6 things that can cause irregular periods, explained by a doctor

First things first: Don’t panic

irregular periods

Irregular periods messing with your head? Your mind may be running away with itself and imagining all sorts of possible causes, but usually there’s a simple explanation as to why your cycle isn’t playing ball.

There are a number of reasons why your periods could be irregular (or completely absent), including lifestyle factors, medical conditions and just plain biology.

So to clear some of the fog, Dr Victoria Manning, women’s health expert at River Aesthetics, explains six of the most common causes below. If you’re concerned about irregular periods, always speak to your GP to discuss further.

What causes irregular periods?

Stress

If you’ve been under significant stress lately, whether work or home-related, it may explain why your period is acting up. ‘Stress activates a hormonal pathway in the body called the hypothalamic-pituitary-adrenal (HPA) axis, via the release of increased levels of cortisol,’ explains Dr Manning. ‘The HPA axis and cortisol help control the stress response in the body.

‘Cortisol release can suppress normal levels of reproductive hormones, potentially leading to abnormal ovulation, anovulation (no ovulation) or amenorrhoea (absence of menstration).’

The contraceptive pill

‘Within your natural menstrual cycle your hormone levels fluctuate throughout the month – the main hormones involved are oestrogen, progesterone and testosterone,’ Dr Manning says. ‘The presence in varying levels of these three hormones trigger different parts of your cycle, such as thickening the lining of the womb, maturing your eggs and releasing them into your fallopian tubes.’

Essentially, the pill alters your hormone levels, which can in turn throw your menstrual cycle out of whack. According to the NHS, the progestogen-only or ‘mini’ pill can cause periods to stop, become lighter, irregular or even more frequent.

‘Oral contraception alters these hormone levels by introducing synthetic hormones. Some have a mix of oestrogen and progestin (a synthetic progesterone), others just progestins. Since these hormones are the key orchestrators of your menstrual cycle, it makes sense that your menstruation and ovulation would be different as a result of taking hormonal birth control,’ Dr Manning adds.

‘When you’re on the pill, you don’t have fluctuations in hormone levels because you’re actively taking synthetic versions that are keeping your levels high. So in essence, the pill inhibits ovulation because the levels of oestrogen and progesterone you’re taking don’t allow the hormone dip that triggers your natural monthly egg maturation and drop.’ If you’re thinking of coming off the pill, speak to your GP.

irregular periods causes

PCOS

‘Polycystic ovary syndrome, or PCOS, is a common condition that affects the way a woman’s ovaries work,’ explains Dr Manning. ‘The main three features of PCOS are irregular periods, which means your ovaries do not release eggs; excess androgen, high levels of “male hormones” in your body, which may result in physical signs like excess facial or body hair and central weight gain; and polycystic ovaries, where your ovaries become enlarged and contain many fluid-filled sacs.

‘If you have at least two of these features, you may be diagnosed with PCOS.’ For more information, read our guide to PCOS when you’re done here.

Weight gain

‘When overweight, cholesterol compounds in fat cells can get converted into a type of weak oestrogen called estrone,’ explains the doctor. ‘Overweight or obese women carrying extra fat cells have “little estrone-making factories”, which can have an oestrogenic effect on glands.

‘This added oestrogen can cause bleeding or irregular periods. A woman may go months without ovulating, for example, but the uterine lining is still building up to the point that it becomes unstable. This can cause prolonged or very heavy bleeding.’

Weight loss

‘On the other end of the spectrum underweight women and women with eating disorders, like anorexia nervosa, which result in extreme weight loss may also be unintentionally impacting their menstrual cycles. Women without much fat on their bodies may have fewer periods or go longer without ovulating.

‘Starvation, as well as extreme exercise and stress, can trigger an effect that suppresses the brain. These women may be so underweight that their bodies simply stop making oestrogen. Additionally, the lack of fat doesn’t allow cells to convert cholestrol into extra oestrogen.’

Perimenopause

‘During the years leading up to the menopause, known as perimenopause, shifts in hormone levels can fluctuate quite significantly causing changes in the menstrual cycle,’ explains Dr Manning. ‘During a normal menstrual cycle, the levels of oestrogen and progesterone increase and decrease in a regular pattern. Ovulation occurs in the middle of the cycle and menstruation about two weeks later.

‘However, during perimenopause, hormone levels may not follow this regular pattern and as a result you may have irregular bleeding or spotting. Some months your period may be longer and heavier and others shorter and lighter, the number of days between periods may increase or decrease and you may begin to skip periods.’

Note that the purpose of this feature is to inform, not replace one-to-one medical consultations. For advice tailored specifically to you, always discuss your health with a doctor

The post 6 things that can cause irregular periods, explained by a doctor appeared first on Marie Claire.

Marie Claire

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War photographer McCullin’s retrospective shows ‘appalling things’ humans do

From the battles of the Vietnam War to starving African villages and the destitute streets of London, photographer Don McCullin has documented violence, suffering and deprivation for more than half a century.His pictures brought home to the general public the agony of people and places near and far. Now aged 83 and knighted by Queen Elizabeth, he is haunted by what he has witnessed and prefers to train his lens on the landscapes of rural Somerset.


Reuters: Arts

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Lori Harvey: 5 Things To Know About Steve Harvey’s Stepdaughter Who Has Been Linked To Trey Songz

Who is Lori Harvey, the model and equestrian champ that Twitter bowed down to after rumors claimed she had Trey Songz, Future and Justin Combs ‘on rotation’? Here’s the 411 on the beauty.

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6 things you might not have considered selling on eBay

Altoids tin

eBay touts that you can utilize their website to buy and sell “Electronics, Cars, Fashion, Collectables, Coupons and More.” Of course, “more” can include just about anything, and so it’s within this category where potential profits can hide in plain sight.

I wrote a Clark.com piece in 2017 outlining a few obscure items that sell well on eBay, like toilet paper tubes, but apparently this bizarro trend has run its course. A quick “completed listings” search for toilet paper tubes show that out of 50 listings, only three lots had sold, one collection for a mere 99¢. It’s not exactly worth the effort to collect, photograph and write up a description for a mere 6% chance that your item will actually sell!

Make extra cash selling these odd items on eBay

However, as one trend disappears other ones take its place. I asked on Facebook’s eBay Warriors group about possibly lucrative obscure categories, as I figured that their 100,000+ members would be clued into the buyers’ trends. Here are some of their tips, plus a few of my own.

Empty Altoids tins

I checked eBay’s completed listings, and sure enough there’s a market for empty Altoid tins, so instead of chucking these into the recycling bin, consider setting them aside until you have enough to justify a listing.

Empty luxury item boxes

This suggestion was completely off my radar, as my empty boxes trend more towards Cheerios than Cartier or Tiffany & Co. But once again, this tip rang true. Note to self: Keep an eye out for empty luxury brand boxes when I head out for my next afternoon of garage sale-ing!

Old perfume, even when it’s partially used up

You might think that half-empty bottles of perfume hold no value, but such is not the case. Perfume makers frequently discontinue and update lines, which means that customers will often pay up to keep backups of their signature scent.

Discontinued board games

Don’t assume that your closet full of dusty and forgotten board games holds no value. Instead, take a look to see if you own one of these surprisingly sought-after “The Office” board games. Turn “That’s what she said” into “That’s what she sold!”

Box Tops for Education

This eBay category was a surprise to me, as I stopped cutting apart my grocery packaging when my kids graduated from elementary school. However, seeing these values might inspire me to restart my old clipping routine!

Off season treats from Trader Joe’s

If you’re a Trader Joe’s shopper, you already know that their seasonal foods have ardent and loyal fans. So if you have the foresight (and self control) to set aside a few extra boxes, you can turn a tidy profit once their shelves switch over from Christmas to Valentine’s Day. Keep in mind that these completed item prices are still from December, so I can only imagine how much they sell for once more months have been allowed to pass.

Whatever you try to sell, just make sure to do a “Completed Listings” search to get a true sense of what your items are worth. Many people make the mistake of assuming that the listed price is what things sell for, when in fact many eBay items go unsold.

How to conduct your own Completed Listings search on eBay

Find the search bar on the top right-hand corner of your computer screen. Click the small blue  “Advanced” link:

This will bring you to the “Advanced Search” screen, where you can customize your search, including “Completed Listings.” You can now research which eBay items actually sold, and hold much they sold for. This will give you precise and current information, which then helps you to determine whether your unwanted items are worth listing on eBay.

Good luck!

The post 6 things you might not have considered selling on eBay appeared first on Clark Howard.

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20 Things You Never Knew About the Super Bowl

It’s as American as apple pie. Yet the Super Bowl has only been around since 1967. In those 52 years, however, the game has become ingrained in the national psyche. It has also developed some unusual rituals and over-the-top traditions. These little-known facts may win you victory too—at your next trivia night.
Bob Vila : Trusted Home Renovation & Repair Expert

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Kamala Harris Bio: 3 Things You May Not Know About the Presidential Candidiate

After years of demurely dodging the “Will you run for president” question, Kamala Harris officially declared yes in Oakland, almost two weeks after the release of her memoir, The Truths We Hold (Penguin Random House; $ 30) and left little doubt that her campaign for president had begun.

Harris’s  meticulously planned Oaktown hometown announcement could have felt anticlimactic. To the contrary, it was breathtaking.

The weather was perfect after weeks of rain (an Oakland rarity). The bright sun on Harris’s smile, the swell of the crowds chanting her name and waving her “Kamala for the People” signs, her ease in their presence and in front of the camera, gave it the feel of a great victory speech at the end of a long race.

But this was just the beginning, and the next 22 months will be long and hard. She said it herself, invoking Robert Kennedy. “I do not lightly dismiss the dangers and difficulties of challenging an incumbent president, but these are not ordinary times, and this will not be an ordinary election.

If there was any doubt that Harris is no ordinary candidate, she stamped it out with real swagger when, for a brief moment, in a state where cannibas is legally flourishing, Harris gave her longtime support base a natural high.

For those who knew her less well, there were a few surprises that will no doubt shape how she and her historic run for the highest office in the land are viewed – and they had more to do with the personal forces that have shaped her than with the critical issues she will shape should she become president.

Kamala Harris Bio Facts 

Yes, she’s married. Yes, he’s white.

Douglas Emhoff, 54, is a Los Angeles lawyer and native New Yorker who Harris married five years ago. It’s her first marriage; his second. Harris writes in her memoir that his grown children, Cole and Ella, are named for John Coltrane and Ella Fitzgerald and that she bonded with them over a shared love of music right away.

Kamala Harris Bio

Harris with her husband (Wikipedia)

 

‘Ya mon,’ she’s half Jamaican.

No longer politically correct to simply reduce everyone to black or white, Harris is now most often referred to in the press as black and South Asian-American. A lesser known fact, which she addressed herself yesterday, is that her father, economist Donald Harris, was born and raised in St. Ann’s Bay, Jamaica. At about 1% of the population, courting the West Indian-American vote: Smart move.

Kamala Harris bio

(Facebook)

Yes, sir, that’s her sister chairing the campaign.

Maya Harris, Kamala’s younger sister, is chairing her presidential campaign. A Stanford educated lawyer whose resume includes the Ford Foundation, the American Civil Liberties Union (ACLU), and most recently, MSNBC as a political analyst, this will not be her first rodeo. She was a senior adviser for Hilary Clinton’s 2016 campaign.

Kamala Harris bio

Kamala and sister Maya (Wikimedia)

 

IN CASE YOU MISSED IT:

 

The post Kamala Harris Bio: 3 Things You May Not Know About the Presidential Candidiate appeared first on Black Enterprise.

Lifestyle | Black Enterprise

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16 Things Black People Say or Do That Annoy White People at Work (And In General)

We published a list of things that white people should never say to their black co-workers. Now, Risha Grant, a public relations professional and diversity and inclusion expert, asked white people on her Facebook feed, to list the things that black people say or may do that annoy them.

Here are 16 of the top annoyances (mild and otherwise) that white people said they felt about black people mostly in the workplace, but also in general (these are posted verbatim from Risha Grant’s Facebook feed):

When you want to be friends with them at work but there are other black girls so you just can’t get close cuz ur just the white girl who is held at arms length. You get the feeling that they don’t believe you wanna be their friend. They think we are too different.

…there have been times that conversation with a Black person somehow turns to the topic of inequality…I have no way of truly knowing all the privilege that I enjoy as a white, straight male. I just know there are times, I’d like to learn more and the door closes.

…any time a black person walks into a room — say a new employee in an office — they make a beeline to the other black faces. It can be disappointing because I may know from advance notification about your hiring that you and I have a lot in common, but I have to work harder to be your friend.

On social media, a lot of my activist black friends will post complaints about “white people say …” “white people think…” “white people do …” And I always feel like saying, “Not ALL white people!”

