Healthy Living During The Holidays

Dr. Susan Reinhard, a registered nurse, senior vice president and director of AARP public policy institute, joins us this morning on behalf of AARP to discuss healthy living during the holiday season and beyond.

She is a nationally recognized expert in health and long-term care, with extensive experience in conducting, directing and translating research to promote policy change.

Q&A

WHAT IS AARP’S APPROACH ON HEALTH?

AARP’S HEALTHY LIVING INITIATIVE, WHICH I AM EXCITED TO BE LEADING, IS TO EMPOWER PEOPLE 50-PLUS TO LIVE THEIR HEALTHIEST LIVES POSSIBLE.

AARP WANTS TO HELP YOU TAKE A WHOLE-BODY APPROACH TO YOUR HEALTHY LIVING GOALS AND HELP YOU TAKE CONTROL OF YOUR HEALTH AS YOU AGE.

A WHOLE-BODY APPROACH TO HEALTHY LIVING MEANS IMPROVING HOW YOU EAT, SLEEP, EXERCISE, AND CONNECT WITH OTHERS AT EVERY STAGE OF AGING.

ON AARP.ORG/HEALTH YOU MAY FIND TOOLS, RESOURCES, AND INFORMATION RANGING FROM EXERCISE TO BRAIN GAMES, FROM COOKING DEMONSTRATIONS TO CONNECTING WITH YOUR COMMUNITY, FROM BETTER NUTRITION TO BETTER SLEEP.

HEALTHY LIVING IS AS MUCH ABOUT MAKING SMALL CHANGES TO YOUR EVERYDAY ROUTINE, AS IT IS ABOUT BIG LIFE-CHANGING BEHAVIORAL COMMITMENTS.

WHAT’S A SMALL CHANGE THAT PEOPLE CAN CONSIDER?

WALK 30 MINUTES A DAY.

AS PART OF OUR HEALTHY LIVING WORK, THIS PAST SPRING WE LAUNCHED A FIT AND FUN CHALLENGE TO PROMOTE PHYSICAL ACTIVITY AND FITNESS. THE CHALLENGE INSPIRED THOUSANDS OF PEOPLE TO WALK 30 MINUTES A DAY FOR EIGHT WEEKS THROUGH AN INTERACTIVE WEBSITE THAT ALLOWED PEOPLE TO MAKE THAT COMMITMENT, CONNECT AND SHARE STORIES, AND GAIN INSPIRATION AND TIPS FROM A LEADING FITNESS EXPERT. THE CHALLENGE ENDED FOR THIS YEAR BUT WE ENCOURAGE YOU TO START OR CONTINUE YOUR 30 MINUTE WALKS.

FOR NEW YEAR’S RESOLUTIONS, EXERCISE CAN BE A POPULAR ONE. HOW CAN WE KEEP UP THE MOTIVATION TO EXERCISE?

SOME TIPS ARE STOP MAKING EXERCISE ABOUT HOW YOU LOOK, WRITE DOWN EXACTLY WHEN AND WHERE YOU WILL EXERCISE, OR HAVE A PLAN B.

ALSO, PRIORITIZE CONVENIENCE. DAVID MAXFIELD, CO-AUTHOR OF CHANGE ANYTHING, SAYS “SET YOUR WORKOUT CLOTHES NEXT TO YOUR BED THE NIGHT BEFORE, AND KEEP EXERCISE EQUIPMENT VISIBLE AND NEARBY.

YOU CAN EVEN MAKE IT SOCIAL. YOU ARE MORE LIKELY TO EXERCISE CONSISTENTLY IF YOU WORK OUT WITH OTHER PEOPLE.

FOR MORE TIPS ABOUT EXERCISING AND EXERCISES, GO TO AARP.ORG/HEALTH.

DURING THE HOLIDAYS PEOPLE TEND TO EAT MORE, WHAT CAN WE DO TO STAY HEALTHY DURING THE HOLIDAYS?

EAT BEFOREHAND. FASTING BEFORE A HOLIDAY DINNER CAN BACKFIRE. CYNTHIA SASS, A NUTRITIONIST AND AUTHOR OF SLIM DOWN NOW SAYS, “EAT REGULAR, OR SMALLER, MEALS BEFORE ANY FEAST.”

SHE ALSO RECOMMENDS AT ANY BUFFET TABLE, LOOK AT ALL THE OPTIONS BEFORE PUTTING THINGS ON YOUR PLATE. CHOOSE ONE OR TWO SPLURGE FOODS AND TRY TO BALANCE WITH OTHER LIGHT, HEALTHY CHOICES LIKE CUT VEGGIES.

ANOTHER TIP CYNTHIA PROVIDES IS TO PHYSICALLY DISTANCE YOURSELF FROM THE BUFFET.

