Hear Kristin Cavallari’s Perfect Response When Jay Cutler Starts Asking Her About Retirement

Kristin Cavallari Very Cavallari 207Kristin Cavallari isn’t calling it quits on her career any time soon.
But Jay Cutler still has some questions about his (almost) 32-year-old wife’s retirement plans in this clip…

E! Online (US) – Top Stories

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Reggie Bush Donates $10,000 to Nipsey Hussle’s Children, Starts GoFundMe to Reach $100,000

Reggie Bush has announced that he and wife Lilit Avagyan have donated $ 10,000 to Nipsey Hussle’s two children.

He also set a GoFundMe for a $ 100,000 goal for the children.

“[Nipsey] touched a lot of lives in a positive way,” Reggie said. “He wanted to make a difference in his community, and communities like it all around the world. As a tribute to Nipsey, I would like to offer support to his children, and all funds from this GoFundMe will be transferred directly into a trust that was created solely for his legacy, his two children, Kross & Emani,”

If you’d like to donate, you can do so by clicking here.

 

The post Reggie Bush Donates $ 10,000 to Nipsey Hussle’s Children, Starts GoFundMe to Reach $ 100,000 appeared first on lovebscott – celebrity news.

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Tesla starts offering leases for Model 3

Tesla said that it would begin bundling its autopilot software as a standard feature on all cars, raising the base price, and would drop the entry-level Model 3 Standard from online ordering.
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Chester Mox Starts Anniversary Sale

It’s easy to get affordable basics from Uniqlo for under $ 100, and even easier to get fast-fashion takes on the latest trends for less. But while the bottom of the market is spiraling downwards, the cost of luxury goods continues to rise with no end in sight. In recent years, the cost of luxury fashion products has grown at twice the rate of inflation, with men’s clothing and accessories leading the way. There was a time when Common Projects Achilles were about $ 250; today they’re north of $ 400. Even traditional clothiers aren’t immune. In 2010, J. Press retailed their Shaggy Dog sweaters for $ 165. Today? $ 245.

This bifurcation is just one of the many reasons why I love Chester Mox, a Los Angeles-based leather goods company that I often write about here at Put This On. They’re one of the few companies that still offers Old World craftsmanship at reasonably affordable prices. A few years ago, I called a New York City menswear shop about commissioning a custom leather wallet. My quoted price? A whopping $ 1,500 (“Yea, I admit that’s absurd” the salesperson sheepishly admitted to me). Chester Mox’s price for the same design ended up being about 75% less, which is lower than what that store pays in wholesale to their European supplier.

For the next week, Chester Mox’s prices are little lower still. They’re holding their four-year anniversary sale, where you can take 25% off any order with the checkout code ANNIVERSARY. The code excludes bespoke, but since everything they sell is made-to-order, you can get simple customizations such as choosing your own threads and leathers, picking out the colors, and getting a hot-stamped monogram (should you wish). The promotion ends on Tuesday, March 19th.

 






 

The thing that makes Chester Mox special is their constriction. At the moment, luxury e-tailer Mr. Porter has no fewer than 120 leather wallets at their store — more if you count larger leather goods. Most of those wallets retail for about $ 350, with some reaching as high as $ 1,470. For luxury brands such as Dior and Saint Laurent, leather goods are often high-margin items used to make up for the company’s loss leaders. Haute couture, for example, is dearly expensive, with dresses selling for tens of thousands of dollars. But given the time and labor needed to create such items, those pieces don’t actually make that much in terms of profit (there aren’t many customers for such things anyway).

Instead, things such as couture and special runway pieces are typically produced to give the brand a halo — they confer prestige, generate press, and allow devoted fans to dream of one day owning such items. Where the company actually earns their money is in the mountains of expensive, but relatively affordable accessories they move every year — plastic sunglasses, synthetic perfumes, and leather goods. The quality of those leather goods is often fine, but not remarkable. The construction is almost always machine-sewn and the leather, while decent, is commonly corrected grain (e.g. pebble grain, which is a technically a type of corrected leather).

