Trump’s tax cuts will boost the US for two more years at most, says Nobel Prize winner

The U.S. has been a bright spot among advanced economies, partly thanks to President Donald Trump's $ 1.5 trillion tax reform. But the boost can't last forever.
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Dax Shepard On Celebrating 14 Years Of Sobriety With A Little Help From Wife Kristen Bell | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Rita Ora poses in nude bra after discovering she’s been wearing the wrong size for years

RITA Ora has posed for photos wearing a nude bra, explaining that she had been wearing the wrong size for  years.

The 28-year-old shared her revelation after a recent fitting and urged fans to go and get themselves measured.

Rita showed off her new bra in the Instagram snap
Instagram

Rita wore nude underwear for the mirror selfie as she showed off her toned figure, tattoos, and full on glam hair and makeup.

“Cozy bra crew. Just got my bra size refitted and realised I was wearing the wrong size this whole time!” she confessed alongside the snap.

She added: “Ladies go measure yourselves you’ll be pleasantly surprised! Unless it’s intentional of course! Wasssss guuuuud? Gota catch my flight! Taipei I’m coming soz!”

Fans of the Let You Love Me singer soon began commenting on the half naked snap, with many complementing her figure.

The singer urged fans to get measured
Instagram

Followers wrote: “Damn that body” and “Looking good girl!”

Others jokingly questioned whether her actual bra size was “bigger or smaller” than she first thought.

The singer’s latest snap comes less than a month after she split from boyfriend Andrew Garfield after a whirlwind four month romance.

The Sun revealed that the couple had split earlier this month after the actor, 35, decided to call time on their romance for a more private life.

Rita has been keeping herself busy with her tour since her split
INSTAGRAM/RITA ORA


He had grown concerned about Rita’s life in the spotlight and recently ended their relationship.

A source close to the singer said at the time: “Rita is cut up about the whole situation.

“Andrew split up with her recently and it’s been hard going as they had spent a lot of time together.

“They spent Christmas together and she thought things were going well between them.

“Her career is going from strength to strength and lives her life in the spotlight but he told her he wanted to lead a more private life.”


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TV and Showbiz – latest celebrity news, gossip, photos, TV and film reviews | The Sun

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Judge sentences Trump ex-aide Manafort to 3-1/2 more years in prison

President Donald Trump’s former campaign chairman Paul Manafort was sentenced on Wednesday to about 3-1/2 more years in prison for charges arising from Special Counsel Robert Mueller’s probe into Russia’s role in the 2016 U.S. election, with the judge giving him a stern lecture about his lies and criminal behavior.


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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Trump’s budget will project 3% GDP growth over the next few years – defying consensus forecasts

The forecasts will show GDP reaching 3.2 percent this year compared to last year and 3.1 percent in 2020, according to a copy of the projections obtained by CNBC. Growth will then level off at 3 percent through 2024, according to the projections.
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Chiwetel Ejiofor Was Not Prepared The First Time He Watched ’12 Years A Slave’ | PeopleTV

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Manafort got 47 months for fraud. Lewinsky says she was ‘threatened’ with ‘27 years’ for hiding affair.

The woman who had been embroiled in a scandal with President Bill Clinton said on Twitter that she was “threatened w/ 27 years for filing a false affidavit + other actions trying desperately to keep an affair private.”
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Metrics say Landon Collins wasn’t top-10 safety during past 3 years

There is more to it than analytics, of course. There is more to any evaluation of a player other than raw data and cold, hard assessments of what he does well and what he does poorly. The Giants deciding not to use the franchise tag on Landon Collins and not engage in any conversation about…
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Michael Releases Years of Shame in an Emotional Breakthrough | Iyanla: Fix My Life | OWN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Sex Workers Aren’t Buying Kamala Harris’ New Tune: She ‘Put Our Country Many Years Behind’

Noah Berger/Getty

During a Thursday night event at The Wing titled “Unpacking Sex Work Stigma & Intersectional Feminism,” a panel of sex workers and activists talked about the deadly aftermath of FOSTA/SESTA and recent pushes toward decriminalizing sex work.

Sen. Kamala Harris recently told The Root that, “We can’t criminalize consensual behavior as long as no one is being harmed.” But Harris’s stated support of decriminalization hasn’t been fully embraced by the sex working community. The organizer of the panel at The Wing, who asked to be identified by the name of the platform that she founded, @SXNOIR, explained to the audience that, “Kamala isn’t talking about decrim the way that we’re talking about decrim.”

There has been concern that Harris is not calling for full decriminalization, but for a system inspired by the Nordic Model, which criminalizes individuals who purchase sex. Gizelle Marie, the leader of the NYC Stripper Strike, shared her experience attempting to lobby at Harris’s office during International Whore’s Day. “She didn’t want to speak to us, obviously,” Marie recalled. “She had one of her assistants just writing down notes and stuff…The fact that she’s actually trying to speak up about sex work now is kind of strange.”

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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2019 Oscars: Everything You Need to Know About This Year’s Academy Awards

The 91st annual Academy Awards has had its fair share of controversy.
Starting last August, the drama began when the Academy introduced new measures to increase viewership for the awards show. It announced that the telecast would be cut down to exactly three hours, meaning many of the awards would not be televised. Then the drama shifted over to the hosting gig, which the Academy briefly gave to comedian Kevin Hart, then quickly took away.
The drama hasn’t stopped there. There was also the brief introduction of a new award, called “Best Popular Film,” which was met with much criticism from the film industry and beyond, and the news that the Academy wasn’t letting all five “Best Original Song” nominees perform during the telecast.
From who’s hosting and performing to what can be expected during the live telecast, here’s everything you need to know about this year’s Academy Awards.
When and where?
The 91st annual Academy Awards are on Sunday, Feb. 24, at 8 p.m. EST. The ceremony will be held at the Dolby Theatre in Los Angeles and will be televised on ABC.
Who’s hosting?
No one. Briefly signing on to host the ceremony in December, comedian and actor Kevin Hart stepped down from the post after

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Companies were boxed off to avoid spies at this year’s Toy Fair

Espionage is taking all the fun out of the toy industry. Corporate spying and counterfeiting have become such problems among makers of dolls, cars and unicorn poop that this year’s Toy Fair on Manhattan’s West Side felt more like a fortress than a playground. The trade show, which ended Tuesday, was held in lots of…
Business | New York Post

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Kylie Jenner Is “Very Torn” Over Jordyn Woods’ Cheating Scandal: See Their Friendship Through the Years

Jordyn Woods, Kylie JennerWhat a day it’s been for the Kardashian-Jenner family.
On Tuesday, Khloe Kardashian and Tristan Thompson officially went their separate ways. Their split was confirmed just moments…

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Why this year’s Oscars campaigns spent the ‘most money’ ever

With the Oscars ceremony one week away, voting closes Tuesday — but who will win Best Picture is still anyone’s guess. “Green Book” has been honored by the Golden Globes (for Best Musical or Comedy) and the Producers Guild of America. “Roma” received nods from the Directors Guild of America, the New York Film Critics’…
Entertainment | New York Post

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UK Housing Affordability Improves At Fastest Pace In 8 Years – Rightmove

UK housing affordability improved at the fastest pace in eight years in February, but annual house price growth remained weak, survey data from the property market data website Rightmove showed on Monday. UK’s annual average wage growth of 3.4 percent outstripped asking prices at the fastest rate since 2011, the survey found.
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Special counsel says Paul Manafort deserves up to 24.5 years in prison for financial crime

Prosecutors on special counsel Robert Mueller’s team intend to file a sentencing recommendation in the Paul Manafort case Friday.


CNN.com – RSS Channel – Politics

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Christy Turlington Burns Returns to the Runway After 30 Years

After 30 years away from the runway, Nineties supermodel Christy Turlington Burns closed the Marc Jacobs fall 2019 show at New York Fashion Week.
Although appearing in ad campaigns since her last catwalk, Turlington Burns has been absent from the runway since 1989. She made her return at Jacobs’ show Wednesday night dressed in a feathery black gown and matching headpiece.
The supermodel had initially given up the catwalk to pursue a college degree. Turlington Burns has since focused on philanthropy, starting the nonprofit organization, Every Mother Counts, which works to end preventable deaths caused by pregnancy and childbirth around the world.
Turlington Burns isn’t the only model to make her runway return at the Marc Jacobs show. Karlie Kloss, absent from the fashion week runways for the past few seasons, was also seen walking Jacobs’ runway sporting a gray coat. Kloss has also ventured outside of modeling for the past few years, starting Kode With Klossy, a free coding camp for teenage girls, and filming Bravo’s reboot of “Project Runway,” on which she serves as the host.

Marc Jacobs has a history of memorable runway model moments at his shows. During his fall 2014 show, reality TV star turned model Kendall Jenner made

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Jake Johnson Worked on Spider-Man: Into the Spider-Verse for Two-and-a-Half Years

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Whole Foods is raising prices less than two years after Amazon’s acquisition

Whole Foods raising prices

Depending on who you ask, Whole Foods is continuing to live up to the unfortunate nickname — “Whole Paycheck” — that cost-conscious shoppers bestowed on it. We’re referring in this case to a leaked email obtained by The Wall Street Journal, which showed that even with Amazon’s deep pockets, Whole Foods is apparently quietly rising prices on many items. The reason being — well, even Whole Foods is not immune to challenges facing its industry peers, with the leaked email noting that the grocer feels the need to keep hiking prices to cover rising costs.

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Whole Foods is raising prices less than two years after Amazon’s acquisition originally appeared on BGR.com on Tue, 12 Feb 2019 at 16:50:10 EDT. Please see our terms for use of feeds.


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Earth’s earliest mobile organisms lived 2.1 billion years ago

Scientists have discovered in 2.1-billion-year-old black shale from a quarry in Gabon the earliest evidence of a revolutionary development in the history of life on Earth, the ability of organisms to move from one place to another on their own.


Reuters: Science News

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How Mister Rogers’ Life of Quiet Grace Turned Him Into an Unlikely Pop Culture Hero 16 Years After His Death

'Mr. Rogers' Neighborhood, Fred RogersFred Rogers isn’t your typical pop culture icon.
As the host of the long-running PBS children’s program Mister Rogers’ Neighborhood, he wasn’t slick or sarcastic, hip or…

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What I’ve learned about sex after 10 years of marriage

What I’ve learned about sex after 10 years of marriage


What I’ve learned about sex after 10 years of marriage

It’s no secret that I never intended to get married. I never even dreamed about my wedding day as a young girl. Yet, when I met my husband in my junior year of high school, our meeting was shortly followed by the realization, “Crap, I’m probably going to marry this guy.”

Though he was totally different than me, my not-yet-husband complemented me completely. Suddenly, the idea of marriage—or any long-term relationship—didn’t seem so bad. When we eventually did get married, I didn’t find it stifling to be with him. Instead, I was made better by being around him, and it felt like I did the same for him. Though I still know that marriage isn’t for everyone, in a lot of ways, being married has made me a gentler, happier, and wiser person.

One of the topics it has made me more knowledgeable about is sex. Specifically, there are a few truths that I’ve learned after 10 years of marriage. Some of these came to me as epiphanies while others were learned over years of discovering who I am and who my husband is, inside and outside of our sex lives. Embracing these lessons has helped me to grow and thoroughly enjoy my married sex life.

1. Great sex takes time.

I didn’t have my first orgasm until five years into my relationship—shortly after getting married and while pregnant for the first time. Though my husband and I started having sex months into dating, we didn’t really know what we were doing. Neither of us embraced the self-discovery part of our teenage years. All we really knew about sex was the basics, and that we should always pee afterwards. (Shout out to our high school biology teacher for this bit of wisdom that’s kept me UTI-free for 15 years.)

Basically, it took time for us to figure out what we liked and didn’t like. It took time to develop a sexual relationship that was more than just okay. It wasn’t until we allowed ourselves to become more sexually adventurous that our sex life really clicked.

We often hear that, after several years of marriage, people become bored with their sex lives. I’ve discovered the opposite. After being married for 10 years and with my husband for a total of 15, I’m more interested in our sex lives than ever. Which ties into the second lesson I’ve learned.

2. Asking for what you like can save so much stress

You might assume that, if you know what you want, you’re going to ask for it. However, there are plenty of us who have a problem with this concept. In fact, it’s such a common problem that the National Coalition for Sexual Health provides scripts on its website to help lovers speak to each other about wants and needs in the bedroom. Called the Five Action Steps to Good Sexual Health, these tools offer couples the ability to communicate about topics they would otherwise avoid.