WHAT ARE SOME ACTIVITIES WE CAN DO FOR EATING HEALTHY DURING AND BEYOND THE HOLIDAYS?

IF YOU WANT A HEALTHY HEART AND A NUMBER YOU ARE HAPPY WITH ON THE SCALE, EAT BRAZIL NUTS, PUT DOWN YOUR FORK AT 6 PM AND WEIGH YOURSELF EVERY DAY.

THESE ARE FINDINGS FROM STUDIES AT THE AMERICAN HEART ASSOCIATION’S ANNUAL MEETING FOR ADVANCES IN CARDIO VASCULAR SCIENCE.

OTHER ACTIVITIES CAN BE TO USE A SMALLER PLATE TO CONTROL PORTION SIZE, USE SPICES/HERBS TO FLAVOR FOOD INSTEAD OF SALT, AND READ PACKAGED FOOD LABELS TO MAKE HEALTHIER CHOICES AS RECOMMENDED FROM THE GLOBAL COUNCIL ON BRAIN HEALTH CONVENED BY AARP.

ASIDE FROM WATCHING WHAT WE EAT, WHAT COULD WE DO AROUND THE TABLE?

TALK ABOUT HEALTH. RECENTLY, THROUGH A TELEPHONE TOWN HALL CO-HOSTED WITH THE 100 BLACK MEN OF AMERICA, WE WERE ABLE TO REACH OUT AND CONNECT ON THE TOPIC OF PRE-DIABETES AMONG THE AFRICAN AMERICAN/BLACK COMMUNITY, A POPULATION AT HIGH RISK FOR THE CONDITION ACCORDING TO THE CENTER FOR DISEASE CONTROL AND PREVENTION. ONE IN THREE AMERICAN ADULTS HAVE PRE-DIABETES AND NEARLY 90% OF THOSE DON’T EVEN KNOW THEY HAVE IT, AS STATED BY THE C-D-C. TO LEARN MORE AND TAKE THE PREDIABETES RISK TEST, GO TO AARP.ORG/PREDIABETES.

WE HAVE LISTENERS FROM ALL ACROSS THE COUNTRY THAT MAY BE TRAVELLING TO THEIR LOVED ONES THIS HOLIDAY. WHAT ARE SOME HEALTHY LIVING TIPS THEY CAN TAKE AWAY?

WHILE YOU ARE TRAVELING, STAY HYDRATED. USE EYE DROPS AND A SALINE NASAL SPRAY, SAYS SHARON BERQUIST, M.D. AT EMORY HEALTHCARE IN ATLANTA. SHE ALSO RECOMMENDS TO DRINK PLENTY OF FLUIDS, PARTICULARLY IF YOU ARE ON MEDICATION. HOT DRINKS ARE GOOD FOR HYDRATION AND THE STEAM WILL HELP MOISTURIZE MUCUS MEMBRANES, A BARRIER AGAINST BACTERIAL VIRUSES IN THE NOSE AND MOUTH.

IF YOU ARE ON A FLIGHT, BE AWARE THAT ALCOHOL CAN DEHYDRATE YOU. ALSO ON LONG FLIGHTS, GET UP AND WALK EVERY TWO HOURS TO LOWER YOUR RISK OF BLOOD CLOTS IN YOUR LEGS.

USE AN AIR VENT IF YOU HAVE ONE IN THE PLANE, TRAIN, OR CAR. THE AIR VENT HELPS CREATE AIR FLOW THAT WILL MOVE GERMS OUT OF YOUR SPACE.

ALSO TO HELP KEEP AWAY THE GERMS, BRING AN ALCOHOL-BASED GEL SANITIZER – ONE WITH AT LEAST 60% – TO USE ON YOUR HANDS AFTER TOUCHING SURFACES THAT OTHERS MAY TOUCH FREQUENTLY – LIKE A DOOR HANDLE.

WHAT CAN WE LOOK FORWARD TO THE NEW YEAR FROM AARP?

LOOK OUT FOR ANOTHER FIT AND FUN CHALLENGE AND OTHER HEALTHY LIVING EVENTS, SUCH AS A TELEPHONE TOWN HALL. SO STAYED TUNED FOR MORE HEALTHY LIVING GUIDANCE, TOOLS, AND SOLUTIONS THAT WE CAN PUT TO USE AT AARP.ORG/HEALTH.

Life & Style – Black America Web

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How This Couple Paid Off $83K of Debt in 20 Months Living in Pricy Seattle

The typical equation for paying off debt looks like this:

Income – Expenses = Amount you can pay toward debt

May the math be ever in your favor.

But for most people, it’s not. Especially if you’re living in one of the highest cost-of-living cities in America without the income to match.

That’s where Cody and Georgi Boorman found themselves in January 2014, living paycheck to paycheck in Seattle.