Chester Mox’s products are all handmade using traditional tools — an awl, a needle, and some thread. They’re produced in Los Angeles, but are often cheaper than designer leather goods. A few years ago, Bellanie apprenticed under a former Hermes craftsperson. There, she learned how to make leather goods using an old European method: saddle stitching, which is what you’d find on most Hermes products. Today, she saddle stitches everything by hand and sources full-grain leathers from top-end tanneries. Among their inventory, they have Horween’s lustrous shell cordovan, smooth calfskins from the Hermes’ owned Tanneries du Puy, unfinished Barenia leather (which Hermes uses for their bag handles, and will patina in the same way), and some of the best exotics I’ve seen around.

Technically, saddle stitching results in a stronger seam, which is why you see it in high-end saddlery and European luggage. Whereas a machine-sewn seam can unravel if just one stitch breaks, a saddle-sewn one requires a special tool to pick apart. But, realistically, unless you’re stuffing your wallet like George Costanza, I find saddle-sewn products to be more about a look. In the photo above, you can see a tan RRL eyewear case (on the left) compared against a Chester Mox Barenia card case (on the right). The RRL case is machine sewn with a straight stitching pattern, where each line follows the next (like so: ——–). The Chester Mox card case, by contrast, is handsewn with tighter stitching and no visible holes. It also has a slightly slanted stitching pattern (like this: /////). The stitching looks a little better, to my eye, and carries a bit of Old World craft charm. Those card cases start as low as $ 60, or $ 45 with the checkout code.

Chester Mox is a small, family-owned business run by a husband-and-wife team (Bellanie and Brandon). Since everything is made upon order, it’s easy to switch things out. If you see a leather you like on their Instagram, but don’t see it offered for a particular design, just contact them. Some of my favorite things include their Dogleg card cases, alligator belts (get them in a color that matches your shoes), and a modernized coat wallet I designed last year (ideal for use with tailored clothing, I think). Ian at From Squalor to Baller also recently posted photos of how his compact bi-fold has aged over the years.

 

The post Chester Mox Starts Anniversary Sale appeared first on Put This On.

Put This On

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‘Counting On’ Preview: Jedidiah Starts To Feel Sick During John David’s Bachelor Party

The boys are ready for John David Duggar’s bachelor party! When John David takes Jedidiah up in the air in this EXCLUSIVE preview of ‘Counting On,’ Jedidiah starts to not feel so good!

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US housing starts jump more than expected in January

U.S. homebuilding increased more than expected in January as construction of single-family housing rebounded after four straight monthly declines, but building permits for these units fell to the lowest level since mid-2017.
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Japan Housing Starts Data Due On Thursday

Japan will on Thursday release November numbers for housing starts and construction orders, highlighting a light day for Asia-Pacific economic activity.
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US Tour Pre-Sale Starts Today!

If you have received your pre-sale code then get ready, as the fan pre-sale for the US No Filter Tour 2019 begins today!

The pre-sale will begin at 10am for each individual show, in its own local timezone.

Screenshot 2018-11-23 at 09.04.48

10am Local Time / 3pm UK (-5 GMT)

Miami, FL

Jacksonville, FL

Washington, DC

Philadelphia, PA

Foxborough, MA

East Rutherford, NJ

10am Local Time / 4pm UK (-6 GMT)

Houston, TX

Chicago, IL

10am Local Time / 5pm UK (-7 GMT)

Glendale, AZ

Denver, CO

10am Local Time / 6pm UK (-8 GMT)

Pasadena, CA

Santa Clara, CA

Seattle, WA

If you have any issues purchasing tickets please contact Ticketmaster directly here.

The Rolling Stones

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Affordable Care Act Open Enrollment Starts Nov. 1. Here’s How to Sign Up

When it comes to electing health care coverage, deadlines matter. Miss one, and you could find yourself facing thousands of dollars in medical bills down the road.