Learning my preferences wasn’t as hard as asking for what I wanted. Asking felt like putting myself out there. It made me feel even more vulnerable than I felt when I had sex for the first time. Focusing the attention on myself instead of just hoping for a good shared experience felt shameful. Women often feel the need to follow the lead of their partners, and I did the same. But instead of putting the expectations on my husband to read my mind—which I was definitely guilty of doing at the beginning of our relationship—I had to accept responsibility for my own satisfaction.

However, it’s important to remember that sexual communication is a learned skill, not an inherent talent. While I was able to talk to my husband about birth control, sexual expectations, and my dislikes, it was a lot harder for me to actively ask for what I wanted. I had to work up to that, but it helped knowing that I’m more of a verbal communicator while my husband is more physical. I began giving my husband short and direct feedback in the moment of having sex, and it made me feel in control during an unguarded, vulnerable learning time. Then I began showing him what I wanted while telling him what I wanted, which helped my husband learn.

Being vulnerable was scary but it was essential to our sexy life. I know that allowing myself to be vulnerable in the bedroom has also made it easier to open up in other parts of our relationship.

3. Most media does married sex a disservice.

TV and movies don’t usually paint sex for married heterosexual couples in a positive light—and they’re wrong for this. We’re taught a few toxic lessons under what is usually the guise of comedy. For example, the trope of the frigid, no-nonsense wife who withholds sex to punish her husband is a tired favorite of sitcom writers. It teaches us that sex can and should be weaponized in a monogamous relationship. While no one is guaranteed or entitled to sex, withholding affection as a form of punishment isn’t funny. Teaching people that it’s a normal part of married life is irresponsible.

This common depiction of heterosexual sex in marriage also insinuates that sex is not as important to women as it is to men. While sex is portrayed as a regular human reaction and a regular human need for husband characters, the wives are coded as cold and inhuman. It paints these women as the antagonists in their marriages, a dangerous mentality to enforce.

In my experience, after 10 years of marriage, sex is as important to me as it is to my husband. Yes, his libido is higher than mine—always has been—but withholding sex as a punishment would hurt us both emotionally and physically. Besides setting a toxic tone of monetizing affection, it would condition my husband to think that sex isn’t important to me. And, if it isn’t important to me, why should my sexual satisfaction be important to him?

4. Children change sex—but not in the way you think.

Another trope that is super common to hear about longstanding relationships is that having kids changes your sex life. More to the point, it’s often inferred that they ruin it. I can’t speak for every mom, but having kids has definitely changed my sex life—though not in the ways I thought they would.

With three kids—currently aged 6-10—I have a lot on my plate. Earlier in their lives, I had help from my parents, but there was always a strict “no overnight babysitting” rule put in place. On top of that, we’ve always co-slept, with our youngest still bunking with us more often than not. Sleep deprivation has definitely been a factor in our lives for the last 10 years, but we couldn’t let sleepless nights and kiddos in our bed impact our sexual happiness.

Instead, we had to get creative. Knowing that sex isn’t always an option for us during the night in our bed, we learned to take advantage of any time and place we could steal some intimacy throughout he day. Not having a lot of time also encouraged us to learn what personally creates the quickest and most satisfying sex for us. When you’ve only got 10 minutes before a kid comes barging into the room or a few moments between dinner and bedtime, knowing what works best saves precious time.

5. Sex and other love languages are vital.

Learning how someone shows their love for you will help you to pick up on important emotional queues. For my relationship in particular, sex is a major love language. My husband isn’t someone who is very vocal with his thoughts and feelings. Someone who rarely deals in absolutes, my husband doesn’t feel comfortable expressing himself with words that can be easily misconstrued. For that reason, sexual contact is a clear way to understand how he’s feeling without my own emotions clouding his.

At first, I didn’t understand this. Though I was glad he always seemed so sexually interested in me, I also felt reduced to a mere sexual being. The same way he expressed his love for me through touch and physical love, I expressed mine through verbal communication and non-sexual contact. Eventually, we allowed ourselves to talk about this. We discussed how I need to be valued on more than a sexual level and how he feels most understood while showing instead of telling.

I’m glad to say that this understanding merged into a new love language for us as a couple. We take baths together a few times every week, which lets us recharge our relationship on an emotional and physical level. When the kids have gone to sleep, we slip into our garden tub where we download with each other while enjoying the intimacy of a relaxing bath. He shaves my legs; I tell him about the day’s news. He washes my hair; I suggest weekend plans. During a time in our relationship where communication and privacy are often hard to find, our love languages evolved to find a way.

My husband and I still argue sometimes. I can still be overly aggressive when I’m disappointed and he’s still passive aggressive when he feels talked down to. We have disagreements about his mother, my sister, our children…but our sex life hasn’t ever been a focus of a fight. What I’ve learned most after 10 years of marriage is that any relationship built on passion and strengthened through communication, mutual respect, and a little creativity will be a happy one.

The post What I’ve learned about sex after 10 years of marriage appeared first on HelloGiggles.

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Home values are rising at the slowest rate in more than six years

Home prices rose 4.7 percent in December, according to CoreLogic. That is the smallest annual gain since August 2012. Prices are still rising because of the shortage of homes for sale, especially on the lower end of the market.
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December pending home sales drop to lowest point in five years, despite much lower interest rates

House hunters signed 2.2 percent fewer contracts to buy existing homes in December, according to the National Association of Realtors. These so-called pending sales are a future indicator of closings in one to two months.
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Southern California home sales plunge 20% in December to the lowest pace in 11 years

The housing pain persists in Southern California, as higher costs weigh heavily on potential buyers. Home sales in the region fell 20.3 percent year over year in December, according to CoreLogic. That is the lowest December sales pace since 2007.
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Trump’s company plans to expand check of employees’ legal status following report that it hired undocumented workers for years

The decision to use the E-Verify program is the first acknowledgment that Trump’s private business has failed to fully check the work status of all its employees, despite his claims otherwise during the 2016 campaign.
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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EBay To Return Approx. $7.0 Bln To Shareholders Over Two Years – Quick Facts

eBay Inc. (EBAY) announced the company expects to return approximately $ 7.0 billion to shareholders through dividends and repurchases over the next two years, with approximately $ 5.5 billion in 2019 and approximately $ 1.5 billion in 2020. eBay announced the initiation of a quarterly dividend of $ 0.14 per share, with the first quarterly dividend to be paid on or about March 20, 2019 to shareholders of record as of the close of business on March 1, 2019. The company also announced an increase in share repurchase authorization by an additional $ 4.0 billion with no expiration, with an expected 2019 share repurchase of approximately $ 5.0 billion.
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Judges Say Trump’s Shutdown Broke Immigration System for Years

Chip Somodevilla/Getty

President Donald Trump may be over, (for now), but immigration judges and attorneys worry that the record government shutdown’s disastrous effects on the immigration court system will last for years.

The 35-day government shutdown, ignited over Trump’s demands for congressional funding of his long-promised border wall, exacerbated the very immigration crisis the president claims the barrier would solve, halting nearly all immigration court cases and putting three in four immigration judges on furlough. Hearings on asylum cases, deportation, and appeals against orders of removal were delayed indefinitely, pending a “reset” upon the government’s re-opening that shuffled tens of thousands of cases to the back of the line.

The only way to solve the pileup, one prominent immigration judge told The Daily Beast, is to trade Trump’s demand for a 2,000-mile wall, and instead double the number of immigration judges to deal with cases.

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Natural disaster affects children’s schooling years later

A new study looked at changes in children’s academic performance after major bushfires in Australia. The study concluded that children in regions affected significantly by bushfires demonstrated poorer academic outcomes in some subjects than children in regions that were less severely affected by the fires.
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Three years later, India’s bankruptcy reform languishes in courts

When India introduced new bankruptcy resolution rules in 2016, government officials and investors said they expected debt-burdened state-owned banks to clear up some of their bad loans and create a dynamic market in restructured debt.


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Live From EW’s 2019 Pre-SAG Awards Party With This Year’s Biggest Stars | LIVE | PeopleTV

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Alysa Liu Wins U.S. National Figure Skating Championship at 13 Years Old

(DETROIT) — Alysa Liu was already a phenom. Now she’s a national champion at age 13.

Liu stole the show Friday night, breezing through a free skate that included two triple axels and dethroning 2018 winner Bradie Tennell at the U.S. Figure Skating Championships. Liu became the youngest winner of an individual title at this event, and after her score was posted, she put her hands over her face, overcome with emotion.

“I was just happy that I beat my personal record, and I did a clean long program,” Liu said.

Liu had already landed a triple axel in the short program Thursday, and she was in second place behind Tennell entering Friday. Tennell fell during her long program, and Liu, skating immediately after, seized the opportunity. Her first triple axel was in combination with a double toe loop. Then she landed another triple axel, and by the time she finished her performance — set to “Witches of Eastwick” by John Williams — she was beaming.

Tara Lipinski was the youngest women’s champion at nationals after winning at age 14 in 1997, and Scott Allen also was 14 when he won in 1964. Now a commentator with NBC, Lipinski was there Friday when her record fell.

“Records are made to be broken,” Lipinski said afterward. “It is quite an honor that she is the one to do it. What a phenomenal talent.”

Earlier Friday, Madison Hubbell and Zach Donohue took a step toward defending their ice dancing title, finishing atop the standings after the rhythm dance. Hubbell and Donohue will compete for their second straight national championship in the free dance Saturday.

Madison Chock and Evan Bates were second after the rhythm dance, followed by Kaitlin Hawayek and Jean-Luc Baker.

The ice dancing competition was one of the most anticipated events of the week, in part because the top teams have plenty of ties to Michigan. Hubbell was born in Michigan, and she and Donohue used to train there. Chock and Bates are from Michigan as well.

Those two teams now train in Montreal under the same coaches — with Hawayek and Baker there as well.

“We’re pretty lucky that we get to train with the best in the world,” Donohue said. “We’re pushing each other. … We’ve got such a unique, incredible atmosphere where we all love each other, we all want to beat each other.”

The women’s competition was without several big names, with Karen Chen, Mirai Nagasu and Gracie Gold all missing it for various reasons. Now Liu looks like she could provide a boost for American figure skating. The U.S. hasn’t won an Olympic medal in women’s figure skating since 2006.

“To handle the pressure like she did, and to push the technical envelope as far as she’s pushing it, at such a young age, is truly mind blowing,” Lipinski said. “I think she’s the future of U.S. ladies’ figure skating.”

The U.S. nationals are being held in Detroit for the first time in 25 years. The 1994 event is best remembered for the attack on Nancy Kerrigan after a practice, but there was a 13-year-old who shined that year too — Michelle Kwan, who finished second.

The 4-foot, 7-inch Liu had already turned heads in August, when she became the youngest woman to land a triple axel in international competition. On Friday, she showed poise and ability on a big stage, although international stardom may have to wait a bit. Under the current age restriction, she’s not even eligible to compete at worlds until 2022.

“I’m not too worried about that part,” Liu said. “Because I get more time to work on my jumps, skating skills, spins, and just trying to learn more.”

Liu received a score of 217.51. Tennell finished second at 213.59, and Mariah Bell was third. Bell was the only skater left after Liu, and she fell during her routine.

Tennell stepped out of a triple loop in a combination early in her program, and she fell attempting a triple lutz.

“Obviously, it wasn’t my best skate, and I’m disappointed,” Tennell said. “There’s always something to be learned from skates like this, so I’m excited to get back home and work harder than ever to fix what I made mistakes on.”

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Could you live on your retirement savings for 23 years?

The average retirement lasts more than 20 years. Here’s how to figure out if your savings will last that long, and what to do if you’re in danger of running out of money
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Home prices make smallest gains in nearly 4 years, but rents are hot

The slowdown in home sales and home price gains in most major U.S. markets is causing the opposite effect in the rental market, especially for single-family rental homes. Those rent prices increased 2.9 percent annually in November 2018.
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Keeping Score: We’re 108 Years from Global Gender Parity

In every issue of Ms., we keep score—tracking research on our progress in the fight for equality, cataloging can’t-miss quotes from feminist voices and recording milestones for the movement. Starting this week, we’ll be doing the same on our website. Welcome to the first (digital) installment of Keeping Score!


Lest We Forget

“We have to find personal fulfillment. We have to follow our dreams.”

Glenn Close delivered an emotional speech at this year’s Golden Globes, winning for Best Actress for her role in The Wife. Close, who had had a storied career for 45 years in Hollywood but, until this week, hadn’t won a major award for her work in film, opened up about the limitations put on women and the urgency of allowing them to carve out their own paths.

“I’m thinking [of] my mom, who really sublimated herself to my father her whole life and in her ’80s she said to me, ‘I feel like I haven’t accomplished anything.’ It was so not right. I feel what I’ve learned through this whole experience is that women, we’re nurturers. That’s what expected of us. We have our children. We have our husbands, if we’re lucky enough, and our partners, whoever. But we have to find personal fulfillment. We have to follow our dreams. We have to say, ‘I can do that and I should be allowed to do that.’”

