Not exercising worse for your health than smoking, diabetes and heart disease, study reveals

We’ve all heard exercise helps you live longer. But a new study goes one step further, finding that a sedentary lifestyle is worse for your health than smoking, diabetes and heart disease.


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The T Rex’s tiny baby arms might have been way more useful than they seem

t rex arms

Running into a Tyrannosaurus rex in the wild would have been a truly frightening thing for just about any animal that roamed the earth between 65 million and 80 million years ago, and for an obvious reason. The mighty meat-eater was huge in size and had a mouth built to turn bones into powder. If it snagged you with its jaws you were probably going to have a bad time, but nobody was afraid of its puny little arms… or were they?

As Live Science reports, a new study presented at a recent meeting of the Society of Vertebrate Paleontology took a close look at how T. rex’s arms would have functioned, and it makes some bold predictions.

Continue reading…

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The T Rex’s tiny baby arms might have been way more useful than they seem originally appeared on BGR.com on Thu, 18 Oct 2018 at 17:34:29 EDT. Please see our terms for use of feeds.


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U.S. Housing Starts Pull Back More Than Expected In September

After reporting a substantial increase in new residential construction in the previous month, the Commerce Department released a report on Wednesday showing a bigger than expected pullback in U.S. housing starts in the month of September.
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WATCH: World News 10/12/18: Hurricane Michael Leaves More Than 1 Million Without Power

White man found guilty of assault after firing at lost black teen; A look back at Florida’s first responders after Hurricane Michael
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$500 Billion: Study Finds Parents Spend More on Adult Children than Retirement

Recent study insights reveal a telling tale of the extent of a parent’s love — and maybe even negligence — when it comes to their adult children. According to research, retirement security has taken a backseat for parents who are putting their children’s financial well-being ahead of their own future financial security, and they’re halting their golden-year plans just to make sure their offspring are thriving.

According to the study, “The Financial Journey of Modern Parenting: Joy, Complexity and Sacrifice” which was conducted by Merrill Lynch in partnership with Age Wave, parents today spend $ 500 billion annually on their adult children — ages 18-34 — double the amount they contribute each year to their retirement accounts.

More than 2,500 American parents were surveyed for the study which marks the third in a multi-year research series from Merrill Lynch and Age Wave, a company that studies maturing consumers.

“In this new era of delayed financial independence of young people, financial planning is no longer a solo or coupled activity,” Ken Dychtwald, Ph.D., CEO, and founder of Age Wave said in a news release. “It’s become an ongoing family project with longer and different social, housing and economic interdependencies than we’ve seen before.”

80% of parents say they would be willing to make a major financial sacrifice for adult children, including dipping into their savings or cutting back their lifestyles. 25% would take on debt or pull money from retirement accounts. The research also found 31% of early adults ages 18-34 live with their parents, but even if the child is out of the house, parents are chipping in on school costs, health insurance, rent, and car expenses. 59% expect to help pay for their children’s weddings, 26% expect to contribute to their children’s first homes, and one-third plan to contribute to their grandchildren’s college costs.

Despite the financial sacrifices, 93% of respondents said being a parent was the most rewarding aspect of their lives and 94% said raising their children — and the costs that come with doing so — has been worth “every penny.”

“When emotions and money become intertwined, parents risk making financial decisions that can compromise their — and their children’s — financial futures,” Lisa Margeson, head of retirement client experience and communications at Bank of America Merrill Lynch, said in the release. “Parents can navigate this difficult balance by setting clear boundaries about their level of support, fostering financial independence in adult children, and reconciling spending on children with long-term savings goals to avoid jeopardizing their own financial security.”

 

 

The post $ 500 Billion: Study Finds Parents Spend More on Adult Children than Retirement appeared first on Black Enterprise.

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This is Why It’s Smarter to Buy Halloween Makeup at Ulta Than a Party Store

I’ll tell you this right now: Halloween is not my holiday of choice.

I usually spend the weeks leading up to Oct. 31 being a grump and refusing to dress up. Then, a few days before, I start feeling left out and just want to go to the party, so I piece something together.

It always ends up being expensive.

And I feel like a fool in a scrappy costume while everyone else is dressed as a clever pun with Pinterest-worthy makeup.

Not this year, my friends.

Although Halloween is on a Wednesday, I will be prepared — and I refuse to spend too much money.

A co-worker (who is a lot more makeup-savvy than I am — thanks, Kelsey) recently let me in on a secret: Buying “real” Halloween makeup at a cosmetic store like Ulta is actually a lot smarter than going to Party City for the “cheap” costume stuff.

No way, I thought. But, lo and behold, it really is a smarter decision. Here’s why.

1. “Real” Makeup Is Cheaper

This is where I was hung up. I know how much the little bit of makeup I wear costs, so the idea of buying legit makeup over the costume stuff didn’t seem like it’d be cheaper.

But you really can find cheaper Halloween makeup alternatives at Ulta — both in-store and online.

