Episode 10: Carla Hall on the Soul of Food | The Know | Oprah Winfrey Network

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Kyler Murray declares for the NFL draft: Everything you need to know

Murray has declared for the NFL draft. Can he still play baseball? What are the key dates to pay attention to? Here’s what you need to know.
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The Joy of This Gymnast’s Floor Routine Is Reverberating Across the Internet. Here’s What to Know

If you’re a talented gymnast vaulting extremely high in the air in your immaculate floor routine, and your spirits are even higher, people notice.

So when UCLA shared a video of NCAA champion gymnast Katelyn Ohashi handily earning a perfect 10 score with her gymnast routine to Michael Jackson medley at Saturday’s Under Armor’s 2019 Collegiate Challenge, she got a whole lot of praise from some pretty high-profile people via Twitter.

In the clip, UCLA’s Katelyn Ohashi made sticking a flawless landing after nailing three backflips and landing into a split look like pure fun, and the crowd lapped it up. She did it all with unbridled joy and a million-watt smile to the tune of songs like Jackson’s “I Want You Back,” and Janet Jackson’s “Rhythm Nation.”

That ability has lead the video to garner more than 15 million views of Monday morning, more views than Los Angeles has people.

You’ll want to orient yourself with her athletic career.

Ohashi moonwalked into tying for first place at last year’s Pac-12 Championships with a routine that earned a 9.95 out of 10 on the scorecard, and resulted in a video that got 90 million views. That was her personal best to beat, UCLA coach Valorie Kondos Field told the Los Angeles Times.

She’s since proven she has a cheery online presence, laughing at some of the major shoutouts.

The elite floor exercise athlete competes on the college level. She had originally set her sights on the Olympics, but decided to leave that behind according to The Players’ Tribune. “There was a time where I was on top of the world, an Olympic hopeful,” she explained during the video. “I was unbeatable, until I wasn’t.”

But that hasn’t stopped her from wowing millions of new fans.

According to her official UCLA website bio, the Katelyn Ohashi floor routine, as it is now known, was by no means the first perfect 10 score for the six-time all-American — and two were on the beam.

See some reactions to her latest triumph below.

Sports – TIME

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1.11.19 Computer home appraisals; TikTok app is big with kids – here’s what you need to know

Computer home appraisals might be coming soon. Clark and Producer Joel discuss the pros and cons of this potential change; TikTok is surging in use among kids. Clark tells you what to watch out for if your kids are using this app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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Episode 11: Carla Hall on the Soul of Food 2 | The Know | Oprah Winfrey Network

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Marsai Martin Enters the Big Time in ‘Little’ Trailer; Here’s Everything We Know

Marsai Martin Enters the Big Time in ‘Little’ Trailer; Here’s Everything We Know

You’ve seen Big; now it’s time for Little, a comedy about a wealthy tech company executive who is magically turned back into a kid. That’s not the most amazing story involved with the movie, either: Little is based on an idea pitched by its young star, Marsai Martin, who also become one of the youngest Hollywood producers ever with this project at just 13 years old.

Universal Pictures has just released the first trailer for Little, which looks like a hoot and offers…

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‘Start Here’: Trump speaks from the Oval. What you need to know to start your day.

It’s Wednesday, Jan. 9, 2019. Here’s what you need to start your day.
ABC News: Top Stories

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘Venom’ Sequel Officially in the Works; Here’s Everything We Know

‘Venom’ Sequel Officially in the Works; Here’s Everything We Know

Sony has a new comic book movie franchise, and the studio didn’t even need Spider-Man to make it happen – not on screen, anyway. Venom, a Marvel Comics character associated with Spidey, made his solo screen debut this past fall, and the movie has gone on to gross more than $ 850 million worldwide. Despite critics not liking it (28% on Rotten Tomatoes), moviegoers have been loving Venom and want more.

According to Variety, Sony is giving the fans what they desire by putting Venom 2 into…

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What we know about the flu season so far: ANALYSIS

The worst of the 2018-2019 flu season may be yet to come.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Mike Pence: I Don’t Know Which Ex Presidents Told Trump to Build a Border Wall

NBC

Oops.

When Vice President Mike Pence was asked to name exactly which of President Trump’s predecessors supported his border-wall plan, the former Indiana governor came up empty.

On Friday, Trump stated: “This should have been done by all of the presidents that preceded me. And they all know it. Some of them have told me that we should have done it.”

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Things All Professional Women Should Know How to Do

Things All Professional Women Should Know How to Do

What are things all professional women should know how to do by age 30, 40, 50, or 60?

So, a loooong time ago, readers had a threadjack on “things all 35-year-old professional women should know/do” — I thought it was a fun discussion, but it particularly stood out because one of my first freelanced stories, back when I was a magazine journalist (before law school), was basically this concept. I don’t remember if it was ever published or not (I vaguely remember the publication going belly-up before the article came out), but I remember making a hard sell to my editor for why all women should know how to tango. 

This is why we probably shouldn’t have 22-year-olds write these things. 

After all, knowing how to tango is great, but if you do NOT know how to tango, do not in any way feel deficient in your life. (In fact, for most of the things on this list, don’t feel deficient if you can’t do them yet.) I thought I’d come up with a few fun things and then turn it over to you guys — what do you think all 35-year-old professional women should know how to do? (Does your answer change if the age changes? What is it for 30, 40, 50, 60?)

ANYWAY. I thought I’d round up my top 5 — I’d love to hear yours!

Five Things All Professional Women Should Know How To Do:

#5: Sing Your Own Praises

Keep track of your own accomplishments, and don’t feel bad about raising them in meetings with bosses, clients, and others.

#4: Say Thank You / Give Genuine Praise

As you become a leader and have more say in whom you work with, being genuinely appreciative and grateful for the skills and work of those around you is an important quality to cultivate. And I don’t just mean the executive team — everyone who’s employed by your company!

#3: Know When to Admit Your Mistakes

I have a Post-it on my computer that says “Grace, Not Perfection” — because mistakes happen! Know when to to admit your mistakes — and when to ask for help. Which leads us to our next one… 

#2: Delegate

You. Can. Not. Do. It. All. Yourself. Say it with me, ladies — learning how and when to delegate in your personal and professional life is super important.

The #1 Thing All Professional Women Should Know How To Do:

#1: Say No

Noooooooooooooooooo. No. It’s a single sentence! It’s ok to say no to professional and personal things. Don’t feel like you need long, wordy explanations or apologies. Just. Say. No.

Readers, over to you — what do you think are the things that all professional women should know how to do? How does your answer differ for, say, a 30-year-old and a 50-year-old? 

Picture credit: Fotolia / Monkey Business.

What things should all career women know, whether by age 35 or in general? Kat shared her top 5 things all professional women should know how to do, including how to sing your own praises, how to say no, how to delegate, and more! Don't miss the comments -- lots of great thoughts from the readers on which skills younger professional women should cultivate.

The post Things All Professional Women Should Know How to Do appeared first on Corporette.com.

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‘Good Omens’ Characters You Should Get To Know Before Watching

There’s a lot of new TV to look forward to in 2019, from returning shows like Big Little Lies and Game of Thrones to reboots such as Veronica Mars and The Twilight Zone. Then there are the newbies, the series that we’ve never seen before… one of which is Good Omens, an upcoming fantasy comedy based on the novel of the same name by Terry Pratchett and Neil Gaiman.

With no official release date yet, Amazon Prime Video has only unveiled one short teaser trailer to whet fans’ appetites since production wrapped back in March 2018. Because it takes its story from a book though, we know a fair bit about the characters — of which there are many — already.

While Good Omens looks to be heavily centred on the complicated friendship between Aziraphale and Crowley (more on those guys later), there’s plenty of other supporting players to meet. So let’s get on with the introductions…

Aziraphale


Welsh actor Michael Sheen takes on the role of angel Aziraphale.

Played by: Michael Sheen

Aziraphale is an angel, who has seemingly been on Earth since the beginning of time. He has lived during many eras from Ancient Rome to Victorian England, all the way through to present day. Heck, he was even around when Eden existed. Despite being studious and highly intelligent, Aziraphale is a pretty nervous, fussy character who’s very proper, dresses smartly and doesn’t enjoy meddling in things that are bigger than himself. He’s not into things that are over-the-top, either — which isn’t great considering he thinks most things in 2018 are — and runs a bookshop in Paris.

Despite angels being described as sexless in the book, it is mentioned that whenever someone meets Aziraphale, they conclude to themselves that he’s “gayer than a tree full of monkeys on nitrous oxide.” While that line is full of implications, it could just as easily relate to his relentless cheeriness as opposed to anything else.

Crowley


David Tennant seems the perfect fit for super-cool demon, Crowley.

Played by: David Tennant

Anthony Crowley, in almost every sense, is Aziraphale’s counterpart. He’s a demon. However, it is said that he’s not so much an angel that ‘Fell from Heaven’ but rather ‘Sauntered Vaguely Downwards’, and the pair came together after making an ‘Arrangement’ to occasionally work together. He was also the snake who offered Eve the apple in Eden and still to this day, has yellow eyes with slitted pupils.

He loves sleeping — so much so that he once snoozed through a whole century — and he’s also fond of music, from soul to classical. His most prized possession is his 1926 Bentley, which can actually be seen in the show’s first trailer. If a tape is left in his car for longer than two weeks, it turns into a ‘Best of Queen’ cassette; something that’s also touched upon in the teaser as it’s set to the band’s track, “You’re My Best Friend”.

In Good Omens, old ‘friends’ Crowley and Aziraphale come together once more to try and put an end to a world-ending event that would destroy the planet they’ve both come to love in the millions of years they’ve been living on it. Talking to Bustle about their characters’ relationship, Tennant described their bond as marriage-like, in the sense “it’s almost deeper than a friendship, because they’ve known each other for such a long time. For all of history. They’re two halves of the same being by the end of the story.”

Adam Young


Up-and-coming actor Sam Taylor Buck will bring Adam Young AKA the Antichrist to life.

Played by: Sam Taylor Buck

So what’s the thing that Aziraphale and Crowley are attempting to stop? A villainous entity? Satan? Aliens? Well, no, none of those scary-sounding things… The twosome are actually trying to prevent an eleven-year-old boy named Adam Young from becoming the Antichrist and bringing about the end of days. You know, the usual Tuesday tasks!

Due to a mistake made by a clumsy nun called Sister Mary Loquacious at the hospital when he was a baby, Young — who was actually intended to be the son of a prominent American diplomat stationed in Britain — went on to live with a family in Lower Tadfield, Oxfordshire. Meanwhile, Warlock Dowling, the child believed to be the Antichrist (as he went on to live with the diplomat), is just an average boy.

Young is described in the book as charismatic and otherworldly. He’s a member of a gang called ‘the Them’ along with his three friends Brian, Wensleydale and Pepper and he’s largely unaware of his supernatural powers. That is, until one day, when he naively tinkers with his abilities and the Four Horsemen of the Apocalypse rise and threaten Earth. Uh oh!