How We’re Doing

+ The 2019 Global Gender Gap Report from the World Economic Forum found that we are a depressing 108 years from gender parity worldwide.

Milestones

+ Ms. Executive Editor and Feminist Majority Foundation Executive Director Katherine Spillar was presented with an honorary doctorate at Texas Christian University’s Winter commencement.

+ Dr. Bernice Resnick Sandler, the “Godmother of Title IX,” died Saturday at 90. From 1969 to 1971, she served as the Chair of the Action Committee for Federal Contract Compliance of the Women’s Equity Action League, filing 250 federal administrative complaints against colleges and universities across the country for sex discrimination in education—inspiring the first Congressional hearings on the subject and the introduction of the landmark legislation that would change the landscape for women on campuses nationwide. Sandler was inducted into the National Women’s Hall of Fame in 2013.

+ Eleanor Maccoby, the first woman to ever head the Stanford University psychology department who was named one of the American Psychological Association’s 100 most eminent psychologists of the 20th century, has died at the age of 101. Her groundbreaking research addressed the relationship between gender studies theory and childhood development, and she made history for exploring the differences between the sexes.

+ Nancy Roman died late last month at 91. During her time as NASA’s first chief of astronomy—and the first woman to serve in a leadership position at the organization—she earned the nickname “Mother of the Hubble Telescope.”

Carmen Rios is the Digital Editor at Ms. , co-host of TRIGGER HAPPY on Binge Networks and co-founder of Argot Magazine. Her work has also appeared at BuzzFeed, Bitch, Mic, MEL, Everyday Feminism and Autostraddle. Like everyone else in LA, she once had a podcast; unlike everyone else, she stays pretty zen in traffic. You can find her on Twitter, Instagram and Tumblr.

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My Feminist New Year’s Resolution

New Year’s Day is my favorite holiday. It’s a time of year when I reflect and set goals for the future. I believe that engaging in radical vulnerability—opening myself up to hard truths about myself—is the first step to healing, which allows me to work authentically with others across our differences and truths so that we can achieve a world where human rights are recognized, protected and celebrated.

I asked myself hard questions as 2018 came to a close: What have I done for social justice? Have I moved the needle? Or have I stayed in my proverbial “lane”? In an act of radical vulnerability, I am sharing what I realized: I have failed to fully show up for immigrant justice.

Activists called for the end the surveillance, deportation and criminalization of undocumented peoples at a Los Angeles rally for immigrant rights last year. (Molly Adams)

Human rights are global. Man-made geographic borders and concepts around citizenship only create the conditions to other our human siblings. Any institution that was created via imperialism, colonization, genocide and slavery is something we should divest from. But at the end of 2018, as I lived in my queer black femme body, I couldn’t deny my positional privilege as an American citizen.

It’s time for me to admit that I haven’t been utilizing my privilege to really show up for immigrants and those fighting for immigrant rights and justice. I have watched quietly from the sidelines and shown my support in the most “slacktivist” ways—saying I support immigrant justice on social media, but then moving on to another social justice issue that feels more comfortable to me. I know that if my activism doesn’t make me feel uncomfortable, then I’m not trying hard enough; being uncomfortable means I am challenging myself in new ways. Not all of our social justice work should be uncomfortable, but if I am serious about liberation, I need to do the hard work of transformation and not merely transaction.

For too long, I’ve unknowingly—or been unwilling to admit—that I have been a social justice advocate working towards liberation in tiers: me first, you second, then everyone else. I have been so focused on black queer feminist liberation, which is necessary and urgent, that I have been missing opportunities to actually achieve collective liberation with all the people who don’t share my identities.

Identity politics matter, but they can’t be the sole vehicle of activism. After engaging in an arduous process of personal interrogation and introspection, I realized that part of my issue was misplaced jealousy.

I wish I could trace my journey to the U.S. As a black woman, my history was taken away from me when my ancestors were taken against their will and forced to come here as property. They were not seen as full human beings. It still hurts. It’s still painful. I am not over it. But through my unpacking process, I realized that I had let my personal pain create a barrier between myself and those who immigrated to the U.S.—assuming that because they may know their country of origin, they were somehow more positively connected to their heritage.

That, of course, was a logical fallacy. There is no one immigration story, and real life is stories are complex. Focusing on what I don’t have—connection to my country of origin—got in the way of recognizing that the same institutional systems—white supremacy, hetero-patriarchy, capitalism, state violence—oppress both ancestors of slaves and immigrants.

My focus is now clearer: It’s my responsibility to resist these structures, alongside those most affected, so that we can create new systems that allow us to live free and well.

What now? How can I overcome my guilt, shame and embarrassment and show up for folks who I will surely make mistakes in front of? I know that I have a long way to go. I have been on the other side of this situation. Because of my personal identities, I often have white folks ask me how to show up for racial justice; straight people ask me how to show up for LGBTQ liberation; masculine presenting folks ask me how to support feminist ideology and practice. My initial reaction is a big sigh, and a look to my right and left to see if there is anyone else can field the inquiry, before I offer a list of books to read and a quick list of things to just stop doing. The most important lesson that I teach is to do the hard work of unlearning stereotypes—and to do it with someone who is not from the affected community, because their job is to not relive their trauma for your education.

As a U.S. citizen, I am an ally in the immigrant justice movement. It’s on me to study the history of the movement and divest from institutions that harm the liberation of all immigrants. It’s on me to show up early and stay late. It’s on me to ensure that those directly affected have all that they need to show up and do the work. It’s on me to go back to my comfortable movement spaces and fight for the inclusion of my allied communities’ space as a bridge when I am able.

My liberation is tied up with the liberation of immigrants. I will not be free until all others are free. If I continue to deny my need to show up for immigrant justice, I will never achieve black liberation. As long as immigrants are denied access to health care, living wages, freedom from violence and human dignity, my people will too be denied access to the same things. What’s even more important is that my people are also your people and your people are my people. The separation that exists between my communities and communities of immigrants isn’t real—it was intentionally created to separate us from one another, to control us and our interactions.

I’m making a public commitment to embark on a transformational immigrant justice allyship journey this year. Our collective liberation is too important for me to not show up. I invite you to join me.

We start by asking ourselves one question: What will we do for collective liberation?

Candace Bond-Theriault is the policy counsel at the National LGBTQ Taskforce.

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Los Angeles Teachers Are Ready For First Strike In 30 Years

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LOS ANGELES (AP) — Teachers in Los Angeles, whose 640,000 students make it the nation’s second-largest school district, are ready to strike Thursday over a contract dispute that follows teacher walkouts in other states that emboldened organized labor after a critical defeat at the U.S. Supreme Court.

United Teachers Los Angeles said its 35,000 members would walk off the job for the first time in 30 years if a deal wasn’t reached on higher pay and smaller class sizes. The Los Angeles Unified School District says the union’s demands could bankrupt the school system, which is projecting a half-billion-dollar deficit this budget year and has billions obligated for pension payments and health coverage for retired teachers.

Negotiations are continuing, but little progress is evident. The two sides rejected Los Angeles Mayor Eric Garcetti’s offer to broker a deal.

Thousands of teachers took to the streets of downtown Los Angeles last month to demand a new contract. They wore red shirts, banged drums and carried signs that read “Stand With LA Teachers!” as they marched.

They are hoping to build on the “Red4Ed” movement that began last year in West Virginia, where a strike resulted in a raise. It moved to Oklahoma, Kentucky, Arizona, Colorado and Washington state, spreading from conservative states with “right to work” laws that limit the ability to strike to the more liberal West Coast with strong unions.

“What you’re seeing with unions is real enthusiasm and a belief that you can actually be successful,” said Robert Bruno, a professor of labor and employment relations at the University of Illinois. “The educational sector is rife with deep grievance and frustration, but there’s now a sense that you can actually win.”

Actions elsewhere emboldened Los Angeles teachers, union President Alex Caputo-Pearl said.

“Each state is different, but the commonality across all states is teachers, and parents are sick of schools not being invested in,” he said.

But unlike other states, schools will stay open if a strike happens. The district has hired hundreds of substitutes to replace teachers and others who leave for picket lines. The union said it’s “irresponsible” to hire substitutes and called on parents to consider keeping students home or join the marchers if a strike goes forward.

It comes as unions are stinging from a Supreme Court ruling last year that said government workers can’t be required to join unions and pay dues.

Larry Sand, a retired Los Angeles and New York City teacher who heads the California Teachers Empowerment Network, said he believes the Los Angeles union sees its showdown with the district as a public “sales pitch” for organized labor now that teachers have a choice about joining.

Sand, whose organization describes itself as a nonpartisan information source for teachers and the public, said overly generous benefits for teachers in the past have overburdened the district.

Teachers earn between $ 44,000 and $ 86,000 a year depending on their education and experience, according to the Los Angeles County Office of Education. The district says the average teacher salary is $ 75,000, which reflects the older, more experienced workforce.

The district has offered a 6 percent raise over the first two years of a three-year contract. The union wants a 6.5 percent hike at the start of a two-year contract. Health care fully paid by the district and a pension plan would be unchanged under both proposals.

The union also wants significantly smaller class sizes, which routinely top 30 students, and more nurses, librarians and counselors to “fully staff” the district’s campuses in Los Angeles and all or parts of 31 smaller cities, plus several unincorporated areas.

The union argues that the district is hoarding reserves of $ 1.8 billion that could be used to fund the pay and staffing hikes. The district said that money is needed to cover retiree benefits and other expenses.

Schools Superintendent Austin Beutner, an investment banker and former Los Angeles deputy mayor without experience in education, has become a lightning rod in negotiations.

The union says Beutner and school board members who voted him in are trying to privatize the district, encouraging school closures and flipping public schools into charters. Charter schools are privately operated public schools that compete for students and the funds they bring in.

Beutner, who attended public school, has said his plan to reorganize the district would improve services to students and families. He and his supporters on the board envision an education system with a “portfolio approach” — public and charter schools under the same leadership.

Sand of the California Teachers Empowerment Network said Beutner is “the right man for the job” because his business background gives him an understanding that “there’s a bottom line that has to be acknowledged.”

Both sides say they don’t want a strike, but John Rogers, a professor of education at the University of California, Los Angeles, said one seems inevitable.

“I would be surprised if a strike doesn’t come about, because I think each side has a real interest in demonstrating the dominance of their positions,” Rogers said.

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Manufacturing industry posts biggest annual job gain in 20 years

The net changes by industry for December jobs based on Friday's jobs report; the health-care and education sector saw the largest gain.
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A hidden world in the NES ‘Legend of Zelda’ was just uncovered 30 years later

Legend of Zelda

One of the more remarkable things about the original Nintendo is that many of the console’s more popular games — from Super Mario Bros. 3 to Tecmo Bowl — are still playable and thoroughly enjoyable. Sure, the 8-bit graphics can’t hold a candle to what you’ll find on more modern-day consoles, but the wild success Nintendo saw with the NES Classic underscores just how much fun many of those older games are.

Of course, if we’re talking about some of the greatest NES games of all time, there’s no denying that the Legend of Zelda needs to be part of the discussion. The original Legend of Zelda — which was released all the way back in 1986 — was such an iconic hit that it would go on to spawn well more than a dozen offshoots across a number of different consoles.

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A hidden world in the NES ‘Legend of Zelda’ was just uncovered 30 years later originally appeared on BGR.com on Sun, 6 Jan 2019 at 14:07:51 EDT. Please see our terms for use of feeds.


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Trump says he could keep shutdown going for months or years

A meeting Friday between President Donald Trump and newly powerful Democrats ended in continued stalemate as a partial government shutdown wears on. Both sides emerged sounding entrenched, rendering an end to the impasse elusive.


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‘Glass’ Interview: M. Night Shyamalan, Samuel L. Jackson and James McAvoy Discuss The Year’s First Major Movie

'Glass' Interview: M. Night Shyamalan, Samuel L. Jackson and James McAvoy Discuss The Year's First Major Movie

Fans of M. Night Shyamalan's groundbreaking super-powered movie Unbreakable were completely surprised when the ending of his 2016 thriller Split — spoiler warning — revealed itself to be an Unbreakable sequel. Shortly after the film debuted, M. Night announced that his next film would be one 18 years in the making — a third installment in the series, titled Glass, that would bring the central characters from both Unbreakable and Split together for an event film that would expand on the…

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Shay Mitchell revealed that she had a miscarriage in 2018, and called on fans to make this uplifting New Year’s resolution

Shay Mitchell revealed that she had a miscarriage in 2018, and called on fans to make this uplifting New Year’s resolution


Shay Mitchell revealed that she had a miscarriage in 2018, and called on fans to make this uplifting New Year’s resolution

For Shay Mitchell, 2018 was definitely a big year—after all, she got to spend it starring as Peach Salinger in Lifetime’s You. But behind the scenes, something else was going on in her life, and she hadn’t filled her fans in on it until now.

