Scouted: These Two Portable Bluetooth Speakers Sync to Your Phone and Give You Stereo Surround Sound – And They’re On Sale Right Now for $70

As outdoor weather inches toward us, it’s time to remember where you left your portable Bluetooth speaker. And if you’re not immediately “Ah ha!”-ing right now, it might not be so memorable (or good). That’s a great reason to upgrade today to a pair of Anker’s Soundcore Flares — a pretty unique set of waterproof (yes, proof) portable Bluetooth speakers that are inexplicably on sale right now for $ 70.

The 31% discount is sizable considering the nearly 500 reviews and 4.5-star average rating the Flares have amassed. But then again: Their features are really cool. They will both sync (seamlessly) to your device and play in stereo — that is, one will act as the right speaker and the other as the left.  You can just pop them on and decide just how enveloped in surround sound you want your outdoor space — be it a patio, roof, backyard, park, beach, or personal jetty. Or you could just place them next to each other to achieve an enhanced volume. The speakers are waterproof (rated IPX7) and LEDs packed into their bases can react to the music in real time. You can actually customize multiple themes and light patterns using Anker’s Soundcore app.

If you want to level up your Bluetooth portable speaker game this spring, this is your chance to do so with a real discount on a top-rated product.   

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Fitbit’s new trackers are cheap and work well, but they’re super basic

CNBC reviews the new Fitbit Inspire HR and Versa Lite, two affordable health trackers that work well but are very basic.
Health and Science

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Sharon Horgan and Rob Delaney Reveal the Failed Projects They’re Most Ashamed Of

Late Night with Seth Meyers

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Black Folk Had A Problem With J. Lo’s Motown Tribute…Smokey Robinson Said They’re Stupid

61st Annual GRAMMY Awards - Inside

Source: Emma McIntyre / Getty

Last week, there were rumblings that Jennifer Lopez would be performing during a Motown tribute. In the Black year of 2019, during the 61st celebration of the Grammy Awards. The news spread far and wide and Black folks were fiery in their dissension. But when the Grammys released their list of performers on their website, J. Lo’s name was conveniently left off the list, so we assumed that it was a lie to start drama or that someone had come to their senses and realized that a White-presenting Puerto Rican woman shouldn’t honor a record label that was about excellence in Black artistry and entrepreneurship.

But we were wrong. And last night, Jenny from the block took the stage to honor legends who could have easily performed themselves.

Check it out below.

That just wasn’t it.

And as expected the backlash poured in. Interestingly enough though, there was one Motown legend, who didn’t seem to take issue with J. Lo’s performance…at all. And that was Smokey Robinson, who helped Alicia Keys to introduce J. Lo’s nearly 7-minute medley. In an interview with VarietyRobinson said anyone who took issue with J. Lo’s performance is “stupid.” 

“I don’t think anyone who is intelligent is upset,” he said. “I think anyone who is upset is stupid.”

Robinson claimed that Motown music is “for everybody.”

“Who’s stupid enough to protest Jennifer Lopez doing anything for Motown?” Smokey asked.

Well, that’s one opinion. But based on the reaction from more than a few other people, Robison was in the minority. See what other folks had to say about Lopez on the following pages.

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iPhone shipments crashed nearly 20% in China because they’re too expensive: IDC

Apple iPhone shipments sunk 19.9 percent during the fourth quarter of 2018, Apple's fiscal Q1, according to IDC.
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Here are the Democrats who have said they’re running for president

The 2020 Democratic field is taking shape, with candidates revealing their intentions on a seemingly everyday basis.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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Butterflies know exactly what they’re looking for in a partner: Themselves

law of attraction

Love is a strange thing. Everyone can come up with at least a brief list of things they find attractive in a mate, but sometimes we find ourselves drawn to people for totally explainable reasons. But the same isn’t necessarily true for other members of the animal kingdom, and butterflies, for example, seem to have streamlined things quite a bit.

Authors of a new research paper published in PLOS took a close look at Colombian butterflies in order to get a better idea of how they choose who to reproduce with. What they found was that when it comes to the search for a mate, butterflies are really just looking for themselves.

Continue reading…

BGR Top Deals:

  1. How on Earth are iPads this cheap right now at Amazon?
  2. Meet the $ 7 accessory that makes Apple’s AirPods sound so much better

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Butterflies know exactly what they’re looking for in a partner: Themselves originally appeared on BGR.com on Thu, 7 Feb 2019 at 23:07:48 EDT. Please see our terms for use of feeds.


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Twitter thinks Adam Levine’s Super Bowl tank top looks like ’70s home decor, and tbh they’re not wrong

Twitter thinks Adam Levine’s Super Bowl tank top looks like ’70s home decor, and tbh they’re not wrong


Twitter thinks Adam Levine’s Super Bowl tank top looks like ’70s home decor, and tbh they’re not wrong

Another Super Bowl has come and gone, but the memes are here to stay—especially when it comes to a certain tank top Adam Levine was wearing during the halftime show (before nipple-gate, of course).

