Film ‘Legacy Lives On’ Premieres At ABFF, Follows Financial Journey of Three Black Women

Prudential, in partnership with Urban One, screened Legacy Lives On at the American Black Film Festival on June 15 in Miami, and it will air publicly on TV One at 9 p.m. ET on June 19, and again on CLEO TV on June 20, 2019. The 45-minute film follows the financial journey of three black women and highlights the relationship African Americans have with money, particularly when debt, financial literacy, and systematic challenges are at play.

African American households lag sorely in wealth compared to white households. According to the Economic Policy Institute (EPI), black households receive an underwhelming 61.6% of the yearly income earned by an average white household. This disparity is due in part to the racial income gap in which black employees bring home 82.5 cents for every dollar white workers earn; substantially contributing to black poverty. It should come as no surprise, then, that the most recent data suggests black people are more than twice as likely to experience poverty than whites. Therefore, the timing of such a documentary is ideal.



Legacy—this type of film talks about all the things we don’t talk about,” Salene Hitchcock-Gear told BLACK ENTERPRISE. Hitchcock-Gear, the president of Prudential Individual Life Insurance, continued: “For women, especially women who are trying to move forward, we don’t have a lot of good tools to start with. It’s not normal to talk to people about savings, investments, how to get financing for anything, or just deal with budgets, or getting out of debt. This effort starts to put language in people’s hands and try to break through that environment where we don’t talk.”

Talking candidly to an entire nation about the state of their finances and the history of how they each handled money wasn’t an easy thing to do for Onikah Asamoa-Caesar, Jewel Burks-Solomon, and Audrey Hurst. However, doing so proved to be beneficial for each woman who participated in the film.

Legacy Lives On: One Solution and Prudential Documentary Highlights New Pathways to Financial Freedom and Financial Wellness for Black Americans, Private screening and VIP reception at Regal Cinema South Beach on Saturday, June 15, 2019 in Miami. (Jesus Aranguren/AP Images for Prudential Financial, Inc.)

“My experience was very interesting because it gave me an opportunity to reflect about the legacy I want to build,” Burks-Solomon shared with BE. “I had a chance to have a conversation with my mother and talk about the things she instilled in me at an early age and thank her for the things she taught me along the way and have that dialogue we haven’t had before.”

Hurst expressed her initial hesitation on disclosing her financial secrets: “I was definitely scared for people to know what I was going through financially because we don’t have those conversations as black people, but I had someone in my ear telling me to step out on faith so that’s what I did and said, ‘I’m gonna tell my story.”‘

A documentary like Legacy Lives On would not be complete without Tiffany Aliche, “The Budgetnista’s” two cents—which is nothing short of the financial wisdom she is known to impart. “It’s important to teach black women about money,” Aliche stated. “Prudential had a study where they show that black women make up to 70% of the financial decisions in the household.”

Aliche added: “That means if you want to shift the black family, community, and culture forward, then you have to do it through black women. We are essential. Without us, there would be no strong community, family, or culture. We have been left out of the conversation for too long. You see that in Legacy Lives On.”

Actor Laz Alonzo contributed to the conversation, addressing generational poverty that affects people of color: “Black and brown people are learning their worth,” Alonzo told BE. “Up until now, everyone knew our worth except us. We have the talent, we have the ability to bring crowds, and have a community to support us and bring their dollars, but where was the money going? Now we see a lot of artists buying back their materials, their intellectual property, their block—and they’re also diversifying [their earning potential]. There are so many ways to make money. It was important for Prudential to be on the leading end of that conversation.”

legacy lives on

(Dr. DeForest B. Soaries Jr., Salene Hitchcock-Gear, Laz Alonso, Tiffany Aliche; Edelman)

Other contributors include Atlanta Mayor Keisha Lance Bottoms, motivational speaker Lisa Nichols, Rev. Dr. DeForest B. Soaries Jr., producer Ma’at Zachary, and Prudential’s vice president of Corporate Giving Shané Harris. And while a film initiative on dialogue about money and finance may seem unlikely to screen at ABFF, it’s actually more aligned with the event than not.

“For Prudential as a financial institution, we don’t always have the right connects, through the community to actually get the message out,” Hitchcock-Gears said. “This particular festival is so much grassroots, people on the ground, that we feel like that’s the audience we’re trying to reach; the very group that needs to hear this. It includes the people here at this event. When you think about it, so many creative people don’t have consistent income. So you have to think about ‘how do I deal with that as a creative person? How do I continue my craft, but take care of myself financially?’ This is for the attendees and the creators. We think [ABFF] is a real home run and a great place for us to showcase.”

Alonzo agreed, stating “To have that film here is where a lot of people need it the most because they are the ones actually self-financing their dreams. They’re the ones trying to figure out ‘I want to make this happen, but I got a 9-to-5. How can I juggle this?’ This movie is the movie that will show you others who have done it and inspire you to not waste any more time and want to do it.”

Legacy Lives On: One Solution and Prudential Documentary Highlights New Pathways to Financial Freedom and Financial Wellness for Black Americans, Private screening and VIP reception at Regal Cinema South Beach on Saturday, June 15, 2019 in Miami. (Jesus Aranguren/AP Images for Prudential Financial, Inc.)

American Black Film Festival was founded by Jeff Friday to provide a platform for black filmmakers to showcase their work. In its 23rd year, the festival continues to amplify black creative talent. Learn more about the ABFF legacy, at abff.com and catch ’em on social:

Twitter: @ABFF
Facebook: American Black Film Festival
Instagram: @AmericanBlackFilmFestival
YouTube: American Black Film Festival
Hashtags: #ABFF19, #WeAreABFF

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Scouted: Should a Waffle Knit Towel Replace Your Normal Bath Towel? We Find Out by Testing Three.

It’s hard to see a waffle knit towel and think that it’ll be a better, more comfortable, or more enjoyable part of your morning (or night) routine. Let’s just get this out first: These don’t look like your normal bath towels because they aren’t your normal bath towels. They aren’t fuzzy or fluffy or plush. But they’re still great to look at and even better to use. These towels are so lightweight and absorbent, I can’t see myself going back to a fluffy one. So I decided to try and find which was the best by testing three towels: the $ 39 Parachute Waffle Knit, the $ 22 Snowe Honeycomb Bath Towel, and the $ 55 Onsen towel from Amazon.

