It’s not just Warren Buffett who’s bullish on post-Brexit Britain

A majority of wealthy U.K.-based investors see an economic upside for the U.K. despite uncertainty surrounding its withdrawal from the EU, according to a new quarterly survey by UBS.
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Towanda Finally Reveals The Man Who’s Been Blowing Her Braxton Back To Pieces

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The self-proclaimed “responsible one” in the Braxton clan just revealed who her mystery boyfriend is. While many of the other sisters have brought their new men into the fold, Towanda has kept him pretty much hidden off of camera until recently.

On the most recent episode of We TV’s Braxton Family Values, Tamar Braxton finds out that her sister’s man was actually right under the family’s nose the whole time.

In one scene Tamar sits down with producer Sean Hall, cousin of fellow producer, Tricky Stewart, and ties it all together. As Tamar talks with Sean, she slowly realizes that he’s the man her sister has been spending all her time with. The sisters worked with Sean on the 1996 debut album featuring Trina Braxton, Tamar and Towanda, titled, So Many Ways.

The reveal was also under our nose the whole time as Towanda herself posted a photo of her and her bae to Instagram on the same day that the episode aired.

She captioned the photo, “@kingladybug #funcouple #bfv #goodness #cool #happy #peaceful #beautiful.”

Sean also posted a photo of his own of the two enjoying the ski slopes and posted a blog of their good time to YouTube.

Towanda has pretty much kept her new love life under wraps after the public demise of her marriage to Andre Carter. Towanda filed for divorce in 2016, after 12 years of marriage. The divorce was settled in 2017, along with a custody agreement involving the former couple’s children Brooke and Braxton.

We’re happy to see her bask in the glow of love and since the secret is out, maybe we’ll catch more glimpses of the relationship as the season continues.

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‘RHOA’ Cast Shakeup (Who’s In/Who’s Out) Amid Nene & Cynthia’s Fallout

Bravo is reportedly shaking up the cast of “Real Housewives of Atlanta” as season 11 comes to an end and former besties NeNe Leakes and Cynthia Bailey have now turned frenemies.

“NeNe is coming back,” a show insider dished to RadarOnline. “She’s had a rough season, but she is the one that Bravo wants.”

The snitch added, “Unless NeNe decides on her own not to do the show, they will have her back and give her a raise.”

As Radar previously reported, NeNe was making $ 2.75 million for RHOA season 11.

But when it comes to Cynthia’s future on the show, the insider spilled this juicy tidbit:

“Execs are still considering firing Cynthia and bringing Marlo [Hampton] on full time.”

Tanya Sam is said to be replacing Cynthia if she is indeed let go.

“She could get married and have a baby, and they would like that,” the source said about Tanya’s potential storyline.

Meanwhile, fans love Marlo because “She stirs the pot,” the source told Radar. “She’s fun, and makes for great TV.”

And don’t expect the return of former cast member Kenya Moore.

“The executives hate Kenya  still, and they know that she was trying to capitalize on her free appearance for publicity when she showed up at Cynthia’s party,” the source revealed.

“Kenya is definitely never, ever, ever coming back.”

Burt what about the other cast members? Who’s safe? Who’s not? And will the producers let Phaedra comeback?

All we can say is story is developing …

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Pretty Much Everyone Who’s Ever Been on Game of Thrones Reunited to Get People Choked Up

Cast members from every season of Game of Thrones gathered at the Radio City Music Hall in New York City on Wednesday night to celebrate the official premiere of the beloved show’s eighth and final season.

While the show won’t be available to fans until it debuts on HBO on April 14, Jon Snow, Daenerys Targaryen and Sansa and Arya Stark all walked the red carpet as their human counterparts alongside many characters who were deceased, such as Sean Bean’s Eddard Stark and Jason Momoa’s Khal Drogo.

Ahead of the screening of the first episode which included a special cautionary warning from Sansa and Arya Stark about the consequences of not following the rules of the event, series creators David Benioff and Dan Weiss introduced the full cast of Game of Thrones, welcoming not only the stars of season 8, but many of the deceased characters who had departed the show.

Watching the final premiere of a show that’s been such an integral part of pop culture was undeniably emotional, something that Emilia Clarke, who plays the inimitable Daenerys, summed up nicely to The Hollywood Reporter.

“This is bonkers. I feel great, and weird, and strange.”


