A Simple Way to Invest in Real Estate in Only 5 Minutes!

Do you want to become a real estate investor? It may be easier than you think. No longer do you have to go through the traditional process of accumulating cash, finding a real estate agent, or building the perfect credit score. Thanks to legislation passed by Congress in 1960, investors at all income levels can participate in the real estate market without going through the strenuous process of buying physical properties. Instead, individuals can go to the stock market and invest in real estate investment trusts (REITs) in less than 5 minutes.

Ready to get started? Here’s what you should know about REITs:

There Are More Than 200 REITs in the U.S.

REITs are companies that offer a collection of commercial real estate properties that are packaged and sold to investors in the form of equities. Investors can shop from a selection of over 200 REITs that own and manage hotels, office buildings, residential space, warehouses, and other properties. Most publicly-traded REITs in the U.S. are listed on the New York Stock Exchange and are registered with the Securities Exchange Commission to protect investors and provide financial transparency.

No Active Management Required

Don’t have enough time on hand to manage a physical property? No worries. You don’t have to manage a thing if you are a REIT investor.

As a REIT investor, you are not required to provide any property oversight. There are professionals on hand who will collect rent, fix repairs, and ensure compliance with rules and regulations. So if a tenant has plumbing problems, it’s not your responsibility to fix it. It’s someone else’s job. You don’t have to worry about receiving complaints in the middle of the night. All you have to do is sit back, relax, and watch the value of your real estate stocks adjust to market demand while your dividend income flows into your account.

You Can Sell Your REIT at Anytime

REITs are attractive because they are liquid assets. Liquid means that the asset can be easily converted into cash. By pressing the sell button, your REIT asset gives you access to cash on demand.

For example, let’s say you bought a portfolio of REITs. If two years pass and you don’t like the direction your REIT is going in, all you have to do is sell your asset through your brokerage account. You’ll have the funds in your account as soon as the transaction has been processed. You’ll receive the current market value for your REIT asset less any commission or transaction fees.

The process for selling physical property is more time-intensive than selling REITs. When you’re ready to sell a property, you have to think about home repairs, closing costs, and realtor’s commission. The process doesn’t happen overnight and can cost thousands of dollars to get the property to selling point. It can take months or even years to sell a property and collect proceeds.

You Can Start Investing Now

Are you ready to become a REIT investor? Unlike many other investments, you don’t need thousands of dollars to get started. You can use your money from a day of work to get started. All you need to do is open and fund your brokerage account, research the best REITs for your investment portfolio, and press the buy button. It’s crucial that you do your due diligence before investing in any asset. You can leverage resources online, review company financial statements, listen to earnings calls, and get an investing mentor to start your journey in less than 5 minutes!

—Disclaimer: The opinions and financial advice expressed in this article are solely those of the contributor’s and not Black Enterprise’s. 

The post A Simple Way to Invest in Real Estate in Only 5 Minutes! appeared first on Black Enterprise.

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An ultra-thin case made of real body armor is the perfect way to protect your $1,000 iPhone X or XS

iPhone XS Case Amazon

Apple just announced a few new iPhone models but if you’re like me and you spent more than $ 1,000 on the iPhone X, you’re probably going to want to keep your current phone for a while longer. The Pitaka Magcase for Apple’s iPhone X is the perfect way to keep your iPhone safe and sound without adding excess bulk. It’s made out of the same material as real body armor, so you know your investment is protected. And hey, if you change your mind and decide to upgrade to the iPhone XS in a few weeks or months, the same exact case will fit that model too!

iPhone X Case,PITAKA Magcase Aramid Fiber[Real Body Armor Material]Phone Case,Slim Fit Ultra Th…: $ 47.99

Here’s more info from the product page:

  • Enjoy your “almost naked” iPhone with the case which is thinner than a dime. (Thickness 0.03in. Min. Weight 0.49oz.). Too light to feel the weight added to your phone. Still well protect phones from most of the daily drops.
  • Exclusive Material. Made of 100% Aramid Fiber which is slim fit and sensuous with “Body Armor Grade” material. Now, let your phone protected with the same material used in body armor, spacecraft, jet engines, and Formula 1 Race cars. Yet, it retains the thinness of your iPhone the day you purchased it — before it was covered up with an thick bulky case.
  • Wireless charging friendly. Show you the best carrying experience and wireless charging experience by using with PITAKA magnetic car mount(Magmount Series), the unique transit free design with metal plates inside lets you use PITAKA car mount freely without sticking adhasive metal plate on your device. Yet, no interference to WIFI, GPS, Apple Pay, Wireless charging or your signals..
  • A Soft 3D-Grip touch. Texture you need to feel to believe. It almost clings to your hand without feeling sticky. A protective three-layer coating and manual polishing is applied to each phone case.
  • Fits your phone perfectly. Easily and naturally access all buttons and ports. Each opening is not only accurately aligned, but also at natural “surface level”. A turnkey solution for protection with premium AGC tempered glass screen protector from Japan—Package includes: 1 x Aramid case for iPhone X; 1 x AGC Tempered glass screen protector.

If you have an older iPhone model or an iPhone 8, there are also cases available for the iPhone 7/8 and iPhone 7/8 Plus:

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  1. There’s a new Fire TV Stick sale on Amazon, and it’s not just for Prime members
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Trending Right Now:

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An ultra-thin case made of real body armor is the perfect way to protect your $ 1,000 iPhone X or XS originally appeared on BGR.com on Wed, 19 Sep 2018 at 11:49:21 EDT. Please see our terms for use of feeds.


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10 Employee Benefits by Top Companies That Put Real Dollars In Your Pocket


If you really want to accumulate wealth, don’t be fooled by a flashy salary alone. The lifestyle creep that comes with a higher paycheck often means that those who get a raise or higher starting salary don’t actually end up saving much more than they did before. One guaranteed way to increase your net worth? Spend less than you earn.

While this is usually easier said than done, there are more and more companies making it more achievable than ever by offering valuable benefits like 401(k) matching, paid-for health insurance premiums, student-loan debt assistance and more. Below, we’ve rounded up 10 companies with some of the most impressive money-saving benefits out there, all of which are hiring today. Who knows? One of them might just be your key to financial freedom.

1. USAA

Where Hiring: San Antonio; Tampa, Florida; Colorado Springs, Colorado; Phoenix and more

What They Do: USAA is a financial services company providing insurance, banking, investing and other offerings to members of the U.S. military and their families.

Notable Benefit: 401(k) match

The best thing about 401(k) investments? Thanks to compound interest, one small increase in your contributions now can pay off exponentially years later. If you’re hoping to retire in style, there are few better employers to work for than USAA, which offers a dollar-for-dollar match of up to 8% for eligible employees.

2. Asana

Where Hiring: San Francisco; New York City

What They Do: Asana is a software company whose app allows team members to track their projects and collaborate more efficiently.

Notable Benefit: Free breakfast, lunch, dinner and snacks

According to the Bureau of Labor Statistics, the average American household spent $ 7,203 on food in 2016. But just imagine how much lower that number would be if you didn’t have to pay a dime for breakfast, lunch, dinner or snacks on the days you went into the office. For the lucky employees at Asana, that’s exactly what happens. “Our culinary team provides breakfast, lunch, snacks and dinner daily. Meals are all organic, sustainably farmed and fished, and local when possible. Our skilled chefs and nutrition team thoughtfully plan every menu around meals that keep the Asana team feeling energized, nourished and working at their highest potential,” the company says.

3. Hilton

A night time photo from outside the Hilton hotel in downtown Cleveland, Ohio
The Hilton located in Downtown Cleveland, Ohio. Photo courtesy of Hilton.

Where Hiring: Boston; McLean, Virginia; Orange, California; Memphis, Tennessee and many more

What They Do: Hilton is one of the world’s largest hospitality companies, with thousands of hotels and resorts located all over the world.

Notable Benefit: Discounted hotel rates

Many companies offer their employees special discounts — but not all company discounts are created equal. At Hilton, employees can slash the costs of their vacations with steeply discounted rates on Hilton hotels and resorts around the world through the Go Hilton program. Prices range from $ 35 a night at Hampton and Hilton Garden Inn properties to just $ 75 a night at luxury properties like the Waldorf Astoria and Conrad. Good luck beating those prices on Expedia!

4. Boston Consulting Group

Where Hiring: Boston; Washington; Pittsburgh; Chicago and many more

What They Do: Boston Consulting Group (BCG) is a “Big Three” consulting firm dedicated to providing strategic business guidance to clients.

Notable Benefit: Employer-paid health insurance premiums

For many Americans, health insurance is one of the highest expenses each month, with CNBC reporting that “premiums for individual coverage averaged $ 321 per month while premiums for family plans averaged $ 833 per month” in 2016. Luckily, that’s one cost that BCG employees can avoid completely, given that the company offers 100 percent coverage on health care premiums for employees as well as their dependents. To make the deal even sweeter, the average co-pay is $ 5 or less.

5. InVision App

Where Hiring: Anywhere and everywhere — InVision is a completely remote company.

What They Do: InVision is a software company that helps customers improve their user experiences through its digital product design platform.

Notable Benefit: Working from home

The morning commute isn’t just a drag — it can also be costly. Whether you’re paying for gas, parking or public transit, the average American spends $ 2,600 per year in commuting expenses, according to a survey commissioned by Citi. Employees at InVision get to pocket that extra cash and skip rush hour — with all of its employees operating remotely on a day-to-day basis (save for the occasional company all-hands or party). “In the United States we have team members throughout 40+ states including New York, San Francisco, Austin, Portland and Boston. Each InVision team member is given the freedom and tools to do their best work from wherever they choose,” the company says.

6. Johnson & Johnson

Johnson & Johnson headquarters
People walk along a corridor at the headquarters of Johnson & Johnson in New Brunswick, N.J. Mel Evans/AP Photo

Where Hiring: New Brunswick, New Jersey; Clearwater, Florida; Atlanta; Cincinnati and more

What They Do: Johnson & Johnson is a health care company made up of three distinct business segments: consumer, medical devices and pharmaceutical.

Notable Benefit: Onsite childcare

In nearly half of two-parent households, both parents work full-time, says the Pew Research Center. This makes child care a necessity for many families, and the cost can be burdensome. In fact, a third of families spend at least 20 percent of their annual income on child care. One employer doing its part to tackle this problem is Johnson & Johnson, which offers on-site child care centers in its New Brunswick headquarters and several other offices around the world, as well as child care discounts in six different countries.

7. Bill & Melinda Gates Foundation

Where Hiring: Seattle; Washington

What They Do: The Bill & Melinda Gates Foundation is a charitable organization that works to reduce inequity around the world.

Notable Benefit: Fertility treatments

Johnson & Johnson isn’t the only family-oriented employer out there. The Bill & Melinda Gates Foundation offers employees incredibly generous fertility benefits: free treatments up to $ 100,000. Employees don’t even need an infertility diagnosis to access this benefit, allowing single mothers and LGBTQ families to take advantage of the perk as well.

8. SoFi

Where Hiring: San Francisco; Helena, Montana; Cottonwood Heights, Utah; Claymont, Delaware and more

What They Do: SoFi is a finance company that offers student loan refinancing, mortgages, loans and more.

Notable Benefit: Student loan debt repayment

Given that SoFi began as a student loan refinancing company, it might come as no surprise that they offer employees assistance with student loan debt. And with almost 37 percent of U.S. adults carrying student loan debt at an average of $ 17,000 per person, it’s a perk that’s sorely needed. Work at SoFi, and the load can be considerably lightened — SoFi provides up to $ 200 per month in student loan debt assistance, with no yearly cap.

