‘What Are Influencers?’ How Revolve Got Investors on Board With Its Marketing Strategy Ahead of IPO

On Friday morning, 15-year-old Los Angeles-based e-commerce company Revolve raised $ 212 million in a successful initial public offering on the New York Stock Exchange. Listed as RVLV, it sold 11.8 million shares at $ 18 a piece (the top of its target listing price range), and is now valued …

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The President’s strategy of confrontation has created showdowns that threaten to erupt upon his return

President Donald Trump’s sojourn to Britain is, so far at least, a smooth and only marginally controversial success, at least by the turbulent standards of his foreign trips. But his strategy of constant confrontation has created a clutch of showdowns that threaten to erupt upon his return at the end of the week.


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From Sorrow to Strategy: 7 Black Women Who’ve Turned Their Agony Into Activism

Lora King is keeping the legacy of her father, the late Rodney King, alive almost three decades after he survived a notorious police beating that triggered L.A. Riots.

Back in 1991, four white LAPD officers were charged with tasering and viciously beating Rodney King with their batons and boots during a police stop. Despite video evidence of the attack, an all-white jury acquitted the cops, sparking public outrage, the onset of rioting, and a nationwide call to end police violence against the African American community.

Now, at 35 years old, Lora King launched a scholarship program to honor her father, who passed away in 2012, and uplift other black dads, according to The L.A. Times.  The goal of her “I am a King” scholarship is to encourage black fathers to play a more active role in their children’s lives by sponsoring special events for dads and their kids. The program will provide grants on a rolling basis that will fund a range of events, from a family dinner to a trip to Disneyland. In addition, in 2016 she launched the Rodney King Foundation to advance social justice and human rights causes.

Lora King

Lora D. King, daughter of Rodney King (Facebook.com/dene.king)

King is part of a long list of black women who have used the tragedy of a loved one victimized by racialized violence as motivation to affect change. Some of the most notable women are the “Mothers of the Movement,” who joined forces to advocate for police, criminal justice, and gun reform following the deaths of their unarmed African American children by law enforcement or gun violence.

Here are six other black women who’ve turned their agony into activism by pushing for institutional and structural change, fighting for social justice, and raising awareness around the disproportionate rates of violence against black Americans.

Lucy McBath

Lucy McBath

U.S. Rep Lucy McBath (Wikimedia)

In 2012, Lucy McBath’s 17-year-old son, Jordan Davis, was shot and killed by a white man at a Florida gas station over an argument about loud music. When the killer invoked Florida’s controversial Stand Your Ground law as a defense, McBath asserted herself onto the frontlines of the fight for gun control and justice. She retired from a 30-year career with Delta Airlines to become the national spokesperson for both Everytown for Gun Safety and Moms Demand Action for Gun Sense in America.

Eventually, McBath’s son’s killer was sentenced to life in prison, but that did not stop her activism around gun reform. In 2018, she launched a successful campaign for Georgia’s 6th Congressional District. Now, as a U.S. representative, McBath has co-sponsored gun control legislation that would require universal background checks for those seeking to purchase armed weapons.

Sybrina Fulton

Trayvon Martin

Trayvon Martin’s mother, Sybrina Fulton, and father, Tracy Martin (Twitter.com/SybrinaFulton)

Since Sybrina Fulton’s son Trayvon Martin was shot and killed by white vigilante George Zimmerman in Florida, Fulton has been working to expand voting rights in the state and has become one of the most visible members of the “Mothers of the Movement.” She also helped found the Trayvon Martin Foundation, an organization that seeks to find solutions for youth, help parents who have been victimized by senseless violence, provide scholarships to inner-city youth, and strengthen a positive self-image within the community.

Gwen Carr

Mothers of the Movement

Gwen Carr (Twitter.com/GwenCarrEric)

Gwen Carr said that the death of her son, Eric Garner, who died in 2014 after being placed in a police chokehold, was her political awakening. In an editorial published on NBC News’ Think column in October, Carr talked about how the tragedy has encouraged her to become more civically engaged.

