MAC is launching an Aladdin collection and it’s about to open up a whole new world of magic

Calling all Disney lovers…

MAC Aladdin

Words by Sophie Saleh

Your wishes are about to come true, as MAC has announced a collaboration with Disney’s live action Aladdin movie, which hits cinemas on the 24th May.

Packed with a mix of precious metals and Jasmine-inspired jewel tones, there’s no doubt you’ll be left feeling like a princess when this drops.

MAC’s senior artist and BBC 3 Glow Up judge Dominic Skinner took to Instagram to confirm the news, writing: ‘Just you wait till you see what the collection has in store for you!! Your wish, our command!

‘Manifest your magic with the Disney Aladdin Collection by M·A·C. Launching this May, this wish-fulfilling collaboration highlights the self-determination and confidence of Princess Jasmine in the upcoming live-action adaptation of Disneu’s animated classic, Aladdin – in theatres May 24.’

The campaign puts Naomi Scott, who plays our hero Princess Jasmine in the upcoming film, at the forefront adorned in turquoise and gold.

A lot of the details are still yet to be released, but at the moment there are three products that we know about – cleverly mirroring the Genie’s three wishes granted to Aladdin. Until then, you can sign up for Aladdin updates on MAC’s website.

So far we’ve seen an eyeshadow palette, lipstick and bronzer, all encased in beautifully golden packaging, and MAC have shared some of the eyeshadow swatches on Instagram. All we can say is, take our money NOW.

MAC Aladdin

We’re already lusting over the nine-pan eyeshadow palette filled with purple and golden shimmers, and the hot pink lipstick named A Whole New World has really caught our attention. Not to mention the warm-toned bronzer that we hope will give us that Jasmine-esque glow.

The limited edition collection is said to be available on the 1st of May, so be sure to save that date as it’s going to sell out pretty fast. And, if we’re lucky, there may be a few more additions to the colourful range.

Thanks, Genie.

The post MAC is launching an Aladdin collection and it’s about to open up a whole new world of magic appeared first on Marie Claire.

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Open Thread: What Does Your Dream Home Look Like?

Here’s a fun question for this Monday: what does your dream home look like? Do you want something cozy and small, like one of those adorably tiny homes? Would you want something sprawling, with wings? Open concept? All white everywhere? Would it have substantial grounds — a pool — a boat dock? Might it be a houseboat (or, hey, while we’re dreaming, yacht)? For purposes of the discussion, let’s take location out of it (so, for example, you can say you want a midtown Manhattan home with wings and a ton of outdoor space, which probably will not exist even for the wealthiest), as well as price.

For my $ .02, I am always happiest when my family is all hanging out together in the same room — so I’m not sure I would necessarily say I wanted something crazy with different wings or grounds. In fact, I would say cozy is one of the biggest touchstones for me — think bookcases with books everywhere and the kind of dining room/breakfast nook that has banquette seating. Lots of low, interesting lighting like along baseboards or other mouldings and the like. Ok, maybe an indoor pool for laps might make its way to the list (or one of those crazy hot tubs with the oppositional streams so you can swim laps against the current). 

Readers, how about you — what does your dream home look like? For those of you who have lived in a lot of different houses and apartments, what have you learned the hard way that you hate but thought you’d love (apparently this is a thing with open concept homes!) and what were you surprised to find you love? 

Stock photo via Stencil.

The post Open Thread: What Does Your Dream Home Look Like? appeared first on Corporette.com.

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European Shares Set To Open Lower As Trade Worries Re-emerge

European stocks may drift lower on Wednesday as investors digest conflicting reports on U.S.-China trade talks and look ahead to the Fed’s decision on interest rates.
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‘SNL’ Cold Open Features R. Kelly, Gayle King Interview, Hidden Cameras, And The Jail King — Watch Video

The R. Kelly, Gayle King interview received the SNL treatment over the weekend and the video has gone viral. Leslie Jones portrayed the journalist and CBS This Morning co-host who interviewed Robert Sylvester Kelly “R. Kelly” portrayed by Kenan Thompson. Thompson had his work cut out for him as R. Kelly’s interview with King drew millions of views as people watched in awe as R. Kelly became emotional, stood up, spoke over Gayle, shouted out answers, declared his innocence, then became hysterical as he shouted he was fighting for his life.

R. Kelly faces 10 counts of criminal sexual abuse and if convicted could spend up to 70 years in prison.

The opening quickly began spoofing R. Kelly’s responses to Gayle King’s interview.

“My lawyer was telling me, no, but my ego — my ego was telling me yes,” Kenan Thompson stated while in character as  R. Kelly.

Kenan Thompson portrayed the part well and even stood up, mirroring the real-life R. Kelly as he began pacing during the interview.

You may watch the full SNL skit portraying R. Kelly in the video player below.

Have you followed the R. Kelly case? What did you think of Saturday Night Live’s skit? Some of the standouts included showing R. Kelly as portraying himself as a victim, how he began singing during his interview with Gayle King, and that he has trouble with literacy.

During the Surviving R. Kelly docu-series, his ex-wife, Andrea “Drea” Kelly revealed that part of their courtship was the bond they formed when she taught him how to read.

Though R. Kelly has been jailed twice since the documentary, supporters in his community have bailed him out. The SNL skit also paid close attention to the details in the original interview but one aspect that had people shocked was when Kenan looked for the hidden cameras then announced, “You all keep your cameras out like that?”

The skit concluded with Kenan saying he thought Gayle King was the “jail king” indicating the reason why he did the interview was to score points with the jail king and hopefully get out of trouble.

Do you think Leslie Jones and Kenan Thompson did a good job recreating the R. Kelly/Gayle King interview?

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Chicago’s Violence Is an Open Wound That Never Heals

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When he was 19 years old, Chicago resident Ramaine Hill was wounded in a drive-by shooting. Ramaine knew who had shot him; it was a local gang banger nicknamed Pinkie, and, defying the law of the streets, Ramaine decided not only to press charges against Pinkie but to testify against him.

That’s when Ramaine’s life took a truly serious turn for the worse. Pinkie copped to a charge of aggravated battery with a firearm, and was sentenced to 15 years. Almost immediately, Ramaine began getting threatening phone calls: “You snitchin.’” “We’re gonna get you.” Some friends of Pinkie’s offered Ramaine money to recant his testimony. There was at least one attempt on his life and an effort to kidnap him.

This went on for two years. One day, on his way to work, a man wearing a red hoodie and red jogging pants popped out behind some brush and shot Ramaine dead. Several people were witness to the murder, and several knew who the killer was. Not one of them cooperated with the police investigation.

Read more at The Daily Beast.

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An Open Letter to My LGBTQ Siblings in the United Methodist Church

The United Methodist Church voted Tuesday at its General Conference for the “Traditional Plan” that reinforces the denomination’s statement on homosexuality. 

“The practice of homosexuality is incompatible with Christian teaching,” reads the document. “Therefore self-avowed practicing homosexuals are not to be certified as candidates, ordained as ministers, or appointed to serve in The United Methodist Church.” The statement also prohibits Methodist ministers from officiating at same sex weddings.

On Monday, delegates rejected a plan that would have made LGBTQ inclusion an issue for local churches to decide. Enforcement of the statement has been lax in recent years, and this year’s conference intended to respond to competing practices.

This is my response—as a feminist theologian and a queer woman.

The United Methodist Church voted Tuesday at its General Conference for the “Traditional Plan” that reinforces the denomination’s statement on homosexuality.  (Erin M. / Creative Commons)


To my LGBTQ siblings in the United Methodist Church:

While these are difficult days for the United Methodist Church in general, I know that these days are exceptionally painful, distressing and discouraging for you.

Your church has long been engaged in debate over your place as full and valued members. But while straight folks have the luxury of theological debate over LGBTQ people in ministry and relationship, your lives are much, much more than a theological question.

