish throne left after the death of the King of Scots Alexander III in 1286, so the Scottish nobility put together a committee of guardians to keep the government running. After the death of the Queen of Scots Margaret, Maid of Norway, in 1290, the guardians asked Edward I to come serve as an independent arbitrator to evaluate claims to the Scottish throne. As a result, John Balliol became King of Scotland in 1292.

But his reign didn’t last long. After Balliol sought an alliance with France, England’s enemy back then, Edward I himself came back to invade Scotland and drive out Balliol in 1296.

Now the independent kingdom of Scotland was facing direct rule by the English crown. Hard up for cash after the invasion, having “stretched his resources to a breaking point,” Edward I tried to shake down the Scots — including seizing their wool, the country’s main export at the time, according to Dauvit Broun, a professor of Scottish History at the University of Glasgow, who wasn’t involved in the film.

That’s when Robert the Bruce decided that enough was enough. He declared himself King of Scotland.

But in order to rule, Robert had to eliminate the competition. Scottish nobles who backed Balliol had been keeping a government going in his name. To be king, Robert the Bruce would have to get rid of anyone who challenged his own claim to the crown. So in February of 1306 at the church of Greyfriars in Dumfries, Robert the Bruce met with John “The Red” Comyn, one of the most powerful nobles in Scotland, who had been spearheading the effort to establish a Balliol kingship. Comyn didn’t walk away from the meeting alive.

There’s debate about whether Robert the Bruce killed Comyn himself or whether accomplices did, but he’s thought to have been in on it — and in the film, he’s depicted as murdering John “The Red” Comyn himself, which is what many people think happened. Robert the Bruce and his wife Elizabeth de Burgh were inaugurated King and Queen of Scots at Scone shortly after. Not a lot is known about de Burgh, and later in the year she was taken prisoner in England.

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But, though the murder of John Comyn secured his power in one way, it also made Robert the Bruce — who by then called himself King Robert I — a toxic figure in Scottish society. Soon enough, he was forced to flee.

“The most powerful nobles of Scotland treat him as a terrorist,” says Broun. “Not only is Robert I trying to establish an independent Scotland, but [also] he’s facing a civil war.”

In June of 1306, he struggled to keep up with the English army in the Battle of Methven, depicted in the film. “He’s basically an outlaw and the English are trying to bring him to book,” says Pollard. “[Robert the Bruce] comes close to being captured and beaten.”

His time as a fugitive is a mystery to historians.

“Nobody knows where he went when he was fugitive, but it looks like he thought hard about strategy,” says Broun. “He stayed out of a battle until he knew he’d have a better chance of winning, and that was controversial because kings were meant to be military heroes. He resolved that every castle he took he would destroy because he reckoned that, for the King of England to win, he would need to garrison Scotland, and you can’t do that unless you’ve got castles. It’s a bit like taking a bomb and destroying Buckingham Palace. But Robert I took the view that if he was going to win, it was only going to be because he had the support of the people, so he didn’t need castles.”

The film aims to depict Robert I’s military genius by highlighting the guerrilla tactics he used to overthrow the superior military force that was Edward I’s English army. One aspect of that involved creating what Pollard calls a “human porcupine” of sorts, with hundreds of men in one big group holding nearly 20-foot-long spears straight out in front of them.

The Scots also had a home turf advantage in terms of navigating the boggy, marshy battlegrounds. “Bruce deliberately picks land where the strength of the English Army can’t be brought into play,” says Pollard. “The English are knights in armor on horses, and Scots were men on foot, who didn’t have much in the way of cavalry.”

Robert’s first victory as king came in May of 1307 at the Battle of Loudoun Hill, close to his longtime family stronghold of Carrick (now part of Ayrshire).

“It’s significant because it means that he’s no longer just a fugitive,” says Broun. “But he’s still only someone who controls a small region of Scotland, his home region, which is not very different from being a noble — except he claims to be king.”

So the most famous and most important battle in Robert the Bruce’s career came even later, after the period of time covered by the film.

It was the Battle of Bannockburn, in June of 1314 that really paved the way for Scottish independence. Edward I had actually died shortly after the battle of Loudoun Hill, but at Bannockburn, Robert I defeated his successor Edward II.

“The Battle of Bannockburn is really the conclusion of the civil war,” says Broun,”[and] shows everyone who isn’t an inveterate opponent of Robert I that he’s in charge, that he can defeat the King of England. The few nobles who are still swithering say, ‘Okay, the reality is Robert I is in charge.’”

Elizabeth de Burgh is said to have been returned to Robert I after the battle as part of a prisoner exchange. Scotland’s independence from England would be official until the two nations signed the Treaty of Edinburgh in March of 1328. Robert I died the following year but Scotland would remain independent until James VI of Scotland inherited the kingdom of England after the death of Elizabeth I in 1603 and became James I of England. Oliver Cromwell conquered Scotland completely in 1650, and the Scottish and English parliaments merged in May of 1707.