This style of towel is modeled after the towels you would receive at Japanese hot springs onsen). They’re typically made from super soft cotton and are lightweight, absorbent, and quick-drying. I tend to take showers more often than a normal person does so the quick-drying component is especially important to me. Here’s what I found:

Waffle Towels, $ 39 from Parachute: These were my overall favorite. Parachute makes some incredible textiles and these are no different. They’re soft but sturdy and while they’ll never give you the plushness a fluffy towel will, it’ll still feel soft when you wrap it around you. They’re 100% long-staple Turkish cotton and feel like something I would contemplate stealing from a fancy hotel.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Here are three reasons why a Fed rate cut won’t save Wall Street

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Three states join AG group probing planned merger of Sprint and T-Mobile

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French Open Midterm Grades: Top Marks for Big Three, Americans of Russian Extraction

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Parasite in paradise: Rat lungworm disease confirmed in three Hawaii visitors

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‘Three Busy Debras’ Ordered to Series at Adult Swim

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Trevor Noah Roasts ‘Game of Thrones’ for Starbucks Coffee Gaffe and Having ‘Three Black People’ on the Show

Comedy Central

On Monday night, The Daily Show weighed in on the controversy that brought nerds everywhere to their feet.

Yes, I’m talking about that Starbucks coffee cup that found its way into Sunday night’s episode of Game of Thrones.

“Last week, people complained that the episode was so dark they couldn’t see anything,” host Trevor Noah explained. “This week, people are complaining that they saw too much.”

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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2020 Democrats’ tax returns in three charts

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Three Weeks Pass And Boston Panel Still Has No Verdict In Insys Opioid Trial

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‘Three hits, no issues’: Miguel Andujar inching toward return

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Amen, Justin Bieber. I Prayed Like a Celebrity for Three Weeks.

Photo Illustration by The Daily Beast/Getty/Shutterstock

My astrology app Co-Star told me that on April 21, I would find power in love. The stars gave me blanket permission to speak up and express myself—or, in the app’s words, “Communication will enhance ego.”

Off I went that morning, the beginning of Taurus season, ready to tell my date of six months I wanted something more out of our budding flirtation. Jupiter was in Sagittarius, Co-Star told me, so naturally he would feel the same way, too.

God had other plans.

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Loni Love Swears By These Three Plus-Size Fashion Lines

Source: Leon Bennett / Getty

Plus-size fashion has come a long way, according to Loni Love. The Emmy award-winning host opened up about her fashion journey over the years and some of her favorite curvy girl clothing lines.

“It has changed tremendously,” Loni said about the plus-size fashion game. “When I first started doing The Real, fashion for plus-size women was like at an all time low. It was just duvet covers and a belt,” she explained. “Now it’s so much better. I get sent stuff all the time from all over the world.”

Loni learned how to dress for her body size, which helped her tremendously.

“My waist is getting a little thinner, I have a really big butt, so I accentuate. I wear straight skirts instead of a-line skirts. Understand your body type and then you can dress appropriately.”

Another key to Loni’s rising fashion sense. “Alter things,” she said confidently. As for her favorite brands, Loni swears by Eloquii and Ashley Stewart, who she says is “getting much better.” La La has a really good line.” And, like the rest of us, loves Asos.

“Asos is doing a plus-size line and it’s affordable. I like to, to pitch stuff that’s affordable to women. Maybe $ 60 is a bit, but if you save your money and you know, you can spend $ 60 and look good. I don’t usually wear anything on his show over $ 100 bucks. I try to stay under, yeah. Under a hundred bucks.”


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Taylor Swift Shares Her Three Biggest Influences Right Now

Taylor Swift may be one of TIME’s 100 most influential people in the world — but the singer-songwriter herself also has plenty to say about what influences her. In an exclusive video for TIME, Swift explained three things that shape the way she thinks, from a social network that she adores to the iconic rock star she admires and the animals who bring her joy.

First up in her influences: the social media platform Tumblr. “I go on Tumblr and it’s like a window into what my fans are going through,” Swift says. “They post about what they think is cool, what they think is unjust or problematic.” Swift has long been known by her followers to hang around on Tumblr; eagle-eyed fans notice everything she likes on the platform and interpret her activity as hints about her work. But this pronouncement confirms it.

Next is a rock star who is also a role model to her. “I look at Paul McCartney and I see how he’s had just this amazing career—he’s created unparalleled art,” Swift says of the former Beatle, who just released his latest album, Egypt Station, last year at age 76. “He’s always been known to be kind to people, respectful and also really selfless as a performer.”

Finally, anyone who’s followed Swift more than casually will know that she’s a feline fanatic. “I have cats. I’m obsessed with them. I love my cats so much that when a role came up in a movie called Cats, I just thought, like, I gotta do this,” she says of her decision to join the cast of the upcoming live-action film adaptation of the classic play. “Like, this is my calling in life to do this—for the ladies.” (On set, there was even a “cats school” to help actors get in animal character.) As for what she appreciates about cats? “They’re very dignified. They’re independent. They’re very capable of dealing with their own life.” Sounds like the kind of influence we can all look up to.

Swift is expected to release a new project on Friday, after teasing a new era on social media for the past few months.


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Sherri Shepherd Says Barbara Walters Had Her Crying ‘For Three Years Straight’ On ‘The View’

Former “The View” co-host Sherri Shepherd is speaking out about her tenure on the ABC morning show, telling Entertainment Tonight that Barbara Walters had her crying for “three years straight.”

Shepherd’s comments come after the release of the tell-all book “Ladies Who Punch,” which explores all the alleged conflicts between the women of “The View.” Shepherd describes her time on the Emmy-winning daytime talker as “the best experience of my life” but she “cried for three years straight” due to “a very tough taskmaster who I love her to death. It’s Barbara Walters.”

Shepherd was a host of the show from 2007 to 2014. She claims her former boss “was tough on the people that she loved, and she helped me find my voice.”

Adding, “So I will forever be indebted to Barbara Walters, Whoopi Goldberg, Joy Behar and Elisabeth Hasselbeck and Jenny McCarthy for the time that I had on ‘The View,’” Shepherd said, “because what I have now is because of ‘The View.’ ”

As noted by USA Today, “Ladies Who Punch” spills all the messy backstage antics, from a confrontation between Walters and Rosie O’Donnell, to Hasselbeck’s meltdown after Walters’ on-air mistreatment and Jenny’s claim that Barbara was always gunning for her because of her outfit choices.

“When they were at ‘The View,’ some people had some not-so-great experiences, and some people had really wonderful experiences,” Shepherd told ET, admitting that she too had “some fights on the show,” which she didn’t want to discuss. “From my end, it was the best experience of my life,” she said.

