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14 Legitimate Ways to Get Free Money Online Right Now

The internet is a treasure chest of free cash — you just have to know where to look.

No, you can’t order money-tree seeds or buy a fully loaded cash cannon, but you can complete some quick and simple tasks to start making money online.

Free Money: 14 Places to Find Extra Money Online

There are a number of companies, websites and apps that offer easy money, so we scoured the internet to find the best — and most legitimate — ways to tap into that extra cash.

Ready to start digging for treasure?

  1. 1. Search For Unclaimed Money

    State treasuries throughout the United Sates have more than $ 43 billion in unclaimed funds, according to The New York Times. Just sitting around! Waiting for you to come play lost and found.

    There are a few websites that allow you to check for unclaimed property, including the National Association of Unclaimed Property Administrators and MissingMoney.com. (Beware of scam look-alike sites!)

    It takes less than a minute to check. The Penny Hoarder reader Kelli Howell heeded our advice, performed a quick search and found unclaimed money in her husband’s name — $ 56 from a “matured insurance policy.”

    Sure, it’s $ 56, but what an effortless way to tap into some extra money fast!

  2. 2. Invest in Good Causes, and Get a $ 50 Bonus

     Savannah Holley organizes money she got from the drive through banking counter at Mount McKinley Bank in Fairbanks, Alaska.

    Investing can be a great way to grow your money, but have you carefully considered which companies you’re willing to back? Their morals and values? You probably wouldn’t want to invest in a company that’s destroying our oceans or cheating the system.

    With Swell Investing you can invest in companies that are committed to clean water, zero waste, renewable energy or disease eradication, to name a few.

    Plus, when you invest $ 50 in one of these companies, Swell Investing will match you with a $ 50 bonus! Just use the code PENNY after making your initial investment.

    Swell doesn’t have any trading fees, price tiers or expense ratios. It charges a 0.75% annual fee — that’s about the cost of one coffee ($ 3.75) per year if you invest $ 500.

    Get started with Swell by signing up with your email address here.

    Disclosure: We have a financial relationship with Swell Investing LLC and will be compensated if consumers apply for an account and/or fund an account with Swell through links in our content. However, the analysis and opinions expressed here are our own.

  3. 3. Find Hidden Money in Your Inbox

    It turns out deleting your emails could be costing you money. Intrigued?

    One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

    To save time, mom and blog manager Aimee B. does the majority of her shopping online — about 90% of it, she estimates. She stocks up on groceries, clothes and household necessities without leaving home.

    In the past two years, Paribus has found Aimee $ 1,315.41 in savings while shopping online.

    “It really is as simple as giving your email address,” she says. “It’s kind of a no-brainer.”

    Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

    Disclosure: Paribus compensates us when you sign up using the links we provide.

  4. 4. Get Paid to Share Your Opinion on Survey Sites

    Jessica Warden walks through the city in New York, NY.

    Companies will pay you for your opinions when it comes to judging their brands and gauging your shopping habits.

    Survey sites are a great place to get money and gift cards through sign-up bonuses if you’ve got some spare time.

    Here are a few options we like:

    • MyPoints: With MyPoints, you can earn gift cards for taking polls and filling out surveys. Once you complete your first five surveys, you’ll earn a $ 5 bonus.
    • Survey Junkie: It doesn’t take long to earn points on this survey site. Take all the profile surveys to earn an easy 200 points or so upfront. Then, once you earn 1,000 points — equal to $ 10 — you can cash out for a gift card or cash via your PayPal account.
    • Swagbucks: This one is definitely a reader favorite. You can make money through surveys but also when you watch videos and answer polls. You’ll get a $ 5 bonus when you sign up and earn 2,500 SB (points) within your first 60 days. Then you can cash out for as little as $ 3 and get an Amazon gift card.
    • Vindale Research: This free online survey site offers some high-paying offers ($ 50 for one survey?!). Plus, you’ll earn $ 1 when you sign up. Hit $ 50, and redeem your earnings for a check or via PayPal.
  5. 5. Send This Company Your Junk Mail

    How many ads do you receive in your mailbox each day? What about in your inbox?

    The Small Business Knowledge Center is a market research firm that studies the way companies advertise via mail and email marketing — and it wants to see what you’ve been receiving.

    Sign up as a panelist, and start sending your qualifying junk mail in, via postage-paid envelopes. You can also forward your emails. You’ll earn points along the way, which you can redeem for a Visa debit card.

    The site says frequent participants earn up to $ 20 every six to 10 weeks — not bad for getting rid of your junk mail.

  6. 6. Invest in Cannabis and Get a $ 5 Bonus

    You don’t just want to invest. You want to invest in an industry you believe in. One that could take off and make money.

    You want to invest in cannabis, and now you can. You don’t have to have tons of money to invest in the cannabis industry. Using a micro-investing app like Stash, you can invest in increments as little as $ 5.

    Need a nudge? Right now, The Penny Hoarder is teaming up with Stash to give you an extra $ 5 after your first investment.

    Stash curates investments from professional fund managers and investors and lets you choose where to put your money. It offers more than 40 exchange-traded funds, including one for those who are already seeing green on the cannabis horizon.

    But it leaves the complicated investment terms out of it. You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

    Once you sign up with Stash, take a look at the app’s portfolio options, including one cannabis-related ETF, to find an investment blend that meets your goals. You can be as conservative or aggressive as you need to be.

  7. 7. Sign up for This Credit Card for a $ 150 Bonus

    If you’re not using a rewards credit card for everyday purchases, you’re missing out on free money.

    You just have to be sure you don’t get too carried away with those purchases — and that the card is paid off at the end of each billing period.

    Here’s an option we like: It’s the Chase Freedom Unlimited card. Its claim to fame? You’ll earn an unlimited 1.5% cash back on all your purchases. Plus, if you spend $ 500 in your first three months of opening the card (hi, groceries), you’ll pocket a $ 150 bonus.

    There’s no annual fee, and the cash-back rewards don’t expire.

    Get signed up — and 0% intro APR for 15 months — here.

    The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The Penny Hoarder is a partner of Credible.

  8. 8. Get $ 10 Now, Plus Cash Back After Each Grocery Run

    Albert Bell shops at Whole Foods in downtown Atlanta. Atlanta GA.

    Before heading to the store, search for items on your shopping list within Ibotta. Then shop.

    When you get home, snap a photo of your receipt and scan the items’ barcodes to get paid.
    Some deals we’ve seen include:

    • 25 cents cash back for any item
    • 25 cents back on strawberries
    • 50 cents back on frozen fruit snacks
    • $ 1 back on a box of tea
    • $ 5 back on a case of Shiner Bock beer

    Notice a lot of those aren’t tied to a brand — just shop for the staples on your list, and earn money!

    Ibotta is free to download. Plus, you’ll get a $ 10 sign-up bonus after uploading your first receipt.

  9. 9. Start an Automated Savings Account With a Free $ 5

    Been meaning to save money? An extra $ 5 to start your account would be nice, right?

    Digit is an innovative app that automates saving for you. Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

    Bonus: Penny Hoarders will get an extra $ 5 just for signing up. Additionally, savers will receive a 1.00% bonus every three months.

    Using this set-it-and-forget-it strategy, one Penny Hoarder saved $ 4,300 without noticing — read his Digit review.

    If you need that money sooner than expected, you’ll always have access to it within one business day.

    Digit is free to use for the first 30 days, then it’s $ 2.99 per month afterward.

  10. 10. Open a Shiny New Bank Account for an Extra $ 350

    Not happy with your bank? Open a new bank account — but first find a promotional offer to earn cash.

    We like the Chase Total Checking® account.

    You’ll get a $ 200 bonus when you open a new Chase Total Checking® account and set up direct deposit.

    Then you’ll get a $ 150 bonus when you open a new Chase Savings℠ account, deposit a total of $ 10,000 or more in new money within 20 days, and maintain a $ 10,000 balance for 90 days. You’re not required to open the savings account to earn the $ 200 Chase checking bonus.

    To get started, visit this Chase Total Checking® page* to apply online, or enter your email address to get a unique coupon to take with you to open your account at any Chase branch.

    This coupon expires July 15, 2019, so you’ll need to complete the application before then.

    This offer is available in Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin and West Virginia.

  11. 11. Find Savings in Your Monthly Utility Bills

    Cindy Woodley using laptop in downtown Atlanta

    Finding free money doesn’t always mean digging up a treasure chest. You can find hidden money (ahem, savings) by negotiating your bills.

    Instead of sitting on hold, use Trim, a digital personal assistant that’ll negotiate your bills for you. We’re not just talking your cable bill, either. It’ll also negotiate your internet, cell phone, home security and XM radio bills.

    William Ellis, a Trim user in Ellettsville, Indiana, uploaded PDF copies of his Dish, Comcast and Sprint bills to Trim. That’s all he had to do — Trim worked behind the scenes, eventually notifying him of his savings.

    “Yes, anybody can call and do this,” Ellis points out, “but do you?”

    Curious how he did? Trim reduced his bills by:

    • $ 385.20 a year on Dish.
    • $ 800.18 a year on Comcast.
    • $ 80.04 a year on Sprint.

    Trim reduced Ellis’ bills by a total of $ 1265.42 per year.

    If Trim successfully negotiates on your behalf, it charges an upfront fee equal to 33% of your first year of savings, and you keep the rest. (Hey, Trim’s gotta get rewarded for its expert negotiation skills!) But that’s still a big chunk of savings.

    To get started, no need to pick up the phone. Just sign up through Facebook or with your email address, and upload your bills!

  12. 12. Earn a $ 300 New-Driver Bonus with Lyft

    Been looking for a new side hustle? A way to start making money on the side? Here’s an idea — and a way to get an extra $ 300.

    Try driving with Lyft.

    To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

    Right now, Lyft is offering a $ 300 sign-on bonus to new drivers when you use code EXTRA300. Here’s what you need to qualify:

    • You must be approved to drive within 30 days of your application start date.
    • Once you’re in, complete 100 rides within your first 30 days of being a Lyft driver.

    And just like that, the bonus cash is yours. Easy, right?

  13. 13. Use an Automatic Cash-Back App

    hand raised against the sky with dollar bills

    There are a ton of ways to earn cash back on your day-to-day purchases, but here’s one that doesn’t require you to take photos of receipts, claim offers or watch long video ads.

    It’s Dosh. Download the app, link up your credit and debit cards, and go about your normal buying behavior. When you spend money at one of its connected stores, you’ll earn automatic cash back.

    Once you earn $ 25, you can transfer the money directly to your bank account.

  14. 14. Get an Easy $ 36 a Year If You Shop on Amazon

    Calling all Amazon shoppers!

    This is such an easy, passive way to rake in an extra $ 36 a year. ShopTracker, one of the leading public opinion research companies, wants you to share your Amazon purchase history. And you’ll be paid for every month you share!

    When you sign up for ShopTracker, it keeps your private information, well, private. All it wants to see is your order information.

    To earn your first gift card today:

    1. Sign up, and download the ShopTracker app on your Windows computer and Apple or Android phone. It takes about two minutes. You’ll need to answer a few questions about your Amazon use to qualify.
    2. Open the app, and log in to your Amazon account to automatically share your purchase history. You’ll receive your Visa e-gift card code for $ 3 via email within 48 hours.
    3. Take a couple of minutes to share your purchase history to earn another $ 3 each month.

    Enjoy Your Free Money, Honey! (Just Be Careful of Scams)

    Congratulations! You’ve made it through our list of ways to get free money.

    Now, want to go out and find some more money on your own? Just remember: The internet can be a scary place, so be wary of scams. To vet a “free money” opportunity like we do, take these steps:

    • Search the company or website’s name on Google. Read reviews, look up Better Business Bureau ratings, and sign up for scam alerts from the Federal Trade Commission.
    • Don’t offer your personal or financial information unless you absolutely trust the site. You should never have to pay money in order to receive it.
    • Give the company a call, and ask questions.
    • Be skeptical, and if something’s too good to be true, it probably is. Don’t think you’ll get paid $ 1,000 for taking a five-minute survey.
    • Peruse a site’s privacy policy to make sure your information isn’t going to be sold to other companies. (That might be why you’re getting all those junk emails and robocalls.)

    Overall, just be smart! Or the easiest way is to just keep checking back in with The Penny Hoarder to find more ways to earn free money.

    Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She’s a big fan of free money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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15 Websites to Help You Sell Stuff Online, Plus Tips on How to Do It

Selling your stuff online is a great way to make a quick $ 20 to tide you over until your next paycheck. It’s also a low-cost way to start a small business venture that brings in thousands of dollars in passive income.

And everything in between.

No matter your needs, we’ve got the right e-commerce websites for you. But first, you need to do some preparation to make sure your for-sale listing will be successful.

How to Sell Stuff Online

While you can find a website that will allow you to create a for-sale listing for just about anything, that doesn’t mean anyone will actually buy.

Think about it from the perspective of the buyers: What will they need to make the decision to purchase your item?

Here are a few easy steps to make your listing pop.

Take Good Photos

A man poses for a picture in a portable sauna

It doesn’t matter what you’re selling: People will want to see it. A well-lit photo (or five) is one of the easiest ways to set yourself apart. Good photos make your listing appear much more legitimate and trustworthy, too.

“It’s all about perception,” Etsy shop owner Lena Gosik-Wolf told The Penny Hoarder. “It’s about how people are seeing you because they can’t have that in-person experience.”

Include Useful Keywords

If you’re trying to sell a Samsung 32-inch flat screen LED TV, you will want to include those details. Don’t just say “TV for sale” and call it a day. Not only is a well written description going to help the buyer make a decision once they find your listing, but item descriptions also help them get to your listing in the first place.

Many e-commerce sites have algorithms that work like Google. So if someone is searching for a “Samsung LED,” your listing will have a much better choice of appearing in the results.

Study Successful Listings

A woman poses with a laptop while her husband prints t-shirts

See what top sellers are doing with their listings, especially ones in similar categories to what you plan to sell. And take note.

Each website works a little differently. A good listing on one site may not be a good listing on another, so be sure to tailor your listing to each site if you plan on selling your items in multiple places.  

When Coryn Enfinger co-founded her screenprinting business, Dark Cycle Clothing, she leaned on all of these tips to help ensure success. She researched for weeks on how to create the perfect listing to showcase their clothes, which her husband Adam designs and prints. She found that high-quality photos are essential for online sales.

When Dark Cycle Clothing’s online store launched, buyers came flooding in. And what started as a hobby flourished into a $ 350,000-a-year screen printing business. Since then, Dark Cycle Clothing has ranked as a top-five seller of handmade clothes on Etsy and sells in stores and markets around the country.

“People don’t realize how much work it takes,” Enfinger said. “They just see the product, and they see it selling.”

15 Websites to Sell Stuff Online

After you’ve practiced a bit with how to make a killer for-sale listing, it’s time to find your item a good home.

And depending on what you’re selling, you’ll want to choose the appropriate website. Some giant websites will accept listings for most products, and some niche websites accept only certain categories of items. In most cases, the more specific you get, the better.

Where to Sell Almost Everything Online

Depending on how you use the largest e-commerce websites, they can be a help or a hindrance.

A big website equals more users equals more profit, right? Not quite. In our guide to online marketplaces, Kaitlyn Blount writes that giant e-commerce sites might lead to a “small fish, monstrous pond scenario.”

If you’re a budding business, some sites will handle shipping for you. But if you’re a one-time seller, you may not think the associated fees and hassle of registering are worth just one listing. It’s likely that you’re somewhere in the middle.

Here are a few websites that need no introduction.

1. Amazon

Amazon is a far cry from its book-peddling past. According to an NPR study, 44% of online shoppers now start their search on Amazon.

To cash in on that action and make money as an Amazon seller, you must register for an Individual Seller Plan or a Professional Seller Plan.

  • Individual seller accounts are free. They have a selling limit of 40 items per month, and Amazon deducts a 99 cent fee per sale. That means no up-front costs to list your item.
  • Professional sellers must pay a $ 39.99 monthly subscription fee. Professional accounts have no selling limit and are exempt from the 99 cent fee.

Both types of accounts are subject to additional selling fees, which range from 3% to 45% of the sale price depending on the category of the item.

If you don’t feel like packaging, shipping or storing the items, Amazon also offers Fulfillment by Amazon, which handles all of that for you, plus customer service and returns — for additional costs, of course. Fees range by weight: $ 2.41 for items 10 ounces and lighter up to $ 137.32 for oversized items.

Schuyler Richardson took his online selling to the next level by creating an Amazon private label business, which includes buying generic products for cheap, rebranding and packaging them, then selling them on Amazon for a profit.

With this technique, Richardson is able to bring in between $ 1,000 and $ 2,000 of passive income each month.

“It’s important to understand this isn’t a get-rich-quick strategy,” Richardson writes in our step-by-step guide to creating a private label business. “It takes diligence, patience and a willingness to see an idea through from start to finish.”

2. EBay

Since 1995, eBay has earned a reputation as a one-stop shop for curated goods, collectibles, unique flea-market finds and more.

“You can seriously sell anything on eBay if you know the market,” Michelle Henry told The Penny Hoarder.

Henry is an eBay shopkeeper who flips items she finds at her local thrift shop and makes a few hundred dollars a week on the site. And she isn’t the only one.

Rob Stephenson, who calls himself the Flea Market Flipper, makes upwards of $ 80,000 a year selling his flea-market finds online, usually on eBay. And it only takes him around 15 to 20 hours a week.

To join their ranks, sign up for an eBay Stores account. These accounts are for more serious sellers who foresee making in excess of 50 sales a month.

There are several tiers available — starter, basic, premium, anchor and enterprise ― with subscription fees that range from as little as $ 4.95 a month all the way up to $ 2,999.95. Each tier comes with a slew of benefits and discounts, which are listed under eBay’s subscription and fees section.

If you would just like to pawn off items from your attic, you can create a free account and list up to 50 items a month.

What’s unique about eBay is the option to create an auction listing, where buyers bid on your item, or a fixed-price listing, where the seller specifies the exact price. Whenever the item sells, eBay charges the seller a final-value fee, which is a percentage of the selling price. This percentage varies between 2% and 12% depending on the category of the item.

Shipping is on you, though.

3. Etsy

An Etsy page showing t-shirts for sale are displayed

Etsy has carved out a niche for handmade and artistic goods. While the site accepts listings from a wide range of product categories, the items should cater to its craft-loving and thrifty user base.

For sellers, it’s not just about the listing, either. It takes a little love to cultivate an Etsy shop that will resonate with buyers.

“People pick up on that kind of thing,” Gosik-Wolfe told The Penny Hoarder. “They can tell if you don’t care about your shop.”

She said it’s all about your brand, backstory and making a connection with customers.

“If people are really interested in your story, they’ll be more likely to look at all your items.” Gosik-Wolfe said. “Even if they’re not a buyer right away, they’re going to look through things and say ‘I connect to this,’ and they might just [come back] later when they do need something.”

Creating an online Etsy shop may take five minutes, but you’ll want to spend much more time customizing your page. (Or, if you don’t want to do all the page designing yourself, Etsy offers a customization tool called Pattern. This tool is an additional $ 15 a month.)

Once your shop is set up, your sales are subject to several types of fees:

  • Listing fee: For each listing on Etsy’s website or the mobile app, you’ll be charged 20 cents. For multiple quantities of the same item, a 20 cent fee will be charged per sale.
  • Transaction fee: Etsy charges 5% of the listing price per sale, plus any additional costs for shipping or gift wrapping.

Where to Sell Your Stuff Online Locally

If you’d rather not ship your item across the nation, you can opt to sell it locally. There are several sites where you can create a listing to advertise your product and then conduct the sale in person once you’ve found a buyer.

It’s important to stay safe when selling in person. Trust your gut, always meet in a well-lit public place and never give strangers your address.

Other than your neighborhood Starbucks, several police departments have designated trading spaces that are always available and have 24/7 surveillance. Find the closest one to you on SafeTrade.

4. Craigslist

Want to feel old? Of course not. But here it is anyway: Craigslist has been around for more than 20 years.

The aptly named advertising website was founded by Craig Newmark in 1996, and it started as his email list of interesting events in the San Francisco area. Over the years, it has grown to be synonymous with classified ads (sorry, newspapers) and boasts more than a billion monthly online visitors.

You can list anything from a used toaster to a high-end job to a 10-bedroom mansion.

For job, retail and service listings, there’s a fee. But if you have items you want to sell, it’s free. So list away.

While the site operates in more than 70 countries, it’s best used locally. In fact, to avoid scams, the site recommends people list locally and meet face to face. To encourage this, the website actually reads your IP address and automatically funnels you to the local version of the site.

So let’s say you want to sell an antique armoire.

To create a listing, no registration is required. The site will prompt you to answer a few questions about what type of item you’re selling and will ask you to specify your county. After that, describe the armoire in detail (condition, price, dimensions, color, etc.), post a few photos and leave your contact information if you don’t want to correspond through anonymous emails.

Then the replies will start rolling in. Be prepared to haggle.

5. Facebook Marketplace

What doesn’t Facebook do these days?

In 2016, the social media giant launched an on-site feature called Marketplace. It works a lot like other local-listing websites, except there’s the added benefit of looking through the profile of the buyer or seller — a relief for online shoppers, surely.

Anyone can browse the marketplace anonymously, but to bid on or create a listing, you will need to sign in to your Facebook profile, which of course, is free. (You’re probably already logged in if you’re reading this.)

Sellers can create a free listing for homes, vehicles or items. The only stipulation is that all listings must comply with Facebook’s commerce policies and any local laws.

Facebook forbids creating listings about:

  • Animals.
  • Weapons or ammunition.
  • Irrelevant content, i.e. posting news, memes or humor that “has no intention to buy or sell products or services.”

The marketplace also aggregates relevant buying and selling groups in your area. Posting in these groups is a good way to advertise your item to a specific audience.

Pro tip: Big-town universities usually have very active marketplace groups due to the constant flux of students.

Facebook has a direct-payment system built into Messenger, which is also free to use. But payment does not have to be completed using this feature.

6. Nextdoor

Nextdoor is a relatively new, private social media platform with an interesting twist. It’s not for individuals, but neighborhoods.

To join Nextdoor, you’ll need to verify your street address and use your real, full name. This is one exception to the “never give strangers your address” rule. Because they shouldn’t be strangers. They’re your neighbors.

After your account is verified (either by phone call or postcard), you can join your neighbors on a private board not indexed by search engines and not available to people who have an address outside your area.

During registration, you’ll be prompted to join groups based on popular trending topics in your area, such as local sports teams, schools and much more.

Once your profile is complete, you can post free listings in the “For Sale & Free” section and filter items by more than a dozen categories.

All items that are shown on the website are by other Nextdoor users in your designated “neighborhood.”

The reason neighborhood is in quotation marks is because the areas are not geographically accurate neighborhoods per se. They are formed by founding members — people who first signed up in your community. Founding members define the limits of your online neighborhood and must recruit at least 10 addresses within that area to sign up on Nextdoor to establish the neighborhood.