And yet Robert the Bruce’s reputation as a national hero endured.

“He was reduced to being a fugitive and yet managed to restore Scotland as a fully-functioning independent kingdom. This makes his achievement even more remarkable,” Broun says. “He had to improvise constantly and had to work really hard to be king, as opposed to being born into it and not having to struggle for it.”


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‘Jonny Quest’ Gets ‘Lego Batman Movie’ Director; Here’s Everything We Know

'Jonny Quest' Gets 'Lego Batman Movie' Director; Here's Everything We Know

In the fall of 1964, the animated series Jonny Quest debuted on television in prime time, to the delight of children (and some adults) everywhere. After 26 episodes, the sci-fi/action-adventure show was canceled, yet it lived on in the memories of everyone who saw it, whether during the original broadcast or in syndication. The show was revived, first in the 1980s and then in the 1990s.

Now a planned, live-action version for the big screen is finally moving forward (again). Chris McKay (The…

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Episode 3: Undra Duncan: Founder And Creative Director of Undra Celeste New York | The Know | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Aaron Paul Touted to Star in ‘Breaking Bad’ Movie; Here’s Everything We Know

Aaron Paul Touted  to Star in 'Breaking Bad' Movie; Here's Everything We Know

Five years after Breaking Bad concluded its five-season run on AMC, the show is getting a feature-length sequel. As originally revealed by the Albuquerque Journal, the Breaking Bad movie is set to begin filming in New Mexico (where the show is set and was also filmed) later this month under the alias working title "Greenbrier."

Following that initial report, /Film confirmed the movie, but whether this will be a theatrical release or a broadcast or streaming feature is still…

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What You Need to Know Before Starting ‘Red Dead Redemption 2’

Red Dead Redemption 2 — the epic follow-up to Rockstar’s 2010 Western masterpiece — is now available on PS4 and Xbox One.


Enjoying the scenery in Red Dead Redemption 2

The Setting

Red Dead Redemption 2 is set in 1899 — 12 years before Red Dead Redemption — with the Wild West all but tamed. The steam engine has revolutionized transportation, railroads carve harsh lines through what used to be wilderness, and while many don’t yet know it, the world sits on the precipice of change.

The world of Red Dead Redemption 2 features swampy bayous filled with hillbillies, snakes, and gators. There are rolling green hills, luscious flat countryside, and snowy mountains to trek over. Cities and towns of all sizes freckle the land, many connected by rail. It’s massive in size: There are more than 1,000 things to do and discover, and NPCs sport half a million lines of dialog — more than twice the amount featured in Grand Theft Auto 5. And it’s made bigger still thanks to the technology of the setting. There are no Hydra Jets or Ocelot Pariahs in the Wild West: instead of thousands of horsepower, you’re traveling at just one.

Rockstar makes the most of this, filling every inch of the map with things to see and do — be it wildlife, other travelers, or landmarks.


Red Dead Redemption 2

The Characters

In Red Dead Redemption 2 you’ll play as Arthur Morgan, an enforcer in Dutch van der Linde’s gang. A no-nonsense kind of guy, Arthur has been a member of the gang since he was a young boy, and his upbringing as an outlaw shows.

The Van der Linde Gang is an anarchic collection of misfit wayfarers — that is to say, a bunch of scoundrels — and you’re a key member of the group. Dutch handles the strategy: He decides where you and the crew will find your next big score. That means train robberies, bank heists, assaulting other gang hideouts, and more — and as one of the best shooters in the gang, you’ll be front-and-center.

Your time is mostly your own though. You can play poker or blackjack, either at the camp or in one of the saloons in the many towns. You can tame wild horses, get into brawls, fish in the rivers, and hunt down wildlife.

If you’re looking to help the Camp out, you can lean on debtors for a loan shark friend or scramble up herbs for your friendly doctor. You don’t have to do these things, but if you do the Camp will grow as you improve it, and you’ll get access to better medicines, fast travel points, and more as you go.


Red Dead Redemption 2

The Combat (or Lack Thereof)

Rockstar is revolutionizing the way we interact with games in Red Dead Redemption 2. If you accidentally antagonize someone, sure, you could draw your revolver and shoot them dead. You’re the notorious outlaw Arthur Morgan, after all. But you’ll get a bounty on your head, and you’ll have to dodge the sheriffs until you get rid of it.

In Red Dead Redemption 2, if you keep that weapon holstered and interact with the person you’ve upset, you’ll be able to try to talk your way out of the situation.

