Long Island City will continue growth without Amazon, says real estate brokerage CEO

CNBC's "Power Lunch" team talks with Robert Frank, CNBC's wealth reporter, and Eric Benaim, CEO of Long Island City brokerage Modern Spaces, about how Amazon's decision to pull out of Queens will impact real estate.
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10 Types of Tech You and Your Home Can Do Without

It doesn’t always pay to become an early adopter of the latest and greatest technological advancements. In fact, some home tech products just aren’t worth the investment, or are subject to security risks or maintenance woes that make them better admired on the shelf than brought home. Scroll through for a list of tech products your home can probably live without, or that you should at the very least think twice before buying.
Bob Vila : Trusted Home Renovation & Repair Expert

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Start-ups are selling kits for men to freeze sperm without leaving their home or seeing a doctor

Some start-ups are selling sperm freezing kits directly to consumers online, possibly creating a new market for sperm banking. Doctors warn consumers that freezing their sperm isn't necessarily as simple as it might sound.
Health and Science

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Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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Here’s a Simple Trick to Snag 1% Cash Back on Anything (Without a Credit Card)

Remember that sweet surround sound system you bought a year ago? “Game of Thrones” never sounded so cool!

You even used your special credit card so you could earn some cash back on that baby. Well, that was the idea, anyway. Six months later, when you still had a balance on that card, you realized you paid a lot more in interest than what you earned in cash back.

The score? Credit card company: 1. You: 0

Believe it or not, you don’t have to use a credit card to enjoy the benefits of cash back. You can earn 1% cash back just for making your everyday debit card purchases — if you have an Empower banking account

You Can Get Cash Back — Without the Risk

You love cash back. Who doesn’t?

The problem is, your credit card offers you a small percentage of cash back, but it charges you an astronomical interest rate.

Why not just get cash back without the risk of paying crazy interest rates?

Here’s the trick: Don’t get a cash-back credit card — get a cash-back debit card with Empower.

When you open an Empower checking account, you can start earning cash 1% back on your everyday purchases with your debit card up to the first $ 1,000 spent each month. Refer your friends to this awesomeness, and you could boost that number up to 2%.

Your morning coffee stop? Cash back.

Lunch? Yep, cash back.

That weekly trip to stock up on groceries? You guessed it. Cash back.

Stop risking your money with credit cards just to get cash back. With Empower, you can get the rewards you love without risking big interest charges. Plus, there are no ATM fees, annual fees or overdraft fees.

Handle all of your finances right from your phone with Empower. Pay nothing and earn cash back just for using your debit card.

The score? Credit card company: 0. You: 1%.

Winner winner.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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House Democrats to propose $1 billion for border security without money for wall

House Democrats are pushing forward with legislation to beef up security at the borders without funding for the wall demanded by President Donald Trump, a move bound to intensify the standoff over a partial government shutdown heading into its fifth week.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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This $40 app can help you build a website without writing a single line of code

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If you’re a creative with an impressive portfolio or a business owner selling a medley of high-demand products, but you don’t have a legitimate website to show for it — do you really exist?

In our increasingly digital world, it’s almost a requirement that you have a functioning website to establish your existence and publicize your goods and services to the rest of humanity. But the concept of building a website sounds time-consuming, expensive, and simply put: hard.

But platforms like Page Builder Pro are popping up to offer a fuss-free and cost-effective way to assemble the site of your dreams without any sleepless nights. If you’ve never written a line of code in your life or find website-building platforms like Squarespace too costly, you’ll like the fact that you can build a site with Page Builder for under $ 40. Read more…

More about Apps And Software, Web Design, Mashable Shopping, Shopping Stackcommerce, and Shopping Solo


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Hate Doing Taxes? Here’s How to Easily File Them — Without Even Leaving Home

Do you procrastinate on taxes until April 15 every year? Does the sight of a W-2 form make your eyes cross? Does pricy tax software make you want to run and hide?

C’mon, it doesn’t have to be that bad. Help is available at an affordable price, and you don’t even have to leave your home.

That’s what you’ll get from H&R Block, the biggest tax-preparation company in the world. Because they’ve been in business since 1955, you might think they’re stodgy and old-fashioned. Nope — they’re keeping up with the times, rolling out innovative new ways to make filing your taxes easy and affordable.

Tax Filing From Home

If your taxes are super simple, you can file for free from your phone, tablet or computer with H&R Block Free. You can also file for free if you’re paying tuition or receiving student loans.

The Penny Hoarder writer Carson Kohler tried H&R Block Free last year and was pleasantly surprised by how easy and quick it was.

“I poured myself a giant cup of coffee and settled in for the afternoon,” she wrote. “Little did I know, this would be over in about 20 minutes.”

She downloaded the H&R Block app on her phone and created an account. That made it easy to switch over to her computer at any point without losing any of her information. She snapped a photo of her W-2 and answered a few quick questions. Once she reviewed her information, her part was basically done.

If your taxes are a bit more complicated, you might need to pay a small fee to file online. These options include:

  • Deluxe Online Tax Filing: This is similar to the free service, because you do it all online. If your taxes are a little more complicated — for example, if you own a home or have children — this is a better fit. It’s only $ 29.99 — not free, but really affordable for professional tax prep services.
  • Premium Online Tax Filing: Use this if you’re a freelancer or if you own stocks or other investments. It costs $ 49.99.
  • Self-Employed Online Tax Filing: Use this if you’re self-employed or a small business owner. It costs $ 79.99.

