Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel

Two weeks before Spider-Man: Into the Spider-Verse even hit theaters, Sony had already green-lit a sequel and at least one spin-off. That’s right, Sony are doubling down on their animated Spidey universe. Why wouldn’t they? The response of critics and fans has been fantastic, with many reviews quickly praising the movie as one of the best Spider-Man movies to ever swing onto screens – with Miles Morales being proof that anyone can be a hero. So what should a Spider-Verse sequel look like? We’ve got a few ideas.

Spider-Gwen + Miles



From the footage we’ve seen in trailers and exclusive clips, it looks like Miles and Spider-Gwen are going to get on quite well, and it would be great to see them team-up once again. Hopefully, they can still travel in between universes by the end of the movie, because the pair have an interesting dynamic in the comics that the animated sequel could quite easily adapt.

In a plotline that started in Spider-Man #12 and finished in Spider-Gwen #15, Miles’ Father disappeared and was discovered on Earth-65. Gwen and Miles teamed up to investigate why, and found that Miles’ Dad was actually the Scorpion on Gwen’s Earth. But when the pair also stumbled on a reality where they were married, they decided to see what would happen as a couple. As mentioned, the series only included two issues – so the relationship didn’t last too long. But figuring out that they work better as friends would definitely be a mature way of approaching a relationship. Regardless of how it plays out, who doesn’t want to see an upside down kiss between two dimension-crossed lovers?

 

New Villains



With new superhero movies always comes new villains. Sure, Wilson Fisk is an interesting main villain to use in a new animated franchise, but hopefully the sequel uses the opportunity to include new adaptations of classic characters. Since we’ve already seen the Ultimate version of the Green Goblin, what about other terrifying versions of the Goblin persona? There’s always the orange hooded Hobgoblin, or if Norman Osborn acquired a symbiote he could become Red Goblin.

Spider-Man has such a rich history of villains that Sony have plenty to pick from. The animated nature of the Spider-Verse franchise gives them so much more scope to go wild and crazy. You want to see Hydro-Man and The Rhino? Sure thing. An adaptation of The Clone Saga with The Jackal? It could work… Hello world, meet Marvel Zombies. Okay, maybe they won’t touch the clone fiasco… It seems like they’re committed to providing a captivating backstory if Kingpin’s story is anything to go by, so hopefully whichever villain they choose gets the same treatment.

 

Venom



Sony have just kick-started an incredibly popular live-action franchise with Venom, and although it wasn’t a full-horror movie, it wasn’t exactly kid-friendly either. Putting Eddie Brock and the Symbiote into a Spider-Verse movie introduces a younger audience to the character. Even from a profit perspective, Sony still gets more out of those rights. Let’s not forget, this wouldn’t even have to break the timeline of the original Venom film since Sony own both properties. They could quite easily have Eddie voiced by Tom Hardy and acknowledge his previous appearance.

Plus, it could also be a way of branching out into new territory for Venom. If the writers want to stick down the ‘alternate versions of a character’ route, there’s always the recent Venomverse storyline to adapt. That way, we could see a variety of heroes and villains get their own symbiotes! Picture Miles Morales trying to explain to Eddie Brock that his Venom Blast doesn’t have that name because of the Symbiote? Phil Lord and Christopher Miller could easily turn that into a hilarious exchange between the hero and the anti-hero. You know it makes sense, Sony.

 

Morlun and the Inheritors



For a film with ‘Spider-Verse’ in the title, it seems to remarkably miss a key element of the original storyline of the same name. Back in 2014, the huge event spanned most of the Spider-Man related titles, and brought a multiversal threat to anyone who could spin a web. Morlun and his family, the Inheritors were seeking out anyone with Spider powers, also known as Spider-Totems. They kill any Totem they find to absorb their life force as food. Couldn’t they just eat normal food like the rest of us?

Miles Morales and Peter Parker recruit alternate versions of Ben Reilly, Jessica Drew and even Uncle Ben to fight against the family of energy vampires that threaten the entire Spider-Verse. Considering Into the Spider-Verse has just introduced wider audiences to parallel universes and alternative versions of popular characters, a sequel could take that idea and run wild. The original Spider-Verse storyline would be a great way to do so.

 

Even Weirder Spider-Heroes



So, you thought Spider-Ham was weird? Well, do we have some stranger heroes for you. If the Spider-Verse sequel is going to double down on the alternative takes on Spider-Man, then it really needs to prove that it can go weirder. Ever heard of Golden Oldie? It’s a version of Aunt May who became the Herald of Galactus on her Earth. No, that’s not a joke. That’s an actual thing that happened in comics. But seriously, there are literally hundreds of different Spider-Men and Women waiting to be brought onto the big screen.

We all know that movies like to use montages to speed a story along. If Miles and Peter need to recruit other Spider-Heroes and go dimension hopping, it would be a great way to showcase some of the weird and wonderful characters populating the multiverse. How about Earth-311, where Peter Parquagh happens to live in the year 1602, in London? Again, not a joke. There’s Spider-Man 2099, Miguel O’Hara – who has one of the most impressive Spider-Man designs ever. Or perhaps Ben Reilly with his hooded costume and his clone backstory!

However Sony decides to move forward with the Spider-Verse franchise, they have an entire multiverse to explore.

Spider-Man: Into The Spider-Verse swings into theaters on December 14.

The post Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel appeared first on FANDOM.

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CNN’s Don Lemon: Obama-Trump Comparisons Make Me ‘Want to Scream at the Television’

“I want you to listen to this closely because this has been bugging me for the last few days,” Don Lemon said towards the top of his primetime CNN show Monday night. “I just want to scream at the television when I see it.”

The host went on to explain that President Donald Trump “and his apologists” are “working very hard” to claim that Michael Cohen’s campaign finance felonies—allegedly at the direction of Trump—were “just like what Obama did during his campaign.”

Lemon was referring to civil reporting violations made by the Obama campaign in 2008 and uncovered by a 2012 audit by the Federal Election Commission, leading to the payment of a $ 375,000 fine.

Read more at The Daily Beast.

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William, Kate, Harry and Meghan have a royal group chat and we want in

How can we join?

prince harry meghan markle
Credit: REX

You’re probably not all that surprised to learn that these are the most popular royals. The top spots go to Prince Harry, the Queen herself, and Prince William – but don’t worry, Prince George got a place in the top ten, too (and well deserved, we might add).

So in light of the fact that Harry and William are fan faves, you’ll probably be interested to know that they are besties behind the scenes, too – despite what many of the headlines have suggested over the past few weeks.

The brothers are closer than ever, and they even keep in touch via a group chat. No, really. They’ve got a thread going on.

And as if we needed any more proof that the royals are just like us really, it turns out that the fab four use a family chat to keep up with each other. Apparently, William, Kate, Harry, and Meghan are ‘all on a family text chain,’ according to a source close to the royal family who spoke to Us Weekly.

prince harry meghan markle

Credit: REX

What do you reckon they talk about? Do they communicate through memes and gifs and emojis? Do they share their thoughts on the latest episode of EastEnders? We need to know.

While it’s all very lovely and we can only imagine what royal lols go on in their private messages, we have one question – why isn’t the Queen invited to get in on the action? She’d be an absolute joker, we imagine. Have you read about her Christmas present rules?

The source also touched on recent reports that there is friction between the Duchess of Cambridge and the Duchess of Sussex, quashing the rumours once and for all.

‘Kate is lovely. She’s British, she’s reserved. You have to break through that armour,’ they told the publication.

‘Kate doesn’t warm up to people too quickly. It takes some time for her to become comfortable and trusting for anyone in the outside world.’

So there you have it.

The post William, Kate, Harry and Meghan have a royal group chat and we want in appeared first on Marie Claire.

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‘Bumblebee’ Director Didn’t Want Michael Bay’s Opinion on the Character

SPOILER WARNING: The following article contains mild spoilers for Bumblebee. Proceed at your own risk.

If fans – or, should we say, haters? — of the Transformers franchise aren’t discussing how unconvincing the robot fight scenes are, they’re debating the intricacies of Bumblebee’s voice. One minute, his dulcet tones are completely destroyed and he’s using a blend of soundbites and music from the radio to communicate, the next he’s using the voice he was born with. And then it’s busted again. Sometimes, the problem is implied to be fixable, and sometimes it’s suggested that he doesn’t want it fixed.

