Worried You Won’t Qualify for Life Insurance? This Company Has You Covered

Nobody’s perfect. Maybe you’re interested in getting some life insurance, but you’re worried you won’t even qualify for it because of your health.

Maybe you have diabetes or heart disease. Maybe you’re a smoker. Maybe you’re a little heavy. Maybe your family history is littered with medical landmines. Or maybe you’re… welllllll, just not as young as you used to be. That happens to all of us.

If that’s the case, how can you get life insurance without paying through the nose for it?

The short answer is to shop around. Here’s the tricky part: Life insurance companies have radically different ideas about what constitutes a health risk.

“Not all companies treat health conditions equally. Some may offer better rates for people with diabetes, while others are cheaper for baby boomers,” advises Policygenius, an online insurance marketplace. “Make sure you’re going with a company that gives you the best possible price.”

Policygenius would know. It’s a digital platform that offers you instant quotes from competing insurance providers.

Even if you’re not in picture-perfect health, you can still get life insurance, and this company can help.

First, you type in your information and answer a series of questions. Policygenius uses its algorithms and its search engines and works its magic to find your best options for you to compare side-by-side.

Specifically, you can see how much money they want to charge you.

It’s a smart way to find out what insurers like Prudential, Lincoln Financial or Transamerica really think about your particular health issues, whatever they may be.

It Doesn’t Cost as Much as You Think

Don’t be afraid. No matter what, life insurance probably isn’t as expensive as you think it is.

For instance, nearly half of millennials overestimate the cost of life insurance by about five times the actual amount, according to a 2018 study by the life insurance industry group LIMRA.

The fact is, most people who use Policygenius can get covered for less than $ 30 per month.

Now, if you really have health issues, you may have to pay a bit more.

Policygenius spells this out in its “Life Insurance Shopping Guide,” which it emails to you upon request. “The older, unhealthier or riskier you are to insure — for instance, if you scuba-dive — the more expensive your policy will be,” it says.

That’s why you’ll need to answer a few questions about your health and take a free medical exam. That takes about half an hour, and it can take place in your home or office, if you want.

“The healthier you are — and the less likely you are to die while the policy is active — the cheaper your life insurance will be,” Policygenius says.

Ultimately, it pays to shop around.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He likes to comparison-shop for pretty much everything.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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How to Keep Your Spirits High When Life Stinks

There was an interesting reader threadjack recently about how to keep morale high when your confidence is wrecked and everything feels like it’s going wrong, either at work, in life, or everything. I’m going through one of these times myself at the moment (it’s been a trying week, mostly for complicated kid-related reasons I won’t get into) but… yeah. Sometimes things stink. So, I’d love to hear your suggestions — and here are ideas that have been suggested in the past…

  • Enforce boundaries. If things are going wrong at work, make sure that your home is your haven — we’ve talked in the past about how to build work-life boundaries as well as to how to keep your work life separate from your personal life. Some of our tips on how to focus on work may also be of help
  • Give your brain a break. If things are going wrong and you’re dwelling on them, we’ve talked about how to stop overthinking. We’ve also discussed how to help your brain switch gears by focusing on your senses (also helpful to turn a bad day around!) — go shopping and touch the different fabrics as you pass, or consider baking bread to knead/pound/have sensory fun playing with something gooey.
  • Focus on what you need to. Don’t make things worse by letting things slide. Whether it’s life or work that are making things horrible, we all still have our daily obligations. Picking a different workspace to work in (like a conference room or even just the visitor’s side of your desk) can help you focus on work when other things threaten to distract you.
  • Get your cardio in. I’m desperate to fit a run in at some point today because the weather was too poor to do it last week and I feel like it’s exacerbating everything. If you’re under the gun with a work project and you have no time, try to fit in cardio to get your heart rate up — take a 5-minute break to climb stairs at your office, do pushups on the floor, or if you have the space (and a private office) try a few kettlebell swings. As we’ve noted before, dancing or singing to silly music can also be a great pick-me-up and a great break to build into your day. (Perhaps I need to change my alarm song — right now it’s Gossip’s 2012. I’m off to review our last discussion on everyone’s favorite girl power songs…)
  • Laugh. We haven’t had a thread on this in far too long: What are your favorite hilarious things to perk you up, ladies? (I am not really an animal person, but for those of you who are, please share your favorite memes/kitties/etc.). I died laughing at the Peloton Twitter thread that went viral, but so much comedy (late night and SNL) is tinged with politics right now that it often makes me more stressed out when I’m in those moods. Some of the classics (for example, “Baby Trashes Bar” or  “Mean Kitty“) are still some of my favorite light-hearted YouTube things.
  • Make a list. There are two ways to do this: One option is to make a list of your accomplishments, the things that are going right, and/or the things you’re grateful for. The OTHER option is counterintuitive, but I’ve found it’s helped me sometimes — make a FUBAR list, noting every single thing that is dragging you down. Doing a brain dump really helps, and it’s always kind of amusing after the cloud has lifted to go back and see EVERYTHING on your list because you realize that most of it doesn’t matter… then the next time the mood hits you can sort of remember how you laughed at everything after the fact.
  • Mini-meditation. Meditation has all sorts of benefits, but it can take time and discipline to feel like you’ve getting benefit from a meditation practice. This 60-second meditation is great, and we talked about some other helpful meditation apps a few months ago (like the Apple Watch Breathe app).
  • Enforce the 24-hour rule. This is a good guideline for weight loss, but it also works if you’re having a lousy time with a coworker, a boss, a life situation… try to envision what a “good” next 24 hours look like for you, and then commit to making it happen. In weight loss parlance that may mean pre-planning your meals; for work it may mean pre-planning your day so you build in cardio, a dance party, a YouTube break, or other mood-boosters.

Readers, what are your best tips for keeping your spirits high when life stinks? 

Psst: These are more than quick fixes, but we’ve also talked about how to make time for therapy in a busy life, as well as how to make time for friends when you work a lot.

The post How to Keep Your Spirits High When Life Stinks appeared first on Corporette.com.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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YOUR MONEY, YOUR LIFE: EPISODE 6 – “Ways To Finance Your Emergency Fund”

Establishing and maintaining a cash emergency fund, with an amount equal to six months up to a year’s worth your annual living expenses, is a foundational principle of financial wellness. Author, speaker, and financial coach Tarra “Madam Money” Jackson answers the question of where to get the money to finance your emergency fund



The new personal finance podcast, Your Money, Your Life is sponsored by Prudential and hosted by Black Enterprise’s own Alfred Edmond Jr. This special series features a lineup of great guests, including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, president & CEO of Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss!

The post YOUR MONEY, YOUR LIFE: EPISODE 6 – “Ways To Finance Your Emergency Fund” appeared first on Black Enterprise.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE :

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

YBN Cordae Tackles His Love Life for New “Locationships” Video

A few weeks after the release of his “What’s Life” video, YBN Cordae is back with another new single and visual. This time around, he’s addressing his love life for the S1-produced “Locationships.”