Me, I don’t like to write. So instead, I go up to Albany, and I get in the faces of our politicians. I try to emphasize what I want from our government, and what I need elected officials to do. For instance, I went to Albany with a group of other New York mothers in 2015, and got Governor Cuomo to sign an executive order that allowed a special prosecutor from the state attorney general’s office to investigate all police killings of unarmed people for a year. (He’s since extended it.) And what this does is that, when these senseless killings take place, the cases are taken it out of the hands of the local district attorney and put in the hands of the state attorney general

Lesley McSpadden

Lesley McSpadden

Michael Brown’s mother Lesley McSpadden on stage at the St. Louis Peace Fest the day before burying her son. (Photo: Brett Myers/Youth Radio via Flickr)

The shooting death of the unarmed 18-year-old Michael Brown in Ferguson, Missouri, in 2014 sparked nationwide protests and fueled the Black Lives Matter movement. A grand jury chose not to indict the white officer who fatally shot Brown while his hands were in the air. Brown’s mother, Lesley McSpadden, however, has taken up the cause, running for a seat in the 2019 Ferguson city council. Although she did not win that race, McSpadden revealed that she is open to running again in 2020.

“I did this because we were all devastated over what we saw almost five years ago,” McSpadden told CNN last month. “I was personally devastated because that’s my son. My children witnessed the devastation.” She added, “After watching Ferguson over these years, I’ve looked for progress and I haven’t seen anything. My candidacy is the first step of building towards justice for my son and building towards a part of his legacy to make sure that my son did not die in vain.”

Tiffany Crutcher

black women

Tiffany Crutcher (Twitter.com/TiffanyCrutcher)

The death of Terence Crutcher, a 40-year-old unarmed black man who was fatally shot by police in Tulsa, Oklahoma, while his hands were in the air, shook the nation in 2016. The incident occurred when Crutcher’s SUV broke down in the middle of the road. But, instead of receiving car assistance, he was met by several police officers who drew their weapons and typecasted him as a “bad dude.” Video footage shows the officers walked closely behind Crutcher while his hands were up. He then stood beside his car moments before he was tasered and a white female officer opened fire and killed him, arguing that Crutcher failed to adhere to police commands and was reaching inside of the driver side window for a weapon. Crutcher’s attorneys, however, insist that his car window was rolled up.

Following his tragic death, his sister, Tiffany, quit her job as a healthcare provider and became a full-time political activist. In addition to working as a field organizer for Doug Jones’ senatorial campaign in Alabama, she has been involved in several judicial races in the state. “The death of my twin brother forced me to get involved [in politics],” she said, according to The Root. She also launched a national Campaign Against Bad Cops, which seeks to abolish the immunity that protects government officials from being sued for discriminatory actions performed within their official capacity. Furthermore, she and her family are fighting to lower the legal standard an officer has to meet so that they can be more easily indicted for biased killings.

Geneva Reed-Veal

Geneva Reed-Veal

Geneva Reed-Veal (Facebook.com/geneva.reedveal.3)

Geneva Reed-Veal loss her daughter, Sandra Bland, in 2015 in an unexplained hanging death inside of a Texas jail cell, following an unlawful traffic stop. Since then, Reed-Veal has used her voice to speak out against police brutality and state-sponsored abuse by law enforcement. She, along with the eight other “Mothers of the Movement,” also delivered a powerful speech at the 2016 Democratic National Convention where she endorsed Hillary Clinton for president.

The post From Sorrow to Strategy: 7 Black Women Who’ve Turned Their Agony Into Activism appeared first on Black Enterprise.

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The Money Snapshot: A 33-Year-Old Management Consultant Shares Thoughts on Three Mortgages & Her Aggressive Savings Strategy

 

Today we’re proud to present our third “money snapshot,” this time with C, a management consultant on the West Coast! She notes: “I paid off my student loans extremely aggressively — all were paid off within two years of graduating. Although I had a job that paid well right out of college (I started at $ 60K), I tried to live frugally where reasonably possible in order to prioritize paying these off.”

