Insulin pill might one day make treating diabetes a little less painful

The pill is about the size of a blueberry and it has worked in animals.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Breakfast might not be that important after all, study says

is breakfast good for you

We’ve long been told that breakfast is “the most important meal of the day.” It’s said that eating a meal in the morning can give your metabolism a bit of a boost and possibly prevent overeating later in the day. This may be beneficial if you’re hoping to maintain or lose weight, or so breakfast proponents would have us believe.

As it turns out, a regular breakfast might not be all that great for people trying to slim down. A new research paper published in the British Medical Journal reviewed over a dozen different studies on breakfast habits in order to paint a more detailed picture of how early meals affect weight, and the data doesn’t look particularly good for breakfast lovers.

Continue reading…

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Breakfast might not be that important after all, study says originally appeared on BGR.com on Tue, 5 Feb 2019 at 23:07:26 EDT. Please see our terms for use of feeds.


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6 things you might not have considered selling on eBay

Altoids tin

eBay touts that you can utilize their website to buy and sell “Electronics, Cars, Fashion, Collectables, Coupons and More.” Of course, “more” can include just about anything, and so it’s within this category where potential profits can hide in plain sight.

I wrote a Clark.com piece in 2017 outlining a few obscure items that sell well on eBay, like toilet paper tubes, but apparently this bizarro trend has run its course. A quick “completed listings” search for toilet paper tubes show that out of 50 listings, only three lots had sold, one collection for a mere 99¢. It’s not exactly worth the effort to collect, photograph and write up a description for a mere 6% chance that your item will actually sell!

Make extra cash selling these odd items on eBay

However, as one trend disappears other ones take its place. I asked on Facebook’s eBay Warriors group about possibly lucrative obscure categories, as I figured that their 100,000+ members would be clued into the buyers’ trends. Here are some of their tips, plus a few of my own.

Empty Altoids tins

I checked eBay’s completed listings, and sure enough there’s a market for empty Altoid tins, so instead of chucking these into the recycling bin, consider setting them aside until you have enough to justify a listing.

Empty luxury item boxes

This suggestion was completely off my radar, as my empty boxes trend more towards Cheerios than Cartier or Tiffany & Co. But once again, this tip rang true. Note to self: Keep an eye out for empty luxury brand boxes when I head out for my next afternoon of garage sale-ing!

Old perfume, even when it’s partially used up

You might think that half-empty bottles of perfume hold no value, but such is not the case. Perfume makers frequently discontinue and update lines, which means that customers will often pay up to keep backups of their signature scent.

Discontinued board games

Don’t assume that your closet full of dusty and forgotten board games holds no value. Instead, take a look to see if you own one of these surprisingly sought-after “The Office” board games. Turn “That’s what she said” into “That’s what she sold!”

Box Tops for Education

This eBay category was a surprise to me, as I stopped cutting apart my grocery packaging when my kids graduated from elementary school. However, seeing these values might inspire me to restart my old clipping routine!

Off season treats from Trader Joe’s

If you’re a Trader Joe’s shopper, you already know that their seasonal foods have ardent and loyal fans. So if you have the foresight (and self control) to set aside a few extra boxes, you can turn a tidy profit once their shelves switch over from Christmas to Valentine’s Day. Keep in mind that these completed item prices are still from December, so I can only imagine how much they sell for once more months have been allowed to pass.

Whatever you try to sell, just make sure to do a “Completed Listings” search to get a true sense of what your items are worth. Many people make the mistake of assuming that the listed price is what things sell for, when in fact many eBay items go unsold.

How to conduct your own Completed Listings search on eBay

Find the search bar on the top right-hand corner of your computer screen. Click the small blue  “Advanced” link:

This will bring you to the “Advanced Search” screen, where you can customize your search, including “Completed Listings.” You can now research which eBay items actually sold, and hold much they sold for. This will give you precise and current information, which then helps you to determine whether your unwanted items are worth listing on eBay.

Good luck!

The post 6 things you might not have considered selling on eBay appeared first on Clark Howard.

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Is ‘Green Book’ a Rescue Fantasy? Mark Twain Might Disagree

Photo Illustration by Elizabeth Brockway/The Daily Beast

Despite the Golden Globe and Producers Guild of America awards that it has won, Peter Farrelly’s hit film Green Book is facing political trouble that seems sure to increase by the time of the Academy Awards on February 24. An army of critics has come to see Green Book as perpetuating a dated, racial liberalism that does more harm than good.

Green Book tells the story of the 1962 trip through the Jim Crow South taken by an African-American musician Don Shirley (Mahershala Ali) and his white driver, Tony Vallelonga (Viggo Mortensen), a bouncer at the Copacabana night club, who has time on his hands because the Copacabana has been closed for renovations.

In Green Book, Don Shirley is the one with money and education, but it is Tony with his muscle and smarts who is the hero of the movie. Tony saves Don from beatings at the hands of bigots and corrupt Southern police, and it is this emphasis on Tony that has led critics of the film to see Green Book as a lopsided tale of black-white relations.

Read more at The Daily Beast.