[RELATED: 27 THINGS WHITE PEOPLE SHOULD NEVER, EVER SAY TO THEIR BLACK CO-WORKERS]

 more common amongst my black friends than any other group. I don’t like it when black people bring up my ‘white privilege’ for the reason they aren’t as well off as they THINK I am

I feel uncomfortable joining amazing organizations if prefaced with ‘black’. Like black nurses association. These are amamazazazing colleagues I want to network with but….I’m not black.

…have noticed a lot of times when I expect the black friend of mine to follow through or follow up on a conversation, weather [sic] it be to contact someone in business or to get back with me with some information it doesn’t always happen. So I would say for me it’s follow through or follow up when conversations are made about moving forward with something.

when I was working with children it seemed more common for black adults to come down on a child for crying or having emotions (particularly when little boys and young men cried, telling them to “Man up.”)

I can say that in my traditional classrooms over the years I’ve had more black kids that seem to go right to fighting on the playground- not a lot of build up, just straight to throwing punches

“The victim.” The ones that make any non black race feel like a dog for what their ancestors may or may not have done during the periods of slavery, and act like the current period non black races owe them something for it. 

Speaking as if they are uneducated. not accents but refusing to speak correctly.

…it seems like African Americans never use a crosswalk. Even if it’s right in front of them, they will go out of their way NOT to cross at the light. Is there something there or am I imagining things?

Poor grammar

It really irritates me that y’all can dance so much better than me! (No one who witnessed it has EVER forgotten your valiant attempt to teach me the Wobble!)

…please don’t assume all white people support Trump. Because we don’t.

A white person has to walk on eggshells with caveats to keep overly sensitive people from being offended — that seems to be one thing that black people do—get offended to easily.

In an article for TulsaWorld.com about her controversial Facebook question, Grant wrote that it took “almost two days to manage the 206 comments, shares, direct messages, and personal texts I received.” She went on to say, “Exercise that muscle to help you understand that regardless of how you identify, we are all a part of the human race. Once we understand that, we will better understand each other; and with that comes grace, respect, and total acceptance.”

 

 

 

 

 

The post 16 Things Black People Say or Do That Annoy White People at Work (And In General) appeared first on Black Enterprise.

Career | Black Enterprise

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5 Things to Know About Kourtney Kardashian’s New Man David Dee Duron

Kourtney-Kardashian's-New-Man-David-Dee-Duron
Kourtney Kardashian and David Dee Duron Courtesy of David Dee Duron/Instagram

Keeping up with Kourtney Kardashian’s dating life! The TV personality was recently spotted on a dinner date … and it wasn’t with any of her famous exes. The tall, dark-haired guy she was seen smiling with is named David Dee Duron.

Duron, the brother of Voice season 3 finalist Dez Duron, joined Kardashian for a meal at Nobu in Malibu on Thursday, January 24.

“David is a genuinely sweet guy. He is a good old boy and as American as they come,” a source told Us Weekly. “David’s into football, his family, the Hillsong church and music. He’s a solid, nice guy. David was always the most studious of all his brothers. There really isn’t a more stable, all-around good guy than David.”

Here are five things to know about the new man in Kardashian’s life.

He’s From the South

No Hollywood background here — Kardashian’s new potential love interest has Southern roots, hailing from Shreveport, Louisiana.

He’s a CPA

Unlike his brother Dez, David’s not in showbiz: He’s a staff accountant for Car Saver in Miami.

He Rides Horses

David’s Instagram page is peppered with shots of him astride various steeds. Though not an equestrian like her little sister Kendall Jenner, Kardashian, 39, also has a history with horses: As we saw in a September 2015 episode of the hit E! series, the reality star got familiar with the animals again after taking years off from riding.

He Comes From a Big Family

Like Kardashian, David has plenty of siblings. In addition to Dez, 29, the accountant has four other brothers and sisters: Denny, Dakota, Dawn and Destiny.

He’s Had His Own Brush With Fame

While he may not have a Kardashian level-following (yet!) David has experienced some level of notoriety — his mug appeared on a billboard in May 2015 for his alma mater of Southeastern University in Lakeland, Florida. “Amazing first year at #SEU … I love this place and everyone in it, very thankful to be a part … Oh and thanks for putting me on a billboard,” he wrote on Instagram.

Us Weekly

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Subtle Selfish Things Men Do That Add Up

selfish boyfriend signs

Source: Rowan Jordan / Getty

You want to know how so many women wind up in relationships with selfish partners? It’s because those men were only subtly selfish. Selfishness doesn’t always show its ugly face, clear as day, right away. In fact, sometimes selfishness masquerades as affection or playfulness. If a man, for example, calls you during your girls’ night and says, “Pleeeeeeeaase come over. Don’t you miss me? Don’t you love me? Do you really need to keep drinking with friends?” it can feel like aw he likes me so much and wants to be with me. But, actually, he’s disrespecting your girl time. He’s making you feel guilty for spending time with friends instead of him. He’s only asking himself what he wants in that moment and not what makes you happy or is best for you. See how subtle but true all of that was? And that’s how you find so many women in relationships with selfish babies. It was a slow burn. Here are subtly selfish things men do that add up.

via GIPHY

He doesn’t take your calls

When you call him to just pass the time on your drive to work, or to tell him something funny that just happened, he barely picks up. His excuse isn’t great—he was just watching TV or something like that but “Figured if it was important, you’d text.”

MadameNoire

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SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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3 Things You Should Include in Your Business Plan

Starting a new business is more than just writing an idea
down on a piece of paper and going for it. For your new venture to be
successful, it’s important to not only know what your business is going to do, but
to establish a big-picture view of your company’s values and identify any
potential strengths, opportunities, weaknesses, and threats to your business
goal.

A Business Plan helps you plan out your company, and
demonstrates to investors and customers that you’ve done your research and your
business is something they should be interested in.

In this post, we identify three essential elements to
include in your Business Plan.

1. SWOT Analysis

Before you can get your business off the ground, you’ll need to prove that it’s worth starting. By using a SWOT (Strengths, Weaknesses, Opportunities, Threats) Analysis, you can determine if your business idea is viable, if it needs to be adjusted, and how you are going to deal with roadblocks and other issues that could affect its success.

As an example, if you’re planning on opening a coffee shop downtown
where you know there are a lot of restaurants and retail stores, you could
include in your analysis that you considered the strengths of opening a store
in that location (lots of foot traffic, business people looking for a place to
buy a quick coffee, etc.) as well as the potential threats (competitors taking
potential business away).

Writing down your analysis in your Business Plan shows that you’ve put in the time and effort to showcase all possible scenarios for your business. It also helps prove to any investors you may present to that you’ve done all the necessary research before proposing your business idea.

2. Mission Statement

Your mission statement should showcase the purpose of your
business clearly and concisely in one or two sentences. Since your mission
statement could also be viewed as a selling point to customers, investors, or
anyone else that might be interested in your business, it’s important to use
effective and bold verbs in your statement so it can double as a pitch.

3. Executive Summary

Your Business Plan should include an executive summary on the first page, which is essentially an elevator pitch  for your business as well as an organized and detailed list of each of the sections in your plan.

An executive summary should be
divided into headings that explain each section of your Business Plan in a few
short sentences.

For instance, if the main purpose of
your business is to sell a particular product, you’ll probably have a wealth of
information explaining your product in your Business Plan, such as what it
does, how it fulfils a need or serves specific a purpose, etc. In your
executive summary, you would want to condense all that information down to just
a few sentences and only discuss the most important points.

Essentially, the goal of your
executive summary is to present the content in your plan in an easily readable
format that highlights key points of your business and gets investors
interested in learning more.

Writing Your Business Plan

The purpose of your Business Plan is to give a
high-level overview of your company that can be presented to investors, or even
just to have a document to refer to so you can keep your business on track.
Taking the time to write a detailed and well-structured

The post 3 Things You Should Include in Your Business Plan appeared first on LawDepot Blog.

LawDepot Blog

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3 Things to Include in a Part Time Job Posting

Finding the perfect person for a part time position is
sometimes more difficult than finding a good full time candidate. Often,
qualified individuals look for part time positions for scheduling reasons. They
could be a student looking for a job that doesn’t interfere with their
coursework, a parent hoping to find a job that lets them pick their children up
from school on time, or a full time employee wanting to supplement their
current income.

Regardless of the reason a prospective employee might choose to work part time over full time, employers looking for no-brainer employees can make their positions more enticing for applicants by marketing job postings in specific ways.

In this post, we note three things employers can include in
their job posting to attract suitable part time applicants.

1. Clearly Indicate Part Time

This may seem like a no-brainer, but there are plenty of postings that fail to mention what type of position is being offered (full time, part time, temporary, or contract). Knowing what type of position you’re applying for at the outset is essential to most prospective candidates as it helps answer questions like “am I an employee or a subcontractor?” or “will I be able to work two jobs?”

Moreover, because the typical posting is for full time work, many people could wrongly assume your posting is for a full time position rather than part time. This confusion doesn’t benefit your company; it results in you or your hiring team interviewing more applicants who could potentially reject your Employment Offer Letter because it is for a part time position and not what they anticipated.

2. Expected Days of the Week

For potential part time employees, coordinating a schedule can be a lot of work, so, as an employer, you can assist potential candidates by indicating the days of the week your new hire would be expected to work. If there are no expected days and the position is flexible, that’s even better—let applicants know in your job posting.

Providing your expected days of work can help potential candidates
know that they are a good fit for a position before applying. It also helps
employers stay on track and not waste time by filtering out applicants that
cannot meet specific job requirements (like being unable to work on weekends
when weekends are required).

3. Expected Work Hours

Similar to providing the expected days of work, providing the number of hours you anticipate your employee will work is also helpful. Part time employment is typically determined by the number of hours the employee works per week and is generally considered to be any job where the employee works 30 hours or less per week.

The difference between a 10-hour, 20-hour, or 30-hour work
week is huge, both financially and organizationally. Informing potential
applicants of the number of hours they can expect to work can help prevent
unsuitable candidates from applying, once again helping to reduce the number of
resumes you’ll need to sift through to find the person you’re looking for.

Preparing Your Part Time Position Posting

Preparing a job posting can be a lot of work. For many
careers, creating a job posting means simplifying a complex position into a
couple of concise bullet points and turning that into a job advertisement.
Employers looking specifically for part time employees can attract more job
applicants by clearly indicating the job is part time and including the expected
work days and hours.

The post 3 Things to Include in a Part Time Job Posting appeared first on LawDepot Blog.

LawDepot Blog

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Things All Professional Women Should Know How to Do

Things All Professional Women Should Know How to Do

What are things all professional women should know how to do by age 30, 40, 50, or 60?

So, a loooong time ago, readers had a threadjack on “things all 35-year-old professional women should know/do” — I thought it was a fun discussion, but it particularly stood out because one of my first freelanced stories, back when I was a magazine journalist (before law school), was basically this concept. I don’t remember if it was ever published or not (I vaguely remember the publication going belly-up before the article came out), but I remember making a hard sell to my editor for why all women should know how to tango. 

This is why we probably shouldn’t have 22-year-olds write these things. 

After all, knowing how to tango is great, but if you do NOT know how to tango, do not in any way feel deficient in your life. (In fact, for most of the things on this list, don’t feel deficient if you can’t do them yet.) I thought I’d come up with a few fun things and then turn it over to you guys — what do you think all 35-year-old professional women should know how to do? (Does your answer change if the age changes? What is it for 30, 40, 50, 60?)

ANYWAY. I thought I’d round up my top 5 — I’d love to hear yours!

Five Things All Professional Women Should Know How To Do:

#5: Sing Your Own Praises

Keep track of your own accomplishments, and don’t feel bad about raising them in meetings with bosses, clients, and others.

#4: Say Thank You / Give Genuine Praise

As you become a leader and have more say in whom you work with, being genuinely appreciative and grateful for the skills and work of those around you is an important quality to cultivate. And I don’t just mean the executive team — everyone who’s employed by your company!

#3: Know When to Admit Your Mistakes

I have a Post-it on my computer that says “Grace, Not Perfection” — because mistakes happen! Know when to to admit your mistakes — and when to ask for help. Which leads us to our next one… 

#2: Delegate

You. Can. Not. Do. It. All. Yourself. Say it with me, ladies — learning how and when to delegate in your personal and professional life is super important.

The #1 Thing All Professional Women Should Know How To Do:

#1: Say No

Noooooooooooooooooo. No. It’s a single sentence! It’s ok to say no to professional and personal things. Don’t feel like you need long, wordy explanations or apologies. Just. Say. No.

Readers, over to you — what do you think are the things that all professional women should know how to do? How does your answer differ for, say, a 30-year-old and a 50-year-old? 