By way of background: we got a few requests from readers to launch our own “money diary” series, so we’ve asked willing readers to fill out a form with lots of details about debt, spending, saving and more!  If you’d like to fill out the form and be considered for a future personal money snapshot, please click here if you’d like to see the form and/or submit responses! You can also see a PDF of the questions if you want to review them ahead of time. See others in the Personal Money Snapshot series here.

Please remember that this is is a real person who has feelings and isn’t gaining anything from this, unlike your usual friendly (soul-deadened, thick-skinned, cold-hearted, money-grubbing) blogger — so please be kind with any comments. Thank you! — Kat

Name: C
Location: HCOL suburb on the West Coast
Age: 33 
Occupation: Management consultant
Income: $ 180K/year base, $ 10K–$ 40K bonus
Net worth: About $ 900,000
Net worth when started working: Negative $ 52K (student loans) at age 22 
Current debt: Three mortgages (home, rental property, and vacation home) totaling $ 830K
Living situation: Own a house and pay $ 2,000/month in mortgage.

Debt

What does your debt picture look like?
My only debt right now is mortgage debt, across three homes (primary, vacation, investment property), totaling $ 830K. I have pretty good mortgage rates (3.5%, 3.75%, and 4.5%, all 30-year fixed), so I am paying the regular monthly payments. While I made an extra lump sum payment on my primary home with a bonus a few years ago, I now just put those bonuses into savings/investments so that I could pay the mortgages off later if I needed to.

How much money are you spending each month to pay down debt?
$ 5,400 in monthly mortgage payments, though $ 3,500 is paid by tenants

How did you pay for school?
I paid off my student loans extremely aggressively — all were paid off within two years of graduating. Although I had a job that paid well right out of college (I started at $ 60K), I tried to live frugally where reasonably possible in order to prioritize paying these off. I am very uncomfortable having debt, so it was important to me to not have my student loans hanging over my head.

What advice would you share with readers about buying and maintaining a rental property?
Find someone you trust that you can call for repairs! I don’t have a property manager per se, but I do have a handyman who lives right by the property to whom I sole source all repairs. If he can’t do it, he will call around and find someone who can, then charge a one-off commission (which is well worth it). It’s amazing peace of mind to know that if there is an issue, my tenants can call me or call him directly in an emergency. Also, if you are looking to buy a rental property, remember that you don’t need to like it personally, so try to avoid any upgrades that make it to your taste, and stick with something more generic.

Savings, Investments & Retirement

How much do you save for retirement?
I max out my 401K ($ 2,100/month). I used to max out my Roth IRA before I became ineligible for that. I still do a “backdoor Roth” where I put it into a traditional IRA and then immediately convert it, so that the earnings will be tax free.

How much money do you allocate to other tax-savvy investments/accounts?
I max out my HSA at $ 260/month… I figure even if it stays in there now without me using it, it will be good to have when I’m older and more prone to health issues. I have had two health issues that depleted my HSA significantly, over 10 years, so I figure it’s a great emergency fund — especially since I’m on a high-deductible plan.

How much do you save outside of retirement accounts?
I also save $ 4,500/month post tax in a combo of index funds and a managed portfolio. I prefer to manually transfer the funds when my paycheck comes in, which forces me to check out my financial situation every two weeks and see how I’m doing. I transfer the money from my paycheck bank account to another “transaction” bank account, then I have automatic transfers for my investments set up to take the money a week after my paycheck hits. I feel like that’s the best of both worlds — keeps it simple but also forces me to continuously evaluate and reassess. And if I’m short on funds, I could always stop a transfer.

Do you have/use a financial adviser or planner? 
I started using a financial adviser last year, who manages a portfolio for me that complies with my company’s guidelines around what I can/can’t invest in. (Working in consulting, there are a lot of restrictions around investing in clients.) I felt pressured to start using an adviser by my company, but I do wonder if it’s worth the fees (1%) or if I’d be better off with it all in index funds. I put $ 2,000/month into that portfolio for my adviser to invest as he sees fit, and then I put $ 2,500/month into the Schwab Total Market Stock Index fund. I feel very uninformed/inexperienced when it comes to investing, but I haven’t prioritized learning about it.

