Parents of slain college student call for new ride-share security measures

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Behind the homeland security shakeup: This prez demands results

It’s hard not to have sympathy for outgoing Homeland Security Secretary Kirstjen Nielsen. She was battered by the left as the face of last year’s family separation policy and hampered by ­adverse court rulings that pushed back against administration policies. She also found herself on the receiving end of President Trump’s anger over the failure…
Opinion | New York Post

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Homeland Security Chief Kirstjen Nielsen Resigned After Trump Flogged Her Over Border Security

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Homeland Security Secretary Kirstjen Nielsen resigned from her position on Sunday evening, after serving sixteen months on the job.

Nielsen’s departure comes only two days after President Donald Trump announced that he was withdrawing the nomination of Ronald D. Vitiello to head U.S. Immigration and Customs Enforcement, the Homeland Security agency tasked with enforcing Trump’s border policy, in favor of a “tougher” nominee who has yet to be named.

Trump lambasted the current enforcement of American immigration laws for years, and as the nation’s top immigration and national security official, those laws and their implementation fell under Nielsen’s purview.

Read more at The Daily Beast.

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U.S. government weighs social-media snooping to detect Social Security fraud

Getting followed on social media could soon gain a new meaning for workers applying for Social Security disability benefits. The Trump administration is working on a plan to let the Social Security…


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NCAA Tournament Round of 32 Preview: Cinderellas, Anteaters and Ja Morant’s Security

With no buzzer beaters or shocking moments just yet in the tournament, let’s turn our attention to some shaky play from the No. 1 seeds. 

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Our Top 9 Savings Accounts Offer Convenience and Security

Storing your cash in a duffel bag under the bed has its perks — immediate access when you need it and the feeling of completely controlling your own finances.

But hoarding your hard-earned money in your own home puts it at risk of theft or loss to natural disasters, and it’s doing you no favors in terms of interest.

Savings accounts at an FDIC-insured bank, on the other hand, keep your money secure and can earn you more money in the process.

Nowadays, the best savings accounts are typically with online banks due to higher interest rates, but brick-and-mortar banks still have some (though not many) benefits.

So which savings account should you choose? We’ve ranked the very best online savings accounts available today to get you started.

What Is a Savings Account?

A savings account is a bank account where you store your money until you need it.

The best savings accounts are secured by the Federal Deposit Insurance Corporation (FDIC) for up to $ 250,000. That means that if you store your money with a bank and it goes under, you won’t lose your money.

Savings accounts are perfect for achieving your savings goals — for a car, a house, a wedding, vacations, you name it. More importantly, they are the best tool to build your emergency fund.

Most experts agree your emergency savings should total six months’ worth of necessary expenses in the case of job loss or another unpredictable emergency. Necessary expenses might include rent/mortgage, car payments, insurance, medical bills, utilities and groceries.

But don’t sweat it if you don’t have six months’ worth saved up. It takes time to build up your savings. Even if you can deposit $ 50 a month, you will eventually reach your goal.

One thing a savings account is not is an investment account. Savings accounts have historically low interest rates (or APY — annual percentage yield), but they are inherently low risk.

After you have padded your savings account with enough cash to cover emergency expenses and your other savings goals, your money is better spent on investments like IRAs, 401(k)s and stocks.

Common alternatives to savings accounts include certificates of deposit (CDs), where you store your money for a fixed term for a slightly higher interest rate, and money market accounts, which typically offer a higher APY but have significantly higher minimum balance requirements.

So just how much interest will you earn in a savings account? That depends on the amount you’ve saved and your APY. You can use this online calculator to test out different numbers.

Online Banks vs. Brick-and-Mortar Banks

Federal Credit Union

Before the advent of the internet, brick-and-mortar banks (and credit unions) were the only place to store your money, if not in your duffel bag.

But over the last couple decades, online banks have transformed the way we think of safely storing our money, and because of their low overhead (fewer staff and few or no physical locations), they can offer much better interest rates on savings accounts.

Pros of Online Savings Accounts

When online savings accounts first surfaced, bank customers were hesitant to store their money with companies they had never heard of and were fearful of internet security issues.

Today, many of these same customers now see far more pros to online savings accounts than their traditional physical banks.