It’s part of the revolutionary new interaction. You use it to bond with your horse, to butter up shopkeeps around the world, to pat dogs, and to start fistfights with men who look at you funny. Instead of primarily interacting via the shooting of a gun, the world of Red Dead Redemption 2 feels more alive because you interact with it in a more natural way.


Red Dead Redemption 2

The Honor System

Those interactions you have influence another new system in Red Dead Redemption 2: Honor. The actions you take will be reflected in the way people react to Arthur in the game world. Do honorable things, and people will be quicker to give Arthur the benefit of the doubt. He’ll get more offers for bounty hunting jobs, allowing him to make legal cash easier.

Act dishonorably, and things will be a bit rougher on Arthur — in law-abiding towns, anyway. People will steer clear of you, and deputies might be quicker on the draw. Outside of civilization though, robberies will pay more, witnesses will be easier to intimidate and the cinematic killshots will be more intense. Balancing Honor will play a large role in your time with the game, and will influence many of your decisions as you play.

Red Dead Redemption 2 is Rockstar’s most ambitious game yet. It’s more in-depth, more intimate and more immersive than any game they’ve ever done. It’s out now on PlayStation 4 and Xbox One.

The post What You Need to Know Before Starting ‘Red Dead Redemption 2’ appeared first on FANDOM.

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5 things you didn’t know about flying first class

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Whether you’re a frequent flyer who regularly travels for business, or if you just fly once a year for your family vacation, you know that flying can be one of the most stressful and tiring experiences of your journey. When flying economy, you have little leg room, odd next door neighbors, super long queues and pretty basic commodities – Yep, the toilet will always smell! But there is another part of the plane that you barely ever see: First Class. Unless you’re really lucky, of course. Here’s what it’s like to fly in first class.

Many people use it to network

We’ve all seen the scenes in movies where the two unsuspecting victims meet next to each other on the plane, share a pleasant hello and then a cliche moment brings them together – cut to the ending and they’ve become BFF’s and set up a meeting in New York to go over a business proposal together next month. Okay, it doesn’t really work like that, but many people do use first class to network with other like-minded. Because the people who fly in First Class normally have more money and work for Fortune 500 companies, they’ll all have something in common – business. In fact, Virgin Atlantic have found that one in five of their First Class customers had done business with someone they had met during their first class flight. Some airlines are now even creating specific networking flights!

You get even more vacation time

If you’re used to flying economy, you’ve probably seen the First Class passengers stroll along past you with their fast-track boarding passes and saunter onto the airplane while you crouch on the floor in a crowded airport lounge. Yep, the first class passengers not only get to board the plane first – but they also get to depart the plane before everyone else too! This means they can get ahead of the game, and be the first in the queue for customs and baggage reclaim. Ultimately, this means they get even more vacation time because they’ll be out the airport doors and onto the beach while you’re still stuck on the plane!

It’s super comfortable

Okay, we all know the deal. Economy flights are in NO WAY comfortable. With little-to-no legroom, a next door neighbor who is sitting way too close to you and using your armrest, and absolutely no way to stretch out and have a good kip; a long-haul flight can be an absolute killer. But long-haul First Class flights? They’re a completely different story. In nearly every first class area of any airplane, the seats are a world apart. Quite literally. With individual seating, each passenger gets their own little area of the plane with a reclining chair (which makes an extremely comfortable bed), a sliding divider which shuts you off from the other passengers, and your own personal TV. The nine-hour flight will just be like your average evening at home.

You can actually get work done

If you’re traveling on a business trip and need to perfect your presentation before you reach your destination, it will be pretty impossible to do so if you sit in economy – because you two choices; have the ability to feel your legs and not get work done, or get work done and lose all circulation. The choice is yours. However, in first class, working is no issue. In fact, your plane journey will probably be more comfortable than your own office! In your First Class seat, you’ve got your own individual table with ample writing space, multiple power sockets to ensure your laptop never runs out of battery, and most now have WIFI! Who needs an office?

You don’t need to be rich to fly first class!

There’s a common misconception that you need to be super rich to afford seats in First Class. As much as it is true buying first class seats through the airline will cost you a hefty sum, there are ways to try and get a first class upgrade for a cheaper price (or even for free!). First and foremost, you need to go by the premise that ‘it doesn’t hurt to ask.’ You’ll be surprised how accommodating airlines can be when it comes to upgrading their passengers – if you just ask! The best way to do this is to always be polite and friendly to them when you go to the check-in desks, and if they have something available, they may bump you up. If you don’t ask, you don’t get!

Ever wondered what it’s like to fly first class? Here are a few pointers to whet your appetite, but why not try it out for yourself?