Shepherd admitted to ET she hadn’t read the book but she is aware of its content.

“I read some stuff and I was like, ‘Oh, shoot. Oh OK. That’s crazy. Hey Jenny, why’d you say that for?’ OK,” Shepherd said. “But, you know, everybody has their own interpretation of how it happened when they were there.”

McCarthy, a host from 2013 to 2014, revealed in the book that her time on the show was “the most miserable” job she’s had in all of her time in the industry.

“When I’d hear the shuffle of her feet, I knew that Barbara was after me,” McCarthy said in the book “It would get faster. Oh my God – she’s coming! Based on the speed of the shuffle, I would hide or get on the phone.”

However, the former MTV hostess said she has “zero hard feelings” toward Walters, explaining: “I loved her like a grandma. She didn’t know any better.”

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The Money Snapshot: A 33-Year-Old Management Consultant Shares Thoughts on Three Mortgages & Her Aggressive Savings Strategy

 

Today we’re proud to present our third “money snapshot,” this time with C, a management consultant on the West Coast! She notes: “I paid off my student loans extremely aggressively — all were paid off within two years of graduating. Although I had a job that paid well right out of college (I started at $ 60K), I tried to live frugally where reasonably possible in order to prioritize paying these off.”

By way of background: we got a few requests from readers to launch our own “money diary” series, so we’ve asked willing readers to fill out a form with lots of details about debt, spending, saving and more!  If you’d like to fill out the form and be considered for a future personal money snapshot, please click here if you’d like to see the form and/or submit responses! You can also see a PDF of the questions if you want to review them ahead of time. See others in the Personal Money Snapshot series here.

Please remember that this is is a real person who has feelings and isn’t gaining anything from this, unlike your usual friendly (soul-deadened, thick-skinned, cold-hearted, money-grubbing) blogger — so please be kind with any comments. Thank you! — Kat

Name: C
Location: HCOL suburb on the West Coast
Age: 33 
Occupation: Management consultant
Income: $ 180K/year base, $ 10K–$ 40K bonus
Net worth: About $ 900,000
Net worth when started working: Negative $ 52K (student loans) at age 22 
Current debt: Three mortgages (home, rental property, and vacation home) totaling $ 830K
Living situation: Own a house and pay $ 2,000/month in mortgage.

Debt

What does your debt picture look like?
My only debt right now is mortgage debt, across three homes (primary, vacation, investment property), totaling $ 830K. I have pretty good mortgage rates (3.5%, 3.75%, and 4.5%, all 30-year fixed), so I am paying the regular monthly payments. While I made an extra lump sum payment on my primary home with a bonus a few years ago, I now just put those bonuses into savings/investments so that I could pay the mortgages off later if I needed to.

How much money are you spending each month to pay down debt?
$ 5,400 in monthly mortgage payments, though $ 3,500 is paid by tenants

How did you pay for school?
I paid off my student loans extremely aggressively — all were paid off within two years of graduating. Although I had a job that paid well right out of college (I started at $ 60K), I tried to live frugally where reasonably possible in order to prioritize paying these off. I am very uncomfortable having debt, so it was important to me to not have my student loans hanging over my head.

What advice would you share with readers about buying and maintaining a rental property?
Find someone you trust that you can call for repairs! I don’t have a property manager per se, but I do have a handyman who lives right by the property to whom I sole source all repairs. If he can’t do it, he will call around and find someone who can, then charge a one-off commission (which is well worth it). It’s amazing peace of mind to know that if there is an issue, my tenants can call me or call him directly in an emergency. Also, if you are looking to buy a rental property, remember that you don’t need to like it personally, so try to avoid any upgrades that make it to your taste, and stick with something more generic.

Savings, Investments & Retirement

How much do you save for retirement?
I max out my 401K ($ 2,100/month). I used to max out my Roth IRA before I became ineligible for that. I still do a “backdoor Roth” where I put it into a traditional IRA and then immediately convert it, so that the earnings will be tax free.

How much money do you allocate to other tax-savvy investments/accounts?
I max out my HSA at $ 260/month… I figure even if it stays in there now without me using it, it will be good to have when I’m older and more prone to health issues. I have had two health issues that depleted my HSA significantly, over 10 years, so I figure it’s a great emergency fund — especially since I’m on a high-deductible plan.

How much do you save outside of retirement accounts?
I also save $ 4,500/month post tax in a combo of index funds and a managed portfolio. I prefer to manually transfer the funds when my paycheck comes in, which forces me to check out my financial situation every two weeks and see how I’m doing. I transfer the money from my paycheck bank account to another “transaction” bank account, then I have automatic transfers for my investments set up to take the money a week after my paycheck hits. I feel like that’s the best of both worlds — keeps it simple but also forces me to continuously evaluate and reassess. And if I’m short on funds, I could always stop a transfer.

Do you have/use a financial adviser or planner? 
I started using a financial adviser last year, who manages a portfolio for me that complies with my company’s guidelines around what I can/can’t invest in. (Working in consulting, there are a lot of restrictions around investing in clients.) I felt pressured to start using an adviser by my company, but I do wonder if it’s worth the fees (1%) or if I’d be better off with it all in index funds. I put $ 2,000/month into that portfolio for my adviser to invest as he sees fit, and then I put $ 2,500/month into the Schwab Total Market Stock Index fund. I feel very uninformed/inexperienced when it comes to investing, but I haven’t prioritized learning about it.

Do you have an end goal for saving or are you just saving for a rainy day?
I’d like to retire early (mid-40s) and am well on track to do so. But if I decide to have a family, I know that timeline would be pushed back significantly.

What’s the #1 thing you’re doing to save money, limit spending, or live frugally?
I think I am generally pretty frugal, though I’m motivated by knowing I CAN buy anything I want thanks to my otherwise-frugality. I’ve made a few big impulse buys over the years (my vacation home wasn’t supposed to happen for a while longer, but I found this house and fell in love with it). It feels SOOOOO good to know that I never have to worry about money, which is the opposite of how I grew up. No matter how much my salary increases, I plan to always live well below my means and try to avoid keeping up with the Joneses.

Do a lot of your financial decisions today stem from the money situation your family had growing up?
Yes — it’s really important to me to pay my bills on time (which my parents weren’t financially able to do), and it also makes me feel amazing to be able to buy things without having to worry about bouncing checks or overdrawn credit cards, which were common in my childhood.