Archangel Gabriel

Played by: Jon Hamm

In Good Omens: The Novel, the Archangel Gabriel was merely mentioned, but in Good Omens: The TV Show, writer Gaiman — who has been developing the television series solo since Pratchett sadly passed away in March 2015 — decided to include him in the action because he wanted to play around with portraying Good and Evil outside of Aziraphale and Crowley’s polarised representation.

Speaking at a Q&A during Amazon’s European showcase in London a few months ago, Gaiman explained: “There aren’t any other angels in the book, but Terry [Pratchett] and I had this whole idea of what Heaven was like and what Hell was like and I thought – Gabriel.

“And in order for Gabriel to be Gabriel, he needed to be the best-looking, coolest, the most irritating angel that you could possibly imagine, and I thought, ‘I just need somebody who can do humour’. And I thought, obviously the good-looking bit is going to be a stretch for Jon – but he can do the other bits!”

In one scene that was screened during the event, Gabriel attempts to buy a pornography book. Something tells us, he’s not your typical angel.

Anathema Device


Adria Arjona is no stranger to the fantasy genre having previously appeared in Wizard of Oz spin-off Emerald City.

Played by: Adria Arjona

When it was published, the full title of the book on which the show is based was Good Omens: The Nice And Accurate Prophecies of Agnes Nutter, Witch. Nutter was a prophet, who lived in the 17th Century and used her future-seeing skills to help prevent sickness and cure those who were ill.

Despite her good intentions, it is believed that she was burned at the stake by her local townspeople; not before she shoved a ton of gunpowder and roofing nails into her petticoat and blew up the pyre and injured everyone near it though. Anathema Device is a descendant of Nutter.

Having pored over her distant relative’s book of predictions since she was a child, Anathema travels to Tadfield and seeks out Adam Young in the hope of thwarting the end of the world.

Shadwell


Michael McKean plays witch hunter Shadwell in Good Omens.

Played by: Michael McKean

Sergeant Shadwell is many things: a drinker of condensed milk, a lover of Sunday lunches and, frankly, a bit of a pig. But above all else, he’s a member of the Witchfinder Army, an organisation that hunts down beings who practice dark magic — he often chooses to ignore supernatural occurrences that might be described as ‘good’ — and offs them.

Shadwell’s right-hand man is Newton Pulsifer, a young man who had a brief romantic relationship with Anathema Device. He will be brought to life by comedian-turned-actor Jack Whitehall in the show.

Hastur and Ligur


Ned Dennehy (left) and Ariyon Bakare (right) bring demonic duo Hastur and Ligur to the small screen.

Played by: Ned Dennehy and Ariyon Bakare

Hastur and Ligur are the demons that deliver Warlock AKA The Child Who Isn’t The Antichrist to Crowley when he is just a baby. According to their descriptions in the book, Hastur and Ligur always had a taste for evil, even when they were angels, as Crowley includes them among those who take “such dark delight in unpleasantness you might even have mistaken them for human[s].”

When they discover that Warlock isn’t the bringer of the Apocalypse, the duo are sent for Crowley by the Infernal Authorities which ends disastrously for someone involved in the “collection.”

Harmony and Glozier


The League of Gentlemen AKA Reece Shearsmith, Steve Pemberton and Mark Gatiss (pictured) will unite in Good Omens.

Played by: Mark Gatiss and Steve Pemberton

Lastly, we have Harmony and Glozier, two book-buyers who aren’t very nice guys so we’ve heard. Gaiman was said to have written the roles just for them.

“Glozier and Harmony are a small piece of the jigsaw but hopefully one which will fit nicely into place,” Pemberton told Digital Spy back in February. During the same interview, Sherlock actor Gatiss added: “”I’m delighted to be working with David and Michael again and of course with Steve – bringing a little film noir menace to such an exciting project. Being bad never felt so good!”

The ’90s Curse of the World Cinema Remake

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What You May Not Know About a Down Payment for Buying a Home

A new study proves something many may already know: Saving for a down payment for buying a home is the biggest hurdle for would-be home owners. However, the study reveals some facts you may not have known about down payments.

First, down payments are particularly hard for millennnials, the largest single group of home buyers and the biggest group of first-time buyers, according to the Zillow Group Consumer Housing Trends Report 2018.

Millennial buyers also are the most likely to put less than 20% down. When they decide to buy a home — one of the biggest investments ever for many Americans — millennials are most likely to use multiple funding sources for the down payment. Nearly half used a gift or loan from family or friends for at least some of their down payment, making up one-fifth of the down payment on average. They also use investments and retirement funds toward down payments.

Zillow also reported coming up with a down payment can be a game-changer. For instance, it can help make a monthly mortgage payment that is affordable and does not bust your bill-paying budget.

The Zillow report surveyed people in Atlanta, Chicago, Phoenix, San Francisco, and Washington, D.C., including 3,000 home buyers. They were asked about their down payment decisions, including how much they put down and where the money came from.

Here are other revelations from the report:

-First-time buyers are more likely to cash out investments or use retirement funds toward a down payment.

-Putting 20% down is conventional wisdom, but fewer than half of buyers do so.

-Buyers in Atlanta put down less than 5% more often than they put down at least 20%, boosting the risk of becoming underwater on their mortgages.

Yet, buyers in Chicago, San Francisco and Washington, D.C. are at least as likely as the typical national buyer to put down at least 20%.

Research from Zillow disclosed it takes over seven years for a typical American home buyer to save a 20% down payment on the typical-valued home.

Of course, buyers can put much less down than that amount. Saving up for a down payment can be tough and requires good budgeting and long-term planning, especially when for many the cost of rent and everyday life outpaces what they are able to put in the bank.

Even if you don’t have plans to buy a home in the next year or two, it never hurts to start setting aside savings for a future home purchase,” Zillow senior economist Aaron Terrazas stated.

“There are many mortgage options that require less than 20% down, but buyers should be careful that they don’t set themselves up to be underwater. Interest rates are rising, of course, but for many, waiting a bit longer and saving for a larger down payment might still be the way to go as they weigh their current stability and housing needs against their long-term future.

If your goal is home ownership, check out some more great advice about purchasing a home:

-INSIDER TIPS FOR AFRICAN AMERICANS LOOKING TO PURCHASE A HOME

-HOME OWNERSHIP: IT’S NOT THE SIZE OF THE HOME, BUT THE SIZE OF THE DREAM

-GOOD SIGN FOR BUYERS: HOUSING INVENTORY GROWING AGAIN

 

 

The post What You May Not Know About a Down Payment for Buying a Home appeared first on Black Enterprise.

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Watch First, Totally Unnerving ‘Us’ Trailer; Here’s Everything We Know

Watch First, Totally Unnerving 'Us' Trailer; Here's Everything We Know

 

Jordan Peele's "social horror" thriller Get Out was an unexpected success, both with audiences and critics. Soon after the film was nominated for three Academy Awards — Peele himself ended up winning an Oscar for Best Original Screenplay — Peele announced he was writing his next film and planned to direct it for Universal Pictures.

Now the first trailer has been released and it looks totally unnerving. Here's everything we know about the thriller; watch the…

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First ‘Hellboy’ Trailer Arrives Just in Time; Here’s Everything We Know

First ‘Hellboy’ Trailer Arrives Just in Time; Here’s Everything We Know

There’s a new Hellboy on the block. Summit Entertainment’s reboot of the comic book movie franchise promises to be different style-wise than Guillermo del Toro’s 2004 take, but we can still anticipate a similar mix of brawn and banter from the titular demon-spawn character.

Darker is the supposed direction of this Hellboy, though that doesn’t show so much in the first trailer. David Harbour’s version of the big, red not-a-monster antihero is humorous, and the…

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Louisiana investigating hepatitis A outbreak: What you should know

The outbreak makes Louisiana the 15th state to experience an ongoing outbreak.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Bella Hadid Gushes Over The Weeknd – He Is The ‘Most Beautiful Person’ I Know!

Bella Hadid and The Weeknd seem to be happier than ever now that they are back together! That being said, while doing a 73 Questions video for Vogue, the supermodel revealed that her singer beau being such eye candy helps make it work as well!

The Hadid sister made it very clear that from her point of view, The Weeknd is very handsome.

In fact, when she was asked who the most beautiful person she knows is, Bella, smiled sweetly and let the world know that it’s her boyfriend!

But that is not even the only time she gushed over him during the interview!

Bella also claims that he is the one who makes her laugh ‘the hardest’ as well!

Handsome AND funny? What more could you want from a significant other?

But when it comes to feeling beautiful, the model made it very clear that instead of relying on the world or her boyfriend to tell her, it’s something she finds within herself!

‘Probably when I just feel healthy and confident in myself,’ she responded.

She went on to give aspiring models some great advice, saying that: ‘The hardest part of the modeling industry is gaining respect from my peers. I think, there is a lot of pretty girls out there, so if you cannot be kind and work hard, there is no reason to do it.’

As fans remember, Bella and The Weeknd reunited earlier this year.

They were romantically involved years ago, but in 2016, they pressed pause on their relationship for a while.

Ever since rekindling their romance, the two have been caught together in public a lot, enjoying their love like never before!

Hopefully, this time around it’s forever for the two!

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Episode 8: Erica Chidi Cohen on Self-Care | The Know | Oprah Winfrey Network

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE :

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Everything We Know About ‘Once Upon a Deadpool’

Everything We Know About ‘Once Upon a Deadpool’

Whether you’ve already seen Deadpool 2 or not, there’s reason to go again. The sequel, starring Ryan Reynolds as Marvel’s “merc with a mouth,” is returning to theaters under a new title: Once Upon a Deadpool. Well, it’s not quite the same movie, as the name isn’t the only thing that’s changed. What exactly can you expect with the re-release? Here’s everything we know:

What makes Once Upon a Deadpool different than Deadpool 2?

As…

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Everything you need to know about Brooklyn Beckham’s new girlfriend

Sorry ladies but it seems that Brooklyn Beckham has been snatched up once again; the young photographer has been spotted out and about, with a new girl on his arm. Who is she?

REX

Words by Zeinab Batchelor

Sorry ladies but it seems that Brooklyn Beckham has been snatched up once again, and not by any of us.

The young photographer has been spotted out and about, with a new girl on his arm. But who is she?

We’re used to seeing Brooklyn with his ex girlfriend Chloe Moretz, but it seems that the former couple are officially off, with this week seeing not only Brooklyn and his new GF, but also Chloe moving on too with a playboy model.

The name of Brooklyn’s new girlfriend? Hana Cross.

But who is she? Here’s everything we know…

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🌞baby

A post shared by Hana (@hancross) on

Birthday: 7th September: aged 21
Star sign: Virgo
Occupation: Model, signed to the likes of Select, Premium Models, the Lions LA. First making her modelling debut with high-street brands like Asos, Nastygal and Topshop, then got the attention of major fashion house Fendi which sees Cross in one of their latest campaigns.
Height: 5’8
Hometown: Chipping Campden, a small market town in the Cotswold district of Gloucestershire.