Picture credit: Fotolia / Monkey Business.

What things should all career women know, whether by age 35 or in general? Kat shared her top 5 things all professional women should know how to do, including how to sing your own praises, how to say no, how to delegate, and more! Don't miss the comments -- lots of great thoughts from the readers on which skills younger professional women should cultivate.

The post Things All Professional Women Should Know How to Do appeared first on Corporette.com.

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Eight things we learned during the 2018 NFL season, one for each division

From never doubting Andy Reid’s QB instincts to knowing when it makes sense to pay defensive studs, here’s what we found out in 2018.
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The 10 best things Trump did in 2018

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Stranger Things Season 3 Premiere Date and First Poster Revealed

Get ready for a strange new year: Netflix has announced the premiere date for Stranger Things Season 3, which will be released on July 4, 2019.

The streaming service also debuted the first poster and key art for the new season, which you can see below.

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There’s also a new teaser trailer for the upcoming season, featuring the ominous tidings “when blue and yellow meet in the west” cut between footage of the 1985’s Dick Clark’s Rockin’ New Year’s Eve (brought to you by Starcourt Mall). The teaser seems to show someone hacking into “Lynx Corp.,” copyright 1984-1986, and running the program “SilverCatFeeds.exe.” All of that culminates in the Dick Clark New Year’s footage spinning upside down and flashing a brief glimpse of the Mind Flayer.

Continue reading…

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Things you absolutely need to pack for a winter vacation

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Packing for the winter holiday can be a bit overwhelming. There are many clothes and other things you need to be comfortable in the cold. How do you make sure you have everything you need at your destination? Fortunately, the tips in this article will help you to pack your suitcase for a cool winter vacation.

Clothes

During winter holidays, it is important to bring clothing that allows you to dress in layers. You should start with a base layer of a light shirt that can have either long or short sleeves. You can put a long-sleeved shirt over it, and then a sweater or fleece over that. In addition to these shirts, you can wear a waterproof or windproof shell to keep you warm and dry. If you dress in layers, you can add or remove a layer depending on weather and comfort.

Shoes

While shoes can be heavy and you may only pack so much, you should make sure you have good quality footwear. Your feet are exposed to the weather during the winter holidays, so you want something that will keep you warm and look good. Look for dark shoes so they will not stain. Also, bring shoes that are weatherproof.

Choose warm, comfortable boots

Again, you do not want to get cold feet on your trip, so bring boots to keep your toes nice and comfortable and keep frostbite in check. Today, there are a variety of winter boots on the market, and you can take your pick depending on your preferences. If you want to take a long walk, make sure you are looking for comfortable boots. If you are looking for a heel, we recommend the use of wedge boots – they are a great way to give you more height and style without sacrificing comfort.

Hats

A good hat can keep you warm. However, the hat must meet some general requirements. A good travel cap should cover your ears and part of your neck. It should be made of modern materials that are warm and provide maximum coverage. Choose your hat carefully to keep your head (and the rest of your body) warm.

Gloves

Progress has been made with materials and products to keep us warm and dry. You no longer have to rely on heavy gloves to keep your hands warm. You will find gloves that are warm and waterproof but still take up little space in your luggage or bag. If you are looking for the right gloves for your vacation, look for those that are fast drying, weatherproof, lightweight, and breathable.

Accessories

Sun protection is required both in winter and in summer. The sun reflects off ice or snow and can cause sunburns. The reflection of the sun can be very bright as well. That’s why you should make sure to bring polarized sunglasses. If you are vacationing in bad weather, you should bring a scarf. Scarves are usually light and small enough not to lend volume to a suitcase, but warm enough to keep you cozy in cold weather.

If you pack properly for your winter vacation, you can have a comfortable stay no matter where you are. Use the tips provided here and you will feel warm and happy while traveling.

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The post Things you absolutely need to pack for a winter vacation appeared first on Worldation.

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12 Things You Never Thought to Do With Packing Peanuts

Loose-fill packaging materials like polystyrene packing peanuts do a great job of protecting fragile items during transport. But what to do with them once you’ve opened that shipping box? Whatever you do, don’t throw them away! There are a lot of ways you can reuse and repurpose packing peanuts. Check out our favorites.
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Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel

Two weeks before Spider-Man: Into the Spider-Verse even hit theaters, Sony had already green-lit a sequel and at least one spin-off. That’s right, Sony are doubling down on their animated Spidey universe. Why wouldn’t they? The response of critics and fans has been fantastic, with many reviews quickly praising the movie as one of the best Spider-Man movies to ever swing onto screens – with Miles Morales being proof that anyone can be a hero. So what should a Spider-Verse sequel look like? We’ve got a few ideas.

Spider-Gwen + Miles



From the footage we’ve seen in trailers and exclusive clips, it looks like Miles and Spider-Gwen are going to get on quite well, and it would be great to see them team-up once again. Hopefully, they can still travel in between universes by the end of the movie, because the pair have an interesting dynamic in the comics that the animated sequel could quite easily adapt.

In a plotline that started in Spider-Man #12 and finished in Spider-Gwen #15, Miles’ Father disappeared and was discovered on Earth-65. Gwen and Miles teamed up to investigate why, and found that Miles’ Dad was actually the Scorpion on Gwen’s Earth. But when the pair also stumbled on a reality where they were married, they decided to see what would happen as a couple. As mentioned, the series only included two issues – so the relationship didn’t last too long. But figuring out that they work better as friends would definitely be a mature way of approaching a relationship. Regardless of how it plays out, who doesn’t want to see an upside down kiss between two dimension-crossed lovers?

 

New Villains



With new superhero movies always comes new villains. Sure, Wilson Fisk is an interesting main villain to use in a new animated franchise, but hopefully the sequel uses the opportunity to include new adaptations of classic characters. Since we’ve already seen the Ultimate version of the Green Goblin, what about other terrifying versions of the Goblin persona? There’s always the orange hooded Hobgoblin, or if Norman Osborn acquired a symbiote he could become Red Goblin.

Spider-Man has such a rich history of villains that Sony have plenty to pick from. The animated nature of the Spider-Verse franchise gives them so much more scope to go wild and crazy. You want to see Hydro-Man and The Rhino? Sure thing. An adaptation of The Clone Saga with The Jackal? It could work… Hello world, meet Marvel Zombies. Okay, maybe they won’t touch the clone fiasco… It seems like they’re committed to providing a captivating backstory if Kingpin’s story is anything to go by, so hopefully whichever villain they choose gets the same treatment.

 

Venom



Sony have just kick-started an incredibly popular live-action franchise with Venom, and although it wasn’t a full-horror movie, it wasn’t exactly kid-friendly either. Putting Eddie Brock and the Symbiote into a Spider-Verse movie introduces a younger audience to the character. Even from a profit perspective, Sony still gets more out of those rights. Let’s not forget, this wouldn’t even have to break the timeline of the original Venom film since Sony own both properties. They could quite easily have Eddie voiced by Tom Hardy and acknowledge his previous appearance.

Plus, it could also be a way of branching out into new territory for Venom. If the writers want to stick down the ‘alternate versions of a character’ route, there’s always the recent Venomverse storyline to adapt. That way, we could see a variety of heroes and villains get their own symbiotes! Picture Miles Morales trying to explain to Eddie Brock that his Venom Blast doesn’t have that name because of the Symbiote? Phil Lord and Christopher Miller could easily turn that into a hilarious exchange between the hero and the anti-hero. You know it makes sense, Sony.

 

Morlun and the Inheritors



For a film with ‘Spider-Verse’ in the title, it seems to remarkably miss a key element of the original storyline of the same name. Back in 2014, the huge event spanned most of the Spider-Man related titles, and brought a multiversal threat to anyone who could spin a web. Morlun and his family, the Inheritors were seeking out anyone with Spider powers, also known as Spider-Totems. They kill any Totem they find to absorb their life force as food. Couldn’t they just eat normal food like the rest of us?

Miles Morales and Peter Parker recruit alternate versions of Ben Reilly, Jessica Drew and even Uncle Ben to fight against the family of energy vampires that threaten the entire Spider-Verse. Considering Into the Spider-Verse has just introduced wider audiences to parallel universes and alternative versions of popular characters, a sequel could take that idea and run wild. The original Spider-Verse storyline would be a great way to do so.

 

Even Weirder Spider-Heroes



So, you thought Spider-Ham was weird? Well, do we have some stranger heroes for you. If the Spider-Verse sequel is going to double down on the alternative takes on Spider-Man, then it really needs to prove that it can go weirder. Ever heard of Golden Oldie? It’s a version of Aunt May who became the Herald of Galactus on her Earth. No, that’s not a joke. That’s an actual thing that happened in comics. But seriously, there are literally hundreds of different Spider-Men and Women waiting to be brought onto the big screen.

We all know that movies like to use montages to speed a story along. If Miles and Peter need to recruit other Spider-Heroes and go dimension hopping, it would be a great way to showcase some of the weird and wonderful characters populating the multiverse. How about Earth-311, where Peter Parquagh happens to live in the year 1602, in London? Again, not a joke. There’s Spider-Man 2099, Miguel O’Hara – who has one of the most impressive Spider-Man designs ever. Or perhaps Ben Reilly with his hooded costume and his clone backstory!

However Sony decides to move forward with the Spider-Verse franchise, they have an entire multiverse to explore.

Spider-Man: Into The Spider-Verse swings into theaters on December 14.

The post Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel appeared first on FANDOM.

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‘NCIS: Los Angeles’ star Chris O’Donnell’s favorite things from loafers to Levi’s

When you’re the youngest of seven, you learn early on that family comes first. That may be the secret to success for film and TV star Chris O’Donnell, who’s headlined CBS’ top-rated “NCIS: Los Angeles” for nearly 10 years and is now a dad to five kids of his own. The 48-year-old, Chicago-raised actor keeps…
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Do These 11 Things Now to Set Your Finances up for the Next 20 Years

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years into the future. I mean, some of us have trouble planning more than a week in advance. I know I do.

Financially speaking, we should all be planning for the future — at least a little bit. The question is, how can you set yourself up for success in the future? What can you do with your money right now that you’ll be happy about in 20 years?

We’ve got some ideas. They’re mostly about improving your financial habits — with a little technological help.

Save Without Thinking About It

woman on phone at night

Automate, automate, automate. Harness technology, and make it do the work for you so that in 20 years, you’ll be prepared for the next step, whether that’s buying a new home, traveling the world or retiring.

Set things up so a certain amount of your money gets automatically funneled into savings, investment and retirement accounts. That way, you can build wealth without thinking about it.

1. Let This App Save for You (and Get $ 5 Free!)

It helps if you can save money without really noticing it.

Digit makes that possible. Link the app to your checking account, and it will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Bonus: Penny Hoarders get an extra $ 5 just for signing up. Additionally, savers will receive a 1% bonus every three months. Digit is free to use for the first 30 days, then it’s $ 2.99 per month afterward.

Pro tip: In the long run, you’ll need a smart place to store your savings. There’s no law that requires you to bank the old-fashioned way — at a brick-and-mortar bank with a crummy interest rate on your savings.

An app called Varo Money offers a savings account where you’ll earn 1.35% annual percentage yield. That’s more than 20 times — repeat, 20 times — the average savings account, based on a 0.06% average reported by CNN Money.

2. Invest Your Spare Change

To automate your investments, consider starting an account with Acorns. Use its “round-up” feature. That means if you spend $ 10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you.

The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think. For example, we reviewed how Penny Hoarder Dana Sitar was able to save at a rate of $ 420 a year!

The sooner you start investing, the better off you’ll be 20 years from now.

The app is $ 1 a month, and you’ll get a $ 5 bonus when you sign up.

Think About Retirement… Now

senior couple out on the beach

If you have a 401(k) plan through your employer, you should be contributing money to it with every paycheck. If you don’t have one, consider opening an IRA, an individual retirement account. It’s a retirement savings plan you can put money into without going through an employer.

Like with investing, the sooner you start saving for retirement, the better off you’ll be in 20 years.

3. Get a Free Look at the Health of Your 401(k)

If you’re like most people, you have no idea whether you’re on pace for retirement or just sputtering along. Chances are your 401(k) could be doing a lot better.

Take control with help from Blooom, an investment advisory firm that can optimize and monitor your 401(k) for you.

It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.

After that, if you sign up, it costs $ 10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.

Manage Your Credit and Debts

man holding credit cards

In the long run, you’ll be in good shape if you maintain good credit and deal with your debts. If you’re smart and strategic about this now, it’ll pay dividends over the next couple of decades.

4. Get Your Credit Under Control

Keeping tabs on your credit score and your credit reports can help guide you to a financially healthier life — especially if you use a free credit-monitoring service like Credit Sesame. It gives you personalized suggestions for improving your credit.