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Here’s What You Need to Know if You’re Considering a VA Loan

If you’re a veteran or an active-duty member of the military, the idea of owning a home one day might give you warm, fuzzy feelings. Or maybe it’s just the idea of not having to move again.

When that day comes, you’ll find yourself researching mortgages, and you may go straight for the Veterans Affairs (VA) home loan.

VA home loans look attractive: They come with lower interest rates, lower closing costs and no private mortgage insurance (PMI), plus you can put 0% down.

But before you jump right into signing papers, it’s worth taking a closer look to find out if a VA loan is your best option.

What Makes a VA Home Loan Different?

A VA home loan is a type of mortgage that helps service members, veterans and eligible surviving spouses become homeowners. You can’t use a VA loan on an income property or a second home; these loans can only be used for your primary residence.

VA loans are provided by private lenders — banks, mortgage companies, etc. —  and usually backed by the government for up to 25% of the loan if the homeowner defaults.

Because 25% of the loan is guaranteed by the government, banks can lower eligibility requirements and don’t require you to pay private mortgage insurance.

That means veterans with lower credit scores are frequently approved for more mortgage than they would be otherwise.

“[VA loan] lenders tend to approve a higher mortgage-payment-to-income ratio and a higher total-debt-to-income ratio,” said Doug Nordman of The Military Guide.

But perhaps the most appealing feature of a VA loan is that you can put 0% down.

This might look like a deal, especially on a private’s housing allowance, but you’ll pay for it in other ways.

The Hidden Expenses of VA Loans

Before we compare VA loans with other options, let’s look at interest rates vs. APRs, or annual percentage rates. The interest rate is the amount you’ll pay each year to borrow money. The APR includes not just the interest rate, but also charges and fees from the mortgage broker.

VA loans have lower interest rates than conventional loans, but their APRs are higher.

At the time of this writing, one lender was offering a 30-year fixed conventional loan at a 4.62% interest rate with 4.69% APR, and a 30-year fixed VA loan at a 4.5% interest rate with 4.8% APR.

That’s because the VA loan has a funding fee. Instead of paying a set monthly charge for private mortgage insurance (PMI) to the bank, veterans pay a funding fee to the VA that is added at the beginning of the loan and compounds monthly.

The funding fee for regular military is 2.15% when you put 0% down, though it can be lowered by putting a down payment of 5% or more on the house.

For those in the reserves or National Guard, the funding fee is even higher at 2.4%.

It’s easy to look at the numbers with rose-colored glasses because you can afford the monthly payment. But it’s important to look at the big picture when taking on a loan of that size.

When you look at the breakdown of your mortgage, the funding fee will look lower than a PMI payment, but you can get rid of PMI when you reach 20% equity in your home. Unless you pay your funding fee upfront, it stays with you forever.

To put it in perspective: A $ 200,000 home with $ 0 down will have a funding fee of $ 4,300. That $ 4,300 gets put on the principal, which means you’ll be paying interest on it for 30 years. Even if you refinance, that $ 4,300 stays there.

Who Is a VA Loan Good For?

The funding fee doesn’t mean the VA loan is bad — it has lots of features that make it a good choice for many service members and veterans. Interest rates are lower, appraisals are more affordable, origination fees are capped at 1%, and you can qualify at a lower credit score.

But it’s even better if you can get the funding fee waived.

Those eligible for a waiver are:

  • Veterans who receive VA compensation for a service-connected disability.
  • Veterans who would be entitled to receive compensation for a service-connected disability but are receiving retirement or active-duty pay.
  • Surviving spouses of a veteran who died in service or from a service-connected disability.

Over 4 million veterans receive VA disability compensation, so a waiver is actually an option for a lot of Americans.

The bottom line: Don’t rush a decision as big as home ownership.

“Research indicates that nearly half of all veterans move yet again within two years of leaving the military, because their bridge career doesn’t work out,” Nordman said. “They end up putting that ‘forever home’ right back on the market, or — even worse — becoming reluctant long-distance landlords.”

Waiting until you’re location-stable will give you time to build your credit and qualify for the best home loan available.

Jen Smith is a staff writer at The Penny Hoarder. She gives money saving and debt payoff tips on Instagram at @savingwithspunk.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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‘The Color Purple’ Will Hit the Big Screen Again in Musical Form; Here’s Everything We Know

'The Color Purple' Will Hit the Big Screen Again in Musical Form; Here's Everything We Know

As long as you're going to remake a movie, you might as well do something different with the material. That's why musical remakes are so much more interesting than straight rehashes. They tend to follow the original movie being turned into a Broadway musical with that stage production then being re-adapted for the screen. We've seen it recently with Hairspray and The Producers, but music-infused remakes used to be a pretty common occurrence in Hollywood.