So, with the sparky little yellow VW-Beetle-Autobot now starring in his own spin-off movie, it seems timely to tackle the contentious issue of Bumblebee’s voice, and attempt to figure out once and for all why it’s so all over the place. Especially since, as you’ve probably heard, Bumblebee speaks (with Dylan O’Brien’s voice) in this movie. Though not for long…

The Origin Story

For this 1987-set prequel, franchise champion Michael Bay relinquishes the reins to make way for animation genius, and self-confessed Transformers fan, Travis Knight, at the helm. It’s a brave but calculated move that might just reinvigorate a franchise that saw its fifth film, The Last Knight, take a considerable drop in profits. Amid accusations that the series has become overblown, for Bumblebee it’s very much back to basics, with a small-scale, heartwarming, coming-of-age story taking precedence over high-stakes robot wars. It works beautifully, and while the slate in some ways is wiped clean, Knight still had to take care to incorporate Bay’s tweaks to the lore.

“In Michael’s films, they changed some of the mythology, and Bumblebee speaks through the radio. That’s one of his iconic characteristics,” says Knight. “So, it was really important for me, if we were going to tell an origin story about one of the Transformers, one set in the era where the Transformers originated – the mid-’80s – [to address Bumblebee’s voice].”

As a child of the 1980s, Knight first fell in love with Transformers when he saw the original animated series.

“Bumblebee always had a voice,” says Knight, remembering the cartoon. This meant that it was critical for Knight “to understand some of these aspects of Bumblebee’s character that never really got satisfying answers as to how these things happened”.

For Knight, it was important to show how Bumblebee’s voice became damaged: “And how, both literally and metaphorically, he regains it by the end of the movie.”

His Voice Is Unfixable


Bumblebee's voice
Bumblebee's voice is unfixable, says director Travis Knight.

That isn’t to say Bumblebee regains the power of speech as he once knew it. Instead, he finds this new, arguably more effective, way to communicate via the relationship he has with Hailee Steinfeld’s outsider teen, Charlie. It is she who teaches him about the power of music to communicate and express emotion and complex thought, and as he uses the technique more and more, we witness him become increasingly adept at it. A good thing too, since Knight declares that Bumblebee’s voice can’t ever be fixed because of what we see happen in the film. And if you don’t want that scene spoiled for you, scroll past the next paragraph now.

“He has his, whatever the equivalent of his vocal synthesizer/processor is, ripped out of his throat,” he explains. “It would be the same thing if we lost the ability to speak. We’d never be able to speak again, and the guy rips it out, and destroys it. So, no — he’s never going to be able to speak again but through this [radio] thing he’s able to communicate and express himself.”

Crawling Inside Michael Bay’s Brain

Important as it was for Knight to show how Bumblebee is irreversibly maimed, rendering him forever mute, it was less pressing for Knight to figure out exactly why Bumblebee’s voice drifts inexplicably in and out within Bay’s franchise. And he says he never questioned — or wanted to question — Bay about it.

“I didn’t want to know if Michael had a difference of opinion on that because I knew very clearly that this is why, and this is what it needs to be.”

“I had a number of conversations with Michael, but not specifically about that aspect,” says Knight. “It was important for me to just kind of sit director-to-director, filmmaker-to-filmmaker, and talk about his philosophy on the series. He’s the guy who’s been the shepherd for the Transformers franchise for the last decade. I really wanted to crawl inside his brain and just get his philosophy on things. How he approached it.

“But specifically with Bumblebee’s character, no, I didn’t ask him about that. Because in my mind I knew the story that I wanted to tell for this movie, and that was an aspect of that story. I didn’t want to know if Michael had a difference of opinion on that because I knew very clearly that this is why, and this is what it needs to be.”

Different Choices

Knight adds, “This movie is self-contained, so I imagine where it goes from here. And, of course, there’s the films that follow, which show you where he goes. But I might not have made that choice if I was making those films.”

Knight concedes that fans might never get satisfactory answers to the questions they have. “Look, it’s super inconsistent, I acknowledge that,” he says. “I think Michael would acknowledge that; that, oftentimes, it bounces around. I know that. He knows that. I don’t know why.”

With prequel Bumblebee garnering better reviews than perhaps any of the Transformers sequels, it’s clear there’s life in the franchise yet. Executives would do well to keep Travis Knight on for at least one more film — his vision has won over the critics and looks set to please audiences too. And if he does stay on, perhaps we’ll see some answers retconned after all — or the franchise entirely rebooted perhaps?

Bumblebee hits screens in Australia on December 20, the US on December 21 and the UK on December 24, with preview screenings in the UK on December 15, 16 and 20.

‘Bumblebee’: Hooray! Robot Fights Have Serious Consequences

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Kevin Hart’s Out At The Oscars – But Does Anyone Else Want The Job?

LOS ANGELES (AP) — The “most thankless job in town” just got even more difficult.

The Oscars have a longstanding host problem, but Kevin Hart’s swift downfall over old anti-gay tweets has led to bigger questions about the gig and the liability of social media histories.

It’s just the latest controversy for the organization that puts on the Academy Awards, which is trying to combat declining ratings for its marquee event while weathering the pressure of being a focal point for the shortcomings of the entertainment industry as a whole.

“I think it’s embarrassing,” Matthew Belloni, the editorial director of The Hollywood Reporter, said about the academy’s decision to pick Hart. “It shows that they either didn’t vet this host properly, or they did vet him and didn’t think this would be an issue. And both are a little troubling.”

Hart seemed to fit the bill for what the academy was looking for.

“He checks all the boxes for a show like the Oscars,” Belloni said. “He’s a legitimate movie star. He’s a funny guy and can handle the stand-up element of the show. And he has a gigantic social following. And to the academy, that’s important. They want someone who can bring a new audience to the show.”

But Oscars hosts have always been subjected to a lot of scrutiny.

Poor or even mediocre performances can haunt people for years (Anne Hathaway and James Franco). Off-color jokes have a way of festering in the cultural consciousness (think of Seth MacFarlane’s “we saw your boobs” song, or Chris Rock’s Asian jokes). And even when things go decently enough, everyone is handed the right envelope and nobody walks away offended, the hosts can still be blamed for poor ratings.

“Oscars host has become a not very desirable job in Hollywood. Very few people see an upside,” Belloni said. “You put a huge target on your back.”

People have stepped down from being the public face of the event amid controversy, as producer Brett Ratner did in 2011 for anti-gay slurs. But Hart’s case is a little different. Ratner’s offensive remarks came after he had secured the gig. Hart’s tweets were from almost a decade ago and were well-known.

But in 2018, an unsavory social media past can cost someone their job. Just this past summer, the Walt Disney Co. fired director James Gunn from the third “Guardians of the Galaxy” movie for old tweets in which he joked about subjects including rape and pedophilia. As with Hart, the problematic tweets were amplified by social media outrage.

Immediately after Hart was confirmed as host on Tuesday night, some journalists began tweeting reminders of Hart’s past comments. By Thursday morning, a few publications had written articles about them. The outrage escalated, Hart commented but did not apologize, stoking even more outrage, which culminated with Hart’s announcement on Thursday night that he was stepping down as host of the 91st Academy Awards.

As the dust settles, the situation has proved vexing for some in the entertainment business. Actor D.L. Hughley commended Hart for his decision.

“A Comedian says something that offends people and refuses to apologize?” Hughley tweeted. “(Expletive) ’em if they can’t take a joke! Well done #KevinHart.” Snoop Dogg posted an even more colorful Instagram video in support of Hart.

The advocacy organization GLAAD wishes Hart hadn’t stepped down, however.

“Hart’s apology to LGBTQ people is an important step forward, but he missed a real opportunity to use his platform and the Oscars stage to build unity and awareness,” said GLAAD President and CEO Sarah Kate Ellis.

The film academy has yet to address Hart’s departure. Hart said the film academy told him he had to apologize or he’d lose the gig. He bowed out on his own, and with an apology.

Now everyone has an opinion about who should be named host. A woman? A comedian? Not a comedian? Someone in the LGBTQ community? All of the above?

Many keep coming back to Whoopi Goldberg, who has hosted the awards four times. Some have said Ellen DeGeneres, who hosted one of the Oscars’ highest-rated shows, or Tom Hanks, who has a longstanding academy relationship.

