The narrator in chief: Trump opines on the 2020 Democrats — and so much more

“He brings you into his narrative. You can’t resist. It’s kind of a mind trap,” says author Bret Easton Ellis. “Trump is a great unifier in some horrifying way.”
Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Much More Than a Blow-Dry: Women Reveal How They Really Feel About Their Hair

Courtesy Rohina Hoffman

Neurologist-turned-photographer Rohina Hoffman knows the power of a hairdo.

At 7, her hair was chopped to a short “boy’s haircut,” and she was devastated. “The trauma of losing control of my identity has stayed with me my entire life,” Hoffman writes in the introduction to her book, Hair Stories.

In photographing and interviewing dozens of women about their own experiences with their hair, Hoffman discovered the seemingly endless roles hair plays—as a cloak of comfort, a statement of creativity, a link to faith, or a badge of honor.

Read more at The Daily Beast.

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Adventures in Caffeine: How Much Is Too Much?

cups of coffee

Here’s kind of a weird question for today: what is your relationship like with caffeine? Have you found that you needed to back away from caffeine as you got older — or are you still drinking coffee and more at your usual levels? I’ve been pondering whether I need to back away from caffeine, so I’m curious…

For my $ .02, I’ve long known that if I drink a lot of caffeine after noon things do not go well — I kind of feel like I can cartwheels. (Spoiler alert: I can not do cartwheels. I can handle lesser amounts of caffeine in the afternoons, though, like black tea or Diet Coke.) But recently I realized that my afternoons are way more productive than my mornings — and wondered if perhaps this is because I always drink coffee first thing in the morning. So I’ve been trying to ween myself off caffeine, cutting back from two big cups in the morning to just half a cup some mornings. I’ve tried tea a few times as well, both as a “second cup” as well as my only cup. Thus far I’m surprised how little effect it has — I definitely don’t NEED a ton of coffee in the morning, but I prefer the taste of coffee to breakfast tea. In my mind I see a ton of benefit from those first few sips of coffee — clearing away the cobwebs! setting my intentions! starting my day! — but anything I drink after that is mere habit, comfort, or taste. (But I’m definitely not a snob about coffee — I kind of prefer my Folgers.)

{related: the best teas}

How about you, ladies — what’s your preferred source of caffeine, and do you have a routine for caffeine? Do you view caffeine like a medicine (man do I need a boost right now!) or any other food (I enjoy a cappuccino after dinner if the restaurant is known for them!)? 

Stock photo via Stencil.

The post Adventures in Caffeine: How Much Is Too Much? appeared first on Corporette.com.

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Taylor Swift Regrets Slamming Ex Joe Jonas On Ellen: ‘That Was Too Much’ | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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U.S. Import Prices Edge Up Much Less Than Expected In April

With a drop in prices for non-fuel imports partly offsetting another jump in prices for fuel imports, the Labor Department released a report on Tuesday showing U.S. import prices rose by much less than expected in the month of April.
RTT – Economic News

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Tales from the Wallet: How Much Do You Spend on Fitness?

stock photo of young woman doing yoga pose

Here’s a bit of a money question for you today: how much do you regularly spend on fitness and exercise-related expenses? What splurges have you made on equipment (Peloton!? Rogue?), clothing, and repeating bills like gym or ClassPass memberships, streaming services, and more? (If you’re the type of person who takes vacations around exercise — like biking through Tuscany, or a 10K in a fun city, please tell us what you’ve done and what was worth it!) On the flip side, where do you save? 

fuchsia croc-print wallet

Wallet pictured above (rave reviews at Nordstrom and only $ 95 – nice Mother’s Day idea if you’re looking…)

This post contains affiliate links and Corporette® may earn commissions for purchases made through links in this post. For more details see here. Thank you so much for your support!

I would not call myself an athlete by any stretch of the imagination (and “be strong” is a constant goal in progress, with lots of room for improvement), but I do try to exercise pretty often. I would have said that I vastly prefer home exercise/exercise for convenience, and so in the past this has mostly meant walking, running (C25K!), and a long while ago, exercise DVDs — all stuff I would have thought was inexpensive/sunk costs kind of stuff. (In terms of what exercise I do — as I get older I find I need cardio to keep the crazies away, strength training to actually lose weight, and I’m just recently starting to get into yoga for self-care/relaxation/stretching for my tight hips,  particularly after so many readers recommended yoga as their “mental quiet time” when we discussed just that a few weeks ago.)  

{related: how to fit lunch workouts into your workday}

Anyway: I was a bit surprised to realize that I actually spend a fair amount on fitness currently! I keep starting and stopping membership things like Faster Way to Fat Loss and Street Parking, and streaming fitness options like Beachbody, Gaia, Booya, and more. Just today I paid for a yearly subscription to DownDog, and I’m on month two of Les Mills On Demand. (Lots of these have been recommended by readers; huge thanks!) I don’t have an active gym membership at the moment, but I’ll occasionally hit a class with a friend, or if I see a Groupon-type sale on a local gym I’ll try it out to see if it’s convenient enough to make it part of my regular routine. I even have a “wishlist” of things to try next that I’ve heard great things about, including subscriptions to BBG, Aaptiv, and maybe a workout program or two from Fitness Blender. For equipment I’ve written before about my favorite home weights, and for exercise clothes I tend to buy a lot of stuff from Zella and Old Navy

{related: what are your health and fitness routines?}

So I’m curious — how much do you spend on fitness, from gym memberships to home exercise equipment to workout digs? For those of you who need carrots to help you work out, do you occasionally splurge on fitness items to coerce yourself into exercising regularly? What has been the best money you’ve spent — and what has been the worst? 

Stock photo of woman doing yoga via Stencil.

The post Tales from the Wallet: How Much Do You Spend on Fitness? appeared first on Corporette.com.

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Before reporting to prison, Michael Cohen says still ‘much to be told’

Michael Cohen, President Donald Trump’s former personal attorney, reports to a federal corrections facility in Otisville, New York, to serve out a three-year sentence.
ABC News: Top Stories

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Someone Great reminded me to nurture my female friendships as much as my relationship

Someone Great reminded me to nurture my female friendships as much as my relationship


<em>Someone Great</em> reminded me to nurture my female friendships as much as my relationship

As I watched the first few scenes of Netflix’s romantic comedy Someone Great, I felt the thrill of recognition. In the film written and directed by Jennifer Kaytin Robinson, central character Jenny (Gina Rodriguez) and I share a lot in common: We’re both journalists living in New York City who are in long-term relationships that began in college. Montage sequences of Jenny and her beau look a lot like my own love story—kisses on the subway platform, late-night bodega trips, walks through Washington Square Park.

Then our stories diverge.

When Jenny gets her dream job in San Francisco, her partner of nine years dumps her and she recruits her best friends to go on an epic bender. The fundamental romance of this romantic comedy reveals itself to be the love shared between Jenny and her best friends, Erin (DeWanda Wise) and Blair (Brittany Snow).

I watched the movie alone on my couch with a bowl of popcorn nestled in my lap. I occasionally paused to check on my boyfriend who was battling the flu in the next room. We’ve been together for nine years. I am incredibly grateful to be in a relationship wherein bouts of illness are fought as a pair—there’s always a live-in nurse to make you chicken soup and deliver tea—but I felt envious of those female friendships on screen.

Jenny, Erin, and Blair are actual #friendshipgoals. They’re the kind of pals who strike the perfect balance of calling each other out on their shit and knowing how to cheer each other up with just a look. “All I feel for you right now is love coursing through my veins and I want to hug it out,” Erin says to Blair after an argument. They have dance parties and fashion shows in their apartments. They encourage one another to drink tequila and tap into their wild sides.

I got to thinking: If my life as I know it were to change tomorrow, who would be the magical wing women to swoop in and help me?

Who would comfort me when I had the flu? Or even worse, who would mend my broken heart? The last decade of my life has been more date nights than girls’ nights out, so I didn’t have an answer.

The thing about college relationships is that they can be all-consuming. A freshman year romance is a magic solution to the herculean task of making new friends. It’s a salve for homesickness. A first love is filled with a lot of, well, exciting firsts. While my boyfriend and I were building our very own supercut amidst the backdrop of New York City, other friendships in my life became subsidiary. Graduation came and went, and somewhere along the way, time spent with other friends became relegated to birthday celebrations and special occasions.

Reader, I need you to know that I have friends. Some pretty great ones, actually. But my high school comrades are scattered around the globe, my college roomie is in London, and my core friend group in New York is shared with my boyfriend. All of this is to say that dates with girlfriends are few and far between, and many of my friendships are in need of some stoking.

Someone Great inspired me to get on it. I challenged myself to be more intentional with my social calendar, to make plans, and to keep them. (My idea of fun is a little more PG than that of the Someone Great trio: There was no molly popped or joints rolled as part of my friendly experiment.)

I invited two high school friends to meet me in the city, and we spent a rainy afternoon at an interactive museum posing for silly pictures and wading through a ball pit. The rest of the day included some lingerie shopping and lots of laughs.

I also went to a book launch with a dear friend, and we ended the night talking about novels over negronis and french fries.

I planned an early-morning Skype check-in with my friend who lives in Germany, something we now plan to do on a regular basis.

A post-work happy hour with a group of ladies turned into a Lower East Side romp, an 11 o’clock three-course dinner, and, well, a mid-week hangover. It was worth it.

These few friend dates were some of the most meaningful social encounters I’ve had in awhile.

By intentionally focusing on these relationships, I’ve realized the crucial role that female friendships have in my life.

Yes, pitchers of margaritas were consumed, but there were also discussions about a friend’s recent first date, advice to another about how to ask her partner to move in, and encouragement to negotiate a salary raise. Our conversations covered money and self-care and sex and mental health. Beauty products were recommended, recipes were swapped, secrets were spilled. These are topics that don’t come up as pillow talk with my partner.

Someone Great may not have a typical happy ending for a romantic comedy. But it does have an indisputable happily ever after: Jenny, Erin, and Blair’s love will endure. And I have a feeling that my book club, yoga class, and hiking plans with friends—and the girls’ trip now on my calendar—will help my friendships endure, too.

The post <em>Someone Great</em> reminded me to nurture my female friendships as much as my relationship appeared first on HelloGiggles.

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Prince Harry’s diary has pretty much confirmed when the royal baby will have arrived

This is the biggest clue yet!

If we’re being totally honest, none of us can say for sure when Meghan Markle and Prince Harry’s first child will be born (or whether or not Baby Sussex is already here).

