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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Elon Musk says there’s a 70% chance he’s going to move to Mars

elon musk mars

Elon Musk wants humans to make it to Mars. With his company SpaceX at his back, he’s pushed forward with some incredibly bold claims about what is possible for mankind on the Red Planet. He’s shown off concepts for Mars settlements and even called out scientists who say climate engineering on the planet is impossible.

Now, in an interview with HBO’s Axios, Musk doubles down on one of the more off-the-wall claims he’s made during his years in the spotlight. Mars, he says, will be his eventual home, and he estimates his odds of moving to the planet at a generous 70%.

Continue reading…

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Elon Musk says there’s a 70% chance he’s going to move to Mars originally appeared on BGR.com on Tue, 27 Nov 2018 at 00:09:19 EDT. Please see our terms for use of feeds.


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50 Year Anniversary of the Fair Housing Act and There’s Still a Racial Homeowners Gap

This year marks the 50th year anniversary of the Fair Housing Act. On April 11, 1968, a week after the passing of famed civil rights leader Rev. Dr. Martin Luther King Jr., President Lyndon Johnson approved Title VIII of the Civil Rights Act of 1968 — also known as the Fair Housing Act,.

The Fair Housing Act outlawed discrimination concerning the sale, rental, and financing to any person because of race, color, sex, religion, or national origin. This groundbreaking legislation eliminated legal barriers that prevented blacks from participating in homeownership.

Home ownership has been a vehicle for many to increase their financial security, develop communities, and transfer a piece of wealth to future generations. In an article on Nareb.com — National Association of Real Estate Brokers (NAREB) — Ron Cooper, shared his insights on the power of homeownership.

“Homeownership is the number one way for African Americans to build wealth,” he said. “There are so many other things tied to it.”

Unfortunately, many black people still lag behind white people in the homeownership goal. Although more members of the black community have been given access to homeownership because of the Fair Housing Act, reports show that 41% of blacks own homes compared to 71.3% of whites, according to 2016 U.S. Census data. The rate of black homeownership has declined since 2004 when approximately 49% of blacks owned homes.

Reasons for the Housing Gap  

What’s causing the housing gap and decline in homeownership rates for black people today? Loan fees, credit scores, limited savings, down payment requirements, and results of the 2008 financial crisis are some of the barriers preventing the growth of black homeownership today. According to the 2018 State of Housing in Black America (SHIBA) report commissioned by NAREB, there is a hidden tax on black home buyers, making it more costly for blacks to participate in homeownership. NAREB explores how Government Sponsored Enterprise (GSE) housing lending companies such as Fanni Mae and Freddie Mac charge low to moderate income households excessive fees due to a fear of loan default.

The Impact of Segregation Despite Fair Housing Act 

The SHIBA report notes that in the 10 cities with the largest black populations, segregation remains extremely high. Neighborhood segregation has a negative impact on housing appreciation for blacks populations. Homes in African American neighborhoods have lower property values, suffering from discriminatory impacts of redlining outlawed decades ago. A study published by online real estate database company Zillow, shows the impact color coding African American neighborhoods red — as most “hazardous” for lending — in the 1930s impacts housing values today. “The median home value in neighborhoods labeled “best” has risen 230.8% to $ 640,238 over the past 22 years, whereas the median value in the areas rated “hazardous” has climbed only 203.1%, to $ 276,199.

Solutions to Build Homeownership Rates  

Although blacks have celebrated many victories over the last 50 years in pursuit of equality and fair practices in housing, there is still more work to be done. Increasing the level of loan applications, loan originations, and homeownership sustainability will be a step in the right direction, according to NAREB.

If you’re thinking about buying a house, it’s important to consult with a realtor and financial professional to educate you on the process. Don’t walk the journey alone. In order to move beyond years of discrimination and limited access, you have to be equipped with the right tools to succeed. Education and preparation is key to moving the needle on housing in black America and will ensure that more black people gain access to favorable rates, terms, and properties.

The post 50 Year Anniversary of the Fair Housing Act and There’s Still a Racial Homeowners Gap appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

50 Year Anniversary of the Fair Housing Act and There’s Still a Racial Homeowners Gap

This year marks the 50th year anniversary of the Fair Housing Act. On April 11, 1968, a week after the passing of famed civil rights leader Rev. Dr. Martin Luther King Jr., President Lyndon Johnson approved Title VIII of the Civil Rights Act of 1968 — also known as the Fair Housing Act,.

