How fixing the Bay Area housing problem can raise wages across the US

Joe Lonsdale, founding partner of 8VC, joins "Squawk Box" to discuss the new wave of wealth generated by the IPO book, which is putting pressure on an already tight housing market in Silicon Valley.
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ICYMI: Beauty Products We Love, ‘Ugly’ Sandals & Virgil Abloh’s Off-White Diversity Problem

Sure, we’re all glued to our phones/tablets/laptops/watches that barely tell time, but even the best of us miss out on some important #content from time to time. That’s why, in case you missed it, we’ve rounded up our most popular stories of the week to help you stay in the loop. No need to thank …

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Gastrointestinal complaints in children could signal future mental health problem

Researchers have linked disruption of a child’s gastrointestinal microbiome triggered by early-life adversity — such as parental separation — with activity in the regions of the brain associated with emotional health.
Child Development News — ScienceDaily

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Bridget Foley’s Diary: Leggings Aren’t the Problem

Dear ND Mom Maryann White,
I admire your guts. If, when my daughter was in college, I’d written and signed a letter along the lines of the one you wrote this week, “The Legging Problem,” only her pragmatic consideration of the next semester’s tuition would have prevented our permanent estrangement. I admire you setting the example for your sons of having the courage of your convictions, and being unafraid to publicly voice an opinion that you surely knew would result in a hashtag heyday of negative response and mockery.
I agree with you that clothing sends messages. After decades of working in fashion, I believe in the power of clothes as a conduit of self-expression in general and at a given moment. Look at the two women here. Each wears an outfit that sends a specific, non-accidental message. To pretend otherwise is ridiculous.
Yet to state that sometimes people, both women and men, choose a particular look because it’s sexy is a dicey enterprise in our modern world, particularly when talking about women’s fashion choices in the #MeToo era. Such acknowledgment is often twisted by critics to suggest that the person stating the obvious is trumpeting the old, warped viewpoint that inappropriate male

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Bad Credit? No Problem: 5 Ways You Can Still Buy a Home

Sometimes, it can feel like the deck is stacked against you. You’ve been told you have “bad credit” and that means you’re having trouble getting a traditional mortgage loan.

But wouldn’t getting off the rent cycle treadmill be a first step to rebuilding your finances?

What’s worse is that bad or poor credit could mean so many things: a low credit score, a short credit history, a recent job change and so on. Even open credit report disputes can make a mortgage lender say no — I once had to pay an incorrect medical bill just to get a mortgage.

That was as irritating as it was costly, but at least it could be fixed fairly fast. The bad news is that when it comes to being flagged as having “bad credit” — even just having a credit score below 640 — several of the causes can’t be fixed without potentially waiting years for your score to rise.

Why Bad Credit Is Such an Issue for Getting a Mortgage

First of all, it’s important to know what constitutes “good” and “bad” credit. When lenders query the credit bureaus (like Equifax, TransUnion or Experian), they’re given a full credit report made up of details like your payment history, your total debt load, how much unused credit you have, and more.

All of those things work together to calculate your credit score, which is an estimate of how likely you are to repay any new loan on time. If your score is low, you’re considered high risk.

Remember that lenders are in the business of making money, and someone who defaults on a loan is a major issue for them. When it comes to something like a mortgage, when you’re borrowing hundreds of thousands of dollars, a high risk borrower can mean even bigger trouble.

The good news is that in 2019, there are still many ways to buy a home with bad credit.

How to Buy a House with Bad Credit

Some might seem like common sense, but remember that even simple solutions can have major benefits! Without further ado, here are 5 options open to the home-buyer with less-than-optimal credit.

1. Save for a Larger Down Payment

Sometimes your credit is only part of the problem. What can make it even harder are the debt-to-income ratio rules.

Lenders want to see you using less than 43% of your income for all debt repayment. That includes your credit card debt and any other debts you might be carrying, so it helps to pay those off first. But what if your mortgage payment alone is still above the 43% mark?

A simple solution is to start saving.

With a larger down payment, you’ll need to borrow less, which lowers your loan payments, and can give lenders more reason to look favorably on your loan.

A good place to aim for is a down payment that’s at least 20% of the purchase price of the home.  Not only will this give you a better chance of getting a mortgage, but with that loan-to-value ratio, you can also avoid private mortgage insurance (PMI), further lowering your payments.

Family stands in front of house they purchased.

2. Borrow Privately

This is, admittedly, a tough situation to think about, but if you’re desperate to move into a place of your own, it makes sense.