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Giuliani says Trump might have talked to Cohen about testimony

President Donald Trump’s attorney Rudy Giuliani argued Sunday he did not know for sure if Trump spoke with Michael Cohen about his congressional testimony, but that it would not have been significant if Trump did.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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With new proposal, Trump offering things base ‘might not love’: NYT reporter

ABC News

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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GameStop Might Re-Invest in Core Gaming after $700 Million Spring Mobile Sale

GameStop will use proceeds from the recent $ 700 million sale of its Spring Mobile business to reduce outstanding debt, repurchase shares, or re-invest in the core gaming and collectibles business. The company announced the completion of the sale for the mobile company, which owns and operates 1,289 AT&T wireless stores, on Wednesday. Spring Mobile was […]

Variety

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Animal Lover? Pet Sitting Just Might Be the Paw-Fect Side Gig for You

Diana Sanchez grew up surrounded by animals. So much so, her parents used to joke that she grew up in a zoo, complete with six fish, four dogs, two cats and a dove. Whenever she visited an animal shelter, she tried to bring home a potential new pet.

When she left home in Plant City, Florida, to attend the University of Tampa, she could not take her pets with her because dorm life wasn’t an ideal fit for them. But by her senior year, she really missed being around animals. While hunting for a part-time job in 2016, she discovered an ad from Tampa Pet Sitters.

“At first I thought it was too good to be true. ‘I get to pet dogs, and I get paid for it?’” she says. Fast forward to today: Sanchez, 25, is still pet sitting part time when she’s not teaching elementary school students.

Pet sitting as a side hustle is on the rise, according to a Penny Hoarder analysis of U.S. Census Bureau microdata. In 2017, 135,584 people in the U.S. classified themselves as part-time nonfarm-animal caretakers. That’s up from 74,349 in 2007 — an 82.4% increase.

Overall employment for all part-time workers increased only 16% in the same period.

So if you looking for a side hustle and have a love of four-legged furry friends, here’s what you need to know about being a pet sitter.

What Does a Pet Sitter Do?

Pet sitters provide owners peace of mind by watching over their animals while the clients are away. Jennifer Palhete, who works in Lakeland, Florida, about an hour from her home in Tampa, Florida, can’t let her three dogs out during the day. Knowing a pet sitter is going to be there to feed and let them out takes a huge burden off her shoulders.

“I never have to think about it, and the peace of mind that they offer is huge,” she says.

Some of the services offered by pet-sitting companies include midday walks and visits, in-home overnight watches and boarding at the sitter’s home.

For midday walks or in-home visits, a sitter will come to the client’s house to feed and let the pets out for a set period. The visit duration varies depending on the services provided by the company.

During in-home overnight visits, a sitter will stay at the client’s house to feed, walk, administer medication, play with and watch over the pets all night. “It’s very similar to an Airbnb experience, plus a pet to take care of,” Sanchez says.

People who opt for the in-home service do not want to board their pets in a kennel, she adds. All three of Palhete’s dogs were rescued, and one has special needs after suffering severe abuse. She knows putting them in a kennel would be detrimental to the progress they have made toward being comfortable around people.

“The fact that they can stay in their own house, have their own food and stay on the same schedule is such a huge help to me,” Palhete says.

Some services offer boarding where the owners drop their pets off at the sitter’s house instead of having the sitter stay in theirs. This option allows Lisa Peddicord, a part-time pet sitter and dog walker with Tails and Trails in St. Petersburg, Florida, to simultaneously care for the client’s and her own pets.

What’s the Work Schedule and Pay Like?

A woman trains a golden retriever puppy.

According to Sanchez and Peddicord, pet sitting is a flexible side job that works well for their respective schedules.

Sanchez says the demand for pet sitters usually increases during vacation times like spring break, the summer and holidays. This fits in perfectly with her day job as a teacher. Working seasonally, Sanchez says she’s able to make $ 200 to $ 300 in a weekend doing multiple overnight in-house watches or by doing one overnight with several midday visits.

Peddicord, who works in the evenings as a vet tech at an emergency animal hospital, is able to work 10 to 15 hours per week as a midday dog walker. Last year, between dog walking and boarding pets at least once a month, she was able to make just under $ 10,000.

“That’s the difference between going on vacation or buying your first house,” she says. “So it makes a big difference.”

What Makes a Good Pet Sitter?

A golden retriever puppy gets belly scratches from its pet sitter.

Both Sanchez and Peddicord offered some tips and advice to anyone considering becoming a pet sitter.

Build a Trusting Relationship With the Owners

Peddicord says not all pet owners are alike when it comes to trusting sitters. Some need more reassurance than others. To establish that rapport, she suggests meeting the owners with the pet for a “coffee date” or going to the owners’ home to have them demonstrate their routine.

Then during your visits, text the owners pictures of their pets with updates on what they did that day.  “I think that helps you build trust by filling them in on daily activities,” she says.

Be There On Time

Another way to establish trust is to be at the client’s house on time. Sanchez says most services offer a time window so the owner knows when to expect the sitter. For example, Sanchez may tell a pet owner she’ll be there between 4 p.m. and 6 p.m. If you have two or three appointments during that two-hour window, make sure you stay on schedule.

Have Patience

Sanchez says most of the time when you walk through the door, dogs are ready to play and the sitter has to be prepared for them to have a lot of energy. But some dogs require a little more work than others. She recalls working with a dog that was newly adopted from an animal shelter. The dog would vet Sanchez by cautiously sniffing her before exiting the crate. “Every single visit, he would do this thing before I even tried to put a leash on him,” she said. “I made sure he was comfortable.”