How the lovebirds met: Hana is close friends with Brooklyn’s cousin, Libby Adams, as seen on many Instagram stories of the two. Libby Adams is the daughter of Victoria’s sister, Louise Adams.

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Severe delays

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The young couple has made a string of appearances over the past few months, some less informal like Winter Wonderland and the Mumford and Sons gig last month. However they seemed to up it a notch by attending The British Fashion awards together, on the 10th December, hosted at The Royal Albert Hall.

And while Hana was photographed on the red carpet alongside Brooklyn and his parents, there are reports that they spent time together during the event, even attending an after party in Belsize Park together.

Now, the question that’s on everybody’s lips – has she met the parents?

Yes she has. Hana Cross and David Beckham were spotted at his launch party for Haig Whiskey just a few weeks ago – surely that’s saying something!

What’s in store for Brooklyn and Hana? Only time will tell.

The post Everything you need to know about Brooklyn Beckham’s new girlfriend appeared first on Marie Claire.

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Scott Derrickson to Direct ‘Doctor Strange’ Sequel; Here’s Everything We Know

Scott Derrickson to Direct ‘Doctor Strange’ Sequel; Here’s Everything We Know

There was a time when the Marvel Cinematic Universe was publicly planned out years in advance, but currently, we still don’t know many confirmed titles, let alone their release dates for anything post-Avengers: Endgame next May.

There’s Spider-Man: Far From Home in July for sure, and then what? At some point we expect to see Black Panther 2, Guardians of the Galaxy Vol. 3, Black Widow and Eternals. Now comes word that Doctor Strange 2 is also on the way.

At the moment, the…

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We Are the Pets in Second ‘Godzilla: King of the Monsters’ Trailer; Here’s Everything We Know

We Are the Pets in Second ‘Godzilla: King of the Monsters’ Trailer; Here’s Everything We Know

Five years after the Gareth Edwards-helmed reboot of Godzilla, the sequel is finally stomping into theaters very soon. Godzilla: King of the Monsters will be an even bigger movie, pitting the iconic title creature against three classic foes. Who will win the battle? Well, the next installment is called Godzilla vs. Kong, so let that help your guess.

Still, Godzilla isn’t going to have an easy fight in King of Monsters, as we see in the second trailer. And anyway, humanity…

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Episode 7: Erica Chidi Cohen on Being a Doula | The Know | Oprah Winfrey Network

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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First ‘Avengers: Endgame’ Trailer Arrives as Release Date Moves Up; Here’s Everything We Know

First 'Avengers: Endgame' Trailer Arrives as Release Date Moves Up; Here's Everything We Know

Ever since the devastating ending of Avengers: Infinity War, moviegoers have been dying to see what happens next and find out just what's become of not only half of Earth's Mightiest Heroes, but the whole Marvel Cinematic Universe. The fourth crossover tentpole of the franchise, Avengers: Endgame, will see theatrical release just under a year later, hopefully with all our questions answered. 

The first trailer for Endgame has now arrived to give fans hope that the surviving…

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Everything you need to know about Ebola

The Democratic Republic of the Congo is fighting its 10th outbreak of the Ebola virus. Here is a look at the causes, the symptoms and the history of the deadly disease.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Director Christian Rivers Talks ‘Mortal Engines’ VFX Challenges; Here’s Everything We Know

Director Christian Rivers Talks 'Mortal Engines' VFX Challenges; Here's Everything We Know

Universal Pictures has pulled back the curtains on Mortal Engines, a steampunk fantasy film presented by Peter Jackson. Jackson is also responsible for the film’s screenplay alongside writing partners Fran Walsh and Philippa Boyens, the trio behind The Lord of the Rings.

Mortal Engines promises to be one of the biggest special effects spectacles of the year, and ahead of the release, we chatted with director Christian Rivers about the challenges of creating the movie's villain,…

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Blood pressure medication recall: What you need to know

This is the third recall for this type of medication in 2018.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Brad Pitt and Angelina Jolie’s Custody Battle: Everything We Know

The legal war between Brad Pitt and Angelina Jolie is getting uglier by the day. More than two years after the actress’ September 2016 divorce filing, the estranged couple are still fighting over custody of their six children.

Here is everything we know so far about Brangelina’s ongoing custody battle.

Signed, Sealed, Delivered
The Oscar winners agreed on January 9, 2017, to seal all court documents in their divorce case after the Los Angeles County Department of Children and Family Services cleared Pitt of child abuse accusations relating to an alleged incident with son Maddox aboard a private jet. The pair’s reps said in a statement to Us Weekly, “The parents are committed to act as a united front to effectuate recovery and reunification.”

Living With Mom
After nine months of living in various Malibu rentals, Jolie and her six children — Maddox, Pax, Zahara, Shiloh and twins Knox and Vivienne — moved into an 11,000 square-foot mansion in the Los Feliz neighborhood of L.A. in June 2017. Pitt, who was allowed supervised visitation with the kids, told the Associated Press around the same time that he spends his time “keeping the ship afloat” and “figuring out the new configuration of our family.”

Brad-Pitt-Angelina-Jolie-custody-battle
Brad Pitt and Angelina Jolie attend the 15th annual AFI Awards at Four Seasons Hotel Los Angeles at Beverly Hills on January 9, 2015. Kevin Winter/Getty Images for AFI

Summer Agreement
Pitt and Jolie reached a temporary agreement on June 12, 2018, after the L.A. Superior Court determined that “not having a relationship with their father” would be “harmful” to the children. The court also said at the time that Maddox was essentially free to go with either parent because he was 17. The summer schedule split the kids’ time between London, where their mother was filming Maleficent 2, and their native Los Angeles, where their father was working on Once Upon a Time in Hollywood.

Jolie’s Child Support Request
The Tomb Raider star filed a two-page brief in L.A. on August 7, 2018, that claimed Pitt “has paid no meaningful child support” since they separated. A source familiar with the situation countered to Us, “Brad has fulfilled all of his commitments under any agreements with Angelina. Hopefully both sides can come together and resolve this, and work it out for the sake of the children.”

Jolie’s Explanation
A spokesperson for Jolie said in a statement to Us on August 7, 2018, that the aim of the actress’ court filing was to “provide closure to the marriage in a way that clears a path toward the next stage of their lives and allows her and Brad to recommit as devoted coparents to their children.”

Pitt Responds
The Fight Club actor filed a response in L.A. on August 8, 2018, in which he called Jolie’s request for more child support “unnecessary” and claimed it “omits material information and is a thinly-veiled effort to manipulate media coverage.” He also alleged that he loaned $ 8 million to Jolie to purchase her current home, in addition to $ 1.3 million for “the benefit of [Jolie] and the minor children.” Furthermore, a source told Us exclusively that Pitt “has contributed financially to the care, welfare and expenses of their children,” adding that Jolie never asked him for child support until her court filing.

Brad Pitt and Angelina Jolie
Brad Pitt and Angelina Jolie attend a private reception in London on May 8, 2014. Anthony Harvey/Getty Images

Jolie Hits Back
The Girl, Interrupted star’s attorney Samantha Bley DeJean released a statement to Us on August 8, 2018, after Pitt’s response. “Angelina’s filing … was both legally appropriate and factually accurate in all respects. What has been filed by Brad’s side … is a blatant attempt to obfuscate the truth and distract from the fact that he has not fully met his legal obligations to support the children,” DeJean claimed. She said Pitt’s loan for Jolie’s home “is not … child support and to represent it as such is misleading and inaccurate.” She added, “Typically a father of means would pay these expenses voluntarily without the need for a request or court order. We are hopeful that this can be resolved without further delay or posturing.”

Another Agreement
Jolie and Pitt agreed on August 22, 2018, to continue their interim custody schedule “after recommendations from the custody evaluator,” according to a source close to the situation.

Legal Switch
Us confirmed on August 27, 2018, that the Changeling actress parted ways with her divorce attorney, Laura Wasser. “Angelina has decided to change counsel to Samantha Bley DeJean, as Samantha’s expertise is the protection and best interest of children,” Jolie’s spokeswoman told Us. “Angelina appreciates Laura’s cooperation in transitioning the case over the past several weeks.”

Brad Pitt and Angelina Jolie
Angelina Jolie and Brad Pitt attend the afterparty for the premiere of ‘By the Sea’ during AFI FEST at TCL Chinese 6 Theatres in Hollywood on November 5, 2015. Michael Kovac/Getty Images for AFI

Quality Time
A source revealed to Us exclusively in mid-September 2018 that Pitt “has the children every other day” — more specifically, “four hours a day on school days and 12 hours on nonschool days.” A second source added, “[Pitt is] hopeful that at the conclusion, he’ll have joint custody of the children. All Brad wants is to be a present dad and coparent with Angelina.”

Headed to Court
A trial in the By the Sea costars’ custody battle was set for December 4, 2018, according to court documents obtained by Us on November 5. Jolie and Pitt also extended the appointment of Judge John Ouderkirk as a temporary judge through June 30, 2019.

Angelina Jolie and Brad Pitt
Actors Angelina Jolie and Brad Pitt arrive at the AFI FEST 2015 presented by Audi Opening Night Gala Premiere of Universal Pictures’ ‘By The Sea’ at TCL Chinese 6 Theatres on November 5, 2015 in Hollywood, California. Axelle/Bauer-Griffin/FilmMagic

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Everything You Need To Know About ‘Spider-Man: Into the Spider-Verse’

Your friendly neighbourhood Spider-Man is back, but not in a form that’s ever had centre stage on the big screen. Spider-Man: Into The Spider-Verse follows Miles Morales – the Spider-Man of an alternate universe to the Peter Parker with whom we are familiar – as he gets to grip to being the one and only Spider-Man. Only one problem with that – ‘one and only’ has become ‘one of several’, as alternate-universe spider heroes are thrown together in Miles’ New York. Am I creating more questions than answers? Not to worry, because the video above will tell you everything you need to know about Spider-Man: Into The Spider-Verse.

Keep your eyes peeled for more Spidey updates here before you web swing into the Spider-Verse with previews on the 6th of December and general release on the 13th December.

 

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First ‘Artemis Fowl’ Teaser Will Make You Believe; Here’s Everything We Know

First 'Artemis Fowl' Teaser Will Make You Believe; Here's Everything We Know

Fans of the Artemis Fowl books have been waiting a long time for the title character to appear on the big screen. The first of Eoin Colfer's eight books in the young adult (YA) series was published back in 2001, and there were plans at that time for a movie adaptation. Disney picked up the rights five years ago and things started to look positive. Now, we've got a 2019 release to anticipate. 