The Queen has reportedly visited Meghan Markle at Frogmore Cottage, but there’s no word on when Meghan will give birth – or where, for that matter.

But now, a newly announced trip for Prince Harry may have just given the game away on when the baby will have arrived by.

REX

On Wednesday the 8th of May, the Duke of Sussex will travel to the Netherlands for a two-day trip for a public engagement in Amsterdam, and to launch the one-year countdown to the 2020 Invictus Games in the Hague.

Now, there’s no way that Prince Harry would risk missing the birth of his child, so we reckon it’s a dead cert that the baby will have been born before the 8th of May.

Or perhaps he or she has already arrived…?

Either way, it’s worth noting that his last two public appearances, the Anzac Day service at Westminster Abbey and the London Marathon last weekend, were not official engagements and Harry only popped along when he knew for sure Meghan wasn’t in labour. So, we think these new concrete plans are definitely proof of SOMETHING. Right?!

Back we go to refreshing @sussexroyal’s Instagram feed…

The post Prince Harry’s diary has pretty much confirmed when the royal baby will have arrived appeared first on Marie Claire.

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U.S. Pending Home Sales Jump Much More Than Expected In March

A report released by the National Association of Realtors on Tuesday showed pending home sales in the U.S. jumped by much more than expected in the month of March. NAR said its pending home sales index surged up by 3.8 percent.
RTT – Economic News

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Lea Saw These Sneakers on the Train and Was Reminded of How Much She Wants Them

I’m about to utter a phrase that has seldom been said by any New Yorkers ever: The MTA actually made my day better. Let me go a step further: It made my day better by getting my train stuck in a tunnel. I’m going to allow you a moment to stop reading and gasp. Get it out, and then come back when …

Continue reading

Fashionista

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Nintendo shares fall as much as 5% after conservative earnings guidance

Nintendo Co Ltd’s shares fell as much as 5 percent in early Tokyo trading, a day after the gaming company offered conservative earnings guidance and urged caution on the roll-out of its Switch console in China.


Reuters: Business News

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It Doesn’t Get Much Better Than Sophie Turner Teasing Maisie Williams Over Her Big Game of Thrones Scene

Game of ThronesMiss the Sunday, April 21 episode of Game of Thrones because of Easter? Don’t worry, because Sophie Turner is here with a brief–and hilarious–summation of what you missed in “A Knight of…

E! Online (US) – TV News

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Young children judge others based on facial features as much as adults do

Just like adults, children by the age of 5 make rapid and consistent character judgements of others based on facial features, such as the tilt of the mouth or the distance between the eyes. Those facial features also shape how children behave toward others.
Child Development News — ScienceDaily

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Scouted: This Stainless Steel OXO Salad Spinner Has Made My Salads So Much Better

When it came time to make my wedding registry last year, I had a few items on my mind that I knew absolutely needed to be on there, and a salad spinner was one of them. Luckily, in my search for the perfect option, I came across the OXO Stainless-Steel Salad Spinner, a beautiful silver colander that promised to keep my greens dry and ready to go.

The whole reason you get a salad spinner is to get your greens dry enough to make a pleasant salad that isn’t watery. You can dry your greens yourself, of course, but after doing that for months and then switching to this OXO device, I found that the salad spinner was a much, much better alternative. It speeds up the drying process and truly gets rid of all the excess moisture without leaving you with a sopping pile of green-tinged paper towels.

This particular salad spinner offers some nice features that you don’t get in other spinners. The in-lid pump operation is probably my favorite: instead of spinning the greens yourself with a lever on top, you simply push down on the pump top a few times and it goes off on its own. There’s also a one-touch brake button that allows you to stop the spinning instead of waiting for it to slow down, which is a nice option if you’re very impatient (like me).

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The actress, who pleaded not guilty in the college admissions scandal, doesn’t understand why she’s getting so much criticism, the source said

Actress Lori Loughlin felt she had no other option but to plead not guilty in the college admissions scandal, a source close to Loughlin tells CNN.


CNN.com – RSS Channel – HP Hero

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Sallie Krawcheck: Here’s how much of your income you should invest, no matter what you’re earning

Pay yourself first.
Top News & Analysis

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Trump Fed pick Moore joked about his wife and much more in columns years before contentious divorce

President Donald Trump's pick for the Federal Reserve board, Stephen Moore, once joked that he had used Hillary Clinton's photo as a bullseye to potty train one son. Both Moore's and Herman Cain's candidacies for the Fed face heavy criticism.
Politics

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Fareed: Netanyahu’s re-election part of a much larger phenomenon

CNN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

How Much Money Do Porn Stars Actually Make?

Photo Illustration by Elizabeth Brockway/The Daily Beast

Ask a porn star about sex and you’ll be inundated with every dirty detail—unless you ask how much it pays. That’s when the conversation becomes awkward. When discussing pay rates, XXX performers are just like everyone else, and equally as private. Earnings are often over-exaggerated (the few performers willing to speak about rates inevitably claim to be on the higher end of the scale).

Twenty-six-year-old Ariana Marie recalls how little she knew about the pay structure when she first entered the industry, and how heavily she relied on her agent. Marie’s starting rate for a boy/girl scene was $ 1200, which is the higher end of today’s standard range. However, her booking agent’s 40% commission was not. Most XXX agents take a 10-20% commission, but a new performer wouldn’t automatically know that. “Anytime I was on set I started asking other girls, ‘How much does your agent take?’ They’d say 10 or 15% and then I started asking, ‘Well, why does mine take 40?’”

Marie’s next agent seemed a little better—at first. His cut was standard but it wasn’t long before they were haggling over her rates, which he called “too high.” Apparently, that agent was offering buddy deals. “The agent was friends with some of the companies and he’d lower my rate for them,” says Marie. “His excuse was, ‘You’ll work more,’ but I was already working a lot.”

Read more at The Daily Beast.

The Daily Beast — Entertainment

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Pretty Much Everyone Who’s Ever Been on Game of Thrones Reunited to Get People Choked Up

Cast members from every season of Game of Thrones gathered at the Radio City Music Hall in New York City on Wednesday night to celebrate the official premiere of the beloved show’s eighth and final season.

While the show won’t be available to fans until it debuts on HBO on April 14, Jon Snow, Daenerys Targaryen and Sansa and Arya Stark all walked the red carpet as their human counterparts alongside many characters who were deceased, such as Sean Bean’s Eddard Stark and Jason Momoa’s Khal Drogo.

Ahead of the screening of the first episode which included a special cautionary warning from Sansa and Arya Stark about the consequences of not following the rules of the event, series creators David Benioff and Dan Weiss introduced the full cast of Game of Thrones, welcoming not only the stars of season 8, but many of the deceased characters who had departed the show.

Watching the final premiere of a show that’s been such an integral part of pop culture was undeniably emotional, something that Emilia Clarke, who plays the inimitable Daenerys, summed up nicely to The Hollywood Reporter.

“This is bonkers. I feel great, and weird, and strange.”


Entertainment – TIME

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Doing Too Much: Omari Hardwick Catches Heat for Kissing Beyoncé TWICE at the NAACP Image Awards [Video]

Omari Hardwick got a little TOO up close and personal with Beyoncé at the NAACP Image Awards.

While greeting her, the ‘Power’  star went in for two kisses—including one near the mouth. Beyoncé did NOT look amused.

As you probably have already guessed, the BeyHive is upset.

The post Doing Too Much: Omari Hardwick Catches Heat for Kissing Beyoncé TWICE at the NAACP Image Awards [Video] appeared first on lovebscott – celebrity news.

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Review: A Baby Elephant Suffers, Too Much, in Tim Burton’s Dumbo Remake

There’s a peculiarly 19th-century sensibility at work in Dumbo, both the 1941 Walt Disney animated version and Tim Burton’s new live-action retelling. It’s as if, once the workhouses were abolished, we needed to find new ways to build character in children: Why not just rake over their nascent emotions by introducing them to an adorable baby elephant who’s “different” and then fixating on his distress as his mother is carted away? Don’t stop there: Detail every twist and turn of his precarious existence as he’s commodified and misused by people in power.

That approach was pronounced enough in the original Dumbo. With this update, the once-great, now not-so-great Burton revamps the story for a new generation, not that this new generation asked for it. Now we’ve got a Dumbo that’s cluttered with Burtonesque details—a parade of creepy clowns, a nightmare-themed circus populated by miserable animals—that are supposed to be cool and edgy but really just get in the way. The new Dumbo is ostentatious and overworked, less a work of imagination than a declaration of how imaginative Burton thinks he is. It’s hard to fathom that this is the same filmmaker who gave us that squiggle of delight Pee-wee’s Big Adventure, or those two somber yet unself-conscious Batman movies, or the elegiac Sleepy Hollow. His movies are now Frankenstein’s monsters of stitched-together elements: Things he likes, things he thinks his audience will like, things he believes are expected of him. He’s become a specialist in fulfilling some generic expectation of what a Tim Burton movie should be; it seems like forever since he’s just made a Tim Burton movie.

This Dumbo, shot by Ben Davis (also the director of photography on movies as disparate as Captain Marvel and Three Billboards Outside Ebbing, Missouri), is at least handsome-looking, shot in muted, faded-circus-tent colors. The story opens in 1919 Sarasota, Fla.: The Medici Brothers’ Circus—run not by actual brothers, but by one Max Medici (Danny DeVito, one of the movie’s few saving graces, subtle even in the midst of his character’s intentional exaggeration)—has fallen on tough times. Max is optimistic, though: He’s just bought an elephant, Jumbo, who’s about to give birth, and he’s hoping the baby will be a big draw. Not so fast: Baby Jumbo is born with giant, droopy ears. Some cruel circus-goers christen him Dumbo, and the name sticks.

It turns out, of course, that Dumbo’s big ears are an asset: they enable him to fly. His circus caretakers—Colin Farrell’s Holt Farrier, a former trick rider whose career has been curtailed because of a war injury, and his two children, Milly and Joe, played by Nico Parker and Finley Hobbins—strive to protect him from those who try to take unfair advantage of his talents, like Michael Keaton’s big-top bigwig V.A. Vandevere.