The people who know you best would obviously know better than a bank if you’re a good credit risk — and they may be more forgiving of an occasional late payment.

They also won’t charge you loan fees and can be more flexible about terms.

And the advantages of borrowing from family for a home go both ways. Parents or siblings might appreciate making a decent return on their money compared to what’s available from savings accounts.

Of course, that’s only if you’re extremely vigilant about your payments. No home-buying timeline is worth alienating the people closest to you.

At the same time, there are also seller-financing options. This might be more elusive than borrowing from family, but if you have the wherewithal to research the types of seller financing (mortgage, lease option, contract for deed, etc.), you could deal directly with the current homeowners. Keep in mind, though, that you may pay a higher price overall and even a higher interest rate.

3. Get a Co-Signer

If you’ve already approached someone close to you to help, but they’re uncomfortable actually lending you the money, there’s another option: getting them to co-sign the loan.

The primary advantage to this is that the co-signer’s income will be considered in determining how much you can borrow.

This might be exactly what you need if your problem is a business for which you don’t yet have two years of tax returns, or if you have other income you can’t use to qualify, such as capital gains income, or investment income you haven’t been receiving for at least two straight years.

That said, having someone with good credit co-sign on your mortgage loan will not completely cancel out your bad credit, according to TheMortgageReports.com. Lenders will still consider your low credit score or other credit problems.

Unfortunately, there’s a major downside for your co-signer as well: Being a co-signer to a loan of that size could affect their credit. In the worst case scenario, if you default on your loan and go into foreclosure, their credit will undoubtedly suffer major setbacks.

4. Look into an FHA Mortgage

Most conventional home loans are held privately, by lenders like banks. In the United States, though, there is a government-backed option from the Federal Housing Administration (FHA), dedicated to home buyers in situations just like this one.

There are several differences between a conventional loan and an FHA loan, but one of the biggest is the rules about credit. If you have a credit score over 580, you can get an FHA mortgage if you can make a down payment of 3.5% of the total value of the home. For a $ 100,000 house, that’s $ 3,500.

If you have a credit score under 580, you can still get an FHA mortgage if you can make a down payment of 10% of the total value of the home. That might seem like a lot of money to save up, but when compared with the difficulty of repairing your credit, it can actually be a lot easier.

And if your job history is a problem, an FHA loan might be able to help. Lenders who issue FHA loans look at a number of factors to determine your “probability of continued employment,” and you don’t always need the traditional two years of employment to qualify.

Going this route does mean a bit more hassle, though. FHA loans are required to have a specific kind of insurance called Mortgage Insurance Premiums (MIP), and unlike a conventional mortgage, these never expire and will have to be paid for the life of the loan. That means added costs every month, which can limit the amount of home you can afford.

Welcome to your new home

5. Other Options

If you’ve exhausted this list and you still need other ways of potentially becoming a homeowner, there are still some avenues left to you…they just might not be the easiest of solutions. Remember that it’s always worth thinking outside the box. For example:

Buy a House for Cash

It’s not that far out of the realm of possibility! I’ve made it work and there are plenty of ways to make what seems like a pipe dream much more palatable.

Buy a Cheap Mobile Home

Mobile homes have their advantages, including lower prices than site-built homes, which is great if you have to pay cash. Plus, if you buy a mobile home on land, you even get appreciation like you do with other homes.

Shop Around for Loans

Most banks either sell home loans or want the option to do so, which means meeting the requirements of the secondary mortgage market.

But some small banks and credit unions keep loans in their portfolios because the loans have more flexible qualification rules. Ask around to see which banks keep loans and are willing to look at the whole picture, rather than a bad mark or two on a credit report.

Improve Your Credit

OK, so it’s not a quick solution. But improving your credit is always a good idea, and if you can wait a few more years to buy a home, you might even be able to save up more money to afford something better.

Start by looking at how to raise your credit score. Find the strategies most likely to work for you and implement them!

Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far).

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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You Might Not Recognize Baseball’s Highest-Paid Star. For the MLB, That’s a Problem

Finally, Mike Trout is buzzing across the country! Mike Trout’s a thing!

Trout, the generational baseball talent who plays center field for the Los Angeles Angels, is reportedly close to signing the largest contract in North American professional team sports history. It’s a 12-year, $ 426.5 million extension with the Angels. The contract topped — by nearly a cool $ 100 million — the previous high of $ 330 million over 13 years, which Bryce Harper fetched from the Philadelphia Phillies less than three weeks ago. Harper chirped about recruiting Trout to the Phillies when he became a free agent after the 2020 season: Trout’s from South Jersey, and grew up a Phillies fan. But rather than relocate, Trout preferred a paycheck the size of Tonga’s GDP.