The better your credit, the better off you’ll be when you’re getting a home or car loan. Credit Sesame can estimate how big a mortgage you might qualify for, for example.

Here’s our ultimate guide to using Credit Sesame.

5. Kill off High-Interest Debt

Most of us have got debt — student loans, car loans, credit cards, maybe a mortgage. But not all debt is created equal.

Be strategic. Pay down your high-interest debts first (while still paying the minimum balances on all your other debts).

That way, you’ll spend significantly less money on interest payments over the long run. As the years pass, your high-interest debts should start to disappear. In 20 years, you shouldn’t have any.

This is commonly called the debt avalanche method.

Your highest-interest debts are probably your credit cards. And at the bottom of the list? Probably your federal student loans, which tend to come with favorable interest rates and flexible repayment options.

6. Lower Your Interest Rates

Target that credit card debt first. A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look. Pay off your high-interest debt with a lower-interest personal loan

Here’s an easy way to do that: Fiona, a search engine for financial services, can match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

Establish a Budget-Conscious Lifestyle

interior of a car in new york city

We’re not asking you to radically change your life. That’s not realistic. You don’t have to suddenly start living like a monk or anything.

Still, to set up your finances for the next 20 years, it’d be smart to establish some new habits.

7. Cut Your Food Budget

Groceries will be a huge part of your budget for the long run, so it’s worth taking a few steps to shop smarter. Here are our favorite tricks to save money on groceries:

  • Look for free printable coupons.
  • Compare your local grocery prices using this worksheet.
  • Earn cash back. Ibotta pays you cash-back on purchases if you take pictures of your grocery store receipts. Plus, you’ll get a $ 10 bonus for signing up!

8. Spend Less on Car Insurance

Car insurance will likely be a constant expense for you. That’s why it’s worth shopping around for a new policy every now and then. (Most people don’t bother.)

Just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in less than 60 seconds.

9. Look Into Life Insurance

Because we’re thinking about the long term: If you have a family, the last thing you want is to leave them without any financial support once you’re gone.

Maybe you should think about life insurance, which pays your dependents a set amount of money if you die. You might at least look into a basic policy that would pay off your funeral, mortgage or other debt.

Ethos can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $ 1 million. Ethos offers a digital application, and customer service is available if you have questions.

Make More Money

interior of an airbnb listing

In 20 years, you’ll want to be making more money. Ultimately, that’s up to you and your career path. In the meantime, we’ve got a couple of shortcuts to help you pad your bank account.

10. Get a Side Gig

To set yourself up for the long term, it helps to have more than one source of income.

Look for ways to earn extra money on the side. Here are a few options:

  • As a partner driver with Uber, you’d be an independent contractor. You’d set your own schedule and drive as much or as little as you want. You must be at least 21, have a valid driver’s license and pass a background check. Your car must be a four-door, registered in-state and covered by in-state insurance.
  • List a guest room on Airbnb, which could help you make hundreds — or thousands — in extra income each month. We’ve discovered you can list just about anything through the platform, including couches and backyard tents.
  • Here’s our guide to making extra money online.
  • Here’s our beginner’s guide to earning passive income.

11. Use a Rewards Credit Card

To earn a little extra cash, look at getting a rewards credit card. The rewards can really add up over time.

For instance, an option like the Chase Freedom Unlimited card* enables you to earn an unlimited 1.5% cash back on all your purchases. (Hello, grocery store!) Plus, if you spend $ 500 in your first three months of opening the card, you’ll pocket a $ 150 bonus.

Keep in mind that there are different types of rewards credit cards, so make sure to get the kind that works best for you:

  • Cash back credit cards are the simplest, because they just give you a portion of your spending back as a rebate.
  • Travel rewards cards offer miles, flights, hotel stays, car rentals and more.

Here’s our basic primer on rewards credit cards, and here’s our list of nearly 40 ways you can increase your earnings from your rewards cards.

No matter what, make sure to pay off your bill each month so you’re not paying interest on a balance.

*The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The Penny Hoarder is a partner of Credible.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He tries to plan at least a couple days in advance.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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It’s OK to Stop Saving Money If You’re Doing One of These 6 Things

At 7, your goal was to save enough money so you could buy that new toy all the kids were raving about.

At 18, you just wanted to scrape up enough to stock up on ramen for the week.

At 23, your cohorts started talking about emergency funds, and you thought, “OK, I probably need a little nest egg of my own, too.”

At 27, you started counting down to retirement — only about 40 years away… Better start saving now.

And you’re still saving.

You’ve basically been saving money your entire life. Is there ever a time you’ll be able to stop saving money? Perhaps even — gasp — spend it?

Short answer: Yes!

6 Times It’s OK to Stop Saving Your Money

We’ll forever encourage people to save their pennies, but, depending on your financial situation, sometimes it’s OK to stop saving, even just for a little while. Come on; you’ve earned it, right?

Breathe a sigh of relief. It’s OK to stop saving money if you’re…

1. Investing in Causes You Care About

Hand of person holding light bulb

Once you have a nice rainy day fund saved, investing can be a great way to grow your money. In a way, you’re still saving money — but know risk is always associated with investing.

You’ll want to make sure you’re using your hard-saved money to support companies you actually believe in — their morals and values. You probably wouldn’t want to invest in a company that’s destroying our oceans or cheating the system.

Impact investing is a simple fix. It adds a new layer of transparency to investing. Take Swell Investing, an SEC-registered investment adviser committed to supporting sustainable companies.

Its Impact 400 portfolio features companies whose products and services align with the United Nations Sustainable Development Goals. It considers everything from gender equality to ending poverty to clean energy.

You can start with just $ 50 and invest in this or other portfolios committed to clean water, zero waste, renewable energy or disease eradication, to name a few. Plus, you’ll get a $ 50 bonus with the code PENNY after making your initial investment.

Swell doesn’t have any trading fees, price tiers or expense ratios. It charges a 0.75% annual fee — that’s about the cost of one coffee ($ 3.75) per year if you invest $ 500.

Disclosure: We have a financial relationship with Swell Investing LLC and will be compensated if consumers apply for an account and/or fund an account with Swell through links in our content. However, the analysis and opinions expressed here are our own.

2. Signing up for Life Insurance

If you have a dependent or two, you’ll want to think about life insurance. Sure, it’ll cost you a monthly fee, but it’ll help ensure your family will be financially sound if (goodness forbid) anything happens to you.

Plus, finding life insurance doesn’t have to be the complicated, research-intensive experience you might expect. Some newcomers in the industry are updating the old model.

Ethos can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $ 1 million. Ethos offers a digital application, and customer service is available if you have questions.

It partners with a major life insurance carrier to quickly offer policies as low as $ 6 a month. It’s helped thousands of folks access term life insurance, including independent contractors who use Uber, Postmates, TaskRabbit and other gig apps.

So even if you have to take $ 6 out of your savings each month, life insurance could be worth it — for that peace of mind.

3. Paying off Your Credit Card Debt

TPH photo editor, Alexa Vincent, in various scenes showing credit card debt, consolidation and bankruptcy on August 14, 2018.

A lot of us are being crushed by credit card interest rates north of 20%. That can make paying off your debt feel like this never-ending cycle — and can even cost you thousands of extra dollars over time.

If you have a nice savings cushion, it could be beneficial to pause your savings for a couple of months and pay off your debt more quickly to alleviate the pain of tacked-on interest.

See if you can make your debt a little more manageable first by consolidating or refinancing with a personal loan.

A good resource is online lending platform Upstart, which can help you find a loan without relying on only your conventional credit score.

Unlike traditional underwriting models that use only the common FICO scoring model, Upstart’s technology looks at factors like your education and employment history to determine your creditworthiness (though it does require a 620 credit score).

It can help you borrow up to $ 50,000, potentially with better terms (e.g. lower interest or lower monthly payments) than traditional lenders. If managing many different bills and credit lines is a hassle, you can also use an Upstart loan to streamline all of your loans into one.

4. Preparing for a Happy Retirement

Because you’re already into saving, you probably have a 401(k). Kudos for that, but is it doing what you need it to?

Chances are, your 401(k) could be doing a lot better. Take control with help from Blooom, an SEC-registered investment advisory firm that can optimize and monitor your 401(k) for you and keep it speeding toward retirement.

It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.

After that, if you sign up, it’s just $ 10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.

Think of Blooom like a mechanic constantly fine-tuning your car’s engine so it gives you the best possible performance and gas mileage. Except it’s your 401(k) — and your future.

5. Treating Yourself With a Reward

woman carrying shopping bags

You know how most healthy people talk about the importance of cheat days? To let yourself indulge — just a little. The same goes for personal finance. You can be as budget abiding as you want, but you have to leave a little bit of wiggle room to treat yourself.

If you haven’t gotten a pedicure in at least a decade, escaped city limits for a weekend away from the kids or splurged on a new gadget, then maybe it’s time. But please do so responsibly.

Make sure you’re getting the most bang for your buck with these tools:

  • Ibotta: With Ibotta, you can bank cash back when you make an Amazon purchase, sign up for Hulu, book your next vacation or even order groceries through Shipt. Plus, if you sign up now, you’ll snag a $ 10 bonus when you claim your first cash-back offer.
  • Paribus: This tool gets you money back for your online purchases. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.
  • When you’re spending money, always, always be sure to keep tabs on your budget to make sure you’re not overspending. If you don’t yet have one, the Empower app is a powerful budgeting tool that can help you figure out how you’re spending your money and develop a budgeting plan to keep you on track.

6. Buying a Home

Perhaps for the past few years, you’ve been saving for a down payment. That’s great! Now, you’re ready to buy your first home.

In those first couple of months of homeownership, though, don’t feel bad if you have to pause your savings. Expect a lot of expenses to pop up: closing costs, real estate agent commission, property taxes, homeowners insurance, last-minute repairs — just to name a few.

Get all of that taken care of as you settle into your new abode. After a few months, once you’re getting back into the swing of things and are coasting along with your monthly mortgage payments, you can start saving again.

Time to Resume…

Sure, depending on your financial health, there are certain life events, investments and money moves you can justify pausing your savings for. But the break can’t last forever — you’ll need to resume your savings at some point.

After all, you never know when you’ll need the savings. That newest and hottest toy of the season could hit the shelves any minute.

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She’ll forever be saving money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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What Things Do You Own That You Heartily Recommend As Gift Ideas?

gift ideas for smart women

I’ve noticed a lot of commenters talking about gift ideas (this thread is not to be missed!), but I thought we’d do our own take on it. List here the best thing you’ve bought THIS YEAR that you would heartily recommend to others who are looking for gifts in that category. So readers, thinking about things that YOU YOURSELF own, what are your raves in these categories? What would you heartily recommend for someone else brainstorming gift ideas for smart women like you? If you don’t have a strong opinion about the category, just skip it… 

Best book:

Best makeup/skincare/nailpolish product:

Best handbag:

Best jewelry or accessory (scarf, sunglasses)

Best cardigan/sweater:

Best pajamas/lounge/athleisure item:

Best kitchen item:

Best pantry/shelf-stable food item: (recent thread from the readers)

Best wine, beer, or liquor

Best shippable gift basket, flower delivery, etc., you’ve received:

Best home item (e.g., blanket, Roomba):

Best gift that took a lot of work on the recipient’s end but was great (e.g., Storyworth, 23 & me, etc):

Best thing you received or bought that you see all over social media but not necessarily stores (e.g., Away luggage, American Giant, etc):

Best restaurant meal or giftable experience (please note city):

Best play/musical/event experience (please note city):

Best hobby-related gift (e.g., a wetsuit for your love of kayaking)

If you have a guy in your life with Opinions (brother/father/partner), please share his favorite Thing this year that he already has:

Best $ 10 or under you’ve spent:

Best other:

I’d love to hear your thoughts and raves! Here are my own answers… 

Best book: The Power or The Hating Game

Best makeup/skincare/nailpolish product: Chanel waterproof eyeliner, everything from Drunk Elephant, and a fragrance sampler set from Juliette Has a Gun

Best handbag: Anything from AllSaints

Best jewelry or accessory (scarf, sunglasses): jewelry from Monica Vinader or Alexis Bittar 

Best cardigan/sweater: Barefoot Dreams circle cardigan (black or navy preferred)

Best pajamas/lounge/athleisure item: PJs from Soma

Best kitchen item: n/a, but I’ll ponder

Best pantry/shelf-stable food item: basic spices from Penzeys — I use onion powder and garlic powder all the time.