Now Steven…

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403(b) vs. 401(k): Here’s What You Need to Know if You’re Choosing Plans

Paper or plastic? Uber or Lyft? 403(b) or 401(k)?

It’s not often that you’re faced with the last choice. But if you’re a teacher, nurse or government employee, you may have been presented with this question before, because tax-exempt organizations can offer a 403(b) retirement plan, in addition to a traditional 401(k) option.

When you select the vehicle that will drive your investments, here are the things you should know about 403(b) and 401(k) plans.

403(b) vs. 401(k): What’s the Same?

Fundamentally, 403(b) and 401(k) plans are the same.

Both retirement plans are tax-deferred, meaning they protect you from paying taxes on contributions now and lower your annual taxable income, and you’ll pay taxes when you withdraw the funds.

The annual contribution limits, withdrawal requirements and rules for taking out a loan are the same as well.

403(b) vs. 401(k): What’s Different?

The differences are nuanced. 401(k) plans can be offered by any employer, while 403(b) plans are offered by tax-exempt organizations, such as nonprofits, religious groups, government organizations and school districts. While these organizations can also offer a 401(k), for-profit businesses don’t have the option of offering 403(b) plans.

The law allows tax-exempt organizations a pass on certain employer requirements, making administrative costs for a 403(b) less expensive. In turn, employer matches and contributions also aren’t as common for 403(b) plans as they are for 401(k)s.

And while annual contribution limits are the same, 403(b) plans have a unique provision called the maximum allowable contribution, aka MAC. It allows employees with at least 15 years of service to an employer to add an extra $ 3,000 to their annual contributions.

If you leave your employer, you’ll face the same rollover provisions for both plans, with one exception: You can roll a 403(b) into a 401(k), but not vice versa.

A 403(b) plan isn’t regulated as closely as a 401(k) plan. In exchange, administrative costs in 401(k) plans can be slightly higher.

  401(k) 403(b)
Eligibility Sponsored by any employer. Sponsored by a tax-exempt employer.
Annual contribution limits
(2018)
$ 18,500 if you’re under 50;
$ 24,500 if you’re 50 or older.
Same as a 401(k), but if you’ve been with your employer for 15 years or more, you can add an extra $ 3,000 to your contribution.
Investments Can contain almost any type of investment. Only contains mutual funds and annuities.
Rollovers Can be rolled over into traditional IRA or new employer-sponsored 401(k). Can be rolled over into traditional IRA or new employer-sponsored 403(b) or 401(k).
Required minimum distributions Withdrawals must begin no later than age 70 ½ Same, except for special allowances on pre-1987 amounts

If Your Employer Offers Both, Which Is Right for You?

If you’re looking to invest early and often, you can’t make a bad decision. But you should take a close look to ensure you’re making the best decision.

Get a list of the investment options and fees for both. While 403(b)s can only be invested in annuities and mutual funds, 401(k) plans have a wider pool of investments, including mutual funds, annuities, bonds, company stock and others.

Both can have very optimal or very suboptimal investments. It’s up to you to make sure the plan you choose is the one with the highest-performing and lowest-fee funds.  

Ultimately, the differences between a 403(b) and a 401(k) are small enough that your choice will likely come down to the options your employer has chosen inside your company’s plan more than the plan itself.

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @savingwithspunk.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

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This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

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This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

Read more at The Daily Beast.

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Richard Linklater to Make a Bill Hicks Biopic; Here’s Everything We Know

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Richard Linklater has proven himself a versatile filmmaker over the years, but he's never attempted a biopic. He's made a movie about real people, namely Bernie, but he's never depicted the life of a famous figure. Until now. According to Collider, the Boyhood and Dazed and Confused helmer will write and direct a movie about the late stand-up comedian Bill Hicks. 

Here's everything we know about the project so far:

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What to Know (and Do) Starting ‘Red Dead Redemption 2’

It’s time to properly get into the meat of Red Dead Redemption 2, and we all have many glorious gunslinging hours ahead of us. We want to make sure you get off to the best start possible.

Thankfully, much of Red Dead Redemption 2 is explained very well. It’s not like you’re excessively having your hand held, but there’s enough polish to the game that helpful messages pop up at the right times, and Rockstar has made it impossible to dig yourself into a hole you can’t get out of.

That said, there are a few things we were stressing over that we probably didn’t need to.


A horse rears up on its hind legs with a rider on top in Red Dead Redemption 2.
The rearing technique is learned at tier 2 of bonding with your horse.

Any Gun or Horse Will Do

There’s been a lot of hype about the weapon systems, and taking care of your horse. We’ve written about it, and the hype is warranted — these are very cool parts of the game. But they’re also more optional than perhaps you were led to believe.