Days before the start of March Madness, Trout’s face popped up on ESPN throughout the day, as the network’s pundits debating the merits of the deal. He was trending all day on Twitter. MLB marketing execs were surely smiling.

This historic contract, however, won’t fix baseball’s Mike Trout problem. And baseball, indeed, has a Mike Trout problem.

It’s not that Trout is in any way toxic or anything. In fact, quite the opposite: by all accounts, Trout is a genuinely nice fellow who goes out of his way to sign autographs and do good deeds. No whiff of controversy, steroid or legal or otherwise, trails him.

Trout’s the best player in the national pastime. He’s won two AL MVP awards, and finished in the top two in the MVP voting in all but one of his seven full big-league season. According to analytics site baseballreference.com, his production through age 26 measures up to that of Frank Robinson, Ken Griffey Jr., Mickey Mantle, and Hank Freakin’ Aaron. The issue is that there’s a good chance that if he walked into your Olive Garden, you’d keep eating your breadsticks. Meanwhile, if LeBron James or Tom Brady did the same, you might choke on them.

Trout’s probably the most anonymous super-duper athletic star in America. According to The Q Scores Company, a marketing research firm, Trout has a familiarity score of 22 — meaning just 22% of Americans know who Mike Trout is. Meanwhile, Tom Brady has an awareness rating of 79, and LeBron James clocks in at 74. (Yes, it’s hard to believe that one in four Americans aren’t familiar with LeBron James. Guess it’s a big country out there.)

According to Q Scores Executive Vice President Henry Schafer, baseball players generally score lower in familiarity than football and basketball players. While Brady and James have ratings in the 70s, baseball’s most famous active player is Miguel Cabrera, with a score of 27. Trout’s score is similar to that of NFL players like Atlanta Falcons wide receiver Julio Jones, Los Angeles Rams quarterback Jared Goff and Cleveland Browns quarterback Baker Mayfield, who’s played in 14 career NFL games. Those players haven’t matched the greatness of Trout in their sport.

Trout’s score is also comparable to that of Cleveland Cavaliers forward Kevin Love, who has a 23. Love’s a fine player, a five-time All-Star. But if more Americans are familiar with a guy who’s on one of the worst teams in the NBA — and has been injured most of this season — than the best player in baseball, that’s bad news for baseball.

“The thing with athletes is exposure, exposure, exposure,” says Schafer. “Baseball players aren’t out there. They’re not getting tremendous exposure.”

MLB’s aware of this. At last summer’s All-Star game, Trout’s aversion to self-promotion became a bit of a sticking point. Commissioner Rob Manfred noted that if Trout “wants to engage and be more active” in marketing himself, “I think we could help him make his brand really big. But he has to make a decision that he is prepared to engage in that area, and it takes time and effort.”

Manfred’s comments generated headlines — “MLB Commissioner places blame for Mike Trout’s lack of national visibility on Trout” wrote the Los Angeles Times — and irked the Angels, who released a terse statement in response, pointing out that Trout regularly visits hospitals, schools and “countless” charities.

“We applaud him for prioritizing his personal values over commercial self-promotion,” the statement read. “That is rare in today’s society and stands out as much as his extraordinary talent.

Trout might score higher if he played on a better team. While James and Brady have made regular appearances in Super Bowls and NBA Finals, Trout’s played in one postseason series, in 2014; the Kansas City Royals swept the Angles in three games, and Trout hit .083, though his one hit was a home run. You can’t blame Trout for failing to make the playoffs almost every year. It’s much harder for a great baseball player, who only comes up to the plate every nine at-bats, to carry a team on his back like a quarterback who’s involved in every offensive play, or a basketball player who can have the ball in his hands on every offensive possession.

Other factors beyond Trout’s control also account for baseball’s buzz issues. Long games turn off some younger attention-challenged fans. While pace of play initiatives like limiting mound visits and a timing clock for pitching changes helped quicken games a bit last season, the average game still checked in at three hours per nine innings, 10 minutes longer than a decade ago, and more than a half-hour longer than games 40 years ago. Also, baseball fandom is more localized. While it’s easier to follow basketball and football stars on national platforms like ESPN, TNT and Monday Night Football, following 30 teams over a 162-game season takes too much time and energy.

There used to be Monday Night Baseball on broadcast TV. It didn’t last like its football brethren. “Baseball is much more of a geographically contained sport,” says J.C. Bradbury, an economics professor at Kennesaw State University and author of The Baseball Economist: The Real Game Exposed. “MLB has figured out that by going after lucrative regional TV contracts, we’re going to get our money.”