Best wine, beer, or liquor: Death’s Door gin

Best shippable gift basket/flower delivery/etc you’ve received: n/a, although I got one a few years ago from Mouth that was lovely

Best home item (e.g., blanket, Roomba): Sunbeam heated mattress pad, Phillips Hue lights, Amazon Fire Stick (made it sooo easy to cut the cord)

Best gift that took a lot of work on the recipient’s end but was great (e.g., Storyworth, 23 & me, etc.): I liked 23 & Me, but that was a few years ago (and not that much work); I just bought Storyworth for someone, so I’ll report back next year. 

Best thing you received or bought that you see all over social media but not necessarily stores (e.g., Away luggage, American Giant, etc): Bombas (ack, I just realized Nordstrom carries them! heartily recommend)

Best restaurant meal or giftable experience (please note city): Commander’s Palace (New Orleans), Marea (NYC)

Best play/musical/event experience (please note city): Hamilton (NYC)

Best hobby-related purchase or gift (e.g., a wetsuit for your love of kayaking): n/a but I’ll ponder — if you know someone who often goes to water parks with their kids I heartily recommend Turkish towels like these or these.

If you have a guy in your life with Opinions (brother/father/partner) please share his favorite Thing that he already has: (I’ll ponder.)

Best $ 10 or under you’ve spent: Caudalie lip conditioner ($ 12), Tea Forte straining mug for loose tea ($ 20 but I paid $ 12 on lightning sale), Tervis mugs, Every Drop Makeup Spatula/Scraper ($ 7), colorful case for your Fire remote if you have multiple Fire Sticks in the house.

Best other: I’ll ponder — still love my 6-foot lightning charger and all the other little things I mentioned in our post on small purchases that make your life better. (Don’t miss the comments on that one also.)

Over to you guys: What things do you own that you heartily recommend? 

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The post What Things Do You Own That You Heartily Recommend As Gift Ideas? appeared first on Corporette.com.

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3 Important Things to Include in a Prenup

Since some people have the opinion that creating a Prenuptial
Agreement showcases distrust between partners, prenups are often a source of
contention between couples.

However, the fact remains that it is a useful document for
couples who have a large number of individual assets, and/or want to protect
other aspects of their lives in case of divorce or separation.

Couples who are thinking of getting married can also use a
Prenuptial Agreement to decide what happens to the assets they obtain during
the marriage should they choose to end their relationship.

Here are three
important things that you should include in your prenup.

1. Assets and Debts

A Prenuptial Agreement is a good way for you and your partner to maintain separate control over personal assets or property that you accumulated before you were together.

For instance, if you own a company, chances are that you wouldn’t
want to risk losing your business in the event of a divorce or separation, so
adding your business as a separate personal asset in your prenup would be a
good idea to help prevent that from happening.

Another example could be if you wanted to make sure a
priceless family heirloom stays in your family— you would list that item in the
prenup as a separate personal asset as opposed to having it be considered joint
property.

2. Dependent Children

If you have children from a previous relationship or with
your current partner, a prenup allows you and your spouse to determine how
those children will be taken care of financially in the event of a divorce or
break-up.

Although you can’t include things like custody, visitation, or child support in a prenup, you can generally use it to determine how property and assets will be inherited by children, so if there is a need to split assets and property up in a specific way (one child inherits a specific property or asset) then you can do so.

3. Protection of Your Estate Plan

When most people thing of estate plans, they think of documents like a Last Will and Testament or Living Will, but a Prenuptial Agreement is an important estate planning document as well.

In addition to choosing how property and assets will be
inherited by your children, a prenup can be helpful in protecting separate
personal assets and property from being mixed into the ones obtained during the
marriage. This allows you to choose what your partner will receive as part of
your estate.

Using a Prenuptial Agreement

A Prenuptial Agreement is a useful document for couples for
a variety of reasons, including providing financial and personal peace of mind.
It’s never a bad idea for couples who are planning to get married to consider
using a prenup to outline how their property and assets would be divided in the
event of a divorce or break-up.

The post 3 Important Things to Include in a Prenup appeared first on LawDepot Blog.

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The 34 Greatest Things Ever Built in America

If America were a brand, it would be one of the most prolific ones on the planet. Over its 242-year life, it has produced, in equal turn, striking skyscrapers, mighty monuments, and sprawling man-made spaces that are adored by masses. For a closer look at iconic American craftsmanship, scroll through for a list some of the country’s most celebrated creations to date.
Bob Vila : Trusted Home Renovation & Repair Expert

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Cohen believed Trump would pardon him, but then things changed

Michael Cohen, the former personal attorney for President Donald Trump who is now a key witness in special counsel Robert Mueller’s Russia investigation, was under the impression Trump would offer him a pardon in exchange for staying on message in support of the President in discussions with federal prosecutors, according to two sources.


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15 Handy Things You Can Do With Ashes from Your Fireplace

A wood-burning fireplace adds both ambience and welcome heat during the winter months. But what to do with all the ashes those cozy fires leave behind? There are lots of ways to recycle wood ash. Before you scoop the next batch of ashes in the trash, check out our top 15 uses for the ashes from your fireplace.
Bob Vila : Trusted Home Renovation & Repair Expert

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Things that will happen when you are on a cruise

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If you’re the kind of person who travels to the same holiday destination each year, you might be a little bored of your consistency. Are you looking for something new and exciting? Over the past few decades, cruises have become more and more popular amongst people of all ages. With different cruise liners to fit different groups – you could sail the seas in your posh frocks and penguin suits, the adventure seekers could scale climbing walls, and surf the waves, or the Disney lovers could surround themselves with their favorite characters and storylines. There really is something for everyone. But what really happens when you go on a cruise?

You become more relaxed

The best thing about a cruise is that EVERYTHING is done for you, making it one of the most relaxing vacations you’ve ever been on. Once you’re on the boat, you won’t need to worry about a thing – apart from unpacking! Throughout your vacation, your cabin will be cleaned for you, you’ll be taken to all of your destinations (so there’s no need for expensive taxis or public transport), and everything is all on one boat. Which means you also can’t get lost! Alongside this, if you choose an all-inclusive option for your cruise, all of your drinks and meals will be paid for and ready for you at any time of day. What could be better than that? Nothing, that’s what! Cruises are also the perfect opportunity just to relax and get away from the stresses of your life back home. Many itineraries require ‘at sea’ days which means a whole day on the boat to sunbathe on the deck or take a dip in the pool. And if that wasn’t enough, most boats also offer spas, and beauty therapy treatments to help you relax even more.

You tan

There’s nothing we love more than coming back from a vacation all nice and tanned to the gasping compliments from our co-workers. When you’re tanned, you often feel healthier, and happier – and going on a cruise is the best way to get one! If you’ve ever been on a boat before, you’ll know that the reflection of the water allows you become tanned more quickly. And when you’re on a big cruise ship, it’s no different. During your ‘at sea’ days you can make the most of the sun and sunbathe, and you could even spend the afternoon on deck (after you’ve spent your morning exploring your destination on land).

You become more adventurous

Unlike your usual beach vacation or city break, a cruise allows you to visit multiple countries and destinations throughout the duration of your vacation. So rather than spending a week sunning yourself on the same sands, why not try out a different beach in a different destination each day? Or rather than eating the same food along the same stretch of road in one place, try out the different cuisines each country has to offer every single day? Cruises allow you to become more adventurous because they let you experience new places, people, food, architecture, history and more. And if you’re feeling really adventurous, you could even take a round-the-world cruise which takes you to (nearly) every country in the world!

You stay entertained

After a long day of sightseeing or sunbathing, you often want to sit down, relax and let other people do the talking. But why stop at talking? Why not let someone sing and dance for you and a full theater? Well, on a cruise you can do just that. Every evening and throughout the day, cruise staff will keep your entertained with their lengthy shows and musicals, comedy sketches, movie screenings, kids clubs and more. Some cruises even have casinos, gyms, and everything else you could want to keep yourself entertained. All under one (boat) roof!

You become more sociable

One of the most amazing aspects of any cruise is that you meet all kinds of people from across the world. Throughout the course of your vacation, you could make lifelong friends, or just learn something new about another culture! It’s hard to avoid interacting with people on a cruise because you all want to share your own experiences, thoughts, and opinions while all enjoying what the ship has to offer. You could have dinner together, have a drink together, or even go out on an excursion with one another. Why not?

So what are you waiting for? There are plenty of reasons to take to the open seas. Book your cruise now and you won’t regret it!

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The post Things that will happen when you are on a cruise appeared first on Worldation.

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15 Things I’m Thankful For

I love the Thanksgiving tradition of reflecting on what you’re thankful for. Here are fifteen things that come to mind for me this year. Eight are in fashion and style, and the other seven are in my personal life. 

In Fashion & Style

  1. FINALLY this year, many more retailers in the US provided extended sizes across assorted collections. More models wear a size larger than a US0 to 4. Nordstrom made a point of displaying regular sizes and plus sizes in the same in-store department. May these significant changes pave the way for a more diverse fashion world.
  2. YLF has a strong Southern hemisphere contingent who stick with the Northern hemisphere seasonal content on this site. That takes commitment, patience, and I’m impressed. Thank you Australian, New Zealand and South African Fabbers for your support and loyalty. You are an amazing bunch.
  3. Thank you Naturalizer for making fashionably fab shoes in an assortment of widths and colours that go the distance.
  4. Thank you Boden, COS, Pendleton, G-Star, Club Monaco, Universal Standard, Furla, Pendleton, Aquatalia, Ecco, Paul Green, Helene Berman, Zella, Hispanitas, Reiss, Karen Millen, 3.1 Philip Lim, and Converse for providing consistently good quality.
  5. Thank you Spring & Summer 2018 collections for the best dress and skirt season that I can remember.
  6. I’m grateful for the very large assortment of jeans silhouettes for those who wear jeans regularly.
  7. Thank you for bringing back earth tones because we were starved of them. It has taken ten years for brown to make a comeback! My word. It’s about time.
  8. I wear footwear with heels between one to one and a half inches 99.9% of the time. I’m grateful that flats and very low heels are on-trend and modern, and that there is no need to wear a higher heel for any occasion these days.

In My Personal Life

  1. Six months ago, we committed to a loft in Salt Lake City, UT, which is where Greg works part of the time. Having a second home where Greg, Yorkie Sam and I can have more family time has been a game changer. We are thoroughly enjoying our life in both cities. It’s fun to make new friends and to make a new city our home. 
  2. Our dual city lifestyle would not work if Sam didn’t travel by air as well as he does. He’s an experienced frequent flier and as good as gold. I can’t be more grateful for our precious little doggie, who is a constant source of joy, support, love, and entertainment.
  3. My flexible work schedule allows me to live in Salt Lake City for part of the month, and visit my sweet Dad in the Netherlands every three to four months. If I didn’t have YLF and a very established clientele in Seattle, things would be harder.
  4. I’m grateful to have spent quality time with Greg’s parents in South Africa this year. I love them dearly, and hope to see them more frequently.
  5. Although visiting my Dad frequently has its sad moments, being able to see Inge every time I visit is a gift. Inge is an absolute sweetheart, and I am grateful for her friendship.
  6. I come alive in hot weather and love dressing for Summer. So I’m grateful that between spending a fortnight in Italy, having better than usual Seattle weather, and spending half my time in Salt Lake City, I had a very hot and long Summer this year. Woohooo. My favourite weather.
  7. Most importantly, I am grateful for my hubs Greg, and all that he is and does. He continues to devote time and expertise to YLF despite his busy work schedule. My most fun and happy times are with Greg, and I’m thankful to have him as my best friend and partner.

We at YouLookFab wish you and your families a happy, safe and peaceful Thanksgiving weekend.

Sam


YouLookFab

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Leaving These 10 Things at Your Front Door Could Keep You Safe

Living a safe and happy life means protecting your home and family, and one of the best places to start is right at your front door. Learning how to protect yourself and your property doesn’t have to be difficult (or cost-prohibitive), in many cases, it’s simple and inexpensive. In addition to keeping unwanted visitors out of your home, you’ll want to make provisions that help first responders find you if an emergency arises. By implementing one or more of the following 10 front door fixes, you’ll be taking proactive steps to keep your home and your loved ones safe.
Bob Vila : Trusted Home Renovation & Repair Expert

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20 Things You Never Knew About the Macy’s Thanksgiving Day Parade

Before the bird goes into the oven, some 50 million people will feast their eyes on the 92nd annual Macy’s Thanksgiving Day Parade this turkey day. But relatively few viewers of the three-hour shindig know the real story about the historic holiday parade. Here are some festive facts—and well-kept secrets—about one of the biggest entertainment events of the year that you won’t uncover by tuning in on TV or attending in person.
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Things Get Busy at the Laundromat | Tyler Perry’s The Paynes | Oprah Winfrey Network

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The First 5 Things to Do in ‘Fallout 76’

Well aren’t we a sight, vault dweller? Judging by the bed-head you’ve just woken up in Vault 76, all hung over but ready for the grim, life-on-a-knife-edge realities of the apocalypse in Fallout 76. Oddly, our security cameras also show that you’re wearing nothing but underpants and a party hat. Not your Vault-Tec issued jumpsuit, nor a chink of armor. No weapon beyond your fists and harsh language, either. A party hat. Wonderful.