The default autoaim (which can be turned off) is so strong, we found it didn’t really matter which gun we used. Aim with Left Trigger and the reticle will centre on your enemy’s chest. Adjust for a headshot if you like, and pull Right Trigger to fire the shot.


A horserider stands near a tall tree.
There's no lack of expansive scenery to go horseriding in.

Similarly, we went through the game with what we’re sure is a “weak” horse with unexciting stats. We never had a problem. We still won races, and hauled carcasses after hunting. Bonding happens naturally with time in the saddle, and there’s plenty of that when going from A to B.

There’s a deep side of the game for anyone who wants to take care of their horse, and customise their weapons. But just be aware this is something to do if you want to. It simply won’t make much of a difference if you use a different horse or gun, so use your favourite and customise the hell out of it.

Sure, a sawed-off shotgun will perform better in short range engagements than a sniper. But for most middling firefights? Use whatever you like.

Decisions Come in Many Forms

Much of the time in Red Dead Redemption 2, you’re making decisions without even knowing it. Even when you do know it, it’s hard to know the import of those decisions at the time.

That’s because games usually give you challenges with a fail state and a win state. Many of RDR2‘s activities have neither — rather, just different story branches.

Take this spoiler-free example from a mission in which you get Lenny drunk to take his mind off some things. Eventually you’re intoxicated enough to run from the police. If you’re caught, it seems like you were meant to be caught. If you get away, it seems like getting caught would have resulted in a fail state.

In reality, both are just different story branches which see you wake up in a different spot. Though admittedly, waking up in jail is worse. But the drunkard who gave you a hard time earlier in the night? Depending on what you chose to do with him, the night could’ve taken a much darker turn. You might’ve been okay with that, but would Lenny? Especially given his state of mind?


Fast travel Red Dead Redemption 2 map Arthur Morgan accommodation ledger
You may have to look for the fast travel map again when you move camp.

Fast Travel in RDR2

It’s not exactly hidden, but it’s not exactly signposted either. Red Dead Redemption 2 has a fast travel option, but you’ll almost always have to pay (in-game money) to use it.

There’s a fast travel ability from your camp to anywhere you’ve visited before, or there are stagecoaches in each town that can take you to previously reached locations. Just make sure you don’t have a bounty on your head if you want to use a taxi coach.

Read our fast travel guide to learn how to unlock the option at your camp.


Blue shack at Lenora View Red Dead Redemption 2
This blue house at Lenora View has a sad story to tell.

Not All Stories Are Told Through Words

Not all stories are told through missions, either. Some of the coolest things you’ll come across in Rockstar’s wild west are somewhat off the grid.

These intentionally unexplained elements of the game range from mysterious cabins, a serial killer’s bodies to find, hunting legendary animals and fish, and… well, hunting in general. The game doesn’t explain that very well.

The serial killer’s first victim is quite close to Valentine, and will just appear as “corpse” on the map. We recommend checking that out, as well as the first shack at Hani’s Bethel for an example of Rockstar’s environmental storytelling at work.

Just beware that if you’re on a mission, sometimes going a little too far will force you to restart from a checkpoint. But otherwise, ride free once in a while. It’s a little too easy to rely on that map. Get lost and find yourself at a new town far away, and ride the stagecoach back.


Bandana character draws bow and arrow in RDR2.
The bow and arrow is good for stealth, but also clean hunting kills.

Hunt Smarter, Not Harder

Running out and using whatever weapon/ammo you want when hunting is fine for food, but not for pelts. You can sell poor and good quality pelts, but for crafting, only perfect pelts will do.

That means paying attention to the factors that will damage the pelt. Some ammo and weapons are meant for small game like rabbits, for example. The place your shot hits matters too.

You can get close to an animal and press RB or L2 to study the animal and get valuable hunting information. This includes what kind of weapon and ammo to use. Even if you’re chasing down an animal and holding RB/L2 while close to it, it’s worth it. This was the largest factor for us in getting perfect pelts.

Stay tuned for a more in-depth hunting guide here on FANDOM which will cover things like poison arrows, weak spots, and legendary animals.


Arthur Morgan Red Dead Redemption 2
Having blood and dirt on your clothes doesn't help with the town's opinion of you.

Change Your Appearance

Using your mask when performing dastardly deeds does help, but it’s not a cure-all. Townsfolk will still put two and two together, sometimes even if they didn’t see the crime.

Another thing you can do is change your clothes and facial appearance whenever you can. Let them gossip all they like about the “man in the blue shirt who caused a ruckus” as you walk around town in your new coat. And yes, the AI really does work like that.

