“I Want To Help Women & They Want To Attack Me” Andrea Kelly Says Women Have Attacked Her For Speaking Out Against R. Kelly

Lifetime / NeueHouse NY Luminaries Present 'Surviving R. Kelly' With Civil Rights Activists And Survivors

Source: Chance Yeh / Getty

Anytime a woman decides to speak up and share her truth at the expense of a man, she takes a risk. The risk is heightened when that man is Black, famous and beloved. And while there have been dozens of women who have spoken out against singer R. Kelly and his sexual perversion and physical abuse, for one reason or another, people are attacking Andrea Kelly, the singer’s ex-wife and mother of his three children.

Andrea discussed the backlash she’s received in the last few months since going public with her story on tonight’s episode of “Growing Up Hip Hop: Atlanta.”

Talking to Deb Antney, Andrea said that just when she thinks her life is regaining a level of normalcy, another headline surfaces and she often learns of her husband’s latest indiscretion with the rest of the world.

In her confessional interview, Kelly said, “These past few months have been a roller coaster of emotion. When I think about the ways that I have been abused by Robert, from being hogtied, having both of my shoulders dislocated, to being slapped, pushed, having things thrown at me, the sexual abuse, the mental abuse, words can’t even describe. There’s some things that I don’t even speak anymore. I feel like once you give it to God, you better leave it with God. Because if I don’t leave it with God, I’m definitely going to be somewhere with my hands on the glass, visiting my children.”

Later, talking to Deb she thanked her for the support she’s extended to her over the years.

“I wish more women had somebody like you. You really know the sh*t I have been through. And this sh*t I been going through lately with Robert all in the press…Man, if I didn’t have women like you, I think I would be done with females because they have attacked me in such a way. And here I am putting myself in a position because I want to help women and they want to attack me!”

You can watch the clip of Andrea speaking with Deb and detailing her abuse, here.

“Growing Up Hip Hop: Atlanta” airs Thursdays at 9 p.m. ET/PT on WE tv.

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Street desserts that make us want to travel


Are you the kind of person that could eat dessert for breakfast, lunch, and dinner? Well, your doctor might not be too happy about that, but we get where you’re coming from. After all, dessert makes the world go around – and you can also find all different kinds of desserts around the world! Although many of these delicious sweet treats can be found in restaurants across the globe, it’s fair to say that some of the greatest puddings and delicacies can be found on the streets. So, pack your bags and head to a street market, because these street desserts are seriously making us want to travel.

Baklava – Turkey

If you’re already looking at flights for a summer vacation in Turkey, then you can rest easy knowing that your sweet tooth will be satisfied in this country. That’s because Turkey is the home of Baklava, and you won’t want to miss it. This street dessert includes thin layers of pastry that are filled with sweet syrup, ground nuts, and often a bit of fruit. Most street vendors have their own way of making their Baklava, so this gives you a good excuse to try as many as possible.

Baklava

Dragon’s beard candy – China

It may have a rather strange name, but Dragon’s beard candy is absolutely delicious. It’s been given its name because it really does look like a dragon’s beard, but you’ll be happy to know that it tastes like anything but. In fact, this Chinese street food is very similar to cotton candy, as it’s made from sugar syrup that is then spun and wound into various different shapes. It’s often filled with the likes of coconut, peanuts, and sesame seed to add that little bit of texture.

Gelato – Italy

We know what you’re thinking; we can get gelato anywhere, right? Although this may be true, no gelato comes close to the gelato you can find on the streets of Italy. That’s because this country created the delicious and creamy dessert, and they are the masters in terms of its production, its flavors, and its creaminess. You won’t have to travel too far to find Gelato if you’re planning a trip to Italy, because it is quite literally everywhere. However, you will encounter one problem when you head to the Gelato stand. Which flavor do you choose?

Picarones – Peru

Ever fancied a trip to Peru? Well, if you weren’t sold before, then these Picarones will definitely do the job. That’s because this incredible street dessert will change the game for you. While it may not be your typical dessert, the delicate mix of sweet potato, squash, anise, sugar, flour, and yeast creates a tantalizing dough that’s then deep-fried and covered with syrup. It’s almost like the Peruvian donut, but so much better than you could ever imagine.

Picarones

Mochi – Japan

Although many grocery stores and various other countries have tried to replicate Mochi on their own soil, nothing comes close to the traditional Mochi from Japan. Perfect for a warm day, this dessert consists of a scoop of ice cream, that’s then wrapped in a rice paste. The rest is very similar to that of a Baked Alaska, in that it features a doughy outer coating and a cold, delicious filling of ice cream. The best thing about these little treats is that they come in all different colors and flavors.

So, which street dessert will you be trying first?

The post Street desserts that make us want to travel appeared first on Worldation.

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Clandestina Is Cuba’s First Independent Fashion Label. Its Founders Want ‘Global Domination.’

Photo Illustration by The Daily Beast/Photos Courtesy of Clandestina

Idania del Rio, co-founder of Cuba’s first independent fashion label Clandestina, wore a recycled T-shirt to the recent opening of her New York pop-up. With a ripped neck held together by many safety pins, the refurbished black Cincinnati Bearcats jersey resembled a sort of gender-neutral take on Elizabeth Hurley’s famous black Versace dress.

A publicist for the brand was quick to whisper that the salvaged top, like most Clandestina pieces, was “sustainable.”

The s-word has emerged as one of the Planet Fashion’s buzziest trends, with major players like Levi’s, H&M, and Kering pledging to release eco-friendly designs and initiatives. In Cuba, recycling clothes isn’t just in vogue—it’s been a way of life for more than half a century.

Read more at The Daily Beast.

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Ola Ince: ‘Achieving what you want just means you get to dream bigger’

We speak to Ola Ince, British Theatre Director, about what ignited her passion for theatre and the power of storytelling

Ola Ince

Words by Niamh McCollum

Next in our #WomenWhoWin series is British Theatre Director, Ola Ince.

A graduate of the Rose Bruford Theatre College, Ola burst on to the drama scene in 2016, after winning The Genesis Future Director Award and staging a provocative production of Amiri Baraka’s Dutchman in the Young Vic Theatre.

The young director also made waves in 2018 with her production of Anna Deavere Smith’s Twilight: Los Angeles, 1992, at the Gate Theatre.

Ola’s most recent adaptation of Danai Gurira’s The Convert was shaken up by an all-star cast, including Gurira’s Black Panther co-star Letitia Wright as the lead, and she is currently directing Tina The Musical alongside Mamma Mia! director Phyllida Lloyd.

Far from shying away from controversy, Ola is credited for facing it head on by ensuring that her long line of work has stimulated further conversation about colonialism, cultural identity and gender roles within society.

We spoke to Ola about the moment she discovered her passion for directing, her diverse on-stage repertoire and why taking bold actions can really pay off…

‘I was interested in story telling from a young age’

I realised my enthusiasm for directing when my classmates and I were asked to devise a play in secondary school. I remember being amazed at what we made and wanting to do it all the time, so I joined a youth theatre group. From there I went to Brit School, before doing a directing course at Rose Bruford College. I met so many weird and wonderful people, which was a nice contrast from my ordinary school.

 ‘I needed to be brave, so I applied for the Genesis Future Director Award’

In 2016, I was working on big stages as a Theatre Associate, but I wasn’t putting my neck on the line. I pitched my idea for Dutchman,a provocative play set in 1960s New York. We wanted to create an African Alfred Hitchcock thriller, and I had some really nuts ideas for the set. Low and behold, I won! I grew lots of muscles during that process. Later on with The Convert, I was really bold about picking superstars to work with. Achieving what you want just means you get to dream even bigger.

‘It’s amazing to see the kind of conversations sparked by plays’

Twilight Los Angeles, 1992, [a one-woman play about the LA riots] stands out to me in how it presented the complexity of the prejudices between Korean Americans, African Americans, and white Americans. One of my upcoming shows, Is God Is?, is a spaghetti western about female strength and empowerment. Black women have long been known as the mules of society, and this play reverses that. Rather than being seen as victims, they are both villains and heroines, which is exciting and unusual.

 ‘I’m proud to have turned a form of expression into a job that I love’

You are often told as a young artist, ‘It’s really nice that you want to be a director, but you are going to be poor and unhappy forever. While your loved ones are getting mortgages and having kids, you will just be a pauper of an artist.’ This year I have learnt that you can have both. Something that I’ve worked on for a really long time is now paying my bills and allowing me to travel the world. It feels good that I no longer have to suffer for my art, that my art is actually helping me.

Tina – The Tina Turner Musical officially opened at the Aldwych Theatre on 17th April 2018. Book tickets at www.tinathemusical.com.

The post Ola Ince: ‘Achieving what you want just means you get to dream bigger’ appeared first on Marie Claire.

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Why Neil Gaiman Doesn’t Want Good Omens Season 2

Wondering if Amazon Prime’s Good Omens will get a Season 2? Here’s our full ending explained, including why Neil Gaiman doesn’t want the series renewed.

Warning! The following story contains spoilers for the end of Good Omens Season 1.

The seeds for a follow-up season of Good Omens seemed to have been planted in the epic finale. In the sixth episode, now streaming on Amazon Prime Video, the angel Aziraphale (Michael Sheen) and his demon BFF Crowley (David Tennant) successfully thwarted the end of the world, but their final conversation hinted at an even bigger apocalypse to come: the inevitable war between angels and demons fighting against humanity. It was an ominous note to end on after a cheerful first season (despite the whole season centering on the impending apocalypse), and one that seemed to hold promise for an even bigger second season. If angels vs. demons were as epic as the first season of Good Omens showed, just think of how world-shattering it would be to see both sides team up against all of humanity. Now that’s an Armageddon!

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Want to Get Paid to Deliver Food? Here’s How to Get Started in 3 Minutes

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The workplace as we know it is changing… and now I’ll tell you the sky is blue!

Seriously, though, as you’re well aware, the gig economy is booming. That means earning a paycheck doesn’t have to happen within the walls of your 9-to-5. In fact, some people do away with it altogether and take up several side jobs, instead.

One of our favorite options? You could get paid to deliver food with Postmates, one of the few app-based side gigs that will pay you 100% of your earnings.

That means there are no annoying service fees, booking fees or transaction fees to deduct from your pay — the money you worked for goes directly into your pocket. All of it.

And because there will always be someone who wants a milkshake but doesn’t want to drive to go get it (ahem… me), your money might add up faster than you think.

Getting started only takes a few minutes.

Land Your Next Side Gig In Only 3 Minutes

It took us about three minutes to sign up when we tried it. But it could be less, honestly, if you happen to speed through it.

What’s great about signing up to join Postmates’ fleet is how simple the process is. You don’t need to stress about the hassle of scanning in forms of identification, and you can forget about finding the right lighting to get a photo of your license verified.

So what do you need?

Just your driver’s license and Social Security card nearby — unless you already have both those numbers memorized, in which case you’re a God-tier human.

After that, you’re all set to provide this basic information and authorize a (free!) background check:

  1. Email address
  2. First and last name
  3. Full address and phone number
  4. Vehicle type and drivers license number
  5. Social Security number and date of birth

Then, you upload a selfie, and you’re done. Fini. Terminado.

Once you complete the sign-up process, Postmates will ship you a welcome kit (a free delivery bag and a prepaid card to make your purchases) to help get you set up for deliveries. Link the card to the Postmates Fleet app, and you’re off to earning extra money.

Postmates lets you decide how much or little you want to drive, and when. So in a way, you’re your own boss.

And because this is so epic, I’ll say it again: you get to keep 100% of your earnings, tips included. (That’s where it differs from other apps.)

Pro Tip

To maximize your earnings, deliver during Postmates’ recommended weekday peak hours of 11 a.m. to 2 p.m. and 5:30 to 9:30 p.m. Demand is always high on weekends, so log some hours then, too!

Whether you’re on two wheels or four, you’re welcome to deliver takeout, groceries or alcohol. Just, you know, make sure you have enough room to hold the requested items.

So, Cliffs Notes: You can get started in three minutes or less; you get to keep 100% of your money; and no one even has to get in your car. No awkward small talk, for the win!

The Postmates Fleet app is free, and it’s available on iOS and Android. Creating an account is easy, so you’ll be making extra money before you know it.

Beep beep!

Farrah Daniel is an editorial assistant at The Penny Hoarder. She tested the sign-up process for this article and is excited to receive her welcome kit.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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This Disney’s The Lion King makeup collab is so good, you’ll want to sing “Hakuna Matata”

This Disney’s The Lion King makeup collab is so good, you’ll want to sing “Hakuna Matata”


This <em>Disney’s The Lion King</em> makeup collab is so good, you’ll want to sing “Hakuna Matata”

If you’ve been anxiously waiting for the release of the all-new Disney’s The Lion King, we have exciting news to tide you over with until its July 19th premiere. Sir John Barnett, who is often the mastermind behind Beyoncé’s impeccable face beat, teamed up with cosmetics brand Luminess on a collection inspired by the film.

The collection, which includes eyeshadow and sculpting palettes, lipsticks, and highlighter, was an important collaboration for Barnett for several reasons.

Luminess
Courtesy of Luminess

Beyoncé voices the character of Nala in the film, so the collaboration with Barnett already made sense. However, Barnett partnered with Luminess because he knew the quality would be on point. “For me, as a makeup artist, it has to be good. It’s the pay-off, it’s impactful. It has to really be dense in colors,” Barnett tells HelloGiggles. He also wanted the packaging to be good enough to be cherished as a collector’s item. “I want it to be memorable 10 years from now,” he says. “Even if you’re hitting pan, you still have the package, you’re still holding on to it.”

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… Not much longer #SirJohn #LuminessCosmetics

A post shared by S I R J O H N (@sirjohnofficial) on

There are two palettes in the collection—there’s the Kingdom Sculpting Palette, which includes six shades, while the
Can’t Wait To Be Queen Eyeshadow Palette features 12 shades, with some named after the movie characters.

While designing the collection, Barnett frequently traveled to South Africa where he found shade inspiration from the landscape. He described the landscape as having “supernatural neutrals,” which sounds magical for an eyeshadow palette.

Luminess
Courtesy of Luminess

Barnett is also proud of the versatility of the collab. “You look at this collection and it speaks to all different complexions,” he says. “I work with all kinds of women, from Harlem to Hong Kong, and so I had to make sure that this was something that was universally flattering. I can’t build to any one demographic or else I’m going to alienate all my other girls.”

Luminess
Courtesy of Luminess

The Disney’s The Lion King Limited Edition Collection by Sir John x Luminess will be available starting June 15th on LuminessCosmetics.com. It will also be sold on Ulta.com the following day on June 16th, as well as Ulta stores on July 1st.

Can you feel the love tonight? Take a closer look at the collection below.

Kingdom Sculpting Palette

Lion King
Courtesy of Luminess
Luminess | $ 42

According to Barnett, sculpting is the 2.0 of contouring—a softer version of the trend.

Can’t Wait to be Queen Eyeshadow Palette

Luminess Lion King
Courtesy of Luminess
Luminess | $ 42

Don’t be intimidated by that bold, ’70s-esque green shade. Barnett says to have fun with it: “Bring a little disco into the daytime.”

Be Brave Matte Lipstick

Luminess
Courtesy of Luminess
Luminess | $ 24

This orangey, fifties red is one of Barnett’s favorites.

Be Prepared Liquid Lipstick

Luminess Lion King
Courtesy of Luminess
https://www.luminessbeauty.com/disney/Home | $ 24

We get what he means about wanting to keep the packaging for 10 years.

Circle of Life Highlighter

Luminess Lion King
Courtesy of Luminess
Luminess | $ 40

Barnett loves that this highlighter gives a little bit of a luminous property to the skin without being too glittery. He suggests applying it lower on the cheekbone if you have a lighter complexion, and aim higher if you have a deeper skin tone.

The post This <em>Disney’s The Lion King</em> makeup collab is so good, you’ll want to sing “Hakuna Matata” appeared first on HelloGiggles.

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New renders showcase the iOS 13 features that iPhone users want most

iPhone 11 Features

iOS 13 is the next major iPhone and iPad operating system update, and Apple will unveil its most important features on Monday, during its WWDC 2019 keynote. Some of these features already leaked, and we know we’re getting a couple of highly anticipated features including Dark Mode and a new UI for volume control, although there are still plenty of iOS 13 tricks that have yet to be uncovered.

While we’ve been waiting for the press conference, we’ve been treated to more and more exciting iOS 13 concepts from designers who are trying to guess what Apple is working on next, and to fix the annoying things about the iPhone’s underlying software. Canadian designer Michael Calcada did the same thing with his own iOS 13 concept, which mocks up some of the iPhone features Apple fans have wanted for years.

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  3. Marvel insider leaks the first plot details for ‘Guardians of the Galaxy Vol. 3’

New renders showcase the iOS 13 features that iPhone users want most originally appeared on BGR.com on Thu, 30 May 2019 at 14:53:31 EDT. Please see our terms for use of feeds.


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Dear Penny: We Want to Buy a House, but We Have $60K in Debt

Dear C.,

First, you don’t have to decide on paying down debt OR saving for a down payment on a house. You can absolutely split your monthly excess between extra debt payments and your down payment fund.

But based on what you’ve told me, I’m inclined to think that paying down your debt will get you on the path to homeownership faster than saving for a down payment would. My reasoning is twofold.

When you apply for a mortgage, lenders look at your debt-to-income ratio — that is, the percentage of your gross household income that goes toward debt, including a future mortgage payment. Typically, lenders want this number to be 43% or lower, so by paying down debt, you’ll free up more money to use toward a mortgage payment.

The second reason is your credit scores. If you both have scores below 680, you could find it difficult to get approved for a mortgage. A 2016-17 Credit Sesame survey of 600 people who applied for a $ 150,000 mortgage found that 62% of those with a credit score between 650 and 700 were denied.

Considering that the average down payment assistance amounts to about $ 12,000, improving your credit to the magic 680 number you need to qualify could give you a huge boost in your goal of becoming homeowners.

