JP Morgan in ‘attack mode’: Mega bank is bigger than ever, and Jamie Dimon bullish on economy

Fears that a recession is on the horizon spiked last month when bond markets gave signals that confidence in the economy is dimming.
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Analogue Mega Sg Review

Clone console hardware has come a long way over the past 15 years. What used to be the domain of sketchy shopping mall kiosks offering off-brand NESes claiming to contain 1,000 games (990 of which were strangely named hacks of Super Mario Bros. and Contra, and none of which were legally licensed) has become a booming, legitimate business, thanks in part to the huge success off the NES Classic and Super NES Classic. Analogue Co.’s new Mega Sg—a high-end Sega Genesis clone—arrives amidst heavy competition, and it comes with a fairly steep price tag of $ 189.99 that anybody looking for a quick and simple hit of nostalgia may find off-putting. What Analogue promises in return, however, is something no other Genesis clone on the market can offer: Total fidelity to the original hardware, with zero barriers to a perfect plug-and-play gaming experience on high-definition and 4K televisions. While it turns out the Mega Sg doesn’t quite achieve that lofty goal either, it comes remarkably close and offers the best Genesis experience on the market.

Continue reading…

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Here’s your tax bill if you hit $322 million Powerball or $267 million Mega Millions jackpots

If you hit the jackpot, you can expect to pay 37 percent of your income to the IRS, along with typically ponying up for state taxes.
Wealth

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Mega Millions jackpot grows to $415 million, next drawing set for New Year’s Day

After no one won Friday’s drawing, the jackpot grew to $ 415 million.
ABC News: Top Stories

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Here’s how Powerball, Mega Millions jackpot winners fare under new tax law

Although the top federal tax rate was reduced by the new tax law that took effect in 2018, lottery winners could end up owing more to the IRS.
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Spice Girls Getting Back Together For Mega Bucks Global Tour

JOHNNY EGGIT

British pop group the Spice Girls are to reform for a comeback tour which is expected to gross them millions, it will be officially announced today.

However, it will be a case of five become four as Victoria Beckham, now a fashion designer, will not be reprising her role as Posh Spice in the ‘girl power’ supergroup that ruled the airwaves on both sides of the Atlantic in the 1990s with hits like Wannabe (which hit number one in 37 countries) and Spice Up Your Life.

Beckham does stand to make millions from the new tour, however, as a major shareholder in the Spice Girls brand and intellectual property.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Exclusive: Defense firms see only hundreds of new U.S. jobs from Saudi mega deal

Every time President Donald Trump mentions the $ 110 billion arms deal he negotiated with Saudi Arabia last year, he quickly follows up, saying “It’s 500,000 jobs.”


Reuters: Business News

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Jos. A. Bank: Daily Deals From Jos. A. Bank – Get Up to 75% Off!

5 Things to Immediately Do If You Win The Mega Millions Lottery

Mega Millions fever is here. A record jackpot of $ 1.6 billion is waiting for some lucky gambler on Tuesday’s Mega Millions lottery drawing.

There’s nothing like the feeling of getting an unexpected sum of money. Of course, every coin has two sides and, typically, the greater the amount you receive, the greater your stress. In fact, there is even a stress-related disorder called Sudden Wealth Syndrome. That pressure can lead the “recently rich” to make decisions that ultimately threaten their good fortune and may leave them worse off than before they received their windfall. We’ve all heard stories about the lottery winners who went broke or the former professional athletes or entertainers who struggle to pay rent.

Whether you’ve just signed a multi-million dollar contract, won the lottery, or inherited property from a wealthy relative, here are some tips that will help you keep–and grow–your wealth responsibly.