We've also got the first teaser trailer for Artemis Fowl. Despite having just over…

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‘Spider-Man: Into the Spider-Verse’ – Everything You Need To Know

You’ve surely heard of Peter Parker; probably Miles Morales as well. Maybe even Gwen Stacey, Spider-Ham, and Spider-Noir ring a bell, but we’re willing to bet Sony’s new animated feature, Spider-Man: Into the Spider-Verse, is something new, even if you’re a devout Spidey fan. Not to worry, though, because Fandom is here to provide you with a crash course on everything you need to know about Spider-Man: Into the Spider-Verse.

The post ‘Spider-Man: Into the Spider-Verse’ – Everything You Need To Know appeared first on FANDOM.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE :

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

11.23.18 Moving to make more money; Everything you need to know about PMI

Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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‘Battlefield V’: Everything You Need to Know About War Stories

While much is being made of  Battlefield V‘s multiplayer experiences on offer — including a Battle Royale mode called Firestorm that looks remarkable — we thought we’d catch you up on a few things you need to know about the singer player mode, War Stories. These encompass a variety of tales from some of World War II’s lesser told conflicts, with developers DICE taking you across the breadth of the globe. The result is a game that focuses on the word “world” as much as the one “war.” You’ll find a thrilling, dramatic FPS experience, unlike anything you’ve experienced before.

WHAT EXACTLY ARE “WAR STORIES”?

Instead of one campaign, Battlefield V revisits the format laid down on Battlefield 1 of breaking the single-player campaign into individual, brilliantly written, tonally diverse “War Stories.” One of our favorites is called “Nordys.” set in Rjukan, Norway, in the spring of 1943, which is the tale of a young resistance fighter charged with freeing an allied scientist being imprisoned behind enemy lines, taking her away from the interrogation that would allow the war to swing in the Nazi’s favor. It’s an extremely moving story, which pits you against the brutal chill of the Scandinavian wilds as much as it does more traditional German enemies. Oh, and you get to ski in it, too. Trust us when we say that you haven’t lived until you’ve skied away from a Nazi desperately bellowing, “Come back here!”



NO ONE WAY TO FIGHT

Variety is the key to understanding War Stories. DICE have been on record as saying they wanted to create experiences that could see you fly planes, drive tanks, as well as fight on the ground. The different stories allow you to do that. Similarly, there’s not just one way to play each story. Take “Nordys” for example. When you come to the Nazi base, you can either proceed with stealth or you can get in a truck and drive through the gate all guns blazing. There’s no one way to get from A to B. Different ways of playing unlock different experiences. These aren’t stories you’ll experience just once, but many times, and from many angles.

“Under No Flag” is probably the most traditional story on show, though it’s premise is far from boring. You’re Arthur Bridger, a bit of a bad seed who’s given the choice between spending the war behind bars or making up a brigade of young lads given the chance to work their crimes off by joining the fight. Arthur is a bit Danny Dyer, and also a bit Rambo. His story is written with strong emotions as well as some genuinely funny, laugh-out-loud moments — and it features a cool twist later on. There are also some intriguing strategy elements, like finding high ground to use your binoculars and plan the route ahead. We really want to tell you more about the twist, but we can’t. Just trust us when we say that it’s really, really good…



STORIES LESS TOLD

When we mentioned Battlefield V’s mission to shine a light on stories rarely told, we really weren’t exaggerating. “Tirailleur” positions you as a young Senegalese man called Deme Cisse, who is drafted to fight for a homeland he’s never even seen, as part of the French Colonial Empire. The story takes place within the framework of Operation Dragoon, which was the code name for the Allied invasion of Southern France on August 15, 1944. It’s another example of the game presenting a different take on World War II, showing you things the history books so frequently have failed to mention. It’s a story about racism and nationhood and the fight for acceptance. We’re not ashamed to admit that we found this one really moving.

More to Come

If that wasn’t enough, there’s a War Story coming post-launch, that might just be the most ambitious, nuanced story Battlefield has ever tried to tell. It’s called “The Last Tiger,” and it’s set from the perspective of the Nazis — the only War Story to do so — as the Allies close in on a decimated Berlin in the closing days of the war. In it, an exhausted, war-weary Tiger tank brigade tear apart the Nazi ideology that led them to this point. DICE needs to be applauded for such brave storytelling, and we’re really looking forward to the reaction to it. The story really is symbolic of what Battlefield V is trying to do, which is to entertain you, yes, but also to really immerse you within the varying emotions, motivations, and consequences to come out of the bloodiest battle the world has ever seen.

The post ‘Battlefield V’: Everything You Need to Know About War Stories appeared first on FANDOM.

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6 Statement Outerwear Brands to Know Before Buying a New Winter Coat

When it comes to dressing for the cold winter months, it’s easy to get trapped in a sea of sameness and choose a mainstay outerwear brand, such as Canada Goose or Moncler. What else is out there? A group of young designers have noticed a lack of novelty in the category, launching brands that …

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Truth Lies Beneath the Surface in New ‘Serenity’ Trailer; Here’s Everything We Know

Truth Lies Beneath the Surface in New 'Serenity' Trailer; Here's Everything We Know

If you seek more grown-up fare at the multiplex, you'll be wishing for Serenity now. The steamy thriller has a terrific cast of dramatic talents, including Oscar winners Matthew McConaughey and Anne Hathaway, and a premise that is sure to pique the curiosity of anyone who enjoys old-fashioned crime plots with modern twists. 

Yes, Serenity is classified as a neo-noir, and its second trailer has dropped just in time to be a part of everyone's favorite month-long classic-film…

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‘The Possession of Hannah Grace’ May Scare the Dead Back to Life; Here’s Everything We Know

'The Possession of Hannah Grace' May Scare the Dead Back to Life; Here's Everything We Know

"When you die, you die" is a phrase that is repeated several times in the trailer for The Possession of Hannah Grace, which is a thought that can reassure anyone worried that the dead might return to life in a very bad mood. Of course, countless horror movies have sought to disprove that phrase by reanimating corpses to very frightening effect.

The Possession of Hannah Grace introduces the protagonist in a sympathetic manner before quickly moving on to its scary setup, making sure…

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‘Green Book’ Explores Racism and Friendship in the ’60s Deep South; Here’s Everything We Know

‘Green Book’ Explores Racism and Friendship in the '60s Deep South; Here's Everything We Know

The road trip is a time-honored cinematic tradition that is renewed with a very real sense of racism and danger in Green Book. Rather than a dry historical treatment, however, director Peter Farrelly infuses the film with wry humor and a welcome consideration of the roots of the differences that can divide us.  

Remaining focused on the two lead characters bolsters the film immeasurably, since we get to know them intimately, even as they get to know each other. The relationship is…

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What You Don’t Know About WeWork’s Julie Rice

SoulCycle founder and WeWork partner Julie Rice spoke Tuesday at a Women’s Leadership Breakfast hosted by Berns Communications Group at specialty retailer Story in Manhattan’s Meatpacking District. The brief Q&A session had Story founder Rachel Shechtman, who became Macy Inc.’s brand experience officer after the retailer in May acquired Story, query Rice about founding SoulCycle and about some new leases that WeWork signed. Rice kept mum about plans for the leases, but did speak about WeMarket, the test concept at four locations focused on helping brands who are WeMarket members figure out how to build communities around their products.
Rice said brand owners need to understand that “you can’t put stuff on shelves and expect to create a bond” with customers. She also spoke about creating “Shark Tank” nights to mentor brands on how to grow. An example was a food company where product was made in the owner’s kitchen and how that wouldn’t work if the person really wanted the ability to scale production.
What did get the attendees attention was Rice’s disclosure that she is a “major claustrophobic,” noting that “I will not take elevators.” That led to another disclosure — and admiration from many attendees — of how she

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Everything You Need To Know About Open Enrollment

Why is open enrollment season for health insurance important?

Open enrollment is the annual period when you can enroll in or change your health insurance coverage for the upcoming year. Additionally, if you receive other benefits through your employers – life insurance, unemployment insurance – this is a great time to make any adjustments to these policies as well. Open enrollment is usually the only time you can makes changes, so it is important to understand your options and needs ahead of time.

When is open enrollment period this year?

For those getting health insurance coverage through healthcare.gov, open enrollment runs from November 1 to December 15. However, in some states like California you can sign up for Affordable Care Act plans later. Outside of these dates, you are only able enroll in a health insurance plan if you experience major life events like getting married, changing jobs, losing previous health coverage or circumstances that qualify you for a Special Enrollment Period.

For employer-provided health insurance and other benefits, the timing can vary by company. It is generally in the fall, between October 1 and December 31. If your job offers health insurance and other benefits but you do not know when your company’s open enrollment period is, contact your HR department.

What should we keep in mind when choosing our healthcare coverage?

The most important thing is to understand your options. If you receive your health insurance through your job, you can go to your human resources department about what plans are offered. If your job doesn’t provide healthcare, go to the state or federal marketplaces for the Affordable Care Act to search plan options and costs. Again, the best place to go for this is healthcare.gov.

Next, review the plan type. You will likely run into the acronyms HMO or PPO. These stand for health maintenance organization and preferred provider organization, respectively. Generally speaking, the difference between HMO and PPO plans includes the size of the plan network, ability to see specialists, plan costs, and coverage for out-of-network services. Compare each plan’s summary of benefits to learn more. Your HR department or the online marketplace will provide these.

Finally, determine the best plan for your healthcare needs and your finances. When doing this you want to take into account you and your family’s healthcare requirements. If you are single and healthy, it may be best to go with a low premium, high deductible plan. If you have a family, numerous prescriptions or past health issues, more coverage and a higher monthly premium may be a better option.

What other benefits should we be thinking during open enrollment?

If you have the option of receiving life and unemployment insurance, I would recommend purchasing this coverage. As you have heard me say before, 1 in 4 people will be involved in an accident that prevents them from working for a period during their life. If something happens to you, life and unemployment insurance will protect your family from financial catastrophe.

Open enrollment is also a great time to review your retirement preparations. Most employer-sponsored retirement plans allow you to make changes at any time, but it is always a good idea to check that your contributions, your plan choice and your portfolio mix are aligned with your current goals. If your employer offers matching, be sure you’re getting all the free money on the table. Finally, it is also a good time to talk to your financial advisor about your plan’s performance. 

The Trump administration has shifted a number of healthcare policies. Can you talk about what is new this year?

The Trump Administration has made several changes to the ACA’s rules. In last year’s tax bill, they include a provision that removed the tax penalty for those who don’t buy coverage, essentially removing the requirement that every American had to have health insurance. This means you will not pay a fee for not having health insurance, though I would caution going without is a bad idea. The administration has also made it easier for some people to buy short-term policies that do not include all the consumer coverage protections of an ACA policy.

In reaction to this, some states have made their own changes. In May, New Jersey adopted its own individual mandate, and California banned the sale of short-term health policies that don’t meet ACA standards. Maryland and Alaska have each added other programs to stabilize the insurance marketplace.