If you caught Maroon 5’s performance, you know that Levine was wearing a patterned tank top with a brown and black square design. And people quickly recognized the pattern on things they found around their homes.

If you looked at Levine’s ensemble and thought, “I’ve seen that tank top in my grandma’s house before,” you’re not the only one. In fact, a lot of people are taking to Twitter to share photos of their ’70s-inspired home decor that looks identical to what Levine was wearing.

Or the fact that it looked like something they’ve seen at the doctor:

And others thought it was reminiscent of what Neil, Charlie’s mom’s uptight boyfriend (AKA someone you really don’t want to take fashion inspiration from) wore in The Santa Clause:

This tweet made an excellent point about how having home decor that looks like the tank top isn’t exactly something to brag about:

But this tweet summed up the approach we should all be taking to this whole mess:

May we all have the confidence of Levine wearing that tank top on stage at the biggest sporting event of the year. And no matter what you think about it, you have to admit that this tank top got people talking about what was otherwise kind of a boring Super Bowl, so maybe that’s part of Levine’s genius? Hmm…

The post Twitter thinks Adam Levine’s Super Bowl tank top looks like ’70s home decor, and tbh they’re not wrong appeared first on HelloGiggles.

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Harley-Davidson’s core customers think they’re too old to ride bikes

Being an “Easy Rider” isn’t so easy for Harley-Davidson’s core customer anymore. Indeed, when asked why they would not buy such a vehicle, 13 percent of the 55-plus crowd said “people my age do not ride motorcycles.” UBS analyst Robin Farley, in a research report released Friday, predicted this sense of being too old will…
Business | New York Post

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Amazon just announced its best-selling tech gifts of the holidays – and they’re all still on sale

Amazon Holiday Best Sellers List

Amazon on Wednesday announced that this past holiday shopping season was its most successful season ever, with more items ordered worldwide than ever before. That shouldn’t come as much of a surprise considering how good the deals were this year across all of the most popular categories on Amazon’s site. Amazon didn’t share any specific numbers as far as sales go, and that shouldn’t come as much of a surprise since the company never shares specific sales volumes. It did announce some of its best-selling products across various categories though, and we’ve got some awesome news: Amazon’s best-selling products from this past holiday shopping season are still on sale right now.

Fire TV and Echo devices were popular this year, as they have been every year. Amazon also listed best-sellers from other categories like toys, where products like the L.O.L. Surprise! Glam Glitter Series Doll with 7 Surprises and Nerf N-Strike Elite Strongarm Blaster topped the charts. In the ever popular electronics category, six items topped the list and it just so happens that they’re all still on sale!

The Bose QuietComfort 35 (Series II) Noise Cancelling Wireless Headphones were top-sellers this year, and they’re still available right now for $ 50 off, which is the same exact deal we saw on Black Friday and during Cyber Week. Samsung’s UN65NU8000FXZA Flat 65″ 4K UHD 8 Series Smart LED TV is also still on sale for more than $ 500 off, and Apple’s Space Gray iPad with 32GB of storage is still discounted as well, though it’s not as deep as it was during Cyber Week. Want to see what else topped Amazon’s list this year in the electronics category? You can check everything out below.

Bose QuietComfort 35 (Series II) Wireless Headphones, Noise Cancelling

  • Three levels of world-class noise cancellation for better listening experience in any environment
  • Alexa-enabled for voice access to music, information, and more
  • Noise-rejecting dual-microphone system for clear sound and voice pick-up
  • Balanced audio performance at any volume
  • Hassle-free Bluetooth pairing, personalized settings, access to future updates, and more through the Bose Connect app

Bose QuietComfort 35 (Series II) Wireless Headphones, Noise Cancelling, with Alexa voice contro…: $ 299.99

Samsung UN65NU8000FXZA Flat 65″ 4K UHD 8 Series Smart LED TV

  • HDR Plus: See movies and shows just as the director intended in stunning high dynamic range
  • Ultra Slim Array: The Ultra Slim Array dynamically fine-tunes the deepness of the blacks, to the brightness of the whites, for a picture with sensational contrast
  • Dynamic Crystal Color: Discover an expanded world of colors where millions of shades HDTVs can’t replicate make all the difference
  • Motion Rate 240: Enjoy smooth, crisp action even in the fastest scenes
  • Smart TV with Bixby Voice: A revolutionary way to help find streaming and live TV shows with a Universal Guide, one remote and voice assistance.Sound Output (RMS): 15W x 2
  • Please note the differences between the UN65NU8000 and the UN65NU800D. NU8000: Eclipse silver bezel color, 550 nits HDR sustained brightness, Supreme UHD micro dimming. NU800D: Carbon silver bezel color, 530 nits HDR sustained brightness, UHD Dimming.