Higher Interest Rates

This is easily the most important distinction between brick-and-mortar banks and online banks. The national average APY for a savings account is 0.70%, but many brick-and-mortar banks offer just 0.01% interest rates on their savings accounts.

Online banks, on the other hand, offer savings rates that are 100 times better — or more.

Availability

Online banks are always open. The most competitive online banks offer around-the-clock service over the phone or online, and typically have more user-friendly apps and websites.

Some national banks and credit unions may offer 24/7 service, but their physical locations are typically limited to the 9-to-5 business hours.

Pros of Brick-and-Mortar Savings Accounts

Woman using atm

There are advantages to brick-and-mortar banks. However, if these benefits do not hold massive weight for you, we highly recommend an online savings account.

Easy Access to Funds

Emergencies wait for no one. If you have an unexpected need for $ 10,000, it would be nice to be able to immediately access that.

Many online savings accounts take several days to get you your funds via ACH deposit or a written check, though wait times for ACH deposits have dramatically decreased in recent years.

(You can also speed up the process by opening a checking account with your online bank or choosing an online savings account with ATM benefits. Prioritize online banks that offer free checking accounts or ATM convenience cards.)

Brick-and-mortar banks, however, can allow major withdrawals at any of their locations. No waiting necessary.

In-Person Support

Some people prefer to resolve their issues over the phone or online, but many others find comfort in face-to-face communication. By opening a savings account with a bank that offers physical locations, you’ll be able to get in-person help from financial experts during regular business hours.

…and a Toss-Up

When it comes to access to ATMs, there is no clear winner. Obviously, brick-and-mortar banks and credit unions offer ATMs at all their locations, where you can easily withdraw your money.

Many online banks, however, offer fee-free withdrawals at select ATMs, and the best online banks will reimburse you for fees incurred out of network.

Best Savings Accounts of 2019, Ranked

So what are the best savings accounts of 2019? That depends on what you value most.

In determining our top nine, we reviewed more than 20 popular savings accounts and considered what elements seem to be most universally important:

  • Best savings rates
  • Stellar mobile app and/or web experience
  • Convenience of transfers (easy access to funds)

We considered only savings accounts that were FDIC-insured or NCUA-insured and had no monthly fees.

Because physical branch access is becoming increasingly less important, all accounts on our list are online or hybrid (online with some brick-and-mortar bank locations).

So what didn’t we consider when making our list that you might also want to look for?

Bonuses: Because banks regularly add, remove or replace their bonuses, we did not include them in our criteria. If you’re stuck between two or three comparable savings accounts, see which one offers the best sign-on bonus.

Customer service: Quality of customer service is subjective. Read reviews and ask friends and family about their experiences when considering banks.

To truly determine how you feel about the level and quality of customer service, give the bank a call and ask some questions about the account. From that interaction, you should be able to feel out how much each bank values customers and prospects.

Without further ado, here are the best savings accounts of the year:

1. Synchrony Bank High-Yield Savings

We ranked Synchrony’s account as the very best savings account of 2019 because it has the perfect combination of the most important elements of a bank.

APY: 2.20%.

Monthly fees: None.

Minimum balance requirement: None.

Additional fee for withdrawals: None.

ATM card: No fee for in-network ATMs, $ 5 monthly reimbursement for out-of-network ATM fees

Access to funds: Electronic transfer to an external account, wire transfer or a paper check in the mail.

Mobile app: None, but its website is user-friendly even on mobile devices. (We did all our research on this bank using an iPhone 7 Plus, just to be sure.)

Details: Synchrony Bank High-Yield Savings account.

2. CIT Savings Builder

In terms of APY, CIT Savings Builder is the best high-interest savings account on this list — but you have to meet certain conditions to earn it:

APY: To earn 2.45% APY, either your account needs $ 25,000 in it, or you must make a monthly minimum deposit of $ 100 to the account. The latter option should be more feasible and is a good incentive to save each month. Drops to 1.17% if conditions are not met.

Minimum balance requirement: $ 100.

Additional fee for withdrawals: None.

ATM card: None.

Access to funds: Electronic transfer, wire transfer (free if you have $ 25,000 or more in the account) or paper check.

Mobile app: Unlike Synchrony, CIT does offer a mobile app. At the time of writing, the app has a 4.6 rating on the App Store and 2.9 on Google Play.