Paying down your debt is likely to increase your score because your credit utilization ratio, or the amount of your overall revolving credit you’re using, accounts for 30% of your FICO score. The only factor that’s weighted more heavily is your payment history, which determines 35%.

Because revolving credit is what determines your credit utilization ratio, focus first on paying off your credit cards. Not only will that help you improve your scores, but it will probably save you money, since the average credit card interest rate is above 17%.

Once you’ve paid down high-interest debt and increased your credit scores, it might make sense to focus more on saving for a down payment.

There are a lot of advantages to having a larger down payment, the most obvious being lower interest rates and monthly payments. But the truth is, people are generally putting less money down than in the past. The median down payment for first-time homebuyers is just 6%, according to the National Association of Realtors.

Regardless of how you decide to prioritize paying down your debt vs. saving for a down payment, you’re smart to think about down payment assistance programs now, rather than when you’re in the frenzy of the approval process. If you haven’t already, talk to a lender now. They can make sure you know all your down payment assistance options and help you clear whatever hurdles stand between you and homeownership.

Robin Hartill is a senior editor at The Penny Hoarder and the voice behind Dear Penny. Write Dear Penny and you might see your question answered in an upcoming column.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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DT McCoy targeting contender: ‘I want to win’

Gerald McCoy says he’s not thinking about where he’ll be living when it comes to his next team; the free agent defensive tackle simply wants to join a team that is competing for a championship.
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How to Deliver a Workplace Apology Your Colleague Will Actually Want to Hear

Two weeks into a new job, Elly Belle received an important late-night email from her manager. The problem? Belle had no idea that she was expected to be on the lookout for a critical message at such an hour. So she was taken aback when that same manager later dressed her down for dropping the ball. Given the circumstances, the response felt unfair to Belle. But rather than take responsibility, she says, her manager said she was “sorry” that Belle didn’t understand what the job entailed. “Which I suppose she thought was an apology because it had the word ‘sorry’ in it,” says Belle, who no longer works at the organization.

Ah, the workplace non-apology apology. We’ve all gotten–and perhaps even given–them. But the days when people would simply shrug at such a half-hearted mea culpa (until it was time to complain about it to their coworkers at happy hour) seem to be coming to an end, say corporate culture watchers. Karina Schumann, an assistant professor of psychology at the University of Pittsburgh, who has researched apologies, attributes the shift to the increase in prominent figures making very public apologies in recent years–think #MeToo and the ongoing raft of tech and finance industry scandals. “We’ve seen this huge emergence of apologies at the public level,” Schumann says. “There’s more of an awareness about what might feel like a good apology and what might feel like a bad apology.”

What’s more, the phenomenon of so-called call-out culture, where misdeeds are noted and publicly shamed, is trickling into the workplace, says Lolly Daskal, an executive leadership coach and CEO of Lead From Within. In the early days of her career, she says, something like a sexist remark made in a meeting was never mentioned again. “Now, they talk about it,” she says, adding that a truly disgruntled employee might take that impulse a step further, mentioning it on Twitter or some other public forum.

What does that mean for you–and the future of your workplace relationships? First, that you may need to update your ideas about when an apology is the right course of action. Have you caused or contributed to an outcome you genuinely regret? Do you plan to change your actions going forward to avoid a similar result? If so, it’s probably time to apologize.

Conversely, if the situation doesn’t check those two boxes, an apology could cause more harm than good–especially if you’re female. Research has suggested that the stereotype that women apologize more often than men is true, largely because the genders have different standards for what constitutes an apology-worthy offense. Making a habit of over-apologizing has the potential to undermine your authority at work.

Once you’ve decided it’s time to apologize, the key is to make sure your missive lands in the spirit it was intended–with actual remorse. That means admitting, plainly and with no caveats, that you did something wrong, says Daskal. Do not try to justify or explain away your actions. “When you acknowledge something, that’s an opening to a conversation and a dialogue to what went wrong,” Daskal says. After taking accountability, illustrating that you know where the mistake lies is crucial. That means acknowledging how you made the other person feel, pointing out your negative actions, and concluding with an apology. In the office, that could look something like an example Daskal offers on her website: “I know I hurt your feelings yesterday when I snapped at you. I’m sure it embarrassed you, especially since everyone else on the team was there. I was wrong to treat you like that and I apologize.”

People are just not impressed by apologies that don’t identify the bad behavior, adds Schumann, “because it doesn’t suggest that you’re actually aware of why your behavior was wrong, or what behavior you did that was wrong and hurtful.” Apologies like this often seem reflexive, something you’re doing to check the “good conduct” box rather than genuinely wanting to change the situation and your behavior.

“It’s about sincerity,” she says. “The more we can communicate sincerity in our apologies, the more effective they’re going to be.” As an example, Schumann points to the apology former senator Al Franken, who resigned his seat in the wake of accusations of sexual misconduct. In the first paragraph of a statement directed at accuser Leeann Tweeden, Franken gets to the heart of the matter, saying simply, “I’m sorry.” Of the photo in which he is seen appearing to grope Tweeden, he writes: “There’s no excuse. I look at it now and I feel disgusted with myself. It isn’t funny. It’s completely inappropriate.”

“For the most part, he’s really owning up, taking responsibility,” says Schumann, who also gives Franken high marks for, “describing his alliance with the victimized group, and saying how he will be an ally for women.”

Of course, even the most perfectly chosen words aren’t going to hold water for long unless they’re backed by action. “The way you prove that you’ve learned from your mistakes is to not repeat that mistake,” Daskal says. “What can you do in order not to make those mistakes again?” Depending on the error, that might mean explaining to your boss the steps you’re going to take to be better prepared for a presentation, or saying “going forward, I will…” to show you have clarity on what to do differently. Finally, follow through: the best apology of all is one you never have to repeat.

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Alabama doctors want patients to know they’re still providing abortions

Providers at the only three clinics in Alabama that offer abortion services want patients to know their doors are still open.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Trust me when I say you’ll want to get in on this ugly shoe trend

Move over Birkenstock, there’s a new ugly shoe in town. Teva.

hiking sandals

We’ll always have a soft spot for Birkenstocks, especially the faux-fur lined ones (literally the comfiest thing ever), but there’s no denying the shoe of the summer season is the new normcore hiking sandal, aka the ugly sandal, inspired by the Teva sandal.

A natural extension of this winter’s dad trainers and hiking boot trends, it’s part sporty sandal mixed with a chunky rubber sole. Basically the flat shoe your Dad wears on holiday, but this time around it’s totally upgraded to fash pack status.

Following Balenciaga’s hit Triple S trainer of 2017, chunkier styles have become more and more popular, and designers have been showcasing their take on the trend on their SS catwalk (look to Marc Jacobs, Chanel, Chloe, Fendi and Prada for lust-worthy styles).

IRL, they were first spotted on the feet of the stylish Scandi set at Copenhagen Fashion Week, and have quickly filtered through to our shores. Last summer, we were coveting Monikh’s Chanel velcro sandals – and this season we’re into her Prada ones, and Kia Marie’s pastel Tevas.

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There are so many styles to choose from this season, from the more minimal black Teva, to some with chunky flatform soles, primary colours, touches of neon and the all important velcro straps. Prada and Kurt Geiger also have some jazzy sequin and diamante styles.

The best thing about this trend is that it totally doesn’t compromise on comfort, and it’s the best way to off-set a floral dress, as demonstrated by Monikh, or a linen suit like the ones favoured by Hannah Crosskey.

Want a more casual vibe? Try a simple pair of jeans and a tank top, as seen on Jessie Bush. So get yourself pedi ready and embrace the cool comfort of the new ugly sandal. Shop our favourite styles below.

The post Trust me when I say you’ll want to get in on this ugly shoe trend appeared first on Marie Claire.

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The US military really doesn’t want to talk about UFOs anymore

navy ufo

The relationship between the U.S. government and UFO researchers has always been a strange one. Releases of information on UFO observations by the government have always been scarce, leading to accusations of conspiracy and cover-ups. It doesn’t appear that’s going to change any time soon.

In 2018 a report surfaced describing the study of alleged otherworldly materials by at least one company under contract with the U.S., along with video of a days-long confrontation between unidentified aircraft capable of physics-defying maneuvers and U.S. Navy pilots. Now, The Washington Post reports that the Navy is taking new measures to secure information related to such sightings and, put simply, will continue to prevent the general public from learning about them.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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Want to camp on an active volcano? Here’s how


When most people think of camping trips, they probably think of boy scouts or an innocent family trip to discover the great unknown. Camping can be a cheaper alternative to staying in hotels, especially when your planned activity is rather costly; it can be a shelter when exploring wilder terrains or just something you can do in your backyard. However, some people have a need to find weirder and wilder places to camp, which is brilliant, because we have the perfect place in mind.

Nicaragua’s Telica Volcano

In the country of Nicaraguan is the incredible Telica Volcano which now hosts many avid campers from around the world. This is an active volcano that erupted in 2015, but thankfully no one was seriously hurt, and everyone was successfully evacuated. The awesomeness of it being an active volcano means you will get to experience the might of it first hand, with a unique twist. Nicaragua is based between north and south America, with Costa Rica bordering it to the south and Honduras to the north.

Telica Volcano

Camping up the volcano

This is truly a once-in-a-lifetime experience unless you get a taste for it. However, there are plenty of tour guides who will take you up the volcano for a small fee. The journey is not for the faint-hearted, although many tourists who have done the trek up there have rated it an excellent experience. The volcano is your ultimate destination, but it is not the whole experience, the trek itself will open your eyes to some of the strangest and most impressive things you will ever witness, from boiling mud pools to wandering ox.

The overnight experience

The real height of the experience is camping at the volcano. People have reported that you will feel the shaking of the volcano beneath and that, the closer you get, the hotter it is. That’s the same for the trek itself; one experienced traveler even suggested that taking four liters of water was definitely not too much. There’s practically nowhere else where you get to sleep on an active volcano. At the campsite, it’s not strange to see random wisps of steam exiting the ground beneath you, oh and hot red lava flowing from the depths of the volcano’s mouth. However, some hopeful tourists were disappointed when they couldn’t see the lava, as sometimes it’s not visible; it depends on the day and relies on pot luck.

Camping on Telica Volcano

Other excursions

That’s not the only reason to go to Nicaraguan; the whole area is surrounded by jungle landscapes, which many keen travelers also endeavor to explore. The Volcano sits 3,481 feet above this terrain, looming above all the residents, both human and animal alike. There are a variety of excursions to choose from. There is even one where you can choose to go hiking for an entire two weeks and visit six volcanoes at this time. This is a country rich in exotic landscapes that you can experience in a unique way.

So, if you’re looking to walk on the wild side and undertake a unique camping experience on an active volcano, you now know where to go!

The post Want to camp on an active volcano? Here’s how appeared first on Worldation.

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Next 3 Marvel Movies We Want to See: ‘Spider-Man: Far From Home,’ ‘Black Widow,’ ‘Black Panther 2’

Next 3 Marvel Movies We Want to See: 'Spider-Man: Far From Home,' 'Black Widow,' 'Black Panther 2'

No spoilers here, but Avengers: Endgame is definitely living up to expectations that it would define a generation of movies. Whether that's solely Marvel's 10-year series of superhero adventures or, more broadly, the most recent epoch of ambitious blockbusters, we're happy to raise the question with an eye to the future.

Indeed, what can Marvel do to top Avengers: Endgame? In brief, the focus will remain on individual characters in the Marvel Cinematic Universe. We've…

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Want Your Voice Heard? Advice on How to Get Speaking Engagements

Courtney Sanders is a speaker and podcaster who knows a thing or two about getting her voice heard. Having had the opportunity to grace many stages – including those for the United Nations and White House, Sanders offered advice for ways to clinch major speaking engagements.

How to Get Speaking Engagements

Positioning Yourself as a Speaker

Wanting to speak publicly and even being a great speaker are not enough to clinch major speaking engagements. Sanders began positioning herself as a speaker by doing two key things – hosting her own events and telling her network that she is a speaker.

“Hosting my own events was really helpful as it gave my community an opportunity to hear me speak, as well as me an opportunity to document my speaking ability when pitching myself to other engagements,” she says.

“Simply telling my network that I was now doing public speaking was extremely helpful, as that’s how my first paid gig came my way. A colleague of mine, who also is a professional speaker, had a gig that he was no longer able to speak at so he referred me. The only reason he gave them my name was because I posted on Facebook a few days prior that I was now accepting speaking engagements. When you let people know that you speak, they will keep you in mind when opportunities come up.”

How to Get Speaking Engagements

Courtney Sanders (Photo: Jaren Collins)

It’s also important that you are a groomed speaker. While experience certainly assists to make you better at your craft, having a coach or expert friend provide you with advice is priceless. Sanders shared:

“I do not have a formal speaking coach. Though, I have a friend and colleague, Stacey Flowers, who has helped me both formally and informally with my speaking technique and career. She’s an amazing professional speaker who has graciously shared a lot of wisdom with me over the years,” said Sanders.

Pricing Yourself as a Speaker

Many speakers (women, especially) have difficulty pricing themselves. Sanders explained why she feels this is such a challenge as well as her suggestions for doing so correctly.

“I believe pricing ourselves is such a challenge because we naturally undervalue our talents. For instance, speaking comes incredibly naturally to me and I’ve been good at it since I was 4 or 5 years old. When something is both easy and enjoyable for you, it’s easy to get in the habit of undervaluing yourself because you think it’s no big deal and in the beginning, you’d gladly do it for free!”

“To avoid undercharging in the beginning, I started networking with other professional speakers and set my prices within the same range as peers who had similar experience and visibility as me. As I continue to get bigger and better speaking engagements, and thus refine my craft, I increase my prices to match the new level of value I’m able to bring to my audiences.”

Dealing with The Nerves

According to the National Social Anxiety Center, the fear of public speaking is the majority of the population’s biggest fear – ahead of spiders, heights, and even death. Public speaking anxiety, also known as glossophobia, is said to affect 73% of the population. The fear of being embarrassed of messing up in front of peers and the negative judgement of onlookers leave many paralyzed.

But what does one do when they have something of value to share with the world? They re-channel those jitters into something more positive.

“I wouldn’t say I get nervous, but I do get that “jittery” surge of energy right before I step on stage. I think everyone gets that feeling; it’s just a matter of how you frame it in your mind. For new speakers, they start to feel jittery and think ‘Oh no! I’m nervous now!’ If they’re not careful that train of thought can totally derail their delivery. For me, when I feel those jitters, I get excited and say to myself “IT’S GO TIME!” In other words, I use the physical jitters as validation that I’m about to really bring it on stage.”

If you get nervous speaking in front of a crowd, try re-channelling nervous energy. Also, practice multiple times in advance (preferably in front of family and friends or your mirror), along with taking a few deep breaths before stepping on stage. Breathe in for a count of four, hold, and out for a count of four to relax yourself a bit.

Setting Boundaries

Setting boundaries is essential for earning respect in your industry, maintaining your sanity, and enjoying your role as a public speaker. Because of this, I had to know the boundaries Sanders felt were necessary to form from the onset.

“I think the biggest boundary you have to set for yourself as a speaker, or even as an entrepreneur where your knowledge is your product, is what you will and won’t do for free. At times, speaking or giving expert advice for free can be beneficial to gain more experience and exposure. But I’ve noticed that as you get better at what you do those that are close to you will want you to speak or advise them for free, and if you’re not careful, you’ll miss out on paid opportunities because you’re committing to so many free ones.

“For me, I set boundaries by — one, getting clear on what non-monetary benefits I’m willing to exchange my time for, and two, how much time I have every quarter or year to gift my services to people and causes I care about. For instance, I was not paid to speak at the White House, but I was of course willing to do so in exchange for the experience, networking opportunities, and footage for my speaking reel. As you can imagine, speaking at the White House has opened many doors for me, including a recent speaking engagement I did at the United Nations in New York City,” she says.

Public speaking gives you a platform to share your knowledge with others and position yourself as a thought leader in your niche. If you’re really great, it increase your visibility instantly.


Black Enterprise Contributors Network 

The post Want Your Voice Heard? Advice on How to Get Speaking Engagements appeared first on Black Enterprise.

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Kelly Clarkson Shares Which Of Her 4 Kids Want To Be Famous!

Kelly Clarkson took her whole clan at the premiere of her animated movie UglyDolls and it was as if the event had turned into a super cute family outing. While on the red carpet, the star chatted with ET, revealing which out of her and husband, Brandon Blackstock’s four children dreams of becoming famous.

The singer looked stunning in a bright pink Siriano dress and smiled brightly as she posed for pics alongside her young ones – Savannah, 17, Seth, 12, River, 4 and 3-year-old Remington – and her hubby.

kelly_clarkson_familySource: etonline.com

The mother admitted that while she was super happy to have her kids with her at the premiere, it was not the easiest thing to do.

‘Man, that was hard to navigate a red carpet with two toddlers. That’s not for the faint [of heart],’ she told the news outlet.

But Kelly also revealed that her daughter River was overjoyed to be in the spotlight at the event.

‘This was the greatest thing. We said to her, ‘When we get on the red carpet, they are gonna be yelling mommy’s name. Do not get freaked out. Just keep smiling. And what she got from all that was, ‘Why are they screaming only your name?’… she was like, ‘Why are they not screaming my name?’’

‘I thought, ‘Oh my god, the foreshadowing is scary,’’ she laughed, suggesting that she may grow up to have celebrity aspirations.

But that is Okay since Clarkson has been getting ready for the young ones to start making names for themselves already.

‘River and our 12-year-old boy just love doing stuff like this. Our oldest and youngest are kinda like, ‘We’re good,’ but our middle two, they love it,’ the celebrity went on to also dish.

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These Queer Women Don’t Care That Pete Buttigieg Is Gay—They Want a Female President

Photo Illustration by The Daily Beast / Photos Getty

He makes jokes about Grindr. He embraces his husband in public. He talks about coming out. It’s no surprise that Pete Buttigieg, the Democratic candidate running to be the first openly gay U.S. president, has earned support from across the LGBTQ spectrum. But for some queer women, the primary star is just another white man running for president.