Still, baseball players have the potential for mass cultural relevance. Derek Jeter, for example, transcended sports. MLB is also taking more measures to market its players. Trout, for example, will appear in a new MLB ad on Opening Day, March 28.

But Trout’s probably never going to be the “it” guy. You can’t fake charisma. And his contract, eye-popping as it may be, will soon lose its clout. Don’t forget, Giancarlo Stanton once signed the richest contract in North American pro team sports, a $ 325 million deal with the Miami Marlins in 2014. Right before signing, 11% of Americans were familiar with Stanton, according to Q Scores. Today, even after he subsequently hit 59 home runs one season in Miami and now plays for the New York Yankees — in the country’s largest market, for the game’s most storied team — Stanton checks in at 13, a difference of just two points. Such a spread is within the poll’s margin of error. So it’s completely possible Stanton’s no more famous today than he was five years ago.

That’s more disheartening news for baseball.

 

Sports – TIME

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Le’Andria Johnson: My Children Know I Have a Drinking Problem | Iyanla: Fix My Life | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Tiny Harris Criticizes Reginae Carter’s Outfit – Find Out Tiny’s Problem With What Toya Wright’s Daughter Is Wearing

Toya Wright’s daughter, Reginae Carter posted some new pics in which she’s flaunting her curvy figure in a pink outfit.

As expected, her diehard fans praised both the outfit and Nae’s curves, but Tiny Harris jumped in the comments to say something.

Now, whoever knows Tiny knows that she is referring to the fact that Nae is wearing a Gucci bag and everyone knows by now that the Harris family are boycotting the brand following the blackface scandal.

Tip was the first in the family to slam the brand and tell everyone that they should boycott it.

Some of Nae’s followers agreed with Tiny.

‘Treat me like an option, and I’ll show you how many I got 😏 Bodysuit from @letsvoguegirls’ Reginae captioned the photo.

Someone said ‘@majorgirl 🤣🤣🤣 Nae smiling like omg auntie I almost got away with it 😭😭😭 it’s sooo cute tho. @colormenae 👑 that bitch is fire tho 💥💥💥 sorry @majorgirl NO SERIOUSLY FU** GUCCI 💯 damn nae. 😂😂😂😂😂

Another follower told Nae to ‘Stop supporting Gucci,’ while someone else agreed: ‘Gucci still canceled sis @colormenae. 🙄🙄🙄

One fan told Nae ‘SHOW GUCCI YOU GOT MORE OPTIONS…HE TREATED US LIKE WE A OPTION!’

Nae recently made fans sad with one of the photos that she shared.

She posted a photo with Rudy Johnson, Toya Wright’s late brother on her social media account.

You may recall that both he and Toya’s other brother Josh Johnson got killed a few years ago and the family suffered a tremendous loss. All of them are missing the two young men.

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The College Admissions Scandal Is Yet More Evidence of Collegiate Sports’ Inequality Problem

The college admissions bribery scandal has captivated the country — Hollywood stars from Desperate Housewives and Full House are involved! — and leaves ample room for outrage. Spots at elite selective institutions that could have gone to hardworking students and athletes who deserved them instead went to kids whose parents paid for fraudulent tests or bogus athletic profiles. Payments for cheating went to a sham charity, making the fraud tax-deductible for the alleged perpetrators.

But let’s not ignore the scandal’s connection to another noxious stink polluting college sports.

By selling out enormous stadiums, selling apparel and through corporate sponsorships and media rights deals — among other revenue sources — big-time football and basketball teams bring in millions for their schools. Often, these revenues support a school’s entire sports enterprise. Despite that cash spigot, NCAA rules mean these football and basketball players can’t earn compensation beyond the value of a scholarship and a cost of attendance stipend. Meanwhile, 55% of men’s basketball players at the so-called “Power 5” major conference schools (the Big 10, Big 12, ACC, SEC, and Pac-12) are black, according to NCAA data, while nearly half of the Power 5 football players are black. The performances of these unpaid players, many of whom come from low-income families, are often subsidizing sports like tennis, where 48% of the men’s players in the power conferences are white and just 12% are black, and other sports that are even more exclusively white, like men’s water polo (82%), women’s rowing (75%). Just 2% of men’s water polo players and women’s rowers at big conference schools are black.