Details: CIT Savings Builder.

3. Ally Online Savings

Though savings accounts are different from checking accounts — and thus should not be thought of as a place to quickly and easily get money — Ally does make it easier than most to access your funds when you need them. Just open a free checking account (ranked 5th in the best online checking accounts of 2019), and you can easily transfer your money over.

APY: Ally offers the same great APY as Synchrony: 2.20%.

Minimum balance requirement: None.

Additional fee for withdrawals: After the six permitted withdrawals a month, you’ll pay $ 10 per transfer with Ally.

ATM card: None.

Access to funds: You can transfer money via electronic transfer, wire transfer or paper check.

Mobile app: Ally’s mobile app is highly rated at 4.8 stars on the App Store and 3.6 on Google Play.

Details: Ally Online Savings account.

4. Alliant High-Rate Savings

The Alliant High-Rate Savings account is offered via the Alliant Credit Union, so instead of FDIC insurance, it carries insurance through the National Credit Union Administration, but the benefits are the same.

Because it is a credit union, joining Alliant can be a little more challenging. You need to fulfill one of these four requirements:

  • Be a current or retired employee of a business that is partnered with Alliant.
  • Have an immediate family member or domestic partner who banks with Alliant.
  • Donate at least $ 10 to Foster Care to Success (consider this the fee to start the account).
  • Live in one of the communities near the Alliant headquarters in Chicago, Illinois.

APY: Alliant’s 2.10% APY is one of the lower entries on this list, but when you remember that PNC, Chase and Wells Fargo offer just 0.01%, it’s a lot easier to see the merit. You need an average daily balance of $ 100 for the APY to kick in.

Minimum balance requirement: $ 5.

Additional fee for withdrawals: Hard limit on six federally regulated withdrawals.

ATM card: Money access is super convenient with a free ATM convenience card that qualifies at more than 80,000 ATMs nationwide.

Access to funds: If you live in the Chicago area, you’ll even have access to brick-and-mortar locations.

Mobile app: It’s got a solid app (4.6 on the App Store and 4.5 on Google Play)

Details: Alliant High-Rate Savings account

5. Discover Savings

The Discover Savings account offers a substantial APY and easy access to funds via a rewards checking account.

APY: 2.10%.

Minimum balance requirement: None.

Additional fee for withdrawals: The bank offers regular bonuses but charges $ 15 per withdrawal after the six monthly permitted withdrawals.

ATM card: While Discover doesn’t offer an ATM card for its FDIC-insured savings account, you can sign up for the Discover Cashback Debit (it’s free!), which earns up to 1% cash back on up to $ 3,000 a month.

Access to funds: The linked debit account provides an easy way to transfer funds; otherwise, you can rely on electronic transfers, wire transfers and paper checks.

Mobile app: Discover’s app has a 4.8 rating on the App Store and a 4.6 rating on Google Play.

Details: Discover Savings account

6. Capital One 360 Savings

While it’s certainly not the savings account with the best interest rate, it makes up for it with no monthly fees, easy integration with other Capital One 360 accounts (including a checking account for easy funds transfer) and a killer app.

APY: 1%.

Minimum balance requirement: None.

Additional fee for withdrawals: Hard limit on six federally regulated withdrawals.

ATM card: None.

Access to funds: If you don’t open a linked checking account for the easy ATM access, you can still access your funds via the traditional (but slower) means.

Mobile app: In 2018, the Capital One 360 mobile app was ranked No. 1 in customer satisfaction in the banking category for the second year in a row in J.D. Power’s U.S. Banking App Satisfaction Study.

The app has a 4.6 rating on the App Store and a 4.7 rating on Google Play. (I can vouch for the app personally; I used it to manage my rewards credit card.)

Details: Capital One 360 Savings account

7. Barclays Online Savings

Barclays has its cons, like challenging access to funds, but its high APY and strong mobile app earned it a spot on this list.

APY: Barclays is one of three banks on this list to offer the competitive 2.20% APY.

Minimum balance requirement: None.

Additional fee for withdrawals: Withdrawals that exceed the monthly limit cost $ 5.

ATM card: None.

Access to funds: Access to funds is more limited with Barclays. You’ll need to arrange an electronic transfer or paper check.

Mobile app: The Barclays app has earned high ratings: a 4.3 on the App Store and a 4.5 on Google Play.