Starting Nov. 1 and ending Dec. 15 (in most states), uninsured Americans can sign up for coverage under the Affordable Care Act or renew the coverage they already have.

If you want coverage in 2019, you must enroll during these 45 days unless you later have a qualifying life event, such as getting married or divorced.

Some younger and healthier people may not think coverage is worth the monthly premiums.

But think again, says Gerald Kominski, a professor of health policy and management at UCLA.

“There’s the idea that ‘I take care of myself, I live a healthy lifestyle, I eat well, I don’t smoke — I’m going to be healthy and live forever,’” he says. “Nobody knows what the future holds. People with perfectly healthy lifestyles get sick every day.”

What’s New This Year Under the Affordable Care Act

For the first time since the Health Insurance Marketplace — a federally run service where people can shop for and enroll in private insurance — opened five years ago, Americans will not have to pay a financial penalty for failing to obtain insurance. But experts say it’s still critical to buy coverage.

It costs up to $ 7,500 to fix a broken leg, about $ 30,000 for three days in the hospital and into the hundreds of thousands of dollars to treat cancer, HealthCare.gov says. The average visit to an emergency room in 2016 cost $ 1,917, according to the Health Care Cost Institute.

Most working people can’t cover that kind of expense with their salaries or savings, says Kominski — who, three decades ago as a graduate student, needed an appendectomy that cost $ 15,000. Because he had a student policy, he says, his share was less than $ 100.

In addition, health insurance plans that provide free or low-cost preventive services and promote the early identification of problems reduce the likelihood that more expensive and extensive treatment will be needed later, said Jay Wolfson, professor of public health, medicine and pharmacy at the University of South Florida. Thus, they benefit even people who are healthy — or appear to be.

And when healthier people buy insurance, it costs less for everyone, he said.

How To Shop For an Insurance Plan in the Marketplace

Start by going to HealthCare.gov and clicking “get ready to apply” if you plan to enroll for the first time or “get ready to keep/change” if you had a 2018 plan through the Marketplace, also known as the “exchange.”

Some states operate their own exchanges. If you live in California, Colorado, Connecticut, Idaho, Maryland, Massachusetts, Minnesota, New York, Rhode Island, Vermont, Washington or the District of Columbia, you must apply through your state.

Application deadlines are slightly later in California, Massachusetts, Minnesota and Rhode Island, so be sure to call or check your state exchange’s website. In general, coverage begins Jan. 1, 2019.

Online, you’ll learn how to estimate your 2019 income for the application and find a checklist of information you’ll need, such a such as household size, the Social Security numbers and birthdates of your family members, W-2 forms or pay stubs and policy numbers of any current health insurance. Coverage is available only to U.S. citizens and legal residents.

With insurance through the Marketplace, you’ll pay a deductible and coinsurance — a percentage of a covered health service — of 10% to 40%, depending on which plan you choose. You’ll have to pay only up to an out-of-pocket maximum, and there are no yearly or lifetime dollar limits.

You’ll also get the benefit of discounts that insurance companies negotiate with health care providers. People without insurance pay almost two times as much for care, according to HealthCare.gov.

How to Apply, What’s Covered and What Help Is Available

You can apply by phone, in person with help from a navigator — a person specially trained to walk you through the process — through an agent or broker or by mail with a paper application. Volunteers certified by the Marketplace also may be available through nonprofit organizations such as community health centers or hospitals.

Coverage through the Health Insurance Marketplace is intended for those not covered by insurance at work or by government programs such as Medicaid, Medicare, Tricare (for members of the military, veterans and their families) or CHIP, the Children’s Health Insurance Plan.

Plans that comply with the Affordable Care Act, often called Obamacare, cannot discriminate against people with pre-existing conditions. They also must cover birth control and breastfeeding equipment and counseling, plus 10 “essential” services:

  • Outpatient care.
  • Emergency services.
  • Hospitalization.
  • Pregnancy, maternity and newborn care.
  • Mental health and substance abuse services.
  • Prescription drugs.
  • Mental and physical rehabilitation for people with injuries, disabilities or chronic conditions.
  • Laboratory services.
  • Preventive and wellness services and chronic disease management.
  • Pediatric treatment, including dental and vision care.