The dynamic of unpaid, often low-income black athletes in high-revenue sports generating revenues that finance opportunities for, generally speaking, white athletes with wealthier backgrounds in low-revenue sports like water polo is troubling enough. Add this scandal, in which wealthy and often white families were allegedly scamming athletic opportunities that may not exist without the labor of unpaid black athletes, and the case to rethink the system grows even stronger.

“This scandal is an example of corrupt, rich, mostly white parents benefitting off the work of, in many cases, poor black unpaid football and basketball players whose athletic talents actually qualified them for admission,” says Shaun R. Harper, a management professor and executive director of the University of Southern California Race and Equity Center. “This is an example of systemic racism.”

At Harper’s school, for example, USC associate athletics director Donna Heinel received more than $ 1.3 million in bribes to falsify the athletic backgrounds of more than two dozen students seeking admission to the school, according to a complaint filed in a federal court in Boston and unsealed March 12. Many of the students didn’t even play the sport for which they were “recruited.” According to the complaint, Heinel presented the daughter of one parent — Napa Valley vintner Agustin Huneeus, who was also charged in the scheme — as a competitive water polo player; her athletic profile contained a picture of someone else playing the sport. USC water polo coach Jovan Vavic allegedly received $ 250,000 in payments for his team to designate two students as recruits. USC has fired Heinel and Vavic. The indictment says that former USC women’s soccer coach Ali Khosroahin and assistant women’s soccer coach Laura Janke received about $ 350,000 for their private soccer club to designate the children of four Singer clients as USC soccer recruits, even though none of them played competitive soccer.

The controversy goes beyond any one school.

At the University of Texas, football and men’s basketball accounted for 90% of UT athletic revenues attributable to a team in 2017-18, according to federal data. Football alone produced $ 143,064,180, or 79%, of the $ 180,259,057 in revenue generated by UT’s teams, booking a $ 101.8 million profit. UT’s non-revenue sports — all of them besides football and basketball, and many of which field teams with a disproportionate number of white athletes — generated $ 15,928,952 in revenues and $ 33,412,294 in total expenses. That’s a $ 17.5 million shortfall.

Turns out that some of the athletic activity on the low-revenue side of Texas’ ledger may have been downright criminal. Texas men’s tennis coach Michael Center allegedly took more than $ 90,000 in bribes in exchange for designating a Silicon Valley high school student as a recruited student-athlete, even though the student did not play competitive tennis. The student’s application, according to the document, listed him as the manager of his high school basketball and football teams. In reality, he played a year of tennis as a freshman.

According to the complaint, Center met in June 2015 with William “Rick” Singer, a southern California college admissions counselor who has pled guilty to masterminding a sweeping scandal resulting in criminal charges against 50 people, including wealthy parents who paid off Singer to cheat on tests or pose their kids as college athletes, and college athletics coaches who took payments to facilitate the admission of these students to their schools. In essence, authorities say parents would direct payments to Singer through his sham charity, and Singer would take a cut to bribe crooked coaches. Students designated as athletic recruits often receive a leg-up over others in the college admissions process, even if their academic credentials trail that of other applicants. No students have been charged.

Singer, according to the document, handed Center $ 60,000 in cash in an Austin hotel parking lot. The supposed tennis player got a scholarship to UT that paid for his books. Once he got on campus, he ditched the tennis team and renounced his scholarship. But he still had his spot at UT. The university fired Center on Wednesday; he’s due in a Boston court on March 25.

Authorities intercepted Singer describing the bogus recruiting scam for high school students as a “side door” into the universities, with legit admission as the “front door,” and the “back door” being eight-figure plus donations to fund on-campus buildings and such.

“There’s no side door, give me a break,” says Harry Edwards, the famed sports sociologist and activist who helped organize the black power salute at the 1968 Olympics. “You provided a sewer line to the basement stairs. You have a situation where these coaches, on the backs of unpaid black labor, are bringing in rich white kids who have less legitimacy on campus than the black kids who are so often complained about because they’re quote ‘not interested in academics.’ That’s a travesty.”

Luckily, the sewer can be fixed. Administrators can start by making sure recruited athletes actually play the sport they’re purporting to be good at. “There’s no way any athletic compliance staff should have missed all of this,” says sports attorney Donald Jackson, an adjunct professor at Samford University’s Cumberland School of Law who has represented athletes in NCAA eligibility cases.

The next step: investing athletic funds responsibly. “This is an opportunity for colleges and universities to look themselves in the mirror,” says Angela Reddock-Wright, an employment lawyer in Southern California who represents higher education clients. “Make sure the athletes making lots of money for the schools are taken care of” — rather than paying for phony water polo. Money that could be going to unpaid black players seems to have financed corrupt opportunities for rich white families. So now, more than ever, isn’t it time to just pay the players?