Others have said Keegan Michael-Key and Jordan Peele, Will Smith or Lin-Manuel Miranda. Busy Phillips threw her own name out there (“I AM AVAILABLE,” she tweeted). Philips also proposed Issa Rae, Sarah Silverman, Ali Wong, Samantha Bee, Robin Thede and Aisha Tyler, or “any other woman working in Hollywood right now who wants to.” Stephen King suggested Patton Oswalt (He’s “funny, sharp-tongued, and he knows film,” King tweeted.) Some have even proposed Philadelphia Flyers mascot Gritty. Or no host at all, which has been done several times before, and as recently as 1989.

But the film academy will need to move quickly. The 91st Oscars are less than three months out.


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If the Dems want to lose in 2020, Beto O’Rourke is the perfect candidate

Beto O’Rourke, with widespread backing, is considering running for president in 2020. If Democrats want to lose, he absolutely should. Nothing has been learned from Hillary Clinton, the two-time heiress apparent who, in 2016, had the support of nearly every mainstream media outlet, who entered the final stretch of her last race with a $ 449…
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My Husband Died and Left Me With Debt. I Want to Use My IRA to Pay It Off

Dear S.,

No, no, no, no, no. Like all the others, I will tell you not to do this.

But you want to know why? I can tell you that, too.

I’m sure you feel like wiping out those student loans quickly would relieve some of the weight on your shoulders. But what happens if you hit age 65 and don’t have any retirement savings left?

If you can let that IRA grow as long as possible, it will continue to earn, even while you take distributions when you hit the minimum age. It will provide necessary income when you retire, or in the event that you can’t work anymore before your ideal retirement age.

I want you to consider a couple factors about your husband’s student loans, if you haven’t already.

First, make sure they aren’t federal direct student loans, which are typically discharged if the borrower dies. Second, if they’re private loans, consider contacting the lender for what’s called a “compassionate review,” which in some cases will result in a loan being discharged if the lender deems you unable to pay.

It sounds like you’re on the right track paying down credit cards during a no-interest period, even if you’re dealing with new bills right now. Your debt is not insurmountable. But when it’s finally paid off, you need to make sure your future is secure.

Consider meeting with a debt counselor who can take an objective look at your situation. To find someone near you who’s qualified, visit the online directories of the Financial Counseling Organization of America or the National Foundation for Credit Counseling. Brief debt counseling would have been part of your bankruptcy process, but it’s often just a cursory session; what you need now is someone to tell you if there’s a way you haven’t considered to ease your debt burden without putting your future financial security at risk.

Are you dealing with difficult financial choices made by someone close to you? Write to Dear Penny at https://www.thepennyhoarder.com/dear-penny/

Lisa Rowan is a personal finance expert and senior writer at The Penny Hoarder, and the voice behind Dear Penny. For more practical money tips, visit www.thepennyhoarder.com.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life

Crime prediction

Governments and entities around the world are starting to venture deep into Minority Report-land, giving serious attention to the use of artificial intelligence and scoring databases to assign risk in a way that influences the lives of ordinary people in profound, game-changing, and even slightly creepy ways.

We reported just last week about how the government in China is rolling out a “social credit” scoring system that central authorities are using to keep closer watch on the country’s 1.3 billion citizens and to limit the activities — like booking flights — of people deemed to be “untrustworthy” and assigned low scores as part of this system.

Continue reading…

BGR Top Deals:

  1. Amazon’s 12 Days of Deals sale kicks off with big discounts on Bose, Arlo, smart LED bulbs, more
  2. There’s a $ 17 case on Amazon that adds wireless charging to older iPhone models

Trending Right Now:

  1. Everything new coming to Netflix this week, and everything leaving (week of Dec. 2)
  2. Top Apple insider says AirPods 2 will hit stores early next year
  3. The best-selling Bluetooth speaker on Amazon has 21,500 5-star reviews, and it’s down to $ 22

British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life originally appeared on BGR.com on Sun, 2 Dec 2018 at 15:14:11 EDT. Please see our terms for use of feeds.


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So Cute: Mariah Carey Teaches Her Twins Background Vocals to ‘All I Want For Christmas Is You’ [Video]

Mariah Carey’s twins might just have a career in music — if they so choose.

The singer shared a super cute clip of twins Moroccan and Monroe, 7, getting in the Christmas spirit by singing background vocals to her legendary hit “All I Want For Christmas Is you” are in the Christmas spirit!

“Roc & Roe have been practicing the background vocals to ‘All I Want For Christmas Is You,’ we’re gonna take this one step at a time— we’re very excited about it! It’s our first video doing this! It’s festive, Cmon!!” Mariah wrote alongside the video on Twitter adding a few Christmas tree emojis.

Get into the precious moment below.

The post So Cute: Mariah Carey Teaches Her Twins Background Vocals to ‘All I Want For Christmas Is You’ [Video] appeared first on lovebscott – celebrity news.

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Does Trump Really Want the Border Wall?

Photo Illustration by The Daily Beast

President Trump is once again demanding cash to build his border wall. But does he really want it? Like, really?

Immigration will dominate the conversation as Congress heads into session for what promises to be one of the least lame, lame duck sessions in recent memory. The spark: a confrontation between U.S. Customs and Border Patrol and migrants at the border in Tijuana on Sunday afternoon escalated to a point where tear gas was shot into the crowd of migrants—including women and children.

The president immediately used the incident to fuel his push for the wall—a refrain that will likely become deafening as the Dec. 7 deadline to fund the government looms closer. But there are indications that he’d rather fight over the wall than actually get the thing up.

Read more at The Daily Beast.

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Cyber Monday engagement ring sales you won’t want to miss out on

Or how to get cheap diamond rings

black friday engagement ring sales

Black Friday 2018 is fast approaching, and as ever, we predict it to be the biggest online shopping weekend of the year in the UK. And with just 3 days to navigate those jaw-dropping Black Friday engagement ring sales (just in time for Christmas), we thought we’d make life that little bit easier for you with a guide to the best destinations, and what to look for while you’re there.

From the Black Friday trainer deals to the Black Friday dresses along with all the other Black Friday clothing sale and Black Friday watches we’ve got you covered.

 

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When is Black Friday 2018?

Black Friday falls on the day following Thanksgiving Day in the United States (which is the fourth Thursday of November). Here the UK, Black Friday 2016 will fall on 23rd November (which is a Friday) so you still have time to bookmark the shops you want to visit and pick out the deals you’re going to go after.

What is Black Friday?

Black Friday is a day when shoppers can take advantage of *huge* discounts from various jewellery retailers. We’re talking loads of money off engagement rings, just in time for a romantic Christmas proposal.

Black Friday Engagement Ring Sales

There is NO SHAME in buying an engagement ring on Black Friday – it’s a big investment, why not save a few quid in the name of a killer honeymoon instead? There’s a number of jewellers getting in on the action from Ernest Jones all the way through to Tiffany’s, so if you’re looking to pick something up for a loved one or really just need someone to take a bloody hint already – we’ve curated our favourite picks this Black Friday.

From classic solitaires to fashion-forward settings, there’s something for every personality above. (We’re not going to lie, we’re particularly in love with the Elise Dray ring.) Make sure you keep us bookmarked and check back in every day, as we’ll be adding new bling every day.

How much to spend on an engagement ring?

We all know that old rule of spending two months’ wages is a bit antiquated, and in fact couples are spending less than ever on engagement rings, especially with the rise of alternative engagement rings. According to Refinery29, the average spend on an engagement ring over the past five years now stands at £1,080 compared to £1,333 spent up to 10 years ago.

How to shop for an engagement ring

As well as the four Cs, Cut, Carat, Clarity and Colour, there are many things you should look out for when buying an engagement ring, including the shape and if you should buy an engagement ring online, luckily we have you covered. Here’s our handy guide on, how to buy an engagement ring online, plus all the questions to ask when choosing an engagement ring – you’re welcome.

Engagement ring trends

According to 77 Diamonds, yellow gold has taken over platinum for engagement rings this year. While platinum was the metal of choice for proposees in 2013-2015, in 2016, white gold came into favour, soon to be replaced by yellow gold in 2017.

In terms of the cut of the diamond, the oval cut diamond was a celebrity favourite in 2013 and 2014, but since then, emerald has been the preferred cut.

And, if proof were needed that size doesn’t matter, people spend more on the quality of the diamond now, than they do on the size.