At that time, the cost of living in Seattle was 9.3% higher than the U.S. as a whole. Rent prices were a whopping 29.3% higher, according to the U.S. Bureau of Economic Analysis.

Cody and Georgi both had recently earned bachelor’s degrees from the University of Washington that left them with $ 56,000 of student loan debt. They also owed $ 27,000 on a car loan, putting their total debt at $ 83,000.

Cody was a quality control lead for a credit card payments company; Georgi was a baker and freelance writer.

“We were getting to a point where it didn’t matter if we were getting a little bit of a raise or a bonus,” Cody said. “We would look at our bank account at the end of the month and it would be the same number as when we started the month.”

But then they decided they wanted kids. They knew they couldn’t afford any in their current state.

The First Steps They Took to Crush Their Debt

Georgi holds her two-year-old daughter Eloise.

The Boormans’ journey started with one goal: pay off the car.

The bill for their 2012 Honda Civic was $ 465 per month, and they owed $ 8,000 more than it was worth. If they could get rid of that payment, they’d have enough wiggle room to start saving for a baby.

So they started looking at unique opportunities that their city provided them to lower their expenses.

They switched cell phone carriers from Verizon, which they paid $ 120 per month, to Republic Wireless, which they now pay about $ 34 per month.

Groceries are another expense that typically cost more in big cities.

But Cody noticed that because there are so many options in each neighborhood, the stores are constantly competing. So they shopped for deals and used Costco to keep their grocery bill at $ 75 per week.

After five months, they paid the Civic down to value.

They realized the cost to drive their car was astronomical for the number of miles they traveled. They only drove to work, the grocery store and church, plus they made one trip per month to see family one to three hours away.

That’s another benefit of living in a city: Everything is close together.

So instead of continuing to pay the car off, they sold it back to the dealer and bought a Nissan Altima for $ 2,400.

And not only did they eliminate their car payment, but they were also able to lower their car insurance from full coverage to liability-only coverage, which saved them another $ 50 per month.

By the time they eliminated their car payment, they were on a roll. But they decided they didn’t just want to be car-payment free. They wanted to be completely debt-free.

“It almost started to become a game,” Cody said. “Like, ‘How quickly can we actually do this now that we have everything out in front of us?’”

And then, a week later, Georgi lost her job.

How They Paid Off $ 80,000 in 20 Months

Georgi and Cody Boorman pose with their daughter Eloise, 2, in front of their home in Moses Lake, WA.

Georgi was only unemployed for four weeks, but her new job paid 20% less. It was a hit. But it made them all the more motivated to finish paying off their student loans.

So they made and followed a budget every month. After every raise or bonus, they put more toward the debt, and eventually, 70% of their take-home pay was going to debt payments — which is impressive when you consider the exorbitant costs of rent in Seattle.

But because there are lots of rentals in a booming city, there are still opportunities to find a deal. Cody found their rental by searching Craigslist for the term “ASAP.”

“We knew people who needed to rent their units out ASAP would rent them out at a lower cost,” he said.

The Boormans paid $ 1,250 per month for their apartment, which was only a mile from their jobs.

And they didn’t stop there. This new financial picture gave them room to dream bigger than they ever could have even one year prior. They wanted to buy a house and were now in a position to do so… just not in Seattle.

The couple knew that when they started a family they wanted to be near family. So in the middle of their debt-free journey, they saved up $ 3,000 and moved three hours east to Moses Lake, Washington.

The move didn’t significantly lower their cost of living or help them pay off the debt faster. But because of all the work they’d done in the 13 months prior, they were able to seize the right opportunity at the right time.

In August 2015, six months after moving into their new house, Cody and Georgi became debt-free.

And in October 2016, their first daughter Eloise was born.

Bigger Picture

The Boorman's wrote a book,

Since Cody and Georgi paid off their debt, they haven’t slowed down.

They’ve continued to get raises and pursue freelance work, and their income is now up to $ 90,000. They’re using the extra cash to try to reach financial independence — or the ability to live off passive income from investments and businesses —  in the next five years to spend more time with Eloise and their future kids.

Their journey started with paying off their car loan and grew into a new way to look at life and spending. One that values free time over more stuff.

Earlier this year, they co-wrote the book “Clocking Out Early” to teach others to cut expenses, invest well and retire early — no matter what their income or the cost of living of their city.

Now when it comes to spending money, Cody asks himself this question: “What can we do to reduce this expense, and ultimately, maybe increase our happiness?”

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @savingwithspunk.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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I’m A Celeb’s Emily Atack boasts about weight loss after living off rations for seven days in the jungle

EMILY Atack boasted she’d lost weight in I’m A Celebrity after living off rations for a week.

The 28-year-old star pulled up her top and showed off her baggy trousers as she admired her slimmer stomach and extra wriggle room – seven days after entering the jungle.