With a record-breaking six women running in 2020, and Hillary Clinton’s bitter defeat still fresh on their tongues, a number of LGBTQ women told The Daily Beast they would simply prefer a female candidate.

“For me, being queer or lesbian, nominating a young, inexperienced white gay man is not my priority,” Duke University professor Ara Wilson told The Daily Beast. “The fact that we have not had women in that high office is, to me, much more marked, much more dramatic, and much more moving.”

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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The best shell bags out there, because you know you want one

I’m calling it: there is nothing in the sartorial world that is more wanderlust-enducing than a shell bag. There is something about the tinkling noise of shells and the texture of raffia that instantly brings lazy beach days to mind.

A natural extension of the shell jewellery trend from last summer, it serves up an equally nostalgic feel, you can totally imagine having made your own from pukka shells collected on the shore. And if you’re into that sentiment, then beaded bags will also bring you joy.

Shells were everywhere on the catwalk for the spring/summer 2019 shows. Risk-taking designers and brands such as Jacquemus, Michael Kors and Oscar de la Renta adorned their accessories with shells during fashion month, and it was love at first site.

Meanwhile, Insta-worthy brands like Marri London and Aranaz put their own twist on the classic basket bag thanks to giant gold-plated and delicate shells, and you can always count on the high-street for budget-friendly options too: we’re looking at you Mango and Zara.

But for all its souvenir appeal, don’t be fooled into thinking this is a holiday-only trend. The shell bag lends itself remarkably well to occasion dressing, and it’s the perfect finishing touch to a wedding guest outfit.

Don’t believe me? Look at Gucci’s mermaid-worthy crystal embellished shell bag or KAYU’s rattan clutch bag. WALD Berlin is also launching its own line very soon and it’s looking pretty spectacular.

That doesn’t mean you can’t put a casual spin on the trend either. Pairing it with a linen bermuda shorts suit and ugly sandals will give you a fresh, urban look, or you can keep things classic with a knitted top and trousers, Riviera-style. Either way, this is undoubtedly the bag of the season, and I can see it easily making its way into my autumn/winter wardrobe too.

Shop my edit of the best shell bags below.

The post The best shell bags out there, because you know you want one appeared first on Marie Claire.

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Want to learn Salesforce? These cheap online courses may be all you need.

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If there’s one skill that can add an extra kick to your résumé, it’s Salesforce — the top Customer Relationship Management (CRM) platform now ubiquitous at all sorts of enterprise companies. Its cloud-based apps power work productivity at every stage of the sales funnel, from lead generation to executing upon final sales. In fact, Salesforce claims that its Salesforce Economy is expected to create 3.3 million new jobs by 2022.

Tempted? If you’re looking to jumpstart a career that requires knowledge of Salesforce, you have options. On the non-technical side, look to be certified as a Salesforce Administrator — in which case you’ll want to take a certification exam like the Certified Administrator Exam, which tests your knowledge of Salesforce admin tasks such as building reports, maintaining clean data, and adding new fields to forms. On the flip side, technical-minded folks can look to nab certification as a Salesforce Developer, in which case you should aim to ace an exam such as the Platform App Builder. Salesforce Developers handle all the backend stuff involving building testing, implementing, and maintaining Salesforce apps to keep the platform running like a well-oiled machine. Read more…

More about Salesforce, Online Learning, Mashable Shopping, Shopping Stackcommerce, and Shopping Onlinelearning


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Beyoncé and Adidas Want the New Ivy Park Partnership to Be About More Than Clothes

Photo Illustration by Sarah Rogers/The Daily Beast / Photos by Getty

Mere mortal celebrities want to sell you sneakers. Beyoncé, however, wants to give you a purpose.

On April 4, news broke that the singer and activist signed a deal with Adidas to create a “multi-layered partnership.” (“*Beyoncé signed Adidas,” one fan clarified on Twitter, in reference to her beyond-major star power.)

Along with selling sportswear, the apparel company will work with Beyoncé to “[inspire] and [empower] the next generation of creators, driving positive change in the world through sport and identifying new business opportunities.”

Read more at The Daily Beast.

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2013, 2019, 2024: Where Did You Think You’d Be By Now? Where Do You Want to Be in Five Years?

stock photo of yellow traffic sign showing one path with two arrows forking out

A little more than 5 years ago, we had a post about career plans where basically we asked everyone to look into their crystal balls and tell us where they wanted to be five years from that date (November 2013) — and I promised to revisit the post in 5 years and give everyone the option to update us. (Today I’ll be emailing everyone who originally gave me their email address and permission to email them, asking them to come back and comment as well!) If you commented on the original post — please copy and paste your original comment into this thread — and then update it. If you didn’t comment on the original post, please comment below — have the past five years gone according to plan? (If not, what derailed you or propelled you onto a different path?) Where do you want to be in the next five years (2024)? Please leave your email address and I’ll contact you if/when we do this in 2024!   

Here was the original ask, inspired by a New York Times documentary that looked up women originally profiled in a 2001 article, back when they were all junior associates at a BigLaw firm.  The more recent article/documentary looked up several of the women profiled and found that many had not accomplished their original goals, many pondering whether the gender gap had an impact on them. The thrust of the article was that women were underestimating the extent to which gender issues would affect their careers. Here was my ask of the readers, back in 2013:

I’m going to ask you guys to scroll forward in YOUR Palm Pilots* (tee hee) and tell me: where do you want/think you’ll be in five years — and in ten years? What do you think the major challenges are that you’ll encounter? How much do you think gender issues will play into your success or failure? I’d love to ask that everyone comment with an email address in the address field — I’ll keep your emails private but I’d love to be able to come back to this post in five years (or ten years, God willing) and email a few of you to see where you are, how it shook out. (This is the ambitious part!) (Of course all email addresses will be held in confidence, in keeping with The Corporette® Privacy Policy.)

I can’t wait to hear what people say (and hear how everyone’s 5-year plan went, and how their 10-year plan is going)…

For my own $ .02, this was my answer back in 2013 for my own five-year career plan:

I’m so far off the path right now that this doesn’t seem even fair to myself for me to say.  In five years, I hope I’ll still be running this site as my profession, of course; if not I have confidence that one of my many Plan Bs will work out.  I’m not sure it’s fair to call them “gender issues,” but I suppose that’s what they are — I struggle daily with life/work balance, needing to devote more time to my business, wanting to devote more time (and quality, high energy time at that) to my family — and I struggle with finding time to be the “cruise director” to our lives (e.g., planning educational, age-appropriate weekend outings and vacations, managing our financial investments as well as clothing/food purchases, making family photo albums, etc, etc).  I outsource/assign what I can to my husband, VA, or my mother (my Christmas list this year is a series of thinly veiled research projects!) but I think this “Cruise Director” Syndrome is a uniquely female goal — the goal to manage everything for your family on TOP of killing it in business.

Ooof. Yeah. So: not much has changed with my struggles — I still have not figured out life/work balance, as I’ve written about a ton over at CorporetteMoms, including things like why I’m frustrated that family dinner time bumps up against my naturally productive period of the day, why I aggressively delegate or “nope” certain motherhood tasks entirely, and in general all the ways I try to share parenting duties with my spouse. In terms of unforeseen challenges, I definitely did underestimate the effect of motherhood, and we’ve had some family issues come up over the past five years that were totally unanticipated, and without getting into private matters, I will say that the amount of energy, brain power, research, worry, and more has been a huge drain for me, to the detriment of the business; I’ve definitely felt for long periods like I’m treading water and trying not to drown in the middle of a huge ocean. That said, 2017 and 2018 were our two highest years ever for most blog stats that I track (money, traffic), so I am still hopeful that I’ll be running this blog in another five years or that the skills I’ve learned while building the blog will have useful to some other new endeavor. 

Readers, how about you — if you had answered the original question in 2013, where did you THINK you’d be by now? What got in your way or propelled you further? Looking forward to 2024, where do you want to be in terms of career, personal life, and more? What do you think are realistic five-year career goals, and what do you think are stretch goals?

Stock photo via Shutterstock / Kunal Mehta.stock photo of yellow traffic sign showing one path with two arrows forking out

* Riiiiight. Palm Pilots were an early handheld device that helped you organize notes, phone numbers, to-do lists, and more. They eventually morphed into phones. I was a little bit obsessed with them as the keeper of all my favorite lists.

 

The post 2013, 2019, 2024: Where Did You Think You’d Be By Now? Where Do You Want to Be in Five Years? appeared first on Corporette.com.

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3.29.19 Here are the benefits that employees really want; Clark Stinks

A new study details the benefits that employees really want from their employers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a “Clark Stinks” to share you can leave it here.

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The post 3.29.19 Here are the benefits that employees really want; Clark Stinks appeared first on Clark Howard.

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Former Facebook exec: ‘Zuckerberg is sitting on more data about what people want to do online than anyone else in the world’

Alex Stamos, Facebook's former chief security officer, said Zuckerberg is sitting on a whole lot of data about people's online decision making.
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Khloe Kardashian Determined To Forgive Tristan Thompson: Does She Want Him Back?

Khloe Kardashian has finally advanced into the ‘stage of acceptance’ after Jordyn Woods said she kissed Tristan Thompson on the lips. Her heart is open to forgiveness, but can the same be said about love…again?

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Hailey Bieber: People want to see me fail

OHMYGOSSIP — Hailey Bieber is sick of critics who want to see her “fail”.
The 22-year-old model – who was previously known as Hailey Baldwin – faces constant hate comments on social media from people who want to see her marriage to Justin Bieber collapse, and she has now said she doesn’t understand why anyone would wish for failure of another couple’s romance.
She said: “They just really want to see you fail, for whatever reason. I don’t know if it’s because they want to be able to say, ‘I told you so’ or because they want to be right, I don’t really know what the idea is behind trying to tear somebody’s relationship down, or person down, whatever it may be.”
And although she tries to remain optimistic, the blonde beauty can’t help but blame the “evil world” around her.
She added: “I guess it’s just kind of an evil world, at the core of it, and humanity is just struggling.”
Hailey even struggles with nasty comments from fans of her husband Justin, 25, who have become “possessive” over the ‘Sorry’ hitmaker.
She said: “The problem too is kids become possessive over people and feel like if they think they’re hurt, they feel hurt for them and they’re hurt too, or whatever it is. They just think they know these people who are famous because their life is so exposed.
“What’s really weird to me is they create scenarios in their head of what they think is happening or what they think should happen, and I’m just like, ‘This is just so dumb. It’s so dumb.’”
The beauty now ignores social media comments as much as she can, but says she “still cares to a certain extent”.
Speaking to Cosmopolitan magazine, she said: “I’ve found that I got to a place where I don’t read the comments. People can just be mean, and I feel like if you don’t want it to get to you, then don’t read it and allow it to affect your soul.
“You still care to a certain extent. You really have to train your brain to be like, ‘Okay, why do I even care? I don’t know these people, they don’t know me, they’re not a part of my life or my relationship.’”

Source: IconInsider.com
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Report: Doc Rivers was advised against joining Lakers because LeBron James doesn’t want to be coached

Doc Rivers shot down rumors of defecting to the Lakers and said he agreed to a contract extension with the Clippers. Rivers focused on why he likes coaching the Clippers. There are people in southern California right in that environment telling Doc, “You don't want do this.” And one of those reasons is simply LeBron James.

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Gabrielle Union Doesn’t Want To Be Called A “Basketball Wife”

Gabrielle Union isn’t fond of the “basketball wife” title one bit and urges fans and followers to never use that term. Reportedly, Gabrielle is working hard to expose “unconscious bias” against women who have married professional athletes.

Currently, Union is married to the NBA player, Dwayne Wade, but during a new interview, the Bad Boys alum admitted she refused to be described as a “basketball wife.” She considers the term innately sexist and as a pejorative.

Gabrielle claims the truth is, Dwayne, is a “Hollywood husband” rather than she being a “basketball wife.” Speaking with InStyle Magazine, Union spoke at length about sexism and the struggles women face in Hollywood and the entertainment industry.

Union asked why there are only terms to describe stereotypes against women and not men. She said, “there are no stereotypes or terms for men who are married to successful women.”

According to Union, she has been successful on multiple fronts for years, including on the big screen, with her fashion collection, as well as her own wine. Her memoir sold very well as well. Gabrielle said she was already fully secure before even starting her relationship with Dwayne.

Speaking with InStyle, Gabrielle said the idea that one person completes another is “BS.” An individual has to get their own first and then find the person who is good for them afterward.

Just last year, Gabrielle and Dwayne welcomed a baby girl in the world via a surrogate. The actress said she was so happy to finally have a child. Despite being “sleepless,” as she described it, she and her husband were thrilled to have their first baby girl.

In 2017, Gabrielle wrote a book called, We’re Going To Need More Wine, in which she revealed she had suffered more than eight miscarriages in her life. Union, 46, and Dwayne, 37, got married back in 2014. As Gabrielle’s fans have come to know, she has spoken honestly about her struggles as a woman, including when she was raped at knife-point as a young girl before achieving Hollywood fame.

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Want to Win March Madness? These 10 Players Could Lift Your Bracket to Office Pool Victory

Did Michigan State get a raw deal? Yeah. If the Spartans — who (along with Purdue) won the Big 10 regular season title and took the conference tournament — didn’t deserve a #1 seed, they definitely didn’t deserve a #2 seed. Especially because that puts Duke, the top overall team in the NCAA men’s basketball tournament, right in Michigan State’s Final Four path. (If seeding holds, #1 Duke and #2 Michigan State would clash in the Elite Eight.)

Meanwhile, should the selection committee have granted St. John’s, who lost in the Big East tournament quarterfinals to Marquette by a cool 32 points, the last at-large bid? With apologies to the Red Storm faithful, you can make a strong argument that no, it shouldn’t have.

All bitter gripes about the brackets, however, should last about three seconds. You can’t change anything now. So grab your pencil, print out a piece of paper and get ready make your picks. (Seriously, just to mess with the IT honcho who runs your office pool, hand him paper brackets, we’re sure he’ll love it.)

To help you along with your NCAA basketball March Madness bracket, here are 10 standout players who could carry their teams to an upset or two, if not all the way to the Final Four in Minneapolis.

Zion Williamson, Duke

Duh, I know. But even hermits have been known to fill out brackets (presumably). And just in case you’re one of those folks who only tunes into college hoops this time of year: Duke freshman Zion Williamson is simply the most freakish player in the game. “There’s never been a player on any level like Zion Williamson,” says ESPN analyst Jay Bilas.

That doesn’t mean Williamson is the best player on the planet. It’s that no one with his build — chiseled 6’7″, 284 lb. linebacker — possesses his skill set. He can jump over the backboard. And Williamson — or just plain “Zion” at this point, ala Serena, LeBron and Neymar — is incredibly fundamental: he can dribble, pass, and owns an effective shooting touch around the rim. “He’s like a mack truck,” says Bilas, “playing lead in ballet.” Let’s just hope his shoes stay intact.

#1 Duke plays the winner of the #16 North Carolina Central/#16 North Dakota State game on Friday, March 22 at 7:10 PM ET on CBS.

Fletcher Magee, Wofford

Magee — “sounds like he should be somebody’s butler,” Bilas deadpans — might be the best shooter in the country. The 6’4″ senior has hit 502 career three-pointers for Wofford, the Southern Conference champs, two shy of the NCAA D-1 record. He shoots an efficient 43% from downtown, a pretty remarkable rate for a guy who hoists an arm-tiring 11 treys a game, and 91% from the foul line.

Magee grew up studying the shot of Philadelphia 76ers guard J.J. Redick, who used to play for the Magic in Magee’s hometown of Orlando; this season, Magee passed Redick on the career NCAA three-pointer list.

#7 Wofford — of Spartanburg, South Carolina — faces #10 Seton Hall on Thursday, March 21, at around 9:40 PM ET on CBS.

Anthony Lamb, Vermont

The player of the year in the America East Conference, Lamb, a 6’6″ junior, has an unusual style in today’s basketball world, which values spreading players across the floor and jacking threes. During Vermont’s America East Conference title game win over UMBC on Saturday, Vermont would dump the ball to Lamb around the foul line, and he’d often bully his way to the basket, a testament to his strength and skill. And Lamb can shoot: he hit 1.5 threes per game this season, nearly double his per-game production from a year ago.

Besides Lamb, who averaged 21.4 points per game this season, the Catamounts feature the Duncan brothers of Evansville, Indiana: fifth year senior Ernie, junior Everett, and freshman Robin. Vermont’s the fifth team in Division 1 history with a fraternal trio on the same squad.

Catch #13 Vermont against #4 Florida St. on Thursday at 2 p.m. ET on CBS.

Miye Oni, Yale

It’s been 24 years since the NBA drafted a player from the Ivy League. Yale’s Miye Oni could end that draught. A late bloomer who had committed to a Division 3 college in high school — and was spotted by a Yale assistant coach while scouting another player — NBA scouts have made regular visits to New Haven to check out Oni’s game. The 6’6″ guard won Ivy Player of the Year honors by doing a little bit of everything; Oni averaged 17.6 points, 6.3 rebounds, and 3.5 assists per game.

#13 Yale will play #4 LSU on Thursday at 12:40 PM ET on TruTV. Both schools are involved in embarrassing scandals: LSU coach Will Wade was placed on leave after he was caught potentially violating NCAA rules on wiretap. Yale’s embroiled in the college admissions scandal, as a family allegedly paid $ 1.2 million in bribes to get a fake soccer recruit into the school. Folks made jokes on the internet.

Ja Morant, Murray St.

Zion may be the top overall pick in this June’s NBA draft. But Morant, the explosive 6’3″ point guard from Murray St., is almost certainly going top 3. A Murray State assistant coach first spotted Morant, another unheralded recruit, while stopping by a gym concession stand to grab some chips. Best snack ever: Morant’s stewardship on the Murray St. offense is now appointment TV. Morant scores 24.6 points per game on 50% shooting, which is scarily efficient for a point guard, and dishes out 10 assists per game, tops in the country.

In the first round, Morant will duel with one of the country’s other top point guards, Markus Howard of #5 Marquette, around 4:30 PM ET on Thursday on TBS. Grab some more chips for that one.