We like hi-jinks, too, but you’ve got a legion of hard life lessons waiting outside that 20-ton door. Fortunately, we’ve already done a few laps of Appalachia and are here to help you with what really ought to happen next. Which is…


You should try to get along with the Scorched. Be the bigger man. Bury the hatchet.
You should try to get along with the Scorched. Be the bigger man. Bury the hatchet.

Step 1: Get Hard

Fallout 76 is like playing the previous Fallout games on the Hardcore difficulty setting. A lack of food, water, and rad medicine will kill you, plus everything you carry — even ammo — has weight that’ll slow you down. What you really ought to do in the early game, then, is focus on your Strength — the stat that governs how much you can lug about and how hard you can belt things with other things.

Because the simple fact of the matter is you’re not much good at anything right now. That said, the melee approach to combat is the perfect fit for your Cro-Magnon-like abilities. During hour one of Fallout 76 you’re too inept to mend firearms, too weak to carry around the junk needed to make ammunition and you probably smell funny, too. A diet of irradiated dog food and dirty water can do this to a person. Just own it.

Bottom line: you’ll want a decent melee weapon with which to stove heads in. That’s why you need to open your map and…


There's a cabin here. It's isolated. We're helping!
There’s a cabin here. It’s isolated. We’re helping!

Step 2: Get Comfy

There’s a more or less perfect starter location called “Isolated Cabin” that’s hidden off the beaten track, south-east(ish) from Vault 76. Open your map and find the red icon that looks like a lumber mill to your south. Place a marker due east of that mill, then cross the road to find it. You’ll know you’ve arrived when you involuntarily mutter to yourself “bluuurgh this crap heap can’t be what they mean, surely.” Trust us, it’s actually awesome.

Sure, Fallout 76 offers you the ability to build your own house, but you currently lack the know-how and raw materials to fashion such a casa. Fortunately, the Isolated Cabin has all the post-American Dream essentials: a pickup truck with ammo and a free hatchet for turning mutated freaks into kindling. Oh, and a water pump, a cooking station, a tent, and a weapons workbench.

Once you’ve “axed” the mutant dog residents to leave, focus on the workbench as it’s the most important fixture here. Make a habit to return to this (or any other) bench to hit X to select “scrap items” and then press Y to “scrap all junk”. This process will quickly streamline your inventory space by shredding otherwise useless detritus into raw, craft-friendly materials. This then frees you up to engage in yet more rampant kleptomania and the cycle repeats from here.


Players playing nice in a Public Event. For now...
Players playing nice in a Public Event. For now…

Step 3: Get Sociable

Don’t let the prospect of PvP frighten you into hiding away from your fellow vaulties. Fact one: from level 1 to 4 you are utterly impervious to trolls. Fact two: even when you do get off your Learner’s Permit at level 5, it’s incredibly difficult for some malevolent tool to end you, no matter their level in the game. All non-dueling player damage is scaled down to mere mosquito bites. You have to give the aggressor The Business back in order to kick off a brawl (so go to your settings and turn on ‘Pacifist’ to remove any chance of that, Ghandi).

With all that info in mind, go be around people. This isn’t a community of CoD kids. We’ve found other vaulties to be genuinely excited to tell us when they’ve found cool items, or to muck in on a shoot-out with large mobs of…uh, mobs. Buddying up can also be an incredibly lucrative experience – as in actual XP and money – so go join public events. Check your map every five minutes or so to spot them and fast travel to any that look like they have three or four players hanging around. Strength and sweet rewards in numbers.


Shanty sweet shanty.
Shanty sweet shanty.

Step 4: Get Camp

No. We don’t mean: increase your Flamboyancy stat. (Though that is actually a lot of fun to do – the Atomic Shop has some truly outrageous fashions to model.) Before walking out the door of Vault 76 you should have scooped up a C.A.M.P. device. Basically, this thing will let you convert your junk materials into a highly defendable cubby house. Better yet, you can insta-redistribute your structure anywhere else in the world, thanks to a small bottlecap fee and some sort of magic that requires a shedload of suspension of disbelief.

Even if you’re a stabby-and-shooty-only type, you really need to look into knocking together a crib. Construct an elevated position that’s bristling with machine gun turrets and save on stimpacks by making a bed in which to recoup lost HP. Slap in a workbench to shred stuff into junk and an item storage box to take the weight off your shoulders. Better yet, fast-traveling to your camp carries no fee. Plonk it somewhere safe and central, then fan out into Appalachia in a series of short scouting missions.

Step 5: Get Overseer-ing

Understand that Fallout 76 is a weaponized time-waster. Walk five minutes into an empty field and the secondary objectives tab on your Pip-Boy will look like War and Peace in no time flat. Compounding this “problem” is the fact that Bethesda’s level designers are some of the best environmental storytellers in the industry – you’ll constantly spot objects that tell sordid, structureless little tales. Things you’ll probably want to forget.

This is great news if you tend to sip at your games, but anybody who likes to chug ought to know that it’s in their best interests to smash out the main quest early. The hefty XP gains the main thread offers are insanely better than any other activity.

By the end of that chain you’ll also have a damn good array of gear at your disposal — more than enough attitude-adjusters to solve the millions of side-quests or unruly players out there. We know it’s tough to stay focused, but keep your head down until you emerge (for a second time) on the other end of The Overseer’s story arc.

The post The First 5 Things to Do in ‘Fallout 76’ appeared first on FANDOM.

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5 things you didn’t know about flying first class

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Whether you’re a frequent flyer who regularly travels for business, or if you just fly once a year for your family vacation, you know that flying can be one of the most stressful and tiring experiences of your journey. When flying economy, you have little leg room, odd next door neighbors, super long queues and pretty basic commodities – Yep, the toilet will always smell! But there is another part of the plane that you barely ever see: First Class. Unless you’re really lucky, of course. Here’s what it’s like to fly in first class.

Many people use it to network

We’ve all seen the scenes in movies where the two unsuspecting victims meet next to each other on the plane, share a pleasant hello and then a cliche moment brings them together – cut to the ending and they’ve become BFF’s and set up a meeting in New York to go over a business proposal together next month. Okay, it doesn’t really work like that, but many people do use first class to network with other like-minded. Because the people who fly in First Class normally have more money and work for Fortune 500 companies, they’ll all have something in common – business. In fact, Virgin Atlantic have found that one in five of their First Class customers had done business with someone they had met during their first class flight. Some airlines are now even creating specific networking flights!

You get even more vacation time

If you’re used to flying economy, you’ve probably seen the First Class passengers stroll along past you with their fast-track boarding passes and saunter onto the airplane while you crouch on the floor in a crowded airport lounge. Yep, the first class passengers not only get to board the plane first – but they also get to depart the plane before everyone else too! This means they can get ahead of the game, and be the first in the queue for customs and baggage reclaim. Ultimately, this means they get even more vacation time because they’ll be out the airport doors and onto the beach while you’re still stuck on the plane!

It’s super comfortable

Okay, we all know the deal. Economy flights are in NO WAY comfortable. With little-to-no legroom, a next door neighbor who is sitting way too close to you and using your armrest, and absolutely no way to stretch out and have a good kip; a long-haul flight can be an absolute killer. But long-haul First Class flights? They’re a completely different story. In nearly every first class area of any airplane, the seats are a world apart. Quite literally. With individual seating, each passenger gets their own little area of the plane with a reclining chair (which makes an extremely comfortable bed), a sliding divider which shuts you off from the other passengers, and your own personal TV. The nine-hour flight will just be like your average evening at home.

You can actually get work done

If you’re traveling on a business trip and need to perfect your presentation before you reach your destination, it will be pretty impossible to do so if you sit in economy – because you two choices; have the ability to feel your legs and not get work done, or get work done and lose all circulation. The choice is yours. However, in first class, working is no issue. In fact, your plane journey will probably be more comfortable than your own office! In your First Class seat, you’ve got your own individual table with ample writing space, multiple power sockets to ensure your laptop never runs out of battery, and most now have WIFI! Who needs an office?

You don’t need to be rich to fly first class!

There’s a common misconception that you need to be super rich to afford seats in First Class. As much as it is true buying first class seats through the airline will cost you a hefty sum, there are ways to try and get a first class upgrade for a cheaper price (or even for free!). First and foremost, you need to go by the premise that ‘it doesn’t hurt to ask.’ You’ll be surprised how accommodating airlines can be when it comes to upgrading their passengers – if you just ask! The best way to do this is to always be polite and friendly to them when you go to the check-in desks, and if they have something available, they may bump you up. If you don’t ask, you don’t get!

Ever wondered what it’s like to fly first class? Here are a few pointers to whet your appetite, but why not try it out for yourself?

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The post 5 things you didn’t know about flying first class appeared first on Worldation.

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10 Things No One Tells You About Homeowners Associations

Homeowners associations (HOAs) exist to ensure visual uniformity and to protect the property rights of residents of a specific neighborhood. Most of the time they do a decent job, but because their rules and regulations are decided and enforced by a group of neighbors, HOAs can overreach and make life miserable for certain homeowners. If you’re thinking of buying a home in a neighborhood governed by an HOA, keep reading to discover 10 things about these organizations that you may not know (but should).
Bob Vila : Trusted Home Renovation & Repair Expert

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10 Things We’ve Learned Watching ‘The Walking Dead’

If there’s one thing that fans of The Walking Dead are sure of, it’s that they’re much more prepared for the inevitable apocalypse than most of the rest of us. After all, they’ve been watching the whole thing unfold for almost a decade now, and what’s more, their guides through the zombie-laden landscape of the near future have been none other than stalwart survivalists Rick Grimes (Andrew Lincoln), Carol Peletier (Melissa McBride), Daryl Dixon (Norman Reedus), Michonne (Danai Gurira), and many more. What lessons have these dedicated warriors of the wasteland taught us in nine seasons of zombie hordes and merciless marauders? Here are ten tips to survive the zombie apocalypse!

Don’t Go It Alone



There’s just no way that you’re going to make it through the horde all on your lonesome. You need friends – or at least allies – if you’re going to build a stable survival group and see this apocalypse through. Find people with varied skills that complement your own, but remember another important lesson while you’re bonding with your new and strangely still very clean buddies…

 

Trust No One



Yes, I know that I just said you need other people, and that’s true: The “Lone Wolf” routine won’t get you very far. But never forget the zombie genre’s most significant ongoing theme – the real monsters aren’t the Walkers, but the living people standing next to you. Work with them, fight alongside them…but never trust them. And be ready to take them out at a moment’s notice.

 

Never Camped Before? You’re in Trouble


Walking Dead Season 7

If you’re not an outdoorsy type, at least a couple of those tentative comrades should be campers. The world has ended, civilization has collapsed, and the power grid went down with it. It’s time to go back to the way it was in the olden times, with fire and tents and catching wild animals for dinner. If you can’t hack that, you’re going to be zombie grub very soon.

 

Startled? Stay Alert!



It’s like they know. The moment you’re startled by a loud sound or a sudden movement of long-standing debris, and then breathe a sigh of relief and let your guard down? That’s when the Walkers attack, and they’ll just be there, right at your side as if they teleported next to you. Never let your guard down. Keep your eye on your fellow survivors, but watch out for the zombies and marauders too.

 

Zombies Are Everywhere



I’m not kidding. Never stop being nervous. Not only are Walkers lurking in every shadow, and around every corner, but so are awful and occasionally cannibalistic tribes of other survivors. And all these people have the preternatural ability to make no sound at all until they’re right on top of you. It’s almost like you’re in a TV show designed to scare an audience with unrealistically staged suspense sequences. Hmm…

 

In Most Cases, Guns Are Better


The Walking Dead

You really have to know how to use a gun; if you don’t, they’re just dangerous to yourself and your fellow survivors, as well as unreliable, inaccurate, and noisy. Knives, swords, bats, clubs – all these and more will never let you down. But you’ll have to get a lot closer to use them, so they come with their own hazards. Basically, you’re going to have to be a close-quarters fighter or stay close to someone that is.

 

Oh, You Think That Place Is Secure?



Your perfect refuge is only as safe as your weakest link. A cluster of tents, prison, walled community – it really makes no difference. You can have everything figured out, every entrance sealed or guarded, and a well-cleared landscape beyond. Someone is going to screw it up for you, and when that happens, the horde will pour in, even if you didn’t even see them nearby minutes ago (refer back to ZOMBIES ARE EVERYWHERE).