“I got this spoiled L.A. girl, she from Chino Hills / She let me drive her daddy Bentley, swear that she so real / I swear her silence be so crazy and be sayin’ the most / But when we go out to eat she always pay for us both,” YBN Cordae raps. “I got this one chick from the bay who always bump Mac Dre / I give her constant dick, her consciousness won’t go that way / I tell her, ‘Everyday, lady, you’ll be havin’ my baby’ / She say, ‘Yee! Lil’ n***a, man, you hella crazy.'”

You can check out YBN Cordae’s new, @APlusFilmz-directed video for “Locationships” above.

For more, check out YBN Cordae’s recent Sneaker Shopping appearance.

Read more at HYPEBEAST




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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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SPECIAL DONATION REQUEST UPDATE:

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE :

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Would You Let Your Besties Choose Your Date? This New App Gives Your Friends Control Over Your Love Life

Young athletic couple looking at a smart phone before or after running or jogging

Source: tdub303 / Getty

How much do you trust your besties? Enough that you would let them pick your next date? New dating app “Ship” allows friends to pick potential matches for each other.

The idea is that your closest friends know you better than you may know yourself.

Aleen Kuperman, Jordana Abraham and Samantha Fishbein, creators of the meme account Betches, created the app to help daters have assistance in their mate selection process.

Dating apps are a huge part of today’s dating culture and people in relationships are begging their single friends to let them swipe for them,” the Betches founders said to The Independent. 

“We felt like there could be a better way to incorporate your friends into your online dating experience,” Kuperman, Jordan, and Fishbein explain.

While the founders believe that getting your friends to dictate your dating decisions is a noble idea, dating coach James Preece thinks it may be a bad idea, considering we may tell our friends what we want versus what we need.

“Our friends know what we tell them,” Preece described.

“What we say we want, what we think we want, what we need and what we can get are all completely different things,” he expressed, meaning our friends may not be able to accurately guess our tastes.

The app also has an option where you can invite your friends into a “crew,” where everyone can swipe on each other’s behalf.

In theory, choosing dates for your friends sounds fun, but proceed with caution. Your friends could be choosing traits for you that they like, that have nothing to do with your own personal preferences. Dating and relationships psychologist Madeleine Mason Roantree says that your friends may choose dates for you based on their own agenda.

“The more open and honest you are to your friends about who you are and what you are looking for, the greater the chance of success you’ll have on this app,” Roantree told The Independent. 

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‘We can be in it to win it but we should be supporting each other’

Second Act
Motion Picture Artwork © 2018 STX FINANCING, LLC. ALL RIGHTS RESERVED

Second Act is hitting cinemas this week, undoubtedly set to become the feel-good film of the season.

The high fashion office wear and career inspiration make this a millennial must-see, but it’s the two strong female leads, coming in the form of Jennifer Lopez and Vanessa Hudgens, that make it a really important watch.

‘I think it’s great for women of all ages,’ Vanessa Hudgens told Marie Claire‘s Jenny Proudfoot. ‘I think that you’ll leave the film feeling inspired to reassess and go after what you really want and know that you aren’t a victim to your life. You are in control of it. And you decide how you live it.’

This is the film’s chief takeaway – a huge dose of career inspiration and an example of why women should support other women.

Jenny Proudfoot sat down with the lovely Vanessa Hudgens to talk all things Second Act, her surreal connection with J-Lo and why we should all surround ourselves with strong women on (and off) screen.

Vanessa Hudgens

What was your first impression when you read the script?

I mean, my biggest thing reading the script at the beginning was, ‘Oh my gosh – Jennifer Lopez is going to crush this role and I want to watch her doing it.’ I grew up with her films. I remember watching The Wedding Planner over and over again and how charming she was and I was just so excited to see what she was going to do with this script because it’s so well-written and supportive of women.

Were you nervous meeting Jennifer Lopez?

I had met her once before in passing, and I was just really excited to have the opportunity to work with her in the room, and once we did our read together we connected in a way that was kind of crazy. Every now and then I feel like you meet people that you feel a soul connection to. It’s kind of weird and unexplainable but it’s a very real thing and you just feel it. That’s what happened with us. I remember calling my boyfriend afterwards and going, ‘Babe – even if I don’t get this part, I am so grateful for the experience that I just had because me and Jennifer connected on such a deep, real level that it just felt magical’. We read the big emotional scene. There were lots of tears between the two of us which I guess is what made it so special. It was emotional for me but it was also emotional for her. And afterwards she apparently said that she wanted me. I mean, only she can vouch for that but I feel like because our connection was so real, it just felt like it was right.

Do you hope this film will push women to boost each other up in business?

Yes. I think that it’s something that is really special and important. I feel that it’s such a sensitive time right now that women are really afraid of stepping on someone else’s toes, and it just goes to show with this – it’s ok as long as there is motive to support each other. We can be in it to win it but we should be supporting each other. I have always surrounded myself with strong women – I 100% think that who you are is a reflection of the people that you surround yourself with. It’s so important to be surrounded by people that challenge you and lift you up and are always there for you. I think it’s so important – that’s why my friendship group is so small!

Second Act film

What’s your top career advice?

I think people should lean into their interests. I feel as though we are at a point where it’s like “Work hard, go after what you want and be focused on that”. While that’s very true, it can give you tunnel vision and you lose sight of what brings you joy. It’s most important to lean into your interests – especially as an artist. I feel that there’s no right or wrong direction. Just follow your bliss and fully lean into it.

What career advice did Jennifer give you on-set?

Jennifer says herself that she loves being a mentor. She has been in this industry for so long and she knows the ropes – she has kind of done it all. So we would talk about trajectory and image and stuff like that. I mean, she was just super open with me and was down to talk about whatever.

What was your favourite scene that you filmed together?

It is really random. There was one scene when we were walking through Central Park together around the big classic Central Park fountain while we were filming in New York. It was a walk and talk scene and at one point it literally felt like someone had turned on a massive fan and put leaves in front of it. There were just leaves blowing all around us. But no, it was just Mother Nature doing her thing. And I remember looking up at Jennifer and looking around at Central Park and all these leaves blowing and it was just one of those real life movie moments, which is so funny because it turned into a real life movie moment.

Did playing VP Zoe inspire a career change of your own?

I’m an actor because I love stepping into other people’s shoes and then I feel that I get to bring a part of that person into my own personal life. And I think that there was something very empowering about playing this character, being the VP of the beauty department and having authority and power in an office space. Granted, that was fun but I would not be down for an office job. I don’t think I would survive. I like pretending, but not in real life.

What was your favourite Second Act look?

Zoe’s wardrobe was really nice. I love the winter layering – like the big winter coats with the thick scarves – I felt like they were such statements and so chic. I do like A/W fashion and I definitely enjoy seasons for short stints of time, but being a native Californian – I just want the sun the whole time. I mean, I’ve literally just been complaining about how I want it to be summer so that I can wear a dress.

What is your pre-audition prep?

I went to an acting class and they said before you do any audition you owe it to yourself to feel your body. By doing that you lie down and breathe, take account where you’re holding tension and pick a colour and put that colour in that place of tension. You breathe into it and therefore walk into the room feeling centred and grounded and completely present, giving yourself the best shot of getting the job.

While Zoe doesn’t have a British accent, how did you nail Lady Margaret’s voice in The Princess Switch?