Right now, Penny Hoarders get a 35% discount on all of these.

Professional Tax Prep Can Be a Godsend

The exterior building of H&R block.

Once upon a time, if you wanted to have your taxes done by a professional, you’d have to drive to a tax office in person. You’d sit there and make small talk while an accountant flipped through your documents, tapped on a calculator and figured out your deductions.

These days, you can skip the trip. With H&R Block Tax Pro Go, you’ll upload your documents online, and a tax professional will do everything for you and get back to you within five days. Prices start at $ 59 but can increase depending on how complicated your taxes are.

It can help to have a pro do your income taxes, because Uncle Sam keeps messing around with the tax codes. Some new rules are coming into play this tax season. For instance, the standard deduction is higher, but the personal exemption has been eliminated.

If you don’t know what that means, join the club. Maybe it’s time to call in a pro.

H&R Block’s services can help ensure you get the best refund possible at a price you can afford.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. A homeowner with two kids and freelance income, he hasn’t done his own taxes in years.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Aly Raisman Won Gold in Two Olympics Without a Scratch, but Broke Her Elbow Falling Down Stairs

(BOSTON) — Olympic gymnast Aly Raisman says she is recovering from a broken elbow suffered in a fall on the stairs.Raisman in a Twitter post says “I survived two Olympic Games and 19 years of gymnastics without ever breaking a bone … the stairs got me … I fell and broke my elbow.”

She also posted a picture of herself on a couch, her right arm in a cast, snuggling with a dog. Raisman is native of the Boston suburb of Needham.

Raisman, captain for both the gold medal-winning 2012 and 2016 U.S. women’s Olympic gymnastics teams, is also a best-selling author and a survivor of sexual abuse. She’s been an outspoken advocate for women who were abused or victimized, and a harsh critic of USA Gymnastics, the sport’s governing body.

Sports – TIME

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WATCH: World News 01/04/18: Trump: ‘Without Borders, We Don’t Have a Country’

Navy SEAL accused of war crimes; Teen delivers custom teddy bears to families of fallen officers
ABC News: World News Tonight

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

Trump: ‘Without borders, we don’t have a country’

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SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

How to Save $432 a Year at the Grocery Store Without Clipping Coupons

Nancy Frost loves saving money at the grocery store. It’s not a chore for her; rather, it’s a challenge she meets with enthusiasm.

“I’ve always been interested in saving money but never really was able to make that happen,” said Frost, a library services supervisor with a large family in Cumberland, Maryland. “We have six kids between us and several grandchildren. Also, my husband and I enjoy our four Jack Russell terriers.”

With a sizeable family, including those four-legged mischief-makers, every dollar counts. So what does Frost do? She started using a cash-back app to earn money when she shops — and she saved $ 432 in one year.

An App That Pays You for Shopping

Nancy Frost uses Ibotta for her grocery purchases in Cumberland, Md., Tuesday Aug 7, 2018.

Frost uses Ibotta to earn cash back for stuff she would have bought anyway — by taking pictures of her receipts.

In the app, specific items are listed at various stores. When you buy those items, you simply select the deal in Ibotta and take a picture of your receipt, and you’ll get cash back in your Ibotta account. Once you’ve reached $ 20, you can swing that money into your bank account.

Frost uses the app when she makes grocery runs and trips to Walmart.

“I use it at home before I go to the store, almost like a grocery list,” she said. “I find the offers that the vendors have available.”

By looking at Ibotta’s offers before she sets foot outside her door, she can plan her shopping trip. She knows ahead of time which brand of yogurt or cottage cheese will save her money. She might try new things she sees on the app, but she usually sticks to items she had already planned on buying.

It Beats Clipping Coupons

“It’s probably no more time consuming than clipping coupons,” she said. “To me, the difference with Ibotta is that a manufacturer’s coupon comes off your overall order and you don’t really think about it. But Ibotta, to me, I look at that as earnings.”

Frost enjoys photography as a hobby, so it’s only natural that taking pictures of receipts now could help her prepare for a comfortable retirement. Then, she’ll be able to take pictures of whatever catches her eye.

But for now, she has no plans on stopping. In fact, she plans on ramping up her efforts and recommends that others take advantage of Ibotta and other savings tools, as well.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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What Happened to Jodi Huisentruit: Inside the Ongoing Search for Answers After an Iowa News Anchor Vanished Without a Trace

Jodi HuisentruitSomething happened to Jodi Huisentruit. Exactly what remains a mystery.
The 27-year-old from Long Prairie, Minn., had found her way to Mason City, Iowa, the latest of several stops…

E! Online (US) – Top Stories

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White Man Refuses To Let Black Men Enter Apartment Without Proof Of Residency [Video]

In this week’s edition of white people never learn , a man that Twitter has named Hallway Hasselhof refused to let his Black neighbor into his apartment building.

“What are you doing in my building?” the white man asks. “You don’t live here.”