Im a celeb
Emily Atack told the camp she has lost weight after living off rice and beans for a week in Im A Celeb
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Emily Atack
Emily made fans laugh when she pulled up her top and showed off her belly on I’m A Celeb
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Emily said to Fleur East and John Barrowman: “These were tight when I came in here. I just want to lose a bit of weight so that when I get home and it’s Christmas I have a bit of room and can put it back on again.

She added: “I love food so much, I love cheese and champagne and salads, fries, yum.”

John reassured The Inbetweeners star that she looked great and got the camp mates salivating with a cheese dip recipe.

Emily Atack
Emily was proud of her the weight loss
Rex Features

He said: “Just chuck a Camembert in the oven and rub your face in it when it comes out, a cheese facial.”
But Noel got frisky and added: “And get someone you love to lick it off.”

Emily had fans in a lather earlier this week when she stripped off with Fleur and Sair Khan for a jungle shower.

She wasn’t the only star to enjoy their first jungle soak, with Harry Redknapp whipping his kit off.


Love I’m A Celeb? Play our new game The Jungle now – win daily prizes and a holiday worth £5K


Rex Features

I’m A Celeb’s Emily Atack stunned in a blue bikini tonight as she hit the camp shower for the first time[/caption]

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The actress looked great in the tasselled two-piece, beaming as she scrubbed herself down[/caption]

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Sair Khan opted for a stylish black set in the tub[/caption]

She managed to get clean after a long day of trials
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Fleur paddled in the water and cooled off as Emily and Rita Simons also made the most of bath time
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Harry Redknapp whipped his kit off[/caption]

The football manager enjoyed a thorough wash in his blue swimshorts, coordinating nicely with Emily.

Fleur East brought the sunshine with her yellow bikini, while Sair Khan opted for a stylish black set.

The shower scenes go down a treat with fans each year and tonight was no exception.

One viewer who won’t be so keen on seeing Harry shower, though, is his former Liverpool and England midfielder son Jamie, 45, who previously said: “Dad hasn’t really got any phobias, to be honest.Emily Atack

Emily Atack admitted to The Sun that she is looking for love


“As a kid he was never worried about spiders. I’m worried about him with the shower scene in his pants!

“I hope he finds a mate in there because from people I’ve spoken to the hardest things are lack of food, but he doesn’t eat a lot my dad so that’s gonna help him, and secondly it’s the boredom factor, there’s no racing channel for him to watch.”

Listen to new podcast Jungle VIP, talkRADIO’s cheeky, no-holds-barred take on the action Down Under. Hosted by Jamie East with daily guests, including former campmates and celeb reality TV fans the gang will dish the dirt on the REAL behind-the-scenes gossip. Read more here.

TV and Showbiz – latest celebrity news, gossip, photos, TV and film reviews | The Sun

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ICE arrests man living in church on his way to immigration appointment, activists say

ICE agents surrounded the man minutes after he arrived at the immigration office to provide his fingerprints, Alerta Migratoria NC said in a statement.
ABC News: U.S.

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WATCH: ALS researcher living with the disease still fighting for a cure

Dr. Rahul Desikan, who was diagnosed with the debilitating illness last year, can no longer speak but continues to work.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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David Hockney pool painting soars to $90 mln, record for living artist

An iconic 1972 painting by British artist David Hockney soared to $ 90.3 million at Christie’s on Thursday, smashing the record for the highest price ever paid at auction for a work by a living artist.


Reuters: Arts

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The Big Picture: How Two Muralists Make a Living With Their Art

Bekky Beukes had a plan for completing her mural in a week.

As one of 17 local and visiting artists invited to St. Petersburg, Florida’s annual SHINE Mural Festival, she had carefully plotted how she would spend each day — and how she would make up for the time she would miss at her day job.

Beukes works three 10-hour days each week designing marketing materials for a nearby community college. She gets up early, tacking a list of the day’s priorities (no more than three) above her desk at home, which overlooks a thicket of palm trees.

A woman paints
Beukes paints her mural during the SHINE Festival in St. Petersburg, Fla., on October 6, 2018. Chris Zuppa/The Penny Hoarder

She lives just a few blocks from a rented garage that serves as her studio. It has electricity, but no running water or bathroom. There, she paints, using oils on large canvases to represent the opposing pulls of light and dark.

Her dual creative roles are just one example of what it takes to make it as a working artist. We spent the SHINE Mural Festival with Beukes and another artist to find out how they fight the stigma of being a starving artist. In the process, we learned what it takes to create a mural from scratch on a tight deadline.

Beukes, 34, started painting when she moved to the Tampa Bay area from South Africa in 2014. The former fashion designer didn’t have a work permit yet, so she returned to painting, an art form she had loved as a child, to keep busy in the meantime.