Learn About Different Pet Personalities

A woman takes photos of two whippet dogs and a poodle.

As Sanchez notices more people getting into the field, she encourages potential sitters to become familiar with animal behavior. She says you may know what works for your dog, but that may not work on other people’s dogs. “There are so many pets out there that want attention in different ways, so familiarize yourself with different animal behaviors. It will make your job so much easier.”

Don’t Have Experience? Volunteer

If you don’t have much experience with animals beyond your own pet, Sanchez recommends volunteering at an animal rescue or shelter. Also, if you have a friend who owns a pet, offer to pet sit if they go out of town. That way you can see how pets respond when their owners are not around.

She says, “The more patient and friendly people we can get into pet sitting, the better.”

Matt Reinstetle is a staff writer at The Penny Hoarder. He writes about side hustles and the gig economy. Follow him on Twitter @MattReinstetle.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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‘Fox & Friends’ Host: Immigrants Might Kill Your Children

Fox

Ainsley Earhardt is angry.

The Fox & Friends co-host spent the morning fear-mongering with context-free examples of violent crimes allegedly committed by undocumented immigrants in the United States, claiming that “illegal aliens,” once in the country, will commit atrocities against American citizens and their families.

“You’re waking up this morning you’re trying to put food on the table, you’re going to work—many people go to jobs they don’t like—and then you look at the numbers,” said Earhardt. “You’re spending about $ 80,000 over the course of one of those illegals’ lifetime to keep them here in the United States. You’re paying for them, and you’re working hard to pay for them.”

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The Perfect Weekend Getaway? It Might Just Be Puerto Rico

When you’re wandering around Old San Juan, you’ll feel worlds away from the United States.

Quaint cobblestone streets. Murmurs of Spanish. Centuries-old fortresses.

But the capital of Puerto Rico is just a few hours by plane — and because the island is a U.S. territory, you won’t need a passport to get there.

You can also use your cell phone and spend U.S. dollars, and since almost everyone speaks flawless English, you won’t need to worry if you don’t speak Spanish (though most people will happily let you practice).

I recently spent 10 days in this tropical paradise. It makes a perfect weekend getaway for Americans seeking exotic sights, sounds and tastes without having to travel far from home.

What to Expect

As you probably know, Puerto Rico was devastated by Hurricane Maria in September 2017. The storm caused $ 90 billion in damage, according to the National Oceanic and Atmospheric Administration. Many residents went without power for almost a year.

Given all the negative news coverage, I wasn’t sure what to expect. What would it look like? Would there be hot water and electricity? Would restaurants and hotels be open?

When I hopped off the plane, I was surprised to see that San Juan looks, well, normal. Restaurants, hotels and attractions are open, and the city has been welcoming cruise ships for months.

I’m not saying the work in Puerto Rico is done. It is $ 71 billion in debt, and the island faces myriad challenges. While I hope you’ll take some time to learn about the territory before visiting, that’s not what this article is about.

So, instead of diving into Puerto Rico’s politics and history, I’ll just assure you: The average tourist can have a perfectly lovely visit.  

And you should, because one of the best ways to support the island is to spend money there. Puerto Ricans are some of the friendliest people I’ve encountered in my travels; they will likely welcome you with a smile.

When to Go

A photo of Old San Juan in Puerto Rico.

The temperature in San Juan is around 75 to 85 degrees year-round.

High tourist season lasts from mid-December to mid-April and comes with bigger crowds and prices. Spring’s shoulder season (mid-April to June) has fewer crowds.

It’s hurricane season from June to November, though that shouldn’t necessarily deter you from visiting. The weather can still be great, and you can find discounted rates on hotels, according to U.S. News & World Report.

What to Do

You won’t find yourself hurting for activities while visiting San Juan. Here’s a sampling of offerings in this historic seaside town.

Old San Juan

For most visitors, simply wandering the charming streets of Old San Juan could provide days of entertainment.

With 16th- and 17th-century architecture, swaying palm trees, blue cobblestones and stray cats sleeping on stoops, you’ll feel far removed from big-box stores and strip malls.

Stop into stores, sit in one of the many plazas, grab a cup of world-class coffee from Cuatros Sombras and watch the world go by.

Museums and Attractions

History lovers, rejoice! San Juan’s museums are incredibly affordable.

Entrance to the San Juan National Historic Site, which includes the 16th-century El Morro Fort and Fort San Cristóbal, is $ 7. La Casa Blanca, the oldest continuously occupied house in the western hemisphere, costs just $ 3 to enter.  

Ready to spice up your day of history? Take a $ 15 historical tour of the Bacardi rum distillery.

Beaches

A view of the water taken in Puerto Rico.

When it comes to beaches, you usually have to get out of the city to find beautiful ones. But that’s not the case here.

Neighborhoods like Condado, Ocean Park and Isla Verde all have pristine beaches and are just minutes from Old San Juan. Many visitors choose to book waterfront hotels here.

But even if you don’t stay by the beach, set aside at least a half day to enjoy the sun, surf and white sand while pretending you’re in a Puerto Rican postcard.

Day Trips

To get out of the city, the most budget-friendly option is to rent a car. (When I looked, it was only $ 17 per day.)

You can then cruise 30 miles to El Yunque, the only tropical rainforest in the U.S. Most of its trails closed after Maria, but they’ve been steadily reopening. Even so, you can always take in its lush surroundings and waterfalls.