Tacko Fall, University of Central Florida

Ja Morant, Fletcher Magee — this year’s tournament fields an impressive All-Name Team. Tacko Fall’s another name you won’t forget. The 7’6″ University of Central Florida center shot 75% from the field this season, and swatted away 2.5 shots per game for the Knights, who finished 23-8. That’s right: Fall’s 7’6″, with a 10-foot, 5-inch standing reach, meaning he need not jump to dunk the basketball.

In one of the season’s sweetest moments, Fall was reunited this season with his mother, whom he hadn’t seen in the seven years since he moved to the U.S. from Senegal.

#9 UCF takes on #8 VCU on Friday at around 9:40 ET PM on CBS. The winner most likely gets Duke in the second round.

Ethan Happ, Wisconsin

Ethan Happ, the 6’10” senior center, this season became the first Big 10 player in more than 35 years to score over 2,000 career points and grab over 1,000 rebounds. Don’t discount his passing — Happ has also assisted on 37% of his teammates’ field goals while he’s on the floor, a fantastic rate for a big man.

Happ’s a bit of a throwback, the rare tall pro prospect who doesn’t jack three-pointers — he finished his career 1-16 from downtown. Still, don’t discount the damage Happ, a second team All-American, and his Badgers can inflict on their opponents these next few weeks.

First test for #5 Wisconsin is #12 Oregon, the Pac-12 tournament champions, on Friday at 4:30 ET on TBS.

Eric Paschall, Villanova

One-and-done college players like Zion, who stay in college for a year before leaving for the NBA, rightfully steal most headlines. They tend to be phenomenal. But it’s nice to see players who stick around at college, like Happ and Villanova’s Eric Paschall, get their due. Remember the Wildcats, last year’s national champs? They lost four of their top six players to the NBA this season, but thanks in large part to Paschall — the relatively undersized senior 6’8″ power forward who memorably shot 10-11 from the field against Kansas in last year’s national semifinals — the Cats still won the Big East regular season and tournament championships.

‘Nova’s not a favorite to repeat as national champions. But beware of any team with a skilled bruiser like Paschall, who’s eager to prove that he’s ready to play at the next level, no matter his height.

#6 Villanova opens up its title defense against #11 St. Mary’s on Thursday at 7:20 ET on TBS.

Rui Hachimura, Gonzaga

Hachimura, a 6’8″ junior, is a projected NBA lottery pick: he’d be the first native of Japan ever selected in the draft. As a freshman at Gonzaga, for the 2016-2017 Zags team that reached the national championship game (before falling to North Carolina), he didn’t see much action. Hachimura missed practice time with his teammates to learn English in tutoring sessions (he also picked up the language through TV shows like The Vampire Diaries).

Since then, he’s blossomed. In one of the best regular season games of the season, in Hawaii back in November, Hachimura helped show that Duke — a team that some pundits were predicting would finish with a perfect record this season — could indeed be felled. In a thrilling 89-87 win for Gonzaga, Hachimura scored 20 points, with seven rebounds, five assists, and three blocked shots. Gonzaga could face Duke again in the national semifinals.

But first, on Thursday at 7:27 ET on TruTV, the #1 ‘Zags must advance past either #16 Farleigh Dickinson or #16 Prairie View A&M, who play in the “First Four” on Tuesday night in Dayton.

De’Andre Hunter, Virginia

A financial services firm called 361 Capital on Monday released a note —titled “The Psychology of Undermining March Madness Brackets” — applying behavioral research to tournament picks. (Makes sense: the firm’s clients surely want to win their bracket pool’s prize.) As one of its “behavioral biases that can bust a bracket,” the company pointed to “the gambler’s fallacy,” a misconception that an abnormal event is less likely to occur in the future because it just happened in the past. So, 361 Capital warns, don’t feel #1-seeded Virginia is immune to another historic upset at the hands of a #16 seed, just because UMBC crushed the Cavaliers a year ago.

With all due respect to the financial outfit, throw your psychological buzzwords off the court. Virginia’s not going to fall in the first round again, because this year, the Cavaliers have De’Andre Hunter. The 6’7″ sophomore swingman from Philly missed last year’s tournament game due to an injury. But this season, Hunter has emerged as Virginia’s best NBA prospect in the school’s resurgence under coach Tony Bennett over the last decade.

Virginia will try to move on from last year’s nightmare against Gardiner-Webb on Friday, at around 3:10 PM ET on TruTV. With Hunter, a third-team All-American, on the floor, they’re more than likely to avoid another disaster. That’s no fallacy, gambler’s or otherwise.

Sports – TIME

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Why Abortion Defenders Keep Showing Up at Clinics That Want Them to Stay Away

Erin Sheridan

On a recent Wednesday, protesters gathered outside the Planned Parenthood in Madison, Wisconsin, for more than an hour; chanting, giving speeches, and occasionally raising their fists in the air. In their hands, they held a hot-pink and white banner reading, “We ❤️Abortion.”

They were members of Madison Abortion Defense, a group whose mission includes countering anti-abortion demonstrators outside clinics. The group is one of at least five similar organizations that have united to form the Movement for Abortion Defense coalition, dedicated to “opposing right-wing, anti-choice protests in the streets” and “reclaiming space and confronting antis at our clinics.”

There’s only one problem: Many of the clinics don’t want their help.

Read more at The Daily Beast.

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Which ‘Bachelorette’ Alum Would Hannah G. Want to Meet in ‘Paradise’?

Hannah Godwin may not have found love with Colton Underwood, but that doesn’t mean she’s done with searching for The One on reality TV. So, does that mean Bachelor in Paradise will be her next stop? It’s definitely an option.

“I know that, personally, I caught major feelings in this whole entire experience, so I think I’d definitely be open to catching feelings, but hopefully it would be on a two-way street situation instead of just a one-way,” Godwin, 23, told Us Weekly in an exclusive interview, adding that she’s looking for someone “who’s humble, openminded, hard-working and caring.”

If The Bachelor star does end up appearing on season 6 of the ABC hit series, she may already have her eye on someone.

Blake Horstmann: My ‘Healing Process Was Long’ After Becca Kufrin Breakup
Blake Horstmann on ‘The Bachelorette’. ABC/Paul Hebert

“I think that there’s a few really good options and I’d have to meet with them in person and see if there’s a connection,” Godwin told Us. “I don’t know. I think Blake [Horstmann]’s a cutie.”

Horstmann was the runner up on Becca Kufrin‘s season of The Bachelorette and is — lucky for Godwin — single and ready to mingle.

“I’m always interested in dating and you never know when the love of your life is going to walk into your life. So I’m definitely open to all of that,” the Colorado native, 29, told Us during JustFab’s finale viewing party on March 12, adding that while Paradise is still a few months away, it’s definitely a possibility for him. “If I’m single, I will probably be on Paradise.”

The sales rep better be ready to impress Godwin’s parents, too! The content creator admitted to Us that it was tough for her to rewatch Underwood ask her father for permission to propose, only to break up with her shortly after. However, her family couldn’t be more supportive.

“They’re the most selfless people. There’s not a selfish bone in their body and they’re just making sure that I’m OK. I’m sure for them, it was confusing because they did think that I was going to be engaged to this guy,” she said. “But they’ve just been really supportive and so loving throughout all of this, and they’ve seen my highs and they’ve seen my lows, but that’s what they’ve done my whole life. I’ve been so lucky to go through all of this with them and I think it’s made our relationship with them even stronger.”

With reporting by Emily Marcus

Us Weekly

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Hair Wars: Hollywood Actresses Want Black Hairstylists

Model Olivia Anakwe sparked and discussion on Instagram about on set hair styling; venting that hair stylists at shoots generally are clueless when it comes to working with Black hair/natural hair.

Anakwe expressed her frustration with “texture discrimination” in Hollywood after she was booked to wear cornrows during a Paris Fashion Week show but there wasn’t a hairstylist backstage with knowledge of styling textured hair, Vice reported.

Several black actors, including “Insecure’s” Natasha Rothwell, Gabrielle Union, and Yvette Nicole Brown, shared their own experiences and noted how they often bring their own hair and makeup supplies to set because stylists aren’t prepared for black actors.

“Black models are still asking for just one hairstylist on every team no matter where your team is from to care for afro hair,” wrote Anakwe.  Peep her lengthy IG post below.

View this post on Instagram

This message is to spread awareness & hopefully reach anyone in the hair field to expand their range of skills. Black models are still asking for just one hairstylist on every team no matter where your team is from to care for afro hair. I was asked to get out of an empty chair followed by having hairstylists blatantly turning their backs to me when I would walk up to them, to get my hair done. If I am asked to wear my natural hair to a show, the team should prepare the style just as they practice the look and demo for non-afro hair. I arrived backstage where they planned to do cornrows, but not one person on the team knew how to do them without admitting so. After one lady attempted and pulled my edges relentlessly, I stood up to find a model who could possibly do it. After asking two models and then the lead/only nail stylist, she was then taken away from her job to do my hair. This is not okay. This will never be okay. This needs to change. No matter how small your team is, make sure you have one person that is competent at doing afro texture hair care OR just hire a black hairstylist! Black hairstylists are required to know how to do everyone’s hair, why does the same not apply to others? It does not matter if you don’t specialize in afro hair, as a continuous learner in your field you should be open to what you have yet to accomplish; take a class. I was ignored, I was forgotten, and I felt that. Unfortunately I’m not alone, black models with afro texture hair continuously face these similar unfair and disheartening circumstances. It’s 2019, it’s time to do better. || #NaturalHair #ModelsofColor #BlackHairCare #HairCare #Message #Hair #Hairstyling #Backstage #BTS #AfroTexturedHair #Afro #POC #Braids #Message #Spreadtheword #Speak #Awareness #Growth #WorkingTogether #BlackGirlMagic #Melanin

A post shared by Olivia Anakwe (@olivia_anakwe) on

Putting their tresses in the hands of untrained hair stylists could lead to permanent hair damage, as Union pointed out.

“The pressure to just be happy they picked you & you got a job, don’t ask for the SAME things every other actor/model gets on GP,” she wrote on Twitter. “Listen, if u stay quiet, u WILL have bald spots, hair damage, look NUTS (tho they will tell u its cuuuuuuuuute).”

 

 

But using your own stylist often isn’t permitted on unionized projects and Gabby stressed that point, writing on Twitter, “getting [stylists that can do black hair] in [the union] has NEVER been easy or smooth.”

“What alot [sic] of non-industry folks don’t realize is that u can’t just use [your] normal hairstylists/barbers/makeup artists on a union job (most jobs are union) Those artists HAVE to be IN THE UNION & getting them in has NEVER been easy or smooth. Ever. Like never,” she shared.

Yahya Abdul-Mateen, who played Black Manta in “Aquaman,” shared how she has been “ignored” and “forgotten” by hairstylists and how “too often [hair stylists] begin to ‘figure it out’ the second we sit in the chair.”

Actress De’Adre Aziza summed up the convo with a tweet noting that a “[Hair stylists are] out there, Hollywood simply had to care enough to hire them.”

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Want to start your own business? These entrepreneurs will teach you how for less than $20.

TwitterFacebook

The term entrepreneur tends to evoke images of a tech bro who spends way too much time on LinkedIn, where he brags about being “CEO at Self-Employed” and writes quasi-philosophical posts about the #hustle. (See the Twitter account @StateofLinkedIn for real-life examples, if you dare.) 

That stereotype applies to a handful of self-starters, to be sure, but you probably won’t find them among Silicon Valley’s success stories. The entrepreneurs whose innovations and ideas have actually changed lives are too busy trying new things and dreaming big to spout vapid humblebrags on social media. If you somehow found a way to connect with them, you’d probably get some legitimately helpful tips on how to establish your own business.  Read more…

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Aging Americans are a big market for tech investors, who also want to track their parents

Techies are finding new uses for consumer devices to help monitor their aging parents, who are increasingly opting to live independently.
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4 Secrets Debt Relief Programs Don’t Want You to Know (Plus 3 Alternatives)

You’re 30, 60 or maybe even 180 days late on your credit card payments.

Creditors are calling, interest is building and your stress is through the roof.

Then, you see an ad for a company that can seemingly make it all go away — a company that’ll finally get you some much-needed relief from your credit card debt.

What Is a Credit Card Debt Relief Program?

Credit card debt relief isn’t an official term used in the finance industry. It’s a marketing term that debt settlement companies use to play to indebted people’s desire for relief.

The term can be interchangeable with debt forgiveness, debt settlement or debt negotiation. What differentiates debt relief programs is that they’re set up by a company that does the hard work for you.

You may have seen their ads in the mail, on TV or in sidebars while searching the internet. They promise to lower your debt burden, help you avoid bankruptcy and hold your hand every step of the way. The offer sounds really enticing.

But as with anything that sounds too good to be true, there are some strings attached. Here are four things you should know about credit card debt relief programs before you join one.

1. A Debt Relief Program Will Hurt Your Credit

The program works in four steps:

  1. You make payments to the debt settlement company that go into an FDIC-insured savings account.
  2. Once that account is at a certain amount, they will start negotiating your debt.
  3. They contact you for your approval of the negotiated settlement.
  4. They pay that settlement and move on to the next debt.

In the first three steps, your debt relief company will not be making payments on your debts. The primary goal of debt relief programs is to negotiate lower settlements. Continuing to not make payments helps them achieve that goal. But depending on how large your debts are, those steps can take years — and during that time, your credit score continues to drop.

You’ll even keep receiving calls from creditors.

2. They Can’t Guarantee Success in Negotiating Your Debt Down

If you see the word ”guarantee” anywhere in a company’s marketing materials, run for the hills. No one can guarantee any level of forgiveness when it comes to debt.

In general, debt settlement companies do have a good track record in negotiating down debt, because they have insight into a lot of different creditors and previous settlements. But every case is different, and you can’t assume someone else’s success will assure your own.

3. You’ll Have to Pay Taxes on the Forgiven Amount

Contrary to what some believe, the government has no debt relief program. In fact, if you do receive debt relief, they’d like to be compensated for it. You’ll pay taxes on your forgiven debt.

Here’s how to figure out what taxes you might owe:

Let’s say you owe $ 20,000 in credit card debt. First, someone will asses the fair market value of the assets accumulated through that debt. Due to depreciation, that value is likely to be less than $ 20,000. Let’s say it’s $ 17,000. They won’t take your stuff, but hypothetically, if the creditors came and took those assets as repayment, you’d still be $ 3,000 short.

The debt relief program then negotiates $ 5,000 off your bill. You now owe $ 15,000. Woohoo! You’ll be responsible for paying income tax — between 10% and 37%, based on your income — on the difference between the forgiveness amount and what you owed after the value assessment. In this case, $ 2,000.

And that’s just a simple example. It can be unreasonably complicated to figure out what you’ll actually owe in taxes after debt forgiveness, so it’s advisable to hire an accountant to help you with it. (Another expense you’ll have to eat.)

4. They Don’t Work for Free

While debt settlement companies that market their services are now banned from collecting fees from consumers before settling or reducing the consumers’ debt, they still don’t work for free.

Debt settlement companies will charge you on a percentage basis — usually, a portion of your total debt or of the amount forgiven.

Debt Relief Program Alternatives

If you’re ready to pay off your debt, there are alternatives to debt relief programs that can lower interest rates, eliminate fees and improve your financial picture as a whole.

1. Debt Management Plan

A debt management plan, usually offered from a credit union or nonprofit financial organization, is a voluntary program that allows you to pay funds to your credit counseling agency each month. They send those funds directly to your creditors — no savings account involved.

While debt relief programs hurt your credit score, a debt management plan can actually improve your score throughout the 30-60 month program.

You can find accredited credit counselors from the National Foundation for Credit Counseling or the Financial Counseling Association of America.

2. Debt Consolidation

Most debt relief programs won’t accept clients with less than $ 10,000 in debt. If you fall below this figure, a personal loan or balance transfer credit card might be good options for you.

Many types of credit card debt consolidation can lower your interest rate — sometimes down to 0% for up to 18 months — and help you avoid fees. But you have to be ready to commit to paying off your debt within the terms of the loan or card.

3. Do It Yourself

You don’t need a third party to negotiate and settle your debt for you. In fact, many people do it themselves.

It’s not a walk in the park, though. You have to save up money to make lump-sum payments, and it will also do bad things to your credit while you’re in negotiations.

Whatever way you choose to pay off your credit card debt, it pays to be informed on the risks and rewards associated with the different methods.

Do your due diligence and you’ll avoid being scammed on the path to freedom from debt.

Jen Smith is a staff writer at The Penny Hoarder. She and her husband paid off $ 78,000 of debt in less than two years on two less-than-average salaries. She gives money-saving and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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‘I love sex. I like to make money’: What sex workers really want

Foxxy Angel has been a sex worker in the Netherlands for 15 years and still loves what she does. However, though the profession is legal, sex workers across the country are fighting for change, matching a global sentiment for the job to recognized as just that: a job.


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Watch Exclusive ‘Isn’t It Romantic’ Clip: Don’t You Want to Dance?

Watch Exclusive 'Isn't It Romantic' Clip: Don't You Want to Dance?

Love may be a many-splendored thing for most people, but it's not all that for Natalie (Rebel Wilson) in Isn't It Romantic. After years of disappointment, she has given up on love. After accidentally knocking herself out, however, she somehow wakes up in a real-life romantic comedy. The normally unflappable Natalie is totally flummoxed by her idealized new surroundings.

Yet Natalie adapts quickly, as we can see in our joyful, exclusive clip from the film. In this musical karaoke…

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Pediatrician: How I partnered with parents who didn’t want to vaccinate

Vaccinating, like all parenting decisions, is one that is made from a place of love and caring. A parent who chooses to vaccinate has their child’s best interest at heart, as does a parent who chooses not to vaccinate.


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Dear Penny: I Want to Help My Elderly Parents by Buying Their House

This sounds like a super generous move. After so many years of turning to your parents for care and advice, this is, for many, the dream: to be able to return the favor. But caring for your parents in this way can have a lot of complications.