Samsung UN65NU8000FXZA Flat 65″ 4K UHD 8 Series Smart LED TV (2018): $ 1,197.99

Apple iPad (Wi-Fi, 32GB) – Space Gray

  • 9.7-inch Retina display
  • A10 Fusion chip with 64-bit desktop-class architecture
  • Touch ID fingerprint sensor
  • 8MP camera with 1080p video and 1.2MP FaceTime HD camera
  • 802.11ac Wi-Fi with MIMO
  • Up to 10 hours of battery life
  • Two speaker audio

Apple iPad (Wi-Fi, 32GB) – Space Gray (Latest Model): $ 289.00

Wemo Mini Smart Plug

  • Control from anywhere. Plug in a Wemo Mini Smart Plug, download the free app, and control your lights and appliances from your phone and your voice through Amazon Alexa, Google Assistant and Apple HomeKit. Only needs Wi-Fi. No hub or subscription required
  • Compact size. Wemo Mini features a sleek new form-factor that allows you to stack two Mini Smart Plugs in the same outlet
  • Schedule automatically. Never come home to a dark house. Schedule the fan to turn on before you arrive. Sync lamps and devices to sunrise, sunset, or pre-set times automatically
  • Randomize Lights. The Mini Smart Plug protects your home better than a mechanical timer. “Away Mode” will turn your lights on and off randomly to make it look like you’re home even when you’re not
  • Voice control with Amazon Alexa, the Google Assistant and Apple HomeKit. Pair with voice built-in devices like Apple Homepod or Google Home and control your lights and appliances with your voice
  • Wemo works with Apple HomeKit automatically. Download the latest version of the Wemo App and follow the steps to connect your Wemo Mini connected devices to the Apple Home app

Wemo Mini Smart Plug, WiFi Enabled, Works with Alexa, Google Assistant & Apple HomeKit: $ 22.49

Blue Yeti USB Microphone

  • Tri-capsule array – 3 condenser capsules can record almost any situation.
  • Multiple pattern selection – cardioid, bidirectional, omnidirectional & stereo.
  • Gain control, mute button, zero-latency headphone output. Power output (RMS): 130mW
  • Perfect for vocals, musical instruments, podcasting, voiceovers, interviews, field recordings, conference calls.
  • Compatible with Windows 10, Windows 8 (including 8.1), Windows 7, Windows Vista, Windows XP (Home and Professional), and Mac OS X (10.4.11 or higher), and requires a minimum of 64 MB of RAM(remove existing and upload).

Blue Yeti USB Microphone – Blackout: $ 99.99

Wyze Cam 1080p HD Indoor Wireless Smart Home Camera

  • Works with Alexa: Ask Alexa to show your front door, kid’s room, or anywhere else you have your Wyze Cam
  • 1080p full HD live stream direct to your smartphone day or night with night vision (up to 30 feet away). Works with 2.4GHz Wi-Fi networks (does not support 5GHz Wi-Fi)
  • Motion Tagging technology detects and outlines motion in both live stream and playback video modes. Operating system supports ios 8.0 and android 5.0 or later.
  • Motion and sound detection with free rolling 14-day cloud storage. Use the Wyze App (iOS and Android) to manage and share multiple cameras. Add a microSD card (up to 32GB max size) for local storage.
  • Magnetic base, 6-foot power cable and included adhesive metal plate let you mount your Wyze Cam anywhere – no screws required

Wyze Cam 1080p HD Indoor Wireless Smart Home Camera with Night Vision, 2-Way Audio, Works with…: $ 25.98

BGR Top Deals:

  1. Your cable company hates us so much for telling you about this $ 50 box
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Amazon just announced its best-selling tech gifts of the holidays – and they’re all still on sale originally appeared on BGR.com on Thu, 27 Dec 2018 at 11:00:39 EDT. Please see our terms for use of feeds.


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The game of their lives was 25 years ago. They’re still replaying it in their minds.

The exploits of a high school football team can become small-town legend. For the Prestonsburg Blackcats of Eastern Kentucky, the 1993 season “was like something out of a movie, if you’ve ever seen ‘Hoosiers,’ ” one coach said. Reality, however, left more complicated memories.
Sports

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Marijuana and CBD companies can’t advertise on Facebook and Google, so they’re getting creative

CBD and marijuana companies can't buy ads from Facebook and Google, but that doesn't mean they can't run effective marketing campaigns. They're turning to storytelling, event sponsorships and connecting with relevant content.
Tech

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Shop the latest electronics deals direct from Samsung

US mall owners have been slow to change for years. But now they’re trying to embrace it

As 2018 comes to an end, it's been announced that more than 146 million square feet of retail space will be shut across the U.S. in malls and shopping centers, according to real estate research group CoStar.
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The 12 Dumbest Money Questions We’ve Ever Asked (and Why They’re Not Actually Dumb)

Let’s channel our former middle school teachers: There are no dumb questions.