I had a dialect coach that I worked with religiously. I obviously listened to a couple of the royals but at the end of the day it was all about thinking how I would be as a Duchess and practicing it. I was very self conscious about it and it would get to the point where I would have to do it all the time – in real life as well – so it would start to feel less foreign to me. There would definitely be days where I would go around all day with a British accent to everyone, even my mother.

Second Act comes to UK cinemas on Friday 25 January.

The post Vanessa Hudgens explains her soul connection with J-Lo and the importance of having strong women in your life appeared first on Marie Claire.

Marie Claire

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Plastic finds second life in Portuguese street artist’s work

A lemur made of damaged car bumpers and bin lids. An owl made from plastic junk. Colorful animals have popped up in Paris as part of a new exhibition by Portuguese street artist Bordalo II, who aims to highlight the effect of waste on the environment.


Reuters: Arts

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Nicole McLaughlin Talks Sustainable Design, Life on Adidas’ Farm and the Permanence of Books

MISTAKEN IDENTITY: Three years into her consultancy with Reebok as a full-time graphic designer, Nicole McLaughlin personifies the Millennial spirit that sustainability doesn’t have to be boring.
Off the clock, the New Jersey creative repurposes vintage store and eBay finds into one-of-a-kind creations. The slides she made from a magenta JanSport backpack racked up nearly 22,000 likes a few weeks ago. And more recently a pair of pants salvaged from two Columbia Sportswear ski jackets were another winner with her followers. “I have two jobs and to be honest they influence each other,” McLaughlin said Tuesday.
Edging more toward concept designer status, she sees her role in both capacities as “how to reimagine something that exists.” The end result can be mules made from Wilson tennis balls, or an umbrella repurposed with The North Face puffer jackets. Nearing the end of a London-Paris-Amsterdam trip with Reebok, McLaughlin said she steers clear of reimagining products from Reebok competitors like Nike or Under Armour.
In New York at the end of last year for a three-month rotation at “The Farm,” the creative hub in Greenpoint run by Adidas, she worked with seven to 12 apparel, footwear, color and material designers from its Herzogenaurach, Germany, and

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Youthful cognitive ability strongly predicts mental capacity later in life

Early adult general cognitive ability is a stronger predictor of cognitive function and reserve later in life than other factors, such as higher education, occupational complexity or engaging in late-life intellectual activities.
Child Development News — ScienceDaily

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Jon Snow’s Crypt Statue Now Rests in a Very Hilarious Place in Real Life

With Game of Thrones fans still scrambling to figure out the meaning of the show’s new “Crypts of Winterfell” teaser, Kit Harington has revealed the hilarious real-life location of the Jon Snow statue shown in the promo.

During a Tuesday appearance on The Zoe Ball Breakfast Show, Harington told the BBC Radio 2 host that he is now the proud owner of his character’s stone likeness.

“I kept that statue. You know, the one in the crypt. I kept it, they sent it to my house. So I’ve got it in my shed. How sad is that?” he said. “I was the only one who kept their statue that’s how narcissistic I am.”

Harington went on to explain his future plans for Jon’s effigy. “I’m going to turn it into a water feature I think,” he quipped.

Game of Thrones will return for its eighth and final season on April 14.

Watch the full clip below.


Entertainment – TIME

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How to Easily Get a $1 Million in Life Insurance for as Little as $6/Month

You get it. Life insurance is important.

If something were to happen to you, what would happen? Who would pay for final expenses? What happens to your debt? Your home mortgage? Your family?

OK, breathe. Sorry about that. It’s going to be OK, because we’ve got good news. Not only is life insurance affordable, you may even be able to get a $ 1 million life insurance policy for the price of a fast food meal each month.

Leave Behind a $ 1 Million Gift

If you think $ 1 million is more than you or your family needs, it might be time to think again. Consider final expenses, debt, such as a home mortgage and auto loans, college tuition and years of lost wages. The last thing you want to do is leave your family with less than they need.

Death is never a fun topic. Honestly, it’s the farthest thing from it. Unfortunately, it’s a fact of life — it happens to roughly 100% of people. Despite how uncomfortable it might be, it’s something we all need to think about.

If you have a family, the last thing you want is to leave them without any financial support once you’re gone.

Maybe it’s time to think about life insurance. It doesn’t have to be the uncomfortable experience you might expect. Some newcomers in the industry are updating the old model.

Ethos, for example, can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $ 1 million. Ethos offers a digital application, and customer service is available if you have questions.

It partners with a major life insurance carrier to quickly offer policies as low as $ 6 a month. It’s helped thousands of folks access term life insurance, including independent contractors who use Uber, Postmates, TaskRabbit and other gig apps.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Weatherproof home cameras with 2-year battery life are on Amazon for half the price of Arlo cams

Blink XT Vs Arlo Pro

If you have an Arlo wireless security system in and around your home, you can rest assured that you have one of the best systems money can buy. Arlo cameras are great! If you don’t already have a system and you’re looking for something new though, there’s another home camera line you should check out. The Blink XT Home Security Camera System is very similar to Arlo and can do pretty much everything Arlo cameras can do, but there’s one main difference. While Arlo cameras have to be recharged every 2-3 months, a Blink XT camera will last for about 2 years!

Blink XT Home Security Camera System with Motion Detection, Wall Mount, HD Video, 2-Year Batter…: $ 129.99

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  • WEATHERPROOF FOR OUTDOOR OR INDOOR USE: Place and move your wireless Blink camera anywhere around your home both inside and out. Start off with a small system and expand to up to 10 cameras on one Blink Sync Module
  • MOTION DETECTOR: Built-in motion sensor alarm, when motion detector is triggered, Wi-Fi cameras will send an alert to your smartphone and record a short clip of the event to the cloud
  • BATTERY POWERED SECURITY SYSTEM: Wireless home camera with 2-year battery life, powered by 2 AA Lithium batteries (included), data is sent from IP cameras over Wi-Fi
  • SMART HOME VIDEO SECURITY WITH HD VIDEO: Simple self-install home monitoring in minutes; easy to control wireless cameras with the free Blink Home Monitor iOS or Android app (Requires iOS 10.3 or Android 5 Lollipop or higher)
  • FREE CLOUD STORAGE: Totally wire-free, with no monthly fees or service contract required

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  2. Today’s top deals: Roomba 960, Apple Watch Series 4, secret Sonos sale, 128GB microSD card, more

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  1. Samsung says its foldable phone is a ‘breakthrough in technology innovation’
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  3. This new ‘Avengers: Endgame’ theory is heartbreaking, but bittersweet

Weatherproof home cameras with 2-year battery life are on Amazon for half the price of Arlo cams originally appeared on BGR.com on Tue, 15 Jan 2019 at 13:52:58 EDT. Please see our terms for use of feeds.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Your Money, Your Life: Episode 5 – ‘Biggest Threat to Financial Wellness’ with Ash Cash

Too much debt is the biggest threat to financial wellness. Financial motivator Ash “Cash” Exantus, co-founder and CEO of MindRight Money Management, explains why your mindset and lifestyle determines how you manage debt, and offers valuable actions you can take to get and keep it under control



The new personal finance podcast, Your Money, Your Life is sponsored by Prudential and hosted by Black Enterprise’s own Alfred Edmond Jr. This special series features a lineup of great guests including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, president & CEO of Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss!