I called in help from two experts: financial adviser Stephanie McCullough, and financial adviser Andy Wang, who also hosts the “Inspired Money” podcast.

First: Can you afford to take on another mortgage in addition to your own? It’s worth spending the money to discuss the long-term impact of this move with a tax professional and an attorney, Wang advised.

McCullough took her warning even further. “If I were your financial planner, I’d be advising you to look out for yourself and your husband,” she wrote in an email.

Consider your upcoming retirement. What will happen when the paychecks stop and you have to start living on your savings? Look carefully at your cash flow and imagine what would happen if you or your husband lost your job, or became disabled prior to your target retirement date, she recommended.

Two technical matters Wang said to check on before moving forward: whether the loan is assumable, meaning you could take over mortgage payments by assuming the loan; and whether the loan has a “due on sale” clause that would require the loan balance to be paid upon transfer of property. The former might provide an alternative option for you, while the latter could lead you to pause on your plan to buy.

If there’s a reason you want to own the house beyond your parents’ tenure there — maybe it’s been in your family for some time — you’ll need to plan for that future, McCullough said. Unless you plan to eventually live there yourself, keep in mind that managing a rental from far away can be stressful.

Wang brought up one more “what-if”: the possibility that your parents could outlive you. “You’d also need contingency plans in case something were to happen to you to ensure your parents may continue to reside there,” Wang said.

What’s your real motivation here: to keep the house in your family, or provide financial stability for your parents? If it’s the latter, it may be worth thinking about alternative options to support them while ensuring your own long-term financial security.

Have a tricky money question? Write to Dear Penny and you might see your question answered in an upcoming column.

Lisa Rowan is senior writer at The Penny Hoarder, and the voice behind Dear Penny.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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4 Trends You Won’t Want To Miss in 2019

What’s better than feeling good at home and looking forward to relaxing after a hard work day? Every year, new trends emerge, and while not every trend will be for you, they give you an look at the direction that design is heading and new ideas to inspire your own space for a modern look.

Design is constantly evolving and growing so the elements that were in last year will not necessarily be totally out in 2019. Although some trends run out of steam quickly, others will remain anchored in our design conscious for many years to come and become classics in their own right, like all white kitchens for example! If you’re looking for fresh ways to update your decor, here are some of the design features that are popular for 2019.

Biophilia

Green is definitely trendy! Nature represents a soothing solution for the current social ills and we will maximize that soothing feeling with the use of plants, especially those that are exotic. Their bright green glow gives our homes a soothing ambiance, creating a refuge from the invasive technologies we face every day.

Sustainability

Photo Source: Formica

In recent years, we have become more aware of our environmental
footprint and are trying to reduce it as much as we can. By opting for local or
recycled materials, it is possible to decorate and renovate in a sustainable
way. On the market, there is an incredible range of greener kitchen countertops
made from recycled materials such as high-pressure
laminate
and composite paper surface. In addition to encouraging
conservation and sustainable ecological design, these options are made from at
least 10% recycled paper and come from an FSC certified source.

There are now hundreds of models with different colors and finishes available. They are very elegant and easy to maintain; the material offers an affordable alternative to marble and tends to keep its luster longer as well.

India Modern

Photo Source: Mobilia

When we think of India, we think the many bright colors and ornamentation associated with traditional Indian clothing. In India Modern design, white is in the spotlight, and it is highlighted with contrasts such as plants and furniture in bright or dark colors. Gold and marble are also in the foreground, while they bring a touch of elegance to the refined decorations.

In 2019, we dare to incorporate saturated colors. We continue to move towards sophisticated but contrasted looks, with white decorations and colorful touches. The base always remains white, such as walls and even furniture, but we opt for colorful accents on unusual elements, such as accent chairs and carpets. We also introduce carved wood elements as well as intricate weaved textures and colored marble to give the design presence and solidity. The goal is not complete harmonized but rather beauty found through elements that are not necessarily arranged with an eccentric touch.

Updated Art Deco

Photo Source: Houzz

One trend that continues to make a comeback in 2019 is Updated Art Deco, inspired by the 1920s where luxury and purity are omnipresent. Inspired by the Gatbsy years, Updated Art Deco mixes antiques with modern pieces, luxurious finishes in velvet and rich, deep colors. The walls are dressed with works of art and finishes show a nod towards noble materials such as hardwood, marble and brass.

Although classical Art Deco is quite geometrical, Updated Art Deco is more of an invitation to get inspired by style. While geometric patterns are still part of the design scheme, the focus is on luxury and glam.

The post 4 Trends You Won’t Want To Miss in 2019 appeared first on Home Trends Magazine.

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Ban government shutdowns? Some Republicans and Democrats want to make it the law

Lawmakers have introduced several proposals that would stop another shutdown if government funding lapses.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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What Women Want in Kigali (and Beyond)

In April 2018, hundreds of partners joined forces to launch What Women Want, a global campaign to hear directly from one million women and girls about their top request for quality reproductive and maternal healthcare services. Through an exclusive blog series, Ms. is sharing their demands and their stories. 

“Strategic, targeted, deliberated male involvement.” That’s what Priscilla Nabatanzi from Uganda wants to see in the fight for comprehensive reproductive and maternal health care.

“Beyond inviting them to meetings,” she continued, “men need to learn to appreciate the importance of family planning, then advocate for the services.”

Hundreds of women and girls like Nabatanzi visited the What Women Want booth at the 2018 International Conference on Family Planning (ICFP) in Kigali, Rwanda, staffed by White Ribbon Alliance (WRA), to make their own demands for expanding and improving family planning around the world. 

In line with the conference theme—investing for a lifetime of returnsWRA and partners are investing in hearing from one million women and girls from all over the world about what they need and want to see in their communities when it comes to quality reproductive and maternal health care as part of the What Women Want campaign. (Men can’t take the survey, but they can still participate in the campaign.) 

#WhatWomenWant @ICFP2018

White Ribbon Alliance's Faridah Luyiga is at the #ICFP2018 in Kigali, Rwanda. In this video, she shares how the #WhatWomenWant campaign can be leveraged to improve the health of women and girls, including #FamilyPlanning. #ICFPYouth The White Ribbon Alliance #Pleasure @ICFP2018. Learn more about the campaign on: Whatwomenwant.org

Posted by What Women Want: Demands for Quality Healthcare for Women & Girls on Wednesday, November 14, 2018

Kalkidan Lakew, a 26-year-old from Ethiopia, wants “contraceptive methods with less or no side effects”—a request that stems from the many side effects women and girls experience while using contraceptives, particularly prolonged bleeding that she says has left marriages broken. 

Women in Lakew’s community sometimes do not use contraception because they fear these and other side effects, and women continue to get pregnant even when they would like to stop or space out their pregnancies. It’s a complex issue of gender equality that will take many approaches to rectify.

“A woman may lose her marriage because of the side effects,” Lakew explained, “which a man may not understand.” And when a couple breaks up, it’s hard for the woman to be accepted.

43-year-old Puspa Rami from Bangladesh had a more concise demand: “No more teenage pregnancy.” 

Sunshine, a 20-year-old from Rwanda, asked for information: “Educate girls and boys about family planning in order to protect their bodies.” 

The What Women Want initiative has already collected half of the one million responses from around the world that we seek, and in the process we’re generating the evidence needed to create a detailed advocacy agenda that responds to the needs of women and girls—defined by women and girls. The results will be shared at the Women Deliver Conference this year in Vancouver, Canada. 

22-year-old Sarah Nanthoka from Malawi, who has seen many of the women at her university suffer from infections and pain after unsafe abortions, said she wants access to safe abortion care. “How long,” she asked, “do my friends have to wait for safe abortion services before they die?”

With the support of a global community of voices calling for quality family planning, the hope is that Nanthoka and her friends won’t have to wait much longer to get what they want—and need—to access the care they deserve.

Learn more about the What Women Want campaign on at whatwomenwant.org. Read more about the International Conference on Family Planning 2018 here.

Winfred Ongom and Mark Muganga Kasiita are WRA Citizen Journalists based in Uganda.

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The post What Women Want in Kigali (and Beyond) appeared first on Ms. Magazine Blog.

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71% of Us Want to Do This in 2019. One Company Will Pay Us to Achieve It

What are your hopes and dreams this year?

Diet or eat healthier? Exercise more? Lose weight?

Wow, it’s almost like I’m reading your mind.

That’s because those were the top three goals for 2019, according to a survey of 2,000 people published by Inc. It found that 71% of us want to diet or eat healthier; 65% of us want to exercise more and 54% of us want to lose weight.

Unfortunately, Inc. also reports that only about 8% of us will stick to our resolutions… Fortunately? There are tools out there to help you reach success — like wellness company HealthyWage.

HealthyWage will pay you up to $ 10,000 when you hit your health and weight-loss goals.

Here’s how it works:

  1. Read our full HealthyWage review, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $ 20 to $ 500 a month.

It sounds too good to be true, right? We’ve chatted with a number people who shared their success stories, including these four women who won a collective $ 10,495.28 from HealthyWage.

Hey, you just might finally be able to achieve your resolutions this year!

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. She always need motivation to get off the couch.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Voters want to end the government shutdown — and more of them think Trump should compromise

As the White House and Congress fail to find a solution to end the government shutdown, surveys suggest Americans seek an end to the stalemate — and largely blame Trump for it.
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Watch Exclusive ‘What Men Want’ Clip: Stop Doing That

Watch Exclusive 'What Men Want' Clip: Stop Doing That

Who doesn't harbor a fantasy about being able to hear what other people are thinking? Constantly undercut by men in her field, sports agent Ali Davis (Taraji P. Henson) must seek out any advantage she can find. But when she develops the mysterious ability to hear men think, she is perplexed at first. Is this truly a good thing for her and her career?

In our exclusive clip from What Men Want, we get a glimpse of Ali's unease, as she hears what her assistant Brandon (Josh Brener)…

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Next 3 Surprising Comedies: ‘What Men Want,’ ‘Isn’t It Romantic,’ ‘Tyler Perry’s A Madea Family Funeral’

Next 3 Surprising Comedies: 'What Men Want,' 'Isn't It Romantic,' 'Tyler Perry's A Madea Family Funeral'

Bryan Cranston and Kevin Hart star in The Upside (above), which opened in theaters everywhere over the weekend. In the comedy, Cranston plays a disabled man who is wealthy, yet unhappy. Hart portrays a poor man on parole who desperately needs a job, yet displays a great sense of humor. The two wind up together and soon embrace the idea that they each have something to offer the other. Nicole Kidman also stars.

The idea of two unlikely, mismatched people being forced together has often…

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The sweater you don’t like is a trillion-dollar problem for retailers. These companies want to fix it

"Shoppers return 5 to 10 percent of what they purchase in store but 15 to 40 percent of what they buy online," David Sobie, co-founder and CEO of Happy Returns tells CNBC.
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4 Ways to Deal if You Want to Be Debt-Free but Your Partner Keeps Spending

When you get married or combine finances with someone, you may think that tackling debt will be easier than doing it on your own.

Then you find out your partner has no intention of paying off debt or being involved with finances.

Cool.

But if this is you, don’t worry. Just because the love of your life isn’t driven to get rid of debt right now, it doesn’t mean they never will be.

I admit that I wasn’t on board with paying off debt when my then-fiance “suggested” it to me.

I came from a background where we always had money to pay the bills but never enough for anything else. So when I was finally making my own money, I wanted to use it to live, not to pay my $ 52,000 of student loan debt.

But many people overcome their aversions to paying off debt and end up being just as motivated as their significant other.

Here are some tips for bridging that gap.

4 Strategies for When Your Partner Doesn’t Care About Being Debt-Free

These tips may not speed up the journey, but they are the best way to get to freedom from debt if you don’t want to sleep on the couch the whole way.

1. Slow Down and Rethink Your Approach

If the fact that your partner doesn’t want to think about finances frustrates you, sit down, take a deep breath and think about why.

A lot of people have negative emotions and experiences tied to money.

Talking about finances can be a trigger for someone whose parents fought about money. If someone never had enough money for small pleasures growing up, they might go into defense mode if you tell them you want to stop spending money and sell their stuff.

And the thought of debt itself can be a heavy mental burden, especially when life is throwing more problems into the mix. It takes time, persistence and understanding to find out what the root of your partner’s hesitation is and how to work through it.

2. Talk About the Future

Couple holding hands

My husband knows that I’m a goal-driven person, so he asked me what my goals for the future were. He got me thinking about how freedom from debt could help me achieve my goals faster.

Make sure your partner’s goals and wants are heard. Share your own wants, and talk about how your goals and your partner’s goals can work together. Your partner may not have concrete goals right now, but they surely have something they want. Maybe they want to travel, buy a boat, stay at home with kids or pursue a passion.

Anything they want to do in the future is going to have a financial component. And once you’ve identified it, you’ll be able to sit down and talk about that. But as with the first recommendation, take it slowly.

3. Plan a Road Trip

If your partner will no longer listen to you about finances, don’t force it.

They still need to hear it, just not from you. That’s where podcasts and audiobooks can come in for the assist. And there’s no better way to have your partner’s uninterrupted ear than playing them in the car.

That’s how Budgets Made Easy creator Ashley Patrick was able to get her husband on board.

“I attempted budget meetings, but he wasn’t interested,” Ashley said. “He was content letting me handle it all. The biggest thing that fully got him on board was playing Dave Ramsey podcasts in the car. Especially when I did it on a long road trip. Hours of Dave Ramsey helped change his mindset.”

She and her husband paid off $ 45,000 in 17 months, and Ashley now provides financial coaching through Dave Ramsey’s Ramsey Solutions.

4. Be an Example They’ll Want to Follow

While you’re waiting for your partner to join the team, make sure they know what the game looks like.

You can continue to budget, pay off debt and be wise with your spending even if your partner isn’t. Sometimes they just need to see that it can be done.

As you do this, take into consideration what they value and want. Maybe you think Topgolf is a waste of money, but your husband loves going once a month. Put it in the budget to show him that the process is only as restrictive as you make it.

At the end of the day, being debt-free isn’t the goal: having financial freedom is. And if you want your partner to be part of that, it might take some patience and perseverance. But it’s worth it — not just financially — to get on the same page and head in the same direction with your goals.

Jen Smith is a staff writer at The Penny Hoarder. She was reluctant at first, but once she got on board, she and her husband paid off $ 78,000 of debt in two years. See more of her story and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Want to Start a Side Hustle? These 10 Tips Will Help Set You Up for Success

Side hustles can be a great way to supplement your income or satisfy your entrepreneurial spirit. Who knows — having one might someday lead to a more fulfilling job opportunity.

Experienced side hustlers will tell you there’s a lot you can do in the beginning to build a solid foundation for your gig. So if you’re thinking about taking on a new venture, here are 10 tips on how to start a side hustle that will help you avoid future headaches.

Find Out How Much Side Hustle Time You Have Available

McKinzie Bean, creator of the

When juggling a day job and starting a side hustle, time is precious. McKinzie Bean is the operator of Moms Make Cents, a website aimed at helping moms build their own businesses.

She advises people to document their normal routines for one week before starting their side gig so they can see how much time during the evenings and weekends they spend doing things like cooking dinner, watching Netflix, doing chores, etc. Bean recommends using time tracking smartphone apps like Toggl when offline and Google Chrome extensions to monitor time spent on the internet.

You can see how much time you really have for a side hustle once you cut unproductive activities from your schedule.

“In your first year, you do have to dedicate a lot of time to your side hustle,” Bean says. “Just see which pieces you’re willing to give up because it is going to take some sacrifice to get to that point where your business is growing.”

Research if the Side Gig Is Worth Doing

Now that you know how much free time you have available, consider whether it’s feasible to add a side gig on top of a regular job.

Alex Tran is a full-time digital marketing strategist who operates five separate side hustles, including teaching yoga and reviewing activewear.  She recommends searching Google and YouTube to see if there’s a need for your side hustle and to determine how time-consuming it can be. During your research, see if other people are doing something similar and ask if they are willing to offer their advice.

“Say, ‘Hey, I work full time right now, but is it possible that I could just do this maybe six hours a week?’” she advises. If they respond, they may tell you how much of a financial and time commitment it will be to get your business off the ground.

Find Out Whether You Need to Inform Your Current Employer

One thing to consider before starting a side hustle is determining whether the gig will interfere with your day job. Every company is different, and some may have strict guidelines on what employees can do outside of work, Bean warns.

Do yourself a favor and dust off the employee handbook to see if there are any rules against side jobs. The last thing you need is to lose your primary source of income because you forgot to tell your boss about your budding side gig.

Set Some Office Hours

When Bean and her husband started working on their website 2 1/2 years ago, they set a schedule to keep them on track during the evenings. For example, she’d work for an hour on the site after her husband got home, then he’d take over after dinner. She says having a schedule in place was critical for them.

Also included in their schedule was at least one social or family activity per week to avoid burnout. “There was always one piece in the week that we could look forward to,” Bean says. “A few hours where we could recharge and be rejuvenated.”

Open Separate Business Accounts

Trish McDermott poses with baby gear in front of the trunk of her car

It’s never too early to start thinking about tax season. Trish McDermott is a longtime side hustler and co-founder of BabyQuip, a baby gear rental service for traveling parents. She tells people to open a bank account and credit card dedicated solely for their business.

Doing this provides you with a true-to-life snapshot of the financial results of your side hustle. “That snapshot is really difficult to see if you’re commingling your personal transactions with your side hustle,” she says.

By having all your side hustle income and expenses in one place, you can see trends and other relevant information to improve your business. Plus, she says, your accountant will appreciate it when it’s tax time.

Develop an Organization System for Your Paperwork

Instead of throwing all your receipts into a shoebox, consider setting up a digital filing system. “As a side hustler, you have to maximize your time,” Bean says.

Most of her receipts and invoices are sent via email because she runs an online business. To save time, Bean uses free basic automation software, such as If This Then That (IFTTT), to automatically save her receipts into a Google Drive folder.

For physical receipts, she takes photo backups using the smartphone app CamScanner. That way everything is saved on her phone or computer, ready to go for tax season.