Especially when it comes to personal finance.

Do you remember your financial literacy class? Probably not, because not many states require such a subject.

So it’s not your fault you have to watch a YouTube tutorial to make sure you’re writing a check correctly or that you have to quietly Google, “How much money do I need to retire?”

But you can stop being embarrassed now. We’re here to answer your “dumbest” money questions.

‘Dumb’ Question No. 1: What Do I Do With My 401(k)?

This isn’t a dumb question, because your 401(k), or any investment account for that matter, is an integral part to a happy and financially healthy retirement.

A 401(k) is an employee-sponsored plan, so it’s largely hands off. If you can, we recommend maxing out your contributions.

Then, thanks to the power of compound interest, watch it grow.

Sure, it’s all automated — out of sight, out of mind. But chances are, your 401(k) could be doing a lot better.

Take control with help from Blooom, an SEC-registered investment advisory firm that can optimize and monitor your 401(k) for you and keep it speeding toward retirement.

It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.

After that, if you sign up, it’s just $ 10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.

Now that you have Blooom keeping tabs on your 401(k), you can sit back and max out your contributions (if possible).

‘Dumb’ Question No. 2: How Can I Invest If I’m Broke?

You. Don’t. Need. Thousands. Of. Dollars. To. Invest.

Yes, everyone’s talking about investing in shares of Amazon, Apple or Netflix, but you can start investing with pocket change.

Start small and download Acorns, an investing app that’ll round up your debit and credit card purchases and, once it accumulates $ 5, it’ll invest the spare change for you.

That means if you spend $ 10.23 at the grocery store, 77 cents gets dropped into your Acorns account. Then, the app does the whole investing thing for you.

The app is $ 1 a month for balances under $ 1 million, and you’ll get a $ 5 bonus when you sign up.

‘Dumb’ Question No. 3: Does My Credit Score Really Matter?

Um, also, how do I check my credit score?

Some folks argue that credit scores are just three-digit numbers that hold no significance. And that might be true… if you’re living off the grid or never plan to purchase a car, rent or buy a home, or apply for a loan.

Seriously. Credit scores matter. They represent your financial health and allow you to build your future.

If it’s been… a while… since you’ve last checked your credit score, here’s a simple — and free — tool that’ll help: Credit Sesame.

Not only will you be able to peep your credit score, you’ll also tap into your free “credit report card,” which breaks down exactly what’s in your credit report and how it affects your score. The tool even offers tailored tips and tricks that’ll help you get your score up.

Motivational speaker James Cooper, for example, raised his credit score 277 points using Credit Sesame. Now he talks to high school students about the importance of having good credit and uses what he’s learned through Credit Sesame as a blueprint for his lessons.

‘Dumb’ Question No. 4: Do I Need Life Insurance?

This isn’t a dumb question, because there are so many variables you’ll need to consider before purchasing life insurance.

Life insurance financially protects your loved ones in the event of your death, which, sorry to break it to you, is inevitable. However, certain people need life insurance more than others. (If you’re not sure, here are three types of people who need life insurance.)

If you think you (or, really, your family) could benefit from life insurance, buying it doesn’t have to be the uncomfortable experience you might expect. Some newcomers in the industry are updating the old model.

Ethos, for example, can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $ 1 million. Ethos offers a digital application, and customer service is available if you have questions.

It partners with a major life insurance carrier to quickly offer policies as low as $ 6 a month. It’s helped thousands of folks access term life insurance, including independent contractors who use Uber, Postmates, TaskRabbit and other gig apps.

‘Dumb’ Question No. 5: Why Is My Money Disappearing?

If you’re wondering where your money goes after each paycheck, start tracking your expenses with the Empower app.

Empower helps you organize and track your financial goals. Simply link your accounts, and every time you log in, you’ll see a simple snapshot of where you stand on your monthly budget. Are you above or below the line? In one second you’ll know whether you’re on track or need to dial things back a bit.

Empower even has a cool “find free money” feature. It’ll do things like negotiate your cell phone bill, review your insurance coverage and cancel unwanted subscriptions.

Side note: If your money is truly disappearing, then you might have a little identity theft situation on your hands. You’ll want to dig into this with your bank or credit card company.

‘Dumb’ Question No. 6: Can I Invest Without Supporting Evil Companies?

If you’ve got a $ 50 bill burning a hole in your wallet, look into Swell Investing, an SEC-registered investment adviser committed to supporting sustainable companies.