On your way back, hit up Piñones, a beachside town famous for its laid-back food kiosks.

Where to Eat and Drink

A photo food sitting on a table at a restaurant in Puerto Rico.

Although you don’t hear about it as much as other foodie destinations (yet!), Puerto Rico’s culinary scene has got it going on.

Its most famous dish is “mofongo”: garlicky fried plantains, sometimes shaped into a bowl and filled with meat and broth. You can find it anywhere from hole-in-the-wall establishments to fine-dining restaurants.  

As far as budget options go, here were a few of my favorite spots:

Lote 23: This industrial lot is filled with over a dozen food kiosks — it’s an absolute must visit. Be sure to try manchego croquettes at Croqueteria (two for $ 4) and homemade cashew milk lattes at Cafe Regina ($ 7). El Jangiri’s poke bowls ($ 8-$ 12) are also excellent.

La Bombonera: One of the oldest restaurants in San Juan, this bakery has been open since 1902. Its most famous offering is the “mallorca”, a flaky pastry filled with cheese and topped with powdered sugar ($ 3.95). Yum.

Café Manolín: Stop by this unpretentious local joint to sample chicken mofongo ($ 10.95) and “empanada de lomillo”, or breaded beef steak ($ 11.95).

Señor Paleta: In San Juan’s tropical climate, you’ll probably get a hankering for something cold. This gourmet popsicle shop has a range of inventive flavors; my favorite was Nutella-filled strawberry ($ 4).

Barrachina: This restaurant claims to have invented the piña colada. Although another bar in the area claims it, too, all you really need to know is the piña coladas here ($ 8) are delicioso. Sit at the bar in the courtyard, and you’re guaranteed to have a good time.

La Placita de Santurce: For a fun night out, grab a beer ($ 2) and wander around this lively bar area, where the streets fill with locals and tourists alike. It’s perfect for people-watching — and if you stay late enough, you’ll undoubtedly see some spontaneous salsa dancing.

Where to Stay

A hotel room in Puerto Rico.

When deciding where to stay in San Juan, you’ll face a tough decision: old town or the beach. While Old San Juan offers plenty of charm, staying at the beach is, well, staying at the beach.

The good news is that most options are fairly close together, and by choosing one, you’ll probably only be a $ 5 to $ 7 car ride from the other.

Since Old San Juan is small, its accommodation choices aren’t as robust as elsewhere in the city. Some reasonably priced options I found were the Fortaleza Guest House and the Decanter Hotel.

You can also choose an Airbnb, but be mindful that it isn’t always best for a city’s residents.

Large, resort-style hotels abound in Condado, a touristy beach area a few miles east of Old San Juan. I’d recommend staying a little further afield, though; you’ll get more for your money, and won’t, be sleeping at a Holiday Inn in Puerto Rico.

Here are two wonderful options:

Nomada Urban Beach Hostel

This trendy hostel is located just a few blocks from the beach. It has a fabulous rooftop — complete with hammocks and lounge chairs — that overlooks the ocean. It also has a shared kitchen, allowing you to cook meals to save money.

Even though I’m past the point of sleeping in dorms, I often still book private rooms at hostels. They’re a great way to enjoy the low rates and sociability of a hostel without listening to other people snore.

Here are its nightly rates:

  • Dorm bed: $ 32 and up
  • Rooftop tent: $ 45 and up
  • Private room: $ 64 and up
  • Deluxe private room: $ 88 and up

The Dreamcatcher Hotel

This boutique vegetarian bed-and-breakfast feels like it’s out of an Instagram catalog. (I know that’s not a thing, but if it were, this hotel would play a starring role.)

Each room is uniquely decorated with vintage finds, and the grounds, filled with plants and hammocks, ooze tranquility. Rates depend on which room you book but start at $ 89. You can opt for fresh vegetarian breakfasts ($ 11) and also make use of a shared kitchen.  

How to Get to San Juan

A building view with umbrellas in the air taken in Puerto Rico.

Many airlines, including Southwest, Spirit and JetBlue, offer daily departures to San Juan. (Note that with Spirit, you’ll have to pay extra for all luggage, including carry-ons.)

When looking at flights about a month out from my trip, here are some round-trip rates I found:

  • From Chicago O’Hare: $ 279 (Spirit)
  • From Newark: $ 307 (JetBlue, direct)
  • From Baltimore: $ 331 (JetBlue, direct)
  • From Atlanta: $ 182 (Spirit)

Once you get there, renting a car isn’t necessary if you’re just staying for the weekend.

Ubers and Lyfts are plentiful and cheap — with the exception of arriving at the airport, when you’ll have to take an official taxi to your hotel. Within the city, walking and biking are great options; some hotels even offer free bike rentals.

Although you won’t get to see everything in Puerto Rico in a weekend, you can always save things for your next trip. Because, once you go — there will always be a next trip.

Susan Shain is a freelance writer and digital nomad. She covers travel, food and personal finance (basically, how to save money so you can travel more and eat more). Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Skipping breakfast even once a week might increase risk of diabetes

Skipping breakfast four times a week increased risk of diabetes 55 percent.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Amazon Might Owe You a Free Month of Prime. Here’s How to Find out

Ah, the perks of Amazon Prime.

We love free two-day shipping, free same-day shipping, free movies, free music and even free photo storage (for when your phone won’t stop letting you know your storage is full).