I write to you from a place of empathy and understanding, as a queer person who left my own denomination, the Southern Baptist Convention, when its increasing misogyny and homophobia overwhelmed more moderate churches and made remaining Southern Baptist untenable.

You may have heard of the controversy among Southern Baptists during the 1980s and 90s. The Convention stated its opposition to women in ordained ministry in 1984—but, because Southern Baptist churches are autonomous, the Convention’s resolution did not affect the ability of local churches to continue to ordain women. Of course, local associations often proceeded to kick those churches out, but they still affiliated with state and national conventions.

In the early 1990s, the Southern Baptist Convention then amended its constitution to exclude churches that in any way implied acceptance of LGBTQ people. That change was astonishing, because it was the first time in the history of the Southern Baptist Convention that the denomination had required any theological criterion for membership. That they did so over LGBTQ issues is telling.

At the time, I was just beginning my own coming out process. I had fought through the battles over women while I was in seminary in the 1980s. I was about to be ordained myself. I was living in Oregon, where I was a member of the state’s only moderate Southern Baptist church and also teaching at a Christian liberal arts college that excluded LGBTQ people.

After a deep personal struggle, I decided I needed to leave the college and the Baptists. I talked to my pastor, a kind and open man, who reminded me that while the SBC had gone the way it had, my local church had not. For me, however, the problem was that while the church had not excluded LGBTQ people, it had also not done anything to support us that would get the church kicked out of the SBC. I realized that as long as the church was part of the SBC, I felt complicit.

That was when I began the process of seeking a new church home. Had I been in the Deep South, I could have become part of the Alliance of Baptists, which began in 1987 in response to the fundamentalist takeover of the SBC. These churches emphasize “progressive inquiry, contemplative prayer and prophetic action to bring about justice and healing in a changing world.” They are welcoming of LGBTQ people in membership and leadership. But we have no Alliance of Baptists churches in Oregon.

I made my way to Ainsworth United Church of Christ in Portland instead, which offered a clear alternative. Shortly after I became a member, the church, already a multiracial and multicultural congregation, began its “open and affirming” process. In the UCC, this is the way a church declares itself welcoming and supportive of LGBTQ people in all areas of life and ministry.

We spent about a month in conversations during worship and educational meetings. Our newly-arrived pastor asked me, since I had been a Southern Baptist and we Baptists know the Bible so well, to lead a study of the biblical passages about sexuality during a worship service. At the end of the process, the congregation voted to suspend its constitutional requirement for a vote and to make the decision using consensus.

Without rancor or a vote that required winners and losers, we came together to become an open and affirming congregation. Did some people leave because of our stance? Yes. But very few. I’ve been a Baptist in exile in the UCC ever since.

I’m telling this story to you, my siblings, because I know the struggle you face. Your very worth as human beings is at stake; your ability to answer God’s call to ministry in the UMC is at stake; your ability to worship, serve and marry in the church you love are at stake. Now, you’ll have to wrestle with your own conscience about staying or leaving. Neither way is without difficulties and pain.

I hope you know, despite pronouncements by the majority of voters at the conference meeting, that you are not wrong and you are not sinful. I hope you know that your life is not “incompatible with Christian teaching.” The behavior of the General Conference of the United Methodist Church toward LGBTQ people is what is incompatible with the love of God and teachings of Jesus.

If you choose to leave, I can attest to the liberation and joy that can be found in discovering a church home outside the denomination that gave you birth and then refused you. I remember so clearly the first year I was a member of Ainsworth, in the mid-1990s, when we held our annual celebration of the Loving Supreme Court decision that overturned anti-miscegenation laws. One member of the church, who was in a racially mixed marriage, said that while she was grateful for the decision, she recognized that the struggle would not be over until queer folks could marry. I knew then: Here is where I belong.

I hope you know that there is another way outside the UMC. I hope you are able to build an alternative association, like the Alliance of Baptists, with those churches that choose to leave. You’ll still need to grieve—both the loss of a church you loved and the pain that church has inflicted. Making sense of it all will take time. (It’s been 25 years since I left the SBC, and I still spend a significant chunk of my own time writing about them!)

If you choose to stay, fight the good fight, finish the race, keep the faith. The struggle for justice requires committed people who fight from the outside and the inside. But do not let this struggle with the UMC become all you are. Our lives cannot be only struggle. Seek joy and kinship with others and in those people and things you love.

Most of all, do not let this controversy cause you for a moment to question your own worth. No matter what Southern Baptists or the United Methodist Church say, you are God’s children—created in God’s image and worthy of God’s love.

Your sexuality is a gift from God—not a sin, not a disorder, not an incompatibility.

In this moment of darkness, remember the words of the Gospel of John: “The light shines in the darkness, and the darkness did not overcome it.” In this moment of darkness, remember the words of the author of I John: “Whoever loves a brother or sister lives in the light, and in such a person there is no cause for stumbling. But whoever hates another believer is in the darkness, walks in the darkness, and does not know the way to go, because the darkness has brought on blindness. Little children, let us love, not in word or speech, but in truth and action.”

The post An Open Letter to My LGBTQ Siblings in the United Methodist Church appeared first on Ms. Magazine Blog.

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Faroe Islands: closed for repairs but open about self-promotion

The Faroes will be closed to tourists – except 100 volunteers – for a weekend in April as part of a campaign to promote tourism and sustainability

In parts of the Faroe Islands it rains 300 days a year, a national dish is wind-dried fermented mutton and the population of 50,000 people is outnumbered by sheep. Transforming this archipelago between Shetland and Iceland into a mainstream tourism destination was never going to be easy. However, the Faroese pride themselves on inventiveness and practicality, qualities that have seen tourist numbers increasing 10% a year over the past five years. In part, it’s down to the work of Guðrið Hojgaard, director of the island’s tourist board, who has been selected by Politico as one of the 28 people most likely to “shape the world in 2019”.

Hojgaard is behind the idea that the Faroes “will be closed from 26-28 April”, except for the 100 tourist volunteers who will be given free board and lodging in return for helping with practical projects to improve facilities for the 60,000 visitors who now choose the Faroe Islands for a holiday. The idea (more information at preservefaroeislands.com) is that tourists and locals collaborate on marking paths, creating signs and improving access to beauty spots that have become a success on Instagram. Lord of the Rings-style mountains, cute puffins and shaggy, shaggy sheep that come in dozens of different shades have made this a favourite destination for social media influencers. They fall for its quaintness: turf-roofed houses, dramatic waterfalls and misty Avalon-style landscapes.

Continue reading…
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More than 40 high-profile cinematographers and directors including Spike Lee, Quentin Tarantino, and Roger Deakins have blasted the Academy of Motion Picture Arts and Sciences’s decision to not televise four of the awards — including best cinematography, best editing, best hair & makeup, and best live action short — in an open letter to AMPAS president […]

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TWA Hotel at New York’s JFK airport to open for bookings

TWA’s classic Flight Center has been turned into a new hotel inspired by 1960s decor and Jet Age nostalgia

“Nobody likes to hang around airports” ran TWA’s 1960s slogan – but the new TWA Hotel at New York’s JFK airport aims to encourage travellers to do just that. The former airline’s stylish terminal building, designed by Eero Saarinen and opened in 1962, is being redeveloped into a 512-bedroom property. The midcentury modern-inspired hotel will open on 15 May, with bookings starting on 14 February (at noon EST, 5pm GMT).

The original 1962 building, known as the TWA Flight Center, will be the hotel’s main hub, featuring six restaurants, eight bars, shops and a rooftop pool, while two new “wings” will house the guestrooms. The 1960s-style interiors will include midcentury modern Saarinen furniture, retro TWA posters, rewired vintage rotary phones and views of the runways through noise-cancelling floor-to-ceiling windows.