1. Count the money. Take the time to add up the money for yourself. Sit down and carefully read every piece of paper associated with the windfall. There will be lots of legal gobbledegook and fine print. Read through it all. Highlight areas you don’t understand. Use the Internet to research terms and entire phrases. By doing this homework, you will be better prepared for the next step.
2. Assemble your team of professionals. You can start your search for competent professionals in a number of places, including asking friends for referrals or asking other professionals like your accountant or tax preparer–or even family members. However, you should vet all of these individuals by understanding their professional and disciplinary backgrounds, get to know something about their practice (i.e. wealth and complexity of current clients) and ask for references to similar clients or cases they have dealt with. Next, you must check their background. There is no reason to leave out this important step since it is free and easy. Your state bar association can provide disciplinary information on attorneys, the state board of accountancy can provide information on accountants, the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) can offer any disciplinary information on investment professionals.
You can also search the professional’s name on your state’s financial and insurance regulator’s website. Combine this with research on the websites of their professional organization like the CFP Board for financial planners and the AICPA for CPAs where you can learn about violations of each organizations standards of conduct. Also, research their name and corporate identifier at the county clerk’s website to learn about liens, foreclosures or judgments. Last but not least, a Google (or other search engine) search of their name and business name and name of partners can help give you a picture of this person as a professional. Be sure to review any papers you sign with accountants, and be very clear on fees. It’s best that everyone be paid on a project or hourly rate in the initial stages when plans are being crafted. If someone tells you the work is free, you can be sure that it is not free, and that they are getting paid some other way which they are not disclosing.
3. Develop a comprehensive financial and life plan. Many organizations talk about their ability to do this. They show nice pictures of couples walking in the sand or smiling in a hammock. It certainly sets the right tone for the conversation. Despite this, their plans may be cookie-cutter solutions. In the end, some standardization is good. Years of research has taught the financial industry important lessons about investing, for example, and those lessons can yield low-cost, highly efficient portfolios that meet an investor’s risk tolerance and long term needs. However, don’t forget that your needs come first. To formulate a your plan, you will need to be clear on the amount of income you would like but also the type of life you would like. You’ll need to consult your financial team to discuss issues such as asset protection, trusts, life insurance and other topics of estate planning. The American College of Trusts and Estates Council (ACTEC) can be a great resource for competent counsel in these areas.
4. Be very careful of friends and family. Unfortunately, your new wealth may attract new friends and estranged family members popping out of nowhere. Athletes and lottery winners experience this frequently. In fact, it’s quite common for advisors of professional athletes to put the athlete on a salary and advise the athlete to direct requests for money to the advisor. This can be a good idea and it puts some distance between you and unscrupulous friends and relatives. Also, depending on the amount of your new wealth, you may find yourself exposed to frivolous lawsuits and threats.
5. Don’t make big expenditures until you are comfortable with your new financial position. Don’t get sucked into the exaggerated scale of your financial windfall. Take care of taxes on your new money, pay down debts, take a small vacation but don’t make too many changes at once. Consult with your professional team. If the amount you have received is substantial relative to your prior situation (i.e. invested at 3% per year the annual return covers your dream standard of living and then some), take the time to consider your good fortune and your position as a steward of the wealth. Be mindful of your responsibility to pass some wealth to the next generation, and give to charity.
Written by: Robert J. Gordon, MBA, CFP, AIFA, Senior Financial Adviser with Investor Solutions in Miami, Florida

The post 5 Things to Immediately Do If You Win The Mega Millions Lottery appeared first on Black Enterprise.

Money | Black Enterprise

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5 Things to Immediately Do If You Win The Mega Millions Lottery

Mega Millions fever is here. A record jackpot of $ 1.6 billion is waiting for some lucky gambler on Tuesday’s Mega Millions lottery drawing.

There’s nothing like the feeling of getting an unexpected sum of money. Of course, every coin has two sides and, typically, the greater the amount you receive, the greater your stress. In fact, there is even a stress-related disorder called Sudden Wealth Syndrome. That pressure can lead the “recently rich” to make decisions that ultimately threaten their good fortune and may leave them worse off than before they received their windfall. We’ve all heard stories about the lottery winners who went broke or the former professional athletes or entertainers who struggle to pay rent.

Whether you’ve just signed a multi-million dollar contract, won the lottery, or inherited property from a wealthy relative, here are some tips that will help you keep–and grow–your wealth responsibly.