9. Starbucks

Starbucks coffee shop
The Starbucks coffee shop inside Miami International Airport. fbxx/Getty Images

Where Hiring: Seattle; Danbury, Connecticut; Saint Paul, Minnesota;; Albuquerque, New Mexico and many more

What They Do: Starbucks is a café chain and coffee company with tens of thousands of locations around the world.

Notable Benefit: College tuition assistance

It’s one thing to help employees pay off their student loan debt — it’s another to help them avoid it entirely. Since 2015, Starbucks has offered to pay full tuition for an online Bachelor’s degree from Arizona State University, an estimated cost savings of about $ 15,000 per year as of 2015. Any benefits-eligible employee without a four-year degree (full- or part-time) can take advantage of the perk. Considering that people with bachelor’s degrees command about $ 20,000 more per year than those with high school diplomas, this is a benefit that could seriously boost your lifetime earnings potential.

10. Trupanion

Where Hiring: Seattle; Dallas; Naples, Florida

What They Do: Trupanion provides health insurance for cats and dogs.

Notable Benefit: Pet care and pet insurance

A bag of kibble here and a chew toy there might not seem like much at the time, but the costs associated with caring for your pet definitely add up — especially if they encounter any medical issues. All told, pet owners divert about $ 126.19 each month towards pet-related expenses. For the animal-loving employees at Trupanion, that cost is offset in part by the ability to bring pets to work (no more paying for doggy day care), a free insurance policy for one pet and a free, in-house dog walker.

Emily Moore is a Senior Staff Writer for Glassdoor, one of the world’s largest job and recruiting sites. Glassdoor combines millions of jobs with valuable data to make it easy for people to find a job that fits their life while also helping employers hire quality talent.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Meet the Real Lolita Who Inspired Nabokov’s Novel

Photo Illustration by The Daily Beast

Several years ago, I stumbled upon what happened to Sally Horner, the 11-year-old girl whose kidnapping helped inspire Vladimir Nabokov’s classic and infamous 1955 novel Lolita, while looking for my next crime story idea. Sally’s kidnapping, terrifying odyssey, and dramatic rescue caught my attention with particular urgency. Here was a young girl, victimized over a 21-month odyssey taking her from Camden, New Jersey to Atlantic City, then on to Baltimore, Dallas, and California, by an opportunistic child molester named Frank La Salle. Here was a girl who figured out a way to survive away from home against her will, who acted in ways that baffled her friends and relatives at the time.

Here was a girl who survived her ordeal when so many others, snatched away from their lives, do not. Then for her to die in a car accident just two and a half years after her rescue, her story then subsumed by a novel, one of the most iconic, important works of the 20th century, immortalized forever in the parenthetical “Had I done to Dolly, perhaps, what Frank Lasalle, a fifty-year-old mechanic, had done to eleven-year-old Sally Horner in 1948?”

No wonder Sally Horner got under my skin in a way that few stories ever have before or since. No wonder I spent months chasing down court documents, talking to family members, visiting some of the places she had lived—and some of the places where her abductor, La Salle, took her. And even after a Canadian online magazine published my article about Sally’s life and its connections to Lolita in the fall of 2014, I knew I wasn’t finished with Sally. Or, more accurately, she was not finished with me.

Read more at The Daily Beast.

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The real reason Amazon’s HQ2 will be near Washington, D.C.

If the history of corporate relocations teaches us anything, it's that CEOs often move their companies near their homes. After buying The Washington Post in 2013, Bezos bought the most expensive home in Washington, D.C., paying $ 23 million.
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‘Robert Mueller’s real quest here is for the truth’: How Paul Manafort’s plea brings the special counsel probe closer to its endgame

The special counsel has methodically flipped former Trump advisers, though Manafort had long eluded him.
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Kenya Barris Reveals Real Reason why ‘Black-ish’ Episode on NFL Protests Was Rejected

Kenya Barris, Black-ish

Kenya Barris, the hit creator behind ABC’s Black-ish, opened up about on why he and the network decided to scrap an episode discussing NFL players kneeling during the national anthem. In a wide-ranging interview with the Hollywood Reporter, Barris said that the episode, “Please, Baby, Please” covered President Donald Trump, the deadly Charlottesville rally and the NFL. […]

The post Kenya Barris Reveals Real Reason why ‘Black-ish’ Episode on NFL Protests Was Rejected appeared first on EBONY.

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5 Ways to Invest in Real Estate Without Ever Buying Property

When it comes to wealth building, there’s probably no more trusted bet than to invest in real estate. According to Forbes, 10% of the top fortunes in America have been built in real estate.

In fact, not investing in real estate is the main cause behind the “American wealth gap.” Which basically means that by 2053, the median black value will drop to $ 0. (Meanwhile, white household wealth is projected to climb to $ 137,000 by 2053.) Granted, major deals require large degrees of startup capital; others lots of know-how. Contrary to popular belief, you can still start accumulating wealth in real estate—even without ever buying or managing a property yourself. Here are five ways to do it.

5 Ways to Invest in Real Estate Without a Property Purchase 

REITs

REITs (short for Real Estate Investment Trusts) are publicly traded companies that own, operate, and develop real estate. By buying REITs, you get direct access to institutional-level real estate.

One of the more popular examples is Empire Realty Trust, which owns the Empire State Building. Trading at $ 17.26, you can actually own a piece of their portfolio.

They’re not the only one, though. A number of New York REITs own a number of Manhattan high rises–here’s another example.

In addition, REITs are liquid securities, meaning you can sell in and out any given day—something you couldn’t do if you were to own the property outright.

Popular REITs:

  • SL Green [SLG]
  • Vornado [VNO]
  • Empire Realty Trust [ESRT]

Real Estate Crowdfunding

Real estate crowdfunding is a relatively new way to invest in real estate. Back in 2014, Washington, D.C.-based firm Fundrise made headlines with their pitch for private investors to own a piece of the World Trade Center for $ 5,000 through crowdfunding.

Since then, crowdfunding has become an avenue for investors to gain ownership. The Tulsa Real Estate Fund recently became the first black-owned real estate crowdfund, raising nearly $ 10 million in one week.

The benefits of crowdfunding are similar to REITs—you buy a piece of a larger portfolio and as it grows, so does your share.

Popular crowdfunding sites:

  • Fundrise.com
  • Realtymogul.com
  • Realtyshares.com

Tax Liens

Investing in tax liens isn’t exactly the most popular method, but it’s another avenue for investors to pocket high yields. According to CNBC, around $ 14 billion in property taxes go unpaid each year. About a third of this is then sold off to private investors.

For an investor, it basically works like this: When a property has unpaid taxes, a lien is issued. From there, a tax lien certificate is created by the municipality that reflects the amount owed, plus interest and penalties.

These certificates are then auctioned off. The investor who is willing to accept the lowest rate of interest or pay the highest premium will be awarded the lien. (Auctions vary from state to state. Here’s some info on how it goes down in New York.)

Real Estate Mutual Funds

Mutual funds, like REITs, are publicly traded companies. And they both give you similar access to the asset. The difference between them, however, is the way they function.

REITs own properties and sell a share of the portfolio. All well and good. Mutual funds own shares of multiple stocks, offering access to a pool of different REITs. (Check out the anatomy of a mutual fund here.)

Sounds confusing? It’s not, really. By owning a piece of one REIT, you own a piece of one portfolio that owns multiple properties. By owning a piece of a mutual fund, you now own a piece of multiple REITs.

REIT ETFs

ETFs—exchange-traded funds—are similar to mutual funds in the sense that both vehicles bundle stocks and bonds together in a nice package.

The idea here, like the mutual funds, is to create diversified portfolios for investors to park their money. How does this relate to real estate? Simple. There are ETFs that track the REITs, which gives you similar exposure as the mutual funds.

A REIT ETF invests in several property-owning real estate companies at once, and of course, this diversification further mitigates an investor’s exposure (whereas the individual buying a property is betting on just that one property).

There are a few differences between mutual funds and ETFs, however—mostly tax-related. (Which I won’t get into now, but you can read about here.)

Popular real estate ETFs:

  • iShares U.S. Real Estate ETF [IYR]
  • Schwab U.S. REIT ETF [SCHH]
  • Vanguard Real Estate ETF [VNQ]

 

 

The post 5 Ways to Invest in Real Estate Without Ever Buying Property appeared first on Black Enterprise.

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The horror behind ‘The Real Lolita’

All she wanted was to be one of the cool girls.

Sally Horner was not quite 11, an honor-roll student and kind of a goody-goody. So in 1948, when a popular clique dared her to shoplift from the Camden Woolworth’s, she held her breath and pocketed a five-cent notebook.

And stumbled into nearly two…

Life Style – New York Daily News

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Move Over Roger Federer. This Move Is the Real Upset at the U.S. Open 2018

The tennis world may be reeling over five-time U.S. Open champion Roger Federer’s unexpected loss to John Millman, ranked far below Federer at number 55, but fans at Arthur Ashe stadium know the real upset took place before the match—someone was spotted dipping chicken fingers into soda.

ESPN reportedly broadcast the abhorrent behavior during the Madison Keys-Dominika Cibulkova match-up at the Queens, N.Y. tennis championship on Monday afternoon and reporting the crime against chicken quickly overshadowed live commenting on the match on Twitter.

The woman’s preferred chicken tender pairing soon became the talk of social media, as she seemingly managed to gross out the entire internet with one dunk of deep-fried chicken. The offensive dipping picked up traction online as the shocking snack pairing went viral. Even trusted snack source @Faturday deemed it “mutant” behavior:

While this may be the first time Federer has ever lost to a player ranked outside of the top 50 at the U.S. Open, it’s also the first time that loss has been overshadowed by a chicken nugget.

Sports – TIME

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How to talk to a real live person at AT&T, Comcast Xfinity and more

If you’ve tried to reach your cable TV provider lately, you well know that none of them seem to be putting a lot of emphasis on customer service these days. Instead of a real person, it’s much more common that you’ll engage with an automated voice that only is useful for guiding you to a pre-selected menu of common issues.

The problem with that is that you may have particular issues with your bill, technical woes or inquiries that might need to be addressed by multiple departments. So, what’s a customer to do?

Here’s how to reach a real live person at AT&T, Comcast Xfinity and other major cable providers.

Here’s how to reach a human at AT&T, Comcast Xfinity and more

AT&T

AT&T’s official customer service number is 800-331-0500 and that’s what I called to talk to a human. AT&T probably has the most robust automated voice system, and it’s hard to get around it, at least initially.

“So I can get you to the right place, can you tell me what prompted your call?” the male robo-voice said. I said that I had a problem with my bill and was asked to confirm my phone number.
That’s when it said, “Hang up and dial 611 or contact your wireless provider.” Instead, I pressed 0-0-0.
When I did that, the voice had one more question for me: “Are you calling about a previous AT&T bill?” I said yes.
That’s when it said the magic words I’d been waiting to hear: “Hang on while we connect you to an AT&T representative. For customer service, your call may be recorded.”
After a short wait, I was connected to a real person.
Wait time: 2:20 minutes

Comcast Xfinity

Comcast’s official customer service number is 800-945-2288, but I called 800-266-2278 to talk to a human. The thing about Comcast is that you have to enter a lot of personal information to get connected.

An automated male voice prompted me to verify my account by stating my partial address, which I did. Then it proceeded to play an advertisement for another service I had no interest in.

After that brief interlude, the voice told me that before it could connect me to an agent I needed to put in the last four digits of my Social Security number — or I could say “No.” I said no.

That’s when I pressed 0-0-0 and was immediately told I would be connected to an agent. Then the wait began. After a few seconds I was offered the opportunity to hang up, not lose my place in the queue and get a call back. I declined. “The hold time is approximately 15 to 20 minutes,” it said. OUCH.

Finally, after more than 30 minutes, I was connected to a real person.