 

Map Out Your Escape Plan



So that worthless weasel in your group that you never did trust just let the zombies in, or gave away your location to the evil group down the road. It’s time to head out, but don’t let this great fortress you’ve built turn into your inescapable tomb. Always have an escape plan, drawn-out routes, roles for everyone to play, and packed “bug out” bags for the quick disappearing act.

 

You Will Be Bitten


the walking dead feature

Just accept it. After all these lessons and all this preparation, survival is only a game of delaying tactics. Rick Grimes himself is going down; no one makes it out of the apocalypse alive. It’s going to happen when you least expect it, so just brace yourself for the inevitable feeling of rotting teeth sinking into your flesh. Contemplate it a little bit every day so you can face it with quiet dignity and grace; consider it your moment of Zen.

 

Be Prepared to Die


the walking dead carl dead

It’s best not to have to struggle with this one when the time comes, especially if you want to spare the feelings of anyone that’s been foolish enough to imprint on you emotionally in the End Times. So now that you’re on the way out, you should already have decided if you want to transition into undead uncertainty or clock out with a definitive brain-smashing blow or bullet. Hey, maybe you want to see how the other half “lives.”

The post 10 Things We’ve Learned Watching ‘The Walking Dead’ appeared first on FANDOM.

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5 Things to Immediately Do If You Win The Mega Millions Lottery

Mega Millions fever is here. A record jackpot of $ 1.6 billion is waiting for some lucky gambler on Tuesday’s Mega Millions lottery drawing.

There’s nothing like the feeling of getting an unexpected sum of money. Of course, every coin has two sides and, typically, the greater the amount you receive, the greater your stress. In fact, there is even a stress-related disorder called Sudden Wealth Syndrome. That pressure can lead the “recently rich” to make decisions that ultimately threaten their good fortune and may leave them worse off than before they received their windfall. We’ve all heard stories about the lottery winners who went broke or the former professional athletes or entertainers who struggle to pay rent.

Whether you’ve just signed a multi-million dollar contract, won the lottery, or inherited property from a wealthy relative, here are some tips that will help you keep–and grow–your wealth responsibly.

1. Count the money. Take the time to add up the money for yourself. Sit down and carefully read every piece of paper associated with the windfall. There will be lots of legal gobbledegook and fine print. Read through it all. Highlight areas you don’t understand. Use the Internet to research terms and entire phrases. By doing this homework, you will be better prepared for the next step.
2. Assemble your team of professionals. You can start your search for competent professionals in a number of places, including asking friends for referrals or asking other professionals like your accountant or tax preparer–or even family members. However, you should vet all of these individuals by understanding their professional and disciplinary backgrounds, get to know something about their practice (i.e. wealth and complexity of current clients) and ask for references to similar clients or cases they have dealt with. Next, you must check their background. There is no reason to leave out this important step since it is free and easy. Your state bar association can provide disciplinary information on attorneys, the state board of accountancy can provide information on accountants, the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) can offer any disciplinary information on investment professionals.
You can also search the professional’s name on your state’s financial and insurance regulator’s website. Combine this with research on the websites of their professional organization like the CFP Board for financial planners and the AICPA for CPAs where you can learn about violations of each organizations standards of conduct. Also, research their name and corporate identifier at the county clerk’s website to learn about liens, foreclosures or judgments. Last but not least, a Google (or other search engine) search of their name and business name and name of partners can help give you a picture of this person as a professional. Be sure to review any papers you sign with accountants, and be very clear on fees. It’s best that everyone be paid on a project or hourly rate in the initial stages when plans are being crafted. If someone tells you the work is free, you can be sure that it is not free, and that they are getting paid some other way which they are not disclosing.
3. Develop a comprehensive financial and life plan. Many organizations talk about their ability to do this. They show nice pictures of couples walking in the sand or smiling in a hammock. It certainly sets the right tone for the conversation. Despite this, their plans may be cookie-cutter solutions. In the end, some standardization is good. Years of research has taught the financial industry important lessons about investing, for example, and those lessons can yield low-cost, highly efficient portfolios that meet an investor’s risk tolerance and long term needs. However, don’t forget that your needs come first. To formulate a your plan, you will need to be clear on the amount of income you would like but also the type of life you would like. You’ll need to consult your financial team to discuss issues such as asset protection, trusts, life insurance and other topics of estate planning. The American College of Trusts and Estates Council (ACTEC) can be a great resource for competent counsel in these areas.
4. Be very careful of friends and family. Unfortunately, your new wealth may attract new friends and estranged family members popping out of nowhere. Athletes and lottery winners experience this frequently. In fact, it’s quite common for advisors of professional athletes to put the athlete on a salary and advise the athlete to direct requests for money to the advisor. This can be a good idea and it puts some distance between you and unscrupulous friends and relatives. Also, depending on the amount of your new wealth, you may find yourself exposed to frivolous lawsuits and threats.
5. Don’t make big expenditures until you are comfortable with your new financial position. Don’t get sucked into the exaggerated scale of your financial windfall. Take care of taxes on your new money, pay down debts, take a small vacation but don’t make too many changes at once. Consult with your professional team. If the amount you have received is substantial relative to your prior situation (i.e. invested at 3% per year the annual return covers your dream standard of living and then some), take the time to consider your good fortune and your position as a steward of the wealth. Be mindful of your responsibility to pass some wealth to the next generation, and give to charity.
Written by: Robert J. Gordon, MBA, CFP, AIFA, Senior Financial Adviser with Investor Solutions in Miami, Florida

The post 5 Things to Immediately Do If You Win The Mega Millions Lottery appeared first on Black Enterprise.

Money | Black Enterprise

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‘Greenleaf’ Season 3, Episode 9 Recap:  ”Things Fall Apart”

Okay, so there’s really not a lot going on in this episode. If you’re looking for a pick up from where we left off with last week’s episode, you won’t find it here.

Not only do we not see someone snatch Zora up by her collar and shake some sense into her, we don’t see her at all in this episode.

Nope, this one is all about Bishop (Keith James)! He’s feeling vulnerable and old (no shade).

The divorce papers have been delivered just as he’s preparing for his silver jubilee service and they have his head spinning. He doesn’t know if he wants to sign them and be done with it or hold off for a while just to see what could be.

It’s like those Facebook relationship statuses that read – “it’s complicated”.

Meanwhile he’s still staying with his good friend Percy (Richard Gant) who apparently has “in-home” services provided once a week from random women he’s paying to spend time with.

After one of those in-home services, Bishop returns to Percy’s home and walks into the kitchen where he finds a woman by the name of Teresa, dressed in a skin tight, provocative dress. In a round-about way she offers her services to Bishop and he politely declines.

After this encounter Bishop has a conversation with Percy where Percy reveals he’s envious of Bishop and what he has going on with Rochelle (Letoya Luckett).

She’s a young, attractive woman who wants Bishop with no payments involved….yet, but Bishop continues to give her the cold shoulder.

This conversation gets Bishop thinking about what a woman like Rochelle might really want with him. So, he asks her. He wants to know her angle.

Why does someone like you love someone like me? It’s a valid question, especially with Lady Mae (Lynn Whitfield) and Grace (Merle Dandridge) constantly in his ear about how much they don’t trust her.

In true Rochelle fashion she answers with a couple of manipulative tears shed while she tells him that she’s tired of being suspected of being up to no good.

She tells him to check his account status that she helped him set up to get out of the IRS debt He checks it and sees that he’s already doubled the money he’s invested with her. After that, he promises to never doubt or question her intentions again.

He’s also trying to be a goof granddad to the one granddaughter he might be able to help. He goes to Sophia (Desiree Ross) to provide some comforting words of wisdom in her time of displacement.

Bishop asks Sophia to show up in church on Sunday and she does. But, her attendance still doesn’t change the fact that she feels completely disconnected from God.

Bishop also carves out the time to visit with Charity and baby Nathan. He can see something’s troubling Charity so he talks with her and finds out that she’s jealous of Kevin (Tye White) and Aaron’s (Aaron Geoffries) relationship. They’re making plans to be together indefinitely and she’s still searching for her happy ending.

Bishop also makes amends with his old friend Lionel (Tim Reid), Aaron’s father, after finding out he’s dying of pancreatic cancer. He goes to visit with Lionel at what looks to be some sort of assisted living or hospice facility. Lionel apologizes to Bishop for his affair with Mae and Bishop accepts his apology.

In the end, Bishop signs the divorce papers and brings the documents directly to Mae’s office where she signs them too. The papers will be mailed to Bishop’s attorney and… who knows where they go from here. But, I have a strange feeling that Bishop’s future plans will include a lot more of Rochelle.

PHOTOS: OWN

 


HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

 

Wanda J. Coppage is a full -time Music Director at an Urban AC radio station, journalist and proud Virginia State University alum – Go Trojans! As a music enthusiast who can’t go a day without hearing R&B/Soul or Classic Hip Hop as well as a TV passionista, why not live a life that covers both?  

Entertainment – Black America Web

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5 Things to Look Forward to at TwitchCon 2018

TwitchCon 2018 is landing at the McEnery Convention Center in San Jose from October 26-28. The fourth annual celebration of the streaming platform will attract tens of thousands of content creators and their fans to meet in real life and party. But if you can’t make it, don’t worry — you can check everything out online because it’s Twitch, and that’s what they do.

Here are five can’t-miss events happening at TwitchCon 2018.


TwitchCon Cosplay Contest

1. The Cosplay Contest

Those who know their way around a sewing machine and a stack of EVA foam have been making their way through the ranks in the popular event’s four categories, which focus on sewing, armor, special effects, and super-sized features. TwitchCon will host the finals to this year’s competition. Contestants are vying for $ 70,000 in rewards, including a grand prize of $ 15,000. The entrants have spent hours making their costumes based on their favorite games, movies, and shows, and Twitch will reveal the winners Saturday at 4:30 Pacific.


TwitchCon: A Year in Clips

2. A Year in Clips

This show is happening Friday afternoon at 3:30 Pacific, and it takes a look back through some of the best clips Twitch streamers have captured over the past year. That means jump scares, high-tier game playing, and some surprises. With so much footage appearing on the service every day, it’s hard to know what’s good. This wrap-up has done all the hard work of curation and serves you just the best bits.


TwitchCon - Streaming for Good

3. Streaming for Good: Why Charity Events Are Awesome

In recent years, Twitch streamers have used their gaming and hobby time to raise money for their favorite causes. This panel, which takes place at 10:30 Pacific on Sunday morning, will offer hints and tips for people hoping to use their streams for good. The panelists will share what they’ve learned from their own experiences to help aspiring fundraisers help others while having fun.


Making Music on Twitch

4. Making Music on Twitch

Since its inception, Twitch has been expanding out from gaming to include all forms of creativity. Twitch Music is a new addition that focuses on composers and performers building audiences while they practice and perfect their craft. The new format allows for instant feedback while fans get to enjoy live music whenever they want. This panel, which happens Sunday at noon Pacific, will examine this young branch of the service and look at how its population is using the platform.


A Twitch streamer with uses an assistive device to play games.

5. Rolling Over Your Obstacles: Streaming with Disabilities

This Saturday panel at noon Pacific will gather a group of streamers with disabilities. They’ll talk about the problems they’ve faced and how streaming has helped them cope with or even overcome them. The discussion will go beyond the basic “playing games on the internet” aspect of Twitch to get to the less obvious benefits of communities, especially for those who need them the most.

The post 5 Things to Look Forward to at TwitchCon 2018 appeared first on FANDOM.

FANDOM

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5 Things to Immediately Do If You Win The Mega Millions Lottery

Mega Millions fever is here. A record jackpot of $ 1.6 billion is waiting for some lucky gambler on Tuesday’s Mega Millions lottery drawing.

There’s nothing like the feeling of getting an unexpected sum of money. Of course, every coin has two sides and, typically, the greater the amount you receive, the greater your stress. In fact, there is even a stress-related disorder called Sudden Wealth Syndrome. That pressure can lead the “recently rich” to make decisions that ultimately threaten their good fortune and may leave them worse off than before they received their windfall. We’ve all heard stories about the lottery winners who went broke or the former professional athletes or entertainers who struggle to pay rent.

Whether you’ve just signed a multi-million dollar contract, won the lottery, or inherited property from a wealthy relative, here are some tips that will help you keep–and grow–your wealth responsibly.