Chika Okafor posted video of the confrontation to social media noting that he was interrogated for the crime of existing in a white space as a free Black man. Writing that the man in the video “interrogated” him while he was waiting for a Lyft on the first floor of his apartment building with a friend, who caught the whole exchange on video.

“I’ve lived here 27 years and I’ve never seen you,” said Hallway Hasselhof. Apparently, Okafor should have sent out an e blast informing everyone in the building that a Black man had moved in, to prevent a scene like this one from unfolding.

The white man was visibly upset that Okafor was not losing his composure because he folded his arms and stated “I can be as cool as you.”

“You left your MAGA hat upstairs, man,” the friend filming the heated conversation tells the man in the video.

Obviously this isn’t sitting well with Twitter who had a lot to say about Hallway Hasselhoff.

“What was with him criticizing you for being calm, collected and cool. These people can’t stand that a black man can be more dignified and cooler than they will ever be,” one Twitter user commented, Yahoo reports.

“If he was truly backing down to be neighborly, he would have done neighborly things like introduce himself or extend a handshake,” another person wrote. “His intentions were very clear.”

No word on what happened to Hallway Hasselhoff yet but we’re sure the Twitter detectives will identify him soon!

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HEAD BACK TO THE BLACKAMERICAWEB.COM HOMEPAGE

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MLB Agreement Will Let Cuban Players Sign Contracts Without Defecting

(HAVANA) — Major League Baseball, its players’ association and the Cuban Baseball Federation reached an agreement that will allow players from the island nation to sign big league contracts without defecting, an effort to eliminate the dangerous trafficking that had gone on for decades.

The agreement, which runs through Oct. 31, 2021, allows Cubans to sign under rules similar to those for players under contract to clubs in Japan, South Korea and Taiwan.

Only players under contract to the Cuban federation are covered by the agreement, and the Cuban federation agreed to release all players 25 and older with at least six years of professional experience. They would be classified as international professionals under MLB’s labor contract and not subject to international amateur signing bonus pools.

The Cuban federation may at its discretion release younger players to sign minor league contracts with MLB organizations.

Sports – TIME

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Pay off Credit Card Debt Without Selling Jewelry or Getting a Second Job

If they made a movie about paying off your credit cards, it would be called “Mission: Impossible.”

Seriously, paying down your credit card debts is a Herculean task. It can feel like you’re trying to climb a mountain that’s made out of quicksand.

You reach a point where you’re paying so much interest, you can’t pay down the principal.  

It’s tempting to take drastic measures. Sell off all your jewelry. Take a second job and say goodbye to your free time. You don’t have to do that. Don’t despair.

We’ve Got Ideas You Haven’t Thought of

Before you drive to the pawn shop or check the job listings, we’ve got eight tips for how to pay off your credit cards.

1. Let This Company Cut Your Interest Rates

When you think about how much debt you have, you might feel a little anxious.

That’s where a company like Fiona can be helpful. It can help you find personalized lending options to refinance or consolidate your debt to potentially save thousands dollars in interest.

Fiona will show you all the lenders willing to help you pay off your credit cards and eliminate the headache of paying bills by allowing you to make one payment each month.

You can borrow up to $ 100,000 (no collateral needed) and compare interest rates, which start at 4.99%. The idea is to secure a loan at a lower interest rate, potentially helping you save thousands. Repayment plans range from 24 to 84 months.

Take, for example, Katherine, who faced $ 12,000 in credit-card debt. Holding her back? The 15.24% interest rate. By refinancing with a 5%-interest, seven-year personal loan, she saved $ 12,000 in interest.

If she’d kept on the same road, she would have paid something like $ 14,000 in interest alone over 25 years. Yikes.

So even if you’re simply curious about what’s out there, know that checking rates on Fiona won’t hurt your credit score — and can probably save you in interest.

2. Get a Strategic View of Your Debt

One of the toughest parts about paying down debt is knowing where to begin.

To get yourself out of this hole, first you have to know what you’re dealing with.

Your credit report will give you this information. You can get a free copy of it once every 12 months from each of the three major credit reporting bureaus — but they can be tough to decipher.

If you want to keep a closer eye on your credit, get your credit score and “credit report card” for free from Credit Sesame. This website breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and what you should do about it.

It offers personalized tips for how to deal with your debts. Folks who’ve used it tell us it’s a lifesaver.

3. Find out If You’re Paying Too Much for Car Insurance

Woman posing in front of a mural of a car.

You’re probably overpaying for car insurance and wasting money you could use to pay down debt.

Have you shopped around lately? Have you compared rates from the 20 largest auto insurers that do business in your area? That sounds kind of difficult and time-consuming, doesn’t it?

Fortunately, a service called Gabi will do it for you, and you don’t even have to fill out any forms. Simply link your insurance account and provide your driver’s license number, and Gabi will go to work.

Once you link your insurance account to Gabi, it will:

  • Scan your existing insurance plan.
  • Analyze what coverage you have.
  • Compare the major insurers’ rates for that same coverage.
  • Help you switch on the spot if it finds you a better rate.

Gabi says it finds an average savings of $ 720 per year for its customers.

It is a true apples-to-apples comparison at the same coverage levels and deductibles you currently have. Once you sign up, you never have to shop again. Gabi’s software has your policy on file and keeps on monitoring for savings as your life changes.