Its Impact 400 portfolio features companies whose products and services align with the United Nations Sustainable Development Goals. It considers everything from gender equality to ending poverty to clean energy.

You’ll get a $ 50 bonus with the code PENNY after making your initial investment of at least $ 50.

Swell doesn’t have any trading fees, price tiers or expense ratios. It charges a 0.75% annual fee — that’s about the cost of one coffee ($ 3.75) per year if you invest $ 500.

Disclosure: We have a financial relationship with Swell Investing LLC and will be compensated if consumers apply for an account and/or fund an account with Swell through links in our content. However, the analysis and opinions expressed here are our own.

‘Dumb’ Question No. 7: Are Credit Cards Bad?

Short answer: If you use credit cards responsibly, they’re not bad.

Credit cards can be detrimental if you treat them like a never-ending stream of money. But if you spend within your means and pay them off each month, they can actually be beneficial. They help build your credit and some also grant you rewards — like cash back or travel points.

Here’s an option we like: It’s the Chase Freedom Unlimited card*. Its claim to fame? You’ll earn an unlimited 1.5% cash back on all your purchases. Plus, if you spend $ 500 in your first three months of opening the card (hi, groceries), you’ll pocket a $ 150 bonus.

Get signed up — and 0% intro APR for 15 months — here.

‘Dumb’ Question No. 8: How Does Interest Work?

There are a lot of acronyms in the banking world, so, to save you some time, here’s a rundown of one of the most beneficial: APY.

APY stands for annual percentage yield. It’s the interest you earn on a savings account.

For example, an iOS app called Varo Money combines traditional banking tools with modern technology to help its customers become financially healthy.

Here’s the best part: Pair your bank account with a Varo Savings Account where you’ll earn 1.75% annual percentage yield. That’s nearly 20 times — repeat, 20 times — the average savings account, based on a 0.06% average reported by CNN Money.

Because it’s compounded interest, it’ll get paid out daily, monthly or quarterly, depending on the account’s terms. Basically, the higher the APY and the more frequently it’s compounded, the better.

So yeah, you’re on the right track if you’re asking about APY.

‘Dumb’ Question No. 9: Where Can I Get Money If I Need it?

You’re in a pinch, and you need some money…

Maybe you’re looking to buy a new car, consolidate your debt, pay an unexpected medical bill or make some improvements around the house.

Um, so, where do you find that money?

This feels like a question that has one of those duh answers, but you’ve really got a lot of options.

You can take out a loan through your bank, credit union, peer-to-peer lending platform or a loan company. (We suggest avoiding 401(k) loans and payday loans.)

This money won’t be free; you’ll have to pay it back plus interest. You can easily shop around for the best terms and rates through an online marketplace, like Even Financial, which can help match you with the right personal loan to meet your needs.

Even searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

‘Dumb’ Question No. 10: How Can I Make Money Online?

If you’re looking to make some money online, you’re not the only one. Google receives approximately 100,000 “how to make money online” searches a month.

Not to worry. There are plenty of ways to get paid while sitting on the couch — from full-time work-from-home jobs to side gigs.

Some ideas, based on your wants and needs, include:

  • If you just want to mindlessly make some money while watching TV, try signing up for a few top-rated survey sitesSwagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. Plus, you get a $ 5 bonus when you sign up and earn 2,500 SB within your first 60 days.
  • If you’re looking to flex your skills with a company, then search our work-from-home job board. You’ll find both part-time and full-time opportunities, though note these are usually a little less flexible
  • If you’re looking to set your own schedule, find an online opportunity that allows you to pick and choose when — and how much — you work. Consider signing up for a freelance platform like Fiverr, Mechanical Turk or Upwork.

So, yes, it’s possible to pad your bank account from the comfort of your home — just be watchful of the scammy stuff.

‘Dumb’ Question No. 11: Why Are Groceries So Expensive?

Admittedly, this is a question I recently asked while navigating the grocery store: “Why does it cost $ 3 for a gallon of milk?” Then, at the checkout counter, “How did I just spend $ 100 on groceries?”

I get that there are layers upon layers of factors that ultimately determine the price of groceries, but it seems like the weekly tab just keeps on increasing.

If you want to combat the price of groceries, use Ibotta. It sounds strange, but it’ll pay you cash for taking pictures of your grocery store receipts.

Here’s how it works: Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes and get you cash back.

Ibotta is free to download. Plus, you’ll get a $ 10 sign-up bonus after uploading your first receipt.

Some cash-back opportunities we’ve seen include:

  • 25 cents back on strawberries.
  • $ 1 back on a box of tea.
  • $ 5 back on a case of Shiner Bock beer.

Notice a lot of those aren’t tied to a brand — just shop for the staples on your list and earn cash back!

‘Dumb’ Question No. 12: How Do I Write a Check?

It’s pretty rare these days to have to write a check, so it’s easy to forget how to fill that sucker in.