But it’s not all about diamond engagement rings, as other metals and stones have become increasingly popular. Kate Middleton’s sapphire and diamond engagement ring sparked demand for similar styles, while pink diamonds and rose gold bands are top of many a wish list.

Pandora black Friday engagement ring sales

Pandora may be known for its charm bracelets, but they have a great selection of rings too. Though they’re not diamond rings, their designs include sparkling Cubic Zirconia that look like the real deal, and all for under £100, they’re great if you’re on a budget, or if you’d like to buy a ‘dummy’ ring for the proposal and pick a more expensive style together later.

There are some timeless silver solitaire rings, and pretty rose gold cushion diamond rings with eternity bands. Scroll down for our pick of the best Black Friday deals on Pandora engagement rings.

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Tiffany’s black Friday engagement ring sales

If you’re really wanting to push the boat out, then we don’t know anyone who wouldn’t love a Tiffany’s engagement ring, whether it’s a simple solitaire diamond on a platinum band, or a princess cut stone mounted on a diamond band. Here are the best Black Friday deals on Tiffany’s engagement rings.

Shop Now 

Argos black Friday engagement ring sales

Don’t knock Argos because it’s, well, Argos. You can get some seriously good deals on diamond rings, and if you’re on a budget, your £££ can go a long way. For Black Friday, Argos is offering up to xx% off their jewellery range, including engagement rings, and engagement and wedding ring sets.

There are square cut solitaires, trilogy diamond rings and eternity rings, as well as semi-precious stone rings like amethyst rings, so take your pick in our edit below.

Shop Now

H. Samuel black Friday engagement ring sales

Jewellery H. Samuel is always a popular choice when it comes to buying engagement rings, and for Black Friday, they have up to xx% off selected lines. Square cut diamonds, round diamonds, pear shape diamonds and even heart shaped diamonds come on platinum, gold, silver, white gold and even rose gold bands, so again, you’re pretty spoiled for choice. Shop our edit of the best Black Friday H. Samuel engagement rings below.

Shop Now 

The post Cyber Monday engagement ring sales you won’t want to miss out on appeared first on Marie Claire.

Marie Claire

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Democrats need someone they don’t want in order to win in 2020

Joe Biden is a gaffe-prone 75-year old Washington veteran — who is exactly what Democrats need. The suburbs have turned against Republicans, but President Trump’s working-class base is still with him in a geographic and demographic stand-off that will — absent a game-changer — define the 2020 election. The play for Democrats should be obvious:…
Opinion | New York Post

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Want to beat the Christmas rush? Here are key shipping deadlines for the holidays

With the annual holiday shopping frenzy here, those of us who would rather shop online than brave long lines in chilly temperatures need to be aware of key ordering dates for the holidays.

The stakes are especially high this holiday season. Online spending this holiday is expected to see a nearly 15% increase to $ 124 billion, according to a forecast by Adobe Analytics, a company that tracks transactions from top retailers.

Ordering gifts in time for the holidays? Know these key dates

That means that if you wait too long to order your goods online, you run the risk of being empty handy when it comes time to exchange gifts. To help online shoppers, retailers are offering free shipping or dropping their purchase minimums.

Many have also banded together like in years past to offer “free shipping day,” set for December 14, 2018. This is the ship-by date that retailers are guaranteeing that your packages will be delivered in time for Christmas.

Of course, delays are quite common around this time. UPS has already announced that its shipping schedule in parts of Southern California is being affected by the wildfires.

Here are some other key dates to keep in mind:

Here is the UPS 2018 holiday shipping schedule

  • UPS 2nd Day Air: Thursday, December 20 (delivery on Monday, December 24)
  • UPS Next Day Air: Friday, December 21 (delivery on Monday, December 24)

For the most accurate appraisal of when your specific package will arrive at its destination, UPS is encouraging customers to log on to see its Calculate Time & Cost tool.

Here is the U.S. Postal Service 2018 holiday shipping schedule

The USPS recommends mailing and shipping on the following key dates for expected delivery by December 25:

USPS Retail Ground Friday, December 14
APO/FPO/DPO (except ZIP Code 093) USPS Priority Mail Express Tuesday, December 18
First-Class Mail (including greeting cards), Priority Mail Thursday, December 20
Alaska to mainland Priority Mail and First-Class Mail Thursday, December 20
Alaska & Hawaii to mainland Priority Mail Express Saturday, December 22
Priority Mail Express (includes Alaska & Hawaii to mainland) Saturday, December 22

Here is the 2018 holiday shipping schedule for FedEx

SmartPost Monday, December 10
Ground Friday, December 14
Home Delivery Monday, December 17
Express Saver Wednesday, December 19
2-Day Services Thursday, December 20
Overnight Services Friday, December 21
Keep up to date with the latest money-saving tips and more at Clark.com. Subscribe to our newsletter and follow us on Twitter and Facebook!

Here are some more Black Friday-related articles from Clark.com:

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Don’t Want Turkey for Thanksgiving? Here are 5 Turkey Alternatives

Anyone else out there want another dish besides turkey for Thanksgiving? If so, believe it or not, you’re not alone. A recent Yahoo survey revealed many Americans are moving beyond making the turkey as the center of attraction. Why not try some of these turkey alternatives  this year?

Roasted Leg of Lamb with Black Cherry-Pomegranate Salsa
“One of the most exciting cuts of meat to celebrate with is a bone-in leg of lamb. The presentation is so luscious on a big carving board or platter. Up in Michigan, we are always looking for new ways to eat our abundant cherries–dressed with pomegranate molasses and spooned over the lamb, they taste just as striking as they look, a perfect sweet and tangy balance to the rich meat.” (Source:Maureen Abood of Yahoo.com)

turkey alternatives

(Pinterest)

 

Slow-Cooked Duck with Green Olives and Herbes de Provence

turkey alternatives

(Pinterest)

“This is the most forgiving and delicious duck recipe you’ll ever find. By slow-cooking duck with aromatics until it’s as tasty and tender as confit, then broiling it until the skin is shatter-crisp, Paula Wolfert manages to play to all of the bird’s strengths.”(Source: Food and Wine Magazine)

Very Vegetable Lasagna

turkey alternatives

(Pinterest)

“Spinach is the star of this vegetable lasagna recipe. The veggie-based recipe makes one large lasagna (9 by 13 inches) or two smaller ones (8 by 8). For the perfect make-ahead meal, prepare two vegetable lasagnas; bake one now, and freeze the other for later.”
(Source: Martha Stewart)

Cuban-Style Shredded Beef (Ropa Vieja)

turkey alternatives

“This version of ropa vieja is made with beef and accented with olives and capers. The recipe first appeared in the April 2012 Saveur issue along with Kathleen Squires’s story, Spanish Conquest.” (Source: Saveur.com)

Smoked Pork Sausage with Hard-Cider Sauce

turkey alternatives

(Pinterest)

“Classic autumn flavors come together in this crowd-pleasing dish of smoked pork sausage with a sweet-tart hard-cider sauce and sauteed broccoli.” (Source: Food and Wine Magazine)

 

The post Don’t Want Turkey for Thanksgiving? Here are 5 Turkey Alternatives appeared first on Black Enterprise.

Lifestyle | Black Enterprise

EMPLOYMENT SEARCH UPDATE:

Don’t Want Turkey for Thanksgiving? Here are 5 Turkey Alternatives

Anyone else out there want another dish besides turkey for Thanksgiving? If so, believe it or not, you’re not alone. A recent Yahoo survey revealed many Americans are moving beyond making the turkey as the center of attraction. Why not try some of these turkey alternatives  this year?