4. Find Some Hidden Cash

Before you start hashing out a plan to tackle your debt, it might make you feel better to find areas in your life where you can save. Then you can funnel that money directly toward those outstanding balances.

For consistent savings, download TrueBill, an app that’ll negotiate your bills, cancel unwanted subscriptions and refund your bank fees. On average, Truebill says it saves customers $ 700 a year.

You can also try digging up some extra cash with Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

One of our favorite ways to save on everything is with Ebates, a cash-back site that rewards you nearly every time you buy something online. For example, Ebates gives you 10% cash-back on online purchases at Walmart. Plus, you’ll get a free $ 10 gift card to Walmart for giving the site a try.

Disclosure: Paribus compensates us when you sign up using the links we provide.

5. Earn Rewards When You Repay Your Debt on Time

Woman on laptop.

When you were a kid, your mom probably gave you an allowance for washing the dishes and sweeping the floor. Now all you get for doing that is a kitchen that’s clean for, like, 15 minutes.

Now that you’re a grown-up, you no longer get rewarded for just doing the things that are expected of you — like, for instance, paying bills on time.

Not until now, anyway. MoneyLion, a free app for managing your personal finances, will reward you for things like paying your bills and monitoring your credit — even just setting up an account in the app.

Much like that childhood allowance, it’s basically bribing you to be good.

You’ll earn points in the app’s rewards program, and you can redeem them for gift cards to more than 15,000 retailers, including places like Walmart, Applebee’s and Amazon.

If you want to take it a step further and work on paying down debts, for example, MoneyLion can help with a loan to consolidate your debt and potentially reduce your interest rates. And it’ll reward you for that, too!

6. Start Saving Without Trying

Saving money is tough. So what if you could do it in a way where you wouldn’t even notice?

Digit makes that possible.

This innovative app automates saving for you. Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Bonus: Penny Hoarders will get an extra $ 5 just for signing up! Additionally, savers will receive a 1% bonus every three months.

Digit is free to use for the first 30 days, then it’s $ 2.99 per month afterward.

7. Make Extra Money While You Watch TV

For those times you choose the frugal route and stay in for the night, why not cash in on your free time? Survey sites aren’t the fastest way to earn money, but they’re a great way to build a little savings while you veg out.

Here are some of our favorites:

  • Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. Plus, you get a $ 5 bonus when earn 2,500 SB within your first 60 days.
  • InboxDollars lets you actually get paid to watch TV online. The site hosts a ton of stuff to watch, including cooking, entertainment, news and health shows. The shows are sponsored by brands that need to get them in front of as many eyeballs as possible. Every time you watch one, InboxDollars will credit your account with a little bit of cash.
  • MyPoints: This platform lets you earn gift cards for taking polls, answering surveys and other things you do online — a great way to cash in on long lines or an endless commute. You’ll earn a $ 5 bonus when you complete your first five surveys.

8. Negotiate Your Bills

Remember what your grandma used to say when you wanted a cookie? “Ask nicely!”

It turns out that’s amazing life advice when it comes to tackling your debt, as well.

Sometimes you can lower your bills, especially crippling medical bills, just by asking to have them reduced. Let your provider know a good reason why you can’t pay what it’s asking. You might get a little relief.

Also keep an eye on late fees and other sneaky charges that are added on to your bill. Those are easy for your debtors to remove if they choose.

It doesn’t hurt to ask, right?

Mike Brassfield is a senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Trump, without evidence, accuses James Comey of lying to House Judiciary Committee

President Donald Trump lashed out at former FBI Director James Comey over testimony he gave to the House Judiciary and Oversight committees on Friday, accusing the former FBI chief, without evidence, of lying to lawmakers and questioning his inability to recall events related to certain questions.


CNN.com – RSS Channel – Politics

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

Please help American Consultants Rx achieve it’s biggest goal yet of donating over 30 million discount prescription cards to over 50k organizations in an effort to assist millions of Americans in need. Please click here to donate today!

AIDS Treatment Has Progressed, But Without A Vaccine, Suffering Still Abounds

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.)

(THE CONVERSATION) I mentioned to a friend, a gay man nearing 60, that World AIDS Day, which has been observed on Dec. 1 since 1988, was almost upon us. He had no idea that World AIDS Day still exists.

This lack of knowledge is a testament to the great accomplishments that have occurred since World AIDS Day was created 30 years ago. It is also due to an accident in the timing of his birth that my friend escaped the devastation wreaked by AIDS among gay men in the U.S., before there was antiretroviral therapy.

Many people have forgotten AIDS, but there are consequences to forgetting. The fight against AIDS is at a tipping point. Increasingly, there are signs that we may be heading in the wrong direction.

Many successes, yet the grand prize is elusive

I am a social epidemiologist with more than 20 years of research experience in HIV and STD prevention. I am also the founder of The Basics with Dr. Mo, a sex health communications project that translates prevention science directly for people who need it most.

It is true that global HIV/AIDS success stories abound: Mother-to-child transmission can be reduced to below 5 percent, 75 percent of people living with HIV know their status and 59 percent receive antiretroviral therapy.

Most recently, Pre-Exposure Prophylaxis (PrEP) – the use of antiretrovial drugs to prevent HIV infection among those exposed – has proved to be a successful prevention approach.