Wait time: 32:39 minutes

Cox Communications

Cox’s official customer service number is 855-680-3750 and that’s what I dialed to talk to a human. When you listen to the prompts, you’ll learn you need to press 2 for billing or customer service.

You’ll also be prompted to put in your ZIP code and press 1 if you have an account. That’s when they tell you to “please wait.”

Like some other companies, Cox has a message waiting system that will send a text to your phone to connect you, if you choose to. I didn’t.

In just over 2 minutes I was talking to a real live person.

Wait time: 2:03 minutes

Spectrum/Charter Communications

Spectrum/Charter Communication’s official customer service number is 833-642-9259 and that’s what I dialed to talk to a human. When you listen to the prompts, you’ll learn you need to enter your phone number, then ZIP code.

An automated female voice asked me to “Please tell me what you’re calling about.” I had to press either 1 for technical support, 2 for billing or 3 for service changes. Instead, I hit 0 and she said, “Alright, let me transfer you to someone who can help.”

After a couple minutes, I was connected to a real human.

Wait time: 2 minutes
Do you have tips for reaching live customer service at other companies? Let us know in the comments, on Clark Howard’s Twitter or on Facebook.

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The $1 billion price cut: Luxury real estate gets slashed

The new federal tax law, which limits deductions of state and local taxes, is also putting pressure on real-estate in high-tax states. And foreign buyers, who were driving some of the highest-priced sales in 2014 and 2015, have pulled back. 
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Mahisha to Lia: “The Sacrifice Is Real” | Mind Your Business with Mahisha | Oprah Winfrey Network

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Is virtual health care better than the real thing?

One morning, Charlie Latuske woke up feverish and somewhat delirious in his home in Surrey in the UK, leaving him unable to function and in need of a doctor.


CNN.com – RSS Channel – Health

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Daenerys Targaryen: There’s Only One Real Winner in the Game of Thrones

SPOILER WARNING: This article contains potential spoilers for Season 8 of Game of Thrones. Proceed at your own risk.

It was almost exactly a year ago that we were left reeling from the revelations in “The Dragon and the Wolf” – the Game of Thrones Season 7 finale. Littlefinger perished after a canny little bit of double-crossing at the hands of the Stark sisters, while the Night King and his army, which now includes a Wight Dragon (OMFG), took down the wall. Oh, and then there was the small matter of Jon and Daenerys sleeping together (incestuously, albeit inadvertently) after a fair bit of flirting. And THAT RIGHT THERE is one key factor in our reckoning that Dany is the number one candidate to end up on the Iron Throne. Let’s dive in…

Jon and Dany’s Baby Is The Prince That Was Promised

First, let’s get this straight. There’s no baby (yet) and no confirmation that Daenerys is even pregnant. But there’s every possibility that she is after cosying up with her irresistible nephew in the Season 7 finale, alongside heavy hints that she’s got a bun in the oven. It’s been seeded, if you’ll pardon the pun.

Let’s not forget that there’s also been plenty of speculation over the identity of the Prince That Was Promised throughout Game of Thrones. And nobody as yet has emerged to claim that role. The prophesied saviour – who is presumably the key to defeating the Night King and saving the world from darkness – will be “born again amidst smoke and salt to make dragons out of stone”, according to Melisandre. In the novels, the Red Priestess refers to a “bleeding star” as critical to the prophecy.

Also known as the Azor Ahai (if indeed the two are one and the same – there’s some doubt), this legendary figure in his original incarnation defeated the Great Other, or god of darkness, to save the world. Melisandre’s fellow Lord of Light worshipper Thoros of Myr, like her, buys into the prophecy. He says the chosen one will “reforge the great sword Lightbringer that defeated the darkness those thousands of years ago.”

Following? Lovely stuff. Some people have both Jon and Dany pegged as candidates for the Prince That Was Promised. It’s not a stretch to see why. Jon has been ‘reborn’ already (resurrected by Melisandre), and was originally birthed under a ‘bleeding star’. Remember the flashback to Jon’s mother, Lyanna Stark, in labour? Ned Stark lay the ancestral sword of House Dayne, whose bearer he just killed and which was forged from the metal of a fallen star, by the blood-stained bed in which Jon was born. Et voila. A neat little touch.

Dany, meanwhile, has already proven able to hatch dragons from stone, fulfilling that part of the prophecy easily. But then there’s the fact that she was born on Dragonstone – which qualifies her for the salt and smoke part of the prophecy, the island being volcanic (smoke) and also being surrounded by the sea (salt). She was also ‘reborn’, of course, amid the smoke from Khal Drogo’s funeral pyre. Both Jon and Dany, of course, also have the hero credentials to fulfil the role. But it all adds credence to the notion that it will be their offspring, not them, that will bear the responsibility of vanquishing the Night King.

There have been hints that the true saviour hasn’t yet been born, so this would make sense. And if this is the case, it would elevate Dany’s significance in the series further, making her a shoe-in as the new ruler of Westeros – not only is she the Mother of Dragons but she’d also be mum to the chosen one. Perhaps she’ll marry Jon, who currently stands as the rightful heir to the throne but who we reckon could die before Season 8 is out. Then, she could be left to rule legitimately in his stead.

It’s a Show About Women Overcoming the Toxic Patriarchy


Game of Thrones_Daenerys and Viserys
Daenerys has come far since being traded into marriage by her brother — making all the right moves along the way.

If you look at the way women were both portrayed and treated early in the series and compare that to how we see them now, it becomes apparent that the show has been setting its women characters up to fight back against the oppression and objectification they’ve suffered under Westeros’s patriarchal structure. And if that’s the case, it makes sense to put a woman on the Iron Throne to usher in a new matriarchal age – or better still, one in which equality reigns. Which brings us to Daenerys as the most obvious candidate to take the hotseat. She is arguably the most successful example of a woman in Game of Thrones overcoming patriarchal dominance, of all the women we’ve seen attempting to overturn their oppression.

One such woman is Cersei Lannister. To see Cersei end up on the Iron Throne would mean a corrupt, unhinged and despotic ruler, which wouldn’t fulfil the purpose of a series that seeks to denounce patriarchal ideology and put women on top. She’s a victim of the patriarchy and though she’s battled against its oppression of her, she’s continued to suffer because of her own actions.

Cersei is a woman who has been punished for her life choices. Because of her incestuous relationship with her brother Jaime, she was forced to complete a Walk of Atonement. Who could forget the humiliation and torment she suffered as she was forced to walk naked outside through a baying crowd pelting her with faeces and other gross bodily emissions and missiles? It’s easy to imagine how an experience like that would turn a woman into one bent on vengeance. All, of course, while her brother gets away with the part he played in the relationship. Officially at any rate – you could argue he’s paid in other ways. This woman’s experiences at the hands of the patriarchy would grind anyone down – and she’s fighting back in the most extreme way, having mustered all her fear, hate and vitriol to become a supremely powerful yet tyrannical force – one we definitely love to hate.

Sansa too has been seriously affected at the hands of men and the patriarchy in GoT. First becoming engaged to abusive tyrant Joffrey Baratheon, then finding herself married off to Tyrion by way of helping her escape her fate, then manipulated by Petyr Baelish into marrying Ramsay Bolton who proceeded to rape her nightly, Sansa has suffered. She’s consequently undergone a massive transformation and is now steely and determined, and capable of gross deception and bloody revenge. It’s not clear how her character might develop in Season 8. However, if that icy stare in the little snippet of footage released by HBO recently is anything to go by, it looks like she could be locking horns with Jon, and maybe Dany too. Sansa will complete her own arc by the series close, but it won’t end with her taking the throne.

Similarly, Arya has played too much by the unofficial Westerosi rulebook to make her a viable candidate to sit on the throne. Arya’s journey has seen her become an assassin as she ticks names off her lengthy kill list, eliminating those who have crossed her. Arya’s thirst for revenge has seen her set foot too far over the line to warrant a valid claim to the crown. She may well survive, as Maisie Williams’ Instagram post (above) suggested, but she’s an example of a woman whose decisions during her own personal fightback, influenced heavily by the patriarchal world in which she operates, means she won’t take the throne.

Daenerys, in contrast to all these other women, has overcome her downtrodden beginnings as the meek and mild little sister traded, essentially, as a sex slave. But using all the resources available to her, she turned her would-be rapist hulk of a husband, Khal Drogo, into a loving and gentle partner. On his death, her transformation into the powerful leader and warrior she’s become in latter seasons really began to take shape, as she woke her dragons and began her journey in pursuit of the Iron Throne.

She’s grown from strength-to-strength as the series has progressed, proving her worth in all situations – including the moment she killed the brutal Masters at Meereen. Though it may have seemed a tad harsh, it revealed a necessary savviness about the way the world works and an ability to blend a mostly moralistic standpoint with realistic action. She has proven herself to be the firm and humane woman needed at the helm of the new world order.

Ramsay Bolton Says So

When we interviewed Ramsay Bolton actor Iwan Rheon after Game of Thrones Season 7 ended, he told us it was “inevitable” that Daenerys Targaryen would end up on the Iron Throne. And who would argue with the man who played the most sadistic character ever to set foot in Westeros? Not us.

Game of Thrones will return for Season 8 in the first half of 2019.

‘Game of Thrones’: Sansa’s Reunion With Jon ‘Frosty’ in First Season 8 Footage

The post Daenerys Targaryen: There’s Only One Real Winner in the Game of Thrones appeared first on FANDOM.

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These are the real scandals plaguing our country

Not so long ago, editors and reporters dreaded the dog days of August because news took a vacation. Now the news never stops. The challenge today is to make sense of the gusher of apocalyptic-sounding eruptions, claims and predictions. Here’s my view of what’s happening to our country. America is being scandalized by four enormous…
Opinion | New York Post

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Cardi B Apologizes To Bernice King Over ‘Real Civil Rights Housewives’ Skit

Can’t say we didn’t see this one coming. We’re talking about the reaction Dr. Bernice King is having to Cardi B‘s portrayal of Coretta Scott King in a skit from Wild ‘N Out star Rip Michaels’ new show, Off the Rip.

Micheals says no harm was meant and that Cardi B shouldn’t take the brunt of the blame.

Dr. Bernice King — the youngest child of Martin Luther King Jr. and Coretta Scott King — has responded to Cardi’s portrayal of her mother, calling it “repulsive” and “false” … and very, very badly timed as today (08-28-18) is the 55th anniversary of MLK’s March on Washington where he delivered his famous “I Have a Dream” speech.

Bernice says Cardi is using a platform that her parents made possible in an atrocious way. She wants to talk to Cardi face-to-face. And it appears that’s going to happen because Cardi has reached out to Bernice, according to King.

Here’s more from TMZ:

Cardi stepped into the role of Martin Luther King Jr.’s late wife for a skit called “Real Housewives of the Civil Rights Movement.” Yes, she went there … spilling tea with Rosa Parks and the wives of Malcolm X and Jesse Jackson. There’s also a jaw-dropping “Iggy Azalea” sighting.

You gotta watch, but fair warning … there are multiple references to MLK’s infamous infidelities, and even the trip to Memphis, where he was assassinated.

The sketch is part of “Wild ‘N Out” star Rip Michaels’ new show, “Off the Rip.” As we told you, it also features Cardi delivering “Ho Etiquette” jokes that some call racist.

Nope, it’s guaranteed to NOT even get nominated for an NAACP Image Award.

Martin Luther King III weighed in as well:

Is there anything funny about this skit?

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Cardi B Portrays Coretta Scott King in ‘Real Housewives’ Parody; Bernice King Repulsed

Over three years before Bronx rapper Cardi B became a household name, the up-and-coming reality star filmed several skits for MTV comedy show, Off the Rip. One of which is a parody of the popular Real Housewives franchise entitled Real Housewives of the Civil Rights Movement. Cardi portrays Coretta Scott King, wife of Martin Luther […]

The post Cardi B Portrays Coretta Scott King in ‘Real Housewives’ Parody; Bernice King Repulsed appeared first on EBONY.