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Australian Open Champ Naomi Osaka Becomes Asia’s First No. 1 in Tennis

(MELBOURNE, Australia) — Australian Open champion Naomi Osaka is the youngest woman to make her debut at No. 1 in nine years and the first man or woman from Asia to lead the tennis rankings.

Simona Halep’s 48-week stay atop the WTA ended Monday. She slid to No. 3 after a fourth-round loss to Serena Williams.

Williams missed the tournament last year after having a baby; her run to the quarterfinals this time pushed her up five places to No. 11.

The 21-year-old Osaka’s second consecutive major title helped her rise three spots.

Runner-up Petra Kvitova went from No. 6 to No. 2.

Men’s champion Novak Djokovic remained No. 1 in the ATP rankings. Runner-up Rafael Nadal stayed at No. 2, but Roger Federer’s fourth-round exit dropped him from No. 3 to No. 6.

Sports – TIME

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Naomi Osaka Wins Australian Open and Second Grand Slam Title After Beating Petra Kvitová

(MELBOURNE, Australia) — So close to victory, Naomi Osaka suddenly was letting the Australian Open final slip away. Three championship points? Gone. A sizable lead? Soon all gone, too.

She was playing poorly. She yelled at herself. Slammed a ball. Tugged at her visor’s pink brim. Trudged to the locker room between sets with a towel draped over her head.

And then, after returning to the court, Osaka turned it all around just as quickly as she had dropped 23 of 27 points. Refocusing and reasserting herself, Osaka edged Petra Kvitova 7-6 (2), 5-7, 6-4 on Saturday night to win the Australian Open for a second consecutive Grand Slam title.

“I felt like I didn’t want to have any regrets,” Osaka said. “I think if I didn’t regroup after the second set, then I would have looked back on this match and probably cried or something.”

On top of that, Osaka will rise to No. 1 in the rankings.

“Amazing achievement,” two-time Wimbledon champion Kvitova said. “Definitely she is a great one. We’ll see what the future will bring.”

Osaka added the Australian Open trophy to the one she collected in a U.S. Open final last September that forever will be remembered for the way runner-up Serena Williams was docked a game after arguing with the chair umpire.

Unlike that day, there was no jeering from the confused crowd. No controversy. No chaos. No sharing the spotlight.

Clearly marking herself as tennis’ bright new star, Osaka is the first woman to win two major championships in a row since Williams picked up four straight in 2014-15.

Almost didn’t happen.

Osaka held three match points in the second set at 5-3, love-40 as Kvitova served. But Osaka couldn’t close it out. Instead, she completely lost her way.

That allowed Kvitova to come back and make a match of it, reeling off five games in a row to take the second set and go up 1-0 in the third.

At that point, Kvitova would say later, she figured it was going to keep going her way.

“In the end,” she said, “it wasn’t.”

After Kvitova double-faulted to offer up a break point at 1-all, Osaka converted it with a cross-court backhand winner. There was still more work to be done, of course, and some additional drama when it began raining at the changeover right before Osaka tried to serve for the match at 5-4 in the third set.

This time, Osaka would not falter. She would not let this lead disappear.

“I knew that Petra couldn’t keep it up for that long if Naomi could just manage those emotions,” said Osaka’s coach, Sascha Bajin, “and she did that beautifully.”

Osaka was born in Japan — her mother is Japanese, her father is Haitian — and she moved to New York at age 3. Now she’s based in Florida and has dual citizenship. Osaka already was the first player representing Japan — female or male — to win a Grand Slam singles title. Now she also is the first to top the WTA or ATP rankings.

At 21, Osaka is the youngest No. 1 in nearly a decade; Caroline Wozniacki was 20 when she first ascended to that spot in 2010.

And to think, a year ago, Osaka was ranked 72nd.

What a climb. What a quick climb.

Kvitova was playing in her first Grand Slam final since winning Wimbledon in 2014 — and the first since she was stabbed in the hand by an intruder at her home in the Czech Republic a little more than two years ago.

Kvitova needed surgery, missed the first 4½ months of the 2017 season, including the Australian Open, and couldn’t be sure she’d ever get back to the top of tennis.

“You’ve been through so much,” Osaka told Kvitova during the trophy ceremony. “I’m really honored to have played you in the final of a Grand Slam.”

On a somewhat cloudy, rather comfortable evening, with only a slight breeze and the temperature around 75 degrees (25 Celsius), both women hit the ball as hard as can be. Exchanges were mostly at the baseline and filled with flat, powerful groundstrokes that barely cleared the net and made retrieving and replying as much about reflexes as anything.

Here’s one measure of how even it was: Each finished with 33 winners.

Points were swift and blunt; of 86 in the first set, only four lasted nine strokes or more. There was plenty of strong serving, clean hitting and good movement.

It was Osaka who was the first to get ahead, tearing through the tiebreaker by grabbing five points in a row — four via winners — to go up 5-1. When Kvitova sailed a backhand wide moments later, ceding a set for the first time all tournament, Osaka pumped her fist and screamed, “Come on!”

How pivotal was that moment? Kvitova had won her last 22 Grand Slam matches after winning the first set. Osaka, meanwhile, entered the day having won 59 matches anywhere after going up by a set.

When Osaka broke to lead 3-2 in the second set, and then got to 5-3, the outcome seemed to be a foregone conclusion. Turned out, that wasn’t the case. Not at all.

All that really matters, of course, is that Osaka righted herself in time to win.

“It didn’t really take that long,” she said. “I didn’t have a choice.”

Sports – TIME

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Trump signs bill to open the government, ending the longest shutdown in history

The pact, a victory for Democrats, will reopen shuttered government departments for three weeks while leaving the issue of $ 5.7 billion for a U.S.-Mexico border wall to further talks.
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How to Watch Naomi Osaka vs. Petra Kvitova: Australian Open Final Live Stream, TV Channel, Time

How to watch Naomi Osaka vs. Petra Kvitova in the 2019 Australian Open Final on Saturday, Jan. 26.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Serena Williams Knocked Out of Australian Open by Karolina Pliskova

(MELBOURNE) — Serena Williams was one point — just one — from quite a comeback victory in the Australian Open quarterfinals when she turned her left ankle.

Everything unraveled from there.

In a startling reversal and result, Williams wasted four match points along the way to dropping the last six games of a 6-4, 4-6, 7-5 loss to No. 7 seed Karolina Pliskova of the Czech Republic at Melbourne Park on Wednesday.

“I was almost in the locker room,” Pliskova told the Rod Laver Arena crowd, “but now I’m standing here as the winner.”

So instead of Williams moving closer to an eighth championship at the Australian Open and record-tying 24th Grand Slam title overall, it is Pliskova who will continue her pursuit of her first major trophy.

In the semifinals, Pliskova will face No. 4-seeded Naomi Osaka, who advanced by beating No. 6 Elina Svitolina 6-4, 6-1 earlier Wednesday. The other women’s semifinal will be two-time Wimbledon champion Petra Kvitova against unseeded American Danielle Collins.

In the men’s quarterfinals Wednesday, 2016 Wimbledon runner-up Milos Raonic met No. 28 Lucas Pouille, before 14-time major champion Novak Djokovic was scheduled to face 2014 U.S. Open finalist Kei Nishikori.

Williams’ surprising departure scuttled what would have been a much-anticipated rematch against Osaka, who beat her in the chaotic U.S. Open final last September.

This defeat is the earliest in Australia for Williams since a fourth-round loss to Ana Ivanovic in 2014. Since then, she had won the tournament in 2015, lost in the final in 2016, and won again in 2017 while pregnant, before missing last year’s edition a few months after the birth of her daughter.

The 37-year-old American’s match against Pliskova was played under a stifling sun, with the temperature around 80 degrees (25 Celsius), and Williams — coming off an intense three-set victory over No. 1 Simona Halep in the fourth round — often stepped into the patches of shade behind each baseline.

She did not start well, not well at all. Her mistakes were mounting and deficit was growing.