‘Red Dead Redemption 2’ is Packed With Tiny, Astonishing Moments

Meet Your Nemesis in ‘Red Dead Redemption 2’

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Vaccine myths: 7 facts about vaccines everyone should know

A recent CDC report found the number of kids who are unvaccinated is going up.
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‘Disney’s The Nutcracker and the Four Realms’ Looks Magical and Dazzling; Here’s Everything We Know

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The story that inspired Disney's The Nutcracker and the Four Realms dates back to the early 19th century, adapted most famously into a ballet that became enormously popular in recent years. It tells of a toy that comes to life and engages in battle with an evil royal ruler; much of the story takes place in a magical world, filled with wondrous creations.

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Episode 1: Inside 2018 Harlem’s Fashion Row with Founder & CEO Brandice Daniel | The Know | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘Bohemian Rhapsody’ Promises to Rock the House; Here’s Everything We Know

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Advance word on the film has been very positive. It will open in theaters everywhere…

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John Lennon and Yoko Ono Biopic in the Works From ‘Big Little Lies’ Director; Here’s Everything We Know

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We'll never have too many Beatles biopics. From the band's early days in Liverpool to their stint in Hamburg to the assassination of John Lennon, filmmakers continue to be fascinated with the stories of the Fab Four (and the former and unofficial band members, too). Now it's time for the relationship of Lennon and Yoko Ono to make its way to the big screen.

There was something to this effect in the '80s on British TV (featuring Doctor Who's Peter Capaldi as George…

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Patrick Wilson, Vera Farmiga Join ‘Annabelle 3’; Here’s Everything We Know

Patrick Wilson, Vera Farmiga Join 'Annabelle 3'; Here's Everything We Know

We were first introduced to a diabolical doll named Annabelle in The Conjuring. Patrick Wilson and Vera Farmiga starred as experienced paranormal investigators Ed and Lorraine Warren, who were called upon to help a Rhode Island family in 1971.

The horror thriller was a breakout success, leading to the spin-off feature Annabelle. That film was also quite popular, inspiring a prequel, Annabelle: Creation that explored the doll's origins, as well as a promised third installment in the…

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‘The Curse of La Llorona’ Trailer Introduces the Terrifying “Weeping Woman”; Here’s Everything We Know

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Between the Saw series, the Insidious movies and The Conjuring Universe, James Wan has become one of history's greatest horror franchise producers. Now he's shepherding another to theaters, if The Curse of La Llorona proves as successful as all his other brands. There's already been enough confidence in the upcoming feature for Wan to pluck its director for The Conjuring 3. 

The first teaser trailer for La Llorona further promises something to look forward to, especially for…

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Idris Elba to Play Another Villain in ‘Cats’; Here’s Everything We Know

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Jordin Sparks Wants You to Know Your Sickle Cell Status

The phrase “know your status” is synonymous with one potentially life-threatening disease, but singer Jordin Sparks wants you to be educated about another that also disproportionately affects African-Americans —and she’s working with “Generation S” to lead the conversation.  “Generation S is a group of those who have sickle cell disease sharing their stories and bringing […]

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James Gunn to Write and Maybe Direct ‘Suicide Squad 2’; Here’s Everything We Know

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Various…

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Everything You Need to Know About the Next Royal Wedding

Jonathan Brady/WPA Pool/Getty

On Friday, Princess Eugenie marries her boyfriend, Jack Brooksbank, in a lavish ceremony at Windsor Castle. In the same chapel, just five months ago, Prince Harry and Meghan Markle tied the knot, giving the British monarchy its greatest boost in a generation. This wedding is likely to have the opposite effect on royal poll ratings.

In many ways, the two ceremonies will be surprisingly similar: Harry had 800 guests, Eugenie is having 850. Harry invited 1,000 members of the public, selected by ballot, Eugenie is having 1,200. Harry and Meghan had a carriage ride through the streets of Windsor, Eugenie and Jack are having one too. Harry and Meghan had glorious weather; Eugenie and Jack no doubt want the same.

But some things will be very different.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Patty Jenkins Might Direct Margot Robbie in ‘Barbie’; Here’s Everything We Know

Patty Jenkins Might Direct Margot Robbie in 'Barbie'; Here's Everything We Know

Barbie is finally ready to hit the big screen. Yes, we've seen plans for a movie based on the iconic doll for a few years now, including incarnations that were to star Amy Schumer (cast in 2016) and Anne Hathaway (cast in 2017), but the latest development sounds more promising than ever.

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‘Aquaman’ Debuts Spectacular First Video; Here’s Everything We Know

'Aquaman' Debuts Spectacular First Video; Here's Everything We Know

The upcoming DC superhero movie Aquaman will feature Jason Momoa reprising his role as the title character, last seen in Justice League (above). Based on some exciting images of the movie, our impression has been that Aquaman will be a different kind of superhero movie from anything we've ever seen before, even from the DC Extended Universe

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Don’t believe their lies. We know the truth. 👊 Drop by the…

Don’t believe their lies. We know the truth. 👊 Drop by the #MarvelNYCC booth to get this exclusive poster for “Marvel’s Runaways,” while supplies last.