Yes, those are some solid benefits, but it will cost ya — about $ 119 a year.

Wanna know our secret, though?

You can get compensation, in some cases a free month of Amazon Prime, if one of your guaranteed shipments arrives late.

Find out If Amazon Owes You

You might’ve heard of Paribus.

The free tool tracks your online purchases from more than 25 merchants. When it detects a price drop, it’ll work with the retailer’s price-match policy to help get you the difference. When it detects an Amazon guaranteed shipment is late? It’ll work with Amazon to compensate you.

But what if you got free shipping as a Prime member? We’ve spoken with several shoppers who’ve gotten a free month of Prime as compensation.

Here’s how to make sure you get compensated for late shipments:

  • Sign up with Paribus. All you need is your email address.
  • Let Paribus do its thing, passively tracking your orders.
  • If it detects a late guaranteed shipment, it’ll work with Amazon to get you compensated.

Happy free shipping, Amazon Prime members!

Disclosure: Paribus compensates us when you sign up using the links we provide.

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She’s managed to ease back on her Prime orders… it was a little out of hand there for a while.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Easter Island mayor concedes Moai statue might be better left in British Museum

The mayor of the Chile’s Easter Island territory conceded on Monday that the British Museum might be a better home for a massive native Polynesian statue taken by British seamen 150 years ago.


Reuters: Arts

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Canada frees CFO of China’s Huawei on bail; Trump might intervene

A top executive of Chinese telecoms giant Huawei Technologies Co Ltd was granted bail by a Canadian court on Tuesday, 10 days after her arrest in Vancouver at the request of U.S. authorities sparked a diplomatic dispute.


Reuters: Technology News

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Don’t panic, but the Labor Department might access your credit report

Dear John: I recently reviewed my TransUnion credit report and learned Labor Secretary Alex Acosta had accessed my credit reports. Since I don’t work for Labor and I’ve not applied for credit from Labor or its federal credit union, it is alarming to me that Acosta and his staff would access my credit reports. I…
Business | New York Post

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‘Daredevil’ was officially canceled by Netflix, but it might still come back

Daredevil canceled

In a disappointing (but ultimately unsurprising) turn of events, Netflix officially canceled its Daredevil series this week after a three-season run. This announcement comes less than two months after the cancellations of Luke Cage and Iron Fist, leaving Jessica Jones and The Punisher as the only surviving Marvel-Netflix collaborations.

Marvel’s Daredevil will not return for a fourth season on Netflix,” Netflix said in a statement on Thursday, confirming that the show has been canceled. “We are tremendously proud of the show’s last and final season and although it’s painful for the fans, we feel it best to close this chapter on a high note.”

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‘Daredevil’ was officially canceled by Netflix, but it might still come back originally appeared on BGR.com on Fri, 30 Nov 2018 at 10:57:09 EDT. Please see our terms for use of feeds.


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If you are suffering from ‘stress brain,’ you might be making some bad financial decisions

To safeguard or drive financial portfolio gains, it's key to pay attention to how stress caused by everyday life affects our financial decision-making.
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Why the border wall might not be such a good idea

Dear John: Ever play King of the Mountain? If you’re really strong, you can ward off challengers for a long time, maybe forever if there’s never a superior force. Walls are just like that. At the very least, they really slow things down. If necessary, they give the defenders time to reinforce the area. Plus,…
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Brimstone: the Lake District bolthole that might just be Heaven

Go for the baths alone…

If you can book a trip to Brimstone in the next couple of weeks, then I really insist that you do. Brimstone Hotel and Spa is quite possibly the most beautiful place I have ever visited. And part of the reason is because of the colours. It will be winter before we know it, and the Autumnal hues really do create the most spectacular vista. (One of my Instagram followers asked if I was holidaying in Heaven.)

If you struggle to book in before the last leaf falls to the floor, no matter for the hotel itself is just as amazing…

THE LOCATION

It took us just over four hours on the train from London, with one change. Don’t worry about booking a taxi, you’ll be collected by hotel staff in their branded Land Rover Defender. It’s slap bang in the middle of the Lake District, just north of Lake Windermere, on the Langdale Estate. On the Estate, there’s also the Langdale hotel, vast timeshare holiday homes, their own pub – Wainwrights Inn – a restaurant, serving delicious food and a leisure centre, complete with 20m pool. But Brimstone’s Hotel and Spa is the jewel in the crown.

Despite the location, you aren’t actually situated on a lake. It’s in a slight valley, surround by the Langdale Pikes, which make for picturesque hike. You’re a very short walk from Elterwater – be sure to have a pint at The Britannia (surely the tiniest bar in the UK?!) – and a stunning half an hour riverside amble to Skelwith Bridge. Pop into Chesters By The River – this is where you can get your shopping fix for the weekend – for cute gifts, pretty interiors, as well a great veggie café and on-site bakery.