She quickly realized painting could be more than a hobby — it could also be the cornerstone of her professional life in her new home. But doing so takes a balance that requires early mornings and late nights. And sometimes, as was the case during during SHINE, it means working overnight in the rain, on a scissor lift perched 15 feet off the ground.

She knew it would rain. She planned for rain. She didn’t plan for the possibility of a hurricane.

Taking the Leap as a Full-Time Artist

An artist poses in front of his portrait
Gibbs Rounsavall poses for a portrait at his mural on October 13, 2018. Rounsavall and his family live in Louisville, Ky., where he taught high school art for 12 years. He made the career leap to being a full-time artist in May. Chris Zuppa/The Penny Hoarder

Just six blocks away from Beukes’ mural site on the side of a brewery, Gibbs Rounsavall of Louisville, Kentucky, got up before the sun each day to spend hours working quietly on his wall before spectators started to drift by.

There was no shade on the side of this warehouse that sat within sight of three other mural projects. Rounsavall, 43, had only about 8 feet of clearance between his work surface and a busy intersection.

He has only been a full-time artist since May; he worked as a high school art teacher for 12 years while painting geometric abstract art on the side.

“I kind of fell into teaching because it allowed me to continue developing my craft,” he said while painting a long carnation-pink stripe one day, sweat dripping at his temples. “I knew that whenever the day came when this became a more demanding schedule that I would take that leap.”

He misses teaching sometimes, but diversifying his artwork allowed him to develop his business over the course of those years. He said he was making a salary in the high $ 50s as a teacher but increasingly painted commissions along with gallery art. A lot of his work is corporate art, perhaps for a new restaurant. He recently sold a piece to be displayed at the Kentucky International Convention Center.

“I think a lot of artists have to do that if they want to make a living at it, to diversify,” Rounsavall said. For a few years, he’s been selling fine-art prints of select pieces that have already sold. The prints cost around $ 225 and provide access to his art for those who might not have the budget — or space — for one of his original oil paintings, which can cost anywhere between $ 450 and $ 8,000.

Crunch Time, All the Time

 

Beukes has been exhausted for months.

She delivered two big projects at her design job this year. She also had two solo art shows, which she planned herself down to the last detail. One of those work projects overlapped with preparations for one of the art shows, adding to the stress.

“I just feel like I’m under pressure all the time,” she said. “Obviously, because I’m delivering. I have obligations. I get it done.”

Beukes’ twin career paths allow her to be creative in different ways, but the schedule is starting to wear on her. “I don’t have space for normal human things, you know?” she said plainly. “Like, my relationships are affected. I don’t have social… I have everything allocated.”

The studio can be lonely, with only the paint and maybe some music for company. But at the mural site, it became obvious how full Beukes’ life is. Friends and fellow artists gathered on lawn chairs set up at the base of her mural, sometimes late into the night, when she worked by way of a portable work lamp and one flickering street light.

She already knows that 2019 needs to be a different kind of year: one with more studio time and fewer shows; one with streamlined work projects and resisting the urge to always say yes.

“There’s no space for panic,” she said a few weeks prior to the festival.  

But a few days in, it was a matter of getting the colors right on the wall. This wasn’t her first large mural, but it was her first using acrylic and spray paints, mostly unfamiliar territory. Her forearm started to cramp after about a half-hour of pressing the trigger on a can of gold spray paint to add dimension to an angel’s wings on one side of the mural.

In a moment of frustration, she decided she didn’t like the gold armor on the other figure’s shoulder, and painted it over with black. When it dried, she started that part over again.

When asked how the deluge of rain from the passing outer bands of Hurricane Michael affected her mural progress midweek, she barely blinked. “It’s crunch time,” she said. “I did 12 hours yesterday.”

Riding the Self-Employment Wave

Gibbs (left) and his wife, Sara, work on his mural.Gibbs left his job as a teacher last May to work on his art full-time. Chris Zuppa/The Penny Hoarder

This was Rounsavall’s first mural project with time constraints. “It forces you to change the process,” he said.

His mural, “A New Day,” started to come together once his wife, Sara, joined him midweek. Their two children were back home with their grandparents, and Sara, a food stylist, jumped at the chance to join her husband on the road.

She’s been a freelance artist for five years. The stability of Gibbs’ teaching job made it feasible for her to build up her business, Sara said. Now it’s his turn to take a career leap.

Resting in a sliver of shade one steamy October afternoon, Sara explained that health insurance was the biggest question they considered before Gibbs stopped teaching. The two sole proprietors considered forming an LLC, then tried COBRA insurance when Gibbs left his job. But the first COBRA bill made Sara scream. They’re on an Affordable Care Act insurance plan now, although she admits that even with a tax credit, it’s expensive.