Vandevere hopes to make Dumbo an accessory to the act of trapeze performer Colette Marchant (an alluring but underserved Eva Green), though his evil scheme goes further than that. In the end, he’s foiled, as he must be. But in the meantime, it’s our job to watch poor Dumbo suffer. And oh, how he suffers! He gazes, with bewildered terror, as his mother—who has gone on a mini-rampage in an effort to protect him—is taken away. Later, miserable Dumbo is forced to wear humiliating clown makeup and to leap from soaring heights without a safety net. He’s momentarily cheered when he sees a cartoon fantasia of dancing pink soap-bubble elephants (Burton’s suitably semi-sinister tribute to the “Pink Elephants on Parade” number from the original). Then the bubbles are gone, and he’s more miserable than ever. Send me back to the workhouse—please.

And yet, this remake is still easier to take than the 1941 version. That’s because the new, computer-generated Dumbo, with his limp nun-veil ears and creepy, human-looking Zemeckis-style eyes—I had a PTSD flashback to The Polar Express—just isn’t that cute. He also has wrinkly, semirealistic-looking gray skin, which is part of the problem. It’s impossible to create a fake baby elephant that’s cuter than a real one. And in real life, baby elephants suffer plenty. Why invent excessive trauma even for a fictional one?


Entertainment – TIME

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Here’s How to Calculate How Much House You Can Afford

It seems like everyone has a rental horror story. Maybe it’s about a landlord whose idea of repair consists solely of duct tape. Maybe it’s the stress of rising rent. Or maybe you’ve just woken up one too many times to find yourself sharing your bed with an uninvited colony of insects.

Whether or not the decision is made alongside a parade of ants, when the pot finally does boil over, many of you will end up uttering (or yelling) the same four words: It’s time to buy.

As exciting as that pivotal moment is, it also brings a host of new considerations. But before you can decide where to buy or what you’re looking for, you have to figure out how much house you can afford.

Calculate How Much House You Can Afford

While it can be tempting to immediately start browsing the listings, the first step in knowing your budget is to take these into consideration:

  • Your monthly take-home pay.
  • The size and terms of the loan you’ll take out.
  • The size of your down payment.
  • The hidden costs of homeownership.

How Much Money Do You Actually Take Home?

The first order of business when making a budget is to determine how much of your salary is actually available to you.

In general, employers quote you the amount they pay out (your gross pay) rather than the amount you take home (your net pay). There are several deductions taken out of your paychecks for things like taxes, insurance and retirement contributions, depending on your workplace.

When you think about what you can afford for a new home, you should always think about your net pay, because that’s the amount of money you will have at the end of every month.

For help finding your net income, check out our guide on how to calculate take-home pay

For the sake of this article, let’s assume Sam and Pat have a gross household income of $ 100,000 per year. They’ve calculated that this means a net income of $ 68,000, or around $ 5,660 every month.

First Things First: The True Cost of Your Home

A photo of house keys on several 100 dollar bills.

Buying a home is a unique experience, unlike anything else you’ve ever purchased before. That’s because the price you see at the top of the listing isn’t really what you’ll end up paying.

Here’s where things get tough for the first-time buyer. Even though the house you want has a certain value on paper, due to added costs, as well as the long-term interest on the loan you will take out to buy it, you will inevitably end up paying much more for the house over the length of the term.

In fact, based on the length of that mortgage, you could pay almost double the price you bought the home for. While that’s frustrating to think about, it also has a major impact on some of the decisions you have to make up front, and it all begins with your financing.

Your Mortgage or Line of Credit

Unless you’ve been saving for years — or perhaps you’ve recently robbed a bank — chances are you won’t pay for your home in cash. The majority of home buyers will be taking out a loan to pay for the bulk of their purchase.

Of course, as we all know, there’s no such thing as free money. A new home is a major investment, and that means any loan you take out for it is a major commitment as well. When it comes to a loan of this size, there are three things that should take center stage in your decision process:

Here’s What’s Really in Your Monthly Payment

Your monthly payment is the total amount you will owe every month for the length of the loan, based on the term, the interest rate and the principal:

  • Term: The term of a home loan is how long it will take you to pay back both the principal and the interest. One reason buying a new home is such a commitment is that the average term of a U.S. mortgage is 30 years! Depending on your financial situation, though, there are options available to make this shorter. A 15-year term — if you can afford the higher monthly payment — will drastically cut down on the true price of your home.
  • Interest rate: Every loan comes with interest. This is the amount above and beyond the principal that you have to pay back to the lender. It’s important to note that this interest is compound interest, which means that interest is calculated every month based on the total amount owed.
  • Principal: This is the total amount that the lender will provide to you. For a home loan, it’s equal to the total value of the home minus your down payment.

Unless your down payment is more than 20% of the value of the home, this payment will also include private mortgage insurance, which is a fee charged by a lender to insure them against default.

It’s this monthly payment number more than any other factor that typically determines how much house you can afford.

It is recommended by experts to spend no more than 25% of your take-home pay on your housing. When we apply this to Sam and Pat we find that they would be able to afford a monthly payment of $ 1,415.

Keep in mind that while the 25% recommendation is a strong one, it won’t necessarily be a recommendation shared by your lender. In fact, your lender may very well try to get you to take on a bigger loan than you should. Stick to the 25% rule, however, and you’ll be keeping your home costs affordable as well as realistic.

The Importance of Your Down Payment

Though it’s rare to buy a house in cash, the amount of money you have available on hand greatly influences the selection of homes you will be able to afford.

In fact, the size of the down payment you can make on your home can change not only the price range of homes you’re looking for, but also the true cost of the loan.

And the more money you have to put down, the less the total principal of your loan will be. With that in mind, most experts recommend paying no less than 10% of the price of your home upfront.

Even still, 10% is not ideal. Those who are looking to minimize their payments should actually be paying 20%. If you can afford to put down 20% of the value of your home, you will not have to pay private mortgage insurance, which can substantially lower your monthly payments.

Now, Sam and Pat have been thinking about buying a new home for a while. (A few years ago, they had a bad experience with a leak from the apartment upstairs, and they are so done with that kind of thing.)

In that time, they’ve eaten mostly ramen noodles and rice, they’ve cut the cable cord and most important of all, they’ve kept up with The Penny Hoarder.

Through all that hard work, they’ve managed to save $ 60,000. That should make a substantial dent in a loan!

The Difference Between Adjustable and Fixed Rates

Even with the most important considerations out of the way, there are still several different mortgage options available, with different interest rates and repayment lengths. Here’s what to look for in fixed and adjustable rate loans:

Fixed Rate

With a fixed-rate loan, your interest rate is locked in. If it starts at 4.5%, it will always be 4.5%. For homebuyers, this means that if you can get a fixed-rate mortgage when rates are low, you will pay less overall. This is the best option in most cases.

Adjustable rate: If you opt for an adjustable-rate mortgage, then after a set period of time with a fixed rate, your interest rate can change if the market does. There are very few situations in which this is a better option than a fixed-rate loan.

The Hidden Costs of Homeownership

A woman opens a door in the dark hallway of a house.

Of course, there’s still more to think about. When you buy a house, you’re not just buying a structure. You’re making an investment. As with all investments, there is a substantial amount of upkeep that you need to pay for just to keep your home in good working order.

There are repairs and renovations, sure, but those are often unexpected and can be covered by an emergency fund. Unfortunately, there are also major expected costs associated with buying and owning property that need to be factored into your base home budget.

Property Tax

Yes, it’s always the taxes that get you! Every jurisdiction has its own property tax rate, and this is often added to your monthly loan payment.

When you’re browsing for a new home, you will generally find an annual tax rate included on the listing. That number is just an estimate and will be updated by your municipality every so often depending on the housing market.

Regardless, it’s a good approximation, and if you divide it by 12, you can get a sense of how much it will add to your monthly payment.

Home Insurance

You should never be without homeowner’s insurance. Legally, you’re not required to have a policy on most mortgages, so it may seem like an unnecessary expense.

But if you shop around to find a good policy, this shouldn’t add more than $ 100 to your monthly payment. If disaster strikes, it may be the only thing that helps you rebuild, which is why a good rule to live by is: If you can’t afford home insurance, you shouldn’t be buying a home.

Closing Costs

Some of the most overlooked costs of owning a home are the fees and expenses that come along with the actual purchase of the property.

Since they’re not included in the sale price, they can catch a lot of first-time buyers off guard. In some cases, they may even limit the home you can afford.

That’s because, like the down payment, they often need to be paid in cash, and will cost between 2% and 5% of the price of the home.

What they’re actually comprised of is a lengthy list that includes lawyers’ fees, taxes, inspection costs and other necessities that are unavoidable when buying real estate (for a full list, check here). Keep in mind, though, that the buyer doesn’t typically pay any of the realtor’s fees, so at least you have some respite there.

How would this affect Sam and Pat? Well, they should be taking this amount out of their savings, which will lower the down payment they can make. If they want to keep to a 20% down payment so they can avoid private mortgage insurance, it will affect their total budget for their home.

Sam and Pat: How Much House Can They Afford?

With all that in mind, how do Sam and Pat fare as a couple making $ 100,000 a year?

  1. We know that they have an annual gross pay of $ 100,000, but only take home about $ 5,660 per month.
  2. Using 25% of their monthly income on housing, that gives them $ 1,415 to work with.
  3. They’ve saved up $ 60,000 in cash by scrimping and saving, but not all of that can go to the down payment due to closing costs.
  4. They want to make their down payment as high as possible to lower their monthly mortgage payments. They’re aiming for 20%, so they can take advantage of not having to pay private mortgage insurance.

All told, Sam and Pat are in a pretty good situation. If they looked for a home listed around $ 260,000, their 20% down payment would be $ 52,000, leaving them $ 8,000 for closing costs — right in expected the range of 2% to 5%.

Better yet, with a fixed-rate 30-year mortgage at 4.5% interest, they’d only need to pay about $ 1,385 monthly, which includes a $ 1,000 yearly insurance plan and an average 1.15% property tax cost of $ 2,990 per year.  

Making It Easy with a Mortgage Calculator

Thankfully, you don’t have to go through all the math yourself!

There are plenty of reliable online calculators, like this one, which can estimate all of this for you using the information discussed above and ensure that you can stay excited for the new chapter in your life.

Yes, it can be scary. But it doesn’t have to be if you plan ahead.

Curtis Westman is a writer who has gone through the process of buying a new home twice… and who, while writing this, has tried his hardest not to start browsing the listings all over again.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Dear Penny: I’m in So Much Debt My Teenage Son Is Afraid of Student Loans

Dear J.,

Your debt has consumed you. You probably thought you hit your lowest financial point years ago, when you were a new mom; then you probably thought you were at the bottom again when you defaulted on your student loans. And now, here you are with the added burdens of medical debt and your son’s misconceptions about how investing in college could derail his future.