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Final ‘Overlord’ Trailer Reveals Unexpected Wartime Terrors; Here’s Everything We Know

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The first R-rated release from J.J. Abrams' production company Bad Robot, best known lately for surprise deliveries of Cloverfield movies, is Overlord, a film set during World War II. When we first heard about it, speculation ran rampant that it tied into the Cloverfield universe somehow, but instead it appears to be a completely stand-alone movie, albeit one with plenty of footage that justifies its rating. 

 

The final trailer has now been released. It starts…

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Rosie Perez Joins ‘Birds of Prey’; Here’s What We Know

Rosie Perez Joins 'Birds of Prey'; Here's What We Know

Margot Robbie will reprise her Suicide Squad role as Harley Quinn in the upcoming Birds of Prey; she will also serve as a producer. Her character was very much her own woman; smart, strong and sassy, she did whatever she felt was best for herself in any particular moment. So it should be exciting to see her lead the way in a project that's been described as a "girl gang movie."

Rosie Perez (in Pineapple Express, above) leads the latest casting news, landing an intriguing role…

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See Christian Bale Transform Into Dick Cheney in ‘Vice’ Trailer; Here’s Everything We Know

See Christian Bale Transform Into Dick Cheney in 'Vice' Trailer; Here's Everything We Know

Whether you're intrigued about the life of Dick Cheney or you just want to see Christian Bale's chameleonic performance as the former Vice President, Vice is a going to be a hot ticket this Christmas. The biopic is also sure to be a big awards contender, though all its attention is sure to be as politically divisive as Oliver Stone's W. was 10 years ago. 

The first poster and trailer for Vice has arrived, and now we can see just how unrecognizable and magnificent…

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Timothée Chalamet has a very A-list girlfriend who we all know and love

Couple goals to the max.

REX

Ever since Timothée Chalamet appeared on our screens in Call Me By Your Name last year, he became the French-American heartthrob we never knew we needed.

Fast-forward a year, and the 22-year-old is still one of the most desirable men in Hollywood.

It emerged this week however that Chalamet is taken, with rumours breaking that the Academy Award nominee has a girlfriend, and not just a girlfriend – an A-list girlfriend.

Who? Lily-Rose Depp.

That’s right, the 19-year-old was seen getting coffee with Chalamet in New York this week and after analysing their body language, rumours have exploded.

‘They were walking down the street and he stopped her and pulled her close,’ an eye-witness told Us Weekly about the date in downtown New York City. ‘They started making out for a while, for over a minute.’

This isn’t Chalamet’s first high profile relationship, with the actor linked to Madonna’s daughter Lourdes back in 2013, and he has spoken openly about the ‘D’ word (dating) in the past.

‘Date is very much a scary word, because then that context has been established,’ Chalamet told W magazine in an interview. ‘You can always see people on early date behaviour.’

Timothée and Lily are said to have started their romance while filming together for their upcoming Netflix show, The King, with the reported couple playing King Henry V and his wife Catherine of Valois.

Here’s hoping these two are the real deal!

The post Timothée Chalamet has a very A-list girlfriend who we all know and love appeared first on Marie Claire.

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‘Wonder Woman’ Star Gal Gadot Joins ‘Death on the Nile’; Here’s Everything We Know

'Wonder Woman' Star Gal Gadot Joins 'Death on the Nile'; Here's Everything We Know

The global success of last year's Murder on the Orient Express has led to Fox's greenlight of a sequel, which will be based on another Agatha Christie novel, Death on the Nile. This isn't much of a surprise, as the ending of Murder featured Kenneth Branagh's Detective Poirot receiving word of a new case involving a death on the Nile in Egypt. 

Similar to the previous movie, Death on the Nile is set to have a star-studded ensemble. The first of which has just been…

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Watch Taron Egerton as Elton John in First ‘Rocketman’ Teaser; Here’s Everything We Know

Watch Taron Egerton as Elton John in First 'Rocketman' Teaser; Here's Everything We Know

Taron Egerton has worked with Sir Elton John in the Kingsman movies and now he'll play the music icon in a biopic. Rocketman will be a fantastical take on the life of the singer known for such tunes as "Your Song," "Goodbye Yellow Brick Road," the Lion King hit "Can You Feel the Love Tonight" and the biopic's title number, "Rocketman."

This week, we got our first look at Egerton in the role (above), sporting Elton John's stylish…

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Flu season is here: What you need to know about the flu vaccine

The CDC recommends that everyone get the flu vaccine before the end of October.
ABC News: Health

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