When did you start saving seriously? How has your savings strategy changed over the years?
The day I graduated college! It’s always been a high priority for me to be financially comfortable and not in debt.

Do you have an estate plan in place?  
None — I probably should. However, as a single, I don’t really know who I’d want my estate to go to. Probably my parents, and they will get it by default anyway.

How much do you have in cash that’s available today?
$ 20? Ha. I don’t keep actual physical cash.

How much do you have in cash that’s available in a week?
$ 8,000 — currently very depleted from the down payment on my vacation home. I would like this to be $ 20K. This is my emergency fund, and I keep it in a savings account.

How much do you have in retirement savings?
$ 201K

How much do you have in long-term investments and savings that are not behind a retirement wall?
$ 142K

If property values are included in your net worth, how much are those worth?
Home: $ 338K equity
Rental property: $ 82K equity
Vacation home: $ 125K equity
Car: fully paid off and worth about $ 15K

Looking back, did you ever expect to own three properties at 33? In general, say, 10 years ago, did you expect to be where you are now financially?
DEFINITELY not. I feel like all of my real estate purchases were accidental — the investment property was a short sale that came across my lap when I had a bunch of cash in savings and hadn’t really figured out investing. My primary home was of course planned, but the vacation home was something I didn’t expect. I thought vacation homes were only for richer/more established people and was pleasantly surprised when I happened across the property and found I could make the numbers work. I feel incredibly lucky to be where I am today financially; I honestly never really expected much more than being able to make ends meet and am proud to be well ahead of that.

Spending 

How much do you spend on the following categories on a monthly basis?

Groceries: $ 120 
Restaurants, bars, takeout, and delivery: 
$ 500
Clothing and accessories: $ 200
Transportation: $ 20/week on gas, $ 100/month on car registration/insurance
Rent/living expenses: $ 2,000 mortgage payment  
Entertainment: $ 30/month for a local concert series I like. I rarely buy books (yay for libraries!) or go to the movies.
Health care — premiums and other costs: $ 80/month for a high deductible plan ($ 3,500 deductible). I probably spend about $ 500/year from my FSA for various things (medicine, co-pays, contact lenses).

What’s your spending range for these things? What’s your average?

Vacations – Average: Low — I tend to take a lot of three-day weekends, using hotel points and frequent flyer miles, so they still often fit in my regular weekly budget of ~$ 400/week.

Charity – Average Donation: $ 20 to any friend asking for money for their pet charities, and then I go to a decent number of events ($ 150 for a ticket, another $ 100–$ 500 on auction items/general donation).

Individual items of clothing – Range: $ 10–$ 100 
Individual items of clothing – Average: I have inexpensive taste — I really like Old Navy for trendy stuff because I don’t care if it lasts that long anyway, and for classic pieces that I do want to last, I tend to buy from Banana Republic and Lands’ End. I like shopping brands online that I can easily return in stores rather than having to mail them back, and I tend to buy a LOT to try at home, and then return a lot. I almost always wait till things are on sale to buy, and will often put things into my cart that I like, then come back to it weeks later when I see they’re doing 50% off everything (or whatever). I’d say I typically pay around $ 30–$ 50 for a work dress, $ 10–$ 20 for a shirt / sweater, $ 20 for jeans, and $ 20 for shoes. For black-tie events, I’ll find gowns for $ 80–$ 150; there are a lot in this price range from basic department stores (e.g., Macy’s). I like seeing the pieces featured on Corporette, but most of them are much more expensive than what I’d consider buying.

Apartment or house – Current main residence: $ 2,000/month

Car or other vehicle – Last purchase / current main vehicle: Bought a new SUV for $ 25K that is five years old and that I plan to drive several more years.

Fill in the blank on this question: I could save _____ if I stopped ______, but I don’t because _______.
I could save $ 1,000 a month if I got a roommate for my gigantic house that I live in alone, but I don’t because I really value having my own place. I love my neighborhood, but it doesn’t have any 2-bedroom houses, which would have more than sufficed! I did look at a few townhomes that would have been a great size, but the value wasn’t nearly as high compared to paying just a little bit more for twice the room.

How much did your car cost?
$ 25K. In hindsight, I wish I had bought a used car rather than new.

How much did your home cost?
$ 470K

If you have vacation homes, timeshares, or income properties, how much did those cost?  
(1) I bought a townhouse five years ago for $ 130K; it’s now worth $ 180K. I rent this out for $ 1,500/month, which more than covers the $ 1,000/month mortgage. (2) Last year, I bought a vacation home for $ 525K; the mortgage is $ 2,400/month. I partially rent it out for $ 2,000/month, which allows me to still enjoy it part time without having to pay the full burden of the mortgage. I eventually plan to stop renting it out.

How has your family provided financial support in your adult life, if any? (Or, do you provide support to them?)
When I graduated college, I went home and lived with my parents for three months until moving to start my first job. I worked at a restaurant to cover spending money, but they paid my cell phone bill and I didn’t pay rent/utilities. I’ve made loans to a few family members of $ 5K–$ 20K; some have been paid back and some haven’t. I don’t like loaning money to people so I only make loans that I am comfortable losing entirely.

Money Strategy

Do you have a general money strategy?
I keep a spreadsheet of all my accounts, and a general budget, though the only categories I “budget” for out of my paycheck are mortgage, utilities, internet, savings, and the rest in a generic “spending money” category. I don’t budget separately for food because I could easily make dinner for $ 5 from the grocery store or buy a meal for $ 150 at a restaurant, so I think of food as a form of entertainment and want it included in that generic “spending money” category. I budget $ 1,500 month for “spending money,” and when I pay my credit card bill (which I do in full each month), I see how it compares to that budget. If it’s over, I keep it in mind and try to tighten my belt a little bit the next month. But I like the freedom of not having to worry about individual purchases, and just looking at it in aggregate. I’ve used this strategy since I graduated college, though back then my budget was $ 800/month ($ 200/week).

Time vs. money — do you spend money to save time (e.g., cleaning service)? Do you donate your time instead of money? What else does this phrase mean to you?
I volunteer about 20 hours/month and generally try to give back this way instead of financially. Writing a check doesn’t really mean much to me, but I get a huge psychological benefit out of spending time volunteering — for me, that decision is much more about the psychology than it is about saving money. However, I definitely tend to spend time to save money. I don’t hire a cleaning service, and do it myself — it’s really not that hard if I block off an hour a week and keep up with it regularly. I try to save whatever I can on things that don’t matter to me (e.g., store brand groceries vs. name brand) so that I don’t have to worry about spending money on the things I want to indulge in (a great meal at a fancy restaurant).