Roasted Leg of Lamb with Black Cherry-Pomegranate Salsa
“One of the most exciting cuts of meat to celebrate with is a bone-in leg of lamb. The presentation is so luscious on a big carving board or platter. Up in Michigan, we are always looking for new ways to eat our abundant cherries–dressed with pomegranate molasses and spooned over the lamb, they taste just as striking as they look, a perfect sweet and tangy balance to the rich meat.” (Source:Maureen Abood of Yahoo.com)

turkey alternatives

(Pinterest)

 

Slow-Cooked Duck with Green Olives and Herbes de Provence

turkey alternatives

(Pinterest)

“This is the most forgiving and delicious duck recipe you’ll ever find. By slow-cooking duck with aromatics until it’s as tasty and tender as confit, then broiling it until the skin is shatter-crisp, Paula Wolfert manages to play to all of the bird’s strengths.”(Source: Food and Wine Magazine)

Very Vegetable Lasagna

turkey alternatives

(Pinterest)

“Spinach is the star of this vegetable lasagna recipe. The veggie-based recipe makes one large lasagna (9 by 13 inches) or two smaller ones (8 by 8). For the perfect make-ahead meal, prepare two vegetable lasagnas; bake one now, and freeze the other for later.”
(Source: Martha Stewart)

Cuban-Style Shredded Beef (Ropa Vieja)

turkey alternatives

“This version of ropa vieja is made with beef and accented with olives and capers. The recipe first appeared in the April 2012 Saveur issue along with Kathleen Squires’s story, Spanish Conquest.” (Source: Saveur.com)

Smoked Pork Sausage with Hard-Cider Sauce

turkey alternatives

(Pinterest)

“Classic autumn flavors come together in this crowd-pleasing dish of smoked pork sausage with a sweet-tart hard-cider sauce and sauteed broccoli.” (Source: Food and Wine Magazine)

 

The post Don’t Want Turkey for Thanksgiving? Here are 5 Turkey Alternatives appeared first on Black Enterprise.

Lifestyle | Black Enterprise

FASHION DEALS UPDATE:

Want to Save Money on Car Insurance? Do Your Homework

For many Americans—black or white—car insurance is typically a big expense in any budget. A recent survey released by Consumer Reports revealed that only one in four car insurance policyholders searched for a better deal in the previous year. The survey also showed that service outweighed cost when policyholders were asked to offer views on what they looked for the most from their insurer.

Insure.com, an independent consumer insurance website, recently ranked the best auto insurance companies across the country, with USAA, American Family, and Allstate respectively seizing the top three spots. The website’s findings were based on a survey of 3,160 current customers.

In assessing their car insurance company, a preponderance of consumers talked about how the business treated them and how reactive the insurer was in answering questions on coverage or claims. Consumers also commented on various aspects of coverage, including discounts, apps or roadside service. Price was cited, but it wasn’t the main factor for why drivers favored or did not favor their insurer.

Insure.com also reported insurers with the most market share nationally were ranked based on ratings from the policyholders evaluated in multiple categories. Those categories included the value for the price, customer service, claims satisfaction, usefulness, and how easy it is to use the insurer’s website and mobile apps. Another bracket was if consumers would recommend the insurer to a friend. The website does a yearly analysis to compile the ranking, which includes details on how companies ranked overall and other information.

Additionally, motorists should do their homework before choosing an auto insurance company. There are several options beyond the price that drivers should consider than just finding the best bargain.

How To Choose The Best Car Insurance

Here are a few other tips to keep in mind when shopping around for car insurance, based on a report published by Black Enterprise in 2015.

  • Before you begin comparison shopping, find out your state’s minimum insurance requirements and make sure you’re covered for an amount equal to the total value of your assets.

 

  • Keep premiums low by choosing collision coverage with a high deductible and plan to pay routine repair costs out-of-pocket.

 

  • Be sure to comparison shop. Visit insurancepanda and Insurance.com to complete an application form for comparison quotes from several insurance companies.

 

  • There are three kinds of insurers: Direct sellers such as GEICO and Progressive that sell coverage directly to you, large national brands such as Allstate and State Farm, and independent insurance agents that offer various insurance options from many different companies. Direct sellers favor drivers with impeccable driving records so you may have trouble qualifying for coverage if you have a history of accidents or moving violations. National brands are helpful for drivers with spotty records and their rates are usually competitive. Independent agents have great inroads to help get you better coverage at better rates than what you’d find on your own.

 

  • Ask about all available discounts. There is almost always a way to save money. You may get a discount if your car has antilock brakes, if you don’t drive your car often, or if you take a defensive driving class. Request a list of all possible discounts to see if you qualify.

 

  • Skip towing insurance. It’s better to take that extra money and join an auto club such as AAA instead. In addition to towing, you’ll have roadside assistance when you need it.

 

  • Bundle if you can. More insurance companies are offering substantial savings—up to 20%—when you protect all your property with one insurer. Multiple-policy discounts can apply to combinations of home, auto, life, and even motorcycle insurance.

 

The post Want to Save Money on Car Insurance? Do Your Homework appeared first on Black Enterprise.

Money | Black Enterprise

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Want to Save Money on Car Insurance? Do Your Homework

For many Americans—black or white—car insurance is typically a big expense in any budget. A recent survey released by Consumer Reports revealed that only one in four car insurance policyholders searched for a better deal in the previous year. The survey also showed that service outweighed cost when policyholders were asked to offer views on what they looked for the most from their insurer.

Insure.com, an independent consumer insurance website, recently ranked the best auto insurance companies across the country, with USAA, American Family, and Allstate respectively seizing the top three spots. The website’s findings were based on a survey of 3,160 current customers.

In assessing their car insurance company, a preponderance of consumers talked about how the business treated them and how reactive the insurer was in answering questions on coverage or claims. Consumers also commented on various aspects of coverage, including discounts, apps or roadside service. Price was cited, but it wasn’t the main factor for why drivers favored or did not favor their insurer.

Insure.com also reported insurers with the most market share nationally were ranked based on ratings from the policyholders evaluated in multiple categories. Those categories included the value for the price, customer service, claims satisfaction, usefulness, and how easy it is to use the insurer’s website and mobile apps. Another bracket was if consumers would recommend the insurer to a friend. The website does a yearly analysis to compile the ranking, which includes details on how companies ranked overall and other information.

Additionally, motorists should do their homework before choosing an auto insurance company. There are several options beyond the price that drivers should consider than just finding the best bargain.

How To Choose The Best Car Insurance

Here are a few other tips to keep in mind when shopping around for car insurance, based on a report published by Black Enterprise in 2015.

  • Before you begin comparison shopping, find out your state’s minimum insurance requirements and make sure you’re covered for an amount equal to the total value of your assets.

 

  • Keep premiums low by choosing collision coverage with a high deductible and plan to pay routine repair costs out-of-pocket.

 

  • Be sure to comparison shop. Visit insurancepanda and Insurance.com to complete an application form for comparison quotes from several insurance companies.

 

  • There are three kinds of insurers: Direct sellers such as GEICO and Progressive that sell coverage directly to you, large national brands such as Allstate and State Farm, and independent insurance agents that offer various insurance options from many different companies. Direct sellers favor drivers with impeccable driving records so you may have trouble qualifying for coverage if you have a history of accidents or moving violations. National brands are helpful for drivers with spotty records and their rates are usually competitive. Independent agents have great inroads to help get you better coverage at better rates than what you’d find on your own.

 

  • Ask about all available discounts. There is almost always a way to save money. You may get a discount if your car has antilock brakes, if you don’t drive your car often, or if you take a defensive driving class. Request a list of all possible discounts to see if you qualify.

 

  • Skip towing insurance. It’s better to take that extra money and join an auto club such as AAA instead. In addition to towing, you’ll have roadside assistance when you need it.

 

  • Bundle if you can. More insurance companies are offering substantial savings—up to 20%—when you protect all your property with one insurer. Multiple-policy discounts can apply to combinations of home, auto, life, and even motorcycle insurance.

 

The post Want to Save Money on Car Insurance? Do Your Homework appeared first on Black Enterprise.

Money | Black Enterprise

FASHION DEAL UPDATE:

Shop select Free People sale and clearance items at Bloomingdales.com!

Claire Foy Doesn’t Want ‘The Girl in the Spider’s Web’ to Diminish #MeToo

Much has been said about both The Girl in the Spider’s Web and Claire Foy, the film’s star. The movie — Fede Alvarez’s adaptation of the first book in the Millennium series not written by Stieg Larsson — has seen its main protagonist, Lisbeth Salander, tagged ‘Lady Batman’ and labelled a poster girl for #MeToo. Meanwhile, Foy has been vocal about her dislike of the term ‘strong women’.

The Crown actress, it seems, doesn’t like labels – and though she’s reticent to attach the #MeToo tag to The Girl in the Spider’s Web, Foy does acknowledge the film’s relevance and importance to the cause. Lisbeth’s first #MeToo moment is addressed in the film – the abuse she endured at the hands of her father as a young girl. Lisbeth would also go on to suffer at the hands of her guardian – as seen in The Girl With the Dragon Tattoo – against whom she would eventually retaliate. Brutally. Salander, Foy admits, reacts to abuse like so many real-life women who’ve embraced #MeToo, only speaking out about their story, or taking action, some time after the event.

