From Pratt Family Feuds to That “Sick Little Rumor”: Revisiting All of The Hills’ Most Dramatic Moments

The Hills CastThe Hills are alive…with the sound of drama.
We’re just two months out from the highly-anticipated debut of The Hills: New Beginnings, with the revival of MTV’s crown jewel…

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‘Counting On’ Preview: Jedidiah Starts To Feel Sick During John David’s Bachelor Party

The boys are ready for John David Duggar’s bachelor party! When John David takes Jedidiah up in the air in this EXCLUSIVE preview of ‘Counting On,’ Jedidiah starts to not feel so good!

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This Nintendo game designer doesn’t take sick days, works on IV drips

He could definitely use one of Super Mario’s power-ups. Masahiro Sakurai — famous for directing Nintendo’s hit Super Smash Bros. games — revealed that instead of taking sick days, he works “like normal” while hooked to an IV drip. “I guess I’m a hard worker,” he said in an interview translated by Nintendo Everything. Sakurai…
Technology News & Reviews | New York Post

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Grassley to Big Pharma: ‘I’m sick and tired of the blame game’

Sen. Chuck Grassley opened a hearing into the rising costs of prescription medicine on Tuesday by blasting Big Pharma, saying the skyrocketing prices are hurting Americans and that the time has come for a reckoning.


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Only on AP: Sick kids left in limbo by Venezuela-US crisis

When Carlos Acosta was able to fly his son out of a Venezuela that lacked basic medical supplies and see him receive a bone marrow transplant in Spain, it was as if his prayers had been answered
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Anne Hathaway Says Her Dramatic Weight Loss For ‘Les Misérables’ Made Her ‘Really Sick’ | PeopleTV

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More than twice the normal number of sick calls: TSA

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Miami airport closes a terminal early after more unpaid TSA officers call out sick during shutdown

Miami International Airport planned to close one of its terminals early this weekend, as more TSA officers, working without paychecks, called in sick, as the partial government shutdown became the longest ever.
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The Financial Movement for Anyone Who’s Sick of Working 9 to 5

The typical road to retirement looks like this: Graduate college. Get a job. Get promoted. Get raises. Buy a house. Fill it with stuff. Work for at least 40 years to pay for the stuff.

Then you retire and finally have time to do all the things you’ve been dreaming of… if you have the money to do them.

For many people, this path has lost its appeal, and they’re turning toward a different one.

It’s called financial independence, or FI for short.

Financial independence is having enough wealth to live on for the rest of your life without the need for traditional employment.

That usually means you can live off your investments, but as FI gains popularity, people have included passive income, real estate, and even freelance and part-time passion projects into it.

People who pursue financial independence have decided their time is worth more than their money. And they’re willing to make sacrifices to have more of it.

In the early ’90s, friends Joe Dominguez and Vicki Robin capitalized on the concept of valuing time over money. They hosted talks during which they asked people to consider how many hours of work something costs them instead of just thinking of the cost in terms of dollars. They turned those talks into the best-selling book “Your Money or Your Life.”

Over a decade later, blogger Pete Adeney, also known as Mr. Money Mustache, further popularized financial independence by equating it with early retirement. Adeney and his wife practiced extreme frugality to save 66% of their incomes as software engineers. They retired with a paid-off home when they were both 30.

Nowadays, the goal of FI-seekers is to save enough in investments and lower their expenses to the point where they can live off passive income without the need for paid employment.

Why This Couple Is Sacrificing Now

A man and woman work out.

Shane Courtney discovered FI from Mr. Money Mustache, though at first he didn’t put his extreme practices into action.

But by October 2017, Shane had been working nights as a diesel hydraulic mechanic for over a decade, and he began to consider financial independence again.

“Only being able to see my wife on Saturday and Sunday was probably the biggest driver of trying to figure out something different,” he said.

So he looked for other stories of people pursuing FI. He found the financial independence subreddit, where people of various ages, locations, incomes and professions share the ways they’re trying to escape traditional employment.