What are your favorite resources for personal finance?
Blogs: The Simple Dollar, Mr. Money Mustache. Both of those are often much more frugal than I’m comfortable with, but I get some good ideas from there. And, it helps to normalize extreme frugality for me, which makes me feel comfortable with how frugal I am. 

Photo credit: icons via Stencil.

Wow – huge thanks to C for sharing her life with us!

The post The Money Snapshot: A 33-Year-Old Management Consultant Shares Thoughts on Three Mortgages & Her Aggressive Savings Strategy appeared first on Corporette.com.

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US measles cases surpass 2018 totals in just three months as outbreaks spread across four states

This year is shaping up as the worst for measles since 2014 and is already the second-worst since it was declared eradicated in 2000.
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Single Indian rocket puts satellites in three orbits, in first for nation

An Indian rocket on Monday placed domestic and foreign satellites in three different orbits on a single flight, a first for the nation and a low-cost option that could burnish its reputation for pioneering affordable options in space.


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Mueller told Justice Dept. three weeks ago he wouldn’t reach a conclusion on obstruction

Roughly three weeks ago the special counsel’s team told Attorney General Bill Barr and Deputy Attorney General Rod Rosenstein that Robert Mueller would not be reaching a conclusion on obstruction of justice, according to a source familiar with the meeting.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Fenty Beauty Restocks Body Lava, Launches Three Limited-Edition Bottles

Fenty Beauty just announced it’s dropping three variations of its best-selling Fenty Beauty Body Lava, including a brand-new shade called Trophy Wife, which everyone knows is signature to the brand. The new Body Lava shimmery oils drop on March 21 at midnight PST. Learn more about the launch, here.
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Outfit Formula: Three Baggy Items

Wearing baggy over baggy and over baggy is awfully trendy, and somewhat arty and architectural. The baggy items can range from fluid to very oversized. Silhouettes are WIDE, and not at all tailored. 

It’s a challenge to feel good in a combination that lacks sufficient visual structure. It’s easy to feel unpolished, like the clothes are wearing you, and wider than you are. It can also feel fussy because there’s too much fabric flapping around your body.

That said, some of my clients adore wearing three baggy items at once, and their body types run the gamut. Some are tall, slim, and broad-shouldered with a small bust. Some are tall, curvy, and with a larger bust. Some are short, large in the bust, and apple-shaped. And others are regular rectangles, pears, and hourglasses. The only thing they have in common is that they enjoy wearing unstructured clothing layers because it’s comfortable, creative, arty and looks interesting. Some also enjoy how the vibe camouflages curves and extra bits.

Unfortunately, I couldn’t find examples of the outfit vibe across a wide range of body types. But I could find these Spring visuals. Some items are baggier than others, and all of the outfits work to my eye.

1. Trench-Coated Volume

A pair of wide cropped pants is combined with a roomy untucked top and voluminous trench coat. The scrunched sleeves and open footwear create just enough structure, because skin equals structure. The open front of the trench coat creates a vertical line down the centre front of the body which streamlines the outfit. The V-neck further elongates the look and is great on a larger bust. Personally, I’d have preferred the wide crops a little shorter to showcase more of the ankle.

Modern Citizen Elettra Tie Front Trench Coat

2. Long ’90s Layers

This is the most unstructured combination of the four because all three items of clothing are very baggy and long. The open front of the jacket that creates vertical integrity, and the model’s naked feet in the sandals are the only bits giving the look a small bit of subtle structure.

Zara Buttoned Shirt Dress

3. Boxy Cubed

A boxy top is combined with boxy wide crops and a boxy jacket. The shorter lengths of the top and jacket add a little more structure right away. The low-contrast footwear lengthens the leg line, which make the wide crops look less stumpy. This is the least soft, pretty and ethereal rendition of the four.

COS Topstitched Shirt Jacket

4. Column of Beige

This is the most structured of the four renditions because the fluid top is tucked into a roomy midi to showcase the waistline. However, the structure that is created is somewhat hidden because a straight and roomy topper has been layered over the lot. Once again, the open topper draws the eye up and down which creates vertical integrity, and therefore some structure.

COS Pointelle-Detailed Knitted Top

I wouldn’t wear #1 or #2. Too baggy all over for my narrow shoulders and slight frame. I wear a version of #3, but with a fitted top, or fitted jacket so there’s more structure. I wear #4 but in the form of a fit-and-flare dress. Over to you. Would you wear three baggy items in one outfit, and what do you think of these outfits?


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Career lessons from three female pioneers of unconvention

Sometimes the road to career success isn’t always a smooth one. But, as these three trailblazers prove, you can still achieve your dreams

career lessons

These three female pioneers of unconvention prove that the road to success isn’t always a smooth one…

Ava DuVernay, 46, film director

‘If you’re on a path that’s not the one that you want to be on, you can pivot, and you can also move, and age doesn’t make a difference, [nor does] race, gender.’

The Oscar-nominated director of Selma and A Wrinkle In Time – for which she was the 
first African-American woman to direct a film with a budget over $ 100 million – Ava Duvernay started out interning as a news journalist. She moved into PR, founding her own agency in 1999. It was at the age of 32 that she picked up a camera and started taking directing classes.

Angela Ahrendts, 58, senior VP of retail at Apple

‘At some point in your career, maybe you too have made the life-altering decision to start anew. If so, you know first-hand how exciting, challenging, and sometimes disorienting the first 30, 60, 90 days can be.’

Apple’s senior vice president of retail (and the brand’s highest paid executive), Angela Ahrendts started her career in fashion. From a merchandising role at a lingerie company, she moved to Donna Karan, Liz Claiborne and, most famously, was CEO of Burberry from 2006-2014, where her leadership escalated the firm’s value from £2 billion to over £7 billion.

Whitney Wolfe Herd, 29, founder of Bumble

‘Often, the best jobs come out of just meeting people and letting one thing lead 
to another.’

After a degree in international studies, Wolfe Herd turned down ‘safe’ corporate job offers for a role at a tech incubator funded to make apps. There, she co-founded Tinder, but left in 2014 following sexual-harassment claims. Despite vowing never to go back into online dating, she came up with the idea for female-focused dating app Bumble, which Forbes values at over $ 1 billion.

The post Career lessons from three female pioneers of unconvention appeared first on Marie Claire.

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Style Your Home’s Outdoors with All the Perfect Additions from MacKenzie-Childs! Save on Tables, House Letters & Chairs. Shop Now!