Yet the prize – a vaccine that can prevent HIV infection – remains elusive, and makes impossible the use of the only known strategy to have ever eradicated an infectious disease: widespread vaccination. That disease was smallpox, in 1980.

The seeds of unease

Despite the lack of a vaccine, in 2016 United Nations member states adopted a political declaration on ending the AIDS epidemic by 2030.

As part of the accountability framework, interim 2020 goals set a target of 500,000 new HIV infections for that year. A review of the most recent data estimated 1.8 million new HIV infections in 2017, exactly the same number as in 2016.

Prominent scientists have already begun to question the ability to eradicate AIDS by the 2030 deadline, and concede that the situation has stagnated. The attainment of eradication looks bleak, without the aid of either an effective vaccine or the immediate large-scale promotion and utilization of existing prevention tools (i.e., condoms, voluntary circumcision and potentially PrEP). Given that the vast majority of new HIV infections are sexually transmitted and that condoms have played a decisive role in the global control of HIV transmission, ongoing condom availability and use will be essential to future eradication.

Condoms – both male and female – remain a highly effective mechanism of HIV/AIDS prevention, as well as of other sexually transmitted infections that greatly enhance the risk of HIV transmission.

Condom use is also strongly advised by global public health institutions, including the World Health Organization and the U.S. Centers for Disease Control and Prevention, in conjunction will all other HIV prevention tools including PrEP, because of their lower levels of effectiveness in preventing transmission.

Condom availability is a different matter and varies greatly from country to country. Countries with the highest levels of HIV often rely heavily on donor support. According to the most recent data, in sub-Saharan Africa in 2013, only 10 condoms were availableannually for every man aged 15 to 64 (as compared with the recommended 50 to 60), and, on average, there was one female condom available for every eight women. Funding required to maintain – let alone scale up – HIV commitments, particularly those dedicated to prevention, are increasingly uncertain.

The hydra, sprouting new heads

Even though condoms are an extremely effective barrier method, it is usage that makes condoms efficacious in preventing HIV transmission. Reported condom use varies considerably around the world, and ranges from 80 percent use by men in Namibia and Cambodia to less than 40 percent usage by men and women in other countries, including some highly affected by HIV such as Sierra Leone and Mozambique.

Age plays a role, too. Among young people aged 15 to 24, condom use at last sex variesfrom more than 80 percent in some Latin American and European countries to less than 30 percent in some West African countries. In the U.S., condom use is at the lower end of the spectrum: Only one-third of the population uses condoms, a number that has not changed significantly over the past two decades.

The majority – 66 percent – of the world’s HIV/AIDS cases are in sub-Saharan Africa, where there has been much progress, particularly with the provision of antiretroviral therapy.

However, there are worrying signs in other parts of the world. There has been little change in new HIV infections in countries outside of sub-Saharan Africa between 1990 and 2017.

In fact, six of the 10 most populous countries in the world have experienced 10 percent to 45 percent increases in new HIV infections since 2010: Russia, China, Brazil, Pakistan, Mexico and Bangladesh. Even in countries such as the U.S., where new HIV infections have decreased by 8 percent overall, the rates of change are unevenly distributed. For example, young African-American men who have sex with men show no decrease in new infections; African-American gay and bisexual men represent the largest percentage of new HIV infections: more than one-quarter.

The increased provision of antiretroviral therapy to people living with AIDS has had a huge impact on extending life and in preventing new HIV infections. However, there remains 25 percent of the population who live with HIV, about 9 million people, who do not know their status.

While we have been necessarily focused on the head of the hydra in sub-Saharan Africa, other hydra heads are beginning to make their presence known, many in countries ill-prepared to deal with increases in the number of new HIV infections.

In the absence of a vaccine, behavior change in the form of condom use promotion, acceptance and adoption, at a scale that many gay men utilized during the peak of the AIDS epidemic in the industrialized world, will need to occur. There are many challenges: continued stigma and gender inequality, not to mention issues of availability, distribution and proactive, nonjudgmental promotion.

We must not forget. Progress on reducing the rate of new HIV infection has been done before. It can be done again, but only if we take forceful, funded action now.

This article is republished from The Conversation under a Creative Commons license. Read the original article here: http://theconversation.com/aids-treatment-has-progressed-but-without-a-vaccine-suffering-still-abounds-107765.

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How to Save Money on Everything You Buy for Baby Without Clipping Coupons

There was a time when my wife and I could go to Target, and the only things we’d have to worry about kicking up our bill were bags of M&M’s or home decor items no one really needs.

Now we have twin babies. These days, our cart fills up with diapers, baby food and a variety of odds and ends I never even knew those little people needed. It adds up fast.

In the first year alone, parents can expect to spend at least $ 20,000, according to a NerdWallet survey. While a big portion of that number comes from daycare and medical costs, those everyday items can make you want to cry louder than your baby.

Luckily, we found an app that can help you save big time as you load up on some of those costly things you need to keep your baby happy and healthy.

You may know Ibotta as a great way to get cash back on groceries, but have you looked at all of the baby items it features?

Get up to $ 6 Cash Back on Baby Formula

A hand holds powder milk for baby and blue spoon.