Unfortunately, the repeal of the individual mandate and the legalization of short term insurance, along with other regulatory changes made by the administration, have caused some uncertainly in the markets, and we have seen premiums rise about 16 percent higher this year according to the Kaiser Family Foundation. That may mean some of us will pay more for coverage this coming year.

Mellody is President of Ariel Investments, a Chicago-based money management firm that serves individual investors and retirement plans through its no-load mutual funds and separate accounts.  Additionally, she is a regular financial contributor and analyst for CBS News and CBS.com.

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Famous Men You Didn’t Know Were Members of Omega Psi Phi

Omega Psi Phi Fraternity, Inc. was founded on Nov. 17, 1911, at Howard University in Washington, D.C. It was the first international and predominately Black frat to be created on the campus of a historically Black college or university. The organization‘s Greek letters, ΩΨΦ, stand for the first three letters of its motto, “Friendship is essential to the soul.” There are currently 750 undergraduate and graduate chapters of Omega Psi Phi, which strive to uphold the cardinal principles of “manhood, scholarship, perseverance and uplift.” Throughout its 107-year history, Omega Psi Phi has been able to claim prominent figures who regularly […]

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Find Your Courage in First ‘Dumbo’ Trailer; Here’s Everything We Know

Find Your Courage in First 'Dumbo' Trailer; Here's Everything We Know

Disney's new, live-action Dumbo draws upon an animated film that was released during troubling times. Yet the original's simplicity and warmth attracted audiences in large numbers, and it subsequently has been recognized as a family classic. 

Now the first trailer for the new version has been released, presenting events initially from the perspective of two children at a circus before soaring outward. It, too, looks like a film with a positive spirit and an encouraging…

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The Rock Returns to Wrestling in First ‘Fighting With My Family’ Trailer; Here’s Everything We Know

The Rock Returns to Wrestling in First 'Fighting With My Family' Trailer; Here's Everything We Know

Dwayne Johnson returns to the WWE ring every now and then, but he's mostly considered a movie star these days. But he's combining both worlds next year with the biographical comedy Fighting With My Family. The movie will feature Johnson playing himself in support of the story of the Bevis family of wrestlers. 

While Johnson, a.k.a. "The Rock," is not the star of Fighting With My Family, he is one of its producers and appears prominently in the first trailer, which made…

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Watch the First ‘Pokémon: Detective Pikachu’ Trailer; Here’s Everything We Know

Watch the First 'Pokémon: Detective Pikachu' Trailer; Here's Everything We Know

You weren't expecting that the first truly great video game movie would also be a Pokémon movie, did you? All signs point to the former being a possibility, with Warner Bros.' live-action adaptation of the Nintendo game Detective Pikachu, starring everyone's favorite snarky voice actor, Ryan Reynolds. 

The first trailer for the upcoming movie (watch it down below) hints that, thanks to Reynolds voicing the title character, this is sort of going to be Deadpool for…

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New cholesterol guidelines for heart health: What you need to know

The guidelines advocate for more aggressive treatment with statin therapy.
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Everything We Know About ‘Game of Thrones’ Season 8

With the announcement of the spring 2019 launch of Season 8 of “Game of Thrones,” one thing is now certain: Winter is here. The eighth and final season of the megahit HBO series is fast approaching, and although the premium cabler has taken CIA-level precautions on preventing spoilers from leaking, some details are beginning to […]

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These Are Some of the Most Beloved Heroes and Villains You’d Never Know Without Stan Lee

In the wake of reports that Stan Lee passed away at the age of 95 on Monday, fans are mourning the loss of the legendary Marvel Comics creator.

Lee, who made cameos in a number of the Marvel Cinematic Universe movies, is credited with creating some of the most popular comic book superheroes and villains of all time, including Spider-Man, the X-Men and the Incredible Hulk.

“I think everybody loves things that are bigger than life. … I think of them as fairy tales for grown-ups,” he told The Associated Press in a 2006 interview. “We all grew up with giants and ogres and witches. Well, you get a little bit older and you’re too old to read fairy tales. But I don’t think you ever outgrow your love for those kind of things, things that are bigger than life and magical and very imaginative.”

The true origin stories of some superheroes aren’t always clear. But without Stan Lee, the world of heroes and villains would be a lot smaller.

Here are some of the most beloved heroes and villains you’d never know if it wasn’t for Stan Lee.

Heroes created by Stan Lee

• Ant-Man
• Ancient One
• Avengers
• Beast
• Black Panther
• Black Widow
• Captain Marvel
• Cyclops
• Daredevil
• Doctor Strange
• Fantastic Four
• Groot
• Hawkeye
• Hulk
• Human Torch
• Iceman
• Invisible Woman
• Iron Man
• Jean Grey
• Mister Fantastic
• Nick Fury
• Professor X
• Quicksilver
• Scarlet Witch
• Spider-Man
• Thing
• Thor
• Wasp
• X-Men

Villains created by Stan Lee

• Doctor Doom
• Doctor Octopus
• Green Goblin
• Kaecilius
• Kingpin
• Loki
• Magneto
• Sandman
• Vulture
• Whiplash


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The True Story Behind Outlaw King: What to Know About Scottish Independence Hero Robert the Bruce

Warning: Contains spoilers for the movie Outlaw King

Increasing anxiety about the U.K.’s preparations for leaving the European Union has some Scots talking about how, in a world of Brexit, they might be able to actually pull off independence.

And whenever talk of Scottish independence ramps up — not infrequently; a referendum on the topic failed in 2014 — people look for lessons in the story of the legendary king who led Scotland to independence in the 14th century: Robert I, also known as Robert the Bruce (Bruce being his family name). So it’s perhaps fitting that, amid the ongoing political turmoil, a dramatization of his story is in theaters and becomes available for streaming on Netflix on Friday. Outlaw King stars Chris Pine (and, yes, all of Chris Pine) and is based on a pivotal period in Scottish history.

The film begins with the English siege of the Scots’ Stirling Castle in 1304, as a Warwolf — a huge medieval trebuchet — lobs boulders at the stronghold, in a motion similar to “an overarm pitch,” explains one of the film’s historical advisors Tony Pollard, Professor of Conflict History & Archaeology at the University of Glasgow (who also served as historical advisor to the TV series Outlander). At that time, most of Scotland’s castles were already occupied by English garrisons, and the King of England, Edward I, was flexing his power as overlord of Scotland and demanding the Scottish elites give him their fealty.

A succession crisis in Scotland had empowered Edward I. There were no heirs to the Scottish throne left after the death of the King of Scots Alexander III in 1286, so the Scottish nobility put together a committee of guardians to keep the government running. After the death of the Queen of Scots Margaret, Maid of Norway, in 1290, the guardians asked Edward I to come serve as an independent arbitrator to evaluate claims to the Scottish throne. As a result, John Balliol became King of Scotland in 1292.

But his reign didn’t last long. After Balliol sought an alliance with France, England’s enemy back then, Edward I himself came back to invade Scotland and drive out Balliol in 1296.

Now the independent kingdom of Scotland was facing direct rule by the English crown. Hard up for cash after the invasion, having “stretched his resources to a breaking point,” Edward I tried to shake down the Scots — including seizing their wool, the country’s main export at the time, according to Dauvit Broun, a professor of Scottish History at the University of Glasgow, who wasn’t involved in the film.

That’s when Robert the Bruce decided that enough was enough. He declared himself King of Scotland.

But in order to rule, Robert had to eliminate the competition. Scottish nobles who backed Balliol had been keeping a government going in his name. To be king, Robert the Bruce would have to get rid of anyone who challenged his own claim to the crown. So in February of 1306 at the church of Greyfriars in Dumfries, Robert the Bruce met with John “The Red” Comyn, one of the most powerful nobles in Scotland, who had been spearheading the effort to establish a Balliol kingship. Comyn didn’t walk away from the meeting alive.

There’s debate about whether Robert the Bruce killed Comyn himself or whether accomplices did, but he’s thought to have been in on it — and in the film, he’s depicted as murdering John “The Red” Comyn himself, which is what many people think happened. Robert the Bruce and his wife Elizabeth de Burgh were inaugurated King and Queen of Scots at Scone shortly after. Not a lot is known about de Burgh, and later in the year she was taken prisoner in England.

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But, though the murder of John Comyn secured his power in one way, it also made Robert the Bruce — who by then called himself King Robert I — a toxic figure in Scottish society. Soon enough, he was forced to flee.

“The most powerful nobles of Scotland treat him as a terrorist,” says Broun. “Not only is Robert I trying to establish an independent Scotland, but [also] he’s facing a civil war.”

In June of 1306, he struggled to keep up with the English army in the Battle of Methven, depicted in the film. “He’s basically an outlaw and the English are trying to bring him to book,” says Pollard. “[Robert the Bruce] comes close to being captured and beaten.”

His time as a fugitive is a mystery to historians.

“Nobody knows where he went when he was fugitive, but it looks like he thought hard about strategy,” says Broun. “He stayed out of a battle until he knew he’d have a better chance of winning, and that was controversial because kings were meant to be military heroes. He resolved that every castle he took he would destroy because he reckoned that, for the King of England to win, he would need to garrison Scotland, and you can’t do that unless you’ve got castles. It’s a bit like taking a bomb and destroying Buckingham Palace. But Robert I took the view that if he was going to win, it was only going to be because he had the support of the people, so he didn’t need castles.”

The film aims to depict Robert I’s military genius by highlighting the guerrilla tactics he used to overthrow the superior military force that was Edward I’s English army. One aspect of that involved creating what Pollard calls a “human porcupine” of sorts, with hundreds of men in one big group holding nearly 20-foot-long spears straight out in front of them.

The Scots also had a home turf advantage in terms of navigating the boggy, marshy battlegrounds. “Bruce deliberately picks land where the strength of the English Army can’t be brought into play,” says Pollard. “The English are knights in armor on horses, and Scots were men on foot, who didn’t have much in the way of cavalry.”

Robert’s first victory as king came in May of 1307 at the Battle of Loudoun Hill, close to his longtime family stronghold of Carrick (now part of Ayrshire).

“It’s significant because it means that he’s no longer just a fugitive,” says Broun. “But he’s still only someone who controls a small region of Scotland, his home region, which is not very different from being a noble — except he claims to be king.”

So the most famous and most important battle in Robert the Bruce’s career came even later, after the period of time covered by the film.

It was the Battle of Bannockburn, in June of 1314 that really paved the way for Scottish independence. Edward I had actually died shortly after the battle of Loudoun Hill, but at Bannockburn, Robert I defeated his successor Edward II.

“The Battle of Bannockburn is really the conclusion of the civil war,” says Broun,”[and] shows everyone who isn’t an inveterate opponent of Robert I that he’s in charge, that he can defeat the King of England. The few nobles who are still swithering say, ‘Okay, the reality is Robert I is in charge.’”