Shane, 33 at the time, and his wife, Melissa, 32, realized that without kids they could reach FI and retire early at 50 to fulfill their dream of moving to the Pisgah National Forest in North Carolina.

Their first steps were deciding how much they’d need to spend in retirement and how much to save to get there.

The Courtneys make a combined income of $ 160,000, and they would like to live off of $ 45,000 to $ 50,000 per year in retirement. For their investments to produce that much growth every year accounting for inflation, they estimate they’ll need to save $ 1.25 million.

To lower their expenses, Shane and Melissa cut out most of their recurring bills aside from their mortgage, utilities and internet.

Shane had a car he loved, but it got horrible gas mileage and had dropped significantly in value. It was too expensive for Shane to justify keeping, even though as a mechanic, he’s passionate about cars.

They’re also planning ways to save after they reach financial independence. Going to the grocery store is easy now in their suburban Tampa, Florida, neighborhood, but they’re learning new skills to be more self-sufficient in North Carolina.

Melissa is taking canning classes, and Shane has learned to make sourdough bread. “It’s so much cheaper than buying bread,” he said.

And they’ll start to look at properties near Pisgah National Forest soon, in hopes of buying land and paying it off before they start building their house in five years. They plan to move into a mortgage-free home when they retire.

Reaching financial independence isn’t just about raising your income and lowering your spending. It takes a lot of grit and perseverance to do something so wildly different from your peers for such a long time.

But their vision for the future drives their day-to-day decisions. Shane sees himself riding mountain bikes around Pisgah, and Melissa dreams of being able to rescue and foster animals.

How to Save For Financial Independence

So once you’ve calculated how much you need to save and you’ve cut your expenses in order to save it, where is this money going?

The easiest and most common way is to invest it in retirement accounts. The Courtneys max out two Roth IRAs, one 401(k), contribute to a second 401(k) and max out a family HSA. They put these savings into low-cost index funds.

But there are alternatives. Chad Carson, aka Coach Carson, used creative financing to purchase duplexes and single-family homes and his own money for renovations. His portfolio generated enough passive income for him to become financially independent in his 30s.

And Michelle Schroeder-Gardner created a blog and online course that generates more than enough passive income for her to travel full time in her 20s.

And then there’s the hybrid approach, sometimes referred to as “Barista FIRE”: This is when you save enough to cover some expenses in retirement and work part time at a job you love — hence the name “Barista” — regardless of what it pays to cover the rest.

Even if they don’t need to, Shane plans to coach CrossFit and Jiu-Jitsu to supplement their income, and Melissa may earn money doing animal rescue.

The supplemental income is also helpful in times the stock market doesn’t produce as much growth as planned.

… but What if You Don’t Make Six Figures?

Sure, Shane and Melissa have great incomes. He’s been a diesel hydraulic mechanic at the same company for over 10 years, and she’s an accountant. They can afford to save a large portion of their money.

But most of us aren’t making six figures, even in two-income households.

So what options are there for the rest of us? Fortunately, investment growth isn’t the only passive income option to reach financial independence.

Passive income from an online business, royalties from creative works like art or music, rental properties or a number of other sources can provide non-employment income and lower the amount you need to reach FI.

In 2016, Jonathan Mendonsa and Brad Barrett started the Choose FI podcast. They talk about complex and intimidating financial independence topics twice a week and make those topics understandable for a broader audience.

They highlight entrepreneurs who build passive income streams to escape traditional employment, early retirees who work part-time jobs to get out of the house or supplement their income, and people who downsize homes and cars to cut their fixed expenses.

FI-seekers stack these strategies on top of one another to optimize what they have to work with.

FI is often dismissed as unattainable for average income earners. But while saving a significant portion of your income is difficult, the math shows it’s possible for more people than you might think.

Take a 25-year-old single person who earns $ 30,000 and wants to live off of $ 30,000 per year in retirement. Even if they have nothing saved for retirement, they can become financially independent at 52 if they max out a Roth IRA during their working years and earn average returns of 8.1%.