Plus, you can apply some hefty savings to your order if you know what you’re doing.

For example, you can get free gift cards to Ulta by taking surveys through Swagbucks (which will also give you $ 5 to get started).

Once you’re in, buy an Ulta gift card and shop Ulta through the platform. You’ll earn two Swagbucks (SBs) per $ 1 you spend. You can exchange SBs for gift cards.

For context, 2,500 SBs equate to a $ 25 PayPal gift card, good for all your online shopping pleasures.

However, as it turns out, many of the costume basics are a lot cheaper if you get them from somewhere like Ulta.

I compared a few items and their prices:

Fake eyelashes:

  • Sultry False Eyelashes: $ 4.99 at Party City
  • Ardell Glamour Multipack (of four sets): $ 11.99 at Ulta, totaling about $ 3 per set

Lipstick:

  • Gold Glitter Lipstick: $ 2.99 at Party City
  • Makeup Revolution: $ 2.49 at Ulta

Eyeliner:

  • Black Shimmer Eye Liner: $ 3.99 at Party City
  • Essence Kajal Eye Pencil: $ 1.49 at Ulta (also available in white)

Self-adhesive face jewels:

  • Adult Sea Siren Mermaid Makeup Kit: $ 9.99 at Party City
  • Lottie London Mermaid Self-Adhesive Jewels: $ 5.49 at Ulta (online-only)

Setting powder:

  • Colorless Setting Powder: $ 3.99 at Party City
  • E.L.F. Prime & Stay Finishing Powder: $ 2 at Ulta (online-only)

Bonus: Here are seven other ways you can save money at Ulta.

2. “Real” Makeup Is Better Quality

One year in middle school, I decided to be a clown for Halloween… Lord knows why.

I hate clowns, and my face was covered in paint, which caused my already acne-prone skin to freak out. I think there’s one photo of the incident floating around somewhere…

When I dressed as a scarecrow a few years back, my face was not happy with the swirls of red paint on my cheeks. Also, the red paint refused to come off — even with makeup remover — so going to class on Monday was an adventure.

One of the perks of using “real” makeup is the quality. The likelihood of your skin having an adverse reaction to the product is probably lower. Plus, the real stuff is usually built to stay on all day, so it’ll be less likely to slime off during your rowdy night.

3. “Real” Makeup Stores Better (and You Can Use It Again)

I held onto that red paint palette I purchased for my scarecrow costume, because it felt like such a waste to use the tiniest bit and toss it.

Moving out a few months later, I stumbled across it. It was totally dried out.

When you purchase legitimate makeup, it’ll store better — and longer. Actually, depending on the product, it’ll probably be fine until next year.

There’s also more of a chance you’ll use eyeliner than black face paint on any other regular day.

4. “Real” Makeup Has More Options

At Party City, you’ll probably find limited options for Halloween makeup. You’ll see the white face paint, the palette of clown colors and maybe two colors of lipstick.

The nice thing about opting for makeup from a place like Ulta is you have so many options. You’re also not locked into buying the five-pack of eyeshadows, for example. You can probably find a singular one you actually need (and will use again).

Plus, did you see all those lipstick options? Black? Green? Purple? Neon yellow?!

The best part is you don’t risk running into someone who used the same pre-packaged kit as you. You’ll be unique. And, really, that’s all that matters on Halloween — because it’s awkward to run into someone dressed the same darn way.

Carson Kohler (@CarsonKohler) is a staff writer at The Penny Hoarder.

 

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This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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This ex of Kate Middleton’s made Prince William more jealous than most

Yes, really.

Kate and William holding hands
REX

Kate Middleton and Prince William are one of the most talked about couples in the world, from their happy family life with Prince George, Princess Charlotte and Prince Louis, to their relatable day to day habits at Kensington Palace – they’re just like us really!

The Duke and Duchess of Cambridge seem so happy in fact it’s hard to remember that there were ever rocky patches.

In 2007 however, Kate and Wills briefly broke up, with Kate even leaving the country to process the split, heading to Dublin with her mum and a group of friends to relax.

It has emerged however that also during their break up, Kate had a brief romance – and it is reported to have annoyed William more than most.

Why? Because it was with one of William’s Eton school friends, shipping heir Henry Ropner.

REX

It gets even more dramatic as Harper’s Bazaar Australia reported that William once dated Ropner’s ex back in the day.

Drama!

‘We were both very young,’ Prince William explained of the split in their 2010 engagement video interview. ‘It was at university, we were sort of both finding ourselves as such and being different characters and stuff, it was very much trying to find our own way and we were growing up.’

He continued: ‘It was just sort of a bit of space and a bit of things like that, and it worked out for the better.’

Kate certainly seemed to agree, explaining, ‘I think at the time I wasn’t very happy about it, but actually it made me a stronger person.’

The post This ex of Kate Middleton’s made Prince William more jealous than most appeared first on Marie Claire.

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