Elizabeth de Burgh is said to have been returned to Robert I after the battle as part of a prisoner exchange. Scotland’s independence from England would be official until the two nations signed the Treaty of Edinburgh in March of 1328. Robert I died the following year but Scotland would remain independent until James VI of Scotland inherited the kingdom of England after the death of Elizabeth I in 1603 and became James I of England. Oliver Cromwell conquered Scotland completely in 1650, and the Scottish and English parliaments merged in May of 1707.

And yet Robert the Bruce’s reputation as a national hero endured.

“He was reduced to being a fugitive and yet managed to restore Scotland as a fully-functioning independent kingdom. This makes his achievement even more remarkable,” Broun says. “He had to improvise constantly and had to work really hard to be king, as opposed to being born into it and not having to struggle for it.”


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‘Jonny Quest’ Gets ‘Lego Batman Movie’ Director; Here’s Everything We Know

'Jonny Quest' Gets 'Lego Batman Movie' Director; Here's Everything We Know

In the fall of 1964, the animated series Jonny Quest debuted on television in prime time, to the delight of children (and some adults) everywhere. After 26 episodes, the sci-fi/action-adventure show was canceled, yet it lived on in the memories of everyone who saw it, whether during the original broadcast or in syndication. The show was revived, first in the 1980s and then in the 1990s.

Now a planned, live-action version for the big screen is finally moving forward (again). Chris McKay (The…

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Episode 3: Undra Duncan: Founder And Creative Director of Undra Celeste New York | The Know | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Aaron Paul Touted to Star in ‘Breaking Bad’ Movie; Here’s Everything We Know

Aaron Paul Touted  to Star in 'Breaking Bad' Movie; Here's Everything We Know

Five years after Breaking Bad concluded its five-season run on AMC, the show is getting a feature-length sequel. As originally revealed by the Albuquerque Journal, the Breaking Bad movie is set to begin filming in New Mexico (where the show is set and was also filmed) later this month under the alias working title "Greenbrier."

Following that initial report, /Film confirmed the movie, but whether this will be a theatrical release or a broadcast or streaming feature is still…

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What You Need to Know Before Starting ‘Red Dead Redemption 2’

Red Dead Redemption 2 — the epic follow-up to Rockstar’s 2010 Western masterpiece — is now available on PS4 and Xbox One.


Enjoying the scenery in Red Dead Redemption 2

The Setting

Red Dead Redemption 2 is set in 1899 — 12 years before Red Dead Redemption — with the Wild West all but tamed. The steam engine has revolutionized transportation, railroads carve harsh lines through what used to be wilderness, and while many don’t yet know it, the world sits on the precipice of change.

The world of Red Dead Redemption 2 features swampy bayous filled with hillbillies, snakes, and gators. There are rolling green hills, luscious flat countryside, and snowy mountains to trek over. Cities and towns of all sizes freckle the land, many connected by rail. It’s massive in size: There are more than 1,000 things to do and discover, and NPCs sport half a million lines of dialog — more than twice the amount featured in Grand Theft Auto 5. And it’s made bigger still thanks to the technology of the setting. There are no Hydra Jets or Ocelot Pariahs in the Wild West: instead of thousands of horsepower, you’re traveling at just one.

Rockstar makes the most of this, filling every inch of the map with things to see and do — be it wildlife, other travelers, or landmarks.


Red Dead Redemption 2

The Characters

In Red Dead Redemption 2 you’ll play as Arthur Morgan, an enforcer in Dutch van der Linde’s gang. A no-nonsense kind of guy, Arthur has been a member of the gang since he was a young boy, and his upbringing as an outlaw shows.

The Van der Linde Gang is an anarchic collection of misfit wayfarers — that is to say, a bunch of scoundrels — and you’re a key member of the group. Dutch handles the strategy: He decides where you and the crew will find your next big score. That means train robberies, bank heists, assaulting other gang hideouts, and more — and as one of the best shooters in the gang, you’ll be front-and-center.

Your time is mostly your own though. You can play poker or blackjack, either at the camp or in one of the saloons in the many towns. You can tame wild horses, get into brawls, fish in the rivers, and hunt down wildlife.

If you’re looking to help the Camp out, you can lean on debtors for a loan shark friend or scramble up herbs for your friendly doctor. You don’t have to do these things, but if you do the Camp will grow as you improve it, and you’ll get access to better medicines, fast travel points, and more as you go.


Red Dead Redemption 2

The Combat (or Lack Thereof)

Rockstar is revolutionizing the way we interact with games in Red Dead Redemption 2. If you accidentally antagonize someone, sure, you could draw your revolver and shoot them dead. You’re the notorious outlaw Arthur Morgan, after all. But you’ll get a bounty on your head, and you’ll have to dodge the sheriffs until you get rid of it.

In Red Dead Redemption 2, if you keep that weapon holstered and interact with the person you’ve upset, you’ll be able to try to talk your way out of the situation.

It’s part of the revolutionary new interaction. You use it to bond with your horse, to butter up shopkeeps around the world, to pat dogs, and to start fistfights with men who look at you funny. Instead of primarily interacting via the shooting of a gun, the world of Red Dead Redemption 2 feels more alive because you interact with it in a more natural way.


Red Dead Redemption 2

The Honor System

Those interactions you have influence another new system in Red Dead Redemption 2: Honor. The actions you take will be reflected in the way people react to Arthur in the game world. Do honorable things, and people will be quicker to give Arthur the benefit of the doubt. He’ll get more offers for bounty hunting jobs, allowing him to make legal cash easier.

Act dishonorably, and things will be a bit rougher on Arthur — in law-abiding towns, anyway. People will steer clear of you, and deputies might be quicker on the draw. Outside of civilization though, robberies will pay more, witnesses will be easier to intimidate and the cinematic killshots will be more intense. Balancing Honor will play a large role in your time with the game, and will influence many of your decisions as you play.

Red Dead Redemption 2 is Rockstar’s most ambitious game yet. It’s more in-depth, more intimate and more immersive than any game they’ve ever done. It’s out now on PlayStation 4 and Xbox One.

The post What You Need to Know Before Starting ‘Red Dead Redemption 2’ appeared first on FANDOM.

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5 things you didn’t know about flying first class

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Whether you’re a frequent flyer who regularly travels for business, or if you just fly once a year for your family vacation, you know that flying can be one of the most stressful and tiring experiences of your journey. When flying economy, you have little leg room, odd next door neighbors, super long queues and pretty basic commodities – Yep, the toilet will always smell! But there is another part of the plane that you barely ever see: First Class. Unless you’re really lucky, of course. Here’s what it’s like to fly in first class.

Many people use it to network

We’ve all seen the scenes in movies where the two unsuspecting victims meet next to each other on the plane, share a pleasant hello and then a cliche moment brings them together – cut to the ending and they’ve become BFF’s and set up a meeting in New York to go over a business proposal together next month. Okay, it doesn’t really work like that, but many people do use first class to network with other like-minded. Because the people who fly in First Class normally have more money and work for Fortune 500 companies, they’ll all have something in common – business. In fact, Virgin Atlantic have found that one in five of their First Class customers had done business with someone they had met during their first class flight. Some airlines are now even creating specific networking flights!

You get even more vacation time

If you’re used to flying economy, you’ve probably seen the First Class passengers stroll along past you with their fast-track boarding passes and saunter onto the airplane while you crouch on the floor in a crowded airport lounge. Yep, the first class passengers not only get to board the plane first – but they also get to depart the plane before everyone else too! This means they can get ahead of the game, and be the first in the queue for customs and baggage reclaim. Ultimately, this means they get even more vacation time because they’ll be out the airport doors and onto the beach while you’re still stuck on the plane!

It’s super comfortable

Okay, we all know the deal. Economy flights are in NO WAY comfortable. With little-to-no legroom, a next door neighbor who is sitting way too close to you and using your armrest, and absolutely no way to stretch out and have a good kip; a long-haul flight can be an absolute killer. But long-haul First Class flights? They’re a completely different story. In nearly every first class area of any airplane, the seats are a world apart. Quite literally. With individual seating, each passenger gets their own little area of the plane with a reclining chair (which makes an extremely comfortable bed), a sliding divider which shuts you off from the other passengers, and your own personal TV. The nine-hour flight will just be like your average evening at home.

You can actually get work done

If you’re traveling on a business trip and need to perfect your presentation before you reach your destination, it will be pretty impossible to do so if you sit in economy – because you two choices; have the ability to feel your legs and not get work done, or get work done and lose all circulation. The choice is yours. However, in first class, working is no issue. In fact, your plane journey will probably be more comfortable than your own office! In your First Class seat, you’ve got your own individual table with ample writing space, multiple power sockets to ensure your laptop never runs out of battery, and most now have WIFI! Who needs an office?

You don’t need to be rich to fly first class!

There’s a common misconception that you need to be super rich to afford seats in First Class. As much as it is true buying first class seats through the airline will cost you a hefty sum, there are ways to try and get a first class upgrade for a cheaper price (or even for free!). First and foremost, you need to go by the premise that ‘it doesn’t hurt to ask.’ You’ll be surprised how accommodating airlines can be when it comes to upgrading their passengers – if you just ask! The best way to do this is to always be polite and friendly to them when you go to the check-in desks, and if they have something available, they may bump you up. If you don’t ask, you don’t get!

Ever wondered what it’s like to fly first class? Here are a few pointers to whet your appetite, but why not try it out for yourself?

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Here’s What You Need to Know if You’re Considering a VA Loan

If you’re a veteran or an active-duty member of the military, the idea of owning a home one day might give you warm, fuzzy feelings. Or maybe it’s just the idea of not having to move again.

When that day comes, you’ll find yourself researching mortgages, and you may go straight for the Veterans Affairs (VA) home loan.

VA home loans look attractive: They come with lower interest rates, lower closing costs and no private mortgage insurance (PMI), plus you can put 0% down.

But before you jump right into signing papers, it’s worth taking a closer look to find out if a VA loan is your best option.

What Makes a VA Home Loan Different?

A VA home loan is a type of mortgage that helps service members, veterans and eligible surviving spouses become homeowners. You can’t use a VA loan on an income property or a second home; these loans can only be used for your primary residence.

VA loans are provided by private lenders — banks, mortgage companies, etc. —  and usually backed by the government for up to 25% of the loan if the homeowner defaults.

Because 25% of the loan is guaranteed by the government, banks can lower eligibility requirements and don’t require you to pay private mortgage insurance.

That means veterans with lower credit scores are frequently approved for more mortgage than they would be otherwise.

“[VA loan] lenders tend to approve a higher mortgage-payment-to-income ratio and a higher total-debt-to-income ratio,” said Doug Nordman of The Military Guide.

But perhaps the most appealing feature of a VA loan is that you can put 0% down.

This might look like a deal, especially on a private’s housing allowance, but you’ll pay for it in other ways.