Details: Barclays Online Savings account

8. American Express Personal Savings

You might rely on American Express for your credit card, but the bank offers an online savings account worth your consideration as well.

APY: 2.10%.

Minimum balance requirement: $ 1.

Additional fee for withdrawals: Hard limit on six federally regulated withdrawals.

ATM card: A major drawback of the American Express account is the lack of ATM card.

Access to funds: Electronic transfer, wire transfer and paper check are the only ways to access your money.

Mobile app: It currently has a 4.9 rating on the App Store and a 4.3 rating on Google Play.

Details: American Express Personal savings account

9. Marcus Online Savings Account by Goldman Sachs

Our final online savings account is by Goldman Sachs. It offers a competitive APY, but its lack of a mobile app truly dates the account compared to some of our top options.

APY: 2.25%.

Minimum balance requirement: $ 1.

Additional fee for withdrawals: Hard limit on six federally regulated withdrawals.

ATM card: None.

Access to funds: Withdrawals are limited to electronic transfer and wire transfer.

Mobile app: No mobile app (and thus no mobile check deposit).

Details: Marcus Online Savings Account

6 Tips for Choosing the Best Savings Account

You should be aware that banks can change interest rates, develop better apps and update their bonuses, so it is important to understand how to determine the best savings account for yourself.

Here are a few tips:

1. Consider your needs.

We prioritized high savings rates, ease of funds transfer and mobile apps in our rankings, but maybe for you, two-factor authentication and customer service are top considerations.

Build your own ranking system based on your top two or three criteria. You won’t find a perfect bank that offers everything, but at the very least, you’ll find banks that can meet all of your top needs.

2. Stick with online.

Put your money in an online savings account, unless you have a good reason not to, such as a high interest savings account at a brick-and-mortar credit union or a regular need to get in-person help.

3. Save only with insured banks.

Do not put your money into any bank that is not insured by the FDIC. Or, if you go the credit union route, make sure it is insured by the NCUA. We did not include any banks on our list that were not insured.

4. Don’t be tempted by sign-on bonuses alone.

Earning cash for starting an account with a bank feels awesome, but don’t let the appeal of $ 100 now prevent you from putting your savings into an account that will earn you $ 500 over a couple years.

5. Find a no-fee account.

Be wary of accounts with monthly maintenance fees, statement fees or any other miscellaneous charges. You’re more likely to find these fees with a brick-and-mortar bank.

Ideally, find a bank that has an associated free checking account for easy and fast funds transfers.

6. Read the fine print.

Know what you are signing before you sign it.

If an APY sounds too good to be true, it’s possible there are strings attached — or that the rate is only temporary.

Ask questions and do research when you are confused by any of the terms and conditions, and don’t deposit your savings until you are satisfied with the agreement.

Timothy Moore is a market research editor and freelance writer covering topics on personal finance, careers, education, pet care and automotive. He has worked in the field since 2012 and has been featured on sites like The Penny Hoarder, Debt.com, Ladders, Glassdoor and The News Wheel.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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3.8.19 Sell, donate, or recycle used goods; Privacy battles over home security cameras

Clark discusses the best ways to sell, donate, or recycle used goods; A privacy battle is brewing when it comes to home security cameras – especially doorbells. Should law enforcement have a right to the video on your device? 

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Elon Musk asks Pentagon for his security clearance back during review of pot-smoking incident

Musk, who is also CEO of Tesla, refiled security form SF-86, the person said, following his apparent use of marijuana on a podcast last year, which the U.S. Air Force began looking into in September.
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Bangladesh tells UN Security Council it cannot take more Myanmar Rohingya refugees

Bangladesh told the United Nations Security Council on Thursday that it cannot take any more refugees from Myanmar, some 18 months after more than 700,000 mainly Rohingya Muslims started pouring across the border fleeing a military crackdown.
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Congressional Talks on Border Security Are Said to Have Broken Down

Talks to avert a second government shutdown over border wall funding broke down on Saturday, and Republicans and Democrats have stopped communicating for now, according to two people familiar with the state of the talks.

The latest sticking point appears to be over detention beds operated by the U.S. Immigration and Customs Enforcement, one person said.