Do you have an end goal for saving or are you just saving for a rainy day?
I’d like to retire early (mid-40s) and am well on track to do so. But if I decide to have a family, I know that timeline would be pushed back significantly.

What’s the #1 thing you’re doing to save money, limit spending, or live frugally?
I think I am generally pretty frugal, though I’m motivated by knowing I CAN buy anything I want thanks to my otherwise-frugality. I’ve made a few big impulse buys over the years (my vacation home wasn’t supposed to happen for a while longer, but I found this house and fell in love with it). It feels SOOOOO good to know that I never have to worry about money, which is the opposite of how I grew up. No matter how much my salary increases, I plan to always live well below my means and try to avoid keeping up with the Joneses.

Do a lot of your financial decisions today stem from the money situation your family had growing up?
Yes — it’s really important to me to pay my bills on time (which my parents weren’t financially able to do), and it also makes me feel amazing to be able to buy things without having to worry about bouncing checks or overdrawn credit cards, which were common in my childhood.

When did you start saving seriously? How has your savings strategy changed over the years?
The day I graduated college! It’s always been a high priority for me to be financially comfortable and not in debt.

Do you have an estate plan in place?  
None — I probably should. However, as a single, I don’t really know who I’d want my estate to go to. Probably my parents, and they will get it by default anyway.

How much do you have in cash that’s available today?
$ 20? Ha. I don’t keep actual physical cash.

How much do you have in cash that’s available in a week?
$ 8,000 — currently very depleted from the down payment on my vacation home. I would like this to be $ 20K. This is my emergency fund, and I keep it in a savings account.

How much do you have in retirement savings?
$ 201K

How much do you have in long-term investments and savings that are not behind a retirement wall?
$ 142K

If property values are included in your net worth, how much are those worth?
Home: $ 338K equity
Rental property: $ 82K equity
Vacation home: $ 125K equity
Car: fully paid off and worth about $ 15K

Looking back, did you ever expect to own three properties at 33? In general, say, 10 years ago, did you expect to be where you are now financially?
DEFINITELY not. I feel like all of my real estate purchases were accidental — the investment property was a short sale that came across my lap when I had a bunch of cash in savings and hadn’t really figured out investing. My primary home was of course planned, but the vacation home was something I didn’t expect. I thought vacation homes were only for richer/more established people and was pleasantly surprised when I happened across the property and found I could make the numbers work. I feel incredibly lucky to be where I am today financially; I honestly never really expected much more than being able to make ends meet and am proud to be well ahead of that.

Spending 

How much do you spend on the following categories on a monthly basis?

Groceries: $ 120 
Restaurants, bars, takeout, and delivery: 
$ 500
Clothing and accessories: $ 200
Transportation: $ 20/week on gas, $ 100/month on car registration/insurance
Rent/living expenses: $ 2,000 mortgage payment  
Entertainment: $ 30/month for a local concert series I like. I rarely buy books (yay for libraries!) or go to the movies.
Health care — premiums and other costs: $ 80/month for a high deductible plan ($ 3,500 deductible). I probably spend about $ 500/year from my FSA for various things (medicine, co-pays, contact lenses).

What’s your spending range for these things? What’s your average?

Vacations – Average: Low — I tend to take a lot of three-day weekends, using hotel points and frequent flyer miles, so they still often fit in my regular weekly budget of ~$ 400/week.

Charity – Average Donation: $ 20 to any friend asking for money for their pet charities, and then I go to a decent number of events ($ 150 for a ticket, another $ 100–$ 500 on auction items/general donation).