Sports – TIME

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Donald Trump’s big problem: Voters don’t think he cares about them

It’s supposed to be “about the economy, stupid!” That should be good news for President Donald Trump, who scored an all-time high 56% economic approval rating in a Gallup poll this week.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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American Airlines takes jets out of service, cancels flights due to overhead bin problem

American Airlines on Thursday said it canceled about 40 flights after it took 14 Boeing 737-800 jets out of service after it detected problems with overhead bins that wouldn't close. The planes were recently remodeled with more seats and bigger bins.
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Fire-resistant homes could be answer to California’s growing wildfire problem

CNBC's Diana Olick reports on how the increased risk of wildfires and disaster is a risk to homebuilders. Olick looks at the new ideas in home construction that help houses become wildfire resistant.
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10 Hidden Signs That You Have a Plumbing Problem

Plumbing problems can run the gamut from very minor and fixable to major and costly, and at times it can be tough to tell the difference. Sometimes you may not even know there’s a problem in the first place. Read through these 10 hidden signs of plumbing problems in your home so you’ll know when it may be time to call in a professional.
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Melting missiles: just one problem with F-35s stopping N Korea rockets

Looking for a quick way to stop North Korean missiles immediately after lift-off, the Pentagon is studying as a near-term option whether a group of F-35 fighter jets hovering around North Korean airspace could pick off freshly-launched rockets.


Reuters: Science News

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Melting missiles: just one problem with F-35s stopping North Korea rockets

Looking for a quick way to stop North Korean missiles immediately after lift-off, the Pentagon is studying as a near-term option whether a group of F-35 fighter jets hovering around North Korean airspace could pick off freshly-launched rockets.


Reuters: Science News

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No Valentine? No Problem: 9 Ways To Spread Love This V-Day

Portrait Of Smiling Young Woman Holding Heart Shape

Source: Sol Vazquez Cantero / EyeEm / Getty

Valentine’s Day is recognized around the world as the day of love. You’ve probably noticed the giant bears. pink and red themed gift items and candy when you enter the supermarket. For many. this elicits warm and fuzzy feelings, but for others, it may just elicit an enormous eye roll.  Instead of looking at February 14 as another ridiculous consumer holiday or a reminder that you’re single, look at it as an excuse to spread some love to others.  These activities and small gestures will definitely fill you up and add some joy to someone’s life.

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Black Folk Had A Problem With J. Lo’s Motown Tribute…Smokey Robinson Said They’re Stupid

61st Annual GRAMMY Awards - Inside

Source: Emma McIntyre / Getty

Last week, there were rumblings that Jennifer Lopez would be performing during a Motown tribute. In the Black year of 2019, during the 61st celebration of the Grammy Awards. The news spread far and wide and Black folks were fiery in their dissension. But when the Grammys released their list of performers on their website, J. Lo’s name was conveniently left off the list, so we assumed that it was a lie to start drama or that someone had come to their senses and realized that a White-presenting Puerto Rican woman shouldn’t honor a record label that was about excellence in Black artistry and entrepreneurship.

But we were wrong. And last night, Jenny from the block took the stage to honor legends who could have easily performed themselves.

Check it out below.

That just wasn’t it.

And as expected the backlash poured in. Interestingly enough though, there was one Motown legend, who didn’t seem to take issue with J. Lo’s performance…at all. And that was Smokey Robinson, who helped Alicia Keys to introduce J. Lo’s nearly 7-minute medley. In an interview with VarietyRobinson said anyone who took issue with J. Lo’s performance is “stupid.” 

“I don’t think anyone who is intelligent is upset,” he said. “I think anyone who is upset is stupid.”

Robinson claimed that Motown music is “for everybody.”

“Who’s stupid enough to protest Jennifer Lopez doing anything for Motown?” Smokey asked.

Well, that’s one opinion. But based on the reaction from more than a few other people, Robison was in the minority. See what other folks had to say about Lopez on the following pages.

MadameNoire

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The Problem With “Woke Bait” and Social Justice Propaganda

Being the first to support a good cause doesn’t always make you right — or woke. Especially in wake of major companies and brands, rallying behind activists and around social issues they aren’t morally aligned with. It is easier now, more than ever, to contribute to racy conversations on social media or through a hashtag, but the last thing you want to do on the web is be woke and be wrong. This practice has been coined “woke bait” by BLACK ENTERPRISE copy chief Seimond London.