In honor of the New Year’s holiday, Mitchell opened up about something heartbreaking that happened to her in 2018: a miscarriage. While sharing the highlights of her year on her Instagram Story, she also revealed that her year hadn’t come “without some hardships,” which included losing a baby.

Not only did Mitchell share a sonogram photo (with a broken heart emoji), but she also offered up a lengthy caption about how her miscarriage affected her and what she hopes her fans will do in the year ahead.

Shay Mitchell/Instagram

“We all have to deal with various struggles and challenges in life. And sometimes it’s easier to only showcase the good times on social media, which is what leads many people to criticize it for its lack of authenticity,” Mitchell wrote. “Having so many people follow me on Instagram and read my posts is both incredibly humbling and hugely uplifting. The support and affection that so many of you show me lifts me up during even my darkest days, one of which happened last year after I miscarried and lost the child of my hopes and dreams.”

She went on to encourage her followers to show a little extra empathy to the people in their lives in 2019, because it’s hard to know exactly what someone’s going through based only on what they choose to share with the world online.

“In the spirt of the new year, I think that we need to remember that we are all on this journey together—in good times and in bad—and to remind ourselves that we seldom really know or understand the struggles and hardships that other people are going through,” Mitchell continued. “So, for 2019, let’s all try to be a little more compassionate, empathetic, patient, and thoughtful with each other.”

This is just another reason we love this former Pretty Little Liars star. We’re crossing all our fingers and all our toes that she has the 2019 of her dreams.

The post Shay Mitchell revealed that she had a miscarriage in 2018, and called on fans to make this uplifting New Year’s resolution appeared first on HelloGiggles.

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US military deletes tacky New Year’s Eve tweet about being ‘ready to drop’ a bomb

US military bomb tweet

It’s so easy to party to excess at the end of the year — to get caught up in the year-end revelry and the excitement of turning a page on the calendar. Some people get so caught up in the fun they go out and get hammered. Others gather in Times Square to watch the ball drop while they try not to freeze to death. Meanwhile, the arm of the US military that oversees the nation’s nuclear weapons arsenal decided to get in on the fun in its own way — by sending out a humorous tweet about how big its bombs are. A tweet that, okay, wasn’t actually funny at all. It has since been deleted and the military has also taken the extra step of apologizing for it.

Welcome to 2019.

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US military deletes tacky New Year’s Eve tweet about being ‘ready to drop’ a bomb originally appeared on BGR.com on Tue, 1 Jan 2019 at 23:07:06 EDT. Please see our terms for use of feeds.


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Rob Zombie Zings Ozzfest New Year’s Crowd: ‘Put Your Phones Away and Enjoy the Show’

Ozzy Osbourne rang in the new year in Los Angeles, headlining the festival he founded, Ozzfest, at the Forum. The one-off show kicked off early, with the venue grounds transformed into a holiday wonderland complete with food trucks and an outdoor stage which featured sets by Wednesday13, DevilDriver and Black Sabbath cover band, Zakk Sabbath. L.A.’s […]

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Virginie Morgon Makes French New Year’s Honors Roll

PARIS — Virginie Morgon, chief executive officer of Paris-based investment firm Eurazeo, was made a Knight of the Legion of Honor, France’s highest civilian decoration, on New Year’s Day.
With a portfolio of roughly 15 billion euros in assets under management, of which 9 billion euros is from third parties, Eurazeo is a shareholder in Moncler, Farfetch, Vestiaire Collective, Nest Fragrances and Pat McGrath Labs, among others.
Others associated with the fashion and retail worlds who were promoted to Knight of the Legion of Honor in the annual list included Jean-Luc Déchery, owner and ceo of leather-goods brand Camille Fournet, and Franck François, founder of hair salon chain Vog.

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New Year’s Day Sales for Workwear and Beyond!

New Year's Day Sales for Workwear

Happy New Year’s Day, guys! May you have an absolutely wonderful 2019. I thought I’d start an open thread and do a sale round-up… have you found any great deals? I keep buying things from the Nordstrom Half-Yearly Sale, and the other sales I’d hit first are in bold below. 

  • 6PM.com – New Year’s Sale, lots for $ 20.19! 
  • Amazon – Coats under $ 50, dresses under $ 25, boots under $ 50… lots of options! 
  • Ann Taylor – Extra 60% off all sale styles, 40% off full-price styles.
  • Ann Taylor Factory – End of season sale, lots for 50%, 60%, and 70% off! Must have sale styles starting at $ 17.99.
  • Anthropologie – Winter tag sale — now an extra 40% off sale items!
  • Banana Republic – Today only, extra 19% off, plus three more can’t miss deals. 
  • Banana Republic Factory – Up to 75% off original prices!
  • Boden -Further reductions, up to 50% off sale!   (Don’t forget to check out our recent roundup of how to build a work wardrobe at Boden!)
  • Brooks Brothers – Semi-Annual Sale! Up to 40% of limited time value end January 2. Through January 1, get an extra 15% off.  
  • Dillards – New Year’s Day Clearance, save an additional 50% off!
  • Express – 100s of new styles, take an extra 40% off clearance for up to 70% off!
  • J.Crew – Extra 60% off all final sale styles!
  • J.Crew Factory – Extra 60-70% off clearance! Online only. 50% off everything else. 
  • Last Call -Extra 30%-80% off everything! 
  • L.K. Bennett –  Up to 70% off! Tons of great markdowns for work. 
  • Loft – Mystery flash sale — check to see what YOUR crazy-good deal is.  (Mine was 50% off everything.) 
  • Neiman Marcus – Last Call Winter Sale, up to 70% off!
  • Nordstrom – Half-Yearly Sale! Save up to 50% through January 2. See our favorites from the sale here
  • Reiss – Further reductions, up to 50% off!
  • Talbots – Happy New Year’s Day Sale — now an extra 50% off markdowns! (Don’t forget to check out our recent roundup of how to build a work wardrobe at Talbots!)
  • Victoria’s Secret – The semi-annual sale — 40-60% off 2000+ styles. 
  • Zappos – The Winter Sale Event! Huge selections from MICHAEL Michael Kors, Calvin Klein, Free People, Frye, and Kate Spade New York (100s of options!), and lots of other good options from 1.State, Aerosoles, Aldo, Adrianna Papell, Anne Klein, Aquatalia, Blank NYC, Born, Botkier, Coach, Clarks, Cole Haan, Cosabella, Dansko, Dooney & Bourke, Dr. Scholl’s, Fly London, Free People, Hue, Hanky Panky, Jag Jeans, Kut from the Kloth, Karen Kane, Lodis Accessories, Marc Jacobs, Miz Mooz, Nic + Zoe, NYDJ, Naturalizer, Nine West, Paul Smith, Rieker, Rockport, Salvatore Ferragamo, Sam Edelman, Stuart Weitzman, Ted Baker, Three Dots, Under Armour, and ZAC Zac Posen. Try this link to already be limited to those above brands for women, then limit by size from there… 

Image via Stencil. 

The post New Year’s Day Sales for Workwear and Beyond! appeared first on Corporette.com.

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More kids and teens are dying from opioids in the last 20 years, study says

The death rate has tripled among these groups.
ABC News: Health

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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New Year’s resolutions start with reasonable goals

New habits are hard. The best way to make them stick? Start slow, says “Atomic Habits” author James Clear. He recommends a two-step approach: Establish the baseline of your desired behavior, then build on it. “You have to standardize before you can optimize,” he tells The Post. The goal: Run four times a week On…
Living | New York Post

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Dancing with wolves (nearby): a wild New Year’s Eve in Canada

At an eco-lodge in Algonquin Provincial Park, Ontario, New Year’s Eve is celebrated around a campfire, surrounded by snow, endless forest and wolves

“Hello,” I called. “Anyone there?”

I was beginning to lose hope I’d ever find the Algonquin Eco-Lodge. It was as dark as a coal mine on the thickly wooded trail, the temperature around -25C. A sign about 15 minutes back said it was a 2.5km walk from the parking lot. There had been a few forks in the path and now I thought I might have taken a wrong turn. My phone had no signal – par for the course in Ontario’s Algonquin Provincial Park, thousands of square kilometres of wilderness 234km south-west of Ottawa and 18km from the nearest town. Fortunately, I was dressed for the occasion — ski pants over long underwear, thermal socks, proper winter boots, and several layers under my jacket.

Continue reading…
Travel | The Guardian

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Authorities on high alert ahead of the big New Year’s Eve party in Times Square

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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15 U.S. Towns with Wacky New Year’s Traditions

While New Year’s Eve is typically observed with raucous parties and freely flowing libations, some towns veer away from tradition to embrace oddball festivities that reflect their distinct personality. If the Times Square ball drop is too tame for your tastes, venture to any of these off-the-beaten-path cities where peculiar pastimes on the eve—or the first day—of the new year are sure to make your celebration memorable.
Bob Vila : Trusted Home Renovation & Repair Expert

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2019 Movie Preview: Disney Is About To Have One of The Greatest Years Ever

2019 Movie Preview: Disney Is About To Have One of The Greatest Years Ever

2019 is going to be another big year for movies, but it may be the biggest year ever for Disney. The Mouse House is expected to roll out one major title after the next, including new installments in four of their most popular and recognizable franchises spread across their four main movie houses: Avengers: Endgame (Marvel Studios), Toy Story 4 (Pixar), Frozen 2 (Disney Animation) and Star Wars Episode IX (LucasFilm).

If they stopped there at just those four titles, they'd be looking at…

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Roger Federer Says It’s ‘Exciting’ to Face Serena Williams in New Year’s Day Match-Up

(PERTH, Australia) — Roger Federer’s wish is about to be granted — he’s getting the chance to return Serena Williams’ powerful serve.

The famously unflappable Swiss acknowledges being excited about the prospect of taking on his fellow tennis great on Tuesday in a Hopman Cup mixed doubles match between Switzerland and the United States.

“I admire everything she has done both on and off the court,” Federer said. “I have always thought how is it to return that serve and go head-to-head with her.”

Federer made an impressive start in preparation for his Australian Open title defense with a seemingly effortless 6-1, 6-1 victory over Cameron Norrie on Sunday.

His playing partner Belinda Bencic also won to seal defending champion Switzerland’s victory over Britain in Group B.

Federer and Bencic will next take on Williams and Frances Tiafoe to kick-start the New Year with arguably the most anticipated match in the tournament’s three-decade history.

Tickets were sold out soon after being released for the showpiece encounter, which pits Federer and Williams on court for the first time. The 37-year-olds have won 43 Grand Slam singles titles between them.

“It’s very exciting for us. I hope tennis fans tune in and watch it because it’s going to be one time and probably never again in this type of competition,” Federer said.

By most people’s standards, the two stars have an unusual meeting place.

“I don’t know her that well. I only know her from some champions’ dinners at Wimbledon,” Federer said. “We have busy lives and a big entourage, so it’s rare to really deep dive. We can relate to each other more so now, being parents.”

Federer will head into the clash in form after a masterclass 57-minute thrashing of Norrie. The 20-time Grand Slam champion moved around the court well and hit the ball crisply to overwhelm Norrie.

“I was very happy that I was able to come out tonight and put in a good performance,” Federer said. “I was happy with all aspects of my game: footwork, offensive play, serve, return. It was all there.”

Sports – TIME

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How celebrities stay warm during New Year’s Eve in Times Square

What’s the secret to spending New Year’s Eve outside in the middle of Times Square? Layers. Lots of layers. Last year’s New Year’s Eve was the second coldest ever on record in New York City — temps lingered around 9 degrees, but it felt even colder (minus 4) with the windchill. And while this year’s…
Fashion News, Photos, and Video | New York Post

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Mega Millions jackpot grows to $415 million, next drawing set for New Year’s Day

After no one won Friday’s drawing, the jackpot grew to $ 415 million.
ABC News: Top Stories

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

BEST DEAL UPDATE BY AMERICAN CONSULTANTS RX:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

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5 Fun, Alternative Ways to Spend New Year’s Eve

Who says going out to a party is the best way to ring in the New Year? Some of the most satisfying moments in life are when we’re having fun in an intimate setting with friends and family. Below, we’ve rounded up a few unique ways you can celebrate New Year’s Eve.

 

Plan a game night. 