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Actress Katherine Helmond of TV’s ‘Soap,’ ‘Who’s the Boss?’ dies at 89

Actress Katherine Helmond, a seven-time Emmy Award nominee who played lusty matriarchs on the hit television sitcoms “Soap” and “Who’s the Boss” from the 1970s into the 1990s, died last month at the age of 89, her talent agency said on Friday.
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Superbugs and antivaxxers make WHO’s list of 10 global health threats


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The Financial Movement for Anyone Who’s Sick of Working 9 to 5

The typical road to retirement looks like this: Graduate college. Get a job. Get promoted. Get raises. Buy a house. Fill it with stuff. Work for at least 40 years to pay for the stuff.

Then you retire and finally have time to do all the things you’ve been dreaming of… if you have the money to do them.

For many people, this path has lost its appeal, and they’re turning toward a different one.

It’s called financial independence, or FI for short.

Financial independence is having enough wealth to live on for the rest of your life without the need for traditional employment.

That usually means you can live off your investments, but as FI gains popularity, people have included passive income, real estate, and even freelance and part-time passion projects into it.

People who pursue financial independence have decided their time is worth more than their money. And they’re willing to make sacrifices to have more of it.

In the early ’90s, friends Joe Dominguez and Vicki Robin capitalized on the concept of valuing time over money. They hosted talks during which they asked people to consider how many hours of work something costs them instead of just thinking of the cost in terms of dollars. They turned those talks into the best-selling book “Your Money or Your Life.”

Over a decade later, blogger Pete Adeney, also known as Mr. Money Mustache, further popularized financial independence by equating it with early retirement. Adeney and his wife practiced extreme frugality to save 66% of their incomes as software engineers. They retired with a paid-off home when they were both 30.

Nowadays, the goal of FI-seekers is to save enough in investments and lower their expenses to the point where they can live off passive income without the need for paid employment.

Why This Couple Is Sacrificing Now

A man and woman work out.

Shane Courtney discovered FI from Mr. Money Mustache, though at first he didn’t put his extreme practices into action.

But by October 2017, Shane had been working nights as a diesel hydraulic mechanic for over a decade, and he began to consider financial independence again.

“Only being able to see my wife on Saturday and Sunday was probably the biggest driver of trying to figure out something different,” he said.

So he looked for other stories of people pursuing FI. He found the financial independence subreddit, where people of various ages, locations, incomes and professions share the ways they’re trying to escape traditional employment.

Shane, 33 at the time, and his wife, Melissa, 32, realized that without kids they could reach FI and retire early at 50 to fulfill their dream of moving to the Pisgah National Forest in North Carolina.

Their first steps were deciding how much they’d need to spend in retirement and how much to save to get there.

The Courtneys make a combined income of $ 160,000, and they would like to live off of $ 45,000 to $ 50,000 per year in retirement. For their investments to produce that much growth every year accounting for inflation, they estimate they’ll need to save $ 1.25 million.

To lower their expenses, Shane and Melissa cut out most of their recurring bills aside from their mortgage, utilities and internet.

Shane had a car he loved, but it got horrible gas mileage and had dropped significantly in value. It was too expensive for Shane to justify keeping, even though as a mechanic, he’s passionate about cars.

They’re also planning ways to save after they reach financial independence. Going to the grocery store is easy now in their suburban Tampa, Florida, neighborhood, but they’re learning new skills to be more self-sufficient in North Carolina.

Melissa is taking canning classes, and Shane has learned to make sourdough bread. “It’s so much cheaper than buying bread,” he said.

And they’ll start to look at properties near Pisgah National Forest soon, in hopes of buying land and paying it off before they start building their house in five years. They plan to move into a mortgage-free home when they retire.

Reaching financial independence isn’t just about raising your income and lowering your spending. It takes a lot of grit and perseverance to do something so wildly different from your peers for such a long time.

But their vision for the future drives their day-to-day decisions. Shane sees himself riding mountain bikes around Pisgah, and Melissa dreams of being able to rescue and foster animals.

How to Save For Financial Independence

So once you’ve calculated how much you need to save and you’ve cut your expenses in order to save it, where is this money going?

The easiest and most common way is to invest it in retirement accounts. The Courtneys max out two Roth IRAs, one 401(k), contribute to a second 401(k) and max out a family HSA. They put these savings into low-cost index funds.

But there are alternatives. Chad Carson, aka Coach Carson, used creative financing to purchase duplexes and single-family homes and his own money for renovations. His portfolio generated enough passive income for him to become financially independent in his 30s.

And Michelle Schroeder-Gardner created a blog and online course that generates more than enough passive income for her to travel full time in her 20s.

And then there’s the hybrid approach, sometimes referred to as “Barista FIRE”: This is when you save enough to cover some expenses in retirement and work part time at a job you love — hence the name “Barista” — regardless of what it pays to cover the rest.

Even if they don’t need to, Shane plans to coach CrossFit and Jiu-Jitsu to supplement their income, and Melissa may earn money doing animal rescue.