Design Templates to Work Smarter

Tran encourages people to set up a task workflow in the early days of their side gig. For example, if your side business is in copywriting or involves creating a lot of documents, she encourages people to design templates.

“Have a system down so you can streamline it when you start to scale your business.” These templates can have the basic format laid out so all you need to do is change out the unique details. That way, you’re not starting from scratch on every project.  

Find Industry-Specific Groups

McDermott says there are many industry-specific groups and communities available on social media for side hustlers. In these LinkedIn and Facebook groups, you can learn from other professionals working in your field as they share advice. McDermott recently discovered a Facebook group for freelance social media managers and was blown away by the information and resources they were sharing among themselves.

“Those kind of connections nowadays are so easy to find, and so fruitful,” she says.

Create a Productive Home Environment

Your home office needs to have minimal distractions. Two ways to ensure this include following a set work schedule and having everything you need in the office, McDermott says.

By following the same work schedule, your family, neighbors and others know not to bother you during designated times. Plus, if you have everything you need at your disposal, you don’t need to leave the room.

“Having the tools you need to do your work available in the space you’re doing it prevents you from wandering around the house and deciding that you should start the dishwasher,” she says.

Don’t Wait for Perfection — Just Go For It!

Whether it’s posting on social media, launching a website or starting a company, McDermott encourages aspiring side hustlers and entrepreneurs not to get paralyzed by perfection, which can get in the way of execution. Her outlook is to do it the best you can and fix what doesn’t work as you progress.

“There’s no company on the face of the planet that has gotten it all right all the time,” she says.

In her opinion, the rewards are more significant for entrepreneurs who take risks and are willing to bring their energy and passion to whatever they do.

“You just can’t wait around to be perfect,” she says. “Someone else will take the idea and run [with it]. Just go!”

Matt Reinstetle is a staff writer at The Penny Hoarder. He covers side hustles and the gig economy. If you have a side gig story idea, message him on Twitter @MattReinstetle.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Ravens want John Harbaugh back as sides continue contract talks

The Ravens and head coach John Harbaugh are continuing contract discussions, and all indications are that Baltimore wants him back, league sources told ESPN. But when the Ravens kicked off Sunday’s AFC wild-card game against the Chargers, no deal had been agreed to — and it will leave open the possibility that any of the eight NFL teams with head-coaching vacancies still could reach out to Baltimore to inquire about Harbaugh’s availability. In fact, two NFL teams with current head-coaching openings are strongly considering that possibility, according to a league source. But Baltimore has not given any indication it is willing to part ways with Harbaugh. The Ravens still are determined to try to work out a new deal this offseason for Harbaugh, whether that’s in a week or a month. If the sides can’t get a deal done, Harbaugh would enter the last year of his contract and then be on track to be a coaching free agent at this time next…
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‘You Want Me Back’: Kevin Spacey Releases Bizarre Video After Being Charged With Sexual Assault

via Youtube

Actor Kevin Spacey is facing a felony sexual assault charge for an alleged attack on a teenager at a Nantucket bar, prosecutors confirmed on Monday.

The former “House of Cards” star did not issue an immediate comment on the legal development but did put out a bizarre YouTube video in which, assuming the character of Frank Underwood from the hit Netflix series, he declares: “You want me back.”

Spacey, a two-time Oscar winner, was accused of a range of misconduct, including sexual assault, in the early days of the #MeToo movement—which cost him his Netflix gig. He has repeatedly denied criminal wrongdoing.

Read more at The Daily Beast.

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‘You Want Me Back’: Kevin Spacey Releases Bizarre Video After Being Charged With Sexual Assault

via Youtube

Actor Kevin Spacey is facing a felony sexual assault charge for an alleged attack on a teenager at a Nantucket bar, prosecutors confirmed on Monday.

The former “House of Cards” star did not issue an immediate comment on the legal development but did put out a bizarre YouTube video in which, assuming the character of Frank Underwood from the hit Netflix series, he declares: “You want me back.”

Spacey, a two-time Oscar winner, was accused of a range of misconduct, including sexual assault, in the early days of the #MeToo movement—which cost him his Netflix gig. He has repeatedly denied criminal wrongdoing.

Read more at The Daily Beast.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump On The Wall: ‘Whatever You Want To Call It, It’s All The Same.’ | Meet The Press | NBC News

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Want to Quit Your Job? Here’s What You’d Have to Do to Make $73,480/Year

Something’s bubbling up inside you. No, it’s not from your fifth cup of coffee. It’s anger, frustration or maybe just extreme boredom.

You’re dying to do something else, to escape the grips of management, to pursue your passion.

But you also need an income.

Deciding to quit your job is no willy-nilly decision, but it’s important to know you have options. There are ways out.

Here’s What You Could Do to Make $ 75,988/Year

We’ve talked to dozens of people who’ve quit their jobs to pursue their passions, set their own schedules and carve out a lifestyle they’ve always dreamed of.

No, it’s not always easy (usually it’s not), but there are ways to replace your salary.

To show you it’s possible, here are five ways real people have earned substantial money through side gigs.

If you were to do them all, you could potentially bank an extra $ 75,988 a year.

1. Watch Videos Online for an Extra $ 2,700/Year

It might sound too good to be true, but InboxDollars will actually pay you to watch videos. We’re talkin’ movie previews, celebrity gossip, cooking tutorials and brief news segments.

We interviewed Sarah Houston, a college student who easily made an extra $ 600 through the site in about three years — averaging $ 200 a year. If you really dedicate yourself, though, InboxDollars says you can make up to $ 225 a month, or $ 2,700 a year, watching these segments.

I mean, no, they’re not as enthralling as the latest Netflix hit, but earning money through InboxDollars is simple and mindless enough!

2. List Your Backyard Tent for an Extra $ 8,280/Year

tent in the backyard

Have a spare room? Or even a backyard tent? Try to earn some money by listing it on Airbnb.

Yep! We found a guy who earned $ 46 a night listing a backyard tent on Airbnb. Renting it out for half the month for a full year could earn him $ 8,280.

Get started with some of these basic tips:

  • Make your space available during high-demand times in your area. Think: concerts, conventions and sporting events.
  • Be a good host, and stock your place with the toiletries you’d expect at a hotel — toilet paper, soap and towels.
  • Be personable. A lot of travelers turn to Airbnb for the personal touch they won’t find at commercial properties.

Use the Airbnb calculator to find out how much you could potentially make by listing your spare room, couch or that backyard tent.

(Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

3. Take the Dogs out for a Walk for an Extra $ 12,000/Year

man walking dog in the city

If you love hanging out with dogs, Rover might be your perfect gig.

The online network connects dog walkers and sitters to local dog owners through its 4.9-star-rated app, so you don’t have to staple flyers on every utility pole across town.

Rover says sitters can earn as much as $ 1,000 a month. One stay-at-home mom wrote about how she makes $ 6,000 just working when she wants and is available.

Rover dog-sitter requirements vary by location. In general, you must:

  • Be 18 years or older.
  • Pass a background check.
  • Have access to the Rover app (iOS or Android).

Here’s how it works: You’ll create an online sitter profile where you’ll answer questions about your experience with puppers and your schedule availability.

You can choose to offer a variety of services, including dog walking, overnight boarding at your home or theirs, and daycare. Boarding is the app’s most popular service, so offering it can get you more gigs. You set your own rates. (Rover keeps a small percentage as a service fee.)

Dog owners will reach out to you. Accept which gigs you want, then start snugglin’ pups. As soon as you complete a service, you’ll be paid within two days.

4. Create Your Own Online Business for an Extra $ 50,000/Year

Do you have a passion? Whether it’s crunching numbers, lines of code, writing or designing, you can strike up an online business and work for yourself — when you want and from where you want.

Meet Daniel Honan, a former military officer who decided to start his own bookkeeping business. He took an online course, Bookkeeper Business Launch, which walked him through the entire start-up process.

When we interviewed Honan, he was on track to make $ 50,000 in his first year of business.

This isn’t unheard of in other industries either. Jamie Cattanach is another great example. She quit her full-time job as a writer and started freelancing full time. In her first year of business, she raked in $ 50,000 — that was more than her full-time salary.

5. Get Cash Back on Your Purchases for an Extra $ 500/Year

Kathleen Garvin, outreach strategist and editor at TPH, checks out Paribus on her phone. By using Paribus, she's received about in refunds.

All right, so there’s no guarantee you’re going to make money with this free tool, but it’s worth a try, especially if you stock up on items online.

That’s what single mom Aimee B. does. In the past two years, she’s recouped $ 1,000 while shopping online.

Her secret weapon is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

“My time is worth a lot,” Aimee says. “An hour of my time saved is absolutely worth its weight in gold.”

Or, at least, $ 1,000 back in her bank account.

Disclosure: Paribus compensates us when you sign up using the links we provide.

Bonus: Hit the $ 10,000 Jackpot

It’s everyone’s dream to hit the lottery, right? Never work a day in your life again.

We’re not going to suggest you go out and invest in lottery tickets. Instead, play free scratch-off tickets through an app called Lucktastic.

Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $ 1 to $ 10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl’s, Sephora and more.

And, yes, you can actually win money. We interviewed Oniel Campbell, a single dad who won $ 5,000 through Lucktastic, which he planned to use toward a down payment on a home.

The app is supported by advertising, which allows it to keep the payouts high and the games free. For more info, check out our full review.

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Want to Make Bank After College? Don’t Pick One of These 11 Majors

We’ve already looked at the best college majors for all you undeclared freshmen out there. But what about the worst?

OK, so there’s really no such thing as “the worst” college major, and I have nothing against following your dreams. But six months after you graduate when that first student loan payment is due, you might feel a tinge of regret if you picked that major your parents scoffed at.

So, we looked at the median salaries for workers under 30 for 172 of the most common degrees to find the worst college major in terms of annual pay. We also considered how this pay has changed since 2013 to find majors that are getting even worse in terms of pay for recent graduates.

Pick one of these 11 majors at your own risk…

The 11 Worst College Majors for Recent Graduates

For this analysis, we dug into census data from 2017 and 2013 to find the college majors with the worst annual pay for recent graduates and the majors that have seen the biggest drop in median earnings over the past four years.

To make sure we were keeping everything consistent, we excluded folks with graduate degrees (that means you might still be able to make bank with one of these majors; it might just take an advanced degree). We also only included full-time, year-round workers.

We then looked at the jobs that the greatest percentage of graduates currently have, according to the American Community Survey. That way you get an idea of what types of occupations these graduates gravitate toward.

Still, you’ll see a lot of these degrees are what I would call “passion majors,” and our earnings data doesn’t include any side gig income that, say, a designer might make by selling T-shirt prints. Also, as you’ll see, a low-paying major isn’t necessarily a bad one — there are teachers, nurses, and social workers who are very important to our country with these degrees.

Here they are, arranged by median salary:

1. Industrial and organizational psychology

Median salary: $ 26,000

Change in earnings: -28%

A whopping 33% of those with a degree in industrial and organizational psychology are employed as a human resource worker. It makes sense, since this degree is pretty specialized for that field of work.

Graduates also became secretaries or administrative assistants, medical assistants or social service managers.

2. Composition and rhetoric

Woman writes in a notebook

Median salary: $ 30,000

Change in earnings: -22.7%

The greatest percentage of those who majored in composition and rhetoric do end up as writers, authors or editors (which likely explains the low pay ¯_(ツ)_/¯).

Other graduates include customer service representatives, retail supervisors and receptionists or information clerks.

3. Humanities

Median salary: $ 30,000

Change in earnings: -7.2%

This is a pretty general degree, and many graduates, around 10%, end up as elementary or middle school teachers right after college.

Teacher’s assistants and marketing or sales managers are also among the most common occupations for recently-graduated humanities majors.

4. Zoology

Median salary: $ 31,000

Change in earnings: -4.2%

I came really close to majoring in zoology before settling on music, and finally economics. Here’s why: More than 10% of all graduates currently work as veterinary assistants or take care of lab animals. Awww.

And nearly one-in-10 of all graduates are currently employed as “nonfarm animal caretakers.” Basically, zoo workers or those who work at aquariums.

5. Studio arts

Picture of woman painting a mural

Median salary: $ 34,000

Change in earnings: -11.4%

This was a tough list, emotionally, to put together. And it’s because of majors like studio arts. I lived and worked with artists all through college, so I know the passion that a degree in this field requires — but the pay just isn’t there for young graduates.

Roughly 13% of these grads end up as designers. Others end up as auditors, miscellaneous managers or retail supervisors. (Obviously, this doesn’t include side gigs these folks may run, like an Etsy store.

6. Linguistics

Median salary: $ 35,000

Change in earnings: -27.9%

Oddly enough, the largest percentage of young graduates with a linguistics degree actually end up as accountants or auditors. And the logic behind understanding the syntax of language also makes software development a popular field.

But, the majority are spread across other, low paying careers like paralegals or manufacturing sales representatives.

7. Music

Female Musiciasn Creating Music

Median salary: $ 36,000

Change in earnings: -4.6%

If I had remained a music major, I would have had a rough time financially right after graduating — and that’s coming from a journalist. I still play drums in my spare time and once taught percussion as a side gig, but I do think I ultimately made the right choice.

About 8% of new graduates start their careers as singers or musicians. The next most common occupations are miscellaneous managers, elementary or middle school teachers and waitress or waitresses.

8. Liberal arts

Median salary: $ 36,000

Change in earnings: -4.6%

Here’s another really general major that doesn’t pay off in the short term for new graduates. But that’s not to say it’s an unimportant or unnecessary degree — many graduates (around 10%) start out as elementary, middle or school teachers.

Others end up as customer service representatives, retail supervisors or teacher’s assistants.

9. General social sciences

Median salary: $ 36,000

Change in earnings: -4.6%

This is another general degree in which the greatest percentage of graduates end up as elementary or middle school teachers. And, in another instance of a low-paying major making a high impact, many other recent college graduates became social workers.

Those with this major also start out as retail salespeople, customer service representatives or office clerks.

10. Nutrition sciences

Median salary: $ 37,000

Change in earnings: -3.6%

More than one-in-six recent nutrition science graduates end up as dietitians or nutritionists, a nod to how specialized this degree is. But graduates are also employed as secretaries or administrative assistants, retail salespeople and personal care aides.

11. History

A man reads a book

Median salary: $ 38,000

Change in earnings: -2.1%

A plurality of history majors become elementary or middle school teachers, while the next big chunk become retail supervisors. Other recent graduates include customer service representatives, miscellaneous managers and secretaries or administrative assistants.

What if I Already Graduated With One of the Worst College Majors?

Don’t despair if you happen to have just graduated with one of these degrees. Personally, I wish I had majored in zoology rather than economics — I think I would be down to trade days of playing with numbers for days playing with red pandas.

But as you can see, these majors might make it difficult to pay back your student loans solely on your income in your first years in the workforce.

No-spend weeks might not make a huge dent in student loan debt, but they will help you be more conscious of frivolous spending.

It might not be the most popular option, but you could always move back in with your parents. Even something as simple as bringing your lunch to work four days a week can help pay down student loan debt.

Still, if you do happen to be a college freshman or high school senior reading this, you might want to check out this list instead — before you register for classes next semester.

Alex Mahadevan is a data journalist at The Penny Hoarder.  He was a music major for exactly two semesters in college.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Black Eyed Peas ft. Nas “Back 2 HipHop,” Lil Jon ft. Kool-Aid Man “All I Really Want For Christmas” & More | Daily Visuals 12.18.18

'Black Panther' - European Premiere - VIP Arrivals

Source: David M. Benett / Getty

Last week Nas and Swizz Beatz linked up for a mesmerizing visual in “Echo” and today the Queensbridge king returns to assist The Black Eyed Peas on one of their tracks.

In the CGI backed visuals to “BACK 2 HIPHOP” the three man group don old school Hip-Hop clothes and gold while Nas’s verse features a rapping sphinx a la I Am…’s album cover. Pretty clever way to include Nas in the video.

Lil Jon meanwhile comes out of hiding and links up with Kool-Aid Man to get in the Christmas spirit in the clip to “All I Really Want For Christmas.” Whose idea was this?!

Check out the rest of today’s drops including work from YBN Nahmir featuring Wiz Khalifa, O.T. Genasis, and more.

THE BLACK EYED PEAS FT. NAS – “BACK 2 HIPHOP”

LIL JON FT. KOOL-AID MAN – “ALL I REALLY WANT FOR CHRISTMAS”

YBN NAHMIR FT. WIZ KHALIFA – “CAKE”

O.T. GENASIS – “BAE”

DIZZY WRIGHT – “DON’T TELL ME IT CAN’T BE DONE”

SURVE FT. TINMAN3K – “FOUND MY WAY”

12HONCHO – “DEPRESSED”

CUZ LIGHTYEAR – “BACC ON MY BS”

YOUNG FRESH – “BREAKING MY HEART”

The Latest Hip-Hop News, Music and Media | Hip-Hop Wired

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7 Mistakes to Avoid Now If You Ever Want to Retire (and What to Do Instead)

Picture this: You’ve finally retired, and now you are sailing in the Gulf of Mexico on your boat with your closest friends and loved ones. The water is blue, the breeze tickles your nose with salt and the cool drink in your hand is perfect.

Or maybe your retirement dream is built around a cabin in the mountains, travel to exotic places or just a whole lot of golf. But what if you lose your focus?

We spoke with Mike Windle, a retirement planning specialist at C. Curtis Financial in Plymouth, Michigan, about some common bad moves people make to derail their retirement savings plans.

And, because we don’t want to see you still punching the time clock in your 70s, we’ve added some solutions to help keep your retirement savings growing in a way that will support you after you’ve called it quits.

Bad Move No. 1: Having Too Much Debt

TPH photographer, Tina Russell, in various scenes showing credit card debt, consolidation and bankruptcy on August 14, 2018

It’s hard, if not impossible, to make great strides toward your retirement if you’re paying a small fortune in interest on old debt.

Have you ever considered consolidating that debt? It could substantially lower payments you’re already making and help you save more money each month.

A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look.

A good resource is Fiona, a search engine for financial services, which can help match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

When you’re not shelling out so much money for high interest debt, you have a little more that you can put toward the future.