Under the large brim of her hat, Sara smiled, admitting that while she’s not a numbers person, she’s the family’s chief financial officer by default. She described their family as “aggressive savers.” As a self-employed person, she was used to receiving irregular payments instead of predictable paychecks. She and Gibbs spent a lot of time going over the numbers before he decided to focus on his art.

“We talked about, ‘How much [does Gibbs] need to contribute?’ in a 12-month breakdown,” she said. “Then what? Well, maybe one painting could float his contribution for three months. Or you sell X paintings per year. Or you do X murals per year.”

Going over different scenarios helped the couple identify the realities of their cash flow as two full-time, independent artists.

“You learn to ride the wave of this work style,” she said. “The phone’s going to ring or it’s not going to ring. And if it’s not ringing, I know how to hustle.”

When the rain came, as it did almost daily, the Rounsavalls took cover under a neighboring business’s back-alley carport. When the clouds cleared and they heard another artist’s lift starting up again, they knew the raindrops had started to dry.

The Instagram Effect

Beukkes paints her mural during the SHINE Festival into the night on October 6, 2018. Chris Zuppa/The Penny Hoarder

Beukes’ first painting measured 5 feet square and sold for $ 5,000.

“I didn’t feel anything about putting big prices on the work after that,” she said. “I did not mind selling the work for what I believed it was worth considering the amount of time I put into the work.” Starting with high price tags has allowed her to maintain those rates, she explained.

“It’s very difficult to sell art,” she said. “But there’s a way to do it, and you have to believe in the work.” Putting a $ 100 price on a painting that took hours, she explained, makes it difficult to sell a painting later for $ 1,000. She hasn’t sold an original piece for less than $ 750.

Beukes, Rounsavall, and the rest of the SHINE artists each earned $ 1,000 for their murals, a fraction of what they might make for a private commission. But the St. Petersburg Arts Alliance also covered travel, lodging, supplies and most meals for each artist during the festival. The invited artists know that having a new mural in a busy downtown area can provide a major visibility boost.

(Left) Beukes paints; (right) her hand is covered in gold paint.

“The respect flows two ways,” Beukes said. “It’s an honor to be a part of something like this.”

For more than a week, she was an ambassador at her mural site, readily jumping off her lift to answer questions and chat with local children.

And then there’s Instagram. During the festival, art fans posed in front of mural sites and visitors asked for selfies with paint-smeared artists at all hours of the day.

“The whole world can come into my studio,” Rounsavall said of the power of social media. “They can see what I’m doing… it’s definitely made it easier to reach people, make connections and have that turn into work.”

Social media, he said, “Has changed my whole career.”

Just One Human

A businesswoman poses for a portrait with her laptop.
Beukes poses for a portrait at Hillsborough Community College in Ybor City on October 25, 2018. Beukes is a professional artist who works three 10-hour days for the college designing marketing materials. This frees days to produce art. Chris Zuppa/The Penny Hoarder

Beukes wonders if she’ll have to choose one side of her career over another at some point.

Her day job gives her stability; her art rounds out her creative fulfillment.

“It’d be great to be able to find something where I’m able to combine the two, and maybe that’s my solution,” she said. “Yes, I want to do a million things. But… you have to remember that you’re just one human, and I think that’s something that’s very difficult for me to do.”

Toward the end of the week, she seemed to be as well versed in driving heavy machinery as wielding a paintbrush or spray can. Her oversized sunglasses with mirrored, rose-colored lenses hid how tired she was. She admitted that about two hours of sleep in the early morning hours was all she was getting. But it was easy to see her mural site was where she wanted to be.

When it’s over, she’ll go back to work for a few days, then back to her studio in the heat. But first, “I just have to be able to say, at the end of every single day, ‘are you completely spent?’ Because that’s how I measure whether or not I’ve done my best,” she said. “We’re covered in paint, we’re done. Great day. Good day. And that’s it.”

Always the Hustle

A woman paints a mural
Sara Rounsavall helps her husband, Gibbs, work on his mural. Both Sara and Gibbs are self-employed; he as an artist and she as a food stylist. Chris Zuppa/The Penny Hoarder

Rounsavall is the broker, the negotiator, the shipping specialist. “You have to be everything,” he said. “A lot of people don’t understand all that goes into [creating art].” But there’s more to it than sitting down in front of a canvas and waiting for a muse.

He hopes that one day grants will fund more of his work, but he acknowledges that the process of applying for opportunities takes time and energy alongside his day-to-day tasks.

“Am I making what I put into it?” Rounsavall asked the wall as he paused before painting another stroke. “Absolutely not. I would love to get to that point, but I don’t know. If there’s a lucky artist out there that is compensated for all the work they put into it, I hope they’re aware of how lucky they are. All that behind-the-scenes stuff, it just adds up.”

Without a salary to rely on, he has to be able to count on his craft. “There’s still pressure. There’s always going to be the hustle,” he said. “But when it’s something like this that I’ve been working on my whole life, you like the hustle. You’re all in for it.”