The post Your Money, Your Life: Episode 5 – ‘Biggest Threat to Financial Wellness’ with Ash Cash appeared first on Black Enterprise.

Money | Black Enterprise

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‘Life Has Changed Very Dramatically.’ Meet the ‘Fiji Water Girl’ Who Became the Star of the 2019 Golden Globes

Kelleth Cuthbert is having a pretty good week. In just a couple of hours, the Los Angeles-based model became the Internet crowned Fiji water girl sensation for holding water bottles at the 76th Golden Globes. But if you’ve been on social media recently, you already know that.

Pictures of the “Fiji water girl” in the background of celebrity red carpet photos have been circulating at an impressive pace since Sunday’s broadcast. Though she was just doing her job as one of Fiji’s brand ambassadors at the event (responsible for keeping all the stars hydrated), she ended up in photos with Tony Shalhoub, Idris Elba, Dakota Fanning and even Heidi Klum lovingly kissing her fiancé, which Cuthbert tells TIME was one of her favorite photos of the night.

“I’ve worked with Fiji before, but this has never happened,” Cuthbert says.

Originally from Toronto, Canada, Cuthbert has been working as a fashion model and commercial actress for twelve years, so she is certainly no stranger to Hollywood. “I think it’s fun to work the red carpet and look at the fashion, but I never get starstruck,” she says.

Cuthbert says her Instagram following was around 53,000 before Sunday’s event. At press time, she has 189,000 followers—more than 256 percent increase. Though she’s still working on trucking through all of the emails, messages and comments she’s gotten since the Globes, she’s already been featured on the Late Late Show with James Corden.

And she’s gotten her fair share of marriage proposals on Instagram.

But because Cuthbert herself has gone viral, Fiji inevitably has, too. This marketing ploy was more than successful: Marketing analytics firm Apex Marketing Group estimates that Fiji would have had to spend $ 12 million for the same amount of brand exposure. But this wasn’t the first time the brand has worked with models in a similar fashion. Cuthbert has worked with Fiji at other events, including the Emmys. This one, luckily for both the brand and for the model, just happened to have some incredible photo-ops.

Despite working in the industry for more than a decade, Cuthbert isn’t quite used to her newfound fame. “Just a couple days ago, I was walking my dog with no makeup and sweatpants on—maybe even had my pajamas on. Life has changed very dramatically,” she says. But as for what’s next, she’s excited. “I just have to sift through everything and figure out what offers are good, but I definitely would love to do more acting, more modeling, and just to be really busy—really productive.”


Entertainment – TIME

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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After Tour Life Rob Machado Escaped to Bali and Starred in a Film Called Drifter

It’s flu season, meaning there is a 50/50 chance you are secluded to your bedroom or couch and are on the mend. If so, we have a film all about the personal growth and purpose featuring Rob Machado after he left the world tour.

Synopsis:

In the summer of 2008, iconic surfer and former Pipe Master Rob Machado flew to Indonesia to experience a different kind of surf trip. A journey that would take him way beyond his comfort zone, to the point where he could finally be alone with his thoughts, his desires and the empty perfection of an unnamed Indian Ocean reef. What did he discover? You never stop dreaming. Even when they come true.

The post After Tour Life Rob Machado Escaped to Bali and Starred in a Film Called Drifter appeared first on .

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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A Job Shouldn’t Rule Your Life. Here’s How to Find Fulfillment Outside Work

Throughout history, our sources of purpose have shifted. First, our purpose was simply to survive. Then we built families and embraced religion. But now, we increasingly look to our jobs as a source of meaning.

And who could blame us? Our society idolizes people like Jeff Bezos and Steve Jobs, who romanticize work and tell us to do what we love. But according to research from the Kaiser Family Foundation, that’s led us to a point where Americans are highly isolated and unhappy.

Looking to our jobs for purpose is risky business, says Jeremy Smith, an expert on purpose and an editor for the University of California, Berkeley’s Greater Good Science Center magazine.

“The problem with finding a sense of purpose in a job is that you can get fired,” Smith says. “It’s really that simple. Most employment is conditional.”

Despite this, members of Generation Y (aka millennials) — now the largest generation in the workforce — look to their jobs for meaning at a higher rate than previous generations, according to Gallup research.

The lines between work and life are getting blurred, explains Nate Dvorak, a researcher for Gallup and an expert on well-being. Millennials increasingly want to work for a company that invests in them as employees and as people, in a holistic sense.

But in most cases, they’re not finding it.

In that context, it’s easy to see the disconnect, or as Smith likes to call it, the “crisis of purpose.”

Aaron Castillo, a content strategist for a marketing company in Florida, exemplifies most of Gallup’s findings to a T. Like most of Gen Y, he struggles to find a sense of purpose in his day job. Most days, he does the number-crunching side of marketing, but he much prefers creative work, especially videography and photography. Those opportunities are few and far between.

How to Find Your Purpose Outside Your Job

An important part of finding a sense of purpose is to diversify your sources. Then, your purpose isn’t attached too heavily on any one thing, especially not a job that is at the whims of the economy or a tyrannical boss.

Dvorak says that jobs are indeed important, but there are several other factors to overall well-being to consider. He warns against putting too much emphasis on one element.

“Well-being is more about life evaluation,” he says. “Not just happiness. Not just satisfaction.”

Gallup defines well-being using these five main factors:

  • Purpose (Enjoying what you do every day. Jobs can be a big part of this one.)
  • Social (Having supportive and loving relationships.)
  • Financial (Managing your money so you can live a less stressful life.)
  • Community (Feeling safe and having pride in where you live.)
  • Physical (Being healthy and energetic enough to do what you want.)

As you can see, the majority of well-being has little to do with your day job.

Smith notes that we can also tap into “human capacities” to live more meaningful lives — capacities such as social connection, awe, gratitude, compassion, forgiveness, mindfulness and empathy.  

With both Gallup and the Greater Good Science Center research on the aspects on well-being in mind, there are plenty of practical ways to find a sense of meaning outside the office. Here are a few.

Cultivate Meaningful Relationships

Young adults hang out at a bar

Social well-being is something Americans struggle with. While we have hundreds, if not thousands, of friends on social media, we lack genuine, deep connections with one another.

“By many, many measures,” Smith says, “Americans are more isolated than they have been in the past.”

And he isn’t referring to romantic relationships. This spans the gamut. Friendships, families and partnerships are all areas we need to actively cultivate a more meaningful connection.

Dvorak suggests that the lack of connection could be because millennials are focusing too much on their careers and not enough on friends and family.

“Social well-being is not about a number of friends you have. It’s about the quality of friends you have,” he says.

So the next time you’re socializing, think twice about immediately responding when your phone buzzes. I promise, the notification will be there later.

Volunteer for a Cause You Like

Volunteering is a great way to add fulfillment to your life, and it certainly develops human capacities like compassion and empathy. It also allows you to develop new skills and try new things that have nothing to do with your professional life.

In the Greater Good Science Center’s Greater Good magazine, Smith writes that altruism is one such way to have a greater sense of purpose.