Mick Mulvaney, the acting White House chief of staff, said Sunday that a shutdown isn’t the most likely option but that he “absolutely cannot” rule it out.

“He’s going to do whatever he legally can to secure the border,” Mulvaney said of President Donald Trump on NBC’s “Meet the Press,” one of two scheduled appearances on Sunday talk shows.

“You cannot take a shutdown off the table, and you cannot take $ 5.7 (billion) off the table,” he said, referring to the level of funds Trump has been demanding for a wall on the U.S.-Mexican border.

Mulvaney spoke as Congressional negotiators continue talks on a security plan that includes some sort of barrier on the border, hoping to complete a deal to avert another government shutdown. It wasn’t fair to say that Trump would sign whatever Congress comes up with, Mulvaney said, terming the level of proposed border wall funding “all over the map.”

As of Saturday it seemed that negotiators were homing in on a proposal with border barrier funding of between $ 1.3 billion and $ 2 billion, said a person familiar with the talks.

Trump was back in the fray late Saturday afternoon, indicating in a tweet that if Democrats didn’t give him all the wall money he’s demanded, he may use executive action to build it. Democrats have warned such action would face court challenges, and some Republicans have suggested it’s an option best avoided.

Fortune

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Empire Is Increasing Security After Jussie Smollett Attack Left EP Danny Strong “Sucker Punched”

Empire, Jussie SmollettEmpire is making a few security changes in the wake of Jussie Smollett’s attack.
Smollett was attacked while walking in Chicago on January 29 by assailants who put a rope around his…

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Jussie Smollett Cancels Meet and Greet Over Security Concerns After Attack

Playing it safe. Jussie Smollett, who was attacked in an apparent hate crime that left him hospitalized in Chicago on Tuesday, January 29, has canceled a scheduled meet and greet with fans in L.A. over safety concerns, TMZ reports.

According to the outlet, ticket-holders for the Empire actor’s show at the Troubadour on Saturday, February 2, received an email informing them that Smollett would not be appearing for the meet and greet portion of the show.

“Jussie is so honored to perform for his fans, friends and family on Saturday night,” the email read. “However, please forgive us. For security reasons we cannot accommodate any meet & greets. Your meet & greet upgrade can either be refunded, or donated to the Black AIDS Institute in your name … Thank you for understanding and thank you for your continuous love and support.”

Jussie Smollett Cancels Meet and Greet Over Security Concerns
Jussie Smollett VALERIE MACON/AFP/Getty Images

Earlier on Friday, the Marshall star, 35, spoke out about the attack for the first time. “Let me start by saying that I’m OK. My body is strong but my soul is stronger. More importantly I want to say thank you. The outpouring of love and support from my village has meant more than I will ever be able to truly put into words,” he said in a statement to Essence on Friday, February 1.

The actor continued: “I am working with authorities and have been 100 percent factual and consistent on every level. Despite my frustrations and deep concern with certain inaccuracies and misrepresentations that have been spread, I still believe that justice will be served. As my family stated, these types of cowardly attacks are happening to my sisters, brothers and non-gender conforming siblings daily. I am not and should not be looked upon as an isolated incident. We will talk soon and I will address all details of this horrific incident, but I need a moment to process. Most importantly, during times of trauma, grief and pain, there is still a responsibility to lead with love. It’s all I know. And that can’t be kicked out of me. With Love, respect & honor … Jussie.”

One day prior, the Mighty Ducks star’s family released a statement to Us Weekly about the incident, saying, “In the early hours of Tuesday morning, our beloved son and brother, Jussie, was the victim of a violent and unprovoked attack. We want to be clear — this was a racial and homophobic hate crime. We are so grateful that God saw him through this cowardly attack alive. Jussie is a warrior whose light cannot be dimmed.”

Celebrities, including Smollett’s Empire costars, Taraji P. Henson and Terrence Howard, also spoke out against his attackers and gave some insight into the “Hurt People” singer’s state of mind.

“You know, he’s angry, but I know Jussie,” the Oscar nominee, 49, said during an appearance on Good Morning America on Wednesday, January 30. “Jussie’s anger will dissipate and he will forgive these people for what they did. But he won’t — and we cannot — forget their actions. They have to be forgiven because it was done out of ignorance.”