On the last day of the festival, he woke up at 4:15 a.m. to make sure he’d have time to complete his mural. He was greeted by two emails: a grant acceptance and an invitation to a juried art show in Louisville.

“It’s a ton of good news,” he beamed. “I’m going to take that momentum home with me.”

Lisa Rowan is a senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Kehlani Launches Flora, the App for Better Living

R&B artist and now tech startup founder, Kehlani has been a very busy woman. Not only did she just announce her pregnancy, but today she is officially announcing the launch of her new app, Flora, an app that inspires young people to make positive changes in their lives.

Through a gamification model, the app provides users with challenges and every time a specific challenge is completed they are allowed to collect coins. Once you amass a certain amount of coins, you are allowed to exchange them for prizes. “It’s pretty awesome to me because not only does it let you get a cool prize,” said Kehlani as she explained the platform in a recent YouTube Live, “but you get to do a really fun challenge that actually actively changes something in your life, not just for yourself but, for the world, and for others.”

In addition to the app having a gamification component, it boasts an awesome community where players can support one another’s endeavors. “You can create your account and leave comments on other people’s challenges,” continued Kehlani. “Maybe I have a suggestion on how you can do the challenge better. Maybe I have a suggestion on how we can possibly compete and do our challenge at the same time. Prior to the announcement, the app amassed 22k in a pre-launch that took place over a 48-hour period.

kehlani

(Image: Flora)

Kehlani is joined by her co-founders, Reid Williams, COO, and Alaxic Smith, CTO and designer. They got the idea after the two started off with their own streaming service, where Kehlani conducted her first virtual release party. “We decided to come together and said hey, as a developer, a marketing strategist, communications guy and me, how could we do something that really benefits our generation,” stated Kehlani. That started the birth of Flora. 

Kehlani

Co-founders of Flora: Reid Williams, Kehlani Ashley Parrish, Alaxic Smith (Image: Flora)

To learn more about the app and to download it, click here.

The post Kehlani Launches Flora, the App for Better Living appeared first on Black Enterprise.

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Augmented reality porn stars are coming to a living room near you

It was only a matter of time: Adult entertainment studio Naughty America released one of the industry’s very first XXX-rated augmented reality (AR) apps for Android phones this week, which promises to put life-sized 3D versions of adult entertainers in your living room. Or bedroom, for that matter, with Naughty America CEO Andreas Hronopoulos touting…
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Kehlani Launches Flora, the App for Better Living

R&B artist and now tech startup founder, Kehlani has been a very busy woman. Not only did she just announce her pregnancy, but today she is officially announcing the launch of her new app, Flora, an app that inspires young people to make positive changes in their lives.

Through a gamification model, the app provides users with challenges and every time a specific challenge is completed they are allowed to collect coins. Once you amass a certain amount of coins, you are allowed to exchange them for prizes. “It’s pretty awesome to me because not only does it let you get a cool prize,” said Kehlani as she explained the platform in a recent YouTube Live, “but you get to do a really fun challenge that actually actively changes something in your life, not just for yourself but, for the world, and for others.”

In addition to the app having a gamification component, it boasts an awesome community where players can support one another’s endeavors. “You can create your account and leave comments on other people’s challenges,” continued Kehlani. “Maybe I have a suggestion on how you can do the challenge better. Maybe I have a suggestion on how we can possibly compete and do our challenge at the same time. Prior to the announcement, the app amassed 22k in a pre-launch that took place over a 48-hour period.

kehlani

(Image: Flora)

Kehlani is joined by her co-founders, Reid Williams, COO, and Alaxic Smith, CTO and designer. They got the idea after the two started off with their own streaming service, where Kehlani conducted her first virtual release party. “We decided to come together and said hey, as a developer, a marketing strategist, communications guy and me, how could we do something that really benefits our generation,” stated Kehlani. That started the birth of Flora. 

Kehlani

Co-founders of Flora: Reid Williams, Kehlani Ashley Parrish, Alaxic Smith (Image: Flora)

To learn more about the app and to download it, click here.

The post Kehlani Launches Flora, the App for Better Living appeared first on Black Enterprise.

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Spongy aliens could be living beneath the surface of Mars

Sponge-like creatures could be lurking beneath the surface of Mars, according to new research. Salty subterranean lakes on the red planet are capable of providing enough oxygen to support even simple animals, scientists believe. It has long been believed there is not enough air on Mars to support life. But a computer model developed by…
Technology News & Reviews | New York Post

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Mo’Nique Is Living Her Best Weight Loss Life [WATCH]

BET Hip Hop Awards 2010 - Show

Source: Taylor Hill / Getty

Mo’Nique is done with ranting about those who have done her wrong and the craziness of people in Hollywood – for now.

