Colin Kaepernick, Eric Reid, And NFL Reach Settlement — May Sign With Patriots Or Panthers

It may just be a “win-win” for Colin Kaepernick after settling with the NFL and reports say he may soon sign with the Patriots or Panthers.  Reid recently signed with the Carolina Panthers and the players’ lawyer Mark Geragos and Ben Meiselas expect Colin to sign soon.

The men sued the NFL for collusion after they participated in kneeling protests as a way of bringing attention to racial discrimination and police brutality.

The full details of the NFL settlement won’t be revealed through Geragos, but the attorneys did release a statement on their clients’ behalf.

The statement reads as follows:

“For the past several months, counsel for Mr. Kaepernick and Mr. Reid have engaged in an ongoing dialogue with representatives of the NFL. As a result of those discussions, the parties have decided to resolve the pending grievances. The resolution of this matter is subject to a confidentiality agreement so there will be no further comment by any party.”

Though we don’t have facts, estimates say that the settlement could be anywhere between $ 60 and $ 80 million. Needless to say, Kaepernick and Reid should be very happy with their financial settlement as well as their return to the game.

Some believe that with Cam Newton’s shoulder surgery, there’s a good chance of seeing Colin Kaepernick sign with the Panthers. Reid has been picked up for three years, and it seems fitting the two should go to the same team.

There’s no question that this was a huge win for both Kaepernick and Reid and it’s also a bold statement for those who supported Colin in boycotting the SuperBowl earlier in February.

According to Mark Geragos, there is no doubt that Kaepernick wants to play in the NFL again. The win comes at a time that there is great scrutiny on Jussie Smollett and his claim of being victimized in a MAGA racist and homophobic attack.

Civil rights leaders and U.S. politicians showed sympathy with Smollett with some referring to the attack as a modern day lynching. Now there are conflicting reports that Smollett allegedly had his hand in staging and orchestrating the attack.

His attorneys deny those claims.

Kaepernick’s victory comes at a time when the political ice is thin and at any moment it could cave in. Though things have been racially tense for the beginning of the year, Kaepernick’s and Reid’s victories should help the pair move forward with their lives and careers.

Celebrity Insider

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WATCH: World News 02/14/19: Trump To Sign Border Bill And Declare National Emergency

Amazon pulls plug on building Queens HQ; Andrew McCabe speaks out for the first time after being fired from FBI
ABC News: World News Tonight

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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McConnell says Trump will sign funding bill, declare a national emergency

President Donald Trump’s aides now say they are less certain he will sign a bipartisan spending compromise that doesn’t include the money he demanded for a border wall — a major shift from earlier this week when officials indicated privately that he would.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Federal prosecutors issue sweeping subpoena for documents from Trump inaugural committee, a sign of a deepening criminal probe

A wide-ranging subpoena seeks an array of documents, including all information related to inaugural donors, vendors, contractors and foreign contributors to the committee, according to a copy reviewed by The Washington Post.
Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Bumble users can now filter potential dates by zodiac sign, so our apologies to Geminis

Bumble users can now filter potential dates by zodiac sign, so our apologies to Geminis


Bumble users can now filter potential dates by zodiac sign, so our apologies to Geminis

Bumble will make sure your next match is written in the stars. The dating app now allows users to filter potential dates by their zodiac signs. So, our deepest apologies to Geminis. In a new feature quietly rolled out in mid-December, Bumble users now have the option to exclude certain zodiac signs in the advanced filters section. The update comes at the heels of the app’s update that allowed users to disclose their astrological sign earlier that month.

Here’s a look at Bumble’s astrologically savage update.

Bumble

Bumble’s filters allow users to fill out icons reflective of a user’s personal life, such as political leanings, lifestyle preferences, and faith to ensure the best match. So, it makes total sense that a zodiac feature has inevitably been added to the line-up.

Naturally, users were elated about the new feature. After all, astrological compatibility is a very real concern. What if an Aries unknowingly swiped for a Libra? Apocalyptic.

Be advised that the feature only works for users who have disclosed their zodiac signs. So, the probability of swiping for a Scorpio is still likely. Love is an astrological battlefield, friends.

The post Bumble users can now filter potential dates by zodiac sign, so our apologies to Geminis appeared first on HelloGiggles.