Whether you want to put an adult twist to one of your favorite childhood games, such as Jenga and Tic-Tac-Toe, or opt for a new game like Black Card Revoked; an Afrocentric trivia game; there are plenty of fun options to keep you having fun into the early morning hours of New Year’s day. Add some delicious food and spirits, and you’re in for a great New Year’s Eve.

Host a New Year’s Eve dinner party with friends.

 A classic way to bring in the New Year, but classic doesn’t mean boring, right? A New Year’s dinner party with family and friends is a great way to reflect on the past year and chat about plans for the New Year. Perhaps you can host a cook-off or prepare a tasting menu of festive finger foods. Check out a few New Year’s Eve recipes on Food Network and MarthaStewart.com. And, for champagne cocktails–check out Bustle.com.

Host a masquerade party. 

Plan an evening of mystery and magic with a themed masquerade party. Beyond requesting that guests wear masquerade masks, you can ask them to bring their favorite dish and bottle of champagne, or you can feature several drinks from around the world.

Attend church. 

From plays and musical concerts to games and speakers, many churches plan a series of watch-night events to usher in the New Year.

Plan the ultimate date night.

Looking forward to some quality time with your sweetie? Whether you’re in the mood for a romantic evening of food and bubbly at a great city restaurant, or a bonfire on the beach with a sparkling fruit sangria, there are several great ways you can ring in the New Year with your love. Check out PopSugar for a great list of fun and sexy date ideas.

The post 5 Fun, Alternative Ways to Spend New Year’s Eve appeared first on Black Enterprise.

Lifestyle | Black Enterprise

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For the first time in 10 years, assemble your Super Hero dream…

For the first time in 10 years, assemble your Super Hero dream team once
again in “MARVEL ULTIMATE ALLIANCE 3: The Black Order” – coming
exclusively to #NintendoSwitch in 2019! #MUA3

Marvel Entertainment

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Find your favorite Toy Story toys, apparel, , collectibles and more in the Toy Story Character Shops at the online Disney Store.

Michelle Mone reveals Christmas engagement to billionaire Doug Barrowman after two years of dating

MICHELLE Mone has revealed she is engaged to billionaire Doug Barrowman after two years of dating.

The entrepreneur, 47, shared her happy news on Instagram this morning with a snap of the pair, adding: “I said YES.”

Instagram

The happy couple shared their engagement on Instagram this morning[/caption]

Despite wanting to tell her 400,000 followers about her festive engagement, Michelle chose not show off her engagement ring.

Instead she hid her left hand as she snuggled up to her fiancé and posted a ring and a champagne glass emoji.

The Ultimo founder has previously gushed about her relationship with the rich 53-year-old businessman who owns more than 50 companies,  a private jet along, six homes, 15 cars and a 183ft yacht.

She told Hello! magazine: “My mum told me, ‘You won’t find love if you’re looking for it’, and honestly, it was the last thing I was looking for.

Getty

Tycoon Michelle met Doug two years ago at a business dinner and has previously gushed about their fairytale relationship[/caption]

“But as you get older, you realise what you want from a relationship and I couldn’t deny there was a true connection. I feel like I’m in a fairytale, a beautiful dream I don’t ever want to wake up from.”

The “bra queen” who is now known as Baroness Mone of Mayfair has already moved in with her beau into a huge mansion on the Isle of Man.

It boasts an enormous home gym, swimming pool and spa.

Instagram

The couple live in Isle of Man together and are now planning their future as husband and wife[/caption]

The pair first met at a business dinner and are now planning their future as husband and wife.

They have seven children from previous relationships, but aren’t planning on having any more.

Michelle’s followers were delighted about her engagement, sharing messages of congratulations.

One joked: “Congratulations ma’am, and yeah he’s well punching, still a lovely photo though”.


Another commented: “Huge Congratulations Lady Michelle & Doug may ye have a fabulous future together.”

One wrote: “Amazing !

“Huge congratulations”.

A fourth added: “All the very best wishes and good fortune to you both.”


Got a story? email digishowbiz@the-sun.co.uk or call us direct on 02077824220.

We pay for videos too. Click here to upload yours.


 

TV and Showbiz – latest celebrity news, gossip, photos, TV and film reviews | The Sun

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Behind the biggest holiday sales increase in years

Traders on Wall Street were full of doom and gloom this holiday season. Shoppers on Main Street, meanwhile, were busy buying stuff. Retailers delivered their biggest holiday sales increases in six years, as shoppers shrugged off the stock market’s swoon and instead shelled out for everything from cashmere sweaters to kitchen sinks. Boosted by fatter…
Business | New York Post

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The best travel trends for the next few years

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From electronics to fashion, trends are constantly changing. It’s hard to keep up sometimes, especially when it seems like they change as soon as you’ve embraced the last one. Traveling is no different. Traveling trends alter year on year, including popular destinations, ways to travel, and our favorite activities. Here are some of the trends which are on the rise in travel at the moment. We’re likely to see these get big over the next couple of years.

The world’s natural beauty

One trend which has been on the rise for a number of years is sustainable traveling. Eco-travel involves staying in environmentally friendly locations and enjoying foods and activities which don’t harm nature or animals. Many of these trips are situated in densely populated areas of greenery and wildlife, like jungles and savannahs. These sorts of vacations are immensely enjoyable for nature lovers, seeing as many of the activities include bird watching, trekking, photography, and kayaking. With eco-traveling, you can enjoy a fun trip, while knowing that you’re not contributing to the damage caused to the environment.

Micro trips

Going away for a weekend rather than a couple of weeks has become incredibly popular recently and shows no signs of slowing down, with 53% of global travelers admitting that they’d like to take more micro trips in the coming years. These are a fun and cheaper way to travel, where you can explore different places and activities without spending too much money or taking weeks off of work.

Love for the cold

Supposedly, an up and coming trend is the winter season. It has been predicted that in years to come, winter will become the peak season over summer, where people will enjoy activities like skiing and arctic tours rather than your typical sunbathing and swimming vacations. Some locations are now hosting winter festivals and even reindeer herding trips, so winter traveling is set to become the new craze.

Keeping fit

Wellness traveling includes a range of attractions, such as mountain hikes, cycling, trekking, and sports, and is likely to become much more popular over the next few years. It might be best for you to get in on this trend now, before it takes over the travel industry. These vacations combine exploring new places with getting active, and it’s the perfect way to boost your happiness and health.

Learning while you travel

Volunteering trips are also set to gain popularity, with more people now wanting to help others, while also having fun. Volunteering includes working at animal sanctuaries and helping underdeveloped countries. If you love helping other people and the environment, then a volunteering vacation can be the perfect way to get involved and make a difference to something you’re passionate about.

These travel trends will no doubt become game-changers in the travel industry in the next two or three years, with people becoming more concerned about their health and the environment, as well as wanting to explore something different. They’re fun and innovative ways to travel and could make your next trip the best one yet.

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The post The best travel trends for the next few years appeared first on Worldation.

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The game of their lives was 25 years ago. They’re still replaying it in their minds.

The exploits of a high school football team can become small-town legend. For the Prestonsburg Blackcats of Eastern Kentucky, the 1993 season “was like something out of a movie, if you’ve ever seen ‘Hoosiers,’ ” one coach said. Reality, however, left more complicated memories.
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Nawaz Sharif sentenced to 7 years for corruption

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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SPECIAL DONATION REQUEST UPDATE:

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Trump forcing Mattis out by New Year’s Day

CNN

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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16 New Year’s Eve dresses that will outshine the festive confetti

16 New Year’s Eve dresses that will outshine the festive confetti


16 New Year’s Eve dresses that will outshine the festive confetti

New Year’s Eve is on the horizon, and we’re ready to ring in a brand new year. Forget about those 2018 resolutions that fell through the cracks after last January; 2019 is here to wash you anew after a prolonged 2018.

To commemorate the New Year, we’ve compiled a shopping guide of New Year’s Eve dresses to don on December 31st. From sequins numbers to champagne frocks, you’ll raise a glass (or entire bottle after the year we’ve had, tbh) to these options. Wear these festive dresses while you sip on some bubbly and watch the ball drop at midnight.

Below, shop 16 New Year’s Eve dresses that will outshine the festive confetti.

1. Topshop Met Slip Dress

Nordstrom
| $ 68

Match the champagne bottle when you wear this slip dress.

2. Express Sequin Sheath Dress

Express
| $ 59

Shimmy under a disco ball in this sequin number.

3. Torrid Champagne Velvet Wrap Dress

Torrid
| $ 31.49

Raise a glass to the New Year in this velvet frock.

4. Torrid Black Lattice Sweater Dress

Torrid
| $ 48.23

Stay cozy (and cute) during your NYE festivities in this lattice sweater dress.

5. Nasty Gal Back Down Sequin Dress

Nasty Gal
| $ 36

Make your New Year’s resolution to wear more sequin dresses in 2019.

6. Nasty Gal Dance Tonight Glitter Dress

Nasty Gal
| $ 28

Complement the gold confetti with this glittery frock.

7. Betsy & Adam Plus Embellished Dress

NYE Dresses
Macy’s
| $ 279

Upgrade your LBD with this festive embellished beauty.

8. Betsy & Adam Plus Metallic Off-Shoulder Dress

NYE Dresses
Macy’s
| $ 239

Hit a swanky bar with this metallic stunner.

9. PrettyLittleThing Black Feather Hem Bodycon

PrettyLittleThing
| $ 45

Hit the dance floor in this black feather hem.

10. PrettyLittleThing Dusty Pink Knotted Midi Dress

NYE Dresses
PrettyLittleThing
| $ 28

Toast to another year gone by in this dusty pink number. The high-slit and loose sleeves also give this dress an elevated touch.

11. ASTR the Label Lina Dress

ASTR the Label
| $ 134.40

Match a bold lip with this bright red number. Plus, we love that it’s a blazer dress.

12. ASTR the Label Blazer Dress

ASTR the Label
| $ 148

Substitute a basic frock with this sophisticated blazer dress.

13. Fashion Union Plus Metallic Long Sleeve Dress

ASOS
| $ 56

Stay cozy but look chic when you wear this metallic long sleeve dress.

14. Chi Chi London Plus Sateen High Low Dress

ASOS
| $ 103

Opt for a vibrant pink cocktail dress. Let 2019 be the year you dress to the nines.

15. Shein Mock Neck Glitter Dress

Shein
| $ 19

Count down to new beginnings in this glitter dress.

16. UO Starlette Sequin Mini Dress

Urban Outfitters
| $ 98

Pop a bottle of bubbly in this sequin mini dress.

The post 16 New Year’s Eve dresses that will outshine the festive confetti appeared first on HelloGiggles.

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Why Christmas Can’t Quit Trans-Siberian Orchestra, 20 Years Later

Daniel Knighton/Getty

In 1993, a man named Paul O’Neill got a call from Atlantic Records. At the time, O’Neill was pretty well known among New York music labels. He worked at a major management firm and he was producing a minorly successful metal group called Savatage (a combo of the words “avatar” and “savage”). But Savatage’s last album hadn’t done well, and the Atlantic exec had a proposal: O’Neill should start his own group. “I said I’d love to do it,” O’Neill said later in an interview with Arte Concert. But he had a condition. “I said I want to do a progressive metal band that does mostly rock operas…I want four guitar players, two drummers, a full symphony in the studio, but not a symphony on the road…and 24 lead singers.” He had another ask. The rock operas would, for the most part, all be about Christmas.

Thursday night, about 15,000 people crowded into the Nassau County Veterans Memorial Coliseum, to hear the fruits of O’Neill’s phone call: the progressive metal holiday-rock-opera-machine, Trans-Siberian Orchestra, or TSO.

It’s been 25 years since O’Neill first pitched his project, and 20 since the group first started touring, but TSO has spent almost all of that time, bewilderingly, as one of the biggest breadwinners in the music industry. The Christmas melody maker has put out four holiday rock operas, three non-holiday rock operas, a Christmas EP, and a Christmas compilation, four of which have debuted in the top 10 of the Billboard 200, four of which have gone platinum (two of them more than once), and all of which, collectively, have sold over 12 million records, grossing some $ 700 million in revenue. Since 1999, the band has played to over 15 million people, and many of them come back for more—in 2014, the Wall Street Journal reported that repeat customers comprise 50 percent of the audience.

Read more at The Daily Beast.

The Daily Beast — Entertainment

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Why Christmas Can’t Quit Trans-Siberian Orchestra, 20 Years Later

Daniel Knighton/Getty

In 1993, a man named Paul O’Neill got a call from Atlantic Records. At the time, O’Neill was pretty well known among New York music labels. He worked at a major management firm and he was producing a minorly successful metal group called Savatage (a combo of the words “avatar” and “savage”). But Savatage’s last album hadn’t done well, and the Atlantic exec had a proposal: O’Neill should start his own group. “I said I’d love to do it,” O’Neill said later in an interview with Arte Concert. But he had a condition. “I said I want to do a progressive metal band that does mostly rock operas…I want four guitar players, two drummers, a full symphony in the studio, but not a symphony on the road…and 24 lead singers.” He had another ask. The rock operas would, for the most part, all be about Christmas.