When Castillo reached the point where his job didn’t feel fulfilling, he turned to a local volunteer organization that focused on keeping the Tampa Bay community clean, a cause more personal than professional. Cleaning up beaches helped him find a greater sense of community. And suddenly his world was a little bigger. The boring days at work didn’t mean so much.

But sometimes it’s hard to find time to volunteer.

To combat your scheduling woes, Dvorak  proposes “double dipping,” i.e. combining multiple aspects of well-being into one activity. So don’t just volunteer alone. Rally your friends and family to your local food pantry or run a 5K race that raises money for your favorite charity.

Join a Professional Group

Smith makes a clear distinction between your job and your work. Jobs are temporary, he says. Even if you’re lucky enough to have the same one for 40 years, it’s still temporary. But your work is a greater cause.

So if you aren’t happy with your current job, but you do enjoy the sense of work or the field that you’re in, professional groups can be fulfilling on multiple levels.

A nonprofit, professional advertising organization for Gen Y called Ad 2 Tampa Bay helps Castillo balance out those number-crunching days at his marketing job. It allows him to pursue the creative side of advertising, and it sharpened his videography and photography skills.

He was able to bring that fresh set of skills back to his day job and incorporate more creativity at work.

There’s also the hugely important social aspect of professional organizations.

“One of the primary reason for me joining Ad 2 in the first place was because I didn’t know anyone in the field,” Castillo says. “It seemed like a good way to get out of my comfort zone and meet new people and experience new things.”

Start a New Hobby or Nurture a Passion Project

Depending on which hobby or project you choose, you can support several aspects of well-being simultaneously. Hobbies like rock climbing or CrossFit support physical and social well-being for sure, but Smith highly recommends reading and writing.

He notes that social isolation can lead to a lack of meaning, but these solitary activities are big exceptions. They actually increase the human capacities mentioned above.

For example, reading can foster insight and empathy by introducing you to someone you would have never met otherwise. And writing, especially about your own experiences and life, can help you find a sense of meaning.

“Try turning [your life] into a story with a beginning, a middle and an end,” Smith says. “That can allow you to project your story out into the future.”

Reframe Your Mindset About Your Job

A sign in New York City reads:

If you’re like me, you may put a little too much emphasis on the work category of your overall well-being. Whether you love or hate your job, it’s easy to get caught up in it and have the issues of the day or month or year follow you home.

I’ve been on both ends of the spectrum. A bad work environment when I lived in South Korea would have tainted my whole perception of the country if I had let it. On the other hand, there have been instances where I get so amped about a project that I forget to eat dinner. By the time I put my laptop down, it’s bedtime.

Neither example is a good place to be consistently.

To redistribute some of the importance that you place on your job into other areas like physical or social well-being, you can reframe how you view it.

“I think the important thing is not what your external circumstances are, but how you feel about those circumstances,” Smith says, noting that it’s entirely possible to be in prison and have a strong sense of purpose. “As long as you have enough to eat and a roof over your head, there’s hope.”

Similar to writing about your life story, this mindset can help bring a bigger perspective to your life.

“Why do we have jobs? We have jobs so that we can make money and pay the rent and eat,” Smith says. “Unhitch… your self-esteem from your job.”

In other words, view your job as a paycheck that allows you to enjoy the other aspects of your life, not as a main source of fulfillment itself.

Practice Mindfulness

A woman meditates in her bedroom

Research shows that mindfulness has several benefits. Sometimes those benefits are exaggerated. But we do know that when done properly, mindfulness can help increase your attention, improve your mental health and positively affect your relationships, among several other things.

But Smith warns against “self-destructive” perceptions of mindfulness. For example, some people think that isolating yourself on top of a mountain is a good way to reach enlightenment. But that could actually have negative effects (beyond the dangers of, you know, slipping and falling to certain death).

“Even monks who take a vow of silence for decades have a connection to a monastery,” he says. “That path to enlightenment is oftentimes connected to a larger religious organization.”

As you incorporate some (or none) of these suggestions, it’s important to keep in mind that this list is in no way definitive. These are merely examples of activities to increase your chances of overall well-being.

So get creative and come up with activities of your own that fit your schedule.

“There’s not a certain amount of boxes to check on your road to purpose. People can take many different paths,” Smith says. “The important thing is you’re really listening to your life… listening and responding to it.”

Adam Hardy is an editorial assistant on the Make Money team at The Penny Hoarder. He lives off a diet of stale puns and iced coffee. Read his full bio here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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The 5 House chairs who are about to make life much harder for Trump

President Donald Trump will face an intensified level of scrutiny in the new year, with Democratic House committee chairs poised to comb through every corner of his administration, subpoena his Cabinet and investigate his personal finances, associates and business interests.


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Rosario Dawson On Staying Healthy, Making Deals In DMs & How Motherhood Changed Her Life | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Police officer ‘fighting for his life’ after severe burns suffered in crash with drunken driver, authorities say

A Houston police officer who was supposed to spend Christmas with his parents in California this week was instead “fighting for his life” as he recovers from surgeries for severe burns suffered in a crash that was allegedly caused by a drunken driver, according to reports.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘It’s a Wonderful Life’ — when you play fair

It’s the perfect Christmas movie and a towering masterpiece of American cinema. I’m speaking, of course, of “It’s a Wonderful Life,” the much-loved 1946 Frank Capra feature that also anticipated something we badly need today: morals to moderate capitalism. All this, even though it very much reflects the race and sex stereotypes of its day….
Opinion | New York Post

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Retirement Calculators (and Facts) for Real Life

Stashing money away for the golden years can be a huge burden for many people. In fact, saving for retirement is the leading financial stressor for Americans, a new study from Lincoln Financial Group shows. Further, 90% of U.S. residents report stress about their financial situation impacts their daily mood.

The study by the Radnor, Pennsylvania-based financial services company indicated people know that saving for retirement is imperative. Some 57% of Americans say it is important to have room in their budget for a retirement plan. Yet, individuals put household necessities, utilities, and transportation ahead of retirement savings.

“Saving for retirement doesn’t have to be stressful, and it doesn’t have to be difficult,” says Jamie Ohl, EVP, president, Retirement Plan Services, Head of Life and Annuity Operations, Lincoln Financial Group. “It’s all about taking small steps over the course of your working life to help you achieve the retirement you envision.”

Another revelation from the American Consumer Study is that only about half of Americans are confident about saving for retirement, and just a quarter say they don’t plan to retire. The recent study included 2,501 respondents.

The good news is there are steps people can take to help boost their confidence about retirement savings and enhance their ability to retire.

For one, waiting to save can cost you and impact your financial future. This calculator shows the effect that delaying savings can bring.  Another point to consider is that a small change now can make a big difference later. For instance, consider cooking your own meal versus eating out once a week.

This calculator shows what that could mean. For instance, that action could add $ 113,000 to your retirement account.

People also should look at ways to protect their income in retirement. The study suggests many Americans are approaching their retirement years “unprotected”—meaning their savings are not shielded from rising healthcare costs, outliving savings, and other forces. Individuals should talk to a financial adviser to gain options—perhaps utilizing an annuity for instance—to discover ways to help turn retirement savings into sheltered lifetime income.