The Best Thing is to Not Fight


Girl-in-the-Spider's-Web
Claire Foy as Lisbeth Salander, complete with avenging hero make-up.

“I think that’s the point of why Lisbeth is moved to action,” says Foy of the impotence felt by women when it comes to speaking out. “I think she never felt when she was being abused by the guy that was supposed to be in charge of her — you know, he’s supposed to be a ward of the state, he was supposed to be taking care of her, was her caregiver, I suppose… she’s been so trained by the predator-victim dynamic that she knows there’s very little she can do and that there’s very little… she’s powerless. She knows that the best thing is to not fight, in a way.”

Foy explains that Salander chooses to act the way she does in order to take back control, to seize the power, to transcend victimhood – because she knows she’ll be let down if she goes the accepted route. A route established by a society that routinely shifts the blame or onus onto women when it comes to rape or sexual assault, and one that makes them feel ashamed and victimised. In the original film, Salander waits for the right moment to mete out her carefully plotted revenge on her abuser. In The Girl in the Spider’s Web, she is an avenging hero, taking revenge on abusive men on behalf of other women, but is only able to fully understand and confront the far-reaching effects of her father’s abuse in the film’s closing moments.

Women Are Made to Feel Shame

“But that’s the story of Lisbeth; that then she bides her time,” says Foy. “She waits, she’s like a spider, and she waits and then she will make him pay. And then she will make him feel more humiliated than he made her. Her moral compass is so strong, she knows that that is wrong and that shouldn’t be allowed, but she knows that the place where women seek protection is often the place where they’re most judged and most made to feel like a victim as opposed to a survivor.

“And so her lack of trust in authority is something I think is probably what a lot of women feel. And a lot of women feel that there isn’t a safe space for it because the shame often… we’re so ashamed of things like that in our society. The shame often lies with the woman or the ‘victim’ — for want of a better word, because I don’t really like that phrase — being made to feel shame. We’re so ashamed. And that’s wrong. I think that’s why people are able to come out more now because there are more voices. As long as there are more voices saying: ‘This also happened to me, this is also what I’ve been through’, as long there are more representations of women like Lisbeth on screen [demonstrating that it’s] not something that people need to be ashamed of, and we can allow people to speak and express themselves in that way, [all] the better. I think #MeToo is very much a catchphrase for a lot of the media. I can’t tell you how many interviews I’ve done where people have said: “It’s #MeToo, this film” and I’m like, I don’t want this film to diminish the MeToo movement. By attaching it to a movie [that’s a danger].”

Weakness Is Also Part of What It Is to Be a Woman


Girl-in-Spiders-Web-Claire-Foy-Header
Claire Foy rejects the idea that Lisbeth is merely ‘strong’.

A term that often gets attached to characters like Lisbeth Salander is “strong woman”. Foy recently spoke out against this overused pairing of words, and explains why she dislikes it so much.

“I think strength and power is something that’s very much deemed to be masculine,” she says. “I think they’re trying to make women being strong [seem like] a positive; it’s something that someone is like: ‘That’s what you want to see. You don’t want to see weak women. Why do you want to see a weak woman?’ And you sort of think weakness isn’t part of it, [the ‘strong woman’ character represented on screen].

“[In fact,] we all have weaknesses and that can make us ‘stronger’. We all have so many different facets to our character and I just find that the ‘strong’ thing makes it seem like a woman is more acceptable in what has always been… that as the protagonist of a film, it makes her seem allowed to be there because she’s ‘strong’. And I just find that really reductive and slightly embarrassing. And I think that a lot of the time, we haven’t been given the opportunity to explore female protagonists who have that depth. Who are as complicated as, you know, the guy in Breaking Bad, or The Weather Man, [in which] Nicolas Cage is playing an incredibly complex person. [Women] haven’t been given that range, we haven’t had that opportunity. And therefore to try and say that we have to be strong, it’s just: ‘Oh god, how boring — just to play strong women all the time.’”

Lady Batman She Ain’t

By extension, Foy also rejects comparisons to Batman and James Bond, prefixed by the word ‘lady’.

“I’m just, like, she doesn’t have a batcave, I know that she had an apartment that could be seen as that, and this could be seen as that, and blah blah blah. It’s always going to be recognisable, and it’s a genre film in the sense that it’s a thriller — there are elements of it that look like those sorts of films,” says Foy. “Of course, they do. Because you can’t get away from it, because that’s the way that Fede shot it. It is noir, kind of — even the tone that Pedro [Luque] the DOP uses, lots of greys and things like that — so that is how it’s going to look. But I’m like, just piss off.”

Why does Foy think we have an impulse to make those comparisons then?

“Because, like you say, you want to label something,” she says. “You want to make it understandable. And also you want to attract an audience to it, I guess. I completely get that. It’s not like I’m talking down about Batman or James Bond. I think they’re both amazing. But also, we’ve got to leave room for Lisbeth to find her own space in that. She deserves to. Yes, she’s going into a genre, into a realm, which no real female complex characters have been before, so obviously that [comparison] has to be drawn. But at the same time, I’m just like, I think we can just let her be for a minute. I don’t think we have to decide she’s Batman just yet.”

The Girl in the Spider’s Web is out now in the US and Australia, and hits UK screens on November 21.

Chris Pine Nude Scene: ‘Outlaw King’ Director Talks #BallsForBoobs

The post Claire Foy Doesn’t Want ‘The Girl in the Spider’s Web’ to Diminish #MeToo appeared first on FANDOM.

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ENTERTAINMENT DEAL UPDATE:

Tesco is selling huge boxes of Maltesers Truffles and we want some

Yum.

Credit: Newscast/REX/Shutterstock

Incase you hadn’t noticed, we’re getting pretty excited about Christmas in the Marie Claire office. While some people are reluctant to start the countdown until December, we’re ready thanks to the huge amount of festive treats already on offer.

We’re preparing to stock up on Aldi gin Christmas crackers, we’ve picked out our favourite New Look Friends Christmas t-shirt, and we’re keen to start using this personalised wrapping paper which has your own face on it. Genius.

And now we’re making picking the perfect Christmas treats even easier by bringing you the latest sweet news – Tesco is now selling huge boxes of Maltesers Truffles.

The supermarket is truly bringing festive joy to the masses with this one. Maltesers are a Christmas staple – why else do we all buy Celebrations? – so imagine our delight at finding out that these beauties are on the shelves.

One Instagram user alerted the world to this happy news by sharing a photograph of the giant box at their local store.

We’re in love.

They’ve already got a huge fan following, with many marvelling at this wonderful creation.

‘I know what I’m treating my self too… Maltesers are life,’ one Instagram user commented on the post.

‘Not big enough they’re amazing make it giant,’ another wrote.

Okay, we’re with that person.

The Maltesers Truffles also a very reasonable £7, and we now know what we’ll be stuffing into our trolly on the next food shop.

You know, because Christmas

The post Tesco is selling huge boxes of Maltesers Truffles and we want some appeared first on Marie Claire.

Marie Claire

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Scouted: Unexpected Tools That You Definitely Want Around

Before I became a homeowner, when I thought of tools, I thought of heavy duty power drills, wrenches and screwdrivers, and the, you know, capital T Tools. However, I’ve quickly come to learn that the handiest tools you can have around often aren’t technically considered tools at all, but they’re just as valuable to DIY home projects, if not more.

When you have these common items on hand, it becomes one less thing you have to run out and buy to get a project off the ground. Keeping these four unexpected tools around is essential for any homeowner. They’ll come in handy way more often that you think they might.

Razors

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Mortgage Rates Are Rising. Here’s What That Means if You Want to Buy a Home

Earlier this year, mortgage rates hit a seven-year high, fueling speculation that it was time to buy if you were in the market for a new house.

But mortgage rates have continued to climb since then — up nearly a full percentage point this year to 4.85% in mid-October. And data from the National Association of Realtors suggests potential homebuyers may finally be feeling the pinch.

Existing home sales have fallen 4% since January, and the number of new homes under construction has dropped 10% during the same period.

So far, a monthly mortgage payment on a $ 250,000 home has gone up about $ 150, Freddie Mac Deputy Chief Economist Leonard Kiefer told The Penny Hoarder. “And that is quite substantial.”