In the first set alone, Williams made more than twice as many unforced errors as her opponent, 11-5, a pattern that would continue throughout. By the end, the margin was 37-15.

Looking increasingly frustrated, Williams would yell at herself after mistakes or gesture as if to say, “That’s NOT how I should be hitting the ball!” Add it all up, and Pliskova led by a set and a break at 3-2 in the second.

Only then did Williams seem to get going. From there, she immediately earned her first break point of the match and converted it to get to 3-all, beginning a run in which she claimed nine of 11 games.

“I was a little bit too passive,” Pliskova said about that section of the match. “Obviously mentally down.”

And then it all changed. Serving for the victory at 5-1, 40-30, Williams was called for a foot fault — reminiscent of an infamous such ruling at the U.S. Open a decade ago. During the ensuing point Wednesday, Williams twisted her left ankle and dumped a forehand into the net.

She grabbed at her foot afterward, and would go on to cede that game.

Not a big deal, right? She still had a sizable lead.

Except three more match points would follow, and Pliskova staved off each one.

Williams would again serve for the match at 5-3 — and again get broken. The owner of the most feared and respected serve in women’s tennis was broken for a third time in a row at 5-all, and Pliskova was on her way.

“She got a little bit shaky in the end,” Pliskova said. “So I took my chances. And I won.”

Osaka will carry a 12-match Grand Slam winning streak into the semifinals.

The 21-year-old from Japan moved closer to a second consecutive major championship by parlaying her aggressive and powerful style into a 31-11 edge in winners against Svitolina.

“For me, right now, I just try to keep looking forward. So I’m not really satisfied. Like, I am happy that I’m here, but at the same time, I want to keep going,” said Osaka, who never had been past the fourth round at the Australian Open. “There is more matches to win.”

Sports – TIME

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Roger Federer Defeated By 20-Year-Old Stefanos Tsitsipas in Australian Open

(MELBOURNE, Australia) — Even as his uninterrupted dominance of yore dissipated, even as he took the occasional break, Roger Federer always mattered more often than not in the closing days of Grand Slam tournaments.

Until lately, that is.

Until, at age 37, he was outplayed in the Australian Open’s fourth round by a much younger man, 20-year-old Stefanos Tsitsipas, during a 6-7 (11), 7-6 (3), 7-5, 7-6 (5) surprise that ended Federer’s bid for a third consecutive championship at Melbourne Park.

“I have massive regrets,” said Federer, who failed to convert any of the 12 break points he earned against Tsitsipas, the first player from Greece to reach a major quarterfinal.

This loss makes it a fourth straight Slam without Federer in the semifinals: He skipped the 2018 French Open, was beaten at Wimbledon in the quarterfinals and exited the U.S. Open in the fourth round.

That is his longest such drought since he claimed the first of his men’s record 20 major titles, all the way back in 2003 at Wimbledon.

“Roger is a legend of our sport. So much respect for him. He showed such good tennis over the years. I’ve been idolizing him since the age of 6,” said Tsitsipas, who has worked with Serena Williams’ coach, Patrick Mouratoglou.

“It was a dream come true for me … just facing him,” Tsitsipas said about Federer. “Winning at the end? I cannot describe it, you know.”

Federer was the oldest man left in the field and would have been the oldest quarterfinalist in Australia since Ken Rosewall at 43 in 1977.

Tsitsipas, a lanky guy who kept his scraggly hair in place with a pink headband, was the youngest to make the fourth round this year. He lost his opening match in Melbourne a year ago, when Federer picked up his sixth Australian Open championship.

“For sure, it’s a good win against Roger. I mean, we all know who Roger Federer is, what he has done in tennis. But I still have to keep my focus, keep my concentration on further goals that I want to achieve. That’s a very good beginning. I need to stay humble,” said Tsitsipas, who next faces another player making his quarterfinal debut at a major, No. 22 Roberto Bautista Agut of Spain. “This win is a good milestone, let’s say good first step, as I said, to something bigger.”

At least Federer was able to crack a joke when asked whether Tsitsipas reminds him of a younger version of himself, replying: “He has a one-handed backhand. And I used to have long hair, too.”

And before anyone writes off Federer just yet, remember that folks have kept trying to do that for quite some time, and he has repeatedly returned to title-winning form. After this setback, Federer announced that he would return to playing the clay-court circuit this season, including the French Open after missing it the past three years.

This match was a thriller from beginning to end, both in terms of the high quality and entertaining style of play from both men — something long expected of Federer. The world is still learning what the 14th-seeded Tsitsipas can do.

His soft hands serve him well on volleys, and he is that rare man who will press forward as often as Federer and have nearly as much success. On this cool evening, Tsitsipas won the point on 48 of 68 trips to the net, while Federer went 50 for 66.

The kid served well, too, compiling a 20-12 edge in aces and, more significantly, staving off all of those break chances that Federer earned: two in the first set, eight in the second, two in the third.

In the opening game of the match, Tsitsipas twice was called for a time violation after allowing the 25-second serve clock — new in Melbourne’s main draw this year — to expire. The second such warning resulted in the loss of a serve, and Tsitsipas proceeded to double-fault, offering up a break point to Federer.

Tsisipas erased that chance with a 123 mph (198 kph) serve initially called out, then reversed on a challenge. Federer insisted to chair umpire James Keothavong that they should replay the point, a request that was denied, drawing the Swiss star’s ire.

That would signal a pattern. At each key juncture, either Federer blinked or Tsitsipas delivered something special.

“Hung in there, gave himself chances at some points, stayed calm. It’s not always easy, especially for younger guys,” said Federer, who was trying to reach his 54th Grand Slam quarterfinal. “Credit to him for taking care of that.”

Tsitsipas never even collected a break point of his own until the third set, and the match was nearly 3 hours old when he finally cashed one in, the only one he would need, when Federer pushed a forehand into the net.

The crowd, sensing something special, broke into a chorus of “Tsi-tsi-pas! Tsi-tsi-pas!”

As is often the case when a youngster outdoes an old master, there was buzz about whether this might signal something more meaningful than one result. Each member of the sport’s long-ruling Big Three — Federer, Rafael Nadal and Novak Djokovic — already had dismissed challenges from the next generation at this tournament.

This, though, was different.

Tsitsipas is different.

“I see him being high up in the game,” Federer said, “for a long time.”

Sports – TIME

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Even Roger Federer Needed His Security Pass at the Australian Open

(MELBOURNE, Australia) — Maybe Roger Federer isn’t as famous as we thought.

Turns out that even he must carry his tournament ID to get where he’s try to go at the Australian Open.

Rules are rules, after all.

So what if Federer is a six-time champion at Melbourne Park … the owner of 20 Grand Slam titles in all … a man who’s spent more weeks ranked No. 1 than any other … and one of the most recognizable athletes on the planet?

A video showing Federer stopped by a security guard in a hallway outside a locker room at the Grand Slam tournament made the rounds on Twitter on Saturday, drawing a mix of amazement and amusement.

In the clip, the guard is seen indicating to Federer that he was missing his Australian Open accreditation pass. Players, coaches, officials, members of the media and others are given lanyards with badges that have a name, a photo, tournament role and a bar code that can be scanned at security checkpoints.

Federer didn’t argue. He stood patiently, waiting until he was joined by members of his entourage. That’s when he was allowed to proceed and go through the door.

Saturday was a practice day for Federer at Melbourne Park.

He is scheduled to face Stefanos Tsitsipas in the fourth round on Sunday.

Sports – TIME

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Aryna Sabalenka’s sweaty headband causes Australian Open fan fight

Two stubborn fans at the Australian Open snarled their way to 15 seconds of fame with one of the pettiest squabbles Melbourne Park has seen. A video showing two women arguing and tussling over an item of clothing near the front row of seats on Melbourne Arena on Wednesday is spreading across the Internet. The…
Sports | New York Post

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Serena Williams Returns to Australian Open With Clinical Win

(MELBOURNE, Australia) — Serena Williams jumped straight back in where she left off at the Australian Open, returning for the first time since winning the title in 2017 when she was pregnant with her first child.