There’s a lot you can’t change right now. But one area where you can make a major change right away is in how you and your son discuss his options for higher education.

Your family’s income is not the sole determining factor for how much financial aid your son is eligible to receive. The size of your family, for instance, will also be considered. Applying for federal student aid is a must-do if your son wants to pursue college, as it’s the first step toward figuring out what sort of grants, loans and work-study programs will be available to help him cover the costs.

Once he receives financial aid offers, he can truly evaluate the affordability of school. He may have to start at community college or another lower-cost option, but he shouldn’t count out college solely because of your family’s financial struggles.

Next, it’s time for you to get help sorting out the options for your own finances. Calling for assistance from an impartial third party can help you make sense of your situation instead of spinning your wheels and feeling desperate. A debt counselor in your area can review your credit report and provide free educational resources that can help. They can also help you enroll in a debt management plan that will make your debt easier to manage.

In extreme cases, a debt counselor may recommend that you consider filing for bankruptcy, which can discharge some of your debt. There’s a lot of shame around the idea of doing this, but it could be the lifeline you need to find stability for your family.  

And that may be the hardest part of taking your next financial step: letting go of the shame. More people than you can possibly imagine have struggled to gain financial stability, let alone success. I won’t be glib and say you’re in good company. But you at least have company.

You may be surprised at how understanding your peers are as you seek help and start to work your way out of debt.

Have a tricky money question? Write to Dear Penny and you might see your question answered in an upcoming column.

Lisa Rowan is a personal finance expert and senior writer at The Penny Hoarder, and the voice behind Dear Penny.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Are you a homeowner? Here’s how much richer you are now

Strong demand for housing last year kept home prices surging, and that means more homeowners are now sitting on more cash in the form of home equity. Collectively, homeowners with mortgages saw their equity increase by just over 8 percent last year.
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How Much Do You Really Make? It Might Be Less Than You Think

Have you ever looked at what you really make? By that, I mean after the expenses of generating that income and after you’ve paid taxes on it?

After all, even jobs have some expenses, like commuting and clothing, and you don’t get to spend what the taxman takes.

Doing this math is the only way to understand and honestly compare your options. The results might surprise you, especially if you work long hours for a set salary.

A $ 40,000-per-year job requiring $ 100 in weekly commuting costs, an annual tax bill of $ 6,000, and 50 hours of total time each week works out to a rate of just $ 11.77 per hour in spendable income.

A few years ago, I worked briefly for a temp agency doing construction work. I tallied up the time the job required one week, then deducted commuting expenses and taxes, and it turned out I made just $ 2.71 per hour. I quit that job quickly.

How to Calculate Your Paycheck

If you’ve ever considered getting a new job, doing freelance work, buying a business or doing anything else to generate income, knowing the real income potential might help you make the right decision. So let’s get started.

Calculate Your Total Work Time

A 40-hour paycheck can involve vastly different amounts of time from one employer to the next.

My experience with that temp agency made this very clear. Like many day-labor outfits, they require employees to show up early and wait for work, which sometimes never comes. You could easily be “at work” for 20 hours to get paid for 10 hours of actual work.

When you think of your unpaid work hours, you might consider only lunch breaks off the clock, but I go further than that. I count every minute from the moment I leave the house. Time is the ultimate currency of life, so I want a true accounting of the hours.

Include all required hours when comparing your income sources. A job next door is not the same as one requiring five hours of commuting per week, even if they pay the same.

Google Maps can provide a good estimate of commuting time to your current or potential workplace. But start the clock when you will actually leave the house, taking into account your good habit of arriving early. Then count all time until you expect to arrive at home again.

Freelancers who work from home might be the most prone to underestimating the total time spent earning their money.

For example, I have no commuting time, but the two or three hours I spend on the first draft of an article is just the start. I also spend time editing second and third drafts, emailing clients, invoicing and writing articles that never sell.

You might easily forget some of these activities. Make sure you include all of the time that is related to your source of income.

Calculate Your Net Pay

To determine how much money you actually take home, deduct expenses. In the case of a business you probably do this already, but jobs have expenses too. They include:

  • Commuting costs
  • Clothing you wouldn’t otherwise buy
  • Childcare
  • Ongoing training or educational costs
  • Income taxes
  • Any other expenditures required to keep the income coming in

The IRS allows a business expense deduction of 53.5 cents per mile for a vehicle, but if you buy used cars and get decent gas mileage, it’s probably less than that. I figure 35 cents per mile for commuting, but make your best guess for your car, and exclude costs you would pay whether you worked or not, like licensing and insurance. Google Maps will also help you calculate the miles to and from work.

Childcare costs can vary greatly, but a 2018 Penny Hoarder survey found that about 82% of parents said they spent $ 500 or more on monthly child care expenses.

Exclude educational expenses you’ve already incurred. Economists say sunk costs like these are irrelevant to future-based calculations. But include any ongoing educational expenses needed to get or keep a job or business (like annual education required by law for real estate agents).

Income taxes are dependent upon where you live. With a job in Florida you pay no state income tax, but in California you pay a rate as high as 12.3%.

On your federal return, you pay half of your payroll taxes (the employer pays the other half) if you have a job. If you’re self-employed, you pay the whole amount minus deductions (here are 11 deductions for work-from-home freelancers). In either case, you pay income tax at varying rates.

It’s easiest to add up income-related expenses by the year. Then subtract that figure from what you expect to make for the year. Repeat this process for each job, business or other income source you are considering. Then calculate what you get for your time.

Calculating Your Real Hourly Wage Is Just a Start

Here is a simple formula for figuring the spendable income you get for your time:

(Total Income – Total Expenses) ÷ Total Hours Needed to Produce the Income

That gives you an hourly rate — an easy measure by which to compare the job you have with another. You can also compare benefits packages to get a more accurate comparison.

It is just a start, of course. For one thing, it completely ignores whether you like the work. Your hourly pay is just good information, not the whole story. I would happily take a job I loved (there’s no such thing, but just saying) for far less pay than one I hated.

Also, you do have to pay the bills. So you may need to take a $ 15-per-hour job that’s full time rather than one that pays $ 20 per hour but is only two days per week.

Still, your time is all you have in the end, so try to get paid more for it. Knowing what you actually make is a good start.

Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far).

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Meccaland Goes to Sydney for Second, Much Larger Edition

COSMETICS COACHELLA: Australian retailer Mecca is bringing its wild and raucous beauty festival, Meccaland, back for a second year–and this time it’s heading to Sydney.
The three-day consumer event, which last year in its Melbourne debut attracted around 10,000 attendees, will be held in Eveleigh from May 17 to 19, the premium cosmetics retailer announced on Tuesday.
“We’re taking almost four times the event space,” said Mecca founder Jo Horgan. “We’re doubling the number of brands participating and we will have even more amazing glam-bassadors (beauty influencers) than we did last year.”
Beauty VIPs like Isabella Fiori, Shani Grimmond, Pia Muehlenbeck, Sammy Robinson are on the roster for the weekend, and brands will once again be offering special edition products.
Horgan added that “five immersive ‘worlds’ will make up Meccaland – a completely new concept that I’m particularly excited about, as it will bring even more theater, more pop, fizz and color to what was already a pretty spectacular event in 2018.”
“There will be a pop-up Mecca store, large format masterclass series, a Face Off artistry competition, cheerleaders, beauty ferris wheels and so much more. The Insta-worthy opps are truly endless…and I can’t wait!” she said.
This year, festival tickets are tiered, with public sale

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How Much Do You Keep Track of Your Health Stats? (Plus, Kat’s Weird Health Chart!)

how much do you keep track of your health stats

My brother emailed me recently to tell me about a high triglyceride reading (because, he explained, “we share genetics and all,”) and I quickly reviewed all of my triglyceride levels since 2000, based on a chart I started keeping several years ago, as I mentioned in my post on how much I’m kind of obsessed with lists. Then I realized I’d never really shared my health chart and thought, hey, maybe the readers would like to have their own health chart… or maybe they have a better way of tracking health stats — so let’s discuss. Here are the Qs: How much do you keep track of health stats, like all those numbers you get from doctor’s visits (cholesterol, triglycerides, blood pressure, etc)? What level of trust do you have in your doctors to tell you when things are wrong? If you’ve got a big role in someone’s medical care where they have Issues (whether it be yourself, an aging parent or a kiddo) how do you keep track of everything?

I should note that my trust in the medical establishment is severely eroded after I had a pretty horrible patient/customer experience with my first son’s birth — we both came out of it ok but a) I didn’t see my carefully-vetted OB/GYN for the entire time I was in the hospital (despite the fact that her office was across the street and she was even in the hospital for rounds during at least one of the days), b) not being “attached” to a doctor meant that we kind of got totally forgotten about at the hospital, which stunk for reasons I went into more when telling J’s birth story. (I’m really grateful that medically we were both OK, but the whole experience left me really angry with my former doctor, who I haven’t spoken to since the phone call where she told me to head to the hospital.) But my jaded lesson after all that is that I want to be able to assess my own medical issues without expecting/hoping a doctor to go above and beyond and catch something that isn’t obvious. (Ditto for my kids and our aging parents when the time comes for my husband, brother or myself to be more involved in their care.) It isn’t that I don’t trust that they’re competent professionals — but I tend to believe that they’re not your buddy, they’re not “looking out for you” and if you don’t ask them about something or push to be taken seriously the issue might not be found. (Of course there’s a ton of additional reading to be done out there about how doctors don’t listen to women and downplay their health concerns — see these articles in The New York Times and The Atlantic to get you started.) (Just to be tooootally clear here, I am not suggesting that this health chart is any kind of substitute for medical care — I’m just saying I use this chart to track the data I get from the doctor and raise questions if I see disturbing trends over time.) 

Kat's weird health chart to track health stats

Anyway: this is my weird little Excel health chart (you can click the screencapture above to see the chart bigger, or download the Excel doc here if you’d like it for yourself; obviously I’ve removed my own medical data).  The rows are the years, the columns are the various stats I’m tracking; there are comments in each column header for what the stats “should be,” again based on that Real Simple article.  I basically add one line each year and put whatever numbers I get into that row on the chart. The columns are health stats I’m tracking based on an old Real Simple article — I don’t get all of the numbers every year but it is interesting to see how things have changed as I’ve gotten older. I tend to be pretty healthy so personally I just jot a few things down in the Notes column, like if I took any prescription drugs for a limited time (like antiobiotics after strep), if I had any major issues (like tearing my ACL/reconstructing it a few years ago) or if I see something as “the beginning of an issue” (like seeing an orthopedic surgeon last year for what I worried was carpal tunnel and finding out NOPE, it’s just arthritis in my thumb, and getting my first cortisone shot… yay…). 