Thursday night, about 15,000 people crowded into the Nassau County Veterans Memorial Coliseum, to hear the fruits of O’Neill’s phone call: the progressive metal holiday-rock-opera-machine, Trans-Siberian Orchestra, or TSO.

It’s been 25 years since O’Neill first pitched his project, and 20 since the group first started touring, but TSO has spent almost all of that time, bewilderingly, as one of the biggest breadwinners in the music industry. The Christmas melody maker has put out four holiday rock operas, three non-holiday rock operas, a Christmas EP, and a Christmas compilation, four of which have debuted in the top 10 of the Billboard 200, four of which have gone platinum (two of them more than once), and all of which, collectively, have sold over 12 million records, grossing some $ 700 million in revenue. Since 1999, the band has played to over 15 million people, and many of them come back for more—in 2014, the Wall Street Journal reported that repeat customers comprise 50 percent of the audience.

Read more at The Daily Beast.

The Daily Beast Latest Articles

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

CHARITY UPDATE:

Click today to request your free ACRX discount prescription card and save up to 80% off of your medicine!

SPECIAL DONATION REQUEST UPDATE:

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Der Spiegel star reporter Claas Relotius fabricated stories for years

The German weekly Der Spiegel, one of the top-selling publications in Europe, is reeling from a scandal that revealed that a star reporter has reportedly faked stories for years. Many of the faked stories written by Claas Relotius were centered in the United States or in the Middle East. So far, Der Spiegel editors said…
Media | New York Post

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Gun deaths in US reach highest level in nearly 40 years, CDC data reveals

Nearly 40,000 people in the United States died by guns last year, marking the highest number of gun deaths in 38 years, according to a new analysis of data from the Centers for Disease Control and Prevention’s WONDER database.


CNN.com – RSS Channel – Health

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New Year’s Eve: 10 last-minute city breaks in Europe

Ditch Auld Lang Syne and greet 2019 in a new setting: concerts and walks in Madeira, markets in Vienna, skating in Budapest … and fireworks everywhere

Why go Hungary’s capital sparkles in winter and likes to party, so it’s a great place to see in the new year. There’s festive cheer on tap, with fairylight-strewn streets, chestnut sellers and ice-skating in City Park (the largest rink in Europe), to a backdrop of Vajdahunyad Castle. The Christmas markets on Vorosmarty Square and at the Basilica run until 1 January, with concerts, folk dancing and stalls selling mulled wine or pálinka (fruit brandy) and traditional chimney cake (cinnamon and sugar-coated dough). New Year’s Eve (Szilveszter) is celebrated with fireworks over the Danube, and it’s worth booking one of the many river cruises with dinner and DJs. Fisherman’s Bastion at Buda Castle offers a near-perfect panorama over the city (free and open 24/7, but likely to be crowded).

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Travel | The Guardian

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8 Ways You Can Get to Retirement 10 Years Earlier Than You’ve Planned

Retirement. It seems like it’s forever away, doesn’t it? With all the bills and debt you’ve already accumulated, the idea of cashing in your chips and calling it a career could be an impossible dream.

But here’s the trick: Think like an entrepreneur, and start managing your life like it’s a successful business.

Try out these 8 tips that will help you do just that. You could even find yourself rocking retirement as soon as 10 years earlier than you would otherwise. Sweet, right?

1. Pay Off Credit Card Debt, So You Won’t Be Weighed Down

When you think about how much debt you have, you might feel a little anxious.

That’s where a company like Fiona can be helpful. It can help you find personalized lending options to refinance or consolidate your debt to potentially save thousands of dollars in interest.

Fiona will show you all the lenders willing to help you pay off your credit card and eliminate the headache of paying bills by allowing you to make one payment each month.

You can borrow up to $ 100,000 (no collateral needed) and compare interest rates, which start at 4.99%. The idea is to secure a loan at a lower interest rate, potentially helping you save thousands. Repayment plans range from 24 to 84 months.

Take, for example, Katherine, who faced $ 12,000 in credit card debt. Holding her back? The 15.24% interest rate. By refinancing with a 5%-interest, seven-year personal loan, she saved $ 12,000 in interest.

If she’d kept on the same road, she would have paid something like $ 14,000 in interest alone over 25 years. Yikes.

So even if you’re simply curious about what’s out there, know that checking rates on Fiona won’t hurt your credit score — and can probably save you in interest.

2. Have a Sit-Down With Your Credit Score

Dana Sitar with partner Stefan Davis spend some time reviewing credit sesame both on their phone and on personal laptop. St Petersburg, Fla.

If you want to retire early, your credit score is going to be a valuable tool. With a good credit score comes lower interest rates on loans, which means less money out of your pocket.

One of the toughest parts about paying down debt and fixing your credit score is knowing where to begin.

To create a rebuilding plan, you have to first know what you’re dealing with.

Do you have credit card debt? Is your name attached to any unpaid loans? Are you behind on medical or utility bills you didn’t know about?

Your credit report will give you this information.

You can get a free copy of your credit report once every 12 months from each of the three major credit reporting bureaus.

If you want to keep a closer eye on your credit, get your credit score and “credit report card” for free from Credit Sesame. This website breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and how you might address it.

3. Hope for the Best, but Plan for the Worst

A family tragedy can do more than just break hearts. Losing someone in your life can come with a large emotional, and even financial, burden.

You’re setting plans to retire early. Don’t let a tragedy get in the way. Make sure that you and your loved ones have life insurance policies in place. They protect those left behind so they can continue to live out their dreams.

A company like Policygenius offers an easy way for anyone to compare and buy life insurance. The search engine allows you to compare policies and get instant quotes. Once you find the right fit, you can apply right online.

If you’re young and mostly healthy, consider purchasing term life insurance online from Ethos. It partners with a major A-rated life insurance carrier to provide policies for a low price. For example, $ 30 a month could get your family $ 1 million of coverage.

It’s not fun to think about, but it’s a necessary step for your life plans.

4. Pad the Bottom Line With Passive Income

The housing market is booming in Florida, including in places like Palmetto, Fla

Passive income is awesome. It’s income that keeps rolling in without you having to do much on your end. Suh-weet.

One great way to earn passive income is to invest in real estate. We found a company that helps you do just that.

Oh, and you don’t have to have hundreds of thousands of dollars, either. You can get started with a minimum investment of just $ 500. A company called Fundrise does all the heavy lifting for you.

Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.

This isn’t an obscure investment, though. You can see exactly which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina.

You can earn money through quarterly dividend payments and potential appreciation in the value of your shares, just like a stock. Cash flow typically comes from interest payments and property income (i.e. rent).

(But remember: Investments come with risk. While Fundrise has paid distributions every quarter since 2014, dividend and principal payments are never guaranteed.)

You’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.

5. Bring Your Operating Costs Down

If you’re treating your life like a business, you need to keep your operating costs down, right? That means taking a hard look at your monthly bills and cutting unnecessary costs. Luckly, that’s easier to do now than ever.

Download TrueBill, an app that’ll negotiate your bills, cancel unwanted subscriptions and refund your bank fees. On average, TrueBill says it helps customers save more than $ 700 a year by lowering their bills, canceling necessary subscriptions and getting refunds.

And what about insurance on your wheels? For many, car insurance is just one of those things where we cave in and pay. Because, just like the electric bill and phone service, we need it, right?

Yes. Unfortunately, there’s no getting around car insurance,. But one way you could save money is by shopping around and comparing rates at least once a year. Less than 50% of us do that, according to this survey from The Zebra, though 81% of us report wanting lower rates.

So, just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in less than 60 seconds.

When you cut out excess spending on monthly bills, you can put more in your pocket and more toward retirement. It just got a little closer.

6. Invest Like a CEO, but With as Little as $ 5

Aileen with money.

You know that you should be investing, but how? “It takes money to make money” is what they always say. Well, if you want to start investing, it doesn’t take as much money as you’d think.

If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.

You can start small and stack up change over time with its “round-up” feature. That means if you spend $ 10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you.

The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think. For example, we reviewed how Penny Hoarder Dana Sitar was able to save at a rate of $ 420 a year!

At that rate, you could set aside $ 1,000 in about two and a half years — without trying.

The app is $ 1 a month for balances under $ 1 million, and you’ll get a $ 5 bonus when you sign up.

You’ll be able to watch your investments grow as you get closer and closer to retirement. It’s okay. Show off your portfolio to the gang at the water cooler.

7. Give Your 401(k) a Pep Talk

For many people, a 401(k) account is their primary tool for retirement savings. That’s great. But if you want to retire early, you need to make sure it’s doing all it can for you.

If you’re saving for your retirement with a 401(k), awesome.

But when’s the last time you truly checked in on your account, adjusted your allocations, addressed any fees and all that other fun stuff?

Try using a robo-adviser to make sure your 401(k) is on track with your retirement goals. Blooom is an SEC-registered investment advisory firm that’ll optimize and monitor your 401(k) for you.

Your initial account checkup is free, and you can do it online in less than five minutes. This will help you get to know your account a little more intimately. Find out if you’re paying too many investment fees or if you have the appropriate amount of money invested in stocks versus bonds.

If you’re satisfied with the outcome of your initial checkup, great! If not, you can enroll in Blooom for $ 10 a month (Penny Hoarders get one month free). It’ll automatically adjust your 401(k) to best fit your needs all the way up to retirement.

8. Give Yourself Yearly Reviews

Now that you’ve made some smart moves to help put yourself in position to retire 10 years earlier than you otherwise could have, don’t just sit back and coast.

Like any good business, you need to review things at least once a year. Where can you cut back? Can you put a little more into your investments?

You’re the CEO of your life. Start acting like it, and watch the bottom line get bigger and better with time.

So… what will you do with an extra 10 years of free time?

Tyler Omoth is a senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Taylor Swift ‘Reputation’ Concert Film to Premiere on New Year’s Eve: Watch Trailer

Taylor Swift today announced that she is “gifting the world front row seats to the last show of the U.S. leg” of her “Reputation” tour with a concert film that will premiere on Netflix New Year’s Eve. “This epic concert film features pyro, fireworks, multiple stages and of course, a 63 foot cobra named Karyn,” […]

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WATCH: World News 12/12/18: Trump’s Former Fixer Michael Cohen Gets 3 Years In Prison

Feds announce agreement with National Enquirer’s parent company; Suspect sought in deadly terror attack near French market
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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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Trump’s Former Lawyer Sentenced To Three Years In Prison

President Donald Trump’s longtime personal lawyer Michael Cohen has been sentenced to three years in prison for committing a variety of crimes, including tax evasion, bank fraud, campaign finance violations, and lying to Congress.
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Love documentaries? Get 2 years of CuriosityStream for less than $26.

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This holiday season, you can journey to Himalayan forests, ancient Mesopotamia, or even Mars without ever leaving your living room. Is it the work of some cHrIsTmAs MaGiC? Nope — just that of CuriosityStream, an on-demand streaming service for nonfiction programming.

Created by the guy who founded the Discovery Channel, John Hendricks, this so-called “Netflix for nonfiction” lets you watch more than 2,000 science, technology, history, and nature documentaries from anywhere, and on multiple devices. 