THE ROOM

There are 16 rooms in total at Brimstone, which has been built to look like a Swiss ski chalet, and each one is bloody massive. But when you book ask for Room 2. It’s directly opposite the Reading Room (more on that later) and has two bathtubs. Not one in the bathroom and one in the bedroom – twin rolltop tubs directly next to one another at the end of the bed. Excessive? Non! Essential. It means that you and your guest can bathe at the same time (without the awkward: ‘could you possibly move your foot? It’s poking me in the -‘) whilst you both watch TV. After a long day’s walking I promise you’ll see the appeal. There’s also a double walk-in shower room, a slightly excessive lounge seating area and your own fireplace, which really is the cherry on the cake. The decor is definitely modern, not farmhousey like you might expect from a countryside getaway, but still very comfortable. It’s light and airy thanks to the floor to ceiling windows that look out onto the expansive balconies. Look out for the rather hilarious mood lighting panels – the night light is called ‘tinkle’.

A couple of days before you arrive at the hotel, you’ll get a call from your ‘host’ who asks questions like: ‘what type of pillow do you prefer? Goose feather? Memory foam?’ and ‘which newspaper would you like delivered straight to your door in the mornings?’. If you tell them that it’s a special occasion, they’ll make sure there’s something fizzy waiting for you in your room. If you mention that you plan on walking, you’ll find detailed maps waiting for you.

THE VIBE

At Brimstone they really, really want you to relax. There isn’t the formality of a reception desk with a concierge – there’s The Reading Room and your ‘hosts’. The Library is everything in one – the welcome area, the meeting point, the bar, the café. This is where you’ll find complimentary scones, cakes, sandwiches, as well as beer, wine and soft drinks throughout the day. They encourage you to take things back to your room. Your hosts welcome you at the beginning of your stay and wave you off at the end, and in between are at your beckon call, contactable with one push on your phone. There’s a fully-stocked Arc’teryx boot room, meaning that if you don’t have all of the wet weather (this is the Lake District) gear you won’t miss out on any activities. You see other guests now and then, but you really don’t need to leave your room and you most likely won’t want to, unless to head off on a walk or hit the spa.

DON’T MISS

The spa. It has ten thermal ‘experiences’, as well as an indoor/outdoor pool. The thermal ‘experiences’ include well-known treatment areas, like saunas and steam rooms, alongside less familiar ones, like a laconium room, which boosts circulation, and an ice fountain. You’re meant to make your way around in a certain order, but it’s totally not essential. Outside, there’s even a couple of cosy sofas sat nestled around a roaring fire – we honestly felt like we were somewhere in Scandinavia, not Cumbria. We both had brilliant Pure Alchemy body treatments, which is a brand exclusive to the spa that utilises local produce. You can easily while away a whole afternoon at the spa, because once it hits 12pm – they start serving champagne in plastic glasses. Perhaps not the most well-advised move, but it was bouji and we liked it.

But if you can, get in there first thing at 8am, because at 9am they open it up to the public and it gets busy. Too busy. My only complaint is that they should monitor how many people they allow into the spa at a time, because it isn’t an expansive space and at one point the pool looked like a human soup bowl, with people waiting their turn for a swim.

Stays at Brimstone Hotel & Spa start at £350 per room – this include access to the spa, breakfast, complimentary Arc’teryx gear hire and access to all the goodies in the Reading Room.

The post Brimstone: the Lake District bolthole that might just be Heaven appeared first on Marie Claire.

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Coffee is so good for you that it might curb your risk of Alzheimer’s and Parkinson’s

coffee brain benefits

We as human have to live with a lot of unfortunate realities, including the fact that a lot of the things we love end up being bad for us. We all know by now that if we binge on tasty treats too much we’ll end up eating ourselves into an early grave, but in recent years it’s become increasingly clear that coffee, a well known vice of millions and millions of people, is actually pretty good for you.

Recent studies have shown that being a regular coffee drinker can reduce your risk of all kinds of ailments, including heart attack and stroke. Now, a new research effort reveals that dark roast coffee is particularly good at warding off some nasty brain conditions, including Alzheimer’s and Parkinson’s disease.

Continue reading…

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Coffee is so good for you that it might curb your risk of Alzheimer’s and Parkinson’s originally appeared on BGR.com on Wed, 7 Nov 2018 at 23:07:37 EDT. Please see our terms for use of feeds.


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Ohio Democrat Tim Ryan might challenge Nancy Pelosi for speaker if Democrats win the House

"No decisions have been made regarding leadership, but Rep. Ryan has left the door open on the matter," said a Ryan staffer. A senior Democratic aide close to Pelosi responded by calling Ryan a "self-promoter."
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Why Spotify might take a page out of Netflix’s playbook

Does Spotify believe it can become the Netflix of music? Wall Street is listening hard for an answer. Daniel Ek, the 35-year-old boss of the Swedish music streamer, has lately insisted that Spotify isn’t interested in competing with record labels in the way that Netflix competes with Hollywood studios by producing series like “House of…
Technology News & Reviews | New York Post

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Blood donations after mass shootings might be unnecessary, study says

As hundreds lined up to donate blood in the aftermath of the mass shooting at a Pittsburgh synagogue, a new study said that calls for blood donations after such mass-casualty events are not always necessary and may not be the best immediate response to such tragedies.


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A New Way To Score Credit Might Help You

YOU JOIN US THIS MORNING WITH CREDIT SCORE NEWS. WHAT DO YOU HAVE FOR US THIS MORNING?

An interesting story broke last week that could benefit some of our listeners with below average credit. Fair Isaac Corporation, the company responsible for the widely used FICO credit score, announced it would soon be testing a new score that takes a borrower’s bank account balances and cash management practices into account to supplement that traditional credit score metrics.