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Ex-CIA Director John Brennan to Bill Maher: Trump Is ‘A Real Threat to Our National Security’

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John Brennan is pissed.

The former CIA director under President Obama, and the architect of the bin Laden raid, sat down with host Bill Maher on Friday night’s Real Time to vent about President Trump, who last week took it upon himself to revoke his security clearance. In a statement delivered by press secretary Sarah Huckabee Sanders, Trump pointed to Brennan’s “frenzied commentary” and “unfounded and outrageous allegations” as the reason for the revocation—without, of course, getting into any specifics.

Brennan, who currently serves as an MSNBC analyst, has been very critical of Trump’s cozy relationship with Vladimir Putin, branding the president’s ring-kissing during their Helsinki summit “nothing short of treasonous.”

Read more at The Daily Beast.

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Ex-CIA Director John Brennan to Bill Maher: Trump Is ‘A Real Threat to Our National Security’

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John Brennan is pissed.

The former CIA director under President Obama, and the architect of the bin Laden raid, sat down with host Bill Maher on Friday night’s Real Time to vent about President Trump, who last week took it upon himself to revoke his security clearance. In a statement delivered by press secretary Sarah Huckabee Sanders, Trump pointed to Brennan’s “frenzied commentary” and “unfounded and outrageous allegations” as the reason for the revocation—without, of course, getting into any specifics.

Brennan, who currently serves as an MSNBC analyst, has been very critical of Trump’s cozy relationship with Vladimir Putin, branding the president’s ring-kissing during their Helsinki summit “nothing short of treasonous.”

Read more at The Daily Beast.

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F1 2018 Is Pulling Out All the Stops to Make You Feel Like a Real Racing Driver

Codemasters’ Birmingham team (previously Swordfish Studios) has been building F1 games since 2010 and F1 2018 is shaping up to be its best take to date.

With F1 2018 arriving late next week, IGN spoke with game director Lee Mather at Codemasters Studio Birmingham to chat about some of the most exciting changes coming in the game, the rise of F1 esports, and the challenges of building a yearly motorsports sim.

IGN: F1 2018 contains plenty of improvements, many of which have been well-covered in the Developer Diaries the team has been publishing in the lead up to release. Which of these improvements are you most keen to get in front of fans and hear their responses?

Continue reading…

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The Real Message Of Hemingway’s ‘New’ Story

The publication of Ernest Hemingway’s 1956 short story, “A Room on the Garden Side,” in the current issue of The Strand Magazine, a literary quarterly, has generated widespread interest. Until now “A Room on the Garden Side” was available only through the Hemingway Collection at the John F. Kennedy Presidential Library and Museum in Boston.

“A Room on the Garden Side” is a find for anyone interested in Hemingway, but what is surprising about the story, which is set during World War II, is how much it speaks to the present moment when America’s obligations to other nations, especially our European allies, have been thrown into question by the Trump administration.

The turning point in “A Room on the Garden Side” comes when Robert, the story’s narrator and a Hemingway stand-in who, like Hemingway, is called “Papa,” explains why he is engaged in combat that he might easily avoid. Robert’s explanation for the obligation he feels to take part in the war reflects the life he has chosen for himself, and the art of “A Room on the Garden Side” lies in the way we are gradually brought to identify with Robert.

Read more at The Daily Beast.

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The Real Reason Roger Stone Crony Andrew Miller Ducked Robert Mueller’s Subpoena? To Challenge the Special Counsel’s Legitimacy.

A little-known conservative non-profit is bankrolling the legal representation of a Roger Stone associate as part of an effort to challenge Special Counsel Robert Mueller’s investigation.

Attorney Paul Kamenar, who represents longtime Stone associate Andrew Miller, told The Daily Beast he is taking a reduced rate because he believes the special counsel probe is unconstitutional. He said the National Legal and Policy Center (NLPC) is helping fund his work because they share his Constitutionality concerns.

This is all part of a effort to have a judge find that Mueller’s investigation is against the law.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Today We Recognize Black Women’s Equal Pay Day Because Wage Discrimination is Real

By now, most of us are aware that women earn about 80 cents to every dollar made by a man. But that commonly quoted stat is misleading. In actuality, that ratio is true for white women. Black women, on the other hand, are paid roughly 63 cents on the dollar earned by a white man. As a result, a black woman will have to work 23 years longer than her male counterpart in order to earn the same salary. And, to make matters worse, there is a striking lack of awareness around the pay gap that black women face. According to research data, one in three Americans is not aware of the pay gap between black women and white men, while half of the country is not aware that black women are paid on average 21% less than white women.

This harsh reality underscores the importance of the recognition of Aug. 7 as Black Women’s Equal Pay Day. It’s also important to dispel gender and racial inequality myths, like the argument that the pay gap is caused by black women’s lack of education or choice to accept low-paying jobs. In reality, studies show that black women earn less than white men at every level of education and even when they work in the same occupation.

To raise awareness of the pay gap and its negative effect on black women and families, LeanIn.Org is launching #38PercentCounts to emphasize the fact that black women are paid 38% less than white men. In partnership with Adidas, Lyft, P&G, and Reebok, LeanIn.Org is highlighting the unfairness of this pay gap and the double discrimination that holds black women back.

“The pay gap facing black women is an urgent problem,” said Sheryl Sandberg, COO of Facebook and founder of LeanIn.Org, in a statement. “It has huge financial implications for millions of families. And it signals something deeply wrong in our economy. We need to address the gender and racial inequalities that give rise to this imbalance—and create workplaces where everyone’s labor is valued, everyone is treated with respect, and everyone has an equal shot at success.”

Here are key findings from the 2018 Black Women’s Equal Pay Survey conducted by LeanIn.Org and SurveyMonkey, in partnership with the National Urban League.

 

  • On average, black women are paid 38% less than white men, which amounts to almost $ 870,000 lost over the course of a typical career.

 

  • People are overly optimistic about the state of black women. About half of white men think obstacles to advancement for black women are gone, but only 14% of black women agree.

 

  • Nearly 70% of people who are not black think that racism, sexism or both are uncommon in their company—yet 64% of black women say they’ve experienced discrimination at work.

 

  • When people know there’s a pay gap, they think it’s unfair. When presented with information that black women on average are paid 38% less than white men, 72% of Americans think it’s not fair.

 

  • On average, back women are paid 21% less than white women. Yet 50% of Americans—as well as 45% of hiring managers—think black women and white women are paid equally.

 

  • 77% of working Americans think no gap exists between black and white women in their own organizations.

The post Today We Recognize Black Women’s Equal Pay Day Because Wage Discrimination is Real appeared first on Black Enterprise.

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Currency controls impact Chinese buyers’ interest in Seattle housing: Real estate expert

Skylar Olsen, Zillow Director of Economic Research, and Stephen Saunders, Coldwell Banker BAIN managing broker, join the 'Power Lunch' team to discuss Chinese housing buyer activity in Seattle.
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Real heroes. Not actual size. Get tickets now to see Marvel…

Real heroes. Not actual size. Get tickets now to see Marvel Studios’ “Ant-Man and The Wasp” in theaters July 6: https://www.fandango.com/AntManAndTheWasp

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Rising Risks: More intense flash floods hit overdeveloped real estate, destroying small-town America

A historic town in Maryland, barely a blip on the map, is a blueprint for developing disaster: real estate development in the face of increasingly wet weather.
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Robot hand learns real world moves in virtual training

Researchers backed by Tesla Inc founder Elon Musk and Silicon Valley financier Sam Altman have found a novel way to use software to teach a human-like robotic hand new tasks, a discovery that could eventually make it more economical to train robots to do things that are easy for humans.


Reuters: Science News

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Exclusive: Kenya Moore Is Being ‘Punished’ for Getting Married and Hiding Her Husband Last Season, Offered a 90% Pay Cut to Return to ‘The Real Housewives of Atlanta’

There’s been a lot of back and forth regarding Kenya Moore’s return to ‘The Real Housewives of Atlanta’ and we’re here to tell you exactly what’s going on.

A source close to production exclusively tells lovebscott.com:

“Bravo execs are demanding Kenya film her pregnancy journey with her husband and stay on a full ‘housewife’ filming schedule, but punish her by cutting her salary 90% and paying her as a ‘friend’. We’re told her husband has agreed to film this season only to support Kenya but they won’t give her a fair contract. All this because they want to publicly humiliate Kenya for not getting married on TV and her husband for not filming the entire season.”

A source close to Kenya says She’s in talks with 3 networks to do a spin-off now if Bravo refuses to pay her what she deserves.

On a related note — it’s been a few weeks since cameras began rolling for ‘The Real Housewives of Atlanta’ season 11 and the cast shake-up isn’t quite delivering what producers were hoping for.

Sources exclusively tell lovebscott.com that in terms of storylines we can expect more of the same.

As expected, NeNe Leakes’ primary focus thus far is Gregg’s cancer battle. The ladies are rallying around NeNe offering their support and she just doesn’t have time for drama.

Cynthia Bailey is dating a new man.

Porsha Williams is also ‘dating’ a new man. Our sources say he’s a drug dealer from Detroit.

Kandi Burruss has the most going on, but as always it’s business related. She and Todd are opening a new OLG and she’s still doing shows with Xscape.

Eva Marcille is said to be showing up high for every event and the girls are over it. Now that she has given birth, she’s busy planning her upcoming wedding to Michael Sterling.

A few months ago we exclusively told you that two new ladies were testing to join the group. Our sources say Tanya actually declined to sign the newly-revised ‘standard contract’ so she’s no longer filming. Shamari DID sign the new contract and she’s still testing. It’s too early to tell how important Shamari will be to the season or if she’ll even make the cut at all.

That’s all the tea we have for now. Be sure to listen and subscribe to ‘The B. Scott Show’ podcast for more on your favorite celebrities!

The post Exclusive: Kenya Moore Is Being ‘Punished’ for Getting Married and Hiding Her Husband Last Season, Offered a 90% Pay Cut to Return to ‘The Real Housewives of Atlanta’ appeared first on lovebscott – celebrity gossip and entertainment news.

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Student, senior, storage real estate could withstand Fed’s interest rates

Chris Merrill, Harrison Street Real Estate CEO, discusses the impact the Federal Reserve could have on the real estate industry if it continues to raise interest rates.
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Cardi B Gets Real About Motherhood – ‘You’ll Never Be Ready For Mommy Mode!’

The rapper is now a mom and is realizing what that really means. But while it’s definitely not easy and nothing can really prepare you for it beforehand, Cardi B wouldn’t have it any other way.

Cardi has been sacrificing her precious sleep ever since welcoming baby daughter Kulture, but that hasn’t dragged her down.

Today, she took to her social media to share a video with her followers in which she addressed her 10 MTV Video Music Awards nominations, something she was obviously really happy and grateful for.

She also went on to open up about motherhood, using a doll to talk to the fans as she apparently did not look a hundred percent at the time and did not want to show her face.

‘Thank you to everybody. I cannot believe that I got nominated for 10 VMA Awards. I’m just been so busy, so tired. Like, I’m in a different world, a different dimension. Now, let me get back to this mommy thing. Let me tell you something. No matter how many books you read or advice I get, y’all will never be ready for mommy mode,’ she said in the clip.

Before that post, she shared a pic that showed only half of her makeup-free face and wrote that she absolutely needed some sleep.

cardiSource: instagram.com

Yesterday, Cardi also posted a pic featuring her and hubby Offset at the doctor with their newborn for a routine checkup and she was not wearing any makeup in that one either.