Three years later, India’s bankruptcy reform languishes in courts

When India introduced new bankruptcy resolution rules in 2016, government officials and investors said they expected debt-burdened state-owned banks to clear up some of their bad loans and create a dynamic market in restructured debt.


Reuters: Business News

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There are three models of Samsung Galaxy S10 and a photo of all three apparently leaked

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Samsung is supposed to lift the veil off of its next-gen Galaxy S10 smartphone on Feb. 20 at an Unpacked event. Unfortunately, the internet got there first.

Details about the various models of S10 have been leaking out since last summer, but this newest development just straight-up shows us what they look like. There are three models in all, and they’re encased in see-through plastic cases in the allegedly leaked image.

The leak comes by way of Evan Blass, who has a good track record of sharing stuff like this ahead of formal reveals. Read more…

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‘How to Train Your Dragon: The Hidden World’ Is Coming To Theaters Three Weeks Early

'How to Train Your Dragon: The Hidden World' Is Coming To Theaters Three Weeks Early

What better way to ring in a new year of movies than to see one of 2019's most anticipated family films THREE WEEKS EARLY! 

That's right, dragon fans — Fandango is giving you early access to watch How To Train Your Dragon: The Hidden World on February 2, three weeks before the film officially hits theaters on February 22. To grab tickets and find out where the final How To Train Your Dragon installment will be screening early by you, fly on over to our Fandango Early Access…

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Kaiser Permanente Announces Three Initiatives to Improve Community Health by Tackling Housing Insecurity

OAKLAND, Calif. — Kaiser Permanente today unveiled several major initiatives that will improve health outcomes by creating stable housing for vulnerable populations. The initiatives — including seeding a real estate investment in Oakland, anchoring a $ 100 million national loan fund for affordable housing and kicking off a plan to end homelessness for more than 500 Oakland-area residents — are part of a comprehensive strategy to advance the economic, social and environmental conditions for health in the communities that Kaiser Permanente serves.

At a press conference with Oakland Mayor Libby Schaaf and several partners, Kaiser Permanente Chairman and CEO Bernard J. Tyson announced the first local impact investment from Kaiser Permanente’s $ 200 million Thriving Communities Fund. Through the Housing for Health Fund — a new joint-equity fund between Enterprise Community Partners, “Enterprise,” and Kaiser Permanente that is for the Bay Area — an approximate $ 5.2 million has been committed to acquire a 41-unit housing complex in East Oakland, near Kaiser Permanente’s national headquarters.

As part of this real estate investment, Kaiser Permanente is partnering with Enterprise and the East Bay Asian Local Development Corporation to ensure the property, located in the San Antonio district of Oakland, gets needed upgrades and is preserved as affordable housing. EBALDC will also provide residents with the opportunity to get supportive social services, applying the organization’s Healthy Neighborhoods approach to community development.

“Housing security is a crucial health issue for vulnerable populations,” said Bernard J. Tyson, chairman and CEO of Kaiser Permanente. “Access to affordable housing is a key component to Kaiser Permanente’s mission to improve the health of our members and the communities we serve and to advance the economic, social and environmental conditions for health.”

“We are proud to partner with Kaiser Permanente and Enterprise for the first investment of the Housing for Health Fund,” said Joshua Simon, executive director of EBALDC. “Through this partnership, we can maximize positive health outcomes in Oakland by supporting residents’ ability to remain in their homes. This couldn’t come at a more critical time for San Antonio, a district on the brink of gentrification. To adequately address the urgent housing crisis we are facing in the Bay Area, we must think creatively and collaboratively. Housing is more than a roof over our heads; it is central to our health and well-being. We hope this fruitful partnership can serve as a powerful model for Oakland, California, and the nation.”

In addition, Tyson joined Enterprise Community Partners President Laurel Blatchford to announce a second fund that will finance the development and preservation of affordable housing. Besides the Housing for Health Fund, Kaiser Permanente and Enterprise will launch a $ 100 million loan fund to create and preserve multifamily rental homes for low-income residents throughout Kaiser Permanente’s service areas. Enterprise matched Kaiser Permanente’s $ 50 million commitment for the total $ 100 million available for investment.

“Enterprise is excited to be a leader in this innovative effort, and we have seen that uniting the housing and health care sectors and making creative use of investment capital will foster healthy homes and communities,” said Laurel Blatchford, president of Enterprise. “Collaborating with partners such as Kaiser Permanente and EBALDC, who also understand that home is at the foundation of health and well­being, will improve thousands of lives across the country.”

Finally, Kaiser Permanente announced a significant effort to end homelessness for more than 500 individuals in Oakland who are over the age of 50 and have at least one chronic condition. The city has been hit particularly hard by the housing crisis; between 2015 and 2017, homelessness in Oakland has increased 25 percent. Kaiser Permanente, working with a community partner, identified 500 particularly vulnerable individuals and are now working with the city, Alameda County and other community partners to secure housing and other vital services for the individuals on this list.

“The health and wellness of Oakland is tied to housing in Oakland,” said Oakland Mayor Libby Schaaf. “I’m grateful for partners like Kaiser Permanente, EBALDC and Enterprise who are taking a new approach to improving the health outcomes of all our residents by improving housing security for our most vulnerable residents. This is a bold investment to improve our city’s health — and we will continue to innovate and create new pathways until all Oakland residents, in all neighborhoods, feel secure in their housing.”

“Improving access to affordable housing is one of the most impactful community interventions we can make to eliminate homelessness,” said Janet Liang, regional president for Kaiser Permanente of Northern California. “This new investment complements several strategies we have sponsored over the past year to help all Oakland residents thrive.”

“We know that differences in health are striking in communities with poor social determinants of health such as unstable housing, low income and unsafe neighborhoods.” said Richard Isaacs, MD, CEO and executive director of The Permanente Medical Group. “These innovative strategies are critically important steps toward the maintenance of health improvement, consistent health outcomes and California health equity.”

“As we look to address housing security and homelessness in Alameda County, public-private partnerships are critical, which is why we are glad to see Kaiser Permanente take this step to help those who are most in need,” said Wilma Chan, supervisor of Alameda County and president of the Alameda County Board of Supervisors.


About Enterprise Community Partners Inc.
Enterprise is a proven and powerful nonprofit that improves communities and people’s lives by making well-designed homes affordable. We bring together the nationwide know-how, partners, policy leadership and investments to multiply the impact of local affordable housing development. Over 35 years, Enterprise has created nearly 529,000 homes, invested $ 36 billion and touched millions of lives. Join us at www.EnterpriseCommunity.org.

