Home values are rising at the slowest rate in more than six years

Home prices rose 4.7 percent in December, according to CoreLogic. That is the smallest annual gain since August 2012. Prices are still rising because of the shortage of homes for sale, especially on the lower end of the market.
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WATCH: World News 01/31/19: Death Toll Rising As The Deep Freeze Moves East

Florida toddler survives after falling into rhino exhibit; America Strong: Firefighters across the country fighting thru the deep freeze
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Podcast: KHN’s ‘What The Health?’ Drug Prices Are Rising Again. Is Someone Going To Do Something About It?

Many drugmakers have announced price increases with the start of the new year. The new Congress wants to do something about that. And even though both Republicans and Democrats want to address the politically potent issue of drug prices, it is unclear what they might be able to agree on.

Battle lines are forming between the House and Senate on the matter of abortion. The House is led by abortion-rights supporters and, since the election, the Senate has become slightly more against abortion.

And even though the majority of the Department of Health and Human Services remains unaffected by the partial government shutdown, the lapse of funding for other agencies is having spillover effects on health programs.

This week’s panelists for KHN’s “What the Health?” are Julie Rovner of Kaiser Health News, Joanne Kenen of Politico, Margot Sanger-Katz of The New York Times and Alice Ollstein of Politico.

Among the takeaways from this week’s podcast:

  • The biggest conflict among Republicans and Democrats on the drug issue centers on the GOP’s reluctance to give the government a role in directly negotiating prices. Adding to the pressure is the clear indication that the issue will be front and center in the 2020 campaign.
  • Some states, such as California, are looking to find ways to bring down drug costs on their own. California Gov. Gavin Newsom, a Democrat, has proposed that the state have direct negotiations with drugmakers. Such efforts could mean cutting off consumers’ access to some drugs, if manufacturers don’t agree to a price the state likes, and that is a painful choice for officials and patients.
  • When House committee assignments were released this week, women were appointed to lead many of the key panels that have a hand in health policy, including the chairman and top Republican on the Appropriations Committee and two Energy and Commerce subcommittees.
  • The House Democratic Caucus now has more liberal members and fewer conservatives, so the party’s efforts to roll back restrictions on abortion are likely to be more robust. That could also trigger some big battles with Republicans through the legislative session.
  • Senate Majority Leader Mitch McConnell (R-Ky.) is putting a bill on the Senate floor that would make permanent the Hyde Amendment — which bars federal funding of abortions in nearly all circumstances. But it seems unlikely that bill could be passed by the Senate, where it needs 60 votes, and even some Republicans are believed to oppose it.

Plus, for extra credit, the panelists recommend their favorite health policy stories of the week they think you should read too:

Julie Rovner: Bloomberg News’ “This JPMorgan Health Conference Is So Packed Attendees Are Meeting in the Bathroom,” by Kristen V Brown

Joanne Kenen: The New York Times’ “The Strange Marketplace for Diabetes Test Strips,” by Ted Alcorn

Margot Sanger-Katz: Kaiser Health News’ “Patients Turn To GoFundMe When Money And Hope Run Out,” by Mark Zdechlik

Alice Ollstein: The Washington Post’s “Federal Officials Launch Audit of D.C. Government’s Opioid Grant Spending,” by Peter Jamison

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Fashion Group International Reveals Rising Star Awards Honorees; Tommy Hilfiger to Give Keynote

This year’s finalists for the Fashion Group International Rising Star Awards will have a chance to celebrate with their competitors at a cocktail party at the Tory Sport store on Fifth Avenue Jan. 16.
The main event will be held Jan. 24 at Cipriani 42nd Street with Tommy Hilfiger sharing his wisdom in the keynote address. His wife, Dee Ocleppo Hilfiger, will be on hand to present the Accessories award. Behno’s Shivam Punjya, Bobby Roaché, Genevieve Rose Atelier’s Genevieve Foddy, Jibs Life’s Natalie Kathleen, Lelet NY’s Sara Bieler Sasson and Lutz Morris’ Tina Lutz Morris will be vying for this year’s prize.
In the Fine Jewelry category, Amanda Pearl’s Amanda Pearl Brotman, Emmanuel Tarpin, Foundrae’s Beth Bugdaycay, Misahara Jewelry’s Lepa Galeb-Roskopp and Neha Dani Jewelry’s Neha Dani are the finalists. Alexandra Mor will present to the winner.
Phillip Lim will hand over the Womenswear award. Finalists include Cristina Ottaviano, Haus Von M’s Ludi Wang, Julianna Bass, Land of Distraction’s Danita Short and Christian Juul Nielsen, Laurence & Chico’s Laurence Li and Chico Wang, Sophia Is’ Sophia Tezel-Tzelepis and Victoria Hayes. The winner of this year’s Menswear award will receive that honor from Kerby Jean-Raymond. Don Morphy’s Daniel Mofor, éclectic’s Franck Malègue, Head of State’s