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Ryan Says Trump Will Not Sign Senate’s Short-Term Spending Bill

Increasing the risk of a partial government shutdown, President Donald Trump is purportedly unwilling to sign a short-term spending bill approved by the Senate. House Speaker Paul Ryan, R-Wis., told reporters about Trump’s refusal to sign the bill on Thursday after a White House meeting between the president and House Republicans.
RTT – Top Story

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MLB Agreement Will Let Cuban Players Sign Contracts Without Defecting

(HAVANA) — Major League Baseball, its players’ association and the Cuban Baseball Federation reached an agreement that will allow players from the island nation to sign big league contracts without defecting, an effort to eliminate the dangerous trafficking that had gone on for decades.

The agreement, which runs through Oct. 31, 2021, allows Cubans to sign under rules similar to those for players under contract to clubs in Japan, South Korea and Taiwan.

Only players under contract to the Cuban federation are covered by the agreement, and the Cuban federation agreed to release all players 25 and older with at least six years of professional experience. They would be classified as international professionals under MLB’s labor contract and not subject to international amateur signing bonus pools.

The Cuban federation may at its discretion release younger players to sign minor league contracts with MLB organizations.

Sports – TIME

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Good Sign for Buyers: Housing Inventory Growing Again

The growth is potentially a big deal for homebuyers for multiple reasons. As inventory grows, buyers have a wider selection of homes to choose from. More homes for sale can help reduce bidding battles among buyers for a home purchase. And higher housing supply may put more pressure on sellers to cut listing prices.

There were 3% more homes for sale nationally in October than the same time a year ago, according to a new report. The online real estate firm Zillow reported inventory fell for 44 straight months on an annual basis before realizing the uptick. A 1% jump in inventory in September spurred a greater gain in October, a possible sign of future gains in available inventory.

The surges came after inventory declined last October at a 10.2% annual pace. Expensive markets that were among the nation’s hottest saw some of the biggest inventory gains. Take San Jose, California. It had the biggest annual inventory jump, adding about 1,500 homes to boost inventory by 93.1% from last October. San Diego, San Francisco, and Seattle also experienced the greatest increases in the number of houses for sale.

Still, rising mortgage rates could dampen the rising housing stock if the higher rates scare off potential buyers.

“In yet another sign that the housing market is cooling, we’re finally starting to see inventory return after several years of annual declines,”  Zillow Senior Economist Aaron Terrazas stated in a press release. “The combination of tight supply and strong demand have pushed up home values in recent years, but markets always ebb and flow and there is no doubt that the tides that have buoyed sellers are shifting.”

Terrazas added, “Buyers are not out of the woods yet: While there are more homes for sale, rising mortgage rates are quickly eating into what they can afford to pay. First-time buyers have benefited from flat or falling rents over the past year—making it somewhat easier to save for a down payment—but the decline in rents could be short-lived if higher buying costs push some people back toward the rental market.”

On the home appreciation front, Zillow reported median home value nationally at $ 221,500, up 7% from this time last year. The median rent is $ 1,442, down 0.1% ($ 1 per month) year-over-year, the second straight month of annual rent declines.

But before purchasing a home, here are some tips for buyers to consider:

  • Identify a realtor to work with that’s in your area. Real estate agents can offer helpful insights, including disclosing how fast homes are selling and for what price. They often can help you negotiate a price to make your offer stand out over others. To find an agent in your area, enter your zip code at www.realtor.com/realestateagents
  • Know your budget and stick to it. Before you even start shopping, figure out what you can afford to spend by receiving a pre-approval from a lender to learn the amount of money you’re qualified to borrow. When determining your final budget, examine other costs of homeownership, including property taxes, insurance, and utilities. If listings are scarce in your market, home prices are likely to rise as bidding for available houses drive them up.
  • Avoid cases where you are competing against other buyers and counteroffering over what you can actually afford. Don’t be afraid to back off if the price exceeds your budget.
  • Identify needs versus wants.

As you begin home searching, focus on what features you really want against what you can live with or without. For instance, ask yourself questions like do you want a three-bedroom home with an attached garage and basement? Do you want to be in a certain school district or near your job? Sites like Realtor, Zillow, and Trulia, and others can help with that research.

The post Good Sign for Buyers: Housing Inventory Growing Again appeared first on Black Enterprise.