The supplemental income is also helpful in times the stock market doesn’t produce as much growth as planned.

… but What if You Don’t Make Six Figures?

Sure, Shane and Melissa have great incomes. He’s been a diesel hydraulic mechanic at the same company for over 10 years, and she’s an accountant. They can afford to save a large portion of their money.

But most of us aren’t making six figures, even in two-income households.

So what options are there for the rest of us? Fortunately, investment growth isn’t the only passive income option to reach financial independence.

Passive income from an online business, royalties from creative works like art or music, rental properties or a number of other sources can provide non-employment income and lower the amount you need to reach FI.

In 2016, Jonathan Mendonsa and Brad Barrett started the Choose FI podcast. They talk about complex and intimidating financial independence topics twice a week and make those topics understandable for a broader audience.

They highlight entrepreneurs who build passive income streams to escape traditional employment, early retirees who work part-time jobs to get out of the house or supplement their income, and people who downsize homes and cars to cut their fixed expenses.

FI-seekers stack these strategies on top of one another to optimize what they have to work with.

FI is often dismissed as unattainable for average income earners. But while saving a significant portion of your income is difficult, the math shows it’s possible for more people than you might think.

Take a 25-year-old single person who earns $ 30,000 and wants to live off of $ 30,000 per year in retirement. Even if they have nothing saved for retirement, they can become financially independent at 52 if they max out a Roth IRA during their working years and earn average returns of 8.1%.

A couple in their 30s bringing home a combined income of $ 70,000 per year with $ 0 saved for retirement can become financially independent in just over 16 years under the same market conditions if they stay within a $ 40,000-per-year budget (including in retirement).

These scenarios aren’t as sexy as retiring at 30, but they show that with perseverance and focus, financial independence can be achieved at a diverse range of incomes, ages and marital statuses.

Even if pursuing financial independence doesn’t result in everyone retiring at 30 or even 50, no the movement is motivating people to open up about their finances and save a little extra every month.

And that’s never a bad thing.  

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Who’s Going To Die On ‘Empire’ Season 5?

Season 5 of Empire is taking viewers six months into the future of the House of Lyon, where someone is poised to die, “And it will have deep ramifications,” showrunner Brett Mahoney previously told TV Guide. “Hopefully it will feel satisfying and significant.”

In a flash-forward, Lucious Lyon (Terrence Howard) is seen tearfully standing over a closed coffin mourning the loss of someone whose identity has yet to be revealed.

 

As the season unfolds, Mahoney says fans will see additional clues about who has a date with death.

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“In the world that Empire has created, it’s a world where there are life and death stakes and where death can happen to a Lyon,” added Mahoney.

While viewers wait for the identity to be revealed, here’s who tvguide.com thinks will end up in that mysterious grey coffin and why… see below.

Cookie Lyon
Lucious’ pained expression suggests that whoever is in that coffin meant a lot to him and as his ride-or-die wife, Cookie certainly fits the bill. The loss of the Lyon family matriarch would be devastating but it’s not like Empire hasn’t toyed with the idea of her death before. Last season, Cookie suffered a mild heart attack that scared her family into getting their act together and she ultimately recovered.

And while it seems unfathomable that the show would ever part ways with its animal print-wearing verbal assassin, showrunner Brett Mahoney previously told TV Guide that he’s not afraid to kill off a member of the Lyon family, meaning that no one–not even Cookie–is safe in the world of Empire.

Hakeem Lyon
Hakeem (Bryshere “Yazz” Gray) survived a traumatic shooting in the Season 4 finale that resulted in him losing a part of his lung. While the injury has significantly hindered his breathing, thus altering the youngest Lyon’s ability to rap, he seems otherwise stable.

However, Becky (Gabourey Sidibe) telling Lucious “No one could have known” in the flash-forward hints at an unexpected death. Given that Hakeem is still suffering the side effects of the shooting and he’s not exactly taking care of himself, it’s possible that his condition could worsen ultimately lead to his death. Stranger things have happened on the show.

No One
What if Lucious isn’t mourning the loss of a person, but rather his old life? In one of those ominous flash-forwards, the FBI shows up at the end of the deceased’s funeral demanding to speak with him. Given Lucious’ extensive list of enemies and his willingness to do whatever it takes to rebuild his fallen empire, it’s not surprising that he would ruffle the wrong feathers and cost his family everything, including their old identities. Lucious might be too proud to snitch but that doesn’t mean he wouldn’t fake the death of a loved one in order to protect them.

Who do you think is in the casket? 

Empire airs Wednesdays at 8/7c on Fox.

PHOTO: Fox promo


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