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New research has shown that listeners across languages form very rapid personality impressions from the voice and this is not modulated by the language of the listener, native or foreign.
Child Development News — ScienceDaily
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Impulse online shopping, downloading music and compulsive email use are all signs of a certain personality trait that make you a target for malware attacks. New research examines the behaviors — both obvious and subtle — that lead someone to fall victim to cybercrime involving Trojans, viruses, and malware.
Consumer Behavior News — ScienceDaily
Golfer Francesco Molinari is named World Sport Star at the BBC Sports Personality of the Year show.
BBC Sport – Golf
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Iâm a proud Type-A.
I have this innate drive to get things done â and get them done correctly and on time. Iâm not happy coasting along; I want to climb that ladder, baby. If Iâm running behind, Iâm probably impulsively biting my nails off. I donât think Iâm competitive until Iâm competing. Then itâs like some weird instinct kicks in, and I donât know who I become.
I can be impatient with my Type-B counterparts, who are a little, well, too laid back for my taste.
OK, I kind of sound super high-strung. I promise Iâm tolerableâ¦ ask my boyfriend. (Errr, well, maybe donât.)
Although I have this innate love for to-do lists, color codes and all-things organization, some parts of my life are, well, not as tidy. Like my finances.
I can procrastinate the crap out of any financial matters. I get stressed out, so I push tasks to the side. Oh, Iâll check my retirement accountâ¦ tomorrow. Oh, Iâll update my budgetâ¦ never.
But donât fret just yet. There are a number tools out there that can help us Type-A people organize our finances â without losing hours to get everything just so.
1. Check Your Financial Grade
While most of my classmates hated the day grades came out, I loved it. Luckily, most of mine were good, but I also just loved gauging my performance â knowing how I was doing and where I could work harder.
In real life, you donât get grades. Your manager might offer feedback, but thatâs about it.
What about finances? How do you know how youâre doing there?
Luckily, Credit Sesame offers free credit scores and credit report cards.
The easy-to-understand report outlines how youâre doing financially. Youâll get a big-picture view of your open accounts, your debt and any items sitting in collections. And, perhaps even better, itâll offer actionable tips to help you improve your credit score.
2. Consolidate Your Financial Stress
If youâre juggling several unpaid credit card bills, or any form of debt for that matter, donât panic. Thereâs an easier way to keep tabs on your outstanding balances â and even pay off your debt faster.
Try consolidating it into one manageable bill through Fiona, a financial technology company that helps match you to a personal loan that meets your needs. Consolidating your credit card debt could also help get you a lower interest rate and save you thousands while you pay it off.
Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.
Now, breathe a sigh of relief. No more juggling approximately 293,003 bills this month. Youâve just got one!
3. Optimize Your Retirement Plan
Got a 401(k)? Youâre on the right track. Now itâs time to clean it up by making sure itâs doing exactly what you need it to.
However, tapping into that account and deciphering the information â or lack thereof â can take hours. Not to worry: Thereâs a robo-adviser for that. Blooom, an SEC-registered investment advisory firm, will optimize and monitor your 401(k) for you.
It gives you an initial 401(k) checkup for free, and youâll get to know your account a little more intimately. Find out if youâre paying too many hidden fees, have the appropriate amount invested in stocks versus bonds, that kind of fun stuff.
After that, the tool is $ 10 a month to use to continue to monitor your retirement account. Let Blooom know your target retirement age, and it can help you get there by investing more and less aggressively.
4. Compare Yourself to Others â and Be the Best
Ah, got a competitive streak like me? Sometimes life turns into a competition. Iâve got this insane drive to be The Best. Itâs hard to make it stop.
If you want to use that force for financial good, tap into Status Money, an app that allows you to anonymously compare your financial situation with your peers without asking those awkward, prying questions.
Link an account to tap into this database and youâll be able to compare your income, debt, interest rates, credit score, spendingâ¦ you name it.
By seeing how others are doing, you can see what you need to work on â or where you can sit back a little and just breathe easy.
5. Make Your Money Work as Hard as You Do
Listen, you work hard for your money, so it should work just as hard for you. It shouldnât be just sitting around. How dare it?
Make it work for you with an interest-earning bank account from Radius Bank.
The Radius Hybrid Checking account earns .85% APY on balances of at least $ 2,500 with no monthly fees or minimum balances after the initial $ 10 to open an account.
Sounds better than what youâre getting with your checking account at that big bank, right?
6. Strike a Budgeting Balance
As a Type A, itâs easy to get stuck in the details. Sometimes Iâll fixate on my pennies and dimes â versus the big-picture dollars.
But a budget can help you strike this balance. It allows you to keep track of those daily expenses in a way thatâs future-thinking.
Thatâs where Empower comes in to help you organize and track your financial goals.
Simply link your accounts, and every time you log in, youâll see a simple snapshot of where you stand on your monthly budget. Are you above or below the line? In one second, youâll know whether youâre on track or need to dial things back a bit.
You can set goals, and Empower will keep you accountable.