Money | Black Enterprise

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Good Sign for Buyers: Housing Inventory Growing Again

The growth is potentially a big deal for homebuyers for multiple reasons. As inventory grows, buyers have a wider selection of homes to choose from. More homes for sale can help reduce bidding battles among buyers for a home purchase. And higher housing supply may put more pressure on sellers to cut listing prices.

There were 3% more homes for sale nationally in October than the same time a year ago, according to a new report. The online real estate firm Zillow reported inventory fell for 44 straight months on an annual basis before realizing the uptick. A 1% jump in inventory in September spurred a greater gain in October, a possible sign of future gains in available inventory.

The surges came after inventory declined last October at a 10.2% annual pace. Expensive markets that were among the nation’s hottest saw some of the biggest inventory gains. Take San Jose, California. It had the biggest annual inventory jump, adding about 1,500 homes to boost inventory by 93.1% from last October. San Diego, San Francisco, and Seattle also experienced the greatest increases in the number of houses for sale.

Still, rising mortgage rates could dampen the rising housing stock if the higher rates scare off potential buyers.

“In yet another sign that the housing market is cooling, we’re finally starting to see inventory return after several years of annual declines,”  Zillow Senior Economist Aaron Terrazas stated in a press release. “The combination of tight supply and strong demand have pushed up home values in recent years, but markets always ebb and flow and there is no doubt that the tides that have buoyed sellers are shifting.”

Terrazas added, “Buyers are not out of the woods yet: While there are more homes for sale, rising mortgage rates are quickly eating into what they can afford to pay. First-time buyers have benefited from flat or falling rents over the past year—making it somewhat easier to save for a down payment—but the decline in rents could be short-lived if higher buying costs push some people back toward the rental market.”

On the home appreciation front, Zillow reported median home value nationally at $ 221,500, up 7% from this time last year. The median rent is $ 1,442, down 0.1% ($ 1 per month) year-over-year, the second straight month of annual rent declines.

But before purchasing a home, here are some tips for buyers to consider:

  • Identify a realtor to work with that’s in your area. Real estate agents can offer helpful insights, including disclosing how fast homes are selling and for what price. They often can help you negotiate a price to make your offer stand out over others. To find an agent in your area, enter your zip code at www.realtor.com/realestateagents
  • Know your budget and stick to it. Before you even start shopping, figure out what you can afford to spend by receiving a pre-approval from a lender to learn the amount of money you’re qualified to borrow. When determining your final budget, examine other costs of homeownership, including property taxes, insurance, and utilities. If listings are scarce in your market, home prices are likely to rise as bidding for available houses drive them up.
  • Avoid cases where you are competing against other buyers and counteroffering over what you can actually afford. Don’t be afraid to back off if the price exceeds your budget.
  • Identify needs versus wants.

As you begin home searching, focus on what features you really want against what you can live with or without. For instance, ask yourself questions like do you want a three-bedroom home with an attached garage and basement? Do you want to be in a certain school district or near your job? Sites like Realtor, Zillow, and Trulia, and others can help with that research.

The post Good Sign for Buyers: Housing Inventory Growing Again appeared first on Black Enterprise.

Money | Black Enterprise

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Shop select Free People sale and clearance items at Bloomingdales.com!

US, Canada, Mexico sign trade agreement

Associated Press

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Sign language reveals the hidden logical structure, and limitations, of spoken language

Sign languages can help reveal hidden aspects of the logical structure of spoken language, but they also highlight its limitations because speech lacks the rich iconic resources that sign language uses on top of its sophisticated grammar.
Child Development News — ScienceDaily

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Persistent Back Pain Is A Serious Warning Sign

Persistent Back Pain Is A Serious Warning Sign

New research has found that older women who experience frequent back pain may have a higher risk of death.

Carried out by researchers at Boston Medical Center, the study is the first to investigate the effect of persistent back pain on mortality, with previous researchers only focusing on the impact of back pain on disability.