Individual items of clothing – Range: $ 10–$ 100 
Individual items of clothing – Average: I have inexpensive taste — I really like Old Navy for trendy stuff because I don’t care if it lasts that long anyway, and for classic pieces that I do want to last, I tend to buy from Banana Republic and Lands’ End. I like shopping brands online that I can easily return in stores rather than having to mail them back, and I tend to buy a LOT to try at home, and then return a lot. I almost always wait till things are on sale to buy, and will often put things into my cart that I like, then come back to it weeks later when I see they’re doing 50% off everything (or whatever). I’d say I typically pay around $ 30–$ 50 for a work dress, $ 10–$ 20 for a shirt / sweater, $ 20 for jeans, and $ 20 for shoes. For black-tie events, I’ll find gowns for $ 80–$ 150; there are a lot in this price range from basic department stores (e.g., Macy’s). I like seeing the pieces featured on Corporette, but most of them are much more expensive than what I’d consider buying.

Apartment or house – Current main residence: $ 2,000/month

Car or other vehicle – Last purchase / current main vehicle: Bought a new SUV for $ 25K that is five years old and that I plan to drive several more years.

Fill in the blank on this question: I could save _____ if I stopped ______, but I don’t because _______.
I could save $ 1,000 a month if I got a roommate for my gigantic house that I live in alone, but I don’t because I really value having my own place. I love my neighborhood, but it doesn’t have any 2-bedroom houses, which would have more than sufficed! I did look at a few townhomes that would have been a great size, but the value wasn’t nearly as high compared to paying just a little bit more for twice the room.

How much did your car cost?
$ 25K. In hindsight, I wish I had bought a used car rather than new.

How much did your home cost?
$ 470K

If you have vacation homes, timeshares, or income properties, how much did those cost?  
(1) I bought a townhouse five years ago for $ 130K; it’s now worth $ 180K. I rent this out for $ 1,500/month, which more than covers the $ 1,000/month mortgage. (2) Last year, I bought a vacation home for $ 525K; the mortgage is $ 2,400/month. I partially rent it out for $ 2,000/month, which allows me to still enjoy it part time without having to pay the full burden of the mortgage. I eventually plan to stop renting it out.

How has your family provided financial support in your adult life, if any? (Or, do you provide support to them?)
When I graduated college, I went home and lived with my parents for three months until moving to start my first job. I worked at a restaurant to cover spending money, but they paid my cell phone bill and I didn’t pay rent/utilities. I’ve made loans to a few family members of $ 5K–$ 20K; some have been paid back and some haven’t. I don’t like loaning money to people so I only make loans that I am comfortable losing entirely.

Money Strategy

Do you have a general money strategy?
I keep a spreadsheet of all my accounts, and a general budget, though the only categories I “budget” for out of my paycheck are mortgage, utilities, internet, savings, and the rest in a generic “spending money” category. I don’t budget separately for food because I could easily make dinner for $ 5 from the grocery store or buy a meal for $ 150 at a restaurant, so I think of food as a form of entertainment and want it included in that generic “spending money” category. I budget $ 1,500 month for “spending money,” and when I pay my credit card bill (which I do in full each month), I see how it compares to that budget. If it’s over, I keep it in mind and try to tighten my belt a little bit the next month. But I like the freedom of not having to worry about individual purchases, and just looking at it in aggregate. I’ve used this strategy since I graduated college, though back then my budget was $ 800/month ($ 200/week).

Time vs. money — do you spend money to save time (e.g., cleaning service)? Do you donate your time instead of money? What else does this phrase mean to you?
I volunteer about 20 hours/month and generally try to give back this way instead of financially. Writing a check doesn’t really mean much to me, but I get a huge psychological benefit out of spending time volunteering — for me, that decision is much more about the psychology than it is about saving money. However, I definitely tend to spend time to save money. I don’t hire a cleaning service, and do it myself — it’s really not that hard if I block off an hour a week and keep up with it regularly. I try to save whatever I can on things that don’t matter to me (e.g., store brand groceries vs. name brand) so that I don’t have to worry about spending money on the things I want to indulge in (a great meal at a fancy restaurant).