About East Bay Asian Local Development Corporation
East Bay Asian Local Development Corporation is a nonprofit community development organization celebrating over 44 years of building healthy, vibrant and safe neighborhoods in Oakland and the greater East Bay. East Bay Asian Local Development Corporation develops and manages high quality affordable apartments and homes, and commercial spaces for local small businesses and community organizations, while fostering increased economic opportunities for low-income families and individuals. Since 1975, the organization has invested more than $ 250 million in assets that have had substantial physical and social impact in the community. Its Neighborhood and Economic Development programs serve over 5,000 low-income people annually, through housing, financial education and counseling, youth and senior programming, free tax preparation. For more information, visit www.ebaldc.org. On Twitter @EBALDC

About Kaiser Permanente
Kaiser Permanente is committed to helping shape the future of health care. We are recognized as one of America’s leading health care providers and not-for-profit health plans. Founded in 1945, Kaiser Permanente has a mission to provide high-quality, affordable health care services and to improve the health of our members and the communities we serve. We currently serve more than 12.2 million members in eight states and the District of Columbia. Care for members and patients is focused on their total health and guided by their personal Permanente Medical Group physicians, specialists and team of caregivers. Our expert and caring medical teams are empowered and supported by industry-leading technology advances and tools for health promotion, disease prevention, state-of-the-art care delivery and world-class chronic disease management. Kaiser Permanente is dedicated to care innovations, clinical research, health education and the support of community health. For more information, go to share.kaiserpermanente.org.

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Fandango Early Access: See ‘How To Train Your Dragon: The Hidden World’ Three Weeks Early

Fandango Early Access: See 'How To Train Your Dragon: The Hidden World' Three Weeks Early

How To Train Your Dragon: The Hidden World is among the most anticipated family movies of the year, and now you have the opportunity to see it in theaters three weeks early thanks to your friends here at Fandango. 

Fandango is giving you early access to see the next installment in the How To Train Your Dragon series before everyone else. The special early access screenings will be held in select theaters on February 2 — three weeks before the film's official release date of…

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House fire kills three young siblings in Indiana

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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‘Fallout 76’ players can get three old Fallout games for free

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Is Bethesda Softworks just getting into the holiday spirit here, or is this an unspoken “make good” apology after Fallout 76‘s borked launch?

No one can say! And frankly, it doesn’t matter. Bethesda has a special holiday offer in place for anyone who’s played Fallout 76, which takes the popular apocalypse-centered role-playing game and turns it into an online game. 

The offer is for more Fallout, and — importantly — free Fallout. Here’s the deal, straight from the publisher’s Twitter account:

#HappyHolidays!

ANYONE who logged into the full release of #Fallout76 in 2018 will receive an entitlement for Fallout Classic Collection on PC. This applies to Xbox One and PS4 players, too

The entitlement is expected to go live in early Januarypic.twitter.com/U8pJwrk0PV

— Bethesda (@bethesda) December 22, 2018 Read more…

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Publicly silent, Trump has three words after watching Cohen: ‘He’s a liar’

President Donald Trump’s public silence on Wednesday belied his rising fury over longtime lawyer and fixer Michael Cohen, who the President still insists is not telling the truth after he turned against him and was sentenced to three years in prison.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Trump’s Former Lawyer Sentenced To Three Years In Prison

President Donald Trump’s longtime personal lawyer Michael Cohen has been sentenced to three years in prison for committing a variety of crimes, including tax evasion, bank fraud, campaign finance violations, and lying to Congress.
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Alabama mall victim shot three times in the back

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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I have three healthy kids, but I’ll never forget the pain of my miscarriage

I have three healthy kids, but I’ll never forget the pain of my miscarriage


I have three healthy kids, but I’ll never forget the pain of my miscarriage

Trigger Warning: This essay describes graphic memories of a miscarriage.

When I gave birth to my son, I was certain it was the biggest accomplishment of my life. When anyone asked me how I liked motherhood, I proudly said it was the greatest thing I’d ever do. So, 10 months after our son made us parents for the first time, my husband and I decided we were ready for baby number two. Effortlessly, I became pregnant within a month. I was ecstatic. Yes, I’d have two babies in diapers at the same time, but the unconditional love was addictive. Creating that love by adding to our family made all the sense in the world.

My first doctor’s appointment confirming my pregnancy was exciting. My son had been unplanned, so my anxiety about being pregnant and unwed had prevented me from enjoying the first stage of that pregnancy. I was eager to enjoy every moment this second time around. After some lab work, I was confirmed to be officially pregnant.

My husband accompanied me to my next appointment a week later; he was as excited about our newest addition as I was. I slipped into my hospital gown while my husband and I flirted and laughed. Soon, we excitedly watched our baby show up on the screen for the first time. We were so eager that it took a moment to realize what the ultrasound machine revealed: A small 7-week-old fetus with no heartbeat.

My doctor seemed unperturbed as she instructed me to get dressed before leaving the room. I put on my clothes in silence. The joyful atmosphere from before was completely erased while we waited for the doctor to say what we already knew. Like one in four pregnancies, mine had ended in miscarriage.

My doctor confirmed it, and there was no explanation for what happened. There were no condolences given. She only stated the simple facts and told me the fetus should pass soon without trouble. I was too numb to respond.

That weekend was spent in tears as I experienced bleeding. I tried to rationalize the miscarriage. Why did it happen? What did I do to cause it? I wanted answers, but there was no way to find them.


I returned to work the following Monday, knowing that everyone was aware of my miscarriage. But I was relieved—having someone innocently ask about my pregnancy would set me off all over again. Instead, I was handled with kids gloves and I couldn’t bring myself to resent it. I felt more fragile than ever.

I was processing the weekly payroll in my office, and that’s when I felt it happening. I excused myself to a private bathroom and sat heavily on the seat. To this day, I can’t explain how it felt, but I could feel my body passing something more than blood. I knew my body had to release the remainders of the fetus, but I had no understanding of how physically substantial a miscarriage can be. I thought my bleeding over the weekend would be the end of it, but now I knew I was wrong. I affixed an oversized pad to my underwear and went back to my desk.

But I still felt it—those telltale uncomfortable signs of bleeding through my pad. I went back to the bathroom; it was like I’d entered a scene from a bloody horror movie. I quickly changed my pad, shaking as I cleaned myself as much as I could.