For the new study, the researchers followed 8,321 women aged 65 or…

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WomensHealth.com

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Kering, L’Oréal CEOs Sign Charter Against Gender-Based Violence

ONE IN THREE: Kering’s François-Henri Pinault and L’Oréal’s Jean-Paul Agon were among seven chief executive officers to sign a commitment charter, called One in Three Women, against gender-based violence, in Paris on Friday morning.
The charter’s name refers to the ratio of women who are victims of physical and/or sexual violence during their lifetime. OneInThreeWomen is, as well, the moniker of the network of companies created by the FACE Foundation and Kering Foundation. L’Oréal and Korian are its ambassadors, while other members include Carrefour, Lagardère through the Elle Foundation, BNP Paribas and SCNF.
The network’s aim is to implement measures to fight gender-based violence — especially domestic violence; to support victims with tools such as training, useful numbers and events, and to create a network of diverse stakeholders.
Members are to raise awareness among their employees and collaborators, while offering safe, supportive work environments where victims can speak up.
“Ten years ago, when we started the transformation of what was PPR at the time into the Kering group, we put sustainability with a capital S at the heart of the transformation and at the heart of our mission as a luxury group,” said Pinault, during his speech at Balenciaga’s headquarters. “In addition to our

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Affordable Care Act Open Enrollment Starts Nov. 1. Here’s How to Sign Up

When it comes to electing health care coverage, deadlines matter. Miss one, and you could find yourself facing thousands of dollars in medical bills down the road.

Starting Nov. 1 and ending Dec. 15 (in most states), uninsured Americans can sign up for coverage under the Affordable Care Act or renew the coverage they already have.

If you want coverage in 2019, you must enroll during these 45 days unless you later have a qualifying life event, such as getting married or divorced.

Some younger and healthier people may not think coverage is worth the monthly premiums.

But think again, says Gerald Kominski, a professor of health policy and management at UCLA.

“There’s the idea that ‘I take care of myself, I live a healthy lifestyle, I eat well, I don’t smoke — I’m going to be healthy and live forever,’” he says. “Nobody knows what the future holds. People with perfectly healthy lifestyles get sick every day.”

What’s New This Year Under the Affordable Care Act

For the first time since the Health Insurance Marketplace — a federally run service where people can shop for and enroll in private insurance — opened five years ago, Americans will not have to pay a financial penalty for failing to obtain insurance. But experts say it’s still critical to buy coverage.

It costs up to $ 7,500 to fix a broken leg, about $ 30,000 for three days in the hospital and into the hundreds of thousands of dollars to treat cancer, HealthCare.gov says. The average visit to an emergency room in 2016 cost $ 1,917, according to the Health Care Cost Institute.

Most working people can’t cover that kind of expense with their salaries or savings, says Kominski — who, three decades ago as a graduate student, needed an appendectomy that cost $ 15,000. Because he had a student policy, he says, his share was less than $ 100.

In addition, health insurance plans that provide free or low-cost preventive services and promote the early identification of problems reduce the likelihood that more expensive and extensive treatment will be needed later, said Jay Wolfson, professor of public health, medicine and pharmacy at the University of South Florida. Thus, they benefit even people who are healthy — or appear to be.

And when healthier people buy insurance, it costs less for everyone, he said.

How To Shop For an Insurance Plan in the Marketplace

Start by going to HealthCare.gov and clicking “get ready to apply” if you plan to enroll for the first time or “get ready to keep/change” if you had a 2018 plan through the Marketplace, also known as the “exchange.”

Some states operate their own exchanges. If you live in California, Colorado, Connecticut, Idaho, Maryland, Massachusetts, Minnesota, New York, Rhode Island, Vermont, Washington or the District of Columbia, you must apply through your state.

Application deadlines are slightly later in California, Massachusetts, Minnesota and Rhode Island, so be sure to call or check your state exchange’s website. In general, coverage begins Jan. 1, 2019.

Online, you’ll learn how to estimate your 2019 income for the application and find a checklist of information you’ll need, such a such as household size, the Social Security numbers and birthdates of your family members, W-2 forms or pay stubs and policy numbers of any current health insurance. Coverage is available only to U.S. citizens and legal residents.

With insurance through the Marketplace, you’ll pay a deductible and coinsurance — a percentage of a covered health service — of 10% to 40%, depending on which plan you choose. You’ll have to pay only up to an out-of-pocket maximum, and there are no yearly or lifetime dollar limits.

You’ll also get the benefit of discounts that insurance companies negotiate with health care providers. People without insurance pay almost two times as much for care, according to HealthCare.gov.

How to Apply, What’s Covered and What Help Is Available

You can apply by phone, in person with help from a navigator — a person specially trained to walk you through the process — through an agent or broker or by mail with a paper application. Volunteers certified by the Marketplace also may be available through nonprofit organizations such as community health centers or hospitals.