Interestingly, the study also found that about 1 in 4 Americans don’t plan to retire due to financial uncertainty in the future. Among its findings:

  • Forty-nine percent of us plan to retire, while 24% don’t plan to retire.
  • Twenty-seven percent will not retire because they do not have a good picture of what their financial future will look like.
  • Some 26% of people are looking to live comfortably and keep their current lifestyle in retirement.
  • Fourteen percent of Americans plan on beginning a “second career” later in life, while 32% aren’t sure and might consider the possibility.
  • Of those wanting to begin a second career, 25% say it is because they want to continue to have some income, and 17% say it is to keep busy and try something different.
  • More than 3 out of 4 Americans say they anticipate living in their own home once they are retired. That is particularly true for Young Boomers and Old Boomers (82% and 83%, respectively)
  • Forty percent of Americans are not now contributing to a retirement savings plan.
  • Some 24% of Americans with a formal retirement plan say “I wish I can retire earlier so that I can enjoy my time off doing personal things.”
  • Americans without a formal plan are more indifferent, with 1 in 3 saying “I feel no particular way about retirement.”

 

 

The post Retirement Calculators (and Facts) for Real Life appeared first on Black Enterprise.

Money | Black Enterprise

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Chris Elliott Reflects On Working With His Dad On ‘Get A Life’ | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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7 Magical Gifts for the Harry Potter Lover in Your Life

The holidays are a magical time of year, so it should come as no surprise that this season is the perfect opportunity to let your favorite Potterhead know you’re thinking about them. Luckily, over two decades of Harry Potter fandom has made finding a fantastical gift for the wizard in your life a cinch. From sweet lemon drops that would delight the taste buds of Dumbledore to a Golden Snitch of a clock that will have you flying out of bed in the mornings, here are seven magical gifts for the Harry Potter super fan in your life.

Lemon sherberts, $ 15.95 at Williams-Sonoma: Dumbledore loved muggle candy lemon drops (or lemon sherberts, as they’re called in U.K. versions of the book) so much that he used the name as a password for his office.

Courtesy of Wiliams-Sonoma

Dumbledore chocolate wand, $ 24.95 at Williams Sonoma: If you’re looking for an equally magical sweet treat, consider this milk and semi-sweet chocolate wand modeled after Dumbledore’s.

Courtesy of Williams-Sonoma

Golden Snitch clock, $ 49 at PB Teen: This Golden Snitch will ensure that you’ll be flying out of bed and into your day exactly on time.

Courtesy of PB Teen

Gun metal wizard wand makeup brushes, $ 55 at Storybook Cosmetics: This magical set of five eyeshadow brushes are cruelty-free and perfect for making spell-binding beauty looks.

Courtesy of Storybook Cosmetics

Parchment paper reveal morphing mug, $ 19.99 at Amazon: This morphing mug reveals a secret message a la the Marauder’s Map when you pour hot liquids into it.

Courtesy of Amazon

Harry Potter hardcover boxed set #1-7, $ 129.99 at Scholastic: Relive the magic from the beginning with a beautiful set of the Harry Potter books that are housed in a trunk of a box with handles and a lock.

Courtesy of Scholastic

Animal spirit box set with tarot deck, $ 40 at The Wild Unknown: Practicing divination a la Professor Trelawney is more than compelling with this beautifully designed, animal-themed tarot deck and handy guidebook.

Courtesy of The Wild Unknown

 


Entertainment – TIME

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[VIDEO] Megan Hysaw: The Life of a Food Stylist and Lifestyle Blogger

Food and Lifestyle Blogger Megan Hysaw received her undergraduate degree in Business Administration with an emphasis in Marketing from the University of Southern California. Upon graduation, she attended the world-renowned Culinary Institute of America at Greystone, in Napa Valley. During her brief time in Napa, Hysaw worked for multiple Michelin star and James Beard Award-winning chefs including Peter Jacobsen of Jacobsen Orchards, a farm that supplies produce to Michelin restaurants in the Northern California area.

“I moved to New York to pursue my dream of being a food stylist and recipe tester,” said Hysaw. “The food blogging just kind of naturally flowed since I’m taking pictures of the food and making it look nice anyway.”

Hysaw’s career officially took flight after landing a coveted Culinary Production Internship with the Food Network. Her talent and eye for detail attracted brands to tap Hysaw for sponsored collaborations. Now she travels the world documenting and designing luxurious palates that would make anyone’s mouth water.

Watch the full episode to learn how Hysaw is taking the career of a food stylist to the next level and witness a day in his life as she takes over the MGM properties with three other notable influencers: model and actor, Keith Carlos; model and beauty entrepreneur Tatiana Elizabeth; and model, rapper, and actor Don Benjamin.

 


The Takeover is a web series that gives you a bird’s eye view into the life of four influencers and the BLACK ENTERPRISE team as they take over the MGM properties exploring all the amazing attractions that the resort has to offer. This series is powered by MGM Resorts. 

The post [VIDEO] Megan Hysaw: The Life of a Food Stylist and Lifestyle Blogger appeared first on Black Enterprise.

Lifestyle | Black Enterprise

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Men’s Brands Breathe New Life Onto Bleecker Street

Bleecker Street has become a magnet for men’s wear.
The once-red hot stretch of the West Village stumbled badly over the past few years as nationally known names such as Marc Jacobs, Brunello Cucinelli and Ralph Lauren exited in the face of escalating rents and declining sales.
In fact, at its lowest point last year, there was a 25 percent vacancy rate for all of Bleecker from the East to West Villages, according to Chelsea Mullen, marketing director of the Skylight Group, which has been working to revitalize the street.
Joel Isaacs, founder and president of Isaacs and Co., a key real estate broker for the area, said a primary reason for the “revival” on Bleecker is that “rents have corrected and have gone from $ 600 a square foot to around $ 200.”
But it’s more than just rent that draws people to Bleecker. He said despite the empty storefronts, the street retains its charm and beauty. Residents of the area are very affluent, he said, and everyone — New Yorkers and visitors alike — like to stroll the street.
Slowly and without a lot of fanfare over the last year, many of those vacant storefronts have found new life as independent men’s brands — many of

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Your Money, Your Life: Episode 3 – ‘Key Questions To Ask Before Working With A Financial Adviser’

How to know when you are ready to hire a financial pro and what you need to ask to find the right one for you, with guest Tiffany “The Budgetnista” Aliche, founder of the Live Richer Challenge Movement.



 

The new personal finance podcast, Your Money, Your Life is sponsored by Prudential and hosted by Black Enterprise’s own Alfred Edmond Jr. This special series features a lineup of great guests including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, president & CEO of Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss!

The post Your Money, Your Life: Episode 3 – ‘Key Questions To Ask Before Working With A Financial Adviser’ appeared first on Black Enterprise.

Money | Black Enterprise

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Your Money, Your Life: Episode 4 – ‘Creating A Budget That Works For You’

Learn why having a spending plan—also known as a budget—is key to financial wellness and enables you to confidently set and achieve your goals, with guest Angela Yee, host of The Breakfast Club and host and creator of the ‘Lip Service’ podcast.



The new personal finance podcast, Your Money, Your Life is sponsored by Prudential and hosted by Black Enterprise’s own Alfred Edmond Jr. This special series features a lineup of great guests including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, president & CEO of Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss!