Take your pick from some of CuriosityStream’s expertly curated collections of features, series, and award-winning originals, or sign up for personalized recommendations tailored to your unique interests. No matter the title you select, you can expect riveting commentary from experts like Stephen Hawking and David Attenborough, gorgeous visuals, and inimitable storytelling that helps you gain a better understanding of all the wonders of our world (and beyond) from the comfort of your couch. Read more…

More about Netflix, Documentaries, Streaming Services, Mashable Shopping, and Shopping Stackcommerce


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India is about to get its 3rd central bank governor in 3 years. Markets are concerned

The number of top-level departures may raise concerns about Modi's four and a half year-old government.
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AVENUE Q Will Close After 15 Years in NYC This Spring

AVENUE Q winner of three 2004 Tony Awards including Best Musical will conclude its celebrated 15 year run in New York on April 28, 2019, it has been announced by the show’s producers. Produced by Kevin McCollum, Robyn Goodman, Jeffrey Seller, Vineyard Theatre and The New Group, AVENUE Q will have played a total of 6537 performances upon closing from its first Broadway preview on July 14, 2003 to its final performance at New World Stages 340 W. 50 St. on April 28 next year.
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Homeowners are seeing the smallest equity gains in two years

The drop in equity gains has been sharpest in the third quarter of this year. In fact, after hitting a record high, the amount of tappable equity fell quarter to quarter for the first time since the housing recovery began.
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Eton Marks 90 Years

MILAN — Swedish shirtmaker Eton is going to celebrate its 90th anniversary with a special event at Pitti Uomo.
Although the company is keeping details on the celebration under wraps, Eton’s chief creative officer Sebastian Dollinger highlighted the importance of the Florentine trade show.
“Pitti Uomo is the event to be at for the men’s fashion industry and we are happy and honored to fete our anniversary there,” he said during an interview in Milan.
Founded in Gånghester, a town in Southern Sweden, by David and Annie Patterson, Eton sells its high-end shirts in 50 countries through a wholesale network of about 1,600 international retailers, including prestigious department stores Harrods, Selfridges, Nordstrom, Saks Fifth Avenue, Neiman Marcus, Harry Rosen, Le Bon Marché, El Corte Inglés, Rinascente and KaDeWe.
“We seem an old brand, but we are just at the beginning,” said Eton chief executive officer Hans Davidson. “In 90 years we managed to build a solid label, which is known for the high quality and the style. Now, the goal is to reach new and old customers through all the channels.”
While Eton is well-positioned across Europe and the U.S., the company still has to conquer the Asian market.
“We are preparing in the right way

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Do These 11 Things Now to Set Your Finances up for the Next 20 Years

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years into the future. I mean, some of us have trouble planning more than a week in advance. I know I do.

Financially speaking, we should all be planning for the future — at least a little bit. The question is, how can you set yourself up for success in the future? What can you do with your money right now that you’ll be happy about in 20 years?

We’ve got some ideas. They’re mostly about improving your financial habits — with a little technological help.

Save Without Thinking About It

woman on phone at night

Automate, automate, automate. Harness technology, and make it do the work for you so that in 20 years, you’ll be prepared for the next step, whether that’s buying a new home, traveling the world or retiring.

Set things up so a certain amount of your money gets automatically funneled into savings, investment and retirement accounts. That way, you can build wealth without thinking about it.

1. Let This App Save for You (and Get $ 5 Free!)

It helps if you can save money without really noticing it.

Digit makes that possible. Link the app to your checking account, and it will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Bonus: Penny Hoarders get an extra $ 5 just for signing up. Additionally, savers will receive a 1% bonus every three months. Digit is free to use for the first 30 days, then it’s $ 2.99 per month afterward.

Pro tip: In the long run, you’ll need a smart place to store your savings. There’s no law that requires you to bank the old-fashioned way — at a brick-and-mortar bank with a crummy interest rate on your savings.

An app called Varo Money offers a savings account where you’ll earn 1.35% annual percentage yield. That’s more than 20 times — repeat, 20 times — the average savings account, based on a 0.06% average reported by CNN Money.

2. Invest Your Spare Change

To automate your investments, consider starting an account with Acorns. Use its “round-up” feature. That means if you spend $ 10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you.

The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think. For example, we reviewed how Penny Hoarder Dana Sitar was able to save at a rate of $ 420 a year!

The sooner you start investing, the better off you’ll be 20 years from now.

The app is $ 1 a month, and you’ll get a $ 5 bonus when you sign up.

Think About Retirement… Now

senior couple out on the beach

If you have a 401(k) plan through your employer, you should be contributing money to it with every paycheck. If you don’t have one, consider opening an IRA, an individual retirement account. It’s a retirement savings plan you can put money into without going through an employer.

Like with investing, the sooner you start saving for retirement, the better off you’ll be in 20 years.

3. Get a Free Look at the Health of Your 401(k)

If you’re like most people, you have no idea whether you’re on pace for retirement or just sputtering along. Chances are your 401(k) could be doing a lot better.

Take control with help from Blooom, an investment advisory firm that can optimize and monitor your 401(k) for you.

It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.

After that, if you sign up, it costs $ 10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.

Manage Your Credit and Debts

man holding credit cards

In the long run, you’ll be in good shape if you maintain good credit and deal with your debts. If you’re smart and strategic about this now, it’ll pay dividends over the next couple of decades.

4. Get Your Credit Under Control

Keeping tabs on your credit score and your credit reports can help guide you to a financially healthier life — especially if you use a free credit-monitoring service like Credit Sesame. It gives you personalized suggestions for improving your credit.

The better your credit, the better off you’ll be when you’re getting a home or car loan. Credit Sesame can estimate how big a mortgage you might qualify for, for example.

Here’s our ultimate guide to using Credit Sesame.

5. Kill off High-Interest Debt

Most of us have got debt — student loans, car loans, credit cards, maybe a mortgage. But not all debt is created equal.

Be strategic. Pay down your high-interest debts first (while still paying the minimum balances on all your other debts).

That way, you’ll spend significantly less money on interest payments over the long run. As the years pass, your high-interest debts should start to disappear. In 20 years, you shouldn’t have any.

This is commonly called the debt avalanche method.

Your highest-interest debts are probably your credit cards. And at the bottom of the list? Probably your federal student loans, which tend to come with favorable interest rates and flexible repayment options.

6. Lower Your Interest Rates

Target that credit card debt first. A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look. Pay off your high-interest debt with a lower-interest personal loan

Here’s an easy way to do that: Fiona, a search engine for financial services, can match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $ 100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

Establish a Budget-Conscious Lifestyle

interior of a car in new york city

We’re not asking you to radically change your life. That’s not realistic. You don’t have to suddenly start living like a monk or anything.

Still, to set up your finances for the next 20 years, it’d be smart to establish some new habits.

7. Cut Your Food Budget

Groceries will be a huge part of your budget for the long run, so it’s worth taking a few steps to shop smarter. Here are our favorite tricks to save money on groceries:

  • Look for free printable coupons.
  • Compare your local grocery prices using this worksheet.
  • Earn cash back. Ibotta pays you cash-back on purchases if you take pictures of your grocery store receipts. Plus, you’ll get a $ 10 bonus for signing up!

8. Spend Less on Car Insurance

Car insurance will likely be a constant expense for you. That’s why it’s worth shopping around for a new policy every now and then. (Most people don’t bother.)

Just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in less than 60 seconds.

9. Look Into Life Insurance

Because we’re thinking about the long term: If you have a family, the last thing you want is to leave them without any financial support once you’re gone.

Maybe you should think about life insurance, which pays your dependents a set amount of money if you die. You might at least look into a basic policy that would pay off your funeral, mortgage or other debt.

Ethos can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $ 1 million. Ethos offers a digital application, and customer service is available if you have questions.

Make More Money

interior of an airbnb listing

In 20 years, you’ll want to be making more money. Ultimately, that’s up to you and your career path. In the meantime, we’ve got a couple of shortcuts to help you pad your bank account.

10. Get a Side Gig

To set yourself up for the long term, it helps to have more than one source of income.

Look for ways to earn extra money on the side. Here are a few options:

  • As a partner driver with Uber, you’d be an independent contractor. You’d set your own schedule and drive as much or as little as you want. You must be at least 21, have a valid driver’s license and pass a background check. Your car must be a four-door, registered in-state and covered by in-state insurance.
  • List a guest room on Airbnb, which could help you make hundreds — or thousands — in extra income each month. We’ve discovered you can list just about anything through the platform, including couches and backyard tents.
  • Here’s our guide to making extra money online.
  • Here’s our beginner’s guide to earning passive income.

11. Use a Rewards Credit Card

To earn a little extra cash, look at getting a rewards credit card. The rewards can really add up over time.

For instance, an option like the Chase Freedom Unlimited card* enables you to earn an unlimited 1.5% cash back on all your purchases. (Hello, grocery store!) Plus, if you spend $ 500 in your first three months of opening the card, you’ll pocket a $ 150 bonus.

Keep in mind that there are different types of rewards credit cards, so make sure to get the kind that works best for you:

  • Cash back credit cards are the simplest, because they just give you a portion of your spending back as a rebate.
  • Travel rewards cards offer miles, flights, hotel stays, car rentals and more.

Here’s our basic primer on rewards credit cards, and here’s our list of nearly 40 ways you can increase your earnings from your rewards cards.

No matter what, make sure to pay off your bill each month so you’re not paying interest on a balance.

*The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The Penny Hoarder is a partner of Credible.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He tries to plan at least a couple days in advance.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

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Trump says John Kelly will leave at years end

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http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

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US mall owners have been slow to change for years. But now they’re trying to embrace it

As 2018 comes to an end, it's been announced that more than 146 million square feet of retail space will be shut across the U.S. in malls and shopping centers, according to real estate research group CoStar.
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Here’s what you can safely talk about at this year’s office holiday party

The Post — like plenty of other companies — is having its holiday party in a couple of weeks. No, you aren’t invited. But since I am going, I thought it would be wise, given the current social climate, to make a list of the topics that are safe, or not, to discuss over a…
Business | New York Post

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Kering’s 10 years of fighting anti-women violence (not just making fab clothes)

The Kering Foundation is 10 years old! The owners of Gucci and Saint Laurent do a lot more than set catwalk trends…here’s how they’re combating violence against women – and the partner organisations doing amazing things

The designer group Kering owns some of the world’s hottest brands – Gucci, Saint Laurent and Balenciaga to name a few – and produces some of the world’s most fashion-forward clothes. But the luxury group, headed by CEO Francois-Henri Pinault (or Monsieur Salma Hayek, as he’s known in certain circles), is also trend-setting in another, even more important, way.

Mr Pinault and Kering take their social and ecological responsibilities seriously – devoting significant resources to finding new ways to make their brands more sustainable, and funding studies and an open-source system that allows the industry as a whole to share information on issues around sustainability. One of the company’s biggest achievements is its charity arm, The Kering Foundation, which celebrated its 10th birthday with a cocktail reception in Paris last week. It was set up in 2008 with the specific aim of combating violence against women – an issue that impacts 1 in 3 women worldwide. At the event, Mr Pinault (bel0w) shared his pride at the work already done: “For the past 10 years, we have contributed to weakening the taboo around violence against women by openly addressing it in our awareness campaigns.” Looking to the next decade, he said: “We will continue the fight. I want The Kering Foundation to explore new fields of action. Prevention, for example, by raising awareness among men about violence against women. I also keep in mind the fate of children, who are often direct or indirect victims of this violence.”

Over the last decade, they’ve worked with NGOs and grassroots initiatives that aim to prevent and tackle anti-female violence, everywhere from the UK to France, Italy, South America and China. The company launched the White Ribbon campaign in 2012 to raise awareness of the subject. Previous campaigns have starred Kering designers including Christopher Kane, Stella McCartney and Gucci’s Alessandro Michele (below)

This year’s has just been unveiled – and will target younger ‘Gen Z’ consumers and the issue of cyberbullying, with accompanying hashtag #IDontSpeakHater. Women are 27 times more likely to be bullied online than men.

Here, the Foundation’s Executive Director Celine Bonnaire (below) tells us about the successes of the charity so far – and what they’re planning next.

“We favour an approach that focuses on partnership, and work closely with a limited number of partners. I’m very proud of one of our NGO partnerships, with ‘La Maison des Femmes’, a haven based in France’s Saint Denis, that offers care and medical, psychological, and emotional support to vulnerable women. It’s particularly dear to my heart as we co-built it with other foundations, mixing private and public funding. “

Another achievement Bonnaire is especially proud of is the Foundation’s work to combat domestic violence, via the workplace. Working with specialist organisations – Womens’ Aid in the UK, NNEDV in the US, Solidarite Femmes in France and D.i.Re in Italy – they’ve designed training sessions for employees on the impact of domestic violence at work, and making the workplace a supportive environment for survivors. Kering have put their money where their mouth is (so to speak) – since 2010, over 1,200 Kering staff have attended sessions, including the Group’s Executive Committee.

Bonnaire remembers meeting a woman whose life had been directly affected by the work of the Foundation: “She was a mother of three who had flown from Algeria to escape domestic violence. She was a lawyer there but once in France, she couldn’t work, had no papers, and had to cope with her three little kids as well as her trauma from violence. And from time to time, with the ex-husband who was ‘visiting’ her in France. This could happen to any of us. Owing to her courage and the support she received at La Maison des Femmes, she rebuilt her life, got her papers, and stabilised her situation.”

Bonnaire is also excited about innovative new developments in the field. Last June, seven social entrepreneurs were awarded a six-month incubation programme, with two years of Kering mentorship and a grant. Hera Hussain of Chayn closes the critical information gap to help domestic abuse survivors, especially younger women from immigrant populations, find safety with crowd-sourced, expert-informed online resources.

Callisto, launched by Jessica Ladd, is an online reporting system for sexual assault survivors that can detect any serial sexual predator in the United States. The safe and secure platform means survivors are five times more likely to report an assault and do so three times faster than the national average.