Nextdoor staff can, at any time, change the neighborhood parameters, say, if someone combined two full cities into one neighborhood or intentionally left out certain areas based on income or race.

And while these members may indeed be your neighbors, it’s still a good idea to adhere to the safety best practices mentioned above when selling in person.

7. OfferUp

OfferUp is a mobile-based secondhand marketplace that launched in 2011. It’s focused on local sales, but there is a feature to search for items nationwide, too.

It’s one of the only online marketplaces that requires sellers to upload photos of the item via its mobile app. The app has built-in messaging and payment systems, though they aren’t mandatory for buyers. For sellers, the app is required because of the mandatory photo feature.

Creating an account is as fast as downloading the app or logging in with Facebook or Gmail if you don’t intend to sell.

OfferUp has an extensive list of prohibited items, including alcohol, guns, animals and vitamins. The site also has in-depth guides on the best practices for posting and marketing your item, which include using multiple photos, categorizing your item correctly and writing a good product description.

Creating listings and selling items in person are free.

However, there are a few paid features on OfferUp.

  • National listings: Most items are automatically listed for sale in your local area. For a fee (9.9% of the selling price), you can have the item listed nationally and shipped to the buyer.
  • Promoted listings: a feature that keeps your post within the top 50 search results for a specific category. Promotion fees run between $ 3.99 and $ 19.99 for three days to 14 days of promotion, respectively.
  • Bumping: This feature refreshes your item as if it were a new post, listing it higher in search results. Bumps cost between $ 1.99 and $ 3.99 per item.
  • Paying through OfferUp: Transactions are typically cash-based, but for national sales or situations where you don’t want to use cash, the website offers transactions through Stripe, which charges separate processing fees.

All paid features are optional. So to keep costs down, keep it local and use cash.

8. Letgo

Capitalizing on the minimalist movement, Letgo wants you to find a home for your gently used tchotchkes or space-takers that don’t spark joy. A quick listing could turn your old wooden-trunk-turned-coffee-table into someone else’s new wooden-trunk-turned-coffee-table.

Now your living room looks larger and you have $ 30 you can invest on a little self-care. Or your third round of Uber Eats this week. Whichever.

Letgo is free to buy and sell, and the only fees are for sellers who want to promote their listings. (Promotions start at $ 1.99, and a “Super Boost” subscription is available to Android users for $ 29.99 a month.)

The app-based marketplace caters to both one-time sellers and veteran peddlers alike. It takes less than a minute to create a listing, which is possible on both the Letgo website and the app. Your selling radius is automatically picked up by your phone’s location information or your IP address.

Upload a few photos, write a good description, list your price and post it for people in your area to see.

After you’ve made a few sales, like several other marketplace sites, your profile will accrue ratings from buyers. High ratings are a good way to set yourself apart if you plan to use the app frequently.

While listings are aggregated based on your ZIP code, it is possible to tap into other areas by entering a different ZIP code. However, there is no option to filter items nationally.

Letgo is a locals-only club.

Where to Sell Games and Electronics Online

While every website or app above accepts listings for electronics, it’s a good idea to list them on marketplaces that specialize in these types of products.

For example, someone on Facebook may indeed want a laptop, but your gaming laptop has 16GB of RAM, a terabyte of disk space and you just upgraded the graphics card. The Facebook buyer may only be looking for a computer that can run word processing programs. And a (lowball) offer is probably going to reflect that.

To get what it’s worth, you’ll want to list it on a marketplace where buyers will appreciate the specs of your gaming rig.

9. Decluttr

You know that collection of DVDs that you try to push to the furthest corners of your mind (and the farthest crannies of your closet) but inevitably rears its head every time you have to move? Yeah, that one.

Well, there’s a way to get paid for all those dusty discs, fast. And the best part is that you don’t have to find individual buyers. Decluttr will buy them from you and do the reselling for you.

Decluttr accepts much more than those DVDs that you’d rather forget about, too. It also buys:

  • Video games, Blu-ray Discs and music.
  • Cell phones, tablets and consoles.
  • Smart watches and laptops.
  • Even textbooks and Legos.

At this point, you’ve probably written more product descriptions than you’ve bargained for. Thankfully, no photos or listings are required to sell on Decluttr.

To get a cash quote for tech such as phones, devices and consoles, enter the model of the item you want to sell into the website or app search field and select what condition it’s in (good, poor or faulty). A cash quote will appear immediately.

For CDs, Blu-rays or other discs, scan the barcode with your smartphone for an instant quote.

In The Penny Hoarder guide to selling on Decluttr, Matt Wiley scored more than 50 bucks for some old movies and a few PS3 games. He got paid the day after his order was accepted via direct deposit, meaning no dealing with cash or checks or multiple buyers who want only two DVDs in the bundle.

Compared to other marketplaces, Decluttr’s shipping policy also stands out. The company handles shipping costs and sends you the shipping labels via email. All you have to do is pack the items in a box, tack on the label and mail it off. (For free boxes, Wiley recommends asking your local supermarket. Cost-saving and environmentally friendly!)

10. Gameflip

Selling video games and related content is one of the best ways to make money as a gamer.

At Gameflip, you can sell video games, gift cards, rare in-game items and movies all in one place.

Lifelong gamer and video game content creator Frederick Aldeco, aka DaddyGamer Fred, used Gameflip to sell almost all of his games (except the handheld Switch and PS Vita) to help fund his move from the U.S. to Switzerland.

But Gameflip is not just a marketplace for items and products. Gamers and designers can also sell services on the website, such as tutoring sessions; or graphic designs, such as logos and artwork.

To become a Gameflip seller, you must either register a credit or debit card (no prepaid cards allowed) or submit your ID for verification. You can choose to sign up using an email address, Facebook or Gmail account.

For each item sold, Gameflip charges a processing fee of 8% of the sale price, plus an additional 2% digital-item fee (if applicable). Frequent sellers can join the Gameflip Club to reduce or eliminate selling fees. Memberships cost between $ 1 a month and $ 15 a month.

All income from your sales is stored on your Gameflip profile and can be withdrawn through PayPal.

But perhaps the biggest payment of all is being able to say, “See, Mom, it does pay to play video games.”

11. Gazelle

Are you one to buy the latest model iPhone or Samsung as soon as it hits the market? Then get paid for your old model by selling it to Gazelle. No sifting through bids or haggling with buyers.

Gazelle will buy your used tech, primarily smartphones but also:

  • Tablets.
  • MP3 players.
  • Laptops and desktops.
  • Various Apple products.

To see if your product is eligible, find the make and model on the website, then answer a couple of questions about the specs and condition to get a quote.

Make sure your exact model is listed, otherwise the company won’t purchase it.

After you accept a quote, Gazelle will send you packing and shipping labels for free (for orders over $ 30). Load up your tech and ship it back for confirmation. Gazelle will pay only after it has received your shipment and checked the item.

For example, if you listed an item in “flawless” condition and the company finds scratches or dings, it will adjust the offer. You’ll have five days to accept the new offer before Gazelle will return it to you.

You can choose one of several payment options. Gazelle pays via Amazon gift cards, Paypal transfers or checks.

If you need cash fast, you can also deposit your tech at the nearest EcoATM kiosk and get paid immediately. The website notes that kiosk payments are typically lower than quotes made on the website.

Where to Sell Your Clothes Online

Of all the things we have too much of, it’s probably clothes. And we probably don’t realize it. We’ll tuck a bag or two in the hallway closet, put our unused sweaters under the bed and line our doors with hanging shoe racks.

But if we were to gather that garb into one pile, it would be enormous. Seeing it all in one place puts things into perspective.

Donating is a great start to chipping away at that fabric mountain on your living room floor. But if you want a little cash for your clothes, you have plenty of sites to choose from.

12. Poshmark

Dubbing itself a “social marketplace for fashion,” Poshmark is a platform for stylish men, women and kids’ clothes that is a little more involved that most buy-and-sell websites.

It’s not a list-it-and-leave-it kind of place, but the extra work that goes into creating a pleasing profile really pays off.

When fashion blogger Alison Gary decided to rent out her house and travel the country in an RV with her husband, she realized her wardrobe was weighing her down.

So she took a bunch of high-quality photos of her outfits, made them into a collage and posted them on Poshmark. Within a few months, her excess clothes earned her more than $ 1,000.

Gary laid out her best practices in The Penny Hoarder’s guide to selling on Poshmark. To name a few:

  • List multiple pictures.
  • Haggle for the best price, but know when to say no.
  • Give fashion advice along with your clothing. (Hello, upsell!)

To become a seller, you first must download the Poshmark app. Then you can create your own listing using Gary’s advice. For each sale, Poshmark takes a commission.

For sales $ 15 and under, there’s a flat $ 2.95 fee. For everything over $ 15, the commission jumps to 20% of the sale price.

The good news is Poshmark handles shipping for free. It will send you a pre-labeled package for you to load your clothes into and send to the buyer.

13. Swap.com

Admit it. There’s a bag of clothes in the back of your car that you’ve been meaning to take to one of the many used clothes stores, but you never got around to it. If that’s the case, Swap.com was meant for you.

It works similarly to clothing-exchange stores, where your clothes are appraised and you’re given an offer based on in-vogue fashion or seasonal trends. Except with Swap.com, it’s all done online and through the mail.

To start selling to Swap.com, it will take a little work. First, you will need to register an account and complete a “premier seller application.” You’ll provide:

  • How much you want to charge for each item.
  • What brands you plan to sell.
  • How frequently you plan to sell to Swap.com this year.
  • Your phone number.

If your application is accepted, you’ll be prompted to send in a test box, which must meet certain acceptance criteria for men, women and children’s clothing. After your box passes, then you’ll be invited to sell to Swap.com whenever you like.

For items with a list price of $ 8 and under, you will earn 15% in cash, plus 20% in Swap.com credit. All items over $ 8 will earn you 70% of the list price, plus 20% in Swap.com credit.

If some of your items are rejected, Swap.com charges $ 11.90 to ship the items back to you. Oversized boxes incur extra fees.

So make sure to follow the acceptance criteria to a T. Don’t include dirty, damaged or faded clothes because you might end up with more fees than earnings.

14. ThredUP

For the clothes that might have gone in the donation pile, ThredUP may be just as good a home, partly because the company will take those donations off your hands. For free.

This women-and-children-centric secondhand retailer makes closet cleaning easy. Select a “clean out kit;” there’s one for donations and or one for items you want to sell. If you select standard shipping, the kits are free. Expedited shipping costs $ 16.

If you’re donating, stuff your kit full, mail it out and call it a day.

If you want your items to sell, you may need to be a little more choosy. Be sure to include brands that sell well, such as Athleta, Kate Spade, Lululemon and Patagonia.

Accepted clothes will earn you between 5% and 80% of the listing price.

Listing Price Percentage of Earnings
Less than $ 15 5%
$ 15 to $ 19.99 10%
$ 20 to $ 34.99 15%
$ 35 to $ 49.99 25%
$ 50 to $ 74.99 50%
$ 100 to $ 199.99 60%
$ 200 to $ 299.99 70%
$ 300+ 80%

When loading up your kit, make sure you’re ready to part ways with whatever you send in. You will get a modest payout for the items that ThredUP accepts. The rejected clothes will be recycled.

15. Tradesy

Tradesy runs like most other marketplaces on this list, except it’s tailored toward high-end women’s fashion from designer brands like Balmain, Chanel, Gucci and Louis Vuitton.

Besides clothes, Tradesy also accepts accessories, purses, shoes and all things wedding-related (invitations, veils, decorations and more).

To create a listing, you know the drill: photos, description, price. If you need a little help setting it up, Tradesy will pitch in with automatic photo editing and pricing suggestions.

Where Tradesy distinguishes itself is in its shipping policy. Before you publish your listing on the site, you can choose from three shipping methods:

  • Tradesy-supplied shipping. Choose from an assortment of bags and packages that best fit your item. Prepaid labels included.
  • Printed, prepaid shipping label. A flat $ 10.50 shipping price, which the buyer pays at checkout.
  • Ship it yourself. The best option to keep your listing price down, but more work for you.

All shipping costs are added to your listing price. Your selection will increase the price for the buyer (and ultimately for you too, because seller fees are based on the total item cost, including shipping.)

Earnings accrue on your Tradesy account. For each sale, Tradesy takes a commision based on the listed price of the item. For all sales under $ 50, the fee is a flat $ 7.50. Listings above $ 50 incur a 19.8% fee.

Your earnings will be stored on your account for 21 days. You can use those funds to shop on Tradesy or withdraw them into a checking account, a debit card or a PayPal account.

Each withdrawal incurs a 2.9% cash transfer fee.

Adam Hardy is a staff writer at The Penny Hoarder. He specializes in unique ways to make money and work-from-home jobs. Read his full bio here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Tempted? If you’re looking to jumpstart a career that requires knowledge of Salesforce, you have options. On the non-technical side, look to be certified as a Salesforce Administrator — in which case you’ll want to take a certification exam like the Certified Administrator Exam, which tests your knowledge of Salesforce admin tasks such as building reports, maintaining clean data, and adding new fields to forms. On the flip side, technical-minded folks can look to nab certification as a Salesforce Developer, in which case you should aim to ace an exam such as the Platform App Builder. Salesforce Developers handle all the backend stuff involving building testing, implementing, and maintaining Salesforce apps to keep the platform running like a well-oiled machine. Read more…

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Somebody Is Getting Fired: Adorable Photo Of Bey And Jay’s Twins Leaked Online

We’ve finally got a snap of Jay and Bey‘s babies. Yep, we’re talking all three of the cuties. There’s big sis, Blue Ivy literally holdin’ down the twins, Rumi and Sir.

The Instagram pic which is sepia toned for great effect, the setting is a grassy area with 7-year-old Blue Ivy holding the twins. The image is a photo taken of a photo hanging on a wall. The reflection from a nearby light source nearly obscures Blue Ivy’s nose and mouth in the photo. See the photo here.

The twins were born on June 1, 2017. And since we’re discussing the Carter youngins, according to Sandra Rose, “Beyonce fans say the boy; Sir, is the spitting image of his roughneck father, rapper Jay-Z. While the girl, Rumi, slightly resembles Beyonce.”

Alrighty then, we’ll leave it at that.

Meanwhile, speaking of Blue Ivy, it’s “Corny Joke Time!”

Now, if you’ve been under a rock and just don’t know, “Corny joke time” is a regular installment on Tina Knowles-Lawson‘s Instagram. The word is Tina’s famous daughters, Beyonce and Solange, are not impressed and are in fact embarrassed by tey mama’s corn ball jokes. But hey, who cares what THEY think … Tina’s 2 million followers can’t enough of ’em!

In a recent video post, the 65-year-old stylist and philanthropist was joined by a very special guest: her adorable 7-year-old granddaughter, Blue Ivy Carter.

Although Blue Ivy is not actually seen in the video, because she came up with the joke herself, she was nearby and even waved to fans just before delivering her one-liner. And honestly, even though the joke came from an elementary schooler, it’ll make you chuckle … at least a little bit.

“So,” Blue Ivy began. “How many lips does a flower have?”

Lawson responded in the post below: “Well, how many?” This was the moment when—wait for it!—Blue Ivy offered the perfect zinger.

“Two lips,” she said. “Tulips—you get it? There’s a kind of flower that’s called a tulip.”

While giggling, her grandmother conceded, “I got it, I got it.”

View this post on Instagram

Corny joke time with A special guest!!❤

A post shared by Tina Knowles (@mstinalawson) on

Yep, we’re with grandma. We get it, too. So ya see, they don’t call it “Corny Joke Time” for nothing! 🙂

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Sen. Ed Markey (D-Mass.) has introduced new legislation that would require YouTube and Netflix to do more to protect children from viewing sex, violence, and drugs on their streaming services.

The proposed law, called the Kids Internet Design and Safety Act, aims to update children’s media regulations, which date back to 1990 and are focused on television broadcast services. The new rules would require all streaming services to better protect children from seeing harmful content, limit the kinds of ads they see, and include ratings on videos much like T.V. already does.

“The current policies are completely out of date, and the tech industry has forged ahead without regulation,” said Jim Steyer, CEO of Common Sense Media, a children’s advocacy nonprofit that supports the legislation. “This is long past due, and it is an incredibly important advance.”

If the bill gets enough bipartisan support, it could be considered during the current legislative session and take effect in 2020. Markey announced the proposed KIDS Act at the Truth About Tech Conference hosted by Common Sense Media in Washington, D.C., on Thursday.

The KIDS Act would mark the second piece of legislation Markey has led in support of children. He also authored the Children’s Television Act, which required broadcasters to create educational programming for children and limited their exposure to commercials.

“While kids’ technology use and media consumption have exploded in recent years our laws have failed to keep pace,” Markey said in a statement. “Children and parents deserve new online rules of the road to ensure that children are able to thrive in our increasingly digital world.”

The proposed law stemmed from incidents in which children and families were unexpectedly exposed to inappropriate online content. For example, some of YouTube’s children’s videos reportedly have been doctored to include violent imagery and drug references.

Last month, YouTube and Facebook live streamed the mass shooting of people at two New Zealand mosques. Both services struggled to prevent the spread of the the recorded video.

In response to concerns about videos on its service, YouTube launched YouTube Kids in 2015. The service was meant to serve as a destination for children, offering kid-friendly videos and programming.

“Nobody is on YouTube Kids,” Steyer said. “Everyone is on YouTube. So this is going to apply to all of the platforms.”

The bill is also aimed at protecting children online addiction. It would require streaming service to eliminate built-in features that promote binge watching, like auto playing videos in succession.

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9 Best Online Checking Accounts of 2019

When customers grew tired of high cable and satellite bills, streaming giants Netflix and Hulu entered the playing field.

When customers lamented their experiences with taxis, Uber and Lyft offered a new way to get around town.

And when customers saw that their financial institutions were not working with their best interests in mind, online bank accounts came onto the scene to offer more.

The best online checking accounts offer members lower fees (or sometimes even no fees) and higher interest rates than their traditional bank and credit union competitors. They also have responsive websites and advanced mobile apps to provide the same convenience of in-person banking on the go.

And despite what you might think about an account that is entirely online, they are incredibly safe. (Lack of safety is just one of many myths about online banks.)

All this makes online bank accounts highly appealing to savvy Penny Hoarders — or, in the case of online checking accounts, savvy penny spenders.

What to Look for in an Online Checking Account

If you keep your cash in a traditional bank or credit union but are drawn to the convenience and higher returns of an online checking account, consider several important factors:

  • Annual percentage yield (APY): An annual percentage yield, according to Investopedia, is “the effective annual rate of return taking into account the effect of compounding interest.” If you are intrigued by complex math formulas, Investopedia even explains the calculation. But for those who, like me, shudder at the thought of high school math, here’s the easier thing to remember: The higher the APY, the more money you earn.
  • Minimum balance: The best online checking accounts typically require no minimum balance — or a reasonably low balance. Some banks may require minimum balances to achieve certain benefits, like a higher APY or ATM fee reimbursements.
  • ATM fees: Speaking of ATMs, look for an online checking account with a large network of fee-free ATMs nationally, or even globally. A truly good checking account should even reimburse you for fees other ATMs outside of the network may charge you.
  • Monthly fees: Make free checking accounts a top criterion when selecting an online bank account; this is often a key differentiator from checking accounts at traditional banks. If an online bank includes “monthly maintenance fee” in its fine print, take your money elsewhere.
  • Foreign transaction fees: If you travel out of the country frequently, find an online checking account with a debit card that does not charge you a fee to use an ATM or make a transaction abroad. However, this may not be the most important criterion, as many savvy online bank members also have travel rewards credit cards that are fee-free globally.
  • Overdraft fees: Everybody makes mistakes. Don’t let your online bank punish you for it. Find an online checking account that will not charge you an overdraft fee if you accidentally overspend.

Downsides of Online Checking Accounts

Even the best free online checking accounts have their disadvantages.

The biggest downside: Many online banks do not contract with ATMs, so depositing cash can be difficult. Even those of us who live by the plastic in our wallets may sometimes need to deposit cash, like if Grandma gives you $ 100 for your birthday or you wait tables and amass a fair amount in cash tips each week.

If you don’t feel comfortable walking around with a wad of dollar bills in your pocket, you can purchase a money order for as little as $ 1 and then deposit the money order electronically. Or, if you have a friend who is willing to help, you can pay the friend with the cash and have them write you a check or Venmo you the equivalent, which you can then deposit into your online checking account.

Other drawbacks include a lack of cashier’s checks (you may have to order one and wait a few days for it to arrive) and a lack of in-person service. When I am stressed about my finances or troubled by activity I see in my account, I find it satisfying to go into one of my credit union’s physical branch locations to get assistance. But if you think you can keep your cool while getting help over the phone or online, this shouldn’t be a problem.

The Best Online Checking Accounts of 2019, Ranked

Hands holding Aspiration card

If the pros of online banking far outweigh the cons for your personal needs, spend some time researching online checking accounts available in 2019. Remember: Not all online banks are created equal.

To determine my top 9 list, I researched 20 of the most popular online checking accounts and compared key elements, including APYs, minimum account balances, ATM fees, monthly fees, foreign transaction fees and overdraft fees.

Based on these factors, I ranked them by best features overall. While the 11 other popular accounts I researched had merits, I couldn’t justify choosing any of them over the nine listed here.

My most crucial advice during your pursuit: Always read the fine print before signing up for an account.

1. Aspiration Spend & Save

The Aspiration Spend and Save account is my favorite because of its blend of favorable APY, unlimited ATM reimbursement and charitable mission.

APY: Its Save account offers an APY of 2.00% as long you deposit just $ 1 a month..

Minimum balance requirement: You’ll need $ 10 to open the account, but there’s no minimum balance.

ATM fees: The account also gives you access to every ATM on the planet. ATMs in-network are free, and Aspiration will reimburse you the fees for out-of-network ATMs monthly..

Monthly fees: Aspiration works on a pay-what-is-fair model. You choose to set a monthly tip up to $ 10 or as low as $ 0, and you can change it anytime.

Foreign transaction fees: None.*

Overdraft fees: None.

Details: Aspiration Spend & Save account

Notes: One other cool thing about Aspiration Summit: It commits to donating 10% of its earnings to charities that help Americans successfully start their own businesses. As a freelancer and a boyfriend to someone who owns and operates a small business, this definitely resonates with me.

2. nbkc bank

The National Bank of Kansas City, more popularly known as nbkc, isn’t just for Kansans — and with its high APY, lack of fees and easy ATM access, that’s a good thing for those of us living outside the state.

APY: 1.01%, no matter the balance.

Minimum balance requirement: You’ll need $ 5 to open the account, but no minimum balance is required.

ATM fees: Members get fee-free access to more than 32,000 MoneyPass ATMs. If you can’t find one near you, you can withdraw from other ATMs and receive up to $ 12 per month in ATM fee reimbursements.

Monthly fees: None.