How about you guys — do you keep track of any of your own health data like blood pressure, triglycerides, etc? (Anyone have any fun apps?) What other little things do you do to educate and empower yourself as a patient? 

Further Reading:

  • Numbers to Live By [Real Simple]
  • 13 Health Stats Every 20-Something Should Know [Greatist]
  • How to Track Everything In Your Life Without Going Crazy [Lifehacker]
  • 9 Health Statistics That Actually Matter – And When You Should Check Them [Men’s Journal]

The post How Much Do You Keep Track of Your Health Stats? (Plus, Kat’s Weird Health Chart!) appeared first on Corporette.com.

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Filmmaker hopes Adnan Syed docuseries is ‘much closer to the truth’

In 2016, a Baltimore judge vacated Adnan Syed’s life sentence for murder in a case that sparked the 2014 true-crime podcast “Serial,” which generated more than 300 million downloads. Syed’s case is also the focus of a new four-hour docuseries, “The Case Against Adnan Syed,” premiering March 10 on HBO (9 p.m.). Directed by documentary…
Entertainment | New York Post

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A federal election will be rerun because of fraud. Republicans aren’t talking about it much.

It’s probably the first such do-over in American history.
Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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Tales from the Wallet: How Much Money Do You Need to Be Happy?

How much money do you need to be happy?

Here’s a random question that is always a fun discussion: how much money do you think you need to be happy? Do you agree that there may be an “optimal” income for happiness in that your problems increase if you make more? (We haven’t talked about how we all define “rich” for quite a while…)

I’ve always heard $ 75,000 is the “optimal” number, but according to a recent(ish) story in Fast Company the amount is now $ 105,000 for Americans, and beyond that, “there’s a point at which more money has decreasing returns in terms of our emotional well-being and life satisfaction.”

How Much Money Do You Need to Be Happy - Tales from the Wallet

Pictured above (affiliate link).

It’s an interesting point, and readers I’d love to hear from you — if you’ve made different salaries, did you notice increasing stress or happiness as the numbers moved up or down? To what degree “does money buy happiness” for you, either in terms of enabling hobbies or lifestyle habits (like eating out often) or in terms of enabling outsourcing (so, for example, someone else scrubs your toilets). To what extent does “mo money mo problems” ring true to you — either in terms of increased expectations or stress at work, keeping up with the Joneses or other issues? 

Stock photo via Stencil.

The latest studies say that the "optimal salary" for Americans is $  105K, with the theory being that more money = more problems. We asked our professional women readers: how much money do YOU need to be happy? Readers with household incomes of anywhere from $  67K to HHI of $  400K chimed in...

The post Tales from the Wallet: How Much Money Do You Need to Be Happy? appeared first on Corporette.com.

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Effective self-control strategies involve much more than willpower

It’s mid-February, around the time that most people waver in their commitment to the resolutions they’ve made for the new year. Many of these resolutions require us to forego a behavior we want to engage in for the one we think we should engage in. In a new report, leading researchers in behavioral science propose a new framework that outlines different types of self-control strategies and emphasizes that self-control entails more than sheer willpower to be effective.
Consumer Behavior News — ScienceDaily

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Kylie Jenner, Camila Cabello and More Stars Prove Pink Is Very Much on Trend at the 2019 Grammys

Kylie Jenner, 2019 Grammys, 2019 Grammy Awards, Red Carpet FashionsThink pink!
Celebrities dazzled in an array of pink ensembles at the 2019 Grammys. From flamingo pink, to cotton candy pink, to highlighter-pink, music’s biggest stars brought the…

E! Online (US) – Fashion Police

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December pending home sales drop to lowest point in five years, despite much lower interest rates

House hunters signed 2.2 percent fewer contracts to buy existing homes in December, according to the National Association of Realtors. These so-called pending sales are a future indicator of closings in one to two months.
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College Is For Suckas? You’ll Never Guess How Much Money Amber Rose Makes Off Instagram

amber rose talks personal finance

Source: Axelle/Bauer-Griffin / Getty

The government shutdown had plenty of people considering new career paths with Uber and other creative ways to get by without a regular direct deposit occurring. One person that was clearly unaffected by Trump’s massive temper tantrum is Instagram favorite Amber Rose. The 35-year-old who was once Kanye West’s muse before he drank the Kardashian Kool-Aide recently sat down with Van Lathan as a guest on his podcast “The Red Pill.” Rose who is also affectionately known as “MUVA” shared with Lathan that thanks to Instagram she’s booked and busy and her bank account has no worries.

So how much money does MUVA make in a year? The blonde beauty shared that endorsements for flat tummy teas and popular clothing company, FashionNova as well as other collaborations bring in about a cool $ 2 million per year.

“Probably like $ 2 million a year, just off Instagram.”

While she isn’t exactly living check to check, she did point out that the payout was modest for a social media influencer:

“There’s girls that make more than $ 2 million a year, I make $ 2 million on Instagram a year.”

Like many of us, Lathan took a moment to highlight the millennial student loan-debt struggle sarcastically noting how some went to “college and bought into that bullsh*t, and Amber’s making $ 2 million off Instagram. Wow!” It’s also reported that Rose pocketed $ 4 million from an emoji app she launched in 2014. But MUVA maintains that while she’s been blessed in many ways, ultimately, she feels like the money moves are a result of her being a good person more than anything else:

“I feel like I made it this far by being a really good person.”

“I’m good to everyone I’m around. I treat everyone the same whether it’s a waitress or a driver or anybody. I take care of my team. I’m just a cool, down-home Philly chick.”

As much as I’m inspired by this tale of God’s favor for the fortuitous, I must say that I know plenty of “nice” women who treat those around them with respect that are still playing musical bills every month with their paychecks trying to see how they’re going to pay car insurance AND tuition for their kids. Are we really going to sit here and act like money falls from the sky simply because you acknowledged your Uber driver? Furthermore, as much as I applaud Amber Rose taking making the most out a few minutes of fame (I wouldn’t know who she was had it not been for Kanye), I would really appreciate it if many of these celebs were a little bit more honest about the connections that got them this far in the first place, but I digress.

You can watch Amber Rose discuss coins and congeniality, her thoughts on R. Kelly and her humble beginnings below at around the 1:20:00 mark:

MadameNoire

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Some TV shows are better off binged. Others, not so much.

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In Binged, Mashable breaks down why we binge-watch, how we binge-watch, and what it does to us. Because binge-watching is the new normal.


Nothing against You, but as far as television shows go, it didn’t do great when it aired on Lifetime. The fun, pulpy show about a bookstore manager who becomes dangerously obsessed with a woman came and went in the summer of 2018 with barely a peep from Twitter or the TV cultural hive mind. It’s not surprising that Lifetime cancelled You, but in a savvy move from Netflix, the streaming giant picked up the show and renewed it for a second season.

When You showed up on Netflix, magic happened. It became an almost overnight hit, with a reported 40 million viewers of the first season. Outlets wrote extensively about its bonkers plot and characters, hashtags were born, and what had been an obscure network satire became must-see TV.  Read more…

More about Netflix, Game Of Thrones, Binge Watching, Westworld, and Binged


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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‘This Is Much Bigger Than Basketball.’ NBA’s Enes Kanter Opens Up About Being Wanted by Turkey

New York Knicks center Enes Kanter is the only NBA player who, in the eyes of the government of his home country, is an international fugitive.

Prosecutors from Turkey have sought a warrant for Kanter’s arrest, and are seeking his extradition from the United States. Kanter’s a vocal critic of Turkey’s president, Recep Tayyip Erdogan; he supports Fethullah Gulen, the cleric living in exile in Pennsylvania, whom the Turkish government believes was behind an attempted 2016 coup to overthrow Erdogan. Turkey has accused Kanter of being part of terrorist group, and revoked his passport in 2017.

Right before going to his suburban New York apartment to watch his teammates take on the Washington Wizards in London Thursday — Kanter skipped the game, which the Wizards won 101-100, because he feared assassination while overseas— the 26-year-old talked to TIME about fear, death threats, and messages for both his enemies and family back home.

[The conversation has been condensed and slightly edited for clarity]

Do you feel like a fugitive right now?

It’s weird. I put out on Twitter that the only thing I terrorize is the rim. People know me, my teammates know me, everybody knows me. That’s why when the government puts a statement out there and says, ‘Oh, he’s a terrorist,’ my teammates laugh actually. They literally laugh. All my friends were laughing. They’re like ‘What is this? This is ridiculous. If they call you a terrorist, they’re crazy.’

Are you scared?

They put my name on Interpol on the red notice. So if I step outside of America, my life will be in danger. But I feel safe in America.

So you can walk around freely here? You’re not in hiding?

Our team security said, even if you go to a supermarket, have someone with you. So everywhere I go — grocery shopping, practice, go to games, go to plays — I always have someone with me because you never know, a lone wolf, one of the crazy Erdogan supporters will do something. The only place I go alone is the bathroom. Just the bathroom.

If you get extradited, what do you think will happen to you?

Ooof. It will be very ugly, man. I don’t know if they can kill me, because there will be so much pressure on him. But there have been lots of reports out there that they torture people in jails. So they will definitely torture me very, very bad.

What kind of torture would you expect?

Ugh. I have no idea. But I know that after that torture, I will not be able to play basketball again.

What’s your main criticism of Erdogan?

Erdogan is an authoritarian leader who jails journalists and the opposition. He’s an anti-American leader who keeps American citizens as hostages, like Mr. Brunson, the pastor. Erdogan violates human rights. About 17,000 innocent women, and around 700 babies have been kept in jail with no due process. So he uses his power to abuse human rights. If you look at it right now, Turkey is the number one country in the world for putting the most journalists into jail, after the coup attempt. That shows there’s no freedom of speech in Turkey. Don’t get me wrong, I love my country, I love my flag, I love my people. Turkey could be the bridge between modern Islam and the West. But now that all this stuff is happening in Turkey, that’s impossible.

What’s your message to Erdogan?