Just go ahead and bookmark this six-step check-writing guide, so you look like you know what you’re doing the next time the opportunity arises.

Always Raise Your Hand and Ask the Dumb Question

Do you finally believe your middle school teacher? There are no dumb questions! Especially when it comes to personal finance.

If you want to go back to school and get more answers to your “dumb” questions, you can do so for free. We’ve just launched The Penny Hoarder Academy, which will guide you through the ins and outs of personal finance — from building a budget to saving money on groceries to buying your first home.

Never be afraid to just ask.

*Annual Rewards amounts will change based on the amounts you enter. The monthly spending category names and definitions may vary among issuers, and categories may not align one-to-one.

The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The Penny Hoarder is a partner of Credible.

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She was always the one who raised her hand and started with, “Umm… this might be a dumb question, but…”

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Catelynn and Tyler Find Out They’re Expecting, Decide to Live Separate

Having a baby … and separating. Tyler Baltierra and Catelynn Lowell found out they were expecting a new baby on the Monday, November 26 episode of Teen Mom OG – news Us Weekly exclusively broke in September. But even though they were excited about the new addition of their family, that didn’t mean they didn’t still have a long way to go in repairing their relationship.

After spending a weekend at a couple’s retreat in Sedona, Arizona, the duo were hit with the surprising news that Catelynn was pregnant. Although they were busy preparing for their gender reveal, they still wanted to work on their marriage — and that meant that Tyler wanted to spend a month living separately.

“Basically all I want to share with the cameras is that me and you … we’ve been together so long that it’s like ‘who are you as a person by yourself?’” Catelynn said.

She later admitted that the separation was difficult for her, especially since she was pregnant, but that she was hoping it would give them both some room to grow.

The gender reveal party still had to go on, and they found out that they were having a girl. At the party, Tyler told his mom that the pair were living separately but still planned having date nights and dinners together.

“After the month, Cate can come home to a brand new house all nice and fresh,” Tyler said.

Bristol Deals With Her Divorce

Meanwhile, while Tripp was in Alaska with his dad, Bristol Palin took some time to regroup with her friends following her split from Dakota Meyer. She revealed that she felt relieved that their marriage was over and couldn’t see herself ever getting remarried again.

“Just being a single mom — I just felt, like, so judged because I wasn’t married with Tripp, and I wanted it to all be right,” she said.

Bristol
Bristol MTV

Bristol also got real about how her divorce was affecting her, since she still needed time to process what was going on. Even though she predicted that Dakota wouldn’t make the divorce easy on her, she was still having trouble coping — especially since she said that he convinced her that everyone in her life hated her.

“Things with Dakota have been super stressful, and I thought that everything was gonna be a lot less drama,” she said. “We had the opportunity to sit here and break up and do it the right way. But things have gotten so ugly it’s not good.”

Are Cheyenne and Cory Getting Back Together?

After her breakup with Zach, Cheyenne Floyd headed to Michigan to take Ryder to visit Cory Wharton’s family, even though she was still bummed that her relationship was over. While in Michigan, Cory’s ex Lauren stopped by to meet Ryder and while things could have been awkward, the visit went off without a hitch.

Later, Cory’s friends tried to talk him into getting back together with Cheyenne, even though he said he wasn’t into that idea.

Cheyenne
Cheyenne MTV

“Cheyenne was just living with somebody else that I had to get over,” Cory said. “It’s like, ‘Do you want to raise a kid with your best friend or your lover?’ Lover? That’s not us right now.”

When Cheyenne talked to Cory’s female friends, they seemed super into the idea of them getting back together, too. The former flings later had a heart-to-heart about whether or not her relationship with Zach was really over. Plus, she asked Cory if he’d choose her if a girlfriend gave him the same ultimatum that Zach gave her.

“I would pick you. I would easily choose you,” he said.

Teen Mom OG airs on MTV Mondays at 9 p.m. ET.

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Michael B. Jordan and Tessa Thompson are back for round 2 in the highly anticipated sequel to Creed. Get all the details on their chemistry, upping the stakes, and what the future holds for Adonis and Bianca.

📷: Eric Ray Davidson for EW

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House Dems haven’t even taken over yet and they’re already divided

Democrats don’t assume control of the House until January, but they’re already falling into factions. First come all the members, new and old, who vowed not to support Nancy Pelosi for speaker — mainly because they want new blood, and the longstanding top three House Dems are all 78 or 79. The rebels say they…
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Black Women Led the Way on Election Day—Now They’re Leading the Charge for Voting Rights

Black women voters turned out in unprecedented numbers on Election Day, delivering groundbreaking wins to a multitude of Black women candidates. Leticia James will be the first Black woman to serve as attorney general in New York; newcomers Lauren Underwood and Juliana Stratton from Illinois, Jahana Haynes from Connecticut and Ayanna Pressley from Massachusetts will join the U.S. House of Representatives as the first Black women to represent their states in Congress, and Ilhan Omar will be the first Muslim refugee elected to the chamber.