Bad Move No. 2: Not Starting While You’re Young

According to Windle, this is the No. 1 issue when it comes to bungling retirement plans. It’s best to start young, and it can be very difficult to make up the difference if you start later on.

“For every year sooner that you start, on average, you’re able to cut potentially two to three years off of how long you have to work,” he says.

However, when you’re young, it seems like you never have enough money left over after you pay bills. If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.

You can start small and stack up change over time with its “round-up” feature. That means if you spend $ 10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you. It doesn’t offer all the benefits of a retirement account, but if you need a little help, it can at least get you started.

The app is $ 1 a month for balances under $ 1 million, and you’ll get a $ 5 bonus when you sign up.  

When it comes to long-term investing, starting young is rule No. 1. Even if all you can do is a little, it can make a big difference down the road.

Bad Move No. 3: Ignoring High Fees on Your Retirement Accounts

If you’re saving for retirement with a 401(k), awesome.

But when’s the last time you truly checked in on your account, adjusted your allocations, addressed any fees and all that other fun stuff?

Try using a robo-adviser to make sure your 401(k) is on track with your retirement goals. Blooom is an SEC-registered investment advisory firm that’ll optimize and monitor your 401(k) for you.

Your initial account checkup is free, and you can do it online in less than five minutes. This will help you get to know your account a little more intimately. Find out if you’re paying too many investment fees or if you have the appropriate amount of money invested in stocks versus bonds.

If you’re satisfied with the outcome of your initial check up, great! If not, you can enroll in Blooom for $ 10 a month (Penny Hoarders get one month free with the code PNNYHRD). It’ll automatically adjust your 401(k) to best fit your needs all the way up to retirement.

Bad Move No. 4: Stashing Money in a Low-Interest Savings Account

Business Man Stock, shot in Atlanta, GA, on November 25, 2018.

OK, maybe you don’t want to risk everything on investments. That’s OK, but if you want a simple savings account for some of your retirement savings, at least make sure you’re earning better-than-average interest on that money.

An iOS app called Varo Money combines traditional banking tools with modern technology to help its customers become financially healthy.

Here’s the best part: Pair your Bank Account with a Varo Savings Account where you’ll earn 1.75% Annual Percentage Yield. That’s nearly 30 times — repeat, 30 times — the average savings account, based on a 0.06% average reported by CNN Money.

Varo goes easy on the fees, too. As long as you use one of its 55,000 ATMs across the world, you’ll never pay fees.

Additionally, you’ll pay no monthly service fees, no minimum balance fees, no foreign transaction fees and no cash replacement fees. You’ll just pay any fees charged by out-of-network ATMs and cash deposit fees if you deposit cash in-store through Green Dot.

Bad Move No. 5: Taking Money out of Your 401(k) Early

Just when your retirement savings are doing well, your car breaks down. Or you have medical bills that pile up. When things get tough and you need money, that stash you have sitting in your 401(k) can start to look pretty tempting.

There are better ways to fight through a tight spot than to sacrifice your future. Try getting a low-interest loan instead.

“Any low interest is better than draining money out of your 401(k),” says Windle. “If you take it out, you get a 10% penalty, most likely. For the vast majority of America, most of their retirement is in a 401(k), so if you start to deplete that and pull out $ 10,000, $ 20,000, $ 30,000, you could be taking two to three years [of savings] off and adding four to six years on the back end.”

If you need a personal loan quickly, look into the online lending platform Upstart, which can help you find a loan without relying on only your conventional credit score.

Unlike traditional underwriting models that use only the common FICO scoring model, Upstart’s technology looks at factors like your education and employment history to determine your creditworthiness.

It can help you borrow up to $ 50,000, potentially with better terms (e.g. lower interest or lower monthly payments) than traditional lenders. If managing many different bills and credit lines is a hassle, you can also use an Upstart loan to streamline all of your loans into one.

Windle says there’s another option, as well. “A lot of times, 401(k)s will offer loans. Technically your money is still in there, so it’s still growing, but you end up paying yourself back.”

Bad Move No. 6: Not Contributing the Right Amount to Your 401(k)

If you think you’re on top of your game because you’re tucking away 2% of every paycheck and you’re still young, think again.

If your employer offers a 401(k) program, there’s also a good chance it offers a match. Typically you’ll see companies match your 401(k) contributions up to about 3 or 4 % —  some are even higher. That doubles the money you’re saving. Then, when interest kicks in, you really get a boost.

So how much of your paycheck should go to your 401(k)? You might be surprised at the answer.

“The best strategy, this was against the grain, but really you only want to put in the match,” says Windle. “By putting more into your 401(k), all you are doing is creating taxable income down the road.”

If that’s the case, how do you save more than just what your employer matches?

“If your work offers a Roth option, that’s where you want to put the most you can,” he says. “Anything above the match, you definitely want to go into Roth.”

A Roth IRA or 401(k) account is an account that uses after-tax money. That means you’ll pay taxes now, but it’ll earn interest tax-free, and you won’t pay taxes when you withdraw it.

Then reconsider your contributions when you get a bump in pay.

“As you get raises, take a portion of that raise, and put it toward your retirement,” says Windle. “Typically what I recommend is at a minimum, take 10 to 20% of that raise and add to whatever you’re doing for retirement savings.”

It won’t be long before you’ll love checking in on your retirement accounts and seeing how much they have grown.

Bad Move No. 7: Not Budgeting

Budgeting with cash in envelopes.

Budgeting is like going to the dentist. No one really wants to do it, but if you do, it makes life much, much better.

You don’t have to go right for a root canal. Ease into it. To simplify the process, try using the 50/20/30 budget plan: 50% of your money goes toward essential living expenses; 20% goes toward hitting your financial goals (can you say retirement savings?); and 30% is designated for personal spending.

You’ll want to map out your current spending. Rather than combing through your monthly statements and inputting numbers into an Excel sheet, use the automated spend tracker in the Empower app, which helps you organize and track your financial goals.

Simply link your various accounts, and you can review your spending and make adjustments as needed to stay on the right track.

“Write down a budget that shows what you’re spending your money on,” says Windle. “It opens people’s eyes to where their money goes. Circle four to five things you can do without, and see how much you have.”

Don’t Panic, but Don’t Procrastinate

Saving for retirement shouldn’t be a tremendous burden on your life now. That being said, you can’t wait until that magical day when you have plenty of expendable income to shuffle toward retirement savings, either.

Why? Because that day never really comes for most of us.

“It’s human nature,” says Windle. “As you have more disposable income, you’ll get more bills and spend more money. It’s always good to take what excess you have and start saving.”

Set a plan, get started as early as you can and then follow these basic tips to keep from derailing your retirement. You want to make those golden years really shine.  

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel

Two weeks before Spider-Man: Into the Spider-Verse even hit theaters, Sony had already green-lit a sequel and at least one spin-off. That’s right, Sony are doubling down on their animated Spidey universe. Why wouldn’t they? The response of critics and fans has been fantastic, with many reviews quickly praising the movie as one of the best Spider-Man movies to ever swing onto screens – with Miles Morales being proof that anyone can be a hero. So what should a Spider-Verse sequel look like? We’ve got a few ideas.

Spider-Gwen + Miles



From the footage we’ve seen in trailers and exclusive clips, it looks like Miles and Spider-Gwen are going to get on quite well, and it would be great to see them team-up once again. Hopefully, they can still travel in between universes by the end of the movie, because the pair have an interesting dynamic in the comics that the animated sequel could quite easily adapt.

In a plotline that started in Spider-Man #12 and finished in Spider-Gwen #15, Miles’ Father disappeared and was discovered on Earth-65. Gwen and Miles teamed up to investigate why, and found that Miles’ Dad was actually the Scorpion on Gwen’s Earth. But when the pair also stumbled on a reality where they were married, they decided to see what would happen as a couple. As mentioned, the series only included two issues – so the relationship didn’t last too long. But figuring out that they work better as friends would definitely be a mature way of approaching a relationship. Regardless of how it plays out, who doesn’t want to see an upside down kiss between two dimension-crossed lovers?

 

New Villains



With new superhero movies always comes new villains. Sure, Wilson Fisk is an interesting main villain to use in a new animated franchise, but hopefully the sequel uses the opportunity to include new adaptations of classic characters. Since we’ve already seen the Ultimate version of the Green Goblin, what about other terrifying versions of the Goblin persona? There’s always the orange hooded Hobgoblin, or if Norman Osborn acquired a symbiote he could become Red Goblin.

Spider-Man has such a rich history of villains that Sony have plenty to pick from. The animated nature of the Spider-Verse franchise gives them so much more scope to go wild and crazy. You want to see Hydro-Man and The Rhino? Sure thing. An adaptation of The Clone Saga with The Jackal? It could work… Hello world, meet Marvel Zombies. Okay, maybe they won’t touch the clone fiasco… It seems like they’re committed to providing a captivating backstory if Kingpin’s story is anything to go by, so hopefully whichever villain they choose gets the same treatment.

 

Venom



Sony have just kick-started an incredibly popular live-action franchise with Venom, and although it wasn’t a full-horror movie, it wasn’t exactly kid-friendly either. Putting Eddie Brock and the Symbiote into a Spider-Verse movie introduces a younger audience to the character. Even from a profit perspective, Sony still gets more out of those rights. Let’s not forget, this wouldn’t even have to break the timeline of the original Venom film since Sony own both properties. They could quite easily have Eddie voiced by Tom Hardy and acknowledge his previous appearance.

Plus, it could also be a way of branching out into new territory for Venom. If the writers want to stick down the ‘alternate versions of a character’ route, there’s always the recent Venomverse storyline to adapt. That way, we could see a variety of heroes and villains get their own symbiotes! Picture Miles Morales trying to explain to Eddie Brock that his Venom Blast doesn’t have that name because of the Symbiote? Phil Lord and Christopher Miller could easily turn that into a hilarious exchange between the hero and the anti-hero. You know it makes sense, Sony.

 

Morlun and the Inheritors



For a film with ‘Spider-Verse’ in the title, it seems to remarkably miss a key element of the original storyline of the same name. Back in 2014, the huge event spanned most of the Spider-Man related titles, and brought a multiversal threat to anyone who could spin a web. Morlun and his family, the Inheritors were seeking out anyone with Spider powers, also known as Spider-Totems. They kill any Totem they find to absorb their life force as food. Couldn’t they just eat normal food like the rest of us?

Miles Morales and Peter Parker recruit alternate versions of Ben Reilly, Jessica Drew and even Uncle Ben to fight against the family of energy vampires that threaten the entire Spider-Verse. Considering Into the Spider-Verse has just introduced wider audiences to parallel universes and alternative versions of popular characters, a sequel could take that idea and run wild. The original Spider-Verse storyline would be a great way to do so.

 

Even Weirder Spider-Heroes



So, you thought Spider-Ham was weird? Well, do we have some stranger heroes for you. If the Spider-Verse sequel is going to double down on the alternative takes on Spider-Man, then it really needs to prove that it can go weirder. Ever heard of Golden Oldie? It’s a version of Aunt May who became the Herald of Galactus on her Earth. No, that’s not a joke. That’s an actual thing that happened in comics. But seriously, there are literally hundreds of different Spider-Men and Women waiting to be brought onto the big screen.

We all know that movies like to use montages to speed a story along. If Miles and Peter need to recruit other Spider-Heroes and go dimension hopping, it would be a great way to showcase some of the weird and wonderful characters populating the multiverse. How about Earth-311, where Peter Parquagh happens to live in the year 1602, in London? Again, not a joke. There’s Spider-Man 2099, Miguel O’Hara – who has one of the most impressive Spider-Man designs ever. Or perhaps Ben Reilly with his hooded costume and his clone backstory!

However Sony decides to move forward with the Spider-Verse franchise, they have an entire multiverse to explore.

Spider-Man: Into The Spider-Verse swings into theaters on December 14.

The post Even Weirder Heroes and Other Things We Want to See in the ‘Spider-Verse’ Sequel appeared first on FANDOM.

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CNN’s Don Lemon: Obama-Trump Comparisons Make Me ‘Want to Scream at the Television’

“I want you to listen to this closely because this has been bugging me for the last few days,” Don Lemon said towards the top of his primetime CNN show Monday night. “I just want to scream at the television when I see it.”

The host went on to explain that President Donald Trump “and his apologists” are “working very hard” to claim that Michael Cohen’s campaign finance felonies—allegedly at the direction of Trump—were “just like what Obama did during his campaign.”

Lemon was referring to civil reporting violations made by the Obama campaign in 2008 and uncovered by a 2012 audit by the Federal Election Commission, leading to the payment of a $ 375,000 fine.

Read more at The Daily Beast.

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William, Kate, Harry and Meghan have a royal group chat and we want in

How can we join?

prince harry meghan markle
Credit: REX

You’re probably not all that surprised to learn that these are the most popular royals. The top spots go to Prince Harry, the Queen herself, and Prince William – but don’t worry, Prince George got a place in the top ten, too (and well deserved, we might add).

So in light of the fact that Harry and William are fan faves, you’ll probably be interested to know that they are besties behind the scenes, too – despite what many of the headlines have suggested over the past few weeks.

The brothers are closer than ever, and they even keep in touch via a group chat. No, really. They’ve got a thread going on.

And as if we needed any more proof that the royals are just like us really, it turns out that the fab four use a family chat to keep up with each other. Apparently, William, Kate, Harry, and Meghan are ‘all on a family text chain,’ according to a source close to the royal family who spoke to Us Weekly.

prince harry meghan markle

Credit: REX

What do you reckon they talk about? Do they communicate through memes and gifs and emojis? Do they share their thoughts on the latest episode of EastEnders? We need to know.

While it’s all very lovely and we can only imagine what royal lols go on in their private messages, we have one question – why isn’t the Queen invited to get in on the action? She’d be an absolute joker, we imagine. Have you read about her Christmas present rules?

The source also touched on recent reports that there is friction between the Duchess of Cambridge and the Duchess of Sussex, quashing the rumours once and for all.

‘Kate is lovely. She’s British, she’s reserved. You have to break through that armour,’ they told the publication.

‘Kate doesn’t warm up to people too quickly. It takes some time for her to become comfortable and trusting for anyone in the outside world.’

So there you have it.

The post William, Kate, Harry and Meghan have a royal group chat and we want in appeared first on Marie Claire.

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‘Bumblebee’ Director Didn’t Want Michael Bay’s Opinion on the Character

SPOILER WARNING: The following article contains mild spoilers for Bumblebee. Proceed at your own risk.

If fans – or, should we say, haters? — of the Transformers franchise aren’t discussing how unconvincing the robot fight scenes are, they’re debating the intricacies of Bumblebee’s voice. One minute, his dulcet tones are completely destroyed and he’s using a blend of soundbites and music from the radio to communicate, the next he’s using the voice he was born with. And then it’s busted again. Sometimes, the problem is implied to be fixable, and sometimes it’s suggested that he doesn’t want it fixed.

So, with the sparky little yellow VW-Beetle-Autobot now starring in his own spin-off movie, it seems timely to tackle the contentious issue of Bumblebee’s voice, and attempt to figure out once and for all why it’s so all over the place. Especially since, as you’ve probably heard, Bumblebee speaks (with Dylan O’Brien’s voice) in this movie. Though not for long…

The Origin Story

For this 1987-set prequel, franchise champion Michael Bay relinquishes the reins to make way for animation genius, and self-confessed Transformers fan, Travis Knight, at the helm. It’s a brave but calculated move that might just reinvigorate a franchise that saw its fifth film, The Last Knight, take a considerable drop in profits. Amid accusations that the series has become overblown, for Bumblebee it’s very much back to basics, with a small-scale, heartwarming, coming-of-age story taking precedence over high-stakes robot wars. It works beautifully, and while the slate in some ways is wiped clean, Knight still had to take care to incorporate Bay’s tweaks to the lore.

“In Michael’s films, they changed some of the mythology, and Bumblebee speaks through the radio. That’s one of his iconic characteristics,” says Knight. “So, it was really important for me, if we were going to tell an origin story about one of the Transformers, one set in the era where the Transformers originated – the mid-’80s – [to address Bumblebee’s voice].”

As a child of the 1980s, Knight first fell in love with Transformers when he saw the original animated series.

“Bumblebee always had a voice,” says Knight, remembering the cartoon. This meant that it was critical for Knight “to understand some of these aspects of Bumblebee’s character that never really got satisfying answers as to how these things happened”.

For Knight, it was important to show how Bumblebee’s voice became damaged: “And how, both literally and metaphorically, he regains it by the end of the movie.”

His Voice Is Unfixable


Bumblebee's voice
Bumblebee's voice is unfixable, says director Travis Knight.

That isn’t to say Bumblebee regains the power of speech as he once knew it. Instead, he finds this new, arguably more effective, way to communicate via the relationship he has with Hailee Steinfeld’s outsider teen, Charlie. It is she who teaches him about the power of music to communicate and express emotion and complex thought, and as he uses the technique more and more, we witness him become increasingly adept at it. A good thing too, since Knight declares that Bumblebee’s voice can’t ever be fixed because of what we see happen in the film. And if you don’t want that scene spoiled for you, scroll past the next paragraph now.

“He has his, whatever the equivalent of his vocal synthesizer/processor is, ripped out of his throat,” he explains. “It would be the same thing if we lost the ability to speak. We’d never be able to speak again, and the guy rips it out, and destroys it. So, no — he’s never going to be able to speak again but through this [radio] thing he’s able to communicate and express himself.”

Crawling Inside Michael Bay’s Brain

Important as it was for Knight to show how Bumblebee is irreversibly maimed, rendering him forever mute, it was less pressing for Knight to figure out exactly why Bumblebee’s voice drifts inexplicably in and out within Bay’s franchise. And he says he never questioned — or wanted to question — Bay about it.

“I didn’t want to know if Michael had a difference of opinion on that because I knew very clearly that this is why, and this is what it needs to be.”

