4.5.19 Americans are borrowing money to pay for healthcare costs; Clark Stinks

Americans eschew certain healthcare procedures to cut costs and are often borrowing from others to pay for healthcare needs; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 4.5.19 Americans are borrowing money to pay for healthcare costs; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

3.29.19 Here are the benefits that employees really want; Clark Stinks

A new study details the benefits that employees really want from their employers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 3.29.19 Here are the benefits that employees really want; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

3.22.19 Free tax prep and your privacy; Clark Stinks

Free tax preparation services might be offering you that free service in exchange for your data; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 3.22.19 Free tax prep and your privacy; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

3.15.19 Well-known money advice guru ran ponzi scheme; Clark Stinks

Former “Money answer man” Jonathan Goodman was running a ponzi scheme and massively profiting from his shady relationships; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 3.15.19 Well-known money advice guru ran ponzi scheme; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

2.22.19 Prostate cancer awareness; Clark Stinks

Clark was diagnosed with prostate cancer over 10 years ago. And he is working with the Prostate Cancer Foundation to raise awareness. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 2.22.19 Prostate cancer awareness; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

2.15.19 Smart appliances invading your privacy; Clark Stinks

Smart appliances could be invading your privacy thanks to lax standards from the manufacturers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 2.15.19 Smart appliances invading your privacy; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

2.8.19 State lemon laws vary widely; Clark Stinks

Lemon laws are different in every state. But new ratings are out detailing which states have the best ones; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 2.8.19 State lemon laws vary widely; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

How to Keep Your Spirits High When Life Stinks

There was an interesting reader threadjack recently about how to keep morale high when your confidence is wrecked and everything feels like it’s going wrong, either at work, in life, or everything. I’m going through one of these times myself at the moment (it’s been a trying week, mostly for complicated kid-related reasons I won’t get into) but… yeah. Sometimes things stink. So, I’d love to hear your suggestions — and here are ideas that have been suggested in the past…

  • Enforce boundaries. If things are going wrong at work, make sure that your home is your haven — we’ve talked in the past about how to build work-life boundaries as well as to how to keep your work life separate from your personal life. Some of our tips on how to focus on work may also be of help
  • Give your brain a break. If things are going wrong and you’re dwelling on them, we’ve talked about how to stop overthinking. We’ve also discussed how to help your brain switch gears by focusing on your senses (also helpful to turn a bad day around!) — go shopping and touch the different fabrics as you pass, or consider baking bread to knead/pound/have sensory fun playing with something gooey.
  • Focus on what you need to. Don’t make things worse by letting things slide. Whether it’s life or work that are making things horrible, we all still have our daily obligations. Picking a different workspace to work in (like a conference room or even just the visitor’s side of your desk) can help you focus on work when other things threaten to distract you.
  • Get your cardio in. I’m desperate to fit a run in at some point today because the weather was too poor to do it last week and I feel like it’s exacerbating everything. If you’re under the gun with a work project and you have no time, try to fit in cardio to get your heart rate up — take a 5-minute break to climb stairs at your office, do pushups on the floor, or if you have the space (and a private office) try a few kettlebell swings. As we’ve noted before, dancing or singing to silly music can also be a great pick-me-up and a great break to build into your day. (Perhaps I need to change my alarm song — right now it’s Gossip’s 2012. I’m off to review our last discussion on everyone’s favorite girl power songs…)
  • Laugh. We haven’t had a thread on this in far too long: What are your favorite hilarious things to perk you up, ladies? (I am not really an animal person, but for those of you who are, please share your favorite memes/kitties/etc.). I died laughing at the Peloton Twitter thread that went viral, but so much comedy (late night and SNL) is tinged with politics right now that it often makes me more stressed out when I’m in those moods. Some of the classics (for example, “Baby Trashes Bar” or  “Mean Kitty“) are still some of my favorite light-hearted YouTube things.
  • Make a list. There are two ways to do this: One option is to make a list of your accomplishments, the things that are going right, and/or the things you’re grateful for. The OTHER option is counterintuitive, but I’ve found it’s helped me sometimes — make a FUBAR list, noting every single thing that is dragging you down. Doing a brain dump really helps, and it’s always kind of amusing after the cloud has lifted to go back and see EVERYTHING on your list because you realize that most of it doesn’t matter… then the next time the mood hits you can sort of remember how you laughed at everything after the fact.
  • Mini-meditation. Meditation has all sorts of benefits, but it can take time and discipline to feel like you’ve getting benefit from a meditation practice. This 60-second meditation is great, and we talked about some other helpful meditation apps a few months ago (like the Apple Watch Breathe app).
  • Enforce the 24-hour rule. This is a good guideline for weight loss, but it also works if you’re having a lousy time with a coworker, a boss, a life situation… try to envision what a “good” next 24 hours look like for you, and then commit to making it happen. In weight loss parlance that may mean pre-planning your meals; for work it may mean pre-planning your day so you build in cardio, a dance party, a YouTube break, or other mood-boosters.

Readers, what are your best tips for keeping your spirits high when life stinks? 

Psst: These are more than quick fixes, but we’ve also talked about how to make time for therapy in a busy life, as well as how to make time for friends when you work a lot.

The post How to Keep Your Spirits High When Life Stinks appeared first on Corporette.com.

Corporette.com

BEST DEAL UPDATE:

1.25.19 Small business tax law changes; Clark Stinks

Clark talks about how the new(ish) tax law will affect small business owners; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 1.25.19 Small business tax law changes; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

1.18.19 Paying bills will increase your credit score; Clark Stinks

Paying bills could now have a direct positive impact on your credit score thanks to Experian; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video

The post 1.18.19 Paying bills will increase your credit score; Clark Stinks appeared first on Clark Howard.

clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

12.21.18 Clark Stinks; Clark tells the story of how he retired early

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

12.14.18 Clark Stinks; Zoning laws have major impacts across the country

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

12.7.18 Clark Stinks; Free gifts for kids at Christmas

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

11.30.18 Clark Stinks; Video doorbells are catching criminals

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Video doorbells are all the rage right now. Millions are being sold every year in America. And one of the major benefits is that they are helping local police departments catch criminals. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

11.9.18 Clark Stinks; Veterans Day

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Clark talks about the importance of Veterans Day and discusses his own service

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

11.2.18 Clark Stinks; Gas prices going down for the Holidays

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Gas prices are going down just in time for the Holidays. And the US is now #1 in getting oil out of the ground.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

10.26.18 Clark Stinks; Minimum wage laws working?

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; The minimum wage law seems to be working well in Seattle.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

10.19.18 Clark Stinks; An easy way to avoid baggage fees

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Kayak has a new app that can help you quickly and easily avoid baggage fees.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

10.12.18 Clark Stinks; Waze carpool app is a game changer

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; The Waze carpool app is a game changer as it makes finding fellow commuters to share a ride with incredibly easy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com

10.5.18 Clark Stinks; Micro hotels work for Millennials

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here; Millennials are all about design and minimalism. That is definitely the case when it comes to the hotels they want to stay in.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the video
clark.com

BEST DEAL UPDATE:

Back To School Sale – Get up to 40% OFF stylish footwear at Payless.com