Chicago Police Department spokesman Anthony Guglielmi confirmed to Us on Tuesday that Smollett, who spoke about his sexuality to Out magazine in March 2016, was hospitalized after being assaulted by two unidentified subjects who yelled “racial and homophobic slurs toward him.”

“The offenders began to batter the victim with their hands about the face and poured an unknown chemical substance on the victim,” Guglielmi told Us. “At some point during the incident, one of the offenders wrapped a rope around the victim’s neck. … Given the severity of the allegations, we are taking this investigation very seriously and treating it as a possible hate crime.”

Smollett transported himself to Northwestern Memorial Hospital and was released on Tuesday in “good condition.”

Chicago police confirmed to Us on Wednesday that they had found potential persons of interest in a surveillance video.

Us has reached out to Smollett’s rep for comment.

Us Weekly

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Now Trump’s Shutdown Threatens Israel’s Security

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JERUSALEM — For over a decade the strongest pillar of stability in the volatile Israeli-Palestinian conflict has been the close cooperation between the Israeli military and the Palestinian Authority’s security forces, who work together to maintain order and keep terrorists in check on the West Bank. Now these Palestinian forces— primarily American trained, equipped and funded — look like they may be the latest casualties of the Trump government shutdown

U.S. legislation passed by Congress last year and set to go into effect at the end of the month will effectively end all remaining aid to the Palestinian Authority (PA), including to the security forces. It will also cut the funding for a small American mission in Jerusalem, headed by a U.S. three star general, that helps coordinate ties between the Palestinian forces and the Israeli military.

Potential amendments to the law that would allow this aid to continue are on hold due to the shutdown, two sources familiar with the issue told The Daily Beast. The atmosphere of confrontation and crisis in Washington is such, that orders of business like fixing bad legislation slip to the wayside.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Even Roger Federer Needed His Security Pass at the Australian Open

(MELBOURNE, Australia) — Maybe Roger Federer isn’t as famous as we thought.

Turns out that even he must carry his tournament ID to get where he’s try to go at the Australian Open.

Rules are rules, after all.

So what if Federer is a six-time champion at Melbourne Park … the owner of 20 Grand Slam titles in all … a man who’s spent more weeks ranked No. 1 than any other … and one of the most recognizable athletes on the planet?

A video showing Federer stopped by a security guard in a hallway outside a locker room at the Grand Slam tournament made the rounds on Twitter on Saturday, drawing a mix of amazement and amusement.

In the clip, the guard is seen indicating to Federer that he was missing his Australian Open accreditation pass. Players, coaches, officials, members of the media and others are given lanyards with badges that have a name, a photo, tournament role and a bar code that can be scanned at security checkpoints.

Federer didn’t argue. He stood patiently, waiting until he was joined by members of his entourage. That’s when he was allowed to proceed and go through the door.

Saturday was a practice day for Federer at Melbourne Park.

He is scheduled to face Stefanos Tsitsipas in the fourth round on Sunday.

Sports – TIME

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House Democrats to propose $1 billion for border security without money for wall

House Democrats are pushing forward with legislation to beef up security at the borders without funding for the wall demanded by President Donald Trump, a move bound to intensify the standoff over a partial government shutdown heading into its fifth week.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Briefing Room: Shutdown showdown, Trump highlights border security in Texas, Rosenstein’s DOJ exit

ABC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump isn’t willing to budge for funding for border security, officials say

In the midst of a government shutdown caused by a budget battle over border security funding, President Donald Trump is telling officials and lawmakers he won’t sign a bill that comes to his desk with only $ 1.3 billion allotted for border security, according to sources involved in the negotiations.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

SpaceX halts U.S. satellite launch for national security mission

Elon Musk’s SpaceX halted Tuesday’s launch of a long-delayed navigation satellite for the U.S. military, postponing for at least a day the space transportation company’s first designated national security mission for the United States.


Reuters: Science News

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SpaceX cancels first U.S. national security mission

Elon Musk’s SpaceX halted on Wednesday the long-delayed launch of a navigation satellite for the U.S. military, failing to complete its first designated national security mission for the United States due to a technical issue with its rocket.


Reuters: Science News

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7 of the best outdoor security cameras on Amazon

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Home security cameras used to be only for the rich and/or famous, but thanks to the democratization of technology and consumer demand, keeping your home safe by spying on it has become affordable for more and more people without Emmys, Grammys, Oscars, or yachts to speak of. 