And with the Fed likely to raise interest rates further in the coming year, it will just get pricier to take out a mortgage in 2019.

“Economists across the board are starting to forecast higher rates,” Kiefer said. And a lack of new housing just keeps pushing home prices up.

Still, there is some pent-up homebuying demand. The U.S. has one of the tightest labor markets in years, so the market might see modest growth in 2019, despite rate increases.

So if you are ready to make the leap from renting to buying, there are concrete ways to find savings.

Mortgage rates and housing prices vary across U.S. cities and lenders, Kiefer said. So if you are still planning to buy a home, make sure to do your research on the local market. Also, shop around for the lowest mortgage rate possible.

Getting one additional quote before locking in a rate and buying a home could save you $ 1,500 over the life of the loan, according to Freddie Mac.

Once you find the right rate, here are some other slick ways to save money on your mortgage.

Alex Mahadevan is a data journalist at The Penny Hoarder. He’s feeling the sting of regret for not shopping around for his mortgage.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.


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Duke and Duchess of Sussex want a ‘normal’ life for their child

OHMYGOSSIP — The Duke and Duchess of Sussex are determined their child will live a “normal” life.
The royals – who recently announced they’re preparing for the arrival of their first child – reportedly hope that he or she will be able to live as normal a life as possible, despite the inevitable interest of the public.
A source told the Sunday Times newspaper: “That word ‘normal’ looms very large for Harry and Meghan when it comes to their child’s future.”
Although the baby will be the seventh in line to the throne, he or she will not be given a royal title unless the Queen decides to intervene.
And the Duke and Duchess – who tied the knot at St George’s Chapel at Windsor Castle in May – are apparently eager to follow in the footsteps of the Princess Royal, whose children have established their own independent careers.
Meanwhile, it’s been announced that the Duchess – who was known as Meghan Markle prior to marrying the Duke – is cutting back her schedule during the ongoing royal tour of Australia, New Zealand, Fiji, and Tonga.
Despite previously saying the pair would not be cutting down any planned events on their current tour, it’s been decided that it would be best to let the Duchess “rest”.
Looking ahead to their planned schedule, a royal aide said: “After a busy programme, The Duke and Duchess have decided to cut back The Duchess’s schedule slightly for the next couple of days, ahead of the final week and a half of the tour.
“The Duke will attend the cycling as scheduled this morning, and The Duchess will join him for this afternoon’s engagements. The Duke will continue with the engagements on Fraser Island as planned.”

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Blac Chyna Gets Emotional In Beverly Hills While On An Outing With Friends: ‘They Can Say Whatever They Want About Me’

Blac Chyna was recently spotted on a night out with her pals in Beverly Hills last Friday. She seemed a bit overemotional, as Daily Mail puts it, while she was leaving a steakhouse with her pals.

She was with a female friend, and she told her the following: ‘I want to get my message out. Go out and vote. It’s midterms.’

She also continued and said ‘I’m doing good and my kids are doing very well.’

Daily Mail reports that Chyna went on: ‘I keep quiet, I keep silent. Do you want to know why? Look up your religion. Get more informed. They say whatever they want about me. I look at it and laugh. You know why? Because it’s all false.’

Just recently Chyna discussed other subjects as well such as new music.

‘I’ve been working on some music. I never been the type of person to really coast. I just want to test all my boundaries to see if I can kind of do it,’ she told DailyMailTV.

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‘My music is kind of fire. I have a little bit of singing, a little bit of rapping and I have a little love song.’

She also stated a little while ago that she would definitely consider getting back together with Rob Kardashian, but her baby daddy did not address the issue, at least not in public.

Speaking of Rob, Chyna’s mom, Tokyo Toni begged him via social media to let her see Dream Kardashian in a really emotional video.

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The President blasts those who want ‘the globe to do well’ and prompts ‘USA’ chants at Texas rally

What a difference two years makes. President Donald Trump will call on his supporters at a rally Monday night in Houston to turn out for his onetime nemesis, Sen. Ted Cruz — instead of whipping that same base of support into a frenzy against “Lyin’ Ted.”


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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17 New Drugstore Makeup Products You Definitely Want to Try This Fall

There’s a certain joy to be found wandering up and down the beauty aisles at your local drugstore. It’s a haven where everything is shiny and colorful — and most importantly, affordable. You can scoop up lipsticks that cost roughly the price of a latte, high-performing foundations that are priced comparably to your sandwich order at Subway — and the list goes on.

The only drawback? Well, there’s so much turnover and new launches that it can be tough to keep up with all the top products. And that’s where we’ve got your back: We’ve tested a sampling of the newest and best drugstore makeup launches and picked a few favorites — and they’re all under $ 15. Keep reading to see the products we liked the most!

[ Next: These Gorgeous Eyeshadow Palettes Are Your New Fall Must-Haves ]

 

This article originally appeared on TotalBeauty.com

The post 17 New Drugstore Makeup Products You Definitely Want to Try This Fall appeared first on theFashionSpot.

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Trump calls Khashoggi arrests ‘good first step,’ adds that he doesn’t want to put arms deals at risk

Trump added that he'll work with Congress on what the U.S. response should be, but that he would prefer not to hurt American companies and jobs by cutting billions of dollars in arms sales to the kingdom.
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Why Trump doesn’t want to punish Saudi Arabia

The Trump White House may have too much at stake to make Saudi Arabia pay a proportionate price for the apparent murder of Jamal Khashoggi.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Costa’s festive menu is here and it’s exactly what we want for Christmas

There’s so much more to it than gingerbread lattes

costa christmas menu
Credit: Costa

The countdown to Christmas starts that bit earlier every year. Halloween is still weeks away and yet we’re already pining after the best beauty advent calendars and shopping for these amazing Harry Potter baubles.

Oh, and have you heard about the Aldi chocolate wine? We’re already planning to stock up when it goes on sale.

But things aren’t stopping there. Festive cheer – and menus – are cropping up everywhere, and Costa has just released a list of their own merry offerings, and we can’t wait to try it all.

Making a comeback this year are the black forest hot chocolate and the gingerbread and cream lattes, alongside some new flavours including caramelised orange and cream, hazelnut praline and cream, and gingerbread and cream – all of which are available as hot chocolates or as lattes.

costa christmas menu

Credit: Costa

Customers will also be able to get their hands on a luxury hot chocolate, described as ‘small but beautifully formed rich, dark and decadent.’ Fancy.

For coffee lovers, there will be a festive roast blend to sing to your tastebuds, but if you’d prefer something a little different you could try the new hot spiced apple or hot caramel drinks on offer.

costa christmas menu

Credit: Costa

There are also some sweet and savoury treats available, such as gluten free vegan mince tarts, gluten free vegan iced fruit slices, gingerbread and sticky toffee wreath cakes and clementine drizzle loaf cakes.

Plus a special mention to the pigs in blankets mac’n’cheese. Drool.

And let’s not forget a rather extensive variety of Christmas sandwiches, which also cater to veggies and vegans, will be hitting the shelves, fan faves being the Christmas cheese board panini and the veggie Christmas lunch wrap which includes sweet potato falafel with Wensleydale and cranberry cheese and spiced plum chutney.

The menu, as well as the Costa Christmas themed cups, launch on November 1st.

We’re ready and waiting…

The post Costa’s festive menu is here and it’s exactly what we want for Christmas appeared first on Marie Claire.

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Women in Kenya Want Access to Quality Maternal Health Care

what women want in kenya

In April 2018, hundreds of partners joined forces to launch What Women Want, a global campaign to hear directly from one million women and girls about their top request for quality reproductive and maternal healthcare services. Through an exclusive blog series, Ms. is sharing their demands and their stories. 

The What Women Want campaign aims to amplify women’s demands for quality reproductive and maternal health care around the world. Translated into more than 14 languages, the campaign strives to hear from women from all backgrounds, cultures and locations—and has partnered with over 300 global organizations that support and empower women with HIV, women with disabilities and health professionals in over 100 countries to make that possible.

Recently, What Women Want heard from thousands of women in Kenya about their top request for quality reproductive and maternal health care. Here’s what they have to say.

According to the Partnership for Maternal and Child Health, the maternal mortality rate in Kenya remains high, at 488 maternal deaths per 100,000 live births. (For reference, the maternal mortality rate in the United States is 26.4 per 100,000 live births, which is still lacking when compared to peer nations.)