We all know breastfeeding is the most affordable way to nourish your little one. I mean, Mother Nature provides the good stuff for free, right?

While as many as 83% of babies are breastfed, fewer than half of them are breastfed exclusively, even during the first three months, according to the CDC. That means parents are filling the gap with formula.

At nine months old, our twins are primarily breastfed and still go through two cans of formula per week at roughly $ 20 per can. Ouch.

Here are just a few of the recent formula deals we’ve seen on the app:

  • Similac: $ 3 cash back from multiple stores, including Target and Walmart.
  • Enfamil NeuroPro: $ 4 cash back at Walmart.
  • Parent’s Choice: $ 3 cash back at Walmart.
  • CVS Health: $ 4 cash back at CVS Pharmacy.
  • Member’s Mark: $ 4 cash back at Sam’s Club.
  • Gerber Natura Organic: $ 6 cash back at multiple stores including Meijer, Publix and Walmart.
  • Berkley Jensen: $ 4 cash back at BJ’s.

We’re not talking a few cents here.

If you’re using formula at all, you can be saving significant money by using Ibotta. Just find a deal for your favorite brand, snap a photo of your receipt with the app, and bam — cash back.

Bonus: When you earn your first cash-back offer through the app, you’ll pocket a $ 10 bonus.

Get up to $ 3 Back on Baby Food

Eventually, your little bundle of joy will need more than just milk. Pretty soon, you’ll be filling your cart with an amazing variety of pureed veggies and fruits that will inevitably end up all over your baby’s bib, in their hair and on the floor. But that’s all part of the experience, right?

Ibotta can help out here, too. Get these tidier treats:

  • Happy Baby Clearly Crafted Pouches: Get 75 cents cash back when you buy any three at Walmart, or $ 2.50 cash back on a 10-pack at Sam’s Club.
  • Gerber Organic Pouches: Get $ 3 cash back on a 12-pouch box at Sam’s Club.
  • Beech Nut Organic Pouches: $ 2 cash back at multiple stores, including Food Lion, Meijer and Babies R Us.

Earn up to $ 3 When You Buy Vitamins, Wipes, Bottles and More

The list doesn’t stop there. There are tons of odds and ends we need to keep our babies happy and healthy. Here are a few of the best deals:

  • Zarbees Baby Vitamins: $ 3 cash back at multiple stores, including CVS, Meijer and Publix.
  • Aveeno baby products: $ 1 cash back at Walmart.
  • Johnson’s Baby Products: $ 1 to $ 3 cash back at Walmart.
  • Desitin: $ 2 cash back on a 16-ounce jar at Walmart.
  • Huggies Wipes: 50 cents cash back at Walgreens.
  • Baby Bum Products: $ 1.50 cash back at multiple stores, including Target and Buy Buy Baby.
  • Playtex Baby Bottles: $ 3 cash back at Walmart.

Earn up to 18% Cash Back When You Shop Online

What new parent has extra time to go to stores? Ibotta can help you save money with your online shopping, too.

For example, we’ve seen deals for:

  • Up to 5.5% cash back from Amazon.
  • 5% cash back from Etsy.
  • 4% cash back from Groupon.
  • 2% cash back from Buy Buy Baby
  • 3% cash back from Overstock.com.
  • 18% cash back from Warby Parker.

Just download the app for free, select “Find Offers” and the mobile shopping category, then shop your favorite retailer through the portal.

Look Before You Shop

The best way to take advantage of Ibotta deals is to take a look through the app before you head to the store and see which deals are available. Are your favorite brands offering deals? Are you willing to try a different brand to save a few bucks?

We don’t see any diaper cash back deals on the app right now, but keep checking. We also have seen some sneaky ways to get free diapers.

If you haven’t tried Ibotta yet and you have a bouncing baby bungling your budget, now is the time to sign up.

With all the money you’ll save, you can get a great start on that college fund… because you do want them to get a great job and move out eventually, right?

Tyler Omoth is a staff writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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How did we actually survive without this new iPhone hack?

Minds blown.

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REX

Words by Emily Lambe

Food blogger and now certified genius, Krissy Brierre-Davis, discovered an iPhone hack that sent Twitter into shock.

Last Saturday, the Atlanta-based blogger stumbled upon a hack that makes moving the cursor way easier. Just click and hold the space bar instead of trying to drag it manually.

‘How come you guys never told me this iPhone trick? I feel duped,’ she tweeted with a screenshot of her discovery.

‘I thought I was an idiot for never having discovered this gem myself,’ Brierre-Davis told BuzzFeed News. ‘My mind was blown. Literally.’

The hack isn’t just limited to the space bar. You can press anywhere on the keyboard for it to work, according to one user.

And it doesn’t stop there! Pressing down while holding the cursor makes highlighting easier as well.

Apparently, we’ve been sleeping on this for three years. The 3D Touch feature was introduced in 2015 with the iPhone 6s.

It’s safe to say most of us feel pretty shocked by this monumental discovery. ‘This is LIFE CHANGING INFORMATION,’ a user tweeted. Even Mike Issac, a Technology Reporter for the New York Times, is amazed. He tweeted, ‘this just changed my entire life.’