The Hidden Expenses of VA Loans

Before we compare VA loans with other options, let’s look at interest rates vs. APRs, or annual percentage rates. The interest rate is the amount you’ll pay each year to borrow money. The APR includes not just the interest rate, but also charges and fees from the mortgage broker.

VA loans have lower interest rates than conventional loans, but their APRs are higher.

At the time of this writing, one lender was offering a 30-year fixed conventional loan at a 4.62% interest rate with 4.69% APR, and a 30-year fixed VA loan at a 4.5% interest rate with 4.8% APR.

That’s because the VA loan has a funding fee. Instead of paying a set monthly charge for private mortgage insurance (PMI) to the bank, veterans pay a funding fee to the VA that is added at the beginning of the loan and compounds monthly.

The funding fee for regular military is 2.15% when you put 0% down, though it can be lowered by putting a down payment of 5% or more on the house.

For those in the reserves or National Guard, the funding fee is even higher at 2.4%.

It’s easy to look at the numbers with rose-colored glasses because you can afford the monthly payment. But it’s important to look at the big picture when taking on a loan of that size.

When you look at the breakdown of your mortgage, the funding fee will look lower than a PMI payment, but you can get rid of PMI when you reach 20% equity in your home. Unless you pay your funding fee upfront, it stays with you forever.

To put it in perspective: A $ 200,000 home with $ 0 down will have a funding fee of $ 4,300. That $ 4,300 gets put on the principal, which means you’ll be paying interest on it for 30 years. Even if you refinance, that $ 4,300 stays there.

Who Is a VA Loan Good For?

The funding fee doesn’t mean the VA loan is bad — it has lots of features that make it a good choice for many service members and veterans. Interest rates are lower, appraisals are more affordable, origination fees are capped at 1%, and you can qualify at a lower credit score.

But it’s even better if you can get the funding fee waived.

Those eligible for a waiver are:

  • Veterans who receive VA compensation for a service-connected disability.
  • Veterans who would be entitled to receive compensation for a service-connected disability but are receiving retirement or active-duty pay.
  • Surviving spouses of a veteran who died in service or from a service-connected disability.

Over 4 million veterans receive VA disability compensation, so a waiver is actually an option for a lot of Americans.

The bottom line: Don’t rush a decision as big as home ownership.

“Research indicates that nearly half of all veterans move yet again within two years of leaving the military, because their bridge career doesn’t work out,” Nordman said. “They end up putting that ‘forever home’ right back on the market, or — even worse — becoming reluctant long-distance landlords.”

Waiting until you’re location-stable will give you time to build your credit and qualify for the best home loan available.

Jen Smith is a staff writer at The Penny Hoarder. She gives money saving and debt payoff tips on Instagram at @savingwithspunk.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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‘The Color Purple’ Will Hit the Big Screen Again in Musical Form; Here’s Everything We Know

'The Color Purple' Will Hit the Big Screen Again in Musical Form; Here's Everything We Know

As long as you're going to remake a movie, you might as well do something different with the material. That's why musical remakes are so much more interesting than straight rehashes. They tend to follow the original movie being turned into a Broadway musical with that stage production then being re-adapted for the screen. We've seen it recently with Hairspray and The Producers, but music-infused remakes used to be a pretty common occurrence in Hollywood.

Now Steven…

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403(b) vs. 401(k): Here’s What You Need to Know if You’re Choosing Plans

Paper or plastic? Uber or Lyft? 403(b) or 401(k)?

It’s not often that you’re faced with the last choice. But if you’re a teacher, nurse or government employee, you may have been presented with this question before, because tax-exempt organizations can offer a 403(b) retirement plan, in addition to a traditional 401(k) option.

When you select the vehicle that will drive your investments, here are the things you should know about 403(b) and 401(k) plans.

403(b) vs. 401(k): What’s the Same?

Fundamentally, 403(b) and 401(k) plans are the same.

Both retirement plans are tax-deferred, meaning they protect you from paying taxes on contributions now and lower your annual taxable income, and you’ll pay taxes when you withdraw the funds.

The annual contribution limits, withdrawal requirements and rules for taking out a loan are the same as well.

403(b) vs. 401(k): What’s Different?

The differences are nuanced. 401(k) plans can be offered by any employer, while 403(b) plans are offered by tax-exempt organizations, such as nonprofits, religious groups, government organizations and school districts. While these organizations can also offer a 401(k), for-profit businesses don’t have the option of offering 403(b) plans.

The law allows tax-exempt organizations a pass on certain employer requirements, making administrative costs for a 403(b) less expensive. In turn, employer matches and contributions also aren’t as common for 403(b) plans as they are for 401(k)s.

And while annual contribution limits are the same, 403(b) plans have a unique provision called the maximum allowable contribution, aka MAC. It allows employees with at least 15 years of service to an employer to add an extra $ 3,000 to their annual contributions.

If you leave your employer, you’ll face the same rollover provisions for both plans, with one exception: You can roll a 403(b) into a 401(k), but not vice versa.

A 403(b) plan isn’t regulated as closely as a 401(k) plan. In exchange, administrative costs in 401(k) plans can be slightly higher.

  401(k) 403(b)
Eligibility Sponsored by any employer. Sponsored by a tax-exempt employer.
Annual contribution limits
(2018)
$ 18,500 if you’re under 50;
$ 24,500 if you’re 50 or older.
Same as a 401(k), but if you’ve been with your employer for 15 years or more, you can add an extra $ 3,000 to your contribution.
Investments Can contain almost any type of investment. Only contains mutual funds and annuities.
Rollovers Can be rolled over into traditional IRA or new employer-sponsored 401(k). Can be rolled over into traditional IRA or new employer-sponsored 403(b) or 401(k).
Required minimum distributions Withdrawals must begin no later than age 70 ½ Same, except for special allowances on pre-1987 amounts

If Your Employer Offers Both, Which Is Right for You?

If you’re looking to invest early and often, you can’t make a bad decision. But you should take a close look to ensure you’re making the best decision.

Get a list of the investment options and fees for both. While 403(b)s can only be invested in annuities and mutual funds, 401(k) plans have a wider pool of investments, including mutual funds, annuities, bonds, company stock and others.

Both can have very optimal or very suboptimal investments. It’s up to you to make sure the plan you choose is the one with the highest-performing and lowest-fee funds.  

Ultimately, the differences between a 403(b) and a 401(k) are small enough that your choice will likely come down to the options your employer has chosen inside your company’s plan more than the plan itself.

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @savingwithspunk.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

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This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

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This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

Read more at The Daily Beast.

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Richard Linklater to Make a Bill Hicks Biopic; Here’s Everything We Know

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Richard Linklater has proven himself a versatile filmmaker over the years, but he's never attempted a biopic. He's made a movie about real people, namely Bernie, but he's never depicted the life of a famous figure. Until now. According to Collider, the Boyhood and Dazed and Confused helmer will write and direct a movie about the late stand-up comedian Bill Hicks. 

Here's everything we know about the project so far:

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What to Know (and Do) Starting ‘Red Dead Redemption 2’

It’s time to properly get into the meat of Red Dead Redemption 2, and we all have many glorious gunslinging hours ahead of us. We want to make sure you get off to the best start possible.

Thankfully, much of Red Dead Redemption 2 is explained very well. It’s not like you’re excessively having your hand held, but there’s enough polish to the game that helpful messages pop up at the right times, and Rockstar has made it impossible to dig yourself into a hole you can’t get out of.

That said, there are a few things we were stressing over that we probably didn’t need to.


A horse rears up on its hind legs with a rider on top in Red Dead Redemption 2.
The rearing technique is learned at tier 2 of bonding with your horse.

Any Gun or Horse Will Do

There’s been a lot of hype about the weapon systems, and taking care of your horse. We’ve written about it, and the hype is warranted — these are very cool parts of the game. But they’re also more optional than perhaps you were led to believe.

The default autoaim (which can be turned off) is so strong, we found it didn’t really matter which gun we used. Aim with Left Trigger and the reticle will centre on your enemy’s chest. Adjust for a headshot if you like, and pull Right Trigger to fire the shot.


A horserider stands near a tall tree.
There's no lack of expansive scenery to go horseriding in.

Similarly, we went through the game with what we’re sure is a “weak” horse with unexciting stats. We never had a problem. We still won races, and hauled carcasses after hunting. Bonding happens naturally with time in the saddle, and there’s plenty of that when going from A to B.

There’s a deep side of the game for anyone who wants to take care of their horse, and customise their weapons. But just be aware this is something to do if you want to. It simply won’t make much of a difference if you use a different horse or gun, so use your favourite and customise the hell out of it.

Sure, a sawed-off shotgun will perform better in short range engagements than a sniper. But for most middling firefights? Use whatever you like.

Decisions Come in Many Forms

Much of the time in Red Dead Redemption 2, you’re making decisions without even knowing it. Even when you do know it, it’s hard to know the import of those decisions at the time.

That’s because games usually give you challenges with a fail state and a win state. Many of RDR2‘s activities have neither — rather, just different story branches.

Take this spoiler-free example from a mission in which you get Lenny drunk to take his mind off some things. Eventually you’re intoxicated enough to run from the police. If you’re caught, it seems like you were meant to be caught. If you get away, it seems like getting caught would have resulted in a fail state.

In reality, both are just different story branches which see you wake up in a different spot. Though admittedly, waking up in jail is worse. But the drunkard who gave you a hard time earlier in the night? Depending on what you chose to do with him, the night could’ve taken a much darker turn. You might’ve been okay with that, but would Lenny? Especially given his state of mind?


Fast travel Red Dead Redemption 2 map Arthur Morgan accommodation ledger
You may have to look for the fast travel map again when you move camp.

Fast Travel in RDR2

It’s not exactly hidden, but it’s not exactly signposted either. Red Dead Redemption 2 has a fast travel option, but you’ll almost always have to pay (in-game money) to use it.

There’s a fast travel ability from your camp to anywhere you’ve visited before, or there are stagecoaches in each town that can take you to previously reached locations. Just make sure you don’t have a bounty on your head if you want to use a taxi coach.

Read our fast travel guide to learn how to unlock the option at your camp.


Blue shack at Lenora View Red Dead Redemption 2
This blue house at Lenora View has a sad story to tell.

Not All Stories Are Told Through Words

Not all stories are told through missions, either. Some of the coolest things you’ll come across in Rockstar’s wild west are somewhat off the grid.

These intentionally unexplained elements of the game range from mysterious cabins, a serial killer’s bodies to find, hunting legendary animals and fish, and… well, hunting in general. The game doesn’t explain that very well.

The serial killer’s first victim is quite close to Valentine, and will just appear as “corpse” on the map. We recommend checking that out, as well as the first shack at Hani’s Bethel for an example of Rockstar’s environmental storytelling at work.

Just beware that if you’re on a mission, sometimes going a little too far will force you to restart from a checkpoint. But otherwise, ride free once in a while. It’s a little too easy to rely on that map. Get lost and find yourself at a new town far away, and ride the stagecoach back.