But with so many options on the market, how do you decide which home security camera is right for you? You read this guide, that’s how. We’ve dug through Amazon reviews and compared features to help you decide on a home security camera system that will help you keep your home and stuff safe. Read more…

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Image: Swann

The Good

4K recording • Night vision, motion detection, thermal detection • Eight cameras with a 2TB HDD

The Bad

Very involved setup

The Bottom Line

If you want top-of-the-line security for your home, the Swann 16 system is definitely near the top.

1. Swann 16 Channel Security System

When it comes to security, it pays to be prepared, and the Swann 16 system is one of the best.

  • Number of cameras:
    8
  • Wired/Wireless:
    Both
  • Night vision:
    Yes
  • Motion sensor:
    Yes
Imagine an old-school system with new-school tech under the hood, and you have the Swann 16 Channel Security System.
The system comes with eight cameras that you can set up all around the outside of your house, with each covering 150 to 200 ft., depending on available light. With eight cameras covering that much area individually, you should be able to catch anyone cutting across your yard. All recordings will come in crystal clear, too, with the cameras recording in 4K. And with motion detection, night vision, and even thermal pickups, nothing will escape its sight.
The setup also includes a 2TB hard drive for storage.

More about Tech, Security Camera, Shopping Amazon, Consumer Tech, and Mashable Deals


Tech

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SpaceX launches first U.S. national security space mission

A SpaceX rocket carrying a U.S. military navigation satellite blasted off from Florida’s Cape Canaveral on Sunday, marking the space transportation company’s first national security space mission for the United States.


Reuters: Science News

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Spire.io – Over 50 Million Minutes of Calm Discovered!

Despite Government Shutdown, Homeland Security Border Patrol Remains on the Job. And Unpaid

With the shutdown in effect, the borders remain guarded and ships, planes, and trains–as well as merchandise–will still be allowed to enter and leave the U.S. under a contingency plan set by the Department of Homeland Security. Nearly 88% of its workers will be required to report to work, but will not receive a paycheck for the duration of the funding lapse.

About 53,000 TSA employees, 54,000 Customs and Border Protection agents and officers, and 42,000 Coast Guard members and staff must work without pay, according to research from the Senate Appropriation Committee’s vice chair, Democrat Patrick Leahy. Essential employees also include anyone involved in counter-terrorism efforts, intelligence gathering, or providing telecommunications support for DHS workers.

The 88% of all DHS employees who must remain on the job are part of about 420,000 federal workers also forced to perform their duties at agencies for whom no budget or stopgap measure has been approved. Some may receive payment if funds remain in certain accounts or their positions or work are funded by agencies unaffected by the partial shutdown. The other 12% of DHS workers, and 380,000 employees across government, will be furloughed–and also not paid for the duration.

DHS and other federal workers required to report to their jobs will receive back pay when a funding measure finally gets approved. Furloughed workers will almost certainly also receive pay for the period they were not working, as has happened routinely following previous shutdowns, such as a brief one in January 2018.

Federal agencies generally cannot spend money ahead of appropriations, requiring this suspension of non-essential operations and all pay. But workers who fit certain exemptions have to report to work during government shutdowns. The DHS noted in a contingency plan prepared for the shutdown, “An employee who refuses to report for work after being ordered to do so will be considered to be in an absence without leave status and may be subject to administrative or disciplinary action for not reporting for work.”

In that plan, updated Dec. 17, DHS spelled out the many exemptions that apply to its employees. That includes members of the active military, those engaged in foreign relations essential to national security, and most significantly, workers who are “necessary for the safety of human life or protection of property.” That sweeps in most DHS employees outside of those involved in planning, research, auditing, training, and areas related to regulatory and public policy work.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Storms halt SpaceX’s first U.S. national security space mission

Thunderstorms forced Elon Musk’s SpaceX to postpone Thursday’s launch of a navigation satellite for the U.S. military, which was poised to be the rocket company’s first national security space mission for the United States.


Reuters: Science News

BEST DEAL UPDATE:

Spire.io – Over 50 Million Minutes of Calm Discovered!