The post Your Money, Your Life: Episode 4 – ‘Creating A Budget That Works For You’ appeared first on Black Enterprise.

Money | Black Enterprise

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Penny Marshall Played an Underachiever on TV. In Real Life She Was Anything But

In the olden days of TV, long before Netflix or binge-watching and certainly before DVRs, people used to tune in on certain days and times to watch the shows they liked: If you were a kid in the mid-1970s—maybe, particularly, a girl—one of those shows was likely to be Laverne & Shirley, the Happy Days spinoff that became a huge hit by itself. Its stars, Penny Marshall and Cindy Williams, played young single women, roommates and best friends, in late 1950s Milwaukee. They worked at a brewery (and horsed around) by day. They went on dates (and horsed around) at night. The cheerful theme song that opened the show included the lyric “We’re gonna make our dreams come true,” but these girls—we thought of them as girls at the time, because they were sort of like us, and we were girls—weren’t exactly go-getters. During that opening song, we saw Laverne Defazio and Shirley Feeney hustle into their plain wool coats and race out the door to get to work on time. On the job, they’d daydream as a forever’s worth of beer bottles drifted by on the conveyor belt. At the end of the day, they couldn’t get out of there soon enough. Today, young women characters are mostly required to be role models, following big dreams instead of merely living out little ones. But Laverne and Shirley, who would dance and laugh and play practical jokes on one another, were the kind of almost-grownups you dreamed of being. They were still having fun, even if that meant getting through drudgery first. They made underachieving look awesome.

Laverne and Shirley - 1976-1983
Paramount Television—Kobal/REX/ShutterstockPenny Marshall on ‘Laverne and Shirley,’ 1976-1983

Penny Marshall, who died on Dec. 17 at age 75, may have played a charming underachiever on TV. But in real life, she was anything but: Even though Marshall had been playing small parts on TV for years, that role on Laverne & Shirley (the show ran for eight seasons) ignited a career that included not just acting but directing and producing as well—all at a time when women had to work much harder to carve out their own success.

Marshall was born in the Bronx in 1943; her brother was producer and director Garry Marshall, who, as the creator of Happy Days, tapped her for the spinoff. She directed four episodes of the show, eventually going on to to produce and direct feature films, beginning with 1986’s Jumpin’ Jack Flash, starring Whoopi Goldberg. Other directing projects included the 1990 Oliver Sacks adaptation Awakenings, starring Robert De Niro and Robin Williams, and, in 1992, A League of Their Own, a fictionalized story based on the real-life members of the All-American Girls Professional Baseball League, starring Geena Davis and Tom Hanks and featuring Madonna and Rosie O’Donnell. But Marshall’s finest film may be the 1988 comedy Big, in which Hanks plays a kid who wishes he were a grown-up: His wish comes true, but he ends up being a thirteen-year-old boy trapped in a grown man’s body, which wasn’t exactly what he was expecting. The picture is filled with broad jokes and small ones, and Marshall navigated both deftly. You get the sense that her own sense of humor, self-deprecating and mildly raucous, was her truest guide.

Marshall’s final film as a director was an as yet unreleased documentary about NBA Hall of Famer Dennis Rodman, and her resume over the last 35 years or so is dotted with acting roles of various sizes. But her most enduring character is Laverne, an outgoing girl with a glorious honk of a voice and a saucy, flirtatious smile. The characters Laverne and Shirley first appeared on an episode of Happy Days, as a type of “fast” girl—a characterization in keeping with the show’s retro appeal. And it’s true that their gameness was part of their charm. They were up for anything, as long as it was fun, and as long as it didn’t involve an endless row of bottles on a conveyor belt. Parents used to tell kids that watching TV all the time would rot their brains, but they didn’t know that so much of what we watched would stick with us—and that our brains weren’t rotting, they were actually working. TV, and people like Penny Marshall, made us who we are: Schlemiels or schlimazels some of the time, but at least able to laugh our way through it all.


Entertainment – TIME

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His worst nightmare: Trump’s life under a legal microscope

Weeks of devastating legal revelations have left Donald Trump’s political career clouded by criminality and his life, presidency and business empire under assault by relentless prosecutors on multiple fronts.


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Why you should stay in a youth hostel at least once in your life

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Some people refuse to stay in a youth hostel as they fear sharing their space with a complete stranger, or a group of strangers. Sure it means you have to get a little closer to people you know nothing about, but that’s actually part of its charm, plus they are a bargain too! Here’s why you should stay in a youth hostel at least once in your life.

Out of your comfort zone

Travel is all about creating experiences, but if you stay within your comfort zone, those memories might pass you by. Spending a few nights in a youth hostel will put you in touch with like-minded people all trying to have a great time. It is a collection of potential new friends.

There is always a place to hang out and have a few drinks before you and your new friends go exploring the city you’re staying in. Making friends at a youth hostel is pretty much inevitable if you’re open to the idea, and it can only make your experience better.

They cost less

There is one thing many people always argue in favor of hotels over hostels, they give you privacy. That privacy comes at a price, and often it makes travel far too expensive. For those who want to see the world but don’t have the budget to spend every night in a hotel, there is the humble youth hostel. They can cost as little as $ 10 per night and offer you a safe place to stay in a foreign land.

Hostels know what you want

The people who run youth hostels know exactly what you’ve come for. A good time! You will find that they try to help people get out and explore their wonderful cities, either during the day or to get a taste of the nightlife. The staff will suggest tours, and at night many of the team will gather a group of fellow hostel residents to go out and enjoy themselves.

Local knowledge

If you want to find the latest hotspot in the city, then the chances are the people working in the youth hostel are going to know where that is. Their jobs are to look after young travelers, so they have to know what they are attracted to. Tap into the staff’s knowledge to get to know some of the world’s best cities, plus they often have exclusive discounts to make things cheaper.

Resources

If you are traveling on a budget, then you might not have the cash to go out and eat dinner every night. One thing youth hostels offer you above hotels is the use of a guest kitchen. You can make your own meals in the evenings before hitting the town, saving vital resources for the local clubs and bars.

Youth hostels get a bad rap from people, but they offer so much. They won’t break the bank, and they pretty much guarantee you’re going to have a good time by creating a party atmosphere.

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The post Why you should stay in a youth hostel at least once in your life appeared first on Worldation.

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Great Barrier Reef showing signs of life again

A rise in global temperatures continues to have a large impact on the Great Barrier Reef, but scientists are finding new ways to save the aquatic habitat. CNN’s Ivan Watson explains.


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George HW Bush: An intimate look at the life of a president

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Celebrating the life of former President George H.W. Bush

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life

Crime prediction

Governments and entities around the world are starting to venture deep into Minority Report-land, giving serious attention to the use of artificial intelligence and scoring databases to assign risk in a way that influences the lives of ordinary people in profound, game-changing, and even slightly creepy ways.

We reported just last week about how the government in China is rolling out a “social credit” scoring system that central authorities are using to keep closer watch on the country’s 1.3 billion citizens and to limit the activities — like booking flights — of people deemed to be “untrustworthy” and assigned low scores as part of this system.

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British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life originally appeared on BGR.com on Sun, 2 Dec 2018 at 15:14:11 EDT. Please see our terms for use of feeds.