Foreign transaction fees: None.

Overdraft fees: No overdraft fees. The only two conceivable fees you might incur with nkbc are for sending a domestic wire in the U.S. ($ 5) and sending or receiving an international wire ($ 45).

Details: National Bank of Kansas City

3. Axos Rewards Checking

Formerly known as Bank of Internet, Axos Bank offers a great online checking account with the potential to earn up to 1.25% APY.

APY: You have the potential to earn a 1.25% APY, assuming you fulfill three conditions each month (each worth 0.4166% APY):

  1. Receive at least one direct deposit of $ 1,000 or more.
  2. Use your debit card 10 times per month.
  3. Use your debit card 15 times per month.

So if you receive one direct deposit from your employer each month and use your debit card 10 times, you will receive two-thirds of the available APY (0.8332%). Five more swipes of the debit card would earn you the full 1.25% APY. Note: Only transactions of $ 3 or more apply.

Minimum balance requirement: None.

ATM fees: Unlimited ATM fee reimbursements, none outside the U.S.

Monthly fees: None.

Foreign transaction fees: Yes, 1% of each transaction.

Overdraft fees: None.

Details: Axos Rewards checking account

Notes: Replacement debit cards cost $ 10 (or $ 50 for rush delivery), so hold on tight to your wallet.

4. Charles Schwab High Yield Investor Checking

Travelers will love the Charles Schwab High Yield Investor Checking account, thanks to its universal ATM fee reimbursements.

APY: 0.4%

Minimum balance requirement: When you open a checking account with Charles Schwab, you must also open a Schwab brokerage account, but don’t worry: It also has no minimum balance requirement.

ATM fees: Universal ATM fee reimbursements.

Monthly fees: None.

Foreign transaction fees: None.

Overdraft fees: You may want to keep something in the brokerage account, because Charles Schwab doesn’t charge overdraft fees if the funds are available in the linked account.

Details: Charles Schwab High Yield Investor Checking account

5. Ally Interest Checking Account

Ally Bank offers both checking and savings accounts that are worth your consideration, especially with easy ATM access and lack of monthly fees.

APY: This online checking account offers a 0.6% APY on balances over $ 15,000. For balances less than $ 15,000, Ally offers a 0.1% APY. The available linked savings account, however, pays out 2% APY, so it makes more sense to keep your money there.

Minimum balance requirement: None

ATM fees: Offers U.S.-based ATM reimbursements up to $ 10 and all U.S. Allpoint ATMs are free. However, Ally’s checking account does fail travelers. There are no ATM fee reimbursements outside the U.S. and foreign transaction fees total 1% of the transaction.

Monthly fees: None.

Foreign transaction fees: Yes, 1% of each transaction.

Overdraft fees: None

Details: Ally Interest checking account

6. Simple Checking Account

The biggest reason I love this checking account: Simple’s APY is incredibly high as long as you meet the requirements of its Protected Goals Account.

APY: Every Simple checking account comes with a linked Protected Goals Account (essentially, a savings account), and there are unlimited transfers between the two. And Simple provides a good incentive to keep $ 2,000 in that Protected Goals Account: doing so earns you a 2.02% APY.

Minimum balance requirement: None.

ATM fees: Access to more than 40,000 fee-free ATMs, though you may incur fees for out-of-network ATMs.

Monthly fees: None.

Foreign transaction fees: Yes, 1% of each transaction.

Overdraft fees: None.

Details: Simple checking account

If you do take the card traveling (though again, I recommend a foreign transaction fee-free credit card), be sure to give Simple a heads up via a travel notice. They’ll award you a daily international transaction limit of $ 1,000, though you can have it temporarily bumped to $ 6,000.

7. Chime Spending Account

Chime is unique in that it earns very little interest but still has plenty of benefits to merit a spot on this list, including cool savings tools for young savers, easy access to ATMs and early access to paychecks.

APY: The checking account does not earn interest. And the associated savings account that comes with every Chime checking account earns just 0.01% APY.

Minimum balance requirement: None.

ATM fees: 38,000 fee-free ATMs in the U.S. and offers unlimited ATM fee reimbursements, because Chime wants you to use its debit card. (That’s how it makes money: through the businesses you’re using it at.) ATM withdrawals are limited to $ 500 per day, however, and cards come with a daily spending limit of $ 2,500.

Monthly fees: None.

Foreign transaction fees: None.

Overdraft fees: None.

Details: Chime Spending Account

Notes: What makes Chime unique is how it helps users build up their savings. Chime can automatically transfer 10% of any direct deposit into the savings account. Even more helpful is the automatic rounding tool. If you buy an iced coffee for $ 3.14, Chime rounds the charge up to $ 4 and puts the extra $ 0.86 into your savings account. You can turn off both features at any time.

One final cool feature: Chime can get you access to your paycheck via direct deposit up to two days ahead of payday.

8. Consumers Credit Union Free Rewards Checking

If you have your sights set on the highest APY possible, go with Consumers Credit Union. Just be ready to meet some strict criteria first.

APY: This bank offers the best APY on this list. But you’ll have to meet a lot of conditions to earn the full 5.09%. First, you have to pay $ 5 to open the account, though no minimum balance is required.

To earn 3.09% APY on balances up to $ 10,000 and unlimited ATM fee reimbursement, you need to do four things:

  1. Use the debit card at least 12 times per month (and run it as credit rather than debit).
  2. Have at least one direct deposit or ACH debit to your account or pay a bill online.
  3. Log in to the online account at least once per month.
  4. Receive all your paperwork digitally (instead of by mail).

To bump the APY up to 4.09% on balances up to $ 15,000, you’ll have to open a Visa credit card with the credit union and spend at least $ 500 per month with it. And to earn the full 5.09% on balances up to $ 20,000, you’ll need to spend $ 1,000 with the credit card.

In short, you need to be a power user to earn the fantastic APY. Otherwise, the APY is just 0.1%.

Minimum balance requirement:

ATM fees: None, with unlimited ATM fee reimbursement.

Monthly fees: None.

Foreign transaction fees: Yes, 1% of each transaction.

Overdraft fees: $ 30 for every overdraft. You can link the account to a savings account and get overdraft protection, which will cost $ 10 per transfer.

Details: Consumers Credit Union Free Rewards checking account

Notes: One small highlight for the Consumers Credit Union: There are 10 physical locations in the Chicago area and 1,800 shared branches nationwide, should you have a need for in-person help.

9. Capital One 360

Capital One 360’s checking account is not the strongest, but its potentially high APY, its access to ATMs and its lack of foreign transaction fees are its saving grace.

APY: The appealing 1% APY is only for balances of $ 100,000 or more. For balances of $ 50,000 or more, you’ll get 0.75% APY. But because only 11% of Americans have more than $ 25,000 in the bank, according to WalletHub, most members would have to settle for the 0.2% APY awarded to balances under $ 50,000.

Minimum balance requirement: None.

ATM fees: 39,000 Capital One and Allpoint fee-free ATMs, and there is no fee reimbursement for out-of-network ATMs.

Monthly fees: None.

Foreign transaction fees: None.

Overdraft fees: 13.25%

Details: Capital One 360 checking account

Table: Best Online Checking Accounts of 2019

Online Checking Account APY Minimum Account Balance ATM Fees Monthly Fees Foreign Transaction Fees Overdraft Fees Notes
Aspiration Summit 1% None None; unlimited ATM fee reimbursement None None None APY of 1.00% is for balances of $ 2,500 or more.
nbkc bank 1.01% None None at 32,000 Moneypass fee-free ATMs; reimburses up to $ 12/month in ATM fees None None None Costs $ 5 to open account.
Axos Rewards Checking 1.25% None None; unlimited ATM fee reimbursement in U.S. None Yes, 1% of transaction None APY is based on account activity.
Charles Schwab High Yield Checking 0.4% None None; unlimited ATM fee reimbursement None None None Linked with Schwab brokerage account.
Ally Interest Checking Account 0.6% or 0.1% None None; reimburses up to $ 10/month in ATM fees in U.S. None Yes, 1% of transaction None; free overdraft protection Can link savings account (which pays 2% APY); APY of 0.6% is for balances over $ 15,000.
Simple Checking Account 2.02% $ 2,000 in Protected Goals Account None at 40,000 fee-free ATMs; no ATM fee reimbursement None Yes, 1% of transaction None APY requires $ 2,000 in Protected Goals Account.
Chime None None None at 38,000 fee-free locations in U.S. None None None Get paid up to two days early with direct deposit.
Consumers Credit Union Free Rewards Checking 5.09% None None; unlimited ATM fee reimbursement None Yes, 1% of transaction Yes, $ 30 per overdraft APY and ATM reimbursement are linked to a lot of conditions that must be met.
Capital One 360 0.2% to 1% None None at 39,000 Capital One and Allpoint ATMs; no ATM fee reimbursement None None Yes, 13.5% of amount APY of 1.00% is for balances of $ 100,000 or more.

Tips for Choosing the Best Online Checking Account

Still not sure which online checking account to choose? Here are a few tips that might help.

Think About Your Needs

Most online checking accounts — especially the ones on my top 9 list — offer some combination of good perks, though they might be missing out on others. Ultimately, you have to decide which benefits are more important to you.

Are you looking at your checking account as a small but smart investment strategy? Go with an account with a higher APY. Do you regularly rely on cash when traveling? Look for an online bank without ATM fees and that reimburses you out of network.

Maintain More Than One Account

You don’t have to have all your accounts through the same financial institution. You can start a savings account at a local credit union, sign up for an online checking account for the high APY and easy access to ATMs and utilize a national brick-and-mortar bank for your car loan.

Many of those traditional banks and credit unions also offer their own online bank accounts for a “hybrid solution” that gives you in-person access to assistance and that still offers the benefits of an online account.

Know What You’re Signing

Before signing with an online checking account — or any account with any financial institution — read the fine print. Closely.

APYs that sound too good to be true may only apply for a set amount of time or under set conditions; ordering checks in the mail or wiring money may cost an unexpected fee; and foreign transactions may be free, but foreign ATMs may include a fee.

Reading the fine print may also help you discover other benefits (like no wire fees) that may be important to you but that are not commonly advertised.

*Aspiration Partners, Inc. and its affiliates are committed to “All Extra Services Provided at Cost,” meaning that it’ll only charge you what it costs them to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, the only account fee you pay is the fee you choose, even if it’s $ 0, which is why it’s called Pay What Is Fair.

Timothy Moore is a market research editor and freelance writer covering topics on personal finance, careers, education, pet care and automotive. He has worked in the field since 2012 and has been featured on sites like The Penny Hoarder, Debt.com, Ladders, Glassdoor and The News Wheel.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Alex Stamos, Facebook's former chief security officer, said Zuckerberg is sitting on a whole lot of data about people's online decision making.
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In the ongoing — and sometimes vicious — vaccination debates online, pediatricians who are vocal vaccine advocates have become frequent targets of anti-vaxers.


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Become a digital marketing guru with these cheap online courses

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It’s both amazing and completely bonkers that you only really need a computer and a reliable internet connection to make good money in 2019. And while you can always learn how to code and build websites for companies, there’s also money to be made in digital marketing (lots of it, FYI).

But digital marketing has also expanded significantly to include much, much more than setting up an Instagram account and posting photos of your cat. If you’re interested in training to become an elite digital marketer or social media manager, check out these online courses that can help you get started. Read more…

1. Social Media Marketing In 2019 Bundle

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More than 170 art works from George Michael’s private collection go on sale in an online auction from Friday to raise money for philanthropic causes the late British singer and songwriter had supported.


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Set Your Own Schedule as an Online English Teacher With These 7 Companies

When Micaela Hegarty lived in Sumter, South Carolina, she needed a way to pay the rent while she attended college online, but the local economy couldn’t provide.

Hegarty, 25, needed a flexible schedule to work around her classes, and the ability to take her work on the road. When she searched Indeed for jobs in her area, there weren’t many results. One listing did catch her eye, though: online English as a Second Language teacher. That gig would allow her to work from anywhere.

Hegarty doesn’t have a bachelor’s degree or any previous teaching experience. But she found a job anyway — and it paid more than $ 20 an hour.

“It was the highest-paid part-time job I’ve ever come across,” Hegarty said, “especially as a college student.”

ESL teachers are in high demand. To keep up, many online English education companies offer their teachers bonuses if they refer other teachers to their platform. And, overall, requirements to become an ESL teacher are low, especially if you want to teach English abroad.

Hegarty made the switch to in-person teaching in August 2018. She said her online experience helped her land a teaching job in South Korea through its government-run Teach and Learn in Korea program.

If you’re not feeling quite that adventurous yet, you can start to teach English online from the comfort of your home, just like Hegarty did.

Want to Teach English Online? Try These 7 Companies

A student looks at an online teacher on a laptop.

Most of the companies below focus on primarily Chinese grade schoolers, meaning teaching hours tend to be in the early mornings or late evenings for U.S. time zones. That’s perfect to supplement a 9-to-5 job.

Some companies prepare lessons and schedule the classes for you. Others use less structured methods — log on whenever you have the free time and get matched with a student on a chat-pairing system.

All of the companies below are listed with their Glassdoor ratings easily accessible. Because demand for English teachers is so high, there are a lot of less-than-reputable companies out there. As with any new gig, it’s important to vet each company to see which one will fit your schedule and income needs.

While required education and experience may vary by company, here are some things you will need for all online classes:

  • Erasable whiteboard and markers.
  • Props like charts, pictures, posters or stuffed animals.
  • A web camera.
  • A high-speed internet connection.
  • A computer, tablet or smartphone.

Once you’ve get those materials, you’re ready to start signing up and taking students.

(Note: Companies are listed in alphabetical order.)

Boxfish

Turn your spare time into a nice, crisp Andrew Jackson.

Since 2012, Boxfish has incorporated its English-language curriculum into middle and high schools across Beijing and now offers online English classes that are available all across China. According to its website, more than 5 million Chinese students use the online platform to learn English.

Boxfish provides all the course materials that teachers need to get started, so there’s minimal lesson prep.

There are three ways to rack up teaching time:

  • A prescheduled 25-minute class, ranging from one to four students.
  • An on-demand 25-minute class, where the teacher and student are automatically paired at random.
  • A one-minute feedback video response to a prerecorded student oral dictation.

Boxfish pays teachers $ 10 per 25 minutes. If your student is a no-show, you’ll still get $ 6 per class. (But if you fail to show up to a scheduled class twice, you’ll get the ax.)

All lessons can be conducted on a tablet or smartphone. So no computer is required, but a high-speed, stable internet connection is.

To qualify, you must have grown up in an English-speaking country and have a bachelor’s degree. Current accents that are in-demand are American, Australian, British and Canadian. An English teaching certification (aka TEFL or TESOL) is preferred, but not required.

Hourly Pay: $ 20.

Glassdoor Rating: 3.5 (out of five) stars.

Requirements: Native English fluency; a tablet, smartphone or computer with a web camera; high-speed internet and a bachelor’s degree.

Cambly

Don’t sweat it if you didn’t go to college. You can still teach English online without a degree (and in several countries, if you’re interested).

Cambly is unique in that it offers English tutoring sessions to students around the world, children and adults alike. For teachers, there’s no minimum amount of teaching time because the payment system works by the minute at a rate of 17 cents. In theory, it’s possible to earn up to $ 10.20 an hour.

While pay is notably less than other companies, Cambly is welcoming to new teachers of English as a Second Language without industry experience or a college education. Plus, the paychecks come weekly.

Creating a tutor profile is straightforward. To qualify, you’ll simply need a native level of English fluency, a computer with a webcam and a high-speed internet connection.

Once your profile is complete, students will be able to search you in an index of tutors.  The competition may make it hard to land lessons at first, but tutors can make themselves stand out by scheduling priority hours, which let students know who’s online and available to chat.

Hourly Pay: up to $ 10.20.

Glassdoor Rating: 4.2 (out of five) stars.

Requirements: Native English fluency, a computer with a web camera and a high-speed internet connection.

Gogokid

A young woman wearing headphones smiles as she looks at a laptop.

Depending on your qualifications, Gogokid is among the top-paying English teaching platforms on the web. While the job can be performed from anywhere, the positions are open only to Canadian and American citizens.

Teachers are given a base pay between $ 7 and $ 10 a class, depending on experience and their performance during mock lessons that are part of the prehiring interview process.

Classes are 25 minutes long, so it’s possible to knock out two within an hour. Teachers accrue ratings based on class quality and attendance that can bump their base pay 25% higher; pay can range from $ 14 to $ 25 an hour for teaching two classes.

Gogokid lays out the teacher-rating criteria, so there’s no guesswork involved. It also supplies the lessons and curriculum to cut down on prep time. But, as always, props are appreciated.

As with many teaching platforms, hours are based on China Standard Time. Students typically study English after their school day, so peak hours are on weekdays between 7 p.m. and 9 p.m. China Standard Time and between 9 a.m. and 9 p.m. on weekends, according to the Gogokid website.

Teaching with Gogokid requires a bachelor’s degree in any field. A certificate to teach English as a foreign language isn’t required, but it wouldn’t hurt (especially if you’re hoping for the maximum hourly rate of $ 25).

Hourly Pay: $ 14 to $ 25.

Glassdoor Rating: 3.9 (out of five) stars.

Requirements: A bachelor’s degree, a computer with a web camera, a headset and a 20 MBps high-speed internet connection.

Italki

Are you as interested in learning a new language as you are in teaching one?

Italki has more than 5,000 teachers who specialize in almost any language, the most popular being English.

Using an on-site search function, students can sift through an array of teachers, sorting by hourly rates, credentials and several other criteria.

Language teachers can create one of two profiles: professional teacher or community tutor. As the name implies, the professional teachers have a more formal background in language teaching, but native speakers who want to earn extra cash are welcome to host lessons as community tutors.

What distinguishes Italki from numerous other language-learning websites is that teachers can set their own hourly rates (between $ 4 and $ 80 an hour). There are no minimum or maximum hour limits, either.

Another unique feature to Italki is the ability for users to have language exchanges for free. (So if you want to practice your Korean, you can search for a Korean-language speaker who wants to learn English, and start talking.)

Similar to most freelance websites, Italki makes its money through service fees, which are currently 15% of the lesson cost, according to Italki’s terms of service. After each lesson, your pay accumulates on your profile until you request a withdrawal, which takes up to 10 days.

Since more than 5 million international students use Italki, schedules are a little more flexible because they aren’t based on one particular time zone.

Hourly Pay: $ 4 to $ 80.

Glassdoor Rating: 4.1 (out of five) stars.

Requirements: Native fluency in any language, a computer with a web camera and high-speed internet.

Qkids

A woman teaches children remotely using her laptop.

A big perk for most online English as a Second Language teachers is the ability to work from just about anyplace with a high-speed internet connection. However, with Qkids, ESL teachers are required to reside in the U.S. or Canada.

Regardless, there are several other unique aspects that make teaching English with Qkids worth your time if you plan on staying put in North America.

For example, Qkids does a lot of the scheduling work for you, and there’s no need to market yourself on the site like some other platforms require.

Teacher requirements are pretty flexible, too.

While the company prefers that teachers have previous teaching experience and certification, Hegarty didn’t have her bachelor’s degree (but was enrolled in college) when she taught with Qkids. She had no previous experience, nor a certification, and still earned $ 20 an hour. That’s because she received bonuses for performance and attendance on top of her base pay of $ 8 per lesson.

Like most similar sites, it’s possible to teach two lessons per hour, and those hours are likely to be in the early morning or late evenings, as the students — ages 4 to 12 — are based in China.

A minimum commitment to six hours (12 lessons) a week for six months is required to start teaching.

Hourly Pay: $ 16 to $ 22.

Glassdoor Rating: 4.3 (out of five) stars.

Requirements: Native English fluency, a residence in the U.S. or Canada, high-speed internet connection, a computer with a web camera and a minimum of six dedicated teaching hours per week.

Rosetta Stone

Rosetta Stone has been a mainstay in the language-learning world since 1992. While it’s best known for its educational software, it also dabbles in online tutoring.

At Rosetta Stone, the online English tutoring positions are considered part-time jobs. They provide more stability in terms of income because you’re guaranteed a certain amount of hours per week — usually between eight and 15, depending on the position. The company also offers its tutors bonus holiday pay and access to its 401(k) plan.

Regardless of location, all tutoring appointments are based on Eastern Standard Time (to avoid confusion, a spokeswoman said).

The trade-off, in comparison with some other platforms, is that you can’t teach on-demand hours at Rosetta Stone.

Another caveat is that the online tutoring positions are available only to U.S. residents with a bachelor’s degree or higher, but they are open to applicants nationwide. American and U.K. accents are welcome.

Hourly Pay: $ 15 to $ 22, according to Glassdoor.

Glassdoor Rating: 3.3 (out of five) stars.

Requirements: A U.S. residence, a bachelor’s degree, high-speed internet connection, a computer with a web camera and teaching availability on Eastern Standard Time.

VIPKid

A woman with a headset teaches remotely using her laptop.

In terms of Glassdoor rating, VIPKid is tied with other sites to make the list. But none comes close to the sheer number of reviews.

Since its founding in 2013, VIPKid has already amassed more than 1,200 anonymous Glassdoor reviews; most are overwhelmingly positive. Glassdoor recently rated it one of the “coolest companies for freelancers,” too.

The way VIPKid works is similar to all the other sites on the list: base pay for each lesson, two lessons per hour. The hours are also based on China Standard Time, as the students are Chinese grade schoolers. Minimal lesson prep is required. Its platform isn’t novel, but according to user reviews, it’s efficient and effective.

“I began working for VIPKid over a year ago because of its reputation of being one of the largest ESL companies in the market,” said Tim Gascoigne, a Canadian teacher who currently lives in Malaysia. “I found them to be the most reliable and consistent and knew people who worked for them already.”

To qualify, applicants must have a bachelor’s degree in hand (sorry, college students), one or more years of relevant experience and must be able to commit to a six-month contract.

No TEFL certification is required, and teachers can reside anywhere in the world as long as there’s a stable internet connection.

Hourly Pay: $ 14 to $ 22.

Glassdoor Rating: 4.3 (out of five) stars.

Requirements: English fluency (non-native speakers allowed), a bachelor’s degree, a high-speed internet connection, a computer with a web camera and eligibility to work in the U.S. or Canada.

Adam Hardy is a staff writer on the Make Money team at The Penny Hoarder. He’s a Cambridge certified English language teacher, but he hasn’t yet tested his teaching chops online. Read his full bio here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Toya Wright Claps Back At Online Trolls Insulting Her Youngest Daughter

Toya Wright wants you to know she’s not here for the online bullying. Her 1-year-old daughter, Reign Ryan Rushing, that she shares with NBA agent Red Rushing has been the target of some unflattering comments on social media. Wright, who also shares a teen daughter Reginae Carter with ex-husband Lil Wayne, clapped back to trolls who made comments about Reign on a recent Instagram post.