Well, it’s safe to say this new iPhone discovery has changed the way we type forever, but how on earth did we not notice this before?

Be right back – off to look up new hacks!

The post How did we actually survive without this new iPhone hack? appeared first on Marie Claire.

Marie Claire

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Economic forum ends without joint communique

For the first time in its 25-year history, the Asia-Pacific Economic Cooperation summit ended with its leaders failing to agree on a formal joint statement. CNN’s Ivan Watson reports.


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How is Uber valued at billions of dollars without being profitable?

Dear John: How is it that Uber is valued at billions of dollars yet continues to lose millions? All they care about is sales. They get investors’ money, and their executives make insane money, and all the while the company isn’t profitable! I don’t get it. I thought when you run a company the focus…
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A world without brick-and-mortar stores? Even avid online shoppers say, ‘no, thanks’

The majority of consumers, even those who prefer online shopping, think the extinction of brick-and-mortar stores would be bad for society, according to a new study that explores consumers’ perceptions of today’s transforming retail environment.
Consumer Behavior News — ScienceDaily

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Draymond Green reportedly told Kevin Durant: ‘We don’t need you. We won without you. Leave’

Draymond Green got into an argument with Kevin Durant so feisty, it caused a Warriors player to predict Durant will now leave Golden State in free agency next summer. Green blurted to Durant something along the lines of, “We don’t need you. When Green and Durant bickered last year in a similar, though less heated, incident, it was claimed Green was using “reverse psychology” to motivate Durant.

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These Are Some of the Most Beloved Heroes and Villains You’d Never Know Without Stan Lee

In the wake of reports that Stan Lee passed away at the age of 95 on Monday, fans are mourning the loss of the legendary Marvel Comics creator.

Lee, who made cameos in a number of the Marvel Cinematic Universe movies, is credited with creating some of the most popular comic book superheroes and villains of all time, including Spider-Man, the X-Men and the Incredible Hulk.

“I think everybody loves things that are bigger than life. … I think of them as fairy tales for grown-ups,” he told The Associated Press in a 2006 interview. “We all grew up with giants and ogres and witches. Well, you get a little bit older and you’re too old to read fairy tales. But I don’t think you ever outgrow your love for those kind of things, things that are bigger than life and magical and very imaginative.”

The true origin stories of some superheroes aren’t always clear. But without Stan Lee, the world of heroes and villains would be a lot smaller.

Here are some of the most beloved heroes and villains you’d never know if it wasn’t for Stan Lee.

Heroes created by Stan Lee

• Ant-Man
• Ancient One
• Avengers
• Beast
• Black Panther
• Black Widow
• Captain Marvel
• Cyclops
• Daredevil
• Doctor Strange
• Fantastic Four
• Groot
• Hawkeye
• Hulk
• Human Torch
• Iceman
• Invisible Woman
• Iron Man
• Jean Grey
• Mister Fantastic
• Nick Fury
• Professor X
• Quicksilver
• Scarlet Witch
• Spider-Man
• Thing
• Thor
• Wasp
• X-Men

Villains created by Stan Lee

• Doctor Doom
• Doctor Octopus
• Green Goblin
• Kaecilius
• Kingpin
• Loki
• Magneto
• Sandman
• Vulture
• Whiplash


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Giant baby born to mom without pain relief

Whoa, baby!

If any mom deserves a push present, it’s this one.

Sydney, Australia mother Nikki Bell gave birth to a 12-pound, 6-ounce boy named Parker last Thursday without the help of pain relievers. The big bundle of joy’s weight was a record-breaker at Blacktown Hospital, according to its midwife…

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‘Today’ show hosts embrace a ‘new chapter’ without Megyn Kelly

The “Today” show is moving past Megyn.

The first episode of the NBC talk show since Megyn Kelly was officially given the boot last week aired Monday with Craig Melvin, Hoda Kotb and Al Roker sitting front and center.

The trio filled in for the 9 a.m. hour, which belonged to Kelly until she was…

/entertainment – New York Daily News

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3 million common procedures in England could become ‘life threatening’ without antibiotics

Over 3 million surgeries and cancer treatments could become deadly in England without working antibiotics, Public Health England said.


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‘The Conners’ will be just fine without Roseanne Barr

As it turns out, the Conners don’t need a matriarch after all.

The series premiere of ABC’s “The Conners,” which would have been the start of a second season of the “Roseanne” revival if not for Roseanne Barr’s racist outburst, took just a few minutes to kill off its star before moving on Tuesday…

/entertainment – New York Daily News

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White man found guilty of assault after firing at lost black teen; A look back at Florida’s first responders after Hurricane Michael
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Without Safety Net Of Kids Or Spouse, ‘Elder Orphans’ Need Fearless Fallback Plan

It was a memorable place to have an “aha” moment about aging.

Peter Sperry had taken his 82-year-old father, who’d had a stroke and used a wheelchair, to Disney World. Just after they’d made their way through the Pirates of the Caribbean ride, nature called. Sperry took his father to the bathroom where, with difficulty, he changed the older man’s diaper.

“It came to me then: There isn’t going to be anyone to do this for me when I’m his age, and I needed to plan ahead,” said Sperry, now 61, recalling the experience several years ago.

Sperry never married, has no children and lives alone.