She’s focusing lately on showing off the results of her estimated 100 pound plus weight loss. 

The Oscar-winner recently shared on a video showing off her super-snatched waist..and it was everything.

She let her fans get a little peek of her at a recent photo shoot rocking a pair of curve-hugging jeans and a cinched waist poppin’ to Cardi B’s “Bodak Yellow. ” The 50-year-old also showed some love to her fitness trainer Dwight Holt, Jr., for helping her dance off the pounds.

“CARDI B, baby you will get a photo shoot going. DANCING MY POUNDS OFF. WHAT A TEAM,” she wrote.

 

Earlier this year, Mo celebrated weighing under 200 pounds for the first time since high school.

“I said that I would share this new journey with y’all on the weight loss and getting healthy,” the comedian said in a video she posted on Instagram.

“Today was the first time in my adult life that I’ve been under 200 pounds, so I wanted to let you all know it’s possible and you can do it and we can get there.”

She added that she achieved this weight loss without having to go under the knife or falling for any diet fads.

“For me it was no surgery, no prepackaged foods, not listening to no spokespeople saying ‘it’s easy and you can do it.’”

“It was just putting in the work and not giving up on me … it’s called giving yourself a chance to live the best life you can live.”

Instagram Photo

Clearly, all this hard work has paid off:

Instagram Photo

What do you think of Mo’s weight loss and new body?


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Living the Gig Life? You Might Still Need Life Insurance. Here’s How to Get It

There’s a reason you chose this life. Being an independent contractor provides a certain level of freedom. You might set your own hours. Maybe you work from your back porch that overlooks the lake. Perhaps it drives you harder, because when you work more, you’ll earn more.

Whether you’re spending your time behind the wheel as a driver with Uber or Lyft, writing articles on parenting or selling your bookkeeping services, life as an independent contractor comes with some serious benefits… and pitfalls.

Without that steady paycheck, you might also be missing key benefits, such as employer-sponsored insurance. Perhaps you’ve already thought about your medical coverage and dealt with it. Kudos.

But what about term life insurance? You know, the insurance that takes care of your loved ones if something should happen to you? Do you need it? How do you get it? How much do you need?

Here’s the scoop.

Do You Need Life Insurance?

Woman painting
wundervisuals/Getty Images

Life insurance is something you buy to help protect your family. You don’t want to think about it, but what would happen if your were to die tomorrow? Could your family get by without your income? Would they have enough for the mortgage? Who would pay the funeral costs?

If you’re making a decent income and have family that depends on you to help pay the bills and put food on the table, you probably should have life insurance. Not sure if you need it? Here are some examples of people who do and do not need life insurance policies.

How Much Is Enough?

DJ playing music
charliemarcos/Getty Images

How much insurance you need depends on who is depending on you and how many bills and obligations you leave behind. Do you have kids? If so, you want to think about their future, including college. How about a house with a mortgage? Are you a business owner? There are a lot of questions to consider when taking out a policy.

Here’s the good news: Life insurance is probably cheaper than you think. A whopping 44% of millennials believe the cost of life insurance to be more than it is… five times more, according to a 2018 Insurance Barometer Survey by LIMRA.

Folks, protecting your family with life insurance simply isn’t as expensive as you think.

How to Find Affordable Life Insurance

Architect building model
jacoblund/Getty Images

But what if you don’t have employer-sponsored coverage? As an independent contractor, you won’t be able to have that benefit simply taken out of your paycheck, but that doesn’t mean you can’t easily find a good policy that fits your life.

A company like Policygenius offers you an easy way for anyone to compare and buy life insurance. The search engine allows you to compare policies and get instant quotes. Once you find the right fit, you can apply right online.

If you’re young and mostly healthy, consider purchasing term life insurance online from Ethos. It partners with a major A-rated life insurance carrier to provide policies for a low price. For example, $ 30 a month could get your family $ 1 million of coverage.

Anyone, including independent contractors, can secure term life insurance through Ethos without a medical exam or extensive paperwork; just fill out a digital application.

You don’t need employer-sponsored life insurance; you just need to take a few minutes to jump online and find a policy that will work for you and yours.

Love Your Freelance Life, But Protect It As Well

A band performing live
recep-bg/Getty Images

You don’t have to give up your independent contractor life to get 9-to-5 style benefits. It’s 2018, and there are more options than ever.

Go ahead; keep working from your back porch or your car. Just take a few moments to look into life insurance so, if the unthinkable should happen, your family will be protected. You won’t even need to put on shoes and pants to do it.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Jaden Smith Is Just A Fashion Icon Living And Saving The Planet With Latest G-Star Collab

I recently saw Jaden Smith in concert on J-Cole’s KOD Tour and I can reassure you he brings his eccentric, alien energy right to the stage. If you’re familiar with the “SYRE” artist you know he’s passionate about a lot …

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