 

While most comments were supportive, even after the post, there were people still commenting on the child’s looks with one particularly vile commenter saying Toya should consider who she has kids with next time.

Reginae also posted an angry Snapchat video telling people they needed to stop insulting her sister.

Many commenters said that both children look like their fathers.

 

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Happy Valentine’s Day baby❣

A post shared by Antonia Wright (@toyawright) on

 

Celebrities often post pictures of their children, many of whom, like any children, may go through awkward stages. Since they didn’t choose the life their parents did, do you think celebrity kids should be off limits or because of so much oversharing and so many trolls on social media, that celebs should limit their children’s exposure?

PHOTO: Toya Wright Instagram


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Online Dating Scams Are on the Rise — How to Save Some Heartache (and Cash)

Just when you thought dating couldn’t be any more annoying.

Last year, people reported losing $ 143 million to romance scams — that’s more than any other type of scam reported to the FTC. And the number is only expected to increase.

I know what you’re thinking; online dating is expensive enough, and now we have to worry about being scammed?

Don’t move to a convent just yet. There are ways to spot a romance scam and even get your money back if it happens to you.

How to Spot Online Dating Scams

Your first red flag is if they can’t meet you in person.

If someone says they’re abroad and can’t meet, you should tread carefully. If they continually make excuses about why they can’t meet, it’s best to move on.

Scammers will use excuses like memberships that are about to end to get your phone number or email address so they can communicate free from scam monitors. While even the best dating sites can miss scammers, they still have systems in place to block suspicious behavior, so don’t be fooled.

That’s how one woman lost over $ 50,000 in an online-dating scam. The 2.5-month relationship included over 10,000 text messages, 400 phone calls and zero first dates.

Do a Google image search for their profile pictures to see if they’ve been used anywhere else. Scammers will post well-groomed pictures with nice things in nice places. It makes you think they’re wealthy, so when they ask you for money, you trust they’ll pay you back.

If their speech reads like a bad Google translate, then it probably is a bad Google translate. And a sudden emergency is always a telltale sign of a scammer. Even if they don’t ask for money, scammers have guilted victims into giving to not-so-worthy causes.

What to Do If You’ve Been Scammed

First, don’t be embarrassed.

FTC reports of romance scams jumped from 8,500 in 2015 to more than 21,000 in 2018, so you’re not alone.

If you’ve given your banking information to anyone you believe may be a scammer, call your credit card company or bank and file a fraud victim statement with the three credit bureaus.

If you received any attachments from the scammer, update your computer’s anti-malware software and do a virus scan.

Money-transferring services are making every effort to protect victims of fraud. The BBB recommends reporting scams from as far back as 2004 to the FTC.

Jen Smith is a staff writer at The Penny Hoarder and gives money saving and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Calling all wannabe project managers: Learn Lean and Six Sigma with this online training

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Without a coach to call, direct, and execute plays, a football team is just a bunch of beefy dudes running chaotically after a leather spheroid. 

In a similar vein, corporate teams can struggle to achieve desired outcomes if they lack the planning, organization, and oversight of a skilled project manager. Such professionals are the oil that keeps a company’s engine running smoothly; they’re the reason why shit gets done, and done efficiently.

Lean and Six Sigma are a pair of methodologies that contributes to a project manager’s valuable ability to effectively lead a team — and they can both be learned via online courses. Read more…

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Why Ctrip, China’s Largest Online Travel Agent, Will Be Celebrating Chinese New Year

The largest annual human migration is underway. China’s 1.7 billion population will make 3 billion trips around Chinese New Year on February 5, according to government officials. It’s a logistical nightmare, clogging China’s airports, train stations and highways with traffic. But, for China’s leading online travel agent Ctrip.com International, it’s also a giant pay day.

The $ 20 billion Nasdaq-listed travel agent occupies 60% of China’s online travel industry and is the world’s second-largest online travel agent (OTA) after Priceline Group in terms of gross merchandise value, which measures the total value of services sold through a company’s platform. The Shanghai-based Ctrip, which bought flight comparison site Sky Scanner in 2016 and operates in the U.S. as Trip.com, expects to service 390 million domestic and seven million outbound trips by Chinese tourists this Chinese New Year.

According to Ctrip, Thailand, Japan and Indonesia will be the most popular overseas destinations for China’s tourists this New Year. The U.S. ranks number seven on that list, the same place it held in 2017. Ctrip co-founder and executive chairman James Liang said in January that he doesn’t expect China’s ongoing trade war with the U.S. to affect Chinese travel plans.

Liang founded Ctrip as a travel comparison site in 1999 after working eight years at Silicon Valley software company Oracle. Neil Shen, now founder and managing partner at Sequoia Capital China, joined as Liang’s co-founder along with Ctrip president Min Fan and board director Qi Ji.

The company’s first revenues came from hotel bookings, into which Ctrip expanded after the dotcom bubble burst and investor capital dried up. Two years later the company added flight reservations to its portfolio of services, then package holidays, corporate travel, bus tickets, train tickets and travel logistics.

Since 2003, when the company listed on Nasdaq, its market cap has swollen to 40-times its pre-IPO value and annual revenues have surged from $ 40.3 million in 2004 to $ 4.1 billion in 2017.

“The buying power is there, in China,” says CEO Jane Sun, who joined the company as CFO in 2005 after spending 12 years working in Silicon Valley finance. “In 2017 we offered 22 high-end tour packages priced at $ 200,000 each. It only took us 17 seconds to sell them all.”

According to McKinsey & Company, Chinese tourists made 131 million trips overseas in 2017 and spent a total $ 250 billion. The consultancy expects those figures to grow to 160 million and $ 350 billion by 2020. With only 5% of Chinese citizens owning a passport, outbound travel has exceptional room for growth and is one of the reasons why Ctrip was included amongst Fortune’s list of “Future 50” companies with strong growth prospects.

Ctrip’s tech prowess is one of its strengths. Sun says the company invests heavily in ABC – artificial intelligence, big data and cloud computing – and uses its proprietary data analytics to do things like push targeted adverts towards customers and help business partners such as hotels predict peak periods.

In 2017 Ctrip created a credit rating system – ever more the vogue in China – based on customer’s booking history. In a letter to shareholders, Sun explained that customers with higher credit scores will enjoy perks, such as deferring payment until arrival, and the system also allows service providers to “get a better sense of what kind of customers they will serve.”

However China’s two most formidable tech titans, Alibaba Group and Tencent Holdings, are both invested in the travel market too. Alibaba’s travel unit Fliggy, launched in 2014, has chipped away at Ctrip’s share in flight sales and, according to analytics company Trust Data, Tencent-backed Meituan Travel surpassed Ctrip in hotel bookings by volume last year.

Ctrip’s executives have routinely dismissed the idea that Meituan or Alibaba poses a threat to their own business and maybe that’s fair. With China’s outbound travel market still so unsaturated, there’ll be room for more than one player.

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Sexual Compatibility Takes Backseat To Political Compatibility In Online Dating

Times are a changin’ … again as it always does. But specifically, the issue here is that people are choosing their date mates more on their politics than how good the sex is. Yep, that’s a huge change.

Find out more about in this excerpt from Huffington Post:

Since the 2016 election, the OkCupid team noticed such a strong interest in politics that it began sending its users push notifications with questions about specific issues and political figures. On Jan. 10, the day Trump visited the U.S.-Mexico border, the app sent a new question to users: “Do you support the wall?” Eleven thousand people answered the question that day, and the number has climbed to 1.5 million since then. While 87 percent said they don’t support the wall at all, 8 percent said they do; 3 percent said they support building a wall if Mexico pays, and the remaining 2 percent said they only support the wall if Mexico doesn’t have to pay.

OkCupid, like most dating apps, won’t share its exact number of users or any specific demographic breakdowns. But Hobley said the users skew millennial and urban, two groups that tend to lean liberal, with an even number of men and women. She said she has observed from internal data what others have reported ― that conservative men are having an increasingly hard time dating online, particularly in metropolitan areas.

“You may have read that Trump staffers can’t get laid,” Hobley said. “It’s kind of true, based on what we’re seeing, that Trump supporters are having these issues.”

Since the app has been asking the simple question, “Trump?”, since his election, 90 percent of users have responded “no” or “hell no,” indicating that the app should not even show the people who support the president. Millennial women, unsurprisingly, are the most likely to prioritize politics in online dating. Seventy-three percent of them (compared to 56 percent of millennial men) have told OkCupid they’re looking to date someone of the same political party, and half of all women on the app say they won’t date someone who doesn’t vote in elections.

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Celebrate the Long-Awaited Weekend With These 91 Online Sales

Congrats on making it through another week! We honestly deserve a medal for making it to Friday, but a very full glass of rosé and some retail therapy will do. So start pouring and treat yourself to the 91 online sales below. Happy hunting!  Abercrombie & Fitch: Up to 70% off sale; extra …

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Parkland Families Taunted, Threatened by Online Troll, FBI Says

Carlos Garcia Rawlins/Reuters

A California man allegedly took on the guise of accused Parkland shooter Nikolas Cruz to taunt, threaten, and cyberstalk the loved ones of Cruz’s victims online—during the first Christmas holidays since they were killed.

For nearly three weeks from late December into January, Santa Ana resident Brandon Fleury allegedly bombarded family and friends of those killed in last year’s massacre at Marjory Stoneman Douglas High with messages like, “I killed your loved ones hahaha” and “I gave them no mercy” on Instagram. He used multiple Instagram accounts—including one with the username “nikolas.killed.your.sister.”—to mock and threaten the family and friends of the victims multiple times a day, prosecutors say.

According to a criminal complaint filed Friday in the Southern District of Florida, Fleury repeatedly tagged them in posts to remind them of their loss, “cheering the deaths of their loved ones,” and at one point even threatened to kidnap them while posing as Ted Bundy.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

How to Watch the NFL Playoffs Today Online for Free, Including the Cowboys vs. Rams Game

The NFL playoffs are in full swing this weekend, with four games scheduled that will narrow the field of teams fighting for a spot in the 2019 Super Bowl on Sunday, February 3. The two NFL playoff games today (Saturday, January 12) are: Colts vs. Chiefs and Cowboys vs. Rams.

Both matchups are interesting. The Indianapolis Colts are arguably the NFL’s hottest team: After starting 2018 at 1-5, Andrew Luck and the Colts have won their last five games, including an impressive Wild Card playoff win on the road against the Houston Texans last weekend. Still, the 12-4 Kansas City Chiefs, playing at home with one of the league’s most potent offenses, are 5.5-point favorites to beat the Colts in the AFC divisional playoffs on Saturday.

The Dallas Cowboys, meanwhile, are easily the hottest NFC team right now. The Cowboys won seven of their final eight regular season games, and then edged the Seattle Seahawks 24-22 in the playoff opening round. But the 13-3 Los Angeles Rams have been one of the league’s best teams all year long, and the betting odds for the Cowboys vs. Rams game Saturday night indicate the Rams are 7-point favorites to win at home.

The TV broadcasts for the NFL playoffs are all being handled by free, over-the-air broadcast networks. So it’s super simple to watch NFL playoff games for free on TV. What’s more, fans can also live stream the NFL playoffs for free on their phones, or even watch NFL playoff games online for free on other screens. Here are all the details you need.

What Channel Is the Cowboys vs. Rams Game On Today?

What time does the Colts vs. Chiefs game start today? How about the Cowboys vs. Rams game? What channels are broadcasting the NFL playoff games today? And how about the NFL playoffs on Sunday?

Here’s all the info you need, starting with the NFL game schedule today, Saturday, January 12:

• Indianapolis Colts vs. Kansas City Chiefs, 4:35 p.m. ET on NBC
• Dallas Cowboys vs. Los Angeles Rams, 8:15 p.m. ET on Fox

Here’s the NFL playoff schedule for Sunday, January 13:

• Los Angeles Chargers vs. New England Patriots, 1:05 p.m. ET on CBS
• Philadelphia Eagles vs. New Orleans Saints, 4:40 p.m. ET on Fox

It’s very easy to watch NFL playoff games for free on TV today and Sunday. If you have cable TV or another pay TV package, it probably comes with local broadcasts of network TV channels, including NBC, Fox, and CBS.

If you don’t have cable, you can still watch the NFL playoffs with a digital antenna. A basic HDTV antenna costs around $ 25, and once it’s hooked up to a TV in most of the country you’ll be able to watch local affiliates for over-the-air TV networks such as ABC, CBS, Fox, and NBC, as well as PBS.

Watching broadcast TV with a digital antenna is totally free, and comes in hi-def. What channels you get with an HDTV antenna in your home may vary, however, based on the strength of the antenna, its positioning in your house or apartment, and where you live.

How to Live Stream the NFL Playoffs for Free Today

To live stream NFL games —including the playoffs this weekend and the Super Bowl — on your phone, download the NFL App or Yahoo Sports mobile app. Both are free to download and provide free NFL game live streams on phones (and sometimes, tablets).

Either app will allow you to watch the NFL playoffs online for free on your phone. Unfortunately, the NFL App and Yahoo Sports app do not allow fans to live stream NFL games on smart TVs or laptops. You can’t use them to screencast games to your TV either. They work only with smaller screens — smartphones, specifically, and sometimes tablets.

How to Watch the NFL Playoffs Online for Free: Cowboys vs. Rams

If you’re hunting for another way to watch the NFL playoff games today online on a smart TV or another large screen, consider signing up for a free trial of a streaming TV service that includes local broadcast TV channels in its packages.

In most of the country, the streaming TV services Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, and YouTube TV include CBS, NBC, ABC, and Fox in packages, alongside dozens of other “pay TV” channels. Another service, Sling TV, includes local Fox and NBC stations in certain parts of the country.

The cost of these live stream TV services normally starts at $ 25 to $ 45 per month. But they are all available to new subscribers for free during free-trial periods that last about a week.

So you could watch the NFL playoff games online for free this weekend by subscribing to a streaming TV service and taking advantage of the free trial. You’d then have the rest of the week to try out the service before deciding if you want to pay up.

If you ultimately decide you do not want to become a paying subscriber, remember to cancel the streaming TV service before the free trial ends. If you miss the deadline, you’ll be charged in full for the first month.

Sports – TIME

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How to Watch the NFL Playoffs Online for Free Today, Including the Seahawks vs. Cowboys Game

The 2019 NFL playoffs kick off this weekend, with two Wild Card round games on Saturday, January 5: Colts vs. Texans and Seahawks vs. Cowboys.

Both NFL playoff games on Saturday are expected to be close: The Wild Card betting odds indicate that the Texans and Cowboys — the home teams in both games — are favored to win, but only by a margin of 2 points or less.

The NFL playoff games this weekend are being broadcast nationally on a mix of channels: CBS, Fox, NBC, ABC, and ESPN. There are plenty of ways to watch the NFL playoffs — online or on TV — for free, and you can even live stream the NFL playoff game for free that’s airing on the pay channel ESPN (Colts vs. Texans).

Here’s all the info you need for how to watch the NFL playoffs for free in 2019.

When Do the NFL Playoff Games Start Today?

What channel are the NFL playoffs on during Wild Card weekend, and when do the games start? Here’s the NFL playoff schedule for Saturday, January 5:

• Indianapolis Colts vs. Houston Texans, 4:35 p.m. ET on ABC and ESPN
• Seattle Seahawks vs. Dallas Cowboys, 8:15 p.m. ET on Fox

And here are the NFL playoff game times for Sunday, January 6:

• Los Angeles Chargers vs. Baltimore Ravens, 1:05 p.m. ET on CBS
• Philadelphia Eagles vs. Chicago Bears, 4:40 p.m. ET on NBC

If you have cable or another pay TV service that includes broadcast networks (and ESPN) in your package, it’s easy to watch the NFL games this weekend. All you need to do is find the appropriate channel and tune in. But there are also plenty of options to watch the NFL playoffs for free if you don’t have cable.

How to Watch the Seahawks vs. Cowboys Game for Free

Free, over-the-air networks have the TV broadcasts for Colts vs. Texans and Seahawks vs. Cowboys games today, as well as Chargers vs. Ravens and Eagles vs. Bears on Sunday.

You don’t need cable to watch these NFL playoff games for free on TV. All you need in most of the country is a digital antenna.

You can buy a decent HDTV antenna for around $ 25. Once it’s connected to your TV, it will function similarly to old-fashion “rabbit ears” antennas, allowing you to watch unlimited local broadcasts of major free networks, including ABC, CBS, Fox, NBC, and PBS, in hi-def.

In most of the country, viewers can tune in all the major networks with a basic digital antenna, though which broadcast TV channels you get will vary based on the strength of the antenna, where you live, and where the antenna is positioned in your home. You may have to move your antenna around a bit to see where the signal is strongest for Fox, CBS, NBC, and other local channels.

How to Live Stream the NFL Playoffs for Free

The NFL App and Yahoo Sports mobile app allow users to watch nationally broadcast NFL games on a phone (and in some cases, a tablet). That means you can use these apps to watch the 2019 NFL playoffs in their entirety — including the Colts vs. Texans game, airing on ABC and ESPN — along with the Super Bowl on Sunday, February 3.

The NFL App and Yahoo Sports app are free to download, and the NFL game live streams are free as well. Take note, however, that the free live streams are available only on smartphones and tablets. So you can’t use these apps to screencast games to your TV, or to watch the NFL playoffs on any other kind of (larger) screen, such as a laptop or smart TV. Also, in some cases, the live streams may not work when you’re connected to Wi-Fi, so you may have to use up data in order to watch NFL games on your phone.

How to Watch the NFL Playoffs Online for Free

If you’re struggling to figure out a way to watch one or more NFL playoff games online for free during Wild Card weekend, consider registering for a free trial with a streaming TV service that includes the channels you need in its packages.

How does streaming TV work? For those unfamiliar with this increasingly popular alternative to cable, streaming TV services bundle together dozens of pay channels for subscribers, very similarly to cable. However, live streaming TV subscribers watch all of their content on connected devices, rather than watching channels only on TV. Streaming TV packages generally cost less than cable, and come with fewer fees as well.

In most of the country, the streaming TV services Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, and YouTube TV include local broadcasts of channels like CBS, Fox, ABC, and NBC in their packages.

Hulu Live, DirecTV Now, PlayStation Vue, YouTube TV, and another service, Sling TV, also include ESPN in certain basic packages. Sling TV also comes with local NBC and Fox broadcasts in select markets. (Fubo TV, on the other hand, does not include ESPN in any streaming TV packages.)

How much does streaming TV cost? And what’s the best live streaming TV service? Sling TV is the cheapest streaming TV service that includes ESPN, starting at $ 25 per month. The other streaming TV options cited above start at about $ 40 per month. The list of channels and amenities included with each service varies widely, so it’s best to shop around and look closely at the fine print to figure out which streaming TV service is best for you.

Luckily, all streaming TV services give free trials that last about a week for new subscribers. So, if you want to watch the NFL playoffs online for free this weekend, you could sign up for a new subscription and catch all the Wild Card weekend games without paying a dime.

You’d then have the rest of the week to try out the service before being charged. Just remember that if you ultimately decide you do not want to become a paying subscriber, you must cancel before the free-trial period ends. If you miss the deadline, you’ll be charged in full for the first month.

Sports – TIME

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‘Overwatch’ Makes Voice Chat Essential, But is Winning Worth The Online Abuse?

Unlike most team-based shooters, in Overwatch, voice chat is essential if you want to perform well at the upper echelons of competitive play. Ignoring the every player for themselves approach of its contemporaries, Blizzard‘s shooter is refreshingly team-oriented and here working collectively as a team can go a long way. From strategizing to shot-calling, here, communication is always key to winning.

Despite this, bafflingly, lots of Overwatch players actively refrain from using voice chat. Not only do some players decide against talking in the voice channel—some even go as far as to leave it entirely, meaning that they can’t even hear those who are using the feature. Why? <Well, as with many other online games, Overwatch can be a platform that’s plagued with toxicity. While popping on for a quick bit of pew pewery, it’s sadly not uncommon to hear an angry voice yelling personal attacks or even hate speech in the voice channels of Blizzard’s shooter. Like with the rest of the internet, here players revel in the anonymity they’re afforded by voice chat, using the feature as a means of bullying others with little consequence.

So, in an effort to understand why people do and don’t use voice chat, we spoke with Josh Bishop, Aimee Hart, and Natalie Flores. All avid players of Overwatch, they each had their own unique opinions on the pros and cons of voice chat in competitive Overwatch.

Josh’s story



I didn’t use voice chat in the past. It felt really bad whenever I got flamed in Overwatch—I don’t really know why, but in Overwatch specifically, it felt worse than other games. A while back I joined a Diamond/Masters Overwatch team and ever since then I’ve used voice chat because the part I enjoy now is the teamwork aspect. I definitely feel this is the best game out there for teamwork and that not using voice chat does kind of mess up you and your team. Now I don’t care much about what they say and if I get a particularly annoying person in one of my games I just mute them specifically instead of leaving the entire channel.

Back when I would regularly leave voice chat I liked to play Mei. Even if she wasn’t amazing, she was still playable and I definitely won games on her. No one else really agreed with me, though, and the second I would pick Mei everyone would scream at me and want me to switch. I will say that this is for sure the most toxic community I’ve ever been a part of, for reasons just like this. They’re angry all the time for no reason.

It sounds strange to say, but I feel League of Legends’ toxicity isn’t anywhere near as bad. I think it’s because they don’t flame you often for your pick or other dumb things like that—they flame you over whether or not your decisions are correct. This doesn’t bother me as much because I stand by my decisions usually. Plus, it’s all through text. League has no voice chat at all. I just mute their chat and forget they exist. When I’m trying really hard in ranked I just mute chat right when the game starts.

If I’m playing ranked and trying hard to win, that’s what I do. I have a habit of trying to type back when people get toxic. I feel like I have to be the one defending everyone from the flame. Also, in League not much that gets typed is important. I’d say maybe 5% of messages are important.

LoL has a very good system of pings so you can communicate without having to type it all out. You can press one button to bring up a menu of four pings; enemy missing, on my way, be careful, and I need assistance. On top of that, you can ping enemy abilities and items to call attention to them or to ping that they’re on cooldown or whatever else. None of these things get muted when you mute chat.

Flamed for choosing his favorite heroes but receptive of the fact that voice chat is essential for successful team play, Josh has resolved to mute toxic players with a zero-tolerance policy toward toxicity. This is a quick fix and does remove the toxic elements of the game, but it also limits Josh’s ability to communicate with some teammates. In order to block out their toxic behavior, all lines of communication must be severed, which directly impinges on team play.

Aimee’s story


Heroes of the Storm Overwatch Officer D.Va
And just like that a brand new Officer D.Va cosplay was born

It was a while back but I can remember who I was playing and everything because it was just that good, y’know?
I didn’t used to like voice chat, but I used to watch a streamer called RagTagg and he was always like “you’ll do better in competitive if you talk. You may not want to, but you’ve gotta do it if you want to do well.” So, I tried it out myself, and it was pretty hit and miss. Sometimes we’d win, sometimes we’d lose. I found that I was mostly by myself on voice chat, which I didn’t mind because I’m quite shy.