“I had a number of conversations with Michael, but not specifically about that aspect,” says Knight. “It was important for me to just kind of sit director-to-director, filmmaker-to-filmmaker, and talk about his philosophy on the series. He’s the guy who’s been the shepherd for the Transformers franchise for the last decade. I really wanted to crawl inside his brain and just get his philosophy on things. How he approached it.

“But specifically with Bumblebee’s character, no, I didn’t ask him about that. Because in my mind I knew the story that I wanted to tell for this movie, and that was an aspect of that story. I didn’t want to know if Michael had a difference of opinion on that because I knew very clearly that this is why, and this is what it needs to be.”

Different Choices

Knight adds, “This movie is self-contained, so I imagine where it goes from here. And, of course, there’s the films that follow, which show you where he goes. But I might not have made that choice if I was making those films.”

Knight concedes that fans might never get satisfactory answers to the questions they have. “Look, it’s super inconsistent, I acknowledge that,” he says. “I think Michael would acknowledge that; that, oftentimes, it bounces around. I know that. He knows that. I don’t know why.”

With prequel Bumblebee garnering better reviews than perhaps any of the Transformers sequels, it’s clear there’s life in the franchise yet. Executives would do well to keep Travis Knight on for at least one more film — his vision has won over the critics and looks set to please audiences too. And if he does stay on, perhaps we’ll see some answers retconned after all — or the franchise entirely rebooted perhaps?

Bumblebee hits screens in Australia on December 20, the US on December 21 and the UK on December 24, with preview screenings in the UK on December 15, 16 and 20.

‘Bumblebee’: Hooray! Robot Fights Have Serious Consequences

The post ‘Bumblebee’ Director Didn’t Want Michael Bay’s Opinion on the Character appeared first on FANDOM.

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Kevin Hart’s Out At The Oscars – But Does Anyone Else Want The Job?

LOS ANGELES (AP) — The “most thankless job in town” just got even more difficult.

The Oscars have a longstanding host problem, but Kevin Hart’s swift downfall over old anti-gay tweets has led to bigger questions about the gig and the liability of social media histories.

It’s just the latest controversy for the organization that puts on the Academy Awards, which is trying to combat declining ratings for its marquee event while weathering the pressure of being a focal point for the shortcomings of the entertainment industry as a whole.

“I think it’s embarrassing,” Matthew Belloni, the editorial director of The Hollywood Reporter, said about the academy’s decision to pick Hart. “It shows that they either didn’t vet this host properly, or they did vet him and didn’t think this would be an issue. And both are a little troubling.”

Hart seemed to fit the bill for what the academy was looking for.

“He checks all the boxes for a show like the Oscars,” Belloni said. “He’s a legitimate movie star. He’s a funny guy and can handle the stand-up element of the show. And he has a gigantic social following. And to the academy, that’s important. They want someone who can bring a new audience to the show.”

But Oscars hosts have always been subjected to a lot of scrutiny.

Poor or even mediocre performances can haunt people for years (Anne Hathaway and James Franco). Off-color jokes have a way of festering in the cultural consciousness (think of Seth MacFarlane’s “we saw your boobs” song, or Chris Rock’s Asian jokes). And even when things go decently enough, everyone is handed the right envelope and nobody walks away offended, the hosts can still be blamed for poor ratings.

“Oscars host has become a not very desirable job in Hollywood. Very few people see an upside,” Belloni said. “You put a huge target on your back.”

People have stepped down from being the public face of the event amid controversy, as producer Brett Ratner did in 2011 for anti-gay slurs. But Hart’s case is a little different. Ratner’s offensive remarks came after he had secured the gig. Hart’s tweets were from almost a decade ago and were well-known.

But in 2018, an unsavory social media past can cost someone their job. Just this past summer, the Walt Disney Co. fired director James Gunn from the third “Guardians of the Galaxy” movie for old tweets in which he joked about subjects including rape and pedophilia. As with Hart, the problematic tweets were amplified by social media outrage.

Immediately after Hart was confirmed as host on Tuesday night, some journalists began tweeting reminders of Hart’s past comments. By Thursday morning, a few publications had written articles about them. The outrage escalated, Hart commented but did not apologize, stoking even more outrage, which culminated with Hart’s announcement on Thursday night that he was stepping down as host of the 91st Academy Awards.

As the dust settles, the situation has proved vexing for some in the entertainment business. Actor D.L. Hughley commended Hart for his decision.

“A Comedian says something that offends people and refuses to apologize?” Hughley tweeted. “(Expletive) ’em if they can’t take a joke! Well done #KevinHart.” Snoop Dogg posted an even more colorful Instagram video in support of Hart.

The advocacy organization GLAAD wishes Hart hadn’t stepped down, however.

“Hart’s apology to LGBTQ people is an important step forward, but he missed a real opportunity to use his platform and the Oscars stage to build unity and awareness,” said GLAAD President and CEO Sarah Kate Ellis.

The film academy has yet to address Hart’s departure. Hart said the film academy told him he had to apologize or he’d lose the gig. He bowed out on his own, and with an apology.

Now everyone has an opinion about who should be named host. A woman? A comedian? Not a comedian? Someone in the LGBTQ community? All of the above?

Many keep coming back to Whoopi Goldberg, who has hosted the awards four times. Some have said Ellen DeGeneres, who hosted one of the Oscars’ highest-rated shows, or Tom Hanks, who has a longstanding academy relationship.

Others have said Keegan Michael-Key and Jordan Peele, Will Smith or Lin-Manuel Miranda. Busy Phillips threw her own name out there (“I AM AVAILABLE,” she tweeted). Philips also proposed Issa Rae, Sarah Silverman, Ali Wong, Samantha Bee, Robin Thede and Aisha Tyler, or “any other woman working in Hollywood right now who wants to.” Stephen King suggested Patton Oswalt (He’s “funny, sharp-tongued, and he knows film,” King tweeted.) Some have even proposed Philadelphia Flyers mascot Gritty. Or no host at all, which has been done several times before, and as recently as 1989.

But the film academy will need to move quickly. The 91st Oscars are less than three months out.


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If the Dems want to lose in 2020, Beto O’Rourke is the perfect candidate

Beto O’Rourke, with widespread backing, is considering running for president in 2020. If Democrats want to lose, he absolutely should. Nothing has been learned from Hillary Clinton, the two-time heiress apparent who, in 2016, had the support of nearly every mainstream media outlet, who entered the final stretch of her last race with a $ 449…
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My Husband Died and Left Me With Debt. I Want to Use My IRA to Pay It Off

Dear S.,

No, no, no, no, no. Like all the others, I will tell you not to do this.

But you want to know why? I can tell you that, too.

I’m sure you feel like wiping out those student loans quickly would relieve some of the weight on your shoulders. But what happens if you hit age 65 and don’t have any retirement savings left?

If you can let that IRA grow as long as possible, it will continue to earn, even while you take distributions when you hit the minimum age. It will provide necessary income when you retire, or in the event that you can’t work anymore before your ideal retirement age.

I want you to consider a couple factors about your husband’s student loans, if you haven’t already.

First, make sure they aren’t federal direct student loans, which are typically discharged if the borrower dies. Second, if they’re private loans, consider contacting the lender for what’s called a “compassionate review,” which in some cases will result in a loan being discharged if the lender deems you unable to pay.

It sounds like you’re on the right track paying down credit cards during a no-interest period, even if you’re dealing with new bills right now. Your debt is not insurmountable. But when it’s finally paid off, you need to make sure your future is secure.

Consider meeting with a debt counselor who can take an objective look at your situation. To find someone near you who’s qualified, visit the online directories of the Financial Counseling Organization of America or the National Foundation for Credit Counseling. Brief debt counseling would have been part of your bankruptcy process, but it’s often just a cursory session; what you need now is someone to tell you if there’s a way you haven’t considered to ease your debt burden without putting your future financial security at risk.

Are you dealing with difficult financial choices made by someone close to you? Write to Dear Penny at https://www.thepennyhoarder.com/dear-penny/

Lisa Rowan is a personal finance expert and senior writer at The Penny Hoarder, and the voice behind Dear Penny. For more practical money tips, visit www.thepennyhoarder.com.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life

Crime prediction

Governments and entities around the world are starting to venture deep into Minority Report-land, giving serious attention to the use of artificial intelligence and scoring databases to assign risk in a way that influences the lives of ordinary people in profound, game-changing, and even slightly creepy ways.

We reported just last week about how the government in China is rolling out a “social credit” scoring system that central authorities are using to keep closer watch on the country’s 1.3 billion citizens and to limit the activities — like booking flights — of people deemed to be “untrustworthy” and assigned low scores as part of this system.

Continue reading…

BGR Top Deals:

  1. Amazon’s 12 Days of Deals sale kicks off with big discounts on Bose, Arlo, smart LED bulbs, more
  2. There’s a $ 17 case on Amazon that adds wireless charging to older iPhone models

Trending Right Now:

  1. Everything new coming to Netflix this week, and everything leaving (week of Dec. 2)
  2. Top Apple insider says AirPods 2 will hit stores early next year
  3. The best-selling Bluetooth speaker on Amazon has 21,500 5-star reviews, and it’s down to $ 22

British cops want to see if AI can prevent crimes, like ‘Minority Report’ in real life originally appeared on BGR.com on Sun, 2 Dec 2018 at 15:14:11 EDT. Please see our terms for use of feeds.


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So Cute: Mariah Carey Teaches Her Twins Background Vocals to ‘All I Want For Christmas Is You’ [Video]

Mariah Carey’s twins might just have a career in music — if they so choose.

The singer shared a super cute clip of twins Moroccan and Monroe, 7, getting in the Christmas spirit by singing background vocals to her legendary hit “All I Want For Christmas Is you” are in the Christmas spirit!

“Roc & Roe have been practicing the background vocals to ‘All I Want For Christmas Is You,’ we’re gonna take this one step at a time— we’re very excited about it! It’s our first video doing this! It’s festive, Cmon!!” Mariah wrote alongside the video on Twitter adding a few Christmas tree emojis.

Get into the precious moment below.

The post So Cute: Mariah Carey Teaches Her Twins Background Vocals to ‘All I Want For Christmas Is You’ [Video] appeared first on lovebscott – celebrity news.

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Does Trump Really Want the Border Wall?

Photo Illustration by The Daily Beast

President Trump is once again demanding cash to build his border wall. But does he really want it? Like, really?

Immigration will dominate the conversation as Congress heads into session for what promises to be one of the least lame, lame duck sessions in recent memory. The spark: a confrontation between U.S. Customs and Border Patrol and migrants at the border in Tijuana on Sunday afternoon escalated to a point where tear gas was shot into the crowd of migrants—including women and children.

The president immediately used the incident to fuel his push for the wall—a refrain that will likely become deafening as the Dec. 7 deadline to fund the government looms closer. But there are indications that he’d rather fight over the wall than actually get the thing up.

Read more at The Daily Beast.

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Cyber Monday engagement ring sales you won’t want to miss out on

Or how to get cheap diamond rings

black friday engagement ring sales

Black Friday 2018 is fast approaching, and as ever, we predict it to be the biggest online shopping weekend of the year in the UK. And with just 3 days to navigate those jaw-dropping Black Friday engagement ring sales (just in time for Christmas), we thought we’d make life that little bit easier for you with a guide to the best destinations, and what to look for while you’re there.

From the Black Friday trainer deals to the Black Friday dresses along with all the other Black Friday clothing sale and Black Friday watches we’ve got you covered.

 

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When is Black Friday 2018?

Black Friday falls on the day following Thanksgiving Day in the United States (which is the fourth Thursday of November). Here the UK, Black Friday 2016 will fall on 23rd November (which is a Friday) so you still have time to bookmark the shops you want to visit and pick out the deals you’re going to go after.

What is Black Friday?

Black Friday is a day when shoppers can take advantage of *huge* discounts from various jewellery retailers. We’re talking loads of money off engagement rings, just in time for a romantic Christmas proposal.

Black Friday Engagement Ring Sales

There is NO SHAME in buying an engagement ring on Black Friday – it’s a big investment, why not save a few quid in the name of a killer honeymoon instead? There’s a number of jewellers getting in on the action from Ernest Jones all the way through to Tiffany’s, so if you’re looking to pick something up for a loved one or really just need someone to take a bloody hint already – we’ve curated our favourite picks this Black Friday.

From classic solitaires to fashion-forward settings, there’s something for every personality above. (We’re not going to lie, we’re particularly in love with the Elise Dray ring.) Make sure you keep us bookmarked and check back in every day, as we’ll be adding new bling every day.

How much to spend on an engagement ring?

We all know that old rule of spending two months’ wages is a bit antiquated, and in fact couples are spending less than ever on engagement rings, especially with the rise of alternative engagement rings. According to Refinery29, the average spend on an engagement ring over the past five years now stands at £1,080 compared to £1,333 spent up to 10 years ago.

How to shop for an engagement ring

As well as the four Cs, Cut, Carat, Clarity and Colour, there are many things you should look out for when buying an engagement ring, including the shape and if you should buy an engagement ring online, luckily we have you covered. Here’s our handy guide on, how to buy an engagement ring online, plus all the questions to ask when choosing an engagement ring – you’re welcome.

Engagement ring trends

According to 77 Diamonds, yellow gold has taken over platinum for engagement rings this year. While platinum was the metal of choice for proposees in 2013-2015, in 2016, white gold came into favour, soon to be replaced by yellow gold in 2017.

In terms of the cut of the diamond, the oval cut diamond was a celebrity favourite in 2013 and 2014, but since then, emerald has been the preferred cut.

And, if proof were needed that size doesn’t matter, people spend more on the quality of the diamond now, than they do on the size.

But it’s not all about diamond engagement rings, as other metals and stones have become increasingly popular. Kate Middleton’s sapphire and diamond engagement ring sparked demand for similar styles, while pink diamonds and rose gold bands are top of many a wish list.

Pandora black Friday engagement ring sales

Pandora may be known for its charm bracelets, but they have a great selection of rings too. Though they’re not diamond rings, their designs include sparkling Cubic Zirconia that look like the real deal, and all for under £100, they’re great if you’re on a budget, or if you’d like to buy a ‘dummy’ ring for the proposal and pick a more expensive style together later.

There are some timeless silver solitaire rings, and pretty rose gold cushion diamond rings with eternity bands. Scroll down for our pick of the best Black Friday deals on Pandora engagement rings.

Shop Now 

Tiffany’s black Friday engagement ring sales

If you’re really wanting to push the boat out, then we don’t know anyone who wouldn’t love a Tiffany’s engagement ring, whether it’s a simple solitaire diamond on a platinum band, or a princess cut stone mounted on a diamond band. Here are the best Black Friday deals on Tiffany’s engagement rings.

Shop Now 

Argos black Friday engagement ring sales

Don’t knock Argos because it’s, well, Argos. You can get some seriously good deals on diamond rings, and if you’re on a budget, your £££ can go a long way. For Black Friday, Argos is offering up to xx% off their jewellery range, including engagement rings, and engagement and wedding ring sets.

There are square cut solitaires, trilogy diamond rings and eternity rings, as well as semi-precious stone rings like amethyst rings, so take your pick in our edit below.

Shop Now

H. Samuel black Friday engagement ring sales

Jewellery H. Samuel is always a popular choice when it comes to buying engagement rings, and for Black Friday, they have up to xx% off selected lines. Square cut diamonds, round diamonds, pear shape diamonds and even heart shaped diamonds come on platinum, gold, silver, white gold and even rose gold bands, so again, you’re pretty spoiled for choice. Shop our edit of the best Black Friday H. Samuel engagement rings below.

Shop Now 

The post Cyber Monday engagement ring sales you won’t want to miss out on appeared first on Marie Claire.

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Democrats need someone they don’t want in order to win in 2020

Joe Biden is a gaffe-prone 75-year old Washington veteran — who is exactly what Democrats need. The suburbs have turned against Republicans, but President Trump’s working-class base is still with him in a geographic and demographic stand-off that will — absent a game-changer — define the 2020 election. The play for Democrats should be obvious:…
Opinion | New York Post

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Want to beat the Christmas rush? Here are key shipping deadlines for the holidays

With the annual holiday shopping frenzy here, those of us who would rather shop online than brave long lines in chilly temperatures need to be aware of key ordering dates for the holidays.

The stakes are especially high this holiday season. Online spending this holiday is expected to see a nearly 15% increase to $ 124 billion, according to a forecast by Adobe Analytics, a company that tracks transactions from top retailers.

Ordering gifts in time for the holidays? Know these key dates

That means that if you wait too long to order your goods online, you run the risk of being empty handy when it comes time to exchange gifts. To help online shoppers, retailers are offering free shipping or dropping their purchase minimums.

Many have also banded together like in years past to offer “free shipping day,” set for December 14, 2018. This is the ship-by date that retailers are guaranteeing that your packages will be delivered in time for Christmas.

Of course, delays are quite common around this time. UPS has already announced that its shipping schedule in parts of Southern California is being affected by the wildfires.

Here are some other key dates to keep in mind:

Here is the UPS 2018 holiday shipping schedule

  • UPS 2nd Day Air: Thursday, December 20 (delivery on Monday, December 24)
  • UPS Next Day Air: Friday, December 21 (delivery on Monday, December 24)

For the most accurate appraisal of when your specific package will arrive at its destination, UPS is encouraging customers to log on to see its Calculate Time & Cost tool.

Here is the U.S. Postal Service 2018 holiday shipping schedule

The USPS recommends mailing and shipping on the following key dates for expected delivery by December 25:

USPS Retail Ground Friday, December 14
APO/FPO/DPO (except ZIP Code 093) USPS Priority Mail Express Tuesday, December 18
First-Class Mail (including greeting cards), Priority Mail Thursday, December 20
Alaska to mainland Priority Mail and First-Class Mail Thursday, December 20
Alaska & Hawaii to mainland Priority Mail Express Saturday, December 22
Priority Mail Express (includes Alaska & Hawaii to mainland) Saturday, December 22

Here is the 2018 holiday shipping schedule for FedEx

SmartPost Monday, December 10
Ground Friday, December 14
Home Delivery Monday, December 17
Express Saver Wednesday, December 19
2-Day Services Thursday, December 20
Overnight Services Friday, December 21
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