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Trump’s frustration with Mnuchin rising after failed attempt to calm markets, source says

President Donald Trump’s frustration with Treasury Secretary Steven Mnuchin is ratcheting up further after markets suffered their worst Christmas Eve drop ever despite Mnuchin’s attempts to calm Wall Street, according to a source close to the White House.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump administration courts investors in broad effort to combat rising health care costs

The Trump administration is battling rising health costs by going after higher prices.
Health and Science

U.S.HEALTHCARE UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Mortgage Rates Are Rising. Here’s What That Means if You Want to Buy a Home

Earlier this year, mortgage rates hit a seven-year high, fueling speculation that it was time to buy if you were in the market for a new house.

But mortgage rates have continued to climb since then — up nearly a full percentage point this year to 4.85% in mid-October. And data from the National Association of Realtors suggests potential homebuyers may finally be feeling the pinch.

Existing home sales have fallen 4% since January, and the number of new homes under construction has dropped 10% during the same period.

So far, a monthly mortgage payment on a $ 250,000 home has gone up about $ 150, Freddie Mac Deputy Chief Economist Leonard Kiefer told The Penny Hoarder. “And that is quite substantial.”

And with the Fed likely to raise interest rates further in the coming year, it will just get pricier to take out a mortgage in 2019.

“Economists across the board are starting to forecast higher rates,” Kiefer said. And a lack of new housing just keeps pushing home prices up.

Still, there is some pent-up homebuying demand. The U.S. has one of the tightest labor markets in years, so the market might see modest growth in 2019, despite rate increases.

So if you are ready to make the leap from renting to buying, there are concrete ways to find savings.

Mortgage rates and housing prices vary across U.S. cities and lenders, Kiefer said. So if you are still planning to buy a home, make sure to do your research on the local market. Also, shop around for the lowest mortgage rate possible.

Getting one additional quote before locking in a rate and buying a home could save you $ 1,500 over the life of the loan, according to Freddie Mac.

Once you find the right rate, here are some other slick ways to save money on your mortgage.

Alex Mahadevan is a data journalist at The Penny Hoarder. He’s feeling the sting of regret for not shopping around for his mortgage.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Housing stocks get hit hard amid weak data and worries on Wall Street about rising interest rates

Housing stocks fall broadly after analysts at Credit Suisse lowered their ratings and price targets on several companies in the sector.
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Rising prices and interest rates are a ‘one-two punch’ to homebuyers, Lennar chairman says

"Of course, we respect, like many, the independence of the Fed, but at the same time, would we like them to slow down the pace? Of course we would," Lennar Executive Chairman Stuart Miller said.
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New Study Finds Health Care Costs Are Rising Almost Twice as Fast as Wages

If you’ve noticed an increasingly bigger chunk is coming out of your paycheck for medical premiums and deductibles, you’re not alone, according to a newly released survey.

In 2018, the cost of premiums has outpaced raises and inflation, the Kaiser Family Foundation’s Employer Health Benefits Survey found.

The 20th annual survey looked at cost trends for the 152 million Americans who are covered by health insurance — almost half of the population.

Together, employers and employees now spend $ 19,616 annually on coverage per family, while single coverage costs $ 6,896, according to the foundation.

From 2006 to 2012, premiums rose 37%, while salaries increased only 18%.

Who’s Affected Most by Rising Health Care Costs?

“Rising health care costs absolutely remain a burden for employers, but they’re a bigger problem for workers as their cost sharing has been rising really much faster than their wages have been rising in recent years,” said Drew Altman, president and CEO of the Kaiser Family Foundation.

Average family premiums increased 5% in the past year, while singles paid 3% more. Meanwhile, wages outpaced inflation by just 0.1%, according to the report.