Until it got to that game. It was competitive (Gold) and I was on King’s Row. I was playing D.VA and to be honest, we didn’t have a good team. I can’t remember the full composition, but I know there was a Mercy and a Widowmaker, and I was the only tank. So, it wasn’t great, but I didn’t tell them to change and was like “okay, we’d probably do better if we had another tank and another healer, but if you don’t want to change then that’s okay. Just have fun.” Or…something along those lines.

Like, it was definitely forced positivity at that point, solely because I’d been miserable on competitive before and got real toxic so now I was like “LET’S BE POSITIVE –EVEN WITH DIRE ODDS.”

We’d pushed the payload to the very last point on King’s Row, but we couldn’t complete it.It was the enemy’s turn, and just as we were preparing, someone on our team suddenly left.I can’t remember who it was, but I know it wasn’t Mercy or Widowmaker because I remember them distinctly.

Like I said, I could tell the team was down and we were stumbling a lot. The enemy team took the first point easily and by that time I just knew if we didn’t do something then we’d lose for sure.

At that time I went off voice chat because I could feel myself getting angry and didn’t want to take it out on anyone; but,  just as they went past the first corner of the payload, I was like “ah, f** it” and went back on chat and was like “alright, I know it looks bad but I think we can do this. We’re trickling in at the moment, but I’ve got my ult and if we can get rid of the tank (I think it was Rein) then I can do my ult and we can hold the payload,” or something along those lines. It was a really long time ago—I think Orisa had just been added to the game.

But anyway, we teamed up and managed to get Rein out of the picture and I flew my mech into the enemy team and BAM! Caught them completely unaware and it was a team kill.

Then I think it was Widow or Mercy who came on the voice chat and was like “YES! Go D.VA! We can do this everyone!” He was an American guy for definite, because he had a real thick accent. And honest to GOD we ended up winning. It was so great. Me and the guy were cheering when we won and just spammed thanks. Honestly, it was the best feeling in the world. I’ve not had a comp match like that for ages.
Aimee’s story is warm and uplifting, highlighting the side of Overwatch that players dream of. Aimee is the person you want on your team—the anti-toxic teammates who praises you when you do well and forgives you when you make a mistake. When Aimee told us this, we don’t think she knew that she was the star of the story, but that’s just how it is. If more people were like this, Overwatch’s toxicity problem would be solved in a heartbeat.

Natalie’s Story


Mercy is an essential part of many Overwatch teams. But will these latest changes make Mercy mains think twice?

So basically, sometimes I’ll play overwatch with my friends and I’ll want to play a little more after they take their leave. When that happens, I have to disconnect my headphones, plug in my splitter cable with the headphone jack, and plug my headphones back into that so that I can join voice chat without my own voice getting picked up. This is how I play Overwatch, because voice chat is super important since it’s supposed to be a team-based game.

Sometimes, I’m a little Zenyatta getting focused by the enemy team, but I’d rather frustratingly keep dying and drop in rank—which I honestly take pretty seriously as someone who is really involved with this game—than to go on voice chat with my microphone

I think the last time I went on mic was when I was playing as Mercy in a competitive match on Lijiang Tower. I hadn’t been using my mic for most of the match, but when I got attacked by an asshole for not healing enough (despite healing 8k at that point and doing my best with the other healer on our team that was focusing more on attacking than healing), I got on mic to tell him how much I had healed and that I wasn’t the problem, actually.

He then proceeded to call me a dirty whore and got super aggressive and hostile, and nobody was defending me, so when he said that, I just nodded and told them “Oh, I see how it is. Well, nice game!” and I purposely left the match, which I never usually do.

If it’s not that kind of interaction, then the other interaction in voice chat that I most vividly remember is playing on Eichenwalde with a team of dudes who seemed pretty nice, which made me felt confident going in voice chat and making callouts, strategizing, etc.

Almost immediately after I joined voice chat, this one guy started to fawn over my voice, telling me it was really cute and repeating some of the things I’d say, saying that he just loved my voice. He kept doing that and it was super distracting because I just wanted to focus on the game, but instead I was thinking about how much he was Othering me from the rest of the team.

It was the exact opposite of calling me a dirty whore; it was nice, even if flirtatious, but they both served the same purpose: to other me because I’m a woman. Any reason I should use voice chat for, like strategizing or asking for help since I tend to main supports and the enemy team often focuses me as a result, has never been a risk that compensates for the possible vitriol or othering I will experience.

You can never know—sometimes, a teammate may seem nice and not toxic, but then they’ll say something is “so gay” when we’re in 2018. And, because you can never know, I’d rather not put myself at risk. So that’s how I play Overwatch now: with my splitter cable so that I can listen to people talk but never speak myself. I’m rarely afraid to voice my own opinions, and you know me as someone who definitely doesn’t shy away from doing that, but when it comes to playing online games, I shut down. It’s a bit uncomfortable, because I’d like to speak. I’m used to it—but I can’t do it in Overwatch.

The only times I will join voice chat are when I know another woman is in there. And I’ve had it happen to me, when I used to go into voice chat more often than not, that me speaking leads to another woman in the team plugging in her mic later on and feeling comfortable in speaking. I have almost 1,000 hours played in Overwatch. Maybe less than 30 of those hours have involved me participating in voice chat. And 30 is really generous, frankly.

Natalie brings a whole new issue to the table here. An avid Overwatch player, Natalie takes competitive matches very seriously and tries to use voice chat as much as possible. Tragically, her voice is what makes her teammates either toxic or distracting—purely because she’s a woman. This issue extends the whole way up to professional play, with Shanghai Dragons’ Geguri being the only woman currently playing in the Overwatch League. Alongside the general toxicity that ruins an objectively great game for so many people is a culture founded upon gendered insults and misogyny. The worst thing about Overwatch

Don’t make a stellar teammate like Josh mute you. Aim to be Aimee. Treat Natalie with the same degree of respect that you’d afford your very own friends and family. Overwatchvoice chat is a feature designed to make a team game team-oriented. It’s not for bullying people. It’s for helping them.

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The post ‘Overwatch’ Makes Voice Chat Essential, But is Winning Worth The Online Abuse? appeared first on FANDOM.

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How to Watch the Saints vs. Panthers ‘Monday Night Football’ Game Online for Free Tonight

NFL fans who want to watch the Saints vs. Panthers game on “Monday Night Football” for free tonight have several options for tuning in to this critical NFC South showdown.

While the New Orleans Saints and Carolina Panthers TV broadcast is on ESPN, fans can still live stream “Monday Night Football” for free. All of the ways to watch the Saints vs. Panthers game online for free tonight are explained below.

But first, what about the Saints vs. Panthers matchup itself? Who is the favorite on “Monday Night Football” tonight?

Even though the 6-7 Carolina Panthers are playing at home at Bank of America Stadium, they are the underdogs. The New Orleans Saints, who are 11-2 and have already won the NFC South Division title, are 6.5-point favorites to beat their division rival Panthers. In fact, lately sports books say that the New Orleans Saints have the best odds of winning the Super Bowl in 2019.

But anything can happen in the NFL. Three other strong 2019 Super Bowl contenders — the Kansas City Chiefs, Los Angeles Rams, and New England Patriots — lost their most recent games despite being favored to win.

Here’s all the info you need to watch the Saints vs. Panthers game — online or on TV — on “Monday Night Football” tonight.

What Time Does the Saints vs. Panthers Game Start Tonight?

“Monday Night Football” TV broadcasts, including the Panthers and Saints game tonight, are handled by ESPN. Kickoff is scheduled for 8:15 p.m. ET.

ESPN is a pay channel included in most satellite and cable TV bundles. If you have such a pay TV package, all you need to do to watch the Saints vs. Panthers on “Monday Night Football” is find ESPN on your TV.

If you don’t have cable, you can still live stream the Saints vs. Panthers for free — at least on your phone, if not another device like a laptop or smart TV.

How to Live Stream the Saints vs. Panthers Game for Free

To live stream “Monday Night Football” and other NFL games for free on your phone, download the newest version of either the Yahoo Sports app or the NFL app. These apps provide free live streams of many NFL games, including tonight’s Saints vs. Panthers game on “Monday Night Football.”

Exactly what NFL games can you live stream free with the NFL App or Yahoo Sports app? Fans get free live streams of national game broadcasts such as “Monday Night Football” (broadcasted on ESPN), “Thursday Night Football” (Fox and NFL Network), and “Sunday Night Football (NBC), in addition to whatever NFL games are being broadcasted on their local CBS and Fox stations every Sunday afternoon.

Unfortunately, fans who are using these apps are limited to free live streaming on a tiny screen. The apps only stream NFL games on smartphones — so you can’t use them to watch “Monday Night Football” online for free on a laptop, smart TV, or any other larger screen.

How to Watch “Monday Night Football” for Free Online on a Smart TV or Laptop

Consider signing up for a free trial of a streaming TV service with ESPN if you want to watch the Saints vs. Panthers “Monday Night Football” game online for free tonight.

The streaming TV services Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include ESPN in certain packages. Prices for these streaming TV packages start at $ 25 to $ 45 per month, but new subscribers can check them out for free for about a week during free-trial periods.

Streaming TV services, for those who are unfamiliar, are similar to cable in that they bundle together dozens of pay channels for subscribers. The main difference with live streaming TV is that subscribers stream content on connected devices, rather than watching channels via TV. Streaming TV packages are generally cheaper, with fewer fees, than cable as well.

Which streaming TV service is best? Well, the amenities and included channels vary from provider to provider. Sling TV is the cheapest streaming TV service with ESPN. But Sling also has the fewest channels included in its basic package. Many other streaming TV services include broadcasts of local network TV — like ABC, CBS, NBC, and Fox — in many parts of the country as well, which is something that is not yet available on Sling TV.

So it’s worth checking out all the fine print, and what channels are included (and not) with each streaming TV service before registering for a subscription. And if you sign up for a free trial and ultimately decide you do not want to become a paying subscriber, remember to cancel in time. If you don’t cancel before the free trial ends, you’ll be charged in full for the first month.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the NFL Games Today Online for Free, Including Patriots vs. Steelers and Eagles vs. Rams

It’s week 15 of the 2018 season, and key matchups with playoff implications on the NFL game schedule today include the Dolphins vs. Vikings, Cowboys vs. Colts, Patriots vs. Steelers — and the Eagles vs. Rams on “Sunday Night Football.”

What NFL games are on TV today? The answer depends on where you live.

The Philadelphia Eagles vs. Los Angeles Rams “Sunday Night Football” game has a national broadcast on NBC stations around the country, so all NFL fans can watch that game. CBS and Fox have the rest of the NFL TV broadcasts on Sunday, December 16, though the schedule of what games are on TV today varies by region.

Local CBS and Fox channels broadcast the local team’s games, as well as select other NFL games every Sunday. It appears as if most of the country will get to watch the New England Patriots vs. Pittsburgh Steelers game, scheduled for a 4:25 p.m. ET start on CBS.

Here’s a guide for how to watch today’s NFL games for free — online or on TV — no matter where you live.

NFL Game Schedule Today: Sunday, December 16

Here is the full NFL TV broadcast schedule for today:

• Green Bay Packers vs. Chicago Bears, 1 p.m. ET on Fox
• Detroit Lions vs. Buffalo Bills, 1 p.m. ET on CBS
• Tampa Bay Buccaneers vs. Baltimore Ravens, 1 p.m. ET on Fox
• Arizona Cardinals vs. Atlanta Falcons, 1 p.m. ET on Fox
• Oakland Raiders vs. Cincinnati Bengals, 1 p.m. ET on CBS
• Tennessee Titans vs. New York Giants, 1 p.m. ET on CBS
• Miami Dolphins vs. Minnesota Vikings, 1 p.m. ET on CBS
• Washington Redskins vs. Jacksonville Jaguars, 1 p.m. ET on CBS
• Dallas Cowboys vs. Indianapolis Colts, 1 p.m. ET on Fox
• Seattle Seahawks vs. San Francisco 49ers, 4:05 p.m. ET on Fox
• New England Patriots vs. Pittsburgh Steelers, 4:25 p.m. ET on CBS
• Philadelphia Eagles vs. Los Angeles Rams, 8:20 p.m. ET on NBC

You don’t need cable TV to watch the Eagles vs. Rams on “Sunday Night Football” or the NFL games airing on your local CBS and Fox stations. In most of the country, all you need to watch football today is a digital antenna. A basic HDTV antenna costs around $ 25 or less, and it works similarly to an old-fashioned “rabbit ears” antenna, allowing viewers to watch local broadcasts of major over-the-air networks like CBS, Fox, NBC, and ABC for free.

The lineup of free TV channels you get with a digital antenna varies based on location and the strength of the antenna. But in most of the country, viewers can watch all the major networks for free by hooking their TV up to a digital antenna.

How to Live Stream NFL Games Today Free on Your Phone

If you want to live stream NFL games for free on your phone, download the latest version of the Yahoo Sports app or NFL App. These mobile phone apps provide free live streams of many NFL games. Specifically, mobile phone viewers can stream the NFL games that are airing on their local CBS and Fox stations, in addition to NFL games that are being broadcast national — including “Sunday Night Football” on NBC, “Monday Night Football” (ESPN), and “Thursday Night Football” (Fox).

The Yahoo Sports and NFL apps are both free. Fans should take note, however, that the free NFL game live streams are available only on smartphones. In other words, you cannot use these apps to watch NFL games online on a larger screen, such as a laptop or smart TV.

How to Watch NFL Games Online for Free

To watch NFL games online today on a screen that’s larger than your phone, consider signing up for a subscription with a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV. In most of the country, these live streaming TV services include broadcasts of local networks in their bundles of dozens of other channels. And yes, streaming TV subscribers can watch TV online on any device they like, after logging in to their account.

The lineup of channels and monthly costs for streaming TV services vary based on the provider. Packages for the services above generally start at $ 40 per month, but new subscribers can check them out for free during free-trial periods that last about a week.

Fans could watch NFL games online for free today, then, by signing up for a new subscription with one of these streaming TV services. Afterwards, there would be several more days to continue to try out the service and decide if you want to become a paying subscriber. If you ultimately do not want to subscribe, remember to cancel before the free trial ends.

How to Watch All the NFL Games Today

For all of the options cited above, fans are limited to watching only the games being broadcast by their local CBS and Fox stations on Sunday afternoon. What if you want to watch NFL games that aren’t being broadcast on TV in your area?

In that case, fans generally face the prospect of subscribing to a special package that includes broadcasts of out-of-market NFL games. The best-known package is DirecTV’s NFL Sunday Ticket, which lets you watch out-of-market NFL games every Sunday. The price of NFL Sunday Ticket starts at $ 300 per season, on top of the cost of a pay TV subscription.

The cheaper way to watch out-of-market NFL games is by subscribing to NFL Game Pass package. It costs $ 99.99 for the season, and new subscribers can sign up for a seven-day free trial. NFL Game Pass subscribers can watch (or stream) out-of-market NFL games on Sunday, but they cannot watch games live. Instead, NFL games become available to subscribers after they have ended.

But if you can avoid spoilers on the news and social media, NFL Game Pass could be your best option for catching out-of-market games. It is not only cheaper than NFL Sunday Ticket, it allows fans to watch condensed, commercial-free versions of NFL games — which can save you a bunch of time.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch NFL Games Online for Free Today, Including Rams vs. Bears on ‘Sunday Night Football’

The NFL games on TV today in week 14 of the 2018 season include exciting matchups like Patriots vs. Dolphins, Eagles vs. Cowboys, and Ravens vs. Chiefs, finishing up with a top-notch “Sunday Night Football” game: Rams vs. Bears.

The Los Angeles Rams and Chicago Bears are both leading their divisions — NFC West and NFC North, respectively — and either team could go far in the playoffs. In fact, the Rams, who are 11-1 and have the best record in the NFL, are now being given the best odds of winning the 2019 Super Bowl, scheduled for February 3 at Mercedes-Benz Stadium in Atlanta.

But there is plenty more football to be played before then, including a full roster of games on the NFL schedule today. Here’s a guide for how to watch today’s NFL games for free — online or on TV — around the country.

What Is the NFL Game Schedule Today for Sunday, December 9?

First off, football fans do not get to watch every NFL game for free today. NFL games are broadcast on the major networks, which are free, but fans are typically limited by which Sunday games are being aired locally in their region.

Everyone gets to watch the Rams vs. Bears “Sunday Night Football” game for free tonight, because it’s being broadcast nationally by NBC stations all over the country. Otherwise, fans will get to see a few (but not all) of the Sunday afternoon games for free that are airing on CBS and Fox.

Here’s the full NFL game schedule for Sunday, December 9, and what channels are broadcasting the games:

• New York Jets vs. Buffalo Bills, 1 p.m. ET on CBS
• New York Giants vs. Washington Redskins, 1 p.m. ET on Fox
• New Orleans Saints vs. Tampa Bay Buccaneers, 1 p.m. ET on Fox
• New England Patriots vs. Miami Dolphins, 1 p.m. ET on CBS
• Baltimore Ravens vs. Kansas City Chiefs, 1 p.m. ET on CBS
• Indianapolis Colts vs. Houston Texans, 1 p.m. ET on CBS
• Atlanta Falcons vs. Green Bay Packers, 1 p.m. ET on Fox
• Carolina Panthers vs. Cleveland Browns, 1 p.m. ET on Fox
• Denver Broncos vs. San Francisco 49ers, 4:05 p.m. ET on CBS
• Cincinnati Bengals vs. Los Angeles Chargers, 4:05 p.m. ET on CBS
• Detroit Lions vs. Arizona Cardinals, 4:25 p.m. ET on Fox
• Pittsburgh Steelers vs. Oakland Raiders, 4:25 p.m. ET on Fox
• Philadelphia Eagles vs. Dallas Cowboys, 4:25 p.m. ET on Fox
• Los Angeles Rams vs. Chicago Bears, 8:20 p.m. ET on NBC

Unless you have a special NFL subscription package (see below) that includes broadcasts of out-of-market games, you’ll be limited to watching only the games airing on your local CBS and Fox stations. In general, that means you’ll receive broadcasts of your local team’s games, in addition to a couple of other NFL games that the networks believe will interest fans.

You don’t need cable TV or another pay TV subscription to watch these NFL games. All you need is a TV connected to a digital antenna. You can buy a decent HDTV antenna for around $ 25. Once it’s connected to your TV, you’ll be able to watch free, unlimited broadcast of over-the-air networks like CBS, Fox, NBC, ABC, and PBS.

Note, however, that the exact list of channels you can watch for free with a digital antenna varies based on where you live and the strength and position of the antenna you have.

How to Live Stream NFL Games for Free on Your Phone

What if you want to watch NFL games online today — on a phone or other device? There are a few possibilities.

To live stream NFL games for free on your phone, simply download the latest version of the Yahoo Sports app or NFL App. Both of these mobile phone apps have free live streams of all the NFL games that are airing on your local CBS, Fox, and NBC stations. (They also have free live streams of “Monday Night Football,” which is broadcast on the pay channel ESPN.)

The Yahoo Sports and NFL apps are totally free. They are free to download, and the NFL game live streams are free as well. However, the live streams are available only on phones. You cannot use these apps to watch NFL games on a larger screen, such as a tablet, laptop, or smart TV.

How to Watch NFL Games Online for Free on a Big Screen

To watch NFL games online today on any screen you want, considering registering for a free trial of a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV. These live streaming TV services bundle together dozens of channels into subscriber packages, and in most of the country they include local broadcasts of major networks like CBS, Fox, and NBC.

Packages for these streaming TV services start at about $ 40 per month, but all are available free to new subscribers during trial periods that last about a week. To watch NFL games online for free today, then, you could register as a new subscriber to one of these streaming services — and afterward still have nearly a full week to check them out.

Just remember, that if you don’t want to become a paying subscriber, you must cancel before the free trial ends.

How to Watch Every NFL Game Today

All of the options above work if you’re trying to watch NFL games broadcast on your local channels on Sunday. But what if you want to watch out-of-market NFL games — i.e., games that aren’t airing on your local CBS or Fox stations?

If that’s the case, you’ll need access to a subscription package that includes out-of-market NFL game broadcasts. NFL Game Pass package is the cheapest option ($ 99.99 for the season), and new subscribers can sign up for a seven-day free trial. NFL Game Pass subscribers can watch (or stream) out-of-market NFL games, but games are available only after they have ended. In other words, you can’t watch games live with NFL Game Pass.

The upside of NFL Game Pass is that the service allows subscribers to watch condensed, commercial-free versions of the games, which can be a huge time saver.

The other main option for fans who hope to watch out-of-market NFL games is DirecTV’s NFL Sunday Ticket. Packages start at $ 300 per season (on top of a pay TV subscription), and viewers get to watch all out-of-market NFL games every Sunday. Unfortunately, there is no free trial for NFL Sunday Ticket.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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Our Green Monday Editors’ Choices for Online Buy Black Holiday Gifts

Happy Green Monday! Green Monday is considered the best sales day in December, usually the second Monday of December. There are tons of terrific online deals today that rival Black Friday.

And, of course, for the purpose of wokefulness, we have a listing of Black Enterprise editors’ favorite holiday gift ideas—all items from black-owned businesses. Here is the rundown:

 

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The post Our Green Monday Editors’ Choices for Online Buy Black Holiday Gifts appeared first on Black Enterprise.

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How to Watch the Vikings vs. Seahawks ‘Monday Night Football’ Game Online for Free

The Minnesota Vikings and Seattle Seahawks face off on “Monday Night Football” tonight. And the Vikings vs. Seahawks game is a critical one as the 2018 playoff brackets start to take shape: Both teams have winning records (the Seahawks record is 7-5, while the Vikings are 6-5-1) and have a good chance of making the playoffs if they finish the regular season strong.

The “Monday Night Football” game tonight is being played at CenturyLink Field in Seattle, and the Vikings vs. Seahawks betting odds indicate that the home team Seahawks are 3-point favorites to win. The Seahawks are scoring an average of 26.6 points per game this season, compared to just under 23 points for the Vikings. The over-under in tonight’s game is 45.5 points.

Here are all the options for how to watch the Vikings vs. Seahawks “Monday Night Football” game — online or on TV — including tips for getting a free NFL game live stream on your phone.

What Channel Is the Vikings vs. Seahawks Game on Tonight?

“Monday Night Football” TV broadcasts, including the Vikings vs. Seahawks tonight, are handled by ESPN. Kickoff is scheduled for 8:15 p.m. ET.

If you have satellite or cable TV, you probably have ESPN included in your bundle of pay TV channels. All you have to do is find ESPN if you want to watch “Monday Night Football” on TV.

If you don’t have cable, there are still ways to watch the Seahawks vs. Vikings game online for free. Check out the options to live stream “Monday Night Football” for free below.