But I bled through the second pad, and this time, I was frantic. The bleeding wouldn’t stop. I was traumatized. Not knowing what to do, I took out my phone and called my boss. He answered with a chipper voice, no doubt expecting a payroll question.

“I’m miscarrying in the bathroom,” I told him. “Help me.”

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You’re not alone 💕

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I don’t know if it was my words or the panicked way I said them, but he and our team’s head of HR knocked at the bathroom door almost instantly. Through the door, I explained what was happening. They wanted to call an ambulance; I wanted my husband. I wanted my parents. I didn’t want to experience this there.

They coaxed me out of the bathroom and I waited for my ride to the ER. I continued bleeding uncontrollably, shaking violently as my boss tried to keep me alert. I remember his comforting words, but they were overshadowed by the horrified look in his eyes.

Mumbled apologies tumbled from my lips—but I wasn’t even sure what I was sorry for. Scaring them? Bleeding all over the place? Bringing my trauma to work? Failing this baby as a mother?

My husband met me at the ER. We were ushered to a triage where we waited for far too long, and I felt the final drop of a heavy mass. Suddenly, the proof of my unborn second child laid on the floor of the triage. I couldn’t look at it.

Just like my OBGYN, the ER doctor walked in, gave me the facts of my miscarriage, and sent me away.

I wasn’t sure what was worse: leaving the fetus that had been in my womb behind or enduring heartless treatment from doctors in the most harrowing time of my life.


It took me years to talk about my miscarriage.

Instead, I did all the things you’re supposed to do. I named her June Jose for the month she was lost and for my father. My dad planted a flowering bush in her honor. I waited to have another child. I spent my third and fourth pregnancies doing everything I could to grow healthy babies—and I did. Still, there was a pain I couldn’t shake, that I still can’t.

In a strange way, I don’t think I’m meant to forget that pain. Living children spend their entire existences are spent filling us with joy, love, worry, frustration, and a litany of other feelings. We love them more each day, and they teach us in both subtle and grand ways. Children lost in pregnancy or infancy aren’t exempt from inspiring these feelings—they just do it in a different way. The what-ifs intensify those feelings. These children who were lost are simultaneously infinite in their possibilities and finite in their reality. I’ll never know for sure that my child was a girl. I’ll never know if she had my eyes or my husband’s smile. I’ll never know what it feels like to hold her.

No matter how full my heart is, there will always be a smaller corner of it that aches just for her, and I’ve accepted that it is supposed to be that way. My sorrow is never ending, but so is my love for the child I lost.

If you have suffered a pregnancy or infant loss, you can find your local chapter of Share Pregnancy and Infant Loss Support here, and get their help during this time.

The post I have three healthy kids, but I’ll never forget the pain of my miscarriage appeared first on HelloGiggles.

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JetBlue is giving out free Halloween candy in these three cities

You don’t have to be booked on a JetBlue flight to score a free snack from the airline this Halloween.

The company will be handing out treats for the holiday in New York, Boston and Boca Raton, Florida in makeshift spots called JetBoo houses.

The airline that prides itself on being the first to…

Life Style – New York Daily News

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Get three motion-activated LED lights for $14 on Amazon

Motion Activated Closet Light

Motion-activated lighting is the kind of thing you don’t really think you need because you don’t think about them. Then when you finally set up a few motion-activated LED lights, you wonder how you ever lived without them. A 3-pack of URPOWER Motion Sensor Closet Lights is on sale on Amazon right now for just $ 13.99, and they’re small enough to mount anywhere. They’re also powerful enough to illuminate any cabinet, closet or pantry, so definitely check them out.

URPOWER Motion Sensor Closet Light, Motion-sensing Battery Powered LED Stick-Anywhere Nightligh…: $ 13.99

Here are the highlights from the product page:

  • ENERGY-EFFICIENT:Automatically powers off after 15-30 seconds of inactivity, lighting your path as you cross and shutting off soon after.
  • BATTERY POWERED:Powered by 3 x AAA batteries per motion sensor (batteries not included)Note:Batteries that are qualified through the national testing authority are recommended.
  • SURROUNDING AWARENESS:Includes dusk to dawn sensor and motion activation.Automatically turn on when motion is detected within a 7-10 ft. range.
  • SUPER-BRIGHT LED BULBS: Lumens: 20, last up to 10,000 hours;Simple to install, no hard-wiring,come with super-strong 3M double-sided adhesive pad.
  • INSTALLATION:Simply use the super-strong 3M double-sided adhesive pads or stick to any metal surface with the built-in magnet,Works great indoor and outdoor, especially as a night light for stairs, steps, hallways, dark closets & cabinets.

BGR Top Deals:

  1. Amazon has a $ 36 pad that wirelessly charges three devices at once
  2. The wireless charger that should have come in the box with your phone is only $ 4.99 today

Trending Right Now:

  1. Today is a dark day for Android flagship phones
  2. The first Best Buy Black Friday leak is already here
  3. Everything new coming to Netflix in November 2018

Get three motion-activated LED lights for $ 14 on Amazon originally appeared on BGR.com on Fri, 26 Oct 2018 at 15:06:39 EDT. Please see our terms for use of feeds.


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iOS 12 adoption surpasses 50% just three weeks after its release

iOS 12

Just three weeks after releasing iOS 12, Apple’s latest mobile OS is already running on the majority of iPhones and iPads. According to data made available on Apple’s developer page, 53% of all iOS devices introduced over the last four years are now running the most recent iteration of iOS. When the data set is expanded to include iOS devices that were released before 2014, that adoption rate still stands at a respectable 50%.

The numbers become even more impressive when we take iOS 11 into account. As evidenced by the image below, 40% of iOS users on recent devices are still running iOS 11. When looking at the cumulative number of iOS devices, iOS 11 usage checks in at 39%. In short, 89% of all iOS devices are currently running an iteration of iOS that, at the most, is about 1-year-old.

Continue reading…

BGR Top Deals:

  1. Amazon sale slashes $ 55 noise cancelling headphones to just $ 43
  2. Any TV becomes a giant touchscreen when you attach this awesome device

Trending Right Now:

  1. Samsung is already trolling the Pixel 3 XL’s ugly notch
  2. New leak may reveal Apple’s completely overhauled iPad Pro design ahead of launch
  3. Google thinks a second lens is ‘unnecessary’ for the Pixel 3’s main camera

iOS 12 adoption surpasses 50% just three weeks after its release originally appeared on BGR.com on Thu, 11 Oct 2018 at 23:07:31 EDT. Please see our terms for use of feeds.


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