Williams conceded only five points in the first set and was completely clinical in a 6-0, 6-2 win over Tatjana Maria, another mom who lives close to Williams in Florida and visits for play dates with their daughters.

It was overwhelming for Maria, who got just two of her first serves into play in the first set and didn’t have game points until she held in the fourth game of the second set. She was in tears as the pair hugged at the net following the match, and Williams joined the crowd in giving the German player a clap as she left the arena.

“Yeah, I think the last time I was here, I was pregnant and playing at the same time — which is insane,” Williams said. “It’s kind of weird walking back on, by myself this time.”

Williams considers the 2017 victory here among the best of her 23 Grand Slam singles titles, giving everything that was going on. Since returning to the tour following the birth of Alexis Olympia, Williams hasn’t added to her list of majors, having lost the finals at Wimbledon and the U.S. Open.

“Literally the best win of my career,” she recalled Tuesday in a post-match TV interview. “Just exciting to be back.”

At Melbourne Park, she’s now on an eight-match winning streak. She’s only lost one of her last 22 matches at the season-opening major, which she has won seven times.

The 37-year-old Williams said she loves to test herself early in the year after practicing “hard for that first hit.”

“I like to jump into the deep end and swim,” she said.

The 16th-seeded Williams will face either Eugenie Bouchard or wild-card entry Peng Shuai in the second round.

Madison Keys opened her season with a 6-2, 6-2 win over 18-year-old wild-card entry Destanee Aiava in the first match on Rod Laver Arena on Day 2.

“I expected it to be tough — obviously playing an Aussie on Rod Laver,” Keys told the crowd. “Thanks for the love, anyway.”

She broke Aiava’s serve four times and fended off the only break-point chance she faced. Aaiva, who was the first player born in this century to play in the main draw of a major when she got a wild card here in 2017, didn’t help herself with six double-faults.

The No. 17-seeded Keys has reached the semifinals or better at three of the last five Grand Slam tournaments, and her focus is on the bigger prizes for now.

“I was having issues with my knee at the end of the year (and) ran out of time to be ready for Brisbane — wanted to be 100 percent for here,” she said of her recent lack of competitive matches. “It’s my first match of the year, so mostly just happy I did everything pretty well.”

Seventh-seeded Karolina Pliskova won the Brisbane International title in the first week of the season and continued her streak by beating fellow Czech Karolina Muchova 6-3, 6-2 to progress to the second round. No. 12 Elise Mertens and No. 21 Qiang Wang also advanced.

Kei Nishikori is feeling a little bit liberated after having to come back from two sets down to beat Kamil Majchrzak in a difficult opener.

The eighth-seeded Nishikori won 10 consecutive games after losing the second set in a tiebreaker and took 15 of the last 17 games before Majchrzak retired with an injury with the score at 3-6, 6-7 (6), 6-0, 6-2, 3-0 at Margaret Court Arena.

“He was playing amazing tennis,” Nishikori said. “I have to be happy going to the next round — I almost lost in the first round, so I have to be positive and get better.”

Among the other men advancing were Ryan Harrison, who beat Jiri Vesely 6-0, 7-5, 6-3, No. 12 Fabio Fognini and No. 15 Daniil Medvedev.

Pierre-Hugues Herbert beat Sam Querrey 5-7, 7-6 (6), 6-3, 6-1.

The temperature was already 30 degrees Celsius (86 Fahrenheit) when play began on all courts shortly after 11 a.m. local time and it rose to 33 C (91 F) by the early afternoon.

Sports – TIME

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‘Will I get my tax refund? Are the national parks open?’ Your questions about the shutdown — answered

The partial federal government shutdown is now the longest ever — with no end in sight.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘The Pain Is Too Much.’ Andy Murray Says Australian Open Could Be His Last Tournament

(MELBOURNE, Australia) — A tearful Andy Murray says the Australian Open could be his last tournament because of a hip injury that has hampered him for almost two years.

The three-time Grand Slam champion says he plans to start his opening match against No. 22-ranked Roberto Bautista Agut at the Australian Open, where he has reached the final five times but never won the title.

“I’m going to play (in Australia) — I can still play to the level,” Murray said. “Not a level I’m happy playing at — but also, it’s not just that. The pain is too much really.”

Murray had right hip surgery in January 2018 and, after two brief attempts to return to the tour, played only 12 matches in the year.

He returned at the Brisbane International last week, where he won his opening match but lost in the second round to Daniil Medvedev, showing visible signs of limping between points.

The 31-year-old Murray, who ended long Grand Slam droughts for British men and also won the Olympic gold medal, had hoped to play the first half of 2019 and make a run at Wimbledon.

“That’s where I’d like to stop playing … but I’m also not certain I’m able to do that,” Murray said. “I don’t want to continue playing that way. I’ve tried everything I could to get it right and that hasn’t worked.”

Murray held a news conference Friday at Melbourne Park, and had to leave the room for a while soon after it started to compose himself as he fronted the media.

He said he’s considering another hip operation, more to improve his quality of life than as a way to return to the top level in tennis.

The Australian Open starts Monday.

Sports – TIME

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15 Reasons to Think Twice About an Open Floor Plan

Open floor plans have dominated modern home design since they first appeared in the 1950s as part of the overall trend toward more contemporary styling. Open concept homes skyrocketed in popularity in the 1970s, and by the mid-’90s nearly all new construction incorporated some version of an open floor plan or great room. But after nearly half a century of ascendancy, open concept living has been losing ground as buyers turn to cozier, more energy-efficient houses. Here are just a few reasons you may want to pass on that open floor plan.
Bob Vila : Trusted Home Renovation & Repair Expert

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Teens open up on sex to beat ‘toxic’ masculinity

An all-male group urges young men to look beyond traditional gender roles. It aims to tackle toxic masculinity in South Africa.


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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump Tells GM to Open Ohio Plant and Stop Output in China

General Motors plans to cut up to 14,800 jobs and end production at certain plants, marking the auto maker’s first significant downsizing since bankruptcy as it tries to adjust to lower demand for passenger cars. President Trump said GM should stop making cars in China and make them in the U.S. instead, in an exclusive WSJ interview.
WSJ.com: US Business

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Buy.com (dba Rakuten.com Shopping)

This human-like robot wants you to open up

LONDON – Furhat tilts his or her head, smiles, exudes empathy and warmth and encourages us to open up. The robot, a three-dimensional bust with a projection of a human-like face, aims to build on our new-found ease talking to voice assistants like Siri and Alexa, by persuading us to interact with it as if…
Technology News & Reviews | New York Post

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NFL Experience in Times Square will stay open for free

Pint-size football fans in the know are getting their fill of their favorite pastime — for free. The word hasn’t spread widely about this surprising holiday fantasy at the NFL Experience, an interactive museum spread over 40,000 square feet in Times Square. The museum — which boasts a simulated game in a 4-D movie theater…
Business | New York Post

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Everything You Need To Know About Open Enrollment

Why is open enrollment season for health insurance important?

Open enrollment is the annual period when you can enroll in or change your health insurance coverage for the upcoming year. Additionally, if you receive other benefits through your employers – life insurance, unemployment insurance – this is a great time to make any adjustments to these policies as well. Open enrollment is usually the only time you can makes changes, so it is important to understand your options and needs ahead of time.

When is open enrollment period this year?

For those getting health insurance coverage through healthcare.gov, open enrollment runs from November 1 to December 15. However, in some states like California you can sign up for Affordable Care Act plans later. Outside of these dates, you are only able enroll in a health insurance plan if you experience major life events like getting married, changing jobs, losing previous health coverage or circumstances that qualify you for a Special Enrollment Period.