How to Live Stream the Vikings vs. Seahawks Game for Free

To live stream NFL games for free on your phone, use either the Yahoo Sports app and the NFL app. Either app provides free live streams of many NFL games, including “Monday Night Football,” even though the TV broadcast is on the pay channel ESPN.

In addition to matchups like tonight’s Vikings vs. Seahawks game, these apps let you live stream “Thursday Night Football” games (broadcast on Fox), “Sunday Night Football” (NBC), and all the NFL games normally broadcast on your local CBS and Fox stations on Sunday afternoons. While the apps are free to download and use, the live streams are available only on phones. So you can’t use them to watch NFL games on a larger screen, such as a laptop or smart TV.

How to Watch “Monday Night Football” for Free Online on a Smart TV

If you want to live stream the Vikings vs. Seahawks “Monday Night Football” game on a screen that’s larger than your phone, consider registering for a free trial of a streaming TV service that includes ESPN in its packages.

The streaming TV services Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include ESPN in their basic packages. The costs of these packages start at $ 25 to $ 45 per month, but they’re available to new subscribers for free for about seven days.

So, to watch tonight’s Seahawks vs. Vikings game online for free, you could register for a new subscription and live stream the game during the free-trial period. Afterwards, you would have most of a week to check out the service. Each is a little different, with different bundles of pay channels, but they are all basically the online equivalent of the traditional cable TV package — only they tend to cost less per month, and have fewer surprise fees.

Sling TV is the cheapest streaming TV service that includes ESPN in packages. But Sling TV also has fewer channels than the other services. It’s worth taking a close look at all the fine print, and what’s included with each live streaming TV service, before registering for a subscription.

Also, remember: If you ultimately decide you don’t want to become a paying subscriber, be sure to cancel your streaming TV service before the free-trial period ends.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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Watch Natalie Portman in ‘Vox Lux’ Online Exclusive Clip: Rebirth

Watch Natalie Portman in 'Vox Lux' Online Exclusive Clip: Rebirth

In Vox Lux, Natalie Portman portrays Celeste, a famed pop star who burst into stardom as a teenager. Now raising her own teenage daughter, she is struggling to navigate a career that has been plagued with scandals.

Part of Celeste's troubles stem from her dealings with the press. Our online-exclusive clip captures an interview with a journalist that quickly becomes feisty as the testy pop star endeavors to remain positive when a past scandal is brought up. Spoiler: she doesn't quite…

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How to Watch the Jaguars vs. Titans ‘Thursday Night Football’ Game Online for Free Tonight

Tonight’s “Thursday Night Football” game is the Jacksonville Jaguars vs. Tennessee Titans, and there are easy ways for fans to watch for free — online or on TV.

The Jaguars vs. Titans TV broadcast is being handled by Fox and the NFL Network, and fans can also live stream the Jaguars vs. Titans game for free via Amazon Prime or mobile phone apps. All of the options to watch “Thursday Night Football” for free are explained below.

But first, who is the favorite in the Jaguars vs. Titans game, and what are the betting odds? The Tennessee Titans, who are 6-6 and playing at home at Nissan Stadium, are 4.5-point favorites to beat their AFC South rivals Jacksonville Jaguars (4-8) tonight. The over-under for the “Thursday Night Football” matchup scheduled for December 6 is 37.5 points

Here are all the details for how to watch the Jaguars vs. Titans game for free tonight.

What Time Does the “Thursday Night Football” Game Start?

Like most “Thursday Night Football” games this season, the main TV broadcast for the Jaguars vs. Titans tonight is being handled by Fox, and the kickoff is scheduled for 8:20 p.m. ET. To watch “Thursday Night Football” on TV, simply find your local Fox station.

If you have cable TV or another pay TV service, it probably includes Fox and other broadcast networks in the package. If you don’t have cable and want to watch network TV, it’s well worth purchasing a digital antenna.

You can buy a decent digital antenna for about $ 25. Once it’s connected to your TV, you’ll be able to watch unlimited, over-the-air network TV for free in most of the country. Which channels you can watch with an antenna depend on where you live, but most people in the U.S. can tune in the local channels from all the major networks, including Fox.

How to Live Stream the Jaguars vs. Titans Game for Free

As we have reported earlier this season, fans can watch “Thursday Night Football” online for free — in addition to many other NFL games — on their phones. Here are the details on how to live stream NFL games, and what football games you can watch online for free, on your phone:

After downloading the latest versions of either the Yahoo Sports app or the NFL App, you’ll be able to live stream a host of games on your phone. Specifically, the Yahoo Sports app and NFL App let fans live stream games that are being broadcast locally in their region by networks like CBS and Fox, as well as all nationally broadcast primetime games. That includes “Sunday Night Football” on NBC, “Monday Night Football” on ESPN, and “Thursday Night Football” on the NFL Network and Fox.

The free NFL game live streams available with these apps only work on phones. In other words, you can’t use these apps to live stream games on a laptop, tablet, or connected TV.

What if you want to live stream the Jaguars vs. Titans “Thursday Night Football” game for free on a screen that’s larger than a phone?

Amazon Prime has a live stream of most “Thursday Night Football” games, including Jaguars vs. Titans tonight, on Prime Video. Amazon Prime members can simply log in to their accounts and go to Prime Video to watch the game on any device.

Amazon Prime membership, which includes free two-day shipping on most Amazon purchases in addition to free streaming video and music content, generally costs $ 119 per year or $ 12.99 per month. New subscribers can sign up for a 30-day free trial of Amazon Prime, and it might not be a bad time to try out the service — considering that it’s the holiday shopping season and you may be making some online shopping purchases.

It is also possible to live stream “Thursday Night Football” for free by registering for a free trial of a streaming TV service that includes local broadcast of Fox and other networks in its bundle of channels. The streaming TV services Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, and YouTube TV include such broadcasts in most of the country, but coverage varies and you should inquire if Fox is part of the package before subscribing.

All of these live streaming TV services can be tested via free trials that last about a week. After that, the basic cost of a package starts at about $ 40 per month. If you don’t want to become a paying subscriber, remember to cancel before the free-trial period ends.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the Redskins vs. Eagles ‘Monday Night Football’ Game Online for Free Tonight

Tonight’s “Monday Night Football” game is a matchup of NFC East rivals that could impact what teams make the playoffs this year: Washington Redskins vs. Philadelphia Eagles.

Right now, the Redskins and Eagles are both in the mix to possibly make the playoffs, or even to win the NFC East Division. The Dallas Cowboys lead the division right now with a record of 7-5, but the Eagles and Redskins aren’t far behind. The Redskins record is 6-5, while the Super Bowl champion Eagles are currently 5-6.

Tonight’s Redskins-Eagles game is being played in Philadelphia at Lincoln Financial Field, and the “Monday Night Football” betting odds indicate that the Eagles are 6.5-point favorites to win at home.

Here’s how to watch the Redskins vs. Eagles “Monday Night Football” game for free — online or on TV — tonight.

What Channel Is the Redskins vs. Eagles Game on Tonight?

“Monday Night Football” TV broadcasts, including the Redskins vs. Eagles tonight, are handled by ESPN. Kickoff is scheduled for 8:15 p.m. ET.

ESPN is available to most cable and satellite TV subscribers. If you have cable or another pay TV package, all you need to do to watch the Redskins and Eagles game is find ESPN.

What if you don’t have cable and want to watch “Monday Night Football” — for free? There are some ways to get free live streams of the Redskins vs. Eagles game, as well as other NFL games. Your options are explained below.

How to Live Stream the Redskins vs. Eagles Game for Free

The Yahoo Sports app and the NFL app allow you to live stream many NFL games on your phone for free. Specifically, when you download the newest version of either app, you can watch “Monday Night Football” for free on your phone, as well as other nationally broadcast NFL games — “Sunday Night Football” on NBC and “Thursday Night Football” on Fox — and all of the Sunday afternoon NFL games that are broadcast on your local CBS and Fox stations.

These apps are totally free to download, and the game live streams are free as well. On the other hand, these apps only allow for live streaming on a phone. In other words, you can’t use them to live stream “Monday Night Football” and other games on a larger screen, such as a tablet, laptop, or smart TV.

To watch “Monday Night Football” for free tonight on a larger screen, look into a free trial of a streaming TV service with ESPN, explained in the section below.

How to Watch “Monday Night Football” for Free Online

If you want to live stream the Redskins vs. Eagles “Monday Night Football” game tonight for free on any screen, consider signing up for a free trial of a streaming TV service that includes ESPN in its packages.

If you are unfamiliar with streaming TV services, they work fairly similarly to cable: Subscribers pay a monthly fee for a bundle of channels, only with streaming TV, the viewing happens on a connected screen rather than via a box connected to your TV.

What channels are included with streaming TV services varies by provider. The streaming TV providers Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include ESPN in their basic packages.

Prices for these services start at $ 25 to $ 45 per month — Sling TV is the cheapest of the bunch — and all offer free trials that last about a week for new subscribers. Assuming you’re a new subscriber, you could register today with one of these live streaming TV services and watch “Monday Night Football” online for free on any device you like. You’d then have the rest of the week to try out the service and determine whether you want to become a paying subscriber.

If you don’t want to pay, you must remember to cancel before the free-trial period ends.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the Alabama vs. Georgia SEC Championship Game for Free Online

College football conference championship weekend is upon us. And the nation’s top-ranked college football teams have more than just conference title bragging rights on the line: The results of the Alabama vs. Georgia SEC championship game today in particular will help determine which teams are selected to the college football playoffs, consisting of a pair of December 29 semifinals and a January 7 championship game.

As for the Alabama vs. Georgia betting odds, the University of Alabama Crimson Tide is the heavy favorite to win over the University of Georgia Bulldogs: The point spread is nearly two touchdowns (13.5 points).

That’s not the only college football game today, though. The big college football conference championship games today are the following: Oklahoma vs. Texas (Big 12 championship), Alabama vs. Georgia (SEC championship), Clemson vs. Pittsburgh (ACC championship), and Ohio State vs. Northwestern (Big Ten championship).

Luckily for sports fans, all of these college football games are being broadcast nationally on free, over-the-air networks. In other words, you can watch college football for free today even if you don’t have cable. There are also ways to live stream the college football conference championship games for free, if you’d rather watch online. Here are all the details.

What College Football Games Are on TV Today?

Here’s the college football game schedule today (Saturday, December 1) for the major conference championships, and what channels the games are on:

• Texas vs. Oklahoma, 12 p.m. ET on ABC
• Alabama vs. Georgia, 4 p.m. ET on CBS
• Clemson vs. Pittsburgh, 7 p.m. ET on ABC
• Northwestern vs. Ohio State, 8 p.m. on Fox

Because major networks have all of these broadcasts, you can watch the college football games above for free even if you don’t have cable. In most of the country, all you need to watch Alabama vs. Georgia for free (alongside other games) is a digital antenna.

You can buy a digital antenna for about $ 25 or less, and it’s a great investment if you’re a cord-cutter who doesn’t want to pay a monthly cable bill. Once you hook the antenna up to your TV, you’ll be able to watch live and unlimited local broadcasts of free, over-the-air networks, including ABC, CBS, Fox, and NBC.

How to Live Stream College Football Games for Free Today

If you don’t have a TV or want to watch college football today online for whatever reason, there are a few options — and some are “free,” though you are generally required to subscribe to some kind of pay TV or streaming service.

In many parts of the country, fans can live stream the Texas vs. Oklahoma game (and later, Clemson vs. Pittsburgh) with the ABC Live Stream or the ABC app. Similarly, you can stream the Northwestern vs. Ohio State game at fox.com/live or the Fox Go app, and you can live stream the Alabama vs. Georgia game using the CBS live stream.

To use any of these live streams, however, you are required to log in with a satellite or cable TV subscription account and password. There’s also another live streaming option for CBS and the Alabama-Georgia SEC Championship game: CBS All Access is a stand-alone service that lets you live stream CBS content, and though it normally costs $ 5.99 per month, you can try it out free during a one-week trial period.

Yet another way to live stream college football games today for free is by signing up for a free trial of a streaming TV service that includes local broadcast channels in its packages. In much of the country, subscribers to Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV get CBS, ABC, Fox, and other local channels included with their bundles. And they all offer free trials lasting about a week to new subscribers. So you could register today and watch college football free online, and then have the rest of the week to try out the service before being charged.

Just remember to cancel in time if you don’t want to become a paying subscriber. Basic packages for the streaming TV services above cost $ 40 to $ 45 per month, after the free trial is over.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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Ampersand Collective Brings Online Men’s Brands Into Retail Space

Some digitally native men’s brands have come together in a brick-and-mortar play for the holiday season.
Called Ampersand Collective, the 10-day pop-up on New York’s Lower East Side will feature gifts for guys from Stuart & Lau​​, a luggage and accessories brand; men’s outerwear from North & Mark​​; dress shoes from ​Wolf & Shepherd​​; ​hats and other haberdashery items from BM Franklin​​; grooming products from ​Fulton & Roark; timepieces from ​The 5th​​; socks and underwear from ​Nice Laundry​, and bikes from Tokyobike.
The idea for the shop was hatched by Stuart & Lau and North & Mark as a way to bring their brands to a different audience.

“I am proud to have brought together some of the best emerging men’s and gear brands together for this short-term residency,” said Matt Stuart, founder of Stuart & Lau. “As mostly digital native brands, this pop-up brings us off-line ​and offers the opportunity to showcase the brands in a physical location.”
Steve Cho, founder of North & Mark, added: “It’s very exciting to have a physical place where people can come to and try products they normally could only get online. Even in the digital age, people still need to touch and feel products before they purchase. The brands

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Black Friday deals lure U.S. shoppers, biggest sales gains online

Shoppers across the United States snapped up deep discounts on toys, clothing and electronics both online and at stores on Black Friday, giving retailers a strong start to their make-or-break holiday season.


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How to Watch Today’s NFL Games Online for Free, Including Vikings vs. Bears on ‘Sunday Night Football’

Cowboys vs. Falcons, Steelers vs. Jaguars, and Eagles vs. Saints are on the NFL game schedule today, which ends with a Vikings vs. Bears game on “Sunday Night Football” tonight.

What NFL games are on TV today? Well, the answer depends partly on where you live. All fans get to watch the Minnesota Vikings vs. Chicago Bears on “Sunday Night Football,” which is broadcast nationally on NBC. Other NFL games today are broadcast on CBS and Fox stations, though local channels choose to air the games that are likely to interest the regional fan base.

Here’s how to watch NFL games for free — online or on TV — on Sunday, November 18, including options for live streaming games on your phone and watching NFL games that aren’t being broadcast on your local stations.

What’s the NFL Game Schedule Today?

What NFL games are on TV today? Here’s the full NFL game schedule for Sunday, November 18:

• Cincinnati Bengals vs. Baltimore Ravens, 1 p.m. ET on CBS
• Dallas Cowboys vs. Atlanta Falcons, 1 p.m. ET on Fox
• Tampa Bay Buccaneers vs. New York Giants, 1 p.m. ET on Fox
• Pittsburgh Steelers vs. Jacksonville Jaguars, 1 p.m. ET on CBS
• Houston Texans vs. Washington Redskins, 1 p.m. ET on CBS
• Tennessee Titans vs. Indianapolis Colts, 1 p.m. ET on CBS
• Carolina Panthers vs. Detroit Lions, 1 p.m. ET on CBS
• Denver Broncos vs. Los Angeles Chargers, 4:05 p.m. ET on CBS
• Oakland Raiders vs. Arizona Cardinals, 4:05 p.m. ET on Fox
• Philadelphia Eagles vs. New Orleans Saints, 4:25 p.m. ET on Fox
• Minnesota Vikings vs. Chicago Bears, 8:20 p.m. ET on NBC

Even if you don’t have cable, you should be able to watch the NFL games being broadcast locally in your area. All you need is a digital antenna, which costs about $ 25. Hook it up to your TV and in most of the country you’ll be able to tune in unlimited free broadcasts of major networks like CBS, Fox, NBC, ABC, and PBS — in hi-def no less.

How to Live Stream NFL Games Today for Free on Your Phone

If you are on the go on Sunday, or simply want to live stream NFL games on your phone for whatever reason, download the latest version of the Yahoo Sports app or NFL App. With either app, you get free live streams of many NFL games on your phone. Specially, the apps let you live stream all of the games broadcast locally in your area — your local team’s games will be among them — in addition to all nationally televised games like “Sunday Night Football” on NBC, “Monday Night Football” on ESPN, and “Thursday Night Football” on Fox.

The NFL live streams on these apps are available only on phones. They cannot be used for live streaming on a larger screen, like a laptop or connected TV. That’s a bummer, but there are other options if you want to watch NFL games online on a larger screen.

How to Watch NFL Games Online for Free on Any Screen

To watch NFL games online on a laptop, tablet, or any screen larger than a phone, consider signing up for a free trial of a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV. Each of these services comes with dozens of pay channels, and in most of the country subscribers also get live streams of local broadcast channels, including CBS, Fox, and NBC.

These streaming TV package prices generally start at $ 40 per month, and all are available for free to new subscribers during trial periods that last about a week. So sports fans could sign up and stream NFL games today for free, and then still have the rest of the week to test out the service. Just remember to cancel before the free trial is over if you do not want to become a paying subscriber.

How to Watch Any NFL Game Today You Want

All of the options above let you watch only the games being broadcast on your local broadcast stations. If you want to watch NFL games airing only in other parts of the country — a.k.a. “out-of-market” games — then a digital antenna or basic cable or streaming package won’t cut it.

To watch out-of-market NFL games, you must get a special package like DirecTV’s NFL Sunday Ticket. Prices start at $ 300 per season, and subscribers get to watch NFL games broadcast all over the country.

The cheaper way to watch out-of-market NFL games is NFL Game Pass. This package lets you watch (or stream) all NFL games after they’re over. The tradeoff to watching after everyone else knows the end result is that NFL Game Pass gives you the option to watch condensed, commercial-free versions of the games. As mentioned, the cost is cheaper than NFL Sunday Ticket: NFL Game Pass costs $ 99.99 for the 2018 NFL season, and new subscribers get a seven-day free trial.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

A world without brick-and-mortar stores? Even avid online shoppers say, ‘no, thanks’

The majority of consumers, even those who prefer online shopping, think the extinction of brick-and-mortar stores would be bad for society, according to a new study that explores consumers’ perceptions of today’s transforming retail environment.
Consumer Behavior News — ScienceDaily

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How to Watch the Packers vs. Seahawks ‘Thursday Night Football’ Game Online for Free Tonight

The “Thursday Night Football” game tonight should be a great matchup: Packers vs. Seahawks.

The Green Bay Packers, led by one the NFL’s greatest-ever quarterbacks, Aaron Rodgers, are 4-4-1 thus far in the 2018 season. The Seattle Seahawks, led by another Super Bowl-winning quarterback in Russell Wilson, have a similar record at 4-5. Both teams are very alive in the hunt to make the playoffs, so tonight’s “Thursday Night Football” game absolutely matters.

Who is the favorite in the Packers vs. Seahawks game tonight? Well, the official betting odds indicate that the Seahawks, playing their home stadium, CenturyLink Field, have a slight edge: Seattle is a 2.5-point favorite to beat Green Bay.

If you want to know how to watch the Packers vs. Seahawks “Thursday Night Football” game — online, or on regular TV — for free, we’ve got you covered. Here are all the options.

What Channel Is the Packers vs. Seahawks Game On?

Tonight’s Packers vs. Seahawks TV broadcast is being handled by Fox, like most “Thursday Night Football” games this season. To watch, simply find your local Fox station on TV.

Most satellite or cable TV subscriptions come with Fox, as well as other major broadcast networks like CBS, ABC, and NBC. If you don’t have cable, you can still watch “Thursday Night Football” in most of the country by connecting your TV to a digital antenna.

A basic digital antenna costs about $ 25 or less, and with it you can watch Fox and other over-the-air networks for free — assuming you live close enough to receive the local signal. What’s more, modern digital antennas offer viewing in hi-def. They’re well worth the minimal investment if you don’t want to pay a monthly cable bill.

How to Live Stream the Packers vs. Seahawks Game for Free

You’ve got several options to watch the Packers vs. Seahawks game online — and yes, you can live stream it for free.

First off, as we have reported earlier this season, you can live stream NFL games for free on your phone with two apps. Not every NFL game is available for a free live stream, but you can indeed use one of the apps to watch the Packers vs. Seahawks game online on Thursday night.

Here are the details on how to live stream NFL games on your phone:

After downloading the latest versions of either the Yahoo Sports app or the NFL App, you’ll be able to live stream a host of games on your phone. Specifically, the Yahoo Sports app and NFL App let fans live stream games that are being broadcast locally in their region by networks like CBS and Fox, as well as all nationally broadcast primetime games. That includes “Sunday Night Football” on NBC, “Monday Night Football” on ESPN, and “Thursday Night Football” on the NFL Network and Fox.

Unfortunately, these apps can only be used to live stream NFL games on a phone. You can’t watch games online on a larger screen, like a laptop, tablet, or connected TV, with these apps.

However, Amazon Prime members can live stream the Packers vs. Seahawks game tonight for free on any screen they want. Log in to your Prime account, and you’ll be able to watch “Thursday Night Football” on Amazon Video.

If you are not a Prime member, you could still watch the game and test out the service during a 30-day free trial if you’re a new subscriber. It’s probably not a bad time to sign up for a free Amazon Prime subscription: Members get free two-day shipping on most Amazon purchases, a perk that could come in handy during the winter holiday shopping season. After the free trial, Amazon Prime membership generally costs $ 119 per year or $ 12.99 per month.

Yet another option to live stream “Thursday Night Football” for free is available by way of a free trial of a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV. These services work similarly to cable, in that they bundle dozens of channels together for one monthly fee, and they include live streams of local channels like Fox, NBC, and ABC in most of the country.

These live streaming TV packages generally start at $ 40 to $ 45 per month, but free trials are available for new subscribers. So you could register and watch the Packers vs. Seahawks game for free tonight, and still have the rest of the week to try out the service before deciding if you want to pay. If you don’t, remember to cancel before the free trial period is over.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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Women are posting photos of their underwear online in response to this shocking Irish rape trial

#ThisIsNotConsent

REX

Words by Niamh McCollum

Activists in Ireland have taken to social media to post photos of their underwear after attention was drawn to a female complainant’s thong during a rape trial in Cork, Ireland.

In the female defence barrister’s closing speech, she asked the jury to consider the 17 year old’s choice of underwear during their final determination. She stated: ‘You have to look at the way she was dressed. She was wearing a thong with a lace front.’

The accused was subsequently acquitted.

The events of this trial have led to outcry across Ireland, with many women engaging in a viral social media campaign, surfacing on Twitter and Instagram.

Under the hashtag #ThisIsNotConsent, women have been posting photographs of their own underwear in all shapes, colours and materials.

The campaign is to protest the use of such a technique in court, which allows for victims’ underwear to be passed around as evidence.