The goal of this new score is to provide a new path for people with borderline credit to qualify for loans or credit cards. Fair Isaac will partner with Experian, one of the big credit reporting bureaus, to test the new formula next year.

 \HOW WILL THIS NEW SCORE WORK?

The current system of calculating a FICO credit score – the three-digit number that lenders use to evaluate a borrower’s ability to repay a loan – are based primarily on a borrower’s history of repaying mortgages, loans and credit card balances.

The new score, which Fair Isaac is calling UltraFICO, would into account factors like how long accounts have been open, the frequency of activity and evidence of saving.

IF THEY ARE CONSIDERING ACCOUNT ACTIVITY, DOES THAT MEAN THEY HAVE ACCESS TO YOUR BANK STATEMENT?

A great question, Tom. Obviously, it would make many people nervous to let Fair Isaac or any company have access to your account details. Instead, UltraFICO would be offered to customers who were not otherwise able to qualify for credit or a loan with their traditional FICO score.

Lenders would then have to get a borrower’s sign off to collect information about their cash management habits and create an UltraFico score. Specifics like where you are spending money are currently not expected to be tested.

WHO WOULD BENEFIT?

Fair Isaac Corporation has said the UltraFICO would likely be most helpful for  people with credit scores in the high 500s to the low 600s, or those with scores just outside of a lender’s cutoff. A

dditionally, people who have limited credit history, like young people, and those who had a financial rough patch and are restoring their credit would likely benefit too. The company said that those who opt for UltraFICO could see their score jump 20 points if their banking behavior is deemed positive.

THIS IS AN INTERESTING PROPOSAL, BUT CAN YOU REMIND US HOW TO BOOST OUR REGULAR CREDIT SCORES?

It’s about the fundamentals. First, pay your bills on time. Because credit scores are designed to give lenders an idea of how reliable you are, the best thing you can do is be consistent. If you often forget the date or pay late, I would recommend signing up for automatic payments.

You also want to pay close attention to your credit cards. First, you want to keep your credit card balances as low as possible, if not at zero. High balances and high credit usage – the ratio of credit used to credit available – will be noted.

You also want to avoid having balances across a number of cards. Finally, review your credit reports regularly. With increased hacking and scammer activity, you want to be vigilant for false activity on your credit report.

 


HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

 

 

 

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Merck KGaA says might strike partnership deal this year

German drugmaker Merck KGaA might agree partnership deals to jointly develop two of its most promising experimental medicines with a rival as early as this year, but more likely in 2019, its drug research and development chief said on Sunday.


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WATCH: World News 10/18/18: Trump Concerned columnist Jamal Khashoggi Might Be Dead

Former USA Gymnastics president arrested in TN overnight; Mega payouts for the monster jackpots
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Think Nike’s woke? Phil Knight’s castration of the University of Oregon might change your mind

In 2005, Nike Chairman and co-founder Phil Knight issued a shocking mandate to his alma mater, the University of Oregon. He told the university’s athletic director, Bill Moos, to fire his track and field coach Martin Smith. At the time, Moos was the most successful athletic director in the school’s history, and he and Knight…
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For stars, Super Bowl performances might not be worth the headaches

The Super Bowl halftime show was originally seen as a clever way to capitalize upon the world’s biggest TV stage. For the NFL, it offered the chance to retain more of the game’s audience during the extended break, and maybe increase tune-in among younger viewers. For artists, it was a massive promotional opportunity. Win-win.


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Trump’s ‘opportunity zones’ are popular with investors, but they might offer less benefit to voters

The Trump administration announced new tax rules to help spur investment in economically distressed neighborhoods. While investors can expect immediate tax breaks, the benefits to voters in targeted neighborhoods are harder to measure.
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Living the Gig Life? You Might Still Need Life Insurance. Here’s How to Get It

There’s a reason you chose this life. Being an independent contractor provides a certain level of freedom. You might set your own hours. Maybe you work from your back porch that overlooks the lake. Perhaps it drives you harder, because when you work more, you’ll earn more.

Whether you’re spending your time behind the wheel as a driver with Uber or Lyft, writing articles on parenting or selling your bookkeeping services, life as an independent contractor comes with some serious benefits… and pitfalls.

Without that steady paycheck, you might also be missing key benefits, such as employer-sponsored insurance. Perhaps you’ve already thought about your medical coverage and dealt with it. Kudos.

But what about term life insurance? You know, the insurance that takes care of your loved ones if something should happen to you? Do you need it? How do you get it? How much do you need?

Here’s the scoop.

Do You Need Life Insurance?

Woman painting
wundervisuals/Getty Images

Life insurance is something you buy to help protect your family. You don’t want to think about it, but what would happen if your were to die tomorrow? Could your family get by without your income? Would they have enough for the mortgage? Who would pay the funeral costs?

If you’re making a decent income and have family that depends on you to help pay the bills and put food on the table, you probably should have life insurance. Not sure if you need it? Here are some examples of people who do and do not need life insurance policies.

How Much Is Enough?

DJ playing music
charliemarcos/Getty Images

How much insurance you need depends on who is depending on you and how many bills and obligations you leave behind. Do you have kids? If so, you want to think about their future, including college. How about a house with a mortgage? Are you a business owner? There are a lot of questions to consider when taking out a policy.

Here’s the good news: Life insurance is probably cheaper than you think. A whopping 44% of millennials believe the cost of life insurance to be more than it is… five times more, according to a 2018 Insurance Barometer Survey by LIMRA.