We know that nearly all maternal deaths are preventable. Significant disparities in maternal mortality rates tell us that programming efforts and advocacy work must be adjusted to reach women everywhere—not just in the world’s richest countries, and not just in major cities.

Accessibility to quality health care centers is a major issue that contributes to high maternal mortality rates in Kenya. Around half of Kenyan women are delivering in health care facilities, and only 44 percent are assisted by a skilled medical professional.

Since 1990, the global maternal death rate has decreased by 44 percent, and more women than ever are using maternal healthcare services—but much of this progress was achieved in high-income areas, leaving some countries with little or no improvement. Today, 99 percent of maternal deaths take place in developing countries—with just 13 countries accounting for two-thirds of these deaths.

Within countries with high maternal mortality rates, there are significant disparities in maternal mortality and maternal healthcare utilization. In Sub-Saharan Africa, for example, the utilization of prenatal, delivery and postnatal care varies greatly with personal characteristics such as geographic region, race, income level, employment and marital status.

Progress is being made, and we should be encouraged by the monumental decreases in maternal mortality and increased access to reproductive health care, but it isn’t enoughWe need to strive for more.

We must listen to the voices of those who are too often left behind. When we can raise the voices of women in every part the world, we will be closer to a time in which every woman, everywhere, is empowered to speak out and closer to receiving quality, equitable maternal and reproductive health care.

Join the one million women mobilizing for global change by adding your voice at www.whatwomanwant.org.

Claire McGee is a sophomore at Ohio University in Athens, Ohio studying Public Health and Spanish. She spent this past summer as a Communications, Fundraising and Respectful Maternity Care Intern for the White Ribbon Alliance in Washington, D.C.

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The post Women in Kenya Want Access to Quality Maternal Health Care appeared first on Ms. Magazine Blog.

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9 Fall Skin Care Rules Dermatologists Want You to Follow

Now that fall is here, it’s a good time to start thinking about tweaking your skin care regimen, as cold, drier air usually calls for lots of moisture and a little less exfoliation. If you aren’t sure about which crucial steps of your routine you should actually ditch or keep, we asked experts to share some helpful skin care dos and don’ts to consider before winter arrives. Here are 9 fall skin care tips and tricks you’ll definitely want to keep in mind.

[ Next: Skin Care Sticks Are a Lazy Girl’s Dream ]

 

This article originally appeared on TotalBeauty.com

The post 9 Fall Skin Care Rules Dermatologists Want You to Follow appeared first on theFashionSpot.

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‘I want to show them that I don’t care’: Melania details life in the White House

Melania Trump, maybe America’s most private first lady ever, opens up in an exclusive interview with ABC News.
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SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Watch Exclusive ‘Beautiful Boy’ Clip: I Want Them to Be Proud of Me

Watch Exclusive 'Beautiful Boy' Clip: I Want Them to Be Proud of Me

When a young man falls under the powerful sway of addiction, it threatens to tear his family apart. Based on an inspiring true story, Steve Carell and Timothée Chalamet star as father and son in Beautiful Boy, which explores survival, relapse and recovery, as well as its heartbreaking effect on a family.

Chalamet is featured in our exclusive clip from the film, talking plainly about his need to deal with "a big, black hole" in himself. He also acknowledges the loving support…

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Students Across California Want Abortion Care on Campus—And They’re Not Done Fighting for It

California Governor Jerry Brown last week vetoed a popular measure that would have expanded abortion access for college students across the state.

Nearly three years ago, students at the University of California in Berkeley began fighting for better access to abortion on campus. The student government ultimately passed a resolution endorsing their call for on-campus medication abortion access, but administrators then failed to act on their demands—so students turned to local lawmakers. 

California’s College Student Right to Access Act, known in the legislature as SB 320, was written by three reproductive justice activists from UC Berkeley. The measure, introduced by state Senator Connie Leyva, passed through the state legislature with overwhelming support. A group of donors even came forward willing to fund its mandate: on-campus medication abortion access for all public college students in the Golden State intending to terminate a pregnancy in the first 10 weeks.

But the fierce and proactive attempt to expand women’s reproductive rights was stopped in its tracks by one man who deemed it inconsequential: Last Monday, Jerry Brown vetoed the act, calling it “not necessary.”

But just because Governor Brown was never in need of abortion care on campus doesn’t mean no one else is. More than 500 students in the UC and California State University systems seek out abortions monthly, and these students would have a much easier time getting the care they need if their university health centers had the means to offer it. Many students have to travel far distances to get to appointments, and, for a medical abortion, usually need to make it to at least two appointments.

Costs go up with every additional hurdle put in front of women seeking abortions—which was the case fo Jessy Rosales, who opened up to Huffington Post about her own off-campus abortion at 20: 

Jessy Rosales was a 20-year-old student at the University of California, Riverside, when she got pregnant. She had used protection and was not ready to become a mom, so she went to her campus health center to ask about the abortion pill—actually a combination of two medications that can safely end a pregnancy.

She left with a list of recommended providers. But the first clinic she called told her it did not perform abortions. And the second was a crisis pregnancy center—a facility that seeks to dissuade women from having abortions.

“I’m a first-generation student. For a large majority of my life, my parents didn’t have health insurance, so I didn’t really know what I was doing trying to navigate through the medical system,” Rosales, now 22, recalled in a conversation with HuffPost.

Finally, more than two months after her positive pregnancy test, she went to a nearby Planned Parenthood health center, where she was able to get an in-clinic abortion. It cost her roughly $ 400—a lot of money for a student supporting herself with part-time work and federal loans—and she was told she was too far along to be a candidate for the abortion pill at that point. (It must be taken before 10 weeks of gestation.)

“Had they provided abortion medication on my campus, I would have been able to get the care I needed when I needed it,” Rosales said.

Two-thirds of UC students and one-third of CSU students don’t own a car; 62 percent of them also live 30 minutes or more from a clinic. Often, these clinics are not open on the weekend, which only adds to their burden. 

Going through with a legal and time-sensitive medical procedure shouldn’t take that much work. Seizing an opportunity to ease the process of managing an unwanted pregnancy is far from “not necessary” for the students who must arrange transportation, cover costs, miss class or skip work to make it possible to access the care they need.

“Governor Jerry Brown, on his own, determined what was a legitimate burden in accessing abortion and neglected the experiences of countless students who explained the obstacles and burdens they faced when making a reproductive health decision as a California public university student,” Adiba Khan, one of the students who led the fight for SB 320, told Ms. “To get elected, he has expressed he is ‘pro-choice,’ but then when given the chance to expand access, to what he has repetitively claimed he believes is a right, he vetoes it. This is the behavior of a coward. He has disappointed thousands of students and denied them better agency over their futures.”

Students from across California joined in Khan’s frustration, taking to social media to slam Brown for his decision after news broke that he was vetoing the legislation.

Advocates and activists from across the country also weighed in, showing solidarity with the students who made SB 320 possible and calling on Brown and other lawmakers to do better by the women they serve.

“At its core, SB 320 affirmed the constitutional right of college students to access abortion care promptly and without delay,” Senator Leyva wrote in a statement. “As the Trump Administration continues to unravel many of the critical health care protections and services for women, legislation such as this is urgently needed to make sure that Californians are able to access the full range of reproductive care regardless of where they may live.”

She also vowed to continue fighting. “In the months and years ahead,” she declared, “I will continue fighting to make sure that college students have access to medication abortion on college campuses. I am hopeful that our incoming Legislature and Governor will agree that the right to choose isn’t just a slogan, but rather a commitment to improving true access to abortion for students across California.”

Miranda Martin is a feminist writer and activist and an editorial intern at Ms. She has written for a variety of publications and been published by The Unedit and Project Consent. Miranda recently graduated from University of Wisconsin La Crosse with a major in Interpersonal Communications and a double minor in Creative Writing and Women, Gender and Sexuality Studies. She loves to travel, read, exercise and daydream about the fall of the patriarchy.

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The post Students Across California Want Abortion Care on Campus—And They’re Not Done Fighting for It appeared first on Ms. Magazine Blog.

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US moves ahead with plan to give Mexico $20M that it doesn’t want to deport migrants

The Trump administration is moving ahead with a plan to pay Mexico $ 20 million to deport migrants from that country and prevent them from reaching the U.S.
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