Ain’t nobody got time for that when they have a bundle of joy to take care of!

As you may remember, Kulture was born on July 10 and the rapper couple is yet to post a pic of her.

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The real World Cup final isn’t France vs. Croatia, it’s Nike vs. Adidas

The international soccer tournament has become a commercial dream for sportswear companies — a platform for some of the world’s biggest brands to duke it out for the estimated 1 billion fans watching the once-every-four-year championship.
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Jerry O’Connell to host ‘Real Men Watch Bravo’ late-night show

Real men watch “Vanderpump Rules” and other catty reality TV shows too.

That’s the message Bravo is trying to get across with its upcoming late show that will be hosted by actor and “Real Housewives” franchise superfan Jerry O’Connell.

“An avid Bravo viewer, Jerry has proven he’s not shy when it…

/entertainment – New York Daily News

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Manhattan real estate has worst second quarter since financial crisis

A huge pipeline of new condos,  a dwindling number foreigner buyers, volatile stock markets and tax changes that make New York less attractive may be hurting Manhattan real estate sales. 
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10 Real Estate Negotiation Tactics That Can Really Backfire

On the lookout for a new home? First, peruse our list of negotiation dos and don’ts, culled from the advice of industry professionals. The bottom line? As you embark on the process, be your own advocate, but make sure you also respect the sellers’ time and heed their emotional cues. By avoiding these all-too-common behaviors, you can ensure a win-win deal.
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Real heroes. Not actual size. Watch the Marvel Studios’…

Real heroes. Not actual size. Watch the Marvel Studios’ “Ant-Man and The Wasp” red carpet coverage LIVE from Hollywood, in partnership with Marvel Strike Force! Stay tuned for interviews, games, and more with the cast. 

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Facebook has a real problem with disturbing content

Dear John: I reported a profile to Facebook through their proper channel because it contained nudity and pornography. This was the Facebook reply: “Thank you for letting us know about this. We’ve looked at the photo, and although it doesn’t go against any of our specific Community Standards, you did the right thing by letting…
Technology News & Reviews | New York Post

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Game of Thrones filming locations you can visit in real life

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HBO’s fantasy drama Game of Thrones is a massive hit with fans. It has become one of the most watched TV shows in history, and is the most pirated TV show ever. The drama is intense, and many of the scenes are incredibly violent. That all makes for great TV, but it is all set to some amazing real-life backdrops that help to set the scene and transport the characters and viewers to the fictional world of Westeros and beyond. If you want to get closer to the show check out some of the real-life Game of Thrones locations you can actually visit.

Dubrovnik, Croatia – King’s Landing

King’s Landing is an incredibly important location in Game of Thrones. It is where the ruling monarch will sit on the Iron Throne, and it is the closest thing Westeros has to a sprawling metropolis. Filming for King’s Landing was done in the Croatian city of Dubrovnik. King’s Landing is where Cersei had to do her walk of shame, as well as the fighting arena where Prince Oberyn Martell met his demise fighting The Mountain in the most bloody of fights. As well as being the location for King’s Landing, fans of Daenerys Targaryen will be familiar with the city as it is where The House of the Undying was shot.

Northern Ireland – Various

Northern Ireland has been the location for many of the scenes in the seven seasons so far of the show. Ballintoy Harbor is where Theon Greyjoy returned to his birthplace of The Iron Islands. The Dark Hedges is the iconic setting of the Kingsroad where many of the cast are spotted entering or exiting King’s Landing. The home of the Stark family, Winterfell, was shot primarily at Castle Ward and fans can head to the historic site and utter the famous words “Winter is coming” if they really want to feel like a Stark.

Iceland – Beyond The Wall

Many of the scenes shot beyond The Wall were actually filmed in Iceland. Fans of snow (both the weather and Jon) can head to this Nordic country to take in some of the most beautiful scenery found in the world. Famous locations from the show include Jon and Ygritte’s love cave, the wilding camps, as well as the location where Brienne bests the Hound in hand-to-hand combat. Fans should head to Lake Myvatn for scenes beyond the wall. Tours are available from the capital city of Reykjavik that will take you to where Drogon attacks a herd of goats and many of the scenes used as backdrops for the white walkers.

Spain – Dragonstone

In season seven few could hardly believe that the location used for Dragonstone was real. The perfect sand and the crazy rock formations looked almost too unnatural to be real, but they are and can be found beside the small town of Zumaia. That long winding pathway Jon Snow meets Daenerys Targaryen on is also very real and is a short trip to the west of Zumaia at San Juan de Gaztelugatxe.

Those were some of the most incredible filming locations Game of Thrones used that people can go and visit. While other locations may have used a large amount of green screen and special effects, these places are true to their depiction on the hit fantasy series.

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The post Game of Thrones filming locations you can visit in real life appeared first on Worldation.

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Nurse Alice: Suicide in Real Life and On TV

Kate Spade and Anthony Bourdain, both loved and widely admired, were both lost to suicide in the same week. They now join the millions of Americans lost to suicide. Every year, 9 million people think about it, 1 million attempt it, and in 2016 alone 45,000 Americans committed suicide.

Suicide is one of the top 10 causes of death in the US. Men have 3 -5 times higher rates of committing suicide than women. And the highest rate of suicide occurs in adults ages 45-65.

Why do people contemplate suicide?

Many people believe that having a mental condition is the cause of suicide. However, there is no one cause for suicide and just because you have a mental condition doesn’t mean you will commit suicide. Fifty-four percent (54%) of those who commit suicide don’t have a diagnosed mental condition. Most people who died by suicide had experienced one or more risk factors that may have contributed, including a relationship problem (e.g., the unwanted end of a relationship), a recent crisis (e.g., death of a loved one) or substance misuse (e.g., increased alcohol intake), job, financial or legal stress. For many, that sounds like “adulting.” And because of that, there’s no better time than the present to check in with our loved ones, friends, co-workers, neighbors and family.

But not only are we seeing this in real life but its happening more in our entertainment as well. After a long day of work this week I decided I would do a solo night of Netflix and chill. When I logged into my account I noticed that my kids had been watching a show called 13 Reasons Why. I was unfamiliar with the show so I began to watch. And my jaw dropped!

I know TV and movies are exploring more sensitive life issues in attempts to depict real-life stories, however, this is not a show that children should be watching alone. In fact, there are probably many shows they shouldn’t be watching but I just so happen to catch this one and became overly concerned. If you’re a parent with kids this is a show you should be aware of. Its already in season 2 and kids (mine and others—probably yours too) are watching it. I polled my nieces, nephews, the neighbor’s kids, kids at church, and several middle and high school kids—many familiar with the show. With what can be mistaken as a glorification of celebrity suicide, and all of the bullying, sexual misconduct, school shootings, and social injustices happening today, kids are experiencing more depression, mood, and behavior disorders that are going under the radar. The last thing you want is for your child who may be remotely experiencing any of these feelings is to watch this show unguided and without support to discuss what they’re watching or feeling.

What is 13 Reasons Why about?

The show starts and ends each episode with actors sharing resources for where one can go for help, however, that’s not enough. Someone who is experiencing suicidal thoughts or ideations may not be in a state or too ashamed to ask for help.

Season 1 of the show opened with the aftermath of high school student Hannah Baker’s suicide. Clay Jensen, Hannah’s classmate and co-worker, then received 13 cassette tapes detailing the reasons Hannah killed herself. Hannah was bullied, assaulted, and ignored while she was alive, but her death and the tapes she left behind changed that. She gained power through suicide, and that’s a dangerous message to send to impressionable minds. Season 1 also includes a failed suicide attempt by another character named Alex who felt guilty about Hannah’s death. And let’s just say, the storyline suggests/shows rape, drinking, bullying, shaming, and other inappropriate behavior and by high school students.

But let’s fast forward to Season 2. The show attempts to address other mental health conditions and their rehabilitation. A character named Skye tries to explain to her boyfriend Clay that she has overwhelming feelings that make her cut herself. She is hospitalized and then sent to a psychiatric facility after a serious self-harm attempt. She’s later diagnosed with bipolar disorder and started on medications. 

What the expert says

I consulted with Dr. Nicole Bernard Washington, a board-certified psychiatrist and chief medical officer and founder of Elocin Psychiatric Services for her professional opinion on the impact a show like this can have on impressionable kids and what parents should do or say if their children are watching this show. 

According to Dr. Nicole, “multiple studies indicate that roughly 40% of children and adolescents with depressive disorders are not treated. Many parents are not able to recognize depression in their kiddos, possibly due to denial and others simply from lack of education.” She also went on to say that parents should be on the lookout for low mood or tearfulness. It is also not uncommon for kids to present as irritable with depression. If a kid starts to isolate from friends or withdraw from activities they love, depression should be considered. Changes in performance in school should be investigated since impaired concentration can be a symptom of depression. Other symptoms include changes in sleep pattern, changes in appetite or weight, energy changes. Lastly, if parents suspect depression in their kids they need to inquire about hopeless feelings or thoughts of suicide.

So why am I writing about this? Because the sad truth is suicide among our youth ages 10–24 is the third leading cause of death according to the Centers for Disease Control and Prevention. We as adults need to do everything we can to create healthy environments for our children. That includes being more engaged and attentive to them, getting them the help they need, involving them in dialogue, and understanding that sometimes what is viewed as entertainment may actually encourage or provoke the behavior being observed as entertainment. 

The post Nurse Alice: Suicide in Real Life and On TV appeared first on Black Enterprise.

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From real estate to diplomacy, Trump chases the ultimate deal in Singapore

Donald Trump had made up his mind.


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The real reason Queen Elizabeth has been rocking sunglasses

20/20 vision never looked so good.

queen elizabeth cataract sugery
Rupert Hartley/REX/ShutterstockDay, Epsom Downs Racecourse, UK – 02 Jun 2018

We’ve always known Queen Elizabeth is one tough lady, whether she was greasing elbows as a mechanic and truck driver during World War 2 or taking up the mantle of Queen at a young age. Well, it turns out that she actually underwent a cataract operation recently – but you probably wouldn’t have noticed, since she bounced straight back to work afterwards.

It’s just been revealed that the Queen had a cataract treated at King Edward VII Hospital last month, amidst a busy schedule that included hosting the President of Turkey and his wife, throwing a garden party as well as Prince Harry and Meghan Markle’s wedding.

queen elizabeth cataract surgery

DAVID HARTLEY/REX/Shutterstock

A royal spokesperson said, ‘I can confirm that the Queen successfully underwent a short planned procedure to treat a cataract last month.’

Cataracts are an eye condition where cloudy patches develop on your lens, impairing vision. The usual treatment is to have surgery and have your lens replaced with a fake one.

Instead of taking it easy post-surgery however, the Queen carried on with her demanding schedule and didn’t cancel a single engagement. However if you look at recent photographs, you’ll notice that she’s been wearing sunglasses in quite a few of them.

queen elizabeth cataract surgery

REX/Shutterstock

We thought initially it might be a bold fashion statement on the Queen’s part (who can forget her Instagrammable loafers?), but now we think it’s probably because she needed to protect her healing eyes.

The Queen isn’t the first person to have cataracts in the family, as the condition tends to be passed down through generations. The Queen Mother also had cataracts and underwent surgery at the age of 95.

The post The real reason Queen Elizabeth has been rocking sunglasses appeared first on Marie Claire.

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The ‘real Kevin King’ should finally appear in training camp

A year after the Packers picked him at No. 33 overall, they still haven’t seen Kevin King at his best but believe that will change soon.
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Drake Can’t be Black in His Music but Mixed in the Real World [Opinion]

In a recent rap battle with fellow rapper Pusha T, Drake was exposed for wearing blackface in photos that he took in 2008. The Canadian-born rapper’s reasoning for these photos was that he was trying to shed light on the lack of opportunities that black actors faced when trying to get roles in movies and television. I understand his message and what he was trying to say, I just believe this wasn’t the right way to go about it.