Like other “elder orphans” (older people without a spouse or children on whom they can depend) and “solo agers” (older adults without children, living alone), he’s expecting to move through later life without the safety net of a spouse, a son or a daughter who will step up to provide practical, physical and emotional support over time.

About 22 percent of older adults in the U.S. fall into this category or are at risk of doing so in the future, according to a 2016 study.

“This is an often overlooked, poorly understood group that needs more attention from the medical community,” said Dr. Maria Carney, the study’s lead author and chief of the division of geriatrics and palliative medicine at Northwell Health in N.Y. It’s also an especially vulnerable group, according to a recently released survey of 500 people who belong to the Elder Orphan Facebook Group, with 8,500 members.

Notably, 70 percent of survey respondents said they hadn’t identified a caregiver who would help if they became ill or disabled, while 35 percent said they didn’t have “friends or family to help them cope with life’s challenges.”

“What strikes me is how many of these elder orphans are woefully unprepared for aging,” said Carney, who reviewed the survey at my request.

Financial insecurity and health concerns are common among the survey respondents: a non-random sample consisting mostly of women in their 60s and 70s, most of them divorced or widowed and college-educated.

One-quarter of the group said they feared losing their housing; 23 percent reported not having enough money to meet basic needs at least once over the past year; 31 percent said they weren’t secure about their financial future.

In the survey, 40 percent of people admitted to depression; 37 percent, to anxiety. More than half (52 percent) confessed to being lonely.

Carol Marak, 67, who runs the Facebook group, understands members’ insecurities better than ever since suffering an accident several weeks ago. She cut her finger badly on a meat grinder while making chicken salad for dinner guests. Divorced and childless, Marak lives alone in an apartment tower in Dallas. She walked down the hall and asked neighbors — a married couple — to take her to the emergency room.

“I freaked out — and this wasn’t even that big of a deal,” Marak said. “Imagine people like me who break a hip and have a long period of disability and recovery,” she said. “What are they supposed to do?”

Sperry has thought a lot about who could be his caregiver down that road in a circumstance like that. No one fits the bill.

“It’s not like I don’t have family or friends: It’s just that the people who you can count on have to be specific types of family and friends,” he said. “Your sister or brother, they may be willing to help but not able to if they’re old themselves. Your nieces and nephews, they may be able, but they probably are not going to be willing.”

The solution Sperry thinks might work: moving to a continuing care retirement community with different levels of care when he begins to become less independent.  That’s an expensive proposition — entry fees range from about $ 100,000 to $ 400,000 and monthly fees from about $ 2,000 to $ 4,000.

Sperry, a longtime government employee, can afford it, but many people aging alone can’t.

Sperry also has a short-term plan: He wants to retire next year and relocate from Woodbridge, Va., to Greenville, S.C. — a popular retirement haven — in a home with design features to help him age in place. Those plans could be upended, however, if his widowed mother in Pennsylvania requires extra care.

In the meantime, Sperry is resolved to be pragmatic. “Do I look at my situation and say ‘Gee, there’s not going to be anyone there for me’ and start feeling sorry for myself? Or do I say ‘Gee, I’d better figure out how I’m going to take care of myself?’ I’m not going with pity — I don’t think that would be very pleasant,” he said.

Planning for challenges that can arise with advancing age is essential for people who go it alone, advised Sara Zeff Geber, a retirement coach and author of “Essential Retirement Planning for Solo Agers: A Retirement and Aging Roadmap for Single and Childless Adults.” A good way to start is to think about things that adult children do for older parents and consider how you’re going to do all of that yourself or with outside assistance, she said. In her book, Geber lists the responsibilities that adult children frequently take on: They serve as caregivers, help older parents figure out where to live, provide emotional and practical support, assist with financial issues such as managing money, and agree to serve as health care or legal decision-makers when a parent becomes incapacitated. Also, older parents often rely on adult children for regular social contact and a sense of connectedness.

In New York, Wendl Kornfeld, 69, began running year-long workshops for small groups of solo agers four years ago. Though married, she and her 80-year-old husband consider themselves future solo agers living together. “We figured out a long time ago one of us was going to survive the other,” she said.

At those gatherings, Kornfeld asked people to jettison denial about aging and imagine the absolute worst things that might happen to them, physically and socially. Then, people talked about how they might prepare for those eventualities.

“The whole purpose of these get-togethers was to be fearless, face issues head-on and not keep our heads in the sand,” Kornfeld said. “Then, we can plan for what might happen, stop worrying and start enjoying the best years of our lives.”

Kornfeld took her program to New York City’s Temple Emanu-El three years ago and is working with several synagogues and churches interested in launching similar initiatives. Meanwhile, elder orphans have begun meeting in-person in other cities, including Chicago; Dallas; Portland, Ore.; San Diego; and Seattle, after getting to know each other virtually on the Elder Orphan Facebook Group.

Kornfeld applauds that development. “So many solo agers identify as being introverted or shy or impatient with other people. They have a million reasons why they don’t go out,” she said. “I tell people, this may be hard for you, but you’ve got to leave the house because that’s where the world is.”


KHN’s coverage related to aging and improving care of older adults is supported in part by The John A. Hartford Foundation.

Kaiser Health News

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