Folks, protecting your family with life insurance simply isn’t as expensive as you think.

How to Find Affordable Life Insurance

Architect building model
jacoblund/Getty Images

But what if you don’t have employer-sponsored coverage? As an independent contractor, you won’t be able to have that benefit simply taken out of your paycheck, but that doesn’t mean you can’t easily find a good policy that fits your life.

A company like Policygenius offers you an easy way for anyone to compare and buy life insurance. The search engine allows you to compare policies and get instant quotes. Once you find the right fit, you can apply right online.

If you’re young and mostly healthy, consider purchasing term life insurance online from Ethos. It partners with a major A-rated life insurance carrier to provide policies for a low price. For example, $ 30 a month could get your family $ 1 million of coverage.

Anyone, including independent contractors, can secure term life insurance through Ethos without a medical exam or extensive paperwork; just fill out a digital application.

You don’t need employer-sponsored life insurance; you just need to take a few minutes to jump online and find a policy that will work for you and yours.

Love Your Freelance Life, But Protect It As Well

A band performing live
recep-bg/Getty Images

You don’t have to give up your independent contractor life to get 9-to-5 style benefits. It’s 2018, and there are more options than ever.

Go ahead; keep working from your back porch or your car. Just take a few moments to look into life insurance so, if the unthinkable should happen, your family will be protected. You won’t even need to put on shoes and pants to do it.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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The T Rex’s tiny baby arms might have been way more useful than they seem

t rex arms

Running into a Tyrannosaurus rex in the wild would have been a truly frightening thing for just about any animal that roamed the earth between 65 million and 80 million years ago, and for an obvious reason. The mighty meat-eater was huge in size and had a mouth built to turn bones into powder. If it snagged you with its jaws you were probably going to have a bad time, but nobody was afraid of its puny little arms… or were they?

As Live Science reports, a new study presented at a recent meeting of the Society of Vertebrate Paleontology took a close look at how T. rex’s arms would have functioned, and it makes some bold predictions.

Continue reading…

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The T Rex’s tiny baby arms might have been way more useful than they seem originally appeared on BGR.com on Thu, 18 Oct 2018 at 17:34:29 EDT. Please see our terms for use of feeds.


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Tesla outsold Mercedes-Benz in the US last quarter and might actually turn a profit before 2019

Model 3

Despite all of the drama surrounding Elon Musk’s tussle with the SEC, and despite Tesla’s early troubles ramping up Model 3 production, the company has slowly but steadily improved production across its entire vehicular lineup. During the recent September quarter, for example, Tesla said that it manufactured 80,142 vehicles and delivered 83,500 vehicles to customers. Speaking to how fast Tesla is growing, the company earlier this month explained: “We delivered more than 80% of the vehicles that we delivered in all of 2017, and we delivered about twice as many Model 3s as we did in all previous quarters combined.”

Demand has never been much of a problem for Tesla, and now it appears that the electric automaker is finally getting a firmer handle on supply. In fact, a new report from Atherton Research relays that Tesla during the recent third quarter outsold Mercedes-Benz in the U.S. for the first time in history. What’s more, the report adds that Tesla was just 2,000 vehicles away from outselling BMW.

Continue reading…

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Tesla outsold Mercedes-Benz in the US last quarter and might actually turn a profit before 2019 originally appeared on BGR.com on Tue, 9 Oct 2018 at 18:08:40 EDT. Please see our terms for use of feeds.


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Patty Jenkins Might Direct Margot Robbie in ‘Barbie’; Here’s Everything We Know

Patty Jenkins Might Direct Margot Robbie in 'Barbie'; Here's Everything We Know

Barbie is finally ready to hit the big screen. Yes, we've seen plans for a movie based on the iconic doll for a few years now, including incarnations that were to star Amy Schumer (cast in 2016) and Anne Hathaway (cast in 2017), but the latest development sounds more promising than ever.

Firstly, according to The Hollywood Reporter, there is an update on the studio that's working with Mattel on the project. Warner Bros. has taken over from Sony, which let its deal for a…

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Artist envisions what a Martian mini-house might look like

mars home

Mankind isn’t ready to go to Mars… at least not yet. Space agencies and scientific groups from around the world are working hard towards the day where we’re finally ready to send the first Earthlings to Mars, but once we finally set foot on the Red Planet we’re going to need places to live.

Far in the future, Mars settlements could be a reality, and the first people who choose Mars as their final destination will need homes that are highly functional and, likely, quite simple. Design firm Open Architecture has pulled the curtain back on its own interpretation of what a Mars home could look like.

Continue reading…

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Artist envisions what a Martian mini-house might look like originally appeared on BGR.com on Sun, 7 Oct 2018 at 12:01:06 EDT. Please see our terms for use of feeds.


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Nominee defends himself in op-ed, says ‘I might have been too emotional’

Sen. Chuck Grassley confirmed on Twitter the report had been delivered.
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The Stanley Cup started Alex Ovechkin’s summer of joy. It might never end.

“It looks like he’s in the best mode ever,” Nicklas Backstrom said. “He’s just laughing all the time, which is great. He’s going to carry this over, I think. The way he was playing last year and the way he was relaxed, too, I think it’s just unbelievable for us in the locker room to see — how he carries himself.”
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