You’ll pay different premiums and out-of-pocket costs depending on the plan you choose. The government will subsidize your premiums if your income is between 100% and 400% of the federal poverty level.

Currently, that’s $ 12,140 to $ 48,560 for a single person and $ 25,1000 to $ 100,400 for a family of four. Income eligibility levels are expected to rise slightly for 2019; the new figures won’t be available until Nov. 1, 2018.

The lower your income, the higher the premium tax credit you’re eligible for (i.e. the help you’ll receive).

What Kind of Plans Are Available?

Insurers sell plans in four categories: Bronze (the least coverage and the lowest premiums), Silver, Gold and Platinum (the most coverage and the highest premiums). Depending on where you live, you may find several types of plans at each level.

You’ll want to make sure your doctors are in the plan you choose and that your prescription medications are covered.

You may have a choice of:

  • An exclusive provider organization (EPO), which covers services provided only by doctors and hospitals in a network, except in an emergency. You aren’t required to choose a primary care provider.
  • A health maintenance organization (HMO), which requires you to obtain care from doctors who work for or contract with the HMO, except in an emergency. You may have to live or work in the HMO service area.
  • A point of service plan (POS), which charges less if you use health care providers that belong to a network and requires you to get a referral from your primary care doctor to see a specialist.
  • A preferred provider organization (PPO), in which you pay less for in-network providers, but you can go to out-of-network providers for an additional fee. You don’t need a referral to go to a specialist.

Average unsubsidized premiums vary widely from state to state. The price of the Silver plan for a 27-year-old single nonsmoker ranges from a low of $ 278 per month in Indiana to $ 709 per month in Wyoming, according to the U.S. Centers for Medicare and Medicaid Services.

The figures apply only to the 39 states that use the HealthCare.gov platform. About 9 million people have coverage through those exchanges, according to the federal government.

Catastrophic Insurance

Catastrophic insurance is another alternative available to people younger than 30 and those who can claim a hardship exemption, such as homelessness, domestic violence or bankruptcy. You must apply for the exemption.

On the upside, catastrophic plans cover the 10 essential health benefits, offer specific preventive services for free and cover at least three visits to a doctor annually before the deductible is met. They also cost about one-third as much as more comprehensive plans.

The large downside is that the deductible — the amount the patient has to pay before the insurance company starts sharing the cost — is $ 7,900. Additionally, these policyholders aren’t eligible for a premium tax credit.

Kominski of UCLA suggests that consumers compare the coverage and cost of a lower-tier plan in the Marketplace before choosing a catastrophic plan.

Coverage That Doesn’t Meet Affordable Care Act Standards

As of Oct. 1, 2018, low-cost health policies became available for a one-year term, renewable for up to three years. Previously, they were sold for a three-month period of coverage only, and were considered stopgap insurance plans for people between jobs or otherwise temporarily without insurance.

It’s important to be aware that these policies don’t comply with the mandates of the Affordable Care Act, meaning they don’t have to cover people with pre-existing conditions or pay for any of the services the act deems essential.

Kominski warns that low-cost policies may seem attractive — until you need medical care. He compares them to a car that’s cheap, but only because it doesn’t have airbags or comply with air-quality standards.

“If you’re shopping for price, you’re going to get what you pay for,” he said. “If you want to expose yourself to risk, we can make health care really affordable.”

Susan Jacobson is an editor at The Penny Hoarder. She also writes about health and wellness. Follow her @SusanJacobson44.

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This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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U.S. Housing Starts Pull Back More Than Expected In September

After reporting a substantial increase in new residential construction in the previous month, the Commerce Department released a report on Wednesday showing a bigger than expected pullback in U.S. housing starts in the month of September.
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