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Life Rolls On Sponsoring Malibu Acoustic Concert To Benefit Those Impacted By The Woolsey Fire

An evening to benefit people impacted by the Malibu fire. Featuring artists Bret Bollinger of Pepper, Cali Conscious, Dan Kelly of Fortunate Youth, The Palms, Chris Shiflett of Foo Fighters, Brandon Jenner, Timmy Curran, and Dawn Mitschele of Cardinal Moon.  | Please note: all guests must be at least 21 years old.

Your ticket purchase will serve as a d

Presented By
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Sunday, December 9th

5:00 pm – 10:00 pm

Rose Room

6 Rose Avenue
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Age 21+ Only

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Bret Bollinger of Pepper
Dan Kelly of Fortunate Youth
The Palms
Cali Conscious
Chris Shiflett of Foo Fighters
Brandon Jenner
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Next 3 Michael B. Jordan Movies: ‘Just Mercy,’ ‘Wrong Answer,’ ‘A Bittersweet Life’

Next 3 Michael B. Jordan Movies: 'Just Mercy,' 'Wrong Answer,' 'A Bittersweet Life'

Michael B. Jordan first gained notice as a teenage drug dealer in David Simon's superb series The Wire way back in 2002. He stood out again on the small screen in both Friday Night Lights and Parenthood before his startling turn in Ryan Coogler's charged, true-life drama Fruitvale Station. That led to his sterling starring role as Adonis Johnson in Coogler's gritty and surprising sports film Creed.

Earlier this year, Jordan showed his range with his gripping, villainous…

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From WWII hero to president, remembering the life of George H.W. Bush

Former President George H. W. Bush — a World War II hero, distinguished public servant and patriarch of an American political dynasty — died on Friday. He was 94. Bush’s death was announced in a statement by his office that said he passed in Houston at 11 p.m. New York time. “He was more than…
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Drug overdoses, suicides cause drop in 2017 US life expectancy; CDC director calls it a ‘wakeup call’

Life expectancy in the United States declined from 2016 to 2017, yet the 10 leading causes of death remained the same, according to three government reports released Thursday. Increasing deaths due to drug overdoses and suicides explain this slight downtick in life expectancy, the US Centers for Disease Control says.


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Your Money, Your Life: Episode 3 – ‘Key Questions To Ask Before Working With A Financial Adviser’

How to know when you are ready to hire a financial pro and what you need to ask to find the right one for you, with guest Tiffany “The Budgetnista” Aliche, founder of the Live Richer Challenge Movement.



 

The new personal finance podcast, Your Money, Your Life is sponsored by Prudential and hosted by Black Enterprise’s own Alfred Edmond Jr. This special series features a lineup of great guests including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, president & CEO of Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss!

The post Your Money, Your Life: Episode 3 – ‘Key Questions To Ask Before Working With A Financial Adviser’ appeared first on Black Enterprise.

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Places that are much less impressive in real life

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When it comes to finding your next holiday destination, you often look online to find the best attractions that country or city has to offer. When you type in the city name, your search will probably come up with some of the most famous, or some of the most iconic places in that area. And that’s what you want, right? You want to see the best of the best. But sometimes, the places that make an area famous are much less impressive in real life….

Hollywood’s Walk of Fame

Ahhhh, Hollywood. Where all of your favorite celebrities walk the streets, and you bump into your favorite singer while buying your morning coffee. Sounds great. Unfortunately, this rarely ever happens. Most visitors who travel to Hollywood always want to see one thing before they leave – the Hollywood Walk of Fame. This walkway is one of the only places in the world where the best names from stage and screen come together, and it’s iconic. But is it really that impressive in real life? The simple answer is no. This 1.3-mile walkway will definitely tire you out, and for what? The celebrities don’t stand by their stars waiting for tourists to pass by. In reality, it really is just a bunch of stones.

Stonehenge

Stonehenge in Wiltshire, England is genuinely one of the most breathtaking historical monuments when you see it on television, or when someone takes an incredible picture at dawn. And it’s true. The whole concept behind Stonehenge is extraordinary, with scientists believing the 6 ft and 25-ton stones to have been placed there by hand around 3000 BC. However, there are still so many questions surrounding the heritage site, that researchers are still baffled by the use and the construction of Stonehenge. It is definitely a must-see at some point in your life, but don’t rush. As much as the site is beautiful, it has become a tourist trap. Nowadays, tourists have to stay put on a designated walkway (that is not at all close) around the stones – that’s if you can move through the crowds of people that rock up each day.

Four Corners Monument

The Four Corners Monument marks the intersections between four states – New Mexico, Colorado, Arizona, and Utah and is the only place in the United States that offers this intersection. So it must feel pretty awesome to stand in four states at once, right? Well, for about two seconds it does. The Four Corners Monument is in the middle of the Ute Mountain Ute Tribe Reservation, and as you can guess from the name, it’s not exactly next to your local Mcdonald’s. Instead, it is in the middle of nowhere. The monument is around 30 miles away from anything else significant, and you’ll feel pretty silly once you turn up to a parking lot (where the monument is located), wait in line to take a picture with your feet on the monument, only to realize historians had made a mistake and that the actual intersection is around 1,807 feet west of the fake intersection.

Statue of the Little Mermaid

The Statue of the Little Mermaid is one of the most iconic monuments in Copenhagen, and people travel from across the world to view the statue based on the famous Hans Christian Anderson fairytale. The Mermaid sculpture, which was unveiled in 1913, sits on top of a rock by the water along the Langelinie Promenade, and it really is quite spectacular to look at – especially if you’ve seen the photos. However, save your money and avoid visiting it, because it isn’t even the original sculpture! The original monument was damaged so many times by vandals and political activists that the sculpture was replaced by a replica many years ago. As if that wasn’t enough to dissuade people, you’ll have to fight your way through hoards of people to get a good look-see.

Champs-Élysées

When you think of Paris, you think of the Eiffel Tower, the River Seine, the Louvre and all things beautiful. Including the Champs-Élysées. As the most famous street and road in Paris, thousands of tourists flock to this 1.2-mile long street to check out the theaters, the cafés, the beautiful gardens, the impressive monuments and the pièce de résistance at the end… the Arc de Triomphe. Ahhhh, it must be so quiet and majestic, right? Wrong. As one of the busiest roads in Paris, Champs-Élysées is full of cars and traffic at all hours of the day – and they even drive straight through the Arc de Triomphe! If you wanted to get stuck in a traffic jam, you could have stayed at home.

So next time you’re tempted to check out some of these places, think about all of the other people who have the same idea as you. Instead, try and find some more unusual and less famous alternatives.

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The post Places that are much less impressive in real life appeared first on Worldation.

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Skai Jackson Writing A Book About Life Lessons

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Actress Skai Jackson will be adding author to her resumé by 2019. The Disney channel is penning a new book called “Reach for the Skai: How to Inspire, Empower, and Clapback.” The book will cover the 16-year-old’s, “lessons on life and rise to stardom, as well as the negative experiences that sometimes comes with living in the spotlight.”

She may be young bu she’s achieved success and is living in the spotlight so some may say she’s more than qualified to write on those topics.

The book is scheduled for release by fall 2019.

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