7. Keep Overachieving â and Saving Money
Youâre most likely an overachiever, so of course you do your due diligence to hunt down great deals. But some bills fall to the waysideâ¦ Whenâs the last time you compared rates on your car insurance?
Your premium can creep up on you several times a year, if youâre not monitoring it.
The Zebra, an online car insurance search engine that offers âinsurance in black and white,â compares your options from 204 providers in less than 60 seconds to help you find the best rate.
If youâre beating its top pick, you know youâve beat the system. If not, go ahead and secure the best rate.
8. Get Rewarded for Your Ability to Hit Deadlines
Your mom probably gave you an allowance for washing the dishes and sweeping the floor when you were a kid. (You were really good at it.) Now all you get for doing it is a kitchen thatâs clean for, like, 15 minutes.
As an adult, you donât typically get rewards for doing things that are expected of youâ¦ until now.
This app kind of rules them all: MoneyLion, a free all-in-one app for managing your personal finances.
MoneyLion offers rewards to help you develop healthy financial habits and will literally pay you for logging onto the app.
You can earn points in the rewards program by paying bills on time, connecting your bank account or downloading the mobile app. You can redeem those points for gift cards to retailers like Amazon, Apple and Walmart.
If credit cards arenât your thing, MoneyLion is like having a rewards credit card without the temptation to overspend.
The app also connects with all your bank, credit card, student loan and other financial accounts. Based on your income and spending patterns, it offers personalized advice to help you save money, reduce your debt and improve your credit.
9. Dig Into Your Deep-Seated Clutter
Although Iâm innately Type A, there are some deep, dark corners of my life that are, well, less than tidy. (Ask my boyfriend about the bomb that recently went off in my closetâ¦ Yikes.)
If you need some motivation to declutter even the darkest corners of your home, turn it into a fun side gig.
For example, if your closet looks anything like mine, consider cleaning it up and creating a âfor saleâ pile. You can list any items on Letgo, an easy-to-use app that allows you to snap a photo and list your unneeded items to folks in your area. Itâs 100% free to use and removes a lot of the hassle of selling online.
For your technology (uh, yeah, for some reason I collect old phones in my bedside tableâ¦), get free estimates from Decluttr, a site thatâll buy your old CDs, DVDs, video games and even phones.
Just download the Decluttr app and start scanning the barcodes on your media to get immediate quotes. Itâs completely free to use, you wonât pay listing or seller fees, payment is super fast and even shipping is free.
10. Tidy up Your Subscription Services
For the most part, I love subscription services. I can get whatever I need to my front door each month. Vitamins? Check. Feminine products? Check. Beauty products? Why notâ¦
Yeah, with my Type A comes compulsion sometimes, so I can go overboard. Every now and then I like to check in and see which subscriptions Iâm getting billed for each month âÂ clean things up a bit.
Download TrueBill, an app thatâll negotiate your bills, refund your bank fees and, yes, cancel unwanted subscriptions. The app will remind you of all those sneaky subscriptions youâve signed up for through the years, so you can cancel what you donât use and reclaim your monthly budget.
On average, Truebill says it helps customers save more than $ 700 a year by lowering their bills, canceling necessary subscriptions and getting refunds.
Signing up and using the service is free, though there are some paid premium services that are totally optional â but could totally be worth it.
11. Track Your Lofty Goals With Colorful Pens
If you want to get a little more creative, set up goals and track them with a bullet journal. A bullet journal is great for the more creative Type A folks â the ones who love color-coding and drawing the straightest line possible.
You can set up a debt payoff plan, track your expenses or set up an annual savings plan. The Jihi Elephant blog has some great ideas to get you started.
In the end, embrace your Type-A tendencies. Theyâll help you become financially happy and healthy.
Carson Kohler (email@example.com) is a staff writer at The Penny Hoarder. She loves the feeling of crossing off items on a to-do list.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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The Saturday Night Live cast member, who has recently come under public scrutiny for both his breakup with Ariana Grande and a skit on SNL in which he made a controversial joke about a GOP congressional candidate who lost an eye while serving in Afghanistan, took to Instagram on Monday to share a Notes screenshot in which he spoke out against the way he has been treated by those critical of his behavior. Davidson was diagnosed with BPD in 2017.
The full post read as follows:
I’ve kept my mouth shut. Never mentioned any names, never said a word about anyone or anything. I’m trying to understand how when something happens to a guy the whole entire world just trashes him without any facts or frame of reference. Especially in today’s climate where everyone loves to be offended and upset it truly is mind boggling. I’ve been getting online bullied and in public by people for 9 months. I’ve spoken about BPD and being suicidal publicly only in the hopes that it will help bring awareness and help kids like myself who don’t want to be on this earth. I just want you guys to know. No matter how hard the internet or anyone tries to make me kill myself. I won’t. I’m upset I even have to say this. To all those holding me down and seeing this for what it is – I see you and I love you.
Davidson has previously spoken about his mental health struggles both on SNL and in interviews. “I’ve been having a lot of problems,” he told Marc Maron on the WTF podcast in September 2017. “This whole year has been a f—ing nightmare. This has been the worst year of my life, getting diagnosed with this and trying to figure out how to learn with this and live with this.”
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