Here are some of the most powerful images we’ve seen from this vibrant campaign…

The hashtag was created by a Facebook group called Mna na hEireann (Women of Ireland).

Attention was also drawn to the issue by Irish politician Ruth Coppinger, who held up a lace thong in the Irish Parliament during Leader’s Questions yesterday.

While holding the blue lacy underwear, she said: ‘It might seem embarrassing to show a pair of thongs here…how do you think a rape victim or a woman feels at the incongruous setting of her underwear being shown in a court?’

Since when did the shape or material of a woman’s underwear determine the issue of consent?!

Fiery females of Ireland, roar louder!

The post Women are posting photos of their underwear online in response to this shocking Irish rape trial appeared first on Marie Claire.

Marie Claire

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How to Watch Today’s NFL Games Online for Free, Including the Cowboys vs. Eagles

The schedule of NFL games today begins with matchups like Saints vs. Bengals, Lions vs. Bears, Patriots vs. Titans, and Redskins vs. Buccaneers at 1 p.m., followed by Seahawks vs. Rams later in the day and Cowboys vs. Eagles on “Sunday Night Football.”

Fans all over the country get to watch “Sunday Night Football,” which is broadcast nationally on NBC. All other matchups on the NFL game schedule today are airing on CBS and Fox stations, though which games you get to watch on TV for free depends on where you live.

Here’s all the info you need for how to watch NFL games for free — online or on TV — on Sunday, November 11.

What NFL Games Are on TV Today?

Here is the full NFL game schedule today for Sunday, November 11, including the “Sunday Night Football” game on NBC, Dallas Cowboys vs. Philadelphia Eagles.

• New Orleans Saints vs. Cincinnati Bengals, 1 p.m. ET on Fox
• Atlanta Falcons vs. Cleveland Browns, 1 p.m. ET on Fox
• Detroit Lions vs. Chicago Bears, 1 p.m. ET on Fox
• Arizona Cardinals vs. Kansas City Chiefs, 1 p.m. ET on CBS
• New England Patriots vs. Tennessee Titans, 1 p.m. ET on CBS
• Washington Redskins vs. Tampa Bay Buccaneers, 1 p.m. ET on Fox
• Buffalo Bills vs. New York Jets, 1 p.m. ET on CBS
• Jacksonville Jaguars vs. Indianapolis Colts, 1 p.m. ET on CBS
• Los Angeles Chargers vs. Oakland Raiders, 4:05 p.m. ET on Fox
• Seattle Seahawks vs. Los Angeles Rams, 4:25 p.m. ET on CBS
• Miami Dolphins vs. Green Bay Packers, 4:25 p.m. ET on CBS
• Dallas Cowboys vs. Philadelphia Eagles, 8:20 p.m. ET on NBC

If you have cable or another pay TV service, it probably includes local broadcasts of major networks like CBS, Fox, and NBC. All you need to do to watch today’s NFL games for free is find your local station — and hope that the game you want to see is on. The networks always show the local team’s games, as well as one or more games that they believe will interest the local sports fans.

Mind you, you don’t need cable to watch the NFL games today being broadcast on TV. If you don’t have cable and want to watch the NFL, the smartest move is to buy a digital antenna. You can get a decent one for about $ 25, and once it’s connected to a TV in most of the country it will provide free unlimited hi-def broadcasts of your local over-the-air networks, including CBS, Fox, NBC, ABC, and PBS.

How to Live Stream NFL Games Today for Free

TV is not the only way to watch today’s NFL games. There are several ways to watch NFL games online, including an option that’s new for the 2018 season allowing fans to live stream games on their phones.

As we have previously reported:

If you are content to live stream games on your phone, you can use the Yahoo Sports app or NFL App. Each app offers live streams for the NFL games broadcast on TV in your area, as well as nationally televised primetime games, including “Monday Night Football” on ESPN, “Thursday Night Football” on Fox or the NFL Network, and NBC’s “Sunday Night Football.”

Unfortunately, these apps only allow live streaming on phones. You cannot use one of the apps for watching the NFL live online with a larger screen, such as a laptop, tablet, or connected TV.

How to Watch NFL Games Online for Free on Any Screen

No one wants to sit back on their couch and watch an NFL game … on a phone. But if you don’t have cable or a digital antenna, or want to watch NFL games today online for whatever reason, you may want to try out a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV.

Streaming TV packages are like cable, in that they let subscribers watch dozens of pay channels, and in most of the country subscribers also get local stations of broadcast channels, including CBS, Fox, and NBC. The monthly price for these streaming TV services starts at about $ 40, and they all come with free trials that last about a week for new subscribers.

So, if you want to watch the NFL online today on any screen you want, you could sign up for a free trial and catch some games on a tablet, laptop, or connected TV. Afterwards, you’d still have nearly a full week to try out the service further. If you wind up not wanting to become a paying subscriber, you must cancel before the free-trial period is over.

How to Watch Every NFL Game Today

In most cases, fans are limited by being able to watch only the NFL games broadcast today by their local CBS and Fox stations (as well as nationally broadcast “Sunday Night Football”). So-called “out-of-market” games are available only if you have a subscription to a special package such as DirecTV’s NFL Sunday Ticket. This service lets you watch NFL games being played all over the country, and prices start at $ 300 for the 2018 NFL season.

NFL Sunday Ticket is not the only package that will allow you to watch out-of-market NFL games. Another — cheaper — option is NFL Game Pass. It costs $ 99.99 for the 2018 NFL season, and new subscribers get a seven-day free trial.

NFL Game Pass does not allow you to watch games live. Instead, with an NFL Game Pass subscription, you can watch (or stream) out-of-market NFL games after they are over. Once the game is over, it becomes available for NFL Game Pass subscribers, and while it may be a bummer to watch after everyone else knows how the game ended, the service does give fans the option to watch condensed, commercial-free versions of games. It’s a huge time saver.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Walmart is holding parties in its stores on Thanksgiving, kicking off online deals earlier than ever

Walmart will hold new events in stores on Nov. 22, Thanksgiving Day, from 4 p.m. to 6 p.m. with free coffee and cookies. It will also kick off Black Friday deals online earlier than it ever has before.
Retail

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Children’s personal online details being collected from birth

Vast volumes of personal data are being collected about children from social media, public services and even toys with the potential to have an impact on their futures, according to a new report.
Tech News – Latest Technology and Gadget News | Sky News

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How to Watch the Titans vs. Cowboys ‘Monday Night Football’ Game Online for Free Tonight

The Tennessee Titans and Dallas Cowboys play in the “Monday Night Football” game on November 5, with a kickoff scheduled for 8:15 p.m. ET.

Who is the favorite to win in tonight’s Titans vs. Cowboys game? Both teams are currently 3-4, and the outcome of tonight’s matchup will give the winner a .500 record and increase their chances of making the playoffs, while the loser will stand at a sad 3-5. The Titans vs. Cowboys betting odds indicate that the Cowboys — playing at home at AT&T Stadium in Arlington, Texas, where they are undefeated thus far in the 2018 NFL season — are 6-point favorites to win.

All “Monday Night Football” games are broadcast on ESPN. It’s a pay channel, of course, included with most satellite and cable TV packages. If you have cable or another pay TV package, all you have to do to watch the Titans vs. Cowboys game is find ESPN.

If you don’t have cable, you can still watch “Monday Night Football” for free — online or on TV — and we’ve laid out the options below.

How to Live Stream the Titans vs. Cowboys for Free

If you are content to watch “Monday Night Football” on the screen on your phone, that’s simple enough to accomplish. Just download the newest version of the Yahoo Sports app or the NFL app and you’ll be able to live stream many NFL games for free this season. Specifically, fans can use the apps to live stream all of the Sunday NFL games broadcast locally on CBS and Fox where they live, plus the nationally televised matchups on NBC’s “Sunday Night Football,” ESPN’s “Monday Night Football,” and Fox’s “Thursday Night Football.

If you don’t have cable and still want to watch the Titans vs. Cowboys tonight for free, these apps provide the easiest way to tune in outside of heading over to your neighbor’s house or a local bar to catch the game. The one hiccup is that the apps only provide live streams to phones — and cannot be used for watching online on a tablet, laptop, or connected TV.

How to Watch “Monday Night Football” for Free Online

If you want to live stream the Cowboys vs. Titans game for free on a screen that’s larger than your smartphone, consider registering for a free trial of a streaming TV service that includes ESPN in its bundle of channels.

Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include ESPN with their basic packages, and they all offer new subscribers free trials that last about a week. So, if you just wanted to live stream “Monday Night Football” tonight without paying for cable, you could register as a new subscriber and check out one of these services.

Basic streaming packages start at $ 25 to $ 45 per month, after the free trial period is over. If you don’t want to become a paying subscriber, be sure to remember to cancel before the free trial ends.

Which streaming TV service is best for cord-cutters? And which streaming TV service is best for NFL fans, and sports fans in general? Each service has a different roster of channels, so the answer depends on what you like to watch in your household. Fubo TV is a streaming TV service that’s marketed most heavily to sports fans, but it does not include ESPN in packages — so you can’t use it for live streaming “Monday Night Football.”

Our advice is to check out what channels and perks are included with each service, and then look closely at the price points. As mentioned, each service comes with a free trial, so you could certainly try out more than one and see which option works best for you and your budget.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

Nicki Minaj and Cardi B Call a Truce After Hours of Intense Feuding Online

Nicki Minaj and Cardi B appear to have put an end to weeks of mutual insults culminating in a day of back and forth that began with an altercation at a New York Fashion Week party in September.

Video from the event hosted by Harper’s Bazar appeared to show Cardi being escorted out by security with a large bump on her head after she reportedly threw a shoe at Minaj. Since then, the pair have been trading barbs over social media, radio and in the press.

But now they have agreed to take a break from the spat, with Minaj tweeting Tuesday morning that she wanted to focus on “positive things only”:

Cardi then posted the tweet to her Instagram, adding her own pledge to be positive.

The dispute had reached dramatic proportions late on Monday, with Cardi posting ten videos of herself on Instagram in which she accused Cardi of leaking her phone number in the wake of the Fashion Week encounter.

She also suggested she was considering suing Minaj for “defamation of character” after her claims that Cardi had bought her way into charts by paying radio stations to play her songs.

Now, though, it looks like the spat won’t be moving from Instagram to the courtroom any time soon.


Entertainment – TIME

ENTERTAINMENT DEAL UPDATE:

Five out of five? Study reveals psychological influences in online reviews

A new study reveals how psychological factors affect the ratings people provide and how they describe their experiences when posting online reviews. Researchers found the length of time between product or service consumption and posting affects the review given.
Consumer Behavior News — ScienceDaily

PARENTAL UPDATE:

How to Watch the Week 8 NFL Games Online for Free Today

The NFL game schedule today starts with the Eagles vs. Jaguars, live from London’s Wembley Stadium with a broadcast time of 9:30 a.m. ET.

Some of the other big NFL games today include Broncos vs. Chiefs, Ravens vs. Panthers, Packers vs. Rams, and Saints vs. Vikings, plus Patriots vs. Bills on “Monday Night Football.”

Here’s everything you need to know about how to watch NFL games today for free — online or on TV — during week eight of the 2018 NFL season.

What NFL Games Are on TV Today?

Here is the full NFL game schedule today (Sunday, October 28), including the primetime “Sunday Night Football” Saints-Vikings matchup, and which channels are broadcasting NFL games around the country:

• Philadelphia Eagles vs. Jacksonville Jaguars, 9:30 a.m. ET on NFL Network
• Denver Broncos vs. Kansas City Chiefs, 1 p.m. ET on CBS
• Cleveland Browns vs. Pittsburgh Steelers, 1 p.m. ET on CBS
• Washington Redskins vs. New York Giants, 1 p.m. ET on Fox
• Seattle Seahawks vs. Detroit Lions, 1 p.m. ET on Fox
• Tampa Bay Buccaneers vs. Cincinnati Bengals, 1 p.m. ET on Fox
• New York Jets vs. Chicago Bears, 1 p.m. ET on CBS
• Baltimore Ravens vs. Carolina Panthers, 1 p.m. ET on CBS
• Indianapolis Colts vs. Oakland Raiders, 4:05 p.m. ET on CBS
• San Francisco 49ers vs. Arizona Cardinals, 4:25 p.m. ET on Fox
• Green Bay Packers vs. Los Angeles Rams, 4:25 p.m. ET on Fox
• New Orleans Saints vs. Minnesota Vikings, 1 p.m. ET on CBS

With the exception of the morning game played in London (Eagles vs. Jaguars), which is being broadcast on the NFL Network, all of the other NFL games today are airing on a major broadcast network: CBS, Fox, or NBC. Bear in mind, however, that your local stations won’t be showing every game; you should be able to watch your region’s local team and a few other premier games.

To watch these NFL games for free today on TV, turn on your local CBS, Fox, or NBC station. If you have a satellite or cable TV package, you probably have these channels — and perhaps you have the pay channel NFL Network too.

If you don’t have cable, you can still watch the NFL games for free that are airing locally on CBS and Fox, plus the “Sunday Night Football” game, which is broadcast nationally on NBC. All you need to do for access to these channels is hook up your TV to a digital antenna. A basic digital TV antenna costs around $ 25, and in most of the country that’s all you need to do to watch over-the-air networks, including Fox, CBS, PBS, NBC, and ABC — totally for free.

How to Live Stream the NFL Games Today for Free

As we have previously reported, there’s a new way to live stream NFL games for free on your phone in the 2018 season:

If you are content to live stream games on your phone, you can use the Yahoo Sports app or NFL App. Each app offers live streams for the NFL games broadcast on TV in your area, as well as nationally televised primetime games, including “Monday Night Football” on ESPN, “Thursday Night Football” on Fox or the NFL Network, and NBC’s “Sunday Night Football.”

Unfortunately, these apps only allow live streaming on phones. You cannot use one of the apps for watching the NFL live online with a larger screen, such as a laptop, tablet, or connected TV.

How to Watch NFL Games Online for Free on Any Screen

If you instead want to watch NFL games on a screen that’s larger than your phone, consider signing up for a free trial of a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV.

Each of these services allows you to live stream dozens of channels — including local broadcast networks in most of the country — and they all offer free trials lasting about a week for new subscribers. So, if you were hoping to watch the NFL games today online for free, you could register with one of these streaming services and try out their live streaming capabilities on a tablet, connected TV, or any other screen you like.

Packages with these streaming TV services start at $ 40 after the free trial period expires. Take careful note of when the free trial is over, and be sure to cancel if you don’t want to become a paying subscriber. You’ll be charged automatically for the first month’s service if you don’t cancel in time.

How to Watch Every NFL Game Today

All of the strategies listed above for watching NFL games are limited by what’s being broadcast on your local TV stations.

If you want to watch games that aren’t being broadcast locally on CBS or Fox, check out a special NFL subscription package, such as the DirecTV NFL Sunday Ticket. With this package, you’ll be able to watch out-of-market NFL games, but you’ll pay for it: Prices start at about $ 300 for the 2018 season.

The other option to watch out-of-market NFL games is the NFL Game Pass package. It starts at $ 99.99 for the 2018 NFL season, though you can try it out for free during a seven-day trial period.

NFL Game Pass lets subscribers watch (or stream) every NFL game, but there’s a catch: Access to the games is available only after the games are over. In other words, you can’t watch games live. The tradeoff, beyond a price that’s cheaper than some other packages, is that NFL Game Pass allows you to save time and watch condensed, no-commercial versions of each game.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the Dolphins vs. Texans ‘Thursday Night Football’ Game Online for Free Tonight

This week’s “Thursday Night Football” NFL game features two teams with identical 4-3 records: Miami Dolphins vs. Houston Texans.

Tonight’s game is being played in Houston at NRG Stadium, and the betting odds say that J.J. Watt and the Texans are 7.5-point favorites to win at home against the Dolphins.

The Dolphins vs. Texans kickoff is scheduled for 8:20 p.m. ET, and fans have multiple options to watch “Thursday Night Football” for free — online, or on TV. Here’s how to catch the game no matter if you’re sitting on your couch in front of a TV or you’re hoping to live stream the Dolphins vs. Texans on your favorite device.

What Channel Is the Dolphins vs. Texans Game on?

Most “Thursday Night Football” games in 2018, including Dolphins vs. Texans tonight, are broadcast on both Fox and the NFL Network.

If you have a basic satellite or cable TV subscription, the package probably includes broadcast networks like Fox and NBC, and perhaps the pay channel NFL Network as well. In that case, all you have to do is find your local Fox station or the NFL Network and tune in.

But even if you don’t have cable, you should still be able to watch “Thursday Night Football” for free. All you need to do is connect your TV to a digital antenna, and it will give you access to free, unlimited viewing of over-the-air networks, including Fox, CBS, PBS, and ABC. A basic digital antenna costs only about $ 25, so it’s a great investment if you don’t have cable (or want to cut the cord but still watch broadcast TV for free).

How to Live Stream the Dolphins vs. Texans Game for Free

There is no shortage of options if you are hoping to watch “Thursday Night Football” online for free. As we’ve previously reported, fans can live stream NFL games — including “Thursday Night Football” — for free on their phones with a mobile app:

After downloading the latest versions of either the Yahoo Sports app or the NFL App, you’ll be able to live stream a host of games on your phone. Specifically, the Yahoo Sports app and NFL App let fans live stream games that are being broadcast locally in their region by networks like CBS and Fox, as well as all nationally broadcast primetime games. That includes “Sunday Night Football” on NBC, “Monday Night Football” on ESPN, and “Thursday Night Football” on the NFL Network and Fox.

The main problem is live streaming “Thursday Night Football” on one of these apps is that you can only watch the game on a phone. The apps do not allow you to live stream NFL games on a larger screen, such as a laptop, tablet, or connected TV.

How to Watch ‘Thursday Night Football’ Online for Free

Amazon Video, available strictly to Amazon Prime subscribers, also has a live stream of tonight’s Dolphins vs. Texans game. Amazon Prime members can simply log in to their account and head to Amazon Prime Video to watch the game online on any device they want.

If you’re not an Amazon Prime member and want to try it out, you could live stream “Thursday Night Football” for free during a 30-day free trial period with Prime for new subscribers. Once the free trial is over, Amazon Prime members generally pay $ 119 per year or $ 12.99 per month for the service, which comes with perks like free two-day shipping on most Amazon purchases and unlimited streaming of certain music and video content.

Finally, you could also live stream the Dolphins vs. Texans game tonight for free by way of a free trial from a streaming TV service that includes Fox in its packages. In many parts of the country, the streaming TV services Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, and YouTube TV include local broadcasts of channels like Fox, ABC, and PBS in their basic packages, alongside dozens of other channels. And they all offer free trials lasting about a week for new subscribers.

So, you could register and watch “Thursday Night Football” online for free tonight while testing out one of these services. Basic packages for these streaming services cost $ 40 to $ 45 per month, after the free trial period is over.

If you don’t want to become a paying subscriber for whatever reason, remember to cancel before the trial period ends.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

ENTERTAINMENT DEAL UPDATE:

How to Watch Tonight’s ‘Monday Night Football’ Giants vs. Falcons Game Online for Free

Tonight’s “Monday Night Football” game is the New York Giants vs. Atlanta Falcons. Kickoff is scheduled for 8:15 p.m. ET, and the NFL game is being broadcast on ESPN, although football fans have other options to view the match-up.

The Giants have one of the NFL’s most exciting players in rookie running back Saquon Barkley, but overall the team has struggled under head coach Pat Shurmur and veteran quarterback Eli Manning. The Giants are 1-5 so far in the 2018 NFL season, and are considered underdogs while on the road during “Monday Night Football.” The Giants vs. Falcons betting odds say that the 2-3 Falcons are 5.5-point favorites to win.

ESPN is a pay channel, of course, but NFL fans can watch the Giants vs. Falcons game tonight for free even if they don’t have cable. Here are the ways to watch “Monday Night Football” for free — online or on TV.

How to Live Stream the Giants vs. Falcons Game for Free

The arrival of the 2018 football season brought good news: a new option making it easy — and free — for fans to live stream NFL games on their phones.

Download the newest version of the Yahoo Sports app or the NFL app and you can live stream all of the Sunday NFL games being broadcast in your region on CBS, Fox, and NBC (including “Sunday Night Football”), as well as ESPN’s “Monday Night Football” and Fox and the NFL Network’s “Thursday Night Football.”

These apps are free to download, and it’s also free to live stream the games. The only catch is that the streams are solely available online on phones. You cannot use the apps to live stream games on a larger screen, such as a tablet, laptop, or connected TV.

How to Watch “Monday Night Football” for Free Online

If you don’t have ESPN and were hoping to watch “Monday Night Football” for free on a larger screen, consider signing up for a free trial of a streaming TV service that includes ESPN in its bundle of channels.

Streaming TV packages which feature ESPN start at $ 25 to $ 45 per month, depending on the service and the channels included. But each package comes with free trial periods for new subscribers that last about a week. New subscribers could register today and watch the ESPN broadcast of Giants vs. Falcons on “Monday Night Football” for free, and still have a few days afterwards to continue to test out the service.

Just remember to cancel before the trial period ends if you do not want to become a paying subscriber.

As for which streaming TV service is best, that’s a personal decision based mostly on your budget and the kind of channels your household watches most. The streaming TV services Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include ESPN with their basic packages, alongside dozens of other channels.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the Week 7 NFL Games Today Online for Free

Panthers vs. Eagles, Saints vs. Ravens, and Bengals vs. Chiefs are among the most intriguing matchups on the NFL game schedule today, Sunday, October 21.

The NFL games today also kick off with a special matchup being played at Wembley Stadium in London: Tennessee Titans vs. Los Angeles Chargers. The Titans vs. Chargers game kickoff is scheduled for 9:30 a.m. ET, with a broadcast on CBS.

Here’s everything you need to know about how to watch NFL games today for free — online or on TV — during week seven of the 2018 NFL season.

What Is the NFL Game Schedule Today?

Here are all the NFL games today (Sunday, October 21), and what channels are broadcasting NFL games around the country:

• Tennessee Titans vs. Los Angeles Chargers, 9:30 a.m. ET on CBS
• Houston Texans vs. Jacksonville Jaguars, 1 p.m. ET on CBS
• Carolina Panthers vs. Philadelphia Eagles, 1 p.m. ET on Fox
• Minnesota Vikings vs. New York Jets, 1 p.m. ET on Fox
• New England Patriots vs. Chicago Bears, 1 p.m. ET on CBS
• Buffalo Bills vs. Indianapolis Colts, 1 p.m. ET on CBS
• Cleveland Browns vs. Tampa Bay Buccaneers, 1 p.m. ET on Fox
• Detroit Lions vs. Miami Dolphins, 1 p.m. ET on Fox
• New Orleans Saints vs. Baltimore Ravens, 4:05 p.m. ET on Fox
• Dallas Cowboys vs. Washington Redskins, 4:25 p.m. ET on CBS
• Los Angeles Rams vs. San Francisco 49ers, 4:25 p.m. ET on CBS
• Cincinnati Bengals vs. Kansas City Chiefs, 8:20 p.m. ET on NBC

As you can see, all of the Sunday NFL games are broadcast on major networks. Everyone can watch the “Sunday Night Football” Bengals vs. Chiefs game, which is being broadcast nationally on NBC. Which NFL games are being shown on your local CBS or Fox station on Sunday afternoon depends on where you live.