For employer-provided health insurance and other benefits, the timing can vary by company. It is generally in the fall, between October 1 and December 31. If your job offers health insurance and other benefits but you do not know when your company’s open enrollment period is, contact your HR department.

What should we keep in mind when choosing our healthcare coverage?

The most important thing is to understand your options. If you receive your health insurance through your job, you can go to your human resources department about what plans are offered. If your job doesn’t provide healthcare, go to the state or federal marketplaces for the Affordable Care Act to search plan options and costs. Again, the best place to go for this is healthcare.gov.

Next, review the plan type. You will likely run into the acronyms HMO or PPO. These stand for health maintenance organization and preferred provider organization, respectively. Generally speaking, the difference between HMO and PPO plans includes the size of the plan network, ability to see specialists, plan costs, and coverage for out-of-network services. Compare each plan’s summary of benefits to learn more. Your HR department or the online marketplace will provide these.

Finally, determine the best plan for your healthcare needs and your finances. When doing this you want to take into account you and your family’s healthcare requirements. If you are single and healthy, it may be best to go with a low premium, high deductible plan. If you have a family, numerous prescriptions or past health issues, more coverage and a higher monthly premium may be a better option.

What other benefits should we be thinking during open enrollment?

If you have the option of receiving life and unemployment insurance, I would recommend purchasing this coverage. As you have heard me say before, 1 in 4 people will be involved in an accident that prevents them from working for a period during their life. If something happens to you, life and unemployment insurance will protect your family from financial catastrophe.

Open enrollment is also a great time to review your retirement preparations. Most employer-sponsored retirement plans allow you to make changes at any time, but it is always a good idea to check that your contributions, your plan choice and your portfolio mix are aligned with your current goals. If your employer offers matching, be sure you’re getting all the free money on the table. Finally, it is also a good time to talk to your financial advisor about your plan’s performance. 

The Trump administration has shifted a number of healthcare policies. Can you talk about what is new this year?

The Trump Administration has made several changes to the ACA’s rules. In last year’s tax bill, they include a provision that removed the tax penalty for those who don’t buy coverage, essentially removing the requirement that every American had to have health insurance. This means you will not pay a fee for not having health insurance, though I would caution going without is a bad idea. The administration has also made it easier for some people to buy short-term policies that do not include all the consumer coverage protections of an ACA policy.

In reaction to this, some states have made their own changes. In May, New Jersey adopted its own individual mandate, and California banned the sale of short-term health policies that don’t meet ACA standards. Maryland and Alaska have each added other programs to stabilize the insurance marketplace.

Unfortunately, the repeal of the individual mandate and the legalization of short term insurance, along with other regulatory changes made by the administration, have caused some uncertainly in the markets, and we have seen premiums rise about 16 percent higher this year according to the Kaiser Family Foundation. That may mean some of us will pay more for coverage this coming year.

Mellody is President of Ariel Investments, a Chicago-based money management firm that serves individual investors and retirement plans through its no-load mutual funds and separate accounts.  Additionally, she is a regular financial contributor and analyst for CBS News and CBS.com.

HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE 

Life & Style – Black America Web

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Fantasy Open Thread: What Do You Buy With An Extra $1500?

Today feels a little hard to focus, so let’s have a fun open thread — what would you buy with an extra $ 1500? Here’s a little story to go with the fantasy: your favorite aunt passes and leaves you $ 1500, with a note to get yourself something pretty with hopes that you’ll remember her fondly whenever you look at your purchase(s). SO: what do you buy? What store do you go to first? Do you add more of your own money to purchase something even nicer, or do you squirrel some away for a rainy day and spend less than the full $ 1500?

For my $ .02, for that money I’d probably put the money towards a bag, jewelry, or a painting… The Affordable Art Fair in NYC is always a good one for art (albeit not terribly “affordable”), and for fine jewelry that’s really interesting I’m a huge fan of Barney’s selection. (Oooh: love this ring, this necklace, or this necklace…)  If I were to put the money towards a bag I’d probably get one I’d wanted for a while, like this Chloe bag.

Picture via Wikipedia.

The post Fantasy Open Thread: What Do You Buy With An Extra $ 1500? appeared first on Corporette.com.

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Podcast: KHN’s ‘What The Health?’ Open Enrollment And A Midterm Preview

Nov. 1 marks the start of Open Enrollment for people buying their own coverage for 2019 in most states. Despite the turmoil surrounding the Affordable Care Act, most consumers will have more choices and mostly flat — and in some cases lower — premiums.

What will happen to the health law going forward, however, will depend largely on what happens in the midterm elections Tuesday. Important health decisions will result not just from which party controls the U.S. House and Senate, but who wins governorships and comes to control state legislatures as well.

This week’s panelists for KHN’s “What the Health?” are Julie Rovner of Kaiser Health News, Anna Edney of Bloomberg News, Margot Sanger-Katz of The New York Times and Joanne Kenen of Politico.

Among the takeaways from this week’s podcast:

  • With changes in the ACA marketplace for 2019, it will be very important for consumers to look at the variety of options. Those earning less than 200 percent of the federal poverty level (just under $ 24,300 for an individual) are likely well served by silver plans on the federal health law’s exchanges. But the choices for benefits and prices are much more complicated for people earning more than that.
  • People who don’t get insurance through work or the government and earn too much to qualify for premium subsidies under the health law might be tempted to try the new, less-expensive short-term plans being touted by the Trump administration. But they should be cautious and consider two major downsides: The plans likely won’t cover preexisting conditions, and the benefits will be skimpier than those of ACA plans. For example, many short-term plans are expected not to cover mental health and maternity services or prescription drugs.
  • Federal officials announced Wednesday that Wisconsin could implement work requirements for some Medicaid enrollees. They also said, however, that the state could not begin drug testing for the enrollees.
  • If Democrats take control of the House or Senate, it’s possible that they could work with President Donald Trump on some specific issues, especially efforts to bring down drug prices or consumer protections against surprise medical bills.
  • Perhaps the biggest change that could come from the election results is an increase in the number of states that expand Medicaid under a provision of the ACA. Seventeen states have not taken that step, but several deep-red states in the West have the question on their ballots, and the outcomes from governors’ races in other states could also lead to expansion.

Rovner also interviews Barbara Feder Ostrov, who wrote the latest “Bill of the Month” feature for Kaiser Health News and NPR. It’s about a California college professor whose skin rash led to a $ 48,000 bill for allergy skin testing. You can read the story here.

If you have a medical bill you would like NPR and KHN to investigate, you can submit it here.

Plus, for extra credit, the panelists recommend their favorite health stories of the week they think you should read, too:

Julie Rovner: The Washington Post and Kaiser Health News’ “For The Disabled, A Doctor’s Visit Can Be Literally An Obstacle Course — And The Laws Can’t Help,” by Rachel Bluth.

Anna Edney: Bloomberg Businessweek’s “Your DNA Is Out There. Do You Want Law Enforcement Using It?” by Drake Bennett and Kristen V Brown.

Margot Sanger-Katz: The Federalist’s “How An Obscure Regulatory Change Could Transform American Health Insurance,” by Christopher Jacobs.

Joanne Kenen: The Atlantic’s “The Harder, Better, Faster, Stronger Language Of Dieting,” by Amanda Mull.

To hear all our podcasts, click here.

And subscribe to What the Health? on iTunesStitcher or Google Play.