I would just tell him to stop. Stop abusing innocent people. Stop abusing all journalists. Stop abusing women and babies. He’s killing the county. There is no democracy in the country right now. There is no freedom of speech. I cannot even invite my teammates to Turkey because they’re scared. Turkey was a peaceful county, Turkey was a lovely county. But because of all the things that are happening right now, I mean … look at my family. I cannot even bring my family to America, because they are not letting them leave the country.

Leave the innocent people alone. Not just my family. People know my story because I play in the NBA. There are thousands and thousands of stories out there way worse waiting to be heard. Please, please. Not just me and my family. Leave all the innocent people alone.

Another former NBA player, Hedo Turkoglu, is now a chief adviser to Erdogan. He’s criticized you on Twitter. What’s your message to him?

I called him a lapdog because he has to follow every comment that Erdogan gives him. We were really good friends back in 2011. We played on the same national team. All the stuff that’s going on right now, he cannot really talk freely because of his fear of President Erdogan. He’s losing so many fans, so many friends in America because of what he’s doing.

In an op-ed you wrote for the Washington Post, why did you cite Colin Kaepernick as an inspiration?

He basically sacrificed a lot of things to talk about issues. If you’re an athlete —not just an athlete, actors, singers — you need to talk about these kinds of issues, because you have that big platform. And millions and millions of fans are following you. So what he did was definitely amazing.

What is this costing you?

My family. [Eds note: Kanter’s father, mother, and sister remain in Turkey. His father faces criminal charges for connections to an alleged terrorist group]. That’s the most important thing. Because the last time I saw my family was 2015. Sometimes I even forget what they look like, you know? It’s so hard to communicate with them. Because Turkish police raided my house. They took electronics away, computers away. They wanted to see if I’m still in contact with my family or not. Any single text, they will all be in jail.

Does it disappoint you that Erdogan and President Trump seem to have a good relationship?

I don’t really know what’s happening behind the doors to be honest with you. They can tweet or they can say whatever they want, but I don’t really know what’s happening behind the curtains. That’s why I wish I could meet with Trump and talk about all these issues. Talk about all the abuses that Erdogan is doing to human rights.

Have you reached out to Trump?

I want to reach out to him. I don’t know how. If you put this out there, maybe he will read it and we’ll get a meeting with him.

Have you been getting more death threats in recent days?

I used to get death threats at least once or twice a week. Now, because of all this, the last three or four days, I’ve been probably getting hundreds and hundreds a day. I don’t count. Our Knicks security guy told me to take a screenshot of them, send them to us. It got to the point where there were so many of them. I’m like, ‘You know what, I’m not going to even bother doing it.’

Are you numb to them by now, or do they still cause concern?

I’m 6’11, around 245 pounds. But those are death threats man, you have to take them seriously. One of the crazy Erdogan supporters might come and do something and you cannot control it. The government cannot control a lone wolf. It’s scary.

Where are you going to watch the Knicks-Wizards game?

I’m actually going to watch it in my apartment. I’m going to put my jersey on. Because I want to feel like I’m still part of the team. I go there and look at their Instagram stories. I’m still in a group chat. When they say, ‘We’re going to the mall, we’re going to eat, who wants to go to dinner tonight,’ it’s breaking my heart..

What impact is your uncertain basketball status — your playing time is down as the Knicks try to develop younger players — having on all of this?

It is very stressful. Trade rumors, I don’t know whether or not I’m going to go, the team, the minutes, everything. But right now my first job is to take care of this. Because this is much bigger than basketball. Or my future in NBA.

Looking back on how this situation has escalated, would you have done anything differently?

I will just say this: I have a platform and I’m using this platform. And I’m trying to be the voice of all those innocent people who don’t have a voice. So don’t call me crazy. I don’t regret anything. I wish I could have done more.

Any message for your family back in Turkey?

Oh man. If I could say one thing to them, I would tell them, ‘I love you.’ And I would say ‘Mom, I miss your food.’

Sports – TIME

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‘The Pain Is Too Much.’ Andy Murray Says Australian Open Could Be His Last Tournament

(MELBOURNE, Australia) — A tearful Andy Murray says the Australian Open could be his last tournament because of a hip injury that has hampered him for almost two years.

The three-time Grand Slam champion says he plans to start his opening match against No. 22-ranked Roberto Bautista Agut at the Australian Open, where he has reached the final five times but never won the title.

“I’m going to play (in Australia) — I can still play to the level,” Murray said. “Not a level I’m happy playing at — but also, it’s not just that. The pain is too much really.”

Murray had right hip surgery in January 2018 and, after two brief attempts to return to the tour, played only 12 matches in the year.

He returned at the Brisbane International last week, where he won his opening match but lost in the second round to Daniil Medvedev, showing visible signs of limping between points.

The 31-year-old Murray, who ended long Grand Slam droughts for British men and also won the Olympic gold medal, had hoped to play the first half of 2019 and make a run at Wimbledon.

“That’s where I’d like to stop playing … but I’m also not certain I’m able to do that,” Murray said. “I don’t want to continue playing that way. I’ve tried everything I could to get it right and that hasn’t worked.”

Murray held a news conference Friday at Melbourne Park, and had to leave the room for a while soon after it started to compose himself as he fronted the media.

He said he’s considering another hip operation, more to improve his quality of life than as a way to return to the top level in tennis.

The Australian Open starts Monday.

Sports – TIME

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Mulvaney: Saturday shutdown meeting ‘did not make much progress’

Progress in talks to reopen the government remains at a standstill after Saturday’s meeting with Trump administration officials and congressional staff, acting White House chief of staff Mick Mulvaney said Saturday.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Andy Serkis On How Much Motion Capture Has Evolved Since ‘Rise Of The Planet Of The Apes’ | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The 5 House chairs who are about to make life much harder for Trump

President Donald Trump will face an intensified level of scrutiny in the new year, with Democratic House committee chairs poised to comb through every corner of his administration, subpoena his Cabinet and investigate his personal finances, associates and business interests.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Before wrapping up this roller coaster year, test how much you remember (even if you’d rather forget).

Entertainment 1. What movie made the most dough in the U.S. this year without featuring superheroes? A. “Jurassic World: Fallen Kingdom” B. “Mission: Impossible – Fallout” C. “Solo: A Star Wars Story” 2. Which Drake song inspired the year’s biggest viral dance challenge? A. “God’s Plan” B. “Nice for What” C. “In My Feelings” 3….
Entertainment | New York Post

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Remy Ma Leaves Hospital After Emergency Surgery: ‘I Am Doing Much Better.’

2017 BET Awards - Red Carpet

Source: Bennett Raglin / Getty

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

One day after having to undergo an emergency procedure after giving birth to her daughter, it looks like Remy Ma is finally back home.

On Thursday (Dec. 20), the femcee posted a post-delivery pic of her and her husband Papoose looking healthy and happy.

“I’m FINALLY back home and doing much better. The baby has been PERFECTLY fine since being born Dec. 14th and I’m resting & recovering at home. (Pap is VERY happy, on cloud 9,999😊),” the new mother wrote on Instagram.

Not going into any detail about her surgery, she also thanked everyone for checking in on her family and sending them well-wishes.

“Thank you to all of our family, friends, and loved ones who reached out- Sorry for not responding to texts and/or calls – I physically was not able to and my husband @papoosepapoose was concerned & worried about me all while looking after our “Golden Child.”

Remy also showed love to her fans and the hospital staff that took such good care of her.

“Also, thank you to all the fans who sent their love and prayers🙏🏽 We would also like to thank the ENTIRE staff at the hospital (doctors, nurses, aides, even the housekeeping) as well as the AMAZING security team ; not only did you all make sure my family was well taken care of but everyone was very professional and extremely respectful & protective of our privacy; we truly appreciate it – 💋

with love, The Mackies #RemAndPap #BlackLove #RemyMa #MeetTheMackies #TheGoldenChild #RemyMafia (I luv y’all 😘).”

Instagram Photo

 

As we previously reported, days after giving birth to her and Papoose’s “Golden Child,” Remy Ma was rushed back to the hospital due to complications from her delivery.

According to TMZ, the rapper was admitted back into the hospital to endure emergency surgery after suffering excessive bleeding on Tuesday night. The site reported that her procedure was a success thanks to blood transfusions.

On December 14, after what Papoose described as a “tough labor,” Remy gave birth to a little girl. The couple has yet to release a picture of their daughter or share her name with the public.

Instagram Photo

Instagram Photo

 

We’re so glad that Remy and the baby are doing well! PRAISE!

[ione_media_gallery id=”715323″ overlay=”true”]

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

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Melania blasts ‘opportunists,’ says media focuses too much on ‘nonsense’

Melania Trump on Wednesday blasted so-called “opportunists,” like journalists and writers, who she claims are trying to make a name for themselves by using her family. The hardest part of being in the White House are “the opportunists who are using my name or my family name to advance themselves from comedians, to journalists, to…
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New data suggests people eat too much or not enough — and its costing trillions of dollars per year

According to the newly released Global Nutrition Report, malnutrition and obesity are costly problems worldwide. 
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‘True Blood’ 10 Years On: Too Much Sex Killed It

Vampires were having quite the renaissance in 2008. In cinemas, director Tomas Alfredson’s adaptation of John Ajvide Lindqvist’s 2004 novel Let The Right One In was proving an unexpected hit. In a similar vein – pun absolutely intended – enjoying an even richer level of success was another page-to-screen adaptation, this being the year in which the first Twilight movie debuted in cinemas. Twilight was a phenomenon. If the source material was popular, author Stephenie Meyers’ books selling well in excess of 100 million copies, the films were something else, pulling in over 3 billion dollars.

Within the world of TV, the CW’s adaptation of writer L.J Smith’s young adult series The Vampire Diaries was gearing up to be launched in the September of the following year. The BBC’s brilliant Being Human, a kitchen-sink drama about a vampire, a werewolf and a ghost taking part in a Bristol-based flat share, was already there. And then, in September, from HBO and the pen of Six Feet Under creator Alan Ball, tapping into the pre-existing audience of Charlaine Harris’s The Southern Vampire Mysteries novels, from which the show was adapted, there was True Blood. Vampires were everywhere.