What are your favorite resources for personal finance?
Blogs: The Simple Dollar, Mr. Money Mustache. Both of those are often much more frugal than I’m comfortable with, but I get some good ideas from there. And, it helps to normalize extreme frugality for me, which makes me feel comfortable with how frugal I am. 

Photo credit: icons via Stencil.

Wow – huge thanks to C for sharing her life with us!

The post The Money Snapshot: A 33-Year-Old Management Consultant Shares Thoughts on Three Mortgages & Her Aggressive Savings Strategy appeared first on Corporette.com.

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Steve McCann of Lendlease discusses the outlook for the company's core business in Urbanization, following the announcement that the firm's Engineering and Services business will be reported as non-core in its full-year results for 2019 and beyond.
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How GoPro rebooted itself: CEO Nick Woodman talks strategy — MashTalk

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For GoPro, things are looking up.

After a tumultuous couple of years — which saw the action-camera company enter and then leave the drone business, get squeezed harder by increasingly competitive smartphone cameras, and ride a steady wave of criticism of its product line — GoPro appears to have found its footing with the well-received Hero 7 Black camera and a return to profitability.

At the center of the company’s renewal is founder Nick Woodman. Woodman joined MashTalk to talk about what it’s been like to be CEO through such a roller-coaster time. After promising expeditions into media, drones, and 360 video didn’t work out as planned, he’s discarded unrealistic visions for tighter focus. The new GoPro may be less ambitious, but it’s much more confident about what it can offer: high-quality action cameras with a compelling mix of features, value, and usability. Read more…

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Verizon calls out AT&T’s shady 5G strategy in new full-page ad

Verizon Vs AT&T

Verizon earlier today took out full-page ads in papers like The New York Times and The Wall Street Journal and called upon the wireless industry to be upfront with consumers about which devices are truly 5G compatible. The Verizon ad is essentially a not-too-subtle jab at AT&T which, as we reported a few weeks back, is planning to replace the LTE indicator with a 5G E symbol in markets that have support for the fastest LTE technologies. And keep in mind, AT&T doesn’t sell any 5G compatible phones at the moment.

AT&T’s move in this regard is exceptionally misleading, and Verizon wants to let everyone know that they’re only going to use a 5G designation when “new device hardware is connecting to the network using new radio technology to deliver new capabilities.”

Continue reading…

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Verizon calls out AT&T’s shady 5G strategy in new full-page ad originally appeared on BGR.com on Tue, 8 Jan 2019 at 20:08:15 EDT. Please see our terms for use of feeds.


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Trump’s focus on pleasing his most ardent supporters raises questions about reelection strategy

His approach stands in stark contrast to the historical behavior of modern presidents, who moved at least briefly toward the political center after being humbled at the ballot box.
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Trump’s Syria surprise devastated US strategy and other commentary

Security desk: Trump Undermines His Own Team President Trump has announced the immediate and rapid withdrawal of troops from Syria — just two days, as The Washington Post’s Josh Rogin points out, after his special representative “publicly pledged that the US commitment to Syria would not waiver.” And barely two months after Trump himself said…
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World Cup Star Reveals His Favorite Investment Strategy

Fresh off a successful 2018 FIFA World Cup berth in Russia, soccer star Martin Braithwaite, 27, played all four games for Denmark before eventually losing by penalties to World Cup runner-up, Croatia, in a dramatic thriller. A soccer star in the UK and his native Denmark (and whose father hails from Brooklyn, New York, via Guyana), Braithwaite has been a leading factor, for his home team and for Denmark. He recently scored the goal that helped Denmark cinch its place atop the European rankings, but despite his impressive kick game, Braithwaite is actually making some pretty scores off the pitch.

world cup

(Instagram)

 

In addition to co-founding a French clothing line, Braithwaite holds stakes in venture capitalism, and is also a quiet partner in a number of real estate developments in New York City. BLACK ENTERPRISE contributor Philip Michael sat down with Braithwaite to get the soccer star’s take on investments, what he looks for, and his favorite deal to date.

BLACK ENTERPRISE: What up, Champ?