Coverage through the Health Insurance Marketplace is intended for those not covered by insurance at work or by government programs such as Medicaid, Medicare, Tricare (for members of the military, veterans and their families) or CHIP, the Children’s Health Insurance Plan.

Plans that comply with the Affordable Care Act, often called Obamacare, cannot discriminate against people with pre-existing conditions. They also must cover birth control and breastfeeding equipment and counseling, plus 10 “essential” services:

  • Outpatient care.
  • Emergency services.
  • Hospitalization.
  • Pregnancy, maternity and newborn care.
  • Mental health and substance abuse services.
  • Prescription drugs.
  • Mental and physical rehabilitation for people with injuries, disabilities or chronic conditions.
  • Laboratory services.
  • Preventive and wellness services and chronic disease management.
  • Pediatric treatment, including dental and vision care.

You’ll pay different premiums and out-of-pocket costs depending on the plan you choose. The government will subsidize your premiums if your income is between 100% and 400% of the federal poverty level.

Currently, that’s $ 12,140 to $ 48,560 for a single person and $ 25,1000 to $ 100,400 for a family of four. Income eligibility levels are expected to rise slightly for 2019; the new figures won’t be available until Nov. 1, 2018.

The lower your income, the higher the premium tax credit you’re eligible for (i.e. the help you’ll receive).

What Kind of Plans Are Available?

Insurers sell plans in four categories: Bronze (the least coverage and the lowest premiums), Silver, Gold and Platinum (the most coverage and the highest premiums). Depending on where you live, you may find several types of plans at each level.

You’ll want to make sure your doctors are in the plan you choose and that your prescription medications are covered.

You may have a choice of:

  • An exclusive provider organization (EPO), which covers services provided only by doctors and hospitals in a network, except in an emergency. You aren’t required to choose a primary care provider.
  • A health maintenance organization (HMO), which requires you to obtain care from doctors who work for or contract with the HMO, except in an emergency. You may have to live or work in the HMO service area.
  • A point of service plan (POS), which charges less if you use health care providers that belong to a network and requires you to get a referral from your primary care doctor to see a specialist.
  • A preferred provider organization (PPO), in which you pay less for in-network providers, but you can go to out-of-network providers for an additional fee. You don’t need a referral to go to a specialist.

Average unsubsidized premiums vary widely from state to state. The price of the Silver plan for a 27-year-old single nonsmoker ranges from a low of $ 278 per month in Indiana to $ 709 per month in Wyoming, according to the U.S. Centers for Medicare and Medicaid Services.

The figures apply only to the 39 states that use the HealthCare.gov platform. About 9 million people have coverage through those exchanges, according to the federal government.

Catastrophic Insurance

Catastrophic insurance is another alternative available to people younger than 30 and those who can claim a hardship exemption, such as homelessness, domestic violence or bankruptcy. You must apply for the exemption.

On the upside, catastrophic plans cover the 10 essential health benefits, offer specific preventive services for free and cover at least three visits to a doctor annually before the deductible is met. They also cost about one-third as much as more comprehensive plans.

The large downside is that the deductible — the amount the patient has to pay before the insurance company starts sharing the cost — is $ 7,900. Additionally, these policyholders aren’t eligible for a premium tax credit.

Kominski of UCLA suggests that consumers compare the coverage and cost of a lower-tier plan in the Marketplace before choosing a catastrophic plan.

Coverage That Doesn’t Meet Affordable Care Act Standards

As of Oct. 1, 2018, low-cost health policies became available for a one-year term, renewable for up to three years. Previously, they were sold for a three-month period of coverage only, and were considered stopgap insurance plans for people between jobs or otherwise temporarily without insurance.

It’s important to be aware that these policies don’t comply with the mandates of the Affordable Care Act, meaning they don’t have to cover people with pre-existing conditions or pay for any of the services the act deems essential.

Kominski warns that low-cost policies may seem attractive — until you need medical care. He compares them to a car that’s cheap, but only because it doesn’t have airbags or comply with air-quality standards.

“If you’re shopping for price, you’re going to get what you pay for,” he said. “If you want to expose yourself to risk, we can make health care really affordable.”

Susan Jacobson is an editor at The Penny Hoarder. She also writes about health and wellness. Follow her @SusanJacobson44.

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This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Sam's Club Membership Offer

Another great sign for the economy: Job openings hit an all-time high in August

Job openings hit a record in August, indicating companies could face more inflationary pressures ahead with a tight labor market. 
Economy

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