The strength of their wins is the direct result of high turnout by Black women—and men—at the polls. Black women’s leadership and GOTV efforts led Black women candidates to victory, and the Black women we elected will lead the country on a new path toward equality and justice for all.

But we had to overcome monumental hurdles to get to these victories—with some voters still fighting today to ensure their ballots from Tuesday are counted.

Stacey Abrams’ campaign turned out a record number of voters—in spite of severe attacks on the voting rights of people of color, and particularly Black communities, in her state. (via Stacey Abrams on Facebook)

This election was as much about the attacks on voting rights as it was about voter turnout. White conservatives have been systematically dismantling voting rights and erecting giant barriers to voters of color—especially Black voters.

Gerrymandering, unfair voter ID laws and the illegal purging of people of color from the voting rolls was the norm in too many states. Voters waited in long lines across the country—as long as four-and-a-half hours. Students from Prairie A&M in Texas, a historically Black college, had to drive to other towns to cast ballots during early voting because county officials refused to set up a polling place in the campus town. In North Dakota, members of the Spirit Lake Tribe filed a federal complaint against the implementation of a voter ID law requiring a street address. Many voters live on tribal lands without residential addresses.

While we rallied to overcome many barriers, we also saw the negative results of voter suppression in races across the nation. Stacey Abrams battled in her race for Georgia governor against its then-Secretary of State Brian Kemp, who used the power of his post to purge thousands of voters from the voter rolls, hold 53,000 voter registrations hostage and throw out absentee ballots from a predominantly Black county. Even though Abrams turned out unprecedented numbers of voters, many showed up to polls and could not vote, and the outcome of that election is yet to be determined.

The lesson is clear: Conservative lawmakers will go to any length to stop voters of color from voting, and we cannot stop pushing back against oppressive laws that pose barriers to our right to be heard at the ballot box.

This Fall, In Our Own Voice launched a two-year initiative to educate Black women voters about reproductive justice issues throughout the year. Through the #IAMAVOTER campaign, we were able to raise the issues that must be addressed in our communities on a daily basis by our elected officials and engage with voters.

We’re keeping that initiative through 2019 to ensure that Black women voters continue to hold those we elected accountable to our issues—including demanding that they protect our right to vote.

We must continue to knock down the barriers and push for equal voting rights. We didn’t march and die fighting for our right to vote only to have that right denied us by a president who didn’t even win the popular vote. We must continue to reject the new Jim Crow era and the attempt by politicians to turn the clock backward. Voting rights must be accessible to all.

We must remember that these victories happened despite the impact of nearly two years of the Trump administration’s racist and sexist policies. We must fight not only to stop losing ground—we have win back full access to our fundamental right to vote. With this election behind us, we are determined to continue to fight. We will not rest until our country lives up to the constitutional promise of liberty and justice for all.

Black women are leading the way—and we invite you all to follow!

Marcela Howell is the founder and executive director of In Our Own Voice: National Black Women’s Reproductive Justice Agenda. You can follow her on Twitter at @BlackWomensRJ.

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The post Black Women Led the Way on Election Day—Now They’re Leading the Charge for Voting Rights appeared first on Ms. Magazine Blog.

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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

HBO

This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

Read more at The Daily Beast.

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Bill Maher on Being Targeted by Pro-Trump Mail Bomber: ‘They’re So Stupid, They Don’t Know Science’

HBO

This past week, we learned that in addition to shipping pipe bombs to the Obamas, the Clintons, Joe Biden, Rep. Maxine Waters, CNN, George Soros, Robert De Niro and a host of others, pro-Trump mail-bombing suspect Cesar Sayoc was also looking to target comedian Bill Maher, whose management firm was evacuated after it received a suspicious package addressed to him (it was thankfully a false alarm).

And on Friday night’s Real Time, the political satirist addressed the controversy as only he could.

Everybody has to vote,” announced Maher to cheers from his in-studio audience, before joking, “We have an election. Democrats, if you’re voting by mail, make sure there’s enough stamps on your thing, and Republicans, the same goes for your bombs.”

Read more at The Daily Beast.

Got a tip? Send it to The Daily Beast here

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Students Across California Want Abortion Care on Campus—And They’re Not Done Fighting for It

California Governor Jerry Brown last week vetoed a popular measure that would have expanded abortion access for college students across the state.

Nearly three years ago, students at the University of California in Berkeley began fighting for better access to abortion on campus. The student government ultimately passed a resolution endorsing their call for on-campus medication abortion access, but administrators then failed to act on their demands—so students turned to local lawmakers. 