Michael Braithwaite: Chillin’.

BE: Let’s get right to it. You’ve always been into business. You have a number of interests off the field. Where does this interest come from?

Braithwaite: I come from a business family. My aunt is a successful broker in my hometown. My grandfather is a very successful businessman; so are his brothers. And I also know there’s a limited window to make money from football.

BE: What’s your favorite deal at the moment?

Braithwaite: Probably my New York real estate. We invested last year and the portfolio’s 4x’d since then. We’re doing the first smart home development in Jersey City, as well as a historic high-rise in one of the neighborhoods over there. Our clothing line [Trente] is also doing super well at the moment, all online sales.

BE: I’m sure you get pitched a bunch of crazy s**t all the time. What’s the craziest deal someone asked you to invest in?

Braithwaite: Some guys in Miami asked me to invest in concerts, said I’d get my money back 10x. Then you have the classic ones like restaurants. Tons of stupid shit.

BE: What do you look for in a deal? And what’s your favorite investment?

Braithwaite: You always want to look at the people first and foremost, you know that. So that’s really the key thing — have they had successful exits in the past? Have they been successful in their field? But more than anything, I make sure I structure any deal in a way that a) they have skin in the game, b) there’s an underlying asset that will retain value, and c) their earnings are contingent on performance.

BE: How so?

Braithwaite: Well, on the value part, some app for instance, will have crazy valuations based on what they think they will do. Say we have a real estate deal. If we invest in something we’re not managing, the manager’s bonus has to come when my side gets paid. That way you’re protected.

BE: What’s next for you? As far as business?

Braithwaite: On the sport side, my goal is to make my team better and win every week. But the ultimate goal, from a business standpoint, is to make more money off the field than on it. We already see what happens to athletes when they retire; it’s not a pretty sight. Like I said earlier, we have a short window to make money so it’s all about setting the family up for the future; both on and off the pitch.

A version of this story appeared on WealthLAB.

The post World Cup Star Reveals His Favorite Investment Strategy appeared first on Black Enterprise.

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India Fashion Week: A New Sponsor — and a New Strategy

NEW DELHI — India Fashion Week here for the first time went direct to consumer, indicating the country’s changing fashion market.
The fashion week, the first four days of which were dedicated to retail buyers, also came with a new sponsor and a new name — the Lotus Makeup India Fashion Week, or LMIFW.
“The event kept the tradition of buyer sale for the first four days and added a new dimension for public sale on the penultimate two days at the same venue,” Sunil Sethi, president of the Fashion Design Council of India, or FDCI, told WWD. FDCI is the organizer of the event, which closed Oct. 15. “In its 19 years of existence, the FDCI has never thought of doing a B2C show. We have always been about business-to-business, and we are just adding on a new dimension,” he added.
Describing the changing retail market, and a year in which many designers have slowed the opening of their own stores, he said the last two days included past seasons’ designs and old inventory. “Many of the designers have been talking about the pain in retail, about downsizing a bit and reengineering their operations. In the factories, people are reassessing what to do this

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Frederic de Narp Talks Growth, Brand Strategy in Tokyo

TOKYO — Bally launched its latest artist collaboration at its flagship in Ginza here on Wednesday, unveiling a series of limited-edition products while hosting the opening of an exhibition by London-based street artist Shok-1. The project is the second in a series of artist collaborations curated by music producer Kasseem Dean, who goes by the name Swizz Beatz.
Frédéric de Narp, chief executive officer of the Swiss brand, began his career in Japan and still retains a high level of admiration for the country and its culture. He said that his decision to have a creative collective — rather than a single creative director — head Bally’s design activities was inspired by the country he once called home.
“This creative collective mindset, for me, was born in Japan. This is what I wanted to learn from the Japanese culture, what belongs to the Japanese culture, and what the Japanese are the best at,” he said. “This sort of respect and working together as a group, it’s a cliché, but it is true. And it’s not a fact of a one-woman show or a one-man show. It’s a fact of a group, and I believe in this, especially for a brand that has

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