Blackface, predominantly used during the 19th century, represented a time when black people were portrayed as the butlers, the maids, the drivers, and the servants. It also contributed to many racial stereotypes that still exist today, so it baffles me that Drake can take these pictures thinking it was a good idea. As I stated, I understand his interpretation/idea, but when you are a public figure (which he was at the time as an actor on Degrassi: The Next Generation) you have a responsibility to not be insensitive about how people perceive your actions and words.

Drake’s claim was that he was an advocate for black actors 10 years ago, but why hasn’t he been an advocate for black people in the last 10 years? Why have we never seen Drake at any rallies for issues affecting African Americans? Why has he never spoken on police brutality, racism, prison reform, etc.? Drake is arguably the biggest rapper that we have in the genre, which means he has one of the biggest platforms, and you mean to tell me he can’t even retweet topics concerning blacks? In a nutshell, Drake wants to be accepted by black culture and be able to say the n-word in his lyrics, but when it is time to speak for us he is silent. He is not above reproach just because he’s one of the biggest-selling artists of all time; we must hold him accountable for his actions or lack thereof.

Rappers like J.Cole, T.I., Jay-Z, and Nipsey Hussle, just to name a few, have all at one point been advocates for black social issues. They don’t think that just because they are millionaires they no longer have a responsibility to their culture and community. Why has Drake never used his voice in the past?

Drake has this clean-cut image that would be affected if he said anything controversial or made people nervous.  He has to protect his sponsorship from companies like Apple, Sprite and Adidas.  Drake can’t be black in his music but mixed in the real world. That is not how it works.

 

The post Drake Can’t be Black in His Music but Mixed in the Real World [Opinion] appeared first on Black Enterprise.

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Rising Risks: Waterfront real estate in Boston rises in the face of stronger storms

Billions of dollars in new development is going up in some of the riskiest locations. Some developers are putting climate resilience front and center, while others are putting their projects and investors at risk.
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Fizzy Beer and Exploding Heads: Actors Tell How ‘The Expanse’ Keeps It Real

Actor Cas Anvar of “The Expanse” was about to shoot a scene in which, suspended by wires, he would jump off a set of stairs, spin around in simulated zero gravity, and catch a blob of beer in his mouth that he had spurted from a metal can.
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The age of dinosaurs was like a real life ‘Game of Thrones’

When you think of dinosaurs, your mind immediately goes to the impressive might of the tyrannosaurus rex or maybe the huge size of the brontosaurus.
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What is Owner Financing in Real Estate?

Buying a home can be a stressful experience, especially when you are trying to come up with the funds to purchase it. Fortunately, there are many different options for financing.

You may have heard of mortgages, or third-party financing, where a bank or other lending institution provides a loan to the buyer that the buyer pays back over time. But when a buyer cannot get financing through a lender (or just decides not to), sometimes the seller will provide financing to the buyer.

This is called owner financing or seller financing and similar to a mortgage, the buyer pays the seller a pre-determined amount of money in regular intervals until the loan amount is payed off.

This post explores owner financing, which situations it’s most commonly used in, and the pros and cons for both the buyer and seller.

When Would You Use Owner Financing?

Although there are many reasons why both a buyer and seller might agree to owner financing, two of the most common circumstances where owner financing work in a home purchase are:

  • The buyer is having problems qualifying for a bank loan. If the buyer has poor credit, too little credit history, or otherwise has issues getting a standard mortgage, owner financing offers the buyer another option for purchasing the home. They might even have an easier time negotiating the home price, interest rate, or other details with the homeowner rather than a bank, lender, or real estate agent.
  • The home seller is having trouble finding a buyer. If the home has been on the market for a long time and the seller decides to offer owner financing, they immediately have access to a whole new group of potential buyers that may have otherwise been discouraged from looking at the property.

How Does Owner Financing Work?

Owner financing works exactly how it sounds – the homeowner provides financing in the form of a loan to the person who buys their property.

The basic process usually starts with the buyer and seller agreeing to the details of the sale by signing a Real Estate Purchase Agreement.

Once that is done, a Promissory Note is used to outline the details of the loan (including an interest rate and repayment schedule) and enforces the buyer’s promise to pay back the loan within the amount of time indicated in the note.

Combining a Real Estate Purchase Agreement and Promissory Note is a common way to provide owner financing in a real estate transaction.

LawDepot’s Contract for Deed can also be used for owner financing, but the seller needs to completely own the property (meaning the property is entirely paid off). Using a Contract for Deed may be simpler, as a Promissory Note is not needed if this document is used, but it may pose greater risk for the seller.

Whichever option you choose, it’s important to do research to determine which financing method works best for your situation.

What Are the Pros and Cons of Owner Financing for Buyers?

As you can probably imagine, owner financing in a real estate purchase has different advantages and disadvantages for both buyers and sellers.

For buyers, seller financing has the following advantages:

  • Closing a home sale can be quicker with seller financing. Since the loan doesn’t have to go through a number of financial and legal departments that typically would be associated with a lending institution or bank, the buyer can take possession of their new home faster.
  • The overall costs associated with selling the home can be lower. Without having to pay things like bank fees or appraisal costs, the cost to the buyer is lower than it would be if they went through a third-party. Also, the down payment amount required for the home tends to be more flexible.
  • Buyers have a financing option if the bank turns them down. If a buyer is unable to get a loan through a third-party like a bank, owner financing provides them with an alternative financing option.

For buyers, seller financing also has the following disadvantages:

  • The buyer can end up paying a higher interest rate than they would to a bank. Since the seller determines the interest rate, it is possible that they would want to ensure the highest possible return by charging the buyer a high interest rate.
  • The buyer still needs to provide proof that they will pay back the loan. If the buyer was turned down at the bank, chances are the seller will need to be convinced that the buyer is still worthy of the loan.
  • Buyers need to beware of the “due on sale” clause. A due on sale clause is typically included in a mortgage to prevent the homeowner from selling their home before it is paid off. However, if the original homeowner (seller) does sell without the lender’s consent, it could mean that the new homeowner (buyer) is at risk of losing their new home if the lender decides to foreclose on the property.

What are the Pros and Cons of Owner Financing for Sellers?

For sellers, owner financing has the following advantages:

  • It’s a great opportunity for a gain on investment. It’s possible that the seller will earn more money from financing the home to a buyer, since they can choose to charge a higher interest rate than a lending institution or bank.
  • The homeowner can sell the home “as is”. The seller can possibly avoid having to make costly repairs that they may have been obligated to make if they sell the home in a way other than owner financing.
  • The home may sell faster. Because owner financing means that more people potentially have access to financing the home, it means that the home will likely sell faster than it would without the owner financing option available.

For sellers, owner financing may present the following disadvantages:

  • The seller would be responsible for taking action if the buyer defaulted on loan payments. Since the seller is financing the loan, they would ultimately be responsible for taking legal action if the buyer stopped making payments.
  • The seller would be responsible for any repairs if they take back the property. If the seller ends up taking back the property for whatever reason, they may be responsible for any repairs or maintenance before attempting to sell the property again.
  • The seller may face unexpected legal costs. If the buyer defaults on paying back the loan or another problem with the seller occurs, the seller might be responsible for any legal costs associated with dealing with the problem.

Choosing to Go with Owner Financing

Whether you are a buyer or seller, owner financing is a viable option to purchase or sell a home. While there are many different considerations to weigh before choosing owner financing, knowing the basics is helpful so that you can make the best decision for your own situation.

 

Would you consider owner financing? Let us know in the comments!

The post What is Owner Financing in Real Estate? appeared first on LawDepot Blog.

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The 15 Cities Where You Get the Most Bang for Your Real Estate Buck

While homeownership is an exciting prospect, potential buyers face a number of perils, including the possible devaluing of a newly acquired property. The secret to avoiding pitfalls while snagging a solid investment? Purchase a home in the right location—for instance, in one of these 15 cities, which are considered the best places to buy a home today, based on extensive market research into home prices, quality of life, trends, average home size, and more.
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Real Money and Real Opportunity: The Impact of the Cryptocurrency Gender Gap

If you have been treating Bitcoin, cryptocurrency and block chain as background noise, it may be time to pay attention. This new form of financing is changing the way everyone lives, works, plays and donates—and a gender gap has already formed in who is benefitting from its rise.

2015’s Coinbase study showed that 90 percent of investors in Cryptocurrency were men. Forbes reported, for the first time ever, the richest people in cryptocurrency in February—a list that included 20 men and no women with at least $ 350 million in net worth. Coin Dance, which tracked Bitcoin Community Engagement by Gender, reported that engagement was 95 percent male as of this month. The upcoming BlockShow Europe 2018 in Berlin later this month, which boasts more than 3,000 participants, has 73 experts listed as speaking online; only 13 are women.

Still, notable innovative women are thriving in the cryptocurrency space. Tina Hui, CEO and founder at Follow The Coin and Brit Morin, a Silicon Valley entrepreneur in block chain, recently hosted a cryptocurrency event for 500 women attendees and live-streamed to another 16,000. A group in New York City called Women in Blockchain boasts more than 1,900 members. Coinreveiws listed 24 women in blockchain/crypto to follow in 2018. A 2017 survey by Myetherwaller showed that women make up 16 percent of traders on their site.

Women’s participation appears to be growing, but still a long way off from parity—and as possibilities in this realm grow, that means they’re missing out on myriad economic opportunities. The block chain backbone is changing the way we use global currency.

A new movie, “Lamborghini,” starring Antonio Banderas as car designer Ferruccio Lamborghini and Alec Baldwin as rival Enzo Ferrari for the first time will be financed by crypto currency. It will be co-produced through a blockchain based social entertainment platform that rewards viewers.

Two recent philanthropic gifts generated by cryptocurrency wealth also manifested into real cash. The Pineapple Fund, which plans to donate $ 86 million worth of Bitcoin, was launched by an anonymous donor who claims to be one of the 250 largest holders of the currency worldwide; a $ 1 million dollar gift was made to BitGive Foundation, which accepts donations in Bitcoin and uses block chain technology to trace transactions on a public platform in real time to show donors how funds are spent and ensure they reach their final destination. And the Chronicle of Philanthropy recently reported that a sole donor—Ripple, a cryptocurrency company—had fulfilled over 35,000 requests on DonorsChose, totaling $ 29 million in the cryptocurrency XRP, from teachers who needed money to cover expenses for their classrooms, marking the largest gift in the 18-year history of the platform with an impact that will be felt at one in six public schools nationwide.

Currency is the first application at the start of the economic transformation to disrupt how we use and manage ownership of assets, identity and much more—and gender diversity in cryptocurrency could result in more overall investments in causes affecting women and girls.

A more equitable cryptocurrency space and gender parity in block chain can drive solutions to  benefit women as part of the greatest wealth generator in the next decade. You can bet on it.

Cynthia Yung is Executive Director of The Boone Family Foundation and a Public Voices Fellow through The OpEd Project.

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The post Real Money and Real Opportunity: The Impact of the Cryptocurrency Gender Gap appeared first on Ms. Magazine Blog.

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The Real History Behind Book Burning and Fahrenheit 451

When the HBO adaptation of Ray Bradbury’s Fahrenheit 451 premieres on Saturday, the movie will introduce a contemporary twist to the centuries-long history of burning books — one in which Bradbury’s story plays a significant role.

References to book burning date back far into history: The Chinese Emperor Shih Huang Ti “thought that if he burned all the documents in his kingdom, history would begin with him” in 213 BCE, TIME previously noted. And when “the Mongols sacked Baghdad in 1258, the waters of the Tigris were said to have run black with ink from all the destroyed books.” But, experts say, book burning as we know it today is a relatively recent development.