1. Count the money. Take the time to add up the money for yourself. Sit down and carefully read every piece of paper associated with the windfall. There will be lots of legal gobbledegook and fine print. Read through it all. Highlight areas you don’t understand. Use the Internet to research terms and entire phrases. By doing this homework, you will be better prepared for the next step.
2. Assemble your team of professionals. You can start your search for competent professionals in a number of places, including asking friends for referrals or asking other professionals like your accountant or tax preparer–or even family members. However, you should vet all of these individuals by understanding their professional and disciplinary backgrounds, get to know something about their practice (i.e. wealth and complexity of current clients) and ask for references to similar clients or cases they have dealt with. Next, you must check their background. There is no reason to leave out this important step since it is free and easy. Your state bar association can provide disciplinary information on attorneys, the state board of accountancy can provide information on accountants, the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) can offer any disciplinary information on investment professionals.
You can also search the professional’s name on your state’s financial and insurance regulator’s website. Combine this with research on the websites of their professional organization like the CFP Board for financial planners and the AICPA for CPAs where you can learn about violations of each organizations standards of conduct. Also, research their name and corporate identifier at the county clerk’s website to learn about liens, foreclosures or judgments. Last but not least, a Google (or other search engine) search of their name and business name and name of partners can help give you a picture of this person as a professional. Be sure to review any papers you sign with accountants, and be very clear on fees. It’s best that everyone be paid on a project or hourly rate in the initial stages when plans are being crafted. If someone tells you the work is free, you can be sure that it is not free, and that they are getting paid some other way which they are not disclosing.
3. Develop a comprehensive financial and life plan. Many organizations talk about their ability to do this. They show nice pictures of couples walking in the sand or smiling in a hammock. It certainly sets the right tone for the conversation. Despite this, their plans may be cookie-cutter solutions. In the end, some standardization is good. Years of research has taught the financial industry important lessons about investing, for example, and those lessons can yield low-cost, highly efficient portfolios that meet an investor’s risk tolerance and long term needs. However, don’t forget that your needs come first. To formulate a your plan, you will need to be clear on the amount of income you would like but also the type of life you would like. You’ll need to consult your financial team to discuss issues such as asset protection, trusts, life insurance and other topics of estate planning. The American College of Trusts and Estates Council (ACTEC) can be a great resource for competent counsel in these areas.
4. Be very careful of friends and family. Unfortunately, your new wealth may attract new friends and estranged family members popping out of nowhere. Athletes and lottery winners experience this frequently. In fact, it’s quite common for advisors of professional athletes to put the athlete on a salary and advise the athlete to direct requests for money to the advisor. This can be a good idea and it puts some distance between you and unscrupulous friends and relatives. Also, depending on the amount of your new wealth, you may find yourself exposed to frivolous lawsuits and threats.
5. Don’t make big expenditures until you are comfortable with your new financial position. Don’t get sucked into the exaggerated scale of your financial windfall. Take care of taxes on your new money, pay down debts, take a small vacation but don’t make too many changes at once. Consult with your professional team. If the amount you have received is substantial relative to your prior situation (i.e. invested at 3% per year the annual return covers your dream standard of living and then some), take the time to consider your good fortune and your position as a steward of the wealth. Be mindful of your responsibility to pass some wealth to the next generation, and give to charity.
Written by: Robert J. Gordon, MBA, CFP, AIFA, Senior Financial Adviser with Investor Solutions in Miami, Florida

The post 5 Things to Immediately Do If You Win The Mega Millions Lottery appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

6 things to do before leaving on vacation

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Going on a vacation is an exciting affair. You will see things you never imagined, taste things you never tasted before, meet exciting and different people as well as try to learn about new cultures. Many people grow increasingly more impatient as the date of their departure approaches. They grow so impatient that they make a few rudimentary mistakes. Here are a couple of things to do before leaving on your vacation.

Don’t announce it on social media

By telling everyone that you aren’t home, you might as well hold the door open for them too. Many criminals have robbed houses, saying that they only robbed the house because they knew that nobody was home. In the same vein, stop mail service because of the same reason. You can reroute mail to a friend, family member, or ask the postal service to hold it. The post office will keep all of your letters safe, and best of all, the service is free.

Take another look at your insurance

Whenever you leave the country, it is best to know what your insurance will, as well as won’t cover. For example, most United States car insurance policies are valid in Canada. Look at your health insurance to know whether you are covered if you get injured or sick overseas, while you are away from the United States.

A timer for your home is a fabulous investment

Burglars are more likely to rob a house when its lights are constantly off. By putting timers on lights in different rooms, you can fool any would be burglars into thinking you’re home. Set them in such a way that they go off at different times during the day, as well as at night.

Turn off your water mains

This is one of the most important things on this list. Coming home to a flooded home isn’t much fun, and it can also do a lot of damage to your home. Even if you are going to be away only for a few days, it is a good idea to turn off the mains to your water supply because leaks can, and do, happen. You would be doing your bit for the environment by saving water as well.

Unplug all of your electronics

It is common knowledge that electronics do consume electricity even when they aren’t on. Unplug the appliances that will go unused for a while like the toaster, oven, and microwave to save on your electricity bill as well as put a stop to the possibility of an electrical fire. Enjoy your vacation!

Lend your car to a friend

When going away, you can hit two birds with one stone: making sure that your car is always running so the engine won’t be drained, and helping a good friend in need. Don’t forget to make sure that he’s loyal and trustworthy with your beloved vehicle.

So while you are already planning on having the time of your life, don’t forget to follow these instructions beforehand. Only afterwards you’ll be able to enjoy your dream vacation.

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The post 6 things to do before leaving on vacation appeared first on Worldation.

Worldation

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7 Things Not to Say to People With Chronic or Invisible Illness

It can be tough to address the topic of chronic illness when a loved one is in pain, but there are some things that people with conditions like lupus, chronic fatigue syndrome, and fibromyalgia would prefer you not say. Here’s a list of 7 things you should avoid saying to people with chronic illness.
Allure

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IMF’s Christine Lagarde says she’s still attending Saudi event despite ‘horrifying things’ reported

"I have to conduct the business of IMF in all corners of the world, and with many governments," said Christine Lagarde, managing director of the International Monetary Fund. "When I visit a country, I always speak my mind."
Asia-Pacific News

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11 Things to Keep by the Front Door

When it comes to decorating and organizing, the foyer is often the last place homeowners think to touch. In far too many homes, it’s just a bleak portal for passing in and out of the house without a second glance. And that’s a shame, because the entryway is a prime piece of real estate and, when considered properly, can help make your day a little easier. The key is in keeping certain essentials by the front door where you won’t overlook them on your way out, or establishing an assigned place for everyday items. Here are 11 items that deserve a spot near your front door.
Bob Vila : Trusted Home Renovation & Repair Expert

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From ham to axes to Toyota Prius: All the things that were recalled this week

The first week of October saw an array of recalls. USA Today has the round-up. 
Health and Science

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The 5 best things that happened at Paris Fashion Week

Paris fashion week closed out a month of shows in dramatic fashion: Fancy venues! Celebrity sightings! Hot lifeguards! The City of Lights put on (many) a runway spectacle that will go down in industry history. Below, some highlights:   1. The venues were more elaborate than ever: Gucci kicked it off at legendary ’70s night…
Fashion News, Photos, and Video | New York Post

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4 Things to See In Canada

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Canada ranked as the second-best country worldwide in 2017 and 2018, according to US News & World Report. The World Economic Forum also listed Canada as one of the top ten tourist destinations in the globe in the 2013 Travel & Tourism Competitiveness Index. These rankings suggest that Canada is an incredible country to visit. And above all that, it’s an amazing country to travel to. Here are 4 things to see in Canada.

1. Whistler

Take some time to visit this town in Vancouver, Canada. Currently, more than two million people visit it annually. It hosts Whistler Blackcomb, which is North America’s largest ski resort. You can enjoy ski-related activities such as snowshoeing, ski jumping, and tobogganing. You can take part in snowboarding and skiing as well, and take the opportunity to climb Blackcomb and Whistler mountains. Visit this quiet town and take your pick of breathtaking sights to see or incredible adrenaline-filled activities to do.

2. Gros Morne National Park

This park lies in Newfoundland, which Canada’s most easterly province, and is on the west coast of the island. It is a marvelous sight to see because it is home to the second-highest mountain peak in Newfoundland. More specifically, it stands at 806 meters, which means that this mountain is over two times taller than the Empire State Building in New York. It is worth noting that the name of the park, Gros Morne, means “large mountain standing alone” in French. You can also see many other things in Gros Morne National Park, including rock formations, waterfalls, and cliffs. These landscapes are so breathtaking that UNESCO designated this park as a World Heritage Site.

3. The CN Tower

The CN Tower is in Toronto, Ontario. In this case, CN stands for Canadian National Tower. Other people refer to it as Canada’s National Tower, and it is 553.3 meters tall, which is even taller than the Eiffel Tower in Paris, France. Construction of this tower started in 1973 and ended in 1976. Today, it stands as the tallest freestanding structure in the Western Hemisphere.

More than two million international tourists visit this tower annually marveling at its incredible height and design. Many of them enjoy a meal in its revolving restaurant known as 360. Others step on its Glass Floor, Outdoor Observation Terrace, or Indoor Observation Level. The first two viewpoints sit at an elevation of 342 meters while the third one is at 346 meters.

4. The Aurora Borealis

You can watch this sight in Canada’s Northwest Territories because Yellowknife, the capital of the Northwest Territories lies in the auroral oval, the geomagnetic North Pole above which the northern lights appear. This fantastic display of colored lights across the sky is, in fact, a collision of gaseous particles disturbed by a stream of charged particles from the sun’s surface.

Yellowknife, Northwest Territories is the best viewpoint for such an incredible scene. A clear sky for most of the year is the principal reason why people love viewing the Aurora Borealis from here, and there are also lighthouses throughout the city that send alerts to residents when there is an aurora forecast.

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The post 4 Things to See In Canada appeared first on Worldation.

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Jon’s Final Words Changed Everything on ‘Million Little Things’

'A Million Little Things' REcap
David Giuntoli and Stephanie Szostak on ABC’s ‘A Million Little Things.’ ABC/Jeff Weddell

Moving on isn’t easy – in fact, it may seem impossible for the Dixon family. Jon’s (Ron Livingston) wife, kids and best friends attempted to move forward during the Wednesday, October 3, episode of A Million Little Things. While it’s not easy, at least they have each other.

The episode picked up the day after the funeral, with everyone gathering at Delilah (Stephanie Szostak)’s house for breakfast, to make sure she wasn’t alone. However, the tension with Eddie (David Giuntoli) was still in the air, and they struggled to keep it hidden throughout the episode. It didn’t help that it was Sophie’s father-daughter recital and her dad had just died. When she needed someone to stop in, she chose Eddie.

Of course, Delilah thought it was a horrible idea, especially after she found Eddie’s necklace in Jon’s bedside table. Clearly, he had known about their affair. Eddie didn’t want to step aside because he felt he had to be there for Sophie. However, he froze just before it was time to perform, passing the baton to Rome (Romany Malco). Rome, who has continued to suffer with his own suicidal thoughts and even went back to the spot Jon took his own life, stepped in perfectly. It may have been because Jon had been coming to him for help … or he was teaching him the dance moves because he had planned the suicide.

While waiting for the dance to begin, Eddie listened to Jon’s voicemail (even though he told his friends Jon didn’t leave one). “Hey it’s Jon. I was hoping to speak to you, not just leave you a message,” his best friend said on the message. “I just need you to do me a favor: love each other.”

However, that wasn’t Jon’s only surprise. He had also left the restaurant to not just Regina (Christina Moses) but also Delilah – something his wife didn’t even know, even though he’d been talking about buying the restaurant for a year. He assistant Ashley (Christina Ochoa) played coy when delivering the news, assuming that she had known. Little did she know, Ashley had opened the folder that Jon had left to his wife, the folder she never even gave to Delilah.

Inside was a goodbye letter that included the following phrases: “There’s an envelope behind the painting; Ashley had no idea I was going to do this; ask her what she’s doing, as I don’t want you; doesn’t know what you know, she will be protected.” Ashley found Jon’s life insurance plan behind the painting, which revealed his primary beneficiaries were Eddie, Rome, Gary (James Roday) and a mystery woman named Barbara Morgan.

'A Million Little Things' REcap
Allison Miller and James Roday on ABC’s ‘A Million Little Things.’ ABC/Jeff Weddell

Elsewhere in the episode, Gary and Maggie (Allison Miller) continued to get closer while she pushed away a man from her past — maybe even a husband? — and admitted that even though she had cancer for the second time (something she’s still hiding from Gary), she’s happier than she’s ever been.

When Gary wasn’t with her, he was spending time with Jon’s son, Danny, who was questioning his sexuality and wondering if he was to blame for his dad’s suicide. In a touching moment, Gary told Danny that if his dad did know that his son was gay, he would love him even more, just like Gary did.

A Million Little Things airs on ABC Mondays at 10 p.m. ET.

If you or someone you know is in emotional distress or considering suicide, call the National Suicide Prevention Lifeline at 1-800-273-TALK (8255).

Us Weekly

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