In True Blood’s case, ‘everywhere’ mostly means ‘in bed’. From the opening credits onwards, country singer Jace Everett’s swampy 2005 single “Bad Things” purring the shows desire to do ‘bad things with you’, True Blood was absolutely filthy. There were threesomes. Foursomes. Fivesomes. In forests. In cemeteries. Glowing fairy orgasms! Werewolf-on-werewolf action! And there was an awful lot of industrial metal. It took just seven episodes of Season 1 for two characters, Jason and Amy, to have sex on V (that being vampire blood, a drug which appears to the precise meeting point between ecstasy and LSD), causing the two of them to have sex while flying.

Sexual Metaphors

“Vampires are total sexual metaphors,” said showrunner Alan Ball at the time, “there’s just no way around that”. It’s hard to argue otherwise. From the off, Bram Stoker’s Dracula was a story about Victorian-era anxieties like syphilis and changing gender roles as much as it was about a dude who comes and bites you in the night. And with new eras come new concerns. Despite being pitched at a young audience, even Twilight’s success concerned sex, or rather the lack of it, Mormon Stephanie Meyer creating perhaps the first prudish vampire tale ever (of course, the more sinister reading, is that a woman’s lust (Bella being totally up for doing the thing) is to be regulated by a man (Edward blocking his own cock), but let’s save that one for another time).

True Blood, the story of what happens when vampires come out of the shadows, in the wake of the development and industrialisation of synthetic blood – the titular Tru Blood, note the lack of ‘e’ – was full of metaphor. The complexities of questions posed from the off was a huge reason why the show appealed. Some deduced this was all metaphor for people living with AIDS. Some thought it was about gay rights – the vampire-integration-protesting-Jesus-nut placards that roared ‘God Hates Fangs’ felt like it backed that theory up. Yet even away from sex, there was plenty of allegory. Maybe this was all about race. The fact the show was set in the deep south of America suggested it might be. Vampire Bill even fought for the confederates during the Civil War.

Where Did It All Go Wrong? Here…

In the end, True Blood wasn’t really about any of these things, or if it was, it approached such nuanced themes with the grace of a bulldozer. Scenes in which vampires were kidnapped and killed by humans opposed to their integration into society were obvious nods to the lynching of Jim Crow-era black people, a metaphor confused by the fact many of the vampires wanted a human holocaust, so who are we really rooting for here? Even when the show approached more personal issues it goofed up. It was hard to feel for anyone addicted to V when everyone on it was having such a bloody lovely time.

Ultimately, before the show could explore any of these themes further, it doomed itself by muddying the premise that had brought its audience in to begin with. We came for a show that had one central intriguing theme. We stuck it out through the introduction of werewolves, shapeshifters and witch doctors. We were really clinging on by the time Sookie realised she was a fairy (“I’m a fairy? How f—ing lame…” Yes Sookie, quite). But by the time the show decided to add werepanthers to the mix? Well, life’s too short, it really is…

Few TV shows’ descent into tedium have been as disappointing as True Blood’s was. In the beginning, there was much to love. Sookie was an extremely likable lead. Trying to work out what Bill’s accent would do on any given week was a lot of fun. Medium Lafayette (played with such charm by the late Nelsan Ellis) is one of the decades great small screen characters. The show gave the world Alexander Skarsgård. The character of a bequiffed 3,000-year-old ancient vampire king, Russell Edgington, was an absolute blast. But after three seasons, it was clear the show had absolutely no idea where it was going. After five — Alan Ball’s last season, incidentally — poor writing, reduced production values and key plot points that were picked up and discarded within an episode were becoming commonplace. Ultimately, True Blood lasted seven seasons, with former Friends writer Brian Buckner helming the last two.

Joss Whedon’s immortal Buffy The Vampire Slayer lasted one season more than True Blood. It was also a show that could be pretty sexy when it wanted to be, and yet rarely dragged, covered big themes well, and left a fandom aching when it ceased to be. Because here’s the thing with sex. It’s great and all, but after a while, it gets boring if you don’t have anything to talk about between the messy bits. Vampires should never be boring. By the end of True Blood, the only thing its fandom was aching for was to plunge a stake into its tired heart.

What the King of Horror Has in Common With the Master of Suspense

The post ‘True Blood’ 10 Years On: Too Much Sex Killed It appeared first on FANDOM.

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Places that are much less impressive in real life

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When it comes to finding your next holiday destination, you often look online to find the best attractions that country or city has to offer. When you type in the city name, your search will probably come up with some of the most famous, or some of the most iconic places in that area. And that’s what you want, right? You want to see the best of the best. But sometimes, the places that make an area famous are much less impressive in real life….

Hollywood’s Walk of Fame

Ahhhh, Hollywood. Where all of your favorite celebrities walk the streets, and you bump into your favorite singer while buying your morning coffee. Sounds great. Unfortunately, this rarely ever happens. Most visitors who travel to Hollywood always want to see one thing before they leave – the Hollywood Walk of Fame. This walkway is one of the only places in the world where the best names from stage and screen come together, and it’s iconic. But is it really that impressive in real life? The simple answer is no. This 1.3-mile walkway will definitely tire you out, and for what? The celebrities don’t stand by their stars waiting for tourists to pass by. In reality, it really is just a bunch of stones.

Stonehenge

Stonehenge in Wiltshire, England is genuinely one of the most breathtaking historical monuments when you see it on television, or when someone takes an incredible picture at dawn. And it’s true. The whole concept behind Stonehenge is extraordinary, with scientists believing the 6 ft and 25-ton stones to have been placed there by hand around 3000 BC. However, there are still so many questions surrounding the heritage site, that researchers are still baffled by the use and the construction of Stonehenge. It is definitely a must-see at some point in your life, but don’t rush. As much as the site is beautiful, it has become a tourist trap. Nowadays, tourists have to stay put on a designated walkway (that is not at all close) around the stones – that’s if you can move through the crowds of people that rock up each day.

Four Corners Monument

The Four Corners Monument marks the intersections between four states – New Mexico, Colorado, Arizona, and Utah and is the only place in the United States that offers this intersection. So it must feel pretty awesome to stand in four states at once, right? Well, for about two seconds it does. The Four Corners Monument is in the middle of the Ute Mountain Ute Tribe Reservation, and as you can guess from the name, it’s not exactly next to your local Mcdonald’s. Instead, it is in the middle of nowhere. The monument is around 30 miles away from anything else significant, and you’ll feel pretty silly once you turn up to a parking lot (where the monument is located), wait in line to take a picture with your feet on the monument, only to realize historians had made a mistake and that the actual intersection is around 1,807 feet west of the fake intersection.

Statue of the Little Mermaid

The Statue of the Little Mermaid is one of the most iconic monuments in Copenhagen, and people travel from across the world to view the statue based on the famous Hans Christian Anderson fairytale. The Mermaid sculpture, which was unveiled in 1913, sits on top of a rock by the water along the Langelinie Promenade, and it really is quite spectacular to look at – especially if you’ve seen the photos. However, save your money and avoid visiting it, because it isn’t even the original sculpture! The original monument was damaged so many times by vandals and political activists that the sculpture was replaced by a replica many years ago. As if that wasn’t enough to dissuade people, you’ll have to fight your way through hoards of people to get a good look-see.

Champs-Élysées

When you think of Paris, you think of the Eiffel Tower, the River Seine, the Louvre and all things beautiful. Including the Champs-Élysées. As the most famous street and road in Paris, thousands of tourists flock to this 1.2-mile long street to check out the theaters, the cafés, the beautiful gardens, the impressive monuments and the pièce de résistance at the end… the Arc de Triomphe. Ahhhh, it must be so quiet and majestic, right? Wrong. As one of the busiest roads in Paris, Champs-Élysées is full of cars and traffic at all hours of the day – and they even drive straight through the Arc de Triomphe! If you wanted to get stuck in a traffic jam, you could have stayed at home.

So next time you’re tempted to check out some of these places, think about all of the other people who have the same idea as you. Instead, try and find some more unusual and less famous alternatives.

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The post Places that are much less impressive in real life appeared first on Worldation.

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Amy Schumer Shares Ultrasound Video of Her Baby: ‘It Has So Much Energy — That’s Why I’m Puking’

Say hello to Amy Schumer‘s baby on the way!

The pregnant actress and comedian, 37, shared an ultrasound video on Instagram Monday, over two weeks after her appointment as the footage was dated Oct. 16.

“It’s moving all around! Oh my God, oh my God, see it has so much energy — that’s why I’m puking every day,” Schumer said as she excitedly watched the screen, which showed her child’s arms and legs in motion.

Much like her Oct. 22 pregnancy announcement, the video had a secondary purpose as Schumer urged fans and followers to vote in the Nov. 6 midterm elections.

“Happy Election Eve!” the mother-to-be, who is married to chef Chris Fischer, captioned her ultrasound footage. “You can look up your polling place + hours by texting LOCATION to 21333 And you can look up a sample ballot to be prepared at vote411.org/ballot Make a plan to #vote and let’s make history tomorrow!”

Want all the latest pregnancy and birth announcements, plus celebrity mom blogs? Click here to get those and more in the PEOPLE Babies newsletter.


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Happy Election Eve! You can look up your polling place + hours by texting LOCATION to 21333 And you can look up a sample ballot to be prepared at vote411.org/ballot Make a plan to #vote and let’s make history tomorrow! ♥🗳 (Feel free to copy this + send it to everyone.) thanks @piperperabo

A post shared by @ amyschumer on Nov 5, 2018 at 2:33pm PST

//www.instagram.com/embed.js

In addition to recently showing off her baby bump for the first time on Instagram, Schumer has continued to update her fans about her pregnancy.

On Friday, the I Feel Pretty star discussed being in her second trimester while performing stand up in Las Vegas. “I don’t like it,” she said, later adding, “I’ve had a really tough pregnancy so far.”

Joking that she has “a half a year” left of pregnancy, Schumer also said everyone is a “psychic” when it comes to the sex of her baby. “It’s a 50/50 shot. It’s better odds than in Vegas. I don’t know what it’s going to be. I think it’s going to be a baby,” she said.

RELATED: Amy Schumer Calls Her Baby on the Way ‘My Precious’ as She Cradles Her Growing Bump

Schumer’s sister Kim Caramele recently joked about her sibling and brother-in-law becoming first-time parents.

“They are going to be UNBEARABLE parents,” Caramele captioned a photo of Schumer and Fischer taking pictures of their dog Tatiana dressed in a lamb costume for Halloween.


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New Jersey man allegedly booked for DWI says he “drank too much because the Jets suck”: report

An over-served Gang Green fan was a bit green around the gills — and it’s all the Jets’ fault, he says.