“Woke bait” is hereby defined as social justice propaganda masked as a progressive campaign or just stance to elicit emotion, debate, or an economic transaction from a group of people.

With timelines refreshing every nanosecond, it is imperative people do their research. Next week, BE will explore woke bait in Nigeria, at Social Media Week Lagos produced by Afrika21. This year’s event will be held Feb. 4 – Feb. 8, and the theme is “STORIES: With Great Influence Comes Great Responsibility.” The week-long conference provides ideas, trends, insights, and inspiration to help people and businesses understand how to achieve more in a hyperconnected world. The event features a central stage for keynotes and panels, multiple rooms for workshops, masterclasses and presentations, and an area dedicated to co-working, networking, and interactive installations.

Lydia Blanco will cover how black reporters and consumers can identify woke-bait and educate themselves by digging deeper into major campaigns that project support of marginalized communities through social justice marketing and advertisement.

During the session, attendees will learn how to identify woke-bait on social media and within advertising campaigns; gain tools to accurately report and add to the conversation off and online; explore difficulties in decision making — to support or pass on campaign bait; and discuss the impacts campaigns have on black communities — socially and economically.

You might not be able to make it to Nigeria, but you’ll want to stay tuned for a recap of the Masterclass and recaps on the latest trends and technological advances that are being followed in the motherland!

Use the hashtag #SMWBLACKENTERPRISE to follow the conversation on social media.


Steve KingThe ideas and opinions expressed in this article are solely those of the author’s and not necessarily the opinion of Black Enterprise.

The post The Problem With “Woke Bait” and Social Justice Propaganda appeared first on Black Enterprise.

Lifestyle | Black Enterprise

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If you’re offended by Gillette’s toxic masculinity advert then you’re part of the problem

Seriously, why are we fighting against progress?

REX/Shutterstock

Men’s grooming brand Gillette released a video today, in minutes becoming the most divisive razor advert of all time.

Tuning in on my commute this morning, I braced myself for the usual visuals – slow motion shots of stubble followed by sexualised size 0 women dancing around clean-shaven male customers. To their credit, Gillette proved me wrong.

The short video didn’t even mention razors, or grooming for that matter. Instead, it focused its attention on toxic masculinity, asking men to do and be better, and changing its famous slogan from ‘the best a man can get’ to ‘the best men can be’.

Yes, this is not a drill. The world’s leading men’s grooming brand has gone woke and is trying to redefine what it means to be a man, dispelling outdated stereotypes and prompting us all to have important conversations on harassment and bullying – conversations that we should have had a long time ago.

It’s brilliant.

‘Is this the best a man can get?,’ the advert begins, a play on their own outdated advertising. ‘Is it?

‘We can’t hide from it, it’s been going on far too long. We can’t laugh it off, making the same old excuses,’ a voiceover reads alongside news footage of the #MeToo movement and scenes of harassment. ‘But something finally changed and there will be no going back.

‘Because we believe in the best in men to say the right thing, to act the right way. Some already are, in ways big and small. But some is not enough, because the boys watching today will be the men of tomorrow.’

I sat back from this advert in awe, before hitting replay. A male-based brand calling on its customers to challenge societal pressures, and most importantly, challenge other men on everyday behaviours of toxic masculinity. Thank the lord.

Then I saw the responses. ‘Man hating’, ‘radicalised feminism‘ and ‘repulsive’ were just some of the terms used, with Piers Morgan even accusing Gillette of encouraging men to ‘cut off their testicles with their razors’.

Well if we wanted an example of toxic masculinity, there it is – bullying people and subordinating women, suggesting that by standing up for them you are castrating yourself.

It is not acceptable to defend toxic behaviour with this ’Boys will be boys’ mentality. Being a man shouldn’t mean abusing your power and men should be stepping up and standing up to everyone from their colleagues and family members to strangers on the street when behaviour is unacceptable.

It is of course unsurprising that there has been backlash. Progress is rarely made without people fighting against it, and a lot of viewers have sworn off Gillette razors ‘for life’ for their supposed ‘man-hating message.’

To these people I say, you’re not listening to what the advert is telling you.

This advert is not hating on men. It is hating on the deeply engrained societal pressures of what it is to be a man. This advert is rooting for men. It is saying that as a society we need to change and it is challenging men to change their behaviours and challenge those around them.

If we want to achieve gender equality, this is how. We have to challenge everyday behaviours in order to overturn the whole system.

Toxic masculinity is a thing. That’s a fact. I know this because I experience it every day, as does every woman around me. So to the people arguing that toxic masculinity is nothing but a millennial buzz word invented by radical feminists, you have already lost your credibility.