“In the modern sense, it’s very much a mid-20th century idea, very much a propaganda thing that happens during World War II,” says Matthew Fishburn, author of Burning Books.

The defining moment for that modern history came in 1933, with one of history’s most infamous book-burnings — the one that prompted TIME to coin the word “bibliocaust.” It was that year, in Berlin and elsewhere, that Nazi forces led the burning of tens of thousands of books, from the works of Sigmund Freud to those of Jack London. Along with the Nazi ideology that there existed a superior race of people came the idea that there was one true cultural and ideological canon; that which didn’t fit was consigned to the fire.

“The old goes up in flames, the new shall be fashioned from the flame in our hearts,” Nazi propaganda minister Joseph Goebbels told the crowd then, as TIME reported.

As the scholar Rebecca Knuth explained to Smithsonian.com last year, the path to that moment in 1933 in some ways starts with the printing press and the subsequent spread of mass media. Whereas hand-written manuscripts that predated movable type were more valuable for their scarcity, relatively few people had access to them and not everyone understood just how much the distribution of knowledge could change world events. Although books had always been (and still are) incidentally destroyed or stolen in times of conflict, it was only later that their destruction gained greater symbolism, even as they became easier to replace. (What TIME called a “bibliocaust” Knuth has called “libricide,” which she uses to describe the 20th-century phenomenon of “large-scale, regime-sanctioned destruction of books and libraries” within “a framework of genocide and ethnocide.”)

As the U.S. Holocaust Memorial Museum points out in its record of that moment in 1933, Germany’s history of burning books didn’t start with the Nazis. In 1817, for the 300th anniversary of Martin Luther’s launching of Protestantism, students held a major burning of “Un-German” books. According to Fishburn, by the time of the Nazi book-burning, in some ways the practice would have seemed “weirdly anachronistic,” a holdover from an earlier time when burning a book could have actually made a difference in what people knew.

“Books were in such multiples, thanks to industrial book production,” Fishburn explains, “the idea that you could get rid of the books you didn’t like seemed impossible.”

That is perhaps, he says, why it took a little while for the wider world to understand what the Nazis were up to. Some authors initially felt pride to have been included in such a bonfire, and Fishburn says that some book lovers in English-speaking countries expressed a certain wistfulness that in Germany books were thought to hold such power. But the Nazi authorities really were out to close off society to certain ideas, and they were unfortunately far more successful at it than many expected.

When that truth became clear, the modern power of book-burning was reinforced — as was the idea that to be the one burning the books was a sure sign of villainy.

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In 1945, after the Allies defeated the Nazis, Berlin saw another round of what was described as a “literary cleanup” — this time an anti-Nazi one — that TIME noted was “not quite like Goebbels’ book-burning; but yet it was quite like it.” In general, though the U.S. government participated in this effort, it did so with a consciousness that it was better to quietly pulp the undesirable books than to burn them publicly.

“It becomes very bad to be labeled a book burner, but it’s not necessarily considered bad to just clear out whole shelves of books from a public institution,” Fishburn says.

The taboo against book-burning was highlighted when, not long after, the United States experienced its own period of fear about books that didn’t fit in. In the 1940s and ’50s, as the Cold War took seed, the country saw its share of book-burnings. In 1940, members of the Binghamton, N.Y., Board of Education, for example, proposed a public burning of textbooks thought to be subversive. (In a crucial distinction from the Nazi book-burning, most American incidents took place on the local level; the federal government was well aware of the backlash that would come with publicly burning books, says Fishburn.)

In 1953, at the height of the American book-burning debate, the American Library Association and American Book Publishers Council issued a statement defending “the freedom to read.” It was that same year that President Eisenhower delivered a commencement address at Dartmouth imploring students, “Don’t join the book burners.” As Fishburn notes in his book, Bradbury’s Fahrenheit 451 came out in 1953, having been written in the context of this national conversation. Fishburn posits that “the iconic role of book burning in the popular imagination took hold, and an orthodox position on book burning was forged” in this period between 1933 and 1953.

Book-burning by then had become a sort of shorthand: if you are on the side of book-burners, you’ve already lost the argument.

The release of Fahrenheit 451 in many ways marks the end, or at least the culmination, of the modern era of book-burning. The Nazis had reintroduced the idea to society and the U.S. had learned the hard way that, due in large part to that association, the practice was taboo. By the time Bradbury wrote his book, the symbolism of the idea would have been clear to all of his readers — and it still holds today.

As Knuth notes in Burning Books and Leveling Libraries, the 20th-century phenomenon of mass regime-sponsored destruction of books has been accompanied, especially more recently, by more scattershot small-scale destruction, such as a Koran-burning planned by a small Florida church in 2010. This works on the same theory as mass book burning does: books represent ideas, and destroying them is also a surefire way to get attention, even if it doesn’t entirely accomplish what the book-burners wanted.

And large-scale book burning does continue: In 2013, al-Qaeda-affiliated militants in Mali burned the library in Timbuktu and in 2015 ISIS burned books from Mosul’s library, as a show of both ideological and territorial conquest.

So, though the prime era of book-burning has passed, and with it the atmosphere that created Fahrenheit 451, the symbolism is baked into the world’s memory, and words on fire are still a tragically powerful image. As TIME’s Lance Morrow wrote in 1988, after a fire at the main library of the Soviet National Academy of Sciences in Leningrad, “whenever books burn, one is haunted by a sense of mourning.”


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Bestselling Author Jessica Knoll Is Back with a Real Housewives-Inspired Page-Turner,The Favorite Sister

Fans of Real Housewives in need of a summer beach read, rejoice — Jessica Knoll has got you covered. The New York Times bestselling author’s debut novel, Luckiest Girl Alive, was the breakout hit of 2015, instantly topping the bestseller list for months and garnering praise from celebs such as Jessica Alba, Sarah Michelle Gellar and Reese Witherspoon, the last of whom even optioned the film rights.

Now Knoll is back with a second page-turner, stomach-churner of a book, The Favorite Sister. The smart and sharply written thriller is sure to be the beach read you’ll hear everyone raving about this summer, and it’s already on the radar of celebs like UnREAL star Shiri Appleby and former 2 Broke Girls star Beth Behrs.

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The plot centers around two fiercely competitive sisters who are cast on Goal Diggers, a Real Housewives of New York-esque reality TV show about ambitious, entrepreneurial women who will do anything to succeed — even commit murder.

After one of the sisters ends up dead, the plot unfolds through the eyes of the show’s stars to reveal who killed her, how and why. Reading this book is as addictive as scrolling through your Instagram or Twitter feed, and certainly as binge-worthy as any reality TV marathon.

Knoll admitted to NPR that she’s spent a fair amount of time indulging in the “guilty pleasure” of binging reality TV herself, which certainly shows in her extraordinarily familiar — yet still surprising — RHONY-inspired characters. “It’s an homage to them. I love these women. I really do,” she told NPR’s Lulu Garcia-Navarro.

“For whatever you have to say about them, they are dynamic women. They have strong personalities. They’re loud. And we don’t get to see women act like that very often in our culture, so I think it’s something worth celebrating.”

The novel, out May 15, is already popping up on summer reading lists — you can pick up a copy at your local bookstore or order it online here.


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Black-ish’s Real Life ‘Bow’ Tells Her Story, Her Way

Fans of ABC’s Black-ish had a group meltdown on Twitter the other night during an episode titled, “Blue Valentime,” in which the show’s endearing main characters, Dre (Anthony Anderson) and Bow (Tracee Ellis Ross), confronted a marital split.

“Nope….nope….as a child of divorce, I am not about to have Dre and Bow break up our family a week after Cosby is convicted and the same day Kanye is saying slavery was a choice,” tweeted Brittani Jaccaro, aka Binge Watch Bestie.

Perhaps fans take the show so personally because they know that Dre and Bow and their brood of five children sprung less from the imagination of show creator Kenya Barris than they did from his actual life.

Award-winning writer Barris has six children with his wife of almost 20 years. Like the character Ellis Ross plays, she is a physician who works hard, laughs easily, and doesn’t ever take herself too seriously. She also happens to be smart, loving, opinionated, bi-racial, and is nicknamed Bow, for Rainbow—just like her counterpart on TV.

(Rainbow Barris)

She met Kenya in high school, although they didn’t start dating right away. And while the couple is living large now (not merely because of the size of their brood, ages 18 to 1), they each worked long and hard for their success.

In fact, Dr. Barris, the middle of five children in a blended family, was the first in her family to attend college. Although she was gifted in science and math, she had few professional role models and no thought of being a physician until a professor suggested it at the end of her sophomore year.

“I didn’t have a vision,” she says, looking back on her and Kenya’s early years of struggle. “I had a lot of nights of tears, and times when I wanted to give up. People think things happen overnight and you’re so driven. I just knew I had to keep going because there was nothing to fall back on.”

While her husband spent the last four seasons presenting his celebrated fictional version of their family life on TV, Dr. Barris quietly decided to pen her own version of the real thing. Drawn from notes she began recording on their family life several years before the show was even a thought, her new book, “Keeping Up With the Johnsons: Bow’s Guide to Black-ish Parenting,” is being released on May 8.

(Rainbow Barris)

In an interview hours before last night’s unsettling episode aired, she made it clear that her and Kenya’s real-life marriage is on solid ground, and she’s pleased to finally be having her own say.

 

What’s the difference between your telling of your family’s story and Kenya’s?

Mine is the truth and it’s right! [she laughs] Black-ish tells so much of our life, but it’s told from a male perspective. The situations are the same, but the narrator really does control how that situation is received. In my telling of the story, I probably focus more on the kids and things around me, not as much on myself—which is what we do, as women.

 

The book opens with a story that is hilarious but shocking. It’s hard not to give too much away, but it involves a fitting room, a nursing baby, a screaming toddler and a serious bathroom emergency—yours.

I had conversations about that with the publisher. What were we going to do with this story about my pooping in my baby’s diaper? I said, let’s open with it. I led with the most humiliating story because I wanted it to be clear that I’m sharing things I’m not comfortable with. If I’m only sharing things I’m comfortable with, I’m not really being authentic. It was hard, but I wanted to be vulnerable. That I kept it in there—I’m proud of that.

 

Your book is not full of tips or advice or resources, it’s really a book of your experiences. Why call it a guide?

I was very deliberate in calling it a guide, but it’s meant almost as a play on words. Most guides are written by experts who give us a plan, and we always want a plan. As an anesthesiologist, women come in and present their birthing plans to me all the time, and then nothing goes the way they expected. That’s how parenting is. Life is about the lessons you learn when nothing goes according to plan. My experiences have been my guide.

 

Who is your parenting hero?

It would have to be my mom. She trained me to look up to her, to respect her, and she also prepared me for therapy [more laughter]. We were raised with a lot of chaos and a lot of love. I’m doing the same thing with my kids. It is my job to try to help them be the best human beings they can be but I’m ready for all of my kids to blame me for therapy.

 

What’s the most important thing you try to impart as a mother?

Your family is your family. You have ups and downs and disagreements but no matter how upset you get, you always have to come back to each other.

 

You have children ages 1 to 18. What do you know now that you wish you’d known 18 years ago?

And this too shall pass. If it’s a good day, it passes. If it’s a bad day, it passes.

 

What do you hope readers take from this book?

I know how important it is to let even one other person in the world know that someone else has gone through what they’re going through and understands. I want that person to know, you’re not in this alone.

The post Black-ish’s Real Life ‘Bow’ Tells Her Story, Her Way appeared first on Black Enterprise.