An allegedly intoxicated New Jersey man rear ended a car in front of him on Sunday, according to CBS New York, and when Wayne Township police responded to the scene they smelled alcohol on his…

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Here’s How Much of Each Popular Thanksgiving Food Gets Consumed Each Year

Most of us heap a little more food on our plates during the holidays—but how much? Nielsen has crunched the numbers and tallied how much Americans are buying—from the turkeys we roast in our ovens to the cinnamon we sprinkle in our cider. Read on to see how Americans will be setting the table—plus pick up some helpful hints about how to make your holiday more enjoyable this Thanksgiving.
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Women who give birth to boys much more likely to have postnatal depression

A new study into postnatal depression (PND) found the odds of developing this condition increased by 79 percent when mothers had baby boys compared to baby girls. Overall the researchers identified that women who give birth to males are 71-79% more likely to develop PND. Furthermore, women whose births had complications were 174% more likely to experience PND compared to those women who had no complications.
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Here’s How Much You Can Contribute to 401(k)s and IRAs in 2019

If you’re all about saving for retirement and putting away as much as you can, we’ve got some good news.

Starting in 2019, you can contribute $ 500 more to your 401(k) and individual retirement account (IRA) than you were allowed to in 2018.

New 401(k) and IRA Contribution Limits

In 2019, the U.S. government will raise the personal 401(k) contribution max from $ 18,500 to $ 19,000 annually. The annual contribution max for IRA accounts will also increase, from $ 5,500 to $ 6,000. That’s an extra $ 1,000 that you can tuck away and have working for you and your future.

The 401(k) maximum does not include employer contributions, so your freebie dough is off the hook.

The increase means your total contribution allowance is $ 25,000 for 2019.

Sweet, right?

OK, we’ll be real. Not many of us are putting away that much money. If you get paid every two weeks like most of us, you’re looking at more than $ 1,000 taken out of each paycheck to reach that lofty $ 25,000 by year’s end.

Another way to look at it is that if you make $ 125,000 annually, you can now stash a full 20% of your paycheck. What would that add up to, you ask?

If you were to start with no money and saved this much each year for 35 years, you’d have $ 665,000 before interest in your 401(k) and $ 193,000 before interest in your Roth IRA. Factor in a modest 6% return on investment, and the combined number jumps to just under $ 3 million. That’s a nice little chunk of change for your golden years.

The trick is to not dip into your retirement savings before you retire.

But let’s face it: Most of us don’t earn $ 125,000 a year and don’t put 20% of our salaries in our retirement accounts.

For now, contribute as much as you can to your 401(k) without putting your financial health at risk. A good starting point is to see how much your employer matches and try to at least hit that number. Here’s a simple 401(k) guide to get you jump started.

Consider opening a traditional or Roth IRA account if you don’t have one already.

Who knows? Perhaps you’ll reach that $ 25,000 annual contribution ceiling eventually. #lifegoals

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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The Week in Movie News: John Lennon and Yoko Ono Biopic, First ‘Vox Lux’ Trailer and Much More

The Week in Movie News: John Lennon and Yoko Ono Biopic, First 'Vox Lux' Trailer and Much More

Need a quick recap of the past week in movie news? Here are the highlights:

 

BIG NEWS

Jean-Marc Vallée is making a John and Yoko Biopic: Yoko Ono is overseeing a movie about her marriage to John Lennon, and that would be great enough, but the movie now also has Big Little Lies helmer Jean-Marc Vallée on board as the director, ensuring it's not going to be a generic biopic. Read…

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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How much will these suspensions hurt the Lakers and Rockets?

What impact will suspensions for Brandon Ingram and Rajon Rondo of the  Los Angeles Lakers and Houston Rockets guard Chris Paul have? As expected, the NBA levied suspensions Sunday in the wake of the altercation during Saturday night’s Rockets win that started with Ingram pushing James Harden and saw both Paul and Rondo throw punches after Paul felt Rondo spit on him intentionally. How will Houston and L.A. replace their suspended players and what kind of difference might that make over the next few games? Let’s take a look. Bad timing for Lakers While there’s never a good time to lose two starters to suspensions, this is a particularly bad one for the Lakers. Besides depriving them of necessary time to build cohesion after the addition of LeBron James (and Rondo) this offseason, it also comes at a point when the Lakers are facing a number of teams that also…
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New study says not exercising is pretty much the worst thing you can possibly do

exercise health

It’s no secret that there are a lot of things that can potentially impact your overall health. What food you eat, what habits you adopt or drop, and even how much sleep you get can have serious impacts on your wellbeing, but a new study by cardiologists reveals that of all the things you can do that might negatively impact your health, a sedentary lifestyle is the most deadly.

The research, which was published in JAMA Network Open, surveyed a whopping 122,007 patients between early 1991 and late 2014. The doctors recorded fitness levels of the individuals and then followed up to track mortality rates. The numbers were, as one of the authors of the paper put it, “extremely surprising.”

Continue reading…

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New study says not exercising is pretty much the worst thing you can possibly do originally appeared on BGR.com on Fri, 19 Oct 2018 at 21:03:24 EDT. Please see our terms for use of feeds.


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Stephen Colbert doesn’t think much of Trump’s ‘natural instinct for science’

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Despite his resistance to believing climate change is manmade, which is in opposition to his scientists’ beliefs, Donald Trump told the Associated Press yesterday that he has a “natural instinct for science.”

It’s because of the president’s uncle, MIT professor Dr. John Trump, who it turns out he didn’t talk to “about this particular subject.”

“Why did you bring up your science uncle if you’ve never talked to him about science?” Colbert asked on The Late Show Wednesday night.

“And second, you have a natural instinct for science? That’s not how knowledge works. You don’t inherit it from your uncle. The most you get from your uncle is your own nose back,” he joked. Read more…

More about Entertainment, Tv, Politics, Stephen Colbert, and The Late Show With Stephen Colbert


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Ariana Grande & Pete Davidson Split, Call Off Engagement: ‘Too Much Too Soon’ Says Source | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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A man drank too much of an erectile dysfunction drug. It tinted his vision red

A man drank too much of an erectile dysfunction drug purchased over the internet and it tinted his vision red, USA Today reports. Doctors have been unable to fix it.
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How Much Do You Spend on Work Clothes?

how much do you spend on your work clothesHere’s a fun topic that we haven’t discussed in eons: How much do you spend on work clothes (as in, prices for individual clothing items)? What’s an average price you’re happy to pay for a pair of pants — for a sheath dress — for a blazer? I’m looking over my original answers from our original discussion on how much do you spend on clothes, and I’m a bit surprised I’m updating some of them:


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Pants: $ 40–$ 200. There are a ton of great pants for $ 50 now, from Everlane to J.Crew Factory to Uniqlo to Express/Loft type stuff. Sales can still be had — I just got a pair of pants at Banana Republic for $ 11 a few weeks ago, although they were floral ankle pants, so kind of on the “fun” side of things. Of course everyone loves the Eileen Fisher magic pants, usually around $ 168, and a tailored wool pant like Lafayette 148 New York or something will obviously be more.

Skirts: $ 30–$ 300. I feel like I always see great deals on skirts these days, and there are a ton of reader favorite options for pencil skirts for work at really affordable prices.

Blouses/tops: $ 15–$ 60, or $ 125–$ 250. I’m putting two price ranges here because I think the first price range is the “normal” price I’d pay for a blouse or top for work, and the second price range would be the “oooh, want” price — where the blouse has an absolutely amazing pattern or is from a designer I’ve wanted for eons or something special. I’ve definitely seen them for more than $ 250 but probably wouldn’t pay that for a simple blouse. (Everyone’s favorite NYDJ blouse is often down to around $ 50, and the reader favorite Loft blouse is $ 59 full price.)

Sweaters: $ 100–$ 300. Personally, this is where a lot of my money goes — I’ve always preferred cashmere or merino or blends because they’re soft, durable, and pretty warm, whereas a lot of the more affordable cotton blends I’ve had haven’t done any of those things. I’d say that at this point in my life, having small kids means that there are definitely a lot of easy-to-wash, $ 15–$ 20 sweatshirts for weekend wear with the kids where I can just throw them in the washer and not worry, but my “nice sweater” collection is generally more expensive. (Also remember that because I’ve been building a sweater collection for years now, I can afford to stalk nicer sweaters on sale, so that helps.)

Dresses: $ 40–$ 300. The only reason that first number is so low is because I’ve gotten some great Lands’ End dresses at some really nice sale prices. For a basic sheath dress there are so many great options that I’d put the average price around $ 175–$ 250.

Suits: $ 200–$ 600. Something I was surprised at when we did our last roundup of the best women suits of 2018 was how the average price seems to have somewhat fallen — the first two categories were below $ 500 and there are a TON of options in there. (And honestly most of the suits in the next category, the $ 500–$ 1000 one, often go on sale so you can pick up a suit for under $ 500.)

Bags: I’m always fascinated to see how this is a hugely social decision — most women I know stick to a pretty narrow price range that their friends and family also buy in. Personally, I still tend to think of a “good” bag as costing between $ 200–$ 800 when new, but I’ve gotten some great deals on bags (including a recent $ 160 charity auction purchase of a Bottega Venetta!) that I consider myself lucky.

Jewelry: $ 20–$ 150 for a “spur of the moment” purchase, $ 150+++ for a planned purchase. I’ve been refreshing my jewelry collection of late and have found some great things on Etsy for under $ 80. I also like a lot of older Alexis Bittar pieces, so whenever I see one on Poshmark or whatever I snap it up if it speaks to me or fills a hole (like I was recently looking for a large red pendant necklace because I decided I need more red in my life). I tend to focus on necklaces these days, as I’ve avoided earrings for years because the kids yanked them, and I never quite got in the habit of mixing metals with my platinum wedding rings. I think I’ve mentioned this before, also: I have a lot of regret for the semi-precious and precious “good” jewelry I bought in my 20s at places like Macy’s — 98% of it never sees the light of day, but is worth next to nothing on the resale market.

How about you guys: How much do you spend on clothes for work? What’s the average price for you for specific items of clothing?

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The LADYGANG Gets Real About Celeb Crushes, Camel Toe & Much More in Our Exclusive Q&A!

LADYGANG, Keltie Knight, Jac Vanek, Becca TobinThe gang’s all here!
E!’s new topical series LADYGANG is bringing the hit podcast to our TV screens Oct. 28 and we are ready for all the truth, opinions and LOL moments these boss…

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