In general, employees at smaller companies shoulder a larger percentage of premiums and deductibles than their counterparts at bigger firms, Altman said. Average deductibles were $ 2,132 at small firms versus $ 1,355 at large employers (200 employees or more).

The cost paid for deductibles rose 212% over the past decade — eight times the growth of wages, he said.

On the upside for smaller firms, 27% of employees’ entire premium costs are employer-paid, versus 6% of employees at large companies, according to the report.

How Much Are We Paying for Health Care Each Year?

The average premium amount contributed by all workers is $ 1,186 for a single person and $ 5,547 for a family. Although that’s about the same as last year, the average amount for family coverage has increased 21% since 2013 and 65% since 2008, Kaiser found.

Most workers also are responsible for copayments when they go to a doctor’s appointment. The average is $ 25 for primary care and $ 40 for specialists, Kaiser calculated. Many workers also pay coinsurance of 18% of the covered amount of each visit, whether to a primary-care doctor or a specialist. (That was about the same as in 2017.)

Kaiser officials said employees should read their companies’ websites carefully to determine the most cost-effective option, although they acknowledge that the choices may not be plentiful.

“When you can, you should shop around,” Altman said.

Susan Jacobson is an editor for The Penny Hoarder. She also writes about health and wellness.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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#CancelKavanaugh Continues: Sexual Assault Survivors Aren’t Done Rising Up

This Thursday marked one week since Dr. Christine Blasey Ford courageously testified before the Senate Judiciary committee about the night she alleges that Supreme Court nominee Brett Kavanaugh sexually assaulted her when she was just 15. To honor her powerful testimony, Women’s March organized a day of action on October 4, calling on Senators to #CancelKavanaugh.

In Washington, D.C., thousands came together to show solidarity with sexual assault survivors, declare that they believed Kavanaugh’s multiple accusers and insist that he be rejected for a lifetime appointment to the nation’s highest Court. Activists came to the nation’s capital via coordinated transportation from major cities including Boston and New York; they marched from Terry Courthouse, where Kavanaugh currently sits on the D.C. Circuit Court of Appeals, to the Supreme Court, where they made noise and demanded to be heard.

That day of action, however, also marked the release of an incomplete FBI investigation. In response, Women’s March stunned the nation by packing the Hart Senate building with over 1,000 activists from all over the country. The halls echoed with voices shouting a consistent chant: “Believe survivors.”

Later that night, feminist leaders and organizations staged an all-night People’s Filibuster outside of the Capitol Building, organized by Indivisible. Speakers including Senators Nancy Pelosi, Cory Booker, Kirsten Gillibrand, Christopher Murphy and John Lewis joined advocates like Feminist Majority president Eleanor Smeal to demand dignity for survivors.

Smaller events were also organized on the spot in other cities and on college campuses.

The report’s release was followed, today, by a floor vote on the Senate advancing Kavanaugh’s nomination—and now, what began as a single protest has become a days-long feminist marathon of activism.

Today, activists continued to come together on Capitol Hill, including celebrities like Amy Schumer (once featured on the cover of Ms.!), who was arrested along with over 300 other protestors during demonstrations at the Capitol as Senators voted this morning.

After Senator Joe Manchin voted to advance Kavanaugh today, protestors swarmed his office. A crowd of survivors were arrested outside of Senator Jeff Flake’s office for protesting his own vote to advance Kavanaugh.

As the Senate casts their final votes on his nomination tomorrow, the protests will continue.

Feminist Majority will be leading rallies in Tuscon and Phoenix. They’re aiming to appeal to Senator Jeff Flake, who insisted on an investigation when approving Kavanaugh to advance out of committee but said in a statement today that he intends to vote “yes” tomorrow. Events will also take place in cities across the country as part of the #CancelKavanaugh movement. (If you can’t take to the streets before the Senate vote, you can still make your voice heard.)

Regardless of how this fight ends, feminists have made clear that they’re not going silently into the night—and that they will remember this moment in November, and for years to come. The historic activism that has emerged since Blasey Ford came forward has forced the entire country to reckon with its rape culture, and women will continue to shatter silence around violence in the wake of her courageous testimony.

Rosalind Jones is a writer and global feminist thinker with a focus on international women’s liberation. Her goal is to use her writing and language skills to elevate the voices of gender equality advocates in all corners of the world. She is an Occidental College graduate with a degree Diplomacy and World Affairs and is currently an editorial intern at Ms.

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