Carissa Moore Takes The 2018 Maui Pro Win After Scoring Perfect 10


HONOLUA BAY, Maui, Hawaii/USA (Tuesday, November 27, 2018) – The conditions at this year’s Beachwaver Maui Pro, the final stop on the 2018 World Surf League (WSL) Women’s Championship Tour (CT), were all-time and 3X WSL Champion Carissa Moore (HAW) took full advantage, winning over Malia Manuel (HAW) in the Final heat of the season with a 10 point ride.

Moore clinched her 20th CT victory today, her third at Honolua Bay, and rounds out the season at No. 3 on the Jeep Leaderboard.

“It’s so special,” said Moore. “My whole family came over and the waves were perfect. Probably the best competitive day I’ve had in my life and just to finish off the season like that is so good. I’m so in love with everything in my life right now. My support crew, surfing and I’m so grateful for the WSL. I’m speechless right now.”

“It was a dream come true to get a 10,” continued Moore. “There was so much emotion at that point, I just started crying and I can’t thank the locals enough for letting us surf your beautiful wave. I’ll definitely take some time off to soak it in. Nothing beats winning in the ocean in perfect surf. The Surf Ranch was awesome, but this is pretty sweet. I’m just loving what I’m doing and so fired up. I’m excited for next year and stoked for Steph (Gilmore), it’s been a big event and a big year and everyone deserves some time off.”

Manuel finished runner-up for the second consecutive year, after blitzing through her Quarterfinal match-up against an injured Sally Fitzgibbons (AUS) and eliminating the newly crowned WSL Champion Stephanie Gilmore (AUS) in the Semifinals before facing Moore in the Final. Today’s result, Manuel’s best of the year, sees her move up to ninth place on the Jeep Leaderboard and secure her place on the CT for 2019.

“It’s such an honor to share the stage with Steph (Gilmore) and Carissa (Moore), two of the best surfers of my generation,” Manuel said. “I’m happy to be here and having an event at home, and having my friends from Kauai here is so lovely. I’m feeling a lot of good vibes right now. I have a new spark in me now that I’ve qualified for the Tour next year. I’ve got a lot of plans. Sally (Fitzgibbons) had a tough day yesterday but she’s an animal. I knew she was going to want to surf even with the injury. We’re both just looking forward to next year and hopefully, we will both be in the World Title conversation together.”

7X World Champion Stephanie Gilmore (AUS) receives her World Title Trophy at the 2018 Beachwaver Maui Pro at Honolua Bay, Maui, Hawaii, USA.
7X World Champion Stephanie Gilmore (AUS) receives her World Title Trophy at the 2018 Beachwaver Maui Pro at Honolua Bay, Maui, Hawaii, USA.


Although eliminated in the Semifinals, 7X World Champion Gilmore will come back on the 2019 Championship Tour ranked No. 1 on the Jeep Leaderboard.
“Malia (Manuel) is always on the best waves,” said Gilmore. “I tried to fight my way back but it’s all good. I’ve had an incredible couple of days. This year has been beyond anything I could’ve dreamed of. Surfing is so fun. People always ask me why I’m smiling so much but if they did what I did they would know why.”

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Here’s How The New FICO Credit Scoring Will Help Your Credit

Have you checked your credit score lately? Well, a new FICO credit scoring system is expected to debut in early 2019—and it may lead to a favorable boost in your credit if your bank activity is in line with standards.

The Fair Isaac Corp., the originators of the coveted FICO Score, is planning to create a more holistic credit scoring method. Traditionally, a borrower’s credit-worthiness has been calculated based on payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Now, Fair Isaac Corp. will factor in a person’s ability to manage liquid assets such as checking, savings, and money-market accounts.

This new credit metric, the UltraFICO Score, is FICO’s solution to broadening lending eligibility. Experts believe this shift in credit scoring will increase access to credit products by leveraging consumer-driven bank information to assess an individual’s financial management capabilities. Lenders will now see an enhanced view of financial behavior that can impact lending outcomes and approval ratings.

Credit scores are synonymous to the report cards you get in school. It shows how well you’ve performed in a variety of financial areas to determine how likely you are to repay a loan. These scores are used by a variety of lenders to assess your credit personality and risk profile.

FICO estimates the UltraFICO Score scoring will improve credit access for the majority of Americans, especially those with credit scores ranging from the upper 500s to lower 600s and individuals with limited credit history or financially distressed individuals who are regaining their wind.

Most FICO scores range from 300 to 850, and the highest scores get access to the best interest rates in the market. According to FICO, the average FICO in the U.S. as of September 2018 was 704, rising approximately 15 points higher than average scores a decade ago when the recession was near its peak.

If you’re hoping the new credit scoring will work in your favor, pay close attention to the additional data points that will be taken into consideration and create a plan that will give you optimal results.


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