Bandana character draws bow and arrow in RDR2.
The bow and arrow is good for stealth, but also clean hunting kills.

Hunt Smarter, Not Harder

Running out and using whatever weapon/ammo you want when hunting is fine for food, but not for pelts. You can sell poor and good quality pelts, but for crafting, only perfect pelts will do.

That means paying attention to the factors that will damage the pelt. Some ammo and weapons are meant for small game like rabbits, for example. The place your shot hits matters too.

You can get close to an animal and press RB or L2 to study the animal and get valuable hunting information. This includes what kind of weapon and ammo to use. Even if you’re chasing down an animal and holding RB/L2 while close to it, it’s worth it. This was the largest factor for us in getting perfect pelts.

Stay tuned for a more in-depth hunting guide here on FANDOM which will cover things like poison arrows, weak spots, and legendary animals.


Arthur Morgan Red Dead Redemption 2
Having blood and dirt on your clothes doesn't help with the town's opinion of you.

Change Your Appearance

Using your mask when performing dastardly deeds does help, but it’s not a cure-all. Townsfolk will still put two and two together, sometimes even if they didn’t see the crime.

Another thing you can do is change your clothes and facial appearance whenever you can. Let them gossip all they like about the “man in the blue shirt who caused a ruckus” as you walk around town in your new coat. And yes, the AI really does work like that.

‘Red Dead Redemption 2’ is Packed With Tiny, Astonishing Moments

Meet Your Nemesis in ‘Red Dead Redemption 2’

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Vaccine myths: 7 facts about vaccines everyone should know

A recent CDC report found the number of kids who are unvaccinated is going up.
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‘Disney’s The Nutcracker and the Four Realms’ Looks Magical and Dazzling; Here’s Everything We Know

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The story that inspired Disney's The Nutcracker and the Four Realms dates back to the early 19th century, adapted most famously into a ballet that became enormously popular in recent years. It tells of a toy that comes to life and engages in battle with an evil royal ruler; much of the story takes place in a magical world, filled with wondrous creations.

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Episode 1: Inside 2018 Harlem’s Fashion Row with Founder & CEO Brandice Daniel | The Know | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘Bohemian Rhapsody’ Promises to Rock the House; Here’s Everything We Know

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Advance word on the film has been very positive. It will open in theaters everywhere…

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John Lennon and Yoko Ono Biopic in the Works From ‘Big Little Lies’ Director; Here’s Everything We Know

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We'll never have too many Beatles biopics. From the band's early days in Liverpool to their stint in Hamburg to the assassination of John Lennon, filmmakers continue to be fascinated with the stories of the Fab Four (and the former and unofficial band members, too). Now it's time for the relationship of Lennon and Yoko Ono to make its way to the big screen.

There was something to this effect in the '80s on British TV (featuring Doctor Who's Peter Capaldi as George…

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Patrick Wilson, Vera Farmiga Join ‘Annabelle 3’; Here’s Everything We Know

Patrick Wilson, Vera Farmiga Join 'Annabelle 3'; Here's Everything We Know

We were first introduced to a diabolical doll named Annabelle in The Conjuring. Patrick Wilson and Vera Farmiga starred as experienced paranormal investigators Ed and Lorraine Warren, who were called upon to help a Rhode Island family in 1971.

The horror thriller was a breakout success, leading to the spin-off feature Annabelle. That film was also quite popular, inspiring a prequel, Annabelle: Creation that explored the doll's origins, as well as a promised third installment in the…

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‘The Curse of La Llorona’ Trailer Introduces the Terrifying “Weeping Woman”; Here’s Everything We Know

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Between the Saw series, the Insidious movies and The Conjuring Universe, James Wan has become one of history's greatest horror franchise producers. Now he's shepherding another to theaters, if The Curse of La Llorona proves as successful as all his other brands. There's already been enough confidence in the upcoming feature for Wan to pluck its director for The Conjuring 3. 

The first teaser trailer for La Llorona further promises something to look forward to, especially for…

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Idris Elba to Play Another Villain in ‘Cats’; Here’s Everything We Know

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Jordin Sparks Wants You to Know Your Sickle Cell Status

The phrase “know your status” is synonymous with one potentially life-threatening disease, but singer Jordin Sparks wants you to be educated about another that also disproportionately affects African-Americans —and she’s working with “Generation S” to lead the conversation.  “Generation S is a group of those who have sickle cell disease sharing their stories and bringing […]

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James Gunn to Write and Maybe Direct ‘Suicide Squad 2’; Here’s Everything We Know

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Various…

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Everything You Need to Know About the Next Royal Wedding

Jonathan Brady/WPA Pool/Getty

On Friday, Princess Eugenie marries her boyfriend, Jack Brooksbank, in a lavish ceremony at Windsor Castle. In the same chapel, just five months ago, Prince Harry and Meghan Markle tied the knot, giving the British monarchy its greatest boost in a generation. This wedding is likely to have the opposite effect on royal poll ratings.

In many ways, the two ceremonies will be surprisingly similar: Harry had 800 guests, Eugenie is having 850. Harry invited 1,000 members of the public, selected by ballot, Eugenie is having 1,200. Harry and Meghan had a carriage ride through the streets of Windsor, Eugenie and Jack are having one too. Harry and Meghan had glorious weather; Eugenie and Jack no doubt want the same.

But some things will be very different.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Patty Jenkins Might Direct Margot Robbie in ‘Barbie’; Here’s Everything We Know

Patty Jenkins Might Direct Margot Robbie in 'Barbie'; Here's Everything We Know

Barbie is finally ready to hit the big screen. Yes, we've seen plans for a movie based on the iconic doll for a few years now, including incarnations that were to star Amy Schumer (cast in 2016) and Anne Hathaway (cast in 2017), but the latest development sounds more promising than ever.

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‘Aquaman’ Debuts Spectacular First Video; Here’s Everything We Know

'Aquaman' Debuts Spectacular First Video; Here's Everything We Know

The upcoming DC superhero movie Aquaman will feature Jason Momoa reprising his role as the title character, last seen in Justice League (above). Based on some exciting images of the movie, our impression has been that Aquaman will be a different kind of superhero movie from anything we've ever seen before, even from the DC Extended Universe

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Don’t believe their lies. We know the truth. 👊 Drop by the…

Don’t believe their lies. We know the truth. 👊 Drop by the #MarvelNYCC booth to get this exclusive poster for “Marvel’s Runaways,” while supplies last.

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Final ‘Overlord’ Trailer Reveals Unexpected Wartime Terrors; Here’s Everything We Know

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The first R-rated release from J.J. Abrams' production company Bad Robot, best known lately for surprise deliveries of Cloverfield movies, is Overlord, a film set during World War II. When we first heard about it, speculation ran rampant that it tied into the Cloverfield universe somehow, but instead it appears to be a completely stand-alone movie, albeit one with plenty of footage that justifies its rating. 

 

The final trailer has now been released. It starts…

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Rosie Perez Joins ‘Birds of Prey’; Here’s What We Know

Rosie Perez Joins 'Birds of Prey'; Here's What We Know

Margot Robbie will reprise her Suicide Squad role as Harley Quinn in the upcoming Birds of Prey; she will also serve as a producer. Her character was very much her own woman; smart, strong and sassy, she did whatever she felt was best for herself in any particular moment. So it should be exciting to see her lead the way in a project that's been described as a "girl gang movie."

Rosie Perez (in Pineapple Express, above) leads the latest casting news, landing an intriguing role…

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See Christian Bale Transform Into Dick Cheney in ‘Vice’ Trailer; Here’s Everything We Know

See Christian Bale Transform Into Dick Cheney in 'Vice' Trailer; Here's Everything We Know

Whether you're intrigued about the life of Dick Cheney or you just want to see Christian Bale's chameleonic performance as the former Vice President, Vice is a going to be a hot ticket this Christmas. The biopic is also sure to be a big awards contender, though all its attention is sure to be as politically divisive as Oliver Stone's W. was 10 years ago. 

The first poster and trailer for Vice has arrived, and now we can see just how unrecognizable and magnificent…

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Timothée Chalamet has a very A-list girlfriend who we all know and love

Couple goals to the max.

REX

Ever since Timothée Chalamet appeared on our screens in Call Me By Your Name last year, he became the French-American heartthrob we never knew we needed.

Fast-forward a year, and the 22-year-old is still one of the most desirable men in Hollywood.

It emerged this week however that Chalamet is taken, with rumours breaking that the Academy Award nominee has a girlfriend, and not just a girlfriend – an A-list girlfriend.

Who? Lily-Rose Depp.

That’s right, the 19-year-old was seen getting coffee with Chalamet in New York this week and after analysing their body language, rumours have exploded.

‘They were walking down the street and he stopped her and pulled her close,’ an eye-witness told Us Weekly about the date in downtown New York City. ‘They started making out for a while, for over a minute.’

This isn’t Chalamet’s first high profile relationship, with the actor linked to Madonna’s daughter Lourdes back in 2013, and he has spoken openly about the ‘D’ word (dating) in the past.

‘Date is very much a scary word, because then that context has been established,’ Chalamet told W magazine in an interview. ‘You can always see people on early date behaviour.’

Timothée and Lily are said to have started their romance while filming together for their upcoming Netflix show, The King, with the reported couple playing King Henry V and his wife Catherine of Valois.

Here’s hoping these two are the real deal!

The post Timothée Chalamet has a very A-list girlfriend who we all know and love appeared first on Marie Claire.

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‘Wonder Woman’ Star Gal Gadot Joins ‘Death on the Nile’; Here’s Everything We Know

'Wonder Woman' Star Gal Gadot Joins 'Death on the Nile'; Here's Everything We Know

The global success of last year's Murder on the Orient Express has led to Fox's greenlight of a sequel, which will be based on another Agatha Christie novel, Death on the Nile. This isn't much of a surprise, as the ending of Murder featured Kenneth Branagh's Detective Poirot receiving word of a new case involving a death on the Nile in Egypt. 

Similar to the previous movie, Death on the Nile is set to have a star-studded ensemble. The first of which has just been…

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Watch Taron Egerton as Elton John in First ‘Rocketman’ Teaser; Here’s Everything We Know

Watch Taron Egerton as Elton John in First 'Rocketman' Teaser; Here's Everything We Know

Taron Egerton has worked with Sir Elton John in the Kingsman movies and now he'll play the music icon in a biopic. Rocketman will be a fantastical take on the life of the singer known for such tunes as "Your Song," "Goodbye Yellow Brick Road," the Lion King hit "Can You Feel the Love Tonight" and the biopic's title number, "Rocketman."

This week, we got our first look at Egerton in the role (above), sporting Elton John's stylish…

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Flu season is here: What you need to know about the flu vaccine

The CDC recommends that everyone get the flu vaccine before the end of October.
ABC News: Health

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