She also believes it’s time to work not just with the victims themselves, but with men and boys to combat violence against women. “We partnered with an organisation called Promundo and its programme Manhood 2.0, which tackles how gender norms harm young men and women; it engages young men in recognising some of the harmful ideas around ‘masculinity’ that can have negative consequences on health, relationships, sexual violence, bullying and mental health.”

So what would she like to see more of, when it comes to fellow fashion companies? “I’m convinced it’s important for any industry and company to tackle the issue of violence against women by talking about it, making sure the workplace is a safe and supportive environment for survivors and promoting gender equality.”

We can all get on board with that…

The post Kering’s 10 years of fighting anti-women violence (not just making fab clothes) appeared first on Marie Claire.

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Same Job for Many Years? These 5 Tips Will Help You Reinvent Yourself

After 10 years in human resources at a nonprofit, Laura Niebauer Palmer figured she wouldn’t have any problem finding a new HR job when she and her husband moved from Chicago to Austin, Texas.

Then she started reading the job postings — which asked for advanced training and experience with programs she didn’t use — and realized her old skills weren’t marketable for a new position.

“My heart sank,” the 38-year-old says. “I was like, “What am I going to do? How am I going to bridge this gap?’”

So how is it that 10 years of experience could become a detriment rather than a strength for a job candidate?

Many longtime workers are falling behind on the skills required in rapidly changing industries, according to Alvin Nesbot, the New York City market manager for Manpower.

“People who are just joining the job market — maybe within the past three to five years or so — are making moves a lot faster than people who have been working for 10-plus years,” Nesbot says. “There are those people who have worked a lot longer who have stayed in a lull and gotten stagnant.”

And it’s not just another co-worker who’ll offer the skills you’re lacking — at least, not a human one. It’s estimated that half of the work activities companies pay people to do could be automated by 2055, according to a study by the McKinsey Global Institute.

If you’re worried your field is going the way of the dinosaur, here are some alternative jobs for dying industries. But what if you like your industry and just want to change jobs? Read on for strategies for making a change after years in the same gig.

How to Make a Career Change

Laura Niebauer works on her laptop while holding her infant son at home.

If you’re a bit unsure about what’s happening outside your cubicle walls, here are five strategies for avoiding — or escaping — a dead-end job.

1. Network for a Job

Leaving your comfort zone to network may seem intimidating, but it’s a great way to find out what is going on in your industry. It’s part of the reason it’s so important to maintain networking relationships even after you have found a job.

Being around your peers is not only helpful for finding contacts for the next job but also for discovering what credentials and terminology are becoming more prominent within your field, according to Palmer.

“You have like-minded people to bounce ideas off,” he says. “Also, it’s very eye-opening when you’re around a bunch of people and they’re having conversations about topics you don’t really know about or are using acronyms that you’re like, ‘Wait, what does that mean?’”

And if the thought of a networking event makes you break out in hives, try one-on-one networking with former colleagues, Palmer suggests.

“What I would have done differently is definitely caught up with people who had left the company,” he says. She adds that by asking about the transition to new roles, you’ll get a better idea of what technology and skills are in demand outside your office.

2. Update Your Resume

If your resume touts WordPerfect expertise and includes your AOL address, it’s probably time for a resume makeover. (Also, stop wearing that sundress over a T-shirt.)

Reading your resume with a critical eye is essential for identifying skills or programs that are no longer relevant for your position, according to Nesbot.

“What you were doing seven to 10 years ago is not going to be relevant or as important as what is going on today,” Nesbot says. “Are there things making [your resume] look dated?”

If it’s been a couple of presidential administrations since you last updated your resume, you may want to start fresh. (Here’s a guide to writing a professional-looking resume.)

But starting over doesn’t mean you have to forget your past experiences. Instead, take some time to compile a comprehensive list of training and accomplishments, Nesbot suggests.

“Sometimes we don’t look at our resumes in a while, and we realize there are things we’ve been doing that we haven’t highlighted,” Nesbot says. “Include any certifications or training that you’ve done to help set you apart from any other candidate.”

Once you have your list, compare it to current job postings and craft your resume so it includes recent credentials and popular terms within your industry.

“Make sure you have buzz words that are going to stand out to whoever is reading your resume,” Nesbot says.

3. Find a Mentor

Palmer holds her son in his nursery.

Once she got to Austin, Palmer ended up at a staffing agency looking for work. The agency placed her in a temporary three-month position to fill in for a woman on maternity leave.

Palmer used those months to take advantage of the in-house training department to connect with someone who could provide long-term career advice.

“The biggest part that helped me develop was the mentorship that I had with my boss,” she says. “I learned so much from her; my confidence rose 100%.

You can’t replicate that with a course.”

At the end of her temporary gig, the company offered Palmer a full-time position in the HR department.

4. Volunteer for Experience

Rather than repeating past mistakes, Palmer says, she took the opportunity at her new job to question what she really wanted in the next five or 10 years — and it turns out, it wasn’t HR.

After spending some time figuring out what she really wanted to do, Palmer decided than rather than pouring money into additional education, she’d offer to work for free in exchange for the experience she was lacking.

“I volunteered at two organizations, and one of them specifically was something that I wouldn’t have been able to land a job at because I had no experience,” Palmer says. “But when you say, ‘Hey, I can volunteer for this,’ then they’re like, ‘Great, we have somebody who has a lot of time and is really excited about this. We’ll put some training into them.’”

Thanks to that experience, Palmer was able to snag a part-time job at a small company, which allows her to spend time with her infant son as well as write articles sharing her expertise — including some for The Penny Hoarder.

5. Apply for Jobs Before You Need One

Even if you’re happy in your job right now, it doesn’t hurt to start investigating what’s out there.

After all, the best way to discover if you’re growing or stagnating in your career is to find out if someone will hire you — and there’s always a chance you’ll find your dream job in the process, Palmer points out.

Look at the jobs right now and actually apply to them and go through interviewing,” Palmer says. “I don’t think there’s anything wrong with that to see where your skills are — if they’re lining up with what is currently needed in the market.

“But you also might land a job that you didn’t even know you wanted.”

Why You’re Not Job Hunting

Laura Neibauer plays with her infant son in his nursery in Austin, TX.

Reevaluating your skills every few years takes some work, but the rewards are a more fulfilling career with greater chances for growth. Admittedly, that can be hard to do when you’re happy — or at least satisfied — with your current position.

Your salary and benefits might tempt you to stay put, but you’ll suffer in the long run if you’re too scared to change, according to Palmer. She notes part of the reason she stayed at her first job for so long was the generous paid time off and health care coverage.

“It’s hard because you’re trying to balance furthering yourself but also realizing if you further yourself, you’re taking a risk,” Palmer says. “ But if you’re looking to grow in your career… you need to challenge yourself.”

Tiffany Wendeln Connors is a staff writer with The Penny Hoarder. She likes all kinds of change, but pennies are her favorite.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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The Winemakers and Champagne Houses Making Their Mark With U.S. Consumers Ahead of New Year’s Eve

Thanksgiving is all but a distant memory now. Black Friday and Cyber Monday, just fleeting moments as we make the usual motions through the holiday shopping season.

Amid all the consumerism is (sometimes) some yuletide fun, often shepherded by warm spirits, mulled wines, and–of course–bubbly bottles of Champagne.

Always an easy gift for a host or hostess at a holiday party, there are many new options for U.S. consumers to consider as a number of smaller (as well as familiar) French houses have started to bring their trademark sparkling wines across the Atlantic.

Champagne Pommery Blanc de BlancsChampagne Pommery

Champagne

Champagne Pommery: Newly released, the Pommery Blanc de Blancs is made from 100% Chardonnay grapes, sourced from the northern terrain of the Montagne de Reims and the hills of Nogent l’Abbesse. According to the winemakers, this particular terroir combination lends a special springlike freshness to the cuv?e. The bubbly offers subtle floral notes of jasmine as well as acacia, linden, and citrus fruit, notably fresh apple and yellow grapefruit. SRP: $ 67.

Champagne Nicolas Feuillatte’s signature One Fo(u)r bottles

Champagne Nicolas Feuillatte: Perhaps the most ready for your holiday f?tes that surely will end up on Instagram, Champagne Nicolas Feuillatte has a number of options to wow guests, starting with pint-sized Champagne bottles. (Maybe a bit gauche, but then again, no glassware that needs to be cleaned. Just toss in the recycle bin after). The single-serve bottles, in either the traditional Brut R?serve or Brut Ros?, also come with–wait for it–a wrist strap for making it easy to carry around the party. (Certainly solves the problem of where to put your drink while trying to eat at a cocktail party.)

For something a little more serious, but no less fun, are the 2018 Limited-Edition Champagne Nicolas Feuillatte “Enchanted Meadow” bottle with an elaborate holiday wonderland-inspired exterior as well as the very high-end Champagne Nicolas Feuillatte’s Palmes d’Or, one of the house’s finest crus aged for at least six years to advance the delicate flavor. SRP: $ 13 for the Signature One Fo(u)r 87-milliliter bottles; $ 36 for the Enchanted Meadow; $ 136-$ 200 for the Palmes d’Or.

Mo?t & Chandon ChampagneMo?t & Chandon

Mo?t & Chandon: As one of the world’s largest wine producers, Mo?t & Chandon isn’t taking the holiday season off. The 149-year-old house is releasing a limited edition series of”Art-de-Vivre” bottles, featuring iconic Parisian elements such as the Eiffel Tower and the Louvre as well as images synonymous with the brand, like a champagne tower and the logo neck ties. SRP: $ 39.99 for the Mo?t Imp?rial Brut; $ 49.99 for the Mo?t Imp?rial Ros?; and $ 59.99 for the Mo?t Nectar Imp?rial Blanc, touted by the house to be “tropical, exciting, and daring” with flavors of pineapple and mango.

Luc Belaire
Luc Belaire Brut GoldLuc Belaire

Sparkling Wine

Luc Belaire: Crafted by a 5th- and 6th-generation father-and-son team at a 118-year-old house in Burgundy, Luc Belaire might not be able to implement the official “Champagne” label given its geographical location, but it does reside in the heart of one of the world’s most well-known and respected wine regions. Produced from a blend of Chardonnay and Pinot Noir grapes, Belaire Brut Gold is a versatile option as its winemakers tout it as ideal for pairing with nearly any menu. To get a better idea of what you’re working with, the Brut Gold, the latest addition to the Luc Belaire portfolio, sports a hint of stone fruits (pear and peach) and brioche with a dry finish. For the dosage, Luc Belaire uses organic sugar cane, which the company says offers more structure to the wine while leaning on a style popularized during the 1920s. SRP: $ 30-$ 35.

Frank Family NV Brut RoseFrank Family Vineyards

Frank Family Vineyards: For something also outside of the traditional Champagne region but inspired by the style all the same is Frank Family Vineyards in California’s Napa Valley. The 2014 Sparkling Brut Ros?, a blend of 88% Pinot Noir grapes and 12% Chardonnay, is made in the traditional French method in which the secondary fermentation occurs in the bottle. The wine is then rested on the spent yeast cells for two and a half years before disgorgement. Almost millennial pink to its core, the Brut Ros? will likely impress oenophiles of any age or experience with wine thanks to its balanced palate of summery, fruit flavors (namely strawberry sherbert, orange peel, and red cherry) with a number of toasty and creamy nuances. SRP: $ 55.

“Prosecco Pie” by Ruffino and the Little Pie CompanyThe Little Pie Company

Something Extra…

Prosecco Pie: Not everyone is a sparkling wine lover. But what if I told you that you could consume sparkling wine–namely a very familiar Italian varietal–in…pie form? For over 33 years, Manhattan’s The Little Pie has gained a cult following–including with some familiar names like Oprah and Sarah Jessica Parker. This holiday season, The Little Pie Company collaborated with Tuscan wine producer Ruffino to produce a seasonal pie inspired by the apple and citrus flavors in the Italian winemaker’s signature Prosecco. The real star here is the topping to the pie rather than the filling itself, with strands of salted caramel criss-crossing a bed of brown sugar and warm apples. The pies are available in 5-inch and 10-inch sizes–the former of which comes with, naturally, a mini bottle of Ruffino Prosecco. SRP: $ 9.50 for the 5-inch version and $ 45 for the full-sized pie, plus shipping for delivery nationwide.

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Priyanka Chopra Through the Years: Photos

Priyanka Chopra is just days away from her December wedding to Nick Jonas, and Us Weekly is taking a look back at her journey to the aisle ahead of her walk down the aisles — plural — as the couple will have not one, but two ceremonies in Rajasthan, India.

Scroll through to revisit some of her most memorable moments throughout the years!

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