Kaiser Health News

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Walmart To Open Futuristic Store Sam’s Club Now In Dallas

Walmart Inc.’s Sam’s Club division said Monday it will open a new store in Dallas that will be “a technology lab that doubles as a live, retail club.” Sam’s Club said that the new Dallas location, called “Sam’s Club Now,” will be the epicenter of innovation for Sam’s Club. Customers at the new store will be able to scan and pay for their groceries using the Sam’s Club Now app.
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Isaia to Open London Flagship

Isaia will open its first store in London, a 4,800-square foot shop at 45 Conduit Street, on Nov. 4. This marks the first store in the U.K. for the Naples-based luxury men’s brand, which operates 18 stores elsewhere in Europe as well as in Asia, the Middle East and the U.S.
Gianluca Isaia, chief executive officer and third generation of the family-owned company, said: “I visited London for the first time in 1976 when I was 13 years old and have loved it ever since. London is truly one of the greatest cities in the world. The history, sophistication and the love of tailoring make it the perfect place for Isaia to have a home.”
The store is being designed by Ferrari Architetti and will be decorated with art and artifacts sourced by interior designer Alberta Saladino that speak to its legacy near the Bay of Naples. It will include features also found in other stores such as a vintage Campari bar and a red lacquered piano.
It will be divided into distinct areas intended to spotlight the full range of offerings, including sportswear, tailored clothing and accessories, and there will be a separate made-to-measure area and a “Vesuvio” VIP room.
Conduit Street in London’s

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Affordable Care Act Open Enrollment Starts Nov. 1. Here’s How to Sign Up

When it comes to electing health care coverage, deadlines matter. Miss one, and you could find yourself facing thousands of dollars in medical bills down the road.

Starting Nov. 1 and ending Dec. 15 (in most states), uninsured Americans can sign up for coverage under the Affordable Care Act or renew the coverage they already have.

If you want coverage in 2019, you must enroll during these 45 days unless you later have a qualifying life event, such as getting married or divorced.

Some younger and healthier people may not think coverage is worth the monthly premiums.

But think again, says Gerald Kominski, a professor of health policy and management at UCLA.

“There’s the idea that ‘I take care of myself, I live a healthy lifestyle, I eat well, I don’t smoke — I’m going to be healthy and live forever,’” he says. “Nobody knows what the future holds. People with perfectly healthy lifestyles get sick every day.”

What’s New This Year Under the Affordable Care Act

For the first time since the Health Insurance Marketplace — a federally run service where people can shop for and enroll in private insurance — opened five years ago, Americans will not have to pay a financial penalty for failing to obtain insurance. But experts say it’s still critical to buy coverage.

It costs up to $ 7,500 to fix a broken leg, about $ 30,000 for three days in the hospital and into the hundreds of thousands of dollars to treat cancer, HealthCare.gov says. The average visit to an emergency room in 2016 cost $ 1,917, according to the Health Care Cost Institute.

Most working people can’t cover that kind of expense with their salaries or savings, says Kominski — who, three decades ago as a graduate student, needed an appendectomy that cost $ 15,000. Because he had a student policy, he says, his share was less than $ 100.

In addition, health insurance plans that provide free or low-cost preventive services and promote the early identification of problems reduce the likelihood that more expensive and extensive treatment will be needed later, said Jay Wolfson, professor of public health, medicine and pharmacy at the University of South Florida. Thus, they benefit even people who are healthy — or appear to be.

And when healthier people buy insurance, it costs less for everyone, he said.

How To Shop For an Insurance Plan in the Marketplace

Start by going to HealthCare.gov and clicking “get ready to apply” if you plan to enroll for the first time or “get ready to keep/change” if you had a 2018 plan through the Marketplace, also known as the “exchange.”

Some states operate their own exchanges. If you live in California, Colorado, Connecticut, Idaho, Maryland, Massachusetts, Minnesota, New York, Rhode Island, Vermont, Washington or the District of Columbia, you must apply through your state.

Application deadlines are slightly later in California, Massachusetts, Minnesota and Rhode Island, so be sure to call or check your state exchange’s website. In general, coverage begins Jan. 1, 2019.

Online, you’ll learn how to estimate your 2019 income for the application and find a checklist of information you’ll need, such a such as household size, the Social Security numbers and birthdates of your family members, W-2 forms or pay stubs and policy numbers of any current health insurance. Coverage is available only to U.S. citizens and legal residents.

With insurance through the Marketplace, you’ll pay a deductible and coinsurance — a percentage of a covered health service — of 10% to 40%, depending on which plan you choose. You’ll have to pay only up to an out-of-pocket maximum, and there are no yearly or lifetime dollar limits.

You’ll also get the benefit of discounts that insurance companies negotiate with health care providers. People without insurance pay almost two times as much for care, according to HealthCare.gov.

How to Apply, What’s Covered and What Help Is Available

You can apply by phone, in person with help from a navigator — a person specially trained to walk you through the process — through an agent or broker or by mail with a paper application. Volunteers certified by the Marketplace also may be available through nonprofit organizations such as community health centers or hospitals.

Coverage through the Health Insurance Marketplace is intended for those not covered by insurance at work or by government programs such as Medicaid, Medicare, Tricare (for members of the military, veterans and their families) or CHIP, the Children’s Health Insurance Plan.

Plans that comply with the Affordable Care Act, often called Obamacare, cannot discriminate against people with pre-existing conditions. They also must cover birth control and breastfeeding equipment and counseling, plus 10 “essential” services:

  • Outpatient care.
  • Emergency services.
  • Hospitalization.
  • Pregnancy, maternity and newborn care.
  • Mental health and substance abuse services.
  • Prescription drugs.
  • Mental and physical rehabilitation for people with injuries, disabilities or chronic conditions.
  • Laboratory services.
  • Preventive and wellness services and chronic disease management.
  • Pediatric treatment, including dental and vision care.

You’ll pay different premiums and out-of-pocket costs depending on the plan you choose. The government will subsidize your premiums if your income is between 100% and 400% of the federal poverty level.

Currently, that’s $ 12,140 to $ 48,560 for a single person and $ 25,1000 to $ 100,400 for a family of four. Income eligibility levels are expected to rise slightly for 2019; the new figures won’t be available until Nov. 1, 2018.

The lower your income, the higher the premium tax credit you’re eligible for (i.e. the help you’ll receive).

What Kind of Plans Are Available?

Insurers sell plans in four categories: Bronze (the least coverage and the lowest premiums), Silver, Gold and Platinum (the most coverage and the highest premiums). Depending on where you live, you may find several types of plans at each level.

You’ll want to make sure your doctors are in the plan you choose and that your prescription medications are covered.

You may have a choice of:

  • An exclusive provider organization (EPO), which covers services provided only by doctors and hospitals in a network, except in an emergency. You aren’t required to choose a primary care provider.
  • A health maintenance organization (HMO), which requires you to obtain care from doctors who work for or contract with the HMO, except in an emergency. You may have to live or work in the HMO service area.
  • A point of service plan (POS), which charges less if you use health care providers that belong to a network and requires you to get a referral from your primary care doctor to see a specialist.
  • A preferred provider organization (PPO), in which you pay less for in-network providers, but you can go to out-of-network providers for an additional fee. You don’t need a referral to go to a specialist.

Average unsubsidized premiums vary widely from state to state. The price of the Silver plan for a 27-year-old single nonsmoker ranges from a low of $ 278 per month in Indiana to $ 709 per month in Wyoming, according to the U.S. Centers for Medicare and Medicaid Services.

The figures apply only to the 39 states that use the HealthCare.gov platform. About 9 million people have coverage through those exchanges, according to the federal government.

Catastrophic Insurance

Catastrophic insurance is another alternative available to people younger than 30 and those who can claim a hardship exemption, such as homelessness, domestic violence or bankruptcy. You must apply for the exemption.

On the upside, catastrophic plans cover the 10 essential health benefits, offer specific preventive services for free and cover at least three visits to a doctor annually before the deductible is met. They also cost about one-third as much as more comprehensive plans.

The large downside is that the deductible — the amount the patient has to pay before the insurance company starts sharing the cost — is $ 7,900. Additionally, these policyholders aren’t eligible for a premium tax credit.

Kominski of UCLA suggests that consumers compare the coverage and cost of a lower-tier plan in the Marketplace before choosing a catastrophic plan.