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President Donald Trump unveiled his blueprint to lower drug prices in a highly anticipated speech on Friday.
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Real Housewives of New York City’s Carole Radziwill Defends Her Alleged Lack of Interest in Puerto Rico and Her Egg Order

Real Housewives of New York, CaroleCarole Radziwill is setting the record straight.
After last night’s episode of The Real Housewives of New York City, fans have been left wondering two things about ol’ Cool…

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5 Pieces of Money Advice for Young Adults About to Face the Real World

Spring is in sight, and right about now, you’ll see that anxious look on the faces of college seniors and other young adults about to face the real world for the first time. Even if they’re fortunate enough to have a job lined up, they are far from secure financially, and often have no idea how to handle their finances.

If this is you or someone you know, adopting these financial habits now will take the stress out of newly independent adulthood and pay off big in the long run.

 

5 Pieces of Money Advice for Young Adults

 

1. Create a Spending Plan: A.K.A. Your Budget

 

It doesn’t have to be complicated–it’s just about listing and keeping track of all your expenses and income on a weekly or monthly basis. It may not be pretty, but it’s better than the stress of not knowing your financial status. Also, there are plenty of great budgeting tools that are easy to learn and use. A budget is key to gaining control of your spending, and a sense of control as you face the real world on your own for the first time will really reduce your anxiety.

 

2. Follow the First Rule of Personal Finance: Pay Yourself First

 

Begin building up your emergency savings right away, even if it’s only 20 or 30 dollars a month. Save at least 10% of every dollar you get from any source. This money should go into a fund for emergencies–i.e. job loss–only, and should be separate from all other savings and other accounts you have. Click here for dos and don’ts of creating and maintaining your emergency fund.

The earlier you get into the habit of paying yourself first, the easier it becomes, and the more secure you’ll be in the long run. Build these savings into your budget. It’s only smart to face the real world with a financial cushion, should you have to deal with an unexpected setback.

 3. Attack Your Student Loans–or, at Least, Don’t Ignore Them

 

If you have student loans, explore your repayment options, and exercise them, if you have to buy yourself time or reduce your payments. Whatever you do, don’t just ignore them. Not only are they not going to go away, they will just become bigger, thanks to interest and penalties, and even more intimidating over time. Besides, ignore them for too long, and your lenders may just take action and garnish payments from your paycheck, anyway.

Staying on top of your student loans is also important for another reason: protecting your credit, which can impact everything from employment consideration, to renting an apartment. It is much tougher to face the real world with poor credit.

 

4. Pay Your Bills–and Don’t Abuse Credit

 

Yes, paying your bills when they are due matters, as much as it matters to you that you actually get paid on pay day. In addition to avoiding late fees and other penalties you can’t really afford, 35% of your credit score is based on your payment history. (Click here to learn the other components of your credit score.)

Also, don’t abuse credit by using it to pay for things you don’t have the cash for. Keep credit card balances to no more than about 30% of the credit you have access to. That means if you have a credit card limit of $ 1,000, do your best to limit your balance owed to under $ 350.

 

5. Don’t Pass Up Job Benefits

 

If and when you get a job, don’t skip the employee benefits, including health insurance and making contributions toward a retirement savings account. Sure, your take home pay will be smaller, but the benefits are more valuable over time–especially if you get sick or injured.

 

The Bottom Line on Money Advice for Young Adults

 

The longer you put these off, the more costly it will be to you over time, and the more you will regret it. Bite the bullet and adopt good money habits early. You’ll get used to doing it sooner, and they’ll pay off in the long run. Best of all, you’ll be able to face the real world with optimism, not fear.

Editor’s Note: This article originally published February, 2017

 

 

 

The post 5 Pieces of Money Advice for Young Adults About to Face the Real World appeared first on Black Enterprise.

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Top attractions for real water lovers

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Water is one of those things that you either love or you hate. Thankfully, we love it, and we try to find any excuse to get into the water. Whether it’s going to a water park, having a go at kayaking, white water rafting, tubing through the rainforest in a rubber ring or attempting a water obstacle course – we’ll try anything. But if you’re at a loose end of where to go next, check out these attractions that are perfect for water lovers.

Water tubing along the Rio Azul in Costa Rica

If you’ve ever been tubing in a water park – you’ll know it’s incredibly fun, but this activity takes the idea of tubing to the next level. When you go water tubing along the Rio Azul in Costa Rica, you’re taken through dense rainforest; round the twists and turns of the river, over calm water, and through rapid white water. It is one of the most peaceful, yet also one of the most adrenalin-fuelled water activities you could ever do. The monkeys and birds keep you company and the views are awesome.


Siam Park Waterpark, Tenerife

If you ever find yourself in the Canary Islands, then you have to visit the best waterpark in the world (three years in a row). Siam Park has everything a water lover could possibly want – from lazy rivers to an almost vertical drop through a shark tank, to a giant wave machine. The whole park is decked out in traditional Thai architecture and is chock-a-block filled with every kind of waterslide imaginable. When you need a little break, there’s even a man-made beach for you to chill out on.


White Water Rafting through the Grand Canyon

The Grand Canyon is a sight to behold, and many people choose to see it from the air in a helicopter tour, or above on its glass walkway. But there is another way to see it – up close and personal. White water rafting through the Grand Canyon is for the thrill seekers and the water lovers who love an adrenaline rush. From calm waters to white rapids and waterfalls, we can guarantee that you won’t come off the boat with dry clothing. Which is what every water lover wants.


Disney’s Typhoon Lagoon, Orlando Florida

The Walt Disney World resort is famous for its waterparks, and Disney’s Typhoon Lagoon is one of the most popular among its tourists. The park boasts rides for water lovers of all ages – so is the perfect location if you have little water babies! With kids rides, adult raft rides and it’s 6ft wave Surf Pool; you won’t run out of things to do. There’s even a shark tank for you to snorkel in if you’re feeling really brave.

Aqua Fun Inflatable Water Park, Dubai

If you’ve ever fancied yourself as a Ninja Warrior, then you have to visit the Aqua Fun Inflatable Water Park in Dubai. This inflatable obstacle course is the largest one in the world. Spanning 2,700 square feet, the course boasts slides, ramps, wiggle bridges, climbing walls and more. And the best part is – it doesn’t matter if you fall!

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‘The Real’ Host Loni Love Responds to Copycat Claims from ‘The View’

The ladies of the daytime talk show The Real won their first Daytime Emmy Award for Outstanding Entertainment Talk Show Hosts. The show is currently hosted by comedian Loni Love, actress Tamera Howry, singer Adrienne Bailon and TV personality Jeannie Mai. After losing in the category, the hosts of The View discussed other shows modeled after them […]

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Bill Cosby Is Selling Off His Los Angeles Real Estate

 

Bill Cosby

Facing possible imprisonment at age 80, Bill Cosby is getting his affairs in order.

The comedian, found guilty last week of aggravated indecent assault, has been quietly selling off his Los Angeles real estate portfolio, including several top-tier commercial properties in downtown Santa Monica, according to The Hollywood Reporter.

Cosby currently owns two Santa Monica properties along Main Street listed for a combined $ 26
million, according to online property records.

One spot is a two-story, 8,668-square-foot brick building at the corner of Main and Hill that is zoned for retail and office space and now listed at $ 20 million. Its principal tenant is a Starbucks on the ground floor.

Cosby also owns a separate parcel of land up the street at 3016 Main St. That property is a parking lot at the corner of Marine Street and is on the market for $ 5.7 million. The lot is 6,024 square feet and has the potential for a 4,018-square-foot building.

According to THR, Cosby also sold a 9,500-square-foot building at 3008 Main St. for $ 11.8 million in September of 2015, when the sexual assault accusations against him from dozens of women began surfacing, and LAPD was conducting a criminal investigation into the comedian.

All three of the Main Street properties are tied to C.O.C. Real Estate LLC, which lists Cosby’s wife, Camille, as its principal. Cosby has made no comment on the reason for selling his portfolio.

Cosby faces up to 10 years for each of the three felonies he was convicted of. He is free on $ 1 million bail until sentencing, which is expected in the next two months. The judge in the trial confined Cosby to his Pennsylvania home until he is sentenced.

Cosby’s legal team has vowed to appeal the conviction, a process that could take years. At least 10 women have pending civil suits against Cosby accusing him of sexual assault or defamation.

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Magical UK travel destinations for real Harry Potter lovers

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Let’s be honest, who doesn’t love Harry Potter? Being a Muggle is boring. Whether you want to be a witch, wizard, or House Elf (there might be someone out there), there’s nothing like seeing the Harry Potter magic right before your very eyes. Unless you’ve just been given your Hogwarts acceptance letter, it’s not as easy as taking the Floo Network right to Diagon Alley. Nevertheless, there are some places that come pretty close. Check out these five spots in the UK that you need to visit if you’re a Harry Potter lover.

Warner Bros Studio Tour: The Making of Harry Potter

If you’ve always wanted to dine in the Great Hall, take a trip down to Diagon Alley, play Quidditch on a broomstick or have a bumpy ride on the Knight Bus, the Warner Bros Studio Tour has everything a Harry Potter lover could possibly want. The main studio was turned into this tour after filming ended and is now the ultimate museum for Potterheads. It includes everything from the sets, props, a replica of Privet Drive, making of the sets, costumes and so much more. And it’s just a short ride away from the center of London!

The Elephant House

We bet you’re wondering – The Elephant House? There were no Elephants in Harry Potter? You’re right there. Instead, this was the place where it all began. The Elephant House is a small coffee shop and tea room in Edinburgh, Scotland where J.K Rowling first got the inspiration for Harry Potter and the Wider Wizarding World. From looking up at Edinburgh Castle, Rowling brought to life some of our favorite characters, locations, and magical creatures. She wrote most of the outline of the first story on a train between Edinburgh and London, but wrote the majority of The Chamber of Secrets in this little hideaway.

Platform 9 ¾ at King’s Cross Station

You can try running through it, but we’re not sure it will work (if it does, we’ll be incredibly impressed). If you’re traveling into London, you’ll be passing through the major stations anyway, so it makes sense to take a trip to the station that Harry and his fellow Hogwarts schoolmates used to take them to the Hogwarts Express. The station has honored the story in the best way possible, by signposting a pillar in-between platforms 9 and 10 as ‘Platform 9 ¾’ and is complete with a half-concealed trolley and an owl cage.

Bodleian Library at the University of Oxford

If you’re a Harry Potter fan, you’re probably also a bit of a bookworm – so visiting this library is a treat for two reasons. The Bodleian Library was the location of many Harry Potter movie scenes – from the Hospital Wing to the ballroom that was used for the (slightly unfortunate) dancing lessons with Professor McGonagall in preparation for the Yule Ball. As you go further into the library, you’ll also notice huge bookcases, with books chained to the walls. Yep, you guessed it. The Restricted Section.

The Jacobite through West Coast Railways

If you really wanted to feel like you were aboard the Hogwarts Express on the way to Hogwarts, the Jacobite Steam Train is the closest you’ll get to the real thing. The train and the track were used for all the aerial shots of the Hogwarts Express (with the iconic bridge) and one of the carriages – Carriage D – was used as the interior of the train. Although we can’t guarantee the Trolley Witch will come along with some Bertie Botts Every Flavor Beans…

It’s every Harry Potter fan’s dream to ride on the Hogwarts Express, visit the Great Hall and see where J. K. Rowling first imagined their favorite characters in the movies and books – and now we can! We know where we’re going to do our ‘research’ – a.k.a dressing up in a cloak and carrying around a stick, swish-and-flicking while proclaiming Wingardium Leviosa.

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The mystery around the No. 1 pick is only getting juicier as the hours tick down to draft night. For so long, USC’s Sam Darnold was the presumed selection. In the past week, there have been rumblings Cleveland surprisingly may be down to Wyoming’s Josh Allen and Oklahoma’s Baker Mayfield. Increasingly, the belief around the…
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