California’s College Student Right to Access Act, known in the legislature as SB 320, was written by three reproductive justice activists from UC Berkeley. The measure, introduced by state Senator Connie Leyva, passed through the state legislature with overwhelming support. A group of donors even came forward willing to fund its mandate: on-campus medication abortion access for all public college students in the Golden State intending to terminate a pregnancy in the first 10 weeks.

But the fierce and proactive attempt to expand women’s reproductive rights was stopped in its tracks by one man who deemed it inconsequential: Last Monday, Jerry Brown vetoed the act, calling it “not necessary.”

But just because Governor Brown was never in need of abortion care on campus doesn’t mean no one else is. More than 500 students in the UC and California State University systems seek out abortions monthly, and these students would have a much easier time getting the care they need if their university health centers had the means to offer it. Many students have to travel far distances to get to appointments, and, for a medical abortion, usually need to make it to at least two appointments.

Costs go up with every additional hurdle put in front of women seeking abortions—which was the case fo Jessy Rosales, who opened up to Huffington Post about her own off-campus abortion at 20: 

Jessy Rosales was a 20-year-old student at the University of California, Riverside, when she got pregnant. She had used protection and was not ready to become a mom, so she went to her campus health center to ask about the abortion pill—actually a combination of two medications that can safely end a pregnancy.

She left with a list of recommended providers. But the first clinic she called told her it did not perform abortions. And the second was a crisis pregnancy center—a facility that seeks to dissuade women from having abortions.

“I’m a first-generation student. For a large majority of my life, my parents didn’t have health insurance, so I didn’t really know what I was doing trying to navigate through the medical system,” Rosales, now 22, recalled in a conversation with HuffPost.

Finally, more than two months after her positive pregnancy test, she went to a nearby Planned Parenthood health center, where she was able to get an in-clinic abortion. It cost her roughly $ 400—a lot of money for a student supporting herself with part-time work and federal loans—and she was told she was too far along to be a candidate for the abortion pill at that point. (It must be taken before 10 weeks of gestation.)

“Had they provided abortion medication on my campus, I would have been able to get the care I needed when I needed it,” Rosales said.

Two-thirds of UC students and one-third of CSU students don’t own a car; 62 percent of them also live 30 minutes or more from a clinic. Often, these clinics are not open on the weekend, which only adds to their burden. 

Going through with a legal and time-sensitive medical procedure shouldn’t take that much work. Seizing an opportunity to ease the process of managing an unwanted pregnancy is far from “not necessary” for the students who must arrange transportation, cover costs, miss class or skip work to make it possible to access the care they need.

“Governor Jerry Brown, on his own, determined what was a legitimate burden in accessing abortion and neglected the experiences of countless students who explained the obstacles and burdens they faced when making a reproductive health decision as a California public university student,” Adiba Khan, one of the students who led the fight for SB 320, told Ms. “To get elected, he has expressed he is ‘pro-choice,’ but then when given the chance to expand access, to what he has repetitively claimed he believes is a right, he vetoes it. This is the behavior of a coward. He has disappointed thousands of students and denied them better agency over their futures.”

Students from across California joined in Khan’s frustration, taking to social media to slam Brown for his decision after news broke that he was vetoing the legislation.

Advocates and activists from across the country also weighed in, showing solidarity with the students who made SB 320 possible and calling on Brown and other lawmakers to do better by the women they serve.

“At its core, SB 320 affirmed the constitutional right of college students to access abortion care promptly and without delay,” Senator Leyva wrote in a statement. “As the Trump Administration continues to unravel many of the critical health care protections and services for women, legislation such as this is urgently needed to make sure that Californians are able to access the full range of reproductive care regardless of where they may live.”

She also vowed to continue fighting. “In the months and years ahead,” she declared, “I will continue fighting to make sure that college students have access to medication abortion on college campuses. I am hopeful that our incoming Legislature and Governor will agree that the right to choose isn’t just a slogan, but rather a commitment to improving true access to abortion for students across California.”

Miranda Martin is a feminist writer and activist and an editorial intern at Ms. She has written for a variety of publications and been published by The Unedit and Project Consent. Miranda recently graduated from University of Wisconsin La Crosse with a major in Interpersonal Communications and a double minor in Creative Writing and Women, Gender and Sexuality Studies. She loves to travel, read, exercise and daydream about the fall of the patriarchy.

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The post Students Across California Want Abortion Care on Campus—And They’re Not Done Fighting for It appeared first on Ms. Magazine Blog.

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Gwen Stefani & Blake Shelton: Why They’re ‘In No Rush’ To Say ‘I Do’ After 3 Years Together

Gwen Stefani and Blake Shelton fans know the two are staying away from the altar, for now. But why, especially after Gwen ‘might love a big wedding,’ as HL has EXCLUSIVELY learned?

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