Special Report: Former national security adviser Michael Flynn faces sentencing

NBC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

SpaceX to launch U.S. spy satellite in first national security mission

Elon Musk’s SpaceX was poised on Tuesday to launch a new spy satellite for the U.S. military, marking what the space transportation company said was its first designated national security mission for the United States.


Reuters: Science News

BEST DEAL UPDATE:

Spire.io – Over 50 Million Minutes of Calm Discovered!

Mueller seeks no prison time for former national security adviser Michael Flynn, citing his ‘substantial assistance’

The new filing Tuesday by the office of special counsel Robert S. Mueller III is the first time prosecutors have described Flynn’s assistance since the former national security adviser’s guilty plea last year.
Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

UK power grid vulnerable as government failing on cyber security

The government is failing to deliver on promises to protect the UK’s critical national infrastructure (CNI) from cyber attacks, a report from a parliamentary committee has warned.
Tech News – Latest Technology and Gadget News | Sky News

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Pacific Fleet, Critical To U.S. Security, Calls San Diego Home | NBC Nightly News

NBC News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

10.11.18 Obamacare premiums going down; Google security breach; Stock market troubles

Obamacare premiums are going down to the surprise of many. Also, a couple of new laws could make it easier for you to save on prescription drugs; Google’s security breach was not handled well. Clark tells you to start using Duck Duck Go instead of Google’s search tool; The stock market has had a tough couple of days. Clark gives his thoughts.

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Watch the video
clark.com

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US Homeland Security says no reason to doubt firms’ China hack denials

"Like our partners in the UK, the National Cyber Security Centre, at this time we have no reason to doubt the statements from the companies named in the story," the Department of Homeland Security said in a statement.
Top News & Analysis

COMMUNITY NEWS UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

These Countries Pose the Biggest Threat to U.S. National Security, Says Kissinger Associates CEO

Since the Cold War ended, U.S. national security has focused on issues like terrorism and climate change rather than conflict with other countries, says Jami Miscik, CEO of geopolitical consulting firm Kissinger Associates.

But she said that trend is now reversing, with Russia and China returning to the lead the list of national security risks. Of course, Russia is alleged to have interfered in the 2016 U.S. presidential campaign while China and the U.S. are engaged in a trade war that is expected to intensify.

Miscik, speaking at Fortune’s Most Powerful Women Summit on Wednesday in Laguna Niguel, Calif., also named Brazil as a potential hot spot because of its upcoming elections that could put a more extreme far-right government in power. Meanwhile, in Iran, more extreme leaders may be coming into power because the economic prosperity promised by moderate politicians after the U.S.-Iran Nuclear Deal failed to materialize.

“I don’t think [Western] companies ran in there the way moderates in Iran hoped they would,” Miscik said. “Domestically, the moderates have declined in popularity.”

When it comes to China, she expects that President Donald Trump’s trade war will worsen relations. The longtime safeguard against conflict between the U.S. and China–their financial interdependence–is no longer enough.

“I think the tensions are here. I think they’re likely to grow,” she said before adding: “What we really are interdependent on is trade. If we take that off the table, with sanctions or tariffs, we start to remove the one thing that links us together.”

When asked to assess President Trump on foreign relations, Miscik praised his decision to pull the U.S. out of the Trans-Pacific Partnership and his renegotiation of NAFTA. But in general, she criticized his approach toward America’s allies.

“I do not give him a high grade on making our allies feel comfortable that we will be there for them,” Miscik said.

Miscik said that financial prowess is what allows the U.S. to wield global power. Most transactions come through the American economy at some point, which gives the U.S. government jurisdiction to enforce measures like sanctions on other countries.

“We have economic exceptionalism in our control of the national financial system,” she said, but countries are beginning to explore alternative payment methods in order to avoid the U.S. entirely, which could dilute America’s international influence.

Despite the increased risks from individual nations, functional issues remain a significant threat, from terrorism and rising nationalism to nuclear proliferation, populism, and authoritarianism.

“Climate change has officially become a national security issue,” Miscik said, based on the huge number of Americans living in coastal areas that are in danger of flooding if water levels rise.

She also warned about cybersecurity threats and the new types of attacks that U.S. organizations may need to be prepared to face.

“The one I’m worried about now, especially for businesses, is an attack that manipulates the data,” she said–a tactic that could be used to undermine confidence in American institutions and financial systems.

Fortune

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!