Coverage That Doesn’t Meet Affordable Care Act Standards

As of Oct. 1, 2018, low-cost health policies became available for a one-year term, renewable for up to three years. Previously, they were sold for a three-month period of coverage only, and were considered stopgap insurance plans for people between jobs or otherwise temporarily without insurance.

It’s important to be aware that these policies don’t comply with the mandates of the Affordable Care Act, meaning they don’t have to cover people with pre-existing conditions or pay for any of the services the act deems essential.

Kominski warns that low-cost policies may seem attractive — until you need medical care. He compares them to a car that’s cheap, but only because it doesn’t have airbags or comply with air-quality standards.

“If you’re shopping for price, you’re going to get what you pay for,” he said. “If you want to expose yourself to risk, we can make health care really affordable.”

Susan Jacobson is an editor at The Penny Hoarder. She also writes about health and wellness. Follow her @SusanJacobson44.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Sloane Stephens comes out on top in battle of last two US Open champions

SINGAPORE — In a match between the last two U.S. Open champions, Sloane Stephens came out on top.

The 2017 champion beat Naomi Osaka 7-5, 4-6, 6-1 Monday at the WTA Finals, the season-ending tournament for the top eight players in the world.

Both players are making their debut appearances at the…

Sports – New York Daily News

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Michael B. Jordan Invites U.S. Open Winner Naomi Osaka To ‘Creed 2’ Premiere With Shirtless Photo

Premiere Of Disney And Marvel's 'Black Panther' - Arrivals

Source: David Crotty / Getty

Naomi Osaka won the U.S. Open against Serena Williams recently and appeared on several talk shows after to discuss the big win. When she went on The Ellen DeGeneres Show, Osaka was asked about her celebrity crush. She admitted that she liked Michael B Jordan and right there Ellen texted him to possibly hook them up.

 

Osaka sat there blushing and couldn’t believe what was happening. The Jasmine Brand reports that Ellen decided to take things to another level when she wished Osaka a happy birthday this week. Attached to the birthday tweet was a photo of Jordan without his shirt on. Osaka tweeted back that she wanted Ellen to block her, but then Jordan tweeted something very special to Osaka.

 

He sent a newer photo with no shirt on and said, “This one is better and more recent. LOL Happy Belated Bday Naomi. But seriously I want to invite you to the Creed 2 premiere as a bday present.” We haven’t heard if Osaka is going or not, but if she doesn’t want to accept the invitation we know plenty of people that will take her place.

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Disney World will open new nature-inspired resort

Calling all Disney-loving treehuggers.

The company behind Mickey Mouse will open a new nature-inspired, mixed-use resort in 2022 at Walt Disney World Resort in Orlando, Florida.

It’ll be located along Bay Lake between Disney’s Wilderness Lodge and Fort Wilderness Resort & Campground.

The upcoming…

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Huckberry Will Open First Shop in New York

Huckberry is jumping into the pop-up craze.
The San Francisco-based online men’s retailer will open its first retail location at 383 Bleecker Street in Greenwich Village in November. The shop will feature “seven actionable adventures” that will highlight journeys ranging from a ​West Village Drinking Tour with Jack Kerouac to ​72 Hours in Iceland​. Each will offer a free itinerary that customers can take away from the store, insider perks at select stops such as discounts, VIP treatment, etc., and an edited selection of the season’s apparel, footwear, gear and gifts targeted to the specific adventure.
The pop-up will also offer a series of in-store events such as fireside chats and product demos. The first will be a question-and-answer with adventure photographer Chris Burkard on Nov. 6.
“When we started Huckberry in our apartments back in 2011, our mission was the same then as it is now: to inspire and equip adventures near and far,” Huckberry cofounder Andy Forch said. “Today, we’re excited to take our mission offline and serve our largest market with a fun and inspiring shopping experience we hope will push the boundaries of experiential retail.”
Cofounder Richard Greiner added: “Our vision is to build the most inspiring men’s retailer in the world through

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Lingerie Française to Open Lingerie Loft in New York

Lingerie Française, an organization that represents French lingerie brands, is hosting a lingerie loft in New York.
Open from Nov. 2 to 4, it will display pieces from brands including Aubade, Chantelle, Passionata, Empreinte, Antigel, Maison Lejaby, Simone Perele and Implicite. The loft is a way to highlight these brands and introduce them to the U.S. customer, who Ulyana Sukach, director of international development at Lingerie Française, said already enjoys French lingerie.
“This loft will let visitors experience these brands in an educational and engaging way,” said Ulyana Sukach, director of international development at Lingerie Française, who noted American consumers have an appreciation for French lingerie.
According to La Fédération de la Maille, de la Lingerie & du Balnéaire, France’s lingerie market was valued at 3.9 billion euros in 2016 and it’s grown by 7.8 percent since 2013. French corsetry exports in 2017 were 371.5 million euros, 26.3 million euros of which went to the U.S.
Located at 305 Bleecker Street, the loft will not sell any merchandise — visitors will be directed to retailers who carry these brands — while offering an extensive slate of talks and experiences. There will be workout sessions, workshops on how to find the right bra and talks on

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Knicks’ starting point guard spot is still an open battle, with nobody emerging yet

Five days before the regular season begins, the Knicks’ starting point guard spot remains an open battle.

David Fizdale started four different point guards in five preseason games – including Ron Baker in the finale Friday against the Nets – but nobody has been able to seize the moment.

“I am definitely…

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Photo Flash: Audra McDonald and Renee Fleming Open the 2018- 2019 Season at Carnegie Hall with The San Francisco Symphony

Tonight, Carnegie Hall opened its 2018-2019 season with a sold out gala benefit concert featuring theSan Francisco Symphonyconducted by Music Director and Carnegie Hall Perspectives artistMichael Tilson Thomas.The programincluded Gershwin’sCuban OvertureandAn American in Parisas well as Liszt’sMephisto WaltzNo. 1. Mr. Tilson Thomas and the orchestra were joined on this celebratory occasion by renowned sopranosRenee FlemingandAudra McDonaldoffering vocal selections by Gershwin, Rodgers, Villa-Lobos, Stephen Sondheim, and others.
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McConnell leaves option open for SCOTUS nominee in 2020

Senate Majority Leader Mitch McConnell left open the possibility of confirming a Supreme Court nominee in 2020 if Republicans still control the chamber and there’s a vacancy on the court, marking a shift over how he treated then-President Barack Obama’s nominee in 2016.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Bloomingdale’s to Open Sean John Pop-Up Shop

Bloomingdale’s was the first retailer to sell the Sean John collection when rap entrepreneur Sean Combs launched his men’s wear line two decades ago. Now, the two companies have reconnected to celebrate the anniversary.
For the month of October, the store is converting the former David Burke restaurant space at the 59th Street flagship into a Sean John pop-up. The shop, which will have a separate entrance from the street as well as access through the men’s store, will sell a capsule collection of reworked pieces from the brand’s previous collections including the velour tracksuit, fur snorkel jackets, suede coveralls and leather track jackets.
“You won’t see all baggy clothes,” said Jeff Tweedy, president of Sean John. “We’re taking iconic pieces and tuning them to current fashion.” He said the velour tracksuit, for example, hasn’t been produced for more than a decade, but is being reinvented in five colors for the shop.
Everything will be for sale but there will also be some original pieces on display in the space, Tweedy said.
“Bloomingdale’s was our original launch partner 20 years ago, so it is incredibly gratifying to come full circle with the launch of this pop-up shop,” he added. “This is truly a homecoming for us and we

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Location-Based VR Startup Nomadic to Open First Location in Florida

Bay Area-based virtual reality (VR) startup Nomadic is getting ready to open up its first VR center in Orlando, Florida this fall. Nomadic is opening its first space at the Pointe Orlando mall with an adaptation of “Arizona Sunshine,” a zombie VR shooter that’s already popular on in-home VR systems as well as in VR […]

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