The Fair Housing Act outlawed discrimination concerning the sale, rental, and financing to any person because of race, color, sex, religion, or national origin. This groundbreaking legislation eliminated legal barriers that prevented blacks from participating in homeownership.

Home ownership has been a vehicle for many to increase their financial security, develop communities, and transfer a piece of wealth to future generations. In an article on Nareb.com — National Association of Real Estate Brokers (NAREB) — Ron Cooper, shared his insights on the power of homeownership.

“Homeownership is the number one way for African Americans to build wealth,” he said. “There are so many other things tied to it.”

Unfortunately, many black people still lag behind white people in the homeownership goal. Although more members of the black community have been given access to homeownership because of the Fair Housing Act, reports show that 41% of blacks own homes compared to 71.3% of whites, according to 2016 U.S. Census data. The rate of black homeownership has declined since 2004 when approximately 49% of blacks owned homes.

Reasons for the Housing Gap  

What’s causing the housing gap and decline in homeownership rates for black people today? Loan fees, credit scores, limited savings, down payment requirements, and results of the 2008 financial crisis are some of the barriers preventing the growth of black homeownership today. According to the 2018 State of Housing in Black America (SHIBA) report commissioned by NAREB, there is a hidden tax on black home buyers, making it more costly for blacks to participate in homeownership. NAREB explores how Government Sponsored Enterprise (GSE) housing lending companies such as Fanni Mae and Freddie Mac charge low to moderate income households excessive fees due to a fear of loan default.

The Impact of Segregation Despite Fair Housing Act 

The SHIBA report notes that in the 10 cities with the largest black populations, segregation remains extremely high. Neighborhood segregation has a negative impact on housing appreciation for blacks populations. Homes in African American neighborhoods have lower property values, suffering from discriminatory impacts of redlining outlawed decades ago. A study published by online real estate database company Zillow, shows the impact color coding African American neighborhoods red — as most “hazardous” for lending — in the 1930s impacts housing values today. “The median home value in neighborhoods labeled “best” has risen 230.8% to $ 640,238 over the past 22 years, whereas the median value in the areas rated “hazardous” has climbed only 203.1%, to $ 276,199.

Solutions to Build Homeownership Rates  

Although blacks have celebrated many victories over the last 50 years in pursuit of equality and fair practices in housing, there is still more work to be done. Increasing the level of loan applications, loan originations, and homeownership sustainability will be a step in the right direction, according to NAREB.

If you’re thinking about buying a house, it’s important to consult with a realtor and financial professional to educate you on the process. Don’t walk the journey alone. In order to move beyond years of discrimination and limited access, you have to be equipped with the right tools to succeed. Education and preparation is key to moving the needle on housing in black America and will ensure that more black people gain access to favorable rates, terms, and properties.

The post 50 Year Anniversary of the Fair Housing Act and There’s Still a Racial Homeowners Gap appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

For Trump, there’s no easy way out of his funk

By multiple accounts, Donald Trump is in one of the deepest funks of his presidency. The bad news is that the challenges and threats that are making his mood so dark are likely to get worse before they get better.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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Trump admits there’s ‘no proof’ of ‘Middle Easterners’ in caravan

"There’s no proof of anything. But there could very well be," Trump said.
ABC News: Top Stories

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

There’s a combined $1B in Powerball, Mega Millions. Odds of winning both are 1 in 88 quadrillion

The chance that one ticket has all the winning numbers in either game is pretty slim. The odds against winning both are astronomical.
Wealth

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Trump bets there’s no downside to campaigning as hurricane rages

President Donald Trump tempted fate and nature by declining to cancel an optically risky campaign rally and fundraiser even as the most powerful hurricane in a quarter century thrashed across the Florida Panhandle.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

There’s a Chance Timothée Chalamet and Lily-Rose Depp Are Young Hollywood’s Hottest New Couple

Timothee Chalamet, Lily-Rose DeppIt looks like Timothée Chalamet might be dating Lily-Rose Depp and we are here for it.
The two young A-listers were spotted together at the New York City coffee shop Mud this past…

E! Online (US) – Top Stories

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