1. Count the money. Take the time to add up the money for yourself. Sit down and carefully read every piece of paper associated with the windfall. There will be lots of legal gobbledegook and fine print. Read through it all. Highlight areas you don’t understand. Use the Internet to research terms and entire phrases. By doing this homework, you will be better prepared for the next step.
2. Assemble your team of professionals. You can start your search for competent professionals in a number of places, including asking friends for referrals or asking other professionals like your accountant or tax preparer–or even family members. However, you should vet all of these individuals by understanding their professional and disciplinary backgrounds, get to know something about their practice (i.e. wealth and complexity of current clients) and ask for references to similar clients or cases they have dealt with. Next, you must check their background. There is no reason to leave out this important step since it is free and easy. Your state bar association can provide disciplinary information on attorneys, the state board of accountancy can provide information on accountants, the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) can offer any disciplinary information on investment professionals.
You can also search the professional’s name on your state’s financial and insurance regulator’s website. Combine this with research on the websites of their professional organization like the CFP Board for financial planners and the AICPA for CPAs where you can learn about violations of each organizations standards of conduct. Also, research their name and corporate identifier at the county clerk’s website to learn about liens, foreclosures or judgments. Last but not least, a Google (or other search engine) search of their name and business name and name of partners can help give you a picture of this person as a professional. Be sure to review any papers you sign with accountants, and be very clear on fees. It’s best that everyone be paid on a project or hourly rate in the initial stages when plans are being crafted. If someone tells you the work is free, you can be sure that it is not free, and that they are getting paid some other way which they are not disclosing.
3. Develop a comprehensive financial and life plan. Many organizations talk about their ability to do this. They show nice pictures of couples walking in the sand or smiling in a hammock. It certainly sets the right tone for the conversation. Despite this, their plans may be cookie-cutter solutions. In the end, some standardization is good. Years of research has taught the financial industry important lessons about investing, for example, and those lessons can yield low-cost, highly efficient portfolios that meet an investor’s risk tolerance and long term needs. However, don’t forget that your needs come first. To formulate a your plan, you will need to be clear on the amount of income you would like but also the type of life you would like. You’ll need to consult your financial team to discuss issues such as asset protection, trusts, life insurance and other topics of estate planning. The American College of Trusts and Estates Council (ACTEC) can be a great resource for competent counsel in these areas.
4. Be very careful of friends and family. Unfortunately, your new wealth may attract new friends and estranged family members popping out of nowhere. Athletes and lottery winners experience this frequently. In fact, it’s quite common for advisors of professional athletes to put the athlete on a salary and advise the athlete to direct requests for money to the advisor. This can be a good idea and it puts some distance between you and unscrupulous friends and relatives. Also, depending on the amount of your new wealth, you may find yourself exposed to frivolous lawsuits and threats.
5. Don’t make big expenditures until you are comfortable with your new financial position. Don’t get sucked into the exaggerated scale of your financial windfall. Take care of taxes on your new money, pay down debts, take a small vacation but don’t make too many changes at once. Consult with your professional team. If the amount you have received is substantial relative to your prior situation (i.e. invested at 3% per year the annual return covers your dream standard of living and then some), take the time to consider your good fortune and your position as a steward of the wealth. Be mindful of your responsibility to pass some wealth to the next generation, and give to charity.
Written by: Robert J. Gordon, MBA, CFP, AIFA, Senior Financial Adviser with Investor Solutions in Miami, Florida

The post 5 Things to Immediately Do If You Win The Mega Millions Lottery appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

There’s a combined $1B in Powerball, Mega Millions. Odds of winning both are 1 in 88 quadrillion

The chance that one ticket has all the winning numbers in either game is pretty slim. The odds against winning both are astronomical.
Wealth

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The Street

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Powerball, Mega Millions jackpots now total $752 million: Here’s a spending plan if you win big

While a sudden windfall can seem like an unlimited amount of money, protecting your newfound wealth involves managing how much you spend.
Wealth

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The Street

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Get access to some 900 online courses for $49 during the mega sale

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We’re already in the fourth quarter of 2018. Can you believe? It just seems like just yesterday that your eyes were twinkling with enthusiasm as you listed all your goals for the year. You swore you’d finally find the time to learn new skills so you can leave your dead-end job, but fast forward to today, your resignation letter is still gathering dust on your desktop.

Here’s the thing though: it’s never too late to catch up on your goals. An online class (or two or three) is a great way to stay sharp, no matter what time of year it is. Read more…

More about Online Learning, Mashable Shopping, Shopping Stackcommerce, Business, and Work Life


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SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!