To watch today’s NFL games for free, simply tune in to your local CBS, Fox, or NBC station. You probably have these channels included in your package if you subscribe to a satellite or cable TV service. If you don’t have cable, you can still watch NFL games for free in most of the country with a digital antenna. A basic digital TV antenna costs around $ 25, and provides access to free, unlimited over-the-air networks, including Fox, CBS, PBS, and ABC.

How to Live Stream NFL Games Today for Free

If you want to watch NFL games online rather than on TV, there are plenty of options for the 2018 season. As we have previously reported:

If you are content to live stream games on your phone, you can use the Yahoo Sports app or NFL App. Each app offers live streams for the NFL games broadcast on TV in your area, as well as nationally televised primetime games, including “Monday Night Football” on ESPN, “Thursday Night Football” on Fox or the NFL Network, and NBC’s “Sunday Night Football.”

Unfortunately, these apps only allow live streaming on phones. You cannot use one of the apps for watching the NFL live online with a larger screen, such as a laptop, tablet, or connected TV.

The other option for watching NFL games online for free — on any screen you want — is to sign up for a free trial of a streaming TV service that includes major networks in packages.

The streaming TV services Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, and YouTube TV all include local broadcast networks in packages in most of the country. To watch the NFL games today online for free, then, all you need to do is sign up for a free trial with one of these services. They all offer free trials that last about a week to new subscribers, and they all allow streaming on laptops, connected TVs, tablets, or whatever your preferred screen is.

After you watch the NFL games for free online today, you’ll have a few more days to test out the streaming TV service before you’ll be charged the full monthly rate — starting at about $ 40. If you decide you don’t want to become a paying subscriber, be sure to cancel before the free trial period ends.

How to Watch All the NFL Games Today

All of the options above are limited: You can only watch the NFL games being broadcast on your local networks. If you want to watch out-of-market NFL games, you must have access to a special package, such as the DirecTV NFL Sunday Ticket, which lets subscribers watch (or live stream) games that aren’t being broadcast locally, starting at around $ 300 for the 2018 season.

Alternately, if you are patient enough to watch NFL games after they are over, consider the NFL Game Pass package, which starts at $ 99.99 for the 2018 NFL season. This package lets you watch (or stream) any NFL game you want — but the broadcasts are only available after games have ended. While you won’t be able to watch NFL games live with NFL Game Pass, the service can save you time: Subscribers can watch condensed, no-commercial versions of each game.

If you’re unsure if NFL Game Pass is worth the money, new subscribers can test out the service during a free seven-day trial period.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the ‘Thursday Night Football’ Broncos vs. Cardinals Game Online for Free Tonight

It’s a Thursday in October, and football fans know that means another “Thursday Night Football” game is on the schedule. Tonight’s NFL game is the Denver Broncos vs. Arizona Cardinals.

“Thursday Night Football” kickoff time is 8:20 p.m. ET, and fans who want to watch the game on TV or live stream the Broncos vs. Cardinals for free have multiple options tonight — including watching online with Amazon Prime.

The game is being played at State Farm Stadium in Phoenix, but the home team Cardinals, who have a lowly 1-5 record this season, are the underdogs. The Broncos vs. Cardinals betting odds indicate that the Broncos, with a record of 2-4, are 2-point favorites to win tonight.

Here are all the ways you can watch the Broncos vs. Cardinals “Thursday Night Football” game for free.

What Channel Is the Broncos vs. Cardinals Game On Tonight?

Tonight’s game, like most “Thursday Night Football” matchups, is being broadcast on both Fox and the NFL Network. The easiest way to watch the Broncos vs. Cardinals game for free is tuning in to your local Fox station.

If you have a basic satellite or cable TV subscription, the package probably includes broadcast networks like Fox and NBC.

If you don’t have cable, you should still be able to watch “Thursday Night Football” for free with a digital antenna. You can buy one for about $ 25, and in most of the country once it’s connected to your TV it will provide free, unlimited viewing of over-the-air networks, including Fox, CBS, PBS, and ABC.

How to Live Stream the Broncos vs. Cardinals for Free

In addition to traditional TV viewing, there are plenty of ways to watch “Thursday Night Football” online for free. As we’ve previously reported, fans can live stream many NFL games — including “Thursday Night Football” — for free on their phones by way of new features on two mobile apps:

After downloading the latest versions of either the Yahoo Sports app or the NFL App, you’ll be able to live stream a host of games on your phone. Specifically, the Yahoo Sports app and NFL App let fans live stream games that are being broadcast locally in their region by networks like CBS and Fox, as well as all nationally broadcast primetime games. That includes “Sunday Night Football” on NBC, “Monday Night Football” on ESPN, and “Thursday Night Football” on the NFL Network and Fox.

Bear in mind, though, that these apps only allow live streaming on phones. They cannot be used to live stream NFL games on a larger screen, like a tablet or connected TV.

How to Watch “Thursday Night Football” Online on Any Screen You Want

Amazon Prime members can live stream the Broncos vs. Cardinals game for free tonight on any screen they want, including a laptop, tablet, or TV.

Heading into the 2018 season, Amazon cut a deal with the NFL giving it the right to stream 11 “Thursday Night Football” games on Amazon Prime. Tonight’s Broncos vs. Cardinals game is one of the matchups you can stream on Amazon Video — assuming you’re a Prime member.

Amazon Prime subscriptions generally cost $ 119 per year or $ 12.99 per month, and there are 30-day free trial periods for new subscribers. In addition to access to Amazon Video content, Prime subscribers get free two-day shipping on most Amazon purchases and unlimited streaming of certain music content.

Yet another way to watch NFL games online, including tonight’s Broncos vs. Cardinals game on “Thursday Night Football,” is via a streaming TV service such as Fubo TV, Hulu Live, DirecTV Now, PlayStation Vue, or YouTube TV.

These live streaming services include dozens of pay channels in their packages, and in most of the country they also come with access to local broadcasts of channels like Fox and CBS. Subscriptions for these services start at roughly $ 40 to $ 45 per month, but you can use them to live stream “Thursday Night Football” for free during a free trial period. They all offer free trials, lasting about a week for new subscribers. Just remember that you must cancel before the trial ends if you don’t want to become a paying subscriber.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the NBA Games Today Online for Free

Basketball fans, rejoice: There are NBA games today on TV, at long last.

The start of the 2018-2019 season is finally here, with two nationally televised NBA games today (Tuesday, October 16): Philadelphia 76ers vs. Boston Celtics, and Oklahoma City Thunder vs. Golden State Warriors.

Here’s all the info you need to watch the NBA games today, and through the early part of the season. And yes, there are strategies you can use to live stream NBA games for free, at least for a brief trial period.

What Channel Are NBA Games On Today?

The NBA game schedule for today calls for the 76ers vs. Celtics broadcast starting at 8 p.m. ET, followed by the Thunder vs. Warriors at 10:30 p.m. ET. Both NBA games are being broadcast on TNT.

TNT is a pay channel, included with most basic satellite and cable TV packages. If you don’t have cable and want to watch the NBA games today online for free, consider signing up for a free trial of a streaming TV service that includes TNT in its packages.

Live streaming TV services work similarly to cable, in that you get a bundle of channels for one monthly price, with the main difference being that streaming customers watch online with any device they like — tablet, laptop, connected TV, and so on. Streaming TV prices are generally lower than cable, and come with fewer fees and more reasonable customer service; for one thing, you can cancel streaming TV online, whereas cable companies generally require you to call (and wait on hold) if you want to cancel.

The streaming TV services FuboTV, Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all include TNT in their basic packages. The prices for these services start at $ 25 to $ 45 per month, but new subscribers can watch the NBA games online for free during a free trial period that lasts about a week.

What Is the Best Streaming TV Service to Watch the NBA?

TNT is one of several pay channels televising NBA games this season, and the channels included with streaming TV packages can vary. So figuring out the best streaming TV service for you depends on how much NBA action you hope to watch, which NBA team’s games you absolutely must see, and how much you’re willing to pay.

Here’s a look at the NBA game schedule of nationally televised games today, and throughout week one of the 2018-2019 NBA season. As you can see below, the season’s first three games for the Los Angeles Lakers — who welcomed superstar LeBron James to the team this year — are being televised nationally:

Tuesday, October 16
• Philadelphia 76ers vs. Boston Celtics, 8 p.m. ET on TNT
• Oklahoma City Thunder vs. Golden State Warriors, 10:30 p.m. ET on TNT

Wednesday, October 17
• New Orleans Pelicans vs. Houston Rockets, 8 p.m. ET on ESPN
• Dallas Mavericks vs. Phoenix Suns, 10:30 p.m. ET on ESPN

Thursday, October 18
• Chicago Bulls vs. Philadelphia 76ers, 8 p.m. ET on TNT
• Los Angeles Lakers vs. Portland Trailblazers, 10:30 p.m. ET on TNT

Friday, October 19
• Boston Celtics vs. Toronto Raptors, 8 p.m. ET on ESPN
• Golden State Warriors vs. Utah Jazz, 10:30 p.m. ET on ESPN

Saturday, October 20
• Toronto Raptors vs. Washington Wizards, 7 p.m. ET on NBA TV
• Houston Rockets vs. Los Angeles Lakers, 10:30 p.m. ET on ESPN

Sunday, October 21
• Houston Rockets vs. Los Angeles Clippers, 9 p.m. ET on NBA TV

Monday, October 22
• Orlando Magic vs. Boston Celtics, 7:30 p.m. ET on NBA TV
• San Antonio Spurs vs. Los Angeles Lakers, 10:30 p.m. ET on NBA TV

In addition to the nationally-broadcast NBA games highlighted above, all other NBA games are broadcast on regional sports networks available in different parts of the country. So if you’re a fan hoping to use a streaming TV service to watch the local NBA team, you must check and see if the package includes the regional sports network with rights to air the games.

For example, Hulu Live packages include NBC Sports Boston for streaming customers in Massachusetts and New England, so they have access to local broadcasts of Boston Celtics games. In Tennessee, Hulu Live customers get the Fox Sports Southeast channel, which broadcasts Memphis Grizzlies games. In the greater New York metropolitan area, Hulu Live packages come with YES, which airs Brooklyn Nets games.

These are just a few examples. Before subscribing to any live streaming TV service, check what channels are included and whether or not you’ll be able to watch your favorite NBA team’s games.

As for what national channels televising NBA games are included with basic live streaming TV packages, here’s the rundown:

 

DirecTV Now:

ESPN, NBA TV, TNT

FuboTV:

NBA TV, TNT

Hulu Live:

ESPN, TNT

Sling TV:

ESPN, TNT

PlayStation Vue:

ESPN, TNT (and NBA TV with $ 5 per month upgraded package)

YouTube TV:

ESPN, NBA TV, TNT

How to Watch Even More NBA Games

You should be able to watch tons of NBA games with a basic streaming or cable TV package. But these services won’t let you watch every NBA game.

If you want to watch NBA games that aren’t televised nationally or on your regional sports network, check out NBA League Pass. A variety of options are available, ranging from the NBA League Pass Premium (showing all teams, commercial-free, from $ 39.99 per month) to a single NBA game ($ 6.99). You can live stream out-of-market NBA games for free with NBA League Pass during a seven-day free trial of FuboTV.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch Tonight’s ‘Monday Night Football’ 49ers vs. Packers Game Online for Free

Tonight’s “Monday Night Football” matchup of the San Francisco 49ers vs. Green Bay Packers is being broadcast on ESPN, with a kickoff scheduled for 8:20 p.m. ET.

NFL fans can watch “Monday Night Football” even if they don’t have a cable TV package with ESPN. There are a few different strategies to watch tonight’s 49ers vs. Packers game for free — online or on TV. Here’s what you need to know.

How to Live Stream “Monday Night Football” for Free

You’re in luck if you were hoping to be able to live stream NFL games including “Monday Night Football” on your phone.

Download either the Yahoo Sports app or the NFL app, and you’ll be able to live stream many NFL games for free during the 2018 season. Both apps give you free live streams of the Sunday NFL games that are broadcast on Fox and CBS in your area, as well as nationally televised primetime games such as ESPN’s “Monday Night Football,” NBC’s “Sunday Night Football,” and Fox and the NFL Network’s “Thursday Night Football.”

Be warned, though, that the apps only allow free NFL game live streams on your phone. The apps cannot be used for streaming games on a larger screen, such as a tablet, laptop, or connected TV.

How to Watch “Monday Night Football” for Free Online

Streaming a football game on your phone is hardly the optimal viewing experience. If you’d rather watch the Packers vs. 49ers game tonight online for free and don’t have cable, consider signing up for a free trial of a streaming TV service that includes ESPN in packages.

Streaming TV services operate similarly to satellite or cable TV packages in that they bundle a group of pay channels together for subscribers. But streaming TV customers generally pay lower monthly bills compared to cable subscribers. And streaming TV customers can watch online channels on any device they want, including tablets and smart TVs.

The streaming TV services Hulu Live, DirecTV Now, Sling TV, PlayStation Vue, and YouTube TV all offer free trials that last about a week for new subscribers, and they all include ESPN with basic packages. New subscribers can register today and watch the 49ers vs. Packers “Monday Night Football” game online for free tonight — and then still have a few more days to try out the service.

Streaming TV package prices start at $ 25 to $ 45 per month, after the free trial ends. If you don’t want to become a paying subscriber, remember to cancel before the trial period is over. If you miss the deadline, you’ll be charged in full for the first month.

Packers vs. 49ers Betting Odds

As for the Green Bay Packers and San Francisco 49ers matchup tonight, the Packers are 9.5-point favorites to win. At 2-2-1, the Packers have not asserted themselves as one of the NFL’s best teams this year. Their two-time NFL MVP quarterback Aaron Rodgers has struggled with injuries, and the Packers have looked inconsistent this season, with a shutout 22-0 win over the Buffalo Bills one week and a 23-31 loss to the Detroit Lions the next.

Yet tonight’s “Monday Night Football” game is being played in Green Bay at Lambeau Field, and the Packers are undefeated at home so far in 2018. Factor in also that the 49ers are a lowly 1-4 this year, and they have lost their starting quarterback Jimmy Garappolo to a season-ending knee injury, and it’s easy to see how the Packers are big favorites to pull off the victory tonight.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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Start earning (and saving) money with these online finance courses

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If the extent of your knowledge of investing and finance was buying Beanie Babies back in the ’90s, don’t worry. These five online courses can teach you everything from how to buy and sell cryptocurrency to how to keep your checkbook balanced. 

Best of all is that each and every course is on sale. Check ’em out below:

1The Complete Cryptocurrency Course — $ 9.99

The Complete Cryptocurrency Course includes over 20 hours of insight and instruction from Chris Haroun, an award-winning MBA professor, and former Goldman Sachs employee. Even if you have zero experience with cryptocurrency or finance, by the end of this course, you’ll know all the essentials about mining, investing, and exchanging cryptocurrencies. Learn how to identify promising investment potential in a new cryptocurrency, and what the hell blockchain is and how it works. You’ll also learn about the different types of cryptocurrency wallets and the pros and cons of each, and how to read charts and identify when it’s time to buy or sell your cryptobucks. Read more…

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86 Online Sales to Help End Your Week on a High Note

Congrats on making it through another busy week! We all honestly deserve a medal for making it to Friday, but a very full glass of red wine and some retail therapy will suffice. So start pouring and treat yourself to the 86 online sales below — maybe you’ll even pick up a cool western-inspired fall …

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Get access to some 900 online courses for $49 during the mega sale

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We’re already in the fourth quarter of 2018. Can you believe? It just seems like just yesterday that your eyes were twinkling with enthusiasm as you listed all your goals for the year. You swore you’d finally find the time to learn new skills so you can leave your dead-end job, but fast forward to today, your resignation letter is still gathering dust on your desktop.

Here’s the thing though: it’s never too late to catch up on your goals. An online class (or two or three) is a great way to stay sharp, no matter what time of year it is. Read more…

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Imagine being able to plow through a Game of Thrones novel in the amount of time it takes normal people to get through a Goosebumps book. Or being able to read the entire internet. Well, you might not be able to read the whole internet, but this online course on speed-reading will reportedly have you reading books, documents, web pages, and even boring college textbooks up to three times faster.

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If you’ve ever tried to build a website, odds are you’ve used services like Squarespace to take care of the more headache-inducing technical aspects so you can focus entirely on the contentFormat is an easy-to-use webpage design tool built specifically for creative professionals. Its wide array of customization options put other website builders to shame, and allow you to build an impressive online portfolio of your work.

Rather than a slate of generic themes and templates, Format offers you responsive themes for both desktop and mobile browsing. It features smart typography and image-based blogging to create an eye-catching portfolio that’s easy to update and maintain. There’s also an option to link your Instagram photos directly to your website, so you can quickly add new images of your work without having to worry about getting to a laptop to upload themFormat even offers full integration with Adobe Lightroom. Read more…

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How to Watch the Brewers vs. Cubs and Rockies vs. Dodgers Tiebreaker Games Online for Free Today

Major League Baseball is making history today with not one but two tiebreaker games scheduled to determine the National League Central and National League West division winners.

Before today, there have been 15 such tiebreaker games — which are played when two teams in the same division end the regular 162-game season with the same record and must face off for a playoff spot. But today marks the first time in MLB history that there will be two tiebreaker games on the same day: Milwaukee Brewers vs. Chicago Cubs, and Colorado Rockies vs. Los Angeles Dodgers.

The tiebreaker games determine which teams will be named division winners and move on to the 2018 National League Division Series, which begins on Thursday. The two losers in today’s tiebreakers will play against each other in a National League Wild Card game on Tuesday, and only the winner of that game gets to play in the 2018 NLDS.

Here is everything you need to know about how to watch the Brewers vs. Cubs and Rockies vs. Dodgers games today.

What Time Does the Brewers vs. Cubs Game Start Today?

The Chicago Cubs host the Milwaukee Brewers today at Wrigley Field to determine the National League Central division winner. The first pitch is scheduled for 1:05 p.m. ET (12:05 p.m. Central Time), and while Jose Quintana will be the starting pitcher for the Cubs, the Brewers hadn’t named a starter as of Monday morning.

The Cubs vs. Brewers game is being broadcast on ESPN. It’s a pay TV channel, of course. If you have ESPN in your cable, satellite, or streaming TV package, simply find the channel and tune in. You can also live stream the Cubs vs. Brewers game today on the WatchESPN app, but doing so requires that you log in with your subscription account info and password.

If you don’t have cable and want to watch the Brewers vs. Cubs game online for free, consider signing up for a free trial of a streaming TV service that includes ESPN. Hulu Live, DirecTV Now, PlayStation Vue, YouTube TV, and Sling TV’s Orange package all include ESPN. All allow streaming on any device you want, with free trials of five to seven days for new subscribers.

Packages from these services start at $ 25 to $ 45 per month. If you’re a new subscriber, you could sign up today and watch the Cubs vs. Brewers game online for free during the free trial period. But if you don’t want to become a paid subscriber, you must remember to cancel the service before the trial period ends or you’ll be charged for the first month in full.

What Times Is the Rockies vs. Dodgers Game Today?

The Colorado Rockies and Los Angeles Dodgers play today to determine the winner of the National League West, with the first pitch scheduled for 4:09 p.m. ET (1:09 p.m. PT).

The Dodgers are hosting today’s game in Los Angeles at Dodger Stadium. The starting pitchers are expected to be German Marquez for the Rockies and Walker Buehler for the Dodgers.

Like the earlier game, today’s National League West tiebreaker game is being broadcast on ESPN. To watch the Rockies vs. Dodgers on TV — or online for free — consider all of the same options listed above for the Brewers-Cubs game.

How to Listen to the Brewers vs. Cubs and Rockies vs. Dodgers Games Today

ESPN Radio is broadcasting both National League tiebreaker games today. Fans can listen to the Brewers-Cubs and Rockies-Dodgers games on their local radio station broadcasting ESPN’s play call, or stream ESPN Radio online.

Anyone can listen to ESPN Radio free of charge. There is no requirement to subscribe to a service or log in with a pay TV account.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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How to Watch the Chiefs vs. Broncos ‘Monday Night Football’ Game Online for Free Tonight

The “Monday Night Football” game tonight is a classic division rivalry: Kansas City Chiefs vs. Denver Broncos.

Kickoff for the Chiefs-Broncos is scheduled for 8:15 p.m. ET, and if you are interested in the “Monday Night Football” betting odds, the undefeated (3-0) Chiefs are 4.5-point favorites to beat the 2-1 Broncos. Like all other “Monday Night Football” games during the 2018 NFL season, tonight’s Chiefs vs. Broncos game is being broadcast on ESPN.

To watch “Monday Night Football” on TV, simply locate ESPN and tune in. To do so, of course, you’ll have to be a subscriber to a satellite, cable TV, or other package that includes ESPN.

If you don’t have cable, there are still ways to watch “Monday Night Football” on TV or live stream the Chiefs vs. Broncos game tonight for free. Here are all the details.

How to Live Stream the Chiefs vs. Broncos Game for Free

If you’re content to live stream NFL games on your phone, simply download the latest version of either the NFL App and the Yahoo Sports app. Both will let you you watch the following games online: You can live stream NFL games being broadcast locally on Fox and CBS on Sunday afternoons, and you can live stream nationally televised primetime games, including ESPN’s “Monday Night Football,” NBC’s “Sunday Night Football,” and Fox and the NFL Network’s “Thursday Night Football.”

The apps are free to download, and you can live stream “Monday Night Football” and all of the games highlighted above for free throughout the 2018 NFL season. Note, however, that the apps cannot be used for live streaming to connected TVs or any screens larger than your phone.

If you want to watch NFL games online for free on a TV or larger screen, read below.

How to Watch ‘Monday Night Football’ Online for Free

As we’ve reported in previous stories on how to watch “Monday Night Football,” one way to watch NFL game online for free is by way of a free trial of a streaming TV service. Streaming TV services such as Hulu Live, DirecTV Now, PlayStation Vue, Sling TV, and YouTube TV all have packages that include ESPN, and they all have free trial periods lasting five to seven days for new subscribers.

To watch the Chiefs-Broncos game online for free then, you could register as a new subscriber and live stream the game tonight on a laptop, tablet, TV, or any other preferred screen.

The free trial will allow you to watch ESPN online for free tonight, and give you a few more days to test out the service before you are charged. If you don’t want to become a paying subscriber, you must remember to cancel before the trial period ends. If you don’t cancel in time, you’ll be charged the first month of the service. Packages start at $ 25 to $ 45 per month.

We’ve included affiliate links into this article. Click here to learn what those are.

Sports – TIME

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