Of course the Piers Morgans of the world have taken offence. It is because of toxic masculinity that those same people came to power in the first place.

Watch the video again. Look for the message.

We need to stop using our gender to excuse behaviours. We need to stop the abuse of power. If you see harassment, challenge it. But most importantly we all need to work together to make this change.

The post If you’re offended by Gillette’s toxic masculinity advert then you’re part of the problem appeared first on Marie Claire.

Marie Claire

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The sweater you don’t like is a trillion-dollar problem for retailers. These companies want to fix it

"Shoppers return 5 to 10 percent of what they purchase in store but 15 to 40 percent of what they buy online," David Sobie, co-founder and CEO of Happy Returns tells CNBC.
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Facebook, Snapchat and TikTok have a massive underage problem — here’s why it matters

The teen suicide rate is on the rise, and some researchers are linking the rise in depression to social media use.
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Children of problem drinkers more likely to marry someone with a drinking problem

Children of parents who have alcohol use disorder are more likely to get married under the age of 25, less likely to get married later in life, and more likely to marry a person who has alcohol use disorder themselves, according to a new study.
Child Development News — ScienceDaily

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Gutfeld on James Bond’s drinking problem

James Bond is a drunk.
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Apple Watch alerts man to life-threatening heart problem

Ed Dentel wasn’t expecting an Apple Watch update to potentially save his life.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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I quit Instagram and Facebook and it made me happier — and that’s a big problem for social media

Christina Farr used to spend 5 hours a week posting and interacting with friends on Instagram. She quit cold this summer, and her life changed dramatically for the better.
Health and Science

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Fashion Has a Big Problem With Cultural Appropriation, but Not Yet a Solution

Photo Illustration by The Daily Beast

When James O. Young published his book Cultural Appropriation in the Arts in 2008, he believed it was too late.

The philosopher and professor spent the 1990s and early 2000s studying how artists and musicians took influence from minority cultures in their work. But as the aughts came to a close, Young felt that the once fiery debate over appropriation and appreciation had lost some of its fervor.

“I thought, ‘No one is covering cultural appropriation in 2008. No one is ever going to read this book,’” Young told The Daily Beast. “I couldn’t have been more wrong.”

Read more at The Daily Beast.

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A bunch of birds in Minnesota won’t stop getting drunk, and it’s becoming a problem

drunk birds

Most of us know what it’s like to have one too many adult beverages. We tend to mess things up, fall down, and cause problems in a variety of ways. When birds get drunk, they apparently do the exact same thing, and Minnesota residents are experiencing it firsthand.

As CBS Minnesota reports, the town of Gilbert is dealing with an influx of inebriated birds due to an early frost. The birds, which get drunk on fermented berries, are becoming something of a nuisance and have even caught the attention of local law enforcement.

Continue reading…

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A bunch of birds in Minnesota won’t stop getting drunk, and it’s becoming a problem originally appeared on BGR.com on Thu, 4 Oct 2018 at 23:34:26 EDT. Please see our terms for use of feeds.


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Louis C.K. Makes New Comedy-Club Appearance, but Has Same Old Problem

D Dipasupil

Disgraced comic Louis C.K., who was forced to apologize after being exposed for masturbating in front of multiple women without their consent, made another unannounced appearance at the Comedy Cellar in Greenwich Village on Sunday night (which also recently hosted Aziz Ansari).

There are reports that several women in the audience walked out of the show in protest; it is also being reported that his appearance on stage was greeted with cheers and applause.

C.K.’s first appearance at the Cellar on Aug. 26 fueled the national debate about how, whether, when, and if men working in the entertainment field who are accused of predatory sexual acts and harassment can return to public life.

Read more at The Daily Beast.

The Daily Beast — Entertainment

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Louis C.K. Makes New Comedy-Club Appearance, but Has Same Old Problem

D Dipasupil

Disgraced comic Louis C.K., who was forced to apologize after being exposed for masturbating in front of multiple women without their consent, made another unannounced appearance at the Comedy Cellar in Greenwich Village on Sunday night (which also recently hosted Aziz Ansari).

There are reports that several women in the audience walked out of the show in protest; it is also being reported that his appearance on stage was greeted with cheers and applause.

C.K.’s first appearance at the Cellar on Aug. 26 fueled the national debate about how, whether, when, and if men working in the entertainment field who are accused of predatory sexual acts and harassment can return to public life.

Read more at The Daily Beast.

The Daily Beast Latest Articles

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!