A couple in their 30s bringing home a combined income of $ 70,000 per year with $ 0 saved for retirement can become financially independent in just over 16 years under the same market conditions if they stay within a $ 40,000-per-year budget (including in retirement).

These scenarios aren’t as sexy as retiring at 30, but they show that with perseverance and focus, financial independence can be achieved at a diverse range of incomes, ages and marital statuses.

Even if pursuing financial independence doesn’t result in everyone retiring at 30 or even 50, no the movement is motivating people to open up about their finances and save a little extra every month.

And that’s never a bad thing.  

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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A North Pacific Purple and Red Sends the West Coast Solid Swell This Week, Anyone Taking A Sick Day?

The West Coast and Hawaii are in for an early Christmas!

“The North Pacific continues to impress as we inch closer to halftime in December. Hawaii gets a good-sized dose of NW swell midweek, however, strong trades have been a persistent annoyance — when will they relax enough for you to enjoy the surf?

Meanwhile, Northern and Central California continue their run of sizeable surf but with varying winds this week. What day (or hours) is your zone are looking best to paddle? Further downstream, Southern California gets in on the action to start the week” – Surfline 

For constant swell and weather updates, follow Surfline and their social media listed below.

IG @surfline

Twitter @surfline

FB @surfline

The post A North Pacific Purple and Red Sends the West Coast Solid Swell This Week, Anyone Taking A Sick Day? appeared first on .

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Ebola cases surge in Congo, with women and children disproportionately sick

There have been 18 more cases of illness and five more deaths reported in just two days in the Ebola outbreak in the Democratic Republic of Congo, according to the Ministry of Health. Since the outbreak began, the total number of probable cases is now 471, including 273 deaths, the ministry reported Thursday.


CNN.com – RSS Channel – Health

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Is it normal to feel sick after the flu shot?

On average, about 20,000 people die from the flu every year.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Bodies of Illinois Professor, Husband Found in River — and Accused Son Was ‘Sick of His Parents’

The bodies of a Bradley University professor and her husband who’d been missing since last Thursday were found dead in an Illinois river on Tuesday — and their son is suspected of killing them, authorities say.

The bodies of Susan Brill de Ramirez, an English professor at Bradley University, and Antonio Ramirez Barron, who worked in the school’s IT department, were found in the Spoon River near Annawan, abutting the riverbank, Peoria County Coroner Jamie Harwood said at a Wednesday press conference.

Both victims were 63 and both died from blunt force trauma to the head and sharp-object and stab wounds, Harwood said.

Peoria County Sheriff Brian Asbell said at a Monday press conference that detectives rapidly zeroed in on the couple’s son, Jose Ramirez, charging him with two counts of first-degree murder and felony aggravated unlawful use of a weapon after officers encountered the crime scene while responding to a suspected burglary Sunday evening.

Ramirez is being held on $ 300,000 bond and has yet to enter pleas to the charges. His attorney could not be reached for comment.

A second man was also arrested for his alleged connection to the killings: Matthew Roberts, 20, is charged with single counts of murder, obstruction of justice and concealment of a homicidal death.

• Want to keep up with the latest crime coverage? Click here to get breaking crime news, ongoing trial coverage and details of intriguing unsolved cases in the True Crime Newsletter.

Roberts is being held without bail and does not have an attorney of record. He has not been given the chance to enter pleas.

The Chicago Tribune reports that Peoria County Assistant State’s Attorney Dave Kenny said during a bond hearing Tuesday that Ramirez allegedly told his friends he killed the pair on Friday because he was “sick of his parents.”

According to Kenny, Ramirez allegedly waited until his parents were sleeping and then used pepper spray to distract them before stabbing them. Subsequently, he allegedly wrapped their bodies in a tarp and a tent, loaded their bodies into an SUV and drove 50 miles to a bridge in Annawan before dumping the bodies.

Police were initially called about a possible burglary by an unspecified relative who went to check on the